THE HISTORY OF THE
COMPANY
EXECUTIVE SUMMARY
OBJECTIVE: PAYMENT SOLUTIONS UNITED
We’re Modifiers
Call us masters of
simplification! The
philosophy behind our
business is customization:
Our Team
Our Service
The company’s main
objective is to meet the
needs of e-commerce
merchants worldwide by
providing a wide assortment
of payment solutions tailored
for the online environment.
We start by understanding
the needs of every merchant
and match them with the
best low risk/high risk
solution at a competitive
price.
Solutions
The ultimate mantra of the
business scenario: delivering
peace of mind to our clients.
KEYS TO SUCCESS
EXPERTISE AND FLEXIBILITY
The leverage provided by our 10 years of experience in the online payment
industry combined with valuable expertise in complementary areas makes
our business mode highly flexible, market responsive and adaptable.
COMPANY SUMMARY
 Delkimo Wealth Limited doing business as payMATRIX has been registered in May
2014 in Seychelles.
 The address of our headquarters is at: Suite 3, Global Village, Juvan’s Complex,
Mont Fleuri, Mahe, Seychelles.
 payMATRIX’s capital derived from the shareholder’s personal funds and it
represents 2,000 GBP divided into 2000 ordinary shares of 1 GBP each.
 The shares are divided fairly between the two partners who have also each covered
50% of the 280,000.00 EUR initial investment.
ORGANIZATION CHART
REFERRAL PROGRAM
TEAMING UP WITH US: THE COMPLEXITY OF A SUCCESS STORY
Network of
Partners
In order to expand our reach, we rely
on a collective network of partners
that help our organization market the
product internationally.
Vision
Most of our referral partners are
well connected individuals willing
to go the extra mile to attract and
convert clients.
Referral
Program
Part of our business philosophy is
to extend our Partnership
Network. We constantly research
and monitor acquiring banks and
other Internet Payment Service
Providers and this is how we
provide the best balance
between fees and customer
service.
Analysis
Our Referral Program brings
together old business
relationships and new contacts
established in the past years as a
direct consequence of our brand
recognition.
 The possibility to run our Referral Program as their own business triggers
the entrepreneurial spirit of our partners and the above-the-market
commission plans show our commitment to a mutually beneficial
relationship.
 Our impressive range of payment options, payment features and banking
connections were and continue to be the trigger that attracts our referral
partners and their clients to our all-in-one solution.
MAJOR CUSTOMERS
 In 2010, cards were one of the most preferred non-cash payment
instruments globally, with an estimated 55.8% of the global noncash payments routed through cards.
 Some of the primary factors leading to the high growth of cards
usage may include: increased acceptability of cards; growth of ecommerce; industry collaboration, and government support global
legislation for limiting cash payments.
 Due to these factors many brick and mortar merchants are
transitioning or will transition into online merchants, giving us the
opportunity to work with great customers such as:
accesories4cells.com, happypetz.com, bestsalesoffers.com and
thestocktradersite.com.
DETAILS ABOUT THE COMPANY
Address
WPS’s offices can be found at: 20 Res
Sara 5th Etg Bd Prince My Abdellah
Angle Bd Pasteur Chez La Ste ”North
Business Consulting”s Tanger,
Morocco.
Capital
Company capital is: 100,000
MAD.
Referring
Agents
The number of agents
that have referred
merchants to us while
working with CMI was
37.
Turnover
Our strategic alliance with CMI
generated a turnover of 55
Million USD
INFORMATION ABOUT
THE PLATFORM
TECHNICAL AND FUNCTIONAL
ARCHITECTURE
HIGHEST RELIABILITY
 Active/active data centers in two separate buildings, crossconnected by redundant 40 Gbit/s fibre channel
 Fully automated BGP failover between center 1 and center 2 (no
customer impact)
 Near-real-time data synchronization to DR site (WAN limitation)
 DNS failover to DR center – no customer changes required
 Data centers provide N+1 redundancy for cooling and power
 Double redundancy for Internet connectivity (redundant
connection per site and between sites)
 Permanent tests of DR center application and receiver
connections (QA monitoring)
 Redundant connections to all receivers (banks, acquirers, etc.)
HIGHEST AVAILABILITY
 Permanent Active/active synchronization between site 1
and site 2
 Over 16,000 cross-functional monitors running 24/7 – 365
days a year
 20 independently located external monitoring requests per
minute per site
 No hardware-related maintenance windows: virtual motion
of system components between sites (no customer impact)
ULTIMATE SCALABILITY
 Cross-site private cloud via cross-site synchronized SAN and blade
infrastructure
 Fully virtual server architecture (application servers, load balancers
and databases)
 Active/active multi-load-balancer set-up
 Maintenance-independent on-demand extension of disk, CPUs and
RAM
 Already more than 300 application servers and over 20 TB of RAM
in use
 On-demand cloning of system to provide specialized and
independent PaaS performance to high-volume customers
HIGHEST SECURITY QUALITY
 Processing data centers are staffed 24/7 and are ISO 27001-, ISO 9001and PCI DSS-certified
 PaaS solution is fully certified according to PCI-DSS (v 2.0), level 1
 Redundant multilayer firewalls; redundant Web-application firewalls
 Multi-node HIDS and NIDS in place; multilayer network design
 Anti-virus detection on all interfaces; physical and network separation
from corporate network
 Copy of live system for internal development, pre-live QA and customer
integration environment
 Automated security scans on any change to the LIVE environment (on all
IPs, ports and services,
• application fingerprinting, tests on all services against OWASP Top 10)
Payment
Processing
Recurring billing
Chargeback reporting
Smart transaction routing
Automated reports
:
Global
Coverage.
Connector on Demand
Addition of new payment providers
Alternative payment methods
Multi currency
Fraud
Prevention
3D Secure processing
Internal fraud prevention checks
Third-party fraud prevention tools
Active Payment Method Selection
Fraud prevention Connector
SUPPLIERS
• payMATRIX continuously works towards building a worldwide
network of industry and e-commerce suppliers to complement our
business and our merchants’ businesses.
• Our key partnerships include bank partners, acquirers, Independent
Sales Organizations (ISOs), agent resellers and so on. Each of our
partnerships, through, both their know-how and best practices,
complement our core competencies, thereby resulting in extra
value to our merchants and a delivery of world-class service.
• Among our partners: China Union Pay, American Express, Austpay,
Atlas Bank, Allied Wallet.
•
THE FEATURES AND SERVICES
OF THE PLATFORM
FEATURES








PCI Compliant
Risk-Management & Fraud Tools
E-Commerce & M-Commerce
Dynamic Descriptor
Multi-Currency Processing and Settlement
Tokenization and Recurring payments
Pre-auth and Capture transactions
MOTO, Virtual Terminal (VT), Email Invoice, Batch
Processing, QR Pay
 3D Secure
SERVICES
 Utilize a payment infrastructure.
 Manage global sales through a single wallet payment system
while your sales channels multiply and grow.
 Maximize sales by utilizing our partnerships with other
payment engines.
 Process payments, real-time, batch or deferred processing, in
most currencies and most languages.
 Unite your payments infrastructure with another corporate
software platform.
 Reduce fraud, maximize transaction conversion, and cut down
on your operating costs with our excellent anti-fraud
software.
SERVICES
 Virtual Terminal support for MOTO sales.
 Plan, implement and optimize your payments strategy
with our experienced payments consultants.
 Real-Time transaction processing.
 Anti-Fraud protection technology.
 Secure Back Office reporting system.
 Direct on time funding to your bank.
.
.
THANK YOU!
For more information
please visit our site
www.paymatrix.com
Email us at
bizdev@paymatrix.com