HERE TO HELP SMALL BUSINESS Agency / Initiative Action Plan for Jobs Athlone Institute of Technology Bord Bia Citizen’s Information Companies Registration Office Credit Review Office Credit Guarantee Scheme Department of Social Protection / Intreo Design and Crafts Council of Ireland Enterprise Ireland EmployAbility Midlands First Polymer Training Intertrade Ireland Local Enterprise Office Westmeath Mullingar Chamber of Commerce Microfinance Ireland Opportunity in a Million Patents Office Revenue Commissioners Skillsnet Teagasc Westmeath Community Development ACTION PLAN FOR JOBS This is an online SME Support Tool. This will help you find out what supports are available to help your business grow. There are over 80 Government supports available to Irish start-ups and small businesses. Use of this online tool will quickly help you discover which supports will help your business. To use the tool simply log on to www.actionplanforjobs.ie. Click on the button ‘Try SME Support Tool’. This will lead you into a short series of simple questions including queries about your location, business sector, size of business (employees), type of business structure, stage of business, type of support required, if you exporting and if you have you applied for bank funding. The tool will then provide you with a list of agencies that may be able to advise and support your business, contact details and names of appropriate staff members to contact. This tool is very useful to signpost you towards the best agencies and people within those agencies to make contact with to give you the support you need. ____________________________________________________________________ ATHLONE INSTITUTE OF TECHNOLOGY (AIT) AIT - DEPARTMENT OF LIFELONG LEARNING The AIT aim to assist the adult learner (over 23 years of age) with many flexible and innovative routes, enabling the learner achieve a third level qualification while also recognising they have work, family and indeed life commitments. Our role is to partner with the students to ensure that both their third level learning and normal daily lives can co-exist as they attain their qualification. Contact Details Head of Dept of Lifelong Learning - Dr Michael Tobin Tel: 090 648 3050 / E-mail: mtobin@ait.ie www.ait.ie ____________________________________________________________________ MIDLANDS INNOVATION & RESEARCH CENTRE The Midlands Innovation and Research Centre at Athlone Institute of Technology provides incubation facilities for innovative and knowledge-based enterprise, the New Frontiers Enterprise Programme for entrepreneurs and start-ups, and makes available the resources and expertise of AIT to support client companies. The MIRC assists and advises entrepreneurs and client companies - and provides access to its enterprise network - at every stage of a project’s development. Whether you are a prospective entrepreneur, a startup, an existing company committed to ongoing innovation or an academic interested in commercialising your research, the MIRC is open to you. Contact Details: Midlands Innovation & Research Centre Athlone Institute of Technology, Dublin Road, Athlone Tel: 090-6471882 www.mirc.ie Contact People: Michael Lonergan, MIRC Manager 090-646471882 Nick Allen, Programme Manager, New Frontiers 090-6483043 Richard Blake, Enterprise Development Manager 090-6468279 Dr. Marc Cashin, Director InnovAIT 090-6468267 ____________________________________________________________________ BORD BIA Bord Bia is the Irish Food Board. It works on growing the success of Irish Food and Horticulture. It provides services to consumers, industry and corporates. Entrepreneurs with ambitious export targets might be interested in the Food Works programme that is run in conjunction with Enterprise Ireland and Teagasc. This programme starts in April each year and provides a structure to explore your idea and develop it to a business plan designed to secure external investment. Bord Bia has a dedicated site, Vantage, for smaller food businesses that will also be useful to those considering starting a food business. As well as describing the role of the different agencies that can assist such enterprises, it also has plenty of advice on marketing your food business. Whether you are considering starting a food business or are in the early stages, you might be interested in the Food Academy which was launched in recent years in conjunction with the Local Enterprise Offices and Musgraves and is described on our Vantage web site. Many of these are accessible from your Local Enterprise Office through our Food Academy programme. Finally, Bord Bia's Enquiry Service can help you identify marketing information that is pertinent to the development of your new business. Use our Enquiry Form to submit a request and we'll see how we can help. Marketing Assistance Programme – This programme provides agri-food enterprises with assistance towards improving their marketing capabilities. For further information see www.bordbia.ie/industry or www.bordbiavantage.ie Tel: 01-6685155 e-mail: info@bordbia.ie / vantage@bordbia.ie / jimmy.corr@bordbia.ie ____________________________________________________________________ CITIZEN’S INFORMATION Citizen’s Information provides information on public services and entitlements in Ireland. It is provided by the Citizens Information Board. See - www.citizensinformation.ie Information can also be obtained by phoning the Citizens Information Phone Service on 0761 07 4000, Monday to Friday, 9am to 8pm, or by visiting your local Citizens Information Centre. Mullingar Citizens Information Centre, County Buildings Complex, Mount St, Mullingar Tel: 076-1076660 / e-mail: mullingar@citinfo.ie / deborah.dwyer@citinfo.ie Athlone Citizens Information Centre, Elliot House, St. Mary’s Square, Athlone Tel: 0761076610, e-mail: athlone@citinfo.ie / deborah.dwyer@citinfo.ie _____________________________________________________________________ COMPANIES REGISTRATION OFFICE The CRO has a number of core functions: The incorporation of companies and the registration of business names The receipt and registration of post incorporation documents The enforcement of the Companies Acts in relation to the filing obligations of companies. For further information contact: www.cro.ie Email: info@cro.ie Tel: 01 804 5200 or Lo call 1890 220 226 ____________________________________________________________________ CREDIT REVIEW OFFICE The Credit Review Office provides a simple, effective review process for Small and Medium Enterprises, including sole traders and farm enterprises, who have requests for credit refused or existing credit facilities reduced or withdrawn. www.creditreview.ie Tel: 1 850 211 789 e-mail: info@creditreview.ie / catherine.collins@creditreview.ie ____________________________________________________________________ CREDIT GUARANTEE SCHEME (through Department of Jobs, Enterprise & Innovation) This Government scheme enables the State, in certain circumstances, to act as a guarantor to the bank for your loan application. The purpose of the scheme is to guarantee commercially viable SMEs that have been declined credit due to inadequate collateral and/or lack of understanding of the business model. www.djei.ie Tel: 01-6548885 e-mail: info@djei.ie / martin.thornton@capitaassetservices.ie ____________________________________________________________________ DEPARTMENT OF SOCIAL PROTECTION / INTREO The Dept of Social Protection provides advice and support both to jobseekers and employers on a range of employment incentive schemes and income support schemes. The Department of Social Protection has three offices in Westmeath Social Welfare Branch Office, The Square, Castlepollard 044-9662230 Intreo Centre, Government Offices, Grace Park Road, Athlone 090-6449600 Social Welfare Local Office, Bellview, Dublin Rd, Mullingar 044-9334220 It provides the following services: RECRUITMENT: Jobs Ireland: Enabling you to advertise your vacancy nationally and across the EU through the network of Employment Services Offices. Contact Details: Jobs Ireland at freephone 1890 8000024, your local employment service office or Intreo office or www.jobsireland.ie Employment Support Services, Unit 8, Inish Carraig Business Centre, Golden Island, Athlone Co. Westmeath 090 6473489 www.welfare.ie Mullingar Employment Services Office, Church Ave, Mullingar 044-9334550 JOBSPLUS: Jobs Plus is an employer incentive which encourages and rewards employers who offer employment opportunities to job seekers on the Live Register. (This incentive replaces the Revenue job Assist and Employer Job (PRSI) Exemption Scheme since the 1 st July 2013). The incentive will provide two levels of payment: a payment of €7,500 over two years to the employer for each person recruited on a full time basis who has been unemployed for more than 12 but less than 24 months and €10,000 over two years to the employer for each person recruited on a full time basis who has been unemployed for more than 24 months. The incentive will be payable monthly in arrears over a two year period. Under the Finance Bill 2013, grants paid to companies participating in the JobsPlus Incentive which encourages employers to hire the long-term unemployed will not be subject to tax. For further information: www.jobsplus.ie / www.welfare.ie or by contacting the Department at 1890 927999 or 071-9672535 or e-mail: jobsplus@welfare.ie JOBBRIDGE: JobBridge is a National Internship Scheme that provides work experience placements for Interns for a 6 or 9 month period. The aim of JobBridge is to assist in breaking the cycle where jobseekers are unable to get a job without experience and provides the opportunity to gain valuable work experience, relevant knowledge and skills in a working environment. Interns receive an allowance of €50 per week on top of their existing social welfare entitlement. This will be payable for the period of the internship by the Department of Social Protection to the Intern. For further information: www.jobbridge.ie or www.welfare.ie Email: jobbridgeapp@welfare.ie Tel: 046 9738080 or Freephone 1890 800 024. First Steps – the Youth Development Internship is currently being put in place (March/April 2015). It is aimed at young people aged from 18-24 years. Gateway – is the Local Authority labour activation scheme. Participants work for an average of 19.5 hours per week and the placement lasts 22 months. Work includes village enhancement, landscaping, tourism ambassadors, control of animals, libraries etc. For further information e-mail: gateway@welfare.ie The Work Placement Programme is a Government supported programme that brings employers and the unemployed together for a nine month work experience placement. If you are unemployed and have not secured paid work, the programme allows you to apply your skills and gain valuable experience in a workplace setting. This could give you an edge when applying for jobs in the future. Employers benefit from having someone contribute to their business, whilst also enhancing the skills and career prospects of the individual. The placement is unpaid and voluntary. However, if you are already in receipt of certain social welfare payments, you may be allowed to retain your payment while on a placement. For further info see www.welfare.ie or phone 1890 800 024 Skills to Work is a new Irish Government jobs campaign which brings together key Government initiatives to support jobseekers access the training and work experience they need and to help and encourage businesses employ people currently on the Live Register. The campaign aims to make it easier for jobseekers and employers to know what Government skills initiatives are available to them. The Skills to Work campaign promotes in particular five initiatives introduced since 2011 which are run by the Department of Education and Skills and Department of Social Protection: Springboard, Momentum, Skillnets, JobBridge and JobsPlus. As part of this campaign an online tool has been developed, www.skillstowork.ie Back to Work Enterprise Allowance Schemes: (1) B.T.W.EA: Is designed to encourage the long term unemployed to take up self employment opportunities by allowing them to retain a reducing proportion of their social welfare payment plus secondary benefits over two years. The allowance is paid on a reducing scale over a two year period, i.e. 100% of a person’s social welfare payment in year one and 75% in year two. (2) The Short-Term Enterprise Allowance (STEA) gives support to people who have lost their job and want to start their own business. To qualify you must be getting jobseeker’s Benefit. There is no qualifying period, which means you do not need to have been getting jobseeker’s Benefit for a certain period of time. However, you will not qualify if you are getting jobseeker’s Benefit and working part-time. From 4the April 2013 the Short-Term Enterprise Allowance is paid instead of your Jobseeker’s Benefit for a maximum of 9 months. It ends when your entitlement of Jobseeker’s Benefit ends (that is at either 9 or 6 months) To qualify you must first check your eligibility with the Department of Social Protection and thereafter visit the offices of the partnership companies to be assisted in the completion of relevant documentation. Contact details as follows: Mullingar - Dan Grehan Athlone - Seamus McKenna dgrehan@westcd.ie smckenna@westcd.ie 044 - 9348571 090 - 6494555 Enterprise Support Grant - In addition to income support (your weekly payment), you can also get financial support with the costs of setting up your business. These supports are provided under a scheme called the Enterprise Support Grant (ESG). (The ESG replaced the Technical Assistance and Training Scheme (TATS) from 16 April 2014.) You can only get the ESG if you have been approved for the Back to Work Enterprise Allowance or the Short Term Enterprise Allowance. The business plan you submit as part of your application for the scheme must set out the rationale and requirement for financial support. The ESG can pay a total of €2,500 in any 24-month period (The ESG is paid to people getting the Short-Term Enterprise Allowance on a pro-rata basis). You must be able to make a matching contribution of at least 20% to access grant support. You need to provide documentary evidence of the costs (quotations from at least 2 suppliers or, if a single supplier, the reasons for choosing a single supplier). ____________________________________________________________________ DESIGN AND CRAFTS COUNCIL OF IRELAND The Design and Crafts Council of Ireland has a range of supports in place for enterprises in this sector. These include: - Continuing Professional Development Fund - Funded Masterclasses - Future Makers Awards and Supports - International Fair Fund - Fuse Product Development Clinics - Building Craft and Design Enterprise Programme - Enterprise and Innovation Workshops - Design and Product Mentoring - External Exhibitions Fund Contact details: Design and Craft Council of Ireland, Castle Yard, Kilkenny, Co. Kilkenny. Tel: 056-7771804, www.dccoi.ie Emer Ferran, emer@dccoi.ie, 056-7796144 Mary Whelan, maryw@dccoi.ie, 056-7796131 ____________________________________________________________________ ENTERPRISE IRELAND Enterprise Ireland's priority is the achievement of export sales growth from Irish-owned companies. Export sales growth leads to an increase in demand for Irish goods and services, and increases the flow of income into the Irish economy. This is fundamental to job creation and maintenance in Ireland. Enterprise Ireland works with entrepreneurs and business people across the full business development spectrum - from early-stage entrepreneurs, to established business owners and Irish multinational companies. Our clients include: High Potential Start-Up companies with the capability to start a business and sell in export markets. Established manufacturing and internationally traded services businesses that are Small or Medium sized Enterprises (SMEs). Large companies (employing more than 250). Irish-based food and natural resource companies, that are overseas-owned or controlled. Enterprise Ireland does not work with locally traded service companies or with microenterprises such as sole traders. Support for these companies or individuals is available from Local Enterprise Office and FÁS. Our priority is the achievement of export sales growth from Irish-owned companies. All our services are geared toward helping Irish companies win international sales. Our range of services is extensive, from funding, to making introductions in key international markets. Funding supports - a range of supports, for start-ups, expansion plans, and R&D business plans. Export assistance - including the provision of in-market services, local market information and the facilities of our international office network. Supports to develop competitiveness - helping companies to become leaner to make them more competitive in international markets. Incentives to stimulate in-company R&D – new product, service and process development to ensure sustainability, and growth through the evolution of products and services. Assistance with R&D collaboration - with research institutions, to develop and bring to market new technologies, products or processes. Connections and introductions to customers overseas - we provide access to a global network of contacts - from heads of government to end customers. Many of our clients tell us that while the funding they received from Enterprise Ireland was helpful, the non-financial assistance, like introductions to experts, buyers and potential customers, was most valuable. Some initiatives offered by Enterprise Ireland include: Innovation Voucher Initiative – Enterprise Ireland Enterprise Irelands Innovation Voucher initiative was developed to build links between Ireland's public knowledge providers (i.e. higher education institutes, public research bodies) and small businesses. Innovation Vouchers worth €5,000 are available to assist a company or companies to explore a business opportunity or problem with a registered knowledge provider. More details are available on www.innovationvouchers.ie including the call schedule and closing dates for 2015. Competitive Start Fund (CSF) 2015 The purpose of the Competitive Start Fund is to accelerate the growth of start-up companies that have the capability to succeed in global markets. The fund is designed to enable those companies reach key commercial and technical milestones, for example: Evaluate overseas market opportunities and reach firm conclusions regarding the viability of the proposed business. Build a prototype. Secure a reference site. Develop a market entry plan for exploiting international opportunities. Secure partnership deal or strategic alliance. Identify suitable channels to international markets. Secure third party investment e.g. business angel, Venture Capital. All applications to the Competitive Start Fund must be made via the Enterprise Ireland online application system during call open dates. For further information on the 2015 call open dates see www.enterprise-ireland.com Enterprise Ireland has a network of Regional Offices. The Midlands office details are: Enterprise Ireland, Auburn, Dublin Rd, Athlone, Co. Westmeath Tel: 090-6487100 Contact Details: Mark Atterbury -mark.atterbury@enterprise-ireland.com 090 6487128 or 087 0570445 www.enterprise-ireland.com Contact Details: Denis Duggan - denis.duggan@enterprise-ireland.com 090 6487125 or 086 1681848 www.enterprise-ireland.com ____________________________________________________________ EMPLOYABILITY MIDLANDS EmployAbility Service Midlands exists to support people with disabilities into paid employment while providing effective solutions to employers staffing needs. Employability Midlands is funded through DSP (Department of Social Protection) to deliver the National Supported Employment Programme throughout the counties of Laois, Offaly, Longford and Westmeath. Employability Midlands provide support to: People with disabilities in Counties Laois, Offaly, Longford and Westmeath who want to work or avail of work experience. This includes people with physical/sensory, intellectual disabilities and people who have mental health difficulties. Employers in these midlands counties who wish to include a person with a disability on their workforce should note that the Department of Social Protection provides a range of employment supports aimed at helping employees with a disability to gain and retain employment including: Workplace Equipment Adaptation Grants Job Interview Interpreter Grants Personal Reader Grants Employee Retention Grant Scheme Wage Subsidy Scheme Disability Awareness Training Contact: EmployAbility Midlands, Unit 53, First Floor, Bridge Centre, Tullamore, Co. Offaly Tel 057 9323901 (Co-ordinator – Mr. Tony Reilly) www.employabilitymidlands.com E-mail: athlone@employabilitymidlands.com mullingar@employabilitymidlands.com ____________________________________________________________________ FIRST POLYMER TRAINING Initiated in 1999, First Polymer Training (FPT) is a training network for the Irish plastics industry, promoted by Plastics Ireland (IBEC) and funded by Skillnets Ltd. FPT’s principal aim is to develop and deliver training programmes that are focused on the specific needs of this sector. FPT has also initiated a Certificate in Polymer Technology and a B. Engineering in Polymer Processing delivered by IT Sligo, primarily online to allow progression and upskilling for those working in the industry. In addition the FPT offer free training to jobseekers (subject to availability), providing them with the skills that the plastics industry is looking for. Specific courses are also delivered each year to cater purely for jobseekers to facilitate upskilling to address shortages the industry is experiencing in polymer technician and engineering roles. A post course unpaid work placement is also involved. Contact: Phone: 090 6471223 Email: info@firstpolymer.com Web: www.firstpolymer.com ____________________________________________________________________ INTERTRADE IRELAND InterTradeIreland helps SMEs (small and medium enterprises) across the island by offering practical cross-border business funding, intelligence and contacts. Intertrade Ireland supports businesses, through innovation and trade initiatives to take advantage of North/South co-operative opportunities to improve capability, drive competitiveness, growth and jobs. The supports include business funding and support, access to expertise and mentoring, venture capital and business angel services, tender services, information and advice, events and workshops. Contact Details: Email: info@intertradeireland.com Tel: 048-30834100 Website: www.intertradeireland.com ____________________________________________________________________ LOCAL ENTERPRISE OFFICE Local Enterprise Offices Westmeath work with start up and established businesses with 10 or less employees providing the following range of supports: Business Advisory services Business Information Mentoring services Business Skills Training Financial investment assistance (subject to certain criteria) Marketing financial assistance Access to Microfinance loans For further information contact: Local Enterprise Office Westmeath C/o Westmeath County Council Áras an Chontae Mount Street, Mullingar www.localenterprise.ie/westmeath Tel: 044 9338945 Email: localenterprise@westmeathcoco.ie ____________________________________________________________________ MULLINGAR CHAMBER OF COMMERCE Mullingar Chamber aims to actively work to shape, manage and promote the business and community environment of Mullingar, resulting in its recognition as an established location for business, industry and tourism and an enhanced environment in which to live and work. Contact Details Mullingar Chamber 12 Mount Street (above Jasmine) Mullingar Tel: 044-9344044 Email: info@mullingarchamber.ie www.mullingarchamber.ie ____________________________________________________________________ MICROFINANCE IRELAND Microfinance Ireland is a not for profit lender established to deliver the Government’s Microenterprise Loan Fund as part of the Action Plan for Jobs. The objective is to provide additional lending to start-up and growing microenterprises that have been formally or informally declined credit by their lenders. Loans from €2,000 to €25,000 Loan Terms from 3 up to 5 years For businesses employing less than 10 people, with turnover less than €2m Fixed monthly repayments - 8.8% APR Fixed Businesses from all Sectors Loans may be used to co-fund bank or grant funding Assistance with Micro Finance loan applications is available through your local enterprise office, Microfinance Ireland is linked with all Local Enterprise Offices. Contact Details: Lorna Coleman info@microfinanceireland.ie Tel (01) 2601007 www.microfinanceireland.ie ____________________________________________________________________ OPPORTUNITY IN A MILLION (ACT) “Opportunity in a Million” (OiM) is an innovative enterprise and employment initiative by Athlone Community Taskforce on behalf of the Athlone community which will enhance the spirit of enterprise and employment, leading to the establishment of new business in the Athlone area. It is about creating and retaining jobs in Athlone. OiM can provide volunteers and finance to businesses in the area and will support enterprise projects that will enhance the community spirit leading to increased employment in the Athlone area Contact Details ACT, Ball Alley Lane, Parnell Square, Athlone Tel: 090-6494555 www.actathlone.ie e-mail: manageract@eircom.net ____________________________________________________________________ PATENTS OFFICE The role of the Patents Office is to provide an efficient and effective system of industrial property protection in the fields of patents, trade marks and designs, and the dissemination of relevant information in conjunction with each of these activities. Contact Details Patents Office, Government Buildings, Hebron Road, Kilkenny. LoCall: 1890 220 223 or 056 - 7720111 Email: patlib@patentsoffice.ie www.patentsoffice.ie ____________________________________________________________________ REVENUE COMMISSIONERS Revenue Commissioners website www.revenue.ie provides information and allows the download of any forms that sole traders/businesses may require. Revenue Online System (ROS) enables Self-Employed individuals, business and Practitioners file tax returns, make payments on line and view their up to date position with Revenue. Start Your Own Business Relief Scheme provides for relief from Income Tax for long term unemployed individuals who start a new business. The scheme will provide an exemption from Income Tax up to a maximum of €40,000 per annum for a period of two years to individuals who set up a qualifying business having been unemployed for a period of at least 12 months prior to starting a business and have been in receipt of crediting contributions, jobseekers allowance, job seekers benefit, the one-parent family payment and partial capacity payment. The business must be a new business and not a business that is bought, inherited or acquired. It must also be a business that is unincorporated and not a registered company. The scheme runs from 25 October 2013 to 31 December 2016. This relief only applies to Income Tax, it does not extend to USC or PRSI. Other Initiatives for Start up business and SMEs include: (more info on www.revenue.ie) - The Seed Capital Scheme - The Employment and Investment Incentive - Relief from Corporation Tax for start-up companies - The Research and Development tax credit In Westmeath, Revenue has an office in Athlone open to the public from 9.30am to 1.00pm daily. Contact: 090-6421 800 Address: Government Offices, Pearse Street, Athlone, Co. Westmeath E-mail westmeathoffaly@revenue.ie ____________________________________________________________________ SKILLNETS (Enterprise Led Training Networks) Skillnets actively supports and works with businesses in Ireland to address their current and future skills needs on the basis that training and up-skilling are key elements in keeping Irish companies competitive. Skillnets funds groups of companies in the same region/sector, and with similar training needs, through training networks that deliver subsidised training to Irish businesses. Skillnets is funded from the Department of Education and Skills. Through its Management Works programme, which offers structured learning and one to one mentoring support, Skillnets works with SMEs to build their management and financial capability. Specifically in relation to business support, Skillnets provides the following range of activities: “Through our Training Networks and Finuas programmes, we fund 60 networks which operate on a national, sectoral or regional level to provide enterprise led training supports to businesses. (Some examples of the training networks include Animation, Aviation, IT, Wind Energy, First Polymer Training and Agri / Farming networks). We support the development of new certified programmes in response to industry identified gaps in provision. We offer a suite of management development programmes designed for small and medium sized firms.” For further information go to www:skillnets.ie/ or to see the Skillsnets Network to www.localenterprise.ie/Westmeath and click under Skillnets. ____________________________________________________________________ TEAGASC Teagasc, the Agriculture and Food Development Authority Food Research Programme - Teasgasc can provide advice, consultancy and training in a broad range of your technical activities including product and process development, pilot plant facilities, compliance with legislation and codes of practice, food safety, quality management systems and sensory analysis (Contact Pat Daly, p.daly@teagasc.ie). For further information see www.teagasc.ie The local Teagasc office is at Teagasc, Bellview, Dublin Rd, Mullingar 044-9340721. Other useful contacts within the food area of Teagasc are: Teagasc Food Research Centre, Ashtown, Dublin 15, 01-8059500, carmel.farrell@teagasc.ie Teagasc Food Research Centre, Moorepark, Fermoy, Co. Cork., 025-42222 ____________________________________________________________________ WESTMEATH COMMUNITY DEVELOPMENT Westmeath Community Development provides a range of supports to the small enterprise sector including: Employment/Self Employment focused Development Programmes for unemployed people. One to one mentoring/coaching for potential and existing small business owners Referrals and access to Grant Aid for innovative projects – (subject to certain eligibility criteria). For more information send email to info@westcd.ie or phone 044 9348571 WCD Employment Mediation Service provides clients with the help they need to reach their training, employment or self-employment goals. Practical supports offered: One to one employment mentoring support, self-marketing skills, skills and training analysis support/training CV and interview preparation specific to job type and application Specific skill training courses such as business/administration and care industry training Westmeath Community Development also offers: One to one business appraisal, advice and guidance. Referral to other agencies providing training courses Access to Business Development Programme managed by WCD Access to Back to Work Enterprise Allowance (BTWEA) and Short Term Enterprise Allowance (STEA) scheme operated in conjunction with DSP, along with Technical Assistance Support from Dept of Social Protection (DSP) Indirect access to various financing bodies/schemes; Local Enterprise Office, RDP, MicroFinance Ireland Direct access to ACT and MEAG Loan Funds via Athlone and Mullingar Credit Union. Access to non financial supports provided by other agencies. Access to non financial supports provided by WCD, including Bookkeeping etc. Access to self employed networks in Mullingar and Athlone. Information books Access to units at possible reduced rates in Mullingar (and in some cases Athlone). For more information contact Tricia McKenna or Dan Grehan in Mullingar on 0449348571 or email tmckenna@westcd.ie / dgrehan@westcd.ie; or in Athlone Seamus McKenna – smckenna@westcd.ie, 090-6494555 Westmeath Community Development CEO Mr. Joe Potter; see website – www.westcd.ie ____________________________________________________________________