Washington Sydney Toronto Singapore London Shanghai Omega Performance Corporation www.omega-performance.com COMMERCIAL LOANS TO BUSINESS As business becomes more competitive and risk increases, so does the need for lenders and analysts who can effectively identify and assess risk. Omega Performance’s proven methods provide a solid foundation in commercial lending skills and enable your organization to compete successfully in the commercial business market. Why Commercial Loans to Business? Results Commercial Loans to Business is the industry standard for providing commercial lenders with the combination of skills and current information they need to make sound, well-informed loan decisions. The training program focuses on high-value, high-impact competencies by emphasizing interpretation and analysis. Commercial Loans to Business helps you and your lenders: • Develop a more profitable, lower-risk loan portfolio • Increase lending efficiency • Receive high-quality training with flexible delivery methods • Create a common vocabulary and lending process throughout the organization • Improve relationships with customers through a better understanding of their business and credit needs Who Should Be Trained? Commercial Loans to Business is recommended for: • Entry-level and mid-career commercial lenders • Entry-level and mid-career commercial credit analysts • Credit administration staff • Loan review staff • Management trainees Delivery Method We offer flexible delivery options, including online with print Reference Guide and optional webinars, workshop or coaching, and print self-study with optional webinars, three-day workshop or coaching. There is also a five-day workshop with minimal prework, and print accompaniment. Participants generally need 25 to 30 hours to complete the online self-study modules or 40 to 60 hours to complete the print self-study. What Is Included? Commercial Loans to Business includes the following self-study modules, each of which covers an important facet of the commercial lending decision process: • Opportunity Assessment • Borrowing Causes • Industry and Business Risk Analysis • Financial Statement Analysis • Cash Flow Analysis • Projections • Loan Structure Commercial Loans to Business online includes state of the art technology using interactive case-based learning, practice exercises, job aids, worksheets and case-based progress checks with feedback and remediation links to relevant content. Pre-testing and posttesting are also available. Additionally, access to an online mentor ensures attainment of learning objectives. Omega Key Differentiators • The industry standard in providing the best foundation for commercial credit analysis and underwriting • Available application workshop taught by Omega instructors who are past senior lenders and who are schooled in adult learning • Allows for a variety of delivery methods, including online or paper-based self-study, digital media, and applications workshops © Omega Performance Corporation. All rights reserved.