FIN-4723 – COMMERCIAL BANKING

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FIN-4723 – BANK MANAGEMENT
COURSE SYLLABUS – FALL 2006 – DR. LARRY R. WHITE
OFFICE:
OFFICE PHONE:
OFFICE HOURS:
310I McCool Hall
662-325-1979 (Direct Line)/662-325-2341 (Departmental Office)
9:00 – 11:00 a.m., Mondays and Wednesdays, and 9:00 - 10:30 a.m., Tuesdays and Thursdays,
AND BY APPOINTMENT
E-MAIL ADDRESS:
PERSONAL WEBSITE:
[email protected]
misweb.cbi.msstate.edu/~COBI/faculty/professor.shtml?lwhite
COURSE DESCRIPTION:
A study of the banking environment, the functional areas of banking, and the tools and
techniques required to effectively manage banking decisions in a highly competitive and
dynamic environment. The first of a two-course sequence, this course is taught in a
lecture/discussion format.
PREREQUISITES:
FIN-3113, Financial Systems, FIN-3123, Financial Management, and
FIN-3723, Financial Markets
(NOTE: FIN-3513 (ACC 3203), Financial Statement Analysis, and FIN-4423, Investments,
are recommended courses; however, they may be taken simultaneously. With the
permission of the instructor, FIN 3723, Financial Markets, may be taken simultaneously.)
COURSE OBJECTIVES:
The major objectives of this course are:
1.
To review and examine the various components of the banking environment in
which banks must operate.
2.
To examine the evolution of banking and investigate how this evolution relates to
dealing with each of the various environmental components.
3.
To analyze the various financial management techniques and familiarize the student
with the application of these techniques to the decision-making required in the
management of a bank.
4.
To demonstrate to the student how each of the functional areas of a bank are
coordinated to provide the services required by customers.
REQUIRED TEXTBOOK:
Bank Management, Sixth Edition, Koch and MacDonald, Thomson-Southwestern, 2006.
ADDITIONAL RESOURCES:
Materials posted on my WEBSITE, including PowerPoint slides that may be downloaded and
printed in preparation for class discussions, note taking, and review.
ATTENDANCE POLICY:
Students are expected to attend each class, be on time, and stay for the entire class period, as
well as to be prepared to take an active and constructive part in the class discussion of the
assigned material. More than three (3) unexcused absences will result in a zero (0) for the
class attendance/participation portion of the grade. An excused absence is one approved by
the instructor in advance of the absence. Students who are disrespectful or disruptive to the
orderly conduct of the class will be asked to leave.
GRADES AND GRADING:
The final grade in the class will be based on a percentage of the maximum points attainable
during the semester. These percentages are:
A: 90% or higher
D: 60% - 69%
B: 80% - 89%
F: 59% or lower
C: 70% - 79%
There will three (3) tests, each worth 100 points. There will be some, as yet, undetermined
number of unannounced quizzes, homework assignments, and short class projects turned in for
credit. Class attendance and participation will be worth a total of 30 points.
ACADEMIC INTEGRITY:
ACADEMIC DISHONESTY WILL NOT BE TOLERATED. Any student who gives or
receives assistance during an exam is guilty of ACADEMIC DISHONESTY. The
punishment for the first offense is an “F” on the test. Any subsequent occurrence will result
in an “F” for the class and reporting to the Dean of Students.
FIN-4723 – BANK MANAGEMENT
CLASS SCHEDULE – FALL 2006 – DR. WHITE
WEEK
DATE
DISCUSSION TOPIC(S)/ASSIGNMENT(S)
CHAPTER(S)
1
8/21
8/23
AN OVERVIEW OF BANKS AND FINANCIAL SERVICES*/**
AN OVERVIEW OF BANKS AND FINANCIAL SERVICES*/**
1
1
2
8/28
8/30
AN OVERVIEW OF BANKS AND FINANCIAL SERVICES */**
ANALYZING BANK PERFORMANCE
1
2
3
9/4
9/6
NO CLASS – LABOR DAY HOLIDAY
ANALYZING BANK PERFORMANCE
2
4
9/11
9/13
MANAGING NON-INTEREST INCOME AND EXPENSES
MANAGING NON-INTEREST INCOME AND EXPENSES
3
3
5
9/18
9/20
REVIEW
TEST #1
1,2,3
1,2,3
6
9/25
9/27
FUNDING THE BANK AND MANAGING LIQUIDITY
FUNDING THE BANK AND MANAGING LIQUIDITY
8
8
7
10/2
10/4
NO CLASS – FALL BREAK HOLIDAYS
EFFECTIVE USE OF CAPITAL
9
8
10/9
10/11
EFFECTIVE USE OF CAPITAL
MANGING THE INVESTMENT PORTFOLIO
9
13
9
10/16
10/18
MANAGING THE INVESTMENT PORTFOLIO
MANAGING THE INVESTMENT PORTFOLIO
13
13
10
10/23
10/25
REVIEW
TEST #2
8,9,13
8,9,13
11
10/30
11/1
OVERVIEW OF CREDIT POLICY*
OVERVIEW OF CREDIT POLICY*
10
10
12
11/6
11/8
EVALUATING COMMERCIAL LOANS
EVALUATING COMMERCIAL LOANS
11
11
13
11/13
11/15
EVALUATING COMMERCIAL LOANS
EVALUATING CONSUMER LOANS*
11
12
14
11/20
11/22
EVALUATING CONSUMER LOANS*
NO CLASS – THANKSGIVING HOLIDAY
12
15
11/27
11/29
EVALUATING CONSUMER LOANS*
REVIEW
12
10,11,12
12/5
TEST #3 (3:00 – 6:00 p.m.)
*** -
ETHICS ISSUES INCORPORATED
INTERNATIONAL ISSUES INCORPORATED
10,11,12
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