Export Marketing Assistance - Federal Government/Export Assistance Center - DOC ▪ E-MAIL THIS ▪ PRINT THIS Agency: U.S. Department of Commerce (DOC) - Export Assistance Center Program Description: The U.S. Department of Commerce is the leading federal export promotion agency, with offices in 87 foreign countries and a variety of programs and services to assist American firms (especially medium and small sized firms) with expansion into foreign markets. The district office will provide information on the following: Export counseling Programs to identify potential foreign markets Programs to promote products and services in overseas markets Foreign market research Foreign country commercial guides Background reports on foreign firms Export seminars and conferences Trade missions and trade exhibits Export documentation requirements Trade complaint assistance One-on-one counseling services by international trade specialists on the extensive number of Commerce Department export programs/services and Federal Trade Finance include the following: Market Statistics: Product import and export data, by country, in the Department's computer database Market Research Reports: A wide variety of reports on specific products and product lines available from the Department's computer database. Country Commercial Guides: General economic and marketing background reports of virtually every country in the world are available including: foreign government trade regulations and restrictions, foreign tariff information, and foreign government agency/distributors termination laws Trade Opportunities: Foreign trade leads for specific products and services Overseas Advertisement Magazine: Published four to six times annually and circulated by US & FCS overseas posts. U.S. firms can insert a listing of their products and services for a fee. (Titled Commercial News USA) (Fee charged) Search for an Agent or Distributor: (Titled IPS- International Partner Search) (Fee charged) Flexible Market Research (FMR): This program produces custom responses to questions and issues related to a client's specific product or services. (Fee charged) Personalized mini-trade mission: A custom-tailored service of prearranged appointment and introductions to targeted foreign business people. (Titled GKS-Gold Key Service) (Fee charged) Trade Missions: The Commerce Department conducts a limited number of U.S. trade missions to foreign countries each year. A newly developed type of trade mission is The "Matchmaker Trade Delegation" which literally "matches" small and medium sized U.S. firms to foreign channels of distributions for specific types of products. (Pro-rated fee charged) Trade Shows: The US & FCS regularly enables U.S. firms to participate in a variety of overseas trade shows by providing space and marketing assistance in selected foreign sponsored exhibitions or US & FCS sponsored events. (Pro-rated fee charged) Catalog Shows: For specific, as well as broad product areas in foreign markets where potential buyers, agents, distributors, and end-users are invited to examine the catalogs of U.S. firms. (Pro-rated fee charged) Background Check on Foreign Firms: Brief background report on a foreign company containing an evaluation of the foreign firm together with basic information on the company's activities. (Titled ICP-International Company Profile) (Fee charged) U.S. Export Documentation Requirements: Information and forms are available on Department of Commerce export licensing requirements http://www.bis.doc.gov, the Shipper's Export Declaration and Schedule B numbers www.census.gov. Exporting Seminars: The Export Assistance Center co-sponsors with other organizations in Connecticut special seminars throughout the year on various aspects of international trade and marketing. http://www.export.gov/connecticut. Programs and services are available to export-ready firms. Some programs/services require a fee. Program Region: Statewide Program Contact(s): Anne S. Evans, Director Export Assistance Center 213 Court Street Suite 903 Middletown, CT 06457-3346 Phone: (860) 638-6950 Fax: (860) 638-6970 Anne.Evans@trade.gov www.export.gov/connecticut Small Business Assistance Center - Greater New Haven Chamber of Commerce ▪ E-MAIL THIS ▪ PRINT THIS Agency: Greater New Haven Chamber of Commerce Program Description: The Small Business Assistance Center at the Greater New Haven Chamber of Commerce provides assessment, information, resources, referrals, and an 8-week Small Business Academy course for startup and existing small businesses. No-cost consultative services are provided in all aspects of how to start a small business or grow and expand an existing one. The SBAC provides individually customized business strategies designed to meet the needs and goals of each client. Assessment and referral service to expert technical assistance available at no cost in the following areas: Business Plans Legal Access to capital Technology Credit reinstatement Marketing Accounting Insurance Licensing Small Business Academy 8-week course: The Small Business Academy is an 8-session business training course designed to provide the steps you need to start a small business and the information you need to expand an existing one. Key Topics Covered Include: Having a plan Getting the money Planning for a profit Essential marketing & advertising How to retain customers Utilizing technology to your advantage SBAC services and the Small Business Academy are available to all residents and business owners of the Greater New Haven Chamber’s 15-town region, and to all those wishing to start or grow a small business in the New Haven area. The Greater New Haven Chamber’s geographic region includes: Bethany, Branford, Cheshire, East Haven, Guilford, Hamden, Madison, Milford, New Haven, North Branford, North Haven, Orange, Wallingford, West Haven, and Woodbridge No prior business experience is necessary. Contact the Business Assistance Center via phone or email for an appointment. Program Region: Bethany, Branford, Cheshire, East Haven, Guilford, Hamden, Madison, Milford, New Haven, North Branford, North Haven, Orange, Wallingford, West Haven, Woodbridge Program Contact(s): Paul Tommaselli Small Business Assistance Center 900 Chapel Street 10th Floor New Haven, CT 06510 Phone: (203) 782-4342 Fax: (203) 782-4329 ptommaselli@gnhcc.com www.gnhcc.com/work/?id=1 Accounting Assistance For Disadvantaged Businesses/Persons - CAAS ▪ E-MAIL THIS ▪ PRINT THIS Agency: Community Accounting Aid and Services, Inc (CAAS) Program Description: Pro Bono Volunteer accountants to assist economically disadvantaged businesses, individuals and not-for-profit organizations. Services include but are not limited to: Businesses and not-for-profit start-ups One-on-one counseling and assistance Tax preparation clinics Educational presentations and courses on accounting, tax and financial management Tax delinquency issues Referrals Eligibility for assistance: Individuals with a household income of $25,000 or less. Married couples with a household income of $30,000 or less. Families of three with a household income of $35,000 or less. Families of four or more with a household income of $40,000 or less. Not-for-profit organizations with annual revenue of $100,000 or less. Not presently using an accountant. Not-for-profit board of directors search: no income limit. Resources: Book (English) "Starting a Small Business in Connecticut" Book (Spanish) "Inciando su propio Negocio" Program Region: Statewide Program Contact(s): Jack Collins, Executive Director 965 Main Street Meriden, CT 06450-6006 Phone: (203) 235-2333 x 7146 Fax: (203) 440-2540 ctcaas@hotmail.com www.ctaccountingaid.org Annual Greater Valley Chamber of Commerce Women in Networking Grant ▪ E-MAIL THIS ▪ PRINT THIS Agency: Greater Valley Chamber of Commerce Program Description: The Women in Networking Grant program provides financial assistance to women 18 years of age or older in the Greater Valley area including the towns of Ansonia, Beacon Falls, Derby, Oxford, Seymour and Shelton. The money is intended as a grant-in-aid for expenses to enhance the applicant's current business or to start a new business. The grant may be used for expenses such as equipment, tuition, books, transportation, business wardrobe or childcare necessary to reach the applicant's career goals due to the changing demands in their lives. They must have a need for financial assistance with their expenses to improve their marketable skills or those of their business. The minimum one-time grant is $500. Greater amounts may be awarded according to individual needs and available funds. Recipients will also be invited to a complimentary one-year membership to the Women in Networking Group (WIN). The money is intended as a grant-in-aid for expenses to enhance the applicant's current business or to start a new business. Information and applications are available online at www.greatervalleychamber.com or by contacting the Greater Valley Chamber of Commerce at 203-925-4981 or by email toinfo@greatervalleychamber.com. Annual application deadline is in October. Program Region: Ansonia, Beacon Falls, Derby, Oxford, Seymour and Shelton Program Contact(s): 10 Progress Drive Shelton, CT 06484 Phone: (203) 925-4981 Fax: (203) 925-4984 info@greatervalleychamber.com www.greatervalleychamber.com Bridgeport Foreign Trade Institute ▪ E-MAIL THIS ▪ PRINT THIS Agency: University of Bridgeport Program Description: The Bridgeport Foreign Trade Institute (BFTI) is a division of the Department of Marketing, Law and International Business in the School of Business at the University of Bridgeport. Activities include: Organizing international seminars, conferences, and both trade and reverse trade missions. Developing a network of local firms that are interested in communicating and sharing ideas and prospects with other firms. Hosts trade groups dealing with international commerce. Providing consultation service to those firms that would like to start to do business overseas or to examine their existing operations. Assisting the local government in its plans to internationalize the community. Helping to identify career opportunities in international trade. Open to all business and government agencies. Program Region: Statewide Program Contact(s): Bridgeport Foreign Trade Institute 230 Park Avenue Bridgeport, CT 06604 Phone: (203) 576-4384 Fax: (203) 576-4388 www.bridgeport.edu/centers/ernest.html Business Outreach Center - MEDA ▪ E-MAIL THIS ▪ PRINT THIS Agency: Municipal Economic Development Agency (MEDA) Program Description: Housed in the New Britain Chamber of Commerce, the Municipal Economic Development Agency (MEDA) acts as an information clearinghouse for existing, expanding and new businesses who may be eligible for a range of services. Services include the following: provides and promotes business growth in the City of New Britain in the areas of business development, economic development city-state and federal tax incentive and abatement programs institutional and non-institutional financing programs commercial and industrial real estate services employment and job training programs Services are available to New Britain-based businesses and businesses interested in relocating to New Britain. Program Region: New Britain Program Contact(s): William P. Carroll One Court Street New Britain, CT 06051 Phone: (860) 225-5507 Phone: (860) 229-1665 Fax: (860) 223-8341 Center for International Business Education & Research (CIBER) - UCONN ▪ E-MAIL THIS ▪ PRINT THIS Agency: University of Connecticut (UCONN) Program Description: Seminars on international business issues, such as culture, exporting, the state of regional markets, etc. All businesses interested in global issues are welcome to attend programs. No direct funding for businesses is available. Program Region: Statewide Program Contact(s): Subhash C. Jain, Director International Business Programs CIBER/GEGLC School of Business 2100 Hillside Road U-1041 Storrs, CT 06269 Phone: (860) 486-4134 Fax: (860) 486-5497 Kelly Aceto, Managing Director International Business Programs CIBER/GEGLC School of Business 2100 Hillside Road U-1041 Storrs, CT 06269 Phone: (860) 486-5458 Fax: (860) 486-5497 Michele Metcalf International Business Programs CIBER/GEGLC School of Business 2100 Hillside Road U-1041 Storrs, CT 06269 Center for Professional Development - UofH ▪ E-MAIL THIS ▪ PRINT THIS Agency: University of Hartford (UofH) Program Description: The Center for Professional Development at the Asylum Avenue campus of the University of Hartford offers career development services for women & men from across Connecticut. Trained, experienced professionals assist individuals, employees and managers of companies with: Increasing self-knowledge of values, interests and skills Identifying career plans and goals Exploring career options Strategizing ways to advance in their careers Presenting skills and competencies effectively to managers or potential employers Finding direction and meaning in work Balancing work and family Individuals learn a process for career planning and tools/resources for self-management of careers. Individual career development counseling is conducted in one-hour, confidential counseling sessions for as many times as the individual, or the employer, needs. Group career development workshops can be tailored to an employer's specifications and may run from two hours to two to three days in length. The Center will custom design this service for any company. Services can be offered on-site or at the Center for Professional Development. The Center also provides training programs and continuing and professional education workshops for managers, team leaders, human resource professionals, construction industry employees and child care professionals. Program Region: Statewide Program Contact(s): Eleta Jones, Associate Director Center for Professional Development University of Hartford 50 Elizabeth Street Hartford, CT 06105 Phone: (860) 768-5619 www.hartford.edu/cpd Child Care Facilities Microloan Program - CIC ▪ E-MAIL THIS ▪ PRINT THIS Agency: Community Investment Corporation (CIC) Program Description: The Child Care Facilities Microloan Fund helps increase the availability of child care for working families. CTCIC is Connecticut's statewide intermediary lender for this program in partnership with Connecticut's Health and Educational Facilities Authority and the U.S. Small Business Administration. Up to a $25,000 fixed rate microloan can be combined with other financing sources to create a $125,000 financing package. (See CTCIC-DECD Partner Loan Program) Eligible uses include: Equipment & furniture Insurance premiums & marketing programs Professional fees Permitting, licensing & zoning approval costs Features: Available to startups For profit & nonprofits Ongoing business consulting services available free of charge to borrowers Benefits: CTCIC will consider startup businesses All business types are eligible Free access to expertise for all phases of your business Requirements: Business must demonstrate an ability to repay the debt Refinance of existing debt is not permissible Minimum collateral is a lien on all business assets Program Region: Statewide Program Contact(s): Carolyn Welch 2315 Whitney Avenue Suite 2B Hamden, CT 06518 Phone: (203) 776-6172 Ext. 132 Fax: (203) 776-6837 Charles (Buck) Harris 2315 Whitney Avenue Suite 2B Hamden, CT 06518 Phone: (203) 776-6172 Ext. 128 Fax: (203) 776-6837 charris@ciclending.com Child Care Facilities Microloan Program - SBA ▪ E-MAIL THIS ▪ PRINT THIS Agency: U.S. Small Business Administration (SBA) Program Description: The Child Care Facilities Microloan Program is part of an initiative between the Department of Social Services and Education (DDS), Connecticut Health & Education Facilities Authority (CHEFA), Connecticut Community Investment Corporation (CTCIC) and the Small Business Administration (SBA). The program was designed to assist small business owners with startups and the expansion of childcare facilities and childcare providers in the state, both profit and non-profit. Loan size is limited to $25,000 Loan proceeds may be used to purchase equipment, furniture, fixtures and improvements, insurance premiums, legal, design and planning fees, licensing and required approval costs Interest rate is fixed for the term of the loan No application or origination fees Technical assistance is available free of charge to all borrowers to assist them in the successful operation of the childcare business. For more information on this loan program, contact Carolyn Welch. Program Region: Statewide Program Contact(s): Buck Harris Connecticut Community Investment Corporation 2315 Whitney Avenue Suite 2B Hamden, CT 06518 Phone: (203) 776-6172 Ext. 128 Fax: (203) 776-6837 www.ctcic.org/chefa.htm Connecticut Community Investment Corporation 2315 Whitney Avenue Suite 2B Hamden, CT 06518 Phone: (203) 776-6172 Fax: (203) 776-6837 CIC - EDA Loans - Defense Diversification ▪ E-MAIL THIS ▪ PRINT THIS Agency: Community Investment Corporation (CIC) Program Description: Loan fund targets businesses in the defense industry but can be used by other types of small business that will be expanding and creating job opportunities within the program's territory. An Economic Development Administration loan is not intended to be stand-alone financing tool. In a typical transaction the EDA loan will represent 33 percent of the total project costs. Loans from other private sector lenders and/or borrower equity make up the remaining 64 percent. EDA loan proceeds can be used to fund the purchase and installation of machinery and equipment; real estate(purchases or renovations, including leasehold improvements) and limited working capital. EDA loan proceeds cannot be used to refinance debt or pay taxes. Interest rate and terms will reflect market conditions and level of risk. Start-up small businesses will be considered. The EDA Loan program is an economic development program. To be eligible the small business must be in the targeted industry (defense) or create/retain jobs. Program Region: Bethany, Branford, East Haven, Guilford, Hamden, Madison, New Haven, North Branford, North Haven, Orange, West Haven, Woodbridge. Program Contact(s): Gary Toole 2315 Whitney Avenue Suite 2B Hamden, CT 06518 Phone: (203) 776-6172 Ext. 124 Fax: (203) 776-6837 gtoole@ciclending.com www.ciclending.com Connecticut Corporate Renewal Program - DECD ▪ E-MAIL THIS ▪ PRINT THIS Agency: Department of Economic and Community Development (DECD) Program Description: Connecticut Turnaround Management Association's (CT TMA) assistance program was developed in conjunction with the Connecticut Department of Economic and Community Development to provide companies in the state with advice and counsel on how to handle a financial or operating crisis or turnaround. The program helps the management of troubled companies confront their problems with the assistance of proven senior-level managers. These turnaround professionals understand the steps management must take to stabilize their companies in order to obtain financing or even to survive. Companies seeking a turnaround or those in need of professional management and businessrelated services are required to submit pertinent financial documents such as business history, financial statements (three years), business plans and projections. Program Region: Statewide Program Contact(s): Tricia Paesani Office Of Business and Industry Development 505 Hudson Street Hartford, CT 06106 Phone: (860) 270-8215 Fax: (860) 270-8055 patricia.paesani@ct.gov CWTA Trade Counseling Service ▪ E-MAIL THIS ▪ PRINT THIS Agency: Connecticut World Trade Association (CWTA) Program Description: CWTA offers a trade assistance initiative that helps manufacturers increase their participation in the global market place by addressing the issues of time, fear and market access. This initiative is based on the transfer of international knowledge through a team mentoring concept. The team mentoring approach is geared to assist companies determine their level of export readiness, develop market plans and facilitate the marketing of their products internationally. Service is available under contract to CWTA. Program Region: Statewide Program Contact(s): James C. Nicholas, Executive Director 52 George E. Pipkin Way Bridgeport, CT 06608 Phone: (203) 345-2066 Fax: (203) 846-9180 NickCWTA@aol.com Economic Development Assistance - HEDCo ▪ E-MAIL THIS ▪ PRINT THIS Agency: Hartford Economic Development Corporation (HEDCo) Program Description: HEDCO acts as a one-stop assistance center for businesses in Hartford, businesses that wish to locate in Hartford or woman-owned or minority-owned or startup businesses in those towns physically contiguous to Hartford. HEDCO provides technical assistance, loan packaging, regulatory assistance, locational assistance and problem solving services. HEDCO personnel are familiar with city and state regulations and have a general in-depth knowledge of the available real estate within the City of Hartford. HEDCO also provides information upon request on the necessary state agencies needed to contact for applicable registration, regulatory of licensing requirements to establish a new business. Economic development assistance is provided free of charge to City of Hartford businesses. The program includes: Consulting services Problem solving, i.e., expansion licensing or zoning Relocation to the City of Hartford HEDCO is a certified development financial institution (CDFI) HEDCO also administers the following loan funds: Merchants Revolving Loan Fund (MRLF) (Available in four neighborhoods of the City of Hartford - Franklin Avenue, Park Street, Albany Avenue, Enterprise Zone) Neighborhood Economic Development Fund (NEDF) Nuisance Abatement Fund Umbrella Revolving Loan Fund West End Revolving Loan Fund New Alliance Bank - Loan Fund (West End and Parkville) SAMA Frog Hollow/Parkville Revolving Loan Fund HEDCO's hours are 8:00am to 5:00pm Monday through Friday. Program Region: Hartford Program Contact(s): Samuel C. Hamilton, Executive Director 15 Lewis Street, Room 204 Hartford, CT 06103 Phone: (860) 527-1301 hedco@snet.net hedco-ghbdc.com Fernando G. Rosa, Deputy Director 15 Lewis Street, Room 204 Hartford, CT 06103 Phone: (860) 527-1301 Fax: (860) 727-9224 fernando.g.rosa@hedco-ct.com Export Assistance - DECD ▪ E-MAIL THIS ▪ PRINT THIS Agency: Department of Economic and Community Development (DECD) Program Description: The Department of Economic and Community Development provides a variety of programs and services to assist Connecticut companies explore overseas markets and international business opportunities. A brief listing of major programs and services available includes: DECD works with the U.S. Department of Commerce Middletown Export Assistance Center to provide personalized and confidential advice to assess your company's export potential and assist in developing and expanding your export program. Export Seminars: DECD organizes and co-sponsors with other organizations introductory and advanced international seminars around the state. These seminars provide businesses with comprehensive information on exporting, as well as valuable contacts. Trade Shows: DECD targets specific international trade shows and recruits company participants from Connecticut. In addition, provides marketing assistance to each participant and assists with the logistics of the exhibit. Trade Missions: Tailor-made overseas trade missions designed to "match" Connecticut participants with appropriate foreign business contacts are organized and conducted by the staff. Participants receive in-country market briefings and customized appointments. International Trade Data: The Department has access to a variety of data sources, including detailed export statistics. STEP Grant: The Department has federal grant funding available to assist eligible small businesses with participation in regional and industry focused export opportunities and international business development opportunities. DECD works with federal and in-state partner organizations to identify and coordinate CT STEP - approved events with the goal of showcasing the strengths of key Connecticut markets, and expanding the global footprint of the state and its participating companies. Program Region: Statewide Program Contact(s): Beatriz Gutierrez Office of International and Domestic Business 505 Hudson Street Hartford, CT 06106 Phone: (860) 270-8068 Fax: (860) 270-8016 beatriz.gutierrez@ct.gov www.decd.org Go/No Go Assessment - CI ▪ E-MAIL THIS ▪ PRINT THIS Agency: Connecticut Innovations, Inc. (CI) Program Description: Is your technology idea worth pursuing? CI evaluates competitiveness, intellectual property and marketability to let you know for sure. For more information, click here. Program Region: Statewide Program Contact(s): Angela Caponetto, Administrative Assistant 865 Brook Street Rocky Hill, CT 06067 Phone: (860) 257-2896 Fax: (860) 563-4877 angela.caponetto@ctinnovations.com www.ctinnovations.com Middletown Small Business Creation & Expansion Grants ▪ E-MAIL THIS ▪ PRINT THIS Agency: Middletown, City of Program Description: Grants for up to $2,000 are available for Middletown small business startups (operating for less than 12 months) or existing small-businesses. For the purposes of this grant a small business is defined as a firm that has 50 or fewer employees and/or annual receipts of less than $.5M. Up to $1,500 can be used for program eligible expenses, such as business license fees; rent/lease payments; telephone/utility hook-up charges; and inventory purchases. Small businesses operating for more than 12 months are eligible for a grant of up to $1,500 to assist in the costs of new hires. For both start-up and expanding businesses, there is also an optional $500 “carrot” (grant) that is offered as an incentive to participate in the Middletown Small Business Development Center. Grants are awarded on a first-come first-serve basis until all $50,000 is expended. Funding for the grant program is replenished annually. For new businesses, eligibility will be determined based on low and moderate income requirements of the owners of the business. For existing businesses, eligibility will be determined based on making jobs available to low and moderate income residents. Submit the one page application to determine eligibility:http://www.middletownplanning.com/documents/smallbusapp.pdf Initial application review: 1 to 2 weeks Contract processing: 2 weeks Grant period is 6 months to complete all grant conditions. Program Region: Middletown Program Contact(s): Michiel Wackers, AICP Planning, Conservation and Development City of Middletown 245 DeKoven Drive, Room 202 Middletown, CT 06457 Phone: (860) 638-4843 Fax: (860) 638-1940 michiel.wackers@midletwonct.gov www.middletownplanning.com/documents/CDBG_ED_Program.pdf Office of the Ombudsman - DEEP ▪ E-MAIL THIS ▪ PRINT THIS Agency: Department of Energy and Environmental Protection (DEEP) Program Description: The office of the Ombudsman provides a central point of contact for all stakeholders seeking information and assistance from the department including: Coordinating multimedia access Maintaining an information hotline Assisting applicants in understanding the environmental permitting process and coordinating application processing for new and expanding businesses Scheduling and coordinating multimedia pre-application meetings in an effort to fully explain all permit application requirements Working in partnership with the CT Department of Economic and Community Development (DECD), other state agencies and municipalities in outreach efforts to new and expanding businesses Making referrals to and coordinating with other DEEP programs and non-DEEP service providers to provide information on a variety of issues such as tax exemptions for pollution control equipment and access to compliance and technical assistance Providing outreach opportunities to promote compliance by better informing business and industry of their regulatory obligations. Such outreach highlights compliance success stories and innovative solutions to environmental problems Promoting improved environmental performance guidance and recognition for the environmental management systems Program Region: Statewide Program Contact(s): Robert Kaliszewski, DEEP Ombudsman 79 Elm Street Hartford, CT 06106-5127 Phone: (860) 424-3003 Fax: (860) 424-4153 www.ct.gov/dep Robert Hannon 79 Elm Street Hartford, CT 06106-5127 Phone: (860) 424-3003 Fax: (860) 424-4153 Beatriz Milne 79 Elm Street Hartford, CT 06106-5127 Phone: (860) 424-3003 Fax: (860) 424-4153 SBA 504 Loan Program - CIC ▪ E-MAIL THIS ▪ PRINT THIS Agency: Community Investment Corporation (CIC) Program Description: Through the SBA 504 Loan Program, CTCIC partners with a traditional lender (usually a bank) will put together a financing package of up to 90 percent of the cost to purchase owner occupied real estate (with or without construction of improvements) and/or the cost to purchase and install machinery and equipment. The 10 percent borrower equity requirements is a full 10-20 percent lower than the equity required for a conventional loan. Loan feature: Finances up to 40 percent of the total project. (Our lending partners finance up to 50 percent of the total project.) Loan portion is fully amortized over an extended term (10 or 20 years) and has a below market interest rate that is fixed for the entire term of the loan. No interest rate adjustments. No balloons. Capped at $5 Million ($5.5 Million for manufacturers) which means an SBA 504 loan can be a useful financing tool to fund projects up to $13 Million and beyond. The SBA 504 Program is an economic development program. To be eligible the small business must create or retain jobs or meet alternative economic or community development goals set forth by the SBA. Program Region: Statewide Program Contact(s): Gary Toole 2315 Whitney Avenue Suite 2B Hamden, CT 06518 Phone: (203) 776-6172 Ext. 124 Fax: (203) 776-6837 gtoole@ciclending.com www.ciclending.com Carolyn Welch 2315 Whitney Avenue Suite 2B Hamden, CT 06518 Phone: (203) 776-6172 Ext. 132 Fax: (203) 776-6837 cwelch@ciclending.com Small Business and Compliance Assistance Program - DEEP ▪ E-MAIL THIS ▪ PRINT THIS Agency: Department of Energy and Environmental Protection (DEEP) Program Description: Permitting assistance: Seminars/Workshops Information and assistance on requirements Assistance in determining applicable requirements Referrals to technical persons within DEP Help in locating sources of funding Information on pollution prevention Program Region: Statewide Program Contact(s): Small Business Assistance/Ombudsman Program 79 Elm Street, 3rd Floor Hartford, CT 06106-5127 Phone: (860) 424-3003 Fax: (860) 424-4153 www.ct.gov/dep Advice and Counsel on Business Issues - CSBF ▪ E-MAIL THIS ▪ PRINT THIS Agency: Connecticut Small Business Federation (CSBF) Program Description: Connecticut Small Business Federation is a nonprofit association of small businesses throughout the state of Connecticut. Staff attorneys provide members with telephone counsel on legal requirements including labor laws, sales and use tax, unemployment and a wide-range of everyday problems of business operations. They also offer group health insurance, life, short term disability and dental. Membership is required. Dues are paid annually and are based on employment. Minimum dues are $100.00 Program Region: Statewide Program Contact(s): Leon Lemaire, President P.O. Box 1067 Farmington, CT 06034 Phone: (860) 677-2000 Cost-Shared Consulting Services - NETAAC ▪ E-MAIL THIS ▪ PRINT THIS Agency: New England Trade Adjustment Assistance Center, Inc. (NETAAC) Program Description: New England Trade Adjustment Assistance Center, Inc. (NETAAC), is a government funded nonprofit organization that offers cost-shared assistance for import-impacted manufacturers through a grant from the U.S. Department of Commerce. NETAAC’s goal is to help New England manufacturers increase profitability and retain employees while competing with imported products. Companies that have experienced recent declines in sales and employment, due at least in part to increasing imports of competitive products, are eligible for participation in the program, in which the federal government pays a percentage of the cost of consulting services designed to help the firm improve its competitive position. (The federal government pays 75% of costs, if the firm requests $30,000 or less of assistance; 50% of costs for amounts over $30,000.). There are eleven Trade Adjustment Assistance Centers serving different regions of the country. Program Region: New England Program Contact(s): 71 Faulkner Street North Billerica, MA 01862 Phone: (978) 663-9870 Fax: (978) 663-9820 taa@netaac.org www.netaac.org Defense Contract Management Agency - Summary ▪ E-MAIL THIS ▪ PRINT THIS Agency: Defense Contract Management Agency Program Description: Advice and counseling designed to help small businesses that are disadvantaged, women-owned, located in historically underutilized zones (HUBZone) or owned and operated by Veterans or service-disabled Veterans. Vendor wishing to do business with the Department of Defense has to be registered in Central Contractor Registration www.ccr2000.com Program Region: Statewide Program Contact(s): Defense Contract Management East 495 Summer Street Boston, MA 02210 Phone: (617) 753-4318 GE Global Learning Center (GEGLC) - UCONN ▪ E-MAIL THIS ▪ PRINT THIS Agency: University of Connecticut (UCONN) Program Description: Seminars on international business issues, such as culture, exporting, the state of regional markets, etc. All businesses interested in global issues are welcome to attend programs. No direct funding for businesses is available. Program Region: Statewide Program Contact(s): Subhash C. Jain, Director International Business Programs CIBER/GEGLC School of Business 2100 Hillside Road U-1041 Storrs, CT 06269 Phone: (860) 486-4134 Fax: (860) 486-5497 Kelly Aceto, Managing Director International Business Programs CIBER/GEGLC School of Business 2100 Hillside Road, Unit 1041 Storrs, CT 06269 Phone: (860) 486-5458 Fax: (860) 486-5497 Michele Metcalf International Business Programs CIBER/GEGLC School of Business 2100 Hillside Road, Unit 1041 Storrs, CT 06269 Information Resources - BRBC ▪ E-MAIL THIS ▪ PRINT THIS Agency: Bridgeport Regional Business Council (BRBC) Program Description: The Bridgeport Regional Business Council is a Regional Chamber of Commerce committed to supporting the business community and is the forum through which the business community unifies its resources to create opportunities for prosperity and success for the community at large. We offer networking and marketing opportunities to help businesses grow and provide the following information resources: Advertising opportunities Counseling for economic development and project assistance Expertise - membership publishing opportunities Legislative directory Membership directory Membership benefits include visibility for member companies through our website and Membership Directory, access to a variety of insurance products, business referrals, discounts on goods and services from other members, invitation to all BRBC events, access to legislative and business leaders and sponsorship and marketing opportunities. BRBC Membership entitles you to membership in any of the affiliate chambers (Bridgeport Chamber of Commerce, Stratford Chamber of Commerce, and Trumbull Chamber of Commerce) and the BRBC programs Leadership Greater Bridgeport, Women's Leadership Council, and Bridgeport Economic Development Corporation. Program Region: Bridgeport, Trumbull, Stratford Program Contact(s): Karen DelVecchio 10 Middle Street, 14th Floor Bridgeport, CT 06604 Phone: (203) 335-3800 Fax: (203) 366-0105 delvecchio@brbc.org www.brbc.org Prime Contracting Assistance - SBA ▪ E-MAIL THIS ▪ PRINT THIS Agency: U.S. Small Business Administration (SBA) Program Description: Through the Prime Contracts Program, the SBA helps to increase small business' share of government prime contracts. SBA Procurement Center Representatives work to expand contracting opportunities for small business. PCRs review contracting strategies and actions, review prime contractors' subcontracting plans, recommend contracting sources, and provide one-to-one counseling and training to small businesses seeking to do business with the federal government. Visit the SNA's Office of Government Contracting home page at: www.sba.gov/gc for a listing of PCR's, and buying installations nationwide. Connecticut residents should contact Janette Fasano or Sean F. Crean. Program Region: Statewide Program Contact(s): Janette Fasano, Area Director Office of Government Contracting U.S. Small Business Administration 10 Causeway Street, Room 416 Boston, MA 02222-1093 Phone: (617) 565-5622 Fax: (617) 565-8186 janette.fasano@sba.gov www.sba.gov/aboutsba/sbaprograms/gc/index.html Ben Manzano Office of Government Contracting 10 Causeway Street Room 416 Boston, MA 02222 Phone: (617) 565-5587 ben.manzano@sba.gov Services - National Association for the SelfEmployed (NASE) ▪ E-MAIL THIS ▪ PRINT THIS Agency: National Association For The Self-Employed (NASE) Program Description: Services Include: Health, disability, vision, dental, and life insurance Free businesss consulting Discounts on over 100 business products Self-employed persons, or employees who work in small businesses are eligible to join. Program Region: Statewide Program Contact(s): Phone: (800) 232-6273 www.nase.com Subcontracting Assistance Program - SBA ▪ E-MAIL THIS ▪ PRINT THIS Agency: U.S. Small Business Administration (SBA) Program Description: The Subcontracting Assistance Program promotes maximum use of small businesses by the nation's large prime contractors. The SBA's Commercial Market Representatives work with large businesses to identify and expand subcontracting opportunities for small businesses. CMR's conduct compliance reviews to ensure that large businesses comply with small business subcontracting requirements. They also provide guidance to assist small businesses in identifying subcontracting opportunities and marketing their products and services to these large contractors. CMR's work with agencies to ensure subcontracting with small disadvantaged businesses through inclusion of subcontracting evaluation factors and sub-factors. Connecticut residents should contact the offices listed below. Program Region: Statewide Program Contact(s): Janette Fasano, Area Director Office of Government Contracting U.S. Small Business Administration 10 Causeway Street, Room 416 Boston, MA 02222-1093 Phone: (617) 565-8186 janette.fasano@sba.gov www.sba.gov/services/contractingopportunities/basics/subcontracting/index.html The Center for Not-for-Profit Organizations - John F. Welch College of Business ▪ E-MAIL THIS ▪ PRINT THIS Agency: Sacred Heart University Program Description: The Center for Not-for-Profit Organizations provides free services to nonprofit organizations in Fairfield and New Haven Counties. It is an organization within Sacred Heart University’s John F. Welch College of Business whose mission is to provide students with opportunities to apply their experience, knowledge and skills while serving the greater needs of the community. The Center's mission also provides students with both service learning for academic credit and volunteer opportunities. The Center helps nonprofits meet their goals and objectives and determines assistance based on need. Projects are undertaken and completed within the framework of a trimester academic year. The nonprofit organizations must apply for services either by mail or online. This service is provided free of charge. Final reports are provided to the organizations. The following pre-requisites must be met to qualify for assistance: The nonprofit must qualify as a 501 (c) 3 organization It must be located in the greater Fairfield or New Haven Counties Organizations must be willing to work with student teams and provide some level of support to the project To file an application please go to the Sacred Heart University Center for Strategic Planning for Notfor-Profit Organizations website at www.sacredheart.edu/NFP.cfm Work could begin as early as the start of the next trimester following an interview and possible site visit. Program Region: Greater Fairfield and New Haven Counties Program Contact(s): Dr. Stephen M. Brown, Professor of Management John F. Welch College of Business Sacred Heart University 5151 Park Avenue Fairfield, CT 06825-1000 Phone: (203) 365-7537 Fax: (203) 365-7538 browns@sacredheart.edu www.sacredheart.edu/NFP.cfm Trade Shows and Trade Missions - CWTA ▪ E-MAIL THIS ▪ PRINT THIS Agency: Connecticut World Trade Association (CWTA) Program Description: CWTA has a two-way outreach program designed to attract foreign business executives to Connecticut and create opportunities for Connecticut companies abroad. The Association sponsors inbound and outbound trade missions to facilitate two-way trade. Trade shows and missions are open to all Connecticut businesses. CWTA members receive discounts on trade shows and missions. Program Region: Statewide Program Contact(s): James C. Nicholas, Executive Director 52 George E. Pipkin Way Bridgeport, CT 06608 Phone: (203) 345-2066 Fax: (203) 846-9180 NickCWTA@aol.com Community and Economic Development Clinic ▪ E-MAIL THIS ▪ PRINT THIS Agency: Yale University Program Description: Provides advice and legal/business counseling. Applicants should show economic disadvantage (ie. lack of resources to use for profit legal and business consulting services.) Available when school is in session, with limited availability in the summer. Program Region: Statewide Program Contact(s): P.O. Box 209090 New Haven, CT 06520-9090 Phone: (203) 432-2195 Fax: (203) 432-1426 www.law.yale.edu/academics/smallbusinesslegalservices.htm Counseling and Loans for Non-Japanese Companies for Expanding within the Japanese Market ▪ E-MAIL THIS ▪ PRINT THIS Agency: Development Bank Of Japan, Inc. Program Description: Networking & counseling for businesses interested in exploring or expanding within the Japanese market. The Development Bank Of Japan can provide contact names and introductions within a wide array of business industries. All corporate inquiries are welcome, however assistance to individuals is not available. Financial advice and counseling, loans: Maximum loan amount- 50% of project cost Maturity/grace period - average of 10-15 years Grace period of up to 3 years is possible. Both are determined according to useful life and cash flow of project Interest rate - fixed at time of disbursement Company Eligibility: Existing foreign companies who wish to establish a registered branch or Japanese corporations whose capital is more than 1/3 Non-Japanese. Project Eligibility: Capital investment conducted in Japan (purchase of land, equipment), research & development costs in Japan (construction, personnel), acquisition of assets or equities of Japanese companies. Program Region: Statewide Program Contact(s): New York Representative Office 1251 Avenues Of The Americas Suite 830 New York, NY 10020-1104 Phone: (212) 221-0708 Fax: (212) 221-6138 CT Farm-to-Chef Program - DoAg ▪ E-MAIL THIS ▪ PRINT THIS Agency: Department of Agriculture (DoAg) Program Description: Farm-to-Chef is a free program that helps connect local culinary professionals with producers and distributors of CT Grown products. Informational newsletters, workshops, networking, promotions and other opportunities are provided to members as part of the program. The program also helps the public locate restaurants and other dining facilities that serve CT Grown foods. Eligible Applicants Connecticut-based farmers, wholesalers, chefs, and other food service professionals are encouraged to join. Program Region: Statewide Program Contact(s): Linda Piotrowicz, Agricultural Marketing Representative Bureau of Agricultural Development & Resource Preservation 165 Capitol Avenue Hartford, CT 06106 Phone: (860) 713-2558 Fax: (860) 713-2516 linda.piotrowicz@ct.gov www.ct.gov/doag/cwp/view.asp?a=2778&q=330830 Invest Japan - Helping Businesses Succeed in Japan - JETRO ▪ E-MAIL THIS ▪ PRINT THIS Agency: Japan External Trade Organization (JETRO) Program Description: Business Support Structures: Jetro has modern office space, meeting rooms, office equipment and support staff for up to eight weeks inside JETRO Business Support Centers. Centers are staffed by on-site expert consultants who offer business information and advice. All services are free except telephone, fax and other usage charges. There are offices in Tokyo, Yokohama, Nagoya, Osaka, Fukuoka, and Kobe. Contact the JETRO office to inquire about available space. Additionally JETRO can provide qualified companies with market reports, potential business partners, real estate agents, and regional advisors. Program Region: Statewide Program Contact(s): Mr. Taku Sato McGraw-Hill Building, 42nd Floor 1221 Avenue of the Americas New York, NY 10020-1079 Phone: (212) 997-0413 Fax: (212) 997-0464 SOM Outreach - Yale ▪ E-MAIL THIS ▪ PRINT THIS Agency: Yale University Program Description: This student group provides free consulting services to local businesses and nonprofit organizations. Available during the academic year to any local organization that needs consulting help to work on business projects. Projects should be meaningful to organization and provide learning opportunities for students. Projects need to be completed over a 4-6 month time period. There is an application process. Program Region: Statewide Program Contact(s): 52 Hillhouse Avenue New Haven, CT 06511 somoutreach@mail.som.yale.edu students.som.yale.edu/sigs/outreach/default.htm