Instructions for employers We’ve prepared email content you can use inform your employees about online advice available to MLC MasterKey Business Super members. Help spread the word in your workplace. It’s simple. Copy the email text and images on Page 2 and paste into your email to your employees. This works best in popular email programs, including Outlook and Gmail. If you have problems, try the text-only version on Page 3. Option A: Graphics and text version A message from MLC MasterKey Business Super One in three Australians could be disabled for more than three months before turning 65* Do you have an insurance plan to protect you and your loved ones? Working out whether you have enough can be tricky. Help is at hand with MLC’s online insurance tool. It’s quick and practical advice, available at no additional cost to members. Try it out today 1. Log-in to mlc.com.au with your MLC customer number 2. Click on your MasterKey Business Super account balance 3. Find the online advice tool in the My Portfolio section For more information Call us on 132 652 between 8am and 6pm AEST, Monday to Friday. Important Information This information is provided by MLC Limited (ABN 90 000 000 402 AFSL 230694), the administrator of MLC MasterKey Business Super which is a member package within The Universal Super Scheme ABN 44 928 361 101 issued by the trustee, MLC Nominees Pty Limited (ABN 93 002 814 959 AFSL No. 230702). This information may not be suitable to you because it contains general information that has not been tailored to your personal circumstances. Please seek personal financial and tax advice prior to acting on this information. Before acquiring a financial product you should obtain a Product Disclosure Statement (PDS) relating to that product and consider its contents. All advice in the online advice tool is provided by National Australia Bank Limited ABN 12 004 044 937 AFSL No. 230686 (NAB). NAB does not guarantee or otherwise accept any liability in respect of MLC MasterKey Business Super. MLC Nominees Pty Limited does not guarantee or otherwise accept any liability in respect of any online advice provided to you by NAB. NAB, MLC Limited, and MLC Nominees Pty Limited are part of the National Australia Bank Group of Companies. * Calculations based on data from the Institute of Actuaries of Australia 2000. Interim Report of the Disability Committee. IA Aust: Sydney Option B: Text only version A message from MLC MasterKey Business Super Life doesn’t always go to plan. So plan for more than three months off work. One in three Australians could be disabled for more than three months before turning 65. * Do you have an insurance plan to protect you and your loved ones? Working out whether you have enough can be tricky. Help is at hand with MLC’s online insurance tool. It’s quick and practical advice, available at no additional cost to members. Try it out today 1. Log-in to mlc.com.au with your MLC customer number 2. Click on your MasterKey Business Super account balance. 3. Find the online advice tool in the My Portfolio section Click here http://mlc.com.au/online/investor/myportfolio For more information Call us on 132 652 between 8am and 6pm AEST, Monday to Friday. Important Information This information is provided by MLC Limited (ABN 90 000 000 402 AFSL 230694), the administrator of MLC MasterKey Business Super which is a member package within The Universal Super Scheme ABN 44 928 361 101 issued by the trustee, MLC Nominees Pty Limited (ABN 93 002 814 959 AFSL No. 230702). This information may not be suitable to you because it contains general information that has not been tailored to your personal circumstances. Please seek personal financial and tax advice prior to acting on this information. Before acquiring a financial product you should obtain a Product Disclosure Statement (PDS) relating to that product and consider its contents. All advice in the online advice tool is provided by National Australia Bank Limited ABN 12 004 044 937 AFSL No. 230686 (NAB). NAB does not guarantee or otherwise accept any liability in respect of MLC MasterKey Business Super. MLC Nominees Pty Limited does not guarantee or otherwise accept any liability in respect of any online advice provided to you by NAB. NAB, MLC Limited, and MLC Nominees Pty Limited are part of the National Australia Bank Group of Companies. * Calculations based on data from the Institute of Actuaries of Australia 2000. Interim Report of the Disability Committee. IA Aust: Sydney