Average Annual Rates of Return
The following are rates of return as of January 31, 2016
Fund
1 mo.
3 mos.
YTD
1 Yr.
3 Yrs.
5 Yrs.
10 Yrs.
Gross
(1.68%)
(0.44%)
(1.68%)
0.39%
9.25%
8.42%
6.47%
Net
(1.72%)
(0.54%)
(1.72%)
(0.05%)
8.71%
7.87%
5.95%
Composite Index 1
(1.52%)
(0.31%)
(1.52%)
(0.03%)
8.35%
7.35%
5.74%
Gross
0.15%
1.63%
0.15%
(1.40%)
3.50%
5.02%
5.35%
Net
0.12%
1.56%
0.12%
(1.71%)
3.17%
4.69%
5.03%
Composite Index 2
0.25%
1.76%
0.25%
(1.75%)
3.48%
5.00%
5.11%
UBC FPP Balanced Fund
UBC FPP Bond Fund
UBC FPP Canadian Equity Fund
Gross
(2.25%)
(4.78%)
(2.25%)
(8.37%)
5.60%
4.17%
5.24%
Net
(2.29%)
(4.88%)
(2.29%)
(8.75%)
5.16%
3.72%
4.78%
Composite Index 3
(1.17%)
(4.42%)
(1.17%)
(9.94%)
3.58%
1.94%
3.70%
UBC FPP Foreign Equity Fund
Gross
(4.11%)
(0.91%)
(4.11%)
6.51%
20.02%
15.24%
6.61%
Net
(4.14%)
(1.02%)
(4.14%)
6.04%
19.35%
14.53%
6.01%
Composite Index 4
(4.54%)
(0.61%)
(4.54%)
7.13%
19.80%
14.66%
6.87%
UBC FPP Short Term Investment Fund
Gross
0.06%
0.17%
0.06%
0.79%
1.18%
1.21%
1.84%
Net
0.04%
0.13%
0.04%
0.63%
1.00%
1.04%
1.68%
Short Term Index 5
0.05%
0.11%
0.05%
0.54%
0.84%
0.90%
1.71%
To view fund rates of return, daily investment fund unit values and Guaranteed Fund interest rates, sign in to mysunlife.ca/ubcfpp.
Under my financial centre, select Accounts > Investment Performance.
Notes:
1. Average annual rates of return are compounded monthly. Returns for periods less than one year are not annualized. Past performance is not
necessarily indicative of future results.
2. The Gross rate of return is the rate of return of the fund before investment management and administration fees have been reflected. However,
the return is net of the investment managers’ operating expenses.
The Net rate of return is the rate of return of the fund after all expenses have been reflected.
Composite Index 1: 32% FT TMX Bond Universe commencing February 2014, 15% S&P/TSX, 5% S&P/TSX Capped,
6% S&P 500, 24% MSCI World Ex Canada commencing January 2015, 10% CPI + 4% commencing November 2011 retroactively,
8% FT TMX Real Return Bonds commencing February 2014
Composite Index 2: 80% FT TMX Bond Universe commencing February 2014, 20% FT TMX Real Return Bonds commencing February 2014
Composite Index 3: 75% S&P/TSX, 25% S&P/TSX Capped commencing June 1, 2015.
Composite Index 4: 79% MSCI World Ex Canada commencing January 2015, 21% S&P 500
Short Term Index 5: FT TMX 91-Day TB Index commencing February 2014