David Stephenson Head of International Affairs Groupement des Cartes Bancaires “CB” David STEPHENSON has more than 20 years experience in the payment card field, and is currently based in Paris with responsibility within CB for : − partnerships with international card schemes and domestic European schemes, and − relations with European Institutions such as the European Commission, the European Parliament and the European Central Bank. David currently represents the European Card schemes in the European Payments Council “Card Stakeholders Group”, and has represented CB in the European Commission Payment System Market Group and European Parliament Hearings on key issues related to the Payment Services Directive. He is also General Secretary of the ESF+ Forum, a think-tank which provides a Forum for informal discussion for Experts and Senior Management from ATM and POS switches Before joining CB he held a series of International Marketing posts, based in the UK, France, Belgium, China and Singapore for organizations in fields related to payments including the smartcard manufacturer Bull CP8, Cyber-COMM, Computer Sciences Corporation, and ADP Network Services. David is an Honours Graduate in Mathematics from Portsmouth Polytechnic, UK, with diplomas from INSEAD, France in European Marketing and the Haute Ecole de Commerce, France in Advanced Marketing Management.