Acronyms Organizations ABL ADB ADBP Allied Bank Limited Asian Development Bank Agricultural Development Bank of Pakistan AWB Australian Wheat Board BEL Bankers Equity Limited BID Banking Inspection Department BSD Banking Supervision Department CAA Civil Aviation Authority CBR Central Board of Revenue CCC Commodity Credit Corporation CDC Central Depository Company CDNS Central Directorate of National Savings CIRC Corporate and Industrial Restructuring Corporation EPB Export Promotion Bureau FBC Federal Bank for Co-operatives FBS Federal Bureau of Statistics HBFC House Building Finance Corporation HBL Habib Bank Limited IBRD International Bank for Reconstruction and Development ICI Imperial Chemical Industries ICP Investment Corporation of Pakistan ICUMSA International Commission for Uniform Method of Sugar Analysis IDA International Development Agency IDB Islamic Development Bank IDBP Industrial Development Bank of Pakistan IFC International Finance Corporation IFIs International Financial Institutions IMF International Monetary Fund KESC Karachi Electric Supply Corporation KPT Karachi Port Trust KSE Karachi Stock Exchange LSE Lahore Stock Exchange MCB Muslim Commercial Bank Limited MFB Micro-Finance Bank MINFAL Ministry of Food, Agriculture and Livestock NAB National Accountability Bureau NADRA National Database Registration Authority NBP National Bank of Pakistan NDFC NDLC NFC NGO NHA NIC NIT NLC PAEC PARCO PCSI PIAC PIB PICIC PKIC PLHC PNSC PSIC PSMC PSO PTCL QSC RDFC SAPICO SBFC SBP SECP SLIC SMEDA SNGPL SPLC SSGC TCP UBL WAPDA National Development Finance Corporation National Development Leasing Corporation National Finance Commission Non Government Organization National Highway Authority National Insurance Corporation National Investment Trust National Logistics Cell Pakistan Atomic Energy Commission Pak-Arab Refinery Company Pakistan Cotton Standard Institute Pakistan International Airlines Corporation Pakistan Investment Board Pakistan Industrial Credit and Investment Corporation Pak-Kuwait Investment Corporation Pak-Libya Holding Company Pakistan National Shipping Corporation Pakistan Small Industries Corporation Pakistan Steel Mills Corporation Pakistan State Oil Pakistan Telecommunication Corporation Limited Quota Supervising Council Regional Development Finance Corporation Saudi-Pak Investment Company Small Business Finance Corporation State Bank of Pakistan Securities and Exchange Commission of Pakistan State Life Insurance Corporation Small and Medium Enterprise Development Authority Sui Northern Gas Pipelines Limited Saudi-Pak Leasing Corporation Sui Southern Gas Company Trading Corporation of Pakistan United Bank Limited Water and Power Development Authority Other terms used in Report Ads AJK ATM Av.Qlty BMR BOP CAB CBD CC CCFF CED Cft CMI CPI CRR CRWA CVT DBCs DFI DSCs EAD EC ECC EFF EFS ERP ESAF ESRP f.o.b FATA FC FCAs FCBCs FCEFF FDI FE-13 FE-25 FE-45 FEBCs FEM FIBR FIBs Authorized Dealers Azad Jammu and Kashmir Auto Teller Machine Average Quality Balancing, Modernization & Replacement Balance of Payments Current Account Balance Central Bank Deposits Currency in Circulation Compensatory Contingent Fund Facility Central Excise Duty Cubic feet Census of Manufacturing Industries Consumer Price Index Cash Reserve Requirement Capital to Risk-Weighted Assets Ratio Capital Value Tax Dollar Bearer Certificates Development Finance Institution Defense Saving Certificates Economic Affairs Division European Community Economic Coordination Committee Extended Finance Facility Export Finance Schemes Economic Revival Program Enhanced Structural Adjustment Facility Energy Sector Restructuring Program Free on Board Federal Administered Tribal Area Factor Cost Foreign Currency Accounts Foreign Currency Bearer Certificates Foreign Currency Export Finance Facility Foreign Direct Investment Foreign Exchange Circular No. 13 dated 2nd June 1999 Foreign Exchange Circular No. 25 dated 20th June 1998 Foreign Exchange Circular No. 45 dated 11th August 1985 Foreign Exchange Bearer Certificates Foreign Exchange Manual Floating Inter Bank Rate Federal Investment Bonds FRN FY GDP GOP GNP GST HSD HSS IPPs IT Kgs. LAF L/C LCVs LIBOR LMM LOI LPG LS LSM LT Ltr. MCs MNCs MOF MT MTBs NBFIs NCBs NDA NDRP NFA NIM NPLs NRI NRPs NSS NWFP ODS OEBs OMCs OMO OPEC PAYE PGD Floating Rate Note Fiscal Year Gross Domestic Product Government of Pakistan Gross National Product General Sales Tax High Speed Diesel Hajj Sponsorship Scheme Independent Power Producers Information Technology Kilograms Loan Application Form Letter of Credit Light Commercial Vehicles London Interbank Offer Rate Locally Manufactured Machinery Letter of Intent Liquid Petroleum Gas Large-Scale Large-Scale Manufacturing Long-Term Litre Money Changers Multinational Companies Ministry of Finance Medium -Term Market Treasury Bills Non-Bank Financial Institutions Nationalized Commercial Banks Net Domestic Assets National Debt Retirement Program Net Foreign Assets Net Interest Margin Non-Performing Loans Non-Repatriable Investment Non-Resident Pakistanis National Saving Schemes North West Frontier Province Oil Development Surcharge Outstanding Export Bills Oil Marketing Companies Open Market Operation Oil Producing and Exporting Countries Pay As You Earn Private non-Guaranteed Debt PIB POL PPG PRGF PSDP PSCEs PSE PTCs PTMA QIM RFCA RICs ROA RSA RSL S&MT SAF Pakistan Investment Bonds Petroleum, Oil & Lubricants Public & Publicly Guaranteed Debt Poverty Reduction and Growth Facility Public Sector Development Program Public Sector Commercial Enterprises Public Sector Enterprises Participation Terms Certificates Pakistan Trade Maintenance Agreement Quantum Index of Manufacturing Residential Foreign Currency Accounts Regular Income Certificates Return on Assets Rate Sensitive Assets Rate Sensitive Liabilities Short and Medium Term Structural Adjustment Facility SAS SBA SCRA SLR SOF SPI SPO SPV SSCs ST TAS TFCs UAE UK UN USA WPI Self Assessment Scheme Standby Arrangement Special Convertible Rupee Accounts Statutory Liquidity Requirement/Ratio Saudi Oil Facility Sensitive Price Index Standardized Purchase Order Special Purpose Vehicle Special Saving Certificates Short-Term Tax Amnesty Schemes Term Finance Certificates United Arab Emirates United Kingdom United Nations United State of America Wholesale Price Index