March 19, 2013
Name ________________________________
Name of
Organization _____________________________
Mailing Address ___________________________
City ______________________ Zip ___________
Email __________________________________
Please print your email
Upon receipt of your registration form and fee
you will receive an email confirmation.
Make checks payable to:
VCE Virginia Beach FCS
Virginia Cooperative Extension
2449 Princess Anne Road
Virginia Beach, VA 23456
For more information contact
Karen Munden
Family and Consumer Science Agent
757-385-4759 kmunden@vt.edu
http://offices.ext.vt.edu/virginia-beach/
Location

8:30 to 11:30 a.m.
Tuesday, March 26 th
 Setting Goals

Learn the advantages of setting financial goals

Learn how to write SMART goals
 Communication Skills

Learn basic listener and speaker rules for conversations

Learn the importance of communicating about money

Learn the steps to a productive money talk structure
Tuesday, April 2 nd
 Financial Recording Keeping

Learn the basic principles of recordkeeping
 Identity Theft Protection

Learn strategies to prevent
Identity Theft
 Your Financial Health

Learn the basic principles of a balance sheet

Learn basic principles of an income/expense statement

Learn how to calculate a debtto-income ratio, and how it can help determine your ‘financial health’
Tuesday, April 9 th
 Developing Spending Plans

Learn the basic principles of a spending plan

Learn the different methods of tracking your spending
 Cash Management Strategies

Learn the 4 tools of cash management

Learn information regarding savings and checking account

Learn basics of online banking
 Credit and Debt Management

Learn how to pay off your credit

Learn how to communicate with creditors

Learn about relevant credit and debt laws
Tuesday, April 16 th
 Credit Reports

Learn what makes up a credit report

Learn how to correct errors on credit reports
 What to do when you can’t pay your bills

Learn how bankruptcy works

Learn what to do when your items have been repossessed
 Predatory Lending

Learn how to spot and avoid predatory lenders

Learn the 6 different predatory loans and how to avoid them
Tuesday, April 23
 Interview Techniques

Learn key concepts for one-onone financial education


Learn interview strategies
Learn the basics of the family financial life cycle
Program consists of 20 hours of classroom training. Individuals are asked to give as least 40 hours of financial education programs back to the community within one year.
Individuals that complete the Master
Financial Education Volunteer training program will have the opportunity to help reach untapped audiences and provide consumers with up-to-date research-based knowledge to improve financial management techniques and their quality of life.