Monthly Factsheet | November 2013
Invest in potential
superheroes
Birla Sun Life
Midcap Fund
(An Open ended Growth Scheme)
When they are young, they try harder. We believe this is what drives Midcap Companies to achieve
greater heights and become potential superheroes of tomorrow.
For scheme details, please refer to page 38.
Mutual Fund investments are subject to
market risks, read all scheme related
documents carefully.
•
•
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Call toll-free 1-800-270-7000 (BSNL/MTNL)
Visit www.birlasunlife.com
SMS ‘GAIN’ to 56161
Premium SMS charges apply.
Index
All About Mutual Funds
01
Investment Outlook
02
All Product Labeling Disclosures
04
Savings Solutions
08
Birla Sun Life Cash Plus
09
Birla Sun Life Cash Manager
10
Birla Sun Life Savings Fund
11
Birla Sun Life Ultra Short Term Fund
12
Birla Sun Life Dynamic Bond Fund
13
Birla Sun Life Medium Term Plan
14
Birla Sun Life Income Plus
15
Birla Sun Life Short Term Fund
16
Birla Sun Life Floating Rate Fund - Long Term Plan
17
Birla Sun Life Floating Rate Fund - Short Term Plan
18
Birla Sun Life Gilt Plus
19
Birla Sun Life Government Securities Fund
20
Birla Sun Life Short Term Opportunities Fund
21
Birla Sun Life Enhanced Arbitrage Fund
22
Regular Income Solutions
23
Birla Sun Life Monthly Income
24
Birla Sun Life MIP
25
Birla Sun Life MIP II - Wealth 25 Plan
26
Birla Sun Life MIP II - Savings 5 Plan
27
Wealth Creation Solutions
28
Birla Sun Life Frontline Equity Fund
29
Birla Sun Life Top 100 Fund
30
Birla Sun Life Index Fund
31
Birla Sun Life Equity Fund
32
Birla Sun Life Advantage Fund
33
Birla Sun Life Pure Value Fund
34
Index
Birla Sun Life Long Term Advantage Fund
35
Birla Sun Life ‘95 Fund
36
Birla Sun Life Asset Allocation Fund
37
Birla Sun Life Midcap Fund
38
Birla Sun Life Small & Midcap Fund
39
Birla Sun Life Dividend Yield Plus
40
Birla Sun Life MNC Fund
41
Birla Sun Life Infrastructure Fund
42
Birla Sun Life India GenNext Fund
43
Birla Sun Life New Millennium Fund
44
Birla Sun Life Buy India Fund
45
Birla Sun Life India Opportunities Fund
46
Birla Sun Life Special Situations Fund
47
Birla Sun Life Commodity Equities Fund - Global Agri Plan (GAP)
48
Birla Sun Life International Equity Fund - Plan A
49
Birla Sun Life International Equity Fund - Plan B
50
Birla Sun Life Gold ETF
51
Birla Sun Life Gold Fund
52
Birla Sun Life India Reforms Fund
53
Tax Savings Solutions
54
Birla Sun Life Tax Relief ‘96
55
Birla Sun Life Tax Plan
56
Close Ended Scheme Performance
57
Fund Manager Wise Scheme Performance
58
Funds at a Glance
59
Investment Objective
63
Dividend History
65
Industry Allocation
67
All About Mutual Funds
Rising expenses, children’s education,
unexpected emergencies and finally retirement
– the demands on people’s money seem to
be ever-rising. And savings alone may not
prove to be enough to meet them all. Making
judicious investments though can make their
money work harder. However, most people are
reluctant to invest as they find it very puzzling.
More so, they don’t have the time to monitor
the stock markets.
What is the way then to help you achieve
your financial needs and goals? The
answer can be mutual funds. Here are
a few things about mutual funds that
you must know in order to benefit from
them:
What are mutual funds?
A mutual fund is a professionally managed collective
investment scheme that pools money from many investors.
This money is then invested in stocks, bonds, short-term
money market instruments, and/or other securities.
Types of mutual funds
Mutual funds can broadly be classified as open ended
or close ended. While open ended funds are available for
subscription and repurchase on a continuous basis and
do not have a fixed maturity period, close ended funds are
open for subscription only during a specified period at the
time of launch of the scheme and have a stipulated maturity
period. The funds can further be classified according to the
investment objective as:
•
•
Growth or equity funds: The aim of growth funds is to provide capital appreciation over medium to long term. Such schemes normally invest a major part of their
corpus in equities and have comparatively high risks.
Debt funds: The objective of debt funds is to generate steady returns while aiming to preserve your capital. They invest only in fixed income instruments like
company bonds, debentures, government securities etc.
• Balanced funds: These funds invest in both equity and debt in varying proportions. So, their average returns and
risk profile also fall some where in between growth and
debt funds.
How do mutual funds score over equities?
Unlike equity Investments, mutual fund investments do not
require you to analyze and track companies and the ways
of the market. Also they can help them stay less affected by
the fall in the prices of one particular stock as their returns
are derived by overall performance of various stocks that the
Mutual Fund invests in.
What’s the right time to buy and sell mutual funds?
The right time to buy mutual funds is when the prices of the
funds are low or falling. However, the holding period should be
determined by the market conditions ideally. For eg. in growth
funds a greater holding period can offer greater chance to
benefit.
What are SIPs?
A systematic investment plan allows you to invest in a fund
at regular intervals rather than a lump sum one time amount.
SIPs are based on the principle of rupee cost averaging
which can help make a fall in scheme’s NAV work to the
investor’s advantage. When the NAV falls because of a fall
in the market, SIP can help accumulate more units at lower
rates while restraining them from going overboard in a rising
market by giving fewer units at those higher levels. Further,
by staying invested for a long period of time, they may also
profit from the appreciation in equities tend to show over the
long term.
How do I select the right mutual funds?
While choosing a mutual fund, it’s important to keep your
objectives, risk appetite and investment budget in mind. You
should also keep in mind the performance of the fund over
the last couple of years and check the exit load charged by a
particular scheme which is charged as a percentage of NAV
and has the effect of reducing returns by that amount.
By keeping these simple things in mind,
you can make mutual fund investments
that can work to your advantage and
help in realizing your financial goals.
01
Investment Outlook
Equity Investment Outlook
The Indian equity markets continued their good run
in Oct-13, with the S&P BSE Sensex gaining 9.21%
during the month. The BSE Midcap & Small cap index
also gained 8.94% and 7.86% respectively as we
witnessed a broad based recovery during the month,
with participation from midcaps & small-caps too. At
a sector level, Banks, Capital Goods, Realty, Auto and
Metals outperformed the broader indices whereas
Power, Healthcare and FMCG lagged behind.
The month of Oct-13 saw the start of a good second
quarter earnings season which surprised the markets
positively. The earnings for IT, Auto and Private Banks
were better than expected, leading to a 200-300 bps
upgrade in Sensex earnings estimates for FY13.
The decision by the Fed to delay its tapering program
was a big positive which eased liquidity issues globally
and saw foreign flows entering emerging markets.
The rupee stabilized around the 61-62 per dollar mark
which provided the much needed comfort to the foreign
investors, leading to an inflow of $2.5 billion for the
month of Oct-13.
We expect the GDP growth to bottom out by Q3 FY14
and see a gradual recovery going forward. We have
started witnessing reduction in the huge valuation gap
which had build up between defensives and cyclicals,
with defensives such as FMCG and Pharma indices
delivering -0.35% and 1.54% in the month, whereas
cyclicals such as Capital Goods, Metals and Oil & Gas
have shown good recovery delivering 18.7%, 9.6% and
8.7% respectively.
Elections in the next month across some key states like
Chhattisgarh, New Delhi, M.P and Rajasthan can be an
important reference point which is likely to dictate the
direction for the 2014 general elections. At this juncture
too much pessimism is not warranted as a favorable
outcome could send markets higher while fundamentals
follow thereafter. We believe that the long term riskreward is in favour of equity investors, hence one should
consider staying invested and gradually add Equity
allocation from a medium to long term perspective.
Debt Investment Outlook
Macro Outlook
The green shoots of a nascent recovery look like some
time away. The Aug’13 IIP declined to 0.6% YoY from
2.2% in July’13. The big reason behind this was the degrowth in production of capital goods, which witnessed
double digit growth rate in July’13. PMI surveys for boththe manufacturing and services segment continued to
contract, hinting at protracted slowdown.
While growth prospects for this fiscal are disappointing,
rising inflation has once again taken the centre stage. WPI
inflation rose from 6.1% in Aug’13 to 6.5% in Sep’13.
While high and rising food inflation was the key culprit,
manufacturing inflation also picked up on account of
rise in food product inflation and some pass through of
currency depreciation that we have seen since May’13.
Retail inflation also rose from 9.5% in Aug’13 to 9.8%
in Sep’13. While food and beverages consumer price
inflation remained elevated, CPI ex-food, ex-fuel rose to
~8.5%, emanating from high services inflation, such as
– transport and communication, recreation and others.
Re-emergence of inflationary pressures was a source
of concern and RBI in its last monetary policy (Oct
29th, 2013) tried to address this by raising the repo
rate by 25 bps to 7.75%. While inflation misbehaved,
currency movements continued to remain stable, thus
encouraging RBI to reduce Marginal Standing Funding
(MSF) rate by 25 bps. With this action, the width of
the monetary policy corridor has been reduced to its
normal levels of 100 bps (7.75%-8.75%, repo rateMSF rate). As per RBI, current interest rate levels seem
to be consistent with the expected path of inflation and
growth under prevailing macro-economic environment.
Any further rate action shall therefore be dependent on
deviations if any from the trajectory expected for GDP,
WPI and CPI given sanity on external front.
Market Outlook
Market rallied by more than 10bps post October’13
monetary policy as RBI stuck to the market expectation
and sounded more data dependent than out-rightly
hawkish as was expected by the market participants.
However the rally could not gather pace as improving
liquidity in the market spooked expectations of OMOs in
near future amidst heavy supply.
Given stability on INR front, subsiding geopolitical
risks, requirement of OMOs going forward, expectation
of terminal repo-MSF corridor being 8%-9% and
expectation of Indian sovereign bonds becoming part
of the global bond indices, these elevated Gsec levels
appear quite cheap.
We continue to hold onto long duration positions
across our portfolios except for making changes in
the securities or curves to be played. Depending upon
relative valuations we will continue to move from one
security to other and/or from one curve to another.
02
Savings Solutions
What are Saving Solutions?
Who can benefit from Saving Solutions?
Our Savings Solutions are aimed at
preserving your money, providing you
with liquidity and giving you tax-efficient
returns.
This is an ideal solution for investors who
have low - medium propensity for risk and
high liquidity. These can be ideal for first time
investors in mutual funds.
Regular Income Solutions
What are Regular Income Solutions?
Our Regular Income Solutions aim
to preserve your money and provide
regular income.
Who can benefit from Regular Income
Solutions?
This is an ideal solutions for investors who
are interested in alternative modes of regular
income, either in present of after retirement
stage, and have low propensity for risk.
(Regular income is not assured & is subject to
availability of distributable surplus.)
Wealth Creation Solutions
What are Wealth Creation Solutions?
Our Wealth Creation Solutions aim to
grow your money through equity/gold
investments and are available in a range
of conservative to aggressive options.
Who can benefit from Wealth Creation
Solutions?
These solutions can be ideal for investors
who are planning for future expenses, like
higher education of children, marriage, buying
a home etc.These solutions are available
in the range of aggressive to conservative
options to suit the needs of the investor.
Tax Savings Solutions
What are Tax Savings Solutions?
Our Tax Savings Solutions help to
reduce your tax burden and at the same
time, aim to grow your money through
equity investments.
Who can benefit from Tax Savings
Solutions?
Tax saving is important, especially when
investors can save up to ` 30,900 in taxes!
Section 80C of the Income Tax Act, 1961
provides options to save tax by reducing the
taxable income by up to ` 1 lakh.
But, wealth creation is also important. Isn’t it?
That’s why this solution is ideal for investors
who would like to create wealth along with
tax saving.
Tax savings of ` 30,900 is calculated assuming qualifying amount of
deduction is ` 1 lakh & investor falls in the top income tax slab of 30% &
includes applicable cess. Investors are advised to consult their tax advisor
in view of individual nature of tax benefits.
Further, Tax deduction(s) available u/s 80C of the Income Tax Act, 1961 is
subject to conditions specified therein. Investors are requested to note that
fiscal laws may change from time to time and there can be no guarantee
that the current tax position may continue in the future.
The Financial Solution(s) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner,
indicate or imply, either the quality of any particular Scheme or guarantee any specific performance/returns.
03
All Product Labeling Disclosures
WEALTH CREATION SOLUTIONS
Name of Scheme
This product is suitable for investors who are seeking*:
Birla Sun Life Frontline Equity
Fund
(An Open ended Growth
Scheme)
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long term capital growth
investments in equity and equity related securities, diversified across various industries in line with the benchmark index,
S&P BSE 200
(BROWN)
high risk
Birla Sun Life Top 100 Fund
(An Open ended Growth
Scheme)
•
•
•
long term capital growth
investments in equity and equity related securities of top 100 companies as measured by market capitalisation
(BROWN)
high risk
Birla Sun Life Index Fund
(An Open ended Index Linked
Scheme)
•
•
•
long term capital growth
investments in stocks in line with CNX Nifty and / or in exchange traded derivatives on the CNX Nifty to generate
comparable returns, subject to tracking errors.
(BROWN)
high risk
Birla Sun Life Equity Fund
(An Open ended Growth
Scheme)
•
•
•
long term capital growth
investments in equity and equity related securities
(BROWN)
high risk
Birla Sun Life Advantage
Fund
(An Open ended Growth
Scheme)
•
•
•
long term capital growth
investments in equity and equity related securities
(BROWN)
high risk
Birla Sun Life Pure Value Fund
(An Open ended Diversified
Equity Scheme)
•
•
•
long term capital growth
investments in equity and equity related securities by following value investing strategy.
(BROWN)
high risk
Birla Sun Life Long Term
Advantage Fund
(An Open ended Diversified
Equity Scheme)
•
•
•
long term capital growth
investments in equity and equity related securities
(BROWN)
high risk
Birla Sun Life ’95 Fund
(An Open ended Balanced
Scheme)
•
•
•
long term capital growth and income
investment predominantly in equity and equity related securities as well as debt and money market instruments
(BROWN)
high risk
Birla Sun Life Asset Allocation
Fund – Aggressive Plan
(An Open ended Fund of Funds
Scheme)
•
•
•
long term capital growth and income
investments in basket of equity and debt mutual fund schemes
(BROWN)
high risk
Birla Sun Life Asset Allocation
Fund – Moderate Plan
(An Open ended Fund of Funds
Scheme)
•
•
•
long term capital growth and income
investments in basket of equity and debt mutual fund schemes
(YELLOW)
medium risk
Birla Sun Life Asset Allocation
Fund – Conservative Plan
(An Open ended Fund of Funds
Scheme)
•
•
•
long term capital growth and income
investments in basket of debt and equity mutual fund schemes
(YELLOW)
medium risk
Birla Sun Life Midcap Fund
(An Open ended Growth
Scheme)
•
•
•
long term capital growth
investments primarily in mid cap stocks
(BROWN)
high risk
Birla Sun Life Small & Midcap
Fund
(An Open ended Small and Mid
Cap Equity Scheme)
•
•
•
long term capital growth
investments predominantly in equity and equity related securities of companies considered to be small and midcap.
(BROWN)
high risk
Birla Sun Life Dividend Yield
Plus (An Open ended Growth
Scheme)
•
•
•
long term capital growth
investments in equity and equity related securities of companies having relatively high dividend yield
(BROWN)
high risk
Birla Sun Life MNC Fund
(An Open ended Growth
Scheme)
•
•
•
long term capital growth
investments primarily in equity and equity related securities of multinational companies (MNCs)
(BROWN)
high risk
Birla Sun Life Infrastructure
Fund (An Open ended Growth
Scheme)
•
•
long term capital growth
investments in equity and equity related securities of companies that are participating in the growth and development of
Infrastructure in India
(BROWN)
high risk
•
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*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Note : Risk is represented as:
(BLUE) Investors understand that
their principal will be at low risk
(YELLOW) Investors understand that
their principal will be at medium risk
(BROWN) Investors understand that
their principal will be at high risk
04
All Product Labeling Disclosures
Name of Scheme
This product is suitable for investors who are seeking*:
Birla Sun Life India GenNext
Fund (An Open ended Growth
scheme)
•
•
•
Birla Sun Life New Millennium
Fund
(An Open ended Growth
Scheme)
•
•
•
Birla Sun Life Buy India Fund
(An Open ended Growth
Scheme)
•
•
•
Birla
Sun
Life
Opportunities Fund
(An Open ended
Scheme)
India
Growth
•
•
•
Birla
Sun
Life
Special
Situations Fund
(An Open ended Diversified
Equity Scheme)
•
•
•
long term capital growth
investments in equity and equity related securities of companies that are expected to benefit from the rising consumption
patterns in India fuelled by high disposable incomes
(BROWN)
high risk
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long term capital growth
investments in equity and equity related securities with a focus on investing in IT, media, telecom related and other
technology enabled companies
(BROWN)
high risk
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long term capital growth
investments in equity and equity related securities of companies driven by India’s large population and inherent
consumption patterns with focus on consumer and healthcare sectors
(BROWN)
high risk
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long term capital growth
investments in equity and equity related securities of companies that seek to leverage India’s competitive advantages in
global outsourcing theme.
(BROWN)
high risk
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long term capital growth
investments in equity and equity related securities by following investment strategy that would take advantage of Special
Situations like buy backs, open offers, demerger etc. & contrarian investment style.
(BROWN)
high risk
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Birla Sun Life Commodity
Equities Fund - Global Agri
Plan (GAP)
(An Open ended Growth
Scheme)
•
•
•
long term capital growth
investments in stocks of Agri commodity companies, i.e., companies engaged in or focusing on the Agri business, whether
issued in India or overseas
(BROWN)
high risk
Birla Sun Life International
Equity Fund-Plan A
(An Open ended Diversified
Equity Scheme)
•
•
•
long term capital growth
investments predominantly in equity and equity related securities in the international markets
(BROWN)
high risk
Birla Sun Life International
Equity Fund-Plan B
(An Open ended Diversified
Equity Scheme)
•
•
•
long term capital growth
investments in equity and equity related securities in the domestic market (65 to 75%) and in international markets (25 to
35%)
(BROWN)
high risk
Birla Sun Life Gold ETF
(An Open ended Gold Exchange
Traded Fund)
•
•
•
returns that are in line with the performance of gold over long term, subject to tracking errors.
investments in physical gold of 99.5% purity (fineness)
(BROWN)
high risk
Birla Sun Life Gold Fund
(An Open ended Fund of Fund
Scheme)
•
•
returns in line with performance of Birla Sun Life Gold ETF (BSL GETF) over long term
investments predominantly in units of Birla Sun Life Gold ETF. BSL GETF invests in physical gold of 99.5% purity
(fineness)
(BROWN)
high risk
•
Birla Sun Life India Reforms
Fund (An Open ended Equity
Scheme)
•
•
•
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long term capital growth
investments in equity and equity related securities of companies expected to benefit from the economic reforms, PSU
divestment and increased government spending
(BROWN)
high risk
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*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Note : Risk is represented as:
(BLUE) Investors understand that
their principal will be at low risk
(YELLOW) Investors understand that
their principal will be at medium risk
(BROWN) Investors understand that
their principal will be at high risk
05
All Product Labeling Disclosures
REGULAR INCOME SOLUTIONS
Name of Scheme
This product is suitable for investors who are seeking*:
Birla Sun Life Monthly Income
(An Open ended Income
Scheme. Monthly income is
not assured and is subject
to availability of distributable
surplus)
Birla Sun Life MIP
(An Open ended Income
Scheme. Monthly income is
not assured and is subject
to availability of distributable
surplus)
Birla Sun Life MIP II - Wealth
25 Plan
(An Open ended Income
Scheme. Monthly income is
not assured and is subject
to availability of distributable
surplus)
Birla Sun Life MIP II - Savings
5 Plan
(An Open ended Income
Scheme. Monthly income is
not assured and is subject
to availability of distributable
surplus)
•
•
•
regular income with capital growth over medium to long term
investments in debt and money market instruments as well as equity and equity related securities [upto 15%]
(YELLOW)
medium risk
•
•
•
regular income with capital growth over medium to long term.
investments in debt and money market instruments as well as equity and equity related securities [upto 15%].
(YELLOW)
medium risk
•
•
•
regular income with capital growth over medium to long term
investments in debt and money market instruments as well as equity and equity related securities [20-30%]
(YELLOW)
medium risk
•
•
•
regular income with capital growth over medium to long term
investments in debt and money market instruments as well as equity and equity related securities [0-10%]
(YELLOW)
medium risk
Birla Sun Life Cash Plus
(An Open ended Liquid
Scheme)
•
•
•
reasonable returns with high levels of safety and convenience of liquidity over short term
investments in high quality debt and money market instruments with maturity of upto 91 days only
low risk
(BLUE)
Birla Sun Life Cash Manager
(An Open ended Income
Scheme)
•
•
•
reasonable returns with convenience of liquidity over short term
investments in a basket of debt and money market instruments of very short maturities
(BLUE)
low risk
Birla Sun Life Savings Fund
(An Open ended Short Term
Income Scheme)
•
•
•
reasonable returns with convenience of liquidity over short term
investments in debt and money market instruments
low risk
(BLUE)
Birla Sun Life Ultra Short
Term Fund
(An Open ended Short Term
Income Scheme)
Birla Sun Life Dynamic Bond
Fund
(An Open ended Income
Scheme)
•
•
•
reasonable returns with convenience of liquidity over short term
investments in debt and money market securities with relatively low levels of interest rate risk
low risk
(BLUE)
•
•
•
•
•
•
income with capital growth over short term
investments in actively managed portfolio of high quality debt and money market instruments including government
securities.
low risk
(BLUE)
income with capital growth over medium to long term
investments in debt and money market instruments
(YELLOW)
medium risk
•
•
•
income with capital growth over medium to long term
investments in a combination of debt and money market instruments including government securities of varying maturities
(YELLOW)
medium risk
•
•
•
income with capital growth over short term
investments in debt and money market instruments.
low risk
(BLUE)
•
•
•
income with capital growth over short term
investments in a mix of fixed and floating rate debt and money market instruments
(BLUE)
low risk
•
•
•
reasonable returns with convenience of liquidity over short term
investments in debt and money market instruments with maturity of upto 91 days only
(BLUE)
low risk
•
•
•
income with capital growth over short term
investments exclusively in Government Securities
(BLUE)
low risk
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SAVINGS SOLUTIONS
Birla Sun Life Medium Term
Plan
(An Open ended Income
Scheme)
Birla Sun Life Income Plus
(An Open ended Income
Scheme)
Birla Sun Life Short Term
Fund
(An Open ended Income
Scheme)
Birla Sun Life Floating Rate
Fund - Long Term Plan
(An Open ended Income
Scheme)
Birla Sun Life Floating Rate
Fund - Short Term Plan
(An Open ended Income
Scheme)
Birla Sun Life Gilt
Plus - Liquid Plan
(An Open ended Government
Securities Scheme)
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*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Note : Risk is represented as:
(BLUE) Investors understand that
their principal will be at low risk
(YELLOW) Investors understand that
their principal will be at medium risk
(BROWN) Investors understand that
their principal will be at high risk
06
All Product Labeling Disclosures
Name of Scheme
This product is suitable for investors who are seeking*:
Birla Sun Life Gilt Plus - PF
Plan
(An Open ended Government
Securities Scheme)
•
•
•
income with capital growth over medium to long term
investments exclusively in Government Securities
(BLUE)
low risk
Birla Sun Life Gilt Plus
- Regular Plan (An Open
ended Government Securities
Scheme)
•
•
•
credit risk-free returns based on their own view on interest rate scenario over short to medium term
investments in a portfolio of Central Government securities of around 10 year average maturity.
(BLUE)
low risk
Birla Sun Life Government
Securities Fund - Long Term
Plan (An Open ended Gilt
Scheme)
•
•
•
income with capital growth over medium to long term
investments exclusively in Government Securities
(BLUE)
low risk
Birla Sun Life Government
Securities Fund - Short Term
Plan (An Open ended Gilt
Scheme)
•
•
•
income with capital growth over short term
investments exclusively in Government Securities
(BLUE)
low risk
Birla Sun Life Short Term
Opportunities Fund
(An Open ended Income
Scheme)
•
•
income with capital growth over short to medium term
investments in debt and money market instruments with short to medium term maturities across the credit spectrum within
the investment grade
(YELLOW)
medium risk
•
Birla Sun Life Enhanced
Arbitrage Fund
(An Open ended Equity
Scheme)
•
•
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•
income over short term
investments in equity and equity related securities including derivatives for taking advantage from the price differentials/
mis-pricing prevailing for stock/index in various segments (Cash & Futures)
(BLUE)
low risk
Birla Sun Life Tax Relief ‘96
(An Open Ended Equity Linked
Savings Scheme (ELSS) with a
lock-in of 3 years)
•
•
•
long term capital growth
investments in equity and equity related securities, with tax benefit under section 80C, subject to eligibility
(BROWN)
high risk
Birla Sun Life Tax Plan
(An Open ended Equity Linked
Savings Scheme (ELSS) with a
lock-in of 3 years)
•
•
•
long term capital growth
investments in equity and equity related securities, with tax benefit under section 80C, subject to eligibility
(BROWN)
high risk
▄
TAX SAVINGS SOLUTIONS
▄
▄
#Tax deduction(s) available u/s 80C of the Income Tax Act, 1961 is subject to conditions specified therein. Investors are requested to note that Fiscal laws may change
from time to time and there can be no guarantee that the current tax position may continue in the future. Investors are advised to consult their tax advisor in view of
individual nature of tax implication.
CLOSE ENDED SCHEMES - PRODUCT LABEL
Birla
Sun
Life
Capital
Protection Oriented Fund
- Series 3, 4, 7 & 8 (A Close
ended
Capital
Protection
Oriented Scheme)
•
•
Birla
Sun
Life
Capital
Protection Oriented Fund Series 9 (A Close ended Capital
Protection Oriented Scheme)
•
•
•
•
capital protection and capital appreciation linked to equity market at the end of medium / long term tenure
investments in highest rated debt and money market instruments maturing on or before the tenure of the scheme and
exposure to derivative instruments (long call options)
(BLUE)
low risk
▄
capital protection and capital appreciation linked to equity market at the end of medium / long term tenure
investments in highest rates debt and money market instruments maturing on or before the tenure of the scheme and
equity and equity related securities
(BLUE)
low risk
▄
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.
Note : Risk is represented as:
(BLUE) Investors understand that
their principal will be at low risk
(YELLOW) Investors understand that
their principal will be at medium risk
(BROWN) Investors understand that
their principal will be at high risk
07
Savings Solutions
What are Saving Solutions?
Our Savings Solutions are aimed at
preserving your money, providing
you with liquidity and giving you taxefficient returns.
Who can benefit from Saving
Solutions?
This is an ideal solution for investors
who have low - medium propensity for
risk and high liquidity. These can be
ideal for first time investors in mutual
funds.
Benefits of Savings Solutions:
Make Inflation work in your favour: Inflation affects your returns from any investment including mutual funds. But, in case of savings
solutions, you can use it to your advantage - through indexation - which can help you reduce the amount on which you have to pay tax. You can
benefit from indexation, if investing for more than 1 year. Please consult your tax advisor on how to take advantage of indexation.
Aim to preserve your money: These schemes generally invest in instruments like bonds of reputed Indian companies and securities (bonds)
issued by the Government of India which are considered relatively safe.
Aim to provide Liquidity: If you need to withdraw your money, all you have to do is submit a redemption slip and your money is normally
credited to your bank account within one working day. You may also opt for an online redemption facility offered by many fund houses for added
convenience.
Tax-efficient returns: You can earn returns in the form of monthly / quarterly dividends etc. which are completely tax-free in your hands. A
dividend distribution tax of 28.325% is applicable and is deducted by the fund house.
There are various savings solutions available depending on the time period that you would like to invest for: a. 1 day to 3 months b. 3 to 6
months c. 6 months to 1 year d. 1 year +
The DDT rate of 28.325% is effective June 01, 2013 and further, upto May 31, 2013 DDT rate applicable shall be 14.1625% as amended by Finance Bill/Act 2013.
Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the
future.
Investors are advised to consult their tax advisor in view of individual nature of tax benefits
The Financial Solution (Savings Solution) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any
manner, indicate or imply, either the quality of any particular Scheme or guarantee any specific performance/returns.
08
Birla Sun Life Cash Plus
What is it?
A fund that aims to provide the convenience
of a savings account with the opportunity
to earn higher post-tax returns. (Investors
are advised to consult their tax advisor in
view of individual nature of tax benefits.)
SAVINGS SOLUTIONS
As on October 31, 2013
Rating Profile of Portfolio
Fund Details
Fund Manager: Mr. Kaustubh Gupta &
Ms. Sunaina Da Cunha
Managing Fund Since: July 15, 2011
Total Experience:
5 years & 7 years
Date of inception:
June 16, 1997
Nature of the scheme: An Open-ended Liquid Scheme
10.06%
0.47% 0.32%
10.82%
56.13%
22.20%
AAA
Cash & Current Assets
NAV of Plans / Options (`)^
SOV
Unrated
Retail Plan
AA
Below AA
Growth:
322.2430
Dividend:
163.6940
Institutional Plan
Growth: 330.3668
Investment Performance - Retail Plan - Growth
NAV as on September 30, 2013: ` 319.6739
Dividend: 108.0230
Weekly Dividend: 108.2341
Value of Standard Investment of `
Date of Inception: June 16, 1997
NAV Per
Birla Sun
CRISIL
CRISIL 1
Regular Plan$
10000 in
Unit. *
Life Cash
Liquid
Year T-Bill
Growth: 198.0717
(`)
Plus (%)
Fund Index
Index ##
Birla Sun
CRISIL
CRISIL 1
# (%)
(%)
Daily Dividend: 100.1950
Life Cash
Liquid
Year T-Bill
Plus (`)
Fund Index
Index ## (`)
Weekly Dividend: 100.3857
# (`)
Direct Plan$
Since inception till
Growth:
198.1362
100.0000
7.39
N/A
N/A
31967
N/A
N/A
September 30, 2013 (CAGR)
Daily Dividend:
100.1950
September 30, 2012 to
294.6833
8.48
8.59
5.70
10848
10859
10570
September 30, 2013 (Absolute)
Weekly Dividend:
100.3868
Dividend:
105.7334
September 29, 2011 to
269.8550
9.20
8.67
8.14
10920
10867
10814
^The Face Value per unit of all the plans/ options September 30, 2012 (Absolute)
September
30,
2010
to
under Birla Sun Life Cash Plus has been changed
250.1520
7.88
7.75
5.36
10788
10775
10536
from `.10/- to `.100/- effective from October 07, September 29, 2011 (Absolute)
2011
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Benchmark:
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends
CRISIL Liquid Fund Index
declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When
scheme/additional benchmark returns are not available, they have not been shown.
Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Kaustubh Gupta is 77. Total Schemes managed by Ms.
Sunaina Da Cunha is 5. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.
Load Structure (as % of NAV)
Entry Load:
Nil
Exit Load:
Nil
Other Parameter
Modified Duration :
Yield to Maturity:
Standard Deviation
Retail Plan: Institutional Plan: Regular Plan: 0.11 years
9.85%
0.31%
0.31%
0.31%
Note:
Standard Deviation is calculated on annualised basis
using 1 year history of monthly returns, source: MFI
Explorer.
These Plan/Options continue for fresh subscriptions under the scheme. ‘Direct Plan’ is only for investors who purchase /
subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through
a Distributor. For further details, Investors are advised to refer to Addendum no. 44/2012 dated December 27, 2012 available
on our website www.birlasunlife.com
$
Top Ten Portfolio Holdings
Issuer
Government of India
% to net Assets
Rating
10.82%
SOV
Issuer
% to net Assets
Rating
CRISIL A1+
Sesa Sterlite Ltd
3.70%
Housing Development Finance Corporation Ltd
6.00% CRISIL AAA,ICRA A1+
Indian Oil Corporation Ltd
3.04%
ICRA A1+
Axis Bank Ltd
5.29% CRISIL A1+,ICRA A1+
Steel Authority of India Ltd
2.46%
CARE A1+
HDFC Bank Ltd
3.74%
CRISIL A1+
Kotak Mahindra Bank Ltd
2.00%
CRISIL A1+
Tata Capital Financial Services Ltd
3.71%
ICRA A1+
ECL Finance Ltd
1.85%
CRISIL A1+
09
Birla Sun Life Cash Manager
What is it?
A fund that aims to provide the convenience
of a savings account with the opportunity
to earn higher post-tax returns. (Investors
are advised to consult their tax advisor in
view of individual nature of tax benefits.)
SAVINGS SOLUTIONS
Fund Details
Fund Manager:
Mr. Kaustubh Gupta &
Ms. Sunaina Da Cunha
Managing Fund Since: July 15, 2011
Total Experience:
5 years & 7 years
Date of inception:
Retail Plan:
May 14, 1998
Institutional Plan:
September 27, 2004
Nature of the scheme: An Open-ended Income Scheme
NAV of Plans / Options (`)^
Regular Plan$
Growth:
297.2927
Daily Dividend:
100.2933
Weekly Dividend:
100.0777
Institutional Plan
Growth:
207.9347
Daily Dividend:
100.2105
Weekly Dividend:
100.0815
Direct Plan$
Growth:
299.3394
Daily Dividend:
100.3629
Weekly Dividend:
100.0817
11.96%
4.10%
55.51%
17.05%
AAA
Cash & Current Assets
Below AA
AA
SOV
Date of Inception: May 14, 1998
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 29, 2011 to
September 28, 2012 (Absolute)
September 29, 2010 to
September 29, 2011 (Absolute)
NAV Per
Unit. *
(`)
Birla Sun
Life Cash
Manager (%)
NAV as on September 30, 2013: ` 294.6486
CRISIL
Short Term
Bond Fund
Index #
(%)
CRISIL 1
Year T-Bill
Index ##
(%)
Value of Standard Investment of `
10000 in
Birla Sun
Life Cash
Manager
(`)
CRISIL
Short Term
Bond Fund
Index # (`)
CRISIL 1
Year
T-Bill Index
## (`)
100.0000
7.27
N/A
N/A
29465
N/A
N/A
271.8389
8.39
7.78
5.70
10839
10778
10570
248.8630
9.23
9.21
8.14
10923
10921
10814
230.0880
8.16
6.80
5.38
10816
10680
10538
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends
declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When
scheme/additional benchmark returns are not available, they have not been shown.
Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Kaustubh Gupta is 77. Total Schemes managed by Ms.
Sunaina Da Cunha is 5. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.
CRISIL Short Term Bond Fund Index
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load:
Nil
Exit Load:
Nil
Other Parameter
Modified Duration:
Yield to Maturity: Standard Deviation:
Regular Plan:
Institutional Plan:
11.38%
Investment Performance - Regular Plan - Growth
^The Face Value per unit of all the plans/ options
under Birla Sun Life Cash Manager has been
changed from `.10/- to `.100/- effective from
October 07, 2011
Benchmark:
As on October 31, 2013
Rating Profile of Portfolio
0.27 years
9.75%
0.66%
0.65%
Note:
Standard Deviation is calculated on annualised basis
using 3 years history of monthly returns, source: MFI
Explorer.
These Plan/Options continue for fresh subscriptions under the scheme. ‘Direct Plan’ is only for investors who purchase /
subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through
a Distributor. For further details, Investors are advised to refer to Addendum no. 44/2012 dated December 27, 2012 available
on our website www.birlasunlife.com
$
Top Ten Portfolio Holdings
Issuer
Government of India
% to net Assets
Rating
11.38%
SOV
Tata Capital Financial Services Ltd
CARE AA+,
9.18%
CRISIL AA+,ICRA AA+
Shapoorji Pallonji & Co Ltd
6.85%
ICRA A1+
Housing Development Finance Corporation Ltd
6.00%
CRISIL AAA
ICICI Bank Ltd
5.79%
CARE A1+,ICRA A1+
Issuer
% to net Assets
Sesa Sterlite Ltd
Rating
5.54%
CRISIL A1+
Kotak Mahindra Prime Ltd
5.39%
CRISIL A1+,
CRISIL AA+
Power Finance Corporation Ltd
4.83%
CRISIL AAA
Vodafone India Ltd
3.49%
CRISIL A1+
Tata Capital Housing Finance Ltd
3.34%
CRISIL AA+
10
Birla Sun Life Savings Fund
What is it?
A fund that aims to provide the convenience
of a savings account with the opportunity to
earn higher post-tax returns. (Investors are
advised to consult their tax advisor in view of
individual nature of tax benefits.)
SAVINGS SOLUTIONS
Fund Details
Fund Manager:
Mr. Kaustubh Gupta
Managing Fund Since: July 15, 2011
Total Experience:
5 years
Date of inception
Retail Plan:
November 27, 2001
Institutional Plan:
April 16, 2003
Nature of the scheme: An Open-ended Short Term Income Scheme
NAV of Plans / Options (`)^
Retail Plan
Growth:
228.9246
Daily Dividend:
100.2963
Weekly Dividend: 100.2040
Regular Plan$
Growth:
236.3732
Daily Dividend:
100.2970
Weekly Dividend: 100.2092
Direct Plan$
Growth:
236.5385
Daily Dividend:
100.2972
Weekly Dividend: 100.2110
15.16%
0.69%
0.59% 0.54%
6.88%
57.16%
18.99%
AAA
Cash & Current Assets
Below AA
IND AA+
AA
SOV
IND AAA
Investment Performance - Retail Plan - Growth
Date of Inception: Nov 27, 2001
^The Face Value per unit of all the plans/ options
under Birla Sun Life Savings Fund has been
changed from `.10/- to `.100/- effective from
October 07, 2011
Benchmark:
As on October 31, 2013
Rating Profile of Portfolio
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 29, 2011 to
September 28, 2012 (Absolute)
September 29, 2010 to
September 29, 2011 (Absolute)
NAV Per
Unit. *
(`)
Birla Sun
Life Savings
Fund (%)
NAV as on September 30, 2013: ` 226.6792
CRISIL
Short Term
Bond Fund
Index #
(%)
CRISIL 1
Year T-Bill
Index ##
(%)
Value of Standard Investment of `
10000 in
Birla
Sun Life
Savings
Fund (`)
CRISIL
Short Term
Bond Fund
Index # (`)
CRISIL 1
Year T-Bill
Index ## (`)
100.0000
7.15
N/A
N/A
22668
N/A
N/A
208.2630
8.84
7.78
5.70
10884
10778
10570
189.9650
9.63
9.21
8.14
10963
10921
10814
175.3550
8.33
6.80
5.38
10833
10680
10538
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends
declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When
scheme/additional benchmark returns are not available, they have not been shown.
Total Schemes managed by Mr. Kaustubh Gupta is 77. Refer annexure on page no. 58 to know more on performance of schemes managed by
Fund Managers.
CRISIL Short Term Bond Fund Index
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load:
Nil
Exit Load:
Nil
Other Parameter
Modified Duration:
Yield to Maturity: Standard Deviation
Retail Plan: Regular Plan:
0.31 years
9.85%
0.64%
0.63%
Note:
Standard Deviation is calculated on annualised basis
using 1 year history of monthly returns, source: MFI
Explorer.
These Plan/Options continue for fresh subscriptions under the scheme. ‘Direct Plan’ is only for investors who purchase /
subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through
a Distributor. For further details, Investors are advised to refer to Addendum no. 44/2012 dated December 27, 2012 available
on our website www.birlasunlife.com
$
Top Ten Portfolio Holdings
Issuer
% to net Assets
Rating
Issuer
% to net Assets
Rating
12.94%
CRISIL AAA
Tata Capital Financial Services Ltd
4.84%
CRISIL AA+,
ICRA A1+,ICRA AA+
Housing Development Finance Corporation Ltd
6.97%
CRISIL AAA
Piramal Enterprises Ltd
4.57%
ICRA A1+
Government of India
6.88%
SOV
Small Industries Dev Bank of India
4.12%
CARE AAA
Shriram Transport Finance Company Ltd
6.42%
CRISIL AA
L&T Finance Ltd
3.36%
CARE A1+
Kotak Mahindra Prime Ltd
5.29% CRISIL A1+,CRISIL AA+
IDFC Ltd.
2.95%
ICRA AAA,IND AAA
Power Finance Corporation Ltd
11
Birla Sun Life Ultra Short Term Fund
What is it?
A fund that aims to provide the convenience
of parking your savings with an opportunity
to earn higher post-tax returns. (Investors
are advised to consult their tax advisor in
view of individual nature of tax benefits)
SAVINGS SOLUTIONS
Fund Details
Fund Manager:
Mr. Kaustubh Gupta &
Mr. Lokesh Mallya
Managing Fund Since: September 29, 2009
Total Experience: 5 years & 5 years
Date of inception: April 19, 2002
Nature of the scheme: An Open-ended Short Term Income Scheme
8.63%
24.54%
AAA
Cash & Current Assets
AA
SOV
Investment Performance - Retail Plan - Growth
Date of Inception: April 19, 2002
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 29, 2011 to
September 28, 2012 (Absolute)
September 29, 2010 to
September 29, 2011 (Absolute)
^The Face Value per unit of all the plans/ options
under Birla Sun Life Ultra Short Term Fund has
been changed from `.10/- to `.100/- effective
from October 07, 2011
NAV as on September 30, 2013: ` 220.7498
NAV Per
Unit. *
(`)
Birla Sun
Life Ultra
Short Term
Fund (%)
CRISIL
Short Term
Bond Fund
Index #
(%)
CRISIL 1
Year T-Bill
Index ##
(%)
100.0000
7.16
6.64
202.8174
8.84
184.9220
9.68
170.5780
8.41
Value of Standard Investment of `
10000 in
Birla Sun
Life Ultra
Short Term
Fund (`)
CRISIL
Short Term
Bond Fund
Index # (`)
CRISIL 1
Year
T-Bill Index
## (`)
5.37
22075
20885
18216
7.78
5.70
10884
10778
10570
9.21
8.14
10968
10921
10814
6.80
5.38
10841
10680
10538
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
CRISIL Short Term
Bond Fund Index
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load :
Nil
Exit Load :
For redemption / switch-
out of units within 365 days from the date of
allotment: 0.25% of
applicable NAV. For
redemption / switch-out of units after 365 days from the date of allotment: Nil
Other Parameter
Modified Duration:
Yield to Maturity: Standard Deviation:
53.25%
13.59%
NAV of Plans / Options (`)^
Retail Plan
Growth:
223.0493
Daily Dividend: 100.2470
Fortnightly Dividend: 104.2275
Regular Plan$
Growth: 148.3875
Daily Dividend: 100.2478
Weekly Dividend: 101.7606
Fortnightly Dividend: 103.3819
Direct Plan$
Growth: 148.4624
Daily Dividend: 100.2481
Weekly Dividend: 101.7609
Fortnightly Dividend: 103.3858
Benchmark: As on October 31, 2013
Rating Profile of Portfolio
declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Kaustubh Gupta is 77. Total Schemes managed by Mr.
Lokesh Mallya is 2. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.
0.36 years
9.98%
0.57%
Note:
Standard Deviation is calculated on annualised basis
using 1 year history of monthly returns, source: MFI
Explorer.
These Plan/Options continue for fresh subscriptions under the scheme. ‘Direct Plan’ is only for investors who purchase /
subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through
a Distributor. For further details, Investors are advised to refer to Addendum no. 44/2012 dated December 27, 2012 available
on our website www.birlasunlife.com
$
Top Portfolio Holdings
Issuer
% to net Assets
Rating
IDBI Bank Ltd
13.59%
CRISIL AA+
ICICI Sec Primary Dealership Ltd.
12.43%
% to net Assets
Rating
Small Industries Dev Bank of India
6.20%
CARE AAA
CRISIL A1+
Vodafone India Ltd
4.08%
CRISIL A1+
11.44%
CRISIL A1+
Housing Development Finance
Corporation Ltd
3.73%
CRISIL AAA
State Bank of Mysore
9.16%
ICRA A1+
LIC Housing Finance Ltd
3.72%
CRISIL AAA
Government of India
8.63%
SOV
Export Import Bank of India
2.47%
CRISIL AAA
Sesa Sterlite Ltd
Issuer
12
Birla Sun Life Dynamic Bond Fund
What is it?
An income solution that aims to generate optimal
returns through active management by capturing
positive price and credit spread movements.
SAVINGS SOLUTIONS
Fund Details
Fund Manager:
Mr. Maneesh Dangi
Managing Fund Since: September 12, 2007
Total Experience:
11 years
Date of inception:
September 27, 2004
Nature of the scheme: An Open-ended Income Scheme
NAV of Plans / Options (`)
Regular Plan
Growth:
20.4801
Monthly Dividend:
10.2403
Quarterly Dividend:
11.0611
Direct Plan$
Growth:
20.5422
Monthly Dividend:
10.1706
Quarterly Dividend:
11.1075
9.54%
7.59%
0.18%
46.36%
16.53%
19.80%
AAA
AA
Cash & Current Assets
SOV
Below AA
IND AA-
Investment Performance - Regular Plan - Growth
Date of Inception: Sept 27, 2004
Benchmark:
As on October 31, 2013
Rating Profile of Portfolio
CRISIL Short Term Bond Fund Index (w.e.f 27 May, 2013)
NAV Per
Unit. *
(`)
Birla Sun
Life Dynamic
Bond Fund
(%)
CRISIL
Short Term
Bond Fund
Index #
(%)
NAV as on September 30, 2013: ` 20.1896
CRISIL 10
Year Gilt
Index
## (%)
Value of Standard Investment of ` 10000 in
Birla
Sun Life
Dynamic
Bond Fund
(`)
CRISIL
Short Term
Bond Fund
Index # (`)
CRISIL 10
Year Gilt
Index
## (`)
Load Structure (as % of NAV) (Incl. for SIP)
Since inception till
10.0000
8.11
6.90
4.85
20190
18240
15328
Entry Load:
Nil
September 30, 2013 (CAGR)
Exit Load**:
For redemption / switch-out September 28, 2012 to
of units within 180 days 18.9699
6.43
7.78
2.45
10643
10778
10245
September 30, 2013 (Absolute)
from the date of allotment: 0.50% of applicable NAV. September 29, 2011 to
17.1299
10.74
9.21
8.03
11074
10921
10803
For redemption / switch-out September 28, 2012 (Absolute)
of units after 180 days from September 29, 2010 to
15.9151
7.63
6.80
3.20
10763
10680
10320
September 29, 2011 (Absolute)
the date of allotment: Nil.
**Exit Load is NIL for units # Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
issued in Bonus & Dividend Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends
declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Reinvestment.
Other Parameter
Modified Duration:
Yield to Maturity: Standard Deviation: Total Schemes managed by Mr. Maneesh Dangi is 1. Refer annexure on page no. 58 to know more on performance of schemes managed by
Fund Managers.
1.66 years
9.63%
2.50%
Note:
Standard Deviation is calculated on annualised basis
using 3 years history of monthly returns, source: MFI $‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available
Explorer.
for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum
no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
Top Ten Portfolio Holdings
Issuer
% to net Assets
Rating
Issuer
% to net Assets
Rating
Government of India
13.58%
Kotak Mahindra Prime Ltd
5.06%
Power Finance Corporation Ltd
CRISIL A1+,
12.87%
CRISIL AAA,ICRA AAA
National Bank For Agriculture and Rural
Development
CRISIL A1+,
CRISIL AA+
4.53%
CRISIL AAA
10.27% CRISIL AAA,ICRA A1+
Indiabulls Housing Finance Ltd
3.22%
CARE AA+
LIC Housing Finance Ltd
2.69%
CRISIL AAA
Shriram Transport Finance Company Ltd
2.65%
CARE AA+,
CRISIL AA
Housing Development Finance
Corporation Ltd
SOV
State Government Securities
6.22%
SOV
Tata Motors Finance Ltd
6.09% CRISIL AA-,ICRA A1+
13
Birla Sun Life Medium Term Plan
What is it?
An income scheme that aims to optimize
returns by identifying mispriced credit
opportunities in medium term securities in the
market and then selectively investing in them.
Rohit Murarka
January 02, 2013
7 years
March 25, 2009
An Open-ended Income Scheme
7.05%
22.74%
Below AA
AAA
AA
Cash & Current Assets
Investment Performance - Regular Plan - Growth
Date of Inception: Mar 25, 2009
NAV as on September 30, 2013: ` 14.3887
NAV Per
Unit. *
(`)
Birla Sun
Life Medium
Term Plan
(%)
CRISIL
AA Short
Term Bond
Index #
(%)
CRISIL 10
Year Gilt
Index ##
(%)
10.0000
8.38
9.47
September 28, 2012 to
September 30, 2013 (Absolute)
13.1494
9.42
September 29, 2011 to
September 28, 2012 (Absolute)
11.8388
September 29, 2010 to
September 29, 2011 (Absolute)
10.8860
CRISIL AA Short Term Bond Index (w.e.f May 27, Since inception till
2013)
September 30, 2013 (CAGR)
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load:
Nil
Exit Load**:
For redemption / switch-out of units within 365 days from the date of allotment: 2.00% of applicable NAV. For redemption / switch-
out of units after 365 days but before 730 days from the date of allotment: 1.00% of applicable NAV. For redemption / switch-out of units after 730 days from the date of allotment: Nil.
**Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.
Other Parameter
Modified Duration:
Yield to Maturity: Standard Deviation:
Institutional Plan:
50.12%
20.10%
NAV of Plans / Options (`)
Regular Plan$
Growth: 14.6186
Quarterly Dividend: 10.5139
Half Yearly Dividend:
10.6788
Dividend:
10.8357
Institutional Plan
Growth:
14.1922
Quarterly Dividend: 10.4877
Half Yearly Dividend:
10.6801
Direct Plan$
Growth: 14.6723
Quarterly Dividend: 10.5887
Half Yearly Dividend:
10.9575
Dividend:
10.8713
Benchmark: As on October 31, 2013
Rating Profile of Portfolio
Fund Details
Fund Manager:
Managing Fund Since:
Total Experience:
Date of inception:
Nature of the scheme:
SAVINGS SOLUTIONS
Value of Standard Investment of `
10000 in
Birla
Sun Life
Medium
Term Plan
(`)
CRISIL
AA Short
Term Bond
Index
# (`)
CRISIL 10
Year Gilt
Index ## (`)
3.76
14389
15051
11814
9.02
2.45
10942
10902
10245
11.07
10.81
8.03
11107
11081
10803
8.75
7.17
3.20
10875
10717
10320
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends
declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes managed by Mr. Rohit Murarka is 1. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund
Managers.
1.65 years
11.01%
2.09%
Note:
Standard Deviation is calculated on annualised basis
using 3 years history of monthly returns, source: MFI $
These Plan/Options continue for fresh subscriptions under the scheme. ‘Direct Plan’ is only for investors who purchase /
Explorer.
subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through
a Distributor. For further details, Investors are advised to refer to Addendum no. 44/2012 dated December 27, 2012 available
on our website www.birlasunlife.com
Top Portfolio Holdings
Issuer
RHC Holding Pvt Ltd
% to net Assets
Rating
11.59%
CARE A1(SO)
Tata Motors Finance Ltd
9.36%
CRISIL AA-
Prime Publishing Private Ltd
8.34%
BWR A-(SO)
DLF Ltd
6.51%
ICRA A
Power Finance Corporation Ltd
6.36%
CRISIL AAA
Issuer
% to net Assets
Rating
IL&FS Transportation Networks Ltd
6.07%
ICRA A
Indiabulls Housing Finance Ltd
6.03%
CARE AA+
RKN RETAIL PVT. LTD
4.97%
BWR A-(SO)
Mandava Holdings Private Limited
4.49%
BWR AA+ (SO)
Shriram Transport Finance Company Ltd
3.89%
CARE AA+,CRISIL AA
14
Birla Sun Life Income Plus
What is it?
A fund that invests in a combination of
bonds and Government securities of
varying maturities from time to time with
an aim to optimize returns.
SAVINGS SOLUTIONS
Fund Details
Fund Manager:
Mr. Prasad Dhonde
Managing Fund Since: January 11, 2010
Total Experience:
11 years
Date of inception:
October 21, 1995
Nature of the scheme: An Open-ended Income Scheme
8.54% 3.21%
SOV
AA
Cash & Current Assets
AAA
Investment Performance - Regular Plan - Growth
CRISIL Composite Bond Fund Index
Date of Inception: Oct 21, 1995
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load:
Nil
Exit Load:
For redemption / switch-out of units within 180 days Since inception till
from the date of allotment: September 30, 2013 (CAGR)
1.00% of applicable NAV. September 28, 2012 to
For redemption / switch-out September 30, 2013 (Absolute)
of units after 180 days from September 29, 2011 to
September 28, 2012 (Absolute)
the date of allotment: Nil.
September 29, 2010 to
September 29, 2011 (Absolute)
Other Parameter
Modified Duration:
Yield to Maturity: Standard Deviation:
79.65%
8.60%
NAV of Plans / Options (`)
Regular Plan
Growth:
53.3690
Quarterly Dividend:
12.2429
Direct Plan$
Growth:
53.6724
Quarterly Dividend:
12.3793
Benchmark: As on October 31, 2013
Rating Profile of Portfolio
NAV Per
Unit. *
(`)
Birla Sun
Life Income
Plus (%)
NAV as on September 30, 2013: ` 52.2599
CRISIL
Composite
Bond Fund
Index #
(%)
CRISIL 10
Year Gilt
Index
## (%)
Value of Standard Investment of `
10000 in
Birla
Sun Life
Income
Plus (`)
CRISIL
Composite
Bond Fund
Index # (`)
CRISIL 10
Year Gilt
Index
## (`)
10.0000
9.65
N/A
N/A
52260
N/A
N/A
50.3593
3.77
3.49
2.45
10377
10349
10245
45.6181
10.39
9.53
8.03
11039
10953
10803
42.7761
6.64
5.58
3.20
10664
10558
10320
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends
declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When
additional benchmark returns are not available, they have not been shown.
Total Schemes managed by Mr. Prasad Dhonde is 13. Refer annexure on page no. 58 to know more on performance of schemes managed by
Fund Managers.
6.41 years
8.93%
4.39%
Note:
Standard Deviation is calculated on annualised basis
using 1 year history of monthly returns, source: MFI
Explorer.
‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available
for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum
no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
$
Top Portfolio Holdings
Issuer
% to net Assets
Rating
% to net Assets
Rating
Government of India
49.34%
SOV
Tata Sons Ltd
0.84%
CRISIL AAA
State Government Securities
IDBI Bank Ltd
Reliance Gas Transportation
Infrastructure Ltd
ICICI Bank Ltd
0.46%
CRISIL AA+
0.18%
CRISIL AAA
0.05%
CRISIL AAA
30.31%
SOV
Hindalco Industries Ltd
6.50%
CRISIL AA+
Power Finance Corporation Ltd
2.14%
CRISIL AAA
Aditya Birla Nuvo Ltd
1.64%
ICRA AA+
Issuer
15
Birla Sun Life Short Term Fund
(erstwhile Birla Sun Life Income Fund. Name changed w.e.f February 01, 2012)
What is it?
A moderate income scheme that invests
in diversified portfolio of debt and money
market instruments of short to medium
term maturity which can offer superior
levels of yields at relatively lower levels
of risk.
SAVINGS SOLUTIONS
Fund Details
Fund Manager:
Mr. Prasad Dhonde
Managing Fund Since: July 01, 2011
Total Experience:
11 years
Date of inception:
March 3, 1997
Nature of the scheme: An Open-ended Income Scheme
NAV of Plans / Options (`)
Regular Plan
Growth: 45.4504
Dividend:
10.0469
Monthly Dividend:
11.7842
Direct Plan$
Growth: 45.4955
Dividend:
10.1244
Monthly Dividend:
11.7891
Benchmark:
7.64%
4.91% 1.74%
76.38%
9.33%
AAA
SOV
IND AAA
Cash & Current Assets
AA
Investment Performance - Regular Plan - Growth
Date of Inception: March 3, 1997
CRISIL Short Term Bond Fund Index (w.e.f May 27, 2013)
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load:
Nil
Exit Load**:
For Redemption / Switch-
out of units within 30 days from the date of allotment: 0.50% of applicable NAV.
**Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.
Other Parameter
Modified Duration:
Yield to Maturity: Standard Deviation:
As on October 31, 2013
Rating Profile of Portfolio
NAV as on September 30, 2013: ` 44.8977
NAV Per
Unit. *
(`)
Birla Sun
Life Short
Term Fund
(%)
CRISIL
Short Term
Bond Fund
Index #
(%)
CRISIL 10
Year Gilt
Index
## (%)
10.0000
9.48
N/A
41.5926
7.95
37.5617
34.9134
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 29, 2011 to
September 28, 2012 (Absolute)
September 29, 2010 to
September 29, 2011 (Absolute)
Value of Standard Investment of `
10000 in
Birla Sun
Life Short
Term Fund
(`)
CRISIL
Short Term
Bond Fund
Index # (`)
CRISIL 10
Year Gilt
Index ## (`)
N/A
44898
N/A
N/A
7.78
2.45
10795
10778
10245
10.73
9.21
8.03
11073
10921
10803
7.59
6.80
3.20
10759
10680
10320
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends
declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When
scheme/additional benchmark returns are not available, they have not been shown.
Total Schemes managed by Mr. Prasad Dhonde is 13. Refer annexure on page no. 58 to know more on performance of schemes managed by
Fund Managers.
1.18 years
9.41%
1.57%
Note:
Standard Deviation is calculated on Annualised basis
using 3 years history of monthly returns, source: MFI $‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available
for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum
Explorer.
no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
Top Ten Portfolio Holdings
Issuer
National Housing Bank
Power Finance Corporation Ltd
% to net Assets
Rating
CARE AAA,CRISIL AAA,
14.67%
FITCH AAA
CRISIL A1+,CRISIL AAA,
13.46%
ICRA AAA
LIC Housing Finance Ltd
13.26%
CARE AAA,CRISIL AAA
Housing Development Finance Corporation Ltd
12.37%
CRISIL AAA,ICRA AAA
8.48%
ICRA AAA
IDFC Ltd.
Issuer
% to net Assets
Rating
State Government Securities
7.02%
SOV
Indian Overseas Bank
3.53%
ICRA A1+
National Bank For Agriculture and
Rural Development
3.06%
CRISIL AAA
L&T Finance Holdings Ltd
2.88%
ICRA AA+
Rural Electrification Corporation Ltd
2.68%
CARE A1+
16
Birla Sun Life Floating Rate Fund - Long Term Plan
What is it?
A fund that aims to generate income by
investing substantially into floating rate
debt/money market instruments.
SAVINGS SOLUTIONS
Fund Details
Fund Manager:
Mr. Kaustubh Gupta &
Ms. Sunaina Da Cunha
Managing Fund Since: July 15, 2011
Total Experience:
5 years & 7 years
Date of inception:
June 05, 2003
Nature of the scheme: An Open-ended Income Scheme
18.86%
AAA
52.40%
Cash & Current Assets
AA
IND AA-
Investment Performance - Retail Plan - Growth
Date of Inception: June 05, 2003
^The Face Value per unit of all the plans/ options
under Birla Sun Life Floating Rate Fund – Long
Term Plan has been changed from ` 10/- to
` 100/- effective from October 07, 2011
CRISIL Liquid Fund Index
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load:
Nil
Exit Load**:
For Redemption / Switch-
out of units within 30 days from the date of allotment: 0.25% of applicable NAV.
For Redemption / Switch-
out of units after 30 days from the date of allotment : Nil
**Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.
Other Parameter
Modified Duration:
Yield to Maturity:
Standard Deviation:
3.59%
25.15%
NAV of Plans / Options (`)^
Retail Plan
Growth:
213.2783
Weekly Dividend:
100.1241
Regular Plan$
Growth:
147.3215
Daily Dividend:
100.3952
Weekly Dividend:
100.1254
Direct Plan$
Growth:
147.4975
Daily Dividend:
100.3918
Weekly Dividend:
100.1267
Benchmark: As on October 31, 2013
Rating Profile of Portfolio
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 29, 2011 to
September 28, 2012 (Absolute)
September 29, 2010 to
September 29, 2011 (Absolute)
NAV as on September 30, 2013: ` 211.2045
NAV Per
Unit. *
(`)
Birla Sun
Life Floating
Rate Fund Long Term
Plan (%)
CRISIL
Liquid
Fund Index
# (%)
CRISIL 1
Year T - Bill
Index ##
(%)
100.0000
7.51
6.40
193.7600
9.00
8.59
176.0180
10.08
162.1010
8.59
Value of Standard Investment of `
10000 in
Birla
Sun Life
Floating
Rate Fund
- Long
Term Plan
(`)
CRISIL
Liquid
Fund Index
# (`)
CRISIL 1
Year T - Bill
Index
## (`)
5.26
21120
18976
16978
5.70
10900
10859
10570
8.67
8.14
11008
10867
10814
7.76
5.38
10859
10776
10538
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends
declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Kaustubh Gupta is 77. Total Schemes managed by Ms.
Sunaina Da Cunha is 5. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.
0.45 years
9.99%
0.62%
Note:
Standard Deviation is calculated on annualised basis
using 1 year history of monthly returns, source: MFI
Explorer.
These Plan/Options continue for fresh subscriptions under the scheme. ‘Direct Plan’ is only for investors who purchase /
subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through
a Distributor. For further details, Investors are advised to refer to Addendum no. 44/2012 dated December 27, 2012 available
on our website www.birlasunlife.com
$
Top Ten Portfolio Holdings
Issuer
% to net Assets
Rating
Issuer
% to net Assets
National Bank For Agriculture and
Rural Development
Rating
Shriram Transport Finance Company Ltd
12.87%
CRISIL AA
5.36%
CRISIL AAA
Sesa Sterlite Ltd
11.53%
CRISIL A1+
LIC Housing Finance Ltd
5.22%
CARE AAA
9.28%
CRISIL AAA
Kotak Mahindra Prime Ltd
4.20%
CRISIL AA+
Cholamandalam Investment and Finance
Company Ltd
3.59%
IND AA-
ICICI Sec Primary Dealership Ltd.
1.79%
CRISIL A1+
Housing Development Finance Corporation Ltd
Small Industries Dev Bank of India
Power Finance Corporation Ltd
6.96%
CARE A1+
6.43%
CRISIL AAA,
ICRA AAA
17
Birla Sun Life Floating Rate Fund - Short Term Plan
What is it?
A fund that provides the convenience of
parking your savings with an opportunity
to earn higher post-tax returns. (Investors
are advised to consult their tax advisor in
view of individual nature of tax benefits.)
Fund Manager:
Mr. Kaustubh Gupta &
Ms. Sunaina Da Cunha
Managing Fund Since: July 15, 2011
Total Experience: 5 years & 7 years
Date of inception: June 05, 2003
Nature of the scheme: An Open-ended Income Scheme
2.07% 1.55%
0.39%
51.14%
31.03%
Cash & Current Assets
SOV
Below AA
Investment Performance - Retail Plan - Growth
Date of Inception: June 05, 2003
^The Face Value per unit of all the plans/ options
under Birla Sun Life Floating Rate Fund – Short
Term Plan has been changed from `.10/- to
`.100/- effective from October 07, 2011
CRISIL Liquid Fund Index
Load Structure (as % of NAV)
Entry Load:
Nil
Exit Load**:
Nil
** Exit Load is NIL for
units issued in Bonus &
Dividend Reinvestment.
13.83%
AAA
Unrated
AA
NAV of Plans / Options (`)^
Retail Plan
Growth: 202.7678
Daily Dividend: 100.0150
Weekly Dividend: 103.9096
Regular Plan$
Growth: 164.3531
Daily Dividend: 100.0200
Weekly Dividend: 100.2389
Direct Plan$
Growth: 164.4021
Daily Dividend: 100.0200
Weekly Dividend: 100.2399
Other Parameter
Modified Duration:
Yield to Maturity: Standard Deviation:
As on October 31, 2013
Rating Profile of Portfolio
Fund Details
Benchmark: SAVINGS SOLUTIONS
Since inception till
September 30, 2013 (CAGR)
September 30, 2012 to
September 30, 2013 (Absolute)
September 29, 2011 to
September 30, 2012 (Absolute)
September 30, 2010 to
September 29, 2011 (Absolute)
NAV as on September 30, 2013: ` 201.0649
NAV Per
Unit. *
(`)
Birla Sun
Life Floating
Rate Fund Short Term
Plan (%)
CRISIL
Liquid
Fund Index
# (%)
CRISIL 1
Year T - Bill
Index
## (%)
100.0000
7.00
6.40
184.8701
8.76
168.5100
155.5180
Value of Standard Investment of `
10000 in
Birla
Sun Life
Floating
Rate Fund
- Short
Term Plan
(`)
CRISIL
Liquid
Fund Index
# (`)
CRISIL 1
Year T - Bill
Index ## (`)
5.26
20106
18976
16978
8.59
5.70
10876
10859
10570
9.71
8.67
8.14
10971
10867
10814
8.35
7.75
5.36
10835
10775
10536
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends
declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Kaustubh Gupta is 77. Total Schemes managed by Ms.
Sunaina Da Cunha is 5. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.
0.11 years
9.91%
0.29%
Note:
Standard Deviation is calculated on annualised basis $These Plan/Options continue for fresh subscriptions under the scheme. ‘Direct Plan’ is only for investors who purchase /
using 1 year history of monthly returns, source: MFI subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through
Explorer.
a Distributor. For further details, Investors are advised to refer to Addendum no. 44/2012 dated December 27, 2012 available
on our website www.birlasunlife.com
Top Portfolio Holdings
Issuer
Housing Development Finance Corporation Ltd
Mahindra & Mahindra Financial Services Ltd
% to net Assets
Rating
11.03%
ICRA A1+
% to net Assets
Rating
HDFC Bank Ltd
8.32%
4.19%
CRISIL A1+
CRISIL A1+
IDFC Ltd.
3.48%
ICRA A1+,ICRA AAA
Development Credit Bank Ltd
2.78%
CRISIL A1+
Tata Capital Financial Services Ltd
2.73%
ICRA A1+
Central Bank of India
2.08%
CRISIL A1+
Axis Bank Ltd
7.57%
Indiabulls Housing Finance Ltd
6.87%
CRISIL A1+
South Indian Bank Ltd
5.53%
CARE A1+
Issuer
18
Birla Sun Life Gilt Plus
What is it?
A fund that aims to generate income and
capital appreciation by investing exclusively
in Government Securities.
SAVINGS SOLUTIONS
As on October 31, 2013
Rating Profile of Portfolio
Fund Details
Regular Plan
PF Plan
Fund Manager:
Mr. Prasad Dhonde
Liquid Plan
Managing Fund Since: July 01, 2011
9.04%
8.44%
90.96%
91.56%
27.04%
Total Experience: 11 years
72.96%
Date of inception: October 12, 1999
Nature of the scheme: An Open-ended Government Securities Scheme
NAV of Plans / Options (`)
Liquid Plan:
Regular Plan
Growth:
27.5025
Daily Dividend:
10.0100
SOV
Cash & Current Assets
SOV
Cash & Current Assets
Weekly Dividend:
10.0238
SOV
Cash & Current Assets
Quarterly Dividend:
10.8081
Annual Dividend Option: 10.8276
Investment Performance - Liquid Plan - Regular Plan - Growth
NAV as on September 30, 2013: ` 27.2824
Direct Plan$
Value of Standard Investment of ` 10000
Date of Inception: Oct 12, 1999
NAV Per
Birla Sun
I-Sec SI-BEX
CRISIL 1
Growth:
27.5577
in
Unit. *
Life Gilt Plus# (%)
Year
Daily Dividend:
10.0110
Birla Sun
I-Sec SI-BEX CRISIL 1 Year
(`)
Liquid Plan
T-Bill Index
Annual Dividend:
10.9635
Life Gilt
# (`)
T-Bill Index
(%)
## (%)
Quarterly Dividend: 10.8663
Plus - Liquid
## (`)
PF Plan:
Plan (`)
Regular Plan
Since inception till
Growth:
31.1264
10.0000
7.44
N/A
N/A
27282
N/A
N/A
September 30, 2013 (CAGR)
Quarterly Dividend:
10.8994
September 28, 2012 to
$
Direct Plan
24.9969
9.14
7.15
5.70
10914
10715
10570
September 30, 2013 (Absolute)
Growth:
31.1888
September 29, 2011 to
Quarterly Dividend: 10.9901
23.1628
7.92
9.57
8.14
10792
10957
10814
September 28, 2012 (Absolute)
Regular Plan:
September 29, 2010 to
Regular Plan
21.7501
6.50
5.84
5.38
10650
10584
10538
September 29, 2011 (Absolute)
Growth:
36.6099
Quarterly Dividend:
12.0018
Investment Performance - PF Plan - Regular Plan Growth
NAV as on September 30, 2013: ` 30.3169
Direct Plan$
Value of Standard Investment of ` 10000
Date of Inception: Oct 12, 1999
NAV Per
Birla Sun Life I-Sec LI-BEX
CRISIL 10
Growth:
36.6916
in
Unit. *
Gilt Plus- PF
# (%)
Year
Quarterly Dividend: 12.0435
Birla Sun
I-Sec LI-BEX
CRISIL 10
(`)
Plan (%)
Gilt Index
Benchmark:
Life Gilt
# (`)
Year
## (%)
Liquid Plan: I-Sec SI-BEX
Plus- PF
Gilt Index
PF Plan: I-Sec LI-BEX
Plan (`)
## (`)
Regular Plan: I-Sec LI-BEX
Load Structure (as % of NAV) (Incl .for SIP)
Liquid Plan, Regular Plan & PF Plan - Quarterly /
Annual Dividend
Entry Load: Nil
Exit Load: Nil
PF Plan
Entry Load: Nil
Exit Load**: For redemption / switch-out of units within 90 days from the date of allotment: 0.50% of applicable NAV. For redemption / switch-out of units after 90 days from the date of allotment: Nil.
**Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.
Other Parameter
Modified Duration:
Liquid Plan: 0.05 years
PF Plan:
7.11 years
Regular Plan:
5.79 years
Yield to Maturity:
Liquid Plan: 8.80%
PF Plan:
9.00%
Regular Plan:
8.63%
Standard Deviation:
Liquid Plan: 0.76%
PF Plan:
4.91%
Regular Plan:
4.24%
Note:
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 29, 2011 to
September 28, 2012 (Absolute)
September 29, 2010 to
September 29, 2011 (Absolute)
10.0000
8.26
N/A
N/A
30317
N/A
N/A
29.1687
3.94
2.96
2.45
10394
10296
10245
25.9574
12.37
10.32
8.03
11237
11032
10803
24.3094
6.78
6.84
3.20
10678
10684
10320
Investment Performance - Regular Plan - Regular Plan - Growth
Date of Inception: Oct 12, 1999
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 29, 2011 to
September 28, 2012 (Absolute)
September 29, 2010 to
September 29, 2011 (Absolute)
NAV as on September 30, 2013: ` 36.0681
Value of Standard Investment of ` 10000
in
Birla Sun
I-Sec LI-BEX
CRISIL 10
Life Gilt
# (`)
Year
PlusGilt Index
Regular
## (`)
Plan (`)
NAV Per
Unit. *
(`)
Birla Sun Life
Gilt Plus Regular Plan
(%)
I-Sec LI-BEX
# (%)
CRISIL 10
Year
Gilt Index
## (%)
10.0000
9.61
N/A
N/A
36068
N/A
N/A
35.2049
2.45
2.96
2.45
10245
10296
10245
32.6091
7.96
10.32
8.03
10796
11032
10803
31.1583
4.66
6.84
3.20
10466
10684
10320
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend
distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns
are not available, they have not been shown.
Total Schemes managed by Mr. Prasad Dhonde is 13. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund
Managers.
Standard Deviation is calculated on annualised basis using 3
years history of monthly returns, source: MFI Explorer.
Top Portfolio Holdings - Regular Plan
Issuer
7.16% GOI (MD 20/05/2023)
Cash & Current Assets
% to net Assets
90.96%
9.04%
Rating
$
‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available
SOV for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum no.
44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
Top Portfolio Holdings - Liquid Plan
Issuer
91 Days Tbill (MD 28/11/2013)
Cash & Current Assets
Top Portfolio Holdings - PF Plan
% to net Assets
72.96%
27.04%
Rating
SOV
Issuer
8.32% GOI (MD 02/08/2032)
8.62% Tamil Nadu SDL (MD 20/02/2023)
7.16% GOI (MD 20/05/2023)
8.28% GOI (M/D 21/09/2027)
Cash & Current Assets
19
% to net Assets
45.44%
22.13%
14.70%
9.29%
8.44%
Rating
SOV
SOV
SOV
SOV
Birla Sun Life Government Securities Fund
What is it?
A fund that aims to generate current income
consistent with the portfolio invested
exclusively in Government Securities.
SAVINGS SOLUTIONS
Rating Profile of Portfolio
Long Term Plan
Short Term Plan
Fund Details
Fund Manager:
Managing Fund Since: Total Experience: Date of inception: Nature of the scheme: Mr. Prasad Dhonde
October 03, 2012
5.18%
11 years
100.00%
SOV
Cash & Current Assets
Cash & Current Assets
Investment Performance - Long Term Plan - Regular Plan - Growth
Date of Inception: Oct 28, 1999
Regular Plan
Benchmark:
Long Term Plan: Short Term Plan:
94.82%
October 28, 1999
An Open-ended Gilt Scheme
NAV of Plans / Options (`)
Long Term Plan:
Regular Plan
Growth: 34.5895
Half Yearly Dividend:
10.7834
Direct Plan$
Growth: 34.6979
Dividend:
11.1558
Short Term Plan:
Growth: Daily Dividend: Direct Plan$
Growth: CRISIL 10
Year Gilt
Index
## (%)
10.0000
9.14
N/A
N/A
33822
N/A
N/A
32.5112
4.03
2.96
2.45
10403
10296
10245
29.1690
11.46
10.32
8.03
11146
11032
10803
3.20
10480
10684
10320
10.4467
I-Sec LI-BEX
I-Sec SI-BEX
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 29, 2011 to
September 28, 2012 (Absolute)
September 29, 2010 to
September 29, 2011 (Absolute)
6.98 years
0.00 years
8.97%
8.50%
4.91%
0.46%
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 29, 2011 to
September 28, 2012 (Absolute)
September 29, 2010 to
September 29, 2011 (Absolute)
Value of Standard Investment of `
10000 in
Birla
Sun Life
Government
Securities
Fund - Long
Term Plan
(%)
23.0777
10.0031
I-Sec LIBEX
# (%)
NAV as on September 30, 2013: ` 33.8221
NAV Per
Unit. *
(`)
Load Structure (as % of NAV) (Incl. for SIP)
27.8343
4.80
6.84
Entry Load: Nil
Exit Load**:
Investment Performance - Short Term Plan - Regular Plan - Growth
Long Term Plan:
1% if redeemed / switched
out within 365 days from Date of Inception: Oct 28, 1999
NAV Per
Birla
I-Sec SI
the date of allotment.
Unit. *
Sun Life
BEX # (%)
Short Term Plan: Nil
(`)
Government
Securities
**Exit Load is NIL for units Fund - Short
issued in Bonus & Dividend Term Plan
Reinvestment.
(%)
Other Parameter
Modified Duration:
Long Term Plan:
Short Term Plan:
Yield to Maturity:
Long Term Plan:
Short Term Plan:
Standard Deviation:
Long Term Plan:
Short Term Plan:
As on October 31, 2013
Birla
Sun Life
Government
Securities
Fund - Long
Term Plan
(`)
I-Sec LIBEX # (`)
CRISIL 10
Year Gilt
Index ##
(`)
NAV as on September 30, 2013: ` 22.9148
CRISIL 1
Year T - Bill
Index ##
(%)
Value of Standard Investment of `
10000 in
Birla
Sun Life
Government
Securities
Fund - Short
Term Plan (`)
I-Sec
SI-BEX
# (`)
CRISIL 1
Year T - Bill
Index ## (`)
10.0000
6.13
N/A
N/A
22915
N/A
N/A
21.1916
8.13
7.15
5.70
10813
10715
10570
19.7148
7.49
9.57
8.14
10749
10957
10814
18.6061
5.96
5.84
5.38
10596
10584
10538
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared,
net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/
additional benchmark returns are not available, they have not been shown.
Total Schemes managed by Mr. Prasad Dhonde is 13. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund
Managers.
Note:
$
‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available
Standard Deviation is calculated on annualised basis for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum
using 1 year history of monthly returns, source: MFI no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
Explorer.
Top Portfolio Holdings - Short Term Plan
Top Portfolio Holdings - Long Term Plan
Issuer
9.20% GOI (MD 30/09/2030)
9.5% Gujrat SDL (MD 11/09/2023)
8.28% GOI (M/D 21/09/2027)
8.32% GOI (MD 02/08/2032)
7.16% GOI (MD 20/05/2023)
Cash & Current Assets
8.92% Tamilnadu SDL (MD 08/08/2022)
8.62% Maharashtra SDL (MD 20/02/2023)
% to net Assets
Rating
21.42%
21.33%
20.46%
16.67%
13.32%
5.18%
1.03%
0.59%
SOV
SOV
SOV
SOV
SOV
Issuer
% to net Assets
Cash & Current Assets
SOV
SOV
20
100.00%
Rating
Birla Sun Life Short Term Opportunities Fund
What is it?
A scheme that focuses on enhancing
the portfolio returns by identifying and
selectively investing in mispriced credit
opportunities in the market.
SAVINGS SOLUTIONS
As on October 31, 2013
Rating Profile of Portfolio
Fund Details
Fund Manager:
Mr. Lokesh Mallya &
Ms. Sunaina Da Cunha
Managing Fund Since: July 15, 2011
Total Experience: 5 years & 7 years
Date of inception: May 09, 2003
Nature of the scheme: An Open-ended Income Scheme
10.95%
4.36%
45.39%
39.30%
NAV of Plans / Options (`)*
Regular Plan$
Growth: 19.7338
AAA AA Below AA Cash & Current Assets
Dividend: 12.6205
Quarterly Dividend: 10.5375
Institutional Plan
Growth: 14.4780
Investment Performance - Regular Plan - Growth
NAV as on September 30, 2013: ` 19.4808
Dividend: Value of Standard Investment of ` 10000
Direct Plan$
Date of Inception: May 09, 2003
NAV Per
Birla Sun Life
CRISIL
CRISIL 1
in
Short Term
AA Short
Unit. *
Year T - Bill
Growth: 19.8215
Opportunities
Term
Bond
(`)
Index ##
Birla Sun Life
CRISIL
CRISIL 1
Dividend: 12.6705
Fund (%)
Index #
Short Term
AA Short
(%)
Year T - Bill
Quarterly Dividend: 10.6103
(%)
Opportunities
Term
Index
Bond
Fund (`)
*the dividend options under the scheme have been
## (`)
Index
renamed w.e.f July 02, 2012. Please refer addendum
# (`)
no. 28/2012 dated June 29, 2012 for further details.
Benchmark: CRISIL AA Short Term Bond Index (w.e.f May 27, 2013)
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 29, 2011 to
September 28, 2012 (Absolute)
September 29, 2010 to
September 29, 2011 (Absolute)
10.0000
6.62
8.46
5.25
19481
23277
17033
17.7623
9.67
9.02
5.70
10967
10902
10570
Load Structure (as % of NAV) (Incl .for SIP)
16.0202
10.87
10.81
8.14
11087
11081
10814
Entry Load: Nil
14.7074
8.93
7.17
5.38
10893
10717
10538
Exit Load**: For redemption / switch-
out of units within 365 days from the date of allotment: # Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends
1.00% of applicable declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
NAV. For redemption / Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Lokesh Mallya is 2. Total Schemes managed by Ms.
switch-out of units after 365 Sunaina Da Cunha is 5. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.
days from the date of
allotment: Nil ** Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.
Other Parameter
Modified Duration:
Yield to Maturity: Standard Deviation: 0.95 years
10.22%
1.59%
Note:
Standard Deviation Is calculated on Annualised basis
using 3 years history of monthly returns, source: MFI
Explorer.
These Plan/Options continue for fresh subscriptions under the scheme. ‘Direct Plan’ is only for investors who purchase /
subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through
a Distributor. For further details, Investors are advised to refer to Addendum no. 44/2012 dated December 27, 2012 available
on our website www.birlasunlife.com
$
Top Ten Portfolio Holdings
Issuer
Shapoorji Pallonji & Co Ltd
% to net Assets
Rating
10.08%
ICRA A1+
Issuer
% to net Assets
Rating
Reliance Utilities & Power Pvt Ltd
6.96%
CARE AAA(SO)
BWR A(SO)
Shriram Transport Finance Company Ltd
8.75% CARE AA+,CRISIL AA
TRIL Infopark Ltd (TATA Realty SPV)
6.80%
Godrej Consumer Products Ltd
7.66%
ICRA AA
Indiabulls Housing Finance Ltd
5.49%
CARE AA+
Aditya Birla Finance Ltd
7.60%
ICRA AA
Mandava Holdings Private Limited
5.25%
BWR AA+ (SO)
Small Industries Dev Bank of India
7.02%
CARE AAA
State Bank of Bikaner and Jaipur
4.87%
CARE A1+
21
Birla Sun Life Enhanced Arbitrage Fund
What is it?
A fund that aims to generate income by
investing in equity and equity related
instruments and take advantage of the
price differentials or mis-pricing prevailing
in a stock or index.
SAVINGS SOLUTIONS
As on October 31, 2013
Fund Details
Investment Performance - Regular Plan - Growth
Fund Manager:
Mr. Ajay Garg
Managing Fund Since: Dec 05, 2011
Total Experience: 15 years
Date of inception: July 24, 2009
Nature of the scheme: An Open-ended Equity Scheme
Date of Inception: July 24, 2009
NAV of Plans / Options (`)
Regular Plan
Growth: 13.3074
Dividend: 12.9956
Direct Plan$
Growth: 13.3625
Dividend: 13.0213
Benchmark: NAV as on September 30, 2013: ` 13.1850
NAV Per
Unit. *
(`)
Birla
Sun Life
Enhanced
Arbitrage
Fund (%)
CRISIL
Liquid
Fund Index
# (%)
S&P BSE
SENSEX ##
(%)
Since inception till
September 30, 2013 (CAGR)
10.0000
6.82
7.04
September 28, 2012 to
September 30, 2013 (Absolute)
12.1647
8.39
September 30, 2011 to
September 28, 2012 (Absolute)
11.3170
September 30, 2010 to
September 30, 2011 (Absolute)
10.3629
CRISIL Liquid Fund Index
Value of Standard Investment of `
10000 in
Birla
Sun Life
Enhanced
Arbitrage
Fund (`)
CRISIL
Liquid
Fund Index
# (`)
S&P BSE
SENSEX
## (`)
5.68
13185
13297
12601
8.59
3.29
10839
10859
10329
7.49
8.65
14.03
10749
10865
11403
9.21
7.77
-18.01
10921
10777
8199
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load: Nil
Exit Load**: For Redemption / Switch-out of units before 90 days from the date of
allotment: 0.75%. For
Redemption / Switch-out of units on or after 90
days but before 180 days from the date of allotment: 0.50%. For Redemption/
Switch-out of units on or after 180 days from the date of allotment: Nil.
**Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.
dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes managed by Mr. Ajay Garg is 11. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund
Managers.
‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available
for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum
no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
$
Top Ten Portfolio Holdings
Issuer
% to net Assets
Issuer
% to net Assets
Yes Bank Ltd
9.52%
Indusind Bank Ltd
4.32%
Tata Steel Ltd
8.65%
Mahindra & Mahindra Ltd
4.30%
Maruti Suzuki India Ltd
7.92%
Karnataka Bank Ltd
3.92%
Punjab National Bank
7.03%
Tata Chemicals Ltd
3.46%
Cairn India Ltd
6.12%
Reliance Infrastructure Ltd
2.79%
22
Regular Income Solutions
What are Regular Income
Solutions?
Our Regular Income Solutions aim
to preserve your money and provide
regular income.
Who can benefit from Regular Income
Solutions?
This is an ideal solutions for investors
who are interested in alternative modes of
regular income, either in present of after
retirement stage, and have low propensity
for risk.
(Regular income is not assured & is subject to
availability of distributable surplus.)
Benefits of Regular Income Solutions:
They aim to preserve your money & provide regular income: These schemes generally invest in instruments like bonds of reputed Indian
companies and securities (bonds) issued by the Government of India which are considered relatively safe in order to generate regular income
for you.
They aim to fight Inflation: A small part is invested in equity i.e. stocks of Indian companies to help you stay ahead of inflation.
Tax-efficient Returns: You may opt for a monthly dividend option where, in addition to the growth of your invested amount, a portion of the
same comes to you as monthly income which is given in the form of dividends. These dividends are completely tax-free in your hands!
A dividend distribution tax of 28.325% is applicable and is deducted by the fund house.
The DDT rate of 28.325% is effective June 01, 2013 and further, upto May 31, 2013 DDT rate applicable shall be 14.1625% as amended by Finance Bill/Act 2013.
Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future.
Investors are advised to consult their tax advisor in view of individual nature of tax benefits
Wherever mentioned, Regular Income / Second Income / Monthly Dividend is not assured and is subject to availability of distributable surplus. The Financial Solution (Regular Income Solution) stated
above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either the quality of any particular Scheme or
guarantee any specific performance/returns.
23
Birla Sun Life Monthly Income
(An open-ended income scheme. Monthly income is not assured and is subject to availability of
distributable surplus.)
What is it?
A fund that seeks to provide you regular
income with an opportunity to grow your
money through fixed income investments
and a limited exposure to the equity markets.
REGULAR INCOME
SOLUTIONS
Fund Details
Fund Manager:
Mr. Satyabrata Mohanty & Mr. Kaustubh Gupta
Managing Fund Since: June 18, 2009
Total Experience: 12 years & 5 years
Date of inception: July 14, 1999
Nature of the scheme: An Open-ended Income Scheme
14.92%
5.56%
3.16%
31.84%
21.66%
NAV of Plans / Options (`)
Regular Plan
Growth: 43.1337
Dividend: 11.1892
Quarterly Dividend: 11.6580
Direct Plan$
Growth: 43.3670
Dividend: 11.5000
Quarterly Dividend: 11.7062
Benchmark: As on October 31, 2013
Rating Profile of Portfolio
22.87%
AAA
SOV
Cash & Current Assets
AA
Unrated
Below AA
Investment Performance - Regular Plan - Growth
Date of Inception: July 14, 1999
CRISIL MIP Blended Index
NAV Per
Unit. *
(`)
Birla Sun
Life Monthly
Income (%)
NAV as on September 30, 2013: ` 42.0288
CRISIL MIP
Blended
Index #
(%)
CRISIL 10
Year Gilt
Index ##
(%)
Load Structure (as % of NAV) (Incl .for SIP)
Entry Load: Nil
Since inception till
10.0000
10.62
N/A
N/A
Exit Load**: 1.00% if redeemed / September 30, 2013 (CAGR)
September 28, 2012 to
switched out within 365 40.8381
2.92
3.22
2.45
September 30, 2013 (Absolute)
days from the date of
September 29, 2011 to
37.4461
9.06
10.38
8.03
allotment.
September 28, 2012 (Absolute)
**Exit Load is NIL for units September 29, 2010 to
35.9001
4.31
2.21
3.20
issued in Bonus & Dividend September 29, 2011 (Absolute)
Reinvestment.
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Value of Standard Investment of `
10000 in
Birla
Sun Life
Monthly
Income (`)
CRISIL MIP
Blended
Index # (`)
CRISIL 10
Year Gilt
Index
## (`)
42029
N/A
N/A
10292
10322
10245
10906
11038
10803
10431
10221
10320
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends
Other Parameter
Modified Duration:
Yield to Maturity: (for Debt Component)
Standard Deviation: Sharpe Ratio##:
Beta:
declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When
scheme/additional benchmark returns are not available, they have not been shown.
Performance of scheme may or may not be strictly comparable with that of its additional benchmark in view of hybrid nature of scheme.
Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Satyabrata Mohanty is 13. Total Schemes managed by Mr.
Kaustubh Gupta is 77. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.
3.79 years
9.43%
4.08%
-0.62
0.80
Note:
Standard Deviation, Sharpe Ratio & Beta are
calculated on Annualised basis using 3 years history
of monthly returns, source: MFI Explorer.
## Risk-free rate assumed to be 8.625% (91 day T-bill
yield as on Oct 31, 2013).
‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available
for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum
no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
$
Top Ten Portfolio Holdings
Issuer
IDBI Bank Ltd
% to net Assets
Rating
22.86%
CRISIL AA+
State Government Securities
14.98%
SOV
Power Finance Corporation Ltd
14.40%
CRISIL AAA
Reliance Utilities & Power Pvt Ltd
9.84%
CARE AAA(SO)
Government of India
6.68%
SOV
Issuer
% to net Assets
Rating
5.66%
CRISIL AAA
DLF Ltd
3.16%
ICRA A
Repco Home Finance Ltd
1.43%
Power Grid Corporation of India Ltd
IPCA Laboratories Ltd
0.92%
IDFC Ltd.
0.80%
24
ICRA AAA
Birla Sun Life MIP
(An open-ended income scheme. Monthly income is not assured and is subject to availability of
distributable surplus.)
What is it?
A fund that seeks to provide you regular
income with an opportunity to grow your
money through fixed income investments
and a limited exposure to the equity markets.
REGULAR INCOME
SOLUTIONS
Fund Details
Fund Manager:
Mr. Satyabrata Mohanty & Mr. Kaustubh Gupta
Managing Fund Since: June 18, 2009
Total Experience:
12 years & 5 years
Date of inception:
November 20, 2000
Nature of the scheme: An Open-ended Income Scheme
NAV of Plans / Options (`)
Regular Plan
Growth:
31.7291
Monthly Dividend:
11.3217
Direct Plan$
Growth:
31.8379
Monthly Dividend:
11.9874
Benchmark:
As on October 31, 2013
Rating Profile of Portfolio
8.86%
21.35%
14.93%
16.39%
AAA
SOV
Unrated
CRISIL MIP Blended Index
17.43%
21.05%
AA
Below AA
Cash & Current Assets
Investment Performance - Regular Plan - Growth
Date of Inception: Nov 20, 2000
NAV Per
Unit. *
(`)
Birla Sun
Life MIP (%)
NAV as on September 30, 2013: ` 30.9286
CRISIL MIP
Blended
Index #
(%)
CRISIL 10
Year Gilt
Index ##
(%)
Value of Standard Investment of `
10000 in
Load Structure (as % of NAV) (Incl. for SIP)
Birla Sun
CRISIL MIP
CRISIL 10
Blended
Life MIP
Year Gilt
Entry Load:
Nil
Index # (`)
(`)
Index
Exit Load**:
2.00% if redeemed /
## (`)
switched out within 365
Since inception till
10.0000
9.17
N/A
N/A
30929
N/A
N/A
days from the date of
September 30, 2013 (CAGR)
September 28, 2012 to
allotment.1.00%if
29.6337
4.37
3.22
2.45
10437
10322
10245
September 30, 2013 (Absolute)
redeemed/switched
September 29, 2011 to
26.9527
9.95
10.38
8.03
10995
11038
10803
out after 365 days but
September 28, 2012 (Absolute)
September 29, 2010 to
before 730 days from
26.0298
3.55
2.21
3.20
10355
10221
10320
September 29, 2011 (Absolute)
the date of allotment.
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Nil if redeemed / switched
performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends
out after 730 days from the Past
declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When
date of allotment. (w.e.f
scheme/additional benchmark returns are not available, they have not been shown.
Performance of scheme may or may not be strictly comparable with that of its additional benchmark in view of hybrid nature of scheme.
June 06, 2013)
Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Satyabrata Mohanty is 13. Total Schemes managed by Mr.
**Exit Load is NIL for units Kaustubh Gupta is 77. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.
issued in Bonus & Dividend Reinvestment.
Other Parameter
Modified Duration:
Yield to Maturity: (for Debt Component)
Standard Deviation: Sharpe Ratio##:
Beta:
2.77 years
9.94%
4.16%
-0.46
0.79
Note:
Standard Deviation, Sharpe Ratio & Beta are
calculated on Annualised basis using 3 years history
of monthly returns, source: MFI Explorer.
$
## Risk-free rate assumed to be 8.625% (91 day T-bill ‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available
for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum
yield as on Oct 31, 2013).
no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
Top Ten Portfolio Holdings
Issuer
% to net Assets
Rating
Issuer
% to net Assets
Rating
DLF Ltd
16.39%
ICRA A
Reliance Utilities & Power Pvt Ltd
7.86%
CARE AAA(SO)
Power Finance Corporation Ltd
12.69%
CRISIL AAA
State Government Securities
7.61%
SOV
Indiabulls Housing Finance Ltd
12.57%
CARE AA+
Infosys Ltd
0.92%
Government of India
9.81%
SOV
ITC Ltd
0.87%
IDBI Bank Ltd
8.48%
CRISIL AA+
National Bank For Agriculture and Rural Development
0.80%
25
CRISIL AAA
Birla Sun Life MIP II - Wealth 25 Plan
(An open-ended income scheme. Monthly income is not assured and is subject to availability of
distributable surplus.)
What is it?
A fund that seeks to provide you regular
income with an opportunity to grow your
money through fixed income investments
and a limited exposure to the equity markets.
REGULAR INCOME
SOLUTIONS
As on October 31, 2013
Rating Profile of Portfolio
Fund Details
Fund Manager:
Mr. Satyabrata Mohanty & Mr. Kaustubh Gupta
Managing Fund Since: June 18, 2009
Total Experience:
12 years & 5 years
Date of inception:
May 22, 2004
Nature of the scheme: An Open-ended Income Scheme
13.64%
8.16%
5.56%
29.95%
16.02%
26.66%
NAV of Plans / Options (`)
Regular Plan
Growth:
21.7580
Monthly Dividend:
11.4912
Direct Plan$
Growth:
21.8301
Monthly Dividend:
12.2824
Benchmark:
Unrated
SOV
Cash & Current Assets
AAA
AA
Below AA
Investment Performance - Regular Plan - Growth
Date of Inception: May 22, 2004
CRISIL MIP Blended Index
NAV Per
Unit. *
(`)
Birla Sun
Life MIP II Wealth 25
Plan (%)
NAV as on September 30, 2013: ` 20.9755
CRISIL MIP
Blended
Index #
(%)
CRISIL 10
Year Gilt
Index ##
(%)
Load Structure (as % of NAV) (Incl. for SIP)
Since inception till
10.0000
8.23
7.04
4.15
Entry Load:
Nil
September 30, 2013 (CAGR)
September
28, 2012 to
Exit Load**:
1% if redeemed/switched
19.9216
5.29
3.22
2.45
September 30, 2013 (Absolute)
out within 365 days from
September 29, 2011 to
18.1245
9.92
10.38
8.03
the date of allotment.
September 28, 2012 (Absolute)
**Exit Load is NIL for units September 29, 2010 to
17.7932
1.86
2.21
3.20
issued in Bonus & Dividend September 29, 2011 (Absolute)
Reinvestment.
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Other Parameter
Modified Duration:
Yield to Maturity: Standard Deviation: Sharpe Ratio##:
Beta:
3.01 years
9.31%
5.87%
-0.30
1.03
Value of Standard Investment of `
10000 in
Birla Sun
Life MIP
II - Wealth
25 Plan
(`)
CRISIL MIP
Blended
Index # (`)
CRISIL 10
Year Gilt
Index
## (`)
20976
18916
14633
10529
10322
10245
10992
11038
10803
10186
10221
10320
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends
declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Performance of scheme may or may not be strictly comparable with that of its additional benchmark in view of hybrid nature of scheme.
Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Satyabrata Mohanty is 13. Total Schemes managed by Mr.
Kaustubh Gupta is 77. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.
Note:
Standard Deviation, Sharpe Ratio & Beta are
calculated on Annualised basis using 3 years history
of monthly returns, source: MFI Explorer.
$
## Risk-free rate assumed to be 8.625% (91 day T-bill ‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available
for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum
yield as on Oct 31, 2013).
no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
Top Ten Portfolio Holdings
Issuer
Power Finance Corporation Ltd
% to net Assets
Rating
11.11%
CRISIL AAA
Issuer
% to net Assets
Rating
Yes Bank Ltd
5.67%
ICRA AA
Government of India
9.56%
SOV
DLF Ltd
5.56%
ICRA A
IDBI Bank Ltd
7.96%
CRISIL AA+
Power Grid Corporation of India Ltd
5.16%
CRISIL AAA
LIC Housing Finance Ltd
6.62%
CRISIL AAA
Export Import Bank of India
2.58%
CRISIL AAA
State Government Securities
6.47%
SOV
Repco Home Finance Ltd
2.52%
26
Birla Sun Life MIP II - Savings 5 Plan
(An open-ended income scheme. Monthly income is not assured and is subject to availability of
distributable surplus.)
What is it?
A fund that seeks to provide you regular
income with an opportunity to grow your
money through fixed income investments
and a limited exposure to the equity markets.
REGULAR INCOME
SOLUTIONS
Fund Details
Fund Manager:
Mr. Satyabrata Mohanty & Mr. Kaustubh Gupta
Managing Fund Since: June 18, 2009
Total Experience:
12 years & 5 years
Date of inception:
May 22, 2004
Nature of the scheme: An Open-ended Income Scheme
9.80%
7.44%
3.96%
18.82%
AAA
SOV
Cash & Current Assets
CRISIL MIP Blended Index
Date of Inception: May 22, 2004
September 29, 2010 to
September 29, 2011 (Absolute)
4.00 years
9.50%
3.42%
-0.17
0.65
AA
Unrated
Below AA
Investment Performance - Regular Plan - Growth
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load:
Nil
Exit Load** :
1% if redeemed/switched
Since inception till
out within 365 days from
September 30, 2013 (CAGR)
the date of allotment.
September 28, 2012 to
**Exit Load is NIL for units September 30, 2013 (Absolute)
issued in Bonus & Dividend September 29, 2011 to
Reinvestment.
September 28, 2012 (Absolute)
Other Parameter
Modified Duration:
Yield to Maturity: (for Debt Component)
Standard Deviation: Sharpe Ratio##:
Beta:
42.69%
17.30%
NAV of Plans / Options (`)
Regular Plan
Growth :
21.6324
Monthly Dividend:
11.5485
Direct Plan$
Growth :
21.7061
Monthly Dividend:
11.9049
Benchmark:
As on October 31, 2013
Rating Profile of Portfolio
NAV as on September 30, 2013: ` 21.1475
NAV Per
Unit. *
(`)
Birla Sun
Life MIP
II - Savings 5
Plan (%)
CRISIL MIP
Blended
Index # (%)
CRISIL 10
Year Gilt
Index ##
(%)
10.0000
8.33
7.04
4.15
Value of Standard Investment of `
10000 in
Birla Sun
Life MIP II
- Savings 5
Plan (`)
CRISIL MIP
Blended
Index #
(`)
CRISIL 10
Year Gilt
Index
## (`)
21148
18916
14633
20.2036
4.67
3.22
2.45
10467
10322
10245
18.2083
10.96
10.38
8.03
11096
11038
10803
17.1190
6.36
2.21
3.20
10636
10221
10320
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends
declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Performance of scheme may or may not be strictly comparable with that of its additional benchmark in view of hybrid nature of scheme.
Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Satyabrata Mohanty is 13. Total Schemes managed by Mr.
Kaustubh Gupta is 77. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.
Note:
Standard Deviation, Sharpe Ratio & Beta are
calculated on Annualised basis using 3 years history
of monthly returns, source: MFI Explorer.
$
## Risk-free rate assumed to be 8.625% (91 day T-bill ‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available
for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum
yield as on Oct 31, 2013).
no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
Top Ten Portfolio Holdings
Issuer
% to net Assets
Rating
% to net Assets
Rating
Power Finance Corporation Ltd
19.77%
CRISIL AAA
DLF Ltd
3.96%
ICRA A
IDBI Bank Ltd
18.80%
CRISIL AA+
State Government Securities
3.07%
SOV
Reliance Utilities & Power Pvt Ltd
15.20%
CARE AAA(SO)
Power Grid Corporation of India Ltd
1.84%
CRISIL AAA
Government of India
14.23%
SOV
5.34%
CRISIL AAA(SO)
Food Corporation Of India
Issuer
Repco Home Finance Ltd
1.80%
ITC Ltd
0.64%
27
Wealth Creation Solutions
What are Wealth Creation
Solutions?
Our Wealth Creation Solutions aim
to grow your money through equity/
gold investments and are available in
a range of conservative to aggressive
options.
Who can benefit from Wealth Creation
Solutions?
Equity may be considered as an ideal
option to give attractive long term returns
and hence may be used for funding longterm needs (like child’s education, buying
a home etc.)
Benefits of Wealth Creation Solutions:
Tax Free Returns: No capital gains tax (on withdrawal) if you stay invested for over a year as per current tax laws.
Invest in the long-term to overcome short-term ups and downs.
Risk is lowered: Mutual funds invest in many companies and funds are managed by experts; which can be considered as an alternative to
direct investment in shares.
Investors are requested to consult their tax advisor before investing for individual nature of tax benefit. The Financial Solution (Wealth Creation Solution) stated above is ONLY for highlighting the many
advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either the quality of any particular Scheme or guarantee any specific performance/returns.
28
Birla Sun Life Frontline Equity Fund
What is it?
A diversified equity fund that invests
across sectors in line with S&P BSE
200 Index, with a bias for large caps but
not exclusively focused on them.
WEALTH CREATION
SOLUTIONS
As on October 31, 2013
Fund Details
Investment Performance - Regular Plan - Growth
Fund Manager:
Mr. Mahesh Patil
Managing Fund Since: November 17, 2005
Total Experience:
20 years
Date of inception:
August 30, 2002
Nature of the scheme: An Open-ended Growth Scheme
Date of Inception: Aug 30, 2002
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 30, 2011 to
September 28, 2012 (Absolute)
September 30, 2010 to
September 30, 2011 (Absolute)
NAV of Plans / Options (`)
Regular Plan
Growth:
106.33
Dividend:
22.56
Direct Plan$
Growth:
107.03
Dividend:
23.87
Benchmark:
NAV Per
Unit. *
(`)
Birla Sun
Life Frontline
Equity Fund
(%)
S&P BSE
200 # (%)
NAV as on September 30, 2013: ` 96.90
Value of Standard Investment of `
10000 in
CNX Nifty
## (%)
Birla
Sun Life
Frontline
Equity
Fund (`)
S&P BSE
200 # (`)
CNX Nifty
## (`)
10.00
22.72
17.60
16.94
96900
60416
56751
92.18
5.12
-1.11
0.56
10512
9889
10056
78.54
17.37
13.77
15.38
11737
11377
11538
93.51
-16.01
-19.85
-18.02
8399
8015
8198
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax
free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes managed by Mr. Mahesh Patil is 4. Refer annexure on page no. 58 to know more on performance of schemes
managed by Fund Managers.
S&P BSE 200
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load:
Nil
Exit Load**:
1% if redeemed / switched out within 365 days from the date of allotment.
**Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.
Other Parameter
Standard Deviation: 17.76%
Sharpe Ratio##:
-0.25
Beta:
0.89
Note:
Standard Deviation, Sharpe Ratio & Beta are
calculated on Annualised basis using 3 years history
of monthly returns, source: MFI Explorer
$
‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available
## Risk-free rate assumed to be 8.625% (91 day
for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum
T-bill yield as on Oct 31, 2013).
no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
Top Ten Portfolio Holdings
Issuer
% to net Assets
Issuer
% to net Assets
Infosys Ltd
6.19%
Bharti Airtel Ltd
3.94%
ITC Ltd
5.42%
Larsen & Toubro Ltd
3.35%
ICICI Bank Ltd
5.39%
Housing Development Finance Corporation Ltd
3.06%
HDFC Bank Ltd
4.54%
Tech Mahindra Ltd
2.85%
Reliance Industries Ltd
4.38%
Maruti Suzuki India Ltd
2.57%
29
Birla Sun Life Top 100 Fund
What is it?
A large cap focused fund that invests in
equity and equity related securities of top
100 companies in India as measured by
market capitalization.
WEALTH CREATION
SOLUTIONS
As on October 31, 2013
Fund Details
Investment Performance - Regular Plan - Growth
Fund Manager: Mr. Mahesh Patil
Managing Fund Since: July 29, 2010
Total Experience: 20 years
Date of inception: October 24, 2005
Nature of the scheme: An Open-ended Growth Scheme
NAV of Plans / Options (`)
Regular Plan
Growth: 27.6603
Dividend: 13.8029
Direct Plan$
Growth: 27.8057
Dividend: 15.8399
Benchmark: Date of Inception: Oct 24, 2005
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 30, 2011 to
September 28, 2012 (Absolute)
September 30, 2010 to
September 30, 2011 (Absolute)
NAV as on September 30, 2013: ` 25.0398
NAV Per
Unit. *
(`)
Birla Sun
Life Top 100
Fund (%)
CNX Nifty
# (%)
10.00
12.26
11.63
24.32
2.97
0.56
S&P BSE
SENSEX ##
(%)
Value of Standard Investment of `
10000 in
Birla Sun
Life Top
100 Fund
(`)
CNX Nifty
# (`)
S&P BSE
SENSEX
## (`)
11.93
25040
23948
24467
3.29
10297
10056
10329
20.65
17.79
15.38
14.03
11779
11538
11403
23.63
-12.61
-18.02
-18.01
8739
8198
8199
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax
free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes managed by Mr. Mahesh Patil is 4. Refer annexure on page no. 58 to know more on performance of schemes
managed by Fund Managers.
CNX Nifty
Load Structure (as % of NAV) (Incl .for SIP)
Entry Load: Nil
Exit Load**: 1% if redeemed / switched out within 365 days from the date of allotment.
**Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.
Other Parameter
Standard Deviation: Sharpe Ratio##:
Beta:
18.10%
-0.20
0.91
Note:
Standard Deviation, Sharpe Ratio & Beta are
calculated on Annualised basis using 3 years history
of monthly returns,source: MFI Explorer
$
‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available
## Risk-free rate assumed to be 8.625% (91 day
for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum
T-bill yield as on Oct 31, 2013).
no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
Top Ten Portfolio Holdings
Issuer
% to net Assets
Issuer
% to net Assets
Infosys Ltd
5.92%
Larsen & Toubro Ltd
3.83%
ICICI Bank Ltd
5.16%
Bharti Airtel Ltd
3.50%
ITC Ltd
4.64%
Housing Development Finance Corporation Ltd
3.42%
HDFC Bank Ltd
4.42%
Tech Mahindra Ltd
3.19%
Reliance Industries Ltd
4.13%
Tata Consultancy Services Ltd
3.17%
30
Birla Sun Life Index Fund
What is it?
A fund that is designed to mirror
the market performance of the 50
companies in the Nifty Index.
WEALTH CREATION
SOLUTIONS
As on October 31, 2013
Fund Details
Investment Performance - Regular Plan - Growth
Fund Manager:
Mr. Ajay Garg
Managing Fund Since: October 01, 2006
Total Experience:
15 years
Date of inception:
September 18, 2002
Nature of the scheme: An Open-ended Index Linked Growth Scheme
Date of Inception: Sept 18, 2002
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 30, 2011 to
September 28, 2012 (Absolute)
September 30, 2010 to
September 30, 2011 (Absolute)
NAV of Plans / Options (`)
Regular Plan
Growth:
61.8837
Dividend:
21.8080
Direct Plan$
Growth:
61.7311
Dividend:
21.8335
Benchmark:
NAV as on September 30, 2013: ` 56.3340
NAV Per
Unit. *
(`)
Birla Sun
Life Index
Fund (%)
CNX Nifty
# (%)
10.00
16.95
17.31
S&P BSE
SENSEX ##
(%)
18.16
Value of Standard Investment of `
10000 in
Birla Sun
Life Index
Fund (`)
CNX Nifty
# (`)
S&P BSE
SENSEX
## (`)
56334
58309
63131
55.98
0.64
0.56
3.29
10064
10056
10329
48.81
14.69
15.38
14.03
11469
11538
11403
60.16
-18.87
-18.02
-18.01
8113
8198
8199
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax
free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes managed by Mr. Ajay Garg is 11. Refer annexure on page no. 58 to know more on performance of schemes
managed by Fund Managers.
CNX Nifty
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load:
Nil
Exit Load**:
0.50% if redeemed /
switched out within 7 days from the date of allotment.
**Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.
Other Parameter
Standard Deviation:
19.14%
Note:
Standard Deviation is calculated on Annualised basis
using 3 years history of monthly returns, source: MFI
Explorer.
‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available
for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum
no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
$
Top Ten Portfolio Holdings
Issuer
Nifty Index
% to net Assets
Issuer
% to net Assets
11.12%
ICICI Bank Ltd
5.60%
ITC Ltd
7.96%
HDFC Bank Ltd
5.43%
Infosys Ltd
6.91%
Tata Consultancy Services Ltd
4.66%
Reliance Industries Ltd
6.50%
Larsen & Toubro Ltd
3.42%
Housing Development Finance Corporation Ltd
5.75%
Tata Motors Ltd
2.95%
31
Birla Sun Life Equity Fund
What is it?
A Diversified Equity Fund that looks for
opportunities without any sectoral or
market cap bias with the aim to give you
long term growth of capital.
WEALTH CREATION
SOLUTIONS
As on October 31, 2013
Fund Details
Investment Performance - Regular Plan - Growth
Fund Manager: Mr. Anil Shah
Managing Fund Since: October 03, 2012
Total Experience:
24 years
Date of inception:
August 27, 1998
Nature of the scheme: An Open-ended Growth Scheme
Date of Inception: Aug 27,1998
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 30, 2011 to
September 28, 2012 (Absolute)
September 30, 2010 to
September 30, 2011 (Absolute)
NAV of Plans / Options (`)
Regular Plan
Growth:
278.91
Dividend:
63.57
Direct Plan$
Growth:
280.35
Dividend:
67.08
Benchmark:
NAV Per
Unit. *
(`)
Birla Sun
Life Equity
Fund (%)
S&P BSE
200 # (%)
10.00
23.88
14.11
NAV as on September 30, 2013: ` 253.95
CNX Nifty
## (%)
13.24
Value of Standard Investment of `
10000 in
Birla Sun
Life Equity
Fund (`)
S&P BSE
200 # (`)
CNX Nifty
## (`)
253950
73468
65363
258.96
-1.93
-1.11
0.56
9807
9889
10056
225.85
14.66
13.77
15.38
11466
11377
11538
291.80
-22.60
-19.85
-18.02
7740
8015
8198
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax
free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes managed by Anil Shah is 3. Refer annexure on page no. 58 to know more on performance of schemes
managed by Fund Managers.
S&P BSE 200
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load:
Nil
Exit Load**:
1% if redeemed switched out within 365 days from the date of allotment.
**Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.
Other Parameter
Standard Deviation: Sharpe Ratio##: Beta: 19.22%
-0.54
0.95
Note:
Standard Deviation & Sharpe Ratio are calculated
on Annualised basis using 3 years history of monthly
returns, source: MFI Explorer.
## Risk-free rate assumed to be 8.625% (91 day
T-bill yield as on Oct 31, 2013).
‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available
for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum
no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
$
Top Ten Portfolio Holdings
Issuer
% to net Assets
Issuer
% to net Assets
Infosys Ltd
6.30%
HCL Technologies Ltd
4.03%
HDFC Bank Ltd
4.69%
Cairn India Ltd
3.88%
Dr. Reddy's Laboratories Ltd
4.66%
Tech Mahindra Ltd
3.80%
Indusind Bank Ltd
4.30%
Bharti Airtel Ltd
3.68%
ITC Ltd
4.15%
Maruti Suzuki India Ltd
3.17%
32
Birla Sun Life Advantage Fund
What is it?
A Diversified Equity Fund that aims to
achieve long-term growth of capital, at
relatively moderate levels of risk through a
research-based investment approach.
WEALTH CREATION
SOLUTIONS
As on October 31, 2013
Fund Details
Investment Performance - Regular Plan - Growth
Fund Manager: Mr. Satyabrata Mohanty
Managing Fund Since: October 17, 2011
Total Experience:
12 years
Date of inception:
February 24, 1995
Nature of the scheme: An Open-ended Growth Scheme
Date of Inception: Feb 24, 1995
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 30, 2011 to
September 28, 2012 (Absolute)
September 30, 2010 to
September 30, 2011 (Absolute)
NAV of Plans / Options (`)
Regular Plan
Growth:
164.70
Dividend:
75.11
Direct Plan$
Growth:
165.15
Dividend:
75.21
Benchmark:
NAV Per
Unit. *
(`)
Birla
Sun Life
Advantage
Fund (%)
S&P BSE
200 # (%)
10.00
15.59
10.08
151.18
-1.98
-1.11
NAV as on September 30, 2013: ` 148.19
CNX Nifty
## (%)
Value of Standard Investment of `
10000 in
Birla
Sun Life
Advantage
Fund (`)
S&P BSE
200 # (`)
CNX Nifty
## (`)
9.71
148190
59760
56127
0.56
9802
9889
10056
137.27
10.13
13.77
15.38
11013
11377
11538
174.26
-21.23
-19.85
-18.02
7877
8015
8198
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax
free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes managed by Mr. Satyabrata Mohanty is 13. Refer annexure on page no. 58 to know more on performance of
schemes managed by Fund Managers.
S&P BSE 200
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load:
Nil
Exit Load**:
0.50% if redeemed /
switched out within 7 days from the date of allotment.
**Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.
Other Parameter
Standard Deviation:
Sharpe Ratio##:
Beta:
19.04%
-0.56
0.97
Note:
Standard Deviation & Sharpe Ratio are calculated
on Annualised basis using 3 years history of monthly
returns, source: MFI Explorer.
## Risk-free rate assumed to be 8.625% (91 day
$
‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available
T-bill yield as on Oct 31, 2013).
for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum
no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
Top Ten Portfolio Holdings
Issuer
% to net Assets
Issuer
% to net Assets
Infosys Ltd
5.74%
Tech Mahindra Ltd
4.15%
Indusind Bank Ltd
4.48%
Maruti Suzuki India Ltd
3.75%
Bharti Airtel Ltd
4.47%
Dr. Reddy's Laboratories Ltd
3.07%
ICICI Bank Ltd
4.22%
ITC Ltd
3.04%
HDFC Bank Ltd
4.18%
Sesa Sterlite Ltd
2.98%
33
Birla Sun Life Pure Value Fund
What is it?
An Open ended Diversified Equity fund
that follows value investing strategy to
generate consistent long-term capital
appreciation.
WEALTH CREATION
SOLUTIONS
As on October 31, 2013
Fund Details
Investment Performance - Regular Plan - Growth
Fund Manager:
Mr. Nishit Dholakia
Managing Fund Since: January 24, 2011
Total Experience:
13 years
Date of inception:
March 27, 2008
Nature of the scheme: An Open-ended Diversified Equity Scheme
Date of Inception: Mar 27, 2008
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 30, 2011 to
September 28, 2012 (Absolute)
September 30, 2010 to
September 30, 2011 (Absolute)
NAV of Plans / Options (`)
Regular Plan
Growth:
17.5180
Dividend:
14.1722
Direct Plan$
Growth:
17.5997
Dividend:
15.3818
Benchmark:
NAV as on September 30, 2013: ` 16.5518
NAV Per
Unit. *
(`)
Birla Sun
Life Pure
Value Fund
(%)
S&P BSE
200 # (%)
10.00
9.57
2.81
16.97
-2.45
-1.11
CNX Nifty
## (%)
Value of Standard Investment of `
10000 in
Birla Sun
Life Pure
Value
Fund (`)
S&P BSE
200 # (`)
CNX Nifty
## (`)
3.16
16552
11653
11874
0.56
9755
9889
10056
15.77
7.58
13.77
15.38
10758
11377
11538
18.37
-14.15
-19.85
-18.02
8585
8015
8198
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax
free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes managed by Mr. Nishit Dholakia is 6. Refer annexure on page no. 58 to know more on performance of
schemes managed by Fund Managers.
S&P BSE 200
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load:
Nil
Exit Load**:
1% if redeemed / switched out within 365 days from the date of allotment.
**Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.
Other Parameter
Standard Deviation:
Sharpe Ratio##:
Beta:
17.50%
-0.64
0.75
Note:
Standard Deviation, Sharpe Ratio & Beta are
calculated on Annualised basis using 3 years history
of monthly returns, source: MFI Explorer
$
‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available
## Risk-free rate assumed to be 8.625% (91 day
for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum
T-bill yield as on Oct 31, 2013).
no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
Top Ten Portfolio Holdings
Issuer
% to net Assets
Issuer
% to net Assets
Infosys Ltd
5.71%
Wabco India Ltd
4.17%
Torrent Pharmaceuticals Ltd
5.57%
Pfizer Ltd
4.00%
ING Vysya Bank Ltd
5.23%
Sesa Sterlite Ltd
3.74%
Hindustan Zinc Ltd
4.94%
NTPC Ltd
3.68%
HCL Technologies Ltd
4.86%
FAG Bearings India Ltd
3.66%
34
Birla Sun Life Long Term Advantage Fund
What is it?
An Open ended Equity fund that invests
in a Diversified portfolio of equity and
equity related securities
WEALTH CREATION
SOLUTIONS
As on October 31, 2013
Fund Details
Investment Performance - Regular Plan - Growth
Fund Manager: Mr. Mahesh Patil
Managing Fund Since: October 03, 2012
Total Experience:
20 years
Date of inception:
October 10, 2006
Nature of the scheme: An Open Ended Diversified
Equity Scheme
NAV of Plans / Options (`)
Regular Plan
Growth:
16.28
Dividend:
15.04
Direct Plan$
Growth:
16.38
Dividend:
15.12
Benchmark:
Date of Inception: Oct 10, 2006
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 30, 2011 to
September 28, 2012 (Absolute)
September 30, 2010 to
September 30, 2011 (Absolute)
NAV as on September 30, 2013: ` 14.81
NAV Per
Unit. *
(`)
Birla Sun
Life Long
Term
Advantage
Fund (%)
S&P BSE
200 # (%)
10.00
5.79
6.21
CNX Nifty
## (%)
Value of Standard Investment of `
10000 in
Birla Sun
Life Long
Term
Advantage
Fund (`)
S&P BSE
200 # (`)
CNX Nifty
## (`)
7.03
14810
15230
16061
14.36
3.13
-1.11
0.56
10313
9889
10056
12.86
11.66
13.77
15.38
11166
11377
11538
15.37
-16.33
-19.85
-18.02
8367
8015
8198
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax
free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes managed by Mr. Mahesh Patil is 4. Refer annexure on page no. 58 to know more on performance of schemes
managed by Fund Managers.
S&P BSE 200
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load:
Nil
Exit Load:
1% if redeemed / switched
out within 365 days from
the date of allotment.
**Exit Load is NIL for units
issued in Bonus & Dividend
Reinvestment.
Other Parameter
Standard Deviation:
Sharpe Ratio##:
Beta:
18.05%
-0.39
0.92
Note:
Standard Deviation & Sharpe Ratio are calculated
son Annualised basis using 3 years history of monthly
returns, source: MFI Explorer.
## Risk-free rate assumed to be 8.625% (91 day
T-bill yield as on Oct 31, 2013).
‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available
for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum
no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
$
Top Ten Portfolio Holdings
Issuer
% to net Assets
ITC Ltd
6.71%
Issuer
Indraprastha Gas Ltd
% to net Assets
3.53%
Infosys Ltd
5.85%
Reliance Industries Ltd
3.48%
HDFC Bank Ltd
5.46%
HCL Technologies Ltd
3.31%
ICICI Bank Ltd
4.80%
Tech Mahindra Ltd
2.96%
Housing Development Finance Corporation Ltd
4.03%
Larsen & Toubro Ltd
2.77%
35
Birla Sun Life ‘95 Fund
What is it?
A fund that seeks to achieve long-term
growth of your investment at moderate levels
of risk by striking a balance between
potential growth of equity and relative safety
of debt.
As on October 31, 2013
Rating Profile of portfolio
Fund Details
Fund Manager: Mr. Nishit Dholakia &
Mr. Prasad Dhonde
Managing Fund Since: June 18, 2009
Total Experience:
13 years & 11 years
Date of inception:
February 10, 1995
Nature of the scheme: An Open-ended Balanced Scheme
4.62% 1.92%
7.90% 4.95%
Unrated
AAA
Cash & Current Assets
AA
Below AA
SOV
Investment Performance - Regular Plan - Growth
CRISIL BalancedFund Index
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load:
Nil
Exit Load**:
1% if redeemed /
switched out within 365
days from the date of
allotment.
**Exit Load is NIL for units issued in Bonus &
Dividend Reinvestment.
71.93%
8.68%
NAV of Plans / Options (`)
Regular Plan
Growth:
358.31
Dividend:
111.52
Direct Plan$
Growth:
360.09
Dividend:
117.30
Benchmark:
WEALTH CREATION
SOLUTIONS
Date of Inception: Feb 10, 1995
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 30, 2011 to
September 28, 2012 (Absolute)
September 30, 2010 to
September 30, 2011 (Absolute)
NAV Per
Unit. *
(`)
Birla Sun
Life ‘95 Fund
(%)
NAV as on September 30, 2013: ` 335.21
CRISIL
Balanced
Fund
Index # (%)
CNX Nifty
## (%)
Value of Standard Investment of `
10000 in
Birla Sun
Life ‘95
Fund (`)
CRISIL
Balanced
Fund
Index # (`)
CNX Nifty
## (`)
10.00
21.00
N/A
9.60
349944
N/A
55298
329.52
1.77
1.87
0.56
10177
10187
10056
294.68
11.82
13.72
15.38
11182
11372
11538
320.71
-8.14
-10.05
-18.02
9186
8995
8198
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Other Parameter
Standard Deviation:
Sharpe Ratio##:
Beta:
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of
tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When
scheme benchmark returns are not available, they have not been shown.
Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Prasad Dhonde is 13. Total Schemes
managed by Mr. Nishit Dholakia is 6. Refer annexure on page no. 58 to know more on performance of schemes managed
by Fund Managers.
12.45%
-0.41
0.92
Note:
Standard Deviation & Sharpe Ratio are calculated
on Annualised basis using 3 years history of monthly
returns, source: MFI Explorer.
## Risk-free rate assumed to be 8.625% (91 day
T-bill yield as on Oct 31, 2013).
‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available
for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum
no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
$
Top Ten Portfolio Holdings
Issuer
% to net Assets
Rating
IDBI Bank Ltd
8.66%
CRISIL AA+
LIC Housing Finance Ltd
Infosys Ltd
Issuer
% to net Assets
Housing Development Finance Corporation Ltd
3.40%
5.52%
Power Finance Corporation Ltd
3.19%
5.29%
ITC Ltd
2.95%
Bharti Airtel Ltd
2.50%
ICICI Bank Ltd
2.46%
DLF Ltd
4.95%
HDFC Bank Ltd
3.89%
ICRA A
36
Rating
CRISIL AAA
Birla Sun Life Asset Allocation Fund
What is it?
An open ended Fund-of-Funds
scheme with 3 plans to help you plan
your investments to suit your risk
profile.
WEALTH CREATION
SOLUTIONS
As on October 31, 2013
Investment Performance - Aggressive Plan - Regular Plan - Growth
Fund Details
Fund Manager:
Managing Fund Since:
Total Experience:
Date of inception:
Nature of the scheme:
Date of Inception: Feb 24, 2004
Mr. Satyabrata Mohanty &
Mr. Vineet Maloo
June 18, 2009
12 years & 7 years
February 24, 2004
An Open-ended Fund of Funds Scheme
NAV of Plans / Options (`)
Aggressive Plan:
Regular Plan
Growth:
35.6941
Dividend:
35.6940
Direct Plan$
Growth:
35.6940
Dividend:
35.6673
Conservative Plan:
Regular Plan
Growth:
23.8126
Dividend:
23.8126
Direct Plan$
Growth:
23.8127
Dividend:
23.8126
Moderate Plan:
Regular Plan
Growth:
31.4194
Dividend:
31.4195
Direct Plan$
Growth:
31.4194
Dividend:
31.4195
Benchmark:
Aggressive Plan:
Conservative Plan:
Moderate Plan:
CNX Nifty
CRISIL MIP Blended Index
CRISIL Balanced Fund Index
Load Structure (as % of NAV)
Entry Load:
Nil
Exit Load:
Nil
Other Parameter
Standard Deviation
Aggressive Plan:
Conservative Plan:
Moderate Plan:
12.71%
5.07%
9.26%
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 29, 2011 to
September 28, 2012 (Absolute)
September 29, 2010 to
September 29, 2011 (Absolute)
NAV Per
Unit. *
(`)
Birla Sun
Life AAF Aggressive
Plan (%)
CNX Nifty
# (%)
S&P BSE
SENSEX ##
(%)
10.00
13.29
12.68
13.52
34.74
-4.61
0.56
3.29
9539
10056
10329
32.12
8.17
13.71
12.36
10817
11371
11236
35.89
-10.50
-16.29
-16.33
8950
8371
8367
Investment Performance - Conservative Plan - Regular Plan - Growth
Date of Inception: Feb 24, 2004
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 29, 2011 to
September 28, 2012 (Absolute)
September 29, 2010 to
September 29, 2011 (Absolute)
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 29, 2011 to
September 28, 2012 (Absolute)
September 29, 2010 to
September 29, 2011 (Absolute)
‘Direct Plan’ is only for investors who purchase /
subscribe Units in a Scheme directly with the Mutual
Fund and is not available for investors who route their
investments through a Distributor. For further details,
Investors are advised to refer to Addendum no. 44/2012
dated December 27, 2012 available on our website www.
birlasunlife.com
$
Birla Sun Life Top 100 Fund - Growth - Direct Plan
Birla Sun Life Advantage Fund - Gr - Dir Pl
Birla Sun Life Income Plus - Growth - Direct Plan
Birla Sun Life Small & Midcap Fund Grth. Direct
Birla Sun Life Midcap Fund - Growth - Direct Plan
Birla Sun Life Infra. Fund - Grth - Direct Plan
Cash & Current Assets
Birla SL Comd. Equities Glob. Agri Grth Direct
Birla SL Comd. Equ. Glob. Prec. Metals Grth Direct
Net receivables / payables
31489
33795
NAV as on September 30, 2013: ` 22.9654
CRISIL MIP
Blended
Index # (%)
CNX Nifty
## (%)
Value of Standard Investment of ` 10000
in
Birla Sun
CRISIL MIP CNX Nifty
Life AAF Blended
## (`)
Conservative Index # (`)
Plan (`)
10.00
9.04
6.77
12.68
22965
18762
31489
22.71
1.13
3.22
0.56
10113
10322
10056
20.78
9.31
10.38
13.71
10931
11038
11371
20.56
1.04
2.21
-16.29
10104
10221
8371
NAV as on September 30, 2013: ` 29.5455
NAV Per
Unit. *
(`)
Birla Sun
Life AAF Moderate Plan
(%)
CRISIL
Balanced
Fund Index
# (%)
CNX Nifty
## (%)
Value of Standard Investment of ` 10000
in
Birla Sun
CRISIL
CNX Nifty
Life AAF Balanced
## (`)
Moderate
Fund Index
Plan (`)
# (`)
10.00
11.94
10.38
12.68
29546
25829
31489
30.12
-1.91
1.87
0.56
9809
10187
10056
27.24
10.59
12.66
13.71
11059
11266
11371
28.81
-5.45
-8.82
-16.29
9455
9118
8371
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free
dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Satyabrata Mohanty is 13. Total Schemes managed by Mr.
Vineet Maloo is 8. Refer annexure on page no. 58 to know more on performance of schemes managed by Fund Managers.
Top Portfolio Holdings - Moderate Plan
% to net Assets
Birla Sun Life Income Plus - Growth - Direct Plan
Birla Sun Life Top 100 Fund - Growth - Direct Plan
Birla Sun Life Advantage Fund - Gr - Dir Pl
Birla Sun Life Midcap Fund - Growth - Direct Plan
Birla Sun Life Govt Sec. Long Term Grwth Direct
Birla Sun Life Small & Midcap Fund Grth. Direct
Cash & Current Assets
Birla Sun Life Infra. Fund - Grth - Direct Plan
Birla SL Comd. Equities Glob. Agri Grth Direct
Birla SL Comd. Equ. Glob. Prec. Metals Grth Direct
Net receivables / payables
26.45%
13.73%
12.59%
11.33%
9.45%
9.26%
7.00%
6.38%
4.01%
0.00%
-0.20%
Top Portfolio Holdings - Conservative Plan
Top Portfolio Holdings - Aggressive Plan
Issuer
33143
Birla Sun
Life AAF Conservative
Plan (%)
Issuer
Note:
Standard Deviation is calculated on Annualised basis
using 3 years history of monthly returns, source: MFI
Explorer.
Value of Standard Investment of ` 10000
in
Birla Sun
CNX Nifty
S&P BSE
Life AAF # (`)
SENSEX
Aggressive
## (`)
Plan (`)
NAV Per
Unit. *
(`)
Investment Performance - Moderate Plan - Regular Plan - Growth
Date of Inception: Feb 24, 2004
NAV as on September 30, 2013: ` 33.1433
% to net Assets
18.87%
16.57%
16.38%
12.83%
11.72%
9.11%
7.80%
6.93%
0.00%
-0.22%
Issuer
% to net Assets
Birla Sun Life Income Plus - Growth - Direct Plan
Cash & Current Assets
Birla Sun Life Top 100 Fund - Growth - Direct Plan
Birla Sun Life Advantage Fund - Gr - Dir Pl
Birla Sun Life Small & Midcap Fund Grth. Direct
Birla Sun Life Midcap Fund - Growth - Direct Plan
Birla Sun Life Infra. Fund - Grth - Direct Plan
Birla SL Comd. Equities Glob. Agri Grth Direct
Birla Sun Life Govt Sec. Long Term Grwth Direct
Net receivables / payables
37
66.86%
7.63%
5.88%
5.16%
4.79%
2.89%
2.49%
1.84%
1.28%
1.18%
Birla Sun Life Midcap Fund
What is it?
A fund that provides an opportunity to
invest in midsized companies which can
be potential leaders of tomorrow.
WEALTH CREATION
SOLUTIONS
As on October 31, 2013
Fund Details
Investment Performance - Regular Plan - Growth
Fund Manager: Mr. Nishit Dholakia
Managing Fund Since: September 23, 2013
Total Experience: 13 years
Date of inception: October 03, 2002
Nature of the scheme: An Open-ended Growth Scheme
NAV of Plans / Options (`)
Regular Plan
Growth: 109.07
Dividend: 18.92
Direct Plan$
Growth: 109.65
Dividend: 20.59
Benchmark: CNX Midcap
Date of Inception: Oct 03, 2002
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 30, 2011 to
September 28, 2012 (Absolute)
September 30, 2010 to
September 30, 2011 (Absolute)
NAV as on September 30, 2013: ` 100.47
NAV Per
Unit. *
(`)
Birla Sun
Life Midcap
Fund (%)
CNX
Midcap #
(%)
CNX Nifty
## (%)
10.00
23.34
20.50
111.56
-9.94
98.32
119.72
Value of Standard Investment of `
10000 in
Birla
Sun Life
Midcap
Fund (`)
CNX
Midcap
# (`)
CNX Nifty
## (`)
17.78
100470
77784
60486
-10.75
0.56
9006
8925
10056
13.47
10.52
15.38
11347
11052
11538
-17.88
-22.59
-18.02
8212
7741
8198
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax
free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes managed by Mr. Nishit Dholakia is 6. Refer annexure on page no. 58 to know more on performance of
schemes managed by Fund Managers.
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load: Nil
Exit Load**: 1% if redeemed / switched out within 365 days from
the date of allotment.
**Exit Load is NIL for units issued in Bonus & Dividend Reinvestment
Other Parameter
Standard Deviation: Sharpe Ratio##: Beta: 19.40%
-0.66
0.81
Note:
Standard Deviation, Sharpe Ratio & Beta are
calculated on Annualised basis using 3 years history
of monthly returns,source: MFI Explorer
$
‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available
## Risk-free rate assumed to be 8.625% (91 day
for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum
T-bill yield as on Oct 31, 2013).
no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
Top Ten Portfolio Holdings
Issuer
% to net Assets
Issuer
% to net Assets
Motherson Sumi Systems Ltd
5.10%
ING Vysya Bank Ltd
3.09%
Solar Industries India Ltd
4.37%
AIA Engineering Ltd
3.04%
IPCA Laboratories Ltd
3.76%
Shree Cements Ltd
3.03%
Tech Mahindra Ltd
3.26%
The Federal Bank Ltd
3.02%
Bata India Ltd
3.12%
Britannia Industries Ltd
2.96%
38
Birla Sun Life Small & Midcap Fund
What is it?
An Equity fund that aims to generate growth
and capital appreciation by investing
predominantly in equity and equity related
securities of companies considered to be
small and mid cap.
WEALTH CREATION
SOLUTIONS
As on October 31, 2013
Fund Details
Investment Performance - Regular Plan - Growth
Fund Manager: Mr. Nishit Dholakia
Managing Fund Since: September 23, 2013
Total Experience:
13 years
Date of inception:
May 31, 2007
Nature of the scheme: An Open-ended Small & Mid Cap Equity Scheme
Date of Inception: May 31, 2007
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 30, 2011 to
September 28, 2012 (Absolute)
September 30, 2010 to
September 30, 2011 (Absolute)
NAV of Plans / Options (`)
Regular Plan
Growth: 12.7307
Dividend:
11.9731
Direct Plan$
Growth: 12.8047
Dividend: 12.4122
Benchmark: NAV as on September 30, 2013: ` 11.6081
NAV Per
Unit. *
(`)
Birla Sun
Life Small &
Midcap Fund
(%)
CNX
Midcap #
(%)
CNX Nifty
## (%)
10.00
2.38
3.45
12.38
-6.20
11.42
13.42
Value of Standard Investment of `
10000 in
Birla Sun
Life Small
& Midcap
Fund (`)
CNX
Midcap
# (`)
CNX Nifty
## (`)
4.66
11608
12399
13351
-10.75
0.56
9380
8925
10056
8.37
10.52
15.38
10837
11052
11538
-14.91
-22.59
-18.02
8509
7741
8198
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax
free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes managed by Mr. Nishit Dholakia is 6. Refer annexure on page no. 58 to know more on performance of
schemes managed by Fund Managers.
CNX Midcap
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load: Nil
Exit Load**: 1% if redeemed / switched out within 365 days from the date of allotment.
**Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.
Other Parameter
Standard Deviation: Sharpe Ratio##:
Beta: 18.13%
-0.64
0.74
Note:
Standard Deviation & Sharpe Ratio are calculated
on Annualised basis using 3 years history of monthly
returns, source: MFI Explorer.
$
‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available
## Risk-free rate assumed to be 8.625% (91 day
for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum
T-bill yield as on Oct 31, 2013).
no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
Top Ten Portfolio Holdings
Issuer
% to net Assets
Issuer
% to net Assets
Solar Industries India Ltd
5.00%
IPCA Laboratories Ltd
3.55%
Persistent Systems Ltd
4.22%
Emami Ltd
3.38%
City Union Bank Ltd
4.14%
Repco Home Finance Ltd
3.30%
AIA Engineering Ltd
4.02%
Mindtree Ltd
3.20%
The Jammu & Kashmir Bank Ltd
3.76%
Bata India Ltd
3.17%
39
Birla Sun Life Dividend Yield Plus
What is it?
A fund that invests in high dividend
paying companies across market cap
which typically have steady cash flow
generation.
WEALTH CREATION
SOLUTIONS
As on October 31, 2013
Fund Details
Investment Performance - Regular Plan - Growth
Fund Manager:
Mr. Nishit Dholakia
Managing Fund Since: January 24, 2011
Total Experience:
13 years
Date of inception:
February 26, 2003
Nature of the scheme: An Open-ended Growth Scheme
Date of Inception: Feb 26, 2003
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 30, 2011 to
September 28, 2012 (Absolute)
September 30, 2010 to
September 30, 2011 (Absolute)
NAV of Plans / Options (`)
Regular Plan
Growth:
87.13
Dividend:
12.06
Direct Plan$
Growth:
87.65
Dividend:
12.61
Benchmark:
NAV Per
Unit. *
(`)
Birla Sun
Life Dividend
Yield Plus
(%)
CNX 500
# (%)
10.00
21.82
18.10
NAV as on September 30, 2013: ` 81.01
CNX Nifty
## (%)
17.38
Value of Standard Investment of `
10000 in
Birla
Sun Life
Dividend
Yield Plus
(`)
CNX 500
# (`)
CNX Nifty
## (`)
81010
58335
54640
89.26
-9.24
-2.49
0.56
9076
9751
10056
80.88
10.36
13.22
15.38
11036
11322
11538
90.92
-11.04
-19.22
-18.02
8896
8078
8198
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax
free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes managed by Mr. Nishit Dholakia is 6. Refer annexure on page no. 58 to know more on performance of
schemes managed by Fund Managers.
CNX 500
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load:
Nil
Exit Load**:
1% if redeemed / switched out within 365 days from the date of allotment.
**Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.
Other Parameter
Standard Deviation:
Sharpe Ratio##:
Beta:
16.90%
-0.65
0.80
Note:
Standard Deviation, Sharpe Ratio & Beta are
calculated on Annualised basis using 3 years history
of monthly returns, source: MFI Explorer
## Risk-free rate assumed to be 8.625% (91 day
T-bill yield as on Oct 31, 2013).
‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available
for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum
no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
$
Top Ten Portfolio Holdings
Issuer
% to net Assets
Issuer
% to net Assets
Infosys Ltd
6.80%
Axis Bank Ltd
3.07%
ICICI Bank Ltd
6.14%
Tata Motors Ltd
2.83%
ITC Ltd
5.81%
Akzo Nobel India Ltd
2.64%
Tata Consultancy Services Ltd
3.85%
Hindustan Zinc Ltd
2.27%
NTPC Ltd
3.13%
Bajaj Auto Ltd
2.18%
40
Birla Sun Life MNC Fund
What is it?
The fund that invests in securities of
multinational companies in order to
achieve long-term growth of capital with
relatively moderate levels of risk.
WEALTH CREATION
SOLUTIONS
As on October 31, 2013
Fund Details
Investment Performance - Regular Plan - Growth
Fund Manager:
Mr. Ajay Garg
Managing Fund Since: June 18, 2009
Total Experience:
15 years
Date of inception:
December 27, 1999
Nature of the scheme: An Open-ended Growth Scheme
Date of Inception: Dec 27, 1999
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 30, 2011 to
September 28, 2012 (Absolute)
September 30, 2010 to
September 30, 2011 (Absolute)
NAV of Plans / Options (`)
Regular Plan
Growth:
267.62
Dividend:
85.06
Direct Plan$
Growth:
268.63
Dividend:
91.13
Benchmark:
NAV Per
Unit. *
(`)
Birla Sun
Life MNC
Fund (%)
NAV as on September 30, 2013: ` 256.67
CNX MNC
# (%)
CNX Nifty
## (%)
Value of Standard Investment of `
10000 in
Birla Sun
Life MNC
Fund (`)
CNX MNC
# (`)
CNX Nifty
## (`)
36.11
15.31
9.02
10.60
71080
32863
40048
249.83
2.74
0.61
0.56
10274
10061
10056
208.61
19.76
22.67
15.38
11976
12267
11538
215.80
-3.33
-10.01
-18.02
9667
8999
8198
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax
free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes managed by Mr. Ajay Garg is 11. Refer annexure on page no. 58 to know more on performance of schemes
managed by Fund Managers.
CNX MNC
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load:
Nil
Exit Load**:
1% if redeemed / switched out within 365 days from the date of allotment
**Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.
Other Parameter
Standard Deviation:
Sharpe Ratio##:
Beta:
15.68%
-0.10
0.76
Note:
Standard Deviation, Sharpe Ratio & Beta are
calculated on Annualised basis using 3 years history
of monthly returns, source: MFI Explorer
$
‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available
## Risk-free rate assumed to be 8.625% (91 day
for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum
T-bill yield as on Oct 31, 2013).
no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
Top Ten Portfolio Holdings
Issuer
% to net Assets
Issuer
% to net Assets
ING Vysya Bank Ltd
8.85%
Maruti Suzuki India Ltd
5.14%
ICRA Ltd
8.26%
CRISIL Ltd
4.76%
Bayer CropScience Ltd
8.19%
Bosch Ltd
4.71%
Hindustan Unilever Ltd
6.23%
Oracle Financial Services Software Ltd
3.56%
Honeywell Automation India Ltd
5.66%
Bata India Ltd
3.31%
41
Birla Sun Life Infrastructure Fund
What is it?
A fund that seeks to participate in growth
and development of infrastructure in
India by investing in equity and equity
related securities of companies in the
infra sector.
WEALTH CREATION
SOLUTIONS
As on October 31, 2013
Fund Details
Investment Performance - Regular Plan - Growth
Fund Manager:
Mr. Mahesh Patil &
Mr. Naysar Shah
Managing Fund Since: Since inception &
Dec 05, 2011
Total Experience:
20 years & 12 years
Date of inception:
March 17, 2006
Nature of the scheme: An Open-ended Growth Scheme
Date of Inception: Mar 17, 2006
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 30, 2011 to
September 28, 2012 (Absolute)
September 30, 2010 to
September 30, 2011 (Absolute)
NAV of Plans / Options (`)
Regular Plan
Growth:
14.43
Dividend:
9.94
Direct Plan$
Growth:
14.49
Dividend:
9.98
Benchmark:
NAV as on September 30, 2013: ` 12.75
Value of Standard Investment of ` 10000 in
NAV Per
Unit. *
(`)
Birla Sun Life
Infrastructure
Fund (%)
CNX
Nifty #
(%)
S&P BSE
SENSEX ##
(%)
10.00
3.27
7.89
7.98
15.29
-16.61
0.56
3.29
8339
10056
10329
14.26
7.22
15.38
14.03
10722
11538
11403
19.02
-25.03
-18.02
-18.01
7497
8198
8199
Birla Sun Life
Infrastructure
Fund (`)
CNX Nifty
# (`)
S&P BSE
SENSEX
## (`)
12750
17734
17845
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax
free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Mahesh Patil is 4. Total Schemes
managed by Mr. Naysar Shah is 4. Refer annexure on page no. 58 to know more on performance of schemes managed by
Fund Managers.
CNX Nifty
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load:
Nil
Exit Load**:
1% if redeemed / switched out within 365 days from the date of allotment.
**Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.
Other Parameter
Standard Deviation:
Sharpe Ratio##:
Beta:
23.04%
-0.76
1.09
Note:
Standard Deviation, Sharpe Ratio & Beta are
calculated on Annualised basis using 3 years history
of monthly returns, source: MFI Explorer
$
‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available
## Risk-free rate assumed to be 8.625% (91 day
for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum
T-bill yield as on Oct 31, 2013).
no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
Top Ten Portfolio Holdings
Issuer
% to net Assets
Issuer
% to net Assets
ICICI Bank Ltd
9.10%
Bharti Airtel Ltd
3.97%
Reliance Industries Ltd
5.94%
Tata Motors Ltd
3.82%
Larsen & Toubro Ltd
5.27%
Indusind Bank Ltd
3.21%
Cummins India Ltd
5.18%
VA Tech Wabag Ltd
3.14%
Wabco India Ltd
4.27%
Crompton Greaves Ltd
2.96%
42
Birla Sun Life India GenNext Fund
What is it?
A Fund that strives to benefit from the
rising consumption pattern in India,
fuelled by high disposable incomes
of the young generation (Generation
Next).
WEALTH CREATION
SOLUTIONS
As on October 31, 2013
Fund Details
Investment Performance - Regular Plan - Growth
Fund Manager:
Mr. Anil Shah
Managing Fund Since: September 23, 2013
Total Experience:
24 years
Date of inception:
August 05, 2005
Nature of the scheme: An Open-ended Growth Scheme
Date of Inception: Aug 05, 2005
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 30, 2011 to
September 28, 2012 (Absolute)
September 30, 2010 to
September 30, 2011 (Absolute)
NAV of Plans / Options (`)
Regular Plan
Growth:
33.30
Dividend:
16.38
Direct Plan$
Growth:
33.53
Dividend:
17.55
Benchmark:
NAV as on September 30, 2013: ` 30.79
NAV Per
Unit. *
(`)
Birla Sun
Life India
GenNext
Fund (%)
CNX Nifty
# (%)
10.00
14.78
11.49
28.69
7.32
0.56
23.51
22.03
26.06
-9.79
S&P BSE
SENSEX ##
(%)
Value of Standard Investment of `
10000 in
Birla Sun
Life India
GenNext
Fund (`)
CNX Nifty
# (`)
S&P BSE
SENSEX
## (`)
11.88
30790
24290
24993
3.29
10732
10056
10329
15.38
14.03
12203
11538
11403
-18.02
-18.01
9021
8198
8199
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax
free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes managed by Mr. Anil Shah is 3. Refer annexure on page no. 58 to know more on performance of schemes
managed by Fund Managers.
CNX Nifty
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load:
Nil
Exit Load**:
1% if redeemed / switched out within 365 days from the date of allotment.
**Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.
Other Parameter
Standard Deviation:
Sharpe Ratio##:
Beta:
18.30%
0.00
0.82
Note:
Standard Deviation, Sharpe Ratio & Beta are
calculated on Annualised basis using 3 years history
of monthly returns, source: MFI Explorer
$
‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available
## Risk-free rate assumed to be 8.625% (91 day
for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum
T-bill yield as on Oct 31, 2013).
no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
Top Ten Portfolio Holdings
Issuer
% to net Assets
Issuer
% to net Assets
Housing Development Finance Corporation Ltd
5.19%
ICICI Bank Ltd
3.09%
ITC Ltd
4.81%
Sun Pharmaceuticals Industries Ltd
3.03%
United Spirits Ltd
4.26%
IPCA Laboratories Ltd
3.02%
HDFC Bank Ltd
3.76%
Zee Entertainment Enterprises Ltd
2.94%
PVR Ltd
3.60%
Emami Ltd
2.89%
43
Birla Sun Life New Millennium Fund
What is it?
A thematic fund that invests in companies
related to the IT sector like hardware,
peripherals and components, software,
telecom, media, internet and e-commerce
and other technology enabled companies.
WEALTH CREATION
SOLUTIONS
As on October 31, 2013
Fund Details
Investment Performance - Regular Plan - Growth
Fund Manager:
Mr. Naysar Shah
Managing Fund Since: October 03, 2012
Total Experience:
12 years
Date of inception:
January 15, 2000
Nature of the scheme: An Open-ended Growth Scheme
Date of Inception: Jan 15, 2000
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 30, 2011 to
September 28, 2012 (Absolute)
September 30, 2010 to
September 30, 2011 (Absolute)
NAV of Plans / Options (`)
Regular Plan
Growth:
25.46
Dividend: 15.70
Direct Plan$
Growth:
25.57
Dividend: 13.16
Benchmark:
NAV as on September 30, 2013: ` 23.19
NAV Per
Unit. *
(`)
Birla Sun
Life New
Millennium
Fund (%)
S&P BSE
Teck # (%)
10.00
6.32
N/A
18.51
25.28
29.85
CNX Nifty
## (%)
Value of Standard Investment of `
10000 in
Birla Sun
Life New
Millennium
Fund (`)
S&P BSE
Teck # (`)
CNX Nifty
## (`)
9.64
23190
N/A
35343
0.56
12528
12985
10056
16.83
9.98
5.09
15.38
10998
10509
11538
20.86
-19.32
-12.51
-18.02
8068
8749
8198
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of
tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When
scheme benchmark returns are not available, they have not been shown.
Total Schemes managed by Mr. Naysar Shah is 4. Refer annexure on page no. 58 to know more on performance of schemes
managed by Fund Managers.
S&P BSE Teck
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load:
Nil
Exit Load**:
1% if redeemed / switched out within 365 days from the date of allotment.
**Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.
Other Parameter
Standard Deviation: 20.54%
Sharpe Ratio##:
-0.09
Beta:
0.93
Note:
Standard Deviation, Sharpe Ratio & Beta are
calculated on Annualised basis using 3 years history
of monthly returns, source: MFI Explorer
## Risk-free rate assumed to be 8.625% (91 day
T-bill yield as on Oct 31, 2013).
‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available
for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum
no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
$
Top Ten Portfolio Holdings
Issuer
% to net Assets
Issuer
% to net Assets
Infosys Ltd
32.15%
Idea Cellular Ltd
4.47%
Tata Consultancy Services Ltd
19.88%
Zee Entertainment Enterprises Ltd
4.10%
Bharti Airtel Ltd
10.60%
NIIT Technologies Ltd
1.91%
HCL Technologies Ltd
9.06%
Wipro Ltd
1.88%
Tech Mahindra Ltd
7.66%
Dish TV India Ltd
1.83%
44
Birla Sun Life Buy India Fund
What is it?
An equity fund aiming to capitalize on
the growth opportunities provided by
companies that are driven by India’s
large population and consumption
patterns.
WEALTH CREATION
SOLUTIONS
As on October 31, 2013
Fund Details
Investment Performance - Regular Plan - Growth
Fund Manager:
Mr. Ajay Garg
Managing Fund Since: September 12, 2007
Total Experience:
15 years
Date of inception:
January 15, 2000
Nature of the scheme: An Open-ended Growth Scheme
Date of Inception: Jan 15, 2000
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 30, 2011 to
September 28, 2012 (Absolute)
September 30, 2010 to
September 30, 2011 (Absolute)
NAV of Plans / Options (`)
Regular Plan
Growth: 48.32
Dividend:
23.09
Direct Plan$
Growth: 48.54
Dividend:
23.19
Benchmark:
NAV Per
Unit. *
(`)
Birla Sun
Life Buy
India Fund
(%)
S&P BSE
200 # (%)
10.00
11.56
10.03
44.58
0.54
-1.11
NAV as on September 30, 2013: ` 44.82
CNX Nifty
## (%)
Value of Standard Investment of `
10000 in
Birla Sun
Life Buy
India Fund
(`)
S&P BSE
200 # (`)
CNX Nifty
## (`)
9.64
44820
37122
35343
0.56
10054
9889
10056
39.07
14.10
13.77
15.38
11410
11377
11538
46.67
-16.28
-19.85
-18.02
8372
8015
8198
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax
free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes managed by Mr. Ajay Garg is 11. Refer annexure on page no. 58 to know more on performance of schemes
managed by Fund Managers.
S&P BSE 200
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load:
Nil
Exit Load**:
0.50% if redeemed /
switched out within 7 days from the date of allotment.
**Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.
Other Parameter
Standard Deviation:
Sharpe Ratio##:
Beta:
18.65%
-0.44
0.86
Note:
Standard Deviation, Sharpe Ratio & Beta are
calculated on Annualised basis using 3 years history
of monthly returns, source: MFI Explorer
$
‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available
## Risk-free rate assumed to be 8.625% (91 day
for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum
T-bill yield as on Oct 31, 2013).
no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
Top Ten Portfolio Holdings
Issuer
% to net Assets
Issuer
% to net Assets
Bayer CropScience Ltd
8.05%
Biocon Ltd
4.71%
ICRA Ltd
6.87%
Glaxosmithkline Pharmaceuticals Ltd
4.61%
Housing Development Finance Corporation Ltd
5.95%
Tata Global Beverages Ltd
3.89%
ING Vysya Bank Ltd
5.54%
MRF Ltd
3.73%
Hindustan Unilever Ltd
5.43%
Shopper's Stop Ltd
3.67%
45
Birla Sun Life India Opportunities Fund
What is it?
A fund that allows investors to participate
in India’s global outsourcing theme by
identifying companies that seek to utilize
India’s low cost and high quality resources
to service the needs of global customers.
WEALTH CREATION
SOLUTIONS
As on October 31, 2013
Fund Details
Investment Performance - Regular Plan - Growth
Fund Manager:
Mr. Naysar Shah
Managing Fund Since: October 03, 2012
Total Experience:
12 years
Date of inception:
December 27, 1999
Nature of the scheme: An Open-ended Growth
Scheme
Date of Inception: Dec 27, 1999
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 30, 2011 to
September 28, 2012 (Absolute)
September 30, 2010 to
September 30, 2011 (Absolute)
NAV of Plans / Options (`)
Regular Plan
Growth:
59.68
Dividend:
17.99
Direct Plan$
Growth:
59.88
Dividend:
18.06
Benchmark:
NAV as on September 30, 2013: ` 56.57
NAV Per
Unit. *
(`)
Birla Sun
Life India
Opportunities
Fund
(%)
CNX 500 #
(%)
23.70
6.52
10.20
52.62
7.51
-2.49
CNX Nifty
## (%)
Value of Standard Investment of `
10000 in
Birla Sun
Life India
Opportunities
Fund (`)
CNX 500 #
(`)
CNX Nifty
## (`)
10.60
23869
38112
40048
0.56
10751
9751
10056
44.41
18.49
13.22
15.38
11849
11322
11538
56.17
-20.94
-19.22
-18.02
7906
8078
8198
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax
free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes managed by Mr. Naysar Shah is 4. Refer annexure on page no. 58 to know more on performance of schemes
managed by Fund Managers.
CNX 500
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load:
Nil
Exit Load**:
0.50% if redeemed /
switched out within 7 days from the date of allotment.
**Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.
Other Parameter
Standard Deviation:
Sharpe Ratio##:
Beta:
16.29%
-0.45
0.63
Note:
Standard Deviation, Sharpe Ratio & Beta are
calculated on Annualised basis using 3 years history
of monthly returns, source: MFI Explorer.
## Risk-free rate assumed to be 8.625% (91 day
T-bill yield as on Oct 31, 2013).
‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available
for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum
no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
$
Top Ten Portfolio Holdings
Issuer
% to net Assets
Issuer
% to net Assets
HCL Technologies Ltd
7.34%
Honeywell Automation India Ltd
5.05%
Infosys Ltd
7.34%
AIA Engineering Ltd
4.58%
Cummins India Ltd
7.28%
Lupin Ltd
4.58%
Tech Mahindra Ltd
7.20%
Dr. Reddy's Laboratories Ltd
4.43%
Tata Consultancy Services Ltd
7.08%
Hindustan Zinc Ltd
3.99%
46
Birla Sun Life Special Situations Fund
What is it?
A Fund that endeavors to generate longterm growth by identifying stocks that may
have the potential for special situation like
buy backs, open offers, demerger, etc. and
a contrarian investment style.
WEALTH CREATION
SOLUTIONS
As on October 31, 2013
Fund Details
Investment Performance - Regular Plan - Growth
Fund Manager:
Mr. Anil Shah
Managing Fund Since: January 04, 2013
Total Experience:
24 years
Date of inception:
January 31, 2008
Nature of the scheme: An Open-ended Diversified Equity Scheme
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 30, 2011 to
September 28, 2012 (Absolute)
September 30, 2010 to
September 30, 2011 (Absolute)
NAV of Plans / Options (`)
Regular Plan
Growth:
9.6821
Dividend:
9.6821
Direct Plan$
Growth:
9.7271
Dividend:
9.7276
Benchmark:
NAV Per
Unit. *
(`)
Birla Sun
Life Special
Situations
Fund (%)
S&P BSE
200 # (%)
10.00
-1.99
0.40
9.54
-6.49
8.48
11.02
CNX Nifty
## (%)
Value of Standard Investment of `
10000 in
Birla
Sun Life
Special
Situations
Fund (`)
S&P BSE
200 # (`)
CNX Nifty
## (`)
1.96
8926
10231
11164
-1.11
0.56
9351
9889
10056
12.58
13.77
15.38
11258
11377
11538
-23.09
-19.85
-18.02
7691
8015
8198
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
S&P BSE 200
Load Structure (as % of NAV) (Incl .for SIP)
Entry Load:
Nil
Exit Load**:
1% if redeemed / switched out within 365 days from the date of allotment.
**Exit Load is NIL for units issued in Bonus & Dividend Reinvestment.
Other Parameter
Standard Deviation:
Sharpe Ratio##:
Beta:
Date of Inception: Jan 31, 2008
NAV as on September 30, 2013: ` 8.9256
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax
free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes managed by Mr. Anil Shah is 3. Refer annexure on page no. 58 to know more on performance of schemes
managed by Fund Managers.
18.61%
-0.73
0.91
Note:
Standard Deviation, Sharpe Ratio & Beta are
calculated on Annualised basis using 3 years history
of monthly returns, source: MFI Explorer
$
‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available
## Risk-free rate assumed to be 8.625% (91 day
for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum
T-bill yield as on Oct 31, 2013).
no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
Top Ten Portfolio Holdings
Issuer
% to net Assets
Issuer
% to net Assets
Indusind Bank Ltd
6.55%
Cairn India Ltd
3.86%
Tech Mahindra Ltd
6.47%
Sun Pharmaceuticals Industries Ltd
3.36%
HDFC Bank Ltd
5.37%
Dr. Reddy's Laboratories Ltd
3.29%
HCL Technologies Ltd
4.75%
Hindustan Zinc Ltd
3.28%
Solar Industries India Ltd
3.89%
Sesa Sterlite Ltd
3.18%
47
Birla Sun Life Commodity Equities Fund Global Agri Plan (GAP)
What is it?
A Fund that provides exposure to commodities,
by investing in handpicked commodity companies
worldwide, that have business exposure to
Agricultural commodities.
WEALTH CREATION
SOLUTIONS
As on October 31, 2013
Investment Performance - Global Agri Plan - Regular Plan - Growth
Fund Details
Fund Manager:
Mr. Vineet Maloo
Managing Fund Since: Since Inception
Total Experience:
7 years
Date of inception:
November 07, 2008
Nature of the scheme: An Open-ended Growth Scheme
NAV of Plans / Options (`)
Regular Plan
Growth: 18.8968
Dividend: 17.6945
Direct Plan$
Growth: 18.9444
Dividend: 17.7426
Benchmark:
S&P Global Agribusiness Index
Date of Inception: Nov 07, 2008
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 30, 2011 to
September 28, 2012 (Absolute)
September 30, 2010 to
September 30, 2011 (Absolute)
NAV Per
Unit. *
(`)
NAV as on September 30, 2013: ` 18.5739
Birla Sun Life S&P Global CNX Nifty
Commodity Agribusiness
## (%)
Equities Fund Index # (%)
- Global Agri
Plan - Regular
Growth (%)
Value of Standard Investment of ` 10000 in
Birla Sun Life S&P Global
CNX Nifty
Commodity Agribusiness
## (`)
Equities Fund Index # (`)
- Global Agri
Plan - Regular
Growth (`)
10.00
13.47
24.63
14.35
18574
29407
19291
16.87
10.09
30.52
0.56
11009
13052
10056
13.76
22.59
26.43
15.38
12259
12643
11538
15.55
-11.52
2.73
-18.02
8848
10273
8198
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax
free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes managed by Mr. Vineet Maloo is 8. Refer annexure on page no. 58 to know more on performance of schemes
managed by Fund Managers.
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load:
Nil
Exit Load**:
3% if redeemed / switched out within 30 days from the date of allotment. For redemption/switchout of units after 30 days but before 365 days from the date of allotment: 1.00% of applicable NAV. For
redemption/switch-out of units after 365 days from the date of allotment: Nil. **Exit Load is NIL for units
issued in Bonus & Dividend Reinvestment.
Other Parameters
Standard Deviation: 11.01%
Sharpe Ratio##: 0.25
Beta: 0.25
Note:
Standard Deviation, Sharpe Ratio & Beta are
calculated on Annualised basis using 1 year history
of monthly returns, source: MFI Explorer
## Risk-free rate assumed to be 8.625% (91 day
$
T-bill yield as on Oct 31, 2013).
‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available
for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum
no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
Top Ten Portfolio Holdings
Issuer
ARCHER-DANIELS-MIDLAND CO
% to net Assets
10.60%
Issuer
% to net Assets
BRF SA
7.13%
Syngenta Ltd Reg Shs
8.71%
BUNGE LTD
6.89%
ASSOCIATED BRITISH FOODS PLC
8.50%
Potash Corp Of Saskatchewan Inc
4.58%
Monsanto Co
8.47%
Wilmar International Ltd
4.25%
Deere And Co Ltd
7.42%
TYSON FOODS INC
4.06%
48
Birla Sun Life International Equity Fund - Plan A
What is it?
A fund that provides an opportunity to
grow your money by investing in worldclass companies across the globe.
WEALTH CREATION
SOLUTIONS
As on October 31, 2013
Fund Details
Investment Performance - Regular Plan - Growth
Fund Manager: Mr. Vineet Maloo
Date of Inception: Oct 31, 2007
Managing Fund Since: Since Inception
Total Experience:
7 years
Date of inception:
October 31, 2007
Nature of the scheme: An Open-ended Diversified Equity Scheme
Since inception till
NAV of Plans / Options (`)
Regular Plan
Growth: 15.3990
Dividend: 15.4050
Direct Plan$
Growth: 15.4808
Dividend: 15.4979
Benchmark: September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 30, 2011 to
September 28, 2012 (Absolute)
September 30, 2010 to
September 30, 2011 (Absolute)
NAV as on September 30, 2013: ` 15.1292
NAV Per
Unit. *
(`)
Birla
Sun Life
International
Equity Fund Plan A (%)
S&P
Global
1200 #
(%)
CNX Nifty
## (%)
10.00
7.24
6.53
-0.48
Value of Standard Investment of ` 10000 in
Birla Sun Life
International
Equity Fund Plan A (`)
S&P Global
1200 # (`)
CNX Nifty
## (`)
15129
14540
9720
11.20
35.03
38.47
0.56
13503
13847
10056
8.86
26.47
28.82
15.38
12647
12882
11538
8.67
2.22
1.37
-18.02
10222
10137
8198
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax
free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes managed by Mr. Vineet Maloo is 8. Refer annexure on page no. 58 to know more on performance of schemes
managed by Fund Managers.
S&P Global 1200
.
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load:
Nil
Exit Load: Nil
Other Parameter
Standard Deviation: Sharpe Ratio##:
Beta: 11.68%
0.99
0.86
Note:
Standard Deviation & Sharpe Ratio are calculated
on Annualised basis using 3 years history of monthly
returns, source: MFI Explorer.
## Risk-free rate assumed to be 8.625% (91 day
T-bill yield as on Oct 31, 2013).
‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available
for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum
no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
$
Top Ten Portfolio Holdings
Issuer
% to net Assets
Issuer
% to net Assets
Northrop Grumman Co
4.56%
Aetna Inc New
3.34%
Chubb Corp
4.46%
Roche Holdings Ag Genus Bearer Shs
3.19%
Exxon Mobil Corporation Ltd
4.14%
SAMSUNG ELECTRONICS - GDR
3.05%
McKesson Corp.
3.69%
Visa Inc
2.93%
PPG Industries
3.39%
COACH INC
2.77%
49
Birla Sun Life International Equity Fund - Plan B
What is it?
A fund that provides an opportunity to
grow your money by investing in worldclass companies across the globe, with
at least 65% exposure to domestic
markets.
WEALTH CREATION
SOLUTIONS
As on October 31, 2013
Fund Details
Investment Performance - Regular Plan - Growth
Fund Manager: Mr. Vineet Maloo
Date of Inception: Oct 31, 2007
Managing Fund Since: Since Inception
Total Experience:
7 years
Date of inception: October 31, 2007
Nature of the scheme: An Open-ended Diversified Equity Scheme
Since inception till
NAV Per
Unit. *
(`)
Birla
Sun Life
International
Equity Fund Plan B (%)
Customised
Index † #
(%)
CNX
Nifty ##
(%)
10.00
-0.27
2.44
9.67
1.76
11.92
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 30, 2011 to
September 28, 2012 (Absolute)
September 30, 2010 to
September 30, 2011 (Absolute)
NAV of Plans / Options (`)
Regular Plan
Growth: 10.5345
Dividend: 10.5344
Direct Plan$
Growth: 10.5805
Dividend: 10.5805
NAV as on September 30, 2013: ` 9.8413
Value of Standard Investment of ` 10000 in
Birla Sun Life
International
Equity Fund Plan B (`)
Customised
Index †
# (`)
CNX Nifty
## (`)
-0.48
9841
11537
9720
0.56
10176
11192
10056
8.46
14.33
19.47
15.38
11433
11947
11538
9.83
-13.98
-12.46
-18.02
8602
8754
8198
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax
free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes managed by Mr. Vineet Maloo is 8. Refer annexure on page no. 58 to know more on performance of schemes
managed by Fund Managers.
Benchmark: Customised Index †
† A customized benchmark created using S&P BSE † A customized benchmark created using S&P BSE 200 to the extent of 65% of portfolio and S&P Global 1200 to
200 to the extent of 65% of portfolio and S&P Global the extent of 35% of portfolio.
1200 to the extent of 35% of portfolio.
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load: Nil
Exit Load**: 1% if redeemed / switched out within 365 days from
the date of allotment.
**Exit Load is NIL for units
issued in Bonus & Dividend Reinvestment.
Other Parameter
Standard Deviation: Sharpe Ratio##:
Beta:
13.22%
-0.50
0.97
Note:
Standard Deviation, Sharpe Ratio & Beta are
calculated on Annualised basis using 3 years history
of monthly returns,source: MFI Explorer
## Risk-free rate assumed to be 8.625% (91 day
T-bill yield as on Oct 31, 2013).
‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available
for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum
no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
$
Top Ten Portfolio Holdings
Issuer
% to net Assets
Issuer
% to net Assets
Infosys Ltd
5.63%
Housing Development Finance Corporation Ltd
3.26%
Reliance Industries Ltd
4.18%
HDFC Bank Ltd
2.39%
Tata Consultancy Services Ltd
4.07%
Sesa Sterlite Ltd
2.02%
ITC Ltd
3.88%
Sun Pharmaceuticals Industries Ltd
1.89%
ICICI Bank Ltd
3.50%
Tech Mahindra Ltd
1.74%
50
Birla Sun Life Gold ETF
What is it?
An ETF that invests in physical gold of
99.5% purity to generate returns in line
with performance of gold, subject to
tracking errors.
WEALTH CREATION
SOLUTIONS
As on October 31, 2013
Fund Details
Investment Performance
Fund Manager: Mr. Prasad Dhonde
Managing Fund Since: October 03, 2012
Total Experience:
11 Years
Date of inception:
May 13, 2011
Nature of the scheme: An Open ended Gold Exchange Traded Fund
NAV (`): 2,901.9822
Benchmark:
Domestic price of physical gold
Load Structure (as % of NAV)
Entry Load:
Nil
Exit Load (Including
fractional units, if any):Nil; ++The units of the scheme are compulsorily traded in dematerialized form, and hence, there shall be no entry/exit load for the units purchased or sold through stock exchanges. However, the investor shall have to bear costs in form of bid/ask spread and
brokerage or such other cost as charged by his bro
ker for transacting in units of the scheme through secondary market.
Other Parameter
Standard Deviation: 27.84%
Sharpe Ratio##:
-0.54
Beta:
1.03
Date of Inception: May 13, 2011
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 29, 2011 to
September 28, 2012 (Absolute)
NAV as on September 30, 2013: ` 2942.0147
NAV Per Unit. *
(`)
Birla Sun Life
Gold ETF (%)
Domestic price
of physical gold # (%)
Value of Standard Investment of `
10000 in
Birla Sun Life
Gold ETF (`)
Domestic price
of physical gold
# (`)
2227.8530
12.40
13.69
13206
13568
3136.5437
-6.20
-5.29
9380
9471
2599.0208
20.68
22.09
12068
12209
# Scheme Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Load and Taxes are not considered for computation of
returns.
Total Schemes managed by Mr. Prasad Dhonde is 13. Refer annexure on page no. 58 to know more on performance of
schemes managed by Fund Managers.
Note:
Standard Deviation, Sharpe Ratio & Beta are
calculated on Annualised basis using 1 year history
of monthly returns, source: MFI Explorer.
## Risk-free rate assumed to be 8.625% (91 day
T-bill yield as on Oct 31, 2013).
Portfolio Holdings
Issuer
% to net Assets
Gold
99.73%
Cash & Current Assets
0.19%
Net receivables / payables
0.08%
51
Birla Sun Life Gold Fund
What is it?
An open ended fund of fund scheme
that predominantly invests in units of
Birla Sun Life Gold ETF (underlying
scheme) and one doesn’t require a
Demat Account to invest in it.
WEALTH CREATION
SOLUTIONS
As on October 31, 2013
Fund Details
Investment Performance - Regular Plan - Growth
Fund Manager: Mr. Satyabrata Mohanty
Managing Fund Since: Mar 20, 2012
Total Experience:
12 Years
Date of inception:
Mar 20, 2012
Nature of the scheme: An Open ended Fund of Fund Scheme
NAV of Plans / Options (`)
Regular Plan
Growth:
10.4550
Dividend:
10.4548
Direct Plan$
Growth:
10.4709
Dividend:
10.4645
Benchmark:
Date of Inception: Mar 20, 2012
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
NAV Per Unit. *
(`)
Birla Sun Life
Gold Fund (%)
NAV as on September 30, 2013: ` 10.3190
Domestic price
of physical gold # (%)
Value of Standard Investment of `
10000 in
Birla Sun Life
Gold Fund (`)
Domestic price
of physical gold
# (`)
10.0000
2.07
4.86
10319
10754
10.8988
-5.32
-5.29
9468
9471
# Scheme Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Load and Taxes are not considered for computation of
returns.
Total Schemes managed by Mr. Satyabrata Mohanty is 13. Refer annexure on page no. 58 to know more on performance of
schemes managed by Fund Managers.
Domestic price of physical gold
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load:
Nil
Exit Load**:
2% if redeemed / switched out within 365 days from the date of allotment
**Exit Load is NIL for units issued in Bonus & Dividend Reinvestment
Other Parameter
Standard Deviation: 20.40%
Sharpe Ratio##:
-0.62
Beta:
0.75
Note:
Standard Deviation, Sharpe Ratio & Beta are
calculated on Annualised basis using 1 year history
of monthly returns, source: MFI Explorer.
## Risk-free rate assumed to be 8.625% (91 day
T-bill yield as on Oct 31, 2013).
Investors should note that, Birla Sun Life Gold Fund being an open ended fund of fund scheme invests in Birla
Sun Life Gold ETF which invests in physical gold of 99.5% purity and they shall bear the recurring expenses of the
underlying scheme (i.e. Birla Sun Life Gold ETF) in addition to the recurring expenses of the Scheme.
‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not
available for investors who route their investments through a Distributor. For further details, Investors are advised to refer to
Addendum no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
$
Portfolio Holdings
Issuer
% to net Assets
Birla Sun Life Gold ETF
99.33%
Cash & Current Assets
1.48%
Net receivables / payables
-0.81%
52
Birla Sun Life India Reforms Fund
What is it?
An Equity fund that aims to generate growth
and capital appreciation by building a portfolio
of companies that are expected to benefit
from the economic reforms, PSU divestment
and increased government spending.
WEALTH CREATION
SOLUTIONS
As on October 31, 2013
Fund Details
Fund Manager: Mr. Naysar Shah
Managing Fund Since: January 24, 2011
Total Experience: 12 years
Date of inception: June 25, 2010
Nature of the scheme: An Open-ended Equity Scheme
NAV of Plans / Options (`)
Regular Plan
Growth: 8.31
Dividend: 8.31
Direct Plan$
Growth: 8.34
Dividend: 8.35
Benchmark: CNX 500
Investment Performance - Regular Plan - Growth
NAV as on September 30, 2013: ` 7.29
Date of Inception: June 25, 2010
CNX Nifty
## (%)
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 30, 2011 to
September 28, 2012 (Absolute)
September 30, 2010 to
September 30, 2011 (Absolute)
NAV Per
Unit. *
(`)
Birla Sun
Life India
Reforms
Fund (%)
CNX 500
# (%)
10.00
-9.22
0.18
9.45
-22.86
-2.49
Value of Standard Investment of `
10000 in
Birla Sun
Life India
Reforms
Fund (`)
CNX 500
# (`)
CNX Nifty
## (`)
2.63
7290
10060
10885
0.56
7714
9751
10056
9.07
4.19
13.22
15.38
10419
11322
11538
11.41
-20.51
-19.22
-18.02
7949
8078
8198
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax
free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes managed by Mr. Naysar Shah is 4. Refer annexure on page no. 58 to know more on performance of schemes
managed by Fund Managers.
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load: Nil
Exit Load**: 1% if redeemed / switched out within 1 year from the date of allotment.
**Exit Load is NIL for units issued in Bonus & Dividend Reinvestment
Other Parameter
Standard Deviation: Sharpe Ratio##:
Beta: 24.20%
-0.80
1.14
Note:
Standard Deviation & Sharpe Ratio are calculated
on Annualised basis using 1 year history of monthly
returns, source: MFI Explorer.
$
‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available
## Risk-free rate assumed to be 8.625% (91 day
for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum
T-bill yield as on Oct 31, 2013).
no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
Top Ten Portfolio Holdings
Issuer
% to net Assets
Issuer
% to net Assets
ICICI Bank Ltd
9.14%
The Federal Bank Ltd
3.82%
Larsen & Toubro Ltd
6.80%
Zee Entertainment Enterprises Ltd
3.72%
Oil & Natural Gas Corporation Ltd
4.79%
NTPC Ltd
3.47%
VA Tech Wabag Ltd
4.44%
Indraprastha Gas Ltd
3.27%
PTC India Ltd
3.91%
Kalpataru Power Transmission Ltd
3.25%
53
Tax Savings Solutions
What are Tax Savings Solutions?
Our Tax Savings Solutions help to
reduce your tax burden and at the
same time, aim to grow your money
through equity investments.
Who can benefit from Tax Savings
Solutions?
Tax saving is important, especially when
investors can save up to ` 30,900 in taxes!
Section 80C of the Income Tax Act, 1961
provides options to save tax by reducing
the taxable income by up to ` 1 lakh.
But, wealth creation is also important.
Isn’t it? That’s why this solution is ideal for
investors who would like to create wealth
along with tax saving.
Tax savings of ` 30,900 is calculated assuming qualifying amount of
deduction is ` 1 lakh & investor falls in the top income tax slab of 30%
& includes applicable cess. Investors are advised to consult their tax
advisor in view of individual nature of tax benefits.
Benefits of Tax Savings Solutions:
Low lock-in period: Your money is locked-in for just 3 years, as against the much longer lock-in periods in other options.
Potential to earn dividends: While your money is locked-in for 3 years, you may opt for the dividend option and can receive returns in the form
of tax-free dividends during this time. This feature is unique only to tax saving solutions from mutual funds.
Earn market linked returns: Since investments are made in stocks of Indian companies, the value of your investment moves with the stock
market. Although it comes with market related risks, your money is diversified i.e. spread out across stocks of multiple companies and is being
monitored by an investment expert with an aim to minimize such risks.
Tax-free returns: When you withdraw your investment after 3 years, the returns are totally tax free. Yes, you save taxes on both, your initial
investment and also on the returns.
Tax deduction(s) available u/s 80C of the Income Tax Act, 1961 is subject to conditions specified therein.
Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future.
Investors are advised to consult their tax advisor in view of individual nature of tax benefits.
The Financial Solution (Savings Solution) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either the
quality of any particular Scheme or guarantee any specific performance/returns.
54
Birla Sun Life Tax Relief ‘96
What is it?
A fund that provides an opportunity
to save tax while growing your money
through Equity investments.
TAX SAVINGS
SOLUTIONS
As on October 31, 2013
Fund Details
Investment Performance - Regular Plan - Dividend
Fund Manager:
Mr. Ajay Garg
Managing Fund Since: October 01, 2006
Total Experience:
15 years
Date of inception:
March 29, 1996
Nature of the scheme: An Open-ended ELSS Scheme with a lock - in of 3 years from the date of allotment.
NAV of Plans / Options (`)
Regular Plan
Growth (w.e.f. 06/03/08):12.16
Dividend:
80.76
Direct Plan$
Growth:
12.27
Dividend:
84.70
Benchmark:
Date of Inception: Mar 29, 1996
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 30, 2011 to
September 28, 2012 (Absolute)
September 30, 2010 to
September 30, 2011 (Absolute)
NAV Per
Unit. *
(`)
Birla Sun
Life Tax
Relief ‘96
(%)
S&P BSE
200 # (%)
10.00
25.48
11.38
76.42
0.60
-1.11
NAV as on September 30, 2013: ` 73.95
Value of Standard Investment of `
10000 in
CNX Nifty
## (%)
Birla Sun
Life Tax
Relief ‘96
(`)
S&P BSE
200
# (`)
CNX Nifty
## (`)
10.58
533154
66066
58209
0.56
10060
9889
10056
68.70
13.66
13.77
15.38
11366
11377
11538
93.83
-23.07
-19.85
-18.02
7693
8015
8198
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns assume reinvestment of tax free dividends declared
at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes managed by Mr. Ajay Garg is 11. Refer annexure on page no. 58 to know more on performance of schemes
managed by Fund Managers.
S&P BSE 200
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load:
Nil
Exit Load:
Nil
Other Parameter
Standard Deviation:
Sharpe Ratio##:
Beta:
17.93%
-0.57
0.89
Tax deduction(s) available u/s 80C of the Income Tax Act, 1961 is subject to conditions specified therein.
Note:
Standard Deviation, Sharpe Ratio & Beta are Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax
calculated on Annualised basis using 3 years history position may continue in the future.
Investors are advised to consult their tax advisor in view of individual nature of tax benefits.
of monthly returns, source: MFI Explorer.
$
‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not
## Risk-free rate assumed to be 8.625% (91 day
available for investors who route their investments through a Distributor. For further details, Investors are advised to refer to
T-bill yield as on Oct 31, 2013).
Addendum no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
Top Ten Portfolio Holdings
Issuer
% to net Assets
Issuer
% to net Assets
Reliance Industries Ltd
5.20%
Tech Mahindra Ltd
3.81%
Tata Consultancy Services Ltd
5.14%
Housing Development Finance Corporation Ltd
3.43%
ICICI Bank Ltd
4.87%
ICRA Ltd
3.30%
Bayer CropScience Ltd
4.43%
MRF Ltd
3.27%
ING Vysya Bank Ltd
3.85%
Honeywell Automation India Ltd
3.23%
55
Birla Sun Life Tax Plan
What is it?
A fund that provides an opportunity
to save tax while growing your money
through Equity investments.
TAX SAVINGS
SOLUTIONS
As on October 31, 2013
Fund Details
Investment Performance - Regular Plan - Dividend
Fund Manager:
Mr. Ajay Garg
Managing Fund Since: October 17, 2011
Total Experience:
15 years
Date of inception:
February 16, 1999
Nature of the scheme: An Open-ended ELSS Scheme with a lock - in of 3 years from the date of allotment.
NAV of Plans / Options (`)
Regular Plan
Growth:
15.66
Dividend:
49.99
Direct Plan$
Growth:
15.79
Dividend:
52.04
Benchmark:
Date of Inception: Feb 16, 1999
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 30, 2011 to
September 28, 2012 (Absolute)
September 30, 2010 to
September 30, 2011 (Absolute)
NAV as on September 30, 2013: ` 45.80
NAV Per
Unit. *
(`)
Birla Sun
Life Tax Plan
(%)
S&P BSE
SENSEX
# (%)
CNX Nifty
## (%)
Value of Standard Investment of `
10000 in
Birla Sun
Life Tax
Plan (`)
S&P BSE
SENSEX
# (`)
CNX Nifty
## (`)
10.00
19.23
12.76
13.00
131045
57942
59811
47.20
0.16
3.29
0.56
10016
10329
10056
41.48
13.79
14.03
15.38
11379
11403
11538
48.82
-13.11
-18.01
-18.02
8689
8199
8198
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns assume reinvestment of tax free dividends declared
at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes managed by Mr. Ajay Garg is 11. Refer annexure on page no. 58 to know more on performance of schemes
managed by Fund Managers.
S&P BSE SENSEX
Load Structure (as % of NAV) (Incl. for SIP)
Entry Load:
Nil
Exit Load:
Nil
Other Parameter
Standard Deviation:
Sharpe Ratio##:
Beta:
17.01%
-0.38
0.85
Tax deduction(s) available u/s 80C of the Income Tax Act, 1961 is subject to conditions specified therein.
Note:
Standard Deviation, Sharpe Ratio & Beta are Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax
position may continue in the future.
calculated on Annualised basis using 3 years history Investors are advised to consult their tax advisor in view of individual nature of tax benefits.
of monthly returns, source: MFI Explorer.
$
‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available
## Risk-free rate assumed to be 8.625% (91 day
for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum
T-bill yield as on Oct 31, 2013).
no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com
Top Ten Portfolio Holdings
Issuer
% to net Assets
Issuer
% to net Assets
Reliance Industries Ltd
5.20%
Tech Mahindra Ltd
3.78%
Tata Consultancy Services Ltd
5.16%
Housing Development Finance Corporation Ltd
3.43%
ICICI Bank Ltd
4.88%
ICRA Ltd
3.30%
Bayer CropScience Ltd
4.44%
MRF Ltd
3.27%
ING Vysya Bank Ltd
3.85%
Honeywell Automation India Ltd
3.23%
56
Close Ended Scheme Performance
Birla Sun Life Capital Protection Oriented Fund - Series 3
Date of Inception: Jan 29, 2011
Fund Manager: Mr. Satyabrata
Mohanty
NAV Per
Unit. *
(`)
Birla Sun
life Capital
Protection
Oriented Series 3
(%)
CRISIL
Balanced
Fund Index
# (%)
CRISIL 1
Year
T-Bill
Index ##
(%)
10.0000
3.09
3.63
10.7152
1.22
10.5421
1.64
NAV (as on 30th September
2013): 10.8463
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 29, 2011 to
September 28, 2012 (Absolute)
Value of Standard Investment of `
10000 in
Birla Sun
life Capital
Protection
Oriented Series 3
(`)
CRISIL
Balanced
Fund Index
# (`)
CRISIL 1
Year
T-Bill
Index
## (`)
6.65
10846
10999
11875
1.87
5.70
10122
10187
10570
12.66
8.14
10164
11266
10814
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment
of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of
returns.
Total Schemes managed by Mr. Satyabrata Mohanty is 13. Refer annexure on page no. 58 to know more on
performance of schemes managed by Fund Managers.
The Scheme offered is “oriented towards protection of capital” and “not with guaranteed returns”. The orientation
towards protection of the capital originates from the portfolio structure of the scheme and not from any bank guarantee,
insurance cover, etc.
Birla Sun Life Capital Protection Oriented Fund - Series 4
Date of Inception: Jan 29, 2011
Fund Manager: Mr. Satyabrata
Mohanty
NAV Per
Unit. *
(`)
Birla Sun
life Capital
Protection
Oriented
Series - 4
(%)
CRISIL
Balanced
Fund
Index # (%)
CRISIL 1
Year
T-Bill
Index ##
(%)
10.0000
6.64
3.63
11.2473
5.56
10.5300
6.81
NAV (as on 30th September
2013): 11.8731
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
September 29, 2011 to
September 28, 2012 (Absolute)
Value of Standard Investment of `
10000 in
Birla Sun
life Capital
Protection
Oriented
Series - 4
(`)
CRISIL
Balanced
Fund
Index # (`)
CRISIL 1
Year
T-Bill
Index
## (`)
6.65
11873
10999
11875
1.87
5.70
10556
10187
10570
12.66
8.14
10681
11266
10814
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of
tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes managed by Mr. Satyabrata Mohanty is 13. Refer annexure on page no. 58 to know more on performance
of schemes managed by Fund Managers.
The Scheme offered is “oriented towards protection of capital” and “not with guaranteed returns”. The orientation
towards protection of the capital originates from the portfolio structure of the scheme and not from any bank guarantee,
insurance cover, etc.
Birla Sun Life Capital Protection Oriented Fund - Series 8
Date of Inception: Dec 15, 2011
Fund Manager: Mr. Satyabrata
Mohanty & Ajay Garg
NAV Per
Unit. *
(`)
Birla Sun
life Capital
Protection
Oriented
- Series
8 (%)
CRISIL
Balanced
Fund
Index # (%)
CRISIL 1
Year
T-Bill
Index ##
(%)
10.0000
8.58
9.63
11.5073
0.74
1.87
NAV (as on 30th September
2013): 11.5920
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
Value of Standard Investment of `
10000 in
Birla Sun
life Capital
Protection
Oriented
- Series 8 (`)
CRISIL
Balanced
Fund
Index # (`)
CRISIL 1
Year
T-Bill
Index
## (`)
6.73
11592
11794
11239
5.70
10074
10187
10570
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of
tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes Co-Managed by Fund Managers is 2. Total Schemes managed by Mr. Satyabrata Mohanty is 13. Total
Schemes managed by Mr. Ajay Garg is 11. Refer annexure on page no. 58 to know more on performance of schemes
managed by Fund Managers.
The Scheme offered is “oriented towards protection of capital” and “not with guaranteed returns”. The orientation
towards protection of the capital originates from the portfolio structure of the scheme and not from any bank guarantee,
insurance cover, etc.
Birla Sun Life Capital Protection Oriented Fund - Series 9
Date of Inception: Mar 28, 2012
Fund Manager: Mr. Satyabrata
Mohanty
NAV Per
Unit. *
(`)
Birla Sun
life Capital
Protection
Oriented
- Series
9 (%)
10.0000
5.69
5.94
6.59
10872
10910
11012
10.5377
3.17
3.22
5.70
10317
10322
10570
NAV (as on 30th September
2013): 10.8717
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
CRISIL MIP CRISIL 1
Blended
Year
Index #
T-Bill
(%)
Index ##
(%)
Value of Standard Investment of `
10000 in
Birla Sun
CRISIL MIP
life Capital
Blended
Protection
Index # (`)
Oriented
- Series 9 (`)
CRISIL 1
Year
T-Bill
Index
## (`)
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of
tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes managed by Mr. Satyabrata Mohanty is 13. Refer annexure on page no. 58 to know more on performance
of schemes managed by Fund Managers.
The Scheme offered is “oriented towards protection of capital” and “not with guaranteed returns”. The orientation
towards protection of the capital originates from the portfolio structure of the scheme and not from any bank guarantee,
insurance cover, etc.
Birla Sun Life Capital Protection Oriented Fund - Series 7
Date of Inception: Oct 04, 2011
Fund Manager: Mr. Satyabrata
Mohanty & Ajay Garg
NAV Per
Unit. *
(`)
Birla Sun
life Capital
Protection
Oriented
- Series
7 (%)
CRISIL
Balanced
Fund
Index # (%)
CRISIL 1
Year
T-Bill
Index ##
(%)
10.0000
8.10
8.90
11.1630
4.61
1.87
NAV (as on 30th September
2013): 11.6777
Since inception till
September 30, 2013 (CAGR)
September 28, 2012 to
September 30, 2013 (Absolute)
Value of Standard Investment of `
10000 in
Birla Sun
life Capital
Protection
Oriented
- Series 7 (`)
CRISIL
Balanced
Fund
Index # (`)
CRISIL 1
Year
T-Bill
Index
## (`)
6.86
11678
11850
11413
5.70
10461
10187
10570
# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.
Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of
tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.
Total Schemes Co-Managed by Fund Managers is 2. Total Schemes managed by Mr. Satyabrata Mohanty is 13. Total
Schemes managed by Mr. Ajay Garg is 11. Refer annexure on page no. 58 to know more on performance of schemes
managed by Fund Managers.
The Scheme offered is “oriented towards protection of capital” and “not with guaranteed returns”. The orientation
towards protection of the capital originates from the portfolio structure of the scheme and not from any bank guarantee,
insurance cover, etc.
Performance details for close ended Capital Protection Oriented Schemes with less than 1 year of existence have not been disclosed.
57
Fund Manager-wise Scheme Details
Sr.no
1
Sr.no
1
2
3
4
5
6
7
8
9
10
Funds Managed By Mr. Maneesh Dangi
Birla Sun Life Dynamic Bond Fund
Funds Managed By Mr. Kaustubh Gupta
Birla Sun Life Floating Rate Fund - Long Term Plan#
Birla Sun Life Ultra Short Term Fund$
Birla Sun Life Savings Fund
Birla Sun Life Floating Rate Fund - Short Term Plan#
Birla Sun Life Cash Plus#
Birla Sun Life Cash Manager#
Birla Sun Life MIP II - Wealth 25 Plan*
Birla Sun Life MIP II - Savings 5 Plan*
Birla Sun Life MIP*
Birla Sun Life Monthly Income*
Refer
page No
13
Refer
page No
17
12
11
18
9
10
26
27
25
24
* Funds co-managed by Mr. Satyabrata Mohanty
# Funds co-managed by Ms. Sunaina Da Cunha
$ Funds co-managed by Mr. Lokesh Mallya
Sr.no
1
2
3
4
5
Funds Managed By Ms. Sunaina Da Cunha
Birla Sun Life Short Term Opportunities Fund#
Birla Sun Life Floating Rate Fund - Long Term Plan*
Birla Sun Life Floating Rate Fund - Short Term Plan*
Birla Sun Life Cash Plus*
Birla Sun Life Cash Manager*
Refer
page No
21
17
18
9
10
* Funds co-managed by Mr. Kaustubh Gupta
# Funds co-managed by Mr. Lokesh Mallya
Sr.no
1
2
Funds Managed By Mr. Lokesh Mallya
Birla Sun Life Short Term Opportunities Fund#
Birla Sun Life Ultra Short Term Fund*
1
2
3
4
5
6
7
8
Funds Managed By Mr. Ajay Garg
Birla Sun Life Enhanced Arbitrage Fund
Birla Sun Life Capital Protection Oriented Fund - Series 7*
Birla Sun Life MNC Fund
Birla Sun Life Capital Protection Oriented Fund - Series 8*
Birla Sun Life Index Fund
Birla Sun Life Tax Relief ‘96
Birla Sun Life Buy India Fund
Birla Sun Life Tax Plan
Refer
page No
21
12
Refer
page No
22
57
41
57
31
55
45
56
* Funds co-managed by Mr. Satyabrata Mohanty
Sr.no
1
2
3
4
5
6
7
8
9
Funds Managed By Mr. Prasad Dhonde
Birla Sun Life Gilt Plus Liquid Plan
Birla Sun Life Government Securities Fund Short Term Plan
Birla Sun Life Short Term Fund
Birla Sun Life Government Securities Fund Long Term Plan
Birla Sun Life Gilt Plus PF Plan
Birla Sun Life Income Plus
Birla Sun Life Gilt Plus Regular Plan
Birla Sun Life ‘95 Fund*
Birla Sun Life Gold ETF
Refer
page No
19
20
16
20
19
15
19
36
51
* Funds co-managed by Mr. Nishit Dholakia
Sr.no
1
Funds Managed By Mr. Rohit Murarka
Birla Sun Life Medium Term Plan
1
3
2
4
Sr.no
1
2
3
4
5
6
7
8
9
10
11
12
13
14
Birla Sun Life Frontline Equity Fund
Birla Sun Life Long Term Advantage Fund
Birla Sun Life Top 100 Fund
Birla Sun Life Infrastructure Fund*
Refer
page No
29
35
30
42
Funds Managed By Mr. Satyabrata
Mohanty
Birla Sun Life Capital Protection Oriented Fund - Series 4
Birla Sun Life MIP II - Wealth 25 Plan*
Birla Sun Life MIP II - Savings 5 Plan*
Birla Sun Life Capital Protection Oriented Fund - Series 7$
Birla Sun Life MIP*
Birla Sun Life Capital Protection Oriented Fund - Series 9
Birla Sun Life Monthly Income*
Birla Sun Life Capital Protection Oriented Fund - Series 3
Birla Sun Life Asset Allocation Fund Conservative Plan#
Birla Sun Life Capital Protection Oriented Fund - Series 8$
Birla Sun Life Asset Allocation Fund Moderate Plan#
Birla Sun Life Advantage Fund
Birla Sun Life Asset Allocation Fund Aggressive Plan#
Birla Sun Life Gold Fund
Refer
page No
57
26
27
57
25
57
24
57
37
57
37
33
37
52
* Funds co-managed by Mr. Kaustubh Gupta
# Funds co-managed by Mr. Vineet Maloo
$ Funds co-managed by Mr. Ajay Garg
1
2
3
4
5
Funds Managed By Mr. Nishit Dholakia
Birla Sun Life ‘95 Fund*
Birla Sun Life Pure Value Fund
Birla Sun Life Small & Midcap Fund
Birla Sun Life Dividend Yield Plus
Birla Sun Life Midcap Fund
Refer
page No
36
34
39
40
38
* Funds co-managed by Mr. Prasad Dhonde
Sr.no
1
2
3
4
5
6
Funds Managed By Mr. Vineet Maloo
Birla Sun Life International Equity Fund - Plan A
Birla Sun Life Commodity Equities Fund - Global Agri Plan
(GAP)
Birla Sun Life International Equity Fund - Plan B
Birla Sun Life Asset Allocation Fund Conservative Plan*
Birla Sun Life Asset Allocation Fund Moderate Plan*
Birla Sun Life Asset Allocation Fund Aggressive Plan*
Refer
page No
49
48
50
37
37
37
* Funds co-managed by Mr. Satyabrata Mohanty
Sr.no
1
2
3
4
Funds Managed By Mr. Naysar Shah
Birla Sun Life New Millennium Fund
Birla Sun Life India Opportunities Fund
Birla Sun Life Infrastructure Fund*
Birla Sun Life India Reforms Fund
Refer
page No
44
46
42
53
* Funds co-managed by Mr. Mahesh Patil
Sr.no
Refer
page No
Funds Managed By Mr. Mahesh Patil
* Funds co-managed by Mr. Naysar Shah
Sr.no
* Funds co-managed by Mr. Kaustubh Gupta
# Funds co-managed by Ms. Sunaina Da Cunha
Sr.no
Sr.no
1
2
3
Funds Managed By Mr. Anil Shah
Birla Sun Life Equity Fund
Birla Sun Life Special Situations Fund
Birla Sun Life India GenNext Fund
Refer
page No
32
47
43
14
Schemes mentioned in order of performance for the period September 28 2012 - September 30 2013. Due to inherent difference in nature of schemes above (i.e. equity, hybrid, debt schemes) as may be
managed by Fund Manager, performance of such schemes may not be strictly comparable. Further, for the schemes in existence for less than a year, the past performance details have not been provided.
Further, performance of Fixed Term Plans (FTPs) / Fixed Maturity Plans (FMP) / Interval Income Schemes are not considered above, as FMPs / FTPs / Interval Income Schemes are close ended / interval
schemes of varying maturities and performance of such schemes may not be strictly comparable with open ended schemes managed by Fund Managers.
58
Funds at a Glance
SAVINGS SOLUTIONS
SCHEME
PLAN/OPTION
(which continue for fresh
subscription)
PLAN^
Regular Plan
Direct Plan
Birla Sun Life Cash Manager
Regular Plan
Direct Plan
Birla Sun Life Savings Fund
Regular Plan
Direct Plan
Birla Sun Life Ultra Short Term Fund
Regular Plan
Direct Plan
Birla Sun Life Dynamic Bond Fund
Regular Plan
Direct Plan
Birla Sun Life Medium Term Plan
Regular Plan
Direct Plan
Birla Sun Life Floating Rate Fund Long Term Plan
Regular Plan
Direct Plan
Birla Sun Life Floating Rate Fund Short Term Plan
Regular Plan
Birla Sun Life Income Plus
Regular Plan
Direct Plan
Direct Plan
Birla Sun Life Short Term Fund
(Erstwhile Birla Sun Life Income Fund)
Birla Sun Life Gilt Plus - Regular Plan
Regular Plan
Birla Sun Life Gilt Plus - Liquid Plan
Regular Plan
Direct Plan
Birla Sun Life Government Securities
Fund- Short Term Plan
Regular Plan
Birla Sun Life Enhanced Arbitrage
Fund
Regular Plan
Birla Sun Life Short Term
Opportunities Fund
Regular Plan
Direct Plan
Direct Plan
Direct Plan
Daily Dividend Reinvestment
Weekly Dividend (Reinvestment)
FP: ` 5,000/AP: ` 1,000/-
Nil
FP: ` 5,000/AP: ` 1,000/-
Nil
FP: ` 5,000/AP: ` 1,000/-
For redemption / switch-out of units within 365 days from the date of allotment:
0.25% of applicable NAV. For redemption / switch-out of units after 365 days
from the date of allotment: Nil
Growth
Daily Dividend (Reinvestment)
Weekly Dividend (Payout / Reinvestment)
Growth
Daily Dividend Reinvestment
Daily Dividend (Reinvestment)
Weekly Dividend (Payout / Reinvestment)
Fortnightly Dividend (Payout / Reinvestment)
Growth
Daily Dividend Reinvestment
Monthly Dividend Sweep
Monthly Dividend (Payout / Reinvestment /Sweep)
Quarterly Dividend (Payout / Reinvestment /Sweep)
• Choice of Option : Quarterly
Dividend
• Choice of Sub-Option : Dividend
Reinvestment
Growth
Quarterly Dividend (Payout / Reinvestment)
Half Yearly Dividend (Payout / Reinvestment)
Dividend (Payout / Reinvestment /Sweep)
Growth
Daily Dividend (Reinvestment)
Weekly Dividend (Reinvestment)
Growth
Daily Dividend (Reinvestment)
Weekly Dividend (Reinvestment)
Growth
Dividend (Payout / Reinvestment)
Growth
Growth
FP: ` 5,00,000/-
AP: ` 1,000/-
FP: ` 5,000/-
AP: ` 1,000/-
FP: ` 5,000/-
AP: ` 1,000/-
FP: ` 5,000/-
AP: ` 1,000/-
Within 180 days: 0.50% of applicable NAV. After 180 days: Nil.
FP: ` 5,000/AP: ` 1,000/-
For redemption / switch-out of units within 365 days from the date of allotment:
2.00% of applicable NAV. For redemption / switch-out of units after 365 days
but before 730 days from the date of allotment: 1.00% of applicable NAV. For
redemption / switch-out of units after 730 days from the date of allotment: Nil.
Daily Dividend Reinvestment
FP: ` 5,000/AP: ` 1,000/-
For Redemption / Switch-out of units within 30 days from the date of allotment:
0.25% of applicable NAV.For Redemption / Switch-out of units after 30 days from
the date of allotment : Nil
FP: ` 5,000/AP: ` 1,000/-
Nil
Dividend Reinvestment
FP: ` 5,000/AP: ` 1,000/-
For redemption / switch-out of units within 180 days from the date of allotment:
1.00% of applicable NAV. For redemption / switch-out of units after 180 days from
the date of allotment: Nil.
Dividend Reinvestment
FP: ` 5,000/AP: ` 1,000/-
within 30 days/0.50% of applicable NAV
Growth
FP: ` 5,000/AP: ` 1,000/-
For Liquid Plan, Regular Plan & PF Plan (Quarterly/Annual Div) Nil For PF Plan
(Growth) Within 90 days: 0.50% of applicable NAV. After 90 days: Nil.
FP: ` 5,000/AP: ` 1,000/-
within 365 days/1.00% of applicable NAV.
Daily Dividend Reinvestment
Monthly Dividend (Payout/Reinvestment/Sweep)
Quarterly Dividend (Payout / Reinvestment /Sweep)
Growth
Regular Plan
Nil
Growth
Daily Dividend (Reinvestment)
Regular Plan
Direct Plan
Birla Sun Life Government Securities
Fund- Long Term Plan
AP: ` 1,000/-
Growth
Direct Plan
Birla Sun Life Gilt Plus - PF Plan
FP: ` 5,000/-
Dividend (Payout / Reinvestment)
Dividend (Payout/Reinvestment/Sweep)
Regular Plan
EXIT LOAD
For redemption-switch out consider from the date of
allotment.
Daily Dividend Reinvestment
Weekly Dividend (Payout / Reinvestment)
Direct Plan
Direct Plan
MINIMUM
INVESTMENT
AMOUNT
OPTION
Daily Dividend (Reinvestment)
Birla Sun Life Cash Plus
DEFAULT OPTION**
Daily Dividend (Reinvestment)
Weekly Dividend (Payout / Reinvestment)
Quarterly Dividend (Payout / Reinvestment /Sweep)
Annual Dividend (Payout / Reinvestment /Sweep)
Growth
Quarterly Dividend (Payout / Reinvestment /Sweep)
Growth (Quarterly Gain / Annual Gain)
Dividend (Payout / Reinvestment)
Growth
Daily Dividend (Reinvestment)
Weekly Dividend (Payout / Reinvestment)
Growth
Dividend (Payout / Reinvestment /Sweep)
Growth
Quarterly Dividend (Payout / Reinvestment)
Dividend (Payout / Reinvestment)
Growth
Growth
FP: ` 5,000/AP: ` 1,000/-
Nil
Dividend Reinvestment
FP: ` 5,000/AP: ` 1,000/-
before 90 days/0.75% of applicable NAV.after 90 days to 180days/0.50% of
applicable NAV.after 180 days/Nil of applicable NAV.
Growth
FP: ` 5,000/AP: ` 1000/-
For redemption / switch-out of units within 365 days from the date of allotment:
1.00% of applicable NAV. For redemption / switch-out of units after 365 days
from the date of allotment: Nil
Growth
^Direct Plan under the Schemes is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their
investments through a Distributor.
**Default Plan: In case Distributor code is mentioned in the application form, but “Direct Plan” is indicated against the Scheme name, the Distributor code will be ignored and the
application will be processed under Direct Plan. Further, where application is received for Regular Plan without Distributor code or “Direct” mentioned in the ARN Column, the application
will be processed under Direct Plan.The default option under the Regular or Direct Plan of the Scheme, as the case maybe, shall be applied accordingly.
The Financial Solution(s) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either
the quality of any particular Scheme or guarantee any specific performance/returns.
59
Funds at a Glance
LIST OF PLANS/OPTIONS DISCONTINUED FOR FURTHER SUBSCRIPTIONS W.E.F OCTOBER 01, 2012
SCHEME
PLAN
OPTION
Birla Sun Life Cash Plus
Retail Plan
Daily Dividend
Growth
Daily Dividend
Institutional Plan
Weekly Dividend
Institutional Plan
Daily Dividend
Weekly Dividend
Growth
Retail Plan
Daily Dividend
Weekly Dividend
Growth
Retail Plan
Daily Dividend
Fortnightly Dividend
Growth
Institutional Plan
Quarterly Dividend
Half Yearly Dividend
Dividend
Growth
Retail Plan
Daily Dividend
Weekly Dividend
Growth
Retail Plan
Weekly Dividend
Growth
Institutional Plan
Daily Dividend
Weekly Dividend
Dividend
Growth
Institutional Plan*
Dividend
Growth
Institutional Plan
Quarterly Dividend
Dividend
Growth
Growth
Birla Sun Life Cash Manager
Birla Sun Life Savings Fund
Birla Sun Life Ultra Short Term Fund
Birla Sun Life Medium Term Plan
Birla Sun Life Floating Rate Fund - Short Term Plan
Birla Sun Life Floating Rate Fund - Long Term Plan
Birla Sun Life Government Securities Fund - Short Term Plan
Birla Sun Life Enhanced Arbitrage Fund
Birla Sun Life Short Term Opportunities Fund
*Pursuant to SEBI Circular No. CIR/IMD/DF/21/2012 dated September 13, 2012 the aforesaid plans/options under respective scheme(s) stand discontinued for further
subscriptions w.e.f October 01, 2012. The existing investments, if any, under above plan/option shall continue till such investors remain invested in the said plan/option.
*Said Plans/Options stand discontinued and closed as there are no Unitholders thereunder.
The Financial Solution(s) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either
the quality of any particular Scheme or guarantee any specific performance/returns.
60
Funds at a Glance
REGULAR INCOME SOLUTIONS
SCHEME
PLAN/ OPTION
PLAN
Birla Sun Life Monthly Income
Birla Sun Life MIP
Regular Plan
Monthly Dividend (Payout/Reinvestment/Sweep)
Quarterly Dividend (Payout/Reinvestment/Sweep)
Direct Plan
Growth
Regular Plan
Monthly Dividend (Payout/Reinvestment/Sweep)
Monthly Payment (Instant / Deferred)
Growth
Direct Plan
Birla Sun Life MIP II - Savings 5 Plan
Monthly Dividend (Payout / Reinvestment /Sweep)
Monthly Payment
Growth
Regular Plan
Direct Plan
Birla Sun Life MIP II - Wealth 25 Plan
DEFAULT OPTION**
MINIMUM
INVESTMENT
AMOUNT
• Choice of Plan : Growth
• Choice of Option within Monthly Dividend :
Dividend Reinvestment
• Choice of Plan within Quarterly Dividend :
Dividend Reinvestment
FP: ` 25,000/AP: ` 5,000/FP: ` 5,000/AP: ` 1,000/-
• Choice of Option within Monthly Dividend :
Dividend Reinvestment
• Choice of Option within Monthly Payment
Plan : Instant
FP: Dividend & Payment
Option ` 25,000/Growth: ` 5,000/AP: ` 1,000/-
• Choice of Option : Growth
• Choice of Sub-Option within Monthly Dividend
Option : Dividend Reinvestment
FP: Dividend & Payment
Option ` 25,000/Growth ` 5,000/AP: ` 1,000/-
OPTION
^
Monthly Dividend (Payout / Reinvestment /Sweep)
Monthly Payment
Growth
Regular Plan
Direct Plan
EXIT LOAD
For redemption-switch out consider
from the date of allotment.
within 365 days/1% of applicable NAV.
within 365 days/2% of applicable NAV. after 365
days but before 730 days/1% of applicable NAV.
after 730 days/Nil (w.e.f June 06, 2013)
within 365 days/1% of applicable NAV.
within 365 days/1% of applicable NAV.
^Direct Plan under the Schemes is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their
investments through a Distributor.
**Default Plan: In case Distributor code is mentioned in the application form, but “Direct Plan” is indicated against the Scheme name, the Distributor code will be ignored and the
application will be processed under Direct Plan. Further, where application is received for Regular Plan without Distributor code or “Direct” mentioned in the ARN Column, the application
will be processed under Direct Plan.The default option under the Regular or Direct Plan of the Scheme, as the case maybe, shall be applied accordingly.
TAX SAVINGS SOLUTIONS
SCHEME
PLAN/ OPTION
PLAN
Birla Sun Life Tax Relief ‘96
Birla Sun Life Tax Plan
DEFAULT OPTION**
OPTION
^
Regular Plan
Dividend (Payout/Reinvestment/Sweep)
Direct Plan
Growth
Regular Plan
Dividend (Payout/Reinvestment/Sweep)
Direct Plan
Growth
MINIMUM
INVESTMENT
AMOUNT
EXIT LOAD
For redemption-switch out consider
from the date of allotment.
Dividend Payout
FP: ` 500/A : ` 500/-
Nil
Dividend Payout
FP: ` 500/AP: ` 500/-
Nil
^Direct Plan under the Schemes is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their
investments through a Distributor.
**Default Plan: In case Distributor code is mentioned in the application form, but “Direct Plan” is indicated against the Scheme name, the Distributor code will be ignored and the
application will be processed under Direct Plan. Further, where application is received for Regular Plan without Distributor code or “Direct” mentioned in the ARN Column, the application
will be processed under Direct Plan.The default option under the Regular or Direct Plan of the Scheme, as the case maybe, shall be applied accordingly.
WEALTH CREATION SOLUTIONS
LIST OF PLANS/OPTIONS DISCONTINUED FOR FURTHER SUBSCRIPTIONS W.E.F OCTOBER 01, 2012
SCHEME
Birla Sun Life Dividend Yield Plus*
Birla Sun Life Commodity Equities Fund - Global Agri Plan
(GAP)
PLAN
OPTION
PF Plan*
Institutional Plan*
EXIT LOAD
For redemption-switch out consider from the date
of allotment.
Dividend
Growth
within 365 days/1% of applicable NAV.
Dividend
Growth
within 30 days/3% of applicable NAV.
after 30 days but before 365 days/1% of applicable NAV.
*Pursuant to SEBI Circular No. CIR/IMD/DF/21/2012 dated September 13, 2012 the aforesaid plans/options under respective scheme(s) stand discontinued for further subscriptions
w.e.f October 01, 2012. The existing investments, if any, under above plan/option shall continue till such investors remain invested in the said plan/option.
*Said Plans/Options stand discontinued and closed as there are no Unitholders thereunder.
The Financial Solution(s) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either
the quality of any particular Scheme or guarantee any specific performance/returns.
61
Funds at a Glance
WEALTH CREATION SOLUTIONS
SCHEME
PLAN/ OPTION
PLAN
^
Birla Sun Life Equity Fund
Birla Sun Life Advantage Fund
Birla Sun Life Midcap Fund
Birla Sun Life Frontline Equity Fund
Birla Sun Life India GenNext Fund
Birla Sun Life New Millennium Fund
Birla Sun Life Top 100 Fund
Birla Sun Life Buy India Fund
Birla Sun Life MNC Fund
FP: ` 5,000/AP: ` 1,000/-
within 365 days/1% of applicable NAV.
Growth (Growth with Triggered Facility)
Regular Plan
Dividend (Payout/Reinvestment/Sweep)
Growth
Dividend Reinvestment
FP: ` 5,000/AP: ` 1,000/-
within 365 days/1% of applicable NAV.
Direct Plan
Dividend (Payout/Reinvestment/Sweep)
Growth
Dividend Reinvestment
FP: ` 5,000/AP: ` 1,000/-
within 365 days/1% of applicable NAV.
Regular Plan
Dividend (Payout/Reinvestment/Sweep)
Direct Plan
Growth
Dividend Reinvestment
FP: ` 5,000/AP: ` 1,000/-
within 365 days/1% of applicable NAV.
Regular Plan
Dividend (Payout/Reinvestment/Sweep)
Direct Plan
Growth
Dividend Reinvestment
FP: ` 5,000/AP: ` 1,000/-
within 365 days/1% of applicable NAV.
Regular Plan
Dividend (Payout/Reinvestment/Sweep)
Direct Plan
Growth
Dividend Reinvestment
FP: ` 5,000/AP: ` 1,000/-
within 365 Days/1% of applicable NAV. Regular Plan
Dividend (Payout/Reinvestment/Sweep)
Direct Plan
Growth
Dividend Reinvestment
FP: ` 5,000/AP: ` 1,000/-
within 7 days/0.50% of applicable NAV.
Regular Plan
Dividend (Payout/Reinvestment/Sweep)
Dividend Reinvestment
FP: ` 5,000/AP: ` 1,000/(Max. Sub. Amt (incl. switch-in): ` 1 crore per
investor per day.)
within 365 days/1% of applicable NAV.
Dividend Reinvestment
FP: ` 5,000/AP: ` 1,000/-
within 7 days/0.50% of applicable NAV.
Dividend Reinvestment
FP: ` 5,000/AP: ` 1,000/-
within 7 days/0.50% of applicable NAV.
Dividend Payout
FP: ` 5,000/AP : ` 1,000/-
within 365 days/1% of applicable NAV.
Dividend Reinvestment
FP: ` 5,000/AP : ` 1,000/-
within 1 year/1% of applicable NAV.
Dividend Reinvestment
FP: ` 5,000/AP: ` 1,000/-
within 365 days/1% of applicable NAV.
Dividend Reinvestment
FP: ` 5,000/AP: ` 1,000/-
within 365 days/1% of applicable NAV.
Dividend Reinvestment
FP: ` 5,000/AP: ` 1,000/-
• Choice of Plan : Growth
• Choice of Option : Reinvestment
FP: ` 5,000/AP: ` 1,000/-
within 365 days/1% of applicable NAV.
Growth / Reinvestment
FP: ` 5,000/AP: ` 1,000/-
within 30 days/3% of applicable NAV.
after 30 days but before 365 days/1% of applicable NAV.
Dividend Reinvestment
FP: ` 5,000/AP: ` 1,000/-
Dividend Reinvestment
FP: ` 5,000/AP: ` 1,000/-
within 365 days/1% of applicable NAV.
• Choice of Plan : Growth
• Choice of Option : Reinvestment
FP : ` 5,000/AP : ` 1,000/-
within 365 days/1% of applicable NAV.
Dividend Reinvestment
FP: ` 5,000/AP: ` 1,000/-
within 365 days/1% of applicable NAV.
Regular Plan
Dividend (Payout/Reinvestment/Sweep)
Growth
Birla Sun Life Small & Midcap Fund
Regular Plan
Dividend (Payout / Reinvestment)
Direct Plan
Growth
Regular Plan
Dividend (Payout / Reinvestment)
Direct Plan
Growth
Regular Plan
Dividend (Payout/Reinvestment/Sweep)
Direct Plan
Growth
Regular Plan
Dividend (Payout/Reinvestment/Sweep)
Direct Plan
Growth
Regular Plan
Birla Sun Life Asset Allocation Fund Moderate Plan
Dividend (Payout / Reinvestment)
Growth
Birla Sun Life Asset Allocation Fund Conservative Plan
Direct Plan
Birla Sun Life Special Situations Fund
Regular Plan
Dividend (Payout/Reinvestment/Sweep)
Direct Plan
Growth
Regular Plan
Direct Plan
Birla Sun Life Long Term
Advantage Fund
Dividend Reinvestment
Dividend (Dividend / Reinvestment / Sweep)
Direct Plan
Direct Plan
Birla Sun Life Pure Value Fund
within 7 days/0.50% of applicable NAV.
Regular Plan
Regular Plan
Birla Sun Life International Equity Fund (Plan B)
FP: ` 5,000/AP: ` 1,000/-
Growth
Birla Sun Life India
Opportunities Fund
Birla Sun Life International Equity Fund (Plan A)
Dividend Reinvestment
Dividend (Payout/Reinvestment/Sweep)
Direct Plan
Growth
Birla Sun Life Commodity Equities Fund - Global
Agri Plan (GAP)
within 365 days/1% of applicable NAV.
Regular Plan
Dividend (Payout/Reinvestment/Sweep)
Birla Sun Life Asset Allocation Fund Aggressive Plan
FP: ` 5,000/AP: ` 1,000/-
Growth
Direct Plan
Birla Sun Life ‘95 Fund
EXIT LOAD
Direct Plan
Regular Plan
Birla Sun Life Dividend Yield Plus
Dividend Reinvestment
OPTION
Growth
Birla Sun Life India Reforms Fund
For redemption-switch out consider
from the date of allotment.
Dividend (Payout/Reinvestment/Sweep)
Direct Plan
Birla Sun Life Index Fund
MINIMUM
INVESTMENT
AMOUNT
Regular Plan
Direct Plan
Birla Sun Life Infrastructure Fund
DEFAULT OPTION**
Dividend (Payout / Reinvestment /Sweep)
Growth
Regular Plan
Dividend (Payout/Reinvestment/Sweep)
Direct Plan
Growth
Regular Plan
Dividend (Payout/Reinvestment/Sweep)
Direct Plan
Growth
Regular Plan
Dividend (Payout/Reinvestment)
Direct Plan
Growth
Regular Plan
Dividend (Payout/Reinvestment)
Direct Plan
Growth
Nil
Nil
^Direct Plan under the Schemes is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their
investments through a Distributor.
**Default Plan: In case Distributor code is mentioned in the application form, but “Direct Plan” is indicated against the Scheme name, the Distributor code will be ignored and the
application will be processed under Direct Plan. Further, where application is received for Regular Plan without Distributor code or “Direct” mentioned in the ARN Column, the application
will be processed under Direct Plan.The default option under the Regular or Direct Plan of the Scheme, as the case maybe, shall be applied accordingly.
The Financial Solution(s) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either
the quality of any particular Scheme or guarantee any specific performance/returns.
62
Investment Objective
SAVINGS SOLUTIONS
Birla Sun Life Cash Plus
An Open-ended liquid scheme with the objective to provide reasonable returns at a high level of safety and liquidity through judicious investments in
high quality debt and money market instruments.
Birla Sun Life Cash Manager
An Open ended Income scheme with the objective to provide income which is consistent with a portfolio through investments in a basket of debt and
money market instruments of very short maturities with a view to provide reasonable returns.
Birla Sun Life Savings Fund
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe
generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal
market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.
Birla Sun Life Ultra Short Term Fund
An Open-ended short term income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a
diversified portfolio of debt and money market securities with relatively low levels of interest rate risk.
Birla Sun Life Dynamic Bond Fund
An Open-ended income scheme with the objective to generate optimal returns with high liquidity through active management of the portfolio by investing
in high quality debt and money market instruments.
Birla Sun Life Medium Term Plan
The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make
regular dividend payments to unit holders & secondary objective is growth of capital.
Birla Sun Life Income Plus
An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a
diversified investment approach. This income may be complemented by price changes of instruments in the portfolio.
Birla Sun Life Short Term Fund
(Erstwhile Birla Sun Life Income
Fund)
Name change (w.e.f. 01 Feb, 2012)
An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio
of debt and money market securities.
Birla Sun Life Floating Rate Fund
Short Term Plan
The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt /
money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments.
Birla Sun Life Gilt Plus - Liquid Plan
& PF Plan
An Open - ended government securities scheme with the objective to generate income and capital appreciation through investments exclusively in
Government Securities.
Birla Sun Life Gilt Plus - Regular
Plan
The investment objective of the scheme is to enable investors to invest in Central Government Securities, based on their own view on the interest rate
scenario & generate credit risk-free returns.
Birla Sun Life Government
Securities Fund
An Open-ended Gilt scheme with the objective to provide investors current income consistent with a portfolio invested 100% in securities issued by the
Government of India or the State Governments, and the secondary objective is capital appreciation.
Birla Sun Life Short Term
Opportunties Fund
An Open ended Income scheme with the objective to generate regular income by investing primarily in investment grade fixed income securities / money
market instruments with short to medium term maturities and across the credit spectrum within the universe of investment grade rating.
Birla Sun Life Enhanced Arbitrage
Fund
An Open ended Equity Scheme with an investment objective to generate income by investing predominantly in equity and equity related instruments.
Scheme intends to take advantage from the price differentials / mis-pricing prevailing for stock / index in various market segments (Cash & Futures).
REGULAR INCOME SOLUTIONS
Birla Sun Life Monthly Income
An Open-ended income scheme with the primary investment objective to generate regular income so as to make monthly and quarterly distributions to
Unit holders and the secondary objective as growth of capital. Monthly income is not assured and is subject to availability of distributable surplus
Birla Sun Life MIP
The primary objective of the scheme is to generate regular income so as to make monthly distributions to unit holders with the secondary objective
being growth of capital. Income may be generated through the receipt of coupon payments, the amortization of the discount on debt instruments, receipt
of dividends or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets
primarily in fixed income securities, money market instruments, cash and cash equivalents while at the same time maintaining a small exposure to
equity markets. (Monthly income is not assured and is subject to availability of distributable surplus.)
Birla Sun Life MIP II - Wealth 25 Plan
An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the
secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus.
Birla Sun Life MIP II - Savings 5 Plan
An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the
secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus.
TAX SAVINGS SOLUTIONS
Birla Sun Life Tax Relief ‘96
An Open-ended equity linked savings scheme (ELSS) with the objective of long term growth of capital through a portfolio with a target allocation of 80%
equity, 20% debt and money market securities
Birla Sun Life Tax Plan
An Open-ended Equity Linked Savings Scheme (ELSS) with the objective to achieve long-term growth of capital along with income tax relief for
investment.
The Financial Solution(s) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either
the quality of any particular Scheme or guarantee any specific performance/returns.
63
Investment Objective
WEALTH CREATION SOLUTIONS
Birla Sun Life Frontline Equity Fund
An Open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity by aiming at
being as diversified across various industries and or sectors as its chosen benchmark index, S&P BSE 200.
Birla Sun Life Top 100 Fund
An Open-ended growth scheme with the objective to provide medium to long term capital appreciation, by investing predominantly in a diversified
portfolio of equity and equity related securities of top 100 companies as measured by market capitalization.
Birla Sun Life Index Fund
An Open-ended index-linked growth scheme with the objective to generate returns commensurate with the performance of Nifty subject to tracking
errors.
Birla Sun Life Equity Fund
An Open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 90% equity and 10% debt
and money market securities.
Birla Sun Life Advantage Fund
An Open-ended growth scheme with the objective to achieve long-term growth of capital at relatively moderate levels of risk through a diversified
research based investment approach.
Birla Sun Life Pure Value Fund
An Open ended Diversified Equity Scheme with the objective to generate consistent long-term capital appreciation by investing predominantly in equity
and equity related securities by following value investing strategy.
Birla Sun Life Long Term Advantage
Fund
An Open ended Diversified Equity Scheme with an to provide long-term capital appreciation, by investing predominantly in a diversified portfolio of equity
and equity related securities.
Birla Sun Life ‘95 Fund
An Open ended Balanced Scheme with the objective to generate long term growth of capital and current income, through a portfolio with a target
allocation of 60% equity and 40% debt and money market securities. The secondary objective is income generation and distribution of dividend.
Birla Sun Life Asset Allocation Fund
An Open-ended Fund of Funds scheme with the objective to provide income and capital appreciation along with diversification by investing in a basket
of debt and equity Mutual Fund schemes in line with the risk profile of the investors.
Birla Sun Life Midcap Fund
An Open ended Growth Scheme with the objective to achieve long term growth of capital at controlled level of risk by investing primarily in ‘Mid-Cap’
Stocks. The level of risk is somewhat higher than a fund focused on large and liquid stocks. Concomitantly, the aim is to generate higher returns than a
fund focused on large and liquid stocks.
Birla Sun Life Small & Midcap Fund
An Open ended Small and Mid Cap Equity Scheme with an objective to generate consistent long-term capital appreciation by investing predominantly
in equity and equity related securities of companies considered to be small and midcap. The Scheme may also invest a certain portion of its corpus in
fixed income securities including money market instruments, in order to meet liquidity requirements from time to time.
Birla Sun Life Dividend Yield Plus
An Open-ended growth scheme with the objective to provide capital growth and income by investing primarily in a well-diversified portfolio of dividend
paying companies that have a relatively high dividend yield.
Birla Sun Life MNC Fund
An Open-ended growth scheme with the objective to achieve long-term growth of capital at relatively moderate levels of risk by making investments in
securities of multi-national companies through a research based investment approach.
Birla Sun Life Infrastructure Fund
An Open-ended growth scheme with the objective to providing for medium to long-term capital appreciation by investing predominantly in a diversified
portfolio of equity and equity related securities of companies that are participating in the growth and development of Infrastructure in India.
Birla Sun Life India GenNext Fund
An Open-ended growth scheme with the objective to target growth of capital by investing in equity/equity related instruments of companies that are
expected to benefit from the rising consumption patterns in India, which in turn is getting fuelled by high disposable incomes of the young generation
(Generation Next). The scheme will invest in companies that have the following characteristics: 1. Companies that seek growth in revenues arising out
of demand from the younger generation (GenNext) for their products or services. 2. They should be engaged in manufacturing of products or rendering
of services that go directly to the consumer. 3. The products and services should have distinct brand identity, thereby enabling choice.
Birla Sun Life New Millennium Fund
A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity,
focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet
and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend.
Birla Sun Life Buy India Fund
A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity,
focusing on investing in businesses that are driven by India’s large population and inherent consumption patterns. The focus of the scheme will be in the
consumer and healthcare sectors. The secondary objective is income generation and distribution of dividend.
Birla Sun Life India Opportunities Fund
An Open ended Growth Scheme with the objective to achieve superior long-term growth of capital by investing in shares of companies that do one or
more of the following: 1. Leverage India’s intellectual capital for providing services, research and creative inputs. 2. Seek to use current and impending
changes in patent laws / import tariffs / quotas to supply goods and services. 3. Leverage India’s lower labour costs for providing services and
manufactured goods. 4. Leverage India’s large population of English speaking people for providing services.
Birla Sun Life Special Situations Fund
An Open-ended diversified equity scheme with an objective of the scheme is to generate long-term growth of capital by investing in a portfolio of equity
and equity related securities. The Scheme would follow an investment strategy that would take advantage of Special Situations & Contrarian investment
style.
Birla Sun Life Commodity Equities
Fund - Global Agri Plan (GAP)
The objective of the Scheme is to offer long term growth of capital, by investing in (1) stocks of Agri commodity companies, i.e., companies engaged in
or focusing on the Agri business and/or (2) overseas mutual fund scheme(s) that have similar investment objectives. These securities could be issued
in India or overseas.
Birla Sun Life International Equity Fund
- Plan A
An Open-ended diversified equity scheme with an objective to generate long-term growth of capital, by investing predominantly in a diversified portfolio
of equity and equity related securities in the international markets.
Birla Sun Life International Equity Fund
- Plan B
An Open-ended diversified equity scheme with an objective to generate long-term growth of capital, by investing predominantly in a diversified portfolio
of equity and equity related securities in the domestic and international markets.
Birla Sun Life India Reforms Fund
An Open ended Equity Scheme with an investment objective is to generate growth and capital appreciation by building a portfolio of companies that are
expected to benefit from the economic reforms, PSU divestment and increased government spending.
Birla Sun Life Gold ETF
An Open ended Gold Exchange Traded Fund with the investment objective to generate returns that are in line with the performance of gold, subject to
tracking errors.
Birla Sun Life Gold Fund
An Open ended Fund of Fund Scheme with the investment objective to provide returns that tracks returns provided by Birla Sun Life Gold ETF (BSL
Gold ETF).
The Financial Solution(s) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply,
either the quality of any particular Scheme or guarantee any specific performance/returns.
64
Dividend History
(For select Schemes)
SAVINGS SOLUTIONS
DEBT Schemes
Birla Sun Life Savings Fund – Institutional
Monthly Dividend
Birla Sun Life Savings Fund – Retail Monthly
Dividend
Birla Sun Life Ultra Short Term Fund - Monthly
Dividend
Birla Sun Life Dynamic Bond Fund – Monthly
Dividend - Regular Plan
Birla Sun Life Dynamic Bond Fund – Monthly
Dividend - Direct Plan
Birla Sun Life Dynamic Bond Fund –
Quarterly Dividend - Regular Plan
Birla Sun Life Dynamic Bond Fund - Quarterly
Dividend - Direct Plan
Birla Sun Life Income Plus - Quarterly
Dividend - Regular Plan
Birla Sun Life Income Plus - Quarterly
Dividend - Direct Plan
Birla Sun Life Short Term Fund - Monthly
Dividend - Regular Plan
Birla Sun Life Short Term Fund - Monthly
Dividend - Direct Plan
Birla Sun Life Short Term Fund- Half Yearly
Dividend
Birla Sun Life Short Term Fund - Quarterly
Dividend
Birla Sun Life Medium Term Plan Dividend -Regular Plan
Birla Sun Life Medium Term Plan Dividend -Direct Plan
Birla Sun Life Medium Term Plan - Half
Yearly Dividend - Regular Plan
Birla Sun Life Medium Term Plan - Half Yearly
Dividend - Direct Plan
Birla Sun Life Medium Term Plan - Quarterly
Dividend - Regular Plan
Birla Sun Life Medium Term Plan - Quarterly
Dividend - Direct Plan
Birla Sun Life Medium Term Plan -Institutional
- Half Yearly Dividend
Birla Sun Life Medium Term Plan -Institutional
- Quarterly Dividend
Birla Sun Life Gilt Plus - Liquid Plan –
Quarterly Dividend - Regular Plan
Birla Sun Life Gilt Plus - Liquid Plan –
Quarterly Dividend - Direct Plan
Birla Sun Life Gilt Plus - Liquid - Annual
Dividend-Regular Plan
Birla Sun Life Gilt Plus - Liquid - Annual
Dividend - Direct Plan
Birla Sun Life Gilt Plus - PF Plan Quarterly
Dividend - Regular Plan
Birla Sun Life Gilt Plus - PF Plan Quarterly
Dividend - Direct Plan
Birla Sun Life Gilt Plus - Regular Plan
Quarterly Dividend - Regular Plan
Birla Sun Life Gilt Plus - Regular Plan
Quarterly Dividend - Direct Plan
Birla Sun Life Government Securities Fund Long Term Dividend - Regular Plan
Birla Sun Life Government Securities Fund Long Term Dividend - Direct Plan
Birla Sun Life Government Securities Fund Short Term Dividend
Birla Sun Life Short Term Opportunities Fund
- Quarterly Dividend - Regular Plan
Birla Sun Life Short Term Opportunities Fund
- Quarterly Dividend - Direct Plan
Non Corporate
Dividend#
(` per unit)
Corporate
Dividend#
(` per unit)
Cum Dividend NAV#
(` per unit)
0.0287
0.0607
0.0547
0.0287
0.0573
0.0493
0.0205
0.0540
0.0496
0.0466
0.0460
0.0599
0.0462
0.0462
0.0733
0.3670
0.1650
0.1870
0.3681
0.1655
0.1768
0.2917
0.2025
0.2091
0.2769
0.1680
0.0746
0.0254
0.0222
0.0746
0.0261
0.0229
0.2283
0.4158
0.4423
0.0854
0.0646
0.1090
0.6040
10.3099
10.3384
10.3413
10.2848
10.3108
10.3105
10.8068
10.8474
10.8361
10.2845
10.2177
10.2576
10.2137
10.1452
10.1053
11.3955
11.8178
11.6472
11.4389
11.8542
11.6611
13.3336
12.8485
12.6401
13.4232
12.8651
11.8164
11.5581
11.7270
11.8205
11.5602
11.7284
11.5557
11.9496
11.6359
11.6606
11.6201
11.4526
10.9834
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
0.8000
0.1770
0.2151
0.4055
0.1963
0.2205
0.1537
0.1379
0.2111
0.1925
0.1498
0.2119
0.1588
0.1716
0.2151
0.1373
0.2106
0.3827
0.1102
0.1980
0.3943
0.1107
0.1560
0.7620
0.6040
0.1321
0.1605
0.3062
0.1465
0.1646
0.1160
0.1029
0.1575
0.1453
0.1118
0.1581
0.1199
0.1281
0.1605
0.1025
0.1572
0.2856
0.0822
0.1495
0.2943
0.0826
0.1178
0.5753
10.9909
10.6438
10.6746
10.7922
10.9266
10.9450
10.7981
10.4433
10.4736
10.3838
10.5190
10.5351
10.3899
10.6397
10.6706
10.4170
10.4473
11.0668
10.7761
10.8457
11.1314
10.8288
10.8510
10.9546
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
0.6625
0.2377
0.2950
0.2695
0.2388
0.2965
0.2215
0.2570
0.2354
0.2431
0.2580
0.1925
0.4873
0.2377
0.6106
0.5033
0.2452
0.2518
0.0016
0.1108
0.1120
0.1670
0.1767
0.1967
0.1813
0.1775
0.1617
0.5002
0.1774
0.2202
0.2035
0.1782
0.2213
0.1672
0.1918
0.1777
0.1835
0.1926
0.1453
0.3637
0.1774
0.4610
0.3756
0.1830
0.1901
0.0022
0.1032
0.1044
0.1246
0.1319
0.1485
0.1353
0.1325
0.1221
10.9601
10.9953
12.0443
11.6637
11.0761
12.1080
11.6729
12.9162
12.6428
12.4456
12.9636
12.6491
11.1375
12.1613
12.0873
11.5120
12.5551
12.0945
10.0031
10.2407
10.2297
10.5214
10.4844
10.4339
10.5979
10.5439
10.4423
Declared on date
Face Value
11-Feb-11
28-Jan-11
31-Dec-10
11-Feb-11
28-Jan-11
31-Dec-10
11-Feb-11
31-Jan-11
31-Dec-10
25-Oct-13
27-Sep-13
26-Jul-13
25-Oct-13
27-Sep-13
30-Aug-13
30-Sep-13
24-May-13
26-Mar-13
30-Sep-13
24-May-13
26-Mar-13
17-May-13
15-Mar-13
17-Dec-12
17-May-13
15-Mar-13
15-Oct-13
16-Aug-13
15-Jul-13
15-Oct-13
16-Aug-13
15-Jul-13
15-Mar-10
16-Mar-09
17-Mar-08
15-Dec-11
15-Sep-11
15-Jun-11
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
25-Mar-13
25-Mar-13
17-Sep-13
17-May-13
15-Mar-13
17-Sep-13
17-May-13
15-Mar-13
17-Sep-13
17-May-13
15-Mar-13
17-Sep-13
17-May-13
15-Mar-13
17-Sep-13
17-May-13
17-Sep-13
17-May-13
17-Sep-13
17-May-13
15-Mar-13
17-Sep-13
17-May-13
15-Mar-13
15-Mar-13
15-Mar-13
17-Sep-13
17-May-13
15-Mar-13
17-Sep-13
17-May-13
15-Mar-13
17-May-13
15-Mar-13
17-Dec-12
17-May-13
15-Mar-13
17-Sep-13
17-May-13
15-Mar-13
17-Sep-13
17-May-13
15-Mar-13
29-Feb-12
15-Dec-10
15-Sep-10
17-Sep-13
17-May-13
15-Mar-13
17-Sep-13
17-May-13
15-Mar-13
0.0350
0.0497
0.0587
0.0350
0.0469
0.0529
0.0250
0.0660
0.0532
0.0624
0.0616
0.0802
0.0619
0.0619
0.0982
0.4917
0.2211
0.2477
0.4932
0.2217
0.2342
0.3908
0.2682
0.2770
0.3710
0.2225
0.1000
0.0340
0.0298
0.1000
0.0350
0.0307
0.2453
0.4467
0.4752
0.1131
0.0856
0.1443
0.8000
Note: The NAV of the scheme, pursuant to pay out of dividend would fall to the extent of the payout and statutory levy (if applicable). Past performance may or may not be sustained in future.
The Financial Solution(s) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply,
either the quality of any particular Scheme or guarantee any specific performance/returns.
65
Dividend History
(For select Schemes)
REGULAR INCOME SOLUTIONS
DEBT Schemes
Birla Sun Life Monthly Income - Monthly
Dividend - Regular Plan
Birla Sun Life Monthly Income - Monthly
Dividend - Direct Plan
Birla Sun Life Monthly Income - Quarterly
Dividend - Regular Plan
Birla Sun Life Monthly Income - Quarterly
Dividend - Direct Plan
Birla Sun Life MIP - Monthly Dividend Plan
- Regular Plan
Birla Sun Life MIP - Monthly Dividend Plan
- Direct Plan
Birla Sun Life MIP II - Wealth 25 Plan Monthly
Dividend Plan - Regular Plan
Birla Sun Life MIP II - Savings 5 Plan Monthly
Dividend Plan - Regular Plan
Birla Sun Life MIP II - Savings 5 Plan Monthly
Dividend Plan - Direct Plan
Declared on date
Face Value
Non Corporate
Dividend#
(` per unit)
Corporate
Dividend#
(` per unit)
Cum Dividend NAV#
(` per unit)
31-Oct-13
30-Sep-13
30-Aug-13
31-May-13
30-Apr-13
28-Mar-13
30-Sep-13
24-May-13
26-Mar-13
30-Sep-13
24-May-13
26-Mar-13
25-Oct-13
27-Sep-13
30-Aug-13
25-Oct-13
27-Sep-13
26-Jul-13
25-Oct-13
30-Sep-13
30-Aug-13
25-Oct-13
30-Sep-13
30-Aug-13
25-Oct-13
26-Jul-13
28-Jun-13
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
0.0649
0.0639
0.0628
0.0776
0.0692
0.0689
0.3868
0.1720
0.1963
0.3878
0.1723
0.1887
0.0598
0.0588
0.0753
0.0557
0.0525
0.0182
0.0599
0.0584
0.0753
0.0611
0.0602
0.0770
0.0630
0.0507
0.0339
0.0484
0.0477
0.0469
0.0579
0.0516
0.0520
0.2887
0.1284
0.1482
0.2894
0.1286
0.1425
0.0446
0.0439
0.0562
0.0416
0.0392
0.0136
0.0447
0.0436
0.0562
0.0456
0.0449
0.0575
0.0470
0.0379
0.0253
11.1892
10.9664
10.8146
11.6224
11.5047
11.3589
11.7465
12.3348
12.0166
11.7876
12.3620
12.0302
11.3252
11.1775
11.0256
11.9821
11.8105
11.7699
11.4708
11.2103
10.9558
11.5629
11.4403
11.2879
11.9188
11.7070
11.9985
Note: The NAV of the scheme, pursuant to pay out of dividend would fall to the extent of the payout and statutory levy (if applicable). Past performance may or may not be sustained in future.
WEALTH CREATION SOLUTIONS
EQUITY SCHEMES
Birla Sun Life Equity Fund - Regular Plan
Birla Sun Life Advantage Fund - Regular Plan
Declared on date
Dividend# (` per unit)
Face value (`)
Cum Dividend NAV (` per unit)
15-Mar-13
24-Aug-12
20-May-11
17-May-13
25-May-12
04-Feb-11
3.00
3.00
3.00
4.00
4.00
4.50
10.00
10.00
10.00
10.00
10.00
10.00
63.27
60.89
65.69
75.70
66.98
81.17
Birla Sun Life Advantage Fund - Direct Plan
17-May-13
4.00
10.00
75.79
Birla Sun Life Midcap Fund - Regular Plan
19-Jul-13
22-Jun-12
14-Jan-11
1.50
1.50
2.00
10.00
10.00
10.00
20.01
19.97
24.29
Birla Sun Life Small & Midcap Fund - Regular Plan
Birla Sun Life Frontline Equity Fund - Regular Plan
Birla Sun Life India GenNext Fund - Regular Plan
Birla Sun Life New Millennium Fund - Regular Plan
Birla Sun Life Top 100 Fund - Regular Plan
Birla Sun Life Buy India Fund - Regular Plan
Birla Sun Life Buy India Fund - Direct Plan
Birla Sun Life MNC Fund - Regular Plan
Birla Sun Life Index Fund - Regular Plan
Birla Sun Life Index Fund - Direct Plan
Birla Sun Life India Opportunities Fund
Birla Sun Life Dividend Yield Plus - Regular Plan
Birla Sun Life ‘95 Fund - Regular Plan
Birla Sun Life Pure Value Fund - Regular Plan
19-Jul-13
0.35
10.00
11.79
12-Apr-13
09-Nov-12
27-Apr-12
28-Jun-13
22-Jun-12
14-Jan-11
27-Sep-13
09-Sep-10
26-Feb-10
28-Jun-13
31-Jan-13
22-Jun-12
27-Sep-13
21-Sep-12
29-Apr-11
27-Sep-13
12-Apr-13
09-Nov-12
27-Apr-12
31-Jan-13
23-Mar-07
3-Feb-04
1.00
0.50
1.00
1.00
1.00
1.00
0.85
0.85
0.75
0.80
1.00
1.00
1.20
1.00
1.75
1.20
5.00
4.00
5.00
2.00
6.50
1.65
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
20.71
21.29
19.71
16.47
14.01
14.39
15.20
14.16
13.49
13.14
14.95
13.37
22.65
22.81
23.75
22.73
80.20
89.21
86.83
22.76
21.83
11.99
31-Jan-13
2.00
10.00
22.77
09-Nov-12
25-Feb-11
27-Aug-10
18-Feb-13
20-Jul-12
13-Feb-12
18-Feb-13
13-Feb-12
29-Apr-11
0.75
1.25
1.25
0.50
0.50
0.50
5.00
5.00
6.50
1.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
10.00
16.29
17.38
19.28
13.10
12.49
13.20
112.18
105.20
114.40
13.44
23-Aug-13
Note: The NAV of the scheme, pursuant to pay out of dividend would fall to the extent of the payout and statutory levy (if applicable). Past performance may or may not be sustained in future.
TAX SAVINGS SOLUTIONS
EQUITY SCHEMES
Birla Sun Life Tax Relief ‘96
Birla Sun Life Tax Plan
Declared on date
Dividend# (` per unit)
Face value (`)
Cum Dividend NAV (` per unit)
08-Mar-13
31-Mar-11
12-Mar-10
15-Mar-13
20-May-11
17-Sep-10
3.00
4.00
7.00
1.50
1.00
2.00
10.00
10.00
10.00
10.00
10.00
10.00
78.66
82.85
85.21
48.00
45.13
50.69
Note: The NAV of the scheme, pursuant to pay out of dividend would fall to the extent of the payout and statutory levy (if applicable). Past performance may or may not be sustained in future.
The Financial Solution(s) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply,
either the quality of any particular Scheme or guarantee any specific performance/returns.
66
Industry Allocation
SAVINGS SOLUTIONS
Birla Sun Life Enhanced
Arbitrage Fund
Allocation as a %
of Net Assets
%
Banks
27.13%
Auto
12.22%
Ferrous Metals
8.65%
Finance
6.89%
Oil
6.12%
Chemicals
3.46%
Power
2.79%
Industrial Capital Goods
Futures and Options
2.73%
-70.55%
Cash & Current Assets
1.29%
Net receivables / payables
99.27%
Total Net Assets
100.00%
TAX SAVINGS SOLUTIONS
Birla Sun Life Tax Plan
Allocation as a %
of Net Assets
Birla Sun Life Tax Relief ‘96
%
Allocation as a %
of Net Assets
%
Banks
16.51%
Banks
16.47%
Software
13.83%
Software
13.83%
Pharmaceuticals
10.55%
Pharmaceuticals
10.53%
Finance
8.68%
Finance
8.68%
Auto Ancillaries
6.33%
Auto Ancillaries
6.33%
Petroleum Products
5.20%
Petroleum Products
5.20%
Auto
4.83%
Auto
4.82%
Consumer Non Durables
4.72%
Consumer Non Durables
4.71%
Cement
4.67%
Cement
4.67%
Pesticides
4.44%
Pesticides
4.43%
Industrial Capital Goods
3.34%
Industrial Capital Goods
3.34%
Construction Project
2.98%
Construction Project
2.98%
Power
2.62%
Power
2.62%
Media & Entertainment
2.53%
Media & Entertainment
2.53%
Industrial Products
2.13%
Industrial Products
2.13%
Retailing
2.12%
Retailing
2.13%
Consumer Durables
1.29%
Consumer Durables
1.29%
Ferrous Metals
1.06%
Ferrous Metals
1.06%
Minerals/Mining
1.06%
Minerals/Mining
1.06%
Transportation
0.94%
Transportation
0.94%
Miscellaneous
0.00%
Miscellaneous
0.00%
Cash & Current Assets
0.82%
Cash & Current Assets
1.06%
Net receivables / payables
-0.68%
Net receivables / payables
-0.81%
Total Net Assets
100.00%
Total Net Assets
100.00%
Note: The above Allocation is as on October 31, 2013 as per Industry classification as recommended by AMFI.
The Financial Solution(s) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply,
either the quality of any particular Scheme or guarantee any specific performance/returns.
67
Industry Allocation
WEALTH CREATION SOLUTIONS
Birla Sun Life Equity Fund
Allocation as a %
of Net Assets
Software
Banks
Pharmaceuticals
Consumer Non Durables
Finance
Auto
Telecom - Services
Oil
Non - Ferrous Metals
Power
Construction Project
Minerals/Mining
Auto Ancillaries
Consumer Durables
Cement
Petroleum Products
Industrial Products
Textile Products
Transportation
Construction
Industrial Capital Goods
Trading
Media & Entertainment
Miscellaneous
Cash & Current Assets
Net receivables / payables
Total Net Assets
%
17.67%
13.39%
10.87%
7.89%
6.72%
4.97%
4.69%
3.88%
2.72%
2.59%
2.39%
2.17%
2.06%
1.82%
1.47%
1.40%
1.28%
1.27%
1.14%
1.10%
0.47%
0.35%
0.25%
0.12%
8.48%
-1.12%
100.00%
Birla Sun Life
Infrastructure Fund
Allocation as a %
of Net Assets
Banks
Power
Industrial Products
Industrial Capital Goods
Construction Project
Petroleum Products
Finance
Gas
Oil
Auto Ancillaries
Telecom - Services
Cement
Auto
Engineering Services
Construction
Non - Ferrous Metals
Ferrous Metals
Minerals/Mining
Transportation
Cash & Current Assets
Net receivables / payables
Total Net Assets
Birla Sun Life Advantage Fund
Allocation as a %
of Net Assets
Software
Banks
Consumer Non Durables
Pharmaceuticals
Finance
Auto
Telecom - Services
Construction Project
Minerals/Mining
Media & Entertainment
Auto Ancillaries
Petroleum Products
Futures and Options
Construction
Industrial Products
Pesticides
Non - Ferrous Metals
Ferrous Metals
Gas
Chemicals
Textile Products
Cement
Power
Transportation
Miscellaneous
Cash & Current Assets
Net receivables / payables
Total Net Assets
%
16.33%
15.45%
9.64%
9.00%
6.91%
6.75%
4.47%
3.46%
2.98%
2.88%
2.64%
2.29%
1.99%
1.98%
1.97%
1.90%
1.46%
1.33%
1.08%
1.04%
0.99%
0.94%
0.86%
0.34%
0.19%
1.87%
-0.75%
100.00%
Birla Sun Life India GenNext
Fund
%
19.25%
10.32%
7.00%
6.69%
6.40%
5.94%
4.63%
4.63%
4.62%
4.27%
3.97%
3.90%
3.82%
3.14%
2.96%
2.50%
2.42%
1.88%
1.11%
0.56%
-0.01%
100.00%
Allocation as a %
of Net Assets
Consumer Non Durables
Banks
Media & Entertainment
Pharmaceuticals
Auto
Finance
Telecom - Services
Construction
Consumer Durables
Chemicals
Textile Products
Auto Ancillaries
Diversified Consumer
Services
Software
Retailing
Miscellaneous
Cash & Current Assets
Net receivables / payables
Total Net Assets
%
23.57%
16.75%
13.43%
11.01%
7.12%
5.19%
4.89%
3.12%
3.09%
2.39%
1.81%
1.72%
Birla Sun Life Midcap Fund
Allocation as a %
of Net Assets
%
Banks
Pharmaceuticals
Consumer Non Durables
Software
Industrial Products
Auto Ancillaries
Finance
Industrial Capital Goods
Consumer Durables
Chemicals
Cement
Construction
Media & Entertainment
Power
Transportation
Auto
Gas
Construction Project
Fertilisers
Miscellaneous
Cash & Current Assets
Net receivables / payables
11.95%
11.52%
11.43%
8.75%
5.81%
5.34%
5.20%
4.97%
4.67%
4.37%
4.06%
3.53%
3.43%
3.17%
2.15%
2.08%
2.06%
1.40%
0.93%
0.17%
2.96%
0.04%
Total Net Assets
100.00%
Birla Sun Life
New Millennium Fund
Allocation as a %
of Net Assets
1.16%
0.66%
0.45%
0.13%
4.35%
-0.85%
100.00%
Allocation as a %
of Net Assets
Banks
Software
Consumer Non Durables
Pharmaceuticals
Finance
Petroleum Products
Auto
Telecom - Services
Construction Project
Oil
Minerals/Mining
Auto Ancillaries
Cement
Industrial Capital Goods
Power
Industrial Products
Media & Entertainment
Ferrous Metals
Transportation
Non - Ferrous Metals
Trading
Construction
Retailing
Miscellaneous
Cash & Current Assets
Net receivables / payables
Total Net Assets
%
16.81%
14.91%
11.15%
8.01%
5.30%
5.02%
4.69%
3.94%
3.35%
3.32%
3.13%
2.82%
2.22%
2.16%
2.02%
1.82%
1.67%
1.62%
0.79%
0.59%
0.53%
0.47%
0.15%
0.14%
2.09%
1.29%
100.00%
Birla Sun Life Top 100 Fund
%
Software
Telecom - Services
Media & Entertainment
Miscellaneous
Cash & Current Assets
Net receivables / payables
Total Net Assets
Birla Sun Life Frontline
Equity Fund
76.18%
15.07%
7.83%
0.00%
1.51%
-0.59%
100.00%
Allocation as a %
of Net Assets
Banks
Software
Consumer Non Durables
Pharmaceuticals
Auto
Finance
Petroleum Products
Minerals/Mining
Construction Project
Telecom - Services
Power
Cement
Auto Ancillaries
Oil
Industrial Products
Consumer Durables
Industrial Capital Goods
Non - Ferrous Metals
Gas
Media & Entertainment
Trading
Retailing
Miscellaneous
Cash & Current Assets
Net receivables / payables
Total Net Assets
%
17.04%
15.02%
10.06%
7.15%
5.93%
4.99%
4.86%
4.45%
3.83%
3.50%
3.38%
2.65%
2.29%
2.04%
1.87%
1.76%
1.52%
1.17%
1.01%
0.89%
0.67%
0.14%
0.13%
1.76%
1.87%
100.00%
Note: The above Allocation is as on October 31, 2013 as per Industry classification as recommended by AMFI.
The Financial Solution(s) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply,
either the quality of any particular Scheme or guarantee any specific performance/returns.
68
Industry Allocation
Birla Sun Life Buy India Fund
Allocation as a %
of Net Assets
Banks
Consumer Non Durables
Pharmaceuticals
Finance
Pesticides
Auto
Auto Ancillaries
Retailing
Media & Entertainment
Consumer Durables
Transportation
Gas
Miscellaneous
Cash & Current Assets
Net receivables / payables
Total Net Assets
%
17.31%
15.25%
14.97%
13.53%
8.05%
7.05%
6.77%
6.38%
3.50%
2.81%
1.95%
1.48%
0.00%
1.43%
-0.47%
100.00%
Birla Sun Life
Dividend Yield Plus
Allocation as a %
of Net Assets
Banks
Consumer Non Durables
Software
Finance
Auto
Power
Media & Entertainment
Oil
Pharmaceuticals
Petroleum Products
Industrial Products
Minerals/Mining
Non - Ferrous Metals
Cement
International Equity
Textile Products
Construction Project
Industrial Capital Goods
Ferrous Metals
Transportation
Chemicals
Consumer Durables
Cash & Current Assets
Net receivables / payables
Total Net Assets
Birla Sun Life MNC Fund
Allocation as a %
of Net Assets
Consumer Non Durables
Finance
Industrial Capital Goods
Pharmaceuticals
Banks
Pesticides
Auto Ancillaries
Auto
Software
Industrial Products
Consumer Durables
Cement
Petroleum Products
Transportation
Miscellaneous
Construction
Cash & Current Assets
Net receivables / payables
Total Net Assets
%
19.87%
13.02%
10.12%
10.05%
8.85%
8.19%
8.06%
5.14%
3.81%
3.72%
3.31%
2.67%
0.93%
0.86%
0.68%
0.37%
0.93%
-0.58%
100.00%
%
16.19%
13.72%
13.36%
8.05%
6.71%
5.18%
4.63%
4.44%
3.72%
3.20%
3.15%
3.10%
2.79%
1.84%
1.83%
1.74%
1.06%
0.99%
0.76%
0.52%
0.48%
0.45%
1.56%
0.52%
100.00%
Birla Sun Life ‘95 Fund
Allocation as a %
of Net Assets
Corporate Debt
Banks
Software
Finance
Consumer Non Durables
Pharmaceuticals
Auto
Telecom - Services
Oil
Petroleum Products
Construction Project
Power
Industrial Products
Government Bond
Auto Ancillaries
Media & Entertainment
Minerals/Mining
Non - Ferrous Metals
Pesticides
Cement
Consumer Durables
Retailing
Construction
Gas
Textile Products
Industrial Capital Goods
Transportation
Miscellaneous
Cash & Current Assets
Total Net Assets
%
21.53%
11.73%
10.85%
6.72%
6.06%
5.73%
5.33%
2.50%
2.42%
2.34%
2.34%
2.24%
2.08%
1.92%
1.90%
1.61%
1.57%
1.50%
1.09%
0.78%
0.61%
0.56%
0.46%
0.45%
0.43%
0.39%
0.21%
0.02%
4.62%
100.00%
Birla Sun Life Index Fund
Allocation as a %
of Net Assets
%
Banks
Software
Futures and Options
Consumer Non Durables
Auto
Petroleum Products
Finance
Pharmaceuticals
Construction Project
Oil
Cement
Power
Minerals/Mining
Telecom - Services
Ferrous Metals
Gas
Non - Ferrous Metals
Construction
Industrial Capital Goods
Cash & Current Assets
Net receivables / payables
Total Net Assets
17.63%
14.14%
11.12%
10.88%
7.75%
6.90%
6.32%
5.41%
3.42%
3.06%
2.73%
2.52%
2.39%
1.89%
1.36%
0.69%
0.64%
0.50%
0.48%
9.82%
-9.66%
100.00%
Birla Sun Life
Small & Midcap Fund
Allocation as a %
of Net Assets
%
Consumer Non Durables
Banks
Finance
Software
Chemicals
Pharmaceuticals
Media & Entertainment
Industrial Capital Goods
Consumer Durables
Textile Products
Power
Construction
Engineering Services
Auto Ancillaries
Pesticides
Diversified Consumer
Services
Retailing
Auto
Cement
Cash & Current Assets
Net receivables / payables
Total Net Assets
Note: The above Allocation is as on October 31, 2013 as per Industry classification as recommended by AMFI.
14.96%
14.49%
7.46%
7.42%
6.77%
5.89%
5.77%
5.26%
4.87%
4.05%
3.51%
3.40%
2.83%
2.40%
2.37%
2.04%
2.01%
1.83%
1.03%
1.05%
0.58%
100.00%
Birla Sun Life
India Opportunities Fund
Allocation as a %
of Net Assets
Software
Pharmaceuticals
Industrial Capital Goods
Industrial Products
Auto Ancillaries
Non - Ferrous Metals
Auto
Petroleum Products
Finance
Construction Project
Power
Minerals/Mining
Media & Entertainment
Miscellaneous
Cash & Current Assets
Net receivables / payables
Total Net Assets
%
33.70%
18.71%
9.63%
7.28%
6.65%
3.99%
3.84%
3.54%
3.46%
3.22%
2.90%
1.09%
0.09%
0.00%
1.57%
0.32%
100.00%
Birla Sun Life
India Reforms Fund
Allocation as a %
of Net Assets
Banks
Power
Construction Project
Media & Entertainment
Finance
Oil
Industrial Capital Goods
Gas
Telecom - Services
Engineering Services
Retailing
Petroleum Products
Transportation
Miscellaneous
Corporate Debt
Cash & Current Assets
Net receivables / payables
Total Net Assets
%
21.90%
16.40%
9.19%
8.05%
7.91%
7.55%
5.40%
5.00%
4.98%
4.44%
4.13%
2.85%
0.70%
0.25%
0.21%
2.07%
-1.04%
100.00%
Birla Sun Life Pure Value Fund
Allocation as a %
of Net Assets
Banks
Software
Consumer Non Durables
Pharmaceuticals
Power
Finance
Industrial Products
Non - Ferrous Metals
Auto Ancillaries
Minerals/Mining
Oil
Fertilisers
Textile Products
Gas
Cement
Corporate Debt
Cash & Current Assets
Net receivables / payables
Total Net Assets
%
18.25%
12.87%
11.82%
9.57%
7.13%
6.59%
6.48%
4.94%
4.59%
3.74%
3.62%
2.74%
2.25%
2.01%
1.16%
0.18%
2.37%
-0.30%
100.00%
The Financial Solution(s) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply,
either the quality of any particular Scheme or guarantee any specific performance/returns.
69
Industry Allocation
Birla Sun Life Long Term
Advantage Fund
Allocation as a %
of Net Assets
Banks
Software
Consumer Non Durables
Finance
Pharmaceuticals
Petroleum Products
Auto
Telecom - Services
Gas
Minerals/Mining
Power
Construction Project
Construction
Ferrous Metals
%
16.56%
14.31%
10.90%
7.15%
6.87%
6.18%
5.94%
3.58%
3.53%
3.13%
2.78%
2.77%
1.99%
1.86%
Auto Ancillaries
Textile Products
Industrial Products
Non - Ferrous Metals
Oil
Industrial Capital Goods
Consumer Durables
Transportation
Cement
Pesticides
Retailing
Miscellaneous
Cash & Current Assets
Net receivables / payables
Total Net Assets
1.64%
1.38%
1.36%
1.20%
0.94%
0.84%
0.84%
0.71%
0.62%
0.56%
0.35%
0.11%
1.15%
0.74%
100.00%
Country/Industry Allocation
Birla Sun Life Commodity
Equities Fund - Global Agri Plan
(GAP)
Allocation as a %
of Net Assets
United States
Switzerland
Mauritius
India
Norway
Russian Federation
Canada
Japan
Chile
Malaysia
Hong Kong
Cash & Current Assets
Net receivables / payables
Total Net Assets
%
57.60%
17.21%
6.43%
3.93%
3.75%
2.75%
2.42%
1.67%
0.90%
0.50%
0.00%
4.40%
-1.56%
100.00%
Birla Sun Life International
Equity Fund - Plan A
Allocation as a %
of Net Assets
United States
Hong Kong
Germany
United Kingdom
Japan
Switzerland
Korea, Republic Of
France
Norway
Denmark
Cash & Current Assets
Net receivables / payables
Total Net Assets
%
64.98%
7.18%
4.23%
3.90%
3.87%
3.19%
3.05%
1.66%
1.51%
1.42%
6.37%
-1.35%
100.00%
Birla Sun Life International
Equity Fund - Plan B
Allocation as a %
of Net Assets
%
United States
Software
Banks
Consumer Non Durables
Pharmaceuticals
Finance
Auto
Petroleum Products
Oil
Minerals/Mining
Hong Kong
Telecom - Services
Textile Products
Construction Project
Ferrous Metals
United Kingdom
Non - Ferrous Metals
Germany
Media & Entertainment
Japan
Construction
Switzerland
Korea, Republic Of
Power
Industrial Products
Transportation
Norway
France
Denmark
Cash & Current Assets
Net receivables / payables
Total Net Assets
20.28%
12.78%
10.63%
7.40%
5.48%
4.75%
4.21%
4.18%
2.99%
2.99%
2.57%
2.15%
1.60%
1.51%
1.49%
1.44%
1.41%
1.33%
1.20%
1.18%
0.96%
0.96%
0.92%
0.84%
0.73%
0.70%
0.64%
0.58%
0.40%
1.85%
-0.15%
100.00%
Note: The above Allocation is as on October 31, 2013 as per Industry classification as recommended by AMFI.
The Financial Solution(s) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply,
either the quality of any particular Scheme or guarantee any specific performance/returns.
70
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Disclaimer: Any information contained in this publication does not constitute and shall be deemed not to constitute an advice, an offer to sell/ purchase or as an invitation or solicitation to do so for any securities of any entity and further, Birla Sun
Life Asset Management Company Ltd.(BSLAMC)/ its subsidiaries / affiliates / sponsors / trustee or their officers, employees, personnel, directors shall not be liable for any loss, damage, liability whatsoever for any direct or indirect loss arising
from the use or access of any information that may be displayed in this publication from time to time. Recipients of the information contained herein should exercise due care and caution and read the all the scheme related documents (including
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