3901-3913 ingilis dili 300 test 1. Sual: Give the synonym of the word ‘’liability’’ a) asset b) debt c) balance d) term e) enterprise 2. Sual: Give the meaning of the word “commodity” a) price b) goods c) option d) prize e) form 3. Sual: Give the meaning of the word “expence” a) profit b) benefit c) tip d) expenditure e) income 4. Sual: Choose the antonym to the word: There are a lot of "natural" foods in the market. a) famous b) man-made c) old d) new e) precious 5. Sual: Choose the antonym of the word: Convince him “to lend” you the money to start up your business. a) collect b) negotiate c) determine d) exceed e) borrow 6. Sual: Among insurance documents there are … a) import licenses b) insurance policies c) consular invoices d) veterinary certificates e) customs declarations 7. Sual: Choose the correct variant. All the employees of our university received good holiday … . a) bonuses b) benefits c) wages d) pay e) salary 8. Sual: Choose the correct variant. In Great Britain insurance business is conducted by… a) government b) insurance companies c) state d) National Health service e) Western banks 9. Sual: Choose the correct variant. Taxes influence … a) the insurance b) the audit c) the investment d) government revenues e) the contract 10. Sual: Choose the correct variant. The … include medical insurance and a company car. a) bonuses b) fringe benefits c) wages d) pay e) salary 11. Sual: Choose the correct variant. Why was the IMF set up? a) for paying dividends to the shareholders b) for providing of essential services c) for encouraging economic cooperation between the nations. d) for buying shares in other company e) for implementation of social services 12. Sual: Choose the correct synonym of the word When you have finished, remember “to log off” for security reason. a) Access b) Enter c) Turn off d) Registration e) Take off 13. Sual: Choose the correct variant. Invent is … a) to think of new ideas, methods, products, etc. b) to make a new idea successful c) to make plans or drawings for how something is to be made. d) the practical or industrial use of scientific discoveries. e) to design and make something for the first time 14. Sual: Choose the correct answer. The insured is to pay… a) dividend b) benefits c) grants d) credit e) premium 15. Sual: What is the stock options? a) the money that clients leave for us in additional to the bill b) the right to buy company’s shares at low prices c) pay and benefits the employees receives d) a percentage on everything the seller sells e) the lowest amount allowed by law 16. Sual: Choose the correct variant. Human resources department deals with… a) technical support b) supporting company’s activities c) pay and recruitment d) carrying out the work of a company e) buying company’s product 17. Sual: Complete the sentence with the following word. … are a company’s debts to supplier, lenders, and tax authorities a) liabilities b) capitals c) brands d) assets e) marketing 18. Sual: Choose the correct variant. Demoting is … a) to end or stop something b) to give someone a lower rank or a less important job c) to reduce the total number of employees at a company through d) to tell someone they can no longer work at their job e) to force someone to leave their job 19. Sual: Choose the correct variant. Why IMF is described as a fund? a) It holds a stock of national currencies + b) It contribute more than poor countries c) It puts the borrower in touch with the saver d) It determines the exchange rates e) It issues a company’s share 20. Sual: Choose the correct variant. Another name for the human resources department is … a) administrative staff b) personnel deparment+ c) labor unions d) trade unions 21. Sual: Choose the correct variant. Workers with specialist knowledge and abilities. a) manual labor b) cheap labor c) skilled labor + d) labor relations e) labor unions 22.Sual: Choose the opposite meaning of the word “reduce a) outside b) negative c) hire d) insecurity e) increase 23. Sual: Choose the opposite meaning of the word “promotion “ a) outside b) negative c) increase d) hire e) demotion 24. Sual: Choose the wrong variant. There are only four precious metals, they are as follows: a) silver b) gold c) platinum d) copper e) diamond 25. Sual: Why does company issue the bonus issue? a) instead of tax b) instead of share c) instead of capital d) instead of interest e) instead of paying dividend 26. Sual: What kind of a few more new security features were added to the USA dollars? a) visible thread embedded in the paper b) invisible thread embedded in the paper c) transparent thread embedded in the paper d) strong thread embedded in the paper e) weak thread embedded in the paper 27. Sual: What do the main benefits of insurance include? a) veterinary certificates b) third party claims c) retirement pensions; unemployment benefits or relieves; sickness benefits; maternity grants; funeral grants; industrial injuries; family allowances d) relieves e) customs declarations 28. Sual: What is a counterfeiting? a) paper money b) false money c) currency d) coins e) change 29. Sual: What is budget? a) The budget is an estimate of national revenue and expenditure for the ensuing fiscal year b) The budget is financial intermediaries. c) The budget is a provision of essential services d) The budget is an encouragement or control. e) The budget is a provision of money and financial system is a network of institutions. 30. Sual: What is investment trusts? a) They are short or long term loans. b) They are interests made by policyholders. c) They are limited companies buying shares in other companies d) They are worker’s contribute e) They are insurance companies, financial houses. 31.Sual: The assessing people’s intelligence and personality a) Test b) Chech up c) Control d) Headhunting e) Psychometric test 32. Sual: Evaluate professionally a colleague’s work a) Referee b) Consulter c) Consumer d) Candidates e) Conductor 33. Sual: Find the synonym. queue a) line b) bill c) store d) truck e) plaster 34. Sual: Complete the sentence with the following words: When the price of some commodity increases, consumers will try to use less of it but … will want to sell more of it. a) customer b) auditor c) creditor d) borrower. e) producers 35. Sual: Which of the words is closest in meaning to the invoicing? a) credit policy b) bill of lading c) billing d) bill of exchange. e) trade credit. 36. Sual: The Assistant Manager is ... for the day-today running of the hotel. a) look after b) attendant c) responsible d) assistant e) engineer 340.Sual: The head housekeeper is in ... of the chambermaids and cleaners a) charge b) chef c) part-time d) head chief e) several time 37. Sual: We have four bar operatives, looking ... the bars in the hotel a) cleaners b) display c) fulfil d) after e) maintain 38. Sual: The bars and the restaurants all come ... the responsibility of the Restaurant Manager. The Restaurant section ... both restaurant and bar service. a) under, includes b) rack, deposit c) access, rack d) under, provide e) care of, helpful 39.Sual: The Head Waiter ... three station waiters, and two part-time waiters a) attendant b) assistants c) supervises d) trainee chefs e) in charge of 40. Sual: A software designer in an Internet company. Has to be in the office. a) work under a flexitime system b) accountant c) post-woman d) teacher e) flight 41. Sual: if people are treated differently from others in an unfair way, they are ….. . a) office manager b) discriminated against c) shop managers d) bully e) visitors 42.Sual: Money is used for buying or ….. . a) Selling goods b) job security c) to be getting along d) to feel useful e) radio 43. Sual: ….. was a system of direct exchange of goods. a) A questionnaire b) advertisement c) barter d) television e) radio 44. Sual: Coins are a kind of commodity and is a piece of ….. . a) Paper b) book c) cattle d) economy e) metal 45. Sual: A place where you can fill your gas tank is ….. . a) A room b) a system c) a pool d) a filling station e) selling goods 46. Sual: Overtime is usually ….. in the UK. a) Called b) asked c) closed d) paid e) sold 47. Sual: If the law is broken criminal proceedings may ….. . a) Derived b) capitalized c) tasted d) start e) abolished 48. Sual: The US dollar is the most counterfeited ….. . a) Add b) a book c) property d) paper e) currency 49. Sual: If the goods are offered on FOB terms the price will include a) The cost of the goods and transportation expenses b) the cost of the various matters and expenses c) the cost of delivary d) the cost of board ships e) the cost of the 50. Sual: If the goods are offered on CIF terms the price will cover ….. . a) Popular terms of delivary b) depend on currency c) currency stability d) various matters e) the cost of the goods, insurance expenses 51. Sual: Many managers allow their workers ….. own decisions a) control their b) reject the c) to making their d) to deny the e) to do with 52. Sual: Company has spend a large ….. of money on their new site. a) Deal b) amount c) to make their d) piece e) wise 53. Sual: The insuarance company takes ….. of this opportunity to thank you all for your co-operation. a) Profit b) benefit c) advantage d) thought e) occasion 54. Sual: Which word has the meaning “a way that you follow to get from one place to another” . a) Goods b) property c) exchange d) currency e) route 55. Sual: ............specialize in supplying short term loans they are prepared to make loans for longer periods a) Pension funds b) Finance houses c) Banks d) Investment trust e) İnstitutions 56. Sual: These operate in a very semilar manner to investment trusts a) İnvenstment trusts b) Loans c) Scheme d) Unit trusts e) Finance house 57. Sual: A financial institution that accepts deposits and channels the money into lending activities....... a) Unit trust b) İnvestment trust c) Pension funds d) Banks e) Companies 58. Sual: A fund that a customer has entrusted to a bank and from which the customer can make withdrawals a) Bank account b) Deposet account c) Pension fund d) Bank e) Unit trusts 59. Sual: According to the purpose and contents, contracts can cover ….. . a) Goods, services, licences b) inflation, reasons c) coins, money d) sheet, balance, sheet e) effect, legal 60. Sual: Tangible assets – are: a) Things that can be sold b) things that can be books c) things that can be seen d) a long term spare e) are true or false 61. Sual: It carries passengers and goods a) Corporate b) profit c) commercial ladder d) commercial airline e) artist 62. Sual: To remove is ….. . a) To take off b) to apply c) to stiare d) to return e) to ask 378. Sual: there are different types of audits. choose wrong type a) financial statements b) income tax c) ''value for money'' d) lack of system e) environmental 63. Sual: Credibelity is ….. . a) Figures b) judgement c) mankind d) possibility e) currency 64. Sual: The aim of producing companies is to obtain ….. . a) Machines b) higher c) higher profits d) raise e) grow 65. Sual: To achieve means ….. a) To fail b) fail to finish c) responses d) succeed in doing something + e) to strength 66. Sual: An organization that gives or collects money for special purposes ….. a) internal b) find c) gain d) foundation e) proof 67. Sual: A period of ten years a) percent b) benefits c) decade d) cycle e) trace 68. Sual: A thing, place, activity that something comes from ….. . a) estimate b) element c) contrast d) source e) encounter 69. Sual: Make the statements putting words in order: a) Commercial, invoices, usually, are, issued, after, shipped, are, goods. b) Commercial, invoices, are, usually, issued, shipped, are, after, goods. c) Commercial, invoices, are, usually, issued, after, goods, are, shipped. d) Commercial, invoices, usually, are, shipped, are, issued, after, goods. e) Commercial, invoices, are, issued, after, goods, are, usually, shipped. 70. Sual: Make the statements putting words in order: a) Invoices, sent, usually, are, the, to, buyer's, bank, payment, for. b) Invoices, are, sent, usually, to, buyer's, the, for, payment, bank. c) Invoices, are, sent, usually, to, the, bank, buyer's, for, payment. d) Invoices, are, usually, sent, to, the, buyer's, bank, for, payment. e) Invoices, are, usually, sent, the, buyer's, to, payment, bank, for. 71. Sual: Who are individual investors? a) they are group of investors b) individuals who own securities c) they control of economic activities in other nation d) they are institutional investor e) they set up a foreign branch of any foreign company 72. Sual: Institutional investors group include…. a) households b) insurance companies c) banks d) investment trusts e) financial companies 73. Sual: Institutional investors invest the majority capital in …. a) assets b) common stock c) government bonds d) security e) corporate bonds 74. Sual: What are assets? a) are a company’s debts to supplier, lenders, and tax authorities. b) are reduction in the amount c) are when famous people recommend a product d) provide goods, organize promotions e) have value or the power to earn money 75. Sual: Choose the correct variant. What are assets? a) are a company’s debts to supplier, lenders, and tax authorities b) are reduction in the amount c) are when famous people recommend a product d) provide goods, organize promotions e) have value or the power to earn money 76. Sual: Which of the words is closest in meaning to the word depreciation a) financial year b) financial year c) balance sheet d) assets e) amortization 77. Sual: Choose the correct variant. Intangible assets are… a) company’s good reputation with existing customers and b) equipment, machinery, land c) money in the bank, investments d) a company’s debts to supplier, lenders e) reduction in the amount 78. Sual: Oil prices are traditionally quoted in a) US dollars per barrel b) pound sterling per barrel c) euro per barrel d) swiss franс per barrel e) dinar per barrel 79. Sual: The main oil-producing nations are located in the ………… a) middle East b) near West c) far South d) South Central Region e) near South 80. Sual: ……… encourage consumers to purchase substitute commodities. a) high prices b) low prices c) stable prices d) nominal prices e) basic prices 81. Sual: ………is one for which the demand at a zero price would exceed the available supply. a) a scarce resource b) production process c) potential substitutes d) basic input e) factor income 82. Sual: The synonym of the word “upheaval” is a) overturn b) increase c) slump d) downsizing e) assumption 83. Sual: The synonym of the word “steadily” is a) constantly b) unexpected c) equitable d) equally e) previously 84. Sual: ……… provide labour services,both skilled and unskilled,in return for the payment of wages. a) households b) firms c) economists d) producers e) consumers 85. Sual: Households may be entitled to a share of the profit, if they……. a) have had the finance in the form of a loan b) have predicted the finance income c) have provided labour services d) have satisfied unlimited wants e) have purchased shares in the business 86. Sual: Which of them doesn’t refer to the sources of loan? a) loan credits b) overdrafts c) bills of exchange d) hire purchases e) trade credits 87. Sual: What is the most obvious source of finance for the well-established firm? a) own profits b) capital c) property d) credit e) trade credit 88. Sual: Which of the following is not a function of public finance a) the encouragement of social sectors of the economy b) the encouragement of the growth of economy as a whole c) the implementation of social policy in respect of social services d) the control of particular sectors of the economy e) the provision of essential services 89. Sual: The major instrument of any financial system is …….. a) the national revenue b) the provision of money c) the capital expenditure d) the national expenditure e) the budget 90. Sual: Which of the financial institutions can not be re-sold on the open market? a) unit trusts b) insurance companies c) pension funds d) banks e) investment trusts 91. Sual: What financial institutions collects the payments paid by the purchaser? a) finance houses b) pension funds c) banks d) insurance companies e) unit trusts 92. Sual: …… operate in a very similar manner to investment trusts a) unit trusts b) finance houses c) pension funds d) insurance companies e) banks 93. Sual: …… are limited companies buying shares in other companies. a) investment trusts b) unit trusts c) pension funds d) finance houses e) insurance companies 94. Sual: …… are not limited companies and they do not issue shares. a) unit trusts b) investment trusts c) finance houses d) insurance companies e) banks 95. Sual: They have the right to buy new shares of the company at a low price is called…… a) rights issue b) rights purchase c) rights installment d) rights operate e) bonus issue 96. Sual: A company’s share capital is often referred to as …….. a) equity capital b) face value c) rights issue d) receipt of income e) own profit 97. Sual: The issuing of new shares at no cost to the existing shareholders is called…… a) bonus issue b) capital issue c) rights operate d) dividend issue e) rights purchase 98. Sual: Fill in the gaps with the words and expressions from the text. The main problem in economics is the question of ___ scarce recourses between competing uses a) choosing b) allocating c) discussing d) competing e) connecting 99. Sual: Oil is an important ___ in modern economies a) derivative b) clothing c) assumption d) abundant e) commodity 100. Sual: ___is one for which the demand at a zero price would exceed the available supply a) The oil price b) An available supply c) The economic producing d) A scarce resource e) An extra labour 101. Sual: Economic units together decide the economy's____. a) information b) total spending c) transactions d) changings in tax rates e) decision-making 102. Sual: Two sets of actions create the model of the circular___. a) share capital b) flow of money c) incomes d) rents and profits e) factor services 103. Sual: Complete the following statements: 6. It is characteristic of any society that.... a) when economic resources are growing. b) when wants of people are growing. c) when wants of people are growing the economic resources are limited and scarce. d) when economic resources satisfy the wants and are limited scarce e) when wants are limited and scarce 104. Sual: …. is the most effective system in the world today. a) Economic growth b) Free enterprise or the market economy c) Equitable distribution of revenues d) Production of goods e) Utilizing resources 105. Sual: Economic resources may be classified as a) material and labour resources. b) material and capital resources. c) labour force and entrepreneurship. d) capital and row materials. e) economic and labour resources. 106. Sual: Choose the wrong variant. Selling and buying foreign currency is carried out in…. a) exchange offices b) municipal services c) bureau de change d) bank counters e) travel agents offices 107. Sual: Choose the correct variant. Why was the United States Secret Service set up in 1865? a) to issue the currency b) to cover the risk c) to borrow the money d) to suppress counterfeiting e) to prepare the budget 108. Sual: Choose the wrong variant. There are only four precious stones, they are as follows: a) ruby b) diamond c) emerald d) limestone e) sapphire 109. Sual: Choose the wrong variant. For making a new product, producers need…. a) finished goods b) raw materials c) labour d) capital e) knowledge 110. Sual: What are the main Ps of the marketing? a) product, planning, performance, packing b) planning, providing, place, packing c) price, packing, place, performance d) product, price, place, promotion e) payment, profit, predict, planning. 111. Sual: Choose the correct variant. Building societies are…. a) mutual b) limited company c) non-profit organizations d) pension funds e) unlimited company 112: . In different parts of the world many different commodities … a) called vampum. b) threaded into strings c) superseded by precious metals. d) have served as money e) should be portable. 113. Sual: Paper money first came into use … a) in the form of banknotes b) in exchange for deposits. c) in the form of silver. d) in the form of gold coins. e) in the form of receipts. 114. Sual: Finance is … a) the network of institutions. b) the provision of essential services. c) the economic system. d) the budget. e) the provision of money when it is needed 115. Sual: The financial system is … a) the network of units of government. b) the network of firms and households. c) the network of institutions. d) the network of funds. e) the network of economic entities. 116. Sual: … provide finance for companies a) Many important financial institutions b) The provisions of essential services c) The major instruments of any financial system d) The encouragement or control of particular sectors e) The community trough taxes 117. Sual: Loans can be … a) the sources of loans. b) short term and long-term ones. c) hire purchases. d) trade credits. e) bills of exchange. 118. Sual: Make statements putting the words in the correct order a) short-term loans, are, usually, repayable, within, three, years b) are, short-term loans, within, repayable, usually, three, years. c) repayable, short-term loans, are, usually, within, three, years. d) usually, repayable, , within, three, years, are, short-term loans. e) years, three, usually, repayable, , within, are, short-term loans. 119. Sual: Make statements putting the words in the correct order a) is, the most, widely used, type, a bank overdraft, of, short term finance. b) the most, widely used, type, of, short term finance, is, a bank overdraft c) widely used, type, of, short term finance, is, the most, a bank overdraft. d) a bank overdraft, is, the most, widely used, type, of, short term finance e) of, short term finance, a bank overdraft, the most, widely used, type, is. 120. Sual: Make statements putting the words in the correct order a) in, business, are, normal, quite, trade credits. b) trade credits, quite, normal, are, in, business. c) trade credits, are, quite, normal, , in, business. d) trade credits, are, in, quite, normal, business. e) are, quite, normal, in, business, trade credits. 121. Sual: Make statements putting the words in the correct order a) a, company's ,share, capital, is, often, capital, ,equity, as. b) share, capital, is, often, as, equity, capital, a, company's. c) a, company's, is, often, as, capital, equity, capital, share. d) a, company's ,share, capital, often, is, as, equity, capital. e) a, company's ,share, capital, is, often, as, equity, capital. 122. Sual: Make statements putting the words in the correct order a) Business companies, to, the, capital market, turn, and, the, commercial banks, to, assist, them. b) Business companies, turns, to, the, capital market, and, the, commercial banks, to, assist, them. c) Business, companies, turns, capital market, to, the, and, the, commercial banks, to, assist, them. d) Commercial banks, turns, to, the, capital market, and, the, business companies, to, assist, them. e) Business companies, turn, the, capital market, to, and, the, commercial banks, to, assist, them. 123. Sual: Make statements putting the words in the correct order a) Many, financial, institutions, provide, in, different, money, ways. b) Many, provide, money, in, different, ways, financial, institutions c) Financial, institutions, many, provide, money, in, different, ways. d) Many, financial, institutions, provide, money, in, different, ways+ e) Many, different, ways, in, provide, money, financial, institutions. 124. Sual: Commercial invoices contain…. a) description of the goods b) price and total value c) terms of delivery d) terms of payment e) reference number. 125. Sual: Number date of the invoice and the date of the contract are contained as….. a) important information about commercial invoices. b) receiving much mail of commercial invoices. c) making a list of some basic manners d) payment of commercial invoices. e) description of the goods. 126. Sual: The buyer has a few talks or…. with the prospective seller. a) exchanges letters b) comes to an agreement c) signs a contract d) guarantees the obligations e) prepare the contract 127. Sual: Fiscal or budgetary taxes are connected with ….. . a) Covering government expenditure b) Government c) Direct tax d) Impose tax e) Entites 128. Sual: Complete the sentence. Research shows that volunteers give the best service…. a) parties for the charity b) less than they would in the private sector c) with loss-making companies d) in cash and increasingly, as goods, services and time e) when they are helping people in their own social class 129. Sual: Which of these following variants is not the service sector a) financial services b) leisure c) textile d) tourism e) media 130. Sual: Complete the sentence. The exchange rates for various currencies are determined by a) budget b) market forces c) market forces d) travel agents offices e) labour forces 131. Sual: Choose the wrong variant. There are only four precious stones, they are as follows: a) ruby b) diamond c) emerald d) limestone e) sapphire 132. Part of the companys profit is paid to ...as a... a) shareholders,dividend b) banks,regular receipt c) financial institutions,payment d) business companies,deposit e) shareholders,deposit 133. Sual: If the company needs to raise more capital for expansion it might issue……… a) new shares b) receipts of income c) investments d) credits e) dividends 134. Sual: What force of the market keeps prices close to costs? a) competition b) freedom of enterprise c) law of supply d) labour force e) business cycle 135. Sual: What economic system economists consider the most effective in the world today? a) free enterprise b) competition c) fiscal policy d) law of supply e) monetary policy 136. Sual: What economic system keeps prices close to costs? a) competition b) free enterprise c) monetary policy d) law of demand e) fiscal policy 137. Sual: What economic system makes producers and suppliers of scares resources utilize them economically? a) competition b) law of supply c) free enterprise+ d) fiscal policy e) law of deman 138.Sual: A ……. does not finish after a fixed period a) permanent job+ b) full-time job c) part-time job d) temporary job e) repetitive job 139. Sual: The work is interesting and gives positive feelings. a) Fascinating+ b) boring c) repetitive d) tough e) demanding 140. Sual: The system of …….means you can work when you want,within certain limits. a) flexitime + b) shifts c) temporary work d) part-time job e) permanent work 141. Sual: One of the reasons for which indebted Thirld World countries are unable to service their debts with Western commercial banks is……. a) rising of interest rates+ b) depreciation of properties c) promoting employment in a range of industries d) withdrawal of national inflow e) encouraging of economic relations 142. Sual: A consortium of independent organizations formed to limit competition by controlling the production and destribution of a product or service a) Fund b) Units c) Unit trusts d) Banks e) Government 143. Sual: Loans can be ...........ones a) Corporations b) Ploughing c) Credit d) Machinery e) Short term and long term + 144. Sual: A piece of paper money especially one issued by a control bank a) Acfure b) Deposet c) Leasing d) Bill e) Credit 145. Sual: Accounting measures business ........ a) Activity+ b) Coins c) Focus d) Store e) İnformation 146. Sual: A company’s share capital is often referred to as......... a) Expansions b) equity capital+ c) Outflow d) İnflow e) Receipt 147. Sual: If the company needs to raise more capital for expansion it might........ a) İssue new shares+ b) İssue new outflow c) İssue new inflow d) İssue new income e) İssue new line 148. Sual: Each member country is obliged to…. a) pay the interest on existing loans. b) borrow foreign currencies from the fund. c) contribute a certain amount –a quota.+ d) write off some loans. e) start to lend billions of dollars. 149. Sual: In Great Britain insurance business is… a) a document b) to pay a premium. c) conducted by insurance companies.+ d) undertaken by the state. e) is calculated with great accuracy. 150. Sual: Among insurance documents there are… a) insurance policies and certificates.+ b) insured against risks and for amount. c) involved in business transactions. d) retirement pensions. e) consular invoices. 151. Sual: The premiums must be paid to…. a) quarterly or annually the assure. b) the company’s agents weekly. c) the assure until the death of the insured.+ d) the insured sooner or later. e) the assured at the agreed time. 152. Sual: Most employees…. a) have a five-day working week.+ b) traditionally work different hours. c) demand that the Sunday trading rules should be abolished in the UK d) close their business and shops. e) sell goods on Sundays. 153. Sual: The bank holidays besides public or national holidays are… a) New Years Day and Christmas Day. b) Labour Day and Independence Day. c) Washington’s Birthday and Memorial Day. d) Spring or Summer and Autumn Holiday.+ e) Easter and Thanksgiving Day. 154. Sual: After the reform they… a) adopted a national currency in 1863.+ b) issued its own currency. c) established the Us Secret Service. d) curtailed counterfeiting. e) have made the production of counterfeit money. 155. Sual: A lot of specials security features are… a) modern photographic and printing devices. b) colour copies and laser scanners. c) usually used in making banknotes of every country.+ d) serious problems in the past. e) the oldest crimes in history. 156. Sual: Fineness of gold is… a) often shown in carat.+ b) equal to 24 carat. c) stated as 750 or as 18 carat. d) applied to precious stones. e) the hardest substance. 157. Sual: Choose the synonym of the word. foreign branch a) foreign subsidiary+ b) foreign company c) foreign operation d) foreign institution e) foreign citizen 158. Sual: After the huge rise in oil prices in 1973,many developing countries needed to borrow more money to pay for their…….. a) imported oil + b) principal c) existing loans d) interest rates e) agricultural goods 159. Sual: The main benefits of insurance don’t include: a) industrial grants+ b) sickness benefits c) family allowance d) retirement pension e) maternity grants 160. Sual: The document which states what goods are insured,against what risks and so on. is called…….. a) insurance policy+ b) insurance licence c) funeral grants d) policy issue e) maternity policy 161. Sual: The employees contributions are deducted from…….. a) their wages and salaries+ b) their retirement pensions c) their family allowances d) their funeral grants e) their relieves 162. Sual: In Great Britain insurance business is conducted by……… a) insurance companies + b) insurance policy c) insurance broker d) investment trusts e) unit trusts 163. Sual: The type of life assurance is……. a) Endowment+ b) relief c) retirement d) allowance e) attainment 164. Sual: Premiums for whole life assurance are paid…… a) quarterly+ b) once a month c) every six month d) every other month e) once 165. Sual: Choose the synonym of the word “dispatch” a) ship + b) involve c) share d) decrease e) own 166. Sual: Choose the synonym of the word “ensuing” a) posterior b) accurate c) follow + d) proper e) precise 167. Sual: Choose the synonym of the word “retain” a) maintain + b) comprise c) impact d) attempt e) repay 168. Sual: Choose the synonym of the word “safe” a) reliable+ b) sufficient c) decisive d) restricted e) recurrent 169. Sual: Choose the synonym of the word “decrease” a) recession+ b) gap c) contention d) promotion e) overdraw 170. Sual: Azerbaijan taxes provide revenue for ____ a) legal entities b) three tiers of the budget+ c) the profit tax low d) the foreign investment e) a computation of taxable profits. 171. Sual: A number of countries have problems because of____ a) entering with other countries into double tax treaties. b) significant taxpayer non-compliance.+ c) illegal evasion of tax obligations. d) tax liability on the property and income. e) harmful effects of double taxation. 172. Sual: The natural finalization of the audit process is the___ a) financial information b) tests in totals c) auditor’s report+ d) comparison with budgets e) assessment of the internal accounting controls. 173.Sual: Income from capital is ….. . a) Capital gains b) Capital stock c) Fixed capital d) Dead capital e) Current capital 174. Sual: . Choose the wrong variant. Selling and buying foreign currency is carried out in…. a) exchange offices b) municipal services+ c) bureau de change d) bank counters e) travel agents offices 175. Sual: Choose the correct variant. Why was the United States Secret Service set up in 1865? a) to issue the currency b) to cover the risk c) to borrow the money d) to suppress counterfeiting+ e) to prepare the budget 176 .Sual: Choose the wrong variant. For making a new product, producers need…. a) finished goods+ b) raw materials c) labour d) capital e) knowledge 177. Sual: Choose the correct variant. I bought some coffee, which came with a) special offer b) free sample c) loyalty cards d) promotions e) free gift+ 178. Sual: What are the main Ps of the marketing? a) product, planning, performance, packing b) planning, providing, place, packing c) price, packing, place, performance d) product, price, place, promotion+ e) payment, profit, predict, planning. 179. .Sual: Choose the correct variant. .… may be classified as material resources and labour resources. a. Labour forces b. Social security c. Economic resources+ d. Economic growth e. Transaction 180. Sual: Choose the correct variant. … of resources makes it necessary to save them. a. a.Allocation b. Solution c. Distribution d. Scarcity+ e. Social security 181.Sual: Choose the correct variant. Another important force of the market is… . a. wants b. solution c. allocation d. revenue e. competition 182.Sual: Choose the correct variant. If … exceeds supply, the price tends to rise. a. demand b. revenue c. competition d. benefit e. income 183. Sual: Choose the correct variant. When … exceeds demand the price tends to fall. a. wants b. supply c. transaction d. recession e. unemployment 184. Sual: Choose the correct variant. … don’t always run smoothly. a. Price mechanism b. Market economy c. Economic machines d. Economic policy e. Economic growth 185. Sual: Choose the correct variant. There are different … in the world. a. labour forces b. economic policy c. social security d. economic systems e. market economy 186. Sual: Choose the correct variant. … are free to choose whom to buy from and sell to. a. Solution b. Production costs c. Transaction d. Businesses e. Labour force 187. Sual: Choose the correct variant. If an … is to perform well it must deal with many economic challenges. a. economic resources b. unemployment c. natural resources d. consumer preferences e. economic system 188. Sual: Choose the alternative to the given word. Scarcity of resources makes it “NECESSARY” to save them. a. important b. different c. useless d. easy e. difficult 189. Sual: Choose the alternative to the given word. There are “DIFFERENT” economic systems in the world today. a. useful b. various c. significant d. same e. useless 190. Sual: Choose the alternative to the given word. Another” IMPORTANT” force of the market is competition. a. useless b. different c. necessary d. various e. tiny 191. Sual: Choose the alternative to the given word. It is characteristic of any society that while “WANTS” of people are growing constantly, the economic resources required to satisfy these wants. a. wages b. income c. labour resources d. demands e. labour force 192. Sual: Choose the alternative to the given word. Freedom of enterprise is not “TOTAL” in the market economy. a. partial b. incomplete c. limited d. complete e. unfinished 193. Sual: Choose the correct variant. Bölğü, yerbəyer etmə; распределение, выделение(ресурсов) a. allocation b. transaction c. revenue d. solution e. scarcity 194. Sual: Choose the correct variant. Sahibkarlıg ; предпринимательство a. employment; b. unemployment c. entrepreneurship d. business cycle e. sophisticated technology 195.Sual: Choose the correct variant. işci güvvəsi; рабочая сила a. employment b. labour force c. free enterprise d. labor resources e. social security 196. Sual: Choose the correct variant. istehsalın azalması (tənəzzülü); спад производства a. interaction b. competition c. recession d. regulation e. transaction 197.Sual: Choose the correct variant. artıq olmaq, keçmək, ötmək; превышать; a. reflect b. exceed c. benefit d. compete e. utilize 198.Sual: Choose the correct variant. azad sahibkarlıg; свободное предпринимательство a. economic policy b. sophisticated technology c. free enterprise d. social security e. rapid expansion 199. Sual: Choose the correct variant. çətin məsələ, problem, çağırış; сложная задача, проблема, вызов; a. challenge b. recession c. interaction d. income e. input 200. Sual: Choose the correct variant. müdafiə etmək, qorumaq; защищать a. benefit b. tend c. govern d. protect e. utilize 201.Sual: Choose the correct variant. sövdələşmə; сделка; a. transaction b. allocation c. solution d. composition e. regulation 202.Sual: Choose the correct variant. istehsal xərcləri; издержки производства a. business cycle b. recession c. factor of production d. production costs e. rapid expansion 203. Sual: Choose the correct variant. Bigger domination coins are made from cupronickel and usually called … . a. shell b. bronze c. gold d. paper money e. silver 204.Sual: Choose the correct variant. The shells … threaded into strings or belts called wampum. a. were b. is c. was d. has e. be 205.Sual: Choose the correct variant. At first coins … worth their face value as metal. a. is b. were c. was d. has e. be 206.Sual: Choose the correct variant. When a payment … made the cutting of the metal into pieces of definite weight and so coins came into use. a. being b. be c. was d. has e. are 207.Sual: Choose the correct variant. At different periods of time and in different parts of the world many different commodities … served as money. a. be b. having c. being d. have e. has 208.Sual: Choose the correct variant. After goldsmiths … bankers their receipts became banknotes. a. becoming b. to become c. became d. becomes e. is becoming 209.Sual: Choose the correct variant. At different periods of time and in different parts of the world different commodities have served as … . a. raw materials b. fur c. coin d. natural resources e. money 210.Sual: Choose the correct variant. ….was used by early settlers in North America. a. Coins b. Shell money c. Gold d. Paper money e. banknotes 211.Sual: Choose the correct variant. …. underline that to serve effectively as money, a commodity should be fairly durable, easily divisible and portable. a. The buyers b. The sellers c. The experts d. The producers e. The settlers 212.Sual: Choose the correct variant. After goldsmiths became bankers their receipts became … . a. shell money b. commodity money c. beads d. banknotes e. pelts 213.Sual: Choose the correct variant. After … became bankers their receipts became banknotes. a. settler b. goldsmith c. consumer d. user e. borrower 214. Sual: Choose the correct variant : pul məziyyəti( dəyəri); достоинство(денег) a. commodity money b. denomination c. asset d. shell money e. token coin 215.Sual: Choose the correct variant : zərgər; ювелир a. settler b. consumer c. goldsmith d. intermediary e. intermediary 216.Sual: Choose the correct variant : aradan çıxarmag; вытеснять занимать(чего либо)место a. invent b. exceed c. protect d. supersede e. save 217.Sual: Choose the correct variant: yeni məskunlaşan adam; посланец a. settler b. goldsmith c. consumer d. intermediary e. saver 218.Sual: Choose the correct variant: nominal dəyər; нарицательная цена a. store of value b. face value c. unit of account d. commodity money e. means of payment 219.Sual: Choose the correct variant: köhnəlməyən; неизнашивающийся a. precious b. portable c. divisible d. hard-wearing e. limited 220.Sual: Choose the correct variant: ödəmə vasitəsi; средство платежа a. store of value b. means of payment c. denomination d. unit of account e. commodity money 221.Sual: Choose the correct variant: xırda pul; разменная монета a. shell b. beads c. token money d. pelts e. commodity money 222.Sual: Choose the correct variant: cari hesabda əmanət; вклад на текущем счете a. checking deposit b. unit of account c. denomination d. means of payment e. store of value 223.Sual: Choose the correct variant. If they accept it, we … them. a. fire b. took c. hire d. apply e. dismiss 224.Sual: Choose the correct answer. Expanding … may have to pay higher wages to attract the extra labour that they require. a. countries b. industries c. commodities d. activities e. laboratories 225.Sual: Choose the correct variant Here, Kerstin … about her job. a. to talk b. has talking c. talks d. have talked e. had talking 226.Sual: Choose the correct variant I … for a large European car maker. a. worked b. will work c. have working d. work e. were working 227.Sual: Choose the correct variant I … with a lot of different people in the company. a. Dealing b. deal c. will dealing d. has dealt e. to deal 228.Sual: Choose the correct variant The economy … fast. a. is growing b. to grow c. had grew d. shall be growing, e. will be grow 229.Sual: Choose the correct answer. Figure 1 … the price of oil from 1970 to 1986. a. to show b. shows c. showed d. had shown e.have shown 230.Sual: Choose the correct answer. In general, higher oil prices … the economy produce in a way that uses less oil. a. make b. makes c. made d. is making e. have made 231.Sual: Choose the correct answer. I …to work by train and subway. a. shall be go b. going c. to go d. are going e. go 232.Sual: Choose the correct variant I … a team of designers. a. work b. go c. find d. manage e. finish 233. Sual: Choose the correct variant We all have … in and clock out every day. a. to like b. to clock c. to satisfy d. to change e. to work 234.Sual: Choose the correct variant I … to work every day. a. to demand b. to talk c. to clock d. to do e. to commute 235.Sual: Choose the correct variant He made … . a. situation b. an application c. shopping d. reference e. position 236.Sual: Choose the correct variant: rəhbərlik etmək, руководить a. to hire b. to manage c. to fire d. to satisfy e. to commute 237.Sual: Choose the correct variant: darıxdırıcı, скучный a. exciting b. satisfying c. dull d. demanding e. fascinating 238.Sual: Choose the correct variant: ağır, трудный a. exciting b. interesting c. repetitive d. hard e. dull 239.Sual: Choose the correct variant: nümayəndə, кандидат a. employee b. agency c. recruiter d. worker e. candidate 240.Sual: Choose the correct variant: boş, свободный a. dull b. hard c. interesting d. vacant e. tiring 241.Sual: Choose the correct variant: I work in ... a. computer b. reference c. agency d. manager e. shifts 242.Sual: Choose the correct variant: iş, служба a. b. c. d. e. employment shift clock application telecommute 243.Sual: Choose the correct answer. The company … or … them. a. to employs, fires b. hires, turns down c. employed, hires d. employs, hires e. hired, fires 244.Sual: Choose the correct answer. This process … headhunting. a. to call b. calls c. is called d. called e. have called 245.Sual: Choose the correct answer. We … in national newspapers. a. advertises b. advertise c. could to advertise d. ought to advertising e. advertising 246.Sual: Choose the correct variant: tələbat, потребность a. save b. wants c. solution d. price e. transaction 247.Sual: Choose the correct variant: təmin etmək, обеспечивать a. to provide b. to allocate c. to change d. to increase e. to use 248.Sual: Choose the correct answer. .... is the study of how people choose to allocate scarce resources to satisfy their unlimited wants. a. economics b. resource c. price d. commodity e. transaction 249.Sual: Choose the correct answer. … is an important commodity in modern economies. a. barrel b. competition c. car d. oil e. organization 250.Sual: Choose the correct answer. … usually respond to prices in this or that way. a. commuters b. people c. nations d. leaders e. consumers 251.Sual: Choose the correct variant. We … at any time before eleven. a. can start b. starts c. is starting d. started e. will start 252.Sual: Choose the correct answer. I … to work every day. a. commute b. commutes c. commuted d. will commute e. have commuted 253.Sual: Choose the correct answer. It is difficult … from one shift to another. a. change b. have changed c. changing d. are changing e. changes 254.Sual: Choose the correct answer. Economics is the study of how people choose … scarce resources to satisfy their unlimited wants. a. allocated b. allocates c. is allocating d. to allocate e. have allocated 255.Sual: Choose the correct answer. Oil and its derivatives … fuel for heating, transport and machinery. a. provides b. will provide c. is providing d. provided e. provide 256.Sual: Choose the correct answer. Economic activity … on the assumption of cheap and abundant oil. a. to organize b. was organized c. will organize d. is organizing e. were organized 257.Sual: Choose the correct answer. Consider first how the economy …. goods and services. a. produce b. be produce c. producing d. are producing e. produces 258.Sual: Choose the correct variant. Modco has reorganized and … in order to become flatter. a. restructured b. will restructuring c. restructures d. is restructuring e. restructuring 259.Sual: Choose the correct variant. Modco has downsized and … . a. will delayered b. delayers c. delayiring d. was delayering e. delayered 260.Sual: Choose the correct form of word. Good at working on their own. a. self-starters b. methodical c. computer-literate d. numerate e. motivated 261.Sual: Choose the correct form of word. People who work well with other people. a. motivated b. talented c. computer literate d. self-starters e. numerate 262.Sual: Choose the correct form of word. Good with numbers. a. numerate b. motivated c. computer-literate d. proactive e. team players 263.Sual: Choose the correct answer. We conducted our audit in accordance with generally … auditing standards. a. well accepted b. accepts c. shall accept d. is accepting e. is accepted 264.Sual: Choose the correct answer. People once believed that the spirits of the Gods … in trees. a. lived b. will lived c. was living d. living e. lives 265.Sual: Choose the correct answer. If people are treated differently from others in an unfair way, they are … against. a. discriminated b. to discriminating c. discriminates d. will discriminate e. discrimination 266.Sual: Choose the correct answer. … is the money that a company uses to operate and develop. a. money b. capital c. portal d. book e. bank 267.Sual: Choose the correct answer. You want to raise money for your company, but you … to sell shares. a. doesn’t b. didn’t wanted c. is want d. don’t want e. wanted no 268.Sual: Choose the correct answer. … is closely associated with other aspects of economic order such as the role of financial centers, labor migration. a. migration b. investment c. institutions d. finance e. science 269.Sual: Choose the correct answer. The directors of Megafone the world’s largest mobile phone company, yesterday … to give Mr.Chris Zadyman. a. voting b. will vote c. voted d. will voting e. are vote 270.Sual: Choose the correct variant: maliyyə (финанс) a. asset b. money c. instrument d. banks e. finance 271.Sual: Choose the correct variant: büdcə (бюджет) a. capital b. commodity c. exports d. budget e. imports 272.Sual: Choose the correct variant: xərc (затраты, расходы) a. expenditure b. business c. value d. payment e. price 273.Sual: Choose the correct variant: sığorta (страхование) a. Insurance b. relation c. network d. firms e. households 274.Sual: Choose the correct variant: əskik (дефицит, недостаток) a. revenue b. fiscal c. deficit d. resource e. benefit 275.Sual: Choose the correct variant: təmin etmə (снабжение) a. provision b. policy c. economy d. income e. deficit 276.Sual: Choose the correct variant: paylanma (распределение) a. condition b. market c. demand d. supply e. distribution 277.Sual: Choose the correct variant: These institutions ____ money in different ways. a. provided b. provide c. was provided d. is provided e. has provided 278.Sual: Choose the correct variant These institutions provide ____ in different ways. a. sell b. money c. provision d. deficit e. profit 279.Sual: Choose the correct variant There are many important _____ _____ which provide finance for companies. a. monetary relations b. financial institutions c. households d. source e. household 280.Sual: Choose the correct variant They receive immediate _____from a finance house. a. payment b. impact c. policy d. money e. budget 281.Sual: Choose the correct variant: təqaüd fondu (пенсионный фонд) a. pension fund b. public finance c. insurance companies d. mutual funds e. finance companies 282Sual: Choose the correct variant: açıq bazar (открытый, рынок) a. financial system b. households c. institution d. firm e. the open market 283.Sual: Choose the correct variant: maliyyə evi (финансовый) a. finance house b. economic entity c. social policy d. fiscal year e. pension fund 284.Sual: Choose the correct variant . _____ is the provision of money at the time when it is needed. a. finance b. preparation c. foundation d. insurance e. distribution 285.Sual: Choose the correct variant. They ____ immediate payment from a finance house. a. receive b. receives c. has received d. is received e. was received 286.Sual: Choose the correct variant. There are many other specialist financial institution which provide finance for ___ . a. unit households b. entities c. companies d. policy e. revenue 287.Sual: Choose the correct variant. It is the finance house which collects the regular installments paid by the ____. a. shareholder b. provider c. investor d. purchaser e. producer 288.Sual: Choose the correct variant. When ____ exceeds the revenue the budget has a deficit. a. functions b. expenditure c. preparation d. banks e. entity 289.Sual: Choose the correct variant. The major instrument of any _____ is the budget. a. financial system b. pension funds c. insurance company d. mutual funds e. public sector 290.Sual: Choose the correct variant. Public finance has the following _____. a. deficit b. functions c. fund d. company e. entity 291.Sual: Choose the correct variant. plan, layihə (план, проект) a. fund b. provision c. tax d. benefit e. scheme 292.Sual: Choose the correct variant. davam etmək, продолжать a. to close b. to open c. to abolish d. to last e. to celebrate 293.Sual: Choose the correct variant. ləğv etmək, отменять, упразднять a. to start b. to demand c. to abolish d. to celebrate e. to break, 294.Sual: Choose the correct variant. əlavə, дополнение a. supplement b. information c. decade d. employer e. contribution 295.Sual: Choose the correct variant. qanunu pozmaq, нарушать закон a. to celebrate b. to analyze c. to break the law d. to abolish e. to demand 296.Sual: Choose the correct variant. Some … and … traditionally work different hours. a. businesses and industries b. holidays and businesses c. banks and industries d. shops and banks e. officials and businesses 297.Sual: Choose the correct variant. Most … have a life-day working week, Monday through Friday. a. officials b. businesses c. employees d. industries e. managers 298.Sual: Choose the correct answer. These new features appeared first in … of certain denominations only. a. supplement b. foreign currencies c. banknotes d. crime e. counterfeit 299 .Sual: Choose the synonym of the word: money a. crime b. counterfeiting c. denomination d. supplement e. currency 300.Sual: Choose the synonym of the word: to last a. to demand b. to abolish c. to continue d. to solve e. to exist