Chapter 13 Learning Guide – Urban Patterns Key Issue 3 – Why Do Inner Cities Have Distinctive Problems? Pgs. 418 – 423 1. Complete this statement regarding the basic problems of the inner city: “Inner cities in the United States contain concentrations of _______________________ people with a variety of physical, _____________________, and _________________________ problems very different from those faced by __________________________ residents.” Inner City Physical Issues 2. What is the major problem faced by inner-city residents? 3. Describe the inner-city process known as filtering. 4. What is the ultimate result of this process? 5. What is redlining and its result? 6. What is urban renewal? 7. Why has urban renewal been criticized? 8. Complete the chart below regarding public housing. Public Housing Who builds & maintains it? Percentage in the U.S. Reasons high-rise public housing is unsatisfactory How are recent public housing projects different? 9. Define gentrification: 10. What three (3) groups are attracted to gentrified areas and why? 11. Why has gentrification been criticized? Inner-City Social Issues 12. Complete the statement regarding the population in the inner-city: “Inner-city residents frequently are referred to as a permanent ____________________ because they are _______________________ in an unending ____________________ of economic and social _________________________.” 13. List and briefly describe four (4) specific social problems of the underclass. Inner-City Economic Issues 14. What financial crisis does the high proportion of low-income residents in the inner city create? 15. Explain the two (2) choices a city has in order to solve this problem. 16. What two (2) things are happening to homeowners who have been unable to repay their subprime loans? Chapter 13 Learning Guide – Urban Patterns Key Issue 3 – Why Do Inner Cities Have Distinctive Problems? Pgs. 418 – 423 1. Complete this statement regarding the basic problems of the inner city: “Inner cities in the United States contain concentrations of ___low income____ people with a variety of physical, ___social___, and ____economic___ problems very different from those faced by ____suburban____ residents.” Inner City Physical Issues 2. What is the major problem faced by inner-city residents? Poor condition of housing 3. Describe the inner-city process known as filtering. Large home that are subdivided into smaller dwellings for low-income families 4. What is the ultimate result of this process? Building will deteriorate & become uninhabitable; even the poorest people won’t rent & the property is left abandoned 5. What is redlining and its result? When banks draw lines on a map where they will refuse to loan money & it’s difficult for families to borrow money to fix up houses 6. What is urban renewal? Where city buys properties in inner-city from private owners, relocates the residents & businesses, clears the land & new buildings & services are constructed 7. Why has urban renewal been criticized? Destroys social cohesion of older neighborhoods & reduces supply of low cost housing 8. Complete the chart below regarding public housing. Who builds & maintains it? Public Housing Federal Government Percentage in the U.S. 1% Reasons high-rise public housing is unsatisfactory Elevators broken Juveniles terrorize residents Drug use & high crime How are recent public housing Support for renovation of older public projects different? housing & voucher program helps pay rent in private housing 9. Define gentrification: When middle class people move into deteriorated inner-city neighborhoods & renovate the housing 10. What three (3) groups are attracted to gentrified areas and why? - Middle class families wanting larger homes at a cheaper price - Middle class people who want to live closer to work downtown - Single people seeking proximity to cultural facilities & aren’t concerned with quality of schools 11. Why has gentrification been criticized? Middle class are getting subsidies at expense of low income people who are forced to move out of gentrified neighborhoods Inner-City Social Issues 12. Complete the statement regarding the population in the inner-city: “Inner-city residents frequently are referred to as a permanent __underclass____ because they are ____trapped__ in an unending ____cycle__ of economic and social ____problems____.” 13. List and briefly describe four (4) specific social problems of the underclass. - Poor education: don’t complete school & unable to get jobs Homelessness: unable to afford housing due to no regular income Poverty: unwed mothers with absentee fathers & no monetary support Drugs: many turn to crimes & gangs to get money for drugs Inner-City Economic Issues 14. What financial crisis does the high proportion of low-income residents in the inner city create? Growing gap between costs of needed services & availability of funds to pay for them 15. Explain the two (2) choices a city has in order to solve this problem. - Reduce services: close libraries, don’t replace school equipment, cut busing Raise tax revenues: Provide breaks to downtown businesses that will hire minimum wage workers & eventually pay more in taxes 16. What two (2) things are happening to homeowners who have been unable to repay their subprime loans? Foreclosure & mortgages exceed the value of the homes