age ASIA MICROFINANCE FORUM 2008 | MELIA HANOI HOTEL, HANOI, VIETNAM | 26-29 AUGUST 2008 AN INITIATIVE OF ASIA MICR O FINA NCE FO R U M 2008 Melia Hanoi Hotel, Hanoi, Vietnam - August 26-29 2008 ORGANISED BY The world’s microfinance industry is in the midst of unprecedented expansion and transformation. These changes are resulting in an increasing array of competing imperatives and the growing need for long-term strategic planning. Accordingly, the Asia Microfinance Forum 2008 will focus on the challenges and innovations that will have the greatest impact on microfinance in the coming decades and provide a window to the future of microfinance, especially in Asia. LEAD SPONSOR The Banking With The Poor Network (BWTP) and The Foundation for Development Cooperation (FDC), with funding from the Citi Foundation, are pleased to convene the Asia Microfinance Forum 2008 in Hanoi, Vietnam, August 26 -29, 2008. The Asia Microfinance Forum 2008 is being held in association with IN ASSOCIATION WITH PlaNet Finance Group and the European Union, and in collaboration with the State Bank of Vietnam. This milestone event will bring together around 400 leading microfinance practitioners, policymakers, financiers, academics and advocates from around the world to outline their visions and priorities, and explore new ideas and opportunities. The Asia Microfinance Forum 2008 formally commences on the evening of Tuesday, 26 August 2008, and concludes on the afternoon of Friday, 29 August 2008. A number of pre-event activities and meetings will take place on Monday, SPONSORS 25 August 2008, and Tuesday, 26 August 2008. A number of parallel events will also take place during the course of Asia Microfinance Forum 2008. The theme for the conference will be: Microfinance in the 21st Century: Future Trends & Opportunities FOR FURTHER INFORMATION PLEASE CONTACT: PARTNERS The Banking With The Poor Network Secretariat, c/o The Foundation for Development Cooperation FDC Singapore, 22 Cross Street, #02-55, South Bridge Court, Singapore 048421 Tel: 65 64396864 Fax: 65 64384844 Email: info@bwtp.org Website: www.bwtp.org |1| age ASIA MICROFINANCE FORUM 2008 | MELIA HANOI HOTEL, HANOI, VIETNAM | 26-29 AUGUST 2008 Background The BWTP Network, in collaboration with FDC, actively promotes the development of microfinance in Asia through research, advocacy, policy dialogue, information sharing and capacity building. In March 2006, the BWTP Network and FDC held the first Asia Microfinance Forum in Beijing, China, with funding from the Citi Foundation. The three-day conference brought together over 280 microfinance experts and practitioners from over 20 countries, making it one of the most significant microfinance events in the region, and the largest international microfinance gathering ever held in China. The Asia Microfinance Forum 2008 will build on the success of the Beijing event and aims to help prepare the microfinance industry in Asia for a wide range of future challenges and opportunities. The Asia Microfinance Forum 2008 is being held in association with PlaNet Finance Group and the European Union in collaboration with the State Bank of Vietnam and organised by the BWTP Network and FDC with funding from the Citi Foundation. Key Objectives XX To identify and target future challenges and opportunities arising from areas such as financing and investment, new technologies, and environmental issues; XX To encourage the effective development of innovative microfinance products and approaches between and among stakeholders in the Asia region; XX To encourage partnerships and cooperation in Asia among microfinance service providers, financiers and regulators in order to increase peer learning in microfinance. |2| age ASIA MICROFINANCE FORUM 2008 | MELIA HANOI HOTEL, HANOI, VIETNAM | 26-29 AUGUST 2008 Asia Microfinance Forum 2008 Themes Theme 4 - Technology New and better-applied technology is increasingly Theme 1 - Financing & Investment seen as a key strategy in increasing financial Access to commercial sources of finance provides inclusion in developing countries. Innovations an ever-increasing opportunity for the microfinance such as smart card services, biometric technology sector. However, how can investors and national and mobile phone banking are well established microfinance networks and institutions receive the in some contexts. The future of e-banking will necessary information, know-how, and tools to continue to see a roll-out of ICT-enabled systems facilitate investments? Of the financing mechanisms with the aim of improving operational efficiencies available, which ones are providing the greatest and decreasing transaction costs. E-banking may benefits to MFIs and customers? Is the future with enable commercial banks to deliver microfinance social investors or is the importance of local finance services more profitably. Also, technology in the markets being overlooked? How do MFIs maintain a form of alternative energy sources is being linked poverty focus in this era of rapid commercialisation? with microfinance to improve the energy supply of microfinance clients at the village level. Theme 2 - Savings & Asset Building The capacity of the poor to accumulate savings and Theme 5 - Sustainable Development build assets is an integral part of poverty alleviation The ever-increasing awareness of the effects of climate and sustainable economic development. Asset change has focused some debate on the issue of building, an important means to financial security, household and microentrepreneurs’ CO2 emissions in also relates to issues such as knowledge, education, the developing world. Microfinance provides a means health and housing. Savings mobilisation provides of creating sustainable microenterprises through the opportunities for MFIs but the effective resolution of financing of products such as renewable energy, regulatory, legal, capacity and cost constraints create environmentally sustainable sanitation and water future challenges. systems, and ecotourism. Additionally, financing mechanisms such as green investment funds and Theme 3 - Industry Networks The commercialisation of microfinance carbon trading hold promise for both expanding the has outreach of environmentally sustainable microfinance brought into greater relief the issues of institutional and enhancing the economic sustainability of MFIs. performance and capacity building, and the need for strong advocacy around regulatory issues. Networks play an essential role in offering a wide range of services and are essential to the maintenance of a healthy microfinance sector. However, priority areas often must be identified by networks which are operating under financial constraints and may include, amongst other things, information exchange and dissemination, institutional development, development of best practices, peer learning, policy advocacy, research and measurement of impact and social performance. |3| age ASIA MICROFINANCE FORUM 2008 | MELIA HANOI HOTEL, HANOI, VIETNAM | 26-29 AUGUST 2008 An Initiative Of Lead Sponsor The Banking With The Poor Network Citi Foundation The Banking With The Poor Network (www.bwtp. The Citi Foundation (www.citigroupfoundation.org) org) is a network of more than 30 national policy is committed to enhancing economic opportunities institutions, commercial banks, MFIs and NGOs for underserved individuals and families in the from numerous countries in the Asia-Pacific region communities where we work throughout the world. - including Australia, Bangladesh, India, Indonesia, Globally, the Citi Foundation is focusing its giving Laos, Nepal, Pakistan, Philippines, Sri Lanka, Thailand, on Microfinance and Microentrepreneurship, which and Vietnam. Established in the 1990s, the BWTP helps individuals become economically self-sufficient; Network’s objective is to link microfinance with Small and Growing Businesses leading to economic the financial system and to support the provision expansion and job creation; Education, which of inclusive financial services in Asia. It pursues this prepares young people for personal and professional objective through capacity building, information success; Financial Education, which helps individuals sharing, policy dialogue, advocacy and research. make informed financial decisions; and the Environment with a focus on sustainable enterprises that generate jobs and stimulate economic growth Organised By while preserving the environment. The Foundation for Development Cooperation Established in 1990 in Australia, The Foundation Citi is one of the world’s largest corporate donors for to the microfinance sector. The Citi Foundation Development Cooperation (www.fdc.org.au) international has contributed nearly US$60 million in funding to development organisation. The mandate of FDC support 250 microfinance institutions, microfinance calls for it to conduct policy-oriented research, foster networks public awareness, mobilise broader Australian and 55 countries. Since 1997 in Asia alone, the Citi overseas development cooperation, and support Foundation has committed more than US$18 million nongovernmental development efforts. FDC has in funding for microfinance-related programs. is an independent, not-for-profit worked in the field of microfinance for 18 years. Through partnerships and alliances, FDC undertakes a range of initiatives which seek to improve the lives of poor people in developing countries, foster innovative approaches to development, and connect policy work to self-help efforts at the grass roots level. FDC’s work includes economic development and assessment, policy analysis, grass-roots community based initiatives, strategic research, partnerships and leverage, advocacy, consulting and advisory services, project design and implementation, secretariat and network management, and training and capacity building. FDC’s headquarters is in Brisbane, Australia. FDC has an Asia regional office in Singapore and a Pacific regional office in Fiji is to be opened on 15 September 2008. |4| and microenterprise programs in age ASIA MICROFINANCE FORUM 2008 | MELIA HANOI HOTEL, HANOI, VIETNAM | 26-29 AUGUST 2008 In Association With In Partnership With European Commission ADA The mission of the European Commission is to promote ADA (Appui au développement autonome, (meaning the general interest of the European Union. It does “Support for Autonomous Development”)) is a non- so by anticipating in the decision-making process, governmental organisation (NGO) specialising in in particular by presenting proposals for European microfinance. Founded in 1994 in Luxembourg, ADA law, by overseeing the correct implementation of has been mandated by the Ministry of Foreign Affairs the Treaties and European law, and by carrying out Cooperation Department and has been operating common policies and managing funds. since 2007 under the High Patronage of Her Royal Highness The Grand Duchess of Luxembourg. PlaNet Finance PlaNet Finance (www.planetfinance.org) is an Its mission consists in supporting microfinance international non profit organization, which aims institutions (MFIs) based in developing countries at alleviating poverty by contributing to the in their growth process. This support, which may development of the microfinance sector. PlaNet be of a technical and/or financial nature, is aimed Finance’s aim is to support banks, cooperatives, at increasing the professionalism of the MFIs by Non Governmental Organizations (NGO), and the making them more effective, independent and Microfinance Institutions, by providing them with innovative. ADA works in direct partnership with 25 operational services in terms of capacity building MFIs located in Africa, Asia and Latin America. Nearly and financing to facilitate their growth. PlaNet 200 microfinance institutions benefit indirectly from Finance also works with the private sector (banks different services. ADA also works with Professional and financial institutions),international agencies and Associations and MFI Networks providing them governments to facilitate the creation of an efficient technical and financial support to help these microfinance sector. organisations implement their action plans. State Bank of Vietnam SEEP The State Bank of Vietnam was established in 1951. Established in 1985, the Small Enterprise Education Until 1988 SBV played the role of a Central Bank, & Promotion (SEEP) Network is the international setting broad monetary policies and regulations, network of practitioners working in microfinance and the role of a commercial bank, carrying financial and microenterprise development. Its 74 institutional activities of a regular retail bank. Since 1988, and members are active in 139 countries and reach over the reform of the financial system, the banking 25 million microentrepreneurs and their families. sector follows a regular two tiers system, with the SEEP’s mission is to connect these practitioners establishment of specialised commercial banks. The in a global learning environment. It is through law on the State of Bank of Vietnam (1998) clarifies this member-driven, collaborative platform that the roles and responsibilities of the central bank. SEEP collects and shares best practices, and fosters technical innovation and progress for the industry. SEEP also specializes in the development of regional and national microfinance associations, or networks. |5| age ASIA MICROFINANCE FORUM 2008 | MELIA HANOI HOTEL, HANOI, VIETNAM | 26-29 AUGUST 2008 Sponsors Networks are critical agents because they have the potential to advocate for an enabling policy environment, promote best practices and contribute AusAID to the growth of the microfinance industry at large. The Australian Agency for International Development Over the past decade, SEEP has worked with over 30 (AusAID) is the Australian Government agency networks on institutional strengthening activities, responsible for managing Australia’s overseas aid and has recently added 12 networks from Europe, program. The objective of the aid program is to assist Africa, and Latin America to its membership. developing countries reduce poverty and achieve sustainable development, in line with Australia’s Vietnam Bank for Social Policies national interest. AusAID provides advice and The Vietnam Bank for Social Policies was established support to the Minister and Parliamentary Secretary under Premier’s Decision No. 131/2002QD-TTg dated on development policy, and plans and coordinates October 4th, 2002 and the Government’s Decree No. poverty reduction activities in partnership with 78/ND-CP dated October 4th, 2002 on providing developing countries. credit for the poor and other policy beneficiaries; based upon the re-organization of the Bank for IBM the Poor and separation from Vietnam Bank for Established in 1911 in New York, United States, IBM is Agriculture & Rural Development for purpose of the world’s leading information technology services detaching policy lending from commercial lending. company, offering a range of integrated solutions, VBSP is a State-owned non-profit credit institution products and services. that is currently in charge of providing policy credit In 1994, IBM established Representative Offices in to the poor and other policy beneficiaries. Hanoi and Ho Chi Minh City. After that, IBM Vietnam Vietnam Microfinance Working Group Company was established and became one of the first Vietnam Microfinance Working Group (VMFWG) 100% foreigned-invested IT companies in Vietnam. was founded to create a forum for microfinance IBM provides a complete range of products and practitioners to share experiences with each other, services in Vietnam including servers, Storage System, come together to debate relevant issues, and speak Software, Point-of-Sales systems, warranty/maintenance, to policy makers with a unified voice. Founded in system integration, e-business, project management, 2004 as an informal organization under the VUFO- education/training, and consulting. NGO Resource Center, according to the Working IBM is proud to contribute to the development and Group Guidelines approved by the Resource Centre progress of Vietnam not only by providing unique Steering Committee in April 2003, the VMFWG is business solutions, experience exchange but also open to all individuals and organizations interested through philanthropic projects to support the in microfinance in Vietnam. The goal of the VMFWG country’s education and cultural renovation efforts. is “to enhance the impact of microfinance on poverty alleviation by promoting quality and sustainability of microfinance in Vietnam both in the practice of institutions and in an improved enabling environment.” |6| age ASIA MICROFINANCE FORUM 2008 | MELIA HANOI HOTEL, HANOI, VIETNAM | 26-29 AUGUST 2008 IFC Unilever Vietnam IFC, a member of the World Bank Group, fosters Starting operation in Vietnam in 1995, Unilever sustainable economic growth in developing countries Vietnam has become one of the most successful by financing private sector investment, mobilizing foreign invested companies in the country, with private capital in local and international financial most of its brands being the #1 household brands in markets, and providing advisory and risk mitigation the market, including Omo, Sunlight, Dove, Sunsilk, services to businesses and governments. IFC’s vision Clear, Lux, Close-up, Lipton, Knorr, Viso, Sunsilk, P/S is that people should have the opportunity to escape and Knorr. Unilever Vietnam is committed to Add poverty and improve their lives. Vitality to Life of the Vietnamese people through In FY07, IFC committed $8.2 billion and mobilized provision of international quality and affordable an additional $3.9 billion through syndications priced products in health, hygiene and nutrition. and structured finance for 299 investments in 69 At the same time, through the Unilever Vietnam developing countries. IFC also provided advisory Foundation, the company has achieved a strong services in 97 countries. For more information, visit record in contributing to social and community www.ifc.org. initiatives in Vietnam. Its CSR programs focus on three strategic, long-term platforms: health and The International Labour Organization hygiene in collaboration with the Ministry of Health; The International Labour Organization (ILO) is children development with Ministry of Education the United Nations agency devoted to advancing and Training, and women empowerment with the opportunities for women and men to obtain decent Vietnam Women Union (VWU). Micro finance is the and productive work in conditions of freedom, key component of the strategic CSR partnership equity, security and human dignity. Its main aims between Unilever Vietnam and the Vietnam Women are to promote rights at work, encourage decent Union, with the objective to help provide Vietnamese employment opportunities, enhance social protection women, especially rural and disadvantaged ones, and strengthen dialogue on work-related issues. with job and income generation opportunities. The implementation of the Unilever Vietnam-VWU The ILO has a unique tripartite structure in which partnership, which commenced in 2007, is executed employers’ and workers’ organizations have an with the technical assistance and close cooperation equal voice with governments in shaping its from the Vietnam National Bank for Social Policies. policies and programmes. Microfinance translates fundamental ILO values into action: it opens up opportunities for participation in the economy, it fosters solidarity and it empowers the working poor. |7| Tuesday 26 August 10:30 - 11:00 Networking Break 14:00 - 17:30 Registration Melia Hanoi Hotel, Hanoi, Vietnam 11:00 - 12:45 PLENARY 2: Financing and Investment Moderator: Mr Cyrille Parant, Chief Executive Officer, PlaNIS, France 19:00 - 19:30 Cocktail Reception 19:30 - 21:30 Opening Dinner Hosted by Citi Speakers 1.Mr Dirk Brouwer, Executive Director, Catalyst Microfinance Investors, Netherlands 19:30 - 19:50 Introduction and Welcome Mr Craig Wilson, Executive Director, The Foundation for Development Cooperation, Australia Ms Pamela Flaherty, Director, Corporate Citizenship, Citi, and President & CEO, Citi Foundation 2.Mr Tor Gull, Managing Director, Oikocredit, Netherlands 3.Mr Loïc De Cannière , Managing Director, INCOFIN, Belgium 19:50 - 20:20 Special Address Madam Truong My Hoa, Former Vice President of Vietnam Introduced by Mr Brett Krause, Citi Country Officer, Citi Vietnam 4.Mr Edgar Generoso, President and Chief Executive Officer, PCFC, Philippines PLENARY 2 12:15 - 12:45 Discussion time and questions 12:45 - 13:45 Lunch Wednesday 27 August 13:45 - 15:30 PLENARY 3: Savings and Asset Building Moderator: Ms Pamela Flaherty, Director, Corporate Citizenship, Citi, and President & CEO, Citi Foundation 08:00 - 08:30 Registration Melia Hanoi Hotel, Hanoi, Vietnam 08:30 - 08:55 Opening Remarks Mr Chandula Abeywickrema, Chairman, Banking With The Poor Network, and Deputy General Manager, Hatton National Bank, Sri Lanka Mr Piyush Gupta, CEO, South East Asia Pacific, Citi Speakers 1.Ms Jamie Zimmerman, Deputy Director, Global Assets Project, New America Foundation, USA 2.Mr K. R. Srikrishna, Associate, Strategic Alliances-New Ventures, Unitus, India 08:55 - 09:15 Keynote Address Mr Nguyen Van Giau, Governor, State Bank of Vietnam 3.Mr Anil Mehta, Sr Director, New Markets SBU, Max New York Life, India Introduced by Mr Brett Krause, Citi Country Officer, Citi Vietnam 4.Mr Cesar Lopez, Regional Director-China, ACCION International, China 09:15 - 10:30 PLENARY 1: The Future of Microfinance in Asia Moderator: Mr Robert Annibale, Global Director, Citi Microfinance 15:00 - 15:30 Discussion time and questions 15:30 - 16:00 Networking Break PLENARY 1 Speakers 1.Mr Nimal Fernando, Microfinance Practice Leader, ADB, Philippines 2.Mr Shafiqual Choudhury, President, ASA, Bangladesh 3.Mr Arnaud Ventura, Vice President, PlaNet Finance, France 4.Mr Satish Pillarisetti, Chief General Manager, NABARD, India |8| PLENARY 3 age ASIA MICROFINANCE FORUM 2008 | MELIA HANOI HOTEL, HANOI, VIETNAM | 26-29 AUGUST 2008 Wednesday 27 August - cont’d 16:00 - 17:15 CONCURRENT PANEL SESSIONS GROUP A - Equity Investment in Microfinance Moderator: Mr Arnaud Ventura, Vice President, PlaNet Finance, France GROUP D - Internet-based Lending Models Status and Trends Moderator: Ms Melanie Aube, Senior Operations Officer, The Foundation for Development Cooperation, Australia Speakers 1.Mr Ravi Narasimham, Investment Director, Caspian Advisors Speakers 1.Mr Arvind Ashta, Professor of Finance, Control and Law, CEREN, Burgundy School of Business, France GROUP A 2.Mr Haje Schuette, Divison Chief, KfW Bankengruppe, LIb Financial and Private Sector Asia, Germany 2.Mr Darren Miao, Asia Representative, Kiva, USA 3.Mr Erik Geurts, Senior Equity Investment Officer, Triple Jump B.V. , Netherlands 3.Ms Casey Wilson, CEO, Wokai, China 19:00 - 21:30 4.Mr Bas Rekvelt, Sr. Investment Officer Asia, Netherlands Development Finance Company (FMO), Netherlands Venue: Vietnam National History Museum, 1 Pham Ngu Lao St. Keynote speaker: Mr Arnaud Ventura, Vice President, PlaNet Finance, France and Mr Shafiqul Choudhury, President, ASA, Bangladesh GROUP B - Innovations in Microfinance Investment Moderator: Mr Minh-Huy Lai, Chief Operating Officer, PlaNet Finance, France GROUP B Speakers 1.Ms Cathryn Carlson, Program Manager, The Microfinance Initiative for Asia, International Finance Corporation, Indonesia 2.Ms Camilla Nestor, Director, Capital Management and Advisory Center, Grameen Foundation, USA 3.Ms Femke Bos, Fund Manager, Triodos Bank, Netherlands 4. Mr Anurag Agrawal, Vice President, Intellecap, India GROUP C - Savings Mobilisation Moderator: Mr Frans Purnama, Chief Executive Officer, Global Innovation Consulting, Indonesia Speakers 1.Ms Madhurantika Moulick, Financial Systems Specialist, MicroSave, India GROUP C Dinner Hosted by 2.Ms Le Nguyet Minh, Regional Program Officer, Oxfam America, USA 3.Dr Joy Deshmukh-Ranadive, Director, Indian School of Microfinance for Women, India |9| GROUP D age ASIA MICROFINANCE FORUM 2008 | MELIA HANOI HOTEL, HANOI, VIETNAM | 26-29 AUGUST 2008 Thursday 28 August GROUP C - Microinsurance - Operations and Regulations Moderator: Mr Nimal Fernando, Microfinance Practice Leader, ADB, Philippines PLENARY 4 09:00 - 10:45 PLENARY 4: The Role of Networks in Advancing Microfinance Moderator: Mr Robert Annibale, Global Director, Citi Microfinance Speakers 1.Mr Edgardo F. Garcia, Executive Director, MCPI, Phillipines Speakers 1.Mr Ayandev Saha, Manager, Health Projects, ICICI Prudential Life Insurance Company Ltd, India 2.Mr Hout Ieng Tong, Chairman, Cambodia Microfinance Network, Cambodia 2.Ms Elizabeth McGuinness, Senior Project Manager, Microfinance Opportunities, USA 3.Mr Grzegorz Galusek, Executive Director, MFC, Poland 3.Dr Quynh Ngoc Nguyen, Consultant, R&D Department, Bank for Foreign Trade of Vietnam, Vietnam 4.Andre Laude, Chief Investment Officer, Global Financial Markets Department, IFC, USA GROUP C 4.Dr N Jeyaseelan, Microfinance Consultant, India 10:15 - 10:45 Discussion time 10:45 - 11:15 Networking Break 11:15 - 12:30 CONCURRENT PANEL SESSIONS GROUP D - Microfinance Partnerships Moderator: Mr Jamie Bedson, Asia Regional Representative, The Foundation for Development Cooperation, Australia GROUP A GROUP A - Leveraging remittances - A Microfinance Issue? Moderator: Mr Craig Wilson, Executive Director, The Foundation for Development Cooperation, Australia Speakers 1.Dr Sankar Datta, Dean, The Livelihood School, Basix, India 2.Mr Fazlul Kader, General Manager, PKSF, Bangladesh Speakers 1.Ms Angela Heng, Vice-President, Asia-Pacific, The Western Union Company, China 3.Mr Shankar Man Shrestha, CEO, RMDC, Nepal 4.Mr Ruben de Lara, Executive Director, TSPI, Philippines 2.Mr Mohammad Rashed Al Hasan, Program Officer, INAFI, Bangladesh 12:30 - 13:30 Lunch 3.TBA 13.30 - 17.30 AFTERNOON ACTIVITIES (SELECT ONE) 12:30 - 17:30 Field Visit, hosted by Vietnam Microfinance Working Group TYM Fund of the Vietnam Women’s Union and Binhminh will host field visits to see branches at work outside Hanoi. Numbers limited for attendance. GROUP B - Microfinance and Housing Moderator: Bridget Centenera, Microfinance Programs Director, Sigma Global Company, Australia GROUP B Speakers 1.Mr Eduardo Jimenez, Microfinance Consultant, Central Bank of the Philippines, Philippines 13:30 - 18:00 2.Mr Wesley Nguyen, National Program Director, Habitat for Humanity, Vietnam 19:00 - 21:30 Dinner Hosted by Vietnam Bank for Social Policies Venue: Horison Hotel 40 Cat Linh Street, Hanoi Keynote speaker: Madam Ha Thi Hanh, General Director, VBSP 3.Mr Rolando Victoria, Executive Director, ASKI, Philippines 4.Mr Alok Prasad, Country Director, Microfinance Group, Citi India | 10 | PlaNet Finance investor-MFI matchmaking event GROUP D age ASIA MICROFINANCE FORUM 2008 | MELIA HANOI HOTEL, HANOI, VIETNAM | 26-29 AUGUST 2008 Friday 29 August 08:30 - 10:15 PLENARY 5: Microfinance and Technology Moderator: Ms Nina Nayar, Microfinance Consultant and BWTP Network Consultant, India GROUP A - Policy, Perception and Perspective: Microfinance Networks and Advocacy Moderator: Mr Eduardo Jimenez, Microfinance Consultant, Central Bank of the Philippines Speakers 1.Mr Omar Andaya, President, Green Bank, The Philippines Speakers 1.Ms Vijayalakshmi Das, CEO, FWWB, India 2.Mr Alberto Jimenez, Global Business Advisor FSS, IBM Global Services, USA 3.Mrs Le Lan, Lead of Advocacy Taskforce ,VMFWG, Vietnam 2.Mr Wolday Amha, Executive Director, AEMFI, Ethiopia PLENARY 5 3.Mr Abu Saleh Mohammad Musa, Chief Investment Officer, Microenterprise Development Fund, Anukul Foundation, Bangladesh GROUP B - Microfinance and Technology Banking the Unbanked Moderator: Mr Lasantha Mendis, Director, Lak Jaya Ltd, Sri Lanka 4.Mr Chandula Abeywickrema, Chairman, Banking With The Poor Network, and Deputy General Manager, Hatton National Bank, Sri Lanka 9:45 - 10:15 Speakers 1.Ms Pia Roman, Head, Inclusive Finance Advocacy, Bangko Sentral ng Pilipinas, Phillipines Discussion time 2.Mr Ryk Ramos, E-Commerce Director, B2Bpricenow.com Inc, Philippines Networking Break 3.Mr Fadri Effendy, Business Development Manager, MICRA, Indonesia 10:30 - 12:15 PLENARY 6: Microfinance and Environmental Sustainable Development Moderator: Mr Bastiaan Teune, Advisor, Biogas/ Renewable Energy, SNV, Vietnam GROUP C - Energy lending - Access to Modern and Renewable Energy Moderator: Ms Nicola Armacost, Founder, ARC Finance, USA Speakers 1.Mr Minh Cuong Le Quan, Manager, Climate Change Unit, Renewable Energy, Environment and Solidarity Group (GERES), Cambodia Speakers 1.Ms Kathleen Robbins, Director, Clean Energy, Green Microfinance, USA 2.Mr Prem Subedi, Microfinance Specialist, Winrock, Nepal 3.Ms Nicola Armacost, Founder, ARC Finance, USA 3.Mr Emil Anthony, Deputy Managing Director, SEEDS, Sri Lanka 4.Mr Jack Sim, Founder and Director, World Toilet Organisation, Singapore 4.Ms Sally Burns, Managing Director, Sigma Global, Australia 11:45 - 12:15 Discussion time Lunch 13:15 - 14:30 CONCURRENT PANEL SESSIONS | 11 | GROUP C PLENARY 6 2.Mr Gil Dennis Raposa, Managing Partner, Integrated Conservation Solutions Asia Co. Ltd., Philippines 12:15 - 13:15 GROUP B 10:15 - 10:30 GROUP A age ASIA MICROFINANCE FORUM 2008 | MELIA HANOI HOTEL, HANOI, VIETNAM | 26-29 AUGUST 2008 Friday 29 August - cont’d GROUP D - Microfinance Regulations New Policy Options Moderator: Dr John Conroy, Special Consultant, The Foundation for Development Cooperation, Australia 15:00 - 16:15 PLENARY 7: Vietnam’s Microfinance Industry Opportunities and Challenges Moderator: Mr Noritaka Akamatsu, Lead Financial Economist, World Bank, Vietnam GROUP D Speakers 1.Mrs Rose Cooray, Assistant Governor, Central Bank of Sri Lanka, Sri Lanka Speakers 1.Mr Truong Ngoc Anh, Deputy Director, State Bank of Vietnam, Vietnam 2.Mr Abdul Awal, Director, Credit and Development Forum, Bangladesh 2.Mr Le Hong Phong, Deputy Director-General, Vietnam Bank for Social Policies, Vietnam 3.Ms Savita Shankar, Researcher, National University of Singapore, Singapore 14:30 - 15:00 Networking Break 15:00 - 16:15 CONCURRENT PANEL SESSIONS 3.Mrs Duong Thi Ngoc Linh, President, VMFWG, Deputy Director of TYM Fund, Vietnam 4.Mr Nguyen T Binh, Financial Specialist, ADB, Philippines 16:00 - 16:15 Discussion time GROUP A - Credit Bureaus and Microfinance Moderator: Ms Kelly Hattel, Microfinance Consultant, USA 16:15 - 17:45 CLOSING PLENARY: The Future of Microfinance in Asia: Assessing the Outlook Moderator: Mr Craig Wilson, Executive Director, The Foundation for Development Cooperation GROUP A Speakers 1.Mr Miguel Llenas, Credit Bureau Advisor, USA 2.Mr Moazzam Iqbal, Network Coordinator, Pakistan Microfinance Network, Pakistan Speakers 1.Mr Chandula Abeywickrema, Chairman, Banking With the Poor Network and Deputy General Manager, Hatton National Bank, Sri Lanka 3.Ms Margarete Biallas, Program Manager, Access to Finance, International Finance Corporation, Vietnam GROUP B - Sustainable Development in Rural Communities Moderator: Ms Paula Bennett, Director, Corporate Citizenship, Citi Asia Pacific 2.Mr Blaine Stephens, Chief Operating Officer and Director of Analysis, MIX Market, USA Speakers 1.Mr Sohel Mahmud Sagar, Executive Vice President, ASA, Bangladesh 4.Mr Ron Bevacqua, Director, PlaNet Finance’s Asia Technical Hub, Japan 3.Ms Syeda Obaida Haque, Program Director, Shakti Foundation, Bangladesh 5.Dr John Conroy, Special Consultant, The Foundation for Development Cooperation, Australia 2.Mr Kunto Binawan, Associate, PT Starling Asia, Indonesia 17:15 - 17:45 Discussion time 3.Ms Le Thi Hao, Community Development Expert, UEPP, Vietnam 17:45 - 18:00 Closing remarks Mr Chandula Abeywickrema, Chairman, Banking With The Poor Network, and Deputy General Manager, Hatton National Bank, Sri Lanka Mr Brett Krause, Citi Country Officer, Citi Vietnam | 12 | CLOSING PLENARY GROUP B PLENARY 7 age ASIA MICROFINANCE FORUM 2008 | MELIA HANOI HOTEL, HANOI, VIETNAM | 26-29 AUGUST 2008 VBSP FIELD VISIT GROUP A Saturday 30 August - VBSP Field Visit GROUP A - Hung Yen GROUP C - Phu Tho 08:00 Assembly at the Melia Hanoi Hotel lobby 08:00 Assembly at the Melia Hanoi Hotel lobby Proceed to VBSP Provincial Branch Proceed to VBSP Provincial Branch 09:30 - 09:45 Welcome remarks by the Director of Hung Yen Provincial Branch 09:30 - 09:45 Welcome remarks by the Director of Phu Tho Provincial Branch Proceed direct to the transaction point at selected commune Proceed direct to the transaction point at selected commune 10:15 - 11:30 Meet and dialogue with VBSP clients at the transaction point at selected commune 10:15 - 11:30 Meet and dialogue with VBSP clients at the transaction point at selected commune 11:30 - 12:30 Lunch 11:30 - 12:30 Lunch 12:30 - 16:00 Visit some microfinance models of selected VBSP clients 12:30 - 16:00 Visit some microfinance models of VBSP selected clients 18:00 Drop at the hotel lobby 18:00 Drop at the hotel lobby VBSP FIELD VISIT GROUP B 10:15 - 11:30 Meet and dialogue with VBSP clients at the transaction point at selected commune GROUP B - Hai Duong 08:00 Assembly at the Melia Hanoi Hotel lobby 11:30 - 12:30 Lunch Proceed to VBSP Provincial Branch 09:30 - 09:45 Welcome remarks by the Director of Hai Duong Provincial Branch 12:30 - 16:00 Visit some microfinance models of VBSP selected clients Proceed direct to the transaction point at selected commune 18:00 Drop at the hotel lobby | 13 | VBSP FIELD VISIT GROUP C age ASIA MICROFINANCE FORUM 2008 | MELIA HANOI HOTEL, HANOI, VIETNAM | 26-29 AUGUST 2008 age ASIA MICROFINANCE FORUM 2008 | MELIA HANOI HOTEL, HANOI, VIETNAM | 26-29 AUGUST 2008 P RO FIL ES Andre Laude Abu Saleh Mohammad Musa Andre Laude is Chief Investment Officer for IFC’s Abu Saleh Mohammad Musa is a young professional in Micro and Small Business Finance Worldwide. He the area of microfinance and business development, has over 15 years of financial markets experience on currently working as the Chief Wall Street, in London, Mexico City and Casablanca, Investment - including management consulting for the Financial Microenterprise Development Institutions Group at Booz-Allen & Hamilton. Andre Fund of Anukul Foundation, a holds a M.A. international economics of the School of spin-off microfinance entity of Advanced International Studies of the John Hopkins CARE Bangladesh. He combines University. Andre was also a Hoover Foundation strong analytical, financial and Fellow for the Development of the Universite Libre de management skills with expertise in microfinance, Bruxelles. Andre holds the following Board positions: participatory product Chair, Global Microfinance Facility; Director, CoopEst social Fund in Eastern Europe; Director, MicroCred S.A. appraisal development, and technology Global Financial Markets Department focusing on Officer training, innovation, Investment Holdings. performance management and product costing. He is a Certified Service Provider (CSP) for MicroSave in Market Angela Heng Research for Microfinance Toolkit. Mr. Musa has completed his MBA in Finance from the University of Angela Heng is Regional Vice President, Corporate Dhaka, Bangladesh. Affairs for The Western Union Company, with Alok Prasad responsibility affairs Alok Prasad is Country Director of Citi’s India’s Global Cards. A corporate countries and territories in Development for Citi India’s Banking public communications across 38 Microfinance Group and Head of Strategy & Business Consumer and for Asia Pacific. A member of the and Asia Pacific executive team, senior she also leads the company’s banker with over 25 years of regional experience, Alok began his efforts in community development, working closely with The Western Union Foundation career with the Reserve and NGOs to create economic opportunities for the Bank of India. In 1989, he communities in which Western Union customers was seconded to the National Housing Bank where and employees live and work. he was closely associated with the framing of policies for the housing finance sector. In 1996, he moved to the private sector as the CEO of ITC Home Finance Limited. Alok joined Citi in 2000 and has been instrumental in building Citi’s home equity business in India. | 14 | age ASIA MICROFINANCE FORUM 2008 | MELIA HANOI HOTEL, HANOI, VIETNAM | 26-29 AUGUST 2008 Anurag Agrawal Arvind Ashta Anurag Agrawal is a Vice President at Intellecap and Arvind Ashta is a professor of finance, control and leads the Investment advisory practice of the firm law at the Burgundy School of Business (Groupe ESC with specific focus on assisting Dijon-Bourgogne) in France. early stage multiple bottom- He offers an optional course in line enterprises access growth Microfinance capital in the form of equity currently his main field of investments. He has been research. Within this field he is involved with carrying out looking at usury legislation, valuations for most of the ethics, economics of capital leading microfinance institutions in India and has flows and peer to peer lending. He holds a B.A. also assisted some of these institutions in their fund (Hons.) in Economics from St. Stephen’s College, Delhi raising efforts. Anurag manages some of the key University, a PGDM from IIM Calcutta and a Doctorate client and investor relationships for Intellecap. He has in Law from the University of Paris 2 (Panthéon- worked with several socially oriented investors Assas). He worked 17 years in Corporate Enterprises assisting them in identifying suitable investment in India and France before entering academics. and this is opportunities in the development finance space, Ayandev Saha carrying out preliminary due diligences exercises on their behalf and facilitating investment transactions Mr. Saha is currently a Project Manager (Health) in into such entities. ICICI Prudential Life Insurance Company, a joint Arnaud Ventura venture between ICICI Bank Arnaud Ventura is currently President of MicroCred holds post graduate degree in S.A.’s Board of Directors and Vice-President of PlaNet Economics from University of Finance. Arnaud founded MicroCred in 2005 and Calcutta and an MBA degree served as CEO of the organization. Prior to founding with MicroCred, Arnaud co-founded and managed Insurance and Prudential Plc. Ayandev PlaNet Finance from 1998 to 2005. As CEO of PlaNet specialization from in National Insurance Academy (NIA), Pune, India. Finance, Arnaud led the development of PlaNet He is doing extensive research in the field of Finance from a modest provider of microfinance microfinance services with a yearly budget of 500 KUSD in 1999 and presented several insurance and management related papers in the field to a diversified microfinance group with a TA of microfinance at national and international budget of over 15 MUSD. Before co-founding PlaNet conferences / seminars organised by institutions like Finance, Arnaud worked for BNP Paribas in France Actuarial Society of India, Asia Insurance Review, and then in Argentina from 1995 till 1998. Prior to CGAP, GTZ, IIM-Ahmedabad, ISB-Hyderabad, IIM- that, Arnaud participated in the creation of two Bangalore, IRDA, PDMA, Munich Re Foundation, leading Internet service providers in France and in Micro Insurance Centre and World Bank. Thailand (1993 - 1995). | 15 | age ASIA MICROFINANCE FORUM 2008 | MELIA HANOI HOTEL, HANOI, VIETNAM | 26-29 AUGUST 2008 Bas Rekvelt Brett Krause Bas started his professional career in corporate Brett Krause was appointed Citi Country Officer of banking at ING. In 2001 he joined Triodos Investment Citi Vietnam in July 2008. Brett started his career Management. At Triodos he with Citi in France in 1993, managed among others a and has held various roles for portfolio Citi in Taiwan, Japan and of microfinance investments across Asia. China. in Before moving to Vietnam, Brett was Head of 2007 Bas joined FMO as a Citi China’s Global Transaction senior investment officer for Services, based in Shanghai. Asia. During his career he closed several equity transactions with microfinance Brett is a Governor of the American Chamber of institutions and served on the board of directors of Commerce in Vietnam, and he has also served as a some of these institutions. strategic advisor for the Joint U.S.-China Cooperation on Clean Energy. Brett holds a Bachelor of Science in Foreign Service from Georgetown University and an Blaine Stephens MBA degree from Columbia Business School. Blaine Stephens is Director of Analysis at the Camilla Nestor Microfinance Information eXchange, Inc. (MIX), the world’s leading source of data and information Camilla Nestor joined Grameen Foundation in on MFIs and their funders. It is the publisher of August 2005. She has twelve years of experience the industry leading publication on microfinance in microfinance and commercial banking. Before benchmarking, the MicroBanking Bulletin (www. joining Grameen, she was an associate in Citigroup’s mixmbb.org), and is home to the industry’s largest Structured Corporate Finance Department where portal (www.mixmarket.org) of market data on she originated and executed credit-enhanced debt microfinance institutions and other industry actors. financings for emerging markets firms in Eastern Blaine is responsible for MIX’s global coverage of Europe, the Middle East and Africa. Prior to joining the microfinance market, managing its team of Citi, she spent five years living and working in microfinance analysts, publishing and training Southeast Asia, the Balkans, and Africa supporting widely on MFI performance and leading MIX’s microfinance institutions on start-up, growth management, new product development, and capital efforts to standardize microfinance reporting. raising. Camilla holds an MBA and a masters degree in International Affairs from Columbia University. She speaks Bahasa Indonesia and is conversant in French. | 16 | age ASIA MICROFINANCE FORUM 2008 | MELIA HANOI HOTEL, HANOI, VIETNAM | 26-29 AUGUST 2008 Casey Wilson Casey leads Chandula Abeywickrema Wokai’s business strategy and Current Chairman of Banking with the Poor Network, development, website development, Field Partner is attached to the Hatton National Bank, which is due-diligence evaluation, and the largest private commercial public outreach. She graduated bank Phi Beta Kappa from Wesleyan graduated with a Bachelor of University Commerce (Special) Degree with a BA in in Sri Economics. While at Wesleyan, from she Kelaniya, Sri Lanka functions as the focused development on economic and its applications in China. the Lanka. University He of and Deputy General Manager – Personal Banking & Network Management. After graduation, she completed a course of study at Tsinghua University and the University of California In addition to the above positions he has recently at Berkeley’s Inter-University Program (IUP) for been appointed Team Leader for micro finance for advanced Chinese. Prior to studying at Tsinghua, the Asian Bankers Association and also Chairman of she spent two summers studying Chinese at the Lanka Financial Services for Underserved Settlements Middlebury College Intensive Chinese School. (LFSUS) which a UNDP funded organization with private & public sector participation. Cesar Lopez Craig Wilson Mr. Lopez has worked with ACCION since 1995 and currently serves as vice president and program Craig Wilson is Executive Director of The Foundation manager. Prior to this position, for Development Cooperation in Australia. Mr. Lopez served as senior The Foundation for Development director of Latin America Cooperation Operations. From 1995 to 1997, Mr. Lopez was director of the U.S. and Latin America operations. Mr. Lopez worked as a senior consultant is an independent, not-for-profit international development organisation. Through in KPMG Peat Marwick’s Transfer Pricing & Economic alliances and partnerships, Analysis and Policy Economic Group (currently the FDC undertakes a range of Barents Group). Mr. Lopez holds Doctoral and MA initiatives which seek to degrees in Economics from UCLA and an MBA from improve the lives of poor people in developing UC Berkeley’s Haas School of Business. countries. Craig is an economist with extensive economic policy and business experience. He has worked with numerous international organisations including the World Bank, IFC, UNDP, USAID and others. During the 1990s he served as a diplomat in the Australian foreign service. Craig is co-author of two recent books which focus on opportunities for private sector involvement in poverty reduction. | 17 | age ASIA MICROFINANCE FORUM 2008 | MELIA HANOI HOTEL, HANOI, VIETNAM | 26-29 AUGUST 2008 Dirk Brouwer Craig has a Bachelor of Arts degree in Asian Studies from Griffith University, Brisbane, and a Master’s degree in International Affairs, specialising in Dirk Brouwer is Executive Director of Catalyst Economic Policy Management, from Columbia Microfinance Investors (“CMI”), a microfinance private University, New York. equity fund (www.catalyst-microfinance.com), which dedicates itself to equity or hybrid equity Cyrille Parant investments in promising, emerging microfinance In January 2008, Cyrille PARANT, 48, was named Head CMI was established in 2005 and is managed by an of PlaNet Finance’s new Investment Services unit investment management company which is owned (PlaNIS). In 2006, Cyrille was Head of the International and operated in partnership by ASA of Bangladesh Microfinance Portfolio of BNP Paribas, responsible for and Sequoia of the Netherlands. institutions (“MFI”) throughout Asia and Africa. developing the bank’s microfinance portfolio. Before Dirk is also the founder and Managing Director joining the world of Microfinance, Cyrille spent of Sequoia (www.sequoia.eu), an international almost 25 years as an investment banker for Banque corporate finance advisory and private equity firm Paribas and then BNP Paribas, after the merger of the based in the United Kingdom and the Netherlands. two banks in 1999. While with Banque Paribas and Dirk holds a Masters Degree in Economics from the then BNP Paribas Cyrille served mostly in the Asia Erasmus University of Rotterdam and a Masters of Pacific and Middle East, including Abu Dhabi, Korea, Business Administration (MBA) from the Graduate Spain, and Singapore. He also held several tenures in School of Business of Stanford University, California. the Paris head office. Ed Jimenez Darren Miao Ed Cabral Jimenez is currently serving as the BSP Darren is responsible for growing and managing Microfinance Consultant since 2001. Kiva’s network of MFI partners in the East Asia-Pacific He was the former Executive Director of the microfinance Region. He previously worked in commercial banking network APPEND (1995-1999) and was also the at Bank of America in their Leadership Rotation Deputy Director of KMBI, a microfinance NGO from Program and also brings four years of experience 1993 to 1995. Prior to moving to the NGO sector from the social enterprise consulting firm Community he worked in various capacities with the then Wealth Ventures. Darren developed a passion for Central Bank of the Philippines from 1978-1994. microfinance while attending business school where His last posting at the Central Bank was as Treasury he worked on a voluntary basis for both Microcredit Operations Officer wherein he helped managed Enterprises and Microplace. Darren holds an MBA the Bank’s international portfolio. Ed has provided from the Haas School of Business at UC Berkeley and technical assistance to the Credit Policy Improvement a B.A from Duke University. Program (CPIP), a bilateral assistance focused in strengthening the legal, regulatory environment for MFIs, especially the cooperative sector. He was also the ADB Housing Microfinance Consultant that implemented the Development of Poor Urban Communities Sector Project (DPUCSP and the ADB Financial Literacy Specialist that helped craft the Philippine Microfinance Financial Literacy Program). | 18 | age ASIA MICROFINANCE FORUM 2008 | MELIA HANOI HOTEL, HANOI, VIETNAM | 26-29 AUGUST 2008 Emil Anthony Fazlul Kader Mr. Emil Anthony is the Deputy Managing Director Mr. Fazlul Kader, General Manager of PKSF, has been of SEEDS Guarantee Limited. He Counts over 30 working with this organization since its inception years of experience in Commercial Banking, and in in 1990. He studied Economics State and Private sectors, and holds two Master’s and Business Administration Degree in Economics and in Business Administration in University of Dhaka and from the University of Colombo. In consideration received training from Asian of his contribution to the banking industry and his Institute of Technology and academic achievements, he was awarded Fellowship Harvard University. Mr. Kader in Institute of Bankers of Sri Lanka in 1998. has been playing an important role in the operations department of PKSF Erik Geurts over the last 18 years, which is the biggest apex funding and institution building organization for After working as a special credits loan officer for an MFIs and a role model of its kind in the world. international factoring company, I started in 1997 as a micro finance investment Mr. Kader has also worked as an apex-funding officer for Triodos Bank in the specialist in a number of South Asian, Middle Eastern Netherlands. As such I worked and African countries. on micro finance and fair Femke Bos trade finance projects, mainly in Latin America. There I Femke Bos is Fund Manager at Triodos Investment gained my experience with equity deals in various Management, part of the Triodos Bank Group in the grades of complexity. This experience included board Netherlands. She manages memberships. In 2006 I started working for Triple one of the three mixed debt/ Jump in order to assist with building up an equity equity funds (total invested portfolio. capital EUR 130 million) At the moment I’m alternate board member of under Triodos’ management Edpyme Confianza in Peru and about to be elected investing board member of HKL in Cambodia. institutions in microfinance in developing countries. She is also responsible for a number of direct investments in microfinance in Asia and the Middle East and serves on the board of directors of XacBank in Mongolia, ACLEDA Bank Plc. in Cambodia and ACLEDA Bank Lao Ltd in Lao PDR. Prior to joining Triodos Bank in 2002, she held several positions with ABN AMRO Bank in the Netherlands. She obtained a Master’s degree in Law from the University of Amsterdam. | 19 | age ASIA MICROFINANCE FORUM 2008 | MELIA HANOI HOTEL, HANOI, VIETNAM | 26-29 AUGUST 2008 Frans Purnama Grzegorz Galusek Frans Purnama started his own Microfinance Grzegorz Institution in Tangerang in 1998 which has become Microfinance Centre (MFC) for Central and Eastern one of the leading MFIs in Indonesia. Then in 2003 he Europe joined Habitat For Humanity International as National Independent Program Director for the Housing Microfinance and the NIS), is a microfinance Program. specialist with significant field Galusek, executive based in Poland. established Global Innovation Consulting (GIC) in Newly States (C&EE As director of the MFC he has designed regional and country specific programmes early 2007, a technical services provider focusing which address the needs for financial and non- on Microfinance with a Head Office in Jakarta and financial services among low-income people and representative office in Singapore. GIC provides micro-entrepreneurs. Additionally, Mr Galusek has technical assistance for more than 70 organisations, initiated a regional, microfinance policy program providing training and consultancy to more than 70 with a broad goal of fostering creation of a favorable different MFIs (both Bank and non-Bank MFIs). Since legal and regulatory framework for access to financial April 2008, Frans Purnama has been assigned to services for low-income people in specific countries Grameen Foundation USA as Program Management of C&EE and the NIS. Currently, Mr Galusek serves on Consultant for Village Phone project in Indonesia. the UN Adviors Group on Inclusive Financial Sectors. Gil Dennis Raposa Haje Schütte Gil Dennis A. Raposa is the founding Managing Haje Schütte is Division Chief for Financial and Partner of Integrated Conservation Solutions Asia Co. Private Ltd. and the President of the InterActive Asia Group. Sector Development extensive and Community Investment Forum (CCIF), in KfW and in small enterprise finance in Asia, of CCIF work for the IFC/GEF-funded project on Eastern Europe and Africa.He marine aquarium fishes and coral reefs ecosystem is conservation. A recognized expert in the fields of a graduate from the London School of Economics, micro, small and medium enterprise development, Free business strategy formulation, strategic planning, Mr. at experience microfinance whose capacity he managed the implementation training Asia Development Bank. He has He is also a Senior Associate with the Conservation development, the microfinance institution (MFI) as Banking & Microfinance Specialist. Frans Purnama entrepreneurship the working for Fundusz Mikro, a 4 years and worked for the Asian Development Bank development, and of experience gained through Later, he represented ACDI VOCA as the Trustee for organizational director University of Development Institute. and Raposa’s consulting involvements span over fifteen years with government, non-government, private, as well as foreign-funded projects (World Bank, UNDP, CIDA, AusAid, IFC, etc) in the Philippines and in selected Asian countries. | 20 | Berlin and the German age ASIA MICROFINANCE FORUM 2008 | MELIA HANOI HOTEL, HANOI, VIETNAM | 26-29 AUGUST 2008 Hout Ieng Tong Jamie Zimmerman Mr. Tong, a Cambodian national, Mr. Hout Ieng Tong Jamie M. Zimmerman is Deputy Director of the was one of the founders of Hattha Kaksekar NGO, Global Assets Project, a joint venture of the Asset in 1996, and is also the General Manager of Hattha Building Program at the New Kaksekar Limited. He has been a Board member since America Foundation and the March 1996, and represents the shareholding of Center for Social Development at Hattha Kaksekar NGO. He is also the board member of Washington University in St. Cambodian Microfinance Association since 2004 and Louis. The project aims to elected as Chairman in 2008. In 1991, he obtained a inform and stimulate global Bachelor of Agriculture degree in Phnom Penh, and asset-building the increasingly innovations holds a Masters of Business Administration from among Build Bright University. He worked as an economic microfinance, financial education, social policy, and researcher for 3 years and has 14 years management commercial experience in the microfinance sector. Zimmerman financial was integrated services. the areas Previously, Associate Director of Ms. of Globalization Studies at the University of North Jamie Bedson Carolina at Chapel Hill’s Kenan Institute of Private Enterprise. She is a graduate of the University of Jamie is the Asia Regional Representative for Kentucky, where she also earned a master’s degree in the Foundation for Development Cooperation international political economy and international (Singapore) and Lead Coordinator of the Banking development with the Poor Network. Jamie’s recent work with FDC School of Human Rights Concerns in Trade Policymaking, microfinance and the role of microfinance networks, published in 2007. as well as undertaking research into the emerging issue of energy and microfinance. Jeyaseelan Natarajan His past research and professional work has focused development Patterson co-author of Trade Imbalance: The Struggle to Weigh programs to advance the partnership approach in community the Diplomacy and International Commerce. She is the has concentrated on Banking with the Poor Network on from issues Dr.Jeyaseelan Natarajan holds a M.B.A. in Banking & including Ph.D in Micro finance. During his two decades of microfinance, refugee resettlement and water and rural banking career, he has sanitation. He is based in Singapore having recently piloted several micro finance opened FDC’s first office outside of Australia. products & processes. He has handled assignments on Micro credit / Micro insurance for UNDP, UNOPS, IFAD, WPI & GTZ in India and abroad. He has won the “Micro Finance Knowledge Promoter Award 2007” from United Nations - Solution exchange, New Delhi. He has developed training manuals and conducted ToTs for NGOs & sensitization programs to bank managers. Currently, he is facilitating the NGO – MFI transformation process Tamilnadu , India. | 21 | in Hand in Hand age ASIA MICROFINANCE FORUM 2008 | MELIA HANOI HOTEL, HANOI, VIETNAM | 26-29 AUGUST 2008 John Conroy John Conroy K. R. Srikrishna has been an economist and K. R. Srikrishna is an Associate at Unitus with more development practitioner since 1968, with extensive than more than five years of microfinance and periods of residence in Papua development sector experience including two New Guinea and Indonesia, years at Ujjivan, one of India’s leading microfinance and field experience in South organizations. and East Asia. His interest in Prior to Unitus, Srikrishna was a part of the start rural- and micro-finance dates up team at Ujjivan Financial Services, an urban from 1991, when he became microfinance organization, where he worked across associated with ‘Banking with functions including marketing and distribution, the Poor’. He was Executive Director of FDC until 2000. setting up and managing microfinance branches, John is now Special Consultant to FDC, as well as product development, training, microfinance plus consulting independently. Dr Conroy has been initiatives and he also led the technology setup. associated with APEC since 1995, managing a ‘secondtrack’ process on Economic and Technical Cooperation Srikrishna has been a consultant for the World Bank between 1995 and 2000 and acting as consultant to and International Financial Corporation (IFC) on the government of Mexico when it chaired the APEC microfinance and Small to Medium Enterprise (SME) process in 2002. He is now associated with the ABAC lending in South Asia and Africa. He holds a B. E. initiative on financial inclusion. in Computer Science and Engineering from RVCE, Bangalore. Joy Deshmukh-Ranadive Kathleen Robbins Joy Deshmukh-Ranadive is Director of the Indian School of Microfinance for Women, Ahmedabad, An accomplished senior executive, a dynamic Gujarat, India. The School is leader and a proven innovator, teacher and serial a entrepreneur, Dr. Kathleen Robbins brings more capacity organization building engaged in than twenty five years of successful leadership spreading microfinance as a experience in all aspects of business management, strategy for business development, marketing and information alleviation through poverty the communications technology. Following 8 years as development of appropriate CEO of a cellular company, Kathleen developed a knowledge and skilled human resources via replication of the Grameen Village phone program trainings and research. A doctorate in economics, in Haiti and now a clean biofuels program. With Deshmukh-Ranadive has over twenty years of an engineering science degree and MBA to round experience in gender and development. out her education, Kathleen oversees Microfinance’s Clean Energy Programs. | 22 | Green age ASIA MICROFINANCE FORUM 2008 | MELIA HANOI HOTEL, HANOI, VIETNAM | 26-29 AUGUST 2008 Kelly Hattel Le Thi Hao Kelly Hattel is a microfinance Ms Hao has been working in international Water specialist Supply and Environmental Sanitation Projects over with extensive private and non-profit sector 12 experience in strategic and experienced business development and participation financial analysis, development, and economic fundraising, years. as and well She in is very community as institutional development components of project management. Currently working with the various projects including SEEP Network under the Citi Network Strengthening AusAID, ADB, DANIDA and EU projects. She has Program, she is providing strategic and operational developed, implemented, managed, monitored and support to a number of networks in Asia. Prior to this, evaluated she has worked with regional networks in Africa and comprehensive Community Development Program. the Middle East and country-level networks in Benin This includes training community-based teams to and Pakistan. In addition, Ms. Hattel worked for five implement years as director of the MicroFinance Network, a Scheme, Urban Environmental Planning, Community global network of leading microfinance providers Awareness and working closely with key stakeholder from 26 countries. Ms. Hattel holds a Bachelors groups and identify change agents to develop the degree in International Studies and Law from The capacity to sustain the development process. the Projects’ baseline multi-faceted surveys, Sanitation and Credit American University in Washington, DC and a Masters Liz McGuinness degree in international economics from the Johns Hopkins University School of Advanced International Elizabeth McGuinness has more than 11 years of Studies. Ms. Hattel is currently based in Berkeley, professional California. experience in microfinance. Liz has worked as the Senior Le Hong Phong Project Manager Current Deputy General Director of VBSP, which is the since largest microfinance bank in Vietnam. He graduated oversees with a Bachelor of Banking Degree from the Banking from a large scale impact University of Hanoi, Vietnam. He earned a Master assessment of microfinance degree from National Economics University and Ph.D innovations, to market research studies on the from Banking University of Hanoi. demand for microinsurance, to the development of Microfinance insurance education Opportunities 2004 materials at where projects and she ranging to social performance initiatives. Prior to this, she worked for Save the Children where she managed a group lending program in Tajikistan and later while based in Washington, provided technical assistance to microfinance programs in Africa, Latin America and Central Asia. She has an MA in Economics from New York University and a BA in Economics from McGill University. | 23 | age ASIA MICROFINANCE FORUM 2008 | MELIA HANOI HOTEL, HANOI, VIETNAM | 26-29 AUGUST 2008 Loïc De Cannière Magali Paulus Loïc De Cannière (°1959) is Managing Director of Having a degree in social anthropology and a master Incofin, a Belgium based microfinance investment in humanitarian assistance, Magali Paulus worked fund manager. He joined Incofin in 2001 and for several years on emergency and development successfully reoriented the company’s strategy. In projects in Laos, Sri Lanka and Burkina Faso. After August 2007, he launched “Rural Impulse Fund”, a these valuable field experiences, she decided to Luxembourg SICAV-FIS, in co-operation with EIB, IFC, go back to Luxembourg (where she was born and FMO, BIO and private investors, such as KBC Private raised) to teach development anthropology at a Equity. Before he joined Incofin, Loïc De Cannière was nearby German university. Mid 2007 she decided responsible for project finance at the DEME Group, to make her interest in microfinance more concrete where he structured large port and environmental and applied for a job at the Luxembourg based projects in Tunisia, Ghana, Nigeria, Qatar, India, microfinance NGO ADA. Since July 2007 she’s in Bangladesh and Taiwan. Loïc De Cannière studied charge of ADA’s support programme for microfinance economics and philosophy at the Universities of professional associations and networks. Louvain (Belgium) and Munich (Germany). Margarete Biallas Madhurantika Moulick Margarete Biallas manages IFC’s Access to Finance Madhurantika Moulick is working as Financial Systems Program in the Mekong region since 2006, Specialist with MicroSave in India. She has worked responsible extensively in Asia and Africa with a diverse range development and delivery of of financial institutions providing technical inputs IFC’s on Strategic Business Planning, Strategic Marketing, advisory services. Loan Portfolio Audit, Human Resource Management, joining IFC Margarete worked Market Research for Microfinance, Process Mapping, 10 years for KfW. Ms Biallas Costing and Pricing, Product Marketing, Pilot lead KfW’s global microfinance funds investments Testing and Product Roll Out. Previous to MicroSave, and held various positions in the Eastern Europe and Madhurantika worked as the Program Associate for Sub-Saharan CARE India’s microfinance project - Credit and Savings financial markets investments in these regions and for Household Enterprises (CASHE). Madhurantika has she worked in a German consulting firm for 3 years, a Masters in Social Work from Tata Institute of Social focusing on privatization and SME development. She Sciences in Mumbai, India and Masters in Urban holds a Masters Degree in Economics from and Rural Sociology from Banaras Hindu University, Hochschule fuer Wirtschaft and Politk in Hamburg, Varanasi, India. She is presently perusing Masters in Germany and a Bachelors Degree from University of Banking from The Institute of Chartered Financial Cape Town, South Africa. Analysts of India (ICFAI University). | 24 | Africa for financial departments, the markets Prior to working on age ASIA MICROFINANCE FORUM 2008 | MELIA HANOI HOTEL, HANOI, VIETNAM | 26-29 AUGUST 2008 Melanie Aube Minh Lai Mélanie has extensive experience on business Minh-Huy development projects focussing mainly on capacity Operating Officer in charge of Technical Assistance building, problems is PlaNet Finance (PF)’s Chief business (TA) activities worldwide. He is responsible for the development and structured coordination, development and execution of TA finance. She combines formal projects and initiatives across the PF network. Prior training international to joining PF, he was the Managing Director of Planet strategic Rating (PR) where he built and made it the largest consulting in enterprise, with microfinance rating agency by revenues. Together practical experience to help with the PR team, Minh completed the firm’s spin- in finance solve Lai management, off process, raised capital, decentralized operations development and growth; to implement market and expanded our rating coverage internationally. research; potential/ Before Planet Rating, he was the General Manager opportunities. She applies a participatory leadership of SPBD – Samoa’s largest microfinance institution. style when leading large project teams. She has He also had prior microfinance experience with AfK worked successfully in different settings and in Kosovo. Prior to moving into microfinance, Minh combines rigorous scientific training with cultural had 7 years of investment and commercial banking acuity and fluency in 4 languages i.e. Bahasa experience with JP Morgan Securities in New York, Indonesia, Spanish, French and English. Melanie has Hong Kong and Singapore and with EDC - Canada’s a degree in International Finance from University of export credit agency - in Indonesia and Vietnam. Montreal - HEC (Canada) and hold a post-graduate Minh holds a MBA in International Management from Master’s Thunderbird School of Global Management (Phoenix, and of and to degree in business assess financial Strategic consulting from Complutense University (Spain). USA). He also attended the Harvard Business School’s Microfinance Leadership Program in its Executive Miguel Llenas Education Department in April 2007. Nguyen T. Binh Mr. Miguel Llenas has been devoted to a successful 25-year career in credit bureaus, banking, other Dr Binh T. Nguyen received his PhD in economics financial services in the Dominican Republic and from Georgetown University. His major interest in other countries in Latin America, the Near East microfinance is in the development of diversified and Africa. During this time, Mr. Llenas has been sustainable microfinance sources for the poor in rural deeply involved in developing a number of credit areas. Since 2004, he joined the Asian Development bureaus worldwide (Ecuador, Chile, Mexico, Uruguay, Bank in Manila. First, as an economist working on Costa Rica, Honduras, Algeria, Tanzania and Egypt, project economic analysis, and later as finance among others) and has also managed for ten specialist working on rural and microfinance. Dr years Datacredito, the leading credit bureau in the Nguyen is managing the ADB’s rural finance sector Dominican Republic and one of the most advanced development program in Lao PDR to support in Latin America. Mr. Llenas has also promoted enabling environment and restructuring of state-own international trade agreements and enhanced microfinance institutions. He is currently developing private sector competitiveness in developing country ADB’s major microfinance operation in Viet Nam to projects funded through a number of multilateral support the implementation of the new microfinance assistance agencies. At the present time Mr. Llenas regulations and strengthening institutional capacity is the General Manager of the National Bureau of and the legal framework. microfinance, trade, e-commerce, and Commercial Information in Muscat, Oman. | 25 | age ASIA MICROFINANCE FORUM 2008 | MELIA HANOI HOTEL, HANOI, VIETNAM | 26-29 AUGUST 2008 Nicola Armacost He holds a MA in Development Economics from Nicola Armacost is the Managing Director and Co- Agricultural Economics and a PhD in Development founder of Arc, which was formed in the spring of Economics from the University of Wisconsin- 2008 to link the fields of microfinance and energy. Madison. Williams College, Massachusetts, and MSc in Its mission is to promote and expand access to financing for clean energy, water and other basic Pamela Flaherty needs to build the income and assets of poor people around the world. Ms. Armacost brings over 15 years Pamela Flaherty is President and Chief Executive experience in microfinance to her new position. From Officer of the Citi Foundation, Citi’s Director 1993 to 2008, she worked at Women’s World Banking, of Corporate Citizenship and a global microfinance network with 54 members in a member of the company’s over 40 countries, with a combined reach of over 25 Senior Leadership Committee. million poor clients. Ms. Armacost held a number of Pam began her career at Citi leadership roles at WWB in the areas of knowledge in management, market development, policy and Banking Group, and later communications. She was an early advocate of managed Citibank’s New York linking energy and microfinance services and served branch banking business and served as Citicorp’s as an advisor to the SES/USAID/SEEP Energy and Senior Human Resources Officer. She is Chair of the Microfinance Research Initiative from 2004 to 2007. Board of Trustees of Johns Hopkins University and She is a founder and currently serves as an advisor also participates on the Boards of several non-profit to Parwaz, a women-led microfinance organization organizations, including the Local Initiatives Support based in Kabul, Afghanistan. She also serves as an Corporation, Kenyon College, and The Nature advisor to Distributed Capital, a financial services Conservancy Long Island Chapter. Pam is also a firm, based in New York City. She has a Bachelor’s member of the Council on Foreign Relations. Citibank’s International degree in international relations (University of Paula Bennett Toronto, Canada), an LLB (Queen’s University, Canada) and an LLM (Osgoode Hall Law School, Canada). Paula Bennett is responsible for Citi’s citizenship activities across 19 markets in Asia Pacific, with Nimal Fernando a focus on microfinance, Nimal A. Fernando is Practice Leader for Microfinance financial at the Asian Development Bank (ADB). He is also the sustainable enterprise. She editor of ADB’s Microfinance Newsletter, Finance oversees business initiatives for the Poor. He played the lead role in preparing that demonstrate Citi Asia ADB’s Microfinance Development Strategy during Pacific’s social and environmental and rural finance loans and technical assistance philanthropic contributions such as Citi Foundation projects at ADB, supervised project implementation, grants, conducted training programs, and published on a volunteerism. In 2007, Citi committed US$17.8 million wide array of development issues including rural and to support 274 community programmes in Asia microfinance. His country work experience includes Pacific. Paula joined Citi in 2004 and has over 15 years Bangladesh, Pakistan, Nepal, Cambodia, Viet Nam, experience in corporate citizenship, communications, Laos, Indonesia, Japan, and Gambia. He has also education, and human resources. She is based in made presentations at many country, regional, and Singapore and has also lived in China, Hong Kong, global microfinance conferences. Malaysia, and Taiwan. business donations as and 1999-2000. Mr. Fernando has processed microfinance | 26 | responsibilities, education and well as employee age ASIA MICROFINANCE FORUM 2008 | MELIA HANOI HOTEL, HANOI, VIETNAM | 26-29 AUGUST 2008 Pia Roman Prem Subedi Pia Bernadette Roman is the head of the Inclusive Mr. Prem Sagar Subedi, Microfinance Specialist in Finance Advocacy Staff (IFAS)/ Microfinance Unit of Winrock International has successfully managed the Office of the Deputy Governor (for Supervision number of projects in energy and Examination) of the Bangko Sentral ng Pilipinas financing in Nepal. He has (Central Bank of the Philippines). In this capacity, also worked as a National she is involved in the overall microfinance program Technical within the central bank and the Philippine banking Promotion sector specifically in the areas of policy, supervision Energy, Energy Efficiency and and regulation, capacity building, advocacy and Greenhouse Gas Abatement promotion as well as donor relations. Ms. Roman project funded by Asian Development Bank; a team has had work experience in a microfinance non- member for the feasibility study of National Biogas governmental organization (NGO) in New York, USA Program in Uganda and Tanzania; and financial and and a savings and credit organization in Nepal. Ms. economic analysis of biogas intervention in Sub Roman graduated with a bachelor’s degree in Public Saharan Africa. He was also involved as one of the Administration from the University of the Philippines team members for SEEP Network’s study on and a master’s degree in International Affairs focused “Consumer Lending and Microfinance Research to on Economic Development from the School of Expand Access to Energy Services in Asia”. He International and Public Affairs, Columbia University. completed his Masters in Development Management Expert of for Renewable degree from Asian Institute of Management, Piyush Gupta Philippines as an Asian Development Bank Scholar. As recently appointed CEO for Citi in the South East Ravi Narasimham Asia Pacific region, Piyush Gupta is responsible for all in Ravi Narasimham, 39, Director – Investments at Caspian Australia, New Zealand, Guam Advisors Pvt. Ltd (Fund Manager of the Bellwether and ASEAN countries. Prior to Microfinance Fund) is a professional of about 15 years of his appointment, Piyush was experience in Research and Microfinance. Narasimham the Citi Country Officer of graduated in Mathematics (Hons.) from Utkal University, Singapore as well as the Head Bhubaneswar and holds a post graduate diploma in of Citi’s Institutional Clients business management Xavier Institute of Management, Group in ASEAN. A 26-year Citi veteran, Piyush began Bhubaneswar. With Caspian, Narasimham has been his career with Citi in India in 1982 and has held associated since September 2005. Narasimham started various senior management roles across Citi’s his career in development research and consultancy corporate businesses, and later he was part founding team members of BASIX. including Head of Asia Pacific Corporate Bank After his long stint with BASIX, Narasimham left BASIX E-Commerce and Strategic Planning, Head of to join CARE. In CARE, he spent three years working in Strategic Planning for Emerging Markets, as well as the Credit and Savings Project as Manager Research & Regional Director for Global Transaction Services for Innovations and later as Microfinance Specialist in the Asia Pacific. Sustainable Livelihood Empowerment Project. Currently and consumer Citi’s businesses banking in Caspian, Narasimham is on the Board of three of its investee companies, besides on the Board of Caspian. | 27 | age ASIA MICROFINANCE FORUM 2008 | MELIA HANOI HOTEL, HANOI, VIETNAM | 26-29 AUGUST 2008 Robert Annibale Rose Cooray Bob leads Citi’s commercial relationships with Mrs Rose Cooray is an Assistant Governor of the microfinance institutions, on a multi-business and Central Bank of Sri Lanka. She also serves as the product basis, financing providing and Secretary to the Monetary Board. Mrs Cooray product has served the Central Bank for nearly 35 years. partnerships to institutions Among the main areas of her work includes poverty that serve the poor and the alleviation, rural credit and regional development. unbanked. Bob serves on a On release, number of external boards as Director General, Department of Fiscal Policy and councils, including the and Economic Affairs for nearly 6 years. she has served the Ministry of Finance She has Board of Advisors for the United Nations Commission represented Sri Lanka/Central Bank of Sri Lanka at on Legal Empowerment of the Poor, the University of various international meetings/seminars and has London, Institute of Commonwealth Studies and the presented papers on a number of subjects. She has University of Oxford’s St. Anthony’s College (Centre a B.A. (Honours) in Economics from the University of for the Study of African Economies). He represents Peradeniya and a Masters Degree from the University Citi on the Board of the Microfinance Information of Strathclyde, U.K. Exchange, the Council of Microfinance Equity Funds, Ron Bevacqua the SEEP Network, the Microfinance Network and the Executive Committee of CGAP (World Bank). Ron Bevacqua is the Asia Regional Coordinator for PlaNet Finance. In that capacity he supports PlaNet Rolando Victoria Finance’s country programs and develops new opportunities in the region. He also supports PlaNet Finance’s MFI financing activities in Asia. Simultaneously, Ron is Executive Director of PlaNet Finance Japan, where his main tasks are to raise awareness about microfinance and to mobilize resources from Japan into the microfinance sector. XX XX XX Founding Executive Director of Alalay sa Kaunlaran, Previously, he spent 10 years in Tokyo as a chief Inc. (ASKI). ASKI is now 21 years. economist for Merrill Lynch and Commerz Securities. President of Microfinance Council of the Since 2004 he has written on East Asian economic Philippines, Inc. (MCPI) matters as a contributing editor to the Economist Intelligence Unit, a division of the Economist Vice-Chairman of Alliance of Philippine Partners in newspaper of London. Enterprise Development, Inc. (APPEND) XX Vice President - RIMANSI for Asia and Pacific, Inc. Ron holds an M.A. in East Asian Affairs from the XX President -Central Luzon Association of University of California and an M.A. in international Microfinance Institution, Inc. (CLAM) political economy from the University of Virginia. XX Founding member of Banking with the Poor Network (BWTP) XX Chairman Opportunity Microfinance Bank (OMB) XX Certified Public Accountant (CPA) | 28 | age ASIA MICROFINANCE FORUM 2008 | MELIA HANOI HOTEL, HANOI, VIETNAM | 26-29 AUGUST 2008 Ryk Ramos Sankar Datta Mr. Ryk Ramos is the E-Commerce Director of Dr. Sankar Datta, Dean, The Livelihood School, is B2Bpricenow.com, Inc. He is handling the company’s a management graduate, with basic education in e-commerce/ m-commerce products and services. agriculture, and doctoral dissertation in institutional Included in the e-commerce services is the economics, who has been involved in extending implementation of a free e-marketing website, professional services for rural development activities, b2bpricenow.com. Under the m-commerce services specially focusing on livelihood support/ promotion, is the distribution of cash cards with SMS capabilities since 1982. which provides a cost efficient and safe way of He worked with the Indian Institute of Management transferring funds. Mr. Ramos’ (IIM-A), while setting up the Center for Educational experience involves a 10-year Innovation, and later was a member faculty implementation of programs at the grassroots level of the Institute of Rural Management, Anand involving micro-credit, developmental programs, (IRMA) between 1989-1996 and had launched the innovative financing schemes, and capacity building International Management Appreciation Programme activities. Target beneficiaries of his programs are specially designed to cater to the needs of NGO’s cooperatives, farmers, fisherfolks, and SMEs. during this time. He worked as the Vice President (Operation & Human Sally Burns Resources) in BASIX, a group of Companies involved Sally Burns has spent her entire career dedicated to in extending financial, technical and institutional climate change, and she is expert in structuring and development services to the rural producers, to transacting projects under promote/ support their livelihoods, since 1996. He the Kyoto Protocol and other also holds the charge of the Director, Indian Grameen international Services the Research and Development Company of reduction Australia, emissions schemes. she worked the BASIX group. In in Satish Pillarisetti market development at the Sustainable Energy Mr. Satish Pillarisetti has an MBA (Finance) from Development Authority in NSW. She later held a Osmania University in Hyderabad, India, an MS in position at Origin Energy to expand their carbon Economic Policy from University of Illinois at Urbana- projects portfolio. In Europe, Sally worked as legal Champaign, USA. He is the Chief General Manager of counsel at The Netherlands’s largest power company, National bank for Agriculture and Rural Development Nuon, when emissions trading became mandatory in (NABARD), the apex financial institution in India for the EU. In a commercial role with Grontmij Climate agriculture and rural development at its Head Office and Energy she developed international carbon in Mumbai. He heads the Finance Department and projects all over the world under the Kyoto Protocol. also works in the areas of Microfinance and Rural Sally holds degrees in Resource and Environmental Infrastructure Financing. Studies and Law. | 29 | age ASIA MICROFINANCE FORUM 2008 | MELIA HANOI HOTEL, HANOI, VIETNAM | 26-29 AUGUST 2008 Syeda Obaida Haque Earlier he was a Faculty Member at Bankers’ Institute of Rural Development (BIRD), Lucknow and has grassroots level experience, having worked as Syeda Obaida Haque, Director of Shakti Foundation NABARD’s District Development Manager in the for Disadvantaged Women (popularly known as state of Andhra Pradesh. He has published more Shakti Foundation), a National NGO pioneer in than 50 research papers and articles in national and introducing micro-credit for urban slums and international journals and periodicals and 6 books squatters settlements. The mission objective is “socio- in the fields of Rural Finance and Microfinance economic empowerment of poor women through and presented papers at several national and providing credit facilities”. international conferences and seminars. Ms. Haque joined Shakti Foundation in 1993, at the juvenile stage of the organization and has worked Shankar Man Shrestha in different capacity. She is currently holding the position of Director and directly responsible for Mr. Shankar Man Shrestha, 61, has been working as the overall management, planning and strategy Chief Executive Officer of RMDC since August 1999. formulation for three social programs. Prior to joining RMDC, he was Executive Director of CSD, an NGO, from August’91 to July’99. He is also Ms. Haque has obtained her Masters’ on “Women a founder member of that national NGO, which and Development” course from the Institute of Social is one of the premier microfinance institutions in Studies (The Hague, The Netherlands). She has also Nepal. Before that he worked with the Agriculture obtained Master’s degree in Geography and Diploma Development Bank of Nepal (ADBN) for 25 years. in Planning and Development from Planning Academy of Dhaka. His academic qualification is Master of Arts in Economics from Tribhuvan University (TU) Nepal. He has also completed a Special Study in Agriculture Tor Gull Economics from Texas A. and M. University, USA. Mr Tor G. Gull has been the Managing Director of Mr. Shrestha has participated in numerous training, Oikocredit in the Netherlands since mid 2001. Tor workshops, seminars and conferences organised is from Finland where he by national and international agencies such as before ADB, Rabobank of Holland, APRACA, APDC, USAID, joining Oikocredit worked as a Senior Vice JICA, Microcredit Summit Secretariat, Grameen President and Head of Export Bank, Grameen Trust on rural development and on and project Finance for one areas such as agriculture banking, microfinance, of the biggest commercial small farmer credit, etc. He also participated as Banks in Finland. During that consultant in the project missions of ADB, IFAD time he was the Chief Representative for the Bank in JICAand IDRC. While in ADBN, he was involved in the South East Asia and China for three years, based in implementation of Agriculture Credit Project of ADB, Hong Kong. His experience also includes financial Small Farmer Development Project of ADB and IFAD, management positions in the Pulp and Paper and other projects supported by GTZ, KFW, World Industry in Finland as well as in Development Bank, USAID, CIDA, etc. projects in Tanzania and Kenya. | 30 | age ASIA MICROFINANCE FORUM 2008 | MELIA HANOI HOTEL, HANOI, VIETNAM | 26-29 AUGUST 2008 Wesley Nguyen Wolday Amha Wesley is National Programs Director of Habitat After receiving my Ph.D degree from Technical for Humanity Vietnam which encompasses the University of Berlin in December 1994, I joined overall program delivery for all the projects to Awassa College of Agriculture ensure (1995) responsibilities, accountabilities, and and Addis Ababa transparency. Prior to the current roles, Wesley University, Economics was a Regional Program Advisor (Housing Finance Department (1996) with the Specialist) for HFHI Asia Pacific where he works rank of Assistant Professor. I with the Mekong countries to supports housing worked as a senior researcher microfinance initiatives. in a USAID project in Ethiopia conducted in collaboration of Michigan University Wesley is a graduate of Georgetown University where (1997). Since 1998, I am serving as the founding he received a BS in Business Administration. After Director of the Association of Ethiopian Microfinance serving four years as an oversea volunteer with Peace Institutions (AEMFI). I used to be the President of Corps (US) and Volunteer Service Overseas (UK), he African Microfinance Network (AFMIN) for three received his MBA degree from La Trobe University years.I Graduate School of Management. am the editor of the Microfinance Development Review and African Journal of Microfinance and edited and published various books and articles on food security, agricultural marketing and microfinance in reputable journal. I am currently the President of the Ethiopian Economic Association (EEA). | 31 | age ASIA MICROFINANCE FORUM 2008 | MELIA HANOI HOTEL, HANOI, VIETNAM | 26-29 AUGUST 2008 NOTE S | 32 | FOR FURTHER INFORMATION PLEASE CONTACT: The Banking With The Poor Network Secretariat, c/o The Foundation for Development Cooperation FDC Singapore, 22 Cross Street, #02-55, South Bridge Court, Singapore 048421 Tel: 65 64396864 Fax: 65 64384844 Email: info@bwtp.org Website: www.bwtp.org