CHAPTER 22 Futures Markets Investments, 8th edition Bodie, Kane and Marcus Slides by Susan Hine McGraw-Hill/Irwin Copyright © 2009 by The McGraw-Hill Companies, Inc. All rights reserved. Futures and Forwards • Forward - an agreement calling for a future delivery of an asset at an agreed-upon price • Futures - similar to forward but feature formalized and standardized characteristics • Key difference in futures – Secondary trading - liquidity – Marked to market – Standardized contract units – Clearinghouse warrants performance 22-2 Key Terms for Futures Contracts • • • • Futures price - agreed-upon price at maturity Long position - agree to purchase Short position - agree to sell Profits on positions at maturity Long = spot minus original futures price Short = original futures price minus spot 22-3 Figure 22.1 Futures Listings 22-4 Figure 22.2 Profits to Buyers and Sellers of Futures and Option Contracts 22-5 Table 22.1 Sample of Future Contracts 22-6 Trading Mechanics • Clearinghouse - acts as a party to all buyers and sellers – Obligated to deliver or supply delivery • Closing out positions – Reversing the trade – Take or make delivery – Most trades are reversed and do not involve actual delivery • Open Interest 22-7 Figure 22.3 Panel A, Trading without a Clearinghouse. Panel B, Trading with a Clearinghouse 22-8 Margin and Trading Arrangements Initial Margin - funds deposited to provide capital to absorb losses Marking to Market - each day the profits or losses from the new futures price are reflected in the account Maintenance or variation margin - an established value below which a trader’s margin may not fall 22-9 Margin and Trading Arrangements Continued Margin call - when the maintenance margin is reached, broker will ask for additional margin funds Convergence of Price - as maturity approaches the spot and futures price converge Delivery - Actual commodity of a certain grade with a delivery location or for some contracts cash settlement Cash Settlement – some contracts are settled in cash rather than delivery of the underlying assets 22-10 Trading Strategies • Speculation – short - believe price will fall – long - believe price will rise • Hedging – long hedge - protecting against a rise in price – short hedge - protecting against a fall in price 22-11 Basis and Basis Risk • Basis - the difference between the futures price and the spot price – over time the basis will likely change and will eventually converge • Basis Risk - the variability in the basis that will affect profits and/or hedging performance 22-12 Figure 22.4 Hedging Revenues Using Futures, Example 22.5 (Futures Price = $97.15) 22-13 Futures Pricing Spot-futures parity theorem - two ways to acquire an asset for some date in the future • Purchase it now and store it • Take a long position in futures • These two strategies must have the same market determined costs 22-14 Spot-Futures Parity Theorem • With a perfect hedge the futures payoff is certain -- there is no risk • A perfect hedge should return the riskless rate of return • This relationship can be used to develop futures pricing relationship 22-15 Hedge Example: Section 22.4 • Investor owns an S&P 500 fund that has a current value equal to the index of $1,500 • Assume dividends of $25 will be paid on the index at the end of the year • Assume futures contract that calls for delivery in one year is available for $1,550 • Assume the investor hedges by selling or shorting one contract 22-16 Hedge Example Outcomes Value of ST 1,510 1,550 1,610 (1,550 - ST) 40 0 -60 Dividend Income 25 25 25 1,575 1,575 Payoff on Short Total 1,575 22-17 Rate of Return for the Hedge ( F0 D) S 0 S0 (1,550 25) 1,500 5% 1,500 22-18 General Spot-Futures Parity ( F0 D) S 0 rf S0 Rearranging terms F0 S0 (1 rf ) D S0 (1 rf d ) dD S0 22-19 Figure 22.5 S&P 500 Monthly Dividend Yield 22-20 Arbitrage Possibilities • If spot-futures parity is not observed, then arbitrage is possible • If the futures price is too high, short the futures and acquire the stock by borrowing the money at the risk free rate • If the futures price is too low, go long futures, short the stock and invest the proceeds at the risk free rate 22-21 Spread Pricing: Parity for Spreads T1 (1 r d ) F (T1 ) S0 f T2 (1 r d ) F (T2 ) S0 f F (T2 ) F (T1 )(1 rf d ) (T 2 T 1) 22-22 Figure 22.6 Gold Futures Prices 22-23 Theories of Futures Prices • • • • Expectations Normal Backwardation Contango Modern Portfolio Theory 22-24 Figure 22.7 Futures Price Over Time, in the Special Case that the Expected Spot Price Remains Unchanged 22-25