Page 1 Pasadena ISD Page 2 PISD Benefits Contact Numbers 1515 Cherrybrook – Pasadena 77502 Summer Hours: Monday – Thursday 7:00a.m. – 5:30p.m. Cecilia Beltran Nancy Silvestre Vonnie Conde 713-740-0110 713-740-0120 713-740-0121 Page 3 Enrollment and Coverage Your health coverage begins the first day you are on duty. However … o If you choose to have coverage beginning in August, you must write out a check for the August premium. o If you choose coverage to begin Sept 1, you do not need to do anything. Your premium will come out of Sept checks. “Voluntary plans” ( Disability, Dental, Cancer etc.) coverage begins the first day of following month Elections you choose now (at your Human Resources appt.) carry you through December 31,2013. o Annual Enrollment (to make changes to your elections) begins in the fall. Those changes go into effect 01/01/2014. Coverage is from Jan 1 – Dec 31. Page 4 Payroll Information (refer to sheet in packet) Premiums are taken out of both checks equally. o Check dates are 1st of the month, and 15th of the month. Health Insurance Options are: o Medical Plan I - Aexcel Aetna Choice POS II o Medical Plan II – Aetna CPOS II Healthfund o Plan III - Alternate Plan (no health insurance with us) o Medical Plan IV – Aetna CPOS II HRA - ACD Page 5 Medical Plan I – Aexcel Aetna CPOSII Network In-Network Out-Network* HealthFund Amount contributed by Pasadena ISD N/A N/A Plan Coinsurance 20% 50% $750 per person $2,250 per family $2,250 per person $6,750 per family $2 $7 ---------$4,000 per person $3,500 $12,000 family $12,000 per person $36,000 family $5, $ Unlimited Unlimited $35 copay 50% after deductible 20% $50 copay 50% after deductible 20% Specialty Care - Office Visits Non-Aexcel Designated $65 copay 50% after deductible 20% Specialty Care - Office Visits All other Specialists $50 copay 50% after deductible 20% Calendar Year Deductible Individual Family Out-of-Pocket Maximum Individual Family Lifetime Maximum Benefit Primary Care Physician (PCP) Office Visits Specialty Care - Office Visits Aexcel Designated Page 6 Medical Plan I – Aexcel Aetna CPOSII Cont’d Preventive Care Annual routine physical:Adult and Well Child, GYN, Mammograms, Colorectal Cancer Screenings,PSA Tests 100% 50% after deductible PCP or Specialist copay 50% after deductible 20% aft 100% 50% after deductible 20% aft 20% after deductible 50% after deductible 20% aft $500 per confinement copay, then 20% after deductible $500 per confinement copay, then 50% after deductible 20% aft Outpatient Surgery $100 copay, then 20% after deductible $100 copay, 50% after deductible 20% aft Emergency Room Copay/Coinsurance (Copay waived if admitted) $250 copay, then 20% after deductible same as preferred care $250 cop after 20% after deductible same as preferred care 20% aft $50 copay 50% after deductible 20% aft $25 copay 50% after deductible 20% aft Diagnostic Outpatient Lab/ X-rays/Testing (part of office visit) Diagnostic Outpatient Lab/ X-rays/Testing (Facility) Complex Imaging Services Inpatient Hospital Services Ambulance Urgent Care Copay/Coinsurance (Copay waived if admitted) Walk In Clinics 1 Page 7 Medical Plan I – Aexcel Aetna CPOS II Monthly Premiums District’s Contribution Employee’s Cost Employee Only $245 $250 Employee & Spouse $245 $650 Employee & Child(ren) $245 $510 Family $245 $895 Page 8 Medical Plan II – Aetna CPOSII AHF-HRA Network In-Network HealthFund Amount contributed by Pasadena ISD $500 Employee/yr $1,000 EE+S, Ch or F Plan Coinsurance 20% Out-of-Network ($41.66/mo for Aug newhires) ($83.33/mo for Aug newhires) 50% Calendar Year Deductible Individual Family $2,500 per person $7,500 per family $7,500 per person $22,500 per family Out-of-Pocket Maximum Individual Family $5,000 per person $15,000 family $15,000 per person $45,000 per family Lifetime Maximum Benefit Primary Care Physician (PCP) Office Visits Specialty Care Office Visits Aexcel Designated Unlimited Unlimited 20% after deductible 50% after deductible 20% after deductible 50% after deductible Specialty Care Office Visits Non-Aexcel Designated 20% after deductible 50% after deductible Specialty Care Office Visits All other Specialists 20% after deductible 50% after deductible Page 9 Medical Plan II – Aetna CPOSII AHF-HRA (cont’d) Preventive Care Annual routine physical:Adult and Well Child, GYN, Mammograms, Colorectal Cancer Screenings,PSA Tests 100% 50% after deductible 20% after deductible 50% after deductible 20% after deductible 50% after deductible 20% after deductible 50% after deductible Inpatient Hospital Services 20% after deductible 50% after deductible Outpatient Surgery 20% after deductible 50% after deductible $250 copay, then 20% after deductible same as preferred care 20% after deductible same as preferred care 20% after deductible 50% after deductible 20% after deductible 50% after deductible Diagnostic Outpatient Lab/ X-rays/Testing (part of office visit) Diagnostic Outpatient Lab/ X-rays/Testing (Facility) Complex Imaging Services Emergency Room Copay/Coinsurance (Copay waived if admitted) Ambulance Urgent Care Copay/Coinsurance (Copay waived if admitted) Walk In Clinics Page 10 Medical Plan II – Aetna CPOS II AHF-HRA Monthly Premiums District’s Contribution Employee’s Cost Employee Only $245 $135 Employee & Spouse $245 $335 Employee & Child(ren) $245 $260 Family $245 $495 Page 11 Medical Plan III – Alternate Plan I. Hospital Income Inpatient Hospital Days $150 per day/Benefit Maximum 180 Days per Calendar Year II. Life and Accidental Death and Dismemberment Insurance Employee covered under the Alternate Plan receive an additional $10,000 in life insurance III. Dental Coverage – Sun Life Financial Deductible per year - $50 Calendar Year Max. Benefits - $1,000 * Preventative & Diagnostic Dental Services – 100% of Usual & Customary Charges Periodic Oral Exam, Bite0Wing X-Rays, Dental Prophylaxis Cleaning, Complete Series or Panorex * Basic Dental Services (Minor Restorative, Endodontic, and Oral Surgery) – 80% of Usual & Customary Charges Fillings, Root Canal Treatment, Root Planning, Periodontal Surgery, Simple Extraction, Surgical Extraction * Major Dental Services – 50% of Usual & Customary Charges Crowns, Fixed Bridges, Full Dentures, Inlay & On lays, Partial Dentures, Relining Dentures, Repairs to Full Dentures, Partial Dentures, Bridges Page 12 Medical Plan IV – Aetna Select MEMORIAL HERMANN , Network HealthFund Amount contributed by Pasadena ISD Plan Coinsurance Calendar Year Deductible Individual Family Out-of-Pocket Maximum Individual Family Lifetime Maximum Benefit Primary Care Physician (PCP) Office Visits Specialty Care Office Visits Aexcel Designated ST. LUKES, and HCA FACILITIES ONLY Out-of-Network $500 Employee/yr ($41.66/mo for Aug newhires) $1,000 EE+S, Ch or F ($83.33/mo for Aug newhires) N/A 20% N/A $2,500 per person $7,500 per family $5,000 per person $15,000 family Unlimited 20% after deductible N/A N/A N/A N/A 20% after deductible N/A Specialty Care Office Visits Non-Aexcel Designated 20% after deductible N/A Specialty Care Office Visits All other Specialists 20% after deductible N/A Page 13 Medical Plan IV – Aetna Select Cont’d Preventive Care Annual routine physical:Adult and Well Child, GYN, Mammograms, Colorectal Cancer Screenings,PSA Tests 100% N/A 20% after deductible N/A 20% after deductible N/A 20% after deductible N/A Inpatient Hospital Services 20% after deductible N/A Outpatient Surgery 20% after deductible N/A $250 copay, then 20% after deductible same as preferred care 20% after deductible same as preferred care 20% after deductible N/A 20% after deductible N/A Diagnostic Outpatient Lab/ X-rays/Testing (part of office visit) Diagnostic Outpatient Lab/ X-rays/Testing (Facility) Complex Imaging Services Emergency Room Copay/Coinsurance (Copay waived if admitted) Ambulance Urgent Care Copay/Coinsurance (Copay waived if admitted) Walk In Clinics Page 14 Medical Plan IV – Aetna Select Monthly Premiums District’s Contribution Employee’s Cost Employee Only $245 $100 Employee & Spouse $245 $251 Employee & Child(ren) $245 $210 Family $245 $395 Page 15 Aetna Member Resources Group Plan Number: 838899 Member Services Toll Free Number 1-800-841-3541 Claims Address: P.O. Box 981106, El Paso TX 79998-1106 Remember to Register on Aetna Navigator o How to Register - Registration is an easy process: o Go to www.aetna.com and click on "Register" under "Aetna Navigator® Member Log In" o Complete the requested information Page 16 What is Aexcel*? Aexcel is a designation for specialty doctors who are some of the high performers in their specialty areas. It’s easy to find Aexcel-designated doctors - just look for the star next to their names in DocFind® How do specialist qualify for the Aexcel designation? • Are part of the existing Aetna network of health care providers • See enough Aetna patients to allow us sufficient data to review their performance • Have met industry-accepted practices for clinical performance • Have met Aetna’s efficiency standards • As the final step, we make sure there are enough specialists for members to choose from *Aexcel is not available with HMO plans. 17 Aexcel-designated doctors are in 12 specialty areas Cardiology Obstetrics / Gynecology* Cardiothoracic Surgery Orthopedics Gastroenterology Otolaryngology/ENT General Surgery Plastic Surgery Neurology Urology Neurosurgery Vascular Surgery *Ob/Gyns are classified as specialists in the Aetna plan. 18 How to Find a PCP DocFind – o Go to www.aetna.com and click on doc find. www.aetna.com/docfind/custom/pasadenaisd o Select your provider category. You can search by city, state, zip, specialty, hospital affiliation, provider name, gender, language and education. o Select the “Aexcel Choice POSII Open Access” network for Medical I o Select the “Aetna Choice POSII (Aetna Health Fund)” network Medical II o Select the “Open Access Aetna Select (Aetna Health Fund)” network Medical IV o Click on search to find a provider Page 19 Custom DocFind makes it easier for you to find an Aexcel-designated specialist 999 Shore Rd. Suite N999 Anywhere, CT, 06457 (860)123-3456 Allan, Michael, MD 999 Shore Rd. Suite N999 Anywhere, CT, 06457 (860)123-3456 20 Docfind Provider View Details Page 21 Express Script Pharmacy Benefits Participating Pharmacy – up to 30 days supply Tier 1: Generic Drug $15 Co-Pay Tier 2: Preferred Brand Drug $40 Co-Pay Tier 3: Non-Preferred Drug $70 Co-Pay Home Delivery – up to 90 days supply Tier 1: Generic Drug $30 Co-pay Tier 2: Preferred brand drug $80 Co-pay Tier 3: Non-preferred brand drug $140 Co-Pay **Plan 1 includes the following deductible (combined Tier 2 & Tier 3 drugs only) $100 deductible per person $150 deductible for family Page 22 Other P.I.S.D Employee Benefits Resources: Monthly Newsletter Website o Insurance Contact phone numbers and web links o FAQ’s o Documents and claim forms for download o Information on your health plan Page 23 Pasadena ISD Wellness Center 1850 E. Sam Houston Parkway, Pasadena TX 77503 Clinic Hours are Monday, Wednesday, Friday: 8 am—4 pm Tuesday and Thursday: 1pm—8pm Saturday: 8am—1pm Call 713-740-5300 for an appointment or visit www.pasadenaisdclinic.com Employees on our health plan can receive services at the clinic at no cost. (Family members eligible also) Employees not on our health plan will pay the copay based on their insurance plan. Employees with NO INSURANCE will have $50 copay. Page 24 QUESTIONS … Page 25 Mr. Whitney Miller 1-800-876-9070