New Employee Orientation
Adjunct Faculty Employees
Presented by :
The Office of Human Resources
July 2013
The information contained in this presentation is a summary of general benefits available to active employees of University of Maryland University College.
Wherever conflicts occur between the contents of this presentation and the policies, contracts, rules, regulations, or laws governing the administration of the
various programs, the terms set forth in the various policies, program contracts, rules, regulations, or laws shall prevail.
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OHR Benefits Information
• Lisa Schnieder – Acting Manager, Total Rewards
• Clare Murray – Total Rewards Specialist
• Morvena Bourne – Total Rewards Associate
• Email Address - benefits@umuc.edu
• Office of Human Resources, Administration Building, 2nd floor,
3501 University Blvd., East, Adelphi, MD 20783
• Phone: 301-985-7990
• Fax: 301-985-7951
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Direct Deposit
• Mandatory for all state employees
• May directly deposit funds into any regular checking account at one banking
institution
• Eligible for membership with the State Employee’s Credit Union (SECU) www.secumd.org
(May set up a payroll deduction to have funds transferred to SECU account. Only
instance where you can have funds going to more than one banking institution.)
If you have any questions regarding Direct Deposit contact myhr@umuc.edu or call 301-985-7990.
(Please allow approximately two (2) pay periods for processing.)
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Adjunct Faculty Scholarship
• Please direct questions about the Adjunct Faculty
Scholarship to Faculty Services and Communications at
ofstier2@umuc.edu or call 240-684-2605.
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Retirement
Supplemental Retirement Annuity (SRA)
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All employees eligible to enroll at any time
Employee contributes specified dollar amount per pay period
Variety of Pre-tax and Post-tax savings programs
Employee selects a vendor and manages how funds are invested
Vendors include:
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TIAA-Cref
Fidelity Investments
Maryland Supplemental Retirement Plans
www.tiaa-cref.org
www.fidelity.com
www.msrp.state.md.us
• Plans include 401(k), 403(b), 457(b) = Pretax and a selection of post-tax Roth
plans
• Visit the following link to obtain additional information:
http://www.umuc.edu/visitors/careers/neo/upload/SupplementalRetirementPlans.pdf
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Health Benefits Enrollment
Benefits Enrollment Time Limit (Health, Dental,
Prescription, Life, AD&D)
• You have 60 days from your hire date to enroll in benefits
• Eligible as of your hire date
• Effective dates either the 1st or 16th of the month
*Scan/Email completed forms to: benefits@umuc.edu or mail to:
UMUC, Office of Human Resources
Attention: Total Rewards
3501 University Blvd. East
Adelphi, MD 20783
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Eligible Dependents
In addition to an Affidavit for Dependent Eligibility form, verifying documentation must be
submitted for each dependent you wish to enroll, and as such, coverage is contingent upon
receipt of that documentation. Coverage may be terminated and claims payment denied if
documentation is not received by standard UMUC deadlines.
Dependents eligible for coverage include:
• Spouse: Opposite Sex/Same Sex
• Children: biological, adopted and/or step-child under age 26
• Grand-child under age 26 who reside in your home*
• Step-grandchild or other dependent child relatives under age 26 who reside in your home*
• Legal ward, Testamentary, or Court appointed guardian under age 26 who reside in your home*
• Child with mental or physical incapacity over age 26 incapable of self-support due to mental or
physical incapacity incurred prior to age 26
• Medical Child Support Order
NOTE: For full list of acceptable verifying documentation, please review the State of MD Benefits
Guide section on Required Documentation for Dependents
*Please refer to the “July 2013-December 2013 Premium Rates” document at
www.dbm.maryland.gov/benefits for important tax information when covering these dependents who
are age 25 and not disabled.
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Health Benefits Payment Process
• Adjunct Faculty are eligible to enroll in state offered health benefits
under the Direct Pay Program
• Direct Pay Program Enrollees:
o Pay the full cost of a selected benefit (i.e. unsubsidized) under
“Direct Pay” rates
o Are not eligible to pay benefit premiums via automated payroll
deduction
o Will have a coupon booklet mailed to their address of record
from the MD State Employee Benefits Division (EBD)
o Are responsible for mailing premium payments each month
directly to EBD to maintain elected benefits
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Health Benefits
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Health Benefits
• All medical plans include vision benefits
• Mental health and substance abuse coverage
• PPO and POS plan members managed by APS
Healthcare Inc.
• EPO plan members managed by health plan vendor
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Prescription Benefits
Express Scripts (www.express-scripts.com)
• Separate from Medical Insurance
• Covers cost of approved prescription drugs subject to nominal co-pays
• Pharmacy Co-Pays (up to 45-day supply)
• $10.00 Generic Drugs
• $25.00 Preferred Brand Name Drugs
• $40.00 Non-Preferred Brand Name Drugs
• Home Delivery Co-Pays (46- to 90-day supply)
• $20.00 Generic Drugs
• $50.00 Preferred Brand Name Drugs
• $80.00 Non-Preferred Brand Name Drugs
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Dental Benefits
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Life Insurance
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Minnesota Life Insurance Company
Term Life Insurance
Minimum policy $10,000; Maximum
policy $300,000
Coverage in increments of $10,000
Up to $50,000 guaranteed if elected
within 60 days of start date
Amounts over $50,000 will require
completion of Evidence of Insurability
(EOI)
Dependent Life – $5,000 increments,
up to 50% of employees coverage,
max. $150,000
Amounts over $25,000 for
spouse/dependent require EOI
Portable
Accelerated benefit – up to 100% of
the face value
Designation of beneficiary form
required
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Unum
Term Life Insurance
Minimum Policy $10,000; Maximum
policy 6x annual salary or $750,000
Coverage in increments of $10,000
$50,000 coverage no medical review
required
Enroll anytime with medical review
Dependent Life - $10,000 increments,
up to 100% employee amount or
$150,000, up to $20,000 without
medical review
Portable
Accelerated benefit – 50% to $750,000
Survivor support financial counseling
services
Designation of beneficiary form
required
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Accidental Death/Dismemberment & Long Term Disability
Accidental Death/Dismemberment
• AD & D Administered through Minnesota Life Insurance Company
• Provides a benefit in the event of accidental death or dismemberment for
employee and/or family
• Available in increments of $100,000, $200,000 or $300,000
• Must complete a designation of beneficiary form
• No Evidence of Insurability required
Long Term Disability
• Administered through Unum
• An Income Protection Program
• Maximum Income Benefit equal to 60% of employee’s salary up to $8,000 per
month
• Must choose 90 or 365 day elimination period
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Long Term Care
Long Term Care
• Administered through Prudential
• Insurance that covers expenses of care received either at home
or in a facility when assistance with activities of daily living is
needed
• Available to the employee and spouse, parents, siblings, adult,
children, in-laws and grandparents
• To enroll visit their website at
http://www.prudential.com/gltcweb/maryland
(Group Name: maryland, Password: marylandltc)
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Benefits Election Changes
The State of Maryland Employee Benefits Division (EBD) offers an Open Enrollment
period for benefit election changes.
Open Enrollment:
• Is a limited window of time for employees to:
o make changes to current benefit elections
o enroll for the first time if coverage was previously declined
o cancel current coverage
• Typically occurs on an annual basis, with dates determined by EBD
• Announced through multiple channels by UMUC Total Rewards and typically
includes a Benefits Fair
• Will not change or discontinue an employee’s existing elections
If no action is taken by an employee during open enrollment, their current benefit
elections will continue as elected; however:
o Exception: Employees must re-enroll in Flexible Spending Accounts (FSA)
each Open Enrollment period to continue FSA contributions
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Qualifying Status Changes
Outside of Open Enrollment, the only other time benefit election changes are
permitted after initial hire/transition into a benefit eligible position are for certain
qualified status changes. A change in status allows for limited changes to health
coverage.
• These qualified changes include but are not limited to: birth/adoption,
marriage/divorce, loss of coverage for self, spouse or dependent, etc.
o Example: If you decline to enroll yourself, a spouse or dependent because of
other coverage, you may be able to enroll in the future if you, a spouse, or
dependent lose that other coverage.
• Enrollment forms with supporting documentation must be submitted within
60 days of the qualifying change
• Refer to the State of Maryland Benefits Guide for additional detail on qualifying
status changes and the supporting documentation required
• When possible, it is strongly recommended you email benefits@umuc.edu in
advance of or immediately upon a qualifying status to ensure a seamless
transition
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Weather and Emergency Updates
To get weather and emergency updates for all UMUC locations,
please visit the UMUC Weather page
(http://www.umuc.edu/weather/index.cfm)
or call 301-985-SNOW.
Sign up for MyAlerts (https://alert.umuc.edu/).
UMUC MyAlerts will send notifications of emergency and
weather-related closings to your cell phone, e-mail and more.
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Contact Information
Direct Deposit, W-4 , Tuition Remission,
Name/Address Changes, and general HR
questions
HR Service Center – 301-985-7990
myhr@umuc.edu
Payroll, Timesheet, and Leave
Payroll Department
ucpayroll@umuc.edu
Health and Retirement
Benefits Department
benefits@umuc.edu
Employment Verifications
Visit www.theworknumber.com or call 800-3672884; UMUC’s employer code 14819
Security
240-684-2911
Technical Support, PeopleSoft, Email
Help Desk - 301-985-7400
Email servicedesk@umuc.edu
Visit support.umuc.edu
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