SmartVista Product Development
2011
Sergey Tereshin, COO Asia Pacific
Continued Innovation
Process of continued innovation
with over USD
• Release
of
version
#1
2001
2
• EMV
• Ecommerce
• Gift cards
• Amex
Diners
support
• Call
centre
2002
25M invested to date
• Mcommerce
• SMS
messaging
• Local switch
interface
• Customer
service
• Transactions
2004
• ATM EMV
acquiring
• Loyalty and
affinity
• Dynamic
key change
• Three tier
architecture
support
• IBM I series
and DB2
port
2006
• J2EE
version
• Web
services
• Fraud
prevention
• PCI DSS
certified
• Benchmark
on HP
Superdome
2008
• SOA and
BPM
support
• Biometric
support
• VOIP,
VIDEOCALL
support
• Contactless
• Sun benchmarking
2009
• SmartVista
products
new
generation
• Interface to
Money
Transfer
Systems
• Extend
contactless
solutions
• HP NonStop
2010
• SmartVista
SDK
• XML and
MQ
Interface
• Distributed
personaliza
tion
• Interactive
help
system
2011
Product development strategy
Keep pace
with the
market’s
functional
requirements
Continual
compliance
with published
standards
Continually
reduce
customer’s
TCO
Continuous
increase of
product
performance
Continuous
quality
improvement
BPC co-sponsors the Moscow Engineering Physics Institute
3
Maintain stateof-the-art
architecture and
technology
Major Business Benefits
4
Support of all major market
requirements
Proven low risk migration path from
legacy systems
Single customer view across all
channels
Time to market and speed of new
product development
Significant improvement in TCO
Adaptability to changing market
conditions
Simplification of the IT infrastructure
Scalability to seamlessly manage
growth in any environment
Product Development 2011
SmartVista Software Development Kit

Specification of supported services

API for user exits:


5

Specific routing rules

Specific authorization procedures
ISO85853 interfaces development tool

ISO8583 messages configuration

Transmitted data formatting
Payments posting engine
Product Development 2011
Payments processing Web services
6

New process handling Web server functionality

WSDL specification on supported services

Integration with external payment networks and payment service
providers

Flexible configuration of transmitted messages

Secured data transmission
Product Development 2011
New interfaces
7

XML based interfaces

IBM WebSphere MessageQueue interface

Reliable and resilient connectivity

Queuing and transactional facilities

Messages integrity

Reduced risk of data being lost when services or networks fail
Product Development 2011
Mobile Commerce

8
Mobile payment applications

Java Platform, Micro Edition (Java ME)

Wide range of electronic payments

Wide range of service functions

Secured channels

Customers authentication
Product Development 2011
Internet Commerce

For issuers


And acquirers

9
Most of modern mobiles support Internet access
Merchant plug-ins

Secured access and data transmission

Specific rules for fraud monitoring

End-to-end product rather than functionality
Product Development 2011
Fraud Monitoring
10

Use customer geographic location for fraud identification

Further development of statistical models for fraud prevention

Stand alone solution
Product Development 2011
Chip cards
11

Support new specification

MasterCard PayPass

Visa PayWave
Product Development 2011
Card issue applications workflow
12

Fully automated process

Flow of application processing steps

No paper applications

Multiple data sources
Product Development 2011
Distributed cards production

13
Distributed cards production for branches and regional offices of
financial institutions

Significantly reduce time period of cards delivery to customers

Reduce logistics costs related to cards delivery to branches and
regional offices
Product Development 2011
Interactive electronic help system
14

Web based user interface of help system

Integration with SmartVista user interface

Single installation package

Reference to user manual articles from SmartVista user interface
screens
Product Development 2011
Product localization


15
Meet specific regional requirements

Functional

Technical
Special product version for key regions
Platforms
Support new releases of major industrial OS and RDBMS
SmartVista benchmarking on HP NonStop servers
HP NonStop server
16
Product Development 2011
Thales payShield 9000 support

Cards production

Electronic payments processing
SafeNet Protect Server Gold and Luna EFT
17

Personalization data preparation

Card production
New Generation of SmartVista
New release of SmartVista products
18

Development completed

Functional testing completed

Performance testing

Implementation: 2011
BPC Banking Technologies
Client Conference 2010
Client Connections
www.bpcbt.com
19