Key Investor Information
This document provides you with key investor information about this fund. It is not marketing material. The information is required
by law to help you understand the nature and the risks of investing in this fund. You are advised to read it so you can make an
informed decision about whether to invest.
Hume International Bond Fund, Class B Shares, a sub-fund of Hume Investment Funds plc (The ‘Fund’)
Institutional Income Class
ISIN: IE00B62SSY36
Objectives and Investment Policy
The Fund
Other Information
 Aims to preserve your capital invested and generate
income above Sterling cash deposits.
 Should be regarded as an income fund, it may not be
suitable for investors who plan to invest their money for
capital appreciation.
 Invests in a range of bonds including those issued by
governments and companies.
 Has discretion in selecting investments within its objectives
and policies.
 Detailed objectives and investment policy can be found in
the ‘Investment Objectives and Policies’ section of its
Prospectus.
 May invest anywhere globally and is not restricted by
market sectors, industries or asset classes.
 You may buy or sell shares on each day that is a business
day in Dublin, dealing deadline is 12 noon Irish time.
 Can use derivatives (financial instruments whose value is
derived from the value of other assets), with the aim of
reducing risk, cost or to generate additional growth for the
Fund.
 The minimum initial investment for this share class is
GBP 250,000.
 Will pay you income from investments twice yearly in
January and July.
Risk and Reward Profile
The Risk and Reward Indicator table demonstrates where the
Fund ranks in terms of its potential risk and reward. The higher
the rank the greater the potential reward but the greater the risk
of losing money. The shaded area in the table below shows the
Fund’s ranking on the Risk and Reward Indicator.
Higher risk
Lower risk
Potentially higher reward
1
2
3
Potentially higher reward
4
5
6
7
The risk and reward indicator may not adequately capture the
following Fund risks:
 Bond values may decrease when interest rates rise.
 Bond issuers may fail, resulting in losses to capital values
and income.
 Exchange rates changing may cause an increase or
decrease in the Fund’s value.
The Fund can use derivatives in order to meet its objectives.
This may result in gains or losses that are greater than the
amount invested.
 The risk category was calculated using historical volatility
data, based upon the methods set by European Union
rules.
 Volatility is influenced by changes in the stock market
prices, currencies and interest rates which can be affected
unpredictably by diverse factors including political and
economic events.
 The risk category may not be a reliable indication of the
future risk profile of the Fund.
 The risk category shown is not guaranteed and may shift
over time.
 The lowest category does not mean 'risk free'.
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Charges
The charges you pay are used to pay the costs of running the
Fund, including the costs of marketing and distributing it. These
charges reduce the potential growth of your investment.
One-off charges taken before or after you invest
Entry Charge
1.00%
Exit Charge
0.00%
These are the maximum charges that we might take out of your
money before it is invested and before we pay out the sale
proceeds of your investment.
Charges taken from the Fund over a year
Ongoing charges
 The entry and exit charges shown are maximum figures. In
some cases you might pay less - you can find this out from
your financial adviser / distributor.
 Switching between the sub-funds is 0% for the first two
switches in a year. Additional switches may incur a charge.
 The ongoing charge is based on the last year’s expenses
for the year ending 2012 and may vary from year to year. It
excludes the costs of buying or selling assets for the Fund
(unless these assets are shares of another fund).
 The ongoing charge figure is calculated as at
31 December 2012.
1.88%
Charges taken from the Fund under specific conditions
Performance fee
NONE
Objectives and Investment policy
Past Performance
 You should be aware that past performance is not a guide to
future performance.
 The Fund was launched on 12 July 2010.
 This share class was launched on 12 July 2010
 Performance is calculated in GBP.
 All charges and fees, except any entry, exit and switching
charge, have been included within the performance.
Source: Lipper
Practical Information
Custodian: HSBC Institutional Trust Services (Ireland) Limited.
Further Information: The Prospectus, latest annual reports
and half-yearly reports may be obtained in English free of
charge from www.humefunds.com or upon request to Hume
Capital Management Limited.
Price Publication: The latest fund prices are published at
www.humefunds.com.
Tax Legislation: The Fund is subject to the tax law and
regulation of the Republic of Ireland. Depending on your own
country of residence, this may have an impact on your personal
tax position. For further details, please speak to your financial
adviser.
Liability Statement: Hume Investment Funds plc may be held
liable solely on the basis of any statement contained in this
document that is misleading, inaccurate or inconsistent with
the relevant parts of the Prospectus for the Hume Investment
Fund plc (the 'UCITS').
Fund Structure: This document describes a sub-fund and
share class of the UCITS. The Prospectus and financial
reports are prepared for the entire UCITS. The assets and
liabilities of each sub-fund of the UCITS are segregated by law
and with that assets of this sub-fund will not be used to pay
liabilities of other sub-funds. More share classes may be
available for this and other sub-funds of the UCITS. Details
can be found in the Prospectus.
Switching between Funds: You have the right to switch from
this share class into the same or possibly other share class
types of another sub-fund. Details on switching rules can be
found in the Prospectus.
This Fund is authorised in the Republic of Ireland and is regulated by the Central Bank of Ireland. Hume Capital Management
Limited is authorised and regulated by the Financial Services Authority in the UK. The Key Investor Information is accurate as
at 30 January 2013.
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