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KCB BANK TANZANIA LIMITED
EABC BREAKFAST MEETING
18th JULY 2014
By Frank Nyabundege
Director - Corporate Banking
Overview
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KCB Vision and Values
KCB History
KCB Group Network
Group Financials Overview
Regional Footprints
KCB Offering - Corporate, SME, Retail, Treasury, Islamic Banking
Asset Based Financing
Cash Management
Why KCB for your EA Business
KCB: VISION & VALUES
VISION
To be the preferred Financial Solutions provider in Africa with Global Reach.
KCB Bank VALUES
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Putting the CUSTOMER first
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Working together as a TEAM
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Being PROFESSIONAL in everything we do
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A willingness to CHANGE
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Caring for the COMMUNITY
KCB Bank’s History
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KCB is 117 years old;
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Began as National Bank of India in 1896, then National & Grindlays Bank
(1958) before becoming KCB(1970)
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KCB has presence in 6 countries with 230 branches and over 940 ATMs
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Top mortgage finance provider in Kenya and roll out progress within EAC
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Rebranded in 2003 with a new logo and new colours; new corporate values
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KCB has the largest B/sheet in the region at USD 4.6 billion ie Kes 390.85Bn
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KCB aims at being an employer of choice and currently employs over 5,000
staff in the region
KCB Group Network
KCB currently operates in the following countries:
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Tanzania
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Kenya
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Uganda
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Rwanda
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South Sudan
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Burundi
Regional Footprint
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KCB Tanzania has 12 branches; which are Dar es Salaam (Oysterbay, Samora, Uhuru,
Buguruni, Mlimani City, Msimbazi, Lumumba branch ( DSM), Arusha, Mwanza, Moshi,
Morogoro and Zanzibar
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KCB Kenya has 170 branches across the country.
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KCB South Sudan 20 branches
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KCB Uganda 14 branches
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KCB Rwanda 11 branches
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KCB Burundi 2 branches
TOTAL ASSETS
(USD. Billion)
5
4.6
4.3
4.5
4
3.3
3.5
3
2.4
2.5
2.6
Series1
2.5
2
1.5
1
0.5
0
2008
2009
2010
2011
2012
2013
NET LOANS AND ADVANCES
(USD. Billion)
Net Loans and Advances
2.7
3
2.5
2.1
2
1.5
1.5
2.2
1.6
Net Loans and Advances
1.2
1
0.5
0
2008
2009
2010
2011
2012
2013
CUSTOMER DEPOSITS
(USD. Billions)
Customer Deposit
4
3.6
3.5
3
2.5
2.6
2.5
Customer Deposit
2
1.5
1.5
1.2
0.9
1
0.5
0
2008
2009
2010
2011
2012
2013
GROWTH In PROFITS
(USD. Millions)
PBT
235
250
192
202
200
126
150
PBT
100
77
81
50
0
2008
2009
2010
2011
2012
2013
KCB Bank Tanzania
• 12 Branches
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Innovative products
- Unique E-statements
- QuickPay Solution (Electronic
Salary Payments)
- Nyumba Yako Financing
- Internet and Mobile Banking
- Well structured Corporate Social
Responsibility (CSR)
Products Offered
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Corporate Current Accounts
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Working Capital Facilities (Overdrafts and short term loans)
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Asset Based Finance
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Project Finance
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Construction Finance / Structured Finance
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Trade Finance – Letters of Credit, and Guarantees
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Competitive Foreign Exchange Rates – Vibrant Treasury Division
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Corporate Relationship Management
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FDR and Call Accounts
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Domestic Revenue Collection for TRA
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Bancassurance and IPF products
Other products
- Community Current Account (absolutely no charges)
- Cub Accounts
- Current Accounts
- Call Accounts
- Simba Savings Accounts (earn up to 7% interest)
- Students Accounts
- Western Union Money transfer (the fastest way of wiring money)
Cash Management
Collection Services
Direct debit services
Information Services
E-Statement
Mobile banking
Internet banking
Payment Services
QuickPay (Salary
processing, bulk payments)
Payments in local or foreign
currency ie TTs
On site Quick serve ATMS
(Visa enabled)
Internet Banking
Mobile Banking
Sharia Banking - Amana Products & Services
Credit services
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Short-term ie Murabaha -ABF, Product for sale, Building materials
• Qardh Hassan- Finance short term working capital up to 3 months, ie
salaries for schools and clearing goods at the port
• All banking products that we charge fees and commissions ie Trade
facilities ie LCs as they are all sharing compliant
Deposit products
• KCB Amana Current Account
• KCB Amana Savings Account- Qardh contract (safe custody)
• KCB Amana Community Account
• KCB Amana cub Account
• KCB Amana Salary Account
Sharia banking branch to be opened in Dar by July 2013 along Lumumba str.
Nyumba Yako Finance (Mortgage)
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Direct purchase of ready made house or commercial properties:
( Partnership with NHC)
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Nyumba yako plus
For home renovation
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Equity Release
Refinancing part of the existing equity investment in houses
Target Market : Personal ( employees/self employed) and commercial
KCB DIASPORA BANKING
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Banking without Boundaries
Safe, convenient cash/money management everywhere in the world
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Products offered
KCB Diaspora Transactional savings account
KCB Diaspora Student account
KCB Diaspora Investment account
KCB Diaspora Junior account
Why KCB for your EA Business
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All range of banking products - cross boarder credit facilities across the
region, with dedicated Relationship Management..
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Regional IT Platform- branchless banking
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Representation in all East African Countries and expanding
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Focus on service/product quality and innovation
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Strong/expanding local and regional branch network
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The biggest bank in the region- SBL USD 100m
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E-statements – ability to view transactions across East Africa and soon to
be able to transact through internet banking
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Strong Brand with a focus on people and the community we operate in.
THANK YOU FOR LISTENING
COME AND OPEN AN ACCOUNT WITH
KCB BANK AT ANY OF OUR BRANCHES