Smart Investing_Partners and Resources

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A partnership between the American Library Association

and the FINRA Investor Education Foundation

National and State Financial Education Resources

America Saves

America Saves works at the national, state and local levels to encourage and assist individuals to save and build wealth. For more information, visit www.americasavesweek.org

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Jump$tart Coalition for Personal Financial Literacy

Jump$tart and its state coalitions are dedicated to improving youth financial literacy by providing advocacy, research, standards and educational resources. State-by-state requirements for personal finance instruction are posted at www.jumpstart.org/state-financial-education-requirements.html

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Money Smart Week and the Federal Reserve Bank

Money Smart Week is a series of free classes and activities designed to help consumers better manage their personal finances. ALA has a partnership with the Federal Reserve Bank of Chicago to take Money Smart Week from a regional initiative to a national one. The partnership features a revamped website along with the name

Money Smart Week@your library. For details, visit www.moneysmartweek.org

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National Endowment for Financial Education

The National Endowment for Financial Education (NEFE) is a nonprofit foundation dedicated to improving the financial well-being of Americans. NEFE has developed curricula and practical money-management exercises to help build skills in classrooms and other settings. Visit www.nefe.org

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State Securities Administrators Offices

Each state has a securities administrator that provides regulatory services and resources pertaining to investor education. These agencies can often be a source for speakers. For a list of state securities agencies visit: www.nasaa.org/about-us/contact-us/contact-your-regulator/ .

State Treasurers’ Offices

State treasurers are the chief financial officers of the state and trustees of the public purse. The treasurer receives and deposits state monies, manages investments, and keeps track of budget deficits. Among Smart investing grantees, the Public Library of Youngstown and Mahoning County has developed a productive relationship with the Ohio Treasurer’s Office. For a list of state treasurers, visit www.nast.org

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US Department of Agriculture, Cooperative State Research, Education and Extension Services

The Cooperative Extension System is a nationwide, non-credit educational network. Each US state and territory has an Extension office at its land-grant university and a network of local or regional offices. These offices are staffed by one or more experts who provide practical and research-based information on personal finance and a host of other topics. Among Smart investing grantees, Ames Public Library in Iowa, for example, has partnered with the Extension office at Iowa State University to craft a marketing plan, assist with evaluation and staff training, and help build an online course. For more information about the Extension Service, visit www.csrees.usda.gov/qlinks/partners/state_partners.html

. The Extension Service also has an online learning platform at www.extension.org/personal_finance .

Personal Finance Made Easier with eXtension’s Financial Security for All

Americans struggling to make good money management decisions in a complex marketplace have a tool at their disposal. eXtension’s Financial Security for All ( www.extension.org/personal_finance ) brings the wealth of research-based university information on all aspects of achieving personal and family financial security. eXtension is an educational partnership of more than 70 land-grant universities helping Americans improve their lives with access to timely, objective, research-based information and educational opportunities.

Financial Security for All provides expert answers 24 hours a day, seven days a week to help all people:

Spend less than earnings

Avoid excess debt

Improve credit worthiness

Plan for tomorrow while keeping pace with day-to-day needs

Save and invest regularly

Protect financial identify

Check the site for:

Learning Modules: Learn anytime, anywhere about investing, retirement and estate planning, organizing household records, and teaching young people about money.

Calculation Tools: Use online tools to see how to pay down debt as quickly as possible, predict financial needs in retirement, or compare monthly payments on several kinds of mortgages.

Frequently Asked Questions : Get simple, clear answers from experts on topics such as investing, credit, insurance, retirement, consumer issues, and talking about money.

Ask an Expert : Ask your personal finance question and get a timely response via email from an

Extension personal finance expert.

Chats : Join an online chat on managing money, keeping financial records, and tax planning.

News & Upcoming Events: See a calendar of events at local, state, and national levels.

Additional Web-Based Resources

The financial literacy websites listed below are recommended for inclusion on resource lists that libraries might wish to incorporate into their web pages for Smart investing@your library ® :

Choose to Save: Essential information about retirement planning and other savings goals. www.choosetosave.org

 Currículo sobre Inversiones: Bilingual investor education curriculum from The ASPIRA Association. www.aspira.org/manuals/investments_biligual_curriculum

Dollars from Sense: Personal finance and investing information for recent graduates. www.dollarsfromsense.com

FINRA Investor Education: Resources to help consumers make smart investment decisions. www.finra.org/Investors/index.htm

Gen i Revolution: For teens, a personal finance simulation from the Council for Economic Education. www.genirevolution.org

Guide to Dispute Resolution for the Small Investor: A resource created by Pace University Law. www.finrafoundation.org/pdf/investor_disputes

Invest Native: Online investor education curriculum for Native Americans. www.investnative.org

Love Your Money: Web-based personal finance course for college students. www.loveyourmoney.org

Manage Your Money with Confidence: Personal finance resources for military service members. www.saveandinvest.org/Military/index.htm

Money Smart for Adults: Basic personal finance program from the FDIC, for ages 21 and over. www.fdic.gov/consumers/consumer/moneysmart/adult.html

Money Smart for Young Adults: Basic personal finance program from the FDIC, for ages 12 –20. www.fdic.gov/consumers/consumer/moneysmart/young.html

MyMoney.gov: The federal government’s personal finance clearinghouse for consumers. www.mymoney.gov

National Financial Capability Study: Find out how your state compares on financial literacy indicators. www.usfinancialcapability.org

Outsmarting Investment Fraud: Interactive utilities to help investors avoid fraud. www.saveandinvest.org/FraudCenter

A Few Additional Resources for Kids

Money Sense for Your Children – A Home Study Series: From the University of Nevada Cooperative

Extension http://www.unce.unr.edu/programs/sites/moneysense/

Thrive by Fi ve™: Teaching Your Preschooler about Spending and Saving: Available in English and Spanish http://www.creditunion.coop/pre_k/index.html

Money on the Bookshelf: A program for children ages 410, built around reading children’s books.

Parent guides help parents highlight the money ideas presented in the book. From the University of

Nevada Cooperative Extension http://www.unce.unr.edu/programs/sites/moneybookshelf/

Great Minds Think: A Kid's Guide to Money: A colorful, fun activity book from the Cleveland Fed, available in English and Spanish. This book is a great way to begin conversations about money. Book topics include money basics to help kids make thoughtful money choices. While learning and practicing skills related to each topic, kids are encouraged to “Ask an Adult” about the choices they’ve made. The activity book also includes a certificate so children can celebrate when they complete the activities.

Information on ordering this free resource is available at: http://www.clevelandfed.org/Learning_Center/Online_Activities/great_minds_think/index.cfm

or by calling 216-579-3188.

The US Mint : A website that includes coloring pages that you may download and print...and much more. www.usmint.gov/kids/campCoin.

Right on the Money: Talking Dollars and Sense with Parents and Kids : Developed by Penn State

University Extension and the Pennsylvania Office of Financial Education for kids ages 5 –7. Uses children's story books with money themes. Contact the Publications Distribution Center, The

Pennsylvania State University, 112 Agricultural Administration Building, University Park, PA 16802-2602

Telephone: 814-865-6713 Fax: 814-863-5560 E-mail: AgPubsDist@psu.edu

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