michael davie
ADVISER PROFILE
michael@pekada.com.au
about
This profile is part of the Financial Services Guide and is only complete when the
business profile Version 18.0, issued on 20 March 2015, is attached.
Your financial adviser, Michael Davie CFP®, LRS®, AEPS®, SSA Authorised
Representative (ASIC number 443519) and Credit Representative (ASIC Credit
Number 443925) is authorised by Charter to provide financial and credit services.
education and qualifications
CERTIFIED FINANCIAL PLANNER®
SMSF Specialist Advisor
Life Risk Specialist, Accredited Estate Planning Strategist
advice i can provide
With over 15 years experience in Financial Services, Michael Davie has a breadth
of knowledge and expertise in all matters that relate to financial planning. Michael
Davie is a dedicated finance professional whom has spent the last 14 years working
for three major corporations, in NAB, ANZ and AMP. Michael has worked in direct to
client roles where he dealt with high net worth individuals, small business owners,
agri-business clients and large businesses, as a specialist in the areas of finance,
estate planning, business succession, Self-Managed Superannuation and Insurance.
Michael has also worked in leadership roles in the major institutions, where he
successfully managed high performing teams in both personal banking and financial
planning.With a proven track record for success, coupled with a warm, friendly
and inspiring personality, Michael has finally turned his hand towards growing his
own business, and returning to his grass roots in delivering quality adviser to client
expertise. Together with his two business partners, Peter and Rhiannon, they lead a
wonderful team at PEKADA, and are supported by quality business professionals.
Michael is now able to deliver the quality advice and highly personalised service
offering to his business and personal clients, under a structure that he and his
business partners have ultimate creative direction. Michael and the team at PEKADA,
aim to make measurable and valued contributions to the lives of their clients, the
trajectory of their wealth accumulation and the preservation of lasting financial
legacies for their clients future generational beneficiaries.
memberships
SMSF Professionals Association of Australia (SPAA)
michael davie
how i am paid
Charter will typically retain 3% (may be scaled down to 0%) of the gross revenue
received for the recommended financial services and/or products. Charter will pay
The Trustee for the Pekada Unit Trust trading as PEKADA the remaining 97% of the
gross revenue received.
I have equity in The Trustee for the Pekada Unit Trust trading as PEKADA and may
receive capital and profit related benefits.
STRATEGIES
PRODUCTS
Guidance on budgeting and goal setting
Deposit and payment products (for example term
deposits, cash management accounts and noncash payment products)
Savings and wealth creation strategies
Retirement income streams
Investment planning
Direct fixed interest
Superannuation planning
Retail & wholesale managed investment schemes
Pre-retirement planning
Socially responsible investments
Retirement planning
Hedge funds
Estate planning considerations
Master trust products
Centrelink planning
Superannuation products
Risk and insurance analysis
Personal and group insurance
Business succession planning
Limited investment guarantees
Salary packaging advice
Business succession insurance
Gearing strategies
Margin lending facilities
Aged care
Self managed super funds
Direct shares
Agribusiness
As a credit representative of Charter I am authorised to provide credit advice
regarding how to structure debt, suitability of existing loan structures and repayment
options. If you require advice involving mortgages or other lending products, I can
refer you to an Accredited Mortgage Consultant.
relationships and associations
- other activities
In addition to providing the financial planning services listed in this FSG, I have a
relationship with The Trustee for WFG Enterprises Unit Trust trading as PEKADA
which provides Adviser to complete e.g. mortgage broking, property investment,
leasing, accounting, SMSF administration services. Charter has no involvement in
these activities and is not responsible for any services, advice or products provided
by this business.
I control a percentage of the equity interests in the business providing the services
listed above. As a result, I will benefit from fees, dividends or income received from
the business’s profits that may result from any payments or other benefits received
in respect of the services provided to you.