Acellus Personal Finance
®
Unit 1 - Introduction to Personal Finance
INTERNATIONAL ACADEMY OF SCIENCE
Personal Finance Course Curriculum
30 Finance Charges
1
Introduction by Dr. Sharon Laux
2
Course Introduction
31 Criteria for Selecting a Credit Card
3
Basics in Economics
32 Credit Limit
4
Making Informed Financial Decisions
33 Calculating Credit Card Interest
Unit 2 - Earning Income
5
Employment Basics
6
Becoming an Entrepreneur
7
Factors That Affect Income
34 Preventing Credit Card Debt
Unit 9 - Loans and Mortgages
35 Mortgage Loan Basics
36 Auto Loan Basics
Unit 3 - Tax Fundamentals
8
What Is Income Tax?
9
Tax Planning
Unit 8 - Credit Cards
37 Amortization
38 Collateral
39 Compare Options and Save
10 How to Prepare a Tax Return
11 Tax Related Forms
Unit 10 - Credit Laws That Protect Consumers
40 Truth in Lending Act
Unit 4 - Budgeting and Spending
41 Fair Credit Reporting Act
12 What Is a Budget?
42 Equal Credit Opportunity Act
13 Income vs. Net Worth
43 Fair Credit Billing Act
14 Choosing a Bank
44 Fair Debt Collection Practices Act
15 Financial Services
45 Electronic Funds Transfer Act
16 Debit Cards and ATMs
46 Fair and Accurate Credit Transactions Act
Unit 5 - Insurance and RIsk Management
Unit 11 - Scams, Schemes, and Indentity Theft
17 What Is Financial Risk?
47 Loan Scams
18 Health, Disability, and Life Insurance
48 High-cost Credit Schemes to Avoid
19 Auto Insurance
49 Preventing Identity Theft
20 Homeowner's and Renter's Insurance
Unit 12 - Saving and Investing
Unit 6 - Credit Fundamentals
50 Saving – Pay Yourself First
21 Introduction to Credit
51 Certificate of Deposit (CD)
22 Interest Basics
52 U.S. Government Savings Bonds
23 Guidelines for Making Decisions About Credit
53 Investment Basics
24 How to Obtain Credit
54 Risks of Investing
25 Credit Score
55 Rule of 72
Unit 7 - Interest Fundamentals
56 Investing in Real Estate
26 Interest Rates
57 Investing in Stocks
27 Compound vs. Simple Interest
58 Index and Mutual Funds
28 Calculating Interest
59 Calculating Investment Accumulations
29 Annual Percentage Rate (APR)
Copyright International Academy of Science 2013 – All rights reserved