A Guide to 1997-98 SARs and ISIRs
APPENDIX C—NSLDS FINANCIAL AID HISTORY/NSLDS MATCH FLAGS
of “1” will generate the NSLDS information
page) . All rejected SARs, Part 1, consist of a
single sheet of paper (two-sided), containing the
SAR comments and the FAA Information
section. The summary of application information and the NSLDS Financial Aid History page
will not be printed for rejected SARs/ISIRs.
NSLDS Match
As mentioned in the introduction, the NSLDS
Financial Aid History Information Summary that
appears on the SAR and ISIR has been revised for
the 1997-98 cycle to provide more comprehensive
financial aid information.
If the student’s record is not rejected, the
NSLDS page/information may be absent from
the record for other reasons: the student may
have no previous loan history, the NSLDS data
may not be relevant, or the match was incomplete and we could not reliably identify the
student. If data are not sent to the CPS, we will
not include the NSLDS page/information on
that record. It is necessary to review the match
flags and results flags together to understand
each situation.
To summarize the changes made for 1997-98: All
indicator flags now contain a value. Pending
disbursement information will be provided for
aggregate amounts. The “First Disbursement Prior
to 7/1/87” field has been deleted for Federal
Perkins Loans. The sections for most recent loans
and defaulted loans will now display up to six loan
records each, provide information on FISL loans,
and indicate when additional loans exist. The
column headings for these sections have been
standardized so the same information is provided
for every loan record.
The chart in Appendix B displays the various
combinations of the NSLDS Match Flags and
NSLDS Results Flags and indicates in which
situations data are sent from NSLDS to the CPS
and when resolution is required by the school.
Although NSLDS match flags and results flags do
not appear on the Financial Aid History summary
page, the flags will be printed in the FAA Information sections on 1997-98 SARs and ISIRs.
These flags are described in the Introduction to
this guide and in the chart in this Appendix.
Flags (Upper Section)
All “Yes-No” fields in the section at the top of
the Financial Aid History page showing Overpayments, Defaulted Loans, and Active Bankruptcy will display a value of either “Y” or “N.”
Previously a blank in this area was used to
indicate “No.”
Details of the changes made to the NSLDS Financial Aid History Information Summary follow. A
mockup of the 1997-98 NSLDS Financial Aid
History page, as it will appear in the SAR, follows
as Page C-5.
When NSLDS Page/Information Appears
Aggregate Amounts
As mentioned in the discussion of the SAR-Part 1,
the NSLDS Financial Aid History information for
both SARs and ISIRs will be included with a
student’s record only when certain conditions
apply. If a student’s record is rejected for any
reason, the SAR will not include a page for
NSLDS information (only an NSLDS Results Flag
For 1997-98, NSLDS will provide Pending
Disbursement information. The amount of
pending disbursement is calculated by subtracting the outstanding principal balance and the
amount cancelled, if any, from the amount of
the loan. Calculations will only be reported for
subsidized and unsubsidized loans with an ID
C–1
A Guide to 1997-98 SARs and ISIRs
status and Date of Guaranty and First Disbursement Date that is no more than one year before
the date the application was matched with
NSLDS. The “Total” reported in this section is
the sum of the outstanding principal balance plus
the pending disbursement. Loans paid in full,
discharged, or fully cancelled will be excluded
from this calculation.
ing in the first position. If more than one loan
has the same beginning date, the first loan printed
will be the loan with the largest outstanding
principal balance. (Note that the mockup in this
Appendix displays “Perkins,” although Perkins
Loans will not be reported in this area.) If more
than six loans exist in NSLDS, the bottom of this
section will display a message stating “Access
NSLDS for additional loan records.”
Aggregate amounts show outstanding principal
balances for three classes of loans. The aggregate for subsidized loans is the cumulative
outstanding principal balance for Stafford Subsidized (SF) and Direct Stafford Subsidized (D1)
Loans. The aggregate for unsubsidized loans is
the cumulative outstanding principal balance of
Stafford Unsubsidized (SU) and Direct Stafford
Unsubsidized (D2) Loans, SLS (SL) Loans, and
Refinance (RF) Loans. The aggregate for consolidated loans is the cumulative outstanding
principal balance of Federal Consolidation (CL),
Federal Direct Consolidation Unsubsidized (D5)
and Federal Direct Consolidation Subsidized
(D6) Loans.
FFELP and Direct Loans that are paid in full,
discharged, or fully cancelled will not be reported in this section.
Defaulted Loans
The last section on the page reports up to six
defaulted loans for the FFEL, FISL, Direct Loan,
and Federal Perkins Loan programs. If more
than six defaulted loans exist, the message to
“Access NSLDS for more records” will print at
the bottom of the section.
Unlike last year, loans with DD (Defaulted then
died) and DE (Death) status will be reported in
the “Defaulted Loan” section. Please contact the
current loan holder for resolution.
Federal Perkins Loans
The Federal Perkins Loans section will display
the same information as reported in the 1996-97
Financial Aid History, except that “First Disbursements Prior to 7/1/87” will no longer be
reported. In this section, the First Disbursement
Prior to 10/1/92 and the Expanded Loan Flag
Option will always display a “Y” or “N.” The
Perkins Cumulative Loan Amount and Current
Year (1997-98) Loan Amount fields will also
always display a value, either a dollar amount, if
one exists, or a “zero.”
The defaulted loans will appear in this section in
descending order with the most severe defaulted
loan in the first position, i.e., the first loan would
DD (Defaulted then died) and DE (Death),
followed by DL, DU, DT, DW, DB and DO. A
chart of the loan status codes is also included in
this appendix.
Please note that some overlap in reporting may
occur. A defaulted loan may appear in the Most
Recent Loan section because it is a recent loan,
and a recent loan may also be in default.
Most Recent Loans
The third section from the top of the page will
display up to six of the student’s most recent
FFEL, FISL, or Direct Loans, reported in descending order with the most recent loan appear-
See Appendix C-6–8 for the Loan Status Code
and Eligibility Chart.
C–2
A Guide to 1997-98 SARs and ISIRs
Standardized Information
The information appearing in the most recent
loans and the defaulted loans sections has been
standardized: each loan type displays a status
code, status “as of” date, outstanding balance and
“as of” date. The columns for each loan type
display the GA code, school code, current holder,
and region code. The “School Code” is the OPE
ID. The “Current Holder” will display either the
servicer code or the lender code, depending upon
the type of loan. For a defaulted Federal Perkins
Loan, “Current Holder” will be blank because the
current holder code and school code are the
same.
This Appendix includes lists of the Direct Loan
Servicer codes (C-9), the FFELP servicer codes
(C-10), the FFELP Guaranty Agency Codes (C11) and selected FFELP Lender Codes (C-12 to
C-16, and Contact Information (C-17).
NSLDS Transaction Number
An NSLDS Transaction Number will be added to
the SAR/ISIR in 1997-98. This number is
separate from the current CPS (SAR/ISIR)
transaction number and alerts the Financial Aid
Administrator (FAA) that something has changed
in a student’s NSLDS Financial Aid History.
For example, on the first 1997-98 CPS SAR/ISIR
transaction (01), the NSLDS transaction number
will also be “01.” When a SAR/ISIR 02 transaction resulting from a subsequent application or a
correction is processed, the student’s record is
matched again with NSLDS. If the NSLDS
information for that student is unchanged, the
NSLDS transaction number will continue to be
reported as 01. If a further correction is processed and a SAR/ISIR 03 transaction is created,
current NSLDS information is again compared to
the previous transaction. If the data differ, the
NSLDS transaction number will be set to 03 to
reflect that there has been a change in the
NSLDS data since the SAR/ISIR 02 transaction.
In this example, the FAA should review NSLDS
data.
This NSLDS Transaction Number is triggered
when any item that appears in the NSLDS Financial Aid History changes, when it is compared
with data on the previous transaction. This
means that a change to a date or a loan amount,
as well as a flag, can trigger a new NSLDS
Transaction Number.
New NSLDS Match Flag
As mentioned in the Introduction, we have added
a new NSLDS Match Flag of “7” to indicate that
the student’s SSN was found in NSLDS but
neither the first name nor the date of birth
matched. Because the student’s identity was not
reliably confirmed, the NSLDS data will not be
passed to the CPS. This match flag will be
combined with a results flag of “3” and will
trigger a “C” flag on the SAR and ISIR and SAR/
ISIR comment #138.
To assist schools in resolving this situation, the
NSLDS borrower tracking function has been
enhanced to allow on-line access using the SSN
only and can be used to retrieve the record with
the matching SSN. This will help you determine
whether that SSN belongs to the student you are
assisting. You can also learn which data provider
supplied the conflicting SSN information and
contact the provider directly to resolve the discrepancy. Once the discrepancy is resolved, you
do not need to wait for NSLDS to be updated
before continuing the award process.
If the match failure involves a mismatch on first
name or date of birth, for example, if the student
used a nickname or entered the date of birth
incorrectly, see Dear Colleague Letter GEN-9613, Q&A #26 for guidance.
C–3
A Guide to 1997-98 SARs and ISIRs
A flag of “3” means that the reported SSN was
not found in the NSLDS. This results flag will
generate comment code 140 and a school may
assume that the student had not received any
previous Title IV loans unless the school is aware
of conflicting information.
NSLDS Results Flags
Four flags that give specific details about the
results of the NSLDS match will appear in the
FAA Information sections on the SAR, the SAR
Information Acknowledgement, and the hardcopy ISIR in 1997-98. These flags are not new,
but previously appeared only in the ISIR record
layout and not on the output documents.
A flag of “4” means that the reported SSN was
found (full match on SSN and either the date of
birth, the first name, or both) and confirmed in
the NSLDS, but there were no relevant data to
print on the NSLDS page. For example, the only
data in the NSLDS were a prior year’s Pell
disbursement or one or more loans that had been
fully repaid or discharged. This results flag will
generate comment code 137.
A flag of “1” means that the reported SSN was
matched and confirmed with the NSLDS;
NSLDS data were sent to the CPS and will
appear on the SAR and ISIR. Schools are responsible for using this information when determining eligibility for Title IV aid.
A flag of “2” means that the student’s SSN was
found in the NSLDS but the match could not be
confirmed using either the first name or date of
birth. This results flag will generate comment
code #138, informing the student and school that
the problem must be resolved before Title IV aid
can be paid. See Dear Colleague Letter (GEN96-13) Q&A #26 for further discussion of this
issue.
C–4
[[The mock-up page “Part 1 -- Information Summary;
NSLDS FINANCIAL AID HISTORY” on page C-5 is
currently unavailable in electronic format. Please reference
your paper document for additional information.]]
C-5
LOAN STATUS CODES AND ELIGIBILITY CHART
CODE
*
STATUS
ELIGIBILITY FOR TITLE IV*
AE
Perkins Assigned
Yes, because actual loan will be reported to
NSLDS by the Department, and the status of
that record will determine eligibility
BC
No Prior Default,
Bankruptcy Claim,
Discharged
Yes, because loan was not in default and was
discharged
BK
No Prior Default,
Bankruptcy Claim, Active
Yes, because loan was not in default
CA
Cancelled
Yes
DA
Deferred
Yes
DB
Defaulted, then Bankrupt,
Active. (Perkins: all
bankruptcies. FFELP and
Direct Loans: Chapter 13)
No, unless debtor can show that loan is
dischargeable. See Dear Colleague letter
GEN-95-40, dated September 95
DC
Defaulted, Compromise
Yes, because compromise is recognized as
payment in full
DD
Defaulted, Then Died
No, because if borrower is reapplying, then
loan status is in error
DE
Death
No, because if borrower is reapplying, then
loan status is in error
DF
Defaulted, False
certification/defaulted and
then loan discharged
Yes, because loan has been discharged
DG
Defaulted, Ability to
benefit, false certification
loan discharged
Yes, discharged for lack of ability to benefit.
Not applicable to Perkins.
DI
Disability
Yes
DJ
Defaulted, Judicial ruling
discharges loan
Yes, because loan has been discharged
Under the Federal Perkins Loan Program regulations [Section 674.9(e)], the financial aid
administrator has discretion to deny eligibility for additional loans under the policy of
"unwillingness to pay."
C-6
CODE
STATUS
DK
Defaulted, Then Bankrupt,
Discharged. (Perkins: all
bankruptcies. FFELP and
Direct Loans: Chapter 13)
Yes, because defaulted loan has been totally
discharged
DL
Defaulted, in Litigation
No
DN
Defaulted, closed school
loan discharged
Yes, because loan has been fully discharged,
not applicable to Perkins
DO
Defaulted, Then Bankrupt,
Active. For FFELP and
Direct Loans in Chapters 7,
11, and 12
No, unless debtor can show that loan is
dischargeable. See Dear Colleague letter
GEN-95-40, dated September 95
DP
Defaulted, Then Paid in
Full
Yes, because loan was paid in full
DS
Defaulted, Then Disabled
Yes, because loan debt is cancelled
DT
Defaulted, Collection
Terminated
No
DU
Defaulted, Unresolved
No
Defaulted, Write-Off
No
DX
Defaulted, Satisfactory
Arrangements, and Six
Consecutive Payments
Yes, assuming student continues to comply
with repayment plan on defaulted loan, or is
granted forbearance by the GA
EA
Ability to benefit, false
certification, loan
discharged
Yes
EC
School closed
Yes, not applicable to Perkins
EF
Fraud, loan discharged
Yes, Fraudulent disbursement of Title IV aid
EJ
Court order, Write-Off
Yes
**DW
**
ELIGIBILITY FOR TITLE IV
An exception is permissible if the applicant: (a) reaffirms his/her Title IV loan
obligation(s) with holder(s) of the note(s) that was (were) written off and makes
satisfactory repayment arrangements as a part of the reaffirmation for any loan(s) in
default prior to the write-off, or (b) repays the loan(s) in full.
C-7
CODE
STATUS
ELIGIBILITY FOR TITLE IV
FB
Forbearance
Yes
ID
In School or Grace Period
Yes
OD
Defaulted, Then Bankrupt,
Discharged. For FFELP
and Direct Loans in
Chapters 7, 11, and 12
Yes, because defaulted loan has been totally
discharged
PC
Paid in Full Through
Consolidation Loan
Yes. Does not matter whether consolidation
loan was through FFELP or Direct Loan, nor
whether underlying loans were in default
PF
Paid in Full
Yes
RF
Refinanced
Yes, because defaulted loans cannot be
refinanced
RP
In Repayment
Yes
UI
Uninsured/Unreinsured
Yes, does not matter if loan was in default
C-8
Code:
000100
000200
000300
000400
FEDERAL DIRECT LOAN SERVICERS
Name:
Phone No.:
Direct Loan Servicing Center,
800-848-0979
Utica, NY
Direct Loan Servicing Center,
TBA
Madison, WI
Direct Loan Servicing Center,
TBA
Louisville, KY
Direct Loan Servicing Center,
TBA
Indianapolis, IN
C-9
FFELP LOAN SERVICERS
Code
700004
700005
700006
700008
700014
700023
700027
700030
700037
700038
700041
700043
700057
700061
700075
700078
700079
700100
700101
700121
700124
700133
700141
700162
700190
700191
700194
700195
700198
700204
700789
700790
Name
City
STUDENT LOAN MARKETING ASSOCIATION
OHIO PAYMENT SERVICES
ACADEMIC FINANCIAL SERVICES
SOUTHWEST STUDENT SERVICES
BRAZOS HIGHER EDUCATION AUTHORITY
COLORADO STUDENT LOAN PROGRAM
COSTEP
INTUITION, INC.
EDUCATION LOAN SERVICES
EDUCATIONAL ASST SERVICE CO.
EDUCATIONAL FINANCIAL SERVICES, INC.
USA GROUP LOAN SERVICES, INC.
GREAT LAKES HIGHER EDUCATION CORP.
EDUSERV TECHNOLOGIES, INC.
EDUSERV TECHNOLOGIES, INC.
STUDENT LOAN MARKETING ASSOCIATION
STUDENT LOAN MARKETING ASSOCIATION
PHEAA
OPPORTUNITY PLAN, INC.
UNIPAC
STUDENT LOAN MARKETING ASSOCIATION
WYOMING STUDENT LOAN CORP.
STUDENT LOAN SERVICING
CHEMICAL BANK
STUDENT LOAN MARKETING ASSOCIATION
STUDENT LOAN SERVICING CENTER
SUNTECH, INC.
EFS
AFSA DATA CORPORATION
GRANITE STATE MANAGEMENT
STUDENT LOAN MARKETING ASSOCIATION
UNIPAC SERVICE CORPORATION
C-10
LAWRENCE
COLUMBUS
LONG BEACH
MESA
AUSTIN
DENVER
MCALLEN
JACKSONVILLE
BRAINTREE
ABERDEEN
INDIANAPOLIS
INDIANAPOLIS
MADISON
ST. PAUL
SALT LAKE CITY
HERNDON
KILLEEN
HARRISBURG
CANYON
DENVER
WALTHAM
CHEYENNE
HARRISBURG
JERICHO
SPOKANE
LYNN HAVEN
JACKSON
FRUITLAND
UTICA
CONCORD
WILKES-BARRE
LINCOLN
State
KS
OH
CA
AZ
TX
CO
TX
FL
MA
SD
IN
IN
WI
MN
UT
VA
TX
PA
TX
CO
MA
WY
PA
NY
WA
FL
MS
ID
NY
NH
PA
NE
FFELP GUARANTY AGENCIES
Number
555
701
705
706
708
709
710
712
713
716
717
719
721
722
723
725
726
727
729
730
731
733
734
735
736
737
738
739
740
741
742
744
745
746
747
748
749
750
751
753
755
800
927
Short Name
Name
FFEL
ALABAMA
ARKANSAS
CALIFORNIA
COLORADO
CONNECTICUT
DELAWARE
FLORIDA
GEORGIA
IDAHO
ILLINOIS
IOWA
KENTUCKY
LOUISIANA
MAINE
MASSACHUSETTS
MICHIGAN
MINNESOTA
MISSOURI
MONTANA
NEBRASKA
NEW HAMPSHIRE
NEW JERSEY
NEW MEXICO
NEW YORK
NORTH CAROLINA
NORTH DAKOTA
OHIO
OKLAHOMA
OREGON
PENNSYLVANIA
RHODE ISLAND
SOUTH CAROLINA
SOUTH DAKOTA
TENNESSEE
TEXAS
UTAH
VERMONT
VIRGINIA
WASHINGTON
WISCONSIN
USAF
TGA
ASSIGNED TO DEPARTMENT OF EDUCATION
ALABAMA COMMISSION ON HIGHER EDUCATION
STUDENT LOAN GUARANTEE FOUNDATION OF ARKANSAS
CALIFORNIA STUDENT AID COMMISSION
COLORADO STUDENT LOAN PROGRAM
CONNECTICUT STUDENT LOAN FOUNDATION
DELAWARE HIGHER EDUCATION LOAN PROGRAM
FLORIDA DEPARTMENT OF EDUCATION
GEORGIA HIGHER EDUCATION ASSISTANCE CORPORATION
STUDENT LOAN FUND OF IDAHO, INC.
ILLINOIS STUDENT ASSISTANCE COMMISSION
IOWA COLLEGE STUDENT AID COMMISSION
KENTUCKY HIGHER EDUCATION ASSISTANCE AUTHORITY
LOUISIANA OFFICE OF STUDENT FINANCIAL ASSISTANCE
MAINE EDUCATION ASSISTANCE DIVISION
AMERICAN STUDENT ASSISTANCE OF MASSACHUSETTS
MICHIGAN DEPARTMENT OF ED GUARANTEED STUDENT LOAN PGM
NORTHSTAR GUARANTY INC. OF MINNESOTA
MISSOURI COORDINATING BOARD FOR HIGHER EDUCATION
MONTANA GUARANTEED STUDENT LOAN PROGRAM
NEBRASKA STUDENT LOAN PROGRAM, INC.
NEW HAMPSHIRE HIGHER EDUCATION ASSISTANCE FOUNDATION
NEW JERSEY HIGHER EDUCATION ASSISTANCE AUTHORITY
NEW MEXICO STUDENT LOAN GUARANTEE CORPORATION
NEW YORK STATE HIGHER EDUCATION SERVICES CORPORATION
NORTH CAROLINA STATE EDUCATION ASSISTANCE AUTHORITY
STUDENT LOANS OF NORTH DAKOTA
OHIO STUDENT LOAN COMMISSION
OKLAHOMA GUARANTEED STUDENT LOAN PROGRAM
OREGON STATE SCHOLARSHIP COMMISSION
PENNSYLVANIA HIGHER EDUCATION ASSISTANCE AGENCY
RHODE ISLAND HIGHER EDUCATION ASSISTANCE AUTHORITY
SOUTH CAROLINA STATE EDUCATION ASSISTANCE AUTHORITY
EDUCATION ASSISTANCE CORPORATION-SOUTH DAKOTA
TENNESSEE STUDENT ASSISTANCE CORPORATION
TEXAS GUARANTEED STUDENT LOAN CORPORATION
UTAH HIGHER EDUCATION ASSISTANCE AUTHORITY
VERMONT STUDENT ASSISTANCE CORPORATION
VIRGINIA STATE EDUCATION ASSISTANCE AUTHORITY
NORTHWEST EDUCATION LOAN ASSOCIATION-WASHINGTON
GREAT LAKES HIGHER EDUCATION CORPORATION-WISCONSIN
UNITED STUDENT AID FUNDS, INC.
TRANSITIONAL GUARANTY AGENCY, INC.
C-11
SELECTED FFELP LENDERS
Code
800023
800097
800241
800246
801871
801895
802176
802445
802560
802933
803094
803228
803258
803335
803538
803634
803674
804146
804959
805069
805147
805204
805243
805314
805317
805321
805595
805974
806078
807037
807176
807510
807542
807563
807566
807582
807655
807745
807857
807893
807973
807989
808012
808036
808037
Name
City
SOUTHTRUST BANK OF ALABAMA
FIRST ALABAMA BANK OF MOBILE
BANK ONE, ARIZONA, NA
ARKANSAS RURAL ENDOWMENT FUND
BANK OF AMERICA
ENT FEDERAL CREDIT UNION
FLEET RETAIL LOAN SERVICES
FIRST UNION NATIONAL BANK
SUNTRUST BANK, ATLANTA
FIRST NATIONAL BANK OF CHICAGO
HOUSEHOLD BANK
BANK ONE, SPRINGFIELD, JOELLA
FIRST NATIONAL BANK OF CHICAGO
BANK ONE, INDIANAPOLIS, NA
BANK ONE, MARION, INDIANA, NA
NBD BANK
CLS - NATIONAL CITY BANK
FEDERAL HOME LOAN BANK
CLS - NATIONAL CITY BANK
CENTRAL BANK
FIRST NBC
CITIZENS BANK OF MASSACHUSETTS
FIRST NATIONAL BANK OF BOSTON
FLEET NATIONAL BANK OF MASSACHUSETTS
FLEET RETAIL LOAN SERVICES
BAYBANK NORFOLK COUNTY TRUST
SIGNET BANK
NBD BANK, NA
OLD KENT BANK AND TRUST COMPANY
COLLEGE FOUNDATION INC.
NORWEST BANK SOUTH DAKOTA, NA
FIRST UNION NATIONAL BANK
FIRST FIDELITY BANK
CHEMICAL BANK
FIRST FIDELITY BANK
MIDLANTIC NATL BANK c/o PNC BANK
UNITED COUNTIES TRUST COMPANY
ALBANY SAVINGS BANK, FSB
EASTMAN SAVINGS AND LOAN ASSOC
FIRST FEDERAL SAVINGS AND LOAN
GREATER NEW YORK SAVINGS BANK
HOME FEDERAL SAVINGS BANK
REPUBLIC NATIONAL BANK
MANUFACTURERS AND TRADERS TRUST
CHEMICAL BANK
C-12
BIRMINGHAM
MOBILE
PHOENIX
LITTLE ROCK
PASADENA
COLO SPRINGS
UTICA
ROANOKE
ATLANTA
CHICAGO
WOOD DALE
SPRINGFIELD
FLINT
INDIANAPOLIS
MARION
FLINT
CLEVELAND
WEST DES MOINES
CLEVELAND
MONROE
NEW ORLEANS
RIVERSIDE
PROVIDENCE
UTICA
UTICA
DEDHAM
BALTIMORE
FLINT
GRAND RAPIDS
RALEIGH
SIOUX FALLS
NORTH BRUNSWICK
NORTH BRUNSWICK
JERICHO
NORTH BRUNSWICK
PITTSBURGH
CRANFORD
ALBANY
ROCHESTER
ROCHESTER
BROOKLYN
PATCHOGUE
BROOKLYN
BUFFALO
JERICHO
State
AL
AL
AZ
AR
CA
CO
NY
VA
GA
IL
IL
IL
MI
IN
IN
MI
OH
IA
OH
LA
LA
RI
RI
NY
NY
MA
MD
MI
MI
NC
SD
NJ
NJ
NY
NJ
PA
NJ
NY
NY
NY
NY
NY
NY
NY
NY
808047
808085
808134
808173
808190
808543
808662
808874
808888
808959
809514
809556
809617
809709
809747
809839
809921
810088
810094
810148
810235
810563
810656
810691
811252
811304
811323
811938
812089
812731
812967
813298
813697
813760
813830
813979
814392
815745
816386
817420
817846
817950
819414
819873
819928
819931
820682
820685
821396
MARINE MIDLAND BANK NA
KEY BANK OF NEW YORK
RELIANCE FEDERAL SAVINGS BANK
INDEPENDENCE SAVINGS BANK
TEACHERS FEDERAL CREDIT UNION
UNION BANK & TRUST COMPANY
CLS - NATIONAL CITY BANK
CLS - NATIONAL CITY BANK
CLS - NATIONAL CITY BANK
KEY BANK USA - ED LENDING OPERATIONS
SOUTHWEST NATIONAL BANK OF PA
FIRST VALLEY BANK
MELLON BANK NA (MELLON PSFS)
MELLON BANK NA (CENTRAL REGION)
MELLON BANK NA (WESTERN REGION)
MELLON BANK NA (NORTHERN REGION)
PNC EDUCATION LOAN CENTER
FULTON BANK
MELLON BANK NA (COMMONWEALTH REGION)
CLS - NATIONAL CITY BANK
FLEET NATIONAL BANK
FIRST TENNESSEE BANK
SUNTRUST BANK, NORTHEAST TN
SUNTRUST BANK, NASHVILLE, N.A.
JEFFERSON NATIONAL BANK
CRESTAR BANK - STUDENT LENDING
SIGNET BANK
ASSOCIATED BANK GREEN BAY
TEXAS HIGHER EDUCATION COORDINATING BOARD
MERIDIAN BANK
PENN SECURITY BANK & TRUST CO
WELLS FARGO BANK STUDENT LOANS
BAYBANK
KEY BANK USA - ED LENDING OPERATIONS
FIRST UNION NATIONAL BANK
COMMERCE BANK OF ST LOUIS
BANK OF HAWAII
SIMMONS FIRST NATIONAL BANK
BANK OF NORTH DAKOTA
MICHIGAN FINANCIAL CORPORATION
CORUS BANK
CHEMICAL BANK
BENEFICIAL MUTUAL SAVINGS BANK
CRESTAR BANK - STUDENT LENDING
AMSOUTH BANK, NA
CLS - NATIONAL CITY BANK
SAN ANTONIO FEDERAL CREDIT UNION
INDIANA UNIVERSITY EMPLOYEES FCU
HUDSON CITY SAVINGS BANK
C-13
BUFFALO
ALBANY
GARDEN CITY
BROOKLYN
FARMINGVILLE
LINCOLN
CLEVELAND
CLEVELAND
CLEVELAND
BROOKLYN
GREENSBURG
BETHLEHEM
PITTSBURGH
PITTSBURGH
PITTSBURGH
PITTSBURGH
PITTSBURGH
EAST PETERSBURG
PITTSBURGH
CLEVELAND
PROVIDENCE
MARYVILLE
JOHNSON CITY
MURFREESBORO
CHARLOTTESVILLE
RICHMOND
BALTIMORE
GREEN BAY
AUSTIN
READING
SCRANTON
WALNUT CREEK
DEDHAM
BROOKLYN
NORTH BRUNSWICK
ST LOUIS
HONOLULU
PINE BLUFF
BISMARCK
MARQUETTE
CHICAGO
JERICHO
PHILA
RICHMOND
BIRMINGHAM
CLEVELAND
SAN ANTONIO
BLOOMINGTON
PARAMUS
NY
NY
NY
NY
NY
NE
OH
OH
OH
OH
PA
PA
PA
PA
PA
PA
PA
PA
PA
OH
RI
TN
TN
TN
VA
VA
MD
WI
TX
PA
PA
CA
MA
OH
NJ
MO
HI
AR
ND
MI
IL
NY
PA
VA
AL
OH
TX
IN
NJ
821692
821835
821920
822573
822583
822592
822660
822717
822840
822904
823459
823936
823964
824246
824289
824421
824573
824607
824608
824772
825310
825386
825585
825659
826269
826316
826351
826442
826509
826548
826626
826688
826717
826738
826764
826878
826953
826953
827116
827283
827542
827825
828141
828577
828614
828863
828924
829076
829077
GLENDALE FEDERAL BANK
FIRST VIRGINIA BANK
FIRSTRUST SAVINGS BANK
GEORGIA STUDENT FINANCE AUTHORITY
DOLLAR BANK
BETHPAGE FEDERAL CREDIT UNION
COMERICA BANK
NEW MEXICO EDUCATION ASST FOUNDATION
WELLS FARGO BANK
STUDENT LOAN CORPORATION
ROYAL CREDIT UNION
HARVARD UNIVERSITY
UNION BANK & TRUST COMPANY
CONNECTICUT STUDENT LOAN FOUND
MICHIGAN NATIONAL BANK
BANK OF AMERICA N.T. & S.A.
KEY BANK
OKLAHOMA STUDENT LOAN AUTHORITY
FIRST UNION NATIONAL BANK - CONNECTICUT
WACHOVIA BANK OF NC
CHEMICAL BANK
CHELA-UNION BANK TRUSTEE
MICHIGAN HIGHER EDUCATION STUDENT LOAN PROGRAM
OKLAHOMA STUDENT LOAN AUTHORITY
NATIONSBANK TEXAS
VIRGINIA EDUCATION LOAN AUTHORITY
IL DESIGNATED ACCOUNT PURCHASE PROGRAM
CENTRAL TEXAS HIGHER ED AUTHOR
ARKANSAS STUDENT LOAN AUTHORITY
BANK OF BOSTON
NEBRASKA HIGHER EDUCATION LOAN PROGRAM
KENTUCKY HIGHER ED STUDENT LOAN PROGRAM
UTAH STATE BOARD OF REGENTS
STUDENT LOAN FINANCE CORPORATION
INDUSTRIAL COMMISSION
CITIBANK STUDENT LOAN CENTER
TEXAS COMMERCE BANK, N.A.
TEXAS COMMERCE BANK, N.A.
SLF OF I MARKETING ASSOCIATION., INC.
WYOMING STUDENT LOAN CORPORATION
HERITAGE COMMUNITY BANK
IOWA STUDENT LOAN LIQUIDITY CO
NORTHWEST SAVINGS BANK
RHODE ISLAND STUDENT LOAN AUTHORITY
CT STUDENT LOAN SECONDARY MARKET
MISSOURI HIGHER EDUCATION LOAN AUTHORITY
AES/PHEAA
NELLIE MAE
AELMAC
C-14
GLENDALE
FALLS CHURCH
PHILADELPHIA
TUCKER
PITTSBURGH
BETHPAGE
DETRIOT
ALBUQUERQUE
WALNUT CREEK
PITTSFORD
EAU CLAIRE
CAMBRIDGE
LINCOLN
ROCKY HILL
FARMINGTON
PASADENA
INDIANAPOLIS
OKLAHOMA CITY
NORTH BRUNSWICK
WINSTON-SALEM
JERICHO
SAN FRANCISCO
LANSING
OKLAHOMA CITY
CHARLOTTE
RICHMOND
DEERFIELD
SAN MARCOS
LITTLE ROCK
PROVIDENCE
LINCOLN
LOUISVILLE
SALT LAKE CITY
ABERDEEN
BISMARCK
ROCHESTER
DALLAS
DALLAS
FRUITLAND
CHEYENNE
RIVERDALE
DES MOINES
ERIE
WARWICK
ROCKY HILL
ST. LOUIS
HARRISBURG
BRAINTREE
MESA
CA
VA
PA
GA
PA
NY
MI
NM
CA
NY
WI
MA
NE
CT
MI
CA
IN
OK
NJ
NC
NY
CA
MI
OK
NC
VA
IL
TX
AR
RI
NE
KY
UT
SD
ND
NY
TX
TX
ID
WY
IL
IA
PA
RI
CT
MO
PA
MA
AZ
829083
829189
829503
829587
829626
829639
829640
829691
829769
829775
829988
830075
830084
830151
830160
830186
830251
830308
830344
830447
830469
830485
830486
830604
830628
830630
830649
830664
830670
830735
830794
830868
830906
830931
831008
831036
831053
831119
831140
831158
831299
831300
831322
831387
831420
831453
831458
831474
831484
NELLIE MAE
ALABAMA HIGHER EDUCATION LOAN CORPORATION
PENNSYLVANIA HIGHER EDUCATION ASST AUTHORITY
SALLIE MAE/EDUSERV - UTAH
STUDENT LOAN FUNDING CORPORATION
CHASE MANHATTAN BANK, N.A.
STUDENT LOAN MARKETING ASSOCIATION
STUDENT LOAN FINANCE ASSOCIATION
USBR 1988 REVENUE BOND
STUDENT LOAN MARKETING ASSOCIATION
NELLIE MAE
VSAC EDUCATION LOAN FINANCE PROGRAM
STUDENT LOAN MARKETING ASSOCIATION
STUDENT LOAN MARKETING ASSOCIATION
S.C. STUDENT LOAN CORPORATION
CHEMICAL BANK
FIRST BANK MONTANA
NELLIE MAE
M.H.E.S.A.C.
MELLON BANK, NA
CHASE MANHATTAN BANK TRUST/SLMA
GREAT WESTERN BANK/STUDENT LOANS
BANK OF AMERICA
MARINE MIDLAND BANK NA (DELAWARE)
ILLINOIS DESIGNATED ACCOUNT PURCHASE PROGRAM
AELMAC
STUDENT LOAN MARKETING ASSOCIATION
MARINE MIDLAND EFSI
NORWEST BANK SOUTH DAKOTA, NA
CHEMICAL BANK
STUDENT LOAN MARKETING ASSOCIATION
UNION BANK & TRUST COMPANY
WACHOVIA BANK OF GA
MISSOURI HIGHER EDUCATION LOAN AUTHORITY
STUDENT LOAN FUNDING CORPORATION
INDEPENDENCE FSB STUDENT LOAN
STUDENT LOAN MARKETING ASSOCIATION
MISSOURI HIGHER EDUCATION LOAN AUTHORITY
MELLON BANK-MARYLAND
ONE VALLEY BANK NA
STUDENT LOAN FUNDING CORPORATION
MAINE EDUCATIONAL LOAN MARKETING
HOMELAND STUDENT LOAN COMPANY
BANK OF MISSISSIPPI, TRUSTEE
CHEMICAL BANK
EDUCATIONAL FUNDING OF THE SOUTH
FLEET RETAIL LOAN SERVICES
STUDENT LOAN MARKETING ASSOCIATION
UNION BANK & TRUST COMPANY
C-15
BRAINTREE
BIRMINGHAM
HARRISBURG
WASHINGTON
CINCINNATI
TAMPA
TUCKER
SEATTLE
SALT LAKE CITY
LONG BEACH
BRAINTREE
WINOOSKI
LAWRENCE
SPOKANE
COLUMBIA
JERICHO
ST PAUL
BRAINTREE
HELENA
PITTSBURGH
NEW YORK
NORTHRIDGE
PASADENA
BUFFALO
DEERFIELD
MESA
HARRISBURG
SAN JUAN CAPISTRANO
SIOUX FALLS
JERICHO
WALTHAM
LINCOLN
ATLANTA
CHESTERFIELD
CINCINNATI
WASHINGTON
WILKES-BARRE
CHESTERFIELD
PITTSBURGH
CHARLESTON
CINCINNATI
AUGUSTA
WEST DES MOINES
JACKSON
JERICHO
KNOXVILLE
UTICA
KILLEEN
LINCOLN
MA
AL
PA
DC
OH
FL
GA
WA
UT
CA
MA
VT
KS
WA
SC
NY
MN
MA
MT
PA
NY
CA
CA
NY
IL
AZ
PA
CA
SD
NY
MA
NE
GA
MO
OH
DC
PA
MO
PA
WV
OH
ME
IA
MS
NY
TN
NY
TX
NE
831495
831692
831719
831719
831846
831848
831857
832036
832095
832141
832142
832198
832260
832825
833016
833088
833090
833128
833135
833253
888882
888885
888887
899980
899982
899983
899985
899986
899987
899988
899993
899995
899996
899999
999712
999739
FLEET RETAIL LOAN SERVICES
STUDENT LOAN FUNDING CORPORATION
LAW ACCESS LOAN PROGRAM
LAW ACCESS LOAN PROGRAM
BARNETT H.E.L.P.
KEY BANK USA - ED LENDING OPERATIONS
BANKERS BANK/EDSOUTH
BANK OF AMERICA TEXAS
NORWEST BANK TEXAS, N.A.
SOCIETY NATIONAL BANK
SOCIETY NATIONAL BANK
ACCOUNT PORTFOLIOS
M.H.E.S.A.C.
CORESTATES BANK OF DELAWARE,
SOUTH CAROLINA STUDENT LOAN CORPORATION
BANK ONE, TEXAS, N.A.
EDUCAID STUDENT LOAN TRUST
SOUTH CAROLINA STUDENT LOAN CORPORATION
BANC ONE STUDENT LOAN TRUST 19
CHASE USA TR SALLIE MAE TRUSTS
STUDENT LOAN MARKETING ASSOCIATION
STUDENT LOAN MARKETING ASSOCIATION
STUDENT LOAN MARKETING ASSOCIATION
INDIANA SECONDARY MARKET
STUDENT LOAN MARKETING ASSOCIATION
STUDENT LOAN MARKETING ASSOCIATION
STUDENT LOAN MARKETING ASSOCIATION
STUDENT LOAN MARKETING ASSOCIATION
STUDENT LOAN MARKETING ASSOCIATION
STUDENT LOAN MARKETING ASSOCIATION
STUDENT LOAN MARKETING ASSOCIATION
STUDENT LOAN MARKETING ASSOCIATION
STUDENT LOAN MARKETING ASSOCIATION
STUDENT LOAN MARKETING ASSOCIATION
ILLINOIS STUDENT ASSISTANCE CO
SOUTH CAROLINA STUDENT LOAN CORPORATION
C-16
UTICA
CINCINNATI
PITTSBURGH
PITTSBURGH
JACKSONVILLE
BROOKLYN
ATLANTA
PASADENA
LUBBOCK
CLEVELAND
CLEVELAND
ATLANTA
HELENA
WILMINGTON
COLUMBIA
FORT WORTH
SACRAMENTO
COLUMBIA
COLUMBUS
HERNDON
JACKSONVILLE
LYNN HAVEN
LYNN HAVEN
INDIANAPOLIS
WASHINGTON
INDIANAPOLIS
LONG BEACH
LAWRENCE
BRAINTREE
WASHINGTON
WALTHAM
HARRISBURG
LONG BEACH
ST. PAUL
DEERFIELD
COLUMBIA
NY
OH
PA
PA
FL
OH
GA
CA
TX
OH
OH
GA
MT
DE
SC
TX
CA
SC
OH
VA
FL
FL
FL
IN
DC
IN
CA
KS
MA
DC
MA
PA
CA
MN
IL
SC
Contact Information & Fields Associated With Loan Status
Loan:
FFEL
Contact:
Primary:
Servicer or Lender
(as applicable)
GA
Code:
School Code:
Current
Holder:
Region Code:
Yes
OPE-ID
Servicer or
Lender Code
(as applicable)
Blank
Secondary:
GA
FFEL, defaulted
GA
Yes
OPE-ID
000###
(### is the GA
Code)
Blank
FFEL, subrogated*
ED. (See Region)
555
(ED)
OPE-ID
000555
(ED)
Yes
FDLP
Servicer
Blank
OPE-ID
Servicer Code
Blank
FDLP, Held by DCS
ED. (See Region)
555
(ED)
OPE-ID
000555
(ED)
Yes
FISL
Primary:
Servicer (If
applicable)
Blank
OPE-ID
Servicer Code
(if applicable),
or blank
Blank
Secondary:
School (Is primary
contact if no servicer
used.)
FISL, Held by DCS
ED (See Region)
555
(ED)
OPE-ID
000555
(ED)
Yes
Perkins
Primary:
Servicer (If
applicable)
Blank
OPE-ID
Servicer Code
(if applicable),
or blank
Blank
555
(ED)
OPE-ID
000555
(ED)
Yes
Secondary:
School (Is primary if
no servicer used.)
Perkins, Held by DCS
ED (See Region)
*Subrogated = Held by Debt Collection System (DCS).
Note:
The School Code field always shows the OPE-ID of the school the student
attended when the loan was received.
C-17