1316 West 18th Street P.O. Box 175 Spencer, Iowa 51301-0175 Phone 712-262-3117 Fax 712-262-3159 1004 21st Street #4 P.O. Box 187 Milford, Iowa 51351-0187 Phone 712-338-2488 Fax 712-338-2510 ___________________________________________________________________________________ AFFORDABLE CARE ACT (ACA) “OBAMACARE” SEMINAR Have you asked yourself any questions similar to these? How does Obamacare affect me? Should I be doing anything? What are my options? What is the “Exchange”? I am in a Group plan -- do I have any options? How much are the government subsidies? What is a “Gold Plan?” How will my premiums change? How about my coverages? Can I keep my current doctor? Can I keep my current health plan? We have responses to these inquiries and more. Therefore, we are pleased and excited to invite you to a seminar to discuss these items. The seminar is scheduled for: Monday, January 20, 2014 Clay County Regional Events Center Spencer, Iowa 7:00 pm We are very pleased to have Lynn Schreder of KHI Financial Solutions in Fort Dodge, specializing in health insurance, as our guest speaker and resident expert on the provisions of the Affordable Care Act and the impact it will have on you and your business. Our Firm team members at Winther, Stave & Co., LLP have heard Lynn’s presentation on multiple occasions and value her candidness and expertise. The seminar will be moderated by Gary L. Peters, CPA and is expected to last approximately 90 minutes with refreshments available. Many of our professional staff will be available before, during, and after the presentation to answer any personal questions or discuss other matters that may come to mind. Please note that this seminar will be open to the public. In that respect, we request that you notify us of your desire to attend and how many will be attending at your earliest convenience. Please do this by: 1. Calling and letting us know: Spencer - 712-262-3117 Milford - 712-338-2488 OR 2. E-mailing us at: taxes@winther-stave.com We are excited to make this presentation available to you and hope you can find time in your January schedule to join us.