FKFCU Jeopardy CrossSelling Statements Savings Checking Fees Employee Benefits 1 1 1 1 1 2 2 2 2 3 3 3 4 4 5 5 Jargon Potpourri 1 1 1 2 2 2 2 3 3 3 3 3 4 4 4 4 4 4 5 5 5 5 5 5 Loans Savings #1 • The minimum balance required to earn interest on a savings account is this amount. • $100 Savings #2 • The primary savings suffix is this number. • Zero “0” Savings #3 • The number of digits assigned to an account that is opened today is this number. • Six “6” Savings #4 • The fee for the 13th savings withdrawal in a quarter is this amount. • $1.00 Savings #5 • The interest on share accounts is this percentage. • 1.24%/1.25% yield Checking #1 • The monthly fee for a checking account is this amount. • None – Free - 0 Checking #2 • A member can reorder checks at home 24/7 by using this CU product. • Branch @ Home Checking #3 • The minimum balance to earn interest on a checking account is this amount. • $750 Checking #4 • The overdraft fee is this amount. • $24.00 Checking #5 • If a $100 item tries to clear an account that only has $50 available, the computer searches for three products to pay the item in this order 1. An authorized account to withdraw the funds. 2. Available Line of Credit (LOC) 3. This service Courtesy Pay Fees #1 • The Courtesy Pay fee is this amount. • $24.00 Fees #2 • The fee for Travelers Cheques “for two” is this amount. • $2 per hundred Fees #3 • The VISA Gift Card fee is $5.95 on the Internet site and this amount at the teller window. • $5.00 Fees #4 • The Money Order fee is this amount. • $1.00 Fees #5 • This group of people set/approve the Credit Union fees. • Board of Directors/CEO/EVP Employee Benefits #1 • Personal checks cost this amount for employees. • Nothing – Free - Zero Employee Benefits #2 • Employees and family members are not allowed to bid on this Credit Union claimed from member property. • Repossessed property including but not limited to vehicles, boats, RV’s and property Employee Benefits #3 • The “tuition reimbursement” benefit is offered to full-time employees that have been employed for this length of time. • 1 year Employee Benefits #4 • The CU Fitness Center is located adjacent to this branch. • 313 Branch Employee Benefits #5 • All employees are eligible for this retirement benefit within their first 90 days of employment. • 401(k) Cross-Selling Statements #1 • How would you like to earn more than regular savings dividends without risk? • Certificate of Deposit or CD Cross-Selling Statements #2 • If you have an Internet connection at home, you could have saved a trip to make this transfer. • Branch @ Home Cross-Selling Statements #3 • That loan payment can be set up to be deducted from one of your accounts on a specified date each month. • Automatic transfer Cross-Selling Statements #4 • I noticed you do not have “this account” opened to help provide income when you retire. • Individual Retirement Account or IRA Cross-Selling Statements #5 • I see you don’t have “this type of loan” with us on your vehicle. We have great rates. One of the USS’s can help you find out if you qualify. • Car Loan Loans #1 • We can make this type of loan on your primary residence if you live within a 50 mile radius of any one of our branches in Kentucky with this product. • Mortgage or Real Estate Loan Loans #2 • Our most popular loan product is this type of loan. • Car Loans Loans #3 • This loan is good for at least 3 years and is used for overdraft protection, buying tires for the car or maybe even a washer & dryer. • In$tant Ca$h Line of Credit Loans #4 • Our Classic & Gold Credit Cards are issued through this plastic card company. • VISA Loans #5 • This lending product is used at a car dealership to help car shoppers/buyers secure financing. • Indirect Lending Jargon #1 • CD • Certificate of Deposit Jargon #2 • SEG • Select Employee Group Jargon #3 • APY • Annual Percentage Yield Jargon #4 • LOC • Line of Credit Jargon #5 • FKFCU • Fort Knox Federal Credit Union Potpourri #1 • A part-time employee is eligible for an interview for a promotion after this many days. • 90 days Potpourri #2 • This law or regulation requires us to verify name, address, date of birth and other information to positively identify potential members. • Bank Secrecy Act Potpourri #3 • A red lettered loan account indicates this. • A delinquent loan – contact Delinquent Control if necessary Potpourri #4 • This is written on the item or transaction slip to prove you verified the person presenting an item. • Drivers License Potpourri #5 • He is the President/CEO of FKFCU • Bill Rissel DOUBLE JEOPARDY DOUBLE JEOPARDY