Ginny Jackson
IPF- Kilpatrick
12/7/10
Citadel Checking Accounts



Standard Account: No minimum balance, no monthly maintenance fee, debit reward
points, free PC banking with bill payer
Star Account: Low minimum interest, debit reward points, unlimited global ATM usage,
free PC banking with bill payer
Star Premier Account: Higher minimum balance needed, higher interest earned, debit
rewards, free checks, free identity theft protection, unlimited global ATM usage, free
debit card, free PC and bill payer.
First Keystone Community Bank:



Free Basic Checking: No Minimum Balance, No Monthly Service Fee, Unlimited Check
Writing, STAR ATM/DEBIT Card with No Annual Fe, Overdraft Protection Limit of $300,
Cashline Available Depending on Approval, First Order of Basic Checks are Free
Interest Checking: $500.00 Minimum to Open, No Service Charge with a Minimum
Balance of $500.00Earn Interest Monthly on Balances of $500.00Unlimited Check
Writing, First Order of Basic Checks are Free, STAR® ATM/DEBIT Card with No Annual
Fee, Overdraft Protection Limit of $500.00, Cashline Available Depending on Credit
Approval
Preferred Checking: Designed for Those 59 1/2 or Older, No Minimum Balance, No
Monthly Service Charge, Unlimited Check Writing, Free Basic Checks, Free Trust
Consultation, Overdraft Limit of $300.00STAR® ATM/DEBIT Card with No Annual Fee,
Cashline Available Depending on Credit Approval
TD Bank:

Convienece Checking: No minimum daily balance requirement for first year, then $100,
$15 monthly maintenance fee waived if you meet the minimum daily balance
requirement, No minimum initial deposit required to open account, Free first order of
checks

Relationship Checking: Combined statement for all accounts, $20,000 combined minimum
daily balance including deposit and/or outstanding loan balances (excluding
mortgage),Earn interest,$25 monthly maintenance fee waived if you meet the combined
minimum daily balance, No minimum initial deposit required to open account, Earn more
interest when you sweep excess funds into a higher interest savings account, Transfer fees
waived for overdraft protection services, Free checks
Ginny Jackson
IPF- Kilpatrick
12/7/10

Value Checking: Basic Checking for a low monthly fee, No minimum daily balance
requirement, $3 monthly maintenance fee,8 checks allowed per statement cycle, then
$0.50 per check No minimum initial deposit required to open account, Free first order of
checks
PNC Bank:

Free Checking: No minimum balance requirement, No monthly service charge,
Reimbursement of non-PNC ATM fees with a $2,000 minimum average monthly balance

Performance Checking: Free global ATM usage Interest paid on balances Interest rate
bonuses on select CDs Free Identity, Theft Reimbursement Insurance2, This account
requires an average monthly balance of $2,500 or greater to avoid the monthly service
charge
Sovereign Bank:

Premier Checking: Interest-bearing checking with our highest checking account interest
rate, No monthly fee with $15,000 or more in combined balances in checking, savings,
money market savings, CDs, IRAs, investments, or loans1 (otherwise, $30), Free checks2

Classic Banking: Low minimum balance requirement, No monthly fee with a $500
average daily balance (otherwise, $5), No per-check charge
Preferred Checking: Interest-bearing checking, No monthly fee with direct deposit or
qualifying balances1 (otherwise, $15), Free Graystone-style checks
