Our name is synonymous with responsibility
Wealth-Assurance AG
Swiss quality and personal service – these are our trademarks
Welcome
Aloyse Steichen
Chairman
On behalf of Wealth-Assurance AG and its em-
lawyers, private banks, asset managers, family
ployees, I would like to bid you a warm welcome.
offices and wealthy private clients have already
As a totally independent service company, we
placed their trust in our expertise, and the sup-
have set ourselves the goal of offering you as a
port we provide which is geared towards long-
client or partner a broad range of assurance so-
term results. The high level of commitment from
lutions that are authorised for distribution in 31
our employees and the substantial participation
countries. Thanks to our expertise, we are able to
of the managers, and top executives from the
optimise your assets both legally and fiscally, and
unit-linked insurance industry in Europe, guar-
at the same time make use of the advantages
antee you a princely and hence premium quality
of being located in Liechtenstein. Both for Eu-
service. In order to ensure the satisfaction of our
ropean and international investors, the concept
clients in the long term, we constantly refine our
devised by Wealth-Assurance AG can reduce the
solutions and continually improve our services.
fiscal burden in line with national legislation or
even avoid taxation altogether. Thanks to our
Why not take advantage of the privileges Liech-
world renowned and recognised wealth planning
tenstein offers. We look forward to working with
solutions, we can also provide cross-border tax
you!
and estate planning. Naturally, we guarantee you
highly customised solutions and ensure absolute
confidentiality. Leading European fiscal advisors,
History: how does one actually measure time?
The Babylonian logicians were the first to divide up time, breaking down the day into 24 parts. Each of these parts was then divided by 60, and minutes
came into being. The calculation of time by the Babylonians was based on simple mathematical formulae. The numbers 6, 24, 60 and 600 played an important role in that. The introduction of the calculation of time was the start of a new era.
Swiss tradition – Swiss watchmakers
Unique quality, patient precision, lasting values
Your ancestors placed their trust in the principles of Swiss
sion and care in order to meet your personal family needs.
watchmakers. Times have changed, but the importance of
You have always rejected restrictive standard solutions in
quality and personal commitment has not. You want to
your business life, and your success has proven you right.
be advised by top experts. You have managed your assets
Now is not the time to lower your expectations.
carefully so you can pass them on one day to the next
generation. You consider the personal advice, independence and a high level of commitment from your advisors
to be crucial for sound financial planning. Conscientiousness, competence and excellent services are at the heart of
all our joint undertakings.
Across Europe, assets are annually reduced by hundreds of
millions, because individuals are unable to find their way
through the maze of laws and regulations in order to optimise their assets. You know from many years of experience that, unfortunately, the interests of third parties are
far too often placed above your own personal interests.
Wealth-Assurance AG is independent, just like you. We
offer you our greatest assets, namely the benefits of our
independence coupled with our extensive expertise. Just
as watchmakers patiently and with precision make and assemble the components of watches, we make individual
solutions for your assets and assemble them so that you
can enjoy long-term security and continue to obtain a return on your assets. Our specialists work with great preci-
History: the temple (ho naós: “the home”)
This is the most important and most widespread type of Greek architecture. The buildings that were erected in the Hellenic empires of the East or in North
Africa and remain beholden to local architectural styles are not considered to be Greek temples in the literal sense, even if Greek compositional methods
were used. Even today, we can marvel at the monumental structures that were designed to last for eternity.
WEALTH-ASSURANCE AG
About us
Wealth-Assurance AG is a European life insurance company
our solutions make it possible for international investors to
with its headquarters in Liechtenstein’s well-established fi-
develop wealth planning strategies that are tailor-made to
nancial centre.
suit your needs. This is possible thanks to the unique investment opportunities of life insurance in Liechtenstein, which
Deutscher Ring Krankenversicherungsverein a.G. (founded in
are not restricted to standardised financial products. Life in-
1925) is the institutional investor of Wealth-Assurance AG
surance, while taking into consideration national laws, offers
and member of the Signal-Iduna Group, employing around
global fiscal advantages that are backed up by the expert
12,500 people. As a fully independent service company for
knowledge of Wealth-Assurance AG employees. Leading
European private clients, we are committed to Swiss qual-
European tax advisors, lawyers, private banks, asset manag-
ity and tradition. We have no interlocking capital agree-
ers and family offices have distanced themselves from the
ments with banks or asset managers. Our life insurance is
restrictive concept of private banking and are moving to-
recognised as a wealth planning instrument throughout
wards an integrated wealth planning concept. They are al-
Europe. In the 21st century, the idea of private bancassur-
ready relying on the expertise of Wealth-Assurance AG. Our
ance is giving way to that of wealth assurance, since a lot
independence also enables us to work with your preferred
more than liquid assets is involved. In fact, it is a matter of
asset manager, family office or advisor. If you are not yet
the overall security of your assets. At the same time, the
acquainted with Wealth-Assurance AG, our experts will be
advantages of being located in Liechtenstein can be fully
pleased to provide you with detailed information. Why not
exploited, i.e. flexible investment opportunities that exist in
take advantage of the benefits offered by one of Europe’s
no other country. Together with the security provided by
most prestigious financial centres.
EU/EEA compatibility, you can also make the most of the
advantages of neighbouring Switzerland. Thanks to:
- high quality independent advice;
WEALTH-ASSURANCE AG
- maximum investor protection;
Your personal adviser and partner
- a legal tax environment;
in the 21st century.
- the highest level of individual care and attention
plus protection of your privacy;
- benefits of the opportunities of globalisation;
History: the sextant
A sextant is a nautical and optical measuring instrument. It is mainly used to measure the height of a celestial body for astronomical navigation at sea. It
was also employed in astronomy and land surveying.
Your partner in the 21st century
We are here for you
Our benefits for you:
OUR SERVICES FOR YOU:
| Investment |
- Financial planning
the greatest possible flexibility in the choice of invest-
- Asset management
ment, almost no investment restrictions
- Inheritance planning
- Global financial investments with leading
| Discretion |
Liechtenstein insurance client confidentiality guaran-
- Independent concepts, made to measure for the
tees protection of your private sphere and assets
individual client, that meet the needs of personal financial planning
independent partners
| Inheritance | - Security of your assets
the policy does not come under estate; high level of
- Fiscal optimisation
flexibility as to how your assets are distributed
- Investments with a personal note
| Structure |
you can chose your structure freely and change the
beneficiary rights at any time
| Tax |
an optimal tax structure that is in line with the legal
framework of the country in which you are fiscally
domiciled
| Protection |
security and protection of your family in the case of
bankruptcy
Wealth-Assurance AG does not provide legal and tax advice. The final assessment in each case is the responsibility of your lawyer or tax advisor. Wealth-Assurance AG
therefore urgently recommends all those persons who are considering utilising our solutions to take comprehensive advice from an independent lawyer, tax advisor and/
or accountant. This publication is for information purposes only and does not constitute either an offer or a request for a tender, for the sale or purchase of investments
or other specific products to any persons in any jurisdictions. Although all the information and opinions contained in the document stem from reliable and trustworthy
sources, we disclaim any contractual or tacit liability for false or incomplete information. All information and opinions as well as the stated prices can be modified at any
time without prior notice. These documents may not be reproduced or copied without the prior consent of Wealth-Assurance AG.
© WEALTH-ASSURANCE AG 2011. All rights reserved.
Our Wealth-Assurance solutions are authorised for distribution in 31 countries
WEALTH-ASSURANCE AG
Landstr. 126a | FL-9494 Schaan
Principality of Liechtenstein
Phone: +423 377 07 07
Fax:
+423 377 07 00
www.wealth-assurance.com
info@wealth-assurance.com
Vaduz
|
ÖR
FL-0002.244.799-1