ACCOUNT INFORMATION Consumer Pricing Information 1. U.S. Bank Packages Prior to August 12, 2013: To maintain Package benefits, a Silver, Gold or Platinum Checking with a Package Money Market Savings account and/or any U.S. Bank credit card must remain open and in good standing. After August 12, 2013 the eligibility requirements will no longer be necessary. See the U.S. Bank Your Deposit Account Agreement booklet and Consumer Pricing Information brochure for additional disclosures applicable to deposit accounts. Other conditions and restrictions may apply. Terms may change without notice. 2. Mobile Banking and text alerts You may be charged access fees by your carrier, dependent upon your personal plan. Web access is needed to use Mobile Banking. Check with your carrier for details on specific fees and charges. 3. Paper statement fees Additional fees apply for statements with Check Images or Check Return. 4. Average account balance (Silver or Gold Checking) Average account balance for Silver or Gold Checking is determined by adding the balance at the end of each calendar day during the statement period, up until and not including the last two business days of the statement period, and dividing that sum by the number of days used. Business days are Monday through Friday; federal holidays are not included. Effective August 12, 2013, Combined account balance (Silver Checking) The combined balance is the total average account balance of the Silver Checking account and all Package Money Market Savings accounts you own. The average account balance is determined by adding the combined balance at the end of each business day during the statement period, up until and not including the last two business days of the 1 are Monday statement period, and dividing that sum by the number of days used. Business days through Friday; federal holidays are not included. 5. Non-U.S. Bank ATM transactions An additional surcharge fee will be applied by the ATM owner, unless they are participating in the MoneyPass® network. 6. Monthly reward bonus (Gold and Platinum Checking) Monthly bonus is calculated based on rewards earned each month for net purchases (purchases minus credits and returns) and excluding elevated rewards based on special purchase-category tiers made with a U.S. Bank Cash+TM Visa Signature® Card, FlexPerks® Travel or Select Rewards Visa® Credit Card. 7. Easy Checking accounts with no monthly maintenance fee Requires at least one identical 2 account holder on all accounts. Limit two Easy Checking accounts with no monthly maintenance fee for Gold Package customers. 8. Auto-pay to a U.S. Bank personal loan, line or credit card (Gold Checking) Automatic monthly payment from the Gold Checking to a personal loan, line of credit or credit card, does not include student loans and some indirect loans. 9. U.S. Bank personal loan, line of credit or credit card (Gold Checking) Includes U.S. Bank: personal purpose loans, Home Equity Loans, Home Equity Line of Credit, Premier Line, Home Mortgage and Credit Cards. (U.S. Bank Reserve Line of Credit and Student Loans are excluded). Mortgage and credit products are subject to eligibility requirements and normal credit approval, and may be subject to additional charges such as annual fees. Please refer to the credit agreement for full details. 3 10. Earns interest Variable rate account, interest rates are determined at the bank’s discretion and can change at any time. 11. Up to a $1,000 U.S. Bank Home Mortgage discount Discount is calculated as 0.25% of the loan amount. Maximum mortgage discount is $1,000. For existing U.S. Bank home mortgages the refinance discount maximum is $300. Certain mortgages may not be eligible. Information is subject to change without notice. Loan approval is subject to program guidelines. Other restrictions may apply. 12. Free money orders, cashier’s checks, etc. No U.S. Bank fees on money orders, cashier’s checks, counter checks, single-signer traveler’s cheques, stop payments and copies of checks and statements. 4 13. $25,000 in combined personal deposits and/or credit balances with U.S. Bank and investments with our affiliate, U.S. Bancorp Investments, Inc. (Platinum Checking) Combined deposit balances include the average monthly collected balances for the following U.S. Bank products: personal checking, savings, money market, CDs and IRAs. Outstanding credit balances include personal purpose loans (some indirect loans not included), U.S. Bank 1.Additional fees apply for Statements with Check Statements with Check Return. Images and Check available only and with Paper HomeisMortgage BankReturn U.S. Line, Premier Credit,Check Line of Home Equity Loans, Equity and HomeImages of Statement balance daily fee minimum aggregatewith theStatement include balances Investment Cards. Bank Credit U.S. indicator Statements. Accounts with the Senior customer receive $1.00 discount per statement cycle for Check Return and the all investment types held through the statement period with U.S. Bancorp Investments, Inc. with Check Images fee is waived. 14. Average account balance (Premium or Easy Checking) Average account balance is 2.Combined deposit balances include the average monthly collected U.S.end Bank personal checking, money markets, CDs and IRAs. period and the statement day insavings, calendar of each at the balance for thebalances by adding calculated Outstanding credit balances include U.S. Bank personal (excluding some indirect loans), U.S. Bank Mortgages,period. U.S. Bank Home Equity Loans the statement days within of calendar number the total sum byloans thatpurpose dividing and Lines of Credit, U.S. Bank Premier Line 15. and Free U.S. Bank Credit Cards. Investment balances include minimumwill dailyapply. balance of all investment paper statements for aggregate Fees the (Student Checking) statement online types held through the statement period with16. U.S.U.S. Bancorp Zero Fraud Liability U.S. Bank provides zero fraud liability for BankInvestments. unauthorized of any promptly BankSee U.S.time. notify Cardholder unauthorized 3.Variable rate account. Interest rates are determined at thetransactions. bank’s discretion and canmust change at any the Current Deposit Rates foruse. disclosures on Certain conditions and limitations may apply. rates, compounding and crediting, and other balance information. 17. Overdraft Protection Fees and qualification may apply. Consult the Your Deposit Account ® 4.Non-U.S. Bank ATM owners will apply a surcharge feeand unless they participate in Information the MoneyPass Network. To find MoneyPass ATM locations, please for fees. Brochure Pricing the Consumer Agreement visit www.moneypass.com. 18. Account holders Account holders who are signers on the checking account must also be Protection. for Overdraft linkedEquity the account signers 5.Includes U.S. Bank: personal purpose loans, Homeon Equity Loans, Home Line of Credit, Premier Line, Home Mortgage and activated Credit Cards. Pricing Consumer and to the Pleaseto refer limitations transaction market and moneyMortgage Savings 19. Loans (U.S. Bank Reserve Line of Credit and Student are and excluded). Credit products are subject eligibility requirements normal credit Information brochure for additional information regarding Federal Regulations Governing Savings approval. Mortgage and Credit products mayand be subject additional charges Limitations. such as annual fees. Please refer to the credit agreement for full details. Transaction Market Money to Checking Package Options Platinum Checking 23. S.T.A.R.T. Savings Today And Rewards Tomorrow ® Enrollment is required. A qualifying transfer from your Package Checking account to your Package Money Market Savings account must be scheduled and maintained. You must open and/or maintain an active U.S. Bank Package, including a Silver, Gold or Platinum Checking account AND a Package Money Market Savings account. Program is subject to change. See the S.T.A.R.T. Program Agreement for detailed information. The U.S. Bank Rewards Visa Card cannot be reloaded with additional funds, nor can it be used at an ATM. Terms and conditions apply and other fees may apply to Rewards Cards. For complete terms and conditions, see the “U.S. Bank Rewards Card Cardholder Agreement” available at www.myusbankcorporaterewards.com. The Rewards Card is issued by U.S. Bank National Association pursuant to a license from Visa U.S.A. Inc. 24. FDIC insured FDIC insured to the maximum allowed by law. 25. Tiered interest rate See banker for details on interest rate tiers. 26. Health Savings Account (HSA) You must participate in an Internal Revenue Service (IRS) qualified High Deductible Health Plan (HDHP) to be eligible for this account. 27. Home mortgage, smart refinance and home equity Some restrictions may apply. Offer is subject to normal credit approval and program guidelines. Property insurance is required. Interest rate and program term are subject to change without notice. Not all loan programs or loan amounts are available in all states. Customer is responsible for escrow related costs (property tax and insurance). 28. Tax-deductible interest Consult your tax advisor regarding the deductibility of interest. 29. Auto and Installment Loans Offer is subject to credit qualifications. Some additional 1 restrictions may apply. Not all loan programs are1available in all states for all loan amounts. 30. Premier Line of Credit and Premier Loans Some restrictions may apply. Offer is subject to normal credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. 31. Credit cards Credit products are subject to approval. 32. Cash+ Visa Signature Cash back is calculated on net purchases (purchases minus returns Balance transfers, cash advances or other account advances do not qualify. or adjustments). 5 Transactions qualify for 5% or 2% cash back based on how merchants classify the transaction. As U.S. Bank cannot control how merchants choose to classify transactions U.S. Bank cannot guarantee a transaction will qualify. Upon approval, full details will be provided in your Cardmember Agreement. 33. FlexPoints bonus categories Cardmembers will be awarded FlexPoints at the rate of two FlexPoints for every $1 in Net Purchases during the current month’s billing cycle for any merchant location that classifies itself as having telecommunication services/products. 6 U.S. Bank does not have the ability to control how a merchant chooses to classify their business and therefore reserves the right to determine which purchases qualify for additional FlexPoints. 34. FlexPerks® and donations FlexPerks Travel Rewards Visa Signature and FlexPerks Business Travel Rewards Visa cardmembers will earn FlexPoints at a rate of three (3) FlexPoints per every $1 in Net Purchases and FlexPerks Select Rewards Visa cardmembers will earn FlexPoints at a rate of 1.5 FlexPoints per every $1 in Net Purchases during the current month’s billing cycle for any merchant location that classifies itself as a Charitable and Social Service Organization. U.S. Bank does not have the ability to control how a merchant chooses to classify their business and therefore reserves the right to determine which purchases qualify for additional FlexPoints. Bonus FlexPoints will be awarded within 60 days of donation. 35. Convenient Cash Card Successful identity verification required. Enrollment and monthly service fees apply and other fees may apply. See the Branch Representative or www.usbconvenientcash.com for additional information regarding product features and fees. 36. Visa Buxx® Card There is a one-time enrollment fee of $10 for Visa Buxx Cards funded with a U.S. Bank account (check card, credit card, checking or savings account) or a $15 4 fee for cards funded with a non-U.S. Bank account. Other fees may apply. See the Branch for additional information regarding product Representative or www.usbank.com/visabuxxcard 4 features and fees. 37. Visa Gift Card Purchase fee applies. The U.S. Bank Visa Gift Card cannot be reloaded with additional funds, nor can it be used at an ATM (Automated Teller Machine). For use in the U.S. only. Terms and conditions apply and other fees may apply to Gift Cards. For complete terms and 6.The combined balance the total account balance Agreement” of the Silver Checking at any and all Package Money Market Savings accounts you own. The availableaccount Cardholder Gift Card Visaaverage “U.S.isBank see the conditions, www.usbankmyaccount.com. at calculated online is Bank branch U.S.average accountorbalance by adding the combined balance at the end of each calendar day during the statement period, up to and not including TM meeting includes which in DepositPoint enrollment 38.the last business of feature the statement period, and dividing that sum by, the number of day used. Business days are Monday through Friday; federal holidays requires This checksday Deposit For full details and fees, please visit usbank.com/DepositPoint. eligibility are notrequirements. included. © ® 39. MONEY Magazine From MONEY Magazine, October 2012 Time Inc. MONEY is a registered *For U.S. Bancorp Investments: Investment products and services are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp trademark of Time Inc. and is used under license. MONEY and Time Inc. are not affiliated with, and Investments, Inc.,products memberorFINRA andofSIPC, investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank. Bank. U.S.an services do not endorse Effective February 15, 2016 Gold Checking Silver Checking $25 $25 Minimum Opening Deposit $25 Monthly Maintenance Fee $17.95 with online statements, OR $19.95 with paper statements $10.95 with online statements, OR $12.95 with paper statements $6.95 with online statements, OR $8.95 with paper statements No Monthly Maintenance Fee with one of the following: • $25,000 in combined personal deposit, investment* and/or credit balances, OR • Relationship with U.S. Bank Trust Services No Monthly Maintenance Fee with: • An open U.S. Bank personal loan, line or credit card No Monthly Maintenance Fee with a Package Money Market Savings account AND one of the following: • Combined monthly direct deposits totaling $1,000+, OR • Combined account balance of $1,500 None None Requirement to Waive Monthly Maintenance Fee Interest Tiers ATM Transactions $0 - $2,499 $2,500 - $9,999 $10,000 and above Free at U.S. Bank ATMs No U.S. Bank fee charged for Non-U.S. Bank ATM Transactions 20. Lines of credit and credit cards Lines of credit and credit cards are subject to eligibility requirements and normal credit approval. Credit products may be subject to additional charges such as annual fees. Interest will accrue on the amounts advanced. Please refer to the line of credit or credit card agreement for full details. • Free at U.S. Bank ATMs • Two free non-U.S. Bank ATM transactions in a statement period (Non-U.S. Bank ATM fees apply after two) Free at U.S. Bank ATMs (Non-U.S. Bank ATM fees apply) Investment productsare: and services are: Investment products U.S. Bank: For Bank, U.S. U.S. Bancorp Investments and their representatives do not provide tax or legal advice. Each individual’s tax and financial situation is unique. Clients should Bank Visa The U.S. Association. Bank National by U.S. products Mortgage andtax Deposittheir consult or legal advisor for offered advice and information concerning their particular situation. Check Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. Member FDIC. U.S. Bank loans and lines of credit are offered through U.S. Bank National Association ND. Credit products offered by U.S. Bank National Association ND. The 1 U.S. Bank Consumer Pricing Information Effective February 15, 2016 Checking Options Premium Checking Easy Checking Student Checking5 Electronic Transfer Account (ETA)6 Minimum Opening Deposit $25 $25 $25 $0 Monthly Maintenance Fee $10.95 with online statements, OR 1 $12.95 with paper statements $6.95 with online statements, OR 1 $8.95 with paper statements No Monthly Maintenance Fee (Monthly Paper Statement fee applies unless enrolled in online statements) $3 Requires direct deposit of federal benefits or federal payroll payments Requirement to Waive Monthly Maintenance Fee No Monthly Maintenance Fee with one of the following: • Average account balance2 of $5,000, OR • Account holder(s) age 65 or greater None (Monthly Paper Statement fee applies unless enrolled in online statements) None None None None Free at U.S. Bank ATMs (Non-U.S. Bank ATM fees apply)4 • Free at U.S. Bank ATMs • Four free non-U.S. Bank ATM transactions in a statement period (Non-U.S. Bank ATM fees apply after four)4 Free at U.S. Bank ATMs (Non-U.S. Bank ATM fees apply)4 Interest Tiers3 ATM Transactions $0 - $999 $1,000 - $9,999 $10,000 - $49,999 $50,000 - $99,999 $100,000 and above Free at U.S. Bank ATMs No U.S. Bank fee charged for Non-U.S. Bank ATM Transactions4 No Monthly Maintenance Fee with one of the following: • Combined monthly direct deposits totaling $1,000+, OR • Average account balance2 of $1,500 1.Additional fees apply for Statements with Check Images and Statements with Check Return. Check Images and Check Return is available only with Paper Statements. Accounts with the Senior customer indicator receive $1.00 discount per statement cycle for Statement with Check Return fee and the Statement with Check Images fee is waived. 2.The average account balance for Premium and Easy Checking is calculated by adding the balance at the end of each calendar day in the statement period and dividing that sum by the total number of calendar days within the statement period. 4.Non-U.S. Bank ATM owners will apply a surcharge fee unless they participate in the MoneyPass® Network. To find MoneyPass ATM locations, please visit www.moneypass.com. 5.Student enrolled in high school, technical college, trade school or university. 6.ATM Card only, no checks issued and no third party transactions accepted. Refer to Electronic Transfer Account salessheet for additional benefits, features and applicable fees. 3.Variable rate account. Interest rates are determined at the bank’s discretion and can change at any time. See the Current Deposit Rates for disclosures on rates, compounding and crediting, and other balance information. 2 U.S. Bank Consumer Pricing Information Effective February 15, 2016 Savings & Money Market Account Options† Platinum Select Money Package Money Market Savings2 Market Savings1 Money Market Elite Money Market Standard Savings Goal Savings Star Savers Club8 $25 Minimum Opening Deposit $25 $25 $100 $100 $25 $0, with a minimum $25 automatic monthly transfer from a U.S. Bank personal checking account, per statement cycle7 Monthly Maintenance Fee $0 $0 $10 $10 $4 $0 $0 None None $0 - $499 $500 - $999 $1,000 - $4,999 $5,000 - $9,999 $10,000 and above Free at U.S. Bank ATMs (Non-U.S. Bank ATM fees apply)4 Requirement to Waive Monthly Maintenance Fee Interest Tiers3 ATM Transactions $1,000 minimum daily $300 minimum daily ledger balance5 OR ledger balance5 OR $2,500 average $1,000 average monthly collected monthly collected balance6 balance6 None None $10,000 minimum daily ledger balance5 $0 - $1,499 $1,500 - $9,999 $10,000 - $49,999 $50,000 - $99,999 $100,000 - $499,999 $500,000 and above $0 - $1,499 $1,500 - $9,999 $10,000 - $49,999 $50,000 - $99,999 $100,000 - $499,999 $500,000 and above $0 - $9,999 $10,000 - $24,999 $25,000 - $49,999 $50,000 - $99,999 $100,000 - $499,999 $500,000 and above $0 - $999 $1,000 - $9,999 $10,000 - $24,999 $25,000 and above Single Tier $0 - $999 $1,000 - $9,999 $10,000 - $24,999 $25,000 and above Free at U.S. Bank ATMs (Non-U.S. Bank ATM fees apply)4 Free at U.S. Bank ATMs (Non-U.S. Bank ATM fees apply)4 Free at U.S. Bank ATMs (Non-U.S. Bank ATM fees apply)4 Free at U.S. Bank ATMs (Non-U.S. Bank ATM fees apply)4 Free at U.S. Bank ATMs (Non-U.S. Bank ATM fees apply)4 Free at U.S. Bank ATMs (Non-U.S. Bank ATM fees apply)4 †Federal Regulation D limits certain types of withdrawals and transfers made from a savings or money market account to a combined total of six per account cycle. This includes withdrawals made by check or draft to third parties; debit or ATM card point-of-sale (POS) purchases; and pre authorized withdrawals such as automatic transfers for overdraft protection and transfers made by telephone, online banking, mobile banking, bill pay, wire and facsimile. Withdrawals and/or transfers exceeding the six per account cycle allowance, will result in a $15 excessive withdrawal fee per transaction. If limitations are continuously exceeded, it may result in conversion to an Easy Checking account. Withdrawals and transfers made in person at a U.S. Bank branch or at an ATM are not included in the limit of six per account cycle. 1.A U.S. Bank Platinum Select Money Market Savings account requires you to maintain an open U.S. Bank Platinum Checking Package account with at least one common account holder on each account. The Platinum Select Money Market Savings account will be converted to a U.S. Bank Standard Savings account if the associated Platinum Checking Package account is closed or transferred to a different non-qualifying product. If another Silver or Gold Checking Package account exists, the Platinum Select Money Market Savings account will be converted to a Package Money Market Savings account. 2.A U.S. Bank Package Money Market Savings account requires you to maintain an open U.S. Bank Silver or Gold Checking Package account with at least one common account holder on eachaccount. The Package Money Market Savings account will be converted to a U.S. Bank Standard Savings account if the Silver or Gold Checking Package account is closed or transferred to a different non-qualifying product. 3.Variable rate account. Interest rates are determined at the bank’s discretion and can change at any time. See the Current Deposit Rates for disclosures on rates, compounding and crediting, and other balance information. 4.Non-U.S. Bank ATM owners will apply a surcharge fee unless they participate in the MoneyPass® Network. To find MoneyPass ATM locations, please visit www.moneypass.com. 5.The daily ledger balance is the balance at the end of each business day, equal to the beginning balance for that day plus the current business day credits, minus the current business day debits. Business days are Monday through Friday; federal holidays are not included. 6.The average monthly collected balance is calculated by adding the principal in the account for each calendar day in the statement period and dividing that figure by the total number of calendar days in the statement period. 7.Must have a U.S. Bank personal checking account to qualify. 8.Account will be converted to Standard Savings when minor reaches 18 years of age. 3 U.S. Bank Consumer Pricing Information Miscellaneous Checking, Savings or Money Market Fees Miscellaneous Checking, Savings or Money Market Fees (continued) Account Charge-Off Processing Fee $30.00 __________________________________________________________ ATM and Debit card Fees ATM Transactions includes withdrawals, balance inquiries, denied transactions, fund transfers, and deposits U.S. Bank ATM Transaction Non-U.S. Bank ATM Transaction1 no charge $2.50 Mini Statement at U.S. Bank ATM$1.00 Full Statement at U.S. Bank ATM $1.50 International Processing Fee - U.S. Dollars 2% of transaction International Processing Fee - Intl Currency 3% of transaction Debit Card Cash Advance Fee2 Debit Card Replacement Card Fee3 $2.00 $5.00 Express Delivery Fee ­- new or replacement card $25.00 (2-3 business days) __________________________________________________________ Check Collection (incoming/outgoing) $30.00 + direct cost __________________________________________________________ Counter Checks $2.00 per check __________________________________________________________ Dormant Account (per month) $5.00 __________________________________________________________ Overdraft Paid Fee*4 Item Amount $5.00 or less $5.01 or greater Overdraft Returned Fee*4 Item Amount $5.00 or less $5.01 or greater no fee $36.00 per item no fee $36.00 per item *Fees are subject to a daily maximum of 4 Overdraft Paid Fees and 4 Overdraft Returned Fees, a combined total of 8 fees per day. Extended Overdraft Fee (Charged beginning on the 8th calendar day and each week thereafter if the available account balance remains below $0.00.) Effective February 15, 2016 Other Service Fees (continued) Overdraft Protection Transfer Fee5 $12.50 For Gold Checking $7.50 For Platinum Checking waived __________________________________________________________ Safe Deposit Box Fees Late Payment (per month) $10.00 Lock Drilling $150.00 Invoice Fee $10.00 __________________________________________________________ Photocopy Requests Copy of Check, or other items $2.00 per item Copy of Statement $6.00 per statement __________________________________________________________ Stop Payment 24-month duration $35.00 __________________________________________________________ Wire Transfer7 Incoming (domestic) Incoming (international) Returned Deposited Item or Cashed Check $19.00 __________________________________________________________ Statement Fees (Per Statement Cycle) Statements with Check Images6 $2.00 Statements with Check Return6 $6.00 Paper Statement (Student Checking Only) $2.00 __________________________________________________________ Other Service Fees Account Balancing and Research $30.00/hour 1 hour minimum __________________________________________________________ Cashier’s Check $7.00 __________________________________________________________ Individual Retirement Account (IRA) Annual Fee for Plan Balances Below $25,000 CESA Balances Below $5,000 $30.00 Platinum Checking customers no charge IRA External Transfer Fee $30.00 per IRA Plan __________________________________________________________ Legal Charges Garnishments $100.00 Tax Levy & Child Support $100.00 __________________________________________________________ $20.00 $25.00 Outgoing (domestic) $30.00 Outgoing (international) $50.00 __________________________________________________________ 1.Non-U.S. Bank ATM owners will apply a surcharge fee unless they participate in the MoneyPass Network. To find MoneyPass ATM locations, please visit www.moneypass.com. 2.$2.00 per advance assessed when performing a cash advance at any financial institution that accepts Visa . ® ® 3.A fee will be assessed for the replacement of a Debit Card plastic when requested more than once within a rolling 12-month period. Replacement Debit Card includes those cards that are requested to replace a current Debit Card product with the same card number. Replacement Debit Card does not include ATM cards, Debit Cards that are lost, stolen or expired. Replacement Card Fee will not apply to replacement of Private Client Reserve and Ascent Visa Debit Cards. ® 4.In the event the available balance at the end of the business day is or would be overdrawn $5.01 or greater, an overdraft paid and/or overdraft returned fee(s) may be assessed. In the event the available balance at the end of the business day is or would be overdrawn $5.00 or less, a fee will not be assessed. 5.If you have linked eligible accounts, and the negative available balance in your checking account is $5.01 or more, the advance amount will transfer in multiples of $50. If however, the negative available balance is $5.00 or less, the amount advanced will be $5.00 and the Overdraft Protection Transfer Fee will be waived. Refer to Your Deposit Account Agreement, section titled Overdraft Protection Plans, for additional information. 6.Additional fees may apply for Statements with Check Images and Statements with Check Return. Check Images are available with Paper or Online Statements. Check Return is only available with Paper Statements. Accounts with the Senior customer indicator receive $1.00 discount per statement cycle for Statement with Check Return fee and the Statement with Check Images fee is waived. 7.Additional fees may be deducted from the transfer amount by other financial institutions involved in the payment process. Personal Money Order $5.00 __________________________________________________________ $25 per week 4 U.S. Bank Consumer Pricing Information Effective February 15, 2016 For U.S. Bank: Foreign Checks/Currency Fees Foreign Checks/Currency Fees (continued) Checks Deposited in Foreign Currency on Foreign Banks Checks on Canadian Banks up to $0.50 Checks on Select Countries/Banks $1.00 Checks over $10,000 USD equivalent or by arrangement Checks on all other Countries/Banks Collection Basis Collection Basis Returned Check Fee1$25.00 Return rate subject to sell rates in effect on return date. Checks subject to review by International Banking. Contact International Banking at 612-303-7400 for more information. __________________________________________________________ Checks Deposited in U.S. Dollars on Foreign Banks Checks on Canadian Banks up to $0.50 Checks over $10,000 or by arrangement** Checks on all other Countries/Banks** Collection Basis Collection Basis Returned Check Fee1 $25.00 Checks subject to review by International Banking. Contact International Banking at 612-303-7400 for more information. ___________________________________________________________ Foreign Check Collection8 (incoming/outgoing) Courier Fee (per check) $45.00 Initiation Fee (per check) $40.00 Tracer Fee$25.00 For a comprehensive list of all pricing, terms and policies see the Consumer Pricing Information brochure, the Your Deposit Account Agreement and the Personal Banking brochure. Other conditions and restrictions may apply. Terms may change without notice. Mortgage products, Home Equity Loans and Lines of Credit and Credit Cards are offered through U.S. Bank National Association. Deposit products offered by U.S. Bank National Association. Member FDIC. *For U.S. Bancorp Investments: Investment products and services are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank. Fee collected on all checks presented, paid and unpaid. __________________________________________________________ Foreign Currency Purchase** Next Day Delivery Next Day Priority Delivery $10.00 $12.00 Sold** Shipping Charge $10.00 **Purchases over $5,000 USD will incur additional delivery charges. See your local branch for specific pricing. __________________________________________________________ Foreign Draft Purchase Next Day Delivery $10.00 Next Day Priority Delivery $12.00 Processing Fee $20.00 Stop Payment Orders $25.00 ___________________________________________________________ 1.Any additional Foreign Bank fees incurred while processing will be charged to the depositor’s account. We’re ready to help 24 hours a day, 7 days a week. .com/usbank Get in touch Branch and ATMs Text GET APP to 872265 More than 3,170 branches in 25 states Access to more than 5,000 U.S. Bank ATMs 800.USBANKS (800.872.2657) No surcharges at more than 23,000 MoneyPass * ATMs We accept relay calls. Outside the U.S. 503.401.9991 (call collect) ® usbank.com *Non-U.S. Bank ATM owners will apply a surcharge fee unless they participate in the MoneyPass Network. Deposit products offered by U.S. Bank National Association. Member FDIC. ©2015 U.S. Bank National Association. Credit products offered by U.S. Bank National Association. 41862 02/16 ® 5