RODNEY F. WHITE whitefrodney@gmail.com Phone: 804-396-0106 12315 Sentury Meadow Drive, Richmond, VA 23233 TEACHING CANDIDATE (SECONDARY LEVEL) – FALL 2014 PROFESSIONAL SUMMARY Dynamic and energetic professional offering over 17 years experience in employee management, credit risk management and commercial underwriting. Possess decisive leadership in group management, collaborative with multiple peer and supervision levels with strong analytical skills. Demonstrated accomplishments with employee recruitment/coaching and retention. Proven success of credit risk analysis development, negotiating client contracts, development and implementation of action plans, and managing critical projects with customers and internal staff. Proven ability to lead and motivate cross-functional teams and cultivate individual talents. Build strong relationships with all clients, colleagues and C-level executives. Bi-lingual in Spanish. PROFESSIONAL EXPERIENCE SUPERVALU, INC. – Richmond, VA 2005 - 2014 Leader in the grocery retail and distribution industry with over 35,000 associates and 5,420 affiliated stores. EASTERN REGION CREDIT MANAGER 2008 - MAY 2014 Led a 20 member team, responsible for credit analysis and decisions within the Eastern Region Supply Chain Division with annual sales of $2.1B. Oversee the collection of accounts receivable. Negotiate credit holds, settlements and promissory notes; ensure the appropriate legal recourse is pursued in conjunction with corporate credit resources and policy. • Led major expansion of East coast credit task responsibilities concurrent with staff and resource consolidations--resulting in annual savings of over $750,000 • Provided strategic credit/financial guidance during Chapter 11 bankruptcy filings for 5 multi-store operators, maintained viability to avoid liquidation, saved over $1.5 million in receivables and maintained operations for continued Region sales • Lowered bad debt reserves by 48% from 2008-2012 • First Region Credit Manager to participate in executive level meetings with key retailers MANAGER, BUSINESS ANALYSIS 2005 – 2008 Led team responsible for economic valuation analysis for new and existing customers, including the development of retail pro forma financials. Developed valuations to quantify growth and divestiture strategies. Facilitated inter-departmental collaboration to determine short and long-term supply contracts. Managed and maintained relationships with clients, attorneys, vendors and home office. • Chairman Regional Screening Committee responsible for approving new and renewing business opportunities. • Trained staff to reach 50% improvement in department workflow speed and capacity through elimination of redundant processes and incorporation of available technology • Developed with Home Office the updating of maintenance practices to increase effectiveness. ALCOA, INC. – Richmond, VA 1998 to 2005 World’s leading integrated aluminum company with 61,000 employees across 30 countries INTERNATIONAL CREDIT MANAGER Managed various domestic and international accounts receivable portfolios. Assessed the credit risks vs. economic return of new and existing customers. Negotiated credit “work outs” of problem receivables. Managed and negotiated credit instruments including letters of credit and sight drafts in order to facilitate business with international customers. Promoted and assigned various responsibilities with increasing responsibility. Lending authority of $2 million dollars. • First Credit Manager to meet with PepsiCo for successful term adherence negotiations • Increased targeted market sales by 21% as a member of joint Credit/Sales team • Team visited strategic customers in Mexico for quality control and term negotiations • Posted historical credit performance results in key areas of past due balances, DSO, cash flow and term adherence by customers Crestar/SunTrust Bank—Richmond, VA 1994 to 1998 SunTrust Bank Inc. is one of the nation’s leading financial services holding institutions with $171.5 billion in assets CONSUMER LOAN OFFICER Managed representatives in the general loan and student loan portfolios. Promoted to manager position to recruit, train and supervise 20+ customer service reps and front line supervisors. Fostered an environment in which employees were motivated to deliver top performance. • Customer service and staff management • Complaint Handling & Resolution • Teambuilding & Training • Serviced bi-lingual customers (Spanish) CERTIFICATIONS AND AFFILIATIONS • Awarded the certification of completion for the Omega Commercial Financial Training program • Completed the International Business Certification Program sponsored by the Greater Richmond Chamber of Commerce and the Virginia Commonwealth University • Advisory Board Member--Reach Out and Read Virginia • Chairman –Va Blood Donor Services –Crestar/SunTrust • Junior Achievement participant EDUCATION Master of Business Administration, Finance / Labor– Virginia Commonwealth University, Richmond , VA 1997 Master of International Relations, Candidate – Boston University, Boston, MA 1992 Bachelor of Arts, Political Science – Virginia Tech, Blacksburg , VA 1990