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Unaudited Financial Results (Quarterly)
As at 4th Quarter (2070-03-31) of the Fiscal Year 2069/70
S.
No.
1.
1.1
1.2
1.3
1.4
1.5
Rs. in '000'
Corresponding
Privious
This Quarter
Quarter Ending Previous Year
Ending
Quarter
(2069.12.31)
(2070.03.31)
Ending
Particulars
2.5
2.6
2.7
Total Capital and Liabilities (1.1 to 1.7)
Paid Up Capital
Reserve and Surplus
Debenture and Bond
Borrowings
Deposits (a.+b.)
a. Domestic Currency
b. Foreign Currency
Income Tax Liability
Other Liabilities
Total Assets (2.1 to 2.7)
Cash and Bank Balance
Money at Call and Short Notice
Investments
Loans and Advances (a+b+c+d+e+f)
a. Real Estate Loan (1+2+3+4)
1.Residential Realstate (Except Personal Home Loan upto Rs 10 million)
2. Business Complex & Residential Apartment Construction Loan
3. Income generating Commercial Complex Loan
4. Other RealState Loan (including land purchse & Plotting)
b. Home/Housing Loan
c. Margin Type Loan
d. Term Loan
e. Overdraft / TR / WC Loan
f. Others
Fixed Assets
Non Banking Assets
Other Assets
1,749,532.19 1,660,306.20
126,198.12
125,461.87
24579.6
21314.83
1,531,554.42 1,449,180.72
1,531,554.42 1,449,180.72
67,200.05
64,348.78
1,749,532.19 1,660,306.20
476,999.77
456,095.67
99,568.59
44,325.77
2,626.80
2,626.80
1,118,619.89 1,099,874.09
41,106.25
45,773.70
3,721.52
3,050.20
37,384.73
42,723.50
82,066.51
79,172.77
59,092.70
65,027.07
587,086.13
585,983.05
349,268.30
323,917.50
31,286.37
37,896.08
20,430.77
19,487.79
3
Profit and Loss Account
Up to
This Quarter
3.1
3.2
Interest Income
Interest Expenses
A. Net Interest Income (3.1-3.2)
Fees, Commission and Discount
Other Operating Income
Foreign Exchange Gain/Loss (Net)
B. Total Operating Income (A.+3.3+3.4+3.5)
Staff Expenses
1.6
1.7
2
2.1
2.2
2.3
2.4
3.3
3.4
3.5
3.6
3.7
3.8
3.9
3.10
3.11
3.12
3.13
Other Operating Expenses
C. Operating Profit Before Provision (B.-3.6-3.7)
Provision for Possible Losses
D. Operating Profit (C.-3.8)
Non Operating Income/Expenses (Net)
Write Back of Provision for Possible Loss
E. Profit from Regular Activities (D.+3.9+3.10)
Extraordinary Income/Expenses (Net)
F. Profit before Bonus and Taxes (E.+3.11)
Provision for Staff Bonus
Provision for Tax
G. Net Profit/Loss (F.-3.12-3.13)
1,450,834.10
100,000.00
25,387.23
1,276,287.99
1,276,287.99
49,158.88
1,450,834.10
432,272.57
88,785.90
30,200.00
855,462.58
30,897.66
16,548.82
14,348.84
59,895.52
675.00
53,177.08
454,381.47
256,435.85
21,989.34
22,123.71
Up to
Corresponding
Previous
Year Quarter
Up to
Previous
Quarter
192,562.17
143,693.47
48,868.70
2,732.65
14,407.27
66,008.62
16,595.25
136,989.58
107,675.18
29,314.40
1,971.20
11,456.88
42,742.48
11,337.13
149,100.28
119,077.50
30,022.78
743.91
11,924.70
42,691.39
9,642.22
25,955.41
23,457.96
637.24
22,820.72
364.88
23,185.60
23,185.60
2,107.78
6,323.35
14,754.47
11,410.03
19,995.32
1,940.10
18,055.22
18,055.22
18,055.22
1,641.38
4,924.15
11,489.69
17,092.34
15,956.83
15,956.83
15,956.83
15,956.83
1,450.62
4,351.86
10,154.35
At the End At the End of
At the End of
Corresponding
of Previous Previous Year
This Quarter
Quarter
Quarter
4
Ratios
4.1
4.2
4.3
4.4
4.5
Capital Fund to RWA
Non Performing Loan (NPL) to Total Loan
Total Loan Loss Provision to Total NPL
Cost of Funds
Credit to Deposit Ratio (Calculatd as per NRB Directive)
11.85%
0.11%
981.86%
9.78
66.94
11.43%
0.38%
305.02%
10.34
69.09
12.44%
0.39%
330.75%
11.52
60.77
Note : If the statuary audit or supervisory authority notify any remarks to change this financial statement could be
changed accordingly .
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MAIN
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