Taking Credit to New Heights

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Credit Information Bureau of Bhutan
“Taking Credit to New Heights”
Credit Information Bureau of Bhutan
“Taking Credit to New Heights”
Background
Drawbacks of Current Loan Clearance System
• Long duration
• Faulty method
• Incorrect / incomplete data
Financial Literacy Education Program 2010
Credit Information Bureau of Bhutan
“Taking Credit to New Heights”
Functions of Credit Information Bureau (CIB)
• Collects
• Consolidates
• Disseminates as Credit Report
Financial Literacy Education Program 2010
Credit Information Bureau of Bhutan
“Taking Credit to New Heights”
Self Inquiry Report
• For assessing one’s credit standings
• SIR is Comprehensive credit report with names of FIs.
• Currently, report can be only obtained from our office at
Thimphu.
.
Financial Literacy Education Program 2010
Credit Information Bureau of Bhutan
“Taking Credit to New Heights”
Dispute Resolution Process
When disputes can be raised?
• when borrowers believes that his/her credit report
contains wrong information.
•Disputes can be raised only on Credit facility
Financial Literacy Education Program 2010
Credit Information Bureau of Bhutan
“Taking Credit to New Heights”
For Further Information:
Visit us at our website
www.cib.bt
Contact us at
Credit Information Bureau of Bhutan
Royal Monetary Authority
Kawajangsa, Thimphu
323111 ext 105, 337404(D)
Credit Information Bureau of Bhutan
“Taking Credit to New Heights”
Tashi Delek
Financial Literacy Education Program 2010
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