KEY INFORMATION MEMORANDUM AND COMMON APPLICATION FORMS
ONGOING OFFER OF UNITS AT NAV BASED PRICES
EQUITY SCHEMES
BNP Paribas Equity Fund (An open-ended Equity Scheme)
BNP Paribas Tax Advantage Plan (ELSS)
This product is suitable for investors who are seeking*:
(An open-ended Equity Linked Tax Savings Scheme)
1. Wealth Creation in long term
This product is suitable for investors who are seeking*:
2. Investments in diversified and actively managed portfolio of equity and equity
related securities with bias to large cap and mid cap companies.
1. Wealth Creation in long term
3. High Risk (Brown)
2. Investments in diversified and actively managed portfolio of equity and equity
related securities across market capitalisation along with income tax rebate.
3. High Risk (Brown)
BNP Paribas Dividend Yield Fund (An open-ended Equity Scheme)
This product is suitable for investors who are seeking*:
BNP Paribas Mid Cap Fund (An open-ended Equity Scheme)
1. Wealth Creation in long term
This product is suitable for investors who are seeking*:
2. Investments in actively managed portfolio of equity and equity related securities,
primarily being high dividend yield stocks.
1. Wealth Creation in long term
3. High Risk (Brown)
3. High Risk (Brown)
2. Investments in companies in middle and small capitalization segment.
DEBT SCHEMES
BNP Paribas Monthly Income Plan (An open-ended Income Scheme. Monthly
Income is not assured and is subject to the availability of distributable surplus)
This product is suitable for investors who are seeking*:
This product is suitable for investors who are seeking*:
1. Regular income in short term
1. Regular income and capital appreciation in long term
2. Investments in portfolio comprising of debt & money market instruments and
derivatives.
2. Investments primarily in Debt and Money Market Instruments for regular returns
& in equity and equity related securities for capital appreciation.
BNP Paribas Money Plus Fund (An open-ended Income Scheme)
3. Low Risk (Blue)
3. Medium Risk (Yellow)
BNP Paribas Short Term Income Fund (An open-ended Income Scheme)
BNP Paribas Income and Gold Fund (An open-ended Debt Scheme)
This product is suitable for investors who are seeking*:
This product is suitable for investors who are seeking*:
1. Regular income in short term
1. Regular income and capital appreciation in long term
2. Investments in debt & money market instruments.
2. Investments in debt and money market securities, along with investments in Gold
Exchange Traded Funds.
3. Medium Risk (Yellow)
3. Medium Risk (Yellow)
BNP Paribas Bond Fund (An open-ended Income Scheme)
This product is suitable for investors who are seeking*:
BNP Paribas Flexi Debt Fund (An open-ended Income Scheme)
1. Capital appreciation and regular income in long term
This product is suitable for investors who are seeking*:
2. Investments in debt and money market Instruments.
1. Regular income in long term
3. Medium Risk (Yellow)
2. Investments in debt and money market Instruments.
3. Medium Risk (Yellow)
BNP Paribas Government Securities Fund (An open-ended debt scheme)
This product is suitable for investors who are seeking*:
1. Capital appreciation and regular income in long term
2. Investments in portfolio of government securities.
3. Medium Risk (Yellow)
LIQUID SCHEME
BNP Paribas Overnight Fund (An open-ended Liquid Scheme)
This product is suitable for investors who are seeking*:
1. Regular income in short term
2. Investments in debt and money market instruments with maturity upto 91 days.
3. Low Risk (Blue)
*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Note: Risk is represented as:
(BLUE) Please understand that
the principal will be at low risk
(YELLOW) Please understand that
the principal will be at medium risk
(BROWN) Please understand that
the principal will be at high risk
Sponsor
BNP Paribas Investment Partners Asia Limited
Registered Office: 30/F, Three Exchange Square, 8 Connaught Place, Central, Hong Kong.
Asset Management Company
BNP Paribas Asset Management India Private Limited
Registered Office: BNP Paribas House, 1 North Avenue, Maker Maxity, Bandra Kurla Complex, Bandra (East), Mumbai - 400 051, Maharashtra, India.
Trustee Company
BNP Paribas Trustee India Private Limited
Registered Office: BNP Paribas House, 1 North Avenue, Maker Maxity, Bandra Kurla Complex, Bandra (East), Mumbai - 400 051, Maharashtra, India.
This Key Information Memorandum (KIM) sets forth the information, which a prospective investor ought to know before investing. For further details of the schemes/Mutual Fund, due diligence certificate by the
AMC, Key Personnel, investors’ rights & services, risk factors, penalties & pending litigations etc. investors should, before investment, refer to the Scheme Information Document of the respective scheme and
Statement of Additional Information available free of cost at any of the Investor Service Centres or distributors or from the website www.bnpparibasmf.in
The Schemes particulars have been prepared in accordance with Securities and Exchange Board of India (Mutual Funds) Regulations 1996, as amended till date, and filed with Securities and Exchange Board of
India (SEBI). The units being offered for public subscription have not been approved or disapproved by SEBI, nor has SEBI certified the accuracy or adequacy of this KIM.
This KIM is dated June 25, 2013.
1
BNP PARIBAS EQUITY FUND (BNPPEF)
Date of Inception
September 23, 2004
Type of the Scheme
An open-ended Equity Scheme
Investment Objective
The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities. The Scheme will invest
in a range of companies, with a bias towards large and medium market capitalisation companies. However, there can be no assurance that the investment objectives of the Scheme will be
realized. The Scheme do not guarantee/indicate any returns.
Asset Allocation Pattern
Normal Allocation (% of Net Assets)
Maximum Allocation (% of Net Assets)
Risk Profile
Equities and Equity* Related Securities
Type of Instruments
95
100
Medium to High
Debt Instruments and Money Market Instruments (including cash and money at call)
5
35
Low to Medium
*Exposure to derivative Instruments not more than 50% of the net assets.
Investment Strategies
The aim of the Scheme is to provide long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities.
The Scheme will invest in a range of companies, with a bias towards large and medium market capitalization companies. The Scheme may invest in unlisted and / or privately placed and / or
unrated debt securities subject to the limits, from issuers of repute and sound financial standing.
As per the asset allocation pattern indicated above, for investment in debt securities and money market instruments, the Scheme may invest a part of the portfolio in various debt securities
issued by corporates and/or State and Central Government. Such Government securities may include securities which are supported by the ability to borrow from the treasury or supported only
by a sovereign guarantee or of the State Government or supported by Government of India / State Government in some other way.
Risk Profile of the Scheme
Mutual Fund Units involve investment risks including the possible loss of principal. Please read Scheme Information Document carefully for details on Risk Factors before investment. Scheme
specific risk factors and risk mitigants are summarised on page 9.
Plans and Options
BNP Paribas Equity Fund & BNP Paribas Equity Fund - Direct Plan, each plan offers Growth Option and Dividend Option. The Dividend Option offers Dividend Payout and Dividend Re-investment
facilities.
Applicable NAV
Please refer page no. 11 “Applicable NAV for schemes other than Liquid Schemes” for details.
Minimum Application
Options
Minimum Amount for Purchase
Additional Amount for Purchase
Minimum Amount / Units for Redemption
Amount / Number of Units
Growth & Dividend
` 5,000 per application and in multiples of ` 1 thereafter.
` 1,000 and in multiples of ` 1 thereafter.
` 1,000 & in multiples of ` 1 thereafter or minimum 100 Units.
SIP / STP / SWP / DTP
Available (For more details, refer to respective Application Forms).
Despatch of Repurchase
(Redemption) Request
As per the SEBI Regulations, the Mutual Fund shall despatch redemption proceeds within 10 business days of receiving the redemption / repurchase request at any of the Official Points of
Acceptance of Transactions (OPAT). A penal interest of 15% per annum or such other rate as may be prescribed by SEBI from time to time, will be paid in case the redemption proceeds are not
despatched within 10 Business Days of the date of redemption request.
Benchmark Index
CNX Nifty
BNPPEF which is benchmarked to S&P CNX Nifty is not sponsored, endorsed, sold or promoted by India Index Services & Products Limited (IISL). IISL is not responsible for any errors or omissions
or the results obtained from the use of such index and in no event shall IISL have any liability to any party for any damages of whatsoever nature (including lost profits) resulted to such party due
to purchase or sale or otherwise of such product benchmarked to such index.
Name of the Fund Manager
Mr. Shreyash Devalkar
Name of the Trustee Company
BNP Paribas Trustee India Private Limited
Load Structure
Entry Load : Nil
Exit Load : • 1% if redeemed or switched-out upto 1 year from the date of allotment of units. • Nil if redeemed or switched-out after 1 year.
The above load shall also be applicable for Systematic Investment Plan, Systematic Transfer Plan, Systematic Withdrawal Plan.
In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront commission shall be
paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor.
Recurring Expenses
Estimated annual recurring expenses [% per annum of daily net assets]
Actual expenses for the financial year 2011-2012
First ` 100 crs.
Next ` 300 crs.
Next ` 300 crs.
Balance
2.50
2.25
2.00
1.75
Total recurring expense as a % to daily net assets : 2.45
Direct Plan shall have a lower expense ratio excluding distribution expenses, commission, etc and no commission for distribution of units will be paid / charged under Direct Plan.
For details on Total Expense Ratio (TER), please refer page no. 11.
Tax treatment for the Investors
Investor will be advised to refer to the details in the Statement of Additional Information and also independently refer to his tax advisor.
Date of Inception
September 15, 2005
BNP PARIBAS DIVIDEND YIELD FUND (BNPPDYF)
Type of the Scheme
An open-ended Equity scheme
Investment Objective
The investment objective of the Scheme is to generate long term capital growth from an actively managed portfolio of equity and equity related securities, primarily being high dividend yield
stocks. High dividend yield stocks are defined as stocks of companies that have a dividend yield in excess of 0.5%, at the time of investment. However, there can be no assurance that the
investment objectives of the Scheme will be realized. The Scheme do not guarantee/indicate any returns.
Asset Allocation Pattern
Type of Securities
Normal Allocation
(% of Net Assets)
Minimum Allocation
(% of Net Assets)
Maximum Allocation
(% of Net Assets)
Risk Profile
65
100
High
Equities and Equity Related Securities of companies that are high dividend yield stocks #
75
Equities and Equity Related Securities of companies instruments
that are not high dividend yield stocks #
20
0
35
High
Debt Instruments* and Money Market instruments (including money at call)
5
0
35
Low
# including investments in foreign equity and equity related securities, ADR / GDR upto 25% of the corpus, exposure in equity derivatives only for hedging and portfolio balancing upto 50%
of the net assets.
* Debt instruments may include securitised debt upto 25% of the net assets, exposure in debt derivatives only for hedging and portfolio balancing upto 25% of the net assets.
Investment Strategies
The corpus of the Scheme will be primarily invested in high dividend yield equity and equity related securities. The Scheme may also invest its corpus in debt or money market instruments,
to manage its liquidity requirements.
All companies selected will be analysed taking into account the business fundamentals, the company’s financial strength, industry structure, management quality, future earnings expectations
and sensitivity of earnings.
The research effort will also focus on the credit quality of issuers. Ratings issued by credit rating agencies will be used as the primary guide to credit quality. Internal research will help in
determining the relative standing of issuers within the same rating category. The financial standing is determined based on the past financial performance and the expected future performance
of the company, its operating environment and the economy in general. Investment in debt securities will usually be in instruments that have been assessed as “high investment grade” by at
least one credit rating agency authorised to carry out such activity under the applicable regulations. As per the asset allocation pattern indicated above, for investment in debt securities and
money market instruments, the Fund may invest a part of the portfolio in various debt securities / instruments issued by corporates and/or State and Central Government. Government securities
may include securities which are supported by the ability to borrow from the treasury or supported only by the sovereign guarantee or of the state government or supported by GOI / state
government in some other way. The Scheme may from time to time hold cash / cash equivalents for the purpose of the derivative investments and for meeting liquidity requirements.
Risk Profile of the Scheme
Mutual Fund Units involve investment risks including the possible loss of principal. Please read Scheme Information Document carefully for details on Risk Factors before investment. Scheme
specific risk factors and risk mitigants are summarised on page 9.
Plans and Options
BNP Paribas Dividend Yield Fund & BNP Paribas Dividend Yield Fund - Direct Plan, each plan offers Growth Option and Dividend Option. The Dividend Option offers Dividend Payout and Dividend
Re-investment facilities.
Applicable NAV
Please refer page no. 11 “Applicable NAV for schemes other than Liquid Schemes” for details.
Minimum Application
Options
Minimum Amount for Purchase
Additional Amount for Purchase
Minimum Amount / Units for Redemption
Amount / Number of Units
Growth & Dividend
` 5,000 per application and in multiples of ` 1 thereafter.
` 1,000 and in multiples of ` 1 thereafter.
` 1,000 & in multiples of ` 1 thereafter or minimum 100 Units.
SIP / STP / SWP / DTP
Available (For more details, refer to respective Application Forms).
Despatch of Repurchase
(Redemption) Request
As per the SEBI Regulations, the Mutual Fund shall despatch redemption proceeds within 10 business days of receiving the redemption / repurchase request at any of the Official Points of
Acceptance of Transactions (OPAT). A penal interest of 15% per annum or such other rate as may be prescribed by SEBI from time to time, will be paid in case the redemption proceeds are not
despatched within 10 Business Days of the date of redemption request.
Benchmark Index
S&P BSE Sensitive Index
Name of the Fund Manager
Mr. Shreyash Devalkar
Name of the Trustee Company
BNP Paribas Trustee India Private Limited
Load Structure
Entry Load : Nil
Exit Load : • 1% if redeemed or switched-out upto 1 year from the date of allotment of units. • Nil if redeemed or switched-out after 1 year.
The above load shall also be applicable for Systematic Investment Plan, Systematic Transfer Plan, Systematic Withdrawal Plan.
In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront commission shall be
paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor.
Recurring Expenses
Estimated annual recurring expenses [% per annum of daily net assets]
Actual expenses for the financial year 2011-2012
First ` 100 crs.
Next ` 300 crs.
Next ` 300 crs.
Balance
2.50
2.25
2.00
1.75
Total recurring expense as a % to daily net assets : 2.50
Direct Plan shall have a lower expense ratio excluding distribution expenses, commission, etc and no commission for distribution of units will be paid / charged under Direct Plan.
For details on Total Expense Ratio (TER), please refer page no. 11.
Tax treatment for the Investors
Investor will be advised to refer to the details in the Statement of Additional Information and also independently refer to his tax advisor.
For details of exit load on switches to/ from Direct Plan please refer point no 7. Direct Plan on page no. 11.
2
BNP PARIBAS TAX ADVANTAGE PLAN (ELSS) (BNPPTAP)
Date of Inception
January 5, 2006
Type of the Scheme
An open-ended Equity Linked Tax Savings scheme
Investment Objective
The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate,
as may be prevalent from time to time. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Asset Allocation Pattern
Type of Securities
Normal Allocation
(% of Net Assets)
Minimum Allocation
(% of Net Assets)
Maximum Allocation
(% of Net Assets)
Risk Profile
Equities and Equity Related Securities of companies #
95
80
100
High
Debt Instruments* and Money Market instruments (including money at call)
5
0
20
Low
# including investments in foreign equity and equity related securities, ADR / GDR upto 20% of the corpus, exposure in equity derivatives for hedging and portfolio balancing upto 50% of the net
assets. Exposure in derivatives will be subject to the specified limits as per the SEBI circular dated September 14, 2005 as amended from time to time.
* Debt instruments may include securitised debt upto 20% of the net assets, exposure in debt derivatives for hedging and portfolio balancing upto 20% of the net assets.
Investment Strategies
The aim of the Scheme is to provide long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities. The Scheme may invest in unlisted and / or
privately placed and / or unrated debt securities subject to the limits indicated under “Investment Restrictions” for the Scheme.
As per the asset allocation pattern indicated, for investment in debt securities and money market instruments, the Scheme may invest a part of the portfolio in various debt securities issued by
corporates and / or State and Central Government. Such Government securities may include securities which are supported by the ability to borrow from the treasury or supported only by a
sovereign guarantee or of the State Government or supported by Government of India / State Government in some other way.
Risk Profile of the Scheme
Mutual Fund Units involve investment risks including the possible loss of principal. Please read Scheme Information Document carefully for details on Risk Factors before investment. Scheme
specific risk factors and risk mitigants are summarised on page 9.
Plans and Options
BNP Paribas Tax Advantage Plan (ELSS) & BNP Paribas Tax Advantage Plan (ELSS) - Direct Plan, each plan offers Growth Option and Dividend Option. The Dividend Option offers Dividend Payout
and Dividend Re-investment facilities.
Applicable NAV
Please refer page no. 11 “Applicable NAV for schemes other than Liquid Schemes” for details.
Minimum Application
Options
Minimum Amount for Purchase
Additional Amount for Purchase
Minimum Amount / Units for Redemption
Amount / Number of Units
Growth & Dividend
` 500 per application and in multiples of ` 500 thereafter.
` 500 and in multiples of ` 500 thereafter.
` 500 & in multiples of ` 1 thereafter or minimum 50 Units.
The Units of BNP Paribas Tax Advantage Plan (ELSS) can be redeemed (i.e. sold back to the Mutual Fund) or Switched out (i.e. to another scheme of the Mutual Fund or Option(s) offered within the
Scheme, if any) at the Applicable NAV on expiry of lock-in period of three years from the date of allotment.
SIP / STP / SWP / DTP
Available (For more details, refer to respective Application Forms).
Despatch of Repurchase
(Redemption) Request
As per the SEBI Regulations, the Mutual Fund shall despatch redemption proceeds within 10 business days of receiving the redemption / repurchase request at any of the Official Points of
Acceptance of Transactions (OPAT). A penal interest of 15% per annum or such other rate as may be prescribed by SEBI from time to time, will be paid in case the redemption proceeds are not
despatched within 10 Business Days of the date of redemption request.
Benchmark Index
S&P BSE 200
Name of the Fund Manager
Mr. Shreyash Devalkar
Name of the Trustee Company
BNP Paribas Trustee India Private Limited
Load Structure
Entry Load : Nil
Exit Load : Nil
The above load shall also be applicable for Systematic Investment Plan, Systematic Transfer Plan, Systematic Withdrawal Plan.
The investment in the Scheme shall be locked in for a period of 3 years from the date of allotment of units.
In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront commission shall be
paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor.
Recurring Expenses
Estimated annual recurring expenses [% per annum of daily net assets]
Actual expenses for the financial year 2011-2012
First ` 100 crs.
Next ` 300 crs.
Next ` 300 crs.
Balance
2.50
2.25
2.00
1.75
Total recurring expense as a % to daily net assets : 2.50
Direct Plan shall have a lower expense ratio excluding distribution expenses, commission, etc and no commission for distribution of units will be paid / charged under Direct Plan.
For details on Total Expense Ratio (TER), please refer page no. 11.
Tax treatment for the Investors
Investor will be advised to refer to the details in the Statement of Additional Information and also independently refer to his tax advisor.
Note : Minimum amount of investment (including switch-in) into BNPPTAP is ` 500/- & in multiples of ` 500/- thereafter. Hence, any subscription / switch-in request received for an amount / value of units not in multiples of
` 500/- shall be deemed as a request for an amount which is equal to the nearest lower multiple of ` 500/- and the balance amount shall be refunded in case of subscriptions and in case of switch-ins, this amount shall remain in
the respective source Scheme(s).
BNP PARIBAS MID CAP FUND (BNPPMCF)
Date of Inception
May 2, 2006
Type of the Scheme
An open-ended Equity scheme
Investment Objective
The investment objective of the Scheme is to seek to generate long-term capital appreciation by investing primarily in companies with high growth opportunities in the middle and small capitalization
segment, defined as ‘Future Leaders’. The fund will emphasize on companies that appear to offer opportunities for long-term growth and will be inclined towards companies that are driven by dynamic
style of management and entrepreneurial flair. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme do not guarantee/indicate any returns.
Asset Allocation Pattern
Type of Securities
Minimum Allocation (% of Net Assets)
Maximum Allocation (% of Net Assets)
Risk Profile
65
100#
Medium to High
Equity and Equity related securities of Companies other than Future Leaders
0
35#
Medium to High
Debt Instruments* & Money Market instruments (including money at call)
0
35#
Low to Medium
Equity and equity related securities of companies categorised as Future Leaders
# Maximum Exposure to derivatives under the Scheme will be upto to permissible regulatory limits as laid down in SEBI circular Number DNPD/Cir-29/2005 dated September 14, 2005. * Debt
instruments may include securitised debt upto 20% of the net assets
Investments in ADRs / GDRs issued by the Indian companies, foreign securities would be upto 5% of the net assets of this scheme.
Investment Strategies
Under normal circumstances, the scheme shall invest at least 65% of the net assets in equity and equity related securities of those middle and smaller capitalization companies defined as
“Future Leaders”. Future Leaders are companies which have a market capitalization below that of the 99th stock in the BSE 500 Index (i.e. excluding the top 20% of the index by market
capitalization rankings) and which may or may not be a constituent of the BSE 500 Index, at the time of investment. The universe may also include Initial Public Offerings whose market
capitalization would be as per the abovementioned criteria. The remaining portion would be invested in equity and equity related instruments of any companies that have a market capitalization
equal to or above the 99th stock in BSE 500 Index and may or may not be a constituent of the BSE 500 index.
Risk Profile of the Scheme
Mutual Fund Units involve investment risks including the possible loss of principal. Please read Scheme Information Document carefully for details on Risk Factors before investment. Scheme
specific risk factors and risk mitigants are summarised on page 9.
Plans and Options
BNP Paribas Mid Cap Fund & BNP Paribas Mid Cap Fund - Direct Plan, each plan offers Growth Option and Dividend Option. The Dividend Option offers Dividend Payout and Dividend Reinvestment facilities.
Applicable NAV
Please refer page no. 11 “Applicable NAV for schemes other than Liquid Schemes” for details.
Minimum Application
Options
Minimum Amount for Purchase
Additional Amount for Purchase
Minimum Amount / Units for Redemption
Amount / Number of Units
Growth & Dividend
` 5,000 per application and in multiples of ` 1 thereafter.
` 1,000 and in multiples of ` 1 thereafter.
` 1,000 & in multiples of ` 1 thereafter or minimum 100 Units.
SIP / STP / SWP / DTP
Available (For more details, refer to respective Application Forms).
Despatch of Repurchase
(Redemption) Request
As per the SEBI Regulations, the Mutual Fund shall despatch redemption proceeds within 10 business days of receiving the redemption / repurchase request at any of the Official Points of
Acceptance of Transactions (OPAT). A penal interest of 15% per annum or such other rate as may be prescribed by SEBI from time to time, will be paid in case the redemption proceeds are not
despatched within 10 Business Days of the date of redemption request.
Benchmark Index
CNX MID CAP Index
Name of the Fund Manager
Mr. Shreyash Devalkar
Name of the Trustee Company
BNP Paribas Trustee India Private Limited
Load Structure
Entry Load : Nil
Exit Load : • 1% if redeemed or switched-out upto 1 year from the date of allotment of units. • Nil if redeemed or switched-out after 1 year.
The above load shall also be applicable for Systematic Investment Plan, Systematic Transfer Plan, Systematic Withdrawal Plan.
In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront commission shall be
paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor.
Recurring Expenses
Estimated annual recurring expenses [% per annum of daily net assets]
Actual expenses for the financial year 2011-2012
First ` 100 crs.
Next ` 300 crs.
Next ` 300 crs.
Balance
2.50
2.25
2.00
1.75
Total recurring expense as a % to daily net assets : 2.50
Direct Plan shall have a lower expense ratio excluding distribution expenses, commission, etc and no commission for distribution of units will be paid / charged under Direct Plan.
For details on Total Expense Ratio (TER), please refer page no. 11.
Tax treatment for the Investors
Investor will be advised to refer to the details in the Statement of Additional Information and also independently refer to his tax advisor.
For details of exit load on switches to/ from Direct Plan please refer point no 7. Direct Plan on page no. 11.
3
BNP PARIBAS MONTHLY INCOME PLAN (BNPPMIP)
Date of Inception
September 23, 2004
Type of the Scheme
An open-ended Income scheme. Monthly Income is not assured and is subject to the availability of distributable surplus.
Investment Objective
The primary objective of the Scheme is to generate regular returns through investments primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate
long-term capital appreciation by investing a portion of the Scheme’s assets in equity and equity related securities. However, there can be no assurance that the investment objectives of the
Scheme will be realized. The Scheme do not guarantee/indicate any returns.
Asset Allocation Pattern
Normal Allocation (% of Net Assets)
Maximum Allocation (% of Net Assets)
Risk Profile
Debt Instruments* & Money Market Instruments (including cash / call money)
Type of Instruments
85
100
Low to Medium
Equities & Equity** Related Securities
15
20
Medium to High
* Debt instruments may include securitised debt upto 60% of the net assets
** Exposure to derivative Instruments not more than 50% of the net assets.
Investment Strategies
The net assets of the Scheme will be invested in debt and money market instruments. The Debt portion of the portfolio will be actively managed based on the AMC’s view on interest rates. The
price of fixed income instruments varies with changes in interest rates. As interest rates decline, the value of fixed income securities rise and as interest rates rise, their value declines. The AMC
forms views on the likely direction of interest rates and the portfolio is structured consistent with these views.
Individual instruments are bought and sold based on the conformity with the interest rate view and the instrument specific factors (credit risk, exposure). By actively managing the portfolio, the
scheme attempts to achieve its objective through both interest yield and capital appreciation. As such, the scheme may not invest solely based on the best available yields in the market at all
points of time.
Some portion of the scheme’s assets will be invested in equity and equity related securities to fulfil the secondary objective of the scheme.
The equity portion of the portfolio will aim to outperform the benchmark and to provide long-term capital growth through a diversified and actively managed portfolio of equity and equity
related securities. The scheme will invest in a range of companies, with a bias towards large and medium market capitalization companies.
Risk Profile of the Scheme
Mutual Fund Units involve investment risks including the possible loss of principal. Please read Scheme Information Document carefully for details on Risk Factors before investment. Scheme
specific risk factors and risk mitigants are summarised on page 9.
Plans and Options
BNP Paribas Monthly Income Plan & BNP Paribas Monthly Income Plan - Direct Plan, each plan offers Growth Option, Monthly Dividend Option and Quarterly Dividend Option. The Dividend
Options offer Dividend Payout and Dividend Re-investment facilities.
Applicable NAV
Please refer page no. 11 “Applicable NAV for schemes other than Liquid Schemes” for details.
Minimum Application
Options
Minimum Amount for Purchase
Additional Amount for Purchase
Minimum Amount / Units for Redemption
Amount / Number of Units
Growth
` 5,000 per application and in multiples of ` 1 thereafter.
` 1,000 and in multiples of ` 1 thereafter.
` 1,000 & in multiples of ` 1 thereafter or minimum 100 Units.
Monthly &
Quarterly Dividend
` 20,000 per application and in multiples of ` 1 thereafter
` 1,000 and in multiples of ` 1 thereafter.
` 1,000 & in multiples of ` 1 thereafter or minimum 100 Units.
SIP / STP / SWP
Available (For more details, refer to respective Application Forms).
Despatch of Repurchase
(Redemption) Request
As per the SEBI Regulations, the Mutual Fund shall despatch redemption proceeds within 10 business days of receiving the redemption / repurchase request at any of the Official Points of
Acceptance of Transactions (OPAT). A penal interest of 15% per annum or such other rate as may be prescribed by SEBI from time to time, will be paid in case the redemption proceeds are not
despatched within 10 Business Days of the date of redemption request.
Benchmark Index
CRISIL MIP Blended Index
Name of the Fund Manager
Mr. Shreyash Devalkar (Equity) and Mr. Chirag Doshi (Fixed Income)
Name of the Trustee Company
BNP Paribas Trustee India Private Limited
Load Structure
Entry Load : Nil Exit Load : 1% if redeemed or switched-out upto 12 months from the date of allotment of units. • Nil if redeemed or switched-out after 1 year.
The above load shall also be applicable for Systematic Investment Plan, Systematic Transfer Plan, Systematic Withdrawal Plan.
In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront commission shall be
paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor.
Recurring Expenses
Estimated annual recurring expenses [% per annum of daily net assets]
Actual expenses for the financial year 2011-2012
First ` 100 crs.
Next ` 300 crs.
Next ` 300 crs.
Balance
2.25
2.00
1.75
1.50
Total recurring expense as a % to daily net assets : 2.25
Direct Plan shall have a lower expense ratio excluding distribution expenses, commission, etc and no commission for distribution of units will be paid / charged under Direct Plan.
For details on Total Expense Ratio (TER), please refer page no. 11.
Tax treatment for the Investors
Investor will be advised to refer to the details in the Statement of Additional Information and also independently refer to his tax advisor.
BNP PARIBAS INCOME AND GOLD FUND (BNPPIGF)
Date of Inception
June 05, 2012
Type of the Scheme
An open-ended debt scheme
Investment Objective
The investment objective of the scheme seeks to generate income from a portfolio constituted of debt and money market securities, along with investments in Gold Exchange Traded Funds
(ETFs). However, there can be no assurance that the investment objective of the scheme will be achieved. The scheme does not guarantee/indicate any returns
Asset Allocation Pattern
Type of Instruments
Minimum Allocation
(% of Total Assets)
Maximum Allocation
(% of Total Assets)
Risk Profile
Debt instruments including corporate debt, securitized debt and other debt instruments with maturity/average
maturity / residual maturity/ interest rate reset greater than 365 days and money market instruments
65
90
Low to Medium
Gold ETFs
10
35
High
The cumulative gross exposure through debt instruments, money market instruments, Gold ETFs and derivative instruments will not exceed 100% of the net assets of the scheme. Debt
instruments may include securitised debt upto 30% of the debt net assets. Exposure to debt derivative instruments not more than 50% of the net assets only for hedging and portfolio balancing.
The scheme will not invest in foreign securities including foreign securitised debt. The scheme will not invest in equity & equity related securities and will not participate in securities lending and
borrowing scheme. It may be noted that AMC has to adhere to the asset allocation pattern indicated in the Scheme Information Document under normal circumstances. According to SEBI
circulars (reference no. SEBI/IMD/CIR No. 1/ 91171/07 dated April 16, 2007, SEBI/IMD/CIR No. 8/107311/07 dated October 26, 2007 and SEBI/IMD/CIR No. 7/129592/08 dated June 23, 2008),
pending deployment of funds of the scheme in securities in terms of investment objective of the scheme, the Mutual Fund may invest the funds of the scheme in short term deposits of scheduled
commercial banks subject to restrictions laid down under the SEBI Regulations from time to time.
Investment Strategies
The funds strategy seeks to generate long term capital appreciation by taking advantage of diversification by investing in a mix of fixed income securities including money market instruments
and gold ETF. It also aims to manage risk through active asset allocation. Investments in debt instruments will include corporate debt, securitized debt and other debt instruments with
maturity/average maturity / residual maturity/ interest rate reset greater than 365 days. The debt portion of the portfolio will be actively managed based on the AMC’s view on interest rates. The
price of fixed income instruments varies with changes in interest rates. As interest rates decline, the value of fixed income securities rise and as interest rates rise, their value declines. The AMC
forms views on the likely direction of interest rates and the portfolio is structured consistent with these views. Individual instruments are bought and sold based on the conformity with the
interest rate view and the instrument specific factors (credit risk, exposure). By actively managing the portfolio, the scheme attempts to achieve its objective through both interest yield and
capital appreciation. As such, the scheme may not invest solely based on the best available yields in the market at all points of time.
Risk Profile of the Scheme
Mutual Fund units involve investment risks including the possible loss of principal. Please read the SID carefully for details on risk factors before investment. Scheme specific risk factors are
summarized on page 9.
Plans and Options
BNP Paribas Income and Gold Fund & BNP Paribas Income and Gold Fund - Direct Plan, each plan offers Growth Option and Dividend Option. The Dividend Option offers Dividend Payout and
Dividend Re-investment facilities.
Applicable NAV
Please refer page no. 11 “Applicable NAV for schemes other than Liquid Schemes” for details.
Minimum Application
Options
Minimum Amount for Purchase
Additional Amount for Purchase
Minimum Amount / Units for Redemption
Amount / Number of Units
Growth & Dividend
` 5,000 and in multiples of ` 1 thereafter.
` 1,000 and in multiples of
` 1 thereafter.
` 1,000 & in multiples of
` 1 thereafter or minimum 100 Units.
SIP / STP / SWP
Available (For more details, refer to respective Application Forms).
Despatch of Repurchase
(Redemption) Request
As per the SEBI Regulations, the Mutual Fund shall despatch redemption proceeds within 10 business days of receiving the redemption / repurchase request at any of the Official Points of
Acceptance of Transactions (OPAT). A penal interest of 15% per annum or such other rate as may be prescribed by SEBI from time to time, will be paid in case the redemption proceeds are not
despatched within 10 Business Days of the date of redemption request.
(unless redemption request is for all units)
Benchmark Index
CRISIL Short Term Bond Fund Index + Price of Gold (neutral allocation: 75:25)
Name of the Fund Manager
Mr. Puneet Pal
Name of the Trustee Company
BNP Paribas Trustee India Private Limited
Load Structure
Entry Load : Nil Exit Load : 1.00% if redeemed or switched-out upto 12 months from the date of allotment of units. 0.50%, if redeemed or switched-out after completion of 12 months upto 18
months from the date of allotment of units. Nil, if redeemed or switched-out after 18 months from the date of allotment of units.
The above load shall also be applicable for Systematic Investment Plan, Systematic Transfer Plan, Systematic Withdrawal Plan.
In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront commission shall be
paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor.
Recurring Expenses
Estimated annual recurring expenses [% per annum of daily net assets]
First ` 100 crs.
Next ` 300 crs.
Next ` 300 crs.
Balance
2.25
2.00
1.75
1.50
The AMC has estimated that up to 2.25% the daily average net assets of Debt & Money Market instruments allocation of the scheme to be charged to the scheme as expenses. The maximum
recurring expenses including the investment management and advisory fee that can be charged to the Scheme shall be subject to a percentage limit of average daily net assets as given in the
table below. Expenses over and above the prescribed ceiling will be borne by the AMC.
For details of exit load on switches to/ from Direct Plan please refer point no 7. Direct Plan on page no. 11.
4
BNP PARIBAS INCOME AND GOLD FUND (BNPPIGF) (Contd.)
Recurring Expenses (Contd.)
The AMC has estimated the annual recurring expenses under the Scheme as per the table below:
Particulars
% of Net Assets (Debt & Money
Market instruments allocation)
1.25
0.10
0.14
Investment Management & Advisory fee
Custodial Fees
Registrar & Transfer Agent fees including cost related to providing accounts statement,
dividend/redemption cheques/ warrants etc
Marketing & selling expenses including agents commission and statutory advertisement
Brokerage & transaction cost pertaining to the distribution of units
Audit fees/ fees and expenses of trustees
Costs related to investor communications
Costs of fund transfer from location to location
Other expenses
Other expenses including expenses of underlying gold ETFs
Total Recurring Expenses
% of Net Assets
(Gold ETFs allocation)
0.00
1.50*
0.10
0.50
0.06
0.04
0.01
0.05
0.00
2.25
1.50
*The scheme will not charge Investment Management & Advisory fee on investments in Gold ETFs however other actual expenses incurred for investments in Gold ETFs (including expenses of
underlying gold ETFs) to the extent of 1.5% per annum will be charged..
For the actual current expenses being charged, the investor should refer to the website of the mutual fund. The mutual fund would update the current expense ratios on the website within two
working days mentioning the effective date of the change.
These estimates have been made in good faith as per the information available to the Investment Manager based on past experience and are subject to change inter-se. Types of expenses
charged shall be as per SEBI (Mutual Funds) Regulations, 1996.
The provisions stated in notice cum addendum no 24/ 2012 dated September 28, 2012 available on website shall be applicable.
Direct Plan shall have a lower expense ratio excluding distribution expenses, commission, etc and no commission for distribution of units will be paid / charged under Direct Plan.
For details on Total Expense Ratio (TER), please refer page no. 11.
Tax treatment for the Investors
Investor will be advised to refer to the details in the Statement of Additional Information and also independently refer to his tax advisor.
BNP PARIBAS FLEXI DEBT FUND (BNPPFDF)
Date of Inception
September 23, 2004
Type of the Scheme
An open-ended Income scheme
Investment Objective
The primary objective of the Scheme is to generate income through investments in a range of Debt and Money Market Instruments of various maturities with a view to maximising income while
maintaining an optimum balance between yield, safety and liquidity. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme do not
guarantee/indicate any returns.
Asset Allocation Pattern
Type of Instruments
Normal Allocation
(% of Net Assets)
Maximum Allocation
(% of Net Assets)
Risk Profile
Debt Instruments* with maturity of more than 1 year
70
90
Low to Medium
Money Market Instruments** (including cash / call money & Reverse Repo) and debentures with maturity of less than 1 year
30
100
Low
* Debt instruments may include securitised debt upto 60% of the net assets.
** Exposure to derivative Instruments not more than 50% of the net assets.
Investment Strategies
The net assets of the Scheme will be invested in debt and money market instruments. The debt portion of the portfolio will be actively managed based on the AMC’s view on interest rates. The
price of fixed income instruments varies with changes in interest rates. As interest rates decline, the value of fixed income securities rise and as interest rates rise, their value declines. The AMC
forms views on the likely direction of interest rates and the portfolio is structured consistent with these views. This may involve active duration management to take advantage of any
opportunities that may arise on account of interest rate movements. The portfolio shall be thus actively managed to capture the spread and duration gains with a strong focus on credit quality of
instruments. By actively managing the portfolio, the Scheme attempts to achieve its objective through both interest yield and capital appreciation. As such, the Scheme may not invest solely
based on the best available yields in the market at all points of time. The Scheme aims to provide investors with an actively managed portfolio of debt & money market instruments.
Interest rate movements in the Indian debt markets can be volatile leading to the possibility of large price movements up or down in debt and money market securities and thereby to possibly
large movements in the valuation of Portfolios. The risk of loss on account of such active and dynamic management can thus be substantial. The extent of change in price shall depend on the
rating, tenor to maturity, coupon, liquidity, and the extent of fall or rise in interest rates. Individual instruments are bought and sold based on the conformity with the interest rate view and the
instrument specific factors (credit risk, exposure, etc.).The Government securities carry zero credit risk, but they carry interest rate risk like any other Fixed Income Securities. The portfolio may
also include other liquid assets and other short maturity assets, especially in times of rising interest rates.
Risk Profile of the Scheme
Mutual Fund Units involve investment risks including the possible loss of principal. Please read Scheme Information Document carefully for details on Risk Factors before investment. Scheme
specific risk factors and risk mitigants are summarised on page 9.
Plans and Options
BNP Paribas Flexi Debt Fund & BNP Paribas Flexi Debt Fund - Direct Plan, each plan offers Growth Option, Daily Dividend Option with compulsory Dividend Re-investment, Weekly Dividend
Option with compulsory Dividend Re-investment, Monthly Dividend Option, Quarterly Dividend Option and Half-Yearly Dividend Option. The Monthly Dividend, Quarterly Dividend and HalfYearly Dividend Options offer Dividend Payout and Dividend Re-investment facilities.
Applicable NAV
Please refer page no. 11 “Applicable NAV for schemes other than Liquid Schemes” for details.
Minimum Application
Options
Minimum Amount for Purchase
Additional Amount for Purchase
Minimum Amount / Units for Redemption / Switch out
Amount / Number of Units
Growth, Daily Dividend, Weekly Dividend,
Monthly Dividend, Quarterly Dividend
and Half Yearly Dividend Options
` 5,000 per application and
in multiples of ` 1 thereafter.
` 1,000 and in multiples of
` 1 thereafter.
` 1,000 & in multiples of
` 1 thereafter or minimum 100 Units.
SIP / STP / SWP
Available (For more details, refer to respective Application Forms).
Despatch of Repurchase
(Redemption) Request
As per the SEBI Regulations, the Mutual Fund shall despatch redemption proceeds within 10 business days of receiving the redemption / repurchase request at any of the Official Points of
Acceptance of Transactions (OPAT). A penal interest of 15% per annum or such other rate as may be prescribed by SEBI from time to time, will be paid in case the redemption proceeds are not
despatched within 10 Business Days of the date of redemption request.
Benchmark Index
CRISIL Composite Bond Fund Index
Name of the Fund Manager
Mr. Puneet Pal
Name of the Trustee Company
BNP Paribas Trustee India Private Limited
Load Structure
Entry Load : Nil
(unless redemption request is for all units.)
Exit Load : 0.75% if redeemed or Switched-out upto 6 months from the date of allotment of units. • Nil if redeemed or Switched-out after 6 months.
The above load shall also be applicable for Systematic Investment Plan, Systematic Transfer Plan, Systematic Withdrawal Plan.
In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront commission shall be
paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor.
Recurring Expenses
Estimated annual recurring expenses [% per annum of daily net assets]
Actual expenses for the financial year 2011-2012
First ` 100 crs.
Next ` 300 crs.
Next ` 300 crs.
Balance
2.25
2.00
1.75
1.50
Total recurring expense as a % to daily net assets : 2.25
Direct Plan shall have a lower expense ratio excluding distribution expenses, commission, etc and no commission for distribution of units will be paid / charged under Direct Plan.
For details on Total Expense Ratio (TER), please refer page no. 11.
Tax treatment for the Investors
Investor will be advised to refer to the details in the Statement of Additional Information and also independently refer to his tax advisor.
BNP PARIBAS GOVERNMENT SECURITIES FUND (BNPPGSF)
Date of Inception
April 30, 2013
Type of the Scheme
An open-ended debt scheme
Investment Objective
The objective of the scheme is to seek to generate income and capital appreciation by investing in a portfolio of government securities of various maturities issued by Central & State Government.
However, there can be no assurance that the investment objective of the scheme will be achieved. The scheme does not guarantee/indicate any returns.
Asset Allocation Pattern
The asset allocation of the scheme under normal circumstances would be:
Instruments
Indicative allocations (% of total assets)
Risk Profile
Minimum
Maximum
Government Securities issued by Central / State government and Treasury Bills,
65
100
Medium to Low
Reverse repos in Government Securities and CBLO. Units of liquid funds and units of schemes predominantly
investing in Government Securities
0
35
Low
The cumulative gross exposure through government securities, treasury bills and derivatives will not exceed 100% of the net assets of the scheme.
The investments in units of liquid funds and units of schemes predominantly investing in Government Securities shall not exceed 5% of the net assets of the scheme. The scheme will not invest in
securitised debt. Exposure to debt derivative instruments shall not be more than 30% of the net assets and shall be used only for hedging and portfolio balancing. The scheme will not invest in
foreign securities including foreign securitised debt. The scheme will not invest in equity, equity related securities and foreign equity securities including ADR/GDR. The scheme will not indulge in
short selling and securities lending and borrowing.
It may be noted that AMC has to adhere to the asset allocation pattern indicated in the SID under normal circumstances. The modified duration of the portfolio can go up to 10. Accordingly, such
higher portfolio duration can possibly lead to large price movements up or down in debt and money market securities and thereby to possibly large movements in the valuation of portfolios. The
risk of loss on account of such dynamic duration management can thus be substantial.
For details of exit load on switches to/ from Direct Plan please refer point no 7. Direct Plan on page no. 11.
5
BNP PARIBAS GOVERNMENT SECURITIES FUND (BNPPGSF) (Contd.)
Investment Strategies
The scheme will invest in Government Securities issued by Central/ State Government, repos/ reverse repos in Central/ State Government Securities as may be permitted by RBI. The fund
management team will take an active view of the interest rate environment by keeping a close watch on various parameters of the Indian economy like, Government's borrowing program, level
of liquidity in the banking system, inflation levels and overall macro economic growth of the country. It will take into account the various variables affecting the interest rate scenario, relative
valuation of the securities, quality of instruments, maturity profile of the instruments and liquidity of the securities. As the fund is largely going to invest primarily in government securities and
can employ active duration strategy the portfolio turnover can be higher relative to other debt strategies. Interest rate movements in the Indian debt markets can be volatile leading to the
possibility of large price movements up or down in debt and money market securities and thereby to possibly large movements in the valuation of Portfolios. The risk of loss on account of such
active and dynamic management can thus be substantial. The extent of change in price shall depend on the tenor to maturity, coupon, liquidity, and the extent of fall or rise in interest rates. The
AMC will endeavor to meet the investment objective of scheme while maintaining a balance between safety, liquidity and return on investment.
Risk Profile of the Scheme
Mutual Fund Units involve investment risks including the possible loss of principal. Please read Scheme Information Document carefully for details on Risk Factors before investment. Scheme
specific risk factors and risk mitigants are summarised on page 9.
Plans and Options
BNP Paribas Government Securities Fund and BNP Paribas Government Securities Fund - Direct Plan. Each plan has two options Growth option & Dividend option with Monthly dividend option,
Calendar quarterly dividend option, Half yearly dividend option and Annual dividend option
All the above dividend option shall have dividend payout and dividend reinvestment facilities.
Applicable NAV
Please refer page no. 11 “Applicable NAV for schemes other than Liquid Schemes” for details.
Minimum Application
Purchase
Lumpsum investment: ` 5,000 and in multiples of ` 1 thereafter.
Systematic Investment Plan: ` 500 and in multiples of ` 1 thereafter.
Amount / Number of Units
Additional Purchase
` 1,000 and in multiples of ` 1 thereafter.
Redemption / Switch Out
` 1,000 and in multiples of ` 1 thereafter or a minimum of 100 units (unless redemption request is for all units)
There is no upper limit on the amount for application.
The AMC reserves the right to change the minimum application and minimum additional application amount from time to time.
SIP / STP / SWP
Available (For more details, refer to respective Application Forms).
Despatch of Repurchase
(Redemption) Request
As per the SEBI Regulations, the Mutual Fund shall despatch redemption proceeds within 10 business days of receiving the redemption / repurchase request at any of the Official Points of
Acceptance of Transactions (OPAT). A penal interest of 15% per annum or such other rate as may be prescribed by SEBI from time to time, will be paid in case the redemption proceeds are not
despatched within 10 Business Days of the date of redemption request.
Benchmark Index
I Sec Composite Gilt Index
Name of the Fund Manager
Mr. Puneet Pal
Name of the Trustee Company
BNP Paribas Trustee India Private Limited
Load Structure
Entry Load : Nil
Exit Load: Nil
The above load shall also be applicable for Systematic Investment Plans, Systematic Transfer Plans, Systematic Withdrawal Plans.
In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront commission shall be
paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor.
Recurring Expenses
Estimated annual recurring expenses [% per annum of daily net assets]
Actual expenses for the financial year 2011-2012
First ` 100 crs
First ` 300 crs
First ` 300 crs
Balance
2.25
2.00
1.75
1.50
Not applicable as new scheme
The expenses include investment management and advisory fee and other allowable expenses shall be subject to the following percentage limit of daily net assets.
Direct Plan shall have a lower expense ratio excluding distribution expenses, commission, etc and no commission for distribution of units will be paid/ charged under Direct Plan.
For details on Total Expense Ratio (TER), please refer page no. 11.
Tax treatment for the Investors
Investor will be advised to refer to the details in the Statement of Additional Information and also independently refer to his tax advisor.
BNP PARIBAS MONEY PLUS FUND (BNPPMPF)
Date of Inception
October 21, 2005
Type of the Scheme
An open-ended Income scheme
Investment Objective
The primary objective of the Scheme is to provide income consistent with the prudent risk from a portfolio comprising of floating rate debt instruments, fixed rate debt instruments, money
market instruments and derivatives. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme do not guarantee / indicate any returns.
Asset Allocation Pattern
Type of Securities
Normal Allocation
(% of Net Assets)
Minimum Allocation
(% of Net Assets)
Maximum Allocation
(% of Net Assets)
Risk Profile
Floating Rate Debt Instruments (including Money Market Instruments, Debt Instruments of
residual maturity less than one year as also Fixed Rate Debt Instruments* swapped for
floating rate returns)#
75
65
100
Low to Medium
Fixed Rate Debt Instruments* (including Money Market Instruments & Floating Rate Debt
Instruments swapped for fixed rate returns)#
25
0
35
Low to Medium
* Debt instruments may include securitised debt upto 60% of the net assets. # Exposure in interest rate derivative upto 50% of the net assets.
Investment Strategies
The net assets of the scheme will be predominantly invested in floating rate debt instruments, fixed rate debt instruments swapped for floating rate return, fixed rate debt securities, money
market instruments and government securities in accordance with the investment pattern table.
The objective is to generate stable returns linked to the prevalent rates of interest in the market. The yield on floating rate instruments increase with market interest rates in contrast to fixed
interest securities that pay a fixed coupon irrespective of current interest rates. Thus floating rate instruments generate returns linked to market rates of interest. In the absence of floating rate
debt instruments, synthetic floating rate instruments can be created with a combination of fixed rate instruments and derivatives such as Interest Rate Swaps and Forward Rate Agreements.
Floating rate instruments are typically linked to a benchmark such as MIBOR (overnight to three months), Government Bond Yield (one year and above), etc. The scheme may invest in floating
rate instruments with longer duration benchmarks (e.g. 5-year government security yield) as well as short duration benchmarks (e.g. MIBOR).
The mix of floating and fixed rate instruments is decided based on the view on interest rates. If the fund manager believes that interest rates are headed higher, the proportion of floating rate
instruments is increased. Conversely if the fund manager believes that interest rates are likely to decline, the proportion of fixed rate instruments is increased. The fund manager may use
derivatives to create synthetic fixed rate instruments.
Individual instruments are selected based on yield, credit risk of issuer, exposure to issuer, etc.
Risk Profile of the Scheme
Mutual Fund Units involve investment risks including the possible loss of principal. Please read Scheme Information Document carefully for details on Risk Factors before investment. Scheme
specific risk factors and risk mitigants are summarised on page 9.
Plans and Options
BNP Paribas Money Plus Fund & BNP Paribas Money Plus Fund - Direct Plan, Each plan offers Growth Option, Daily Dividend Option with compulsory Dividend Re-investment, Weekly Dividend
Option and Monthly Dividend Option. The Weekly Dividend Option and Monthly Dividend Option offer Dividend Payout and Dividend Re-investment facilities.
Investors are further informed that in case the dividend payable for the week under the Weekly Dividend Option is less than ` 20,000/- at a folio level, automatic re-investment of dividend will
take place.
Applicable NAV
Please refer page no. 11 “Applicable NAV for schemes other than Liquid Schemes” for details.
Minimum Application Amount /
Options
Minimum Amount for Purchase
Additional Amount for Purchase
Minimum Amount / Units for Redemption / Switch out
Number of Units
Growth, Daily,
Weekly and Monthly Dividend Option
` 5,000 per application and
in multiples of ` 1 thereafter.
` 1,000 and in multiples
of ` 1 thereafter.
` 1,000 & in multiples of
` 1 thereafter or minimum 100 Units.
SIP / STP / SWP
Available (For more details, refer to respective Application Forms).
Despatch of Repurchase
(Redemption) Request
As per the SEBI Regulations, the Mutual Fund shall despatch redemption proceeds within 10 business days of receiving the redemption / repurchase request at any of the Official Points of
Acceptance of Transactions (OPAT). A penal interest of 15% per annum or such other rate as may be prescribed by SEBI from time to time, will be paid in case the redemption proceeds are not
despatched within 10 Business Days of the date of redemption request.
Benchmark Index
CRISIL Liquid Fund Index
Name of the Fund Manager
Mr. Puneet Pal
Name of the Trustee Company
BNP Paribas Trustee India Private Limited
Load Structure
Entry Load : Nil
(unless redemption request is for all units.)
Exit Load : Nil
The above load shall also be applicable for Systematic Investment Plan, Systematic Transfer Plan, Systematic Withdrawal Plan.
In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront commission shall be
paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor.
Recurring Expenses
Estimated annual recurring expenses [% per annum of daily net assets]
Actual expenses for the financial year 2011-2012
First ` 100 crs.
Next ` 300 crs.
Next ` 300 crs.
Balance
2.25
2.00
1.75
1.50
Total recurring expense as a % to daily net assets : 0.55
Direct Plan shall have a lower expense ratio excluding distribution expenses, commission, etc and no commission for distribution of units will be paid / charged under Direct Plan.
For details on Total Expense Ratio (TER), please refer page no. 11.
Tax treatment for the Investors
Investor will be advised to refer to the details in the Statement of Additional Information and also independently refer to his tax advisor.
For details of exit load on switches to/ from Direct Plan please refer point no 7. Direct Plan on page no. 11.
6
BNP PARIBAS SHORT TERM INCOME FUND (BNPPSTIF)
Date of Inception
September 13, 2004
Type of the Scheme
An open-ended Income scheme
Investment Objective
The primary objective of the Scheme is to provide income consistent with the prudent risk from a portfolio comprising various debt and money market instruments. However, there can be no
assurance that the investment objective of the Scheme will be achieved. The Scheme / Plan(s) do not guarantee / indicate any returns.
Asset Allocation Pattern
Type of Securities
Minimum Allocation
(% of Net Assets)
Maximum Allocation
(% of Net Assets)
Risk Profile
Debt and Money Market Instruments with maturity upto 1 year* including Floating Rate Instruments with interest
reset upto 1 year#
50
100
Low
Debt Instruments with maturity above 1 year* including Floating Rate Instruments with interest reset above 1 year#
0
50
Low to Medium
* Debt instruments may include securitised debt upto 60% of the net assets. # Exposure in interest rate derivative upto 50% of the net assets.
Investment Strategies
The Scheme may invest in debt & money market instruments that are listed/unlisted and/or rated/unrated including commercial paper, certificates of deposit, permitted securities under a repo
agreement etc., Gilts/Government securities, securities issued / guaranteed by the Central/State Governments, securities issued by public/private sector companies/ corporations, financial
institutions, securitized debts including mortgage backed securities within the parameters of above mentioned investment pattern and also within the parameters prescribed by the regulations.
Investments may be made in instruments, which, in the opinion of the Fund Manager, are of acceptable credit risk. The Fund Manager is generally guided, but not restrained, by the ratings
announced by various rating agencies on the assets in the portfolio. The maturity profile of debt instruments may be selected in accordance with the Fund Manager’s view regarding market
conditions, interest rate outlook, stability of rating and the liquidity requirement of the Scheme. The Scheme may underwrite primary issuances of securities as permitted under the Regulations.
Risk Profile of the Scheme
Mutual Fund Units involve investment risks including the possible loss of principal. Please read Scheme Information Document carefully for details on Risk Factors before investment. Scheme
specific risk factors and risk mitigants are summarised on page 9.
Plans and Options
BNP Paribas Short Term Income Fund & BNP Paribas Short Term Income Fund - Direct Plan, each plan offers Growth Option, Daily Dividend Option with compulsory Dividend Re-Investment,
Weekly Dividend Option with compulsory Dividend Re-investment, Monthly Dividend Option and Quarterly Dividend Option.
Applicable NAV
Please refer page no. 11 “Applicable NAV for schemes other than Liquid Schemes” for details.
The Monthly Dividend and Quarterly Dividend Option offers Dividend Payout and Dividend Re-investment facilities.
Minimum Application Amount /
Options
Minimum Amount for Purchase
Additional Amount for Purchase
Minimum Amount / Units for Redemption / Switch out
Number of Units
Growth, Daily, Weekly,
Monthly and Quarterly Dividend Option
` 5,000 per application
and in multiples of ` 1 thereafter.
` 1,000 and in
multiples of ` 1 thereafter.
` 1,000 & in multiples of
` 1 thereafter or minimum 100 Units.
SIP / STP / SWP
Available (For more details, refer to respective Application Forms).
Despatch of Repurchase
(Redemption) Request
As per the SEBI Regulations, the Mutual Fund shall despatch redemption proceeds within 10 business days of receiving the redemption / repurchase request at any of the Official Points of
Acceptance of Transactions (OPAT). A penal interest of 15% per annum or such other rate as may be prescribed by SEBI from time to time, will be paid in case the redemption proceeds are not
despatched within 10 Business Days of the date of redemption request.
(unless redemption request is for all units.)
Benchmark Index
CRISIL Short Term Bond Fund Index
Name of the Fund Manager
Mr. Chirag Doshi
Name of the Trustee Company
BNP Paribas Trustee India Private Limited
Load Structure
Entry Load : Nil
Exit Load : 0.50% if redeemed / switched out upto 3 months from the date of allotment of units. • Nil if redeemed or switched-out after 3 month from the date of allotment of units.
The above load shall also be applicable for Systematic Investment Plan, Systematic Transfer Plan, Systematic Withdrawal Plan.
In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront commission shall be
paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor.
Recurring Expenses
Estimated annual recurring expenses [% per annum of daily net assets]
Actual expenses for the financial year 2011-2012
First ` 100 crs.
Next ` 300 crs.
Next ` 300 crs.
Balance
2.25
2.00
1.75
1.50
Total recurring expense as a % to daily net assets : 1.13
Direct Plan shall have a lower expense ratio excluding distribution expenses, commission, etc and no commission for distribution of units will be paid / charged under Direct Plan.
For details on Total Expense Ratio (TER), please refer page no. 11.
Tax treatment for the Investors
Investor will be advised to refer to the details in the Statement of Additional Information and also independently refer to his tax advisor.
Date of Inception
November 8, 2008
Type of the Scheme
An open-ended Income scheme
Investment Objective
The primary objective of the Scheme is to generate income and capital gains through investments in a portfolio of debt and money market instruments. However, there can be no assurance that
the investment objective of the Scheme will be achieved. The Scheme / Plan(s) do not guarantee / indicate any returns.
BNP PARIBAS BOND FUND (BNPPBF)
Asset Allocation Pattern
Minimum Allocation (% of Net Assets)
Maximum Allocation (% of Net Assets)
Risk Profile
Debt Instruments*
Type of Instruments
15
100
Low to Medium
Money Market Instruments
0
85
Low to Medium
* Debt instruments may include securitised debt upto 60% of the net assets & exposure in debt derivatives upto maximum permissible under SEBI regulations i.e. 100%.
The Scheme shall limit its exposure to investment in Foreign Debt Securities upto a maximum of 30% of its net assets including investment in Overseas Debt Exchange Traded Fund.
The Scheme will not invest in equity and equity related securities and foreign securitised debt.
Investment Strategies
The objective of the Scheme is to generate income and capital gains through investments in a portfolio of debt and money market instruments. The Fixed Income Process aims to deliver superior
returns through an active management process comprising of Research Analysis, Portfolio Construction and Monitoring.
Risk Profile of the Scheme
Mutual Fund Units involve investment risks including the possible loss of principal. Please read Scheme Information Document carefully for details on Risk Factors before investment. Scheme
specific risk factors and risk mitigants are summarised on page 9.
Research Analysis aims at generating alpha. The key dimensions of Alpha Generation in the Indian Market are Interest Rates and Credit.
Plans and Options
BNP Paribas Bond Fund & BNP Paribas Bond Fund - Direct Plan, each plan offers two Options, Growth Option and Dividend Option
The Dividend Option offers Monthly Dividend Option, Quarterely Dividend Option and Annual Dividend Option. The Dividend Option offers Dividend Payout and Dividend Re-investment facilities.
Applicable NAV
Please refer page no. 11 “Applicable NAV for schemes other than Liquid Schemes” for details.
Minimum Application Amount /
Options
Minimum Amount for Purchase
Additional Amount for Purchase
Minimum Amount / Units for Redemption / Switch out
Number of Units
Growth, Monthly
Quarterly and Annual Dividend Option
` 5,000 per application
and in multiples of ` 1 thereafter
` 1,000 and in multiples of
` 1 thereafter.
` 1,000 & in multiples of
` 1 thereafter or minimum 100 Units.
SIP / STP / SWP
Available (For more details, refer to respective Application Forms).
Despatch of Repurchase
(Redemption) Request
As per the SEBI Regulations, the Mutual Fund shall despatch redemption proceeds within 10 business days of receiving the redemption / repurchase request at any of the Official Points of
Acceptance of Transactions (OPAT). A penal interest of 15% per annum or such other rate as may be prescribed by SEBI from time to time, will be paid in case the redemption proceeds are not
despatched within 10 Business Days of the date of redemption request.
(unless redemption request is for all units.)
Benchmark Index
CRISIL Composite Bond Fund Index
Name of the Fund Manager
Mr. Puneet Pal
Name of the Trustee Company
BNP Paribas Trustee India Private Limited
Load Structure
Entry Load : Nil
Exit Load : • 1% if redeemed / switched out upto 1 year from the date of allotment of units. • Nil if redeemed or switched-out after 1 year.
The above load shall also be applicable for Systematic Investment Plan, Systematic Transfer Plan, Systematic Withdrawal Plan.
In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront commission shall be
paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor.
Recurring Expenses
Estimated annual recurring expenses [% per annum of daily net assets]
Actual expenses for the financial year 2011-2012
First ` 100 crs.
Next ` 300 crs.
Next ` 300 crs.
Balance
2.25
2.00
1.75
1.50
Total recurring expense as a % to daily net assets : 1.79
Direct Plan shall have a lower expense ratio excluding distribution expenses, commission, etc and no commission for distribution of units will be paid / charged under Direct Plan.
For details on Total Expense Ratio (TER), please refer page no. 11.
Tax treatment for the Investors Investor will be advised to refer to the details in the Statement of Additional Information and also independently refer to his tax advisor.
BNP PARIBAS OVERNIGHT FUND (BNPPONF)
Date of Inception
September 2, 2004
Type of the Scheme
An open-ended Liquid scheme
Investment Objective
The primary investment objective of the Scheme is to generate regular returns in line with the overnight rates. However, there can be no assurance that the investment objective of the Plans /
Scheme will be realised.
Asset Allocation Pattern
Type of Instruments
Debt Securities* and Money Market Instruments with maturity upto 91 days only
Minimum Allocation (% of Net Assets)
Maximum Allocation (% of Net Assets)
Risk Profile
0
100
Low
* Debt instruments may include securitized debt upto 50% of the net assets
# Exposure in interest rate derivatives upto 50% of the net assets
For details of exit load on switches to/ from Direct Plan please refer point no 7. Direct Plan on page no. 11.
7
BNP PARIBAS OVERNIGHT FUND (BNPPONF)
Investment Strategies
The primary investment objective of the scheme is to generate regular returns in line with the overnight rates. Investments would be made normally in short term instruments including
CBLO/Reverse repos, debt instruments with overnight maturity/liquidity. Price volatility of a fixed interest security increases with the residual maturity of the security. The scheme intends to hold
short-term securities to minimise price volatility. Individual instruments are selected based on yield, liquidity, credit risk of issuer, exposure to issuer, etc.
Risk Profile of the Scheme
Mutual Fund Units involve investment risks including the possible loss of principal. Please read Scheme Information Document carefully for details on Risk Factors before investment. Scheme
specific risk factors and risk mitigants are summarised on page 9.
Plans and Options
BNP Paribas Overnight Fund & BNP Paribas Overnight Fund - Direct Plan, each plan offers a Growth Option, Daily Dividend Option with compulsory Dividend Re-Investment, Weekly Dividend
Option with compulsory Dividend Re-investment and Monthly Dividend Option. The Monthly Dividend Option offers Dividend Payout and Dividend Re-investment facility.
Applicable NAV
Please refer page no. 11 “Applicable NAV for Liquid Scheme/Plans” for details.
Minimum Application Amount /
Options
Minimum Amount for Purchase
Additional Amount for Purchase
Minimum Amount / Units for Redemption / Switch out
Number of Units
Growth, Daily,
Weekly and Monthly Dividend Option
` 5,000 per application and in
multiples of ` 1 thereafter.
` 1,000 and in
multiples of ` 1 thereafter.
` 1,000 & in multiples of
` 1 thereafter or minimum 100 Units.
SIP
Not Available
(unless redemption request is for all units.)
STP / SWP
Available (For more details, refer to respective Application Forms).
Despatch of Repurchase
(Redemption) Request
As per the SEBI Regulations, the Mutual Fund shall despatch redemption proceeds within 10 business days of receiving the redemption / repurchase request at any of the Official Points of
Acceptance of Transactions (OPAT). A penal interest of 15% per annum or such other rate as may be prescribed by SEBI from time to time, will be paid in case the redemption proceeds are not
despatched within 10 Business Days of the date of redemption request.
Benchmark Index
CRISIL Liquid Fund Index
Name of the Fund Manager
Mr. Chirag Doshi
Name of the Trustee Company
BNP Paribas Trustee India Private Limited
Load Structure
Entry Load : Nil
Exit Load : Nil
The above load shall also be applicable for Systematic Investment Plan, Systematic Transfer Plan, Systematic Withdrawal Plan.
In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, 2009, no entry load will be charged by the Scheme to the investor effective August 1, 2009. Upfront commission shall be
paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor.
Recurring Expenses
Estimated annual recurring expenses [% per annum of daily net assets]
Actual expenses for the financial year 2011-2012
First ` 100 crs.
Next ` 300 crs.
Next ` 300 crs.
Balance
2.25
2.00
1.75
1.50
Total recurring expense as a % to daily net assets : 0.37
Direct Plan shall have a lower expense ratio excluding distribution expenses, commission, etc and no commission for distribution of units will be paid / charged under Direct Plan.
For details on Total Expense Ratio (TER), please refer page no. 11.
Tax treatment for the Investors
Investor will be advised to refer to the details in the Statement of Additional Information and also independently refer to his tax advisor.
For details of exit load on switches to/ from Direct Plan please refer point no 7. Direct Plan on page no. 11.
COMPARISON OF EXISTING OPEN ENDED SCHEMES OF BNP PARIBAS MUTUAL FUND
Name of the Scheme
Investment Objective
Differentiation - Investment Pattern
BNP Paribas Equity Fund
The investment objective of the Scheme is to generate
long-term capital growth from a diversified and actively
managed portfolio of equity and equity related securities.
The Scheme will invest in a range of companies, with a bias towards large and
medium market capitalisation companies.
The Scheme will invest upto 100% in equity & equity related securities and upto
35% in debt instruments & money market instruments.
122.80
23,993
BNP Paribas Dividend Yield Fund
To generate long term capital growth from an actively
managed portfolio of equity and equity related securities,
primarily being high dividend yield stocks. High dividend
yield stocks are defined as stocks of companies that have
a dividend yield in excess of 0.5%, at the time of investment.
The corpus of the Scheme will be primarily invested in high dividend yield
equity and equity related securities. The Scheme may also invest its corpus in
debt or money market instruments, to manage its liquidity requirements.
The Scheme will invest 65-100% in equity & equity related securities of
companies that are high dividend yield stocks, 0-35% in equity & equity related
securities of companies that are not high dividend yield stocks, debt
instruments & money market instruments.
28.20
5,712
BNP Paribas Tax Advantage Plan (ELSS) The investment objective of the Scheme is to generate
(Equity Linked Savings Scheme having long-term capital growth from a diversified and actively
3 year lock-in period)
managed portfolio of equity and equity related securities
along with income tax rebate, as may be prevalent from
time to time.
The Scheme has a lock-in period of 3 years from the date of allotment. As per
the Finance Act, 2005, this is an eligible investment for deduction under section
80C of the Income Tax Act, 1961, for Individuals and HUFs for subscription to
the extent of ` 100,000/-.
The Scheme will invest 80-100% in equity & equity related securities & 0-20% in
debt instruments & money market instruments.
125.32
24,696
BNP Paribas Mid Cap Fund
To seek to generate long-term capital appreciation by
investing primarily in companies with high growth
opportunities in the middle and small capitalization
segment, defined as ‘Future Leaders’.
The fund will emphasize on companies that appear to offer opportunities for
long-term growth and will be inclined towards companies that are driven by
dynamic style of management and entrepreneurial flair.
The Scheme will invest 65-100% in equity & equity related securities of
companies categorised as Future Leaders & 0-35% in equity & equity related
securities of companies other than Future Leaders, debt instruments &
money market instruments.
43.59
14,140
BNP Paribas Monthly Income Plan
The primary objective of the Scheme is to generate
regular returns through investment primarily in Debt
and Money Market Instruments. The secondary objective
of the Scheme is to generate long-term capital
appreciation by investing a portion of the Scheme’s
assets in equity and equity related securities.
The net assets of the Scheme will be invested in debt and money market
instruments. The Debt portion of the portfolio will be actively managed based
on the AMC’s view on interest rates. Some portion of the Scheme’s assets will
be invested in equity and equity related securities to fulfill the secondary
objective of the Scheme.
The Scheme will invest uptp 100% in debt instruments & money market
instruments and upto 20% in equity & equity related securities normally.
37.50
780
BNP Paribas Income and Gold Fund
The investment objective of the scheme seeks to generate
income from a portfolio constituted of debt and money
market securities, along with investments in Gold Exchange
Traded Funds (ETFs). However, there can be no assurance
that the investment objective of the scheme will be achieved.
The scheme does not guarantee/indicate any returns
The net assets of the scheme will be invested in debt and money market instruments.
The debt portion of the portfolio will be actively managed based on the AMC’s view
on interest rates. Some portion of the Scheme’s assets will be invested in equity and
equity related securities to fulfill the secondary objective of the Scheme.
The Scheme will invest upto 100% in debt instruments & money market instruments
and upto 20% in equity & equity related securities normally.
84.00
2,090
BNP Paribas Flexi Debt Fund
The primary objective of the Scheme is to generate
income through investments in a range of Debt and
Money Market Instruments of various maturities with a
view to maximize income while maintaining an optimum
balance between yield, safety and liquidity.
This Fund invests in an optimum combination of debt instruments having
maturities of more than 1 year, money market instruments and debentures
with maturity of less than 1 year, thereby ensuring a portfolio containing
securities having diverse maturities.
The Scheme will invest upto 90% in debt instruments with maturity of more
than 1 year and upto 100% in money market instruments & debentures with
maturity of less than 1 year normally.
674.12
2,284
BNP Paribas Government Securities Fund The objective of the scheme is to seek to generate income
and capital appreciation by investing in a portfolio of
government securities of various maturities issued by
Central & State Government
The scheme will invest in Government Securities issued by Central/ State
Government, repos/ reverse repos in Central/ State Government Securities as
may be permitted by RBI.
The scheme will invest 65 to 100% in Government Securities issued by Central /
State government and Treasury Bills. Further, 0 to 35% shall be invested in
Reverse repos in Government Securities and CBLO. Units of liquid funds and
units of schemes predominantly investing in Government Securities.
128.39
62
BNP Paribas Money Plus Fund
This Fund majorly invests in Floating Rate Debt Instruments (including Money
Market Instruments, Debt Instruments of residual maturity less than one year
and also Fixed Rate Debt Instruments swapped for floating rate returns). The
Fund may also invest in Fixed Rate Debt instruments including money market
instruments and Floating Rate Debt instruments swapped for fixed rate returns.
956.38
1,367
338.26
501
The primary objective of the Scheme is to provide
income Consistent with the prudent risk from a portfolio
comprising of floating rate debt instruments, fixed rate
debt instruments, money market instruments and
derivatives.
AUM as on May 31, Number of Folios as
2013 (` in crores)
on May 31, 2013
The Scheme will invest 65-100% in Floating Rate Debt Instruments (including
Money Market Instruments, Debt Instruments of residual maturity less than
one year as also Fixed Rate Debt Instruments swapped for floating rate returns)
and 0-35% in Fixed Rate Debt Instruments (including Money Market
Instruments & Floating Rate Debt instruments swapped for fixed rate returns).
BNP Paribas Short Term Income Fund
The primary objective of the Scheme is to provide income
consistent with the prudent risk from a portfolio
comprising various debt and money market instruments.
The Fund will invest in debt and money market instruments with maturity upto
or above 1 year including Floating Rate instruments with interest reset upto or
above 1 year. The maturity profile of debt instruments may be selected in
accordance with the Fund Manager’s view regarding market conditions, interest
rate outlook, stability of rating and the liquidity requirement of the Scheme.
The Scheme will invest 50-100% in Debt and Money Market Instruments with
maturity upto 1 year including Floating Rate Instruments with interest reset
upto 1 year & 0-50% in Debt Instruments with maturity above 1 year including
Floating Rate Instruments with interest reset above 1 year.
BNP Paribas Bond Fund
The investment objective of the Scheme is to generate
income and capital gains through investments in a
portfolio of debt and money market instruments.
The Fixed Income Process aims to deliver superior returns through an active
management process comprising of Research Analysis, Portfolio Construction
and Monitoring. The Scheme will invest 15-100% in debt instruments &
0-85% in money market instruments.
272.96
1,398
BNP Paribas Overnight Fund
The primary investment objective of the Scheme is to
generate regular returns in line with the overnight rates.
This Fund is a liquid fund and hence, it invests in Debt securities and Money
Market instruments with maturity upto 91 days only.
393.70
287
Please refer to asset allocation pattern of respective Scheme for details.
8
EQUITY & DEBT SCHEMES - RISK FACTORS
STANDARD RISK FACTORS:
(i) Investments in mutual fund units involves investment risks such as market risk, credit & default risk,
liquidity risk, trading volumes, settlement risk, including the possible loss of principal.
(ii) As the price/ value/ interest rates of the securities including ETFs in which the scheme invests
fluctuate, the value of your investment in the schemes may go up or down. The various factors which
impact the value of the scheme’s investments include, but are not limited to, fluctuations in the bond
markets, fluctuations in interest rates, fluctuations in gold prices, prevailing political and economic
environment, changes in government policy, factors specific to the issuer of the securities, tax laws,
liquidity of the underlying instruments, settlement periods, trading volumes, etc.
(iii) Past performance of the Sponsor/ AMC/ Mutual Fund does not guarantee future performance of the
schemes.
(iv) BNP Paribas Equity Fund, BNP Paribas Dividend Yield Fund, BNP Paribas Tax Advantage Plan (ELSS),
BNP Paribas Mid Cap Fund, BNP Paribas Monthly Income Plan, BNP Paribas Flexi Debt Fund, BNP
Paribas Short Term Income Fund, BNP Paribas Bond Fund, BNP Paribas Money Plus Fund BNP
Paribas Overnight Fund BNP Paribas Income and Gold Fund & BNP Paribas Government Securities
Fund are the names of the schemes and do not in any manner indicate either the quality of the
schemes or its future prospects and returns.
(v) The sponsor / associates are not responsible or liable for any loss resulting from the operation of the
schemes beyond the initial contribution of Rs. 1,00,000 (Rupees One lakh only) to the corpus of the
Mutual Fund made by it towards setting up the Fund.
(vi) The present schemes are not guaranteed or assured return schemes.
SCHEMES SPECIFIC RISK FACTORS:
(I) Market Risk:
All mutual funds and securities investments are subject to market risk and there can be no
assurance / guarantee that the scheme’s objectives will be achieved. The securities that the
schemes invest in would be exposed to price changes on a day-to-day basis. These price changes
may occur due to instrument specific factors as well as general macroeconomic conditions.
Markets are volatile and can decline significantly in response to adverse issuer, political, regulatory,
market, or economic developments. The schemes may be subject to price volatility due to factors
such as interest sensitivity, market perception, and creditworthiness of issuer and market liquidity.
Different parts of the market can react differently to these developments. The value of an individual
security or particular type of security can be more volatile than the market as a whole and can
perform differently from the value of the market as a whole.
(II) Risk associated with schemes investing in Equities:
The risks associated with investments in equities and similar instruments include significant
fluctuations in prices. The impact of fluctuations is likely to be accentuated for short-term
investments. The risk that the performance of one or more companies declines or stagnates may
have a negative impact on the performance of the Schemes as a whole at any given time.
Stock markets are volatile and can decline significantly in response to political, regulatory,
economic, market and stock-specific developments etc. Different parts of the market can react
differently to these developments. The stock-specific volatility may also change over a period of
time as the characteristic of the stock undergoes a change in terms of market-cap category. The
Schemes may hold such securities for only a very short time, which could tend to increase the costs.
The Schemes may invest in growth stocks which may be more volatile than the market in general and
may react differently to economic, political and market developments and to specific information about
the issuer. Growth stocks traditionally show higher volatility than other stocks, especially over short
periods. These stocks may also be more expensive in relation to their profits than the market in general.
Consequently, growth stocks may react with more volatility to variations in profit growth.
The Fund Manager may temporarily adopt a more defensive approach if it considers that the equity
market or economy is experiencing excessive volatility, a persistent general decline, or other
unfavorable conditions. In such circumstances, the Schemes may be unable to achieve or pursue its
investment objective.
The Schemes may invest in companies making an initial public offering. In such cases there is a risk
that the price of the newly floated share is more volatile due to factors such as the absence of
previous trading, unseasonal transactions and the limited number of securities available for trading.
In the event that investible funds of more than 65% of the total proceeds in the Schemes are not
invested in equity shares of domestic companies, the tax exemption on income distribution will not
be available to the Unit Holders.
(III) Risk factors specific to BNP Paribas Dividend Yield Fund
- Though investments would be made in companies with high dividend yield, the performance of
the scheme would interalia depend on the ability of these companies to sustain dividends in
future.
- High dividend yield stocks may be less liquid in terms of trading volumes in the stock markets
and hence the impact cost and portfolio liquidity risk is commensurately higher.
- The securities in the Scheme may be predominantly characterized by a stock selection where
more emphasis is on stock valuation and less on earnings growth (the ‘value’ style). There could
be time periods when securities of this nature may underperform relative to other stocks in the
market. This could impact performance.
- The Scheme retains the flexibility to hold from time to time relatively more concentrated
investments in a few sectors as compared to plain diversified equity funds. This may make the
Scheme vulnerable to factors that may affect these sectors in specific and may be subject to a
greater level of market risk leading to increased volatility in the Scheme’s NAV.
(IV) Risk factors specific to BNP Paribas Tax Advantage Plan (ELSS)
Units purchased in the Scheme cannot be assigned / transferred / pledged / redeemed / switched out
until the completion of 3 years from the date of allotment of the respective Unit.
(V) Risk factors specific to BNP Paribas Mid Cap Fund
- It is important to note that mid / small cap stocks can be riskier and more volatile on a relative
basis; although middle and smaller capitalization stocks provide one an opportunity to go
beyond the usual large blue chip stocks and present possible higher capital appreciation.
Therefore, the risk levels of investing in small cap and mid cap stocks is more than investing in
stocks of large well established companies. Please note that over a time these two categories
have demonstrated different levels of volatility and investment returns. And it is important to
note that generally, no one class consistently outperforms the others. While smaller and
medium size companies may offer substantial opportunities for capital appreciation, they also
involve substantial risks. Historically, these companies have been more volatile in price than
larger company securities, especially over the short term.
- Smaller companies are subject to lesser growth prospects & lower degree of liquidity leading to
greater price volatility and greater sensitivity of smaller companies to changing economic
conditions. Smaller Companies carry large amount of liquidity risk compared to Large Cap
companies, as the ability to sell is limited by overall trading volume of the securities, in which it
invests. In addition, smaller companies may lack depth of management, may not be able to
generate funds necessary for growth or development, or developing or marketing new products
or for services for which markets are not yet established. They could also suffer from
disadvantages such as - outdated technologies, lack of bargaining power with suppliers, low
entry barriers and inadequate management depth. Overall, the risks of investing in medium /
small companies are (a) transparency / liquidity levels may not be on par with established, large
cap companies; (b) corporate governance may be an issue with some companies; and (c) they
may not be resilient enough to withstand shocks of business / economic cycles.
(VI) Risks associated with schemes investing in fixed income securities:
- Credit and Counterparty risk: Credit risk or default risk refers to the risk that an issuer of a fixed
income security may default (i.e., will be unable to make timely principal and interest payments
on the security or honor its contractual obligations).
Counterparty risk refers to the counterparty’s inability to honor its commitments (payment,
delivery, repayment, etc.) and to risk of default. This risk relates to the quality of the
counterparty on which the fund has exposures. Losses can occur in particular for the
settlement/delivery of financial instruments or the conclusion of financial derivatives contracts.
- Liquidity Risk: The liquidity of the scheme’s investment is inherently restricted by trading
volumes in the securities in which the schemes invest. A lower level of liquidity affecting an
individual security or derivative or an entire market at the same time, may have an adverse
bearing on the value of the scheme’s assets. More importantly, this may affect the scheme’s
ability to sell particular securities and derivatives quickly enough to minimise impact cost, as
and when necessary to meet requirements of liquidity or to sell securities in response to triggers
such as a specific economic/corporate event. Trading volumes, settlement periods and transfer
procedures may restrict the liquidity of a few or all of the investments and may affect the
liquidity of the investments of the schemes. The schemes may be unable to implement purchase
or sale decisions when the markets turn illiquid, missing some investment opportunities or
limiting ability to face redemptions. The lack of liquidity could also lead to the risk that the sale
price of a security could be substantially lower than the fair value of the security.
- Interest Rate Risk and Re-investment Risk: The value of an investment may be affected by
interest rate fluctuations. Interest rates may be influenced by several elements or events, such
as monetary policy, the discount rate, inflation, etc. The value of debt and fixed income securities
held by the schemes generally will vary inversely with the changes in prevailing interest rates.
Further, securities of any issuer that has higher duration could be more risky in terms of price
movements relative to those with lower duration. The investments made by the schemes are
subject to reinvestment risk. This risk refers to the interest rate levels at which cash flows
received from the securities in the schemes are reinvested. The additional income from
reinvestment is the “interest on interest” component. The risk is that the rate at which interim
cash flows can be reinvested may be lower than that originally assumed. There have been times
in the past, when settlements have been unable to keep pace with the volume of securities
transactions, making it difficult to conduct further transactions. Delays or other problems in
settlement of transactions could result in temporary periods when the assets of the Schemes
are not invested and no return is earned thereon..
- Concentration Risk: The schemes may pursue only a limited degree of diversification. It may
invest a greater proportion of assets in the securities of very few issuers (within the limits
permitted by regulation) or be concentrated on a few market sectors as compared to a
diversified schemes. This could have implications on the performance of the schemes. The
schemes may be more sensitive to economic, business, political or other changes and this may
lead to sizeable fluctuation in the Net Asset Value of the schemes.
- Risk associated with investment in unrated instruments: The schemes may invest in lower
rated/unrated instruments considering the overall risk of the portfolio. This may increase the
absolute level of risk of the portfolio. The credit risk & liquidity risk will be relatively higher for
lower/unrated instruments as compared to the instruments that have been assigned
investment grade ratings. Lower rated/ unrated securities also tend to be more sensitive to
economic conditions than instruments that have been assigned investment grade ratings.
- Risks associated with investing in securitised debt: Schemes may invest in domestic securitised
debt such as asset backed securities (ABS) or mortgage backed securities (MBS). ABS means
securitized debts wherein the underlying assets are receivables arising from personal loans,
automobile loans, etc. MBS means securitized debts wherein the underlying assets are
receivables arising from loans backed by mortgage of properties which can be residential or
commercial in nature. ABS / MBS instruments reflect the undivided interest in the underlying of
assets and do not represent the obligation of the issuer of ABS / MBS or the originator of the
underlying receivables. The ABS / MBS holders have a limited recourse to the extent of credit
enhancement provided. Securitized debt may suffer credit losses in the event of the
delinquencies and credit losses in the underlying pool exceeding the credit enhancement
provided. As compared to the normal corporate or sovereign debt, securitized debt is normally
exposed to a higher level of reinvestment risk.
(VII) Risk associated with derivatives:
The schemes may use various derivative instruments and techniques, permitted within SEBI
Regulation from time to time, which may increase the volatility of fund’s performance. Usage of
derivatives will expose the schemes to certain risks inherent to such derivatives.
Derivative products are specialized instruments and can provide disproportionate gains as well as
disproportionate losses to the investor. Execution of such strategies depends upon the ability of the
fund manager to identify such opportunities. Identification and execution of the strategies to be
pursued by the fund manager involve uncertainty and decision of fund manager may not always be
profitable. No assurance can be given that the fund manager will be able to identify or execute such
strategies profitably.
The risks associated with the use of derivatives are different from or possibly greater than, the risks
associated with investing directly in securities and other traditional investments.
(VIII) Risk factors specific to investments in foreign securities:
To the extent that the assets of the schemes may invest in foreign securities, there may be risks
associated with currency movements, restrictions on repatriation and transaction procedures in
overseas market, lack of complete or reliable information, market irregularities or high taxation.
Further, the repatriation of capital to India may also be hampered by changes in regulations or
political circumstances. Market risks can be greater with respect to political instability, lack of
complete or reliable information, market irregularities or high taxation. As the investment will be
in securities, which are denominated in foreign currencies, fluctuation in the exchange rates of the
foreign currencies may have an impact on the income and value of the fund. It may be noted that if
rupee appreciates, it will lead to reduction in returns to investor. The liquidation of securities where
investments will be made by the schemes shall be subject to the liquidity / settlement issues of the
country of investment / settlement. Non-business days in country of investment / settlement may
impact the liquidity of the scheme investments.
(IX) Risk factors specific to investments in BNP Paribas Income & Gold Fund:
The price of gold may fluctuate due to various reasons, for examples, global gold supplies and
demand, which is influenced by factors such as forward selling by gold producers, purchases made
by gold producers to unwind gold hedging positions, central bank purchases and sales and
productions and cost levels in major gold producing countries, investor’s expectation with respect
to the rate of inflation, currency exchange rates, interest rates, investment and trading activities of
commodity funds / hedge funds, global or regional political or economic or financial events and
situations, central Bank actions, inflation trends and interest rate changes, geo-political concerns
etc. Please refer Scheme Information Document for more details.
(X) Risk factors specific to BNP Paribas Government Securities Fund:
Sovereign risk: The Central Government of India is the issuer of the local currency debt in India. The
Government raises money to meet its capital and revenue expenditure by issuing debt or
discounted securities. Since payment of interest and principal amount has a sovereign status
implying least probability of a default, such securities are known as securities with sovereign
credit. It also implies that the credit risk on such Government securities is even lower than that on
non-government securities with "AAA" rating and hence yields on government securities are even
lower than yields on non-government securities with "AAA" rating.
(XI) Other risks:
Other risks including risk associated with inflation, legal risk, taxation risk, operational risk &
valuation risk have been provided in Scheme Information Document.
RISK CONTROL MEASURES
Since investing requires disciplined risk management, the AMC would endeavour to incorporate
adequate safeguards for controlling risks in the portfolio construction process. A credit evaluation of
each investment opportunity will be undertaken to manage credit risk. The AMC will utilise ratings of
recognised rating agencies as an input in the decision making process. The fund manager shall follow
the asset allocation pattern in SID under normal circumstances and residual cash may be invested in the
collateralised borrowing & lending obligations (CBLO) / repo market, units of liquid funds. There can
however be no guarantee against liquidity issues within the schemes.
The AMC may also implement certain internal control procedures / risk & exposure limits etc. for
controlling risks which may be varied from time to time.
The schemes may utilise derivative instruments for hedging & portfolio balancing purposes. All Interest
Rate Swaps will be undertaken with approved counter parties under pre approved International Swaps
and Derivatives Association (ISDA) agreements. The schemes may also use various derivatives and
hedging products from time to time, as would be available and permitted by SEBI/RBI for the purpose of
hedging and portfolio rebalancing.
The above risk control measures shall be implemented by the AMC on best effort basis however there
can be no guarantee that such measures can completely mitigate the risks involved in schemes.
9
PERFORMANCE OF EQUITY & DEBT SCHEMES AS ON May 31, 2013
BNP PARIBAS EQUITY FUND
BNP PARIBAS FLEXI DEBT FUND
Compounded Annualised Returns (CAGR)%
Period
BNPPEF
Benchmark#
BNPPEF-DP
Benchmark#
Since Inception
17.21
15.38
0
.
3
3
0
.
5
9
Last 5 Years
5.03
4.21
N.A.
N.A.
Last 3 Years
9.40
5.57
N.A.
N.A.
Last 1 Year
20.75
21.56
N.A.
N.A.
#Benchmark Index: CNX Nifty.
Allotment Date - BNPPEF : September 23, 2004
BNPPEF - DP : January 02, 2013
Compounded Annualised Returns (CAGR)%
Period
BNPPFDF
Benchmark#
BNPPFDF-DP
Benchmark#
Since Inception
8.66
6.51
7.15
6.55
Last 5 Years
9.98
7.78
N.A.
N.A.
Last 3 Years
8.46
8.48
N.A.
N.A.
Last 1 Year
13.38
12.64
N.A.
N.A.
#Benchmark Index: CRISIL Composite Bond Fund Index
Allotment Date - BNPPFDF : September 23, 2004
BNPPFDF - DP : January 02, 2013
BNPP EF
CNX Nifty
BNPP FDF
16.00
55.66
60.00
14.31
14.00
12.00
40.00
11.04
20.00
10.27
0.00
2010-2011
-0.46
-9.11
2011-2012
2012-2013
10.17
7.33
8.00
7.33
5.41
6.00
2009-2010
-40.00
10.02
10.00
9.81 7.35
2008-2009
-20.00
4.16
7.68
9.29
5.06
4.00
2.00
0.00
-35.55-36.26
2008-2009
-60.00
2009-2010
2010-2011
2011-2012
2012-2013
BNP PARIBAS DIVIDEND YIELD FUND
BNP PARIBAS MONEY PLUS FUND
Compounded Annualised Returns (CAGR)%
Period
BNPPDYF
Benchmark#
BNPPDYF-DP
Benchmark#
Since Inception
9.29
11.93
3
.
9
1
0
.
9
2
Last 5 Years
11.72
3.77
N.A.
N.A.
Last 3 Years
7.34
5.25
N.A.
N.A.
Last 1 Year
16.44
21.84
N.A.
N.A.
#Benchmark Index: S&P BSE Sensex
Allotment Date - BNPPDYF : September 15, 2005
BNPPDYF - DP : January 02, 2013
Compounded Annualised Returns (CAGR)%
Period
BNPPMPF
Benchmark#
BNPPMPF-DP
Benchmark#
Since Inception
8.11
6.95
3.88
3.35
Last 5 Years
8.33
7.07
N.A.
N.A.
Last 3 Years
8.92
7.90
N.A.
N.A.
Last 1 Year
9.41
8.14
N.A.
N.A.
#Benchmark Index: CRISIL Liquid Fund Index
Allotment Date - BNPPMPF : October 21, 2005
BNPPMPF - DP : January 02, 2013
BNPP Dividend Yield Fund
100.00
84.81
80.00
S&P BSE Sensex
10.00
CRISIL Liquid Fund Index
10.12
12.13 9.91
20.00
2008-2009
8.44
2009-2010
-20.00
2010-2011
-26.46
-37.87
5.41
-10.38
2011-2012
3.69
4.00
0.00
2012-2013
8.22
6.73 6.21
6.00
8.62 8.27
2.13
9.60
9.63
8.81
8.00
40.00
-40.00
BNPP MPF
12.00
77.01
60.00
2.00
0.00
2008-2009
-60.00
2009-2010
2010-2011
2011-2012
2012-2013
BNP PARIBAS TAX ADVANTAGE PLAN (ELSS)
BNP PARIBAS SHORT TERM INCOME FUND
Compounded Annualised Returns (CAGR)%
Period
BNPPTAP
Benchmark#
BNPPTAP-DP
Benchmark#
Since Inception
6.97
9.63
-2.67
-1.51
Last 5 Years
4.04
3.40
N.A.
N.A.
Last 3 Years
8.96
3.83
N.A.
N.A.
Last 1 Year
19.22
20.27
N.A.
N.A.
#Benchmark Index: S&P BSE 200.
Allotment Date - BNPPTAP : January 5, 2006
BNPPTAP - DP : January 02, 2013
Compounded Annualised Returns (CAGR)%
Period
BNPPSTIF
Benchmark#
BNPPSTIF-DP
Benchmark#
Since Inception
8.01
6.91
4.57
4.02
Last 5 Years
N.A.
N.A.
N.A.
N.A.
Last 3 Years
8.90
7.86
N.A.
N.A.
Last 1 Year
10.72
9.65
N.A.
N.A.
#Benchmark Index: CRISIL Short Term Bond Fund Index
Allotment Date - BNPPSTIF : September 13, 2004
BNPPSTIF - DP : January 02, 2013
BNPP Tax Advantage
S&P BSE 200
BNPP STIF
89.60
100.00
CRISIL Short Term Bond Fund Index
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0.00
9.22 6.06
4.74
6.00
5.32
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-9.52
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2.00
-40.00
0.00
-44.97 -40.91
-60.00
5.12
3.84
4.00
-20.00
2009-2010
2010-2011
2011-2012
2012-2013
BNP PARIBAS MID CAP FUND
BNP PARIBAS BOND FUND
Compounded Annualised Returns (CAGR)%
#
#
Period
BNPPMCF
Benchmark
BNPPMCF-DP
Benchmark
Since Inception
2.22
5.96
-5.23
-9.08
Last 5 Years
2.99
3.57
N.A.
N.A.
Last 3 Years
9.89
0.28
N.A.
N.A.
Last 1 Year
22.03
13.39
N.A.
N.A.
#Benchmark Index: CNX MID CAP Index
Allotment Date - BNPPMCF : May 2, 2006
BNPPMCF - DP : January 02, 2013
Compounded Annualised Returns (CAGR)%
Period
BNPPBF
Benchmark#
BNPPBF-DP
Benchmark#
Since Inception
8.87
8.42
4.57
6.55
Last 5 Years
N.A.
N.A.
N.A.
N.A.
Last 3 Years
8.95.
8.48
N.A.
N.A.
Last 1 Year
10.69
12.64
N.A.
N.A.
#Benchmark Index: CRISIL Composite Bond Fund Index
Allotment Date - BNPPBF : November 8, 2008
BNPPBF - DP : January 02, 2013
BNPP Mid Cap Fund
150.00
112.46
CNX Midcap Index
BNPP BF
124.51
CRISIL Composite Bond Fund Index
9.81
10.00
8.81
100.00
50.00
6.00
6.62 3.42
2008-2009
0.00
8.08
2010-2011
-5.14
2011-2012
-50.00
-59.38
6.00
11.81
4.00
2009-2010
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2011-2012
2012-2013
BNP PARIBAS MONTHLY INCOME PLAN
BNP PARIBAS OVERNIGHT FUND
Compounded Annualised Returns (CAGR)%
Period
BNPPMIP
Benchmark#
BNPPMIP-DP
Benchmark#
Since Inception
6.77
8.23
3.50
5.69
Last 5 Years
5.97
7.73
N.A.
N.A.
Last 3 Years
7.42
8.24
N.A.
N.A.
Last 1 Year
11.49
14.06
N.A.
N.A.
#Benchmark Index: CRISIL MIP Blended Index
Allotment Date - BNPPMIP : September 23, 2004
BNPPMIP - DP : January 02, 2013
Compounded Annualised Returns (CAGR)%
Period
BNPPONF
Benchmark#
BNPPONF-DP
Benchmark#
Since Inception
7.16
6.63
3.61
3.37
Last 5 Years
7.96
7.07
N.A.
N.A.
Last 3 Years
8.83
7.90
N.A.
N.A.
Last 1 Year
9.06
8.14
N.A.
N.A.
#Benchmark Index: CRISIL Liquid Fund Index
Allotment Date - BNPPONF : September 2, 2004
BNPPONF - DP : January 01, 2013
BNPP MIP
16.00
CRISIL MIP Blended Index
9.00
12.00
8.00
10.00
7.00
8.53
6.02
9.51
9.36
8.44
8.22
7.06
6.21
6.00
5.22
3.69
3.00
2.00
-0.78 0.47
2008-2009
CRISIL Liquid Fund Index
8.81
4.00
1.55
1.00
0.00
-2.00
8.39
5.00
5.24
6.00
2.00
8.65 9.12
8.80
8.00
4.00
BNPP ONF
10.00
13.82
14.00
2009-2010
2010-2011
2011-2012
2012-2013
0.00
2008-2009
2009-2010
2010-2011
2011-2012
2012-2013
BNP PARIBAS INCOME & GOLD FUND
BNP PARIBAS GOVERNMENT SECURITIES FUND
Absolute Returns
Period
BNPPIGF
Benchmark#
BNPPIGF-DP
Benchmark#
Since Inception
2.46
5.72
-1.25
0.21
#Benchmark Index:
Allotment Date - BNPPIGF : June 05, 2012
CRISIL Short Term Bond Fund Index + Price of Gold
BNPPIGF - DP : January 02, 2013
Absolute Returns
Period
BNPPGSF
Benchmark#
BNPPGSF-DP
Benchmark#
Since Inception
3.47
2.40
3.54
2.40
#Benchmark Index: I Sec Composite Gilt Index
Allotment Date - BNPPGSF : April 30, 2013
BNPPGSF - DP : April 30, 2013
8.00
BNPPIGF
CRISIL Short Term Bond Fund Index + Price of Gold
6.36
6.00
4.00
3.33
2.00
0.00
Since Inception to March 2013
10
CRISIL Composite Bond Fund Index
71.52
80.00
Past performance may or may not be sustained in future and should not be used as a basis of
comparison with other investments. The Returns are calculated for the Growth Option of distributor plan
considering the movement of the NAV during the period. Returns do not take into account load, if any. BNP Paribas
Government Securities Fund has not completed one year since inception hence performance graph for the
financial year is not provided.
COMMON FEATURES FOR ALL SCHEMES
DIRECTIONS TO INVESTORS APPLYING DIRECLY UNDER ALL SCHEMES OF THE FUND
In case of receipt of Application Form having broker code as blank space at the time of processing and allotting
the units by the Registrars, AMC will consider such application as “Direct”. However, the Investors are
requested to fill the blank space with the words such as “Not Applicable” or “Direct” so as to ensure that their
application is processed as direct and any misuse is prevented. Alternatively, investors can also strike off the
blank space in the broker code field to prevent any misuse.
Fixed Income Schemes: Following are the record dates for the purpose of dividend declaration under all the
existing fixed income schemes of the Fund.
Sr. No. Dividend frequency
Record date
1.
Daily
Every business day.
2.
Weekly
Every Wednesday
(or the next business day, if Wednesday is not a business day).
APPLICABLE NAV
3
Monthly *
Last Friday of the month.
For schemes other than liquid scheme:
4
Quarterly *
Last Friday of each quarter
(i.e. quarter ending June, September, December and March)
5
Half yearly*
Last Friday of each half year (i.e. half year ending September and March).
6
Annual *
Last Friday of the year (March)
Investment amount less than ` 2 lakh :
Subscriptions and Switch-ins
Applicable NAV
Receipt of valid applications up to 3 p.m. on a Business Day.
The NAV of the business day on which the
application is received.
Receipt of valid applications after 3 p.m. on a Business Day.
The NAV of the next business day on
which the application is received.
Investment amount equal to or more than ` 2 lakh :
Subscriptions and Switch-ins
Applicable NAV
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Notes :
In case of Switch transactions, funds will be made available for utilization in the switch-in scheme based on
redemption payout cycle of the switch-out scheme. Please note the following provisions with respect to
applicability of NAV for the subscription / switch ins with an amount equal to or more than R 2 lakh for receipt of
the closing NAV of the same business day:
1. Valid applications for subscription / switch-ins is received before the applicable cut-off time.
2. Funds for the entire amount of subscription/switch-ins as per the application are credited to the bank
account of the respective scheme before the cut-off time.
3. The funds are available for utilization before the cut-off time without availing any credit facility whether
intra-day or otherwise, by the respective scheme.
Further pursuant to AMFI circular no. 135/BP/35/2012-13 dated February 18, 2013, following provisions shall
be applicable for determining NAV applicability, for the transactions received on the same day (as per time
stamping rule):
a) All purchases, additional purchases, excluding switches, systematic transactions and triggered
transactions received under all non-liquid schemes of the Fund shall be aggregated and NAV of the day on
which funds are available for utilization will be applied where the aggregated amount of the investment is R
2 lac and above. In case the funds are received under the Scheme on separate days and are available for
utilization on different Business days before the cut off time, then the applicable NAV shall be the Business
day on which the cleared funds are available for the respective amount.
*If the last Friday as stated above is a non business day, then the preceding business day shall be considered as
record date for the purpose of dividend declaration.
Investors are further requested to note that the AMC will endeavor to declare the dividend on the aforesaid
record dates. However, there is no assurance or guarantee on the rate or regularity of the dividend distribution.
The dividends shall be declared subject to the availability of distributable surplus under the specific option of
the schemes. The AMC reserves the right to change the aforesaid record dates from time to time. The AMC’s
decision with regards to the rate, timing and frequency of dividend distribution shall be final.
Unitholders opting for the Dividend Option may choose to reinvest the dividend to be received by them in
additional Units of the said Option. The amount of dividend re-invested will be net of tax deducted at source,
wherever applicable. The dividends so reinvested shall constitute a constructive payment of dividends to the
Unitholders and a constructive receipt of the same amount from each Unitholder for reinvestment in Units.
TOTAL EXPENSE RATIO (TER):
The following costs or expenses may be charged to the schemes:
(a) Expenses not exceeding 0.30 per cent of daily net assets, if the new inflows from beyond top 15 cities are at
least (i) 30 per cent of gross new inflows in the scheme, or;
(ii) 15 per cent of the average assets under management (year to date) of the scheme, whichever is higher:
Provided that if inflows from such cities is less than the higher of sub-clause (i) or sub- clause (ii), such
expenses on daily net assets of the scheme shall be charged on proportionate basis.
Provided further that expenses charged under this clause shall be utilised for distribution expenses
incurred for bringing inflows from such cities.
The top 15 cities shall mean top 15 cities based on Association of Mutual Funds in India (AMFI) data on ‘AUM
by Geography - Consolidated Data for Mutual Fund Industry’ as at the end of the previous financial year.
The said additional expenses on account of inflows from beyond top 15 cities so charged shall be clawed
back in the scheme, in case the said inflow is redeemed within a period of 1 year from the date of
investment.
(b) Additional expenses incurred towards different heads mentioned under Regulation 52 (6A) (c), not
exceeding 0.20 per cent of daily net assets of the scheme shall be charged
(c) The AMC may charge service tax on investment and advisory service fees (‘AMC Fees) which shall be borne
by the scheme in addition to the total expense ratio;
(d) Brokerage and transaction costs includes service tax incurred for the purpose of execution of trade and is
included in the cost of investment that shall not exceed 0.12 per cent (12 bps) in case of cash market
transactions and 0.05 per cent (5 bps) in case of derivatives transactions.
It is clarified that the brokerage and transaction cost incurred for the purpose of execution of trade may be
capitalized to the extent of 12bps and 5bps for cash market transactions and derivatives transactions
respectively. Any payment towards brokerage and transaction cost, over and above the said 12 bps and
5bps for cash market transactions and derivatives transactions respectively may be charged to the scheme
within the maximum limit of TER as prescribed under regulation 52 of the SEBI (Mutual Funds) Regulations,
1996. Any expenditure in excess of the said prescribed limit (including brokerage and transaction cost, if
any) shall be borne by the AMC or by the trustee or sponsors.
The expenses stated above include investment management and advisory fee and other allowable
expenses shall be subject to the following percentage limit of daily net assets.
(i)
(ii)
(iii)
(iv)
On the first ` 100 crore of the daily net assets 2.50%;
On the next ` 300 crore of the daily net assets 2.25%;
On the next ` 300 crore of the daily net assets 2.00%;
On the balance of the assets 1.75%
Provided that in respect of fixed income schemes such recurring expenses shall be lesser by at least 0.25%
of the daily net assets.
TRANSACTION CHARGES
Pursuant to SEBI Circular No. Cir/ IMD/ DF/13/ 2011 dated August 22, 2011, the AMC/the Fund shall deduct
transaction charges as per the following details from the subscription amount. The amount so deducted shall
be paid to the distributor/agent of the investor (in case they have “opted in” to receive the transaction charge)
and the balance shall be invested. In accordance with SEBI circular no. CIR/IMD/DF/21/2012 dated September
13, 2012, the distributors shall have an option either to opt in or opt out of levying transaction charge based on
type of the product.
1. First time investor in Mutual Fund (across all the Mutual Funds): Transaction charge of ` 150/- for
subscription of ` 10,000 and above shall be deducted. First time investors for this purpose shall be mean an
investor who invests for the first time ever in any mutual fund by way of lumpsum investment or systematic
investment plan (SIP).
2. Existing investor in Mutual Funds (across all the Mutual Funds): Transaction charge of ` 100/- per
subscription of ` 10,000 and above shall be deducted.
3. For SIP - The transaction charges in case of investments through SIP shall be deducted only if the total
commitment (i.e. amount per SIP installment x No. of installments) amounts to ` 10,000/- and above. The
transaction charges shall be deducted in 3-4 installments.
4. Transaction charges shall not be deducted for:
(i) Purchases /subscriptions for an amount less than ` 10,000/-
b) The aggregation shall be done on the basis of investor/s PAN. In case of joint holding, transactions with
similar holding structures to be aggregated, similar to the principle applied for compilation of Consolidated
Account Statement (CAS).
(ii) Transaction other than purchases/ subscriptions relating to new inflows such as Switch/ Systematic
Transfer Plan (STP), Systematic Withdrawal Plan (SWP) etc.
c) The transactions shall be aggregated at Scheme level irrespective of the plan in which the transaction is
received. Such aggregation shall be done irrespective of the number of folios under which the investor has
invested or through direct/through distributor route.
(iv) Transactions carried out through stock exchange mechanism.
d) The transactions in the name of minor received through guardian will not be aggregated with the
transaction in the name of same guardian. Further, transactions of two minors received through same
guardian shall not be aggregated.
DAILY NET ASSET VALUE (NAV) PUBLICATION
The AMC shall declare the Net Asset Value of the scheme on every business day on AMFI’s website
(www.amfiindia.com) by 9.00 p.m. and also on its website (www.bnpparibasmf.in). The NAV shall be calculated
for all business days & released to the Press. In case of any delay, the reasons for such delay would be explained to
AMFI and number of such instances would be reported to SEBI on bi-monthly basis. If the NAVs are not available
before the commencement of business hours of the following day due to any reason, the Mutual Fund shall issue a
press release providing reasons and explaining when the Mutual Fund would be able to publish the NAVs.
DIVIDEND POLICY
Equity Schemes: The Trustees may distribute dividend from time to time. The Trustee’s decision with regard to
the rate, timing and frequency of distribution shall be final. Declaration of dividend under the dividend option
and the frequency thereof will inter-alia depend on the availability of distributable surplus.
(iii) Purchases/subscriptions made directly with the Fund (i.e. not through any distributor/agent).
5. The statement of account shall reflect the net investment as gross subscription less transaction charge and
the number of units allotted against the net investment.
6. As per SEBI circular no. SEBI/ IMD/ CIR No. 4/ 168230/09 dated June 30, 2009, the upfront commission to
distributors shall be paid by the investor directly to the distributor by a separate cheque based on the investor’s
assessment of various factors including service rendered by the distributor.
7. Direct Plan:
Direct Plan has been introduced under all the existing open-ended schemes of the Fund and shall be available for
investors who purchase /subscribe units in a scheme directly with the Fund and is not available for investors who
route their investments through a Distributor. Following provisions shall be applicable for investments in Direct Plan:
(i) Switch of investments from distributor plan to Direct Plan within the scheme shall be subject to
applicable exit load if any, if the investment had come through a Distributor.
However, any subsequent switch out or redemption of such investments from the Direct Plan will not be
subject to any exit load.
(ii) If the investment had come direct without any distributor code, then no exit load will be charged on
switches from distributor plan to Direct Plan within the scheme.
11
COMMON FEATURES FOR ALL SCHEMES (Contd.)
However, any subsequent switch out or redemption of such investment from the direct plan shall be
subject to exit load based on the original date of investment in the Distributor Plan.
(iii) No exit load shall be levied in case of switches from Direct Plan to distributor plan within the scheme.
However, any subsequent switch out or redemption of such investment from the distributor plan shall be
subject to exit load based on the original date of investment in the Direct Plan.
(iv) Direct Plan shall have a lower expense ratio excluding distribution expenses, commission, etc and no
commission for distribution of units will be paid / charged under Direct Plan.
(v) Investors wishing to transfer their accumulated unit balance held under distributor plan (through
lumpsum / systematic investments made with or without Distributor code) to Direct Plan will have to
initiate a switch request which shall be processed in the normal course as per timelines applicable for
switch transactions
(vi) Investments under Direct Plan can be made through various modes offered by the Fund for investing
directly with the Fund {except Stock Exchange Platform(s) and all other Platform(s) where investors’
applications for subscription of units are routed through Distributors}.
(vii) Investors, who have invested without Distributor code and have opted for dividend reinvestment facility
under distributor plan prior to the Effective Date, may note that the dividend will continue to be
reinvested in the distributor plan with the applicable terms and conditions.
(viii)In case of Systematic Investment Plan (SIP) / Systematic Transfer Plan (STP), etc registered prior to the
Effective Date without any distributor code under the distributor plan, installments falling on or after
the Effective Date will be automatically processed under the Direct Plan with the applicable terms and
conditions.
(ix) In case of the following facilities which were registered under the distributor plan prior to the Effective
Date the future installments shall continue under the distributor plan:
• Systematic Transfer Facilities (registered with Distributor Code)
• Dividend Transfer Plans (registered from a folio where investments were made both with and without
Distributor code)
In case such investors wish to invest under the Direct Plan through these facilities, they would have to
cancel their existing enrolments and register afresh for such facilities.
(x) Investors who have registered for SIP facility prior to the Effective Date with distributor code and wish to
invest their future installments into the Direct Plan shall make a written request to the Fund for the
same. The Fund will take at least 15 working days to process such requests. Intervening installment, if
any, will continue in the distributor plan.
(xi) Where units under a scheme are held under both distributor and Direct Plan and the redemption /
switch request pertains to the Direct Plan, the same must clearly be mentioned on the request (along
with the folio number), failing which the request would be processed from the distributor plan. However,
where units under the requested option are held only under one plan, the request would be processed
under such plan.
(xii) Switch / redemption may entail tax consequences. Investors should consult their professional tax
advisor before initiating such requests.
Further, exit load shall be applicable for switches between the two schemes. The exit load shall not be charged
for inter option switch within the same plan.
WAIVER OF LOAD FOR DIRECT APPLICATIONS
In accordance with the requirements specified by the SEBI circular no. SEBI / IMD/CIR No. 4 / 168230/ 09 dated
June 30, 2009 no entry load will be charged for purchase / additional purchase / switch-in accepted by the Fund.
Hence provision for waiver of load for direct application is not applicable.
UNITHOLDER INFORMATION
The AMC shall send confirmation regarding allotment of units specifying the number of units allotted to the
applicant by way of email and/or SMS’s to the applicant’s registered email address and/or mobile number as
soon as possible but not later than five working days from the date of closure of the new fund offer period. AMC
will issue consolidated account statement for each calendar month to the investors in whose folios
transaction(s) has/have taken place during that month.
The AMC shall disclose portfolio (along with ISIN) as on the last day of the month for all the schemes on its
website on or before the tenth day of the succeeding month. The AMC shall also publish complete statement of
schemes portfolio within one month from the close of each half year (that is on 31st March and on 30th
September) in atleast one English daily newspaper having nationwide circulation and in a newspaper having
wide circulation published in the language of the region where the Head Office of the mutual fund is situated.
The mutual fund shall within one month from the close of each half year, that is on 31st March and on 30th
September, host a soft copy of its unaudited financial results on their website. The mutual fund and the AMC
shall publish an advertisement disclosing the hosting of such financial results on their website, in atleast one
English daily newspaper having nationwide circulation and in a newspaper having wide circulation published in
the language of the region where the Head Office of the mutual fund is situated. SEBI Circular No. Cir/ IMD/
DF/16/ 2011 dated September 8, 2011 shall be complied with in order to bring cost effectiveness in printing and
dispatching the annual reports or abridged summary thereof.
FOR INVESTOR GRIEVANCES, PLEASE CONTACT:
Sundaram BNP Paribas Fund Services Limited
Central Processing Center,
RR Towers II, III Floor, Thiru Vi Ka Industrial Estate,
Guindy, Chennai - 600 032.
Shridhar Iyer
Investor Relations Officer
BNP Paribas Asset Management India Private Limited
BNP Paribas House, 1 North Avenue, Maker Maxity,
Bandra Kurla Complex, Bandra (East), Mumbai - 400 051
Phone: 91-22-3370 4212 • Fax: 91-22-3370 4294
E-mail: customer.care@bnpparibasmf.in
INSTRUCTIONS
1. General Information
a) The Application Form should be completed in ENGLISH in BLOCK LETTERS only. Please Tick (3
) in the
appropriate box (c
), where boxes have been provided. Please refer to the Scheme Information
Document and the Key Information Memorandum carefully before filling the Application Form. All
applicants are deemed to have accepted the terms of the Scheme Information Document subject to
which this offer is being made and bind themselves to such terms of the Scheme Information
Document upon signing the Application Form and tendering the payment.
b) Directions to investors applying under all Schemes of the Fund directly
All existing/prospective investors are requested to note and follow the below-mentioned directions
while applying for the units of the Schemes of BNP Paribas Mutual Fund to enable the AMC to treat
them as direct applications:
1. In case of receipt of application form having broker code as blank space at the time of processing
and allotting the units by the Registrars, AMC will consider such application as “Direct”. However,
the Investors are requested to fill the blank space with the words such as “Not Applicable” or
“Direct” so as to ensure that their application is processed as direct. Alternatively, investors can
also strike off the blank space in the broker code field.
2. Investors subscribing under Direct Plan of a scheme will have to indicate “Direct Plan” in the
application form. Investors should also indicate “Direct” in the ARN column of the application form.
However, in case Distributor code is mentioned in the application form, but “Direct Plan” is
indicated against the scheme name, the Distributor code will not be considered and the application
will be processed under Direct Plan. Further, where application is received for distributor plan
without Distributor code or “Direct” mentioned in the ARN Column, the application will be
processed under Direct Plan. Direct Plan shall be the default plan if the investor doesn’t indicate
any plan in the application form or incase of any ambiguity.
3. Incase, the Broker code is pre-printed on the application form, investors (any/all incase of joint
holders) must strike-off the code & countersign before submitting the application form at the
applicable collections centers / Official Points of Acceptance of Transaction, if investors requires
change in the broker/direct status.
1. Investors should provide EUIN of the distributor, particularly in advisory transactions. This would
assist in tackling the problem of mis-selling even if the employee/relationship manager/sales
person leaves the employment of the distributor.
2. EUIN is applicable to sales persons of non individual ARN holders only. Individual/Sole
Proprietorship ARN holders should intimate AMFI-unit of CAMS in case they employ any Sales
Person for selling mutual funds so that EUIN could be allotted to them by AMFI. EUIN will not be
applicable for overseas distributors who comply with the requirements as per AMFI circular CIR/
ARN-14/12-13 dated July 13, 2012.
3. Transactions that will be considered for this purpose are purchases, switches, SIP/ STP / STP
Triggers registration, Dividend Transfer Plan. Transactions that will be excluded are auto SIP/ STP /
SWP / STP Triggers Installments, Dividend Reinvestments, Bonus Units, Redemption, SWP
Registration, Zero Balance Folio creation and Dividend Transfer Plan installments.
4. Distributors shall ensure that the sub broker affixes his/her ARN code and the EUIN of the Sales
Person in the columns separately provided in addition to the current practice of affixing the
internal code issued by the main ARN holder.
5. In case EUIN is not provided or fails the validation test, ARN holder shall remediate the same within
90 days either by providing the EUIN or submitting the declaration signed by the investor in the
format prescribed by AMFI.
6. In case EUIN or the above declaration is not provided within 90 days, brokerage on the transaction
shall be forfeited permanently.
7. AMC reserves the right to conduct a due diligence on the distributor’s activities if it is observed that
significantly large number of transactions is being submitted without EUIN.
Applications under Power of Attorney/ Body Corporate/Registered Society / Trust / Partnership
In case of an application under a Power of Attorney, the application should be accompanied by an
original Power of Attorney or by a duly notarised copy of the Power of Attorney. The Mutual Fund /
Trustee / AMC reserves the right to reject the application forms not accompanied by a Power of
Attorney. Further, the Mutual Fund / Trustee / AMC reserves the right to hold Redemption proceeds in
case the requisite documents are not submitted.
4. Investors must provide their full signatures for the changes on the pre-printed application forms.
Investors are also informed that if the changes/ alterations carried out in the broker code are not
accompanied with the full countersignature by the investor(s) on the said modification, the
application will be processed with existing broker code details as recorded with the AMC. In case of
multiple brokers preprinted on the transaction slip, the additional investment will be under
“Direct”, if the investor does not mention a specific broker.
1. POA document should contain the clause for empowering investment in units of Mutual Fund/
shares & securities and should bear signatures of Power of Attorney grantor & holder.
5. The Registrar shall be diligent in effecting the received changes in the broker code within a
reasonable period from the time of receipt of the written request from the investors at the
designated Official Points of Acceptance of Transaction.
2. A copy of PAN of POA holder is mandatory. The KYC compliance requirements are mandatory for
both the POA issuer (i.e. Investor) and the Attorney (i.e. the holder of POA), both of whom should be
KYC compliant in their independent capacity.
6. The detailed list of all the Official Points of Acceptance of Transactions will be available on the AMC
website from time to time. The application received shall be considered “Direct” if they are
submitted at the designated Official Points of Acceptance of Transactions, as notified from time to
time.
3. POA holder should not be a resident of United States of America and Canada.
4. Further, in case an application has been signed by POA holder, and the POA documents are not valid
for any of the reasons mentioned above, then the application shall be rejected.
Investors should note that the AMC, the Trustee and the Mutual Fund should not be held liable for any
claims in case the application forms are not completed in the manner stated as above.
5. The Mutual Fund / Trustee / AMC reserve the right to reject the application at the applicable NAV as
on the date of rejection of subscription without any load, in case of non submission of requisite
documents w.r.t. POA registration as above.
c) Zero Balance Folio
Investor can now opt for “Zero Balance Folio” for lumpsum investment and for Systematic Investment
Plan (SIP) investment. Investors are requested to note that except “Investment & Payment Details” all
information should be provided in the application form along with the necessary mandatory
documents (including KYC) for creation of a folio. For SIP investment, “Zero Balance Folio” can be
created only if the mode of installment is through Electronic Credit System (ECS), Auto Debit or
Standing Instructions (SI). It should be noted that for SIP through “post dated cheque” zero balance
folio cannot be created. Investor will not be required to submit cheque for first SIP installment; the
installment will be triggered based on the ECS mandate / Auto debit instruction / SI instruction given
by the investor.
Investors should provide cancelled original cheque to substantiate the bank mandate details.
If photocopy of the cheque is submitted, investors must produce original for verification of bank
account details to the AMC branches. The original cheque shall be returned to the investors over the
counter upon verification. Photocopy can also be attested by the concerned Bank.
12
d) Employees unique identity number (EUIN)
Prerequisites for registration of POA are as follows:
6. The above POA process is also applicable for Partnership firm / Corporate / Trust.
7. For all communication, the address of the Investors shall be captured.
For applications by a company, body corporate, eligible institutions, registered society, trusts,
partnership or other eligible non-individuals who apply in the Scheme should furnish a certified copy
of resolution or authority to make the application as the case may be, a list of specimen signatures of
the authorised officials, duly certified / attested and a certified copy of the Memorandum and Articles
of Association and / or bye-laws and / or Trust Deed and / or Partnership Deed and certificate of
registration or any other document as the case may be. In case of a trust / fund, it shall submit a
certified true copy of the resolution from the trustee(s) authorising such Subscriptions and
Redemptions. The authorised officials should sign the application under their official designation.
e) Fax Submission
In order to facilitate quick processing of transactions and / or instructions of investors the AMC /
Trustee / Mutual Fund may (at its sole discretion and without being obliged in any manner to do so
INSTRUCTIONS (Contd.)
and without being responsible and/or liable in any manner whatsoever) accept and process any
applications, supporting documents and / or instructions submitted by an investor / unit holder by
facsimile (“Fax Submission”) and the Investor/ unit holder voluntarily and with full knowledge takes
and assumes any and all risks associated therewith. The AMC / Trustee / Mutual Fund shall have no
obligation to check or verify the authenticity or accuracy of Fax Submissions purporting to have been
sent by the Investor and may act thereon as if same had been duly given by Investor.
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The investor/unit holder shall indemnify the AMC / Trustee / Mutual Fund at all times and keep the
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damages, costs, liabilities and expense (including without limitation, interest and legal fees) actually
incurred, suffered or paid by the AMC / Trustee / Mutual Fund (directly or indirectly) and also against
all demands, actions, suits proceedings made, filed, instituted against the AMC / Trustee / Mutual
Fund (by the investor or any third party), in connection with or arising out of or relating to the AMC /
Trustee / Mutual Fund accepting and acting pursuant to, in accordance with or relying upon, any Fax
Submission signed by the Investor or authorised representative of the Investor. In all cases the
investors will have to immediately submit the original documents / instructions to the AMC/ Mutual
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AMC. In case, the transaction is not received by the AMC then the AMC shall not be liable to indemnify
the investor for such action.
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ii. Indicate by marking/stamping “Original for record purpose only” on the face of the original request
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submitted, there is a risk of processing the original again as a fresh transaction and the investor
may face adverse consequences.
iii. It may be noted that in the event the processing is based on the fax request, any discrepancy
between the original and fax request may not be rectifiable.
f) Unitholding option
1. Please fill up this section to indicate your preference of holding units in physical mode or
dematerialized (demat) mode.
2. Please provide latest “Client Investor Master” or “Demat Account Statement” for opting units in
demat form. If any of the document is not provided, the units by default will be allotted in physical
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3. In case there is any mismatch in the information provided in the application form, the details
appearing on Client Investor Master or Demat Account statement shall be considered.
4. In case units are held in demat form, the request for redemption or any other non - financial
request shall be submitted directly to the depositories participant (DP) and not to the AMC/ RTA of
the Fund. Further, investors will receive an account statement from their respective DPs and not
from AMC / RTA of the Fund incase units are held in demat form.
5. Units will be credited in the demat account only based on fund realization.
6. The facility of availing the units in demat / remat form is available subject to such processes,
operating guidelines and terms & conditions as may be prescribed by the DPs and the depositories
from time to time.
7. Presently, the option to hold units in demat form shall not be available for systematic transactions
like Systematic Transfer Plan (STP), Systematic Withdrawal Plan (SWP) etc. Similarly, such option
shall not be provided to the investors investing in the plans with daily, weekly & fortnightly
dividend frequency. Such investors shall be mandatorily allotted units in physical form.
8. Pursuant to SEBI circular no. CIR/IMD/DF/9/2011 dated May 19, 2011 and AMFI communication no.
35P/MEM-COR/35/11-12 dated December 23, 2011 an option to hold units in demat form shall be
available for Systematic Investment Plan (SIP) transactions. However, the units will be allotted
based on the applicable NAV as per the SID and will be credited to investors demat account on
weekly basis upon realization of funds. For e.g. units will be credited to investors demat account
every Monday (or immediate next business day in case Monday happens to be a non –business
day) for realization status received in last week from Monday to Friday. Investors are requested to
note that if an investor has opted to hold units in demat form for Systematic Investment Plan (SIP)
transactions, he will be able to redeem / transfer only those units which are credited to his demat
account till the date of submission of redemption / transfer request. Accordingly, redemption /
transfer request shall be liable to be rejected in case of non - availability of sufficient units in the
investor’s demat account as on date of submission of redemption / transfer request.
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13
INSTRUCTIONS (Contd.)
For existing investors as on December 31, 2011:
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For new investors in mutual funds from January 01, 2012:
their Bank Account number, instrument number and the Bank name from which the subscription is
funded, in their each Subscription request.
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14
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15
COMMON CHECKLIST
Please ensure that :
Documents
I.
You are not a Resident of USA or Canada.
II.
Your Application Form is complete in all respect, Name, Address &
Contact Details are mentioned in full, signed by all applicants.
Resident
Individual
Companies /
Body
Corporates
Trusts
Societies HUF
Partnership
Firms
FIIs
1.
Certificate of Incorporation / Registration




2.
3.
Resolution / Authorisation to invest
List of Authorised Signatories with
Specimen Signature(s)










4.
Memorandum & Articles of Association

VI. If units are applied for jointly, Mode of Operation of account is
indicated.
5.
Trust Deed
6.
Bye-Laws
VII. Your investment Cheque / DD is drawn in favour of the respective
Scheme dated and signed.
7.
Partnership Deed / Deed of Declaration
8.
Overseas Auditor’s Certificate
VIII. Application Number is mentioned on the reverse of the Cheque / DD.
9.
Notarised Power of Attorney
IX. Documents as listed alongside are submitted along with the
Application Form (as applicable to your specific case).
10.
Proof of PAN
III. Permanent Account Number (PAN) of all Applicants is mentioned.
IV. Your bank account details are entered completely and correctly. This
is mandatory, if this is not included your application will be rejected.
V.
Appropriate Plan / Option is selected. If the Dividend Option is
chosen, Dividend Payout or Re-investment is indicated.
X.
Third Party Payment Declaration is submitted along with the
Application Form.
Investments
through
Constituted
Attorney















11. Proof of KYC complied








All documents in 1 to 7 above should be originals / true copies certified by the Director / Trustee / Company Secretary / Authorised Signatory /
Notary Public.
SIP AUTO DEBIT - CHECKLIST
MICRO SIP - CHECKLIST
Please ensure that if you are an existing investor, you have
quoted your Folio No. in the SIP Application Form.
II.
Investment Scheme / Plan / Option in which you wish to do
systematic investments is clearly indicated in the SIP
Application Form.
III. The SIP Amount, the SIP Frequency, your preferred SIP Date
and Period are clearly indicated in the SIP Application Form.
IV. Your First SIP Cheque from the same bank from which you
wish your Auto-Debits to happen is enclosed and the cheque
details are clearly indicated in the SIP Auto Debit Facility
Form.
V.
Your Bank Account Details are correctly and completely
furnished including the 9 Digit MICR Code.
VI. Cancelled Cheque leaf of the Bank Account mentioned in the
SIP Auto Debit (ECS) Account to be attached.
VII. In case of current account, please affix company's seal at
columns "ECS DEBIT BANK ACCOUNT DETAILS (MANDATORY)"
and AUTHORISATION OF BANK ACCOUNT HOLDER section.
VIII. Authorisation of Bank Account is signed in the same manner
as your signatures in Bank Records.
Documents required for Micro SIP applications (any one of the following):
Ref. No. Documents
I.
Voter Identity Card
II.
Driving License
III.
Government / Defense identification card
IV.
Passport
V.
Photo Ration Card
VI.
Photo Debit Card
VII.
Employee ID cards issued by companies registered with Registrar of Companies
VIII.
Photo Identification issued by Bank Managers of Scheduled Commercial Banks / Gazetted Officer / Elected Representatives to the
Legislative Assembly / Parliament
IX.
ID card issued to employees of Scheduled Commercial / State / District Co-operative Banks.
X.
Senior Citizen / Freedom Fighter ID card issued by Government.
XI.
Cards issued by Universities / deemed Universities or institutes under statutes like ICAI, ICWA, ICSI.
XII.
Permanent Retirement Account No (PRAN) card isssued to New Pension System (NPS) subscribers by CRA (NSDL).
XIII.
Any other photo ID card issued by Central Government / State Governments /Municipal authorities / Government organizations like ESIC / EPFO.
I.
In addition to the photo indentification documents prescribed above, a copy of the proof of address which is self attested and also attested by the ARN
Holder will be required.
CHECKLIST FOR “APPLICATIONS ON BEHALF OF MINOR”
I.
Birth certificate of the minor, or School leaving certificate / Mark sheet issued by Higher Secondary Board of respective states, ICSE, CBSE etc., or Passport of the minor, or Any other suitable proof evidencing the date
of birth of the minor / relationship.
II.
Copy of PAN of Guardian.
III.
KYC acknowledgement of Guardian.
LIST OF OFFICIAL POINTS OF ACCEPTANCE OF TRANSACTIONS
For all Schemes of BNP Paribas Mutual Fund except BNP Paribas Overnight Fund and BNP Paribas Money Plus Fund
AMC INVESTOR SERVICE CENTRES : Mumbai : 2nd Floor, French Bank Building, 62, Homji Street, Fort, Mumbai - 400 001. Bengaluru : Unit no. 205, 2nd Floor, West Wing - Raheja Tower, 26-27, M G Road, Bangalore - 560 001. Chennai : Unit
No.202, 2nd Floor, Prince Towers, Door Nos. 25 & 26, College Road, Nungambakkam, Chennai - 600 006. Hyderabad : ABK Olbee Plaza, No. 502, 5th Floor, A-2-618/8 & 9, Road No. 1 & 11, Banjara Hills, Hyderabad - 500 034. Kolkata : Office no. 304, 3rd
Floor, Central Plaza, 2/6 Sarat Bose Road, Kolkata 700 020. New Delhi : 8th Floor, Dr. Gopal Das Bhawan, 28 Barakhamba Road, New Delhi - 110 001. Pune : Office No. A-4, Fourth Floor, Deccan Chambers 33/40, Erandwana, Karve Road, Pune - 411 004.
Ahmedabad : 302, 3rd Floor, VIVA complex, Near Parimal Garden, Ellisbridge, Ahmedabad - 380 006.
SBFS CUSTOMER CARE CENTRES : • Agra: Shop No. 706, 7th Floor, Maruti Plaza, 118/8, Sanjay Palace, Agra 282002 • Ahmedabad: 104, First Floor, Shivam Complex, Nr. Silicon Tower, Opp. National Handloom Law Garden, Ellisbridge,
Ahmedabad 380006 • Ahmednagar: 209, 2nd Floor, Adish Plaza, ICICI Home Finance Building (Opp. Dowle Hospital) Nagar Manmad Road, Savedi, Ahmednagar 414003 • Ajmer: 1st Floor, Adjoining K C Complex Opp: Daulat Bagh, Ajmer 305001 • Akola:
C-13, First Floor, Dakshata Nagar Vyapari Complex Sindhi Camp Chowk, Akola 444001 • Aligarh: Shop No.7 & 22, U.G.F ALIG Corporate Plaza, Marris Road, Aligarh, Uttar Pradesh 202001 • Allahabad: 1st Floor, Saroj Bhavan, 14/4, Stanley Road, Near
Patrike Crossing, Civil Lines, Allahabad 211001 • Alwar: 29, Harshil Tower, 3 Rd Floor Naru Marg, Keshav Nagar, Alwar 301001 • Amaravathi: 71 & 72,1st Floor, Gulshan Towers, Panchsheel Talkies Road Jaistambh Chowk, Amaravati 444601 • Ambala: 96
- 97, 1st Floor, Haryana Motor Market G T Road, Ambala City 134002 • Amritsar: 1st Floor, 27-A, Classic Plaza, Majitha Road, Amritsar Land mark : Above Punjab National Bank, Amritsar 143001 • Anand: F1/1, Suramya, Nr. Town Hall, Vidyanagar Road,
Anand 388001 • Anantapur: 1st Floor T Nagaraju Complex, D.No. 10/323, Sarojini Road, Opp. To Vasunderadevi Hospital, Near Clock Towers, Anantapur 515001 • Asansol: 1st Floor, Above United Bank of India, B.B. College More, Ushagram East , G.T.
Road, P.O. Asansol, Dist. Burdwan, Asansol 713303 • Aurangabad: First Floor, B-4, Aurangabad Business Centre, Adalat Road, Aurgangabad 431005 • Balasore: Second Floor, Basanti Niwas P O - Sahadeb Khuntha Near Bus Stand, Balasore 756001
• Bangalore: # 186 1st Cross, 2nd Floor, Hosur Main Road, Wilson Garden, Bangalore 560027 • Baroda: 518 & 519, Centre Point, R C Dutt Road Alkapuri, Baroda 390005 • Bareilly: Krishna Complex, Opp. Sports stadium ,Pilibhit Bye pass ,Brahampura,
Bareilly, Bareilly Dist 243001 • Belgaum: 1st Floor, Shop No.8, Mujawar Arcade, Mujawar Compound P B Road, Nehru Nagar, Belgaum 590010 • Bellary: Flat No.3 & 9,1st Floor, Ward No.16, T.S. No.52 Near Clock Tower Circle, Bellary 583101
• Berhampur: 1st Floor, Alakananda Enclave, 1st Lane, Gajapati Nagar, Ganjam Dist, Berhampur 760010 • Bhagalpur: Ground Floor, Chandralok Complex, Near Ghantaghar, Radha Rani Sinha Road, Mashakchak, PS Adampur (Kotwali), Bhagalpur
812001 • Bharuch: No.230-232, 2nd Floor, Aditya Complex, Kasak Circle, Bharuch 392002 • Bhatinda: 1st Floor, 3038 - A Guru Kanshi Marg, Bhatinda 151001 • Bhavnagar: G-5, Aristo Complex, Near Radha Mandir , Waghawadi Road, Bhavnagar 364001
• Bhilai: 2nd Floor, Shop No.402, Sai Ram Plaza, 5/4, Nehru Parisar, Near Grand Dhillon Hotel, Nehru Nagar, Bhilai, Durg Dt. Chattisgarh 490020 • Bhilwara: Second Floor, Budh Plaza Opp: Circuit House, Basant Vihar, Bhilwara 311001 • Bhopal: Plot No.
6, VnV Plaza, 3rd Floor Zone II M P Nagar, Bhopal 462011 • Bhubaneshwar: 2nd Floor, Banadev Bhawan, A/108, Saheed Nagar, Khurda Dt, Bhubaneshwar 751007 • Bhuj: Office No.7, First Floor, Royal Plaza, Plot No.2 & 3, Near Shiv Krupa Nagar, BhujMirzapur Highway, Bhuj 370001 • Bikaner: 2nd Floor, Chugh Mansion, Opp. DRM Office, Bikaner 334001 • Bokaro: 1st Floor, Ms. Ranju Automobiles Pvt. Ltd Main Road, Chas, Bokaro 827013 • Burdwan: Sree Gopal Bhavan, 1st Floor, 39/37A, Parbirhata,
G.T. Road, Beside Nibedita Club Burdwan Burdwan 713103 • Chandigarh: S C O No.11, 1st Floor, Sector 26, Madhya Marg, Chandigarh 160019 • Chembur: Flat No. 313, Swastik Chambers 3rd Floor, Sion-Trombay Road, Chembur, Mumbai 400071
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• Cuddapah: Ist Floor, Lalithamma Building; Ngo's Colony, Upstairs
• Chennai: Ground Floor, 19, Patullos Road, Chennai 600002 • Coimbatore: N
Union Bank Of India, Cuddapah 516002 • Cuttack: Plot No.3209, 2nd Floor, Urmila Plaza, Above Utkal Motors, Madhupatna, Cuttack, Odisha 753010 • Davangere: # 268/3, Jayavibhava Nilaya, First Floor, Opp Ram & Co Provision Stores, 4th Main,
P.J.Extension, Davanagere 577002 • Dehradun: Shiva Palace, IInd Floor 57 / 19, Rajpur road, Dehra Dun 248001 • Dhanbad: 1st Floor, Shop No.107, Sree Ram Plaza, Dhanbad 826001 • Durgapur: Sri Chaitanya Complex, 2nd Floor, Bengal Ambuja Phase II,
Ambetkar Sarani, City Centre, Durgapur 713216 • Ernakulam : 1st Floor, Welfare Services Centre, Ponnurunni, Vytilla PO, Ernakulam 682019 • Erode: 16/3,1st Floor, Brindavan Hotels Building, E V Nanjappa Road, Erode 638011 • Faridabad: SCO 107, 1st
Floor, Sector - 16, Behind Sagar Cinema, Above J &K Bank, Faridabad 121002 • Ghaziabad: 1st Floor, FF - 31, Konark Building, GDA Market, RDC, Ghaziabad 201001 • Gorakhpur: 1st Floor, Bank Road, Opposite Subhash Tractor, Corner Gali, M.G.Road,
Gorakhpur 273001 • Guntur: D.NO: 5-87-26, 1st Floor, Sai Srinivasa Building, Opp. Nelagiri Super Market, Main Road, Lakshimi Puram, Guntur 522007 • Gurgaon: SCO.35-36, 1st Floor, Sector 12A, Commercial, Old Delhi - Gurgoan Road, Gurgaon
122001 • Guwahati: 1st Floor, Divine Plaza, G.S.Road, Dispur Super Market, Guwahati, Kamrup Dt. 781006 • Gwalior: II Floor, 44 City Centre, Narayan Krishna Madhav Rao Scindia Road, Gwalior 474002 • Hisar: SCO 152, 2nd Floor, Above Syndicate Bank
Hisar, Haryana 125001 • Hosur: K K Mansion, 92/5 First Floor, (Near Maharishi Primary School), Bagalur Road, Hosur 635109 • Hubli: 1st Floor, Centre Point 107, 108 New Cotton Market, Hubli 580029 • Hyderabad-: D.No.6-3-57/1, 408-410, Diamond
Block, 4th Floor, Lumbini Rockdale Compound, Somajiguda, Hyderabad 500082 • Indore : Plot No. 2, 2nd Floor, Vijay Nagar, A.B Road, Opp. Metro Tower, Indore. 452010 • Jabalpur: Second Floor,"Digamber Tower", 936, Wright Town, Pandit Bhawani
Prasad Ward, Jabalpur, Madhyapradesh 482002 • Jaipur : 205,2nd Floor, Sangam Towers, Church Road, OFF. M I Road, Jaipur 302001 • Jalgaon: 2nd Floor, India Plaza Complex, Vivekananda Nagar, Swatantry Chowk, Jilha Peth, Jalgaon 425001 • Jammu:
Sadhana Commercial Building, No 27, A/c Gandhi Nagar Jammu 180001 • Jamnagar: 404, Corporate House, Opp. To St. Ann's High School, Pandit Nehru Marg, Jamnagar 361008 • Jamshedpur: No.2, 2nd Floor, Meghdeep Building, Near South Park Hotel,
Q Road, Bistupur, Jamshedpur 831001 • Jhansi: Ground Floor, 237, Gurukripa Complex, Near Rang Bhawan, Civil Line, Jhokhan Bagh, Jhansi 284001 • Jodhpur: 201, 202, Second Floor, Mody Arcade Chopasani Road, Near Bombay Motors, Jodhpur 342003
• Jullundhar: 5 E, Session Court Road, 1st Floor, Near B M C Chowk, Jullundhur 144001 • Junagadh: 2nd Floor, Shop No.212, Amba Arcade, M G Road, Junagadh 362001 • Kakinada: 2nd Floor, D. No.5-1-61, Opp. Brindhavan Lodge, Main Road, Surya Rao
Peta, Kakinada 533001 • Kancheepuram: 24, Annai Indira Gandhi Salai (Nellukara Street), Kanchipuram 631502 • Kannur : 1st Floor, TPN A1, A2, Malabar Tower, Opp Indus Motors, Thalap, Kannur 670002 • Kanpur: 622, 6th Floor,63/2, City Centre The
Mall (city centre) Kanpur 208001 • Karim Nagar: 1st Floor, House No: 8-6-179/2A Hyderabad Road, Above Mahi Motors, Kothirampur, Karimnagar 505001 • Karur: SRN Towers, IInd Floor, TS No.208/1 ,1st Cross, Covai Road, Sengunthapuram, Karur
639001 • Katpadi: No.45, Immanuel Complex, Katpadi Main Road Thirunagar, Vellore Katpadi 632006 • Kolhapur: C
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• Kolkata:
"CHOWRINGHEE COURT", 2nd Floor, Unit No.33, 55/55/1,Chowringhee Road, Kolkata 700071 • Kollam : 1st Floor, KMK Complex, Second Milestone, Kilikollur, Kollam 691004 • Kota: Plot No.3, 1st Floor, Above Vijaya Bank, Aerodrome Circle, Kota 324007
• Kottayam: 1st Floor, Kytharam Complex, Union Club Junction, Kottayam 686001 • Kozhikode: No.5/3249-H, First Floor, Century Plaza Building, Behind KTC Petrol Pump, Indira Gandhi Road(Mavoor Road), Kozhikode 673001 • Kumbakonam: 1st Floor,
Nalli Plaza, Old Door No:34&34A,T S R Big Street, Kumbakonam 612001 • Kurnool: D.NO:40-437, DPLR Plaza, 2nd Floor, Upstairs Sbi (Old Town-branch), Opp: Children's Park, Eswar Nagar, Kurnool 518004 • Latur: Sanmaan, First Floor, Opp to Amba
Mata Mandir, Chandra Nagar, Latur 413512 • Lucknow: G-6 A, Upper Ground Floor, Sky HI Chambers, 11/5, Park Road, Lucknow 226001 • Ludhiana: S C O-13,1st Floor, Shanghai Towers, Feroz Gandhi Market, Ludhiana 141001 • Madgaon: Shop No. F30
D Block, 1st Floor, Alfran Plaza, Panaji, Goa, Goa 403001 • Madurai: 37, Krishna Rao Tank Street, (TVS Co-operative Store) Madurai, 625001 • Mangalore: 2nd Floor, Krishna Prasad Bldg. Above Pabbas Ice Cream Parlour, Nr. Mangalore City Corporation,
Lal Bagh, Mangalore 575003 • Mathura: 3rd Floor, Shop No.330, Dwarikadheesh Plaza, Mohalla Brijnagar, Junction Road, Sonkh Adda, Mathura 281001 • Mehsana: FF/01, Sigma Oasis, Nr. Rajkamal Petrol Pump, Besides Hdfc Bank, Highway Road,
Mehsana - 384002 • Moradabad: 2nd Floor, Office No.3, Vallabh Complex, Near PMS School Civil Lines, Moradabad 244001 • Mumbai : No: 114, 1st floor, Commerce House, 140, Nagindas Master Road, Fort, Mumbai 400023 • Muzaffarpur: Ground
Floor, C/O. Mr. Vijay Kumar Singh, Infront of Vaishali Sweets Shop, Imli Chatti, Muzaffarpur. 842001 • Mysore: Venjay, Edifice, II Floor, No.37, JLB Road Chamarajapuram, Mysore 570005 • Nagpur: 110-111,Shri Mohini Complex, Opp. Kasturchand Park
345, Kingsway Road, Nagpur 440001 • Nasik: First Floor, Padma-Vishwa Regency, Behind Saroj Travels, Next to manavta Cancer Hospital Mumbai Naka, Nasik 422001 • Navsari: 1st Floor, Shop No.116, Manohar Complex, Opp. Dabu Hospital, Fuwara,
Navsari 396445 • Nellore : 24/1677, Brahmanandapuram, Dargamitta, Nellore 524003 • New Delhi: 605, Sixth Floor 'Ashoka Estate Building’, 24, Barakhamba Road, New Delhi 110001 • Palakkad: First Floor, 15/513 (50), Akshaya Foundation, Stadium
Bye-Pass Road, Palakkad 678001 • Panipat: 1st Floor, No.75, BMK Market, G.T.Road, Panipat. 132103 • Patiala: 1st Floor, SCO 65, New Leela Bhawan, Opp. Federal Bank, Patiala. 147001 • Patna: 403 A, 404 A, 4th Floor, Kaushalya Estate, Dak Bungalow
Crossing, Patna Bihar 800001 • Pondicherry: 1st Floor, 55-B, Mission Street, Pondicherry 605001 • Pune: 1st Floor, 'Mantri Vertex' Law College Road, Pune 411004 • Raichur: Sai Ram complex, 1-10-38, Station Road Opp. Ram Mandir, Raichur 584101
• Raipur: 203, 2nd Floor, Vanijaya Bhavan, Sector-1 Devendra Nagar Road, Raipur Chattisgarh 492001 • Rajahmundry: 79-2-4 / 1, 1st Floor, Above SBH, Tilak Road, Rajahmundry 533103 • Rajkot: 201, TITAN Complex, 2nd Floor, Kalawad Road, Near G T
Seth School, Opp. to Punjab Honda, Rajkot 360005 • Ranchi: Shop No. F1, 1st Floor, Amarnath Complex, New Daily Market, Ranchi. 834001 • Ratlam: 2nd Floor, 16/45, Ratlam Plaza, Block NO.C, Opp. ICICI Bank, Ratlam 457001 • Rohtak: 2nd Floor, Shop
No.5, Gopal Complex, Civil Road, Rohtak 124001 • Rourkela: Plot No. 309/P, 2nd Floor, Udit Nagar, Opp. Ambedkar Chowk, Dist-Sundergarh, Rourkela, Odisha 769012 • Sagar: 1st Floor, Singhai Buildings, Behind Axis Bank 10,Civil Lines, Sagar 470002
• Salem-City: Sri Vari Shopping Mall , First Floor no 2/91 New Bus Stand Road , Meyyanoor Salem 636004 • Sambalpur: 1st Floor Sabat Complex, Near WESCO Office, NH-6, Ainthapalli Sambalpur 768004 • Sangli: Shiv Ratna Complex, S4 , 2nd Floor,
CST No.1047B, College Corner North Shivaji Nagar, Madhavnagar 416416 • Satna: 2nd Floor, Collectorate Road, Civil Line, (Above M/S. Siddhivinayak Motors), Satna, Satna 485001 • Shimla: 1st Floor, Amber Ville, Ghora Chowki, Near HP Printing Press,
Shimla 171005 • Shimoga: 1st Floor, Sri Ranganatha Commercial Complex Shivamurthy Circle, Kuvempu Road, Shimoga 577201 • Sholahpur: 786,Maruti Tele Sankul, South Kasba, Shinde Chowk, Sholapur 413007 • Siliguri: Shree Radha Complex,
Block-B 2nd Floor, Iskon Mandir Road Siliguri, dt Darjeeling 734001. • Sriganganagar: Ground Floor, Bansal Tower, Jawahar Nagar, N.H.No.15, Sriganganagar, Rajasthan. 335001 • Surat: No.607, 6th Floor, 21st Century Business Centre, Near Udhna
Darwaja, Ring Road, Surat 395002 • Surendra Nagar: 1st Floor, Rudraksh, Plot No:328 (Opp. to New age Industries) Wadhwan Road, Surendra Nagar 363035 • Thiruvananthapuram: 2nd Floor, Ali Plaza Building, Opp. Tennis Club, Kaudiar,
Thiruvananthapuram 695003 • Thrissur: Second Floor, R V Trade Centre, Patturaikkal Junction, Near Karthiyani Nursing Home, Shoranur Road, Thrissur 680022 • Tirunelveli: 81 Trivandrum High Road 1st Floor, Palayamkottai, Tirunelveli 627003
• Tirupathi: Door No 2/89, 1st Floor, Tiruchanur Road, Sreenivasapuram, Tirupathi 517503 • Tirupur: Muthu Plaza,1st Floor 320, Avanashi Road, Tirupur 641602 • Trichy: Bus Plaza,2nd Floor.Front No.5-G, Lawsons Road, Contonment, Trichy 620001
• Udaipur: First Floor, Madhubani, 2-C, Madhuban, Above ICICI Bank, Udaipur 313001 • Udipi: Shree MAA Enclave, Shivalli Village, Kadivali Ward, Udupi Manipal Main Road, Udupi 576102 • Valsad: 2nd Floor, Shop No.216, Trade Centre, Station Road,
Valsad. 396001 • Vapi: Shop No.19 & 20, 1st Floor, Walden Plaza, Imran Nagar, Opp. to shoppers stop Daman - Silvassa Road, Vapi 396191 • Varanasi: Flat no.7, 2nd Floor, Rama Kunj, C-32-22/17 Ram Singh Rana Nagar Colony, Cantt Sigra Road,
Varanasi 221002 • Vijayawada : # 40-1-126, First Floor, Vasanth Plaza, Chandramoulipuram, Benz Circle, Vijayawada 520010 • Visakhapatnam: D NO 47-10-13, 1st Floor, Redanam Regency, Near Diamond Park, Dwaraka Nagar, Vishakapatnam
530016 • Warrangal: H.NO : 15-1-422/A/B, 2nd Floor, S.V.S Legend, Beside Industrial Estate Kaman, S.V.P Road, Warangal 506002 • Yamuna Nagar: SCO-103, 1st Floor, Sector 17,HUDA Jagadhari By Pass Road, Jagadhari, Yamunanagar 135001.
For BNP Paribas Overnight Fund and BNP Paribas Money Plus Fund
AMC INVESTOR SERVICE CENTRES : Mumbai : 2nd Floor, French Bank Building, 62, Homji Street, Fort, Mumbai - 400 001. Bengaluru : Unit no. 205, 2nd Floor, West Wing - Raheja Tower, 26-27, M G Road, Bangalore - 560 001. Chennai : Unit
No.202 , 2nd Floor, Prince Towers, Door Nos. 25 & 26, College Road, Nungambakkam, Chennai - 600 006. Hyderabad : ABK Olbee Plaza, No. 502, 5th Floor, A-2-618/8 & 9, Road No. 1 & 11, Banjara Hills, Hyderabad - 500 034. Kolkata : Office no. 304, 3rd
Floor, Central Plaza, 2/6 Sarat Bose Road, Kolkata 700 020. New Delhi : 8th Floor, Dr. Gopal Das Bhawan, 28 Barakhamba Road, New Delhi - 110 001. Pune : Office No. A-4, Fourth Floor, Deccan Chambers 33/40, Erandwana, Karve Road, Pune - 411 004.
Ahmedabad : 302, 3rd Floor, VIVA complex, Near Parimal Garden, Ellisbridge, Ahmedabad - 380 006.
SBFS CUSTOMER CARE CENTRES : Ahmedabad: 104, First Floor, Shivam Complex, Nr. Silicon Tower, Opp. National Handloom Law Garden, Ellisbridge, Ahmedabad 380006 • Bangalore: # 186 1st Cross, 2nd Floor, Hosur Main Road, Wilson
Garden, Bangalore 560027 • Baroda: 518 & 519, Centre Point, R C Dutt Road Alkapuri, Baroda 390005 • Bhubaneshwar: 2nd Floor, Banadev Bhawan, A/108, Saheed Nagar, Khurda Dt, Bhubaneshwar 751007 • Chandigarh: S C O No.11, 1st Floor, Sector
26, Madhya Marg, Chandigarh 160019 • Chembur: Flat No. 313, Swastik Chambers 3rd Floor, Sion-Trombay Road, Chembur, Mumbai 400071 • Chennai: Ground Floor, 19, Patullos Road, Chennai 600002 • Coimbatore: No. 62, First Floor, Time Square,
Balasundaram Road, A.T.T. Colony, (Near RTO Office), Coimbatore 641012 • Durgapur: Sri Chaitanya Complex, 2nd Floor, Bengal Ambuja Phase II, Ambetkar Sarani, City Centre, Durgapur 713216 • Ernakulam: 1st Floor, Welfare Services Centre,
Ponnurunni, Vytilla PO, Ernakulam 682019 • Hyderabad: D.No.6-3-57/1, 408-410, Diamond Block, 4th Floor, Lumbini Rockdale Compound, Somajiguda, Hyderabad 500082 • Indore: Plot No.2, 2nd Floor, Vijay nagar, A.B Road, Opp. Metro Tower,
Indore. 452010 • Jaipur: 205,2nd Floor, Sangam Towers, Church Road, OFF. M I Road, Jaipur 302001 • Kanpur: 622, 6th Floor,63/2, City Centre The Mall (city centre) Kanpur 208001 • Kolkata: P-175(G+4) Building, Lake Town Block - B, Lake Town,
Kolkata 700089 • Lucknow: G-6 A, Upper Ground Floor, Sky HI Chambers, 11/5, Park Road, Lucknow 226001 • Ludhiana: S C O-13,1st Floor, Shanghai Towers, Feroz Gandhi Market, Ludhiana 141001 • Madgaon: Shop No. F30 D Block, 1st Floor, Alfran
Plaza, Panaji, Goa, Goa 403601 • Madurai: 37, Krishna Rao Tank Street,(TVS Co-operative Store) Madurai, 625001 • Mangalore: 2nd Floor, Krishna Prasad Bldg., Above Pabbas Ice Cream Parlour, Nr. Mangalore City Corporation, Lal Bagh, Mangalore
575003 • Mumbai: No: 114, 1st floor, Commerce House, 140, Nagindas Master Road, Fort, Mumbai 400023 • Nagpur: 110-111,Shri Mohini Complex, Opp. Kasturchand Park 345, Kingsway Road, Nagpur 440001 • New Delhi: 605, Sixth Floor 'Ashoka
Estate Building’, 24, Barakhamba Road, New Delhi 110001 • Patna: 403 A, 404 A, 4th Floor, Kaushalya Estate, Dak Bungalow Crossing, Patna Bihar 800001 • Pune: 1st Floor, 'Mantri Vertex' Law College Road, Pune 411004 • Surat: No.607, 6th Floor,
21st Century Business Centre, Near Udhna Darwaja, Ring Road, Surat 395002 • Vijayawada: # 40-1-126, First Floor, Vasanth Plaza, Chandramoulipuram, Benz Circle, Vijayawada 520010 • Visakhapatnam: D NO 47-10-13, 1st Floor, Redanam
Regency, Near Diamond Park, Dwaraka Nagar, Vishakapatnam 530016
16
COMMON APPLICATION FORM
Please read the Instructions before completing this Application Form
App. No.
DISTRIBUTOR / BROKER INFORMATION To treat this application as “DIRECT” please do not leave the below fields blank [refer instruction 1(b)]
Name and AMFI Reg. No.
Sub Agent’s Name and AMFI Reg. No.
Bank Serial No.
SBFS Serial No.
Sub-Broker Code
ARN-
ARN - 11770
EUIN
E020436
(As allotted by ARN holder)
I/We hereby confirm that the EUIN box has been intentionally left blank by me/us as this is an “execution-only”
transaction without any interaction or advice by the employee/relationship manager/sales person of the above
distributor or notwithstanding the advice of in-appropriateness, if any, provided by the employee/relationship
manager/sales person of the distributor and the distributor has not charged any advisory fees on this transaction
SIGNATURE(S)
Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor.
First / Sole Applicant / Guardian
/ POA Holder / Authorised Signatory
Third Applicant / Guardian
/ POA Holder
Second Applicant / Guardian
/ POA Holder
any one of the below)
1. TRANSACTION CHARGES (Please ü
ZERO BALANCE FOLIO
I am a first time investor across all mutual funds (` 150 will be deducted as transaction charges for transaction of ` 10,000 and more)
I am an existing investor in mutual funds (` 100 will be deducted as transaction charges for transaction of ` 10,000 and more)
Zero Balance
Invest Now
Please tick the appropriate box as applicable. Please tick the first box only if you are a first time investor across all the mutual funds in India.
2. EXISTING UNITHOLDER INFORMATION (The details in our records under the Folio No. mentioned below will only be considered for this application.)
Folio No.
Unitholder's Name
3. PAN & KYC DETAILS (Mandatory, as per SEBI Regulations)
(See Instruction 2bi & bii on page 13)
PAN
Proof Enclosed (3
)
PAN card
KYC Confirmation
Date of Birth*
First / Sole Applicant
D
D
M
M
Y
Y
Y
Y
Second Applicant
D
D
M
M
Y
Y
Y
Y
Third Applicant
D
D
M
M
Y
Y
Y
Y
Guardian**
D
D
M
M
Y
Y
Y
Y
PoA Holder
D
D
M
M
Y
Y
Y
Y
* Required for First holder / Mandatory for Minor
** If the Sole / First Applicant is a Minor then state Guardian’s PAN Number
4. APPLICANT'S INFORMATION
Name of Sole / First Applicant (First / Middle / Last Name)
Mr.
Ms.
M/s
Minor
Mr.
Ms.
M/s
Others
Others
Name of Second Applicant
Mr.
Ms.
M/s
Others
Name of Third Applicant
Mr.
Ms.
M/s
Others
Name of Guardian (in case of Minor) OR Contact Person (in case of Non-individual Investors) / POA Holder
Minor's Relationship with Guardian
Father
Mother
Mode of Holding (please 3
)
Single
Joint
Occupation (please 3
)
Professional
Service
Status of Sole/First Applicant
#
Anyone or Survivor (# Default, in case of more than one applicant and not ticked)
Individual
Firm
(please 3
)
Legal Guardian
Business
HUF
Trust
Housewife
Company
Society/Club
Retired
Student
FIIs
Partnership
Agriculture
NRI-Repatriation
Body Corporate
Others _____________________________________________
NRI-Non Repatriation
On behalf of Minor
Bank
Proprietorship
Others __________ (please specify)
Status of Second Applicant (please 3
)
Individual
NRI-Repatriation
NRI-Non Repatriation
On behalf of Minor
Others __________ (please specify)
Status of Third Applicant (please 3
)
Individual
NRI-Repatriation
NRI-Non Repatriation
On behalf of Minor
Others __________ (please specify)
Address for Correspondence (P.O. Box Address is not sufficient)
City
State
STD Code
Pin Code (Mandatory)
Extn.
Tel. Off.
Mobile
Fax
Tel. Resi.
E-Mail
Default mode of communication
If you wish to receive all communication from us via post or other means, please 3
here
(See Instruction 1g on page 13)
Kindly ensure that the e-mail address and telephone numbers mentioned above are those of the First Unitholder. These details shall be used for all communications.
Invest online @
www.bnpparibasmf.in
I/We would like to register for online transaction facility. (Please use the I-PIN Agreement form attached in this document)
Overseas Address (P.O. Box Address is not sufficient)
Mandatory for NRI/FII Applicant
5. UNITHOLDING OPTION :
Physical Mode
Demat Mode (Physical mode is the default mode of holding in case demat account details are not provided.) (See Instruction 1f on page 13)
DEMAT ACCOUNT DETAILS - (Please ensure that the sequence of names as mentioned in the application form matches with that of the account held with any one of the Depository Participant. Demat Account details
are compulsory if demat mode is opted above. In case the form is not filled, the default option will be physical mode).
National
Securities
Depository
Limited
Central
Depository
Securities
Limited
Depository Participant Name
Depository Participant (DP) ID
Beneficiary Account Number
Enclosure (Any one is Mandatory) :
ACKNOWLEDGEMENT SLIP
Client Investor Master (CIM)
Depository Participant Name
Depository Participant (DP) ID
Demat Account Statement
App. No.
(To be filled in by the Applicant)
Application form received for purchase of units, subject to realization, verification and conditions
Mr./Ms/M/s.
Instrument No.
Dated
Drawn on Bank
Account No.
Amount (Rs.)
Scheme / Plan / Option
ISC Stamp, Date & Signature
(MANDATORY)
6. INVESTMENT & PAYMENT DETAILS - Separate Cheque / DD / Fund Transfer instruction required for investment in each Scheme / Plan / Option
Scheme Name
BNP Paribas
Please refer instruction no. 4 f on page 15.
Plan
Option (please 3
)
Dividend
Payout ~
Growth*
)
Dividend Mode (please 3
Reinvest
Investment Amount
Daily$ Dividend
Weekly$ Dividend
`
Mode of Payment
Monthly Dividend**
Quarterly Dividend
Cheque / DD No.
Cheque
Demand Draft
Dated
DD charges, if any
Fund Transfer
Half Yearly Dividend
D
D
M
M
Annual Dividend
Y
Y
Y
Y
`
Drawn on Bank
A/c. No.
Branch
* Default Option if not ticked. ** Default Dividend Option if not ticked, except in BNP Paribas Flexi Debt Fund where default option is Quarterly Dividend Option, BNP Paribas Bond Fund and BNP Paribas Government Securities
Fund where the default Dividend Option is Annual Dividend Option. $ Compulsory Dividend Re-investment except for BNP Paribas Money Plus Fund (details provided in SID & KIM). ~ Default mode except for BNP Paribas
Government Securities Fund, where reinvestment is the default mode.
7. FOR THIRD PARTY PAYMENT (As specified on page 14)
Third Party Name
)
KYC Acknowledgement attached (Please 3
PAN
Relationship with applicant
8. BANK ACCOUNT DETAILS (Mandatory, as per SEBI Regulations)
(See Instruction 3 on page 14)
A/c. No.
A/c. Type (Please 3
)
Savings
Current
NRE
NRO
FCNR
Bank Name
Address
City
Branch
Pin Code (Mandatory)
This is a 9 Digit No. next to your Cheque No.
IFSC code will be mentioned on your cheque
leaf, else please contact your bank.
MICR Code
RTGS / IFSC Code
NEFT / IFSC Code
All Redemption / Dividend Payouts will be payable to the First Applicant at the City and Bank Account details mentioned above via electronic credit.
)
I / We want to receive redemption/ dividend proceed by cheque / demand draft. (Please 3
9. NOMINATION - MANDATORY, even if no intention to nominate. Minor & PoA holder cannot nominate and should not fill this section.
1. I/We do not wish to nominate.
SIGNATURE(S)
First / Sole Applicant
Second Applicant
(See Instruction 5 on page 15)
Third Applicant
2. Having read and understood the instruction for Nomination, I / We hereby nominate the person(s) more particularly described hereunder in respect of the Units under the Folio held
by me/us in the event of my death
Nominee
Name
Date of Birth in case # Percentage of
Nominee is minor Allocation/Share
Relationship
with Applicant
Nominee
Signature
Nominee 1
Nominee 2
Nominee 3
Nominee 1
Nominee 2
Nominee 3
Address
# Please indicate the percentage of allocation / share for each of the nominees in whole numbers only without any decimals making a total of 100 per cent. If the percentage allocation is not mentioned or is left blank or
is Ambiguous then the AMC shall apply the default option of equal distribution among the multiple designated Nominees.
If Nominee is a Minor, details of the Guardian required : Name and Address of the Guardian
City
State
Not Mandatory
Pin Code (Mandatory)
Signature of Guardian
Guardian's relationship with the Minor Nominee
10. POWER OF ATTORNEY (PoA) HOLDER DETAILS
Mr.
Ms.
M/s
(If the investment is being made by a Constituted Attorney please furnish the details of PoA Holder)
Name of PoA Holder
Others
Enclosed ( 3
)
PAN card proof
PAN
KYC Confirmation proof
Signature of (PoA) Holder
11. DECLARATION & SIGNATURES
If NRI, (please 3
)
Repatriation basis
Dated
D
D
M
M
Non-Repatriation basis
Y
Y
Y
Y
SIGNATURE(S)
Having read and understood the contents of the Statement of Additional Information / Scheme Information Document of the Scheme of BNP Paribas Mutual Fund, I / We hereby apply to BNP Paribas
Mutual Fund for units of the Scheme and agree to abide by terms and conditions, rules and regulation of the Scheme. I / We have neither received nor been induced by any rebate or gifts, directly or
indirectly in making this investment. I / We hereby declare that I am / we are not a US person, within the meaning of the United States Securities Act, 1933, as amended from time to time; and that I am /
we are not applying on behalf of or as proxyholders of a person who is a US person. I/We hereby declare that I am/ We are competent under the applicable laws and duly authorised where required, to
make this investment in the above mentioned scheme. I/We hereby confirm that the proposed investment is being made from known, identifiable and legitimate sources of funds /income of mine/the
HUF/ the Company/Trust/ Partnership only and I am / we are the rightful beneficial owner(s) of the funds and the resulting investments therefrom. The abovementioned investment does not involve and
is not designed for the purpose of any contravention or evasion of any Act, Rules, Regulations, Notifications or Directions or of the provisions of any law in India including but not limited to The Income Tax
Act, the Prevention of Money Laundering Act, 2002, The Prevention of Corruption Act, 1988 and/or any other relevant rules/ guidelines notified in this regard or applicable laws enacted by the
Government of India / any other regulatory body from time to time. I / we hereby understand and agree that if any of the aforesaid disclosures made/ information provided by me/us is found to be
contradictory or non-reliable to the above statements or if I / we fail to provide adequate and complete information, the AMC / Mutual Fund / Trustees reserve the right to reject the application / withhold
the investments made by me / us and/or make disclosures and report the relevant details to the competent authority and take such other actions as may be required to comply with the applicable law as
the AMC/ Mutual Fund/ Trustees may deem proper at their sole option. The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him for
the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us.
I hereby confirm that BNP Paribas Mutual Fund/BNP Paribas Asset Management India Private Limited and its empanelled brokers/distributors has/have not given any indicative portfolio and indicative
yield in any manner whatsoever.
Applicable to NRIs only : I / We confirm that I am / We are Non-Resident of Indian Nationality / Origin and I / We hereby confirm that the funds for subscription have been remitted from abroad through
normal banking channels or from funds in my / our Non-Resident External / Ordinary Account / FCNR Account.
First / Sole Applicant / Guardian
/ POA Holder / Authorised Signatory
BNP Paribas Asset Management India Private Limited
BNP Paribas House, 1 North Avenue,
Maker Maxity, Bandra Kurla Complex, Bandra (East),
Mumbai - 400 051, Maharashtra, India.
Toll Free: 1800 102 2595 • Web : www.bnpparibasmf.in
E-mail: customer.care@bnpparibasmf.in
Second Applicant / Guardian
/ POA Holder
Third Applicant / Guardian
/ POA Holder
For any further queries / correspondence, please contact :
Sundaram BNP Paribas Fund Services Limited
UNIT: BNP Paribas Mutual Fund
Central Processing Center, RR Towers II, III Floor,
Thiru Vi Ka Industrial Estate, Guindy, Chennai 600 032.
Toll Free: 1800 102 2595 • Email Id: cs.bnppmf@sundarambnpparibasfs.in
COMMON APPLICATION FORM FOR SIP (SYSTEMATIC INVESTMENT PLAN)
Please read SIP Instructions before completing this Application Form
App. No.
DISTRIBUTOR / BROKER INFORMATION To treat this application as “DIRECT” please do not leave the below fields blank [refer instruction 1(b)]
Name and AMFI Reg. No.
Sub Agent’s Name and AMFI Reg. No.
Bank Serial No.
SBFS Serial No.
ARN-
ARN - 11770
Sub-Broker Code
EUIN
(As allotted by ARN holder)
E020436
SIGNATURE(S)
Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor.
I/We hereby confirm that the EUIN box has been intentionally left blank by me/us as this is an “execution-only”
transaction without any interaction or advice by the employee/relationship manager/sales person of the above
First / Sole Applicant / Guardian
Second Applicant / Guardian
Third Applicant / Guardian
distributor or notwithstanding the advice of in-appropriateness, if any, provided by the employee/relationship
/ POA Holder / Authorised Signatory
/ POA Holder
/ POA Holder
manager/sales person of the distributor and the distributor has not charged any advisory fees on this transaction
any one of the below)
1. TRANSACTION CHARGES (Please ü
ZERO BALANCE FOLIO
I am a first time investor across all mutual funds (` 150 will be deducted as transaction charges for transaction of ` 10,000 and more)
I am an existing investor in mutual funds (` 100 will be deducted as transaction charges for transaction of ` 10,000 and more)
Zero Balance
Invest Now
Please tick the appropriate box as applicable. Please tick the first box only if you are a first time investor across all the mutual funds in India.
2. EXISTING UNITHOLDER INFORMATION (The details in our records under the Folio No. mentioned below will only be considered for this application.)
Folio No.
Unitholder's Name
3. PAN & KYC DETAILS (Mandatory, as per SEBI Regulations)
PAN
(See Instruction 2bi & bii on page 13)
For Micro SIP Applications
Proof Enclosed (3
)
PAN card
KYC Confirmation
Supporting Document Type
Date of Birth*
Reference Number
First / Sole Applicant
Second Applicant
Third Applicant
Guardian**
PoA Holder
** If the Sole / First Applicant is a Minor then state Guardian’s PAN Number
D
D
M
M
Y
Y
Y
Y
D
D
M
M
Y
Y
Y
Y
D
D
M
M
Y
Y
Y
Y
D
D
M
M
Y
Y
Y
Y
D
D
M
M
Y
Y
Y
Y
* Required for First holder / Mandatory for Minor
4. APPLICANT'S INFORMATION
Name of Sole / First Applicant (First / Middle / Last Name)
Mr.
Ms.
M/s
Minor
Mr.
Ms.
M/s
Others
Others
Name of Second Applicant
Mr.
Ms.
M/s
Others
Name of Third Applicant
Mr.
Ms.
M/s
Others
Name of Guardian (in case of Minor) OR Contact Person (in case of Non-individual Investors) / POA Holder
Minor's Relationship with Guardian
Father
Mother
Mode of Holding (please 3
Single
)
Joint#
Anyone or Survivor (# Default, in case of more than one applicant and not ticked)
)
Occupation (please 3
Service
Status of Sole/First Applicant
(please 3
)
Business
Professional
Individual
Firm
Legal Guardian
HUF
Trust
Housewife
Retired
Company
Society/Club
Student
FIIs
Partnership
Agriculture
Others _____________________________________________
NRI-Repatriation
Body Corporate
NRI-Non Repatriation
On behalf of Minor
Bank
Proprietorship
Others __________ (please specify)
)
Status of Second Applicant (please 3
Individual
NRI-Repatriation
NRI-Non Repatriation
On behalf of Minor
Others __________ (please specify)
Status of Third Applicant (please 3
)
Individual
NRI-Repatriation
NRI-Non Repatriation
On behalf of Minor
Others __________ (please specify)
Address for Correspondence (P.O. Box Address is not sufficient)
City
State
STD Code
Pin Code (Mandatory)
Extn.
Tel. Off.
Fax
Tel. Resi.
Mobile
E-Mail
Default mode of communication
If you wish to receive all communication from us via post or other means, please 3
here
(See Instruction 1g on page 13)
Kindly ensure that the e-mail address and telephone numbers mentioned above are those of the First Unitholder. These details shall be used for all communications.
Overseas Address (Required for NRIs/FIIs applicants in addition to mailing address) (P.O. Box Address is not sufficient)
Mandatory for NRI/FII Applicant
5. UNITHOLDING OPTION :
Physical Mode
Demat Mode (Physical mode is the default mode of holding in case demat account details are not provided.) (See Instruction 1f on page 13)
DEMAT ACCOUNT DETAILS - (Please ensure that the sequence of names as mentioned in the application form matches with that of the account held with any one of the Depository Participant. Demat Account details
are compulsory if demat mode is opted above. In case the form is not filled, the default option will be physical mode).
National
Securities
Depository
Limited
Central
Depository
Securities
Limited
Depository Participant Name
Depository Participant (DP) ID
Beneficiary Account Number
Enclosure (Any one is Mandatory) :
Client Investor Master (CIM)
Depository Participant Name
Depository Participant (DP) ID
Demat Account Statement
ECS / STANDING INSTRUCTION DEBIT BANK ACCOUNT DETAILS (MANDATORY) (Please read Terms & Conditions)
Name of the A/c Holder as in Bank Records
I / We
hereby authorise BNP Paribas Mutual Fund/BNP Paribas Asset Management India Private Limited and their
authorised service providers, to debit my/our following bank account by ECS (Debit Clearing) / Direct Debit / Standing Instruction for collection of SIP payments as per Terms and Conditions
Name of Bank & Branch
City
Savings
A/c. Type (Please 3
)
SIP Auto Debit Date
D
D
Current
Cash Credit
Enrolment Period From
D
D
NRE
M M
NRO
Y
Y
Y
A/c No.
9 Digit MICR Code
Y
To
D
D
M M
Mandatory Enclosure
Y
Y
Y
Y
Frequency
AUTHORISATION OF BANK ACCOUNT HOLDER [To be signed by Account Holder(s)]
SIGNATURE(S) (As in Bank Records)
This is to inform that I/We have registered for the RBI's Electronic Clearing Service (Debit Clearing) / Direct Debit /Standing Instruction and that my payment towards my
investment in BNP Paribas Mutual Fund shall be made from my/our below mentioned bank account with your bank. I/We authorise the representative carrying this ECS
(Debit Clearing) / Direct Debit / Standing Instruction mandate Form to get it verified & executed. I/We hereby declare that the particulars given above are correct and express
my willingness to make payments referred above through participation in ECS (Debit Clearing) / Direct Debit /Standing Instruction. If the transaction is delayed or not
effected at all for reasons of incomplete or incorrect information, I/ We would not hold the user institution responsible. I / We will also inform BNP Paribas Mutual Fund/ BNP
Paribas Asset Management India Limited, about any changes in my bank account. I/ We have read and agreed to the terms and conditions mentioned overleaf.
Account Number
Banker's Attestation (For Bank use only): Certified that the signature of account holder
and the details of bank account and its MICR code are correct as per our records.
ACKNOWLEDGEMENT SLIP
Copy of Cancelled Cheque
Instalment Amount `
First Account Holder
Second Account Holder
Third Account Holder
Signature of Authorised Official
from Bank (Bank Stamp and Date)
App. No.
(To be filled in by the Applicant)
Application form received for purchase of units, subject to realization, verification and conditions
Mr./Ms/M/s.
Instrument No.
Dated
Drawn on Bank
Account No.
Amount (Rs.)
Scheme / Plan / Option
Frequency
ISC Stamp, Date & Signature
6. SIP INVESTMENT & PAYMENT DETAILS
Scheme Name
Separate Cheque required for investment in each Scheme / Plan / Option
(First Payment by Cheque Only) – Cheques to be drawn in favour of the Scheme / Plan applied for
(MANDATORY)
BNP Paribas
Please refer instruction no. 4 f on page 15.
Plan
Option (please 3
)
Dividend Daily$ Dividend Weekly$ Dividend
Monthly Dividend** Quarterly Dividend Half Yearly Dividend
Annual Dividend
Growth*
Dividend Mode (please 3
)
)
Reinvest
Payout ~ Frequency (please 3
Weekly SIP
Monthly# SIP
Quarterly# SIP (Calendar Quarter i.e., January, April, July and October)
SIP Date
Weekly SIP: 1st, 7th, 15th and 25th
Monthly and Quarterly SIP (Please 3
any one only):
1st
7th
15th
25th (of the month)
M M
Y Y Y Y To D D
M M
Y Y Y Y
OR
Till instruction to discontinue the SIP is submitted
From D D
No. of Instalments
Enrolment Period
Each SIP Amount
`
No. of Instalments
Total Amount `
First SIP Instalment via : Cheque No.
Drawn on Bank & Branch
City
A/c No.
SECOND AND SUBSEQUENT INSTALMENT DETAILS
SIP / SI THROUGH AUTO-DEBIT (ECS) - Please fill up SIP Auto Debit (ECS) Facility Form on the reverse
SIP THROUGH POST-DATED CHEQUES
Total Cheques
Cheque No. From
To
Dated From
Drawn on Bank & Branch
City
D
D
M M
Y
Y
Y
To
Y
D
D
M M
Y
Y
Y
Y
A/c No.
* Default Option if not ticked. ** Default Dividend Option if not ticked, except in BNP Paribas Flexi Debt Fund where default option is Quarterly Dividend Option, BNP Paribas Bond Fund and BNP Paribas Government Securities
Fund where the default Dividend Option is Annual Dividend Option. $ Compulsory Dividend Re-investment except for BNP Paribas Money Plus Fund (details provided in SID & KIM). ~ Default mode except for BNP Paribas
Government Securities Fund, where reinvestment is the default mode. # ECS facility available
7. FOR THIRD PARTY PAYMENT (As specified on page 14)
Third Party Name
KYC Acknowledgement attached (Please 3
)
PAN
Relationship with applicant
8. BANK ACCOUNT DETAILS (Mandatory, as per SEBI Regulations)
(See Instruction 3 on page 14)
A/c. No.
A/c. Type (Please 3
)
Savings
Current
NRE
NRO
FCNR
Bank Name
Address
City
Branch
Pin Code (Mandatory)
This is a 9 Digit No. next to your Cheque No.
IFSC code will be mentioned on your cheque
leaf, else please contact your bank.
MICR Code
RTGS / IFSC Code
NEFT / IFSC Code
All Redemption / Dividend Payouts will be payable to the First Applicant at the City and Bank Account details mentioned above via electronic credit.
)
I / We want to receive redemption/ dividend proceed by cheque / demand draft. (Please 3
9. NOMINATION - MANDATORY, even if no intention to nominate. Minor & PoA holder cannot nominate and should not fill this section.
1. I/We do not wish to nominate.
SIGNATURE(S)
First / Sole Applicant
Second Applicant
(See Instruction 5 on page 15)
Third Applicant
2. Having read and understood the instruction for Nomination, I / We hereby nominate the person(s) more particularly described hereunder in respect of the Units under the Folio held
by me/us in the event of my death
Nominee
Name
Date of Birth in case # Percentage of
Nominee is minor Allocation/Share
Relationship
with Applicant
Nominee
Signature
Nominee 1
Nominee 2
Nominee 3
Nominee 1
Address
Nominee 2
Nominee 3
# Please indicate the percentage of allocation / share for each of the nominees in whole numbers only without any decimals making a total of 100 per cent. If the percentage allocation is not mentioned or is left blank
then the AMC shall apply the default option of equal distribution among the multiple designated Nominees.
If Nominee is a Minor, details of the Guardian required : Name and Address of the Guardian
City
State
Not Mandatory
Pin Code (Mandatory)
Signature of Guardian
Guardian's relationship with the Minor Nominee
10. POWER OF ATTORNEY (PoA) HOLDER DETAILS
Mr.
Ms.
M/s
(If the investment is being made by a Constituted Attorney please furnish the details of PoA Holder)
Name of PoA Holder
Others
Enclosed* ( 3
)
PAN card proof
PAN
KYC Confirmation proof
Signature of (PoA) Holder
11. DECLARATION & SIGNATURES
If NRI, (please 3
)
Repatriation basis
Dated
D
D
M
M
Non-Repatriation basis
Y
Y
Y
Y
SIGNATURE(S)
Having read and understood the contents of the Statement of Additional Information / Scheme Information Document of the Scheme of BNP Paribas Mutual Fund, I / We hereby apply to the Trustee of BNP Paribas Mutual
Fund for units of the Scheme and agree to abide by terms and conditions, rules and regulation of the Scheme. I / We have neither received nor been induced by any rebate or gifts, directly or indirectly in making this
investment. I / We hereby declare that I am / we are not a US person, within the meaning of the United States Securities Act, 1933, as amended from time to time; and that I am / we are not applying on behalf of or as
proxyholders of a person who is a US person. I/We hereby declare that I am/ We are competent under the applicable laws and duly authorised where required, to make this investment in the above mentioned scheme.
I/We hereby confirm that the proposed investment is being made from known, identifiable and legitimate sources of funds /income of mine/the HUF/ the Company/Trust/ Partnership only and I am / we are the rightful
beneficial owner(s) of the funds and the resulting investments therefrom. The abovementioned investment does not involve and is not designed for the purpose of any contravention or evasion of any Act, Rules,
Regulations, Notifications or Directions or of the provisions of any law in India including but not limited to The Income Tax Act, the Prevention of Money Laundering Act, 2002, The Prevention of Corruption Act, 1988 and/or
any other relevant rules/ guidelines notified in this regard or applicable laws enacted by the Government of India / any other regulatory body from time to time. I / we hereby understand and agree that if any of the
aforesaid disclosures made/ information provided by me/us is found to be contradictory or non-reliable to the above statements or if I / we fail to provide adequate and complete information, the AMC / Mutual Fund /
Trustees reserve the right to reject the application / withhold the investments made by me / us and/or make disclosures and report the relevant details to the competent authority and take such other actions as may be
required to comply with the applicable law as the AMC/ Mutual Fund/ Trustees may deem proper at their sole option. The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any
other mode), payable to him for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us. I/ we hereby also declare that I/we do not have any existing
Micro SIPs which together with the current application will result in aggregate investments exceeding Rs 50,000 in a financial year.
I hereby confirm that BNP Paribas Mutual Fund/BNP Paribas Asset Management India Private Limited and its empanelled brokers/distributors has not given any indicative portfolio and indicative yield in any manner
whatsoever.
I/We undertake to keep sufficient funds in the funding account on the date of execution of standing instruction. I hereby declare that the particulars given above are correct and complete. If the transaction is delayed or not
effected at all for reasons of incomplete or incorrect information, I would not hold the Mutual Fund or the Bank responsible. If the date of debit to my/ our account happens to be a non business day as per the Mutual Fund,
execution of the SIP will happen on the day of holiday and allotment of units will happen as per the Terms and Conditions listed in the Offer Document of the Mutual Fund. Bank shall not be liable for, nor be in default by
reason of, any failure or delay in completion of its obligations under this Agreement, where such failure or delay is caused, in whole or in part, by any acts of God, civil war, civil commotion, riot, strike, mutiny, revolution,
fire, flood, fog, war, lightening, earthquake, change of Government policies, Unavailability of Bank's computer system, force majeure events, or any other cause of peril which is beyond Bank’s reasonable control and which
has the effect of preventing the performance of the contract by the Bank. I/We acknowledge that no separate intimation will be received from Bank in case of non-execution of the instructions for any reasons whatsoever.
Applicable to NRIs only : I / We confirm that I am / We are Non-Resident of Indian Nationality / Origin and I / We hereby confirm that the funds for subscription have been remitted from abroad through normal banking
channels or from funds in my / our Non-Resident External / Ordinary Account / FCNR Account.
First / Sole Applicant / Guardian
/ POA Holder / Authorised Signatory
BNP Paribas Asset Management India Private Limited
BNP Paribas House, 1 North Avenue,
Maker Maxity, Bandra Kurla Complex, Bandra (East),
Mumbai - 400 051, Maharashtra, India.
Toll Free: 1800 102 2595 • Web : www.bnpparibasmf.in
E-mail: customer.care@bnpparibasmf.in
Second Applicant / Guardian
/ POA Holder
Third Applicant / Guardian
/ POA Holder
For any further queries / correspondence, please contact :
Sundaram BNP Paribas Fund Services Limited
UNIT: BNP Paribas Mutual Fund
Central Processing Center, RR Towers II, III Floor,
Thiru Vi Ka Industrial Estate, Guindy, Chennai 600 032.
Toll Free: 1800 102 2595 • Email Id: cs.bnppmf@sundarambnpparibasfs.in
AGREEMENT
For Online Transaction Facility &
Receipt of Account Statements By Email
Please read the terms & conditions of Internet Personal Identification Number (I-PIN) on this page before signing the application form. Investors are requested
to complete this form and send it to your nearest office of BNP Paribas Mutual Fund or Sundaram BNP Paribas Fund Services - Customer Care Centre
(hereinafter referred to as “the Registrar”). On receipt of the same, an I-PIN will be sent to you at the postal address noted in our records.
I-PIN - is a mandatory requirement for transacting online in the Schemes of BNP Paribas Mutual Fund (hereinafter referred to as “the Fund”). The I-PIN will
enable you to buy, sell or switch units and also place requests for non-financial transactions, at the click of a button.
We also offer you the facility of receiving electronic Account Statements on your below mentioned email id.
Investor Information (As per the practice, we will issue I-PIN only to one person)
Name
Folio No / s
Permanent Account No (PAN):
Mobile No.
Email Id
Agreement for Internet Personal Identification Number - I-PIN
This Agreement is made between BNP Paribas Asset Management India Private
Limited, Investment Manager to BNP Paribas Mutual Fund, having its registered
office at BNP Paribas House, 1 North Avenue, Maker Maxity, Bandra Kurla
Complex, Bandra (East), Mumbai 400 051 (hereinafter referred to as “the AMC”)
and the investor (whose details are available in this agreement form hereinafter
referred to as “the unit holder”) (hereinafter referred to as the Agreement). The
date of this agreement is indicated in the panel on Investor Information in this
form. WITNESSTH:
AND WHEREAS: The AMC offers the facility of an Internet Personal Identification
Number for the convenience of its unit holders to transact online;
AND WHEREAS: The Unitholder has indicated to avail of the I-PIN facility offered
by the AMC, subject to the terms and conditions stated in the application form
and has for this purpose, indicated to the Registrar the name of his/ her/ its Bank,
Branch account Number;
AND WHEREAS: The AMC is willing to extend the I-PIN facility to the unitholder
on the terms and conditions as set out herein;
Now THERFORE, in consideration of the mutual understanding as set forth in this
Agreement, the parties hereto agree to the following terms and conditions:
1. The I-PIN granted to the Unitholder pursuant to this Agreement shall be
communicated to the Unit holder by an email and the user id by a reliable
courier /post and entirely at the risk of the Unit holder. The AMC shall not be
held liable or responsible in any manner whatsoever, if the I-PIN falls in the
hands of the unauthorised person/s.
2. The following shall be the mode of operation of the I-PIN facility:
a) If the mode of operation is “Single” or “Anyone or Survivor”, I-PIN will be
issued to the Single investor or to the first unit holder mentioned in the
folio as the case may be.
b) If the mode of operation is “Joint”, I-PIN will be issued to the first unit
holder mentioned in the folio.
c) If the unit holder is a minor, then Natural Guardian or the Legal Guardian
shall be eligible to access online transaction facility till the minor attains
majority.
d) If the unit holder is a non-individual investor like company, an
institution/trust or body corporate, the authorized signatories registered
in our records may designate any one of the authorised signatory to
access online transaction facility.
The AMC reserves the right to call for additional information that may be
required by the AMC from time to time.
3. The Unitholder may access the following services through the internet, using
the I-PIN facility,
a) Purchase including switch in/ additional purchase of existing folios
b) Redemption including switch out
c) Access to NAV information
d) Access to balance information Print Account Statements for the previous
and current financial year in a client - independent standard format;
e) Viewing portfolio & transaction inquiry;
f) Links to the other Internet/web-sites of the Fund;
g) Ability to email service requests to the Transfer Agent
The unit holder hereby agrees and confirms that the services mentioned
hereinabove are only inclusive list and the AMC / Fund may add or remove
any services it may in its absolute discretion decide, which services the unit
holder may use the PIN facility to access and utilize.
4. The AMC/ Fund / Registrar will take best efforts to keep its website updated
on a daily basis so as to provide most current information to unitholders.
However, the Unitholder agrees that because of technical issues, it is possible
that the website may not be functioning or updated, at times. The Unitholder
also agrees that the look and feel of the Web screen and outputs there from
may differ based on the nature of the software used by the unitholder to
browse the website.
5. The AMC/ Fund/ Registrar shall take best efforts to protect security of the
data placed on the Internet. However, the AMC may disclose in strict
confidence to the other institutions any personal information as may be
reasonably in order to comply with any legal directive, for fraud prevention,
statutory reporting, audits or as may be required by regulatory authorities
from time to time.
6. The AMC/ Fund/ Registrar shall ask the Unitholder for his /her/its I-PIN and
Folio Number before accepting instructions on behalf of the AMC. The AMC/
Fund/ Registrar may wherever required in the interest of the Unit holder, may
request additional confirmation including fax on the instructions received
and shall not act until the further confirmation and additional confirmation
is received from the Unitholder. In case, if the additional confirmation is sent
via fax then fax indemnity provision stated in the SID shall also be applicable.
7. The Unit holder shall be responsible for safekeeping of the PIN and shall not
disclose his / her /its I-PIN to any person and shall take all possible care to
prevent discovery of the PIN by any person. The Unit holder shall not use
his/her/its PIN after the disclosure of the same to any third party. In the event
of accidental disclosure of the PIN to any third party or if the unitholder
forgets his password, the Registrar may at the request of the unitholder and
at it absolute discretion issue to the Unitholder a new I-PIN on these terms
and conditions or under such terms and conditions, as the AMC/ Fund/
Registrar may deem fit. The Unitholder shall be fully liable to the AMC/ Fund/
Registrar for every transaction entered into using the I-PIN facility, whether
with or without the knowledge of the Unitholder. The Unitholder hereby
agrees to not hold the AMC/ Fund/ Registrar responsible for any liability,
whatsoever against misuse of the I-PIN wherein the unitholder may have
incurred a loss / damage.
8. The AMC/ Fund/ Registrar shall not be liable at all for any misuse if any, of any
data placed on the Internet, by third parties “hacking” or unauthorized
access of the servers or system breakdown or system failure by the AMC or
the service providers. The Unit holder shall be solely responsible for
ensuring adequate security measures to help prevent unauthorized access or
use of the facility to their transactions and bank accounts and the AMC / the
Fund / the Registrar shall not be liable of for any such unauthorized access
and protection of his computer against any computer virus.
9. The AMC/ Fund/ Registrar may in its absolute discretion decide not to carry
out any such transaction where the AMC/ Fund/ Registrar has reason to
believe that the instructions are not genuine or are unclear or are such to raise
a doubt, or are otherwise improper or there is ground to believe that the same
is in contravention of any statute / laws in India and cannot be put into effect.
10. The Unitholder shall at all times indemnify the AMC/ Fund/ Registrar, its
officers, employees, successors and assigns from and against all actions,
proceedings, claims and demands whatsoever for or on account of or in
relation to any unauthorized use of the I-PIN and from and against all
damages, costs, charges and expenses in respect thereof, unless the same is
caused by gross negligence, bad faith or willful default on the part of the
AMC/ Fund/ Registrar.
11. The Unitholder acknowledges and agrees that the AMC/ Fund/ Registrar do
not guarantee or warrant that Unitholder will not experience any downtime
or disruptions in its use of the Service. In the event of such downtime or
disruption, the AMC/ Fund/ Registrar shall use commercially reasonable
efforts to reinstate accessibility and operability. The AMC/ Fund/ Registrar
may restrict, suspend, or terminate investor’s access to and use of the
Service at any time, without notice or liability. The Unitholder agrees that its
right to use the Service is non-exclusive, revocable, non-transferable, and
non-sub licensable.
12. The AMC shall not be held liable or responsible for any failure to perform any
of its obligations under this Agreement if the performance is prevented,
hindered or delayed by a Force Majeure Event and in such case its obligations
shall be suspended for so long as the Force Majeure Event continues. Force
Majeure Event” includes any event due to any cause beyond the reasonable
control of either party including, without limitation, unavailability of any
communication system including Internet, legal restraints, faults in
telecommunication network or network failure, software or hardware error,
breach or virus in the processes or payment mechanism, sabotage, fire, flood,
explosion, acts of God, civil commotion, strikes or industrial action of any
kind, riots, insurrection, war, acts of government, computer hacking,
unauthorized access to computer data and storage devices, computer
crashes, breach of security and encryption codes.
13. The Unitholder agrees to be bound by any terms of use, disclosures, or
disclaimer as displayed by the Registrar and its service providers and that
unitholder may affirmatively click through to accept the same. The Investor’s
use of the Services shall be subject to the terms and conditions of any
applicable agreements between Registrar, Service Providers and the
AMC/Fund and /or investor. The Unit holder confirms and agree that he shall
at all times be bound by any modification and/ or variation made to the terms
and conditions hereof and as notified on the website. The Fund shall not send
any individual notices to the Unit holder of any of the modification and /or
variations that have been notified on the website.
14. Unitholder shall not: (A) access or use the Service for any purpose
inconsistent with the substance and terms of this Agreement; (B) introduce
into the Service any code, virus or mechanism that would impair the Service
or AMC’s /Fund system, computers or software; (C) use the Service to gain
unauthorized access to any system or database; (D) sublicense or otherwise
transfer or make available Investor’s access to the Service to any third party
that is not an Authorized person; (E) disclose to any third party non-public
information relating to the content or operations of the Service, which
information is confidential and proprietary to the Registrar however the AMC
/ Registrar / the Fund is entitled to disclose any information or particulars
pertaining to the unit holder to any statutory authorities, auditors or as may
be required under any law; or (F) remove or obscure any of the Registrars or
any Service Provider’s trademarks, service marks, or markings of copyright
or patent rights contained in the Service.
15. All records of the AMC / the Fund / the Registrar whether in electronic form,
magnetic medium, documents or otherwise with respect to instructions
received for use of this facility or instructions received through use of this
facility shall be conclusive evidence of such instructions and shall be binding
on the unit holder. In case of any discrepancy in the details of any
transactions carried out in respect of unit holder’s account, the unit holder
shall intimate the AMC / the Fund/ Service provider within 10 calendar days
of receipt of account statement or information thereof, failing which the
transaction will be deemed to be correct and accepted by the unit holder.
16. This Agreement shall be effective for a continuous period unless terminated
in accordance with the terms of this Agreement.
17. The unit holder may terminate the I-PIN facility by, making an application
(hereinafter referred to as “the said application”) to the AMC/ Fund/ Registrar
in writing and signed by her/ him along with other Joint Holders, if the unit
holder wishes to terminate this agreement and disable the PIN. The AMC/
Fund shall disable the User ID and the PIN granted to such joint unit holders
at any time within a period of 10 business days from the date of receipt of the
said application.
18. The AMC/ Fund is authorized to terminate the PIN facility without prior notice
on the occurrence of any event, which in the sole opinion of the AMC/ Fund
may have a material adverse impact on the designated account or on the
operations of the AMC/ Fund including but not limited to:
•
Non compliance of terms and conditions of this agreement
•
Death, insolvency, bankruptcy of the unit holder
•
Any other cause arising out of operation of law
•
Closing of unitholder’s account
•
Such other reason(s) as the AMC/ Fund may, in its sole and absolute
discretion deem proper
•
Receipt of a written application from a Joint Unitholder for termination.
19. For the purpose of interpretation, an event having a material abuse impact
shall include any event, which in the opinion of the AMC / Fund shall impact
the reputation of the Fund, its functioning any potential losses to the AMC/
Fund. However, any electronic transactions received by the AMC/ Fund/
Registrar through the I-PIN allocated to the unitholder before the disabling
of the PIN facility shall be considered to be a valid instruction to the AMC/
Fund/ Registrar to execute such online transaction.
20. All notices, requests and other communications to any Party hereunder shall
be in writing and shall be given to AMC at the address stated above. The AMC
/ the Fund / Registrar shall send such communication on address available in
the records. Each such notice, request or communication shall be effective if
delivered by air courier service, 72 hours after such communication is
delivered to the courier service, shipping charges paid and properly
addressed, and if given by any other means, when delivered at the address
specified herein.
21. The PIN and all the transactions carried out through PIN are subject to SEBI
(Mutual Funds) Regulations, 1996 as amended from time to time, these
terms and conditions, other applicable laws, rules and regulations issued by
the Government of India and the provisions of scheme related documents
read with various addenda issued from time to time.
22. In the case of any disputes, the matter will be referred to arbitration at the
first instance and settled through arbitration proceedings as per the rules of
the Indian Arbitration and Conciliation Act, 1996. The Place of Arbitration will
be at Mumbai. The Courts in Mumbai shall have jurisdiction over all disputes
arising out of or in respect of this Agreement.
IN WITNESS WHEREOF, the parties to this Agreement have caused these presents to be executed as of the day and year first above written.
Signed by
First Holder
Second Holder
Third Holder
Signed for & on behalf of Fund
THIRD PARTY PAYMENT DECLARATION (Should be enclosed with each payment)
Payments by
: Parent/Grand-Parents/Related Persons Other than the Registered Guardian
Payments to
: To a Minor Folio only; In consideration of: Natural love and affection or as gift only
Maximum Value : Not Exceeding Rs 50,000/- (each regular purchase)
Application and Payment Details (All details below are Mandatory, including relationship, PAN & KYC):
Application Form No.
Folio No.
Beneficial Minor's Name
Investment Amount in `
Dated
Payment Cheque No.
D
D
M
M
Y
Y
Y
Y
Cheque Drawn on Bank
Cheque Drawn on A/c No.
Declaration and Signatures:
Parent/Grand-Parents/Related Persons Other than the Registered Guardian
Guardian of Minor, as registered in the Folio
Name
Relationship with Minor
Income Tax PAN
KYC Acknowledgement
Attached (Mandatory for any amount)
Attached (Mandatory for any amount)
I hereby declare and confirm the minor stated above is the beneficial
owner of the investment details mentioned above and I am providing
the funds for these investments on account of my natural love and
affection or as gift from my bank account only.
Declaration
I confirm that I am the legal guardian of the Minor, registered in folio
and have no objection to receiving these funds on behalf of the Minor.
Signature
Contact Number
BANKER’S CERTIFICATE in case of Demand Draft / Pay Order / Any Other pre-funded instrument:
To whomsoever it may concern, we hereby confirm the following details regarding the instrument issued by us:
Instrument Details:
Instrument Type
Demand Draft
Pay Order / Banker’s Cheque
Instrument Number
Date
Investment Amount in `
In Favour of / Favouring
Payable At
Details of Bank Account Debited for issuing the instrument:
Account Type
Bank Account No.
Account Holder Details
Name
Income Tax PAN
1.
2.
3.
If the issuing Bank branch is outside India:
We further declare that we are registered as a Bank/branch as mentioned below:
Under the Regulator
Name of the Regulator
In the Country
Country Name
Registration No.
Registration Number
We confirm having carried out necessary Customer Due Diligence with regard to the Beneficiary and to the source of the funds received from him, as per the
standards of Anti-Money Laundering laws and other applicable relevant laws in our country
Branch Manager/Declarant(s)
Signature
Name
Bank & Branch Seal
Address
City
Country
State
Postal code
Contact Number :
Important Note: It is clarified that the bankers certificate suggested above is recommendatory in nature, as there may be existing Bank Letters / Certificates / Declarations, which will confirm
to the spirit of the requirements, if all required details are mentioned in the certificate.
SIP - INSTRUCTIONS
1. The SIP Enrolment Form should be completed in English and in Block Letters only. Please
tick () in the appropriate box (o
), where boxes have been provided. The SIP Enrolment Form,
complete in all respects, should be submitted to any of the Official Points of Acceptance of
Transactions.
2. A single SIP Enrolment Form can be used for one Scheme / Plan / Option / SIP Date only.
Investor should use separate forms for more than one Scheme / Plan / Option.
3. Existing unit holders a re required to submit only the SIP Enrolment Form. Existing unit holders
should note that unit holders’ details and mode of holding (single, jointly, anyone or survivor)
will be as per the existing folio number.
4. New investors who wish to enroll for SIP are required to fill the SIP Application Form. New
investors are advised to read the Combined Scheme Information Document carefully before
investing. The Key Information Memorandum(s) / Combined Scheme Information Docu ment
are available with the ISCs / distributors.
5. To start an SIP, an investor has to provide the specified number of postdated cheques in
advance, for the minimum amount for the facility chosen by the investor (as given in instruction
no. 8). The 1st cheque can be of any date but the subsequent cheques should be of the same
amount and same date. The enrolment form should reach atleast 30 days before the due date
at any of the Official Points of Acceptance of Transactions.
6. Currently, the schemes eligible for the SIP facility are as follows:
• BNP Paribas Equity Fund (BNPPEF) • BNP Paribas Dividend Yield Fund (BNPPDYF)
• BNP Paribas Tax Advantage Plan (ELSS) (BNPPTAP) • BNP Paribas Mid Cap Fund (BNPPMCF)
• BNP Paribas Monthly Income Plan (BNPPMIP) • BNP Paribas Flexi Debt Fund (BNPPFDF)
• BNP Paribas Bond Fund (BNPPBF) • BNP Paribas Income and Gold Fund (BNPPIGF)
• BNP Paribas Short Term Income Fund (BNPPSTIF) • BNP Paribas Money Plus Fund (BNPPMPF)
• BNP Paribas Government Securities Fund (BNPPGSF)
7. Under SIP the investor of BNPPEF, BNPPMIP, BNPPOF, BNPPDYF, BNPPTAP, BNPPSDF, BNPPFDF,
BNPPMCF, BNPPCIF, BNPPMPF and BNPPBF can for a continuous period of time invest a fixed
amount at regular intervals for purchasing additional Units of the Scheme(s) at the Applicable
NAV, subject to applicable Load.
8. SIP offers investors the following three facilities :
i) Weekly Systematic Investment Facility (WSIF) :
ii) Monthly# Systematic Investment Facility (MSIF) :
iii) Quarterly# Systematic Investment Facility (QSIF) :
# ECS / Auto debit / SI facility available.
* In case of BNPPTAP an investor under WSIF or MSIF or QSIF must invest a minimum of
Rs. 500 and in multiples of 500 thereafter.
9. The minimum application amount for SIP will be as follows:
(i) Weekly Systematic Investment Facility (WSIF): Rs. 500/- and in multiples of Re.1/thereafter on a weekly basis by providing in advance a minimum of 10 post-dated cheques,
for a block of 10 weeks.
(ii) Monthly # Systematic Investment Facility (MSIF): Rs. 500/- and in multiples of Re.1/thereafter on a monthly basis by providing in advance a minimum of 10 post-dated
cheques, for a block of 10 months.
(iii) Quarterly # Systematic Investment Facility (QSIF): Rs. 500/- and in multiples of Re.1/thereafter on a quarterly basis by (i.e., January, April, July, October) providing in advance a
minimum of 10 post-dated cheques, for a block of 10 qua rters.
# ECS / Auto debit / SI facility available. The minimum investment amount required under SIP
facility of BNP Paribas Tax Advantage Plan (ELSS) for WSIF or MSIF or QSIF will be Rs. 500 and in
multiples of Rs. 500 thereafter.
Investors should note that the standing instruction for SIP {including Post Dated Cheque (PDC)
or Auto Debit ECS} shall be such that the criteria of minimum application amount of that
particular scheme in which investment is intended shall be complie d with.
10. Post-dated cheques for SIP should be dated 1st, 7th, 15th and 25th of a month under WSIF. For
MSIF it should be either 1st or 7th or 15th or 25th of a month or first month of each quarter
under QSIF (e.g. 1st or 7th or 15th or 25th of January, April, July and October). In case the date
falls on a Non-Business Day or falls during a book closure period, the immediate next Business
Day will be considered for the purpose of determining the applicability of NAV subject to the
realization of cheques. Units will be allotted on the above applicable dates. If both from date
and SIP date is not ticked in the SIP investment application, 7th of every month shall be
considered as default SIP date.
11. Applicable Load Structure for SIP (For All Schemes:)
Entry Load : Nil
The provisions of Exit Load as applicable to the normal investments as on the date of
enrollment will be applicable to fresh SIP investments.
12. Separate SIP Enrolment Forms are required to be filled for WSIF, MSIF and QSIF.
13. The cheques should be drawn in favour of the respective “Scheme / Plan / Option” and crossed
“A/c Payee Only” and must be payable at the locations where applications are submitted at the
Official Points of Acceptance of Transactions. Unit holders must write the SIP Enrolment Form
number, if any, on the reverse of the cheques accompanying the SIP Enrolment Forms.
Outstation cheques will not be accepted and applications accompanied by such cheques are
liable to be rejected. No cash, money orders or postal orders wi ll be accepted.
14. Returned cheque(s) will not be presented again for collection. In case of bouncing of cheque/ no
credit receipt for SIP for 3 consecutive times, such SIP application shall be cancelled.
15. Investors have the right to discontinue the SIP facility at any time by sending a written request
to any of the Official Points of Acceptance of Transactions. Such notice should be received at
least 14 days prior to the due date of the next cheque. On receipt of such request , the SIP facility
will be terminated and the remaining unutilised post-dated cheque(s) will be returned to the
investor.
16. The enrolment period of SIP will be as per the instruction given by the investor. Incase it is
instructed to continue SIP “Till instruction to discontinue the SIP is submitted” investors will have
to submit SIP cancellation request to discontinue the SIP. Incase of any ambiguity in enrolment
period or if the end date of SIP is not mentioned, the default period for SIP will be 5 years.
17. Incase of minor application, AMC will register standing instructions till the date of the minor
attaining majority, though the instructions may be for a period beyond that date. Prior to minor
attaining majority, AMC shall send advance notice to o the registered correspondence address
advising the guardian and the minor to submit an application form along with prescribed
documents to change the status of the account to “major”. The account shall be froze n for
operation by the guardian on the day the minor attains the age of majority and no fresh
transactions shall be permitted till the documents for changing the status are received.
18. The Trustee / AMC reserves the right to change / modify the terms of the SIP. The above load
structure will be in force till further notice. This load structure is subject to change and may be
imposed / modified prospectively from time to time, as may be decided by the Trustee / AMC
from time to time.
19. If no start dat e is mentioned by the investors, the SIP will be registered to start from a period
after 30 days from the date of submission of the application form.
ELECTRONIC CLEARING SYSTEM (ECS) / AUTO DEBIT / STANDING INSTRUCTION (SI) - TERMS & CONDITIONS
SIP payment through Electronic Clearing System (ECS) / Auto Debit / Standing Instruction (SI) of the Reserve Bank of India (RBI)
1. This facility is offered to the investors having bank accounts in select cities mentioned below.
The bank branch through which you want your SIP Auto-Debits to take place should be a
participant in local MICR Clearing.
2. SIP Auto-Debit Facility is offered to you using RBI’s Electronic Clearing System (ECS) / Auto Debit
/ Standing Instruction (SI) for effecting SIP payments. By opting for this facility, you agree to
abide by the terms and conditions of ECS / Auto debit / SI Facility of Reserve Bank of India.
3. New investors need to submit:
a. SIP Application Form for the chosen Scheme duly filled in
b. Completed SIP Auto Debit Facility Form
c. Cheque for the First Installment of the SIP
d. Cancelled copy of the cheque of the bank whose details have been mentioned in the ECS/
Auto debit bank account.
4. These details have to be submitted at least 30 days before the first SI P installment date. In
addition all the other corporate/ other documents as mentioned in the common application
form needs to be submitted.
5. Existing investors need to mention the Folio Number and submit the following:
a. Completed SIP Auto Debit Facility Form
b. Cheque for the First Installment of the SIP
c. Cancelled copy of the cheque of the bank whose details have been mentioned in the
ECS/Auto debit bank account.
These details have to be submitted at least 30 days before the first SIP installment date.
6. Investors can opt for SIP on a monthly or quarterly basis under the ECS / Auto debit / SI facility.
The first debit will be basis the SIP cheque. Second and subsequent SIPs shall be through the
Auto Debit route and is available only on specified dates of the month viz. 1st, 7th, 15th and
25th of a month for Monthly and Quarterly SIPs (subject to validation by your bank). In case the
chosen date falls on a Non-Business Day, the SIP will be processed on the immediate next
B usiness Day.
7. The cheque should be drawn in favour of “the respective Scheme / Plan / Option” as applicable
and crossed “A/c. Payee Only”.
8. A separate SIP Enrolment Form must be filled for each Scheme / Plans, Unit Holders must write
the Folio Number on the reverse of the Cheque accompanying the Application Form.
9. BNP Paribas Mutual Fund, its Investment Manager, Registrar and other service providers
responsible if the transaction is delayed or not effected or your bank a ccount is debited in
advance or after the specific SIP date due to various clearing cycles of ECS / Auto debit / SI.
10. BNP Paribas Asset Management India Private Limited, its registrars and other service providers
shall not be held responsible and liable for any damages / compensation / loss incurred by the
investor. For any reason whatsoever the investor assumes the entire risk of using this facility
and takes full responsibility.
11. Please refer the Key Information Memorandum for appli cable NAV, Risk Factors, Load and other
information before investing.
12. BNP Paribas Mutual Fund / AMC, reserves the right to reject any application inter alia in the
absence of fulfillment of regulatory requirements, fulfillment of requirements of the Combined
Scheme Information Document / Addendum(s) and furnishing necessary information to the
satisfaction of the Mutual Fund / AMC.
13. BNP Paribas Asset Management India Private Limited and its service providers reserve the right
to disclose the details of the Investors and their transactions using the SIP Auto Debit Facility to
third parties for the purposes of verification and execution of the Auto Debit Facility as also for
the purpose of law enforcement, fraud prevention, audit and inspection requirement etc. In
case of discontinuance of business by the existing ECS / Auto debit / SI Service Provider / change
in ECS / Auto debit / SI Service Provider, the investor may be required to resubmit a completed
SIP Auto Debit Facility Form to the AMC.
14. The Investor undertakes and agrees that the SIP Auto Debit Facility requested for via this Form
is subject to acceptance of the terms and conditions mentioned in the Key Information
Memorandum / Combined Scheme Information Document.
15. If you wish to change / modify the SIP amount, you will have to submit the following documents
atleast 1 month in advance:
a. New SIP Auto Debit Facility Form with revised SIP amount
b. Letter to discontinue the SIP existing amou nt
16. If you have already an existing investor and have provided the post dated cheques and you now
wish to avail of the ECS / Auto debit / SI facility, you will need to submit the following documents
atleast 1 month in advance:
a. SIP Auto Debit Facility Form
b. Letter to discontinue and return the existing post dated cheques.
17. In case of rejection of SIP form for any reason whatsoever, the Mutual Fund will not
accept/entertain any request for refund of proceeds of first cheque that would have been
processed.
18. Investors agree that the AMC may discontinue the SIP facility for any investor / folio at its
discretion and can advise bank to cancel SI incase one or more debits are rejected and funds
not received for any reason.
Instructions applicable to Standing Instructions (SI)
1. The facility of giving Standing Instruction (SI) is available only to the investors having bank
account with HDFC Bank Limited.
2. The facility of SI shall be available to opt all the frequencies of SIP i.e. weekly, monthly & quarterly.
3. Investors should submit the SIP application form atleast 15 working days prior to the intended
date of SIP at any of the official point of acceptance of the transactions of the Fund. If the form is
not submitted prior to atleast 15 working days, the SIP instalment shall be deducted from the
same date of the next month.
4. In case of insufficient balance in the investor’s account on the date of SIP, the transaction shall
be rejected and the AMC / Bank will not retry further to debit the amount from the investor’s
bank account.
5. Investors are requested to provide information of start date & end date of SIP clearly on the
application form. Forms will multiple tick options or forms with ambiguity shall be liable to be
rejected. Further, no alteration should be made on the SI form. Alternations, if any shall be
counter signed / authenticated by the investor, otherwise form shall be liable to be rejected.
Further, incomplete form or mutilated form shall be liabl e to be rejected.
6. Investors should note that the signature provided on the Section - “Authorisation of Bank
Account Holder” should match exactly with that of signature of the investor in the bank’s record
otherwise the bank shall reject the SI registration request.
7. Investors wishing to cancel / discontinue the SIP would need to give a written request to the
Bank / AMC / RTA stating that they wish to discontinue the SIP and request the Bank not to
deduct any further amount from their account at least 15 working days prior to the next
execution date. Forms shall be submitted at any of official point of acceptance of the
transactions of the Fund.
List of Cities for SIP Auto Debit Facility via ECS (Debit Clearing)
• Delhi • Ludhiana • Amritsar • Jalandhar • Chandigarh • Shimla • Jammu • Kanpur • Allahabad • Varanasi • Lucknow • Dehradun • Gorakhpur • Agra • Jaipur • Bhilwara • Udaipur • Jodhpur • Rajkot
• Ahmedabad • Baroda • Surat • Mumbai • Panjim • Pune • Solapur • Kolhapur • Nasik • Aurangabad • Nagpur • Indore • Bhopal • Gwalior • Jabalpur • Raipur • Hyderabad • Tirupati • Vijayawada
(also covers Guntur, Tenali & Mangalgiri) • Nellore • Vizag • Kakinada • Bangalore • Mysore • Mangalore • Hubli • Chennai • Pondicherry** • Trichy** • Madurai** • Salem** • Erode** • Coimbatore**
• Tirupur** • Calicut • Trichur • Cochin • Trivendrum • Kolkata • Burdwan • Durgapur • Siliguri • Bhubaneshwar • Guwahati • Patna • Jamshedpur • Ranchi • Dhanbad • Asansol • Jamnagar • Udupi
• Gadag • Belgaum • Shimoga • Bijapur • Cuttack • Raichur • Gulbarga • Bikaner • Davangeree • Mandya • Gangtok • Anand • Kota • Bhavnagar • Tirunelveli** • Hassan • Tumkur##
**Please note that for locations in Tamil nadu, the transactions will be processed through Chennai RECS.
##
Please note that for Tumkur, the transactions will be processed through Bangalore RECS. Going forward for these locations refer to the MICR list published.
The cities in the list may be modified / updated / changed / removed at any time in future entirely at the discretion of BNP Paribas Mutual Fund without assigning any reason or
prior notice. If any city is removed from the list, SIP instructions for investors in such cities via ECS (Debit) route will be discontinued without prior notice.
PRODUCT LABELING BASED ON RISK PROFILE
EQUITY SCHEMES
BNP Paribas Equity Fund (An open-ended Equity Scheme)
This product is suitable for investors who are seeking*:
1. Wealth Creation in long term
2. Investments in diversified and actively managed portfolio of
equity and equity related securities with bias to large cap and
mid cap companies.
3. High Risk (Brown)
BNP Paribas Dividend Yield Fund (An open-ended Equity Scheme)
This product is suitable for investors who are seeking*:
1. Wealth Creation in long term
2. Investments in actively managed portfolio of equity and equity
related securities, primarily being high dividend yield stocks.
3. High Risk (Brown)
BNP Paribas Tax Advantage Plan (ELSS)
(An open-ended Equity Linked Tax Savings Scheme)
This product is suitable for investors who are seeking*:
1. Wealth Creation in long term
2. Investments in diversified and actively managed portfolio of
equity and equity related securities across market
capitalisation along with income tax rebate.
3. High Risk (Brown)
BNP Paribas Mid Cap Fund (An open-ended Equity Scheme)
This product is suitable for investors who are seeking*:
1. Wealth Creation in long term
2. Investments in companies in middle and small capitalization
segment.
3. High Risk (Brown)
DEBT SCHEMES
BNP Paribas Monthly Income Plan (An open-ended Income
Scheme. Monthly Income is not assured and is subject to the
availability of distributable surplus)
This product is suitable for investors who are seeking*:
1. Regular income and capital appreciation in long term
2. Investments primarily in Debt and Money Market Instruments
for regular returns & in equity and equity related securities for
capital appreciation.
3. Medium Risk (Yellow)
BNP Paribas Income and Gold Fund
(An open-ended Debt Scheme)
This product is suitable for investors who are seeking*:
1. Regular income and capital appreciation in long term
2. Investments in debt and money market securities, along with
investments in Gold Exchange Traded Funds.
3. Medium Risk (Yellow)
BNP Paribas Flexi Debt Fund (An open-ended Income Scheme)
This product is suitable for investors who are seeking*:
1. Regular income in long term
2. Investment in debt and money market Instruments.
3. Medium Risk (Yellow)
BNP Paribas Money Plus Fund (An open-ended Income Scheme)
This product is suitable for investors who are seeking*:
1. Regular income in short term
2. Investments in portfolio comprising of debt & money market
instruments and derivatives.
3. Low Risk (Blue)
BNP Paribas Short Term Income Fund
(An open-ended Income Scheme)
This product is suitable for investors who are seeking*:
1. Regular income in short term
2. Investments debt & money market instruments.
3. Medium Risk (Yellow)
BNP Paribas Bond Fund (An open-ended Income Scheme)
This product is suitable for investors who are seeking*:
1. Capital appreciation and regular income in long term
2. Investment in debt and money market Instruments.
3. Medium Risk (Yellow)
BNP Paribas Government Securities Fund
(An open-ended debt scheme)
This product is suitable for investors who are seeking*:
1. Capital appreciation and regular income in long term
2. Investment in portfolio of government securities.
3. Medium Risk (Yellow)
LIQUID SCHEME
BNP Paribas Overnight Fund (
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*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Note: Risk is represented as:
(BLUE) Please understand
that the principal will
be at low risk
(YELLOW) Please understand
that the principal will
be at medium risk
(BROWN) Please understand
that the principal will
be at high risk