From Pastor Luhring…… 1. 2. 3. Joyful in hope – even when things go wrong, hang on to your hope in God and it will give you joy. Patient in affliction – remain patient because you know God will use whatever you are going through for your good. Faithful in prayer – when tough times, come you have a choice: you can either pray continually or you can panic. You can either be on your knees giving it all to God, or you can give up. The Epistle February 2011 Vol. 63 #2 St. John Lutheran Church and School Defiance, Ohio PASTOR LUHRING’S SERMON SCHEDULE PURPOSE STATEMENT February 12/13 Intimacy With God Jn 15:12-16 February 19/20 Spiritual Reproduction Matt 28:20 February 26/27 A Love For People Jn 13:34-35 Worshipping God’s Name… Teaching God’s Word… Living with Christian Values… Caring with God’s Love Donald L. Luhring, Pastor Joshua Schmidt, Pastor 655 Wayne Avenue Defiance, Ohio 43512 419-782-5766 Fax: 419-782-0954 E-mail: sjl@defnet.com Web Site: www.stjohndefiance.com From Pastor Luhring. . . . . INVITE FRIENDS TO CHURCH PASTORS’ SERMONS: Please extend an invitation to your unchurched family members and friends to attend services with you. Many people say that they did not attend a church service “Because nobody invited me”. So invite your friends to hear God’s Word and to become a member of God’s Family. Your pastors’ sermons are designed to be contemporary and aimed for bringing God’s Word to bear on our most significant struggles and challenges of life. Because of Jesus we have hope for tomorrow, confidence in the future, light in our darkness, victory in each trial, rest when we are weary and love for a life time – for Jesus is the Light of the world. Our worship services focus on God’s story and how it can still impact lives with stronger faith today and with hope for tomorrow. Bring a friend to worship. THE FRIDAY’S IRON MEN BREAKFAST BIBLE STUDY “This We Believe” is a new study of our Lutheran Church’s position on selected topics of faith and practice. We will study information on over 50 topics: abortion, anti-Semitism, assisted suicide, charismatic teaching, participating in civic events, cloning, cohabitation, cremation, end-of-life issues, fertility treatment, gambling, immigration, intinction, lay reading of scripture, organ donation, pornography, reproductive technology, undocumented aliens, unity within the synod, etc. “Iron Men” meet at 6:30 each Friday in the Lunch Room with donuts and coffee. All men are invited to join this one-hour study Friday mornings from 6:30-7:30. You are invited! See you next Friday! Page 16 Ralph Waldo Emerson once said, “Nothing great is ever accomplished in life without enthusiasm.” You have to have a love, a passion to see something great happen. That is why you need to nurture your enthusiasm if you want to change things in your life, your family or your job. If you say, “Well, I kind of, I sort of, maybe, I want to change,” – it is not going to happen. If you say, “Well, I would like to change in my spare time," it isn't going to happen. But if you are passionate about your goals, it will then become a reality. Unfortunately, it is easy to lose your enthusiasm. So, how do you maintain your love and your enthusiasm? Speaking from personal experience, it takes more than positive thinking or site call Cybernetics. It takes God in your heart and your life. The word enthusiasm comes from two Greek words. The word “en” which means “in,” and the word theos which is the Greek word for “God”. To be enthusiastic then means to be in God. And when you get in God and when God gets in you, you have love and enthusiasm deep in your heart. The Apostle Paul tells us how to be enthusiastic in Romans 12:11-12, “Never be lacking in zeal, but keep your spiritual fervor, serving the Lord. Be joyful in hope, patient in affliction, faithful in prayer.” Continues on back page 16>>>>>>>>>>>>>> PASTORAL ACTS BAPTISMS: Stephen Leaders and Ministers STEPHEN LEADERS Pastor Donald Luhring 419-782-5766 Payton Elizabeth Bockelman January 22, 2011 DEATHS: St. John Staff Directory Marvin Kemp who died January 9 Memorial Service pending Floyd Nicely who died January 3 Received Christian funeral January 7 Penny Mueller — 419-784-3299 Rita Bergman — 419-782-4213 Faith Smith — 419-782-2073 Sheryl Frederick — 419-784-3104 Sandy Joost — 419-542-8564 STEPHEN MINISTERS Ruth Benien Dawn Grant Brian Grant Deb Hastedt Larry Joost Sharon Lynn Marilyn Reeb Wendy Hulbert Jeanette Tingle Kristina Baxter Brenda Gary Jeff Pruitt Dolena Bergman Cathy Heyman Lisa Buntain Lauren Pruitt Bill Phlipot Mary Ann Hurst Larry Wagner who died January 12 Received Christian funeral January 17 Pastor Rev. Donald Luhring 782-5766 JANUARY FOOD PANTRY STATISTICS Pastor Rev. Joshua Schmidt 782-5766 98 Families Served 335 People Served 386 Bags of Food Given $3,850 App. Worth Christian Day School Principal Mike Saxton 782-1751 Director of Youth Zech Teasdale DCE Intern 782-5766 Senior Choir Director Jan Kaiser 784-0706 GREETERS AND USHERS NEEDED There are several positions available at all services to serve as a greeter or an usher. Husband and wife teams, father and children, mother and children are encouraged to participate. If you are interested in serving in this very important ministry, please call the church office at 419-782-5766. Page 2 Page 15 VOLUNTEERS NEEDED FOR PROJECTS 1.) “The Men’s Project Team” will meet on Friday, February 4, 9:00 A.M. Friday. Come to the Lunch Room for a light breakfast and fellowship. During this time current projects will be discussed. Call Nancy Schatz if you are interested. 2.)“Phone Calling of Members” Phone calls to make caring contacts with members, listen to shut-ins, share in their struggles with illness and loneliness, etc. Calling will be done on Tuesday evenings. Call Phil Rohlf 784-0495 or the church office 782-5766. 3.)“First Impressions” Our ministry of ushering and greeting has a purpose statement: “Guests should know they matter to God and to us in the first ten minutes!” The first impression given by our greeters and by our ushers is the most important feeling a visitor or a potential new member carries out with them when they leave our services. Before they hear the message of God’s Word that every child matters to God, each visitor must know that they truly do matter to us! Call Mike Saxton, 393-2513, Jim Schatz, 784-3122, or Dr. Bill Lorenz, 782-7951 for more information! FROM PASTOR SCHMIDT Psalm 51:14-15 “Deliver me from bloodguiltiness, O God, O God of my salvation, and my tongue will sing aloud of your righteousness. O Lord, open my lips, and my mouth will declare your praise.” In Psalm 51, David is confessing his sins of adultery and murder to God. David throws himself at the mercy of God, asking for forgiveness. David also promises God that if God does deliver him from his guilt, he will sing praises and declare God’s righteousness with his mouth. God did forgive David just as He forgives each of us because of Jesus’ sacrificial death on the cross and His resurrection. We have no trouble remembering that Good News. We hear it every week in worship. We even sing aloud in praise and thanksgiving during worship. What we find difficult is declaring our praise to God outside of the church walls. We need help and strength when it comes to opening our lips to share that Good News with others. 4.)“PowerPoint Preparers” are needed to prepare the weekly orders of worship for projecting at worship services. Call the church office (7825766) or Rita Bergman (419-782-4213) if you want more information. 5.)“Clickers” for the weekend worship services. Must be dependable and have good attention span during all parts of the worship service. Call Jim Gary 395-2192 or the church office 782-5766 for more information. 6.)“Sound” people are needed to help with monitoring the sound controls in all worship services. Are you interested? 7.)“Video Taping of 11:00 service” This ministry needs someone who can learn to use a video camera and do some editing. Call the church office or Carroll Bergman 782-9086. On February 26th, St. John will be hosting a free workshop called “Equipping to Share: Everyday Evangelism.” This workshop features a guest instructor from Lutheran Hour Ministries. They will provide practical tips and helpful advice for you in the area of witnessing for your Savior. You will grow in confidence and be more willing and able to open your lips and declare God’s greatness to others. Please sign up for this wonderful opportunity for growth. Once again, this will take place Saturday, February 26, from 9 a.m.-2 p.m. Lunch is provided. See you there! In the meantime, pray the prayer that David prayed in Psalm 51. Ask God to open your lips so that your mouth will declare His praise. 8.)“Receptionists” are needed who can help for four hours either in the morning or in the afternoon at the reception desk. Please call Nancy Schatz for a job description or for more information. 9.) “Clothes Closet Helpers” are needed. For more information call Sharon Keller at 419-782-2639. This ministry directly helps many of our financial struggling families in Defiance. 10.) “Cross Training Guides” are needed to help a small group of four or five boys or girls to share their weekly highs and lows and to develop a positive mentoring relationship with them. Call Zech Teasdale at 419-782-5766. Page 14 SHUT-IN? If you have a family member, friend, or know of someone who would like a monthly home visit by Pastor Luhring or Pastor Schmidt, please call the church office at 419-782-5766. Page 3 FINANCIAL AND ATTENDANCE FOR JANUARY Jan. 2 $21,938.46 Needed Weekly to Meet Our Budget Service Offering Attendance 6:30 PM $1,771.00 78 8:00 AM $3,969.00 104 9:30 AM $3,866.00 139 11:00 AM $1,943.00 134 11:00 AM BRIDGE $1,049.00 110 DEBT REDUCTION $ 653.00 DIRECT DEPOSIT $ 60.00 SCHOOL TUITION $ 875.00 TIGERS’ DEN FEES $1,216.80 TOTALS $15,402.80 565 ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Jan. 8 & 9 Service Offering Attendance 6:30 PM $2,280.18 72 8:00 AM $2,140.00 79 9:30 AM $3,274.00 155 11:00 AM $1,714.00 106 11:00 AM BRIDGE $2,544.00 85 DEBT REDUCTION $5,326.90 DIRECT DEPOSIT $ 1.00 SCHOOL TUITION $ -0TIGERS’ DEN FEES $1,719.75 TOTALS $18,999.83 497 ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Jan. 15 & 16 Service Offering Attendance 6:30 PM $2,386.06 97 8:00 AM $1,631.00 81 9:30 AM $2,678.00 135 11:00 AM $1,628.00 98 11:00 AM BRIDGE $1,537.00 101 DEBT REDUCTION $1,448.00 DIRECT DEPOSIT $ 30.00 SCHOOL TUITION $1,020.00 TIGERS’ DEN FEES $1,465.75 TOTALS $13,823.81 512 ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Jan. 22 & 23 Service Offering Attendance 6:30 PM $1,499.00 95 8:00 AM $3,352.00 76 9:30 AM $2,609.06 128 11:00 AM $1,587.00 89 11:00 AM BRIDGE $1.068.00 104 DEBT REDUCTION $ 41.00 DIRECT DEPOSIT $ 170.00 SCHOOL TUITION $1,426.00 TIGERS’ DEN FEES $1,760.10 TOTALS $13,512.16 492 ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Page 10 Teacher In-Service - No school was held for students on Monday, January 17, but teachers attended an In-Service Training. The Early Childhood teachers participated in a training by Sandy Berlin on “Handwriting Without Tears”, while first through eighth grade teachers were involved with a training regarding child abuse (“Stewards of Children”) by Cheryl Robbins of the Child and Family Advocacy Center. Preschool and School Age Program Licensing - The Ohio Department of Education, Office of Early Learning, had a representative at St. John on Thursday, January 13, for a visitation for the purpose of relicensing the Tigers’ Den and our Preschool. The visitation was very positive and St. John was re-licensed. Kindergarten/Preschool/Tigers’ Den Open House On Thursday, February 24, an Open House will be held for all those interested in Kindergarten, Preschool or the Tigers’ Den for the 2011-2012 school year. This will allow parents a chance to start thinking about their child’s placement for a particular class or days next year. Children of a parent or parents of St. John as well as children that are currently enrolled at St. John will have first priority in the enrollment process. 2011-12 Registration - Registration for the 2011-12 school year will begin on Tuesday, March 1, for members and families with students currently attending St. John. Open registration will begin on Monday, March 14. Registration packets will be sent home in mid-February. Presidents’ Day - There will be no school on Monday, February 21. Children’s Christmas Program DVD - DVD’s for each of the three Children’s Christmas Programs (both early childhood and grades 1-8) on December 19 can now be ordered in the church office. The cost is $5.00 each. FATHER - DAUGHTER DANCE The PTL is sponsoring a Father & Daughter Dance on February 12th in the gym from 6:00 – 8:00 p.m. This is open to girls in Kindergarten thru 8th grade. Show her how special she really is fathers, uncles, grandfathers, or anyone with a special girl is invited to spend a semi-formal evening full of music, dancing, refreshments, and photos! The cost is $10.00 per child. Make checks payable to St. John Lutheran PTL. Registration forms are available in the school office. Page 7 STEPHEN MINISTRY A Great Way You Can Help a Hurting Friend Do you have a friend, neighbor, coworker, or relative who has suffered a loss or is going through a difficult time? Here's a great way you can help them--tell them about our Stephen Ministry! Stephen Ministers are members of St. John Lutheran Church who have received special training to provide high quality, confidential, one-to-one, Christian care to hurting people. Stephen Ministers meet weekly with their care receivers to listen, care, encourage, and provide emotional and spiritual support. (Males are matched with males, and females are matched with females.) The caring relationship lasts for as long as the person needs care. It's free, and it's a powerful way you can help a hurting friend. To learn how to connect someone you know with a Stephen Minister, talk with one of our Stephen Ministry Leaders: Pastor Luhring, Penny Mueller, Rita Bergman, Faith Smith, Sheryl Frederick and Sandy Joost or call the church office 419-782-5766. Our Stephen Ministers are there to care! National Lutheran Schools Week - Plans for National Lutheran Schools Week (March 6 - 12) activities are currently underway, including the Scholastic Book Fair. The National Lutheran Schools Worship Service will be on Sunday, March 6, with St. John students singing in all of the Sunday services. This year’s theme is “Securing Each Child’s Future - Making Disciples” and is based on John 8:31b-32. Springfest - The annual Springfest and Carnival and Silent Auction will be held on Saturday, March 12. Plan on attending and enjoying the fun, food, prizes, games and more. Sponsored by the St. John PTL, Springfest is an important fundraiser for that group. February 8, 2011 Dear Friend In Christ: You’re invited to attend a special presentation at St. John Lutheran Church on ministering to those coping with financial difficulties by Cecily Rohrs, - on Tuesday, March 8th from 6:30 p.m. to 9:00 p.m. Cecily Rohrs, Ridgeville Corners, has been involved in social service, in one form or another, for more than 25 years. Today, she is director of Shepherd's Circle, a volunteer group providing support and life-skills training to the needy. Her insight on poverty and how people are coping with loss of income in these tough economic times will be very helpful for all of us to understand how we can minister to the less fortunate. Thank You for Box Tops - St. John recently received a check in the amount of $919.40 for its participation in the Box Tops for Education Program, which supports the computer fund. Thanks for all of your help in making this program such a success!! TerraCycle Program- St. John recently received a check in the amount of $74.34 for its participation in the TerraCycle Program. This recycling program not only keeps trash out of the landfill but also generates cash for the school as well. Collection boxes are located in the school lunchroom for a variety of the products that can be recycled. Ms Rohrs states, “Many individuals and groups want to help those who live in poverty. The task seems almost overwhelming. So concerned people raise money, offer their best, and make suggestions all in the hope of making life better for those on the edge. Sometimes it seems nothing changes. Frustration builds and it’s easy to think our services will never make a difference. They can! They will! But we have to understand the culture. It’s only then that we can make great strides to serve those in poverty more effectively”. Come join us on March 8th from 6:30 p.m. to 9:00 p.m. in the Fellowship Room at St. John Lutheran Church, 655 Wayne Ave, Defiance, OH. Please call 419-782-5766 and sign-up to attend this continuing education presentation by the Stephen Ministry of St. John. In His Service, St. John Lutheran Stephen Ministry Page 12 Chief Good Neighbor Program - St. John recently received a check in the amount of $49.29 for its participation in the Chief Good Neighbor Program. Thanks to all that place their Chief receipts in the collection box in the cafeteria. Your help in providing support to the school in this way is truly appreciated!! Gift Card Update - Great Lakes Scrip Center announced that Target is the newest retailer to join their scrip program. Target is available in $25 and $100 cards with a 1.74% discount. Great Lakes also announced that they have discontinued the Borders/Walden Books Gift Cards. Page 5 Chief Gift Cards - Although there have been numerous requests regarding the purchase of Chief Gift Cards, St. John currently participates in the Chief Good Neighbor Program whereby sales receipts that are turned in at the school collection box can be redeemed for cash. In that Chief will allow participation in only one of the two programs, the Board of Christian Day School has researched and determined that it is more beneficial at this time to stay with the Good Neighbor Program. Since January 2005 the school has received $4634.01 through Good Neighbor. CARE NOTES School Spelling Bee - Sixth grader Nolan Lantz, St. John’s Spelling Bee champion, and fifth grader Lexi Elwood, our runner-up, advanced to the Defiance County Spelling Bee at the Ayersville Auditorium on Tuesday, January 25. Thanks to Mandy Schmidt, our Spelling Bee Coordinator, who has spent a great deal of her time in helping these students prepare. Take One – Take Heart Give One – Give Hope DIBELS Testing - Kindergarten through sixth grade students were engaged in DIBELS testing, the second in a sequence of three testing sessions this year, on January 25. DIBELS is a standardized, individual test of accuracy and fluency as a student reads a connected text. Results of each of the three testing sessions (one in the fall, one in the winter and one in the spring) for each student allows for tracking improvement in reading skills. Working Your Way Through Crisis Iowa Tests - Iowa Tests of Basic Skills will be given to all Kindergarten, first and second grade students during the week of February 28. Ohio Achievement Assessments - All students in grades 3 through 8 will be taking the Ohio Achievement Assessments during the week of April 25. Awards Assembly/Grade Cards - An Awards Assembly was held on Monday, January 24. This assembly served to recognize students for outstanding accomplishments, including perfect attendance at school, church and Sunday school, Honor Roll, and participation in the Spelling Bee during the second quarter. Students with Baptismal Birthdays during the months of December, January and February were also acknowledged. Science Fair - The St. John Science Fair was held on Friday, January 28. Kindergarten through fourth grade students did class projects, but fifth through eighth grade students focused on individual projects. Judging was done during the afternoon, with an open house for all students and parents to view the projects Friday evening, at which time the results of the judging were announced. Those fifth through eighth students who earned superior ratings will have an opportunity to move on to the District Science Fair that will be held in March. Page 6 New Care Notes have been placed in the rack in the entrance of Church. Please take one for you or give to a friend. Notes Now available: When Your Grown Child Gives Up on Church Giving Your Worries to God Living Alone Without Being Lonely Praying When You’re Worried How Forgiveness can Heal Our Lives How Faith Can Help When Bad Things Happen Living With a Problem You Can’t Solve When You Can’t Stop Worrying Finding Hope When Times Are Tough Sad Isn’t Bad When Someone You Love Dies (For Kids) When Mom and Dad Divorce-A Kid’s Resource Page 11 WINTER LUTHERAN INFORMATION CLASS The Winter Lutheran Information Class begins February 13, Sunday evening, 6:30-8:30PM. In the weeks of February through April, Pastor Luhring and Pastor Schmidt will teach this Lutheran Information Class to review our Lutheran doctrines and the basic teachings of the Bible. Consider joining this class, for personal growth in your faith and understanding of the Bible. Upon completing the class non-members are offered the opportunity to join St. John Lutheran Church and participate in the Sacrament of Holy Communion. ADULT MEN’S BASKETBALL Our youth intern, DCE Zech Teasdale, and a number of college age young men are playing basketball each week –schedule permitting. If you are interested in joining for a good workout, full court-fast break basketball, call the church office and ask for Zech, or we can just see you on Tuesdays 7:00PM – 9:00PM! It has been revealed that Pastor Joshua Schmidt has an NBA three-point shot and excellent rebounding hands to intimidate the competition!! VOLLEYBALL Our youth intern, DCE Zech Teasdale, and other eager volleyball players are playing each Thursday from 7:00 PM – 9:00 PM in the gym. Several of our members are extending an open invitation for those who would like to exercise with them! WOMEN’S BIBLE STUDY Breaking Free: The Journey, The Stories by Beth Moore is the women’s Bible study for Sisters in Christ: A Women Supporting Women Bible Study. In this DVD series, Beth leads women to discover the transforming power of freedom in Jesus Christ and to identify personal obstacles in their lives. Our group meets on the second Monday evening of each month from 6:00 to 8:00 p.m. Our next meeting is Monday, February 14, and we invite you to come for this very interesting study. Please join us in Penny Mueller’s home at 3117 Sandlewood Drive. At 6:00 we share a meal of pizza and salad provided each time. If you prefer, you may come at 7:00 for the Bible study only. We would love to see new faces. Feel free to call Penny Mueller (419-784-3299) or Judy Detter (419393-2054) for more information. Page 4 BENEFIT FOR GREG ULASZEWSKI A benefit is planned on Sunday, February 20, for Greg Ulaszewski, one of our St. John custodians, who does not have health insurance and needs to help with medical bills resulting from heart surgery. The Benefit will include breakfast, lunch and a silent auction. In August of 2010, Greg had two heart attacks and was rushed by helicopter to Toledo for emergency insertion of cardiovascular stents. He needs financial assistance with bills from this procedure as well as help with the expensive medications he now needs to take. The benefit will include breakfast/lunch, served in the St. John lunch room from 9:00 a.m. until 1:00 p.m. for a free will donation. The menu will include breakfast casserole, coffee cake, fruit, hot beef sandwiches, hot chicken sandwiches, cheesy potatoes, a variety of salads and desserts, and beverages. Also from 9:00 a.m. until 1:00 p.m., there will be a silent auction of numerous items in the Fellowship Room. High bidders will be announced at 1:30 p.m. The benefit committee is seeking volunteers to provide salads and desserts; to help with serving the meal; and to provide an item or gift certificate for the silent auction. Anyone who would like to help is asked to call one of the committee members: Jim Gary, 419-395-2192; Jenny George, 419-784-4008; Nancy Schatz, 419-782-5766; and Faith Smith, 419-419-782-2073. The deadline for auction items is February 12 and can be brought to the Church Office. Salads and desserts need to be in the Lunch Room by 9:30 Sunday, February 20. Thank you! Supplemental financial support for the benefit of up to $1,500 is being provided by the Defiance-Paulding Chapter of Thrivent Financial for Lutherans. Greg needs our help, and this is a great opportunity as a congregation to reach out to him. Thank you. Page 13 SPRINGFEST St. John’s annual Springfest Carnival and Silent Auction is coming up on March 12 from 3:00-6:00 p.m. TEN WAYS TO LEAVE A LEGACY We all seem to like top-ten lists. Here’s one that has ideas for you to consider as it relates to your possible legacy to St. John Lutheran Endowment Fund (SJLEF). 1. Prepare a will, or amend your will, to leave a gift to SJLEF in the form of a specific dollar amount or a percentage of assets. 2. Use securities, real estate or other assets for your charitable gift to SJLEF. 3. Name SHLEF as the beneficiary of your IRA or pension plan. WE CARE CARD MINISTRY 4. Purchase a charitable gift annuity naming SJLEF as beneficiary. You are invited to attend a meeting of the We Care Card Ministry of St. John on Thursday, February 10, from 7:00 to 8:30 P.M. Current card senders will discuss this ministry. They will also share their experiences with sending cards and notes to people they encourage and support. Please join us if you are interested in learning more about this ministry. 5. Name SJLEF as the beneficiary on an existing life insurance policy. 6. Purchase a new life insurance policy naming SJLEF as beneficiary. 7. Use a life estate agreement to leave your home, farm or vacation home to SJLEF. 8. Remember deceased loved ones with memorial gifts to SJLEF. 9. Encourage family members and friends to leave a gift to SJLEF in their wills. Volunteers are needed to help: donations of auction items, baked goods, and gently used stuffed animals for prizes are requested. Cakes and other baked goods are needed for the Cake Walk. Sign up in the school office! Thank you. TIME FOR A FINANCIAL CHECKUP To encourage people to examine their finances regularly When was the last time you had a financial checkup? When you hear the word checkup, what comes to mind? Most likely it’s your physical health. But checkups are just as critical to your financial health—which may be equally important. Most financial professionals recommend you get a financial checkup at least once a year. The experienced and knowledgeable financial representatives at Thrivent Financial for Lutherans can help. Thrivent Financial offers simple ways to deal with changes in your life that naturally lead to changes in your financial needs. For example, if you have a new grandchild, money you invested in a CD two years ago may now make more sense in a college savings plan. Or a recent job promotion may mean it’s finally time to start saving for retirement. 10. Ask your financial advisor, accountant and attorney to include charitable giving as part of their counsel to other clients. You could probably come up with additional legacy items. For more information on Biblical stewardship and charitable gift planning, call the church office at 419782-5766. Dave Memmer, CFP For St. John Lutheran Endowment Committee Grief Support Group Starting …. For a financial checkup or to discuss how Thrivent Financial can help you achieve your financial goals, contact Bob Heyman, Financial Representative, at 419-782-0228 or bob.heyman@thrivent.com today. Have you lost a loved one in the recent past? HUG – Helping Us Grieve – will be starting a group session Tuesday, February 1, 2011. The group will meet for 4 weeks: February 1, February 8, February 15, and February 22. Sessions begin at 7:00 pm and last about 1½ hours. The focus of the group is to provide support and understanding for the grieving process. For questions or to register, please call the church office at 419-782-5766 or Penny Mueller at 419-784-3299. Please register by Monday, January 31, 2011. Page 8 Page 9 With regular financial checkups, you can ensure you’re doing what’s necessary today to help you achieve your long-term financial goals. St. John Lutheran Clothes Closet 2010 Highlights St. John Lutheran Clothes Closet 2010 Highlights St. John Lutheran Clothes Closet continues to be a valuable ministry outreach of our congregation. During the year, about 250 bags of clothing were given out free of charge to area families in need. St. John Lutheran Clothes Closet continues to be a valuable ministry outreach of our congregation. During the year, about 250 bags of clothing were given out free of charge to area families in need. Many St. John Lutheran and community volunteers helped to sort, organize and sell clothing, spending about 70 hours per week at the Clothes Closet performing these various tasks. Thanks to these workers including: Leola Zachrich, Deb Walters, Dave Boehm, Sharon Boehm, Laurie Ryan, Jo Luderman, Marilyn Reeb, Donna Swary, Marianne Baldwin, Elaine Harris, Diane Salisbury, Wilma Beaverson, Susie Curl, Diane Moser, Sue Boesling, Lolita Wagner, Maggie Mack, Delora Duerk, Sharon Keller, Marilyn Burke, Carol Schuette, Marilyn Guilliam, Vicki Vogel, Dolena Bergman, Lucy Schaffer and Gretchen Duerk. Many St. John Lutheran and community volunteers helped to sort, organize and sell clothing, spending about 70 hours per week at the Clothes Closet performing these various tasks. Thanks to these workers including: Leola Zachrich, Deb Walters, Dave Boehm, Sharon Boehm, Laurie Ryan, Jo Luderman, Marilyn Reeb, Donna Swary, Marianne Baldwin, Elaine Harris, Diane Salisbury, Wilma Beaverson, Susie Curl, Diane Moser, Sue Boesling, Lolita Wagner, Maggie Mack, Delora Duerk, Sharon Keller, Marilyn Burke, Carol Schuette, Marilyn Guilliam, Vicki Vogel, Dolena Bergman, Lucy Schaffer and Gretchen Duerk. Additional thanks go to Fred Schuette, St. John Building Fund Treasurer for his help and the St. John Lutheran Board of Trustees for their continued maintaining of the property at 646 Wayne, where the Clothes Closet is located. Also, the Men’s Project Team at St. John did numerous work projects at the Clothes Closet. Additional thanks go to Fred Schuette, St. John Building Fund Treasurer for his help and the St. John Lutheran Board of Trustees for their continued maintaining of the property at 646 Wayne, where the Clothes Closet is located. Also, the Men’s Project Team at St. John did numerous work projects at the Clothes Closet. Approximately $19,350 was earned this year from the sale of good quality, reasonably priced merchandise. Money raised from the Clothes Closet, about $19,850, was used to help pay for various church and community projects. Here is a list of the major projects: Approximately $19,350 was earned this year from the sale of good quality, reasonably priced merchandise. Money raised from the Clothes Closet, about $19,850, was used to help pay for various church and community projects. Here is a list of the major projects: -$500 to the ‘My Gift for Kids” project -$12,500 to St. John Lutheran missions commitment -$500 for RAVEN’s ‘Back-to-School Supplies’ project -$250 for St. John Lutheran ‘Card Ministry’ program -$3500 for the new Handicapped Access -$1800 for cabinets in the church offices -$650 for playground mulch -$170 for a computer printer Thanks to all those who helped in any way to support the Clothes Closet. -$500 to the ‘My Gift for Kids” project -$12,500 to St. John Lutheran missions commitment -$500 for RAVEN’s ‘Back-to-School Supplies’ project -$250 for St. John Lutheran ‘Card Ministry’ program -$3500 for the new Handicapped Access -$1800 for cabinets in the church offices -$650 for playground mulch -$170 for a computer printer Thanks to all those who helped in any way to support the Clothes Closet. P