Presentation by Jagat Singh Negi B.D.O Kalpa

1. Housing is a fundamental human
2. Basic requirement for human survival
as well as for a decent life.
3. Provides shelter from the elements
of nature also provides protection
and privacy.
4. Beyond mere shelter every one desires a
home which gives a sense of owner ship and
promotes confidence.
5. A home ensures well being and facilitates
development supporting livelihoods & allows
social integration.
6. Home is the outcome of a deep and often
long cherished wish fulfillment
7. Major factor in molding the life and behavior
of individual contributing to formation of
character and creates the atmosphere for
human development.
Characteristics of a Good House
• It implies sufficiency of space, ease
of accessibility of minimum needs,
existence of a good environment
and guarantee of safety & stability
and should be linked to social,
livelihood & ecological
Public Housing Programme ( background)
• Started immediately after independence –Refuges(Till 1960
only 5 lacs families)
• 1957- As a part of community Development movements
providing loans up to Rs. 5000.(Only 67000 houses)
• In the 4th Plan- Scheme called house sites come construction
assistance scheme (transferred to the state sector 1974-75
• In 1985 under Nation Rural Employment Programme (NREP)
& 1983 Rural Landless Employment Guarentee programme
(RLEGP) but without any common norms.
• 1985 IAY was launched as sub scheme of RLEGP by
earmarking a part of fund for construction of houses for
SC/ST & free bonded labour.
• IAY was made independent scheme w.e.f 1st January 1996 is
now a flagship programme to provide a shelter to houseless
poor and also provide home sites to absolutely landless
poor (90:10)
Salient feature of the Scheme
• Target Group:- IAY is public housing scheme for the poor (BPL)
houseless families identified by the community through Gram
Sabha following criteria suggested time to time.
• Priority:• 1. Widows/Women headed families
2. Freed bonded laborers/rehabilitated scavengers.
3. Physically & mentally challenged persons.
4. Widows and next of kin of members of defense personal & police
forces etc.
5. Families effected by natural calamity like flood,arson or riot, SC/ST
victims of atrocity .
6. Retired Ex-service man & members of paramilitary forces (BPL).
7. Other houseless BPL families.
Component of The Scheme
• IAY has Two Components
• Assistance for construction of a new
house- Rs. 75000/-(minimum plinth
area 20 m2)
• Up gradation of kaccha house- Up to
Rs. 15000.
• Ban on contractors.
Stages of Construction & Release of
• The number of installment should not exceed three.
• 1st inst.- Land is leveled & excavation of foundation is
• 2nd inst.- On reaching lintel level.
• 3rd inst.- Complete house including sanitary/latrine is
Allotment of Houses
• Should be jointly in the name of husband & wife
except in the case of widow/ unmarried/separated
Progress monitoring through MIS
• All data regarding beneficiaries,Progress of
construction & release of funds, photographs
& inspection reports shall be placed in
IAY Board & Logo
• Each house so constructed under IAY display
board is fixed indication GOI Rural Housing
Logo, year of construction & name of
beneficiary etc.
Support Systems
• We need to put in place a robust system to provide support
services to the families constructing houses under the
scheme. This includes :1. Appropriate technology (Atleast durable for 30 years)
2. Capacity Building.
3. Fixing rates of materials.
4. Training masons.
5. Convergence
a) Toilet-NBA
b) Drinking Water-By converging State & Central Government
programmes. Wells can be constructed under MGNREGA.
c) Electricity-Rajiv Gandhi Gramin Viduytikaran Yojana.
d) Land Dev.- Using MGNREGA for Soil conservation &
protection, Bio fencing, Construction of Play ground etc.
e) Social Sector- As IAY members are BPL automatically
provide benefit of RSBY, Jan Shree Bima Yojana etc.
F Connectivity- Path ways, roads or steps
through MGNREGA.
G. Mobilizing additional resourcesi) Mobilization of DRI loans- loan upto
20000 at 4% interest rate per annum
ii) By providing Supplemantary grantsSCSP &TSP
Role of Panchayats
Panchayats which are people’s democratic institutions are in the
central place in the planning & implementation of IAY Panchayat
would play the following roles:1. Co-ordination to conduct baseline survey.
2. To make appropriate changes in permanent IAY list & to
ensure proper selection.
3. Publicity of programme in the public.
4. Arrange support services to the beneficiaries.
5. Discuss the progress of schemes in monthly meetings.
6. Assist the beneficiary in accessing material required
for construction easily and cheaply.
7. Ensure convergence of scheme.
8. Participate & carryout social audit to review implementation
of the scheme.
Rajeev Gandhi Aawas Yojana is
state sponsored Scheme and is
being implemented on the pattern
of Indra Aawas Yojana.