We are
Primerica
Since our founding, Primerica has been a company dedicated to helping Main Street families.
Over the years, we have shown that there is a way to do business and be successful and still
remain true to core beliefs. At Primerica, we always strive to fulfill our mission statement.
We help families earn more income and become properly protected,
debt free and financially independent.
Primerica
The largest independent financial services marketing company in North America. We have
all the resources our clients need to build the foundation for their financial future. Primerica
has partnered with some of the most respected companies in the financial services industry.
MANAGED ACCOUNTS1, 4
LIFE INSURANCE
ANNUITIES1, 3
Primerica Life
Insurance Company
DEBT SOLUTIONS
1, 5
Primerica Life
Insurance Company
of Canada
Referrals by Primerica
Client Services, Inc. to
PRIMERICA DEBTWATCHERS™ 1, 2
Offered by Primerica Client Services, Inc.
through contractual agreement with
401(K) PLANS1, 3
®
AUTO & HOME INSURANCE
REFERRAL PROGRAM
MUTUAL FUNDS1, 3
Quotes from such companies as:
Safeco and Progressive
LONG TERM CARE
LEGAL PROTECTION
Primerica Legal
Protection Program
•
We are a financial services company with a unique
distribution model.
•
Our business opportunity is not a traditional “job.”
We help average and ordinary people become
business owners.6
•
Our clients have approximately $48 billion in assets
under management in their PFS Investments Inc.
accounts.3, 8
•
We have one of the largest securities sales forces
in North America.
•
Our distribution model allows us to deliver financial
products that Main Street families actually need.
•
We are a public company traded on the New York
Stock Exchange under the symbol “PRI.”
•
We have been in business since 1977, with a proven
track record.
•
We are an accredited member of the Better
Business Bureau. – www.bbb.org/us
•
More than 4 million lives are insured through us.7
•
We are highly regulated by agencies such as:
•
An average of $3 million in benefit claims are paid
through our life companies every day.7
•
More than two million clients maintain investment
accounts with us.7
– Securities and Exchange Commission (SEC) –
www.sec.gov
– Federal Trade Commission (FTC) – www.ftc.gov
– State insurance departments
Primerica Shareholder Services
•
•
$241,833
Has been awarded the exclusive Dalbar Service
Award for outstanding customer service 12 years
running. Dalbar, Inc. is a client service rating
company that works to make customer satisfaction
and quality a top priority in the financial services
industry.
Average Policy
Face Amount11
Has been awarded a Gold NOVA Award on
Innovation in Customer Experience. Given annually
by Money Management Executive magazine,
the NOVA Award recognizes innovations in fund
operations, as asset management companies
embrace new technologies and strive to become
more effective in serving their clients.
Primerica’s Life Companies
•
Have approximately $682 billion of life insurance
in force.7
•
Paid more than $17 billion in death claims. 7
•
Pay 95 percent of claims within 14 days.7
•
Are rated A+ (Superior) by A.M. Best, the oldest and
most prominent ratings agency in the industry.9 –
www.ambest.com
•
Issued an average policy face amount of $241,833
compared to an industry average cash value of
$88,848 (2012).10
•
American Council of Life Insurers (ACLI) member
$88,848
$100,000
Industry Average
Cash Value
Insurance Sales 2012
Primerica Term Insurance
Wouldn’t you feel comfortable being a part of a company of this magnitude?
For more information, check us out at these websites:
•
Primerica.com
•
PrimericaBusinessOpportunity.com
•
AskPrimerica.com
•
FreedomLivesHere.com
•
GenerationPrimerica.com
•
PFSnet.com
•
PrimericaAALC.com
•
PrimericaCanada.ca
•
PrimericaFNA.com
•
PrimericaFinancialSolutions.com
•
PrimericaLatino.com
1 Not all products/services available in all states or provinces. A representative’s ability to market products from the companies listed is subject to state/province and a
federal licensing and/or certification requirements. 2 Not available to residents of Washington, D.C. 3 In the United States, securities are offered by PFS Investments Inc.
(PFSI), 1 Primerica Parkway, Duluth, Georgia 30099-0001. 4 PFS Investments Inc. (PFSI) is an SEC Registered Investment Adviser doing business as Primerica Advisors.
PFSI is a member of FINRA and SIPC. Lockwood Advisors, Inc. (Lockwood) is an SEC Registered Investment Adviser and an affiliate of Pershing LLC, each subsidiaries
of The Bank of New York Mellon Corporation (BNY Mellon). Pershing LLC, member FINRA, NYSE, SIPC. SEC registration neither implies nor asserts the SEC or any state
securities authority has approved or endorsed PFSI or Lockwood or the contents of this disclosure. In addition, SEC registration does not carry any official imprimatur
or indication PFSI or Lockwood have attained a particular level of skill or ability. Neither Lockwood or BNY Mellon is affiliated with Primerica. 5 Neither PCS nor its
representatives offer or provide services such as credit repair or improvements, budget planning, debt or credit counseling, debt settlement or other similar services.
6 Ownership is available only upon meeting all qualification and eligibility requirements, and remaining in compliance with all terms and conditions, as set forth in the
Ownership Program Document and various operating policies and procedures issued by Primerica from time to time. 7 Numbers reflect the combined totals as of December 31, 2014, or the period stated, for the following affiliated companies: National Benefit Life Insurance Company (Home Office: Long Island City, NY) in New York;
Primerica Life Insurance Company (Executive Offices: Duluth, GA) in all other U.S. jurisdictions; Primerica Life Insurance Company of Canada (Head Office: Mississauga,
ON) in Canada. Each company is responsible for its own financial obligations. 8 As of December 31, 2014 9 As of June 27, 2014. A.M. Best ratings range in order from
the highest ratings as follows: A++, A+, A, A-, B++, B+, B, B-, C++, C+, C, C-, D, E, F. 10 2012 sales. Company records and ACLI Life Insurers Fact Book 2013.
In New York, term life insurance products are underwritten by National Benefit Life Insurance Company, Home Office: Long Island City, New York; in the United States
(except in New York), term life insurance products are underwritten by Primerica Life Insurance Company, Executive Offices: Duluth, Georgia.
© 2012-2015 Primerica / A9189 / 49279 / 11PFS645-15 / 1.15