Friends, The principles of Park Bank when it was founded in 1915 began with “strength”, “character” and “integrity”. Sound familiar? We hope so. Digging through the bank ’s archives in preparation for our 100th anniversary, I ran across some fascinating documents, including our first anniversary report. Our founding board of directors and first president clearly articulated their vision for the bank. They identified these essential factors: • Strength, described as “character and integrity of the men who guide its affairs” • Security, based on our large financial resources and reserves • Safety, of our depositors’ funds • Service, by going beyond expectations and giving our best advice on matters of investment • Conservatism, that is genuinely constructive, not obstructive Considering Park Bank ’s values then and now, I’m proud of the consistency. Integrity, character and a constructive outlook remain at the heart of our work today. As an independent and locally owned and managed bank, we continue to take a long-term view and do what’s right for our customers’ immediate needs and future success. Financial strength also remains a Park Bank hallmark. As of September 30, 2015, net income is $6.9 million and total assets are $894.8 million. With total capital of $90.7 million, we continue to have the resources to help businesses with their growth and financing needs. With such a strong foundation, we’re excited about the future for Park Bank, for our community and for the businesses and individuals we serve. If your business is looking for a proven partner who can truly understand and advance your vision, please give us a call. We’d love to learn about your business and share our approach and outlook with you. We build our business one customer at a time, as did our founding directors 100 years ago. If you have any questions or comments, I encourage you to contact me at 414-270-3231 or email at DaveW@ParkBankOnline.com. Best Regards, David P. Werner President and CEO 414.466.8000 www.ParkBankOnline.com DOWNTOWN 330 E. Kilbourn Avenue Milwaukee, WI 53202 NORTHWEST MILWAUKEE 7540 W. Capitol Drive Milwaukee, WI 53216 BROOKFIELD 14870 W. Greenfield Avenue Brookfield, WI 53005 Member FDIC