Bank Austria Real Estate, page 1 of 10 With large real estate projects, one doesn‘t get very far without the right partner. Office and Shopping Center Wien Mitte Therefore, come to the number 1. Bank Austria Real Estate. Bank Austria Real Estate, page 2 of 10 Single-source service – for all your real estate needs Thanks to its all-round advisory and financial expertise, Bank Austria Real Estate provides developers, investors and institutional customers with a wide range of services covering everything from valuation and consulting to portfolio management. With over EUR 10 billion of financing and a market share of 30%, we are one of the country’s leading providers of fullline property financing services. At Bank Austria we cater to all of your needs – from financing, consulting and investment to valuation and portfolio management. We give you support based on our knowledge of both residential and commercial property construction, allowing you to capitalise on the strengths of one of Austria’s and Central Europe’s leading real estate finance specialists. Our strengths at a glance. • Made-to-measure, innovative solutions: We tailor our services precisely to your requirements. • Direct access: A dedicated contact partner for your investment plans is available throughout the project, giving you comprehensive support whenever you need it. • High-quality advice: We offer professional assistance with planning and implementing your investment based on our extensive real estate know-how. • A strong expert network: We keep up to date with the latest property-market developments and have excellent contacts to experts across the UniCredit group. • Full market coverage: Take advantage of Europe‘s largest banking network work, with over 9,100 branches in 18 countries. • Continuity: Our long-term expertise and familiarity with real estate cycles enables us to respond to shifts in the market. 4,000 solid relationships. We currently service around 4,000 customers across Austria, providing over EUR 10 billion of real estate financing. Bank Austria Real Estate, page 3 of 10 • Develop • Housing ment and Investm and Comm en ercial Pro t jects Home comforts: domestic real estate finance. Our comprehensive, up-to-the-minute knowledge of the property market enables us to keep track of the latest trends and to draw up structured financing models. Nowadays an overview of the market is just as important as having access to a wide selection of funding options. This combination means you can fall back on our support from the planning stage onwards. We can put together an attractive financing package for your project, including bespoke financing models backed up by effective refinancing instruments. Our portfolio of financing services covers everything from property acquisitions to brand new developments, including: • Construction or acquisition of rental or owner-occupier apartment blocks. • Acquisition of office buildings. • Property purchases related to upcoming developments. • Implementation of commercial projects (such as mixeduse office and retail space). • Construction or acquisition of shopping centres and retail parks (including underground car parks). Our services at a glance. • Financing for commercial property investments. • Financing for development work and project developments. Bank Austria Real Estate, page 4 of 10 ubsidies • Public S ubank Funding • Wohnba Lightening the cost burden: subsidised real estate finance. Bank Austria has an impressive track record when it comes to financing large-scale residential construction projects, in particular for subsidised non-profit housing developments, and this focus generates significant benefits for our customers. Our subsidised residential finance packages are centred on long-term mortgages. By taking advantage of the legal framework as well as cost-effective refinancing opportunities, we play our part in ensuring that living space remains affordable for all income groups. Driving the wheels of finance: Bank Austria Wohnbaubank. Our successful partnership with Bank Austria Wohnbaubank gives us access to very long-term refinancing arrangements, meaning that we can offer low-interest funding in the shape of mortgages for new builds and redevelopment projects. Top-quality advice and made-to-measure financing. Bank Austria’s expertise is the basis for our tailor-made financing packages and the comprehensive support we provide on all aspects of financing for residential construction. This includes communication with granting authorities and advice on changes in subsidy regulations, as well as designing financing models for subsidised construction projects.. Financing from Bank Austria Wohnbaubank – your benefits: • Long-term, low-interest financing options for residential development projects. • Easily calculated housing expenses. • Financing may be transferred to buyers of apartments at competitive interest rates. Bank Austria Real Estate, page 5 of 10 • Structu • Risk Maring • Marketsnagement Sound advice is priceless: real estate consulting. In addition to conventional real estate funding, we also provide support on problems related to complex property developments in the form of innovative financing packages and unrivalled advisory services. Bank Austria is the ideal platform for maintaining relationships between property developers, investors, prospective tenants and advisers. We are also happy to act as a structurer or arranger for your project, giving you full access to our property market expertise. Advice you can rely on. If you are looking for decision-making support for complex real estate projects, specialist advice on the effective implementation of financing models, or help in optimising your property portfolio, you can count on our outstanding consulting services. Bank Austria Real Estate carries out plausibility and feasibility studies, offers advice on asset and sharebased transactions, tracks developments on the property market, and provides assistance with risk management in the form of portfolio analysis and monitoring cyclical fluctuations in performance. Structured financing models. Our general consulting services are backed up by specialist support on structuring complex real estate financing packages including equity and debt securities. This is often the first step to securing project funding. A selection of capital market-based financing models also generates long-term improvements in the returns from your real estate projects. Risk. On request we can take all of the steps required to diversify the risks associated with your property, in particular when it comes to funding your project by issuing securities, as well as disposing of properties and raising equity finance or reallocating equity through investment funds, public limited companies or mezzanine funding. Your advantages at a glance: • Bespoke financing structures help to raise essential funding for complex projects. • Our detailed market insights simplify your decisionmaking and project development activities. • A strong partner adds weight to your securities issues and opens up new options for diversifying risk. • You have access to a comprehensive range of advisory and financing services tailored to your entire property portfolio. Bank Austria Real Estate, page 6 of 10 work ional Net t a n r e t In w • Know-ho • Market Cross-border benefits: international real estate financing. Globalisation and the eastward expansion of the European Union have opened up a host of new markets and opportunities – and the real estate market is no exception. But without the right bank at your side, ambitious projects can be risky ventures. And with that in mind, more and more property developers, investors, brokers and consultants are making Bank Austria‘s knowledge of Central and Eastern Europe work for them. Enjoy the benefits of Europe’s largest banking network, with over 9,100 branches in 18 countries. UniCredit is among the market leaders in Austria, Germany and Italy, and the group is currently represented in Azerbaijan, Bosnia-Herzegovina, Bulgaria, Croatia, the Czech Republic, Hungary, Latvia, Poland, Romania, Russia, Serbia, Slovakia, Slovenia, Turkey and Ukraine. Our Commercial Property Department deals with crossborder customers from Austria (companies based in Austria and Germany) and manages international projects in consultation with local partners. International real estate finance. Based in Vienna, Bank Austria’s International Real Estate Finance centre of expertise has been set up to support crossborder customers (companies based in Germany and planning to invest in Austria) which are looking to implement real estate projects in Central, Eastern and Southeastern Europe (CEE/SEE). The centre’s service portfolio ranges from structuring conventional long-term financing for commercial property developments to designing complex financing structures for portfolios of properties in one or more countries in the CEE/SEE region. Bank Austria Real Estate, page 7 of 10 • Propert • Institut y Investment ional and Private C ustomers Bank Austria Real Invest Immobilien-Management GmbH: one-stop investment services. Bank Austria Real Invest GmbH is the bank’s centre of excellence for property investment. It is a market leader in real estate investment and one of the top property managers in Austria and the CEE/SEE region. The company can draw on over 30 years of real estate expertise. It is firmly established on the property market and stands out for its assessments of specific markets and its professional investment processes, as well as the consistently high value of its real estate portfolio. Bank Austria Real Estate’s capital market activities include developing and issuing real,estate investment products (such as open-end real estate funds, closed-end property investments, retirement and investment properties, and special real estate products), property management and administering investments in trust. In its role as an investment bank, Bank Austria Real Invest acts as an investment and asset manager for trust estates, and as a bank with targeted equity capital and equity investment strategies, as well as holdings in a number of real estate companies. Every property acquisition is subject to a rigorous site survey, and a technical, financial and legal assessment based on strict standards. A long-term investment strategy coupled with effective asset and property management processes are at the heart of the company’s solid real estate portfolio. Bank Austria Real Invest is the clear market leader in openend real estate funds in Austria, and its funds account for half of all real estate-fund investments in the country. The company’s hugely successful property management activities include designing investments, acquiring properties, as well as asset management, related services and trusteeships. Its innovative product designs, highly professional support during the investment process, and top-quality, full-line services are second to none. Bank Austria Real Estate, page 8 of 10 • Valuatio • Brokera n • Experie ge nce Immobilien Rating GmbH: successful decisions need a professional helping hand. bareal Immobilientreuhand GmbH: professional rental services for commercial property. The team of experts at Bank Austria’s valuation and analysis business Immobilien Rating GmbH (IRG) offer independent, professional assessments of individual properties and real estate portfolios. We have further extended our service portfolio by acquiring a stake in Austria’s leading real estate broker, bareal Immobilientreuhand GmbH. Founded in 2006, bareal quickly became one of the most successful businesses on the Austrian real estate market. It offers a wide range of services and has been involved in a number of large-scale property projects in Vienna. bareal focuses on renting commercial properties and has teams specialising in office, commercial and retail space. With backgrounds in a range of property-related fields, Immobilien Rating’s specialists bring their experience to bear in projects across Austria and in almost every country in Central, Eastern and Southeastern Europe. The combination of a comprehensive data pool with extensive professional and market-based know-how is the key to providing highquality valuations. IRG also carries out market research and studies of the real estate market, as well as collecting data. Its research focuses on hotels as well as residential, commercial, retail, office and industrial property in Austria and the CEE/SEE countries. The company’s experts have a wealth of experience and in-depth knowledge of the commercial property sector. With its broad-based, high-quality network of contacts in the real estate market, bareal is a highly professional partner and is ideally placed to offer a wide selection of rental properties. The company is synonymous with outstanding expertise, professionalism and impartiality, and offers solutions finetuned to its customers’ requirements. Comprehensive support for your real estate projects: bareal’s services at a glance: • Calculation of market values, and assessments based on expert opinions. • Commercial property rental. • Property, project and portfolio analysis. • Market and economic assessments. • Consulting. • Rental and sale of residential property. • Investment. • Market and profitability analysis. Bank Austria Real Estate, page 9 of 10 Top-quality advice. Full-line consulting is the cornerstone of any real estate project. And our experts are on hand to give you the benefits of their expertise and dedication. Contacts: Domestic real estate finance (commercial real estate) • Vienna, Lower Austria and Burgenland +43 (0)5 05 05-55489, fax: +43 (0)5 05 05-55108 • Upper Austria, Salzburg, Tyrol, Vorarlberg, Carinthia and Styria +43 (0)5 05 05-66435, fax: +43 (0)5 05 05-66438 • Subsidised real estate finance +43 (0)5 05 05-53295, fax: +43 (0)5 05 05-8953295 • Real estate consulting +43 (0)5 05 05-54941, fax: +43 (0)5 05 05-57949 • International real estate finance +43 (0)5 05 05-54888, fax: +43 (0)5 05 05-57985 http://realestate.bankaustria.at • Immobilien Rating GmbH +43 (0)5 06 01-51881, fax: +43 (0)5 06 01-51669 or -51805 www.immobilienrating.at • Bank Austria Real Invest GmbH +43 (0)1 331 71-9000, fax: +43 (0)1 331 71-9099 www.realinvest.at • bareal Immobilientreuhand GmbH +43 (0)1 205 215, fax: +43 (0)1 205 216 www.bar.at Bank Austria Real Estate, page 10 of 10 Internet www.bankaustria.at http://realestate.bankaustria.at e-Magazine e-magazin.bankaustria.at E-Mail info@unicreditgroup.at service@realinvest.at This marketing information was produced by UniCredit Bank Austria AG, Lassallestraße 5, A-1020 Vienna. Errors and omissions excepted. Status: January 2014 01.14 Telephone ServiceLine: 05 05 05-24 84753500