Fall 2014 A Quarterly Newsletter For Members of Sussex County Federal Credit Union 2014 Holiday Club Account payouts will be deposited to members’ share accounts on 10/31/14. In This Issue: Do You Have the MUST-HAVE Item of the Season? Don’t let this holiday shopping time pass by, without getting the MUST-HAVE item of the season! PLATINUM has always been in style, but this year, it’s more appealing than ever. Fulfill everyone’s wish list by shopping with a low-rate Visa Platinum Credit Card that offers: Rates as low as 8% APR~ T he Season’s MUST-HAVE Item Just Arrived NO Annual Fees G REAT 8 Holiday Loan Online account management C hoose Credit to Win...Up to $500! NO Balance Transfer Fees Same-day approval VISA’s zero liability protection policy A Sussex County FCU Visa Platinum Credit Card is a MUST-HAVE to afford the holiday shopping season. U in the C Neighborhood $ I nternational Credit Union Day S CFCU Wants You B ranch Locations 800 Borrow 8 months 8% APR 1 Need more than $800 to complete your list? No problem, other terms and rates are also available! and enjoy APR – annual percentage rate for qualified borrowers; limited time offer; Interest accumulates during the payment deferral period. *Other terms and rates are available based on credit worthiness; not valid on existing loans (i.e., financing $800 for 8 mo. at 8.0% APR is $103.03 a month).Credit union membership required. 1 NO PAYMENTS until 2015! C ontact Us Forget the PIN... H oliday Closings Choose CREDIT to WIN up to $500! A ccount Update Beginning October 1, members who select CREDIT instead of DEBIT when using their Visa Debit Card will automatically be entered to have their weekly purchases reimbursed for up to $500*! For your chance to win, remember to choose CREDIT not DEBIT… The more you use your card, the more chances you have to win! Shared Branching www.co-opsharedbranch.org to locate a branch by zip code, or call (800) 919-CUSC (2872) Lost or Stolen Visa Debit or Credit Card FOR DETAILS: CLICK www.sussexcfcu.com CALL 302-629-0100 COME BY Your Local Branch 302-629-0100 www.ReportMyCards.com Financial Snapshot Assets $255,035,806 Net Worth $35,009,503 Members 14,934 As of August 31, 2014 ~APR = annual percentage rate; terms and rates based on credit worthiness; limited time offer. *Program open to SCFCU Visa Debit cardholders making purchases 10/1/14 – 12/24/14. Winner selected weekly by SCFCU and notified by phone or in writing. SCFCU reserves the right to obtain and publish photos and names of winners. Minimum purchase requirement of $15; reimbursement will be for the amount of the randomly selected eligible purchase up to $500 and is automatically deposited to member’s checking account (provided account is in good standing). Deposit appears as PROMO WINNER on statement. PIN based purchases and ATM transactions are ineligible. Employees and volunteers of SCFCU are ineligible for reimbursement. www.sussexcfcu.com Join SCFCU and Easter Seals for Walk With Me Delmarva www.walkwithme.org Oct. 9 - 3p.m. - Baywood Greens Be a part of a great activity that benefits local kids and adults with special needs to receive service, care, and friendship that enhances independence. SCFCU Shred Events Our Annual Shred events resulted in the securing, shredding and recycling of 17,772 pounds of documents to help reduce identity theft. Proud Tidal Wave Sponsor of the 25th Annual Sea Witch Festival www.beach-fun.com Oct. 25 - 11a.m. - Rehoboth Ave Enjoy the 25th Annual Sea Witch Halloween & Fiddlers’ Festival Costume Parade, consisting of Woodland String Band mummers, thousands of costumed participants, local bands and decorated cars. Nov. 1 – Dec. 9 Make a difference in the lives of children this holiday season with a donation of a new, unwrapped toy. Donations accepted at all SCFCU branches. Calling All Members Nominations are currently being accepted for the 2015 Board of Directors. For a complete list of duties and nomination forms, visit www.sussexcfcu.com. Submit resume and completed nomination forms by 12/31/14 to: SCFCU Nominating Committee, P.O. Box 1800, Seaford, DE 19973. Effective December 1, 2014, there is a $20 fee for Stop Payment Orders placed on ACH transactions. International Credit Union Day will take place on Oct. 16, 2014, and recognize the credit union industry and the positive impact credit unions have on the communities they serve. This year’s theme — “Local Service. Global Good.” — showcases the supportive efforts credit unions provide to charities to make a difference on local, national and international levels. Sussex County FCU has remained dedicated to supporting our members and their families and will continue to do so, by helping organizations such as the DE Breast Cancer Coalition, Easter Seals as well as Operation We Care and the Ronald McDonald House, as they directly affect the lives of those we serve. Join our efforts, as we continue to give back to the communities we serve. designed by visions, ink. 341189 9/14 www.sussexcfcu.com 13121-NEWS-0914 Federally Insured by NCUA