EMOTIONS & FINANCIAL PROBLEMS Financial problems impact nearly every area of our lives. When money gets tight, individuals and families have to make decisions that are not always easy, and at times are hard for everyone to agree on. If we are not careful, financial problems can lead to major problems in our lives that can affect our relationships, our health, and nearly every aspect of our lives. Unfortunately for many people, financial problems trigger emotional behaviors that only make matters worse. If you or your family is experiencing financial issues try to avoid the following traps: $ $ $ $ $ $ $ $ $ $ Using money or shopping as an emotional crutch Gambling as a means of trying to get ahead Making purchases on credit that will add to the debt Alcohol and drugs as a means to forget your problems Taking on the burden alone; include your spouse and family in the process Impulse buying or buying items because they are a good “deal” Putting off talking to people you owe money to- it only delays the process Not using the money that you do have wisely Letting money affect your self-esteem Thinking only about money; enjoy what you do have During difficult financial times one of the best things to help you to cope is a strong support system of friends and family. The more you are involved in outside community groups and activities, the greater the opportunities are for you to find comfort, support, and guidance when you are struggling. It is important to surround yourself with people who can build your self-esteem and help to point you in the right direction when you are struggling. Remember, even some of the wealthiest people went through rough times before they made their fortune. Work to stay on track, and do not let financial problems ruin your health. For Further Information: Family Service Inc, (605) 336-1974/800-589-1974 www.sdfsi.org