Money Matter$ Fall 2013 Cashier’s Office Monthly Newsletter (904) 620-2472 Welcome to Student Financial Services! Fall Dates o Aug. 1st – Housing payment due o Aug.26th-30th – Add/Drop Week o Sept. 2ndLabor (University closed) Day o Sept. 3rd- Fall Tuition due o November 1st – Last day to withdraw o November 11 - Veteran’s Day (University closed) th o November 28th-30thThanksgiving break (University closed) o December Exams week 9th-13th- Final cashier@unf.edu OZZIE’$ TIP OF THE MONTH Why not take advantage of all the services paid for by your tuition! Along with your tuition, you pay for many activities and programs to run, and you can use them all for free. Think about the money that you can save by using the things you have already paid for: A gym membership Indoor and outdoor pools Shuttles to the Town Center Canoeing, hiking, wall climbing Game room Library Books Concerts & Movies Free Food at Events I mean really the options are endless. There are hundreds of clubs on campus that serve free food and dinners throughout the week. Get acquainted, join clubs, and really get your dollars’ worth this semester! www.unf.edu/cluballiance CHEAP EATS It is very common for people to spend a big part of their income on food. Being a student, it can become very convenient to just eat out, or grab fast food. This can also be very detrimental to your wallet. This semester, try to save a few bucks by eating cheap. Cooking your own meals is a sure way to save money on food. You can split meal costs with roommates and even save more. It can be intimidating due to the lack of time you have or complexity of recipes but don’t let that scare you away from saving. Making it a routine to set time aside to cook is the first step. Second, find student friendly recipes as well as easy/quick meal guides. A few good websites include: www.studentrecipes.com http://www.cashcourse.org/unf//categori es/college-life/eating-on-a-budget/easyhealthy-and-affordable-food INVEST INTO YOUR FUTURE The deadlines for tuition, rent, bills, and every day needs may start to overwhelm you now that you’re in College. But the best way to have a successful future is to begin investing time into organizing these deadlines to ensure your college experience runs as smoothly as possible. The UNF website (www.unf.edu) is a treasure chest of information and will help you keep track of any deadline you need. Make sure that your housing and meal plan is paid by August 1 st and your tuition is taken care of by September 3rd. What if you can’t pay out of pocket? Make sure you fill out a FAFSA to be awarded financial aid, and also apply for other scholarships. UNF has many offices to help you transition from high school to college, So take advantage of these resources: Academic Advising, Student Financial Services, One Stop, International Center, Women’s Center, Student Government, and many more! FINANCIAL AID AUTHORIZATION Federal financial aid cannot pay miscellaneous charges (such as orientation and late fees) unless you authorize it to do so. If you have charges and do not authorize the aid, you must to pay the fees yourself. Your account will be placed on hold until they are paid. Your refund will also be delayed. Follow these steps to complete the authorization: 1. Log into myWings, student tab 2. Select “Student Self Service” 3. Select “Online Forms” 4. Select “Financial Aid Authorization” and follow prompt NEED MORE INFORMATION? Contact us by phone: 904-620-2472 or by email: cashier@unf.edu or visit our website: http://www.unf.edu/anf/controller/cashier s/ 10 TIPS TO PROTECT YOUR PERSONAL INFO 1. Don’t give personal information over the phone. This is why you are issued an N# as a student ID. 2. Go paperless. Sign up for paperless billing so your info doesn’t wind up in the trash. 3. Shred everthing containing your name, address, credit card or bank account info. 4. Review financial statements from your bank, credit cards, loan, and UNF account. 5. Use a secure postal mailbox so someone doesn’t steal your check payment to gain your information. 6. Opt out from pre-approved credit card offers. www.optoutprescreen.com 7. Keep technology secure. This mean anti-virus software and remembering to log-off of public computers 8. Don’t get hooked by ‘phishing’ scams. Never give out your Social Security number, credit card number, or other personal information by email or from a company that you don’t know or trust. 9. Check your credit report. Know what on it and what could be falsely reported. 10. Report Identity theft. Call your local police to report the crime. http://www.cashcourse.org/categories/fina ncial-basics/preventing-identity-theft/top10-ways-to-protect-your-identity