INVESTORS’ AWARENESS
PROGRAMME BY
- RAJESH CHURA
- FCS
AT
ICAI, Singhi Hall, Kolkata
13th August ,2014
INVESTORS’ AWARENESS
PROGRAMME
-- A GOVT
INITIATIVE
TO SAFEGUARD THE
INTEREST OF THE INVESTORS
AND TO CREATE A TRANSPARENT AND ROBUST
INVESTMENT ENVIRONMENT THE GOVERNMENT
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OF INDIA HAS TAKEN INITIATIVES FOR SUCH
PROGRAMMES WITH THE HELP OF PROFESSIONAL
BODIES.
INVESTORS’ AWARENESS PROGRAMME
--- OBJECTIVES
To make the Investors aware regarding :
 Possible investment avenues,
 How to appraise to invest,
 Precautions to be taken before investing
 Keeping track of the investments
 The Regulators : SEBI,RBI,IRDA,ROC
and others,
 Remedies available against the mis
doings in the market
 How to approach to the Regulators
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INVESTORS’ AWARENESS PROGRAMME
---
Objectives of this programme
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INVESTORS’ AWARENESS PROGRAMME
- FLOW OF DISCUSSIONS
Investments and Savings,
 Beating Inflation is the crucks for the financial
goals,
 Investment Objectives and Philosophy—Based on
the Vision with regard to Sefty,Returns and
Liquidity
 Investors Age and Asset allocation,
 Investment wisdom
 Do’s and Dont’s for CM related activiteies viz. :
Mutual Fund IPOs/ FPO,Secondary
Markets,dealing with Regd. Intermediaries,

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INVESTORS’ AWARENESS PROGRAMME
-AVAILABLE INVESTMENT
AVENUES
Capital Markets – Eq,Debentures,Primary
Capital market
 Mutual Funds IPOs/ FPO,Secondary
Markets,dealing with Regd. Intermediaries,
 Company Fixed Deposits,
 Insurance Products: Term Life, Endowment
policies,ULIPs,dos and donts
 Govt Schemes – NSC,PPF,POS,KVP.
 Bankings
 Dubious Schemes

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INVESTORS’ AWARENESS PROGRAMME
- INVESTMENT WISDOM
Follow Life – cycle Investment
 Greater risks when young
 Gradual exit from risky investments as you turn
50 years of your age
 Ensure risk free investments once reachimg 60
years
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INVESTORS’ AWARENESS PROGRAMME
- INVESTMENT WISDOM
Save Prudently ……. Invest even more wisely


One need to invest otherwise the savings would be eaten away
by inflation.
Be a an investor not a trader or a gambler.
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INVESTORS’ AWARENESS PROGRAMME
- INVESTMENT WISDOM
Read carefully, and take informed decisions
Do the due deligence.
 Read the processes in www.iepf.gov.in
 Read atleast the risk factors,
ltigations,management perception,promoters and
companies track records

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INVESTORS’ AWARENESS PROGRAMME
- INVESTMENT WISDOM
Invest only in fundamentally strong
companies
Will stand market pressures
 Capital will not be erroded away

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INVESTORS’ AWARENESS PROGRAMME
- INVESTMENT WISDOM
Consider investing in IPOs
Some IPOs have given returns
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INVESTORS’ AWARENESS PROGRAMME
- INVESTMENT WISDOM
PSU IPO S deserve special attention
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INVESTORS’ AWARENESS PROGRAMME
- INVESTMENT WISDOM
Invest in mutual funds, but select the right
fund and scheme
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INVESTORS’ AWARENESS PROGRAMME
- INVESTMENT WISDOM
Beware of free advice
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INVESTORS’ AWARENESS PROGRAMME
- INVESTMENT WISDOM
Don’t get taken in by advertisements
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INVESTORS’ AWARENESS PROGRAMME
- INVESTMENT WISDOM
Don’t get overwhelmed by sectoral frenzies or
bull runs
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INVESTORS’ AWARENESS PROGRAMME
- INVESTMENT WISDOM
Look at the credentials of the entity or
person
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INVESTORS’ AWARENESS PROGRAMME
- INVESTMENT WISDOM
Be careful of promoters issuing shares or
warrants to themselves
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INVESTORS’ AWARENESS PROGRAMME
- INVESTMENT WISDOM
Cheap shares are not necessarily worth
buying
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INVESTORS’ AWARENESS PROGRAMME
- INVESTMENT WISDOM
Beware of guaranteed return offers
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INVESTORS’ AWARENESS PROGRAMME
- INVESTMENT WISDOM
Don’t borrow to invest
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INVESTORS’ AWARENESS PROGRAMME
- INVESTMENT WISDOM
Deal only with registered intermediaries
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INVESTORS’ AWARENESS PROGRAMME
- INVESTMENT WISDOM
Don’t over depend on comfort factors
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INVESTORS’ AWARENESS PROGRAMME
- INVESTMENT WISDOM
Don’t take decisions based just on summary
accounts
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INVESTORS’ AWARENESS PROGRAMME
- INVESTMENT WISDOM
Learn to sell and book profit
Stop loss
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INVESTORS’ AWARENESS PROGRAMME
- INVESTMENT WISDOM
If after all this, you do have a grievance, seek
help of :
www.mca.gov.in .
 www.ipef.gov.in
 www.watchoutinvestors.com
 www.mca.go.in
 www.rbi.org.in

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INVESTORS’ AWARENESS
PROGRAMME
Commodities Markets
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INVESTORS’ AWARENESS
PROGRAMME
Role
of
Investor Associations
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INVESTORS’ AWARENESS
PROGRAMME
Role
of
Regulatory Agencies
in
Stock Market
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INVESTORS’ AWARENESS
PROGRAMME
www.ipef.gov.in
www.watchoutinvestors.com
www.mca.go.in
www.rbi.org.in
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INVESTORS’ AWARENESS
PROGRAMME
Thank you
--Xavarian and FCS
Rajesh Chura
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