Inventories: Additional Issues 9 Copyright © 2007 by The McGraw-Hill Companies, Inc. All rights reserved. 9-2 Learning Objective Understand and apply the lower-of-costor-market rule used to value inventories. 9-3 Lower of Cost or Market (LCM) GAAP requires that inventories be carried at cost or current market value, whichever is lower. LCM is a departure from historical cost and is a conservative accounting method. 9-4 Determining Market Value Market value is NOT necessarily the amount for which inventory can be sold. Accounting Research Bulletin No. 43 defines “market value” in terms of current replacement cost. Net Realizable Value (Ceiling) Net Realizable Value less Normal Profit (Floor) 9-5 Determining Market Value Net Realizable Value (NRV) is the estimated selling price less cost of completion and disposal. Net Realizable Value (Ceiling) Replacement Cost The definition of market value varies internationally. In many countries, for example New Zealand market value is defined as NRV. Net Realizable Value less Normal Profit (Floor) 9-6 Determining Market Value If replacement cost > Ceiling, then Ceiling = Market Value Replacement Cost If replacement cost < Floor, then Floor = Market Value Net Realizable Value (Ceiling) Net Realizable Value less Normal Profit (Floor) 9-7 Lower of Cost or Market An item in inventory is currently carried at historical cost of $20 per unit. At year-end we gather the following per unit information: current replacement cost = $21.50 selling price = $30 cost to complete and dispose = $4 normal profit margin of = $5 How would we value this item in the Balance Sheet? 9-8 Lower of Cost or Market Selling Price $ 30.00 Cost to Complete - $ 4.00 = Ceiling = $ 26.00 Replacement Cost =$21.50 Normal = Floor Profit $ 26.00 - $ 5.00 = $ 21.00 Ceiling - Net Realizable Value (Ceiling) Which one do we use? Net Realizable Value less Normal Profit (Floor) 9-9 Lower of Cost or Market In this case, market value will be $21.50 because the replacement cost is between the ceiling and the floor. Net Realizable Value (Ceiling) Replacement Cost =$21.50 Market value = $21.50 Cost = $20.00 Since Should Costthe < Market, inventory thebe LCM rule recorded would dictate at costthat or market? inventory be recorded at Cost. Net Realizable Value less Normal Profit (Floor) 9-10 Lower of Cost or Market An inventory item is currently carried at historical cost of $95.00 per unit. At the Balance Sheet date we gather the following per unit information: current replacement cost = $80.00 NRV = $100.00 NRV reduced by normal profit = $85.00 How would we value the item on our Balance Sheet? 9-11 Lower of Cost or Market Net Realizable Value (Ceiling) = $100 ? Which one do we use as market value? ? Replacement Cost =$80 ? Net Realizable Value less Normal Profit (Floor) = $85 9-12 Lower of Cost or Market Net Realizable Value (Ceiling) = $100 Market Value = Floor $100 > $85 > $80 Should the inventory be carried at Market Value or Cost? Replacement Cost =$80 Market = $85 < Cost = $95 Net Realizable Value less Normal Profit (Floor) = $85 Our inventory item will be written down to the Market Value $85. 9-13 Applying Lower of Cost or Market Lower of cost or market can be applied 3 different ways. 3.1.Apply ApplyLCM LCMto tothe each entire individual inventory itemasina 2. Apply LCM to each class of inventory. inventory. group. 9-14 Adjusting Cost to Market - Options Record the Loss as a Separate Item in the Income Statement Adjust inventory directly or by using an allowance account. Record the Loss as part of Cost of Good Sold Adjust inventory directly or by using an allowance account. 9-15 Learning Objective Estimate ending inventory and cost of goods sold using the gross profit method. 9-16 Inventory Estimation Techniques Estimate instead of taking physical inventory Less costly Less time consuming Two popular methods are . . . Gross Profit Method Retail Inventory Method 9-17 Gross Profit Method Auditors are testing the overall reasonableness of client inventories. Estimating inventory & COGS for interim reports. Useful when . . . Determining the cost of inventory lost, destroyed, or stolen. Preparing budgets and forecasts. NOTE: The Gross Profit Method is not acceptable for use in annual financial statements. 9-18 Gross Profit Method This method assumes that the historical gross margin rate is reasonably constant in the short run. Net sales for the period. Cost of beginning inventory. We need to know . . . Historical gross margin rate. Net purchases for the period. 9-19 Steps to the Gross Profit Method 1. Estimate Historical Gross Margin %. 2. Sales x (1 - Estimated Gross Margin %) = Estimated COGS 3. Beg. Inventory + Net Purchases = Cost of Goods Available for Sale (COGAS) 4. COGAS - Estimated COGS = Estimated Cost of Ending Inventory 9-20 Gross Profit Method Matrix, Inc. uses the gross profit method to estimate end of month inventory. At the end of May, the controller has the following data: •Net sales for May = $1,213,000 •Net purchases for May = $728,300 •Inventory at May 1 = $237,400 •Gross margin = 43% of sales Estimate Inventory at May 31. 9-21 Gross Profit Method Beginning Inventory Plus: Net Purchases = Goods Available for Sale Less: Estimated COGS* = Estimated Ending Inventory $ $ * COGS = Sales x (1 - GM%) = $ = $ 237,400 728,300 965,700 (691,410) 274,290 1,213,000 x ( 1 - 43% ) 691,410 NOTE: The key to successfully applying this method is a reliable Gross Margin Percentage. 9-22 Learning Objective Estimate ending inventory and cost of goods sold using the retail inventory method, 9-23 Retail Inventory Method This method was developed for retail operations like department stores. Uses both the retail value and cost of items for sale to calculate a cost to retail ratio. Objective: Convert ending inventory at retail to ending inventory at cost. 9-24 Retail Inventory Method Beginning inventory at retail and cost. Sales for the period. We need to know . . . Net purchases at retail and cost. Adjustments to the original retail price. 9-25 Steps to the Retail Inventory Method 1. Determine cost and retail value of goods sold. 2. Calculate the cost-to-retail %. 3. Retail value of goods available for sale sales = ending inventory at retail. 4. Cost-to-retail % x Ending inventory at retail = Estimated ending inventory at cost. 9-26 Retail Inventory Method Matrix, Inc. uses the retail method to estimate inventory at the end of each month. For the month of May the controller gathers the following information: Beg. inventory at cost $27,000 (at retail $45,000) Net purchases at cost $180,000 (at retail $300,000) Net sales for May $310,000. Estimate the inventory at May 31. 9-27 Retail Inventory Method Inventory, May 1 Net purchases for May Goods available for sale Cost ratio: (207,000 ÷ 345,000) = 60% Sales for May Ending inventory at retail Ending inventory at cost Cost $ 27,000 180,000 207,000 Retail $ 45,000 300,000 345,000 (310,000) $ 35,000 ? 9-28 Retail Inventory Method Cost $ 27,000 180,000 207,000 Retail $ 45,000 300,000 345,000 x (310,000) $ 35,000 Inventory, May 1 Net purchases for May Goods available for sale Cost ratio: (207,000 ÷ 345,000) = 60% Sales for May Ending inventory at retail Ending inventory at cost $ 21,000 ? 9-29 Approximating Average Cost Cost-toRetail % = Beginning Inventory + Net Purchases Retail Value of (Beginning Inventory + Net Purchases + Net Markups - Net Markdowns) The primary difference between this and our earlier, simplified example, is the inclusion of markups and markdowns in the computation of the Cost-to-Retail %. 9-30 Retail Inventory Method - Average Cost Matrix, Inc. uses the average cost retail method to estimate inventory at the end of June. The controller gathers the following information: Beginning inventory at cost $21,000 (at retail $35,000) Net purchases at cost $200,000 (at retail $304,000) Net markups $8,000 Net markdowns $4,000 Net sales for June $300,000 Estimate inventory at June 30. 9-31 Retail Inventory Method - Average Cost Inventory, June 1 Plus: Net Purchases Net Markups Less: Net Markdowns Goods available for sale Cost ratio: (221,000 ÷ 343,000) = 64.43% Less: Sales for June Ending inventory at retail Ending inventory at cost Cost Retail $ 21,000 $ 35,000 200,000 304,000 8,000 (4,000) 221,000 343,000 (300,000) $ 43,000 ? 9-32 Retail Inventory Method - Average Cost Cost Retail $ 21,000 $ 35,000 200,000 304,000 8,000 (4,000) 221,000 343,000 Inventory, June 1 Plus: Net Purchases Net Markups Less: Net Markdowns Goods available for sale Cost ratio: 343,000) == 64.43% (221,000 ÷ 343,000) Less: Sales for June Ending inventory at retail Ending inventory at cost $ x 27,705 ? (300,000) $ 43,000 9-33 Learning Objective Explain how the retail inventory method can be made to approximate the lower-of-cost-or-market rule. 9-34 Retail Inventory Method - Average LCM Approximating Average LCM Cost-toRetail % = Beginning Inventory + Net Purchases Retail Value of (Beginning Inventory + Net Purchases + Net Markups) Net Markdowns are excluded in the computation of the Cost-to-Retail % 9-35 Retail Inventory Method - Average LCM Matrix, Inc. uses the average cost retail method to estimate inventory at the end of June. The controller gathers the following information: Beginning inventory at cost $21,000 (at retail $35,000) Net purchases at cost $200,000 (at retail $304,000) Net markups $8,000 Net markdowns $4,000 Net sales for June $300,000 Let’s estimate inventory at June 30. 9-36 Retail Inventory Method - Average LCM Inventory, June 1 Plus: Net Purchases Net Markups Less: Net Markdowns Goods Available for Sale Cost ratio: (221,000 ÷ 347,000) = Less: Sales for June Ending inventory at retail Ending inventory at cost $ Cost Retail 21,000 $ 35,000 200,000 304,000 8,000 347,000 (4,000) 221,000 343,000 63.69% (300,000) $ 43,000 ? 9-37 Retail Inventory Method - Average LCM Inventory, June 1 Plus: Net Purchases Net Markups Less: Net Markdowns Goods Available for Sale Cost ratio: (221,000 ÷ 347,000) = Less: Sales for June Ending inventory at retail Ending inventory at cost $ Cost Retail 35,000 21,000 $ 200,000 304,000 8,000 347,000 (4,000) 343,000 221,000 63.69% x $ 27,387 ? (300,000) $ 43,000 9-38 The LIFO Retail Method Assume that retail prices of goods remain stable during the period. Establish a LIFO base layer (beginning inventory) and add (or subtract) the layer from the current period. Calculate the cost-to-retail percentage for beginning inventory and for adjusted net purchases for the period. 9-39 The LIFO Retail Method LIFO Costto-Retail % = Net Purchases Retail Value of (Net Purchases + Net Markups - Net Markdowns) Beginning inventory has its own cost-to-retail percentage. 9-40 The LIFO Retail Method Use the data from Matrix Inc. to estimate the LIFO ending inventory. 1. Beginning inventory at cost $21,000, at retail $35,000; 2. Net purchases at cost $200,000, at retail $304,000; 3. Net markups $8,000; 4. Net markdowns $4,000; 5. Net sales for June $300,000. Estimate ending inventory. 9-41 The LIFO Retail Method Current Period LIFO Cost ratio: Inventory, June 1 (60%) $ (200,000 ÷ 308,000) = 64.94% Plus: Net Purchases Retail Net Markups Beginning $ 35,000 x Less: NetInventory Markdowns Current Layer 8,000 x GoodsPeriod's Available (Less Beg. Inv.) Total Available (Incl. Beg. $ Inv.) 43,000 Goods * $21,000 ÷ $35,000 LIFO Cost ratio: = 60% ** rounded Requires (200,000 a composite ÷ 308,000)ratio = 64.94% Less: Sales for June Ending inventory at retail Ending inventory at cost $ Cost Retail 21,000 $ 35,000 200,000 304,000 Cost 8,000 60%* = 21,000 (4,000) 64.94% = 5,195 ** 200,000 308,000 26,195 221,000 343,000 (300,000) $ 43,000 ?26,195 9-42 Other Issues of Retail Method Purchase returns and purchase discounts. Freight-in. Employee discounts. Spoilage, breakage, and theft. 9-43 Learning Objective Determine ending inventory using the dollar-value LIFO retail inventory method. 9-44 Dollar-Value LIFO Retail We need to eliminate the effect of any price changes before we compare the ending inventory with the beginning inventory. 9-45 Dollar-Value LIFO Retail Use the data from Matrix Inc. to estimate the LIFO ending inventory. Beginning inventory at cost $21,000 (at retail $35,000) Net purchases at cost $200,000 (at retail $304,000) Net markups $8,000 Net markdowns $4,000 Net sales for June $300,000 Price index at June 1 is 100 and at June 30 the index is 102. Estimate ending inventory. 9-46 Dollar-Value LIFO Retail Ending Inventory at Year-end Retail Prices $ 43,000 (Determined earlier) Step 1 Ending Inventory at Base Year Retail Prices $ 43,000 ÷ 1.02 = $ 42,157 Step 2 Inventory Layers at Base Year Retail Prices $ 42,157 35,000 x 1.00 x 60.00% = 7,157 x 1.02 x 64.94% = Total Ending Inventory at Dollar Value LIFO Retail Cost Step 3 Inventory Layers Converted to LIFO Cost $ 21,000.00 4,740.71 $ 25,740.71 9-47 Learning Objective Explain the appropriate accounting treatment required when a change in inventory method is made. 9-48 Changes in Inventory Method Recall that most voluntary changes in accounting principles are reported retrospectively. This means reporting all previous periods’ financial statements as though the new method had been used in all prior periods. Change to Changes in inventory methods, other than a change to LIFO, are treated retrospectively. FIFO Retrospective Change from LIFO 9-49 Change To The LIFO Method When a company elects to change to LIFO, it is usually impossible to calculate the income effect on prior years. As a result, the company does not report the change retrospectively. Instead, the LIFO method is used from the point of adoption forward. A disclosure note is needed to explain (a) the nature of the change; (b) the effect of the change on current year’s income and earnings per share, and (c) why retrospective application was impracticable. 9-50 Learning Objective Explain the appropriate accounting treatment when an inventory error is discovered. 9-51 Inventory Errors Overstatement of ending inventory Understates cost of goods sold and Overstates pretax income. Understatement of ending inventory Overstates cost of goods sold and Understates pretax income. 9-52 Inventory Errors Overstatement of beginning inventory Overstates cost of goods sold and Understates pretax income. Understatement of beginning inventory Understates cost of goods sold and Overstates pretax income. 9-53 Inventory Errors Overstatement of purchases Overstates cost of goods sold and Understates pretax income. Understatement of purchases Understates cost of goods sold and Overstates pretax income. 9-54 Purchase Commitments Appendix 9 9-55 Purchase Commitments Purchase commitments are contracts that obligate a company to purchase a specified amount of merchandise or raw materials at specified prices on or before specified dates. In July 2006, Matrix, Inc. signed two purchase commitments. The first requires Matrix to purchase raw materials for $100,000 by December 1, 2006. On December 1, 2006, the raw materials had a market value of $90,000. The second requires Matrix to purchase inventory items for $200,000 by March 1, 2007. On December 31, 2006, the market value of the inventory items were $188,000. On March 1, 2007, the market value of the inventory items were $186,000. Matrix uses the perpetual inventory system and is a calendar year-end company. Let’s make the journal entries for these commitments. 9-56 Purchase Commitments Date Description 7/1/06 Raw materials inventory Accounts payable 12/1/06 Accounts payable Cash 12/1/06 Loss on purchase commitment Raw materials inventory Debit Credit 100,000 100,000 100,000 100,000 Single year commitment 10,000 10,000 12/31/06 Estimated loss on commitment Estimated liability on commitment 12,000 3/1/07 Inventory Estimated liability on commitment Loss on purchase commitment Cash 186,000 12,000 2,000 12,000 Multi-year Commitment 200,000 9-57 End of Chapter 9