Chapter 6 Legal and Ethical Behavior Copyright ©2005 by South-Western, a division of Thomson Learning. All rights reserved. 0 Learning Objectives • Explain how legislation constrains a retailer’s pricing policies. • Differentiate between legal and illegal promotional activities. • Explain the retailer’s responsibilities regarding the products sold. 1 Learning Objectives • Discuss the impact of governmental regulation on a retailer’s behavior with other supply chain members. • Describe how various state and local laws, in addition to federal regulations, must also be considered in developing retail policies. • Explain how a retailer’s code of ethics will influence its behavior. 2 Ethical and Legal Constraints Influencing Retailers Ethical Behavior Buying Merchandise Selling Merchandise Retailer-Employee Relationship Exhibit 6.1 Major Federal Laws Pricing Constraints Promotional Constraints Product Constraints Supply Chain Constraints Retail Decision Maker State and Local Laws Zoning Unfair Trade Practices Building Codes Blue Laws Franchise Laws Green River Ordinances State Licenses Other Federal Laws Mergers/Acquisitions Trade Agreements Human Resources Tax SEC Regulations Americans with Disabilities 3 Primary U.S. Laws that Affect Retailing Exhibit 6.2 • Sherman Act, 1890 Impact on Retailing: Bans (1) “monopolies or attempts to monopolize” and (2) “contracts, combinations, or conspiracies in restraint of trade” in interstate and foreign commerce. 4 Primary U.S. Laws that Affect Retailing Exhibit 6.2 • Clayton Act, 1914 Impact on Retailing: Adds to the Sherman Act by prohibiting specific practices (e.g., certain types of price discrimination, tying clauses) “whereas the effect… may be to substantially lessen competition or tend to create a monopoly in any line of commerce.” 5 Primary U.S. Laws that Affect Retailing Exhibit 6.2 • Federal Trade Commission Act, 1914 Impact on Retailing: Establishes the Federal Trade Commission, a body of specialists with broad powers to investigate and to issue cease-and-desist orders to enforce Section 5, which declares that “unfair methods of competition in commerce are unlawful.” 6 Primary U.S. Laws that Affect Retailing Exhibit 6.2 • Robinson-Patman Act, 1936 Impact on Retailing: Amends the Clayton Act, adds the phrase “to injure, destroy, or prevent competition.” Defines price discrimination as unlawful (subject to certain defenses) and provides the FTC with the right to establish limits on quantity discounts, to forbid brokerage allowances except to independent brokers, and to ban promotional allowances or the furnishing of services or facilities except when made available to all “ on proportionately equal terms.” 7 Primary U.S. Laws that Affect Retailing Exhibit 6.2 • Wheeler-Lea Amendment to the FTC Act, 1938 Impact on Retailing: Prohibits unfair and deceptive acts and practices regardless of whether competition is injured. • Lenham Act, 1946 Impact on Retailing: Establishes protection for trademarks. 8 Primary U.S. Laws that Affect Retailing Exhibit 6.2 • Celler-Kefauver Antimerger Act, 1950 Impact on Retailing: Amends Section 7 of the Clayton Act by broadening the power to prevent corporate acquisitions where the acquisition may have a substantially adverse effect on competition. • Hart-Scott-Rodino Act, 1976 Impact on Retailing: Requires large companies to notify the government of their intent to merge. 9 Examples of Laws Designed to Protect Consumers • Mail Fraud Act, 1872 Exhibit 6.3 Impact or Change in Consumer Environment: Makes it a federal crime to defraud consumers through use of the mail. • Pure Food & Drug Act, 1906 Impact or Change in Consumer Environment: Regulates interstate commerce in misbranded and adulterated foods, drinks, and drugs. 10 Examples of Laws Designed to Protect Consumers • Flammable Fabrics Act, 1953 Exhibit 6.3 Impact or Change in Consumer Environment: Prohibits interstate shipments of flammable apparel or material. • Automobile Information Disclosure Act, 1958 Impact or Change in Consumer Environment: Requires auto manufactures to post suggested retail prices on new cars. 11 Examples of Laws Designed to Protect Exhibit 6.3 Consumers • Fair Packaging and Labeling Act, 1966 Impact or Change in Consumer Environment: Regulates packaging and labeling; establishes uniform sizes. • Child Safety Act, 1966 Impact or Change in Consumer Environment: Prevents the marketing and selling of harmful toys and dangerous products. 12 Examples of Laws Designed to Protect Consumers • Truth in Lending Act, 1968 Exhibit 6.3 Impact or Change in Consumer Environment: Requires lenders to state the true costs of a credit transaction; established a National Commission on Consumer Finance. • Fair Credit Reporting Act, 1970 Impact or Change in Consumer Environment: Regulates the reporting and use of credit information; limits consumer liability for stolen credit cards to $50. 13 Examples of Laws Designed to Protect Exhibit 6.3 Consumers • Consumer Product Safety Act, 1972 Impact or Change in Consumer Environment: Creates the Consumer Product Safety Commission. • Magnuson-Moss Warranty/FTC Improvement Act, 1975 Impact or Change in Consumer Environment: Empowers the FTC to determine rules concerning consumer warranties and provides for consumer access to means of redress, such as the “class action” suit; expands FTC regulatory powers over unfair or deceptive acts or practices. 14 Examples of Laws Designed to Protect Exhibit 6.3 Consumers • Equal Credit Opportunity Act, 1975 Impact or Change in Consumer Environment: Prohibits discrimination in credit transactions because of gender, martial status, race, national origin, religion, age, or receipt of public assistance. 15 Pricing Constraints LO 1 Horizontal Price Fixing Vertical Price Fixing Price Discrimination Deceptive Pricing Predatory Pricing 16 Pricing Constraints LO 1: Exhibit 6.4 Below-cost Pricing Laws Horizontal Price-Fixing Laws Vertical Price-Fixing Laws Pricing Decisions Predatory Pricing Laws Deceptive Pricing Laws Price Discrimination Laws 17 Pricing Constraints LO 1 Horizontal Price Fixing Occurs when a group of competing retailers (or other channel members operating at a given level of distribution) establishes a fixed price at which to sell certain brands of products. 18 Pricing Constraints LO 1 Vertical Price Fixing Occurs when a retailer collaborates with the manufacturer or wholesaler to resell an item at an agreed-on price. 19 Pricing Constraints LO 1 Price Discrimination Occurs when two retailers buy an identical amount of “like grade and quality” merchandise from the same supplier but pay different prices. 20 Pricing Constraints: Price Discrimination LO 1 Price Discrimination Cost Justification Defense: a differential in price could be accounted for on the basis of differences in cost to the seller in the manufacture, sale, and/or delivery. Changing Market Conditions Defense: price differential based on the danger of imminent deterioration of perishable goods or seasonal goods. Meeting Competition in Good Faith Defense: Made in good faith in order to meet an equally low price of a competitor. 21 Pricing Constraints LO 1 Deceptive Pricing Occurs when a misleading price is used to lure customers into the store; usually there are hidden charges or the item advertised may be unavailable. 22 Pricing Constraints LO 1 Predatory Pricing Exists when a retail chain charges different prices in different geographic areas to eliminate competition in selected geographic areas. 23 Promotion Constraints LO 2 Deceitful Diversion of Patronage Deceptive Advertising Deceptive Sales Practices 24 Promotion Constraints LO 2 Palming Off Occurs when a retailer represents that merchandise is made by a firm other than the true manufacturer. 25 Promotion Constraints LO 2: Exhibit 6.5 Deceptive Sales Practices Deceitful Diversion of Patronage Promotion Decisions Deceptive Advertising 26 Deceptive Advertising LO 2 Deceptive Advertising Occurs when a retailer makes false or misleading advertising claims about the physical makeup of a product, the benefits to be gained by its use, or the appropriate uses for the product. 27 Deceptive Advertising LO 2 Bait-and-Switch Advertising Advertising promoting a product at an unrealistically low price to serve as “bait” and then trying to “switch” the customer to a higher-priced product. 28 Deceptive Sales Practices LO 2 Failing to be honest or omitting key facts in either ad of the sales presentation. Using deceptive credit contracts. 29 Product Constraints LO 3 Product Safety Product Liability Warranties 30 Product Constraints LO 3: Exhibit 6.6 Product Warranties Product Safety Product Decisions Product Liability 31 Product Constraints LO 3 Product Liability Laws Deal with the seller’s responsibility to market safe products. These laws invoke the “foreseeability” doctrine, which states that a seller of a product must attempt to foresee how a product may be misused and warn the consumer against hazards of misuse. 32 Product Constraints LO 3 Expressed Warranties Are either written or verbalized agreements about the performance of a product and can cover all attributes of the merchandise or only one attribute. 33 Product Constraints LO 3 Implied Warranty of Merchantability Is made by every retailer when the retailer sells goods and implies that the merchandise sold is fit for the ordinary purpose for which the such goods are typically used. 34 Product Constraints LO 3 Implied Warranty of Fitness Is a warranty that implies that the merchandise is fit for a particular purpose and arises when the customer relies on the retailer to assist or make the selection of goods to serve a particular purpose. 35 Question to Ponder • How should a retailer balance express and implied warranties in offering products to customers? 36 Supply Chain Constraints LO 4 • Territorial Restrictions • Dual Distribution • Exclusive Dealing • Tying Agreements 37 Supply Chain Constraints LO 4 • Territorial Restrictions Are attempts by the supplier, usually a manufacturer, to limit the geographic area in which a retailer may resell merchandise. 38 Supply Chain Constraints LO 4 • Dual Distribution Occurs when a manufacurer sells to independent retailers and also through its own retail outlets. 39 Dual Distribution LO 4 Ralph Lauren has a dual distribution strategy where it markets its Polo brand apparel through its own retail stores as well as through traditional department stores. 40 Channel Constraints LO 4: Exhibit 6.7 Territorial Restrictions Tying Agreements Supply Chain Decisions Dual Distribution Exclusive Dealing 41 Exclusive Dealing LO 4 One-Way Exclusive Dealing Occurs when the supplier agrees to give the retailer the exclusive right to merchandise the supplier’s product in a particular trade area. • Two-Way Exclusive Dealing Occurs when the supplier offers the retailer the exclusive distribution of a merchandise line or product in a particular trade if in return the retailer will agree to do something for the manufacturer such as heavily promote the supplier’s products or not handle competing brands. 42 Tying Agreements LO 4 Tying Agreement Exists when a seller with a strong product or service requires a buyer ( the retailer) to purchase a weak product or service as a condition for buying a strong product or service. 43 Other Federal, State, and Local Laws LO 5 • Zoning Laws • Taxing Laws • Franchise Laws • Blue Laws • Unfair Trade Laws • Building Safety Regulations 44 State, and Local Regulations Affecting Retailers Taxing Laws LO 5: Exhibit 6.8 Zoning Laws Unfair Trade Practices Retail Decision Maker Franchise Laws Blue Laws Building Safety Regulations 45 Ethics in Retailing LO 6 Ethical Behavior in Buying Merchandise Ethical Behavior in Selling Merchandise Ethical Behavior in Retailer-Employee Relationship 46 Ethics in Retailing LO 6 Ethics Is a set of rules for human moral behavior. • Explicit Code of Ethics Consists of a written policy that states what is ethical an unethical behavior. • Implicit Code of Ethics Is an unwritten but well understood set of rules or standards of moral responsibility. 47 Ethical Behavior in Buying Merchandise LO 6 Product Quality Sourcing Slotting Fees Bribery 48 Ethical Behavior in Buying Merchandise LO 6 Slotting Fees (Slotting Allowances) Are fees paid by a vendor for space or a slot on a retailer’s shelves, as well as having its UPC number given a slot in the retailer’s computer system. 49 Ethical Behavior in Selling Merchandise LO 6 Products Sold Selling Practices 50 Ethical Behavior in Selling Merchandise LO 6 • Home Depot’s no commission sales approach does not put the sales person at odds with the customer. However, given Home Depot’s self-service operation, paying a commission would be difficult. 51 Ethical Behavior in the Retailer-Employee Relationship LO 6 • Misuse of Company Assets • Job Switching • Employee Theft 52 National Retail Federation Principles on Customer Data Privacy LO 6: Exhibit 6.9 • General Rule: The privacy of information collected by a retailer about its customers during the course of transactions with those customers should be maintained with the degree of confidentiality that the retailer reasonably anticipates would be expected of it by the typical shopper purchasing that type of merchandise form the retailer. Departures from this standard should be disclosed to customers at or before each time of occurrence, unless previously consented to by the customer or otherwise expressly permitted by law. 53 National Retail Federation Principles on Customer Data Privacy LO 6: Exhibit 6.9 • Practice Principles: • Each retailer should adopt a customer private policy explaining its practices with respect to the information it collects about its customers. • Policies could either be corporate-wide or divisional depending upon the manner in which the company believes customers view its retail operations. • A retailer should make reasonable efforts to inform its customers of the existence of its customer private policies, and make the substance of such policies available on a regular basis. 54 National Retail Federation Principles on Customer Data Privacy LO 6: Exhibit 6.9 • Practice Principles: • At a minimum, a customer private policy should allow a customer to elect whether he or she wishes to prevent the marketing of his or her name to other unaffiliated corporations, or to “opt out” of future promotional solicitations from the company(s) to which the policy applies, or both. • Retail companies should develop procedures to reasonably ensure that customer information is not accessible to, or used by its employees or others in contravention of its policies and customer elections, and that access to personally identifiable data for nonpromotional purposes is limited to those individuals with a customer servicing need to know. 55 Additional Slides 56 Price Discrimination LO 1 Meeting Competition in Good Faith Defense Changing Justifications for Price Market Discrimination Cost Conditions Justification Defense Defense 57 Promotional Constraints LO 2 Deceptive Sales Practices Deceitful Diversion of Patronage Promotion Decisions Deceptive Advertising 58 Product Constraints LO 3 Product Safety Product Decisions Product Warranties Product Liability 59 60