BULANAN
MONTHLY
STATISTIK PERBANKAN INDONESIA
INDONESIAN BANKING STATISTICS
Vol: 13 No. 9, Agustus 2015
ISSN: 2086-2954
KATA PENGANTAR
FOREWARD
Statistik Perbankan Indonesia (SPI) merupakan
media
publikasi
yang
menyajikan
data
mengenai perbankan Indonesia. SPI diterbitkan
secara bulanan oleh Departemen Perizinan dan
Informasi
Perbankan
untuk
memberikan
gambaran
perkembangan
perbankan
di
Indonesia.
The Indonesia Banking Statistic is a publication
media that provides data of Indonesia Banking.
The SPI is published by the licence and banking
information department monthly to give an
overview of banking development in Indonesia.
Sehubungan dengan beralihnya fungsi, tugas
dan wewenang pengaturan dan pengawasan
kegiatan jasa keuangan di sektor perbankan
dari Bank Indonesia ke Otoritas Jasa Keuangan
sejak tanggal 31 Desember 2013, maka SPI edisi
November 2013 akan diterbitkan oleh Otoritas
Jasa Keuangan dan dapat diakses melalui
website www.ojk.go.id pada menu Data dan
Statistik-Perbankan.
Due to change function, job and authority of
arrangement and surveillance of financial
services activity in banking sector from The Bank
of Indonesia to Financial Services Authority since
December 31th, 2003, so The SPI's edition on
November 2013 will be published by Financial
Services Authority and can be accessed through
website www.ojk.go.id at data menu and
banking statistic.
Dengan perubahan tersebut, diharapkan data
yang disajikan tetap dapat bermanfaat bagi
pengguna.
By the change, the provided data can be useful
for user/stakeholder.
Mulai bulan Mei 2014, data SPS yang
merupakan kumpulan data Bank Umum
Syariah (BUS) dan Unit Usaha Syariah (UUS)
disusun bersumber dari laporan BUS-UUS
sesuai dengan PBI No.15/4/PBI/2013 tentang
Laporan
Stabilitas
Moneter
dan
Sistem
Keuangan Bulanan Bank Umum Syariah dan
Unit Usaha Syariah. Sebelumnya laporan dari
BUS-UUS disusun berdasarkan PBI No.
5/26/PBI/2003 tentang Laporan Bulanan Bank
Umum Syariah.
Start in May 2014, data of the SPS which is a
collection of data Sharia Commercial Bank (BUS)
and Sharia Business Unit (UUS) compiled sourced
from the report of BUS-UUS based on PBI No.
15/4/PBI/2013 about Monthly Report on
Monetary and Financial System Stability of
Sharia Commercial Banks and Sharia Business
Unit. Previously report from BUS-UUS compiled
based on PBI No. 26/5/PBI/2003 about Monthly
Report of Sharia Commercial Banks.
Mulai data bulan Mei 2015, pengelompokkan
bank disajikan berdasarkan Bank Umum
berdasarkan Kelompok Usaha (BUKU) namun
data berdasarkan kelompok bank yang lama
tetap disajikan secara paralel sampai dengan
data
Juni
2016.
Hal
ini
untuk
mempertimbangkan batas waktu bagi bank
umum menyesuaikan kegiatan usaha/modal
inti sampai dengan Juni 2016.
Starting May 2015, the grouping of banks
presented based on Commercial Banks Group of
Business Activities (BUKU) but the old data group
continue to be presented in parallel until June
2016. It is to consider the time limit for
commercial banks to adjust their business
activities/core capital up to June 2016.
.
Jakarta, Oktober 2015
Jakarta, October 2015
Otoritas Jasa Keuangan, Republik Indonesia
Departemen Perizinan dan Informasi Perbankan
Financial Services Authority, Republic of Indonesia
Bank Licensing and Banking Information Department
i
HALAMAN KETERANGAN
PAGE OF REFERANCE
Jadwal Publikasi Kedepan
Edisi September 2015 akan diterbitkan pada minggu
ke III bulan November 2015.
Advance Release Calender (ARC)
September 2015 edition will be released on the 3rd
week of November 2015.
Tanda-tanda, dan Sumber Data
Suatu jumlah tidak selalu sama besarnya dengan
penjumlahan
angka-angka
yang
bersangkutan
karena pembulatan.
Notes, Symbols and Sources of Data
Totals do not necessarily agree with the sum of items
shown because of roundings.
r
( )
*
**
***
...
-$
r
( )
*
**
***
...
-$
Angka-angka diperbaiki
Sebagian dari suatu jumlah
Angka-angka sementara
Angka-angka sangat sementara
Angka-angka sangat-sangat sementara
Tidak ada
Angka belum tersedia
Nol atau lebih kecil daripada digit terakhir
Dolar Amerika Serikat
Tanda koma pada angka-angka harap dibaca sebagai
titik dan sebaliknya tanda titik harap dibaca sebagai
koma.
Sumber Data : Bank Indonesia dan Otoritas Jasa
Keuangan, kecuali jika dinyatakan lain.
1. Data yang digunakan dalam Publikasi SPI
bersumber dari Laporan Bulanan Bank Umum
(LBU), Laporan Stabilitas Moneter dan Sistem
Keuangan Bulanan Bank Umum Syariah dan Unit
Usaha Syariah (LSMK), dan Laporan Berkala Bank
Perkreditan Rakyat (LBBPR) kecuali dinyatakan
lain.
2. Proses download data; Data Laporan Bulanan
Bank Umum (LBU), dan Laporan Stabilitas
Moneter dan Sistem Keuangan Bulanan Bank
Umum Syariah dan Unit Usaha Syariah (LSMK)
yang disampaikan dari bank pelapor kepada Bank
Indonesia diolah melalui Sistem Informasi
Perbankan (SIP). Perbedaan waktu download data
LBU melalui SIP dapat menyebabkan perbedaan
pada data yang dipublikasikan ini dengan data
publikasi yang lain. Oleh sebab itu, pembaca
dihimbau untuk memperhatikan waktu download
data. Misalnya pemrosesan data bulan laporan
Agustus 2015 untuk Publikasi Statistik Perbankan
Indonesia penerbitan periode ini dilakukan dari
tanggal 10 Oktober s/d tanggal 15 Oktober 2015.
Revised figures
Subset of data
Provisional figures
Very provisional figures
Estimated figures
Not available
Figures are not available yet
Nil or less than the last digit
US Dollar
Commas in the numbers please read as point and vice
versa, please read the point as a comma
Data Source : Bank Indonesia and Financial Services
Authority unless mentioned otherwise.
1.
The data used in the Indonesian Banking Statistics
is derive from Commercial Bank Monthly Reports,
Monthly Report on Monetary and Financial System
Stability of Sharia Commercial Banks and Sharia
Business Unit and Rural Bank Monthly Reports.
2. Data from the Commercial Bank Monthly Reports,
and Monthly Report on Monetary and Financial
System Stability of Sharia Commercial Banks and
Sharia Business Unit which submitted by the
reporting banks to Bank Indonesia, is processed
using the Bank Indonesia Banking Information
System. The time taken to download data from
Banking Information System
can result in
variations of the data that is published in this
book,
compared to other published data.
Therefore, readers are recommended to pay
attention to the download time of data. The
processing of the August 2015 monthly reports for
this periode of the Indonesian Banking Statistics
was done from 10 Oktober until 15 October 2015.
Sampai dengan bulan Desember 2015 data dalam
publikasi ini disediakan melalui website OJK
(http://www.ojk.go.id)
dan
website
BI
(http://www.bi.go.id).
Until December 2015, The data publication are also
provided through OJK website (http://www.ojk.go.id)
and BI website (http://www.bi.go.id).
Departemen Perizinan dan Informasi Perbankan
Deputi Direktur Publikasi dan Administrasi (IDAP)
Otoritas Jasa Keuangan
Menara Radius Prawiro
Jl. MH Thamrin No. 2, Jakarta Pusat
Email: konsumen@ojk.go.id
Telepon: (021) 500 655
Fax: (021) 386 6032
Bank Licensing and Banking Information Department
Administration and Publication Deputy Director (IDAP)
Indonesia Financial Services Authority
Radius Prawiro Tower
Jl. MH Thamrin No. 2, North Jakarta
Email: konsumen@ojk.go.id
Telephone: +62-21—500 655
Fax: +62-21-386 6032
ii
DAFTAR ISI
TABLE OF CONTENT
KATA PENGANTAR
i
INTRODUCTION
i
HALAMAN KETERANGAN
ii
PAGE OF REFFERENCE
ii
DAFTAR ISI
iii
TABLE OF CONTENT
iii
DAFTAR SINGKATAN
iv
LIST OF ABBREVIATIONS
iv
DAFTAR TABEL
v
LIST OF TABLES
v
LIST OF ADDITIONAL TABLE AND
ix
DAFTAR TABEL TAMBAHAN DAN
ix
CHANGE OF TABLES NAME
PERUBAHAN NAMA TABEL
METADATA
xi
METADATA
xi
DATA
2
DATA
2
DATA BANK UMUM BERDASARKAN BUKU
4
COMMERCIAL BANK GROUP OF BUSINESS
4
ACTIVITIES
DATA BANK UMUM
57
COMMERCIAL BANK DATA
57
DATA BANK SYARIAH
115
SHARIA BANK DATA
115
DATA BANK PERKREDITAN RAKYAT
130
RURAL BANK DATA
130
DATA PERKREDITAN
145
CREDIT DATA
145
iii
DAFTAR SINGKATAN
LIST OF ABBREVIATION
APYD
: Aktiva Produktif Yang Diklasifikasikan
APYD
: Classified Earning assets
ATMR
: Aktiva Tertimbang Menurut Risiko
ATMR
: Risk Weighted Assets
BOPO
: Biaya Operasional terhadap Pendapatan
BOPO
: Operations Expenses to Operations Income
Operasional
BPD
: Bank Pembangunan Daerah
BPD
: Regional Development Bank
CAR
: Capital Adequacy Ratio
CAR
: Capital Adequacy Ratio
DPK
: Dana Pihak Ketiga
DPK
: Third Party Funds
KAP
: Kualitas Aktiva Produktif
KAP
: Earning assets Qualtiy
KBAB
: Kewajiban Bersih Antar Bank
KBAB
: Inter-Bank Net Liabilities
KP
: Kantor Pusat
KP
: Head Office
KC
: Kantor Cabang
KC
: Branch Office
KCP
: Kantor Cabang Pembantu
KCP
: Sub-Branch Office
KK
: Kantor Kas
KK
: Cash Office
KPW
: Kantor Perwakilan
KPW
: Representative Office
LBU
: Laporan Bulanan Bank Umum
LBU
: Commercial Bank Monthly Report
LDR
: Loan to Deposit Ratio
LDR
: Loan to Deposit Ratio
NIM
: Net Interest Margin
NIM
: Net Interest Margin
NPL
: Non Performing Loan
NPL
: Non-Performing Loan
ROA
: Return on Assets
ROA
: Return on Assets
SIP
: Sistem Informasi Perbankan
SIP
: Banking Information System
UKM
: Usaha Kecil Menengah
UKM
: Small/Medium-Scale-Enterprise Industry
UMKM
: Usaha Mikro Kecil Menengah
UMKM
: Small/Medium/Micro-Enterprise
Industry
(SMEs)
NOM
: Net Operating Margin
NOM
: Net Operating Margin
FDR
: Financing to Deposit Ratio
FDR
: Financing to Deposit Ratio
iv
DAFTAR TABEL
LIST OF TABLES
NO.
NO. TABEL
JUDUL
HAL
TABLES
DATA
1.
1.0
Kegiatan Usaha Perbankan
3.
4.
5.
6.
7.
8.
9.
10.
11.
1.1 – 1.7
1.8 – 1.14
1.15 - 1.21
1.22 - 1.28
1.29
1.30
1.31 – 1.37
1.38 - 1.44
1.45 – 1.51
1.52
Kegiatan Usaha Bank Umum
berdasarkan BUKU
Laporan Laba/Rugi Bank Umum
berdasarkan BUKU
Rekening Administratif Bank Umum
berdasarkan BUKU
Kinerja Bank Umum Konvensional
berdasarkan BUKU
Perkembangan Aset Bank Umum
Berdasarkan BUKU
Jumlah Bank Umum Berdasarkan
Pengelompokkan Total Aset BUKU
Aset Produktif Bank Umum
Konvensional dan Kualitas Kredit
Bank Umum Kepada Bank Lain BUKU
Komposisi DPK Bank Umum
Berdasarkan Lokasi bank
Penghimpunan Dana - BUKU
2
1.0
Bank Industries Operation
2
COMMERCIAL BANKS GROUP
OF BUSINESS ACTIVITIES
4
1-7
Commercial Banks Group of
Business Activities
4
11
8-14
Commercial Banks Group of
Business Acitivies - Income
Statements
11
18
15-21
Commercial Banks Group of
Business Acitivies - Off-Balance
Sheet
18
25
22-28
Performance of Commercial
Banks Group of Busineness
Activities
25
32
29
Growth of Commercial Banks
Assets based on Group of
Business Activities
32
33
30
Total of Commercial Banks Based
on Total Assets
33
34
31-37
Earning Assets of Commercial
Banks and Credit Quality of
Commercial Banks to Other Bank
34
41
38-44
Composition of Third Party Funds
of Commercial Banks Group of
Business Activities
41
48
45-51
Average of Interest Rate of Third
Party Funds of Commercial
Conventional Banks Group of
Business Activities
48
Growth of Total Commercial
Banks and Bank Offices based
on Group of Business Activities
55
Suku Bunga Rata-rata DPK Bank
Umum – BUKU
Perkembangan Jumlah Bank Umum
dan Kantor Bank Umum
berdasarkan BUKU
PAGES
DATA
DATA BANK UMUM
BERDASARKAN BUKU
2.
TOPIC
52
55
COMMERCIAL BANK
DATA BANK UMUM
14.
1.1. s.d 1.7.
Kegiatan Usaha Bank Umum
57
1.1. s.d 1.7.
Commercial Banks Operation
57
15.
1.8 s.d 1.14.
Laporan Laba/Rugi Bank Umum
64
1.8. s.d 1.14.
Commercial Banks Income
Statement
64
16
1.15.a s.d
1.21.
Rekening Administratif Bank Umum
71
1.15. s.d 1.21.
Commercial Banks Off-Balance
Sheet
71
17.
1.22.a s.d
1.28.
Kinerja Bank Umum Konvensional
78
1.22. s.d 1.28.
Commercial Banks Performance
78
18.
1.29
Perkembangan Aset Bank Umum
Berdasarkan Kelompok Bank
85
1.29
Growth of Commercial Banks
Asset Based Group Bank
19.
1.30
Jumlah Bank Umum Berdasarkan
Pengelompokkan Total Aset
86
1.30
Total of Commercial Banks Based
on Total Assets
85
86
v
TOPIC
PAGES
1.31 s.d 1.37
Earning Assets of Commercial
Banks and Credit Quality of
Commercial Banks to Other Bank
87
94
1.38 s.d 1.44
Composition of Third Party Funds
of Commercial Banks
94
Komposisi DPK Bank Umum
Berdasarkan Lokasi bank
Penghimpunan Dana
101
1.45
Composition of Third Party Funds
of Commercial Banks Based on
Bank Location Month (...) Year (...)
101
1.46
Penghimpunan DPK Bank Umum
Berdasarkan Lokasi Bank
Penghimpunan Dana
102
1.46
Third Party Funds of Commercial
Banks Based on Bank Location of
Deposits
102
24.
1.47 s.d 1.53
Suku Bunga Rata-rata DPK Bank
Umum
103
1.47 s.d 1.53
Average of Interest Rate of Third
Party Fund of Commercial Banks
103
25.
1.54
Suku Bunga Rata-rata Kredit Bank
Umum kepada Pihak Bukan Bank
Berdasarkan Lapangan Usaha dan
Bukan Lapangan Usaha Penerima
Kredit
110
1.54
Average of Credit Interest Rates
of Commercial Bank to Parties
Non Bank Based on Industrial
Origin and Non Industrial Origin
Credit Recipients
110
26.
1.55
Suku Bunga Rata-rata Kredit Bank
Umum kepada Pihak Ketiga Bukan
Bank Berdasarkan Jenis
Penggunaan dan Orientasi
Penggunaan
111
1.55
Average of Credit Interest Rate of
Commercial Based on Types and
Orientation User
111
27.
1.56
Perkembangan Jumlah Bank Umum
dan Kantor Bank Umum
112
1.56
Growth of Total Commercial
Banks and Bank Offices
112
28.
1.57
Perkembangan Jumlah Kantor
Cabang Bank Berdasarkan Lokasi
Bank
113
1.57
Growth of Total Branch offices
Based on Region
113
NO.
NO. TABEL
JUDUL
HAL
20.
1.31 s.d 1.37
Aset Produktif Bank Umum
Konvensional dan Kualitas Kredit
Bank Umum Kepada Bank Lain
87
21.
1.38 s.d 1.44
Komposisi Dana Pihak Ketiga Bank
Umum
22.
1.45
23.
TABLES
SHARIA BANK DATA
DATA BANK SYARIAH
29.
2.1 s.d 2.3
Kegiatan Usaha Bank Umum
Syariah
115
2.1 s.d 2.3
Sharia Commercial Bank
Operation
115
30.
2.4
Perkembangan Aset Perbankan
Syariah
118
2.4
Growth of Sharia Bank Assets
118
31.
2.5
Aktiva Produktif Perbankan Syariah
119
2.5
Earning Assets of Sharia Banks
119
32.
2.6
Komposisi DPK Perbankan Syariah
120
2.6
Composition of Third Party Funds
of Syariah Banks
120
33.
2.7
Tingkat Bagi Hasil Rata-rata DPK
Bank Syariah
121
2.7
Average of Profit Sharing Rates of
Third Party Fund of Sharia Banks
121
34.
2.8
Tingkat Margin Rata-rata
Pembiayaan Berdasarkan Sektor
Ekonomi
122
2.8
Average of Margin Rates of
Financing
122
35.
2.9
Tingkat Margin Rata-rata
Pembiayaan Berdasarkan Jenis
Penggunaan
123
2.9
Average of Margin Rates of
Financing Based on Type of Use
123
36.
2.10
Kegiatan Usaha BPR Syariah
124
2.10
Syariah Rural Bank
124
37.
2.11
Aset dan Pembiayaan BPR Syariah
125
2.11
Asset and Financing of Sharia
Rural Bank)
125
38.
2.12
Jaringan Kantor Perbankan Syariah
126
2.12
Sharia Bank Office Network
126
39.
2.13
Kinerja Bank Umum Syariah
127
2.13
Islamic Commercial Bank
Performance
127
40.
2.14
Bank Umum Syariah Berdasarkan
Tingkat Rasio
128
2.14
Sharia Commercial Based on
Ratios
128
RURAL BANK DATA
DATA BANK PERKREDITAN
RAKYAT
41.
3.1
Kegiatan Usaha Bank Perkreditan
Rakyat
130
3.1
Rural Bank Operations
130
vi
NO.
NO. TABEL
JUDUL
HAL
TABLES
TOPIC
PAGES
42.
3.2
Kinerja Bank Perkreditan Rakyat
131
3.2
Rural Bank Performance
131
43.
3.3
Perkembangan Aset BPR
Berdasarkan Lokasi BPR
132
3.3
Growth of Assets Based Rural
Bank Data
132
44.
3.4
Jumlah BPR Berdasarkan Total Aset
133
3.4
Rural Banks Based on Total
Assets
133
45.
3.5
Non Performing Loan (NPL) Bank
Perkreditan Rakyat
134
3.5
NPL of Rural Bank
134
46.
3.6
NPL BPR Berdasarkan Lokasi
135
3.6
NPL of Rural Banks Based On
Location
135
47.
Dana Pihak Ketiga
136
Third Party Funds of Rural Bank
136
3.7
a. Composition of Third Party
Funds of Rural Bank
b. Komposisi
DPK
Berdasarkan
Lokasi Penghimpunan
3.8
b. Composition of Third Party
Funds Based on Location
3.9
c. DPK BPR Berdasarkan Lokasi
Penghimpun
3.9
c. Third Party Funds of Rural
Banks Based on Location
48.
3.10
Suku Bunga Rata-rata DPK BPR
139
3.10
Average of Third Party Interest
Rates of Rural Banks
139
49.
3.11
Suku Bunga Rata-rata Kredit BPR
Berdasarkan Sektor Ekonomi
140
3.11
Average of Credit Interest Rates
of Rural Banks
140
50.
3.12
Suku Bunga rata-rata Kredit BPR
Berdasarkan Jenis Penggunaan
141
3.12
Average of Credit Interest Rates
of Rural Banks Based on Type of
Use
141
51.
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Perkembangan Jumlah Bank dan
Kantor Bank
142
ddddddddddd
dd
Growth of Total Rural Banks and
Bank Offices
142
3.13
a. Perkembangan Jumlah BPR
3.13
3.14
b. Perkembangan Jumlah BPR dan
Kantor BPR Berdasarkan Lokasi
3.14
a. Growth of Total Rural Bank
b. Growth of Total Rural Bank
Offices Based on Region
3.7
a. Komposisi DPK Bank Perkreditan
Rakyat
3.8
CREDIT DATA
DATA PERKREDITAN
4.1 – 4.7
Kredit dan NPL Bank Umum
Konvensional - BUKU Kepada Pihak
Ketiga Bukan Bank Berdasarkan
Lapangan Usaha dan Bukan
Lapangan Usaha Penerima Kredit
53-59
145
Credit and NPL Credit of
Commercial Banks Group of
Business Activities to Non Bank
Third Party Based on Business
Sector and non Business Sector of
Credit Beneficiary
145
52.
4.1.a s.d 4.7.a
Kredit dan NPL Bank Umum Kepada
Pihak Ketiga Bukan Bank
Berdasarkan Lapangan Usaha dan
Bukan Lapangan Usaha Penerima
Kredit
152
4.1. s.d 4.7.
Credit Channeling and NPL Credit
Channeling of Commercial Banks
to Non Bank Third Party Based
on Business Sector and non
Business Sector of Credit
Channeling Beneficiary
152
53.
4.8.
Kredit dan NPL Bank Umum Kepada
Pihak Ketiga Bukan Bank
Berdasarkan Lapangan Usaha dan
Bukan Lapangan Usaha Per Lokasi
Dati I Bank Penyalur Kredit
159
4.8.
Credit and NPL of Comemrcial
Bank to Non Bank Third Party
Based on Business Sector and
non Business Sector of Credit by
Region
159
4.9 s.d 4.15
Kredit dan NPL Bank Umum
Konvensional - BUKU Kepada Pihak
Ketiga Bukan Bank Berdasarkan
Jenis Penggunaan dan Orientasi
Penggunaan
160
60-66
Credit and NPL of Commercial
Conventional Banks Group of
Business Activities 1 to Non Bank
Third Party Based on Types and
Orientation of Use
160
54.
4.9.a s.d
4.15.a
Kredit dan NPL Bank Umum Kepada
Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan
Orientasi Penggunaan
167
4.9. s.d 4.15.
Credit and NPL of Commercial
Banks to Non Bank Third Party
Based on Types and Orientation
of Use
167
55.
4.16.
Kredit dan NPL Bank Umum Kepada
174
4.16.
Credit and NPL of Commercial
174
vii
NO.
NO. TABEL
JUDUL
HAL
TABLES
TOPIC
PAGES
Banks to Non Bank Third Party
Based on Types and Orientation
of Use by Bank Location for
[month] [year]
Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan
Orientasi Penggunaan per Lokasi
Dati I Bank Penyalur Kredit
56.
4.17.
Kredit dan NPL Bank Umum Kepada
Pihak Ketiga Bukan Bank
Berdasarkan Lokasi Dati I Bank
Penyalur Kredit
175
4.17.
Credit and NPL 0f Commercial
Banks to Non Bank Third Party
Based on Bank Location
175
57.
4.18.
Kredit dan NPL Bank Umum Kepada
Pihak Ketiga Bukan Bank
Berdasarkan Hubungan Penerima
Kredit dengan Bank
176
4.18.
Credit and NPL of Commercial
Bank to Non Bank Third Party
Based on Bank Relation with
Beneficiary
176
58.
4.19.a
Kredit dan NPL Bank Umum Kepada
Pihak Ketiga Bukan Bank Yang
Penarikannya Menggunakan Kartu
Berdasarkan Kelompok Bank
177
4.19.a
Credit and NPL of Commercial
Bank to Non Bank Third Party
Withdrawn By Card Based on
Group of Bank
177
59.
4.19.
Kredit dan NPL Bank Umum
Konvensional dan Bank Umum
Syariah berdasarkan BUKU
178
4.19.
Credit and Non Performing Loan
(NPL) of Commercial Conventional
and Sharia Banks based on
Group of Business Activities to
Non Bank Third Party Withdrawn
By Card
178
59.
4.20.
Penerusan Kredit (Off-Balance
Sheet) dan NPL Penerusan Kredit
Bank Umum Kepada Pihak Ketiga
Bukan Bank Berdasarkan Lapangan
Usaha dan Bukan Lapangan Usaha
Penerima Penerusan Kredit
179
4.20.
Credit Channeling (Off-Balance
Sheet) and NPLof Commercial
Banks Based on Industries
Sector and non Industries Sector
of Credit Channeling Beneficiary
179
60.
4.21.
Penerusan Kredit (Off-Balance
Sheet) dan Non PerformingLoan
(NPL) Penerusan Kredit Bank Umum
Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Kredit dan
Golongan Penyalur Kredit
180
4.21.
Off-Balance Sheet Credit
Channeling and NPL of
Commercial Banks to Non-Bank
Third Party Based on Types of
Credit and Classification of Credit
Providers
180
61.
4.22
Pembiayaan Perbankan Syariah
181
4.22
Financing of Sharia banks
181
62.
4.23
Pembiayaan Perbankan Syariah
Berdasarkan Sektor Ekonomi
182
4.23
Financing of Syariah Banks
Based on Economic Sector
182
63.
4.24
Pembiayaan Perbankan Syariah
Berdasarkan Lokasi Bank Penyalur
183
4.24
Financing of Syariah Banks
Based on Banks Location
183
64.
4.25
Kredit BPR Berdasarkan Sektor
Ekonomi
184
4.25
Credit of Rural Banks Based on
Economic Sector
184
65.
4.26
Kredit Bank Perkreditan Rakyat
Berdasarkan Jenis Penggunaan
185
4.26
Credit of Rural Banks Based on
Type of Use
185
66.
4.27
Kredit Bank Perkreditan Rakyat
Berdasarkan Lokasi Bank Penyalur
186
4.27
Credit of Rural Bank Based on
Location
186
67.
4.28
Kredit dan NPL MKM dan UMKM
Berdasarkan Sektor Ekonomi
187
4.28
Credit & NPL of MSMEs and
SMEs Based on Economic Sector
187
68.
4.29
Kredit dan NPL MKM dan UMKM
Berdasarkan Jenis Penggunaan
189
4.29
Credit & NPL of MSMEs and
SMEs Based on Type Use
189
69.
4.30
Kredit dan NPL Rincian Kredit MKM
dan UMKM Menurut Kelompok
Bank
190
4.30
Credit & NPL of MSMEs and
SMEs Based on Group of Bank
190
70.
4.31
Kredit UMKM dan MKM Menurut
Lokasi Proyek per Daerah Tingkat I
192
4.31
Credit & NPL of MSMEs and
SMEs Based on Project Location
192
viii
DAFTAR TABEL TAMBAHAN dan PERUBAHAN NAMA TABEL
PENERBITAN STATISTIK BANK UMUM BERDASARKAN KELOMPOK USAHA
No. Nomor Tabel
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
Tabel 1
Tabel 1.1
Tabel 1.2
Tabel 1.3
Tabel 1.4
Tabel 1.5
Tabel 1.6
Tabel 1.7
Tabel 1.8
Tabel 1.9
Tabel 1.10
Tabel 1.11
Tabel 1.12
Tabel 1.13
Tabel 1.14
Tabel 1.15
Tabel 1.16
Tabel 1.17
Tabel 1.18
Tabel 1.19
Tabel 1.20
Tabel 1.21
Tabel 1.22
Tabel 1.23
Tabel 1.24
Tabel 1.25
Tabel 1.26
Tabel 1.27
Tabel 1.28
30 Tabel 1.29
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
Tabel 1.30
Tabel 1.31
Tabel 1.32
Tabel 1.33
Tabel 1.34
Tabel 1.35
Tabel 1.36
Tabel 1.37
Tabel 1.38
Tabel 1.39
Tabel 1.40
Tabel 1.41
Tabel 1.42
Tabel 1.43
Tabel 1.44
Tabel 1.45
Tabel 1.46
Tabel 1.47
Tabel 1.48
Tabel 1.49
Tabel 1.50
Tabel 1.51
Tabel 1.52
54 Tabel 4.1
55 Tabel 4.2
56 Tabel 4.3
57 Tabel 4.4
58 Tabel 4.5
59 Tabel 4.6
60 Tabel 4.7
61 Tabel 4.9
Nama Tabel
Kegiatan Usaha Perbankan
Kegiatan Usaha Bank Umum Konvensional dan Bank Umum Syariah
Kegiatan Usaha Bank Umum Konvensional - BUKU 1
Kegiatan Usaha Bank Umum Konvensional - BUKU 2
Kegiatan Usaha Bank Umum Konvensional - BUKU 3
Kegiatan Usaha Bank Umum Konvensional - BUKU 4
Kegiatan Usaha Bank Umum Syariah - BUKU 1
Kegiatan Usaha Bank Umum Syariah - BUKU 2
Laporan Laba/Rugi Bank Umum Konvensional dan Bank Umum Syariah
Laporan Laba/Rugi Bank Umum Konvensional - BUKU 1
Laporan Laba/Rugi Bank Umum Konvensional - BUKU 2
Laporan Laba/Rugi Bank Umum Konvensional - BUKU 3
Laporan Laba/Rugi Bank Umum Konvensional - BUKU 4
Laporan Laba/Rugi Bank Umum Syariah - BUKU 1
Laporan Laba/Rugi Bank Umum Syariah - BUKU 2
Rekening Administratif Bank Umum Konvensional dan Bank Umum Syariah
Rekening Administratif Umum Konvensional - BUKU 1
Rekening Administratif Umum Konvensional - BUKU 2
Rekening Administratif Umum Konvensional - BUKU 3
Rekening Administratif Umum Konvensional - BUKU 4
Rekening Administratif Umum Syariah - BUKU 1
Rekening Administratif Umum Syariah - BUKU 2
Kinerja Bank Umum Konvensional
Kinerja Bank Umum Konvensional BUKU 1
Kinerja Bank Umum Konvensional BUKU 2
Kinerja Bank Umum Konvensional BUKU 3
Kinerja Bank Umum Konvensional BUKU 4
Kinerja Bank Umum Syariah BUKU 1
Kinerja Bank Umum Syariah BUKU 2
Perkembangan Aset Bank Umum Konvensional dan Bank Umum Syariah Berdasarkan Kegiatan
Usaha
Jumlah Bank Umum Konvensional dan Bank Umum Syariah Berdasarkan Pengelompokan Total
Aset
Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum kepada Bank Lain
Aset Produktif dan Kualitas Kredit Bank Umum Konvensional BUKU 1 kepada Bank Lain
Aset Produktif dan Kualitas Kredit Bank Umum Konvensional BUKU 2 kepada Bank Lain
Aset Produktif dan Kualitas Kredit Bank Umum Konvensional BUKU 3 kepada Bank Lain
Aset Produktif dan Kualitas Kredit Bank Umum Konvensional BUKU 4 kepada Bank Lain
Aset Produktif dan Kualitas Kredit Bank Umum Syariah BUKU 1 kepada Bank Lain
Aset Produktif dan Kualitas Kredit Bank Umum Syariah BUKU 2 kepada Bank Lain
Komposisi Dana Pihak Ketiga Bank Umum Konvensional dan Bank Umum Syariah
Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 1
Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 2
Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 3
Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 4
Komposisi Dana Pihak Ketiga Bank Umum Syariah - BUKU 1
Komposisi Dana Pihak Ketiga Bank Umum Syariah - BUKU 2
Suku Bunga Rata-rata DPK Bank Umum Konvensional dan Bank Umum Syariah
Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 1
Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 2
Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 3
Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 4
Suku Bunga Rata-rata DPK Bank Umum Syariah - BUKU 1
Suku Bunga Rata-rata DPK Bank Umum Syariah - BUKU 2
Perkembangan Jumlah Bank Umum dan Kantor Bank Umum berdasarkan Kelompok Usaha
Kredit dan NPL Bank Umum Konvensional dan Bank Umum Syariah Kepada Pihak Ketiga
Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
Kredit dan NPL Bank Umum Konvensional BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan
Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
Kredit dan NPL Bank Umum Konvensional BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan
Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
Kredit dan NPL Bank Umum Konvensional BUKU 3 Kepada Pihak Ketiga Bukan Bank Berdasarkan
Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
Kredit dan NPL Bank Umum Konvensional BUKU 4 Kepada Pihak Ketiga Bukan Bank Berdasarkan
Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
Kredit dan NPL Bank Umum Syariah BUKU 1 Kepada Pihak Ketiga Bukan Bank Berdasarkan
Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
Kredit dan NPL Bank Umum Syariah BUKU 2 Kepada Pihak Ketiga Bukan Bank Berdasarkan
Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
Kredit dan NPL Kredit Bank Umum Konvensional dan Bank Umum Syariah Kepada Pihak
Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
Keterangan
Perubahan Nama Tabel
Perubahan Nama Tabel
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Perubahan Nama Tabel
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Perubahan Nama Tabel
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Perubahan Nama Tabel
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Perubahan Nama Tabel
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Perubahan Nama Tabel
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Perubahan Nama Tabel
1
No. Nomor Tabel
62 Tabel 4.10
63 Tabel 4.11
64 Tabel 4.12
65 Tabel 4.13
66 Tabel 4.14
67 Tabel 4.15
68 Tabel 4.19
Nama Tabel
Kredit dan NPL Kredit Bank Umum Konvensional BUKU 1 Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
Kredit dan NPL Kredit Bank Umum Konvensional BUKU 2 Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
Kredit dan NPL Kredit Bank Umum Konvensional BUKU 3 Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
Kredit dan NPL Kredit Bank Umum Konvensional BUKU 4 Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
Kredit dan NPL Kredit Bank Umum Syariah BUKU 1 Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
Kredit dan NPL Kredit Bank Umum Syariah BUKU 2 Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
Kredit dan NPL Bank Umum Konvensional dan Bank Umum Syariah berdasarkan Kegiatan Usaha
kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu
Keterangan
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
Tabel baru dgn nomor baru
2
METADATA
INFORMASI DASAR
1. Nama Data
:
2. Penyelenggara Statistik:
3. Alamat
:
4. Nomor Telp
:
5. Nomor Fax
:
6. Email
:
Kelompok Bank Umum berdasarkan Kegiatan Usaha
Departemen Perizinan dan Informasi Perbankan - OJK
Kompleks Perkantoran BI, Jalan MH Thamrin No. 2 Jakarta, Menara Radius Prawiro Lantai 12
021-1500 655
021-3523705
publikasi.idap@ojk.go.id
DEFINISI
Statistik Kelompok Bank Umum berdasarkan Kelompok Usaha disusun berdasarkan PERATURAN BANK INDONESIA
NOMOR 14/26/PBI/2012 TENTANG KEGIATAN USAHA DAN JARINGAN KANTOR BERDASARKAN MODAL INTI BANK.
Bank adalah Bank Umum sebagaimana dimaksud dalam Undang-Undang Nomor 7 Tahun 1992 tentang Perbankan
sebagaimana telah diubah dengan Undang-Undang Nomor 10 Tahun 1998, termasuk kantor cabang dari bank yang
berkedudukan di luar negeri, dan Bank Umum Syariah serta Unit Usaha Syariah sebagaimana dimaksud dalam UndangUndang Nomor 21 Tahun 2008 tentang Perbankan Syariah.
Modal Inti:
a. bagi Bank yang berbadan hukum Indonesia adalah modal inti sebagaimana dimaksud dalam ketentuan Bank Indonesia
yang mengatur mengenai kewajiban penyediaan modal minimum;
atau
b. bagi kantor cabang dari bank yang berkedudukan di luar negeri adalah dana usaha yang telah dialokasikan sebagai Capital
Equivalency Maintained Asset (CEMA) sebagaimana dimaksud dalam ketentuan Bank Indonesia yang mengatur mengenai
kewajiban penyediaan modal minimum.
Kegiatan Usaha adalah kegiatan usaha Bank Umum sebagaimana dimaksud dalam Undang-Undang Nomor 7 Tahun 1992
tentang Perbankan sebagaimana telah diubah dengan Undang-Undang Nomor 10 Tahun 1998 dan kegiatan usaha Bank
Umum Syariah serta Unit Usaha Syariah sebagaimana dimaksud dalam Undang-Undang Nomor 21 Tahun 2008 tentang
Perbankan Syariah.
Berdasarkan Modal Inti yang dimiliki, Bank dikelompokkan menjadi 4 (empat) BUKU, yaitu:
a. BUKU 1 adalah Bank dengan Modal Inti sampai dengan kurang dari Rp1.000.000.000.000,00 (satu triliun Rupiah);
b. BUKU 2 adalah Bank dengan Modal Inti paling sedikit sebesar Rp1.000.000.000.000,00 (satu triliun Rupiah) sampai
dengan kurang dari Rp5.000.000.000.000,00 (lima triliun Rupiah);
c. BUKU 3 adalah Bank dengan Modal Inti paling sedikit sebesar Rp5.000.000.000.000,00 (lima triliun Rupiah) sampai
dengan kurang dari Rp30.000.000.000.000,00 (tiga puluh triliun Rupiah); dan
d. BUKU 4 adalah Bank dengan Modal Inti paling sedikit sebesar Rp30.000.000.000.000,00 (tiga puluh triliun Rupiah).
Pengelompokan BUKU untuk Unit Usaha Syariah didasarkan pada Modal Inti Bank Umum Konvensional yang menjadi
induknya.
CAKUPAN
Bank Umum yang melaksanakan kegiatan usaha dengan prinsip Konvensional dan prinsip Syariah.
Data bank umum konvensional termasuk bank umum yang memiliki Unit Usaha Syariah
PERIODISASI
Bulanan
KETEPATAN WAKTU PUBLIKASI
Dua bulan setelah berakhirnya periode data
JADWAL PUBLIKASI KE DEPAN
Setiap tanggal 15 bulan berikutnya, dalam hal tanggal 15 jatuh pada hari libur maka terbit pada hari kerja
sebelumnya
SUMBER DATA
Laporan Bulanan Bank Umum (LBU) dan Laporan Stabilitas Moneter dan Keuangan (LSMK) Bank Umum Syariah
(BUS)-Unit Usaha Syariah (UUS)
METODOLOGI
Data disusun berdasarkan gabungan LBU dan LSMK BUS-UUS dari seluruh kantor bank pelapor di Indonesia.
INTEGRITAS DATA
Data merupakan data final pada saat dipublikasikan. Revisi data dilakukan pada publikasi berikutnya setelah
kekeliruan data ditemukan.
AKSES DATA
Data Statistik Bank Umum berdasarkan Kegiatan Usaha dapat diakses dalam website OJK: http://www.ojk.go.id
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1 Kegiatan Usaha Perbankan
(Bank Industries Operation)
Miliar Rp (Billion Rp)
2014
Indikator
2011
2012
2015
Indicator
2013
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Distribution of Funds
Penyaluran Dana
Bank Umum
SBI dan SBIS
4.172.672
4.823.303
5.113.674
5.311.287
5.344.224
5.420.958
5.468.910
5.504.463
5.580.024
5.673.253
5.681.864
5.727.205
5.821.498
5.800.377
5.899.822
53.534
64.753
74.550
79.621
81.013
82.685
84.000
86.931
87.109
87.436
88.545
89.469
90.510
90.703
91.976
93.212
117.983
81.158
111.689
91.375
94.953
118.176
130.249
113.104
88.428
88.654
89.372
80.450
69.256
63.142
53.561
54.806 SBI and SBIS
1)
3.093.848
3.542.518
4.070.018
4.249.202
4.427.423
4.454.688
4.502.982
4.594.876
4.570.361
4.624.215
4.709.779
4.734.781
4.760.959
4.853.864
4.844.234
4.904.408
45.462
55.289
64.001
68.520
69.605
70.848
72.188
74.594
74.930
75.179
76.376
77.268
78.278
78.507
79.524
80.539
Bank Perkreditan Rakyat
3.652.832
4.262.587
4.954.467
5.218.916
5.418.830
5.445.652
5.511.136
5.615.150
5.616.012
5.683.168
5.783.994
5.792.737
5.837.720
5.933.195
5.925.677
6.010.747
55.799
67.397
77.376
82.625
84.011
85.623
87.344
89.878
90.052
90.419
91.550
92.398
93.631
93.987
95.197
96.540
Bank Perkreditan Rakyat
Bank Umum
Bank Perkreditan Rakyat
120
120
120
119
119
119
119
119
119
119
119
118
118
118
118
118
1.669
1.653
1.635
1.634
1.634
1.635
1.637
1.643
1.643
1.643
1.643
1.642
1.643
1.644
1.644
1.644
Rural Banks
Bank Umum
Bank Perkreditan Rakyat
Sertifikat Bank Indonesia Syariah
Commercial Banks
Rural Banks
Commercial Banks
Rural Banks
Total Bank Offices
Jumlah Kantor
1)
Commercial Banks
Total Banks
Jumlah Bank
Ket :
1)
Total Assets
Jumlah Aset
Bank Umum
Rural Banks
Source of Funds
Sumber Dana
Bank Umum
Commercial Banks
3.412.463
Bank Perkreditan Rakyat
14.797
16.625
18.558
19.307
19.430
19.588
19.780
19.948
19.988
20.016
20.064
20.117
20.177
20.247
20.304
20.384
4.172
4.425
4.678
4.795
4.811
4.835
4.864
4.895
4.956
4.957
4.972
4.994
5.006
5.019
5.023
5.036
Commercial Banks
Rural Banks
Note: 1). Sharia Indonesian Banking Certificate
2
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.1. Kegiatan Usaha Bank Umum
(Commercial Bank Operations)
Miliar Rp (Billion Rp)
2014
Des
Keterangan
Penyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara (SPN)
- Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup
Tagihan Akseptasi, dan Tagihan atas
Surat Berharga yang dijual dgn janji
dibeli kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak
e. Tambahan modal disetor
f. Modal Pinjaman
2)
2015
Jan
Feb
Mar
Mei
Jun
Jul
3.667.163
3.634.620
3.010.140
624.480
32.542
18.791
13.752
218.842
98.131
75.860
38.910
5.942
598.780
365.155
101.098
128.876
3.651
648.548
88.428
17.735
375.499
166.887
21.151
93.899
3.698.177
3.665.686
3.036.187
629.499
32.491
18.070
14.421
207.021
84.647
70.261
44.817
7.294
608.291
365.447
99.008
138.749
5.087
699.993
88.654
16.499
401.495
193.344
21.212
96.255
3.713.544
3.679.871
3.062.648
617.224
33.673
17.427
16.246
240.139
87.238
90.585
55.510
6.806
650.550
364.335
109.749
173.020
3.446
712.924
89.372
18.187
416.080
189.284
21.723
95.231
3.745.058
3.711.569
3.088.955
622.614
33.489
17.691
15.798
253.053
84.446
95.373
63.980
9.255
643.969
376.217
144.171
116.173
7.408
697.038
80.450
15.178
422.924
178.487
21.551
97.631
3.790.548
3.757.133
3.122.424
634.709
33.415
17.720
15.695
253.730
83.472
93.861
64.607
11.789
631.525
376.810
140.799
108.423
5.491
677.655
69.256
17.151
423.161
168.086
21.585
102.272
3.861.172
3.828.045
3.184.485
643.559
33.127
18.968
14.159
274.605
102.590
97.973
62.530
11.512
636.687
379.211
119.170
134.611
3.695
655.508
63.142
19.898
426.859
145.609
21.810
105.817
3.868.144
3.833.745
3.181.779
651.966
34.399
20.007
14.392
238.089
87.669
85.161
55.694
9.565
640.134
380.522
100.365
150.829
8.418
661.982
53.561
20.771
441.958
145.692
22.852
109.566
3.916.704
3.881.294
3.211.766
669.528
35.411
19.992
15.419
232.377
89.968
78.414
54.671
9.324
661.507
385.427
155.740
115.367
4.973
683.331
54.806
23.587
470.597
134.340
22.929
112.377
83.240
2.289
4.926
17.483
245.350
86.810
2.315
4.774
19.403
236.676
88.618
2.360
5.277
20.884
228.192
87.870
2.369
4.992
21.223
217.919
90.385
2.361
4.885
19.532
204.031
94.878
2.414
4.980
20.688
229.204
98.540
2.454
4.823
20.646
245.252
102.151
2.479
4.935
21.861
237.750
104.708
2.616
5.053
29.534
241.062
4.114.420
3.434.579
605.276
1.187.559
1.641.743
679.841
284.309
96.899
298.633
2.147
132.956
54.308
145.853
20.350
125.503
18.880
120.691
4.106.358
3.401.537
593.865
1.125.918
1.681.754
704.821
298.001
97.595
309.224
2.872
128.638
59.104
140.653
19.445
121.207
21.079
106.179
4.151.448
3.444.660
612.845
1.118.804
1.713.010
706.788
290.198
98.137
318.453
1.833
138.062
63.440
135.734
19.044
116.689
23.773
104.768
4.198.577
3.476.318
651.220
1.102.302
1.722.797
722.259
300.828
99.799
321.632
2.036
156.051
64.874
137.883
18.883
119.000
25.155
120.171
4.217.625
3.483.335
639.138
1.102.532
1.741.666
734.290
314.958
101.115
318.216
950
167.903
68.814
133.565
19.330
114.235
22.697
118.228
4.232.150
3.483.810
651.864
1.097.383
1.734.563
748.340
321.016
101.612
325.711
1.237
173.805
69.649
130.812
19.257
111.555
24.533
123.682
4.319.749
3.546.975
708.002
1.114.824
1.724.149
772.774
348.747
104.923
319.104
1.786
178.157
69.216
122.215
20.078
102.137
25.404
132.552
4.328.822
3.559.128
673.361
1.142.023
1.743.745
769.694
339.969
105.653
324.072
936
158.036
73.627
127.069
21.570
105.499
27.019
124.160
4.366.571
3.575.234
686.052
1.132.399
1.756.783
791.337
355.492
110.287
325.559
946
168.245
73.117
128.868
21.016
107.852
38.718
123.134
5.622
5.479
5.157
5.032
4.999
5.091
4.784
4.564
4.809
153.439
67.568
256.642
112.213
97.889
34.432
154.008
67.577
372.080
10.242
101.981
35.046
154.210
67.687
372.026
18.067
102.583
35.166
154.352
74.807
346.998
29.630
98.988
37.860
154.627
77.325
336.734
36.847
98.759
38.432
155.838
80.491
329.390
44.775
97.197
38.611
156.988
81.275
327.455
50.843
97.002
39.088
158.983
81.511
326.596
59.069
97.183
39.179
159.957
81.544
326.127
68.357
94.994
39.557
. Pada LBU 2008 tdk didefinisikan Vs Metadata
2)
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
*) Angka-angka sementara
Items
Ags
3.706.501
3.674.308
3.057.964
616.345
32.192
19.100
13.092
182.432
70.250
77.697
29.622
4.864
569.018
361.588
79.917
123.020
4.493
636.688
113.104
19.418
369.849
134.316
20.984
90.454
1)
r) Angka-angka diperbaiki
Apr
Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities
h. Margin Deposits
Components of Capital
a. Paid In Capital
b. Reserves
c. Retained Earnings (Profit/Loss) 1)
d. Current Earnings (Profit /Loss) 2)
e. Additional Paid In Capital
f. Loan Capital
1)
2)
LBU 2008 is not defined vs metada
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
*) Provisional figures
r) Revised figures
4
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.2. Kegiatan Usaha Bank Umum Konvensional - BUKU 1
(Commercial Conventional Banks - Group of Business Activities 1 )
Miliar Rp (Billion Rp)
Keterangan
Penyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara
-(SB/PN)
Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup
Tagihan Akseptasi, dan Tagihan atas
Surat Berharga yang dijual dgn janji
dibeli kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak 2)
e. Tambahan modal disetor
f. Modal Pinjaman
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
110.961
109.924
107.029
2.895
1.037
1.037
10.746
1.622
3.704
5.338
81
21.594
11.904
249
9.408
33
13.632
3.644
5.751
4.237
6
1.313
1.037
1
274
8
906
-
110.251
109.229
106.349
2.879
1.023
1.023
13.264
1.813
1.964
9.316
171
25.026
12.549
204
12.250
24
14.459
3.468
5.896
5.094
6
1.506
1.225
6
274
2
1.495
-
111.237
110.251
107.104
3.147
986
986
16.370
2.351
2.550
11.285
184
23.105
11.782
340
10.936
46
14.829
3.485
5.956
5.388
6
1.559
1.272
6
281
3
1.512
-
108.069
107.101
103.719
3.382
968
968
15.973
1.538
2.641
11.675
119
25.858
11.682
278
13.877
22
14.468
3.354
5.294
5.820
6
1.501
1.226
6
269
3
1.330
-
114.414
113.447
105.664
7.783
966
966
17.751
2.284
2.058
12.429
980
28.169
13.419
148
14.568
34
16.395
3.440
6.452
6.503
6
1.669
1.386
6
277
4
1.765
-
116.727
115.724
107.590
8.134
1.003
1.003
19.462
2.488
3.038
12.581
1.355
25.896
13.196
90
12.585
25
16.834
3.299
6.389
7.146
6
1.700
1.418
6
275
1
1.850
-
115.267
114.226
107.184
7.041
1.041
1.041
21.501
1.946
4.298
13.769
1.488
23.395
12.928
65
10.390
12
14.665
2.550
6.944
5.171
6
1.693
1.414
6
273
2
2.146
-
115.489
114.498
107.378
7.119
991
991
16.731
1.813
3.611
10.745
561
27.099
12.734
410
13.936
19
14.981
2.024
7.438
5.519
6
1.725
1.444
6
275
1
1.905
-
116.864
115.892
108.582
7.310
972
972
17.675
3.032
3.036
10.705
902
22.876
12.919
57
9.887
12
15.442
2.592
7.336
5.464
6
1.794
1.512
6
276
1
2.186
-
129.155
125.130
20.207
21.707
83.216
4.026
948
13
3.065
1
7.086
2.954
703
703
4
199
137.746
133.311
27.732
20.384
85.194
4.436
981
12
3.443
1
4.445
2.631
339
339
3
214
140.380
135.607
29.243
20.630
85.735
4.773
1.044
14
3.714
1
3.685
2.506
337
337
3
197
140.368
135.569
30.841
18.853
85.874
4.799
1.305
18
3.477
1
3.172
2.044
340
340
3
212
150.650
142.529
32.187
19.639
90.703
8.121
2.202
1.310
4.610
1
4.220
1.613
985
337
648
2
314
151.868
143.138
32.477
19.333
91.328
8.729
2.806
880
5.043
1
5.076
1.713
1.028
367
661
2
347
149.943
141.833
35.357
18.756
87.720
8.111
2.580
1.043
4.488
0
5.162
1.738
1.026
359
667
1
226
150.032
141.170
33.075
20.172
87.922
8.862
2.228
1.166
5.468
0
3.667
1.863
1.035
359
676
1
196
149.229
139.307
31.891
19.977
87.439
9.922
2.335
923
6.664
0
3.154
1.663
1.061
358
703
1
171
91
75
85
63
63
60
46
50
13.210
2.419
1.570
13.369
2.427
3.918
13.460
2.427
3.917
12.833
2.283
3.172
13.136
2.344
4.135
13.626
2.352
4.103
13.685
2.556
3.213
13.787
2.606
3.074
2.014
1.607
211
181
3.625
436
360
3.865
436
572
3.947
436
740
4.207
436
951
4.301
436
1.120
3.979
436
1.232
4.282
436
Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities
h. Margin Deposits
Components of Capital
14.340 a. Paid In Capital
2.606 b. Reserves
3.074 c. Retained Earnings (Profit/Loss) 1)
d. Current Earnings (Profit /Loss) 2)
55
1.369
3.920
436
e. Additional Paid In Capital
f. Loan Capital
5
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.3. Kegiatan Usaha Bank Umum Konvensional - BUKU 2
(Commercial Conventional Banks - Group of Business Activities 2 )
Miliar Rp (Billion Rp)
Keterangan
Penyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara
-(SB/PN)
Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup
Tagihan Akseptasi, dan Tagihan atas
Surat Berharga yang dijual dgn janji
dibeli kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak 2)
e. Tambahan modal disetor
f. Modal Pinjaman
2014
Des
2015
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
647.636
644.107
630.684
644.095
514.240
520.050
531.844
533.071
540.882
633.850
454.087
630.139
447.560
616.301
427.837
628.961
440.394
501.508
404.528
507.199
408.526
519.525
419.677
520.659
417.910
528.162
422.584
179.762
182.579
188.464
188.567
96.980
98.673
99.848
102.748
105.578
13.786
3.115
10.671
66.438
12.384
32.841
20.097
1.116
99.000
61.986
10.649
25.219
1.146
109.975
23.244
5.002
60.241
21.488
603
12.308
9.840
911
1.556
9.212
33.759
-
13.969
3.083
10.886
81.791
21.415
33.320
25.783
1.273
112.861
62.206
13.914
35.660
1.081
107.132
23.359
3.909
54.759
25.104
575
12.792
10.281
931
1.580
10.312
34.682
-
14.383
2.700
11.684
69.793
17.717
23.230
27.136
1.709
103.184
57.933
11.723
32.773
756
114.197
22.344
3.913
58.090
29.850
609
12.622
10.074
952
1.596
11.077
36.301
-
15.134
2.678
12.456
82.702
17.696
26.735
36.581
1.690
114.125
59.516
13.294
40.591
724
116.338
23.031
4.815
62.152
26.341
590
12.482
10.128
961
1.393
10.929
37.264
-
12.732
2.531
10.202
91.547
22.408
24.505
42.302
2.332
104.886
57.211
13.144
32.781
1.750
87.242
19.784
3.676
45.427
18.355
427
12.036
9.810
952
1.274
5.824
29.265
-
12.851
2.455
10.395
96.151
21.926
27.232
43.653
3.340
103.783
58.738
11.845
32.261
938
85.932
16.377
3.583
44.810
21.161
427
13.051
10.791
977
1.284
6.340
28.981
-
12.319
2.518
9.801
95.544
24.028
27.170
41.323
3.023
100.662
59.985
14.952
25.710
14
91.560
16.514
4.112
47.019
23.915
298
12.917
10.616
987
1.313
6.137
28.277
-
12.413
2.480
9.933
78.663
18.218
19.511
38.258
2.675
110.462
59.265
14.624
36.392
181
92.722
14.002
3.957
50.694
24.070
299
13.379
11.047
1.002
1.331
6.482
25.482
-
12.720
2.422
10.298
85.055
22.775
21.867
38.053
2.359
111.521
59.873
17.892
33.457
300
95.704
13.447
5.849
55.135
21.323
299
13.974
11.569
1.041
1.364
9.703
32.944
-
623.124
495.449
644.802
506.720
612.462
480.117
647.953
513.219
597.357
498.857
602.497
502.018
613.853
508.192
606.041
503.437
134.993
110.562
249.895
127.674
64.291
13.391
49.992
2
50.514
4.003
18.813
4.617
14.196
10.851
11.111
143.804
102.340
260.576
138.082
74.834
14.119
49.129
703
42.589
10.338
17.884
4.319
13.564
11.682
11.610
130.472
92.344
257.302
132.345
68.710
14.057
49.578
2
45.848
10.471
18.014
4.097
13.917
13.511
12.438
153.972
91.027
268.219
134.734
68.935
14.765
51.034
202
47.968
10.910
18.027
4.693
13.334
14.193
11.931
143.308
89.067
266.482
98.499
41.728
7.343
49.429
2
45.392
10.853
17.547
4.702
12.845
9.600
10.104
143.825
87.598
270.594
100.479
43.163
7.178
50.138
298
46.204
10.989
17.658
4.601
13.057
10.305
8.856
151.804
85.923
270.465
105.661
47.955
7.141
50.565
844
47.220
10.780
17.231
4.429
12.802
10.824
10.050
141.386
91.298
270.753
102.604
45.843
7.423
49.339
2
46.271
10.581
17.534
4.530
13.004
11.763
9.618
764
801
674
664
632
678
636
608
637
58.637
10.674
21.070
16.715
5.176
4.572
59.046
10.674
38.182
2.214
5.254
4.864
55.379
9.918
36.440
3.100
4.763
4.900
56.146
10.287
35.379
4.989
5.514
4.921
54.551
10.401
14.238
3.778
5.316
5.554
55.273
11.038
12.042
4.202
5.464
5.588
56.363
11.554
11.212
4.945
5.115
5.608
58.256
11.696
10.717
5.298
4.661
5.595
57.458
11.724
10.748
5.910
5.244
5.694
Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
b.
c.
d.
e.
f.
Rupiah
Foreign Exchange
Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
Equity Investment
Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
618.380 a. Third Party Funds
507.431
Rupiah
Demand Deposit
145.754
90.581
271.095
110.949
49.136
7.796
54.017
2
50.562
10.850
17.653
4.480
13.173
16.949
12.130
b.
c.
d.
e.
f.
g.
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
Liabilities to BI
Interbank Liabilities
Issued Securities
Loans received
Rupiah
Foreign Exchange
Spot and Derivatives Liabilities
Other Liabilities
h. Margin Deposits
Components of Capital
a. Paid In Capital
b. Reserves
c. Retained Earnings (Profit/Loss) 1)
d. Current Earnings (Profit /Loss) 2)
e. Additional Paid In Capital
f. Loan Capital
6
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.4. Kegiatan Usaha Bank Umum Konvensional - BUKU 3
(Commercial Conventional Banks - Group of Business Activities 3 )
Miliar Rp (Billion Rp)
Keterangan
Penyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara
-(SB/PN)
Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup
Tagihan Akseptasi, dan Tagihan atas
Surat Berharga yang dijual dgn janji
dibeli kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak 2)
e. Tambahan modal disetor
f. Modal Pinjaman
2014
Des
2015
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
Distribution of Funds
1.470.332 a. Credit
- To Third Party
1.458.316
1.238.494
1.226.333
1.263.467
1.272.843
1.415.863
1.427.380
1.444.348
1.454.177
1.229.517
983.325
246.192
8.978
7.241
1.736
37.214
18.281
14.975
445
3.513
159.277
119.174
16.308
22.182
1.613
187.500
46.102
9.987
90.729
40.682
9.760
24.456
23.353
400
702
7.982
67.949
-
1.217.320
973.055
244.265
9.014
7.136
1.878
43.435
20.419
18.363
702
3.951
182.605
120.407
26.080
34.585
1.533
197.285
45.256
8.659
94.031
49.338
9.912
26.179
25.061
411
707
8.760
66.015
-
1.254.140
1.008.165
245.974
9.327
7.411
1.916
48.415
18.732
20.188
4.213
5.282
183.634
123.634
32.969
24.038
2.993
209.069
46.186
8.199
92.189
62.495
9.939
26.952
25.820
419
714
9.435
70.611
-
1.262.123
1.019.136
242.986
10.720
7.494
3.226
60.380
20.019
31.385
4.189
4.786
201.433
122.885
42.619
34.421
1.509
213.691
48.162
7.208
97.201
61.120
10.150
27.749
26.636
419
694
9.820
58.689
-
1.403.191
1.069.809
333.383
12.671
7.594
5.077
66.083
21.065
33.294
5.833
5.892
230.213
134.979
62.715
29.487
3.032
238.773
41.297
5.882
124.366
67.227
10.136
29.387
28.211
398
777
13.146
75.582
-
1.414.823
1.077.129
337.694
12.557
7.751
4.806
61.779
19.020
30.437
5.501
6.821
230.112
135.652
67.295
25.456
1.709
237.449
35.340
7.469
124.473
70.167
10.169
30.896
29.706
405
785
13.896
80.747
-
1.432.681
1.096.458
336.222
11.667
8.085
3.582
67.690
22.951
33.265
4.603
6.871
212.650
135.928
48.451
26.937
1.335
226.788
30.241
9.527
126.755
60.265
10.315
31.428
30.303
422
703
13.736
82.835
-
1.442.355
1.099.995
342.360
11.822
8.107
3.715
51.951
18.458
22.715
4.570
6.207
213.937
133.207
38.019
38.174
4.537
224.107
25.864
10.053
130.252
57.939
10.312
32.689
31.544
430
714
14.781
73.755
-
1.267.728
997.947
157.901
242.866
597.180
269.781
95.367
40.820
133.594
923
37.537
29.419
66.673
11.592
55.080
6.441
53.696
1.282.366
1.006.377
157.599
228.731
620.048
275.989
93.373
41.979
140.637
923
36.144
28.726
69.510
11.500
58.010
7.374
51.541
1.329.617
1.053.803
170.192
237.140
646.471
275.815
90.926
42.522
142.367
922
38.818
32.187
69.294
11.290
58.004
8.209
52.358
1.354.452
1.063.368
176.304
226.272
660.792
291.084
97.557
42.731
150.796
922
44.241
34.207
69.243
10.671
58.572
8.939
46.333
1.458.655
1.127.952
190.577
227.695
709.680
330.704
129.584
49.458
151.662
45
54.695
36.667
65.512
11.132
54.380
11.236
43.722
1.468.265
1.135.000
195.067
227.631
712.302
333.264
130.213
50.946
152.105
45
55.603
36.176
65.798
11.135
54.663
12.109
42.108
1.459.364
1.126.959
210.557
231.433
684.968
332.405
138.650
51.474
142.282
44
58.223
35.920
66.604
12.136
54.468
12.143
45.060
1.450.785
1.119.616
198.531
233.003
688.082
331.169
141.081
51.346
138.741
31
46.017
38.437
72.520
13.028
59.492
12.692
41.648
1.468.327
1.132.235
196.774
234.013
701.448
336.092
149.319
53.216
133.557
31
52.608
37.462
73.191
13.031
60.160
17.534
41.813
1.682
1.620
1.584
1.566
1.505
1.534
1.442
1.351
1.400
42.519
23.696
70.312
23.483
51.003
25.887
42.519
23.696
93.544
1.671
51.892
25.987
46.248
24.562
94.655
3.927
52.322
26.077
46.248
24.972
92.571
5.671
51.397
28.746
47.815
25.355
107.274
9.032
51.358
28.687
47.815
27.860
104.557
10.491
50.813
28.828
47.815
27.901
104.361
12.031
50.696
29.282
47.815
27.901
104.326
13.990
50.462
29.390
49.034
27.901
103.826
16.153
49.052
29.671
1.108.933
349.382
12.017
8.113
3.903
57.791
18.496
30.613
2.884
5.798
218.740
135.638
42.849
37.710
2.543
228.424
25.870
10.540
140.839
51.174
10.374
33.576
32.285
493
797
19.070
76.502
-
b.
c.
d.
e.
f.
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
Equity Investment
Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities
h. Margin Deposits
Components of Capital
a. Paid In Capital
b. Reserves
c. Retained Earnings (Profit/Loss) 1)
d. Current Earnings (Profit /Loss) 2)
e. Additional Paid In Capital
f. Loan Capital
7
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.5. Kegiatan Usaha Bank Umum Konvensional - BUKU 4
(Commercial Conventional Banks - Group of Business Activities 4 )
Miliar Rp (Billion Rp)
Keterangan
Penyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara
-(SB/PN)
Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup
Tagihan Akseptasi, dan Tagihan atas
Surat Berharga yang dijual dgn janji
dibeli kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak 2)
e. Tambahan modal disetor
f. Modal Pinjaman
2014
Des
2015
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
1.560.985
1.553.074
1.373.530
179.544
7.911
7.227
684
64.748
35.832
26.176
2.725
14
256.719
160.254
47.992
48.473
0
315.373
40.114
4.430
204.807
66.022
10.516
48.308
45.147
807
2.354
281
140.631
-
1.539.980
1.531.957
1.345.110
186.847
8.024
7.036
988
77.589
52.623
22.212
2.309
445
250.490
161.630
56.345
32.515
0
319.211
16.344
5.166
212.490
85.212
10.569
49.191
46.217
796
2.177
329
132.763
-
1.546.450
1.539.178
1.355.254
183.924
7.272
6.451
821
69.716
44.025
24.293
1.384
12
269.755
164.049
48.831
56.876
0
351.446
16.639
4.387
236.715
93.705
10.569
50.845
47.382
814
2.649
369
117.609
-
1.540.860
1.534.550
1.360.450
174.100
6.310
5.747
563
77.829
45.809
29.824
2.182
14
282.434
162.062
48.570
71.788
15
357.468
14.826
6.049
242.456
94.137
10.899
49.421
45.985
822
2.615
471
118.857
-
1.552.765
1.546.178
1.369.824
176.354
6.588
6.068
519
74.780
36.680
35.516
2.574
10
254.800
162.381
63.102
29.317
0
342.578
15.929
5.499
236.847
84.302
10.904
50.660
47.289
841
2.530
559
95.901
-
1.577.845
1.571.366
1.389.329
182.037
6.479
5.986
493
73.068
37.732
33.154
2.074
109
246.422
160.983
56.573
28.867
0
324.938
14.239
5.930
237.142
67.626
10.904
52.606
49.136
862
2.609
451
115.172
-
1.618.429
1.610.904
1.419.150
191.754
7.525
6.749
776
86.158
51.013
33.239
1.887
18
278.708
162.236
50.864
65.608
0
309.433
13.836
6.040
235.574
53.983
11.112
55.698
52.320
871
2.508
771
130.451
-
1.615.763
1.607.175
1.416.100
191.076
8.587
7.843
745
87.444
46.887
39.323
1.222
11
265.524
167.212
42.544
55.768
0
317.124
11.672
6.325
242.998
56.130
12.156
57.472
54.009
875
2.588
596
135.096
-
1.638.762
1.629.637
1.431.241
198.396
9.125
7.906
1.218
68.152
43.042
22.897
2.046
166
286.521
168.677
89.972
27.871
0
330.479
12.897
6.759
256.510
54.313
12.172
58.437
54.955
908
2.573
760
126.997
-
1.923.690
1.656.503
281.247
762.157
613.099
267.186
120.825
42.524
103.838
1.222
32.483
14.495
57.412
1.186
56.226
1.584
54.818
1.877.152
1.601.577
253.824
725.627
622.126
275.575
126.526
41.331
107.718
1.246
40.559
14.756
50.817
1.185
49.633
2.020
41.967
1.905.829
1.623.004
272.735
720.404
629.865
282.826
126.837
41.406
114.583
909
43.747
15.021
45.987
1.219
44.769
2.049
38.940
1.890.769
1.611.233
279.053
718.251
613.929
279.536
129.066
42.151
108.320
912
55.155
15.013
48.171
1.077
47.094
2.020
60.981
1.846.563
1.561.689
262.243
718.465
580.982
284.874
137.017
42.871
104.986
903
58.153
16.726
47.418
1.057
46.361
1.859
63.412
1.845.145
1.552.064
267.205
714.669
570.189
293.081
140.843
42.468
109.771
893
60.377
17.007
44.226
1.053
43.173
2.118
71.683
1.933.772
1.619.876
297.714
731.891
590.271
313.896
155.770
45.129
112.997
898
60.652
16.339
35.253
1.052
34.200
2.435
76.635
1.956.585
1.642.537
288.619
749.066
604.852
314.048
147.485
45.575
120.988
902
56.214
18.952
33.879
1.552
32.327
2.563
72.219
1.966.075
1.644.285
300.912
739.282
604.092
321.789
151.406
48.188
122.195
912
56.239
19.483
34.864
1.047
33.816
4.233
68.623
3.021
2.862
2.696
2.631
2.711
2.725
2.564
2.470
2.626
28.430
29.783
160.125
69.300
38.309
3.762
28.430
29.783
232.167
6.056
39.413
3.760
28.430
29.783
232.852
10.466
39.834
3.754
28.430
35.198
212.770
18.120
36.303
3.756
28.430
37.158
208.015
22.971
36.055
3.755
28.430
37.160
205.599
28.717
34.771
3.759
28.430
37.161
205.599
32.375
35.207
3.762
28.430
37.163
205.456
38.130
35.305
3.758
28.430
37.168
205.456
44.494
33.902
3.756
Items
Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities
h. Margin Deposits
Components of Capital
a. Paid In Capital
b. Reserves
c. Retained Earnings (Profit/Loss) 1)
d. Current Earnings (Profit /Loss) 2)
e. Additional Paid In Capital
f. Loan Capital
8
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.6. Kegiatan Usaha Bank Umum Syariah - BUKU 1
(Commercial Sharia Banks - Group of Business Activities 1 )
Miliar Rp (Billion Rp)
Keterangan
Penyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara
-(SB/PN)
Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup
Tagihan Akseptasi, dan Tagihan atas
Surat Berharga yang dijual dgn janji
dibeli kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
2)
d. L/R Tahun berjalan sesudah pajak
e. Tambahan modal disetor
f. Modal Pinjaman
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
25.808
25.698
25.298
399
111
111
1.143
395
744
3
5.794
1.314
121
4.248
112
1.126
1.082
44
0
512
497
7
8
-
25.688
25.584
25.186
398
104
104
1.019
371
645
3
4.301
1.352
156
2.793
0
1.129
1.085
44
0
516
501
7
8
0
-
25.780
25.677
25.272
405
103
103
925
371
552
2
4.620
1.287
196
2.944
194
1.129
1.085
44
0
555
541
7
7
21
-
19.386
19.284
19.276
9
101
101
972
287
685
0
3.177
1.106
145
1.926
0
857
813
44
0
462
448
7
6
-
19.468
19.369
19.360
9
100
100
1.025
305
719
1
2.973
1.145
145
1.683
0
866
822
44
0
480
465
7
8
-
19.645
19.547
19.538
8
98
98
1.101
304
796
1
2.729
1.107
148
1.474
0
887
833
54
0
458
442
7
8
-
19.804
19.708
19.701
7
96
96
1.283
335
946
1
3.052
1.108
148
1.789
7
884
833
51
0
438
422
7
8
-
19.451
19.356
19.349
7
95
95
1.206
305
895
6
2.534
1.073
153
1.293
15
915
833
82
0
468
453
8
8
-
19.408
19.316
19.309
7
92
92
1.266
285
980
1
2.466
1.111
155
1.154
46
913
816
97
0
531
515
8
9
-
26.742
26.393
1.357
3.336
21.700
350
166
0
183
1.476
487
116
116
0
-
25.487
25.151
1.316
3.053
20.782
336
173
0
163
1.214
290
116
116
0
-
25.959
25.245
1.320
2.897
21.029
714
378
0
335
1.169
100
116
116
0
1
20.045
19.906
829
2.658
16.419
139
137
0
1
1.135
200
116
116
-
20.236
20.085
881
2.375
16.830
151
149
0
1
840
220
116
116
-
20.256
20.150
878
2.414
16.857
107
105
0
1
866
205
116
116
-
20.895
20.804
881
2.620
17.304
91
90
0
1
855
115
116
116
-
20.120
20.051
772
2.558
16.721
70
68
0
1
620
420
116
116
-
19.886
19.828
787
2.547
16.494
59
57
0
1
496
180
114
114
-
4
4
3
3
4
11
14
16
19
5.071
22
122
265
199
-
5.071
22
367
12
200
-
5.121
22
365
0
200
-
3.319
22
18
6
212
-
3.319
22
17
(3)
213
-
3.319
22
17
24
213
-
3.319
44
(11)
72
374
-
3.319
48
(11)
68
374
-
3.319
48
(11)
31
775
-
Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities
h. Margin Deposits
Components of Capital
a. Paid In Capital
b. Reserves
c. Retained Earnings (Profit/Loss) 1)
d. Current Earnings (Profit /Loss) 2)
e. Additional Paid In Capital
f. Loan Capital
9
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.7. Kegiatan Usaha Bank Umum Syariah - BUKU 2
(Commercial Sharia Banks - Group of Business Activities 2 )
Miliar Rp (Billion Rp)
Keterangan
Penyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Surat
Perbendaharaan
Negara
Sertifikat
Bank Indonesia
(SBI)
(SB/PN)
- Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup
Tagihan Akseptasi, dan Tagihan atas
Surat Berharga yang dijual dgn janji
dibeli kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak 2)
e. Tambahan modal disetor
f. Modal Pinjaman
2015
2014
Des
Items
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
122.616
122.247
114.695
7.552
369
369
2.144
1.735
273
137
26.634
6.956
4.599
13.490
1.589
9.082
7.239
1.843
100
3.559
3.365
163
30
2.104
-
120.802
120.392
112.880
7.513
410
410
1.743
1.490
154
99
23.497
7.011
4.399
11.074
1.013
9.332
7.238
2.095
90
3.715
3.525
163
27
1.721
-
120.560
120.140
112.554
7.585
420
420
1.802
1.450
246
105
23.992
6.763
4.949
11.182
1.099
9.323
7.461
1.862
90
3.722
3.530
163
29
2.138
-
128.291
127.852
119.672
8.180
439
439
2.284
1.889
199
197
23.522
7.084
4.843
10.418
1.177
10.102
115
8.165
1.822
79
3.616
3.447
154
15
1.778
-
128.308
127.877
119.771
8.106
432
432
1.866
1.703
122
41
22.928
7.082
4.918
8.337
2.592
11.184
120
9.009
2.055
79
3.399
3.224
156
19
1.517
-
128.900
128.474
120.311
8.163
426
426
2.168
2.002
3
163
22.582
7.134
4.848
7.781
2.820
11.616
169
9.514
1.933
79
3.561
3.385
158
19
2.453
-
131.480
131.002
122.314
8.687
478
478
2.429
2.316
3
111
18.220
7.027
4.690
4.177
2.327
12.178
219
9.735
2.224
79
3.643
3.465
160
18
0
1.543
-
130.194
129.703
121.046
8.656
491
491
2.095
1.988
3
105
20.578
7.031
4.615
5.265
3.667
12.132
436
9.743
1.953
79
3.834
3.654
159
20
1.513
-
130.457
129.971
121.117
8.855
486
486
2.438
2.338
3
97
19.383
7.209
4.815
5.288
2.071
12.368
439
9.961
1.968
79
4.065
3.871
160
34
0
2.433
-
143.981
133.157
9.572
46.931
76.653
10.824
2.712
151
7.961
3.860
2.950
2.136
2.136
867
138.804
128.401
9.590
45.783
73.029
10.403
2.114
153
8.135
3.687
2.363
1.986
1.986
847
137.200
126.883
8.884
45.390
72.609
10.317
2.302
137
7.877
4.795
3.155
1.986
1.986
834
144.989
133.023
10.220
45.239
77.564
11.966
3.828
135
8.004
4.379
2.500
1.986
1.986
714
144.164
132.223
9.941
45.292
76.989
11.941
4.279
132
7.529
4.603
2.735
1.986
1.986
677
144.119
131.440
12.412
45.737
73.292
12.679
3.885
140
8.653
5.679
3.560
1.986
1.986
0
689
141.921
129.311
11.689
44.201
73.421
12.610
3.703
136
8.772
6.044
4.323
1.986
1.986
582
145.258
132.317
10.976
45.925
75.416
12.941
3.265
142
9.534
5.248
3.375
1.986
1.986
479
144.674
132.148
9.934
45.999
76.215
12.526
3.238
165
9.124
5.186
3.479
1.986
1.986
0
397
59
117
114
106
84
83
82
68
73
5.573
975
3.444
437
1.594
-
5.573
975
3.902
108
1.597
-
5.573
975
3.796
214
1.599
-
7.376
2.045
3.088
272
1.615
-
7.376
2.045
3.056
328
1.610
-
7.377
2.060
3.073
391
1.635
-
7.377
2.060
3.081
300
1.631
-
7.377
2.097
3.033
352
2.099
-
7.377
2.097
3.033
400
2.101
-
Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities
h. Margin Deposits
Components of Capital
a. Paid In Capital
b. Reserves
c. Retained Earnings (Profit/Loss) 1)
d. Current Earnings (Profit /Loss) 2)
e. Additional Paid In Capital
f. Loan Capital
10
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.8. Laporan Laba / Rugi Bank Umum
(Commercial Banks Income Statements)
Miliar Rp (Billion Rp)
Keterangan
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)
C Pendapatan dan Beban Operasional Lain
. 1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
D.
E.
F.
G.
H.
I.
J.
K.
f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi
g. Lainnya
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)
r) Angka-angka diperbaiki
*). Angka-angka sementara
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
568.014
7.816
6.846
37.215
403.926
402.163
1.763
112.211
293.842
562
4.613
172.936
13.615
24.317
135.003
6.993
3.502
104.298
939
274.171
55.957
733
595
3.891
39.168
38.989
179
11.571
31.017
38
426
16.363
1.163
2.106
13.094
621
533
10.776
2.259
24.940
103.842
1.377
1.028
7.456
72.320
71.984
336
21.661
56.523
76
883
31.117
2.217
3.879
25.020
1.229
757
20.255
2.205
47.319
157.866
2.054
1.565
11.593
109.219
108.723
496
33.435
85.728
115
1.359
47.542
3.378
5.785
38.380
1.884
1.048
31.630
2.150
72.138
210.197
2.758
2.282
15.216
145.186
144.531
655
44.754
113.797
153
1.899
63.445
4.627
7.596
2.547
1.385
42.291
2.078
96.400
262.929
3.412
2.980
18.880
182.371
181.559
812
55.286
141.055
191
2.550
79.342
5.881
9.370
64.090
3.196
1.600
52.189
1.987
121.874
316.317
3.986
3.720
22.062
219.530
218.556
975
67.020
168.986
230
2.963
94.761
7.140
11.133
76.488
3.919
1.906
63.381
1.825
147.331
369.786
4.612
4.445
25.389
257.219
256.062
1.156
78.122
197.112
268
3.542
110.464
8.405
12.983
89.076
4.579
2.276
74.035
1.948
172.674
425.027
5.237
5.087
29.235
295.286
293.949
1.337
90.181
225.850
306
3.946
126.241
9.698
14.845
101.698
5.284
2.610
85.569
1.893
199.177
148.439
26.696
42.497
57.594
70.915
84.142
93.944
106.578
127.006
6.306
1.563
2.421
2.552
3.003
3.128
3.398
3.627
3.870
239
1
1
1
1
0
0
0
0
55
50.757
0
10.541
8
18.931
4
23.880
1
28.837
0
34.884
0
0
0
39.723
44.127
57.958
54.203
4.256
8.248
13.752
18.602
23.715
28.766
33.417
37.828
36.879
278.849
10.334
38.744
12.888
66.580
17.405
92.513
20.471
120.252
22.414
149.154
22.056
177.461
25.406
205.314
27.348
240.769
2.577
414
464
745
1.133
1.317
1.394
1.760
2.027
68
9
13
29
40
50
64
75
94
1
43.873
64.153
3
10.187
13.884
0
17.466
20.108
0
21.747
26.098
1
26.107
33.259
77
31.694
40.935
9
11
15
35.921
49.208
40.040
57.121
53.004
63.190
3.509
164.669
143.761
25.225
255
14.138
12.892
2.131
527
28.001
23.236
3.898
798
43.094
37.219
5.954
1.050
58.663
47.064
7.505
1.322
73.758
56.862
9.850
25.394
(169)
2.167
(35)
4.082
(185)
5.808
146
7.629
(124)
9.621
230
143.591
66.264
67.023
112.160
12.856
46
56
10.242
23.051
88
289
18.067
37.365
11
215
29.630
46.940
34
361
36.847
57.092
65
324
44.775
A. Interest Income and Interest Expenses
1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
B. Net Interest Income (A1-A2)
C. Other Operating Income and Expenses
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative transaction
e. Deviden, gain from investment in shares
1.645
1.867
89.220
63.814
12.150
11.574
104.440
73.938
14.465
13.601
120.312
85.414 D.
16.919 E.
15.401 F.
2.126
576
64.390
863
74.802
1.518 G.
86.932 H.
87
332
50.843
101
401
59.069
116 I.
625 J.
68.357 K.
with equity method,
fees/comissions/provisions
f Others
2. Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative transaction
e. Depreciation/Amortizations
f Losses from investment in shares with
equity method, fees/comissions/provisions
g. Others
Operating Profit/loss (A1+C1) - (A2+C2)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax
r) Revised figures
*) Provisional figures
11
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.9. Laporan Laba / Rugi Bank Umum Konvensional - BUKU 1
(Commercial Conventional Banks Income Statements - Group of Business Acitivies 1 )
Miliar Rp (Billion Rp)
Keterangan
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)
C Pendapatan dan Beban Operasional Lain
. 1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi
g. Lainnya
D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
E. Pendapatan non - operasional
F. Beban non - operasional
G. Laba/Rugi non-operasional (E - F)
H. Laba/Rugi tahun berjalan sebelum pajak
I. Penerimaan Transfer Laba/Rugi
J. Transfer Laba/Rugi ke Kantor Pusat
K. Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
27.485
482
753
892
16.038
15.889
149
9.321
18.176
0
376
8.125
618
472
7.035
202
47
9.425
0
9.309
2.537
60
54
80
1.434
1.423
11
909
1.767
0
33
791
44
47
700
24
2
915
2
770
4.908
112
111
160
2.783
2.762
21
1.742
3.376
0
59
1.513
91
90
1.332
48
4
1.752
0
1.532
8.399
164
183
248
4.312
4.280
33
3.493
6.006
0
84
2.334
145
138
2.050
72
8
3.509
0
2.393
11.118
239
274
348
5.854
5.811
43
4.403
7.807
0
107
3.174
215
187
2.772
92
11
4.423
0
3.311
12.945
301
369
449
7.396
7.342
54
4.430
8.744
0
135
4.042
288
236
3.518
104
13
4.450
0
4.202
15.666
364
472
547
8.933
8.868
65
5.350
10.568
0
165
4.878
361
281
4.236
132
18
5.375
0
5.097
18.458
421
579
644
10.516
10.439
77
6.297
12.431
0
199
5.735
432
330
4.974
152
20
6.324
0
6.027
21.403
486
665
745
12.072
11.983
89
7.435
14.470
0
224
6.590
505
380
5.705
173
22
7.461
0
6.933
1.465
291
256
412
609
753
925
1.049
1.175
62
11
26
34
46
51
43
45
50
4
1
1
1
-
-
-
-
7
9
10
45
53
62
65
68
555
820
7.873
38
234
849
81
140
1.344
130
236
1.999
203
313
2.856
259
390
3.594
317
503
4.462
374
564
5.238
424
632
6.019
13
3
3
6
21
3
1
1
1
1
12
1.405
11
353
11
315
13
430
39
6.401
2.901
734
727
8
2.908
115
445
2.014
4
477
211
115
109
5
216
10
181
8
1.006
444
229
227
2
446
20
360
12
1.536
806
330
327
4
809
660
24
0
-
-
30
12
-
-
13
666
15
811
21
2.134
1.064
395
387
8
1.071
865
25
2.713
1.361
515
510
5
1.366
1.105
22
33
-
-
17
988
18
1.171
22
1.359
31
3.413
1.561
612
502
111
1.672
1.366
36
3.991
1.838
729
743
(14)
1.824
1.478
41
4.564
2.089
929
932
(3)
2.086
1.657
A. Interest Income and Interest Expenses
1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
B. Net Interest Income (A1-A2)
C. Other Operating Income and Expenses
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative transaction
e. Deviden, gain from investment in shares
with equity method,
fees/comissions/provisions
f Others
2. Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative transaction
e. Depreciation/Amortizations
f Losses from investment in shares with
equity method, fees/comissions/provisions
g. Others
D. Operating Profit/loss (A1+C1) - (A2+C2)
E. Non Operational Income
F. Non Operational Expenses
G. Non Operational Profit (E - F)
H. Current Year profit
I. Transfser Profit / Loss Received
J. Transfer of Profit/Loss to Head Office
K. Profit/Loss After Estimation of tax
12
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.10. Laporan Laba / Rugi Bank Umum Konvensional - BUKU 2
(Commercial Conventional Banks Income Statements - Group of Business Acitivies 2)
Miliar Rp (Billion Rp)
Keterangan
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)
C Pendapatan dan Beban Operasional Lain
. 1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi
g. Lainnya
D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
E. Pendapatan non - operasional
F. Beban non - operasional
G. Laba/Rugi non-operasional (E - F)
H. Laba/Rugi tahun berjalan sebelum pajak
I. Penerimaan Transfer Laba/Rugi
J. Transfer Laba/Rugi ke Kantor Pusat
K. Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
101.362
1.734
3.257
5.950
61.677
61.491
186
28.744
58.534
37
1.416
27.310
3.501
2.602
21.206
866
461
28.443
1
42.828
9.493
163
278
617
5.556
5.527
29
2.879
5.675
3
140
2.578
289
246
2.044
83
53
2.818
0
3.818
18.410
304
496
1.205
10.835
10.783
52
5.570
10.992
6
276
4.961
560
481
3.920
176
96
5.478
0
7.418
28.263
449
751
1.850
16.658
16.578
81
8.555
16.940
10
412
7.641
851
721
6.069
276
165
8.436
0
11.323
38.240
608
1.101
2.488
22.263
22.155
108
11.779
23.118
13
552
10.378
1.199
967
8.211
377
232
11.566
0
15.122
48.533
792
1.538
3.136
28.075
27.946
129
14.992
29.460
16
880
13.107
1.542
1.189
10.377
483
290
14.684
0
19.074
58.820
895
1.930
3.738
34.336
34.182
154
17.921
35.769
19
860
15.967
1.882
1.426
12.658
588
353
17.981
0
23.051
68.846
1.022
2.254
4.363
40.099
39.918
181
21.108
41.655
23
990
18.756
2.204
1.651
14.901
689
410
20.788
0
27.192
79.016
1.175
2.566
5.024
46.136
45.927
209
24.115
47.862
26
1.122
21.533
2.533
1.881
17.118
802
464
23.915
0
31.154
40.540
8.102
13.477
18.197
21.703
24.819
27.666
31.691
39.203
2.217
712
1.011
1.051
1.213
1.258
1.427
1.532
1.693
235
1
0
0
0
0
0
0
26.661
6.180
10.292
13.605
15.943
18.162
21.297
24.401
30.962
6.877
4.551
61.733
556
653
9.229
1.045
1.129
16.535
1.647
1.894
22.887
2.191
2.355
28.921
2.744
2.656
35.643
3.336
1.606
40.916
3.806
1.951
47.830
4.349
2.199
57.397
807
168
319
480
722
861
944
1.242
1.412
65
8
12
28
38
50
64
75
94
0
24.009
7.928
5.817
1.062
9.577
2.064
12.422
2.874
0
14.598
3.847
71
16.751
5.590
0
19.788
5.156
0
22.688
6.158
0
28.632
6.943
1.097
27.827
21.635
2.306
1.602
704
22.339
3.670
4.087
16.662
73
2.101
2.692
288
231
56
2.748
(4)
(4)
2.214
171
4.391
4.360
444
378
66
4.426
(4)
177
3.290
251
6.832
6.633
644
559
84
6.718
11
215
5.159
319
9.398
7.904
810
726
84
7.988
34
361
5.851
411
11.909
8.250
1.092
899
193
8.444
65
324
6.040
478
14.487
9.802
1.521
1.234
287
10.089
87
332
7.394
545
17.121
11.053
1.800
1.423
377
11.430
101
401
8.341
627
19.690
12.961
2.184
1.681
503
13.464
116
625
9.606
-
A. Interest Income and Interest Expenses
1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
B. Net Interest Income (A1-A2)
C. Other Operating Income and Expenses
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative transaction
e. Deviden, gain from investment in shares
with equity method,
fees/comissions/provisions
f Others
2. Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative transaction
e. Depreciation/Amortizations
f Losses from investment in shares with
equity method, fees/comissions/provisions
g. Others
D. Operating Profit/loss (A1+C1) - (A2+C2)
E. Non Operational Income
F. Non Operational Expenses
G. Non Operational Profit (E - F)
H. Current Year profit
I. Transfser Profit / Loss Received
J. Transfer of Profit/Loss to Head Office
K. Profit/Loss After Estimation of tax
13
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.11. Laporan Laba / Rugi Bank Umum Konvensional - BUKU 3
(Commercial Conventional Banks Income Statements - Group of Business Acitivies 3)
Miliar Rp (Billion Rp)
Keterangan
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
A. Interest Income and Interest Expenses
A. Pendapatan dan Beban Bunga
B.
C
.
D.
E.
F.
G.
H.
I.
J.
K.
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
Pendapatan Bunga Bersih (A1-A2)
Pendapatan dan Beban Operasional Lain
1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi
g. Lainnya
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran pajak
203.611
2.063
905
12.450
135.633
134.895
738
52.560
129.567
3
1.488
69.759
4.061
10.354
55.344
4.794
1.769
51.754
1
74.045
18.053
179
77
1.175
11.888
11.817
71
4.734
11.609
0
134
6.214
377
826
5.011
390
168
4.702
1
6.444
35.147
357
151
2.270
23.135
22.999
135
9.235
22.486
0
269
11.954
730
1.527
9.697
800
318
9.145
0
12.661
53.633
510
230
3.484
35.342
35.138
204
14.067
34.361
0
401
18.292
1.100
2.277
14.915
1.246
501
13.920
0
19.272
71.820
694
315
4.606
47.201
46.928
273
19.004
46.255
0
586
24.578
1.488
2.966
20.124
1.700
674
18.717
0
25.565
90.427
875
394
5.731
59.377
59.035
342
24.050
58.340
1
760
30.988
1.891
3.636
25.461
2.120
844
23.627
0
32.087
108.925
1.051
477
6.832
71.431
71.019
412
29.133
70.370
1
949
37.080
2.288
4.301
30.491
2.559
1.027
28.754
1
38.555
127.713
1.202
557
7.960
83.878
83.390
488
34.114
82.302
1
1.146
43.083
2.677
4.989
35.417
3.022
1.216
33.835
0
45.410
147.242
1.375
627
9.037
96.340
95.776
564
39.864
94.645
1
1.296
49.149
3.072
5.698
40.379
3.484
1.407
39.309
0
52.597
42.303
5.893
11.563
15.238
19.339
23.844
27.711
30.309
37.069
1.700
621
1.016
1.035
1.182
1.206
1.232
1.284
1.336
0
0
0
-
-
-
-
-
-
55
16.176
0
3.442
8
6.995
4
8.198
1
10.097
0
12.340
0
14.453
0
15.422
0
20.465
15.955
8.416
86.423
1.104
726
10.048
2.219
1.325
19.242
3.503
2.499
27.357
4.765
3.294
35.944
6.465
3.832
44.885
7.807
4.220
54.309
8.947
4.655
62.014
10.086
5.182
73.747
337
66
76
146
230
245
250
306
376
0
0
-
-
-
-
-
-
-
1
14.585
19.857
1.619
3
3.359
2.375
105
0
6.603
4.050
217
0
7.642
6.571
314
1
9.455
8.697
411
5
11.405
10.992
519
9
13.262
13.866
684
11
13.991
16.061
781
15
18.632
18.292
888
50.026
29.924
18.505
18.367
138
30.062
5.575
5.587
23.483
4.140
2.288
1.370
1.443
(72)
2.216
1.671
8.296
4.982
2.676
2.829
(153)
4.829
3.737
12.683
7.154
3.965
4.131
(166)
6.987
5.413
17.149
8.961
5.405
5.470
(65)
8.896
6.834
21.719
11.046
6.840
6.894
(54)
10.992
8.498
26.238
11.957
8.289
8.269
20
11.978
9.336
30.864
13.704
9.658
9.610
48
13.753
10.700
35.545
15.919
10.427
10.687
(260)
15.659
12.169
B.
C.
D.
E.
F.
G.
H.
I.
J.
K.
1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
Net Interest Income (A1-A2)
Other Operating Income and Expenses
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative transaction
e. Deviden, gain from investment in shares
with equity method,
fees/comissions/provisions
f Others
2. Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative transaction
e. Depreciation/Amortizations
f Losses from investment in shares with
equity method, fees/comissions/provisions
g. Others
Operating Profit/loss (A1+C1) - (A2+C2)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax
14
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.12. Laporan Laba / Rugi Bank Umum Konvensional - BUKU 4
(Commercial Conventional Banks Income Statements - Group of Business Acitivies 4)
Miliar Rp (Billion Rp)
Keterangan
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
A. Interest Income and Interest Expenses
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a.
b.
c.
d.
B.
C
.
D.
E.
F.
G.
H.
I.
J.
K.
Dari Bank Indonesia
Dari Penempatan pada bank lain
Dari surat berharga
Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
Pendapatan Bunga Bersih (A1-A2)
Pendapatan dan Beban Operasional Lain
1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi
g. Lainnya
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran pajak
209.702
2.868
1.890
17.150
173.366
172.719
647
14.429
74.943
521
985
58.947
5.007
9.831
44.109
772
1.112
11.669
937
134.759
22.809
223
180
1.955
18.708
18.644
64
1.743
10.183
35
104
5.985
425
892
4.668
102
307
1.395
2.256
12.625
39.534
419
261
3.692
32.442
32.325
117
2.720
16.268
70
242
11.171
780
1.588
8.802
161
333
2.086
2.205
23.265
58.898
643
388
5.786
48.212
48.049
163
3.869
23.255
105
404
16.971
1.202
2.371
13.398
232
362
3.032
2.149
35.643
77.546
864
573
7.474
63.635
63.425
211
5.000
29.782
140
575
22.267
1.613
3.117
17.537
310
450
3.965
2.077
47.764
96.767
1.026
655
9.182
79.726
79.464
262
6.178
36.077
174
668
27.435
2.017
3.869
21.549
394
440
4.979
1.986
60.690
115.846
1.207
812
10.453
95.533
95.220
313
7.841
42.164
210
851
32.366
2.435
4.606
25.326
509
494
5.911
1.825
73.681
134.887
1.454
1.018
11.850
111.832
111.457
375
8.733
48.957
245
1.041
37.708
2.885
5.417
29.405
552
615
6.849
1.947
85.931
154.426
1.624
1.188
13.781
128.071
127.637
434
9.762
55.439
280
1.115
43.069
3.349
6.212
33.509
635
699
7.748
1.892
98.987
57.074
11.769
16.201
21.350
24.946
29.808
33.225
38.163
44.062
2.320
217
363
423
550
599
677
741
762
-
-
-
-
-
-
-
-
7.845
907
1.630
2.058
2.739
4.313
3.896
4.218
6.438
29.177
17.733
107.623
2.408
8.236
17.203
4.648
9.559
26.890
8.088
10.781
35.454
10.929
10.729
44.974
13.608
11.288
56.061
16.531
12.121
68.383
19.397
13.807
79.028
22.083
14.779
91.149
1.421
177
66
112
160
181
189
189
207
-
-
-
-
-
-
-
-
-
5.243
27.732
998
9.377
1.271
12.555
1.665
13.584
2.035
15.557
3.516
18.443
2.845
24.484
3.332
27.837
5.707
30.155
754
72.473
84.210
3.627
377
3.250
87.460
56.571
56.571
69.300
70
6.728
7.191
352
12
340
7.530
6.056
129
12.869
12.576
535
18
517
13.093
10.466
216
19.878
21.539
997
29
969
22.507
18.120
291
26.930
27.737
876
37
839
28.576
22.971
358
33.562
34.437
1.377
44
1.333
35.771
28.717
439
40.426
38.523
1.691
55
1.635
40.158
32.375
488
47.182
45.065
2.210
65
2.144
47.210
38.130
553
54.527
51.900
3.299
87
3.212
55.112
44.494
1. Interest Income
From Bank Indonesia Placement
From interbank placement
From securities
From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
Net Interest Income (A1-A2)
Other Operating Income and Expenses
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative transaction
e. Deviden, gain from investment in shares
with equity method,
fees/comissions/provisions
f Others
2. Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative transaction
e. Depreciation/Amortizations
f Losses from investment in shares with
equity method, fees/comissions/provisions
g. Others
Operating Profit/loss (A1+C1) - (A2+C2)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax
a.
b.
c.
d.
B.
C.
D.
E.
F.
G.
H.
I.
J.
K.
15
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.13. Laporan Laba / Rugi Bank Umum Syariah - BUKU 1
(Commercial Sharia Banks Income Statements - Group of Business Acitivies 1 )
Miliar Rp (Billion Rp)
Keterangan
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
A. Interest Income and Interest Expenses
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)
C Pendapatan dan Beban Operasional Lain
.
1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi
g. Lainnya
D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
E. Pendapatan non - operasional
F. Beban non - operasional
G. Laba/Rugi non-operasional (E - F)
H. Laba/Rugi tahun berjalan sebelum pajak
I. Penerimaan Transfer Laba/Rugi
J. Transfer Laba/Rugi ke Kantor Pusat
K. Jumlah laba/rugi bersih (setelah taksiran pajak
5.485
112
37
116
3.578
3.567
11
1.642
3.612
1
99
1.810
227
50
1.533
49
3
1.648
1.873
535
13
5
10
378
377
1
129
324
0
5
187
14
4
168
3
0
128
211
1.030
23
9
19
734
732
2
244
611
0
12
351
27
8
317
4
1
244
418
1.548
36
13
27
1.112
1.109
3
360
914
18
530
38
12
480
6
1
359
634
2.078
49
17
37
1.495
1.491
4
481
1.218
23
705
52
15
639
7
2
480
860
2.598
59
22
47
1.869
1.863
5
602
1.523
29
882
65
18
798
9
2
601
1.075
3.137
69
27
58
2.263
2.256
6
720
1.821
33
1.055
78
22
956
11
2
719
1.316
3.674
78
33
69
2.660
2.653
7
833
2.112
36
1.226
89
25
1.112
15
3
832
1.561
4.270
88
38
79
3.118
3.109
9
946
2.403
39
1.400
101
28
1.270
17
3
945
1.866
656
67
134
179
230
288
411
474
582
1
1
1
1
1
1
-
-
-
-
-
-
29
-
-
-
-
-
-
-
-
4
6
7
9
7
9
10
7
58
259
13
117
542
18
155
788
26
196
1.053
35
244
1.308
43
360
1.761
51
413
2.053
59
513
2.484
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
24
637
-
0
1.540
328
17
13
4
332
333
333
265
-
-
2
113
514
2.201
-
-
1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
B. Net Interest Income (A1-A2)
C. Other Operating Income and Expenses
-
-
-
-
-
-
-
2
90
3
199
4
281
6
370
7
448
7
716
9
833
10
1.084
0
168
19
0
1
(0)
19
51
51
12
0
340
10
1
1
0
10
92
92
0
502
26
2
2
0
26
8
678
37
2
3
(1)
37
15
853
56
3
3
(1)
55
26
1.038
(34)
4
5
(1)
(35)
(72)
1.211
(18)
5
6
(2)
(19)
(66)
1.390
(35)
8
7
1
(34)
(89)
D.
E.
F.
G.
H.
I.
J.
K.
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative transaction
e. Deviden, gain from investment in shares
with equity method,
fees/comissions/provisions
f Others
2. Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative transaction
e. Depreciation/Amortizations
f Losses from investment in shares with
equity method, fees/comissions/provisions
g. Others
Operating Profit/loss (A1+C1) - (A2+C2)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax
16
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.14. Laporan Laba / Rugi Bank Umum Syariah - BUKU 2
(Commercial Sharia Banks Income Statements - Group of Business Acitivies 2)
Miliar Rp (Billion Rp)
Keterangan
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
A. Interest Income and Interest Expenses
A. Pendapatan dan Beban Bunga
B.
C
.
D.
E.
F.
G.
H.
I.
J.
K.
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
Pendapatan Bunga Bersih (A1-A2)
Pendapatan dan Beban Operasional Lain
1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi
g. Lainnya
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran pajak
20.368
556
5
657
13.634
13.603
32
5.516
9.010
248
6.986
202
1.008
5.776
309
108
1.359
11.358
2.531
95
1
54
1.204
1.201
3
1.177
1.459
10
608
15
91
502
20
3
818
1.072
4.813
161
1
110
2.391
2.383
8
2.151
2.789
25
1.168
30
185
953
40
6
1.550
2.025
7.124
252
1
198
3.582
3.570
12
3.091
4.252
40
1.775
41
266
1.468
53
10
2.373
2.873
9.395
306
2
263
4.738
4.722
16
4.087
5.618
56
2.343
60
344
1.939
61
17
3.141
3.777
11.658
359
2
336
5.928
5.908
20
5.033
6.912
79
2.888
78
422
2.388
86
12
3.848
4.746
13.924
400
2
433
7.034
7.010
24
6.054
8.293
106
3.415
97
498
2.821
119
12
4.641
5.630
16.207
434
2
502
8.233
8.205
28
7.036
9.654
131
3.956
117
572
3.267
148
13
5.407
6.553
18.670
489
3
570
9.549
9.517
32
8.059
11.030
150
4.501
137
647
3.717
174
14
6.191
7.640
6.401
575
866
2.217
4.087
4.629
4.005
4.893
4.914
8
3
-
-
21
-
1.527
4.846
12.996
8
-
-
11
-
7
9
11
14
144
427
1.155
241
618
2.027
365
1.840
4.028
488
3.583
6.503
605
4.004
7.664
732
3.246
7.630
842
4.017
9.151
828
4.043
9.974
0
0
0
0
0
0
0
0
0
629
0
6.401
4.763
35
4.307
(4.272)
491
437
1
525
491
6
371
(365)
127
108
-
28
-
5
0
6.595
-
23
-
4
-
-
18
-
2
-
-
13
-
1
-
6
-
B.
C.
-
-
-
-
-
-
0
925
1
2.358
1
4.122
1
4.652
1
3.997
1
5.061
2
5.357
3
1.099
864
12
629
(617)
247
214
5
1.663
1.062
17
761
(744)
317
269
7
2.373
1.361
17
1.006
(989)
372
311
9
3.001
1.712
23
1.270
(1.247)
465
389
14
3.618
2.005
32
1.508
(1.476)
529
445
16
4.072
2.295
63
1.753
(1.690)
605
486
18
4.597
2.580
73
2.007
(1.935)
646
519
D.
E.
F.
G.
H.
I.
J.
K.
1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
Net Interest Income (A1-A2)
Other Operating Income and Expenses
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative transaction
e. Deviden, gain from investment in shares
with equity method,fees/comissions/provisions
f Others
2. Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative transaction
e. Depreciation/Amortizations
f Losses from investment in shares with
equity method, fees/comissions/provisions
g. Others
Operating Profit/loss (A1+C1) - (A2+C2)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax
17
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.15. Rekening Administratif Bank Umum
(Commercial Banks Off-Balance Sheet)
Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya
Ket: r) Angka-angka diperbaiki
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
472.959
24.710
481.118
24.227
521.196
30.891
522.252
35.407
536.608
35.715
533.160
33.798
540.171
18.998
584.144
37.357
440.874
7.376
449.891
7.001
482.812
7.494
477.958
8.888
1.794.038
491.364
9.529
1.801.891
491.502
7.860
1.827.051
511.591
9.582
1.905.601
538.456
8.332
1.869.259
1.678.723
r)
1.742.891
r)
1.737.698
r)
1.137.501
297.369
840.132
1.175.234
301.896
873.337
1.149.546
279.011
870.534
1.193.305
295.478
897.827
1.165.706
288.795
876.911
1.177.527
293.443
884.083
1.243.832
303.291
940.541
1.194.267
305.374
888.894
7.868
1.533
6.335
74.274
8.905
1.738
7.168
74.132
7.026
1.858
5.169
67.290
7.888
2.472
5.416
70.653
7.118
1.473
5.645
69.769
7.269
1.664
5.606
68.599
9.929
2.606
7.323
64.670
9.870
1.647
8.223
66.716
454.203
4.877
284.281
244.456
36.327
3.498
249.737
247.851
1.886
237.956
474.929
9.691
303.048
261.522
37.929
3.598
238.566
236.784
1.782
233.857
505.822
8.014
297.140
254.282
39.073
3.785
242.268
240.208
2.060
236.671
515.979
6.213
294.429
251.209
39.406
3.815
249.865
247.966
1.898
240.693
553.114
6.184
293.364
249.541
39.975
3.847
253.797
251.731
2.066
242.180
567.778
5.878
295.198
250.512
40.800
3.885
259.361
257.310
2.051
244.880
581.277
5.893
293.150
249.570
39.524
4.055
266.444
264.337
2.106
251.089
592.619
5.787
303.219
258.634
40.535
4.050
269.978
267.991
1.987
253.930
23.301
195.932
187.325
8.607
18.723
11.883
6.840
23.528
190.678
182.039
8.639
19.652
12.119
7.533
23.802
193.522
184.818
8.704
19.347
12.212
7.136
23.627
197.705
188.764
8.941
19.361
12.230
7.130
23.520
199.193
190.179
9.014
19.467
12.326
7.141
23.018
202.120
192.934
9.186
19.742
12.568
7.174
22.980
208.156
198.895
9.261
19.953
12.729
7.224
23.055
211.051
201.770
9.281
19.824
13.567
6.257
Ags
Indicator
598.349 Commited Claims
38.743 - Unused borrowing
- Outstanding spot and derivatives
553.139
(purchased)
6.467 - Others
1.955.122 Commited Liabilities
- Undisbursed loan facilities
1.239.313
to debtors
- Committed
305.853
- Uncommitted
933.460
- Undisbursed loan facilities
to other banks
9.251
1.697
- Committed
7.553
- Uncommitted
69.715 - Current Irrevocable L/C
- Outstanding spot and
630.166
derivatives (sold)
6.677 - Others
310.934 Contingent Claims
265.027 - Received guarantees
41.824 - Accrued interest
4.084 - Others
279.485 Contingent Liabilities
277.424 - Issued guarantees
2.061 - Others
259.293 Others
23.503
215.798
206.403
9.396
19.992
13.724
6.269
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others
Note: r) Revised figures
18
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.16. Rekening Administratif Bank Umum Konvensional - BUKU 1
(Commercial Conventional Banks Off-Balance Sheet - Group of Business Acitivies 1 )
Miliar Rp ( Billion Rp )
Indikator
Des
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya
2015
2014
Jan
Feb
Mar
Apr
Indicator
Mei
Jun
Jul
Ags
2.017 Commited Claims
- Unused borrowing
- Outstanding spot and derivatives
(purchased)
1.947
70 - Others
15.746 Commited Liabilities
- Undisbursed loan facilities
to debtors
13.257
- Committed
7.164
- Uncommitted
6.093
193 - Undisbursed loan facilities
831
-
434
-
1.194
684
442
-
2.264
-
2.249
-
1.646
-
1.166
-
620
211
11.730
158
276
11.686
247
263
11.654
242
200
12.297
2.056
208
15.920
2.048
201
15.112
1.616
30
14.359
1.100
66
14.517
10.416
5.485
4.931
164
10.935
5.741
5.194
149
10.855
5.664
5.191
175
11.439
6.158
5.280
171
13.233
6.425
6.808
208
12.509
6.078
6.431
201
12.341
6.602
5.739
167
12.899
6.993
5.905
197
77
87
298
72
77
245
97
78
214
97
74
235
109
99
388
111
90
306
102
65
204
121
75
229
126
66
227
819
33
1.216
437
545
235
2.666
1.998
668
2.017
402
1.551
1.548
3
64
64
0
311
47
1.252
394
568
290
2.285
1.554
731
2.035
419
1.550
1.547
4
65
65
0
395
16
1.453
403
574
476
2.460
1.621
839
2.260
647
1.547
1.544
4
65
65
0
432
21
1.414
392
544
477
2.498
1.717
781
2.202
618
1.559
1.555
4
26
26
0
2.066
24
2.107
1.073
551
483
2.933
2.121
811
2.237
521
1.690
1.677
14
26
26
0
2.060
35
2.364
1.314
568
482
3.039
2.343
697
2.229
477
1.724
1.710
14
28
28
0
1.614
33
2.161
1.106
563
492
2.740
2.218
522
2.284
487
1.757
1.721
37
40
29
11
1.120
73
2.120
1.070
574
475
2.763
2.265
498
2.260
454
1.773
1.759
14
33
33
0
2.022
47
2.170
1.097
608
464
2.815
2.372
443
2.282
419
1.819
1.805
14
45
34
11
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others
19
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.17. Rekening Administratif Bank Umum Konvensional - BUKU 2
(Commercial Conventional Off-Balance Sheet - Group of Business Acitivies 2 )
Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya
2014
Des
2015
Indicator
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
237.383
3.637
230.676
240.511
3.825
234.134
251.654
3.732
244.929
255.837
3.908
248.437
153.784
3.858
146.292
154.525
3.957
146.989
154.798
3.452
147.006
152.214
3.465
144.216
158.005 Commited Claims
3.569 - Unused borrowing
152.308 - Outstanding spot and derivatives
3.070
539.299
2.553
553.248
2.993
555.325
3.492
572.541
3.634
341.988
3.579
355.027
4.340
361.363
4.533
360.935
261.362
61.325
200.038
262.996
59.716
203.281
255.912
57.860
198.052
266.835
63.920
202.915
137.307
31.297
106.010
140.559
33.364
107.195
147.914
36.031
111.883
151.279
34.733
116.546
1.949
82
1.867
9.002
3.105
62
3.043
9.592
1.400
67
1.333
8.635
1.493
60
1.433
7.882
191
7
184
6.916
291
207
84
6.804
304
208
96
8.024
282
207
75
7.485
266.580
405
95.277
92.715
2.515
47
53.338
52.923
415
20.686
2.837
16.889
14.303
2.586
960
950
9
276.477
1.078
108.844
106.585
2.211
48
49.785
49.384
402
18.945
2.152
15.443
13.054
2.389
1.351
969
382
288.055
1.322
99.270
96.829
2.389
52
51.121
50.722
399
18.686
2.123
15.582
13.151
2.431
980
980
-
295.644
687
103.129
100.638
2.433
58
52.333
51.949
384
19.075
2.028
16.018
13.356
2.662
1.029
1.029
-
197.052
522
62.175
59.667
2.456
51
44.383
44.030
353
14.605
2.008
11.546
9.065
2.481
1.051
1.051
-
206.716
657
63.734
61.080
2.601
53
46.132
45.756
376
14.326
1.611
11.662
9.135
2.527
1.053
1.053
-
203.887
1.235
63.035
60.668
2.321
46
50.220
49.809
411
15.205
1.399
12.664
10.118
2.547
1.141
1.081
61
200.455
1.434
66.113
63.656
2.410
48
49.002
48.579
422
15.405
1.458
12.859
10.277
2.582
1.089
1.089
-
2.128 - Others
377.941 Commited Liabilities
- Undisbursed loan facilities
150.975
to debtors
33.615
- Committed
117.360
- Uncommitted
- Undisbursed loan facilities
278
to other banks
207
- Committed
72
- Uncommitted
7.530 - Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
217.423
1.734 - Others
69.267 Contingent Claims
66.555 - Received guarantees
2.665 - Accrued interest
47 - Others
51.542 Contingent Liabilities
51.143 - Issued guarantees
400 - Others
16.175 Others
1.460 - Channelling
13.613 - Written off earning assets
- Credit disbursed
10.937
2.676
- Others
1.102 - Charged off earning assets
- Credit disbursed
1.101
- Others
1
(purchased)
20
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.18. Rekening Administratif Bank Umum Konvensional - BUKU 3
(Commercial Conventional Off-Balance Sheet - Group of Business Acitivies 3 )
Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya
2014
Des
2015
Jan
Feb
Mar
Apr
Mei
Jun
Jul
205.532
19.834
213.541
19.135
231.959
25.183
225.259
27.577
344.988
27.969
340.843
25.874
346.334
11.547
384.554
29.834
182.343
3.355
677.593
190.631
3.776
716.573
202.817
3.959
722.116
192.706
4.976
741.785
311.521
5.498
970.989
311.206
3.763
978.168
330.032
4.755
1.059.910
351.592
3.129
1.010.758
492.378
80.200
412.178
513.353
79.776
433.577
512.916
77.603
435.313
533.231
87.200
446.032
631.076
110.317
520.759
639.467
109.990
529.477
705.246
115.477
589.769
647.645
111.214
536.432
4.501
162
4.340
23.654
154.408
4.185
179
4.007
23.641
168.336
3.700
51
3.650
20.369
179.947
4.040
178
3.862
22.515
177.950
5.533
218
5.315
22.671
307.824
5.611
217
5.394
21.994
307.320
7.160
220
6.940
21.793
322.498
8.260
231
8.029
23.806
328.182
2.652
128.780
118.999
6.687
3.094
53.988
53.574
414
70.018
2.509
51.637
49.167
2.470
15.871
9.041
6.831
7.058
131.081
120.807
7.159
3.115
52.392
52.132
260
73.039
3.191
53.469
50.772
2.697
16.379
9.229
7.151
5.183
132.252
121.846
7.296
3.110
53.266
52.950
317
74.523
3.191
54.927
52.212
2.716
16.405
9.270
7.136
4.049
125.171
114.447
7.590
3.134
54.796
54.453
343
75.489
3.191
55.917
53.195
2.722
16.381
9.250
7.130
3.884
162.617
151.576
7.877
3.165
63.017
62.500
517
80.903
3.190
61.230
58.309
2.921
16.483
9.342
7.141
3.776
161.828
150.521
8.108
3.199
64.265
63.667
597
82.351
3.182
62.552
59.508
3.044
16.616
9.442
7.174
3.213
162.418
151.361
7.694
3.363
66.290
65.500
790
83.965
3.180
64.094
61.021
3.073
16.691
9.539
7.153
2.865
166.753
155.362
8.020
3.371
66.693
66.012
681
84.849
3.196
64.877
61.799
3.079
16.775
10.518
6.257
Ags
Indicator
390.522 Commited Claims
30.959 - Unused borrowing
- Outstanding spot and derivatives
(purchased)
355.980
3.583 - Others
1.046.372 Commited Liabilities
- Undisbursed loan facilities
670.515
to debtors
- Committed
113.235
- Uncommitted
557.281
- Undisbursed loan facilities
to other banks
7.619
- Committed
247
- Uncommitted
7.372
Current
Irrevocable L/C
23.765
341.072 - Outstanding spot and
derivatives (sold)
3.400 - Others
168.959 Contingent Claims
157.234 - Received guarantees
8.314 - Accrued interest
3.411 - Others
67.520 Contingent Liabilities
66.694 - Issued guarantees
826 - Others
86.248 Others
3.140 - Channelling
66.223 - Written off earning assets
- Credit disbursed
63.136
3.087
- Others
16.885 - Charged off earning assets
- Credit disbursed
10.628
- Others
6.257
21
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.19. Rekening Administratif Bank Umum Konvensional - BUKU 4
(Commercial Conventional Banks Off-Balance Sheet - Group of Business Acitivies 4)
Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya
2014
Des
2015
Jan
Feb
Mar
Apr
Mei
Jun
Jul
28.631
1.239
26.382
1.267
36.296
1.293
40.660
3.922
35.407
3.889
35.190
3.967
37.043
4.000
45.831
4.058
26.763
630
423.202
24.797
319
435.539
34.750
254
439.948
36.540
197
461.632
31.359
160
466.770
30.952
271
472.751
32.630
414
464.099
41.195
578
477.688
349.890
129.043
220.847
365.161
136.709
228.452
363.576
137.688
225.888
378.237
138.023
240.214
380.506
140.582
239.923
381.292
143.818
237.473
374.618
144.960
229.658
379.270
152.208
227.062
951
939
11
40.534
1.038
1.027
12
39.817
1.637
1.631
6
37.407
2.132
2.125
6
39.446
1.132
1.126
6
39.205
1.119
1.117
2
39.029
2.240
2.062
177
34.285
1.078
1.075
3
34.834
31.826
56.593
32.281
24.197
115
138.353
137.976
377
140.277
17.502
121.123
117.614
3.508
1.652
1.652
-
29.522
58.529
33.712
24.680
138
132.603
132.225
378
134.842
17.716
115.449
111.939
3.510
1.677
1.677
-
37.328
60.497
35.179
25.181
138
133.929
133.434
495
136.122
17.790
116.622
113.108
3.514
1.710
1.710
-
41.817
61.106
35.705
25.261
140
138.747
138.368
379
138.308
17.740
118.832
115.317
3.514
1.736
1.736
-
45.928
62.793
37.197
25.454
142
141.775
141.395
380
138.859
17.750
119.363
115.804
3.559
1.745
1.745
-
51.312
63.646
37.569
25.931
145
143.836
143.455
381
140.362
17.698
120.790
117.229
3.562
1.874
1.874
-
52.956
61.907
36.407
25.352
148
144.993
144.609
384
143.890
17.864
124.125
120.559
3.565
1.902
1.902
-
62.506
64.588
38.517
25.922
149
149.178
148.792
386
145.661
17.897
125.837
122.270
3.568
1.926
1.926
-
Ags
Indicator
47.362 Commited Claims
4.215 - Unused borrowing
- Outstanding spot and derivatives
(purchased)
42.497
651 - Others
509.160 Commited Liabilities
- Undisbursed loan facilities
401.024
to debtors
- Committed
151.606
- Uncommitted
249.418
- Undisbursed loan facilities
to other banks
1.107
- Committed
1.103
- Uncommitted
3
37.766 - Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
69.263
- Others
66.868 Contingent Claims
40.111 - Received guarantees
26.605 - Accrued interest
153 - Others
155.061 Contingent Liabilities
154.668 - Issued guarantees
392 - Others
148.689 Others
18.434 - Channelling
128.294 - Written off earning assets
- Credit disbursed
124.715
3.580
- Others
1.960 - Charged off earning assets
- Credit disbursed
1.960
- Others
-
22
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.20. Rekening Administratif Bank Umum Syariah - BUKU 1
(Commercial Sharia Banks Off-Balance Sheet - Group of Business Acitivies 1 )
Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya
2015
2014
Des
Jan
4
-
Feb
33
-
Mar
Apr
0
Mei
0
0
-
-
-
Jun
Jul
Indicator
Ags
-
-
-
-
3
0
2.838
3
30
2.862
-
-
-
0
1.121
0
1.193
0
1.227
1.240
1.351
1.418
1.407
2.206
520
1.686
2.205
61
2.144
1.099
44
1.055
1.172
44
1.128
1.207
44
1.163
1.221
49
1.172
1.327
44
1.283
1.394
47
1.347
1.383
47
1.336
31
13
19
-
29
13
17
-
21
13
9
-
20
13
8
-
19
13
7
-
18
13
6
-
23
13
11
-
23
13
11
-
23
13
11
-
600
153
17
135
1
123
113
11
713
50
663
663
0
-
30
598
218
17
199
2
108
96
12
704
50
654
654
0
-
-
-
-
-
-
-
-
1
119
118
2
140
129
11
530
50
480
480
0
-
1
123
121
2
170
159
11
540
50
490
490
0
-
1
185
184
1
313
309
4
554
50
504
504
0
-
1
159
159
0
454
454
0
575
50
525
525
0
-
1
158
158
0
618
617
0
577
50
527
527
0
-
1
165
165
0
827
827
0
591
50
541
541
0
-
1
173
173
0
967
967
0
602
50
552
551
0
-
Commited Claims
- Unused borrowing
- Outstanding spot and derivatives
(purchased)
- Others
Commited Liabilities
- Undisbursed loan facilities
to debtors
- Committed
- Uncommitted
- Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others
23
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.21. Rekening Administratif Bank Umum Syariah - BUKU 2
(Commercial Sharia Banks Off-Balance Sheet - Group of Business Acitivies 2)
Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya
2014
Des
2015
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
579
-
217
-
92
-
55
-
166
-
354
-
350
-
380
-
469
110
24.063
169
48
22.983
68
24
7.534
32
22
4.589
137
29
4.997
307
46
4.753
308
43
4.519
353
27
3.943
21.249
20.797
452
20.583
19.894
689
5.187
151
5.036
2.392
134
2.257
2.378
129
2.249
2.479
144
2.335
2.386
176
2.210
1.780
179
1.601
272
261
11
785
399
386
13
837
93
93
666
33
33
574
34
34
589
30
30
466
35
35
364
30
2
28
363
569
1.187
2.262
8
2.248
5
1.268
1.268
4.245
0
4.069
4.030
39
175
175
-
253
911
3.124
7
3.111
6
1.392
1.392
4.292
0
4.112
4.073
39
180
180
-
96
1.492
3.548
25
3.516
7
1.352
1.351
0
4.551
0
4.364
4.325
39
187
187
-
135
1.455
3.487
26
3.457
4
1.320
1.320
5.077
0
4.888
4.849
39
189
189
-
243
1.753
3.487
27
3.455
5
1.377
1.377
5.022
0
4.860
4.820
39
163
163
-
370
1.408
3.467
28
3.433
6
1.636
1.636
5.038
0
4.867
4.827
39
171
171
-
322
1.411
3.471
29
3.436
7
1.583
1.583
5.168
0
4.989
4.949
39
179
179
-
356
1.414
3.480
29
3.444
7
1.515
1.515
5.164
0
5.164
5.125
39
-
Indicator
442 Commited Claims
- Unused borrowing
- Outstanding spot and derivatives
(purchased)
407
35 - Others
4.495 Commited Liabilities
- Undisbursed loan facilities
2.158
to debtors
- Committed
186
- Uncommitted
1.972
- Undisbursed loan facilities
to other banks
30
- Committed
2
- Uncommitted
28
426 - Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
385
1.495 - Others
3.496 Contingent Claims
30 - Received guarantees
3.458 - Accrued interest
8 - Others
1.580 Contingent Liabilities
1.580 - Issued guarantees
- Others
5.298 Others
0 - Channelling
5.297 - Written off earning assets
- Credit disbursed
5.258
39
- Others
- Charged off earning assets
- Credit disbursed
- Others
-
24
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.22. Kinerja Bank Umum Konvensional
(Commercial Banks Performance)
Miliar Rp (Billion Rp)
2015
2014
Items
Keterangan
Des
Rasio Pemenuhan Kecukupan Modal Minimum (%)
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
20,73 Capital Adequacy Ratio (%)
19,57
21,01
21,26
20,98
20,79
20,51
20,28
20,78
-
Modal
754.174
814.810
830.570
827.950
827.974
830.598
832.634
854.329
863.532
-
Capital
-
ATMR
3.854.234
3.878.947
3.907.328
3.945.899
3.982.779
4.050.387
4.106.626
4.111.073
4.164.757
-
Risk Weighted Assets
18,01
18,75
18,99
18,40
18,19
17,98
17,75
18,21
Rasio Modal Inti terhadap ATMR (%)
-
Modal Inti (Tier I)
-
ATMR
Return On Assets Ratio (%)
-
Laba sebelum pajak
-
Rata-rata total aset
Biaya Operasional thdp Pendapatan Operasional (%)
18,19 Core Capital Ratio to ATMR (%)
694.198
727.294
741.962
726.221
724.527
728.302
728.993
748.696
757.586
-
Core Capital (Tier I)
3.854.234
3.878.947
3.907.328
3.945.899
3.982.779
4.050.387
4.106.626
4.111.073
4.164.757
-
Risk Weighted Assets
2,85
2,82
2,51
2,69
2,53
2,45
2,29
2,27
2,30 Return On Assets Ratio (%)
142.769
152.532
136.761
148.088
139.593
135.773
127.792
127.228
129.480
-
Profit
5.004.089
5.417.813
5.451.541
5.496.171
5.515.708
5.540.025
5.572.178
5.593.988
5.621.051
-
Average total assets
76,29
82,15
81,59
79,49
79,94
80,42
81,40
81,39 r)
81,46 Operating Expenses/Operating Income (%)
-
Biaya Operasional
446.217
56.987
99.135
140.064
181.922
226.226
270.614
313.452r)
364.126
-
Operating Expenses
-
Pendapatan Operasional
584.887
69.368
121.497
176.195
227.587
281.320
332.457
385.113r)
446.995
-
Operating Income
4,23
4,24
4,06
5,30
5,30
5,33
5,32
Net Interest Margin Ratio (%)
-
Pendapatan bunga bersih
-
Rata-rata total aset produktif
Loan to Deposits Ratio (%)
-
Total Kredit kepada pihak ketiga bukan
Bank
Total Dana Pihak Ketiga
Rasio Aset Likuid (%)
5,32
5,32 Net Interest Margin Ratio (%)
260.940
283.884
269.252
274.525
275.287
278.526
280.769
282.102
284.506
-
Interest income net
6.161.761
6.691.609
6.632.130
5.180.214
5.191.975
5.223.083
5.274.201
5.307.579
5.345.241
-
Average total earning assets
89,42
88,48
88,26
87,58
87,94
88,72
88,46
88,50
3.526.364
3.487.843
3.519.869
3.532.735
3.564.324
3.609.112
3.677.335
3.684.686
3.732.006
-
Total Credit to third party
3.943.697
3.942.067
3.988.289
4.033.543
4.053.225
4.067.775
4.156.933
4.163.444
4.202.011
-
Total Third Party Funds
16,24
16,88
17,35
18,74
18,16
17,26
17,35
17,03
88,81 Loan to Deposits Ratio (%)
16,87 Liquid Assets Ratio (%)
-
Aset Likuid Primer
686.023
724.886
750.779
826.137
795.983
762.497
784.963
756.495
742.715
-
Aset Likuid Primer
-
Aset Likuid Sekunder
192.598
189.545
201.102
220.386
220.202
210.698
209.728
218.568
237.362
-
Aset Likuid Sekunder
-
Total Aset
5.410.098
5.417.813
5.485.270
5.585.431
5.594.559
5.637.294
5.732.943
5.724.848
5.810.495
-
Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
25
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.23. Kinerja Bank Umum Konvensional - BUKU 1
(Performance of Commercial Conventional Banks - Group of Business Activities 1)
Miliar Rp (Billion Rp)
2015
2014
Items
Keterangan
Des
Rasio Pemenuhan Kecukupan Modal Minimum (%)
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
20,42 Capital Adequacy Ratio (%)
18,21
20,29
20,71
20,59
20,19
20,51
19,78
20,21
-
Modal
19.415
22.062
22.682
22.870
22.738
23.386
22.408
22.844
23.217
-
Capital
-
ATMR
106.642
108.708
109.506
111.050
112.607
114.045
113.262
113.025
113.700
-
Risk Weighted Assets
16,89
18,58
18,84
18,72
18,50
18,82
18,03
18,47
18.014
20.198
20.626
20.789
20.834
21.459
20.421
20.875
21.231
-
Core Capital (Tier I)
106.642
108.708
109.506
111.050
112.607
114.045
113.262
113.025
113.700
-
Risk Weighted Assets
1,87
1,50
1,53
1,82
1,64
1,65
1,63
1,54
Rasio Modal Inti terhadap ATMR (%)
-
Modal Inti (Tier I)
-
ATMR
Return On Assets Ratio (%)
-
Laba sebelum pajak
-
Rata-rata total aset
Biaya Operasional thdp Pendapatan Operasional (%)
18,67 Core Capital Ratio to ATMR (%)
1,53 Return On Assets Ratio (%)
2.908
2.597
2.674
3.238
2.839
2.908
2.821
2.689
2.683
-
Profit
155.862
173.542
174.669
177.967
172.982
176.227
172.894
174.659
175.854
-
Average total assets
85,26
89,02
87,06
84,87
86,45
86,24
87,34
86,91
r)
87,07 Operating Expenses/Operating Income (%)
-
Biaya Operasional
16.776
1.712
2.985
4.521
6.005
7.577
9.037
10.567r)
12.128
-
Operating Expenses
-
Pendapatan Operasional
19.677
1.923
3.429
5.327
6.946
8.786
10.347
12.159r)
13.928
-
Operating Income
5,82
5,23
5,25
5,83
5,70
5,64
5,67
Net Interest Margin Ratio (%)
-
Pendapatan bunga bersih
-
Rata-rata total aset produktif
Loan to Deposits Ratio (%)
5,68
5,67 Net Interest Margin Ratio (%)
9.309
9.236
9.190
9.571
9.092
9.229
9.111
9.246
9.311
-
Interest income net
159.857
176.555
175.029
164.313
159.549
163.552
160.791
162.838
164.205
-
Average total earning assets
85,11
79,30
78,54
75,84
75,31
76,20
76,18
76,32
77,66 Loan to Deposits Ratio (%)
-
Total Kredit kepada pihak ketiga bukan
Bank
109.924
109.229
110.251
112.605
113.447
115.724
114.226
114.498
115.892
-
Total Credit to third party
-
Total Dana Pihak Ketiga
129.155
137.746
140.380
148.473
150.650
151.868
149.943
150.032
149.229
-
Total Third Party Funds
Rasio Aset Likuid (%)
19,09
21,02
21,92
24,01
23,14
23,00
23,03
22,96
-
Aset Likuid Primer
29.862
34.501
36.561
42.583
40.902
41.107
40.629
40.061
-
Aset Likuid Sekunder
-
Total Aset
21,27 Liquid Assets Ratio (%)
36.723
-
Aset Likuid Primer
1.906
1.981
1.979
1.724
2.305
2.411
2.272
2.474
2.467
-
Aset Likuid Sekunder
166.367
173.542
175.796
184.563
186.722
189.211
186.312
185.253
184.215
-
Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
26
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.24. Kinerja Bank Umum Konvensional - BUKU 2
(Performance of Commercial Conventional Banks - Group of Business Activities 2)
Miliar Rp (Billion Rp)
2015
2014
Items
Keterangan
Des
Rasio Pemenuhan Kecukupan Modal Minimum (%)
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
19,67 Capital Adequacy Ratio (%)
29,97
30,75
30,74
29,92
20,74
19,83
20,01
20,04
-
Modal
215.194
222.612
226.422
224.383
115.438
115.205
116.439
117.260
117.272
-
Capital
-
ATMR
717.952
723.923
736.509
749.924
556.615
580.992
581.837
585.095
596.220
-
Risk Weighted Assets
28,45
29,84
29,42
28,63
18,82
17,99
18,07
18,18
Rasio Modal Inti terhadap ATMR (%)
17,83 Core Capital Ratio to ATMR (%)
-
Modal Inti (Tier I)
204.273
216.029
216.700
214.674
104.758
104.500
105.136
106.374
106.301
-
Core Capital (Tier I)
-
ATMR
717.952
723.923
736.509
749.924
556.615
580.992
581.837
585.095
596.220
-
Risk Weighted Assets
2,38
3,21
2,57
2,56
1,88
1,64
1,57
1,46
Return On Assets Ratio (%)
1,48 Return On Assets Ratio (%)
-
Laba sebelum pajak
22.339
32.979
26.558
26.871
15.523
13.710
13.358
12.491
12.748
-
Profit
-
Rata-rata total aset
938.787
1.027.069
1.033.826
1.049.066
824.984
836.986
850.482
854.770
861.755
-
Average total assets
81,04
81,86
83,56
82,63
84,94
86,32
86,55
87,41
92.469
12.146
22.160
31.561
29.608
36.508
43.159
50.589r)
59.501
-
Operating Expenses
114.104
14.837
26.520
38.194
34.857
42.296
49.865
57.877r)
67.920
-
Operating Income
3,54
3,47
3,41
4,59
4,67
4,65
4,62
Biaya Operasional thdp Pendapatan Operasional (%)
-
Biaya Operasional
-
Pendapatan Operasional
Net Interest Margin Ratio (%)
-
Pendapatan bunga bersih
-
Rata-rata total aset produktif
Loan to Deposits Ratio (%)
r)
4,64
87,60 Operating Expenses/Operating Income (%)
4,59 Net Interest Margin Ratio (%)
42.828
45.820
44.506
45.293
36.262
36.647
37.182
37.556
37.575
-
Interest income net
1.209.871
1.321.700
1.306.020
987.408
776.231
788.007
804.290
810.260
818.449
-
Average total earning assets
101,72
97,60
99,50
95,85
83,95
84,18
84,63
85,91
85,41 Loan to Deposits Ratio (%)
-
Total Kredit kepada pihak ketiga bukan
Bank
633.850
629.338
642.045
649.669
501.508
507.199
519.525
520.659
528.162
-
Total Credit to third party
-
Total Dana Pihak Ketiga
623.124
644.802
645.264
677.823
597.357
602.497
613.853
606.041
618.380
-
Total Third Party Funds
19,31
21,29
20,89
22,57
24,01
23,30
23,27
22,54
156.201
186.766
182.240
204.660
179.163
179.272
178.191
168.010
Rasio Aset Likuid (%)
-
Aset Likuid Primer
-
Aset Likuid Sekunder
-
Total Aset
22,79 Liquid Assets Ratio (%)
172.777
-
Aset Likuid Primer
37.501
31.894
35.113
38.975
27.897
26.950
28.415
30.474
34.743
-
Aset Likuid Sekunder
1.003.337
1.027.069
1.040.582
1.079.548
862.520
884.998
887.871
880.500
910.648
-
Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
27
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.25. Kinerja Bank Umum Konvensional - BUKU 3
(Performance of Commercial Conventional Banks - Group of Business Activities 3)
Miliar Rp (Billion Rp)
2015
2014
Items
Keterangan
Des
Rasio Pemenuhan Kecukupan Modal Minimum (%)
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
23,06 Capital Adequacy Ratio (%)
17,04
18,05
17,74
18,19
22,63
22,45
22,14
23,05
-
Modal
226.451
240.874
238.023
245.476
352.455
351.723
350.234
367.202
370.947
-
Capital
-
ATMR
1.328.635
1.334.726
1.341.569
1.349.435
1.557.544
1.567.006
1.582.042
1.593.332
1.608.332
-
Risk Weighted Assets
14,62
15,24
15,15
15,05
19,97
19,89
19,61
20,38
194.292
203.411
203.240
203.095
311.035
311.680
310.217
324.760
328.449
-
Core Capital (Tier I)
1.328.635
1.334.726
1.341.569
1.349.435
1.557.544
1.567.006
1.582.042
1.593.332
1.608.332
-
Risk Weighted Assets
1,78
1,49
1,61
1,55
1,72
1,61
1,50
1,49
Rasio Modal Inti terhadap ATMR (%)
-
Modal Inti (Tier I)
-
ATMR
Return On Assets Ratio (%)
-
Laba sebelum pajak
-
Rata-rata total aset
Biaya Operasional thdp Pendapatan Operasional (%)
20,42 Core Capital Ratio to ATMR (%)
1,50 Return On Assets Ratio (%)
30.062
26.589
28.971
27.950
35.503
33.306
31.297
31.116
31.382
-
Profit
1.688.497
1.785.670
1.796.548
1.808.792
2.062.742
2.074.069
2.082.533
2.086.558
2.094.083
-
Average total assets
84,67
88,16
86,78
87,03
86,48
87,36
88,08
88,04
r)
88,04 Operating Expenses/Operating Income (%)
-
Biaya Operasional
165.217
17.030
32.716
47.990
75.088
94.438
113.108
130.367r)
152.759
-
Operating Expenses
-
Pendapatan Operasional
195.141
19.318
37.698
55.144
86.826
108.098
128.412
148.083r)
173.508
-
Operating Income
3,44
3,34
3,31
4,52
4,46
4,44
4,40
Net Interest Margin Ratio (%)
-
Pendapatan bunga bersih
-
Rata-rata total aset produktif
Loan to Deposits Ratio (%)
4,43
4,46 Net Interest Margin Ratio (%)
74.045
77.323
75.964
77.088
86.640
86.993
87.113
87.990
89.139
-
Interest income net
2.150.516
2.312.774
2.292.417
1.706.362
1.943.076
1.961.497
1.977.951
1.987.894
2.000.015
-
Average total earning assets
96,99
94,93
94,72
93,88
96,20
96,36
98,17
99,42
99,32 Loan to Deposits Ratio (%)
-
Total Kredit kepada pihak ketiga bukan
Bank
1.229.517
1.217.320
1.228.396
1.235.911
1.403.191
1.414.823
1.432.681
1.442.355
1.458.316
-
Total Credit to third party
-
Total Dana Pihak Ketiga
1.267.728
1.282.366
1.296.816
1.316.479
1.458.655
1.468.265
1.459.364
1.450.785
1.468.327
-
Total Third Party Funds
12,90
14,31
14,35
15,47
16,11
15,74
14,92
14,31
182.757
207.600
213.517
236.171
271.923
266.491
254.516
239.276
Rasio Aset Likuid (%)
-
Aset Likuid Primer
-
Aset Likuid Sekunder
-
Total Aset
14,30 Liquid Assets Ratio (%)
238.883
-
Aset Likuid Primer
44.688
48.002
45.919
47.350
67.349
67.146
62.545
62.858
68.014
-
Aset Likuid Sekunder
1.762.813
1.785.670
1.807.426
1.833.279
2.106.353
2.119.380
2.124.851
2.110.707
2.146.761
-
Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
28
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.26. Kinerja Bank Umum Konvensional - BUKU 4
(Performance of Commercial Conventional Banks - Group of Business Activities 4)
Miliar Rp (Billion Rp)
2015
2014
Items
Keterangan
Des
Rasio Pemenuhan Kecukupan Modal Minimum (%)
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
19,07 Capital Adequacy Ratio (%)
17,18
19,24
19,97
19,32
19,21
19,03
18,78
19,07
-
Modal
292.203
329.262
343.444
335.221
337.343
340.284
343.553
347.023
352.095
-
Capital
-
ATMR
1.701.005
1.711.589
1.719.744
1.735.490
1.756.013
1.788.344
1.829.485
1.819.621
1.846.505
-
Risk Weighted Assets
16,28
16,81
17,53
16,58
16,40
16,25
16,03
16,30
276.919
287.657
301.396
287.663
287.900
290.662
293.219
296.687
301.605
-
Core Capital (Tier I)
1.701.005
1.711.589
1.719.744
1.735.490
1.756.013
1.788.344
1.829.485
1.819.621
1.846.505
-
Risk Weighted Assets
3,94
3,72
3,21
3,66
3,49
3,50
3,26
3,27
Rasio Modal Inti terhadap ATMR (%)
-
Modal Inti (Tier I)
-
ATMR
Return On Assets Ratio (%)
-
Laba sebelum pajak
-
Rata-rata total aset
Biaya Operasional thdp Pendapatan Operasional (%)
16,33 Core Capital Ratio to ATMR (%)
3,32 Return On Assets Ratio (%)
87.460
90.366
78.558
90.030
85.728
85.850
80.316
80.931
82.668
-
Profit
2.220.943
2.431.532
2.446.499
2.460.346
2.455.001
2.452.742
2.466.270
2.478.001
2.489.360
-
Average total assets
67,10
78,40
76,65
72,22
71,97
71,80
73,22
73,01
r)
72,92 Operating Expenses/Operating Income (%)
-
Biaya Operasional
171.756
26.100
41.274
55.992
71.221
87.703
105.310
121.929r)
139.738
-
Operating Expenses
-
Pendapatan Operasional
255.966
33.290
53.850
77.531
98.958
122.140
143.833
166.995
r)
191.638
-
Operating Income
5,10
5,26
4,88
6,14
6,19
6,31
6,32
6,28
Net Interest Margin Ratio (%)
-
Pendapatan bunga bersih
-
Rata-rata total aset produktif
Loan to Deposits Ratio (%)
6,28 Net Interest Margin Ratio (%)
134.759
151.505
139.591
142.573
143.293
145.657
147.363
147.309
148.480
-
Interest income net
2.641.571
2.880.581
2.858.664
2.322.131
2.313.119
2.310.027
2.331.170
2.346.587
2.362.573
-
Average total earning assets
80,73
81,61
80,76
81,16
83,73
85,16
83,30
82,14
82,89 Loan to Deposits Ratio (%)
-
Total Kredit kepada pihak ketiga bukan
Bank
1.553.074
1.531.957
1.539.178
1.534.550
1.546.178
1.571.366
1.610.904
1.607.175
1.629.637
-
Total Credit to third party
-
Total Dana Pihak Ketiga
1.923.690
1.877.152
1.905.829
1.890.769
1.846.563
1.845.145
1.933.772
1.956.585
1.966.075
-
Total Third Party Funds
17,18
16,60
17,74
19,09
17,49
15,95
16,90
16,95
Rasio Aset Likuid (%)
16,60 Liquid Assets Ratio (%)
-
Aset Likuid Primer
317.203
296.018
318.462
342.722
303.995
275.627
311.626
309.148
294.332
-
Aset Likuid Primer
-
Aset Likuid Sekunder
108.503
107.667
118.091
132.337
122.651
114.191
116.496
122.763
132.138
-
Aset Likuid Sekunder
-
Total Aset
2.477.580
2.431.532
2.461.466
2.488.041
2.438.965
2.443.705
2.533.909
2.548.389
2.568.871
-
Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
29
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.27. Kinerja Bank Umum Syariah - BUKU 1
(Performance of Commercial Sharia Banks - Group of Business Activities 1)
Miliar Rp (Billion Rp)
2015
2014
Indicator
Indikator
Des
Capital Adequacy Ratio (%)
Jan
Feb
r)
17,56
17,57
- Modal
3.512
3.360 r)
- ATMR
19.996
20.659 r)
Mar
Apr
Mei
Jun
Jul
Ags
r)
18,64 r)
20,09 r)
23,19 Capital Adequacy Ratio (%)
3.604 r)
3.589 r)
3.611 r)
3.614 r)
3.813r)
3.808r)
4.160
r)
18.989 r)
19.009 r)
19.222 r)
20.450r)
18.952r)
17.938
19,46
18.520
r)
18,90
r)
19,00
r)
18,80
-
APYD
-
Total Aktiva Produktif
4,41 Classified Earning assets to Earning assets (%)
3,49
4,02
4,37
4,33
4,23
4,20
4,00
4,24
857
910
1.000
1.009
986
989
974
1.004
1.049
24.591
22.652
22.879
23.285
23.324
23.538
24.328
23.699
23.773
0,75
0,05
(0,41)
0,26
0,14
0,46
0,86
0,76
- Classified Earning Assets
- Total Earning assets
Profitability
Rentabilitas
Net Operating Margin (%)
-
Pendapatan
-
Rata-rata Aktiva
Return On Assets Ratio (%)
-
Laba
-
Rata-Rata total aset
Biaya Operasional thdp Pendapatan Operasional
(%)
- Biaya Operasional
-
- Risk Weighted Assets
Earning Assset Quality
Kualitas Aktiva Produktif
APYD terhadap Aktiva Produktif (%)
- Capital
Pendapatan
0,45 Net Operating Margin (%)
168
12
(93)
59
32
104
197
174
102
-
Net Operations Income
22.525
22.430
22.526
22.685
22.737
22.780
22.914
22.887
22.858
-
Average Earning Assets
0,66
0,05
(0,35)
0,24
0,13
0,42
0,77
0,68
0,42 Return On Assets Ratio (%)
165
12
(88)
62
33
106
197
175
107
-
Profit
25.126
25.079
25.119
25.300
25.363
25.423
25.592
25.575
25.546
-
Average Assets
95,36
99,72
102,17
98,63
99,26
97,60
95,58
96,09
97,77 Operating Expenses to Operations Revenue (%)
3.459
363
729
1.059
1.430
1.770
2.124
2.500
2.984
-
Operations Expenses
-
Operations Income
3.627
364
714
1.074
1.441
1.814
2.223
2.602
3.052
18,03
19,47
18,84
18,67
19,14
21,12
20,28
20,65
22,90 Short Term Mistmach (%)
Liquidity
Likuiditas
Short Term Mistmach (%)
-
Aktiva Jangka Pendek
-
Kewajiban Jangka
Finance to Deposit Ratio (%)
3.910
3.922
3.811
3.928
4.017
4.399
4.344
4.269
4.623
-
Short-Term Assets
21.684
20.141
20.230
21.042
20.989
20.827
21.417
20.672
20.185
-
Short-Term Liabilities
93,38
97,65
97,61
96,21
95,71
96,50
94,32
96,20
97,13
Finance to Deposit Ratio (%)
-
Pembiayaan
19.257
19.059
19.171
19.284
19.369
19.547
19.708
19.356
19.316
-
Financing
-
Dana Pihak Ketiga
20.623
19.518
19.640
20.045
20.236
20.256
20.895
20.120
19.886
-
Third Party Funds
30
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.28. Kinerja Bank Umum Syariah - BUKU 2
(Performance of Commercial Sharia Banks - Group of Business Activities 2)
Miliar Rp (Billion Rp)
Indikator
2015
2014
Des
Capital Adequacy Ratio (%)
Jan
15,39
Feb
Mar
Apr
13.57
r)
13.62
r)
13.75
r)
r)
16,962
r)
17,258
r)
124.499
r)
125.518 r)
- Modal
16.073
16,238
- ATMR
104.410
119.635 r)
Indicator
Mei
Jun
Jul
Ags
13,92 Capital Adequacy Ratio (%)
13.82
r)
13.70
r)
13,37
13,81
17,404
r)
17,516 r)
17.488
17.816
17.940
125.948 r)
127.836 r)
130.764
128.999
128.897
-
APYD
-
Total Aktiva Produktif
Classified Earning assets to Earning assets (%)
6,28
4,95
5,97
6,21
5,96
5,97
5,99
6,20
6,07
9.198
10.716
9.974
9.507
9.529
9.659
9.853
9.717
10.065
185.781
179.632
160.482
159.431
159.509
161.225
159.032
160.137
160.337
0,49
1,10
1,05
0,82
0,76
0,63
0,50
0,53
0,49
748
1.727
1.646
1.294
1.187
1.140
790
840
770
-
Net Operations Income
153.023
156.696
157.300
157.176
157.156
157.433
157.280
157.322
157.359
-
Average Earning Assets
0,38
1,01
0,95
0,76
0,69
0,66
0,46
0,48
Rentabilitas
Net Operating Margin (%)
-
Pendapatan
-
Rata-rata Aktiva
Return On Assets Ratio (%)
-
Laba
-
Rata-Rata total aset
Biaya Operasional thdp Pendapatan Operasional
(%)
- Biaya Operasional
-
Pendapatan
-
Aktiva Jangka Pendek
-
Kewajiban Jangka
Finance to Deposit Ratio (%)
- Classified Earning Assets
- Total Earning assets
Profitability
Net Operating Margin (%)
0,47 Return On Assets Ratio (%)
657
1.734
1.633
1.309
1.194
1.141
790
829
810
-
Profit
173.121
172.306
172.501
172.631
172.623
173.049
173.171
173.479
173.636
-
Average Assets
97,19
94,06
92,72
95,59
96,35
96,36
97,20
97,23
25.826
2.279
3.496
7.013
10.435
12.566
13.646
16.128
17.940
26.574
2.423
3.770
7.337
10.831
13.041
14.039
16.587
18.453
Liquidity
21,91 Short Term Mistmach (%)
29.035
- Short-Term Assets
Likuiditas
Short Term Mistmach (%)
- Risk Weighted Assets
Earning Assset Quality
Kualitas Aktiva Produktif
APYD terhadap Aktiva Produktif (%)
- Capital
18,25
23.923
25,90
40.590
19,08
24.257
20,19
26.005
20,90
27.043
19,50
24.484
20,48
26.675
20,93
27.706
131.075
156.706
127.138
128.800
129.418
125.553
130.258
132.387
85,73
87,67
88,24
88,18
88,70
89,14
92,31
89,29
97,22 Operating Expenses to Operations Revenue (%)
132.522
-
Operations Expenses
-
Operations Income
-
Short-Term Liabilities
89,84 Finance to Deposit Ratio (%)
-
Pembiayaan
128.687
126.917
126.645
127.852
127.877
128.474
131.002
129.703
129.971
-
Financing
-
Dana Pihak Ketiga
150.100
144.773
143.518
144.989
144.164
144.119
141.921
145.258
144.674
-
Third Party Funds
31
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.29. Perkembangan Aset Bank Umum Konvensional dan Bank Umum Syariah Berdasarkan Kegiatan Usaha
(Growth of Commercial Banks Assets based on Group of Business Activities)
Miliar (Billion)
Kelompok Bank
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Group of Bank
Ags
- BUKU 1
166.367
173.542
175.796
174.439
186.722
189.211
186.312
185.253
184.215
- BUKU 2
1.003.337
986.444
999.700
1.043.847
862.520
884.998
887.878
880.500
910.648
- BUKU 3
1.762.817
1.826.287
1.848.315
1.879.111
2.106.360
2.119.387
2.124.858
2.110.716
2.146.797
- BUKU 4
2.477.667
2.436.216
2.461.503
2.488.044
2.438.984
2.443.708
2.533.931
2.548.412
2.569.008
- BUKU 1 SYARIAH
35.163
29.633
25.159
25.662
25.554
25.663
26.434
25.474
25.341
- BUKU 2 SYARIAH
169.797
163.890
172.696
172.891
172.598
174.754
173.783
175.323
174.738
5.615.150
5.616.012
5.683.168
5.783.994
5.792.737
5.837.720
5.933.195
5.925.677
6.010.747
Total
-
BUKU 1
BUKU 2
BUKU 3
BUKU 4
BUKU 1 SHARIA
BUKU 2 SHARIA
Total
32
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.30. Jumlah Bank Umum Konvensional dan Bank Umum Syariah Berdasarkan Pengelompokan Total Aset
(Total of Commercial Banks Based on Total Assets)
Desember 2014
Rp. 10
s.d
50
Triliun
April 2015
Mei 2015
Juli 2015
Agustus 2015
Rp. 10
s.d
50
Triliun
> Rp.
50
Triliun
29
3
0
BUKU 1
8
33
1
BUKU 2
0
0
3
17
BUKU 3
4
0
0
0
4
BUKU 4
0
0
0
6
0
0
BUKU 1 SHARIA
2
2
2
0
2
2
2
BUKU 2 SHARIA
46
41
24
8
45
41
24
> Rp.
Rp. 1 s.d
< Rp. 1
50
10
Triliun
Triliun
Triliun
Rp. 10
s.d
50
Triliun
BUKU 1
6
35
1
0
6
32
4
0
7
30
3
0
6
31
3
0
7
30
3
0
8
BUKU 2
0
10
31
3
0
6
34
3
0
7
34
1
0
8
33
1
0
8
33
1
0
BUKU 3
0
0
3
14
0
0
2
15
0
0
3
17
0
0
2
18
0
0
3
17
BUKU 4
0
0
0
4
0
0
0
4
0
0
0
4
0
0
0
4
0
0
0
BUKU 1 SYARIAH
0
6r)
0
0
0
6r)
0
0
0
6r)
0
0
0
6r)
0
0
0
6
BUKU 2 SYARIAH
0
2r)
2
2
0
2r)
2
2
0
2r)
2
2
0
2r)
2
2
0
6
53
37
23
6
48
42
24
7
45
42
24
6
47
40
25
7
Ket: r) Angka-angka diperbaiki
> Rp.
Rp. 1 s.d
< Rp. 1
50
10
Triliun
Triliun
Triliun
Rp. 10
s.d
50
Triliun
Rp. 1 s.d
10
Triliun
Total
> Rp.
Rp. 1 s.d
< Rp. 1
50
10
Triliun
Triliun
Triliun
Juni 2015
Rp. 10
s.d
50
Triliun
< Rp. 1
Triliun
Kelompok Bank
> Rp.
Rp. 1 s.d
< Rp. 1
50
10
Triliun
Triliun
Triliun
Rp. 10
s.d
50
Triliun
> Rp.
Rp. 1 s.d
< Rp. 1
50
10
Triliun
Triliun
Triliun
Group of Bank
Total
Note: r) Revised figures
33
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.31. Aset Produktif Bank Umum Konvensional & Syariah dan
Kualitas Kredit Bank Umum Konvensional & Syariah kepada Bank Lain
(Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank)
Miliar Rp (Billion Rp)
Indikator
Indicator
2015
2014
Des
4.717.573
Jan
4.846.713
Feb
4.701.364
Mar
4.757.494
Apr
4.805.594
Mei
4.922.532
Jun
5.090.223
Jul
5.071.122
Ags
5.149.494 Earning Assets
4.477.200
4.572.399
4.394.798
4.469.581
4.505.693
4.608.071
4.779.211
4.747.495
4.812.844
153.762
181.093
210.244
191.568
200.002
209.451
205.411
212.502
221.853
c. Kurang Lancar
14.971
18.358
18.645
17.957
19.445
21.021
22.979
24.435
22.512
c. Sub-Standard
d. Diragukan
15.852
14.530
16.557
17.631
17.368
16.080
15.452
16.224
18.860
d. Doubtful
e. Macet
55.789
60.334
61.120
60.757
63.086
67.909
67.170
70.466
73.424
e. Loss
1.465.326
1.492.191
1.546.030
1.605.510
1.579.486
1.507.162
1.579.229
1.535.835
1.592.355 Earning Assets - Account Administrative
1.443.561
1.469.671
1.505.399
1.570.299
1.543.825
1.481.565
1.556.678
1.514.661
1.569.827
17.413
18.294
32.791
27.511
28.133
21.907
18.457
17.890
18.931
2.272
1.927
3.608
3.585
3.520
2.345
2.667
1.950
2.076
582
871
1.418
1.646
1.490
574
364
436
551
d. Doubtful
1.498
1.427
2.815
2.469
2.518
770
1.064
899
970
e. Lost
Non Performing Earning Aset (Nominal)
90.964
97.446
104.164
104.046
107.427
108.700
109.696
114.410
Kredit kepada Bank Lain
a. Lancar
32.192
32.089
32.542
32.444
32.492
33.673
33.489
33.415
33.489
33.489
32.387
33.497
33.360
33.332
33.360
33.360
Aset Produktif Neraca
a. Lancar
b. DPK
Aset Produktif Transaksi Rekening
Administratif
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
b. DPK
a. Current
b. Special Mention
Transactions
a. Current
b. Special Mention
c. Sub-Standard
118.393 Non Performing Earning Asset (Nominal)
33.489 Interbank Loans
33.360
a. Current
b. Special Mention
11
15
19
17
51
6
51
51
51
c. Kurang Lancar
9
3
3
3
3
2
3
3
3
c. Sub-Standard
d. Diragukan
0
0
0
0
0
1
0
0
0
d. Doubtful
84
80
82
156
75
75
75
75
75
93
84
85
159
77
77
77
77
77
e. Macet
Non Performing Loan kepada Bank Lain
(Nominal)
Ket: *) Angka-angka sementara
e. Loss
Interbank Non Performing Loan (Nominal)
Note: *) Provisional figures
34
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.32. Aset Produktif dan Kualitas Kredit Bank Umum Konvensional kepada Bank Lain - BUKU 1
(Earning Assets and Credit Quality of Commercial Conventional to Other Bank - Banks Group of Business Activities 1 )
Miliar Rp (Billion Rp)
Indikator
Indicator
2015
2014
Des
133.735
Jan
138.726
Feb
137.314
Mar
133.356
Apr
143.684
Mei
153.404
Jun
152.412
Jul
148.022
Ags
150.896 Earning Assets
127.924
131.672
130.011
126.664
136.174
145.547
145.189
140.444
143.213
3.477
4.549
4.727
4.240
4.848
5.032
4.540
4.757
4.733
c. Kurang Lancar
351
416
362
282
336
459
325
371
368
c. Sub-Standard
d. Diragukan
438
374
463
497
432
383
349
386
424
d. Doubtful
1.544
1.715
1.751
1.674
1.895
1.984
2.009
2.064
2.158
12.875
12.883
12.865
13.561
15.952
15.359
14.930
15.568
16.049 Earning Assets - Account Administrative
12.807
12.810
12.747
13.530
15.824
15.222
14.804
15.256
15.691
Aset Produktif Neraca
a. Lancar
b. DPK
e. Macet
Aset Produktif Transaksi Rekening
Administratif
a. Lancar
b. DPK
53
55
106
22
90
101
54
201
279
c. Kurang Lancar
5
10
3
3
3
3
7
39
40
d. Diragukan
2
3
4
0
1
1
1
3
0
e. Macet
8
6
5
6
33
33
65
68
40
2.348
2.523
2.589
2.463
2.700
2.862
2.756
2.932
Non Performing Earning Aset (Nominal)
a. Current
b. Special Mention
e. Loss
Transactions
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
3.029 Non Performing Earning Asset (Nominal)
1.037
1.023
986
968
966
1.003
1.041
991
972 Interbank Loans
1.033
1.020
975
952
963
1.001
1.039
989
970
b. DPK
2
2
10
14
2
0
-
-
-
b. Special Mention
c. Kurang Lancar
1
2
2
2
2
2
1
1
1
c. Sub-Standard
d. Diragukan
-
-
-
-
-
-
-
-
-
d. Doubtful
e. Macet
1
0
0
-
-
-
1
1
1
2
2
2
2
2
2
2
2
2
Kredit kepada Bank Lain
a. Lancar
Non Performing Loan kepada Bank Lain
(Nominal)
a. Current
e. Loss
Interbank Non Performing Loan (Nominal)
35
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.33. Aset Produktif dan Kualitas Kredit Bank Umum Konvensional kepada Bank Lain - BUKU 2
(Earning Assets and Credit Quality of Commercial Conventional Banks to Other Bank - Group of Business Activities 2 )
Miliar Rp (Billion Rp)
Indikator
Indicator
2015
2014
Des
857.472
Jan
845.004
Feb
824.270
Mar
856.939
Apr
702.843
Mei
731.328
Jun
751.971
Jul
735.617
Ags
764.250 Earning Assets
816.751
797.981
775.621
808.264
657.194
682.486
702.477
678.717
703.015
23.478
29.632
30.075
28.950
26.843
29.045
30.106
36.716
39.769
c. Kurang Lancar
2.724
3.179
3.905
4.373
3.998
4.302
3.869
3.525
3.750
c. Sub-Standard
d. Diragukan
2.063
1.689
1.780
2.039
1.865
1.796
2.198
2.150
1.925
d. Doubtful
12.457
12.522
12.889
13.313
12.942
13.701
13.322
14.508
15.791
324.989
325.075
316.669
328.159
188.444
193.409
206.050
207.626
209.927 Earning Assets - Account Administrative
318.181
318.319
310.717
320.439
186.072
190.447
203.058
204.634
206.659
b. DPK
5.166
5.006
4.380
6.000
1.832
2.226
2.247
2.149
2.561
c. Kurang Lancar
1.283
1.448
1.306
1.471
411
550
561
582
466
d. Diragukan
196
191
154
104
26
77
67
89
49
e. Macet
164
111
112
145
102
110
118
172
192
Non Performing Earning Aset (Nominal)
18.886
19.140
20.146
21.445
19.345
20.535
20.134
21.027
22.173 Non Performing Earning Asset (Nominal)
Kredit kepada Bank Lain
13.786
13.600
14.383
15.134
12.732
12.851
12.319
12.413
12.720 Interbank Loans
13.786
13.600
14.383
15.051
12.683
12.850
12.319
12.413
12.720
b. DPK
0
0
0
0
49
0
0
-
0
b. Special Mention
c. Kurang Lancar
-
-
0
-
0
-
0
0
-
c. Sub-Standard
d. Diragukan
-
-
-
-
0
-
0
-
0
d. Doubtful
e. Macet
0
0
0
83
0
0
-
0
0
0
0
0
83
0
0
0
0
0
Aset Produktif Neraca
a. Lancar
b. DPK
e. Macet
Aset Produktif Transaksi Rekening
Administratif
a. Lancar
a. Lancar
Non Performing Loan kepada Bank Lain
(Nominal)
a. Current
b. Special Mention
e. Loss
Transactions
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
a. Current
e. Loss
Interbank Non Performing Loan (Nominal)
36
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.34. Aset Produktif dan Kualitas Kredit Bank Umum Konvensional kepada Bank Lain - BUKU 3
(Earning Assets and Credit Quality of Commercial Conventional Banks to Other Bank - Group of Business Activities 3)
Miliar Rp (Billion Rp)
Indikator
Indicator
2015
2014
Des
1.466.906
Jan
1.592.009
Feb
1.528.316
Mar
1.546.344
Apr
1.747.795
Mei
1.805.066
Jun
1.847.570
Jul
1.833.619
Ags
1.866.122 Earning Assets
1.379.130
1.494.697
1.422.295
1.441.425
1.632.262
1.686.110
1.728.353
1.711.072
1.740.735
54.300
60.938
69.590
68.493
75.855
77.663
77.801
80.253
81.594
c. Kurang Lancar
5.885
6.664
6.417
5.820
7.285
8.038
9.111
8.079
7.633
c. Sub-Standard
d. Diragukan
7.348
6.968
7.468
7.669
8.212
6.347
5.501
6.672
7.475
d. Doubtful
20.243
22.742
22.545
22.937
24.181
26.908
26.804
27.544
28.685
574.355
593.312
589.935
614.239
721.780
730.739
799.699
745.723
768.594 Earning Assets - Account Administrative
568.072
586.994
582.225
607.200
709.379
718.063
786.569
733.736
755.795
Aset Produktif Neraca
a. Lancar
b. DPK
e. Macet
Aset Produktif Transaksi Rekening
Administratif
a. Lancar
b. DPK
a. Current
b. Special Mention
e. Loss
Transactions
a. Current
b. Special Mention
5.032
5.482
6.836
6.100
10.139
10.121
10.049
10.074
10.539
c. Kurang Lancar
659
212
239
259
1.353
1.726
2.025
1.044
1.323
d. Diragukan
146
153
167
172
344
260
234
278
279
d. Doubtful
e. Macet
445
470
468
509
566
569
822
592
659
e. Loss
34.727
37.209
37.305
37.366
41.940
43.848
44.497
44.208
46.053 Non Performing Earning Asset (Nominal)
Non Performing Earning Aset (Nominal)
Kredit kepada Bank Lain
a. Lancar
c. Sub-Standard
8.978
9.382
9.327
10.720
12.671
12.557
11.667
11.822
12.017 Interbank Loans
8.977
9.377
9.325
10.719
12.670
12.556
11.666
11.815
12.005
a. Current
b. DPK
-
4
-
-
-
-
0
6
11
b. Special Mention
c. Kurang Lancar
-
-
-
-
0
0
0
-
-
c. Sub-Standard
d. Diragukan
0
0
0
-
-
-
-
0
0
d. Doubtful
e. Macet
0
0
2
2
1
1
1
1
1
1
1
2
2
1
1
1
1
1
Non Performing Loan kepada Bank Lain
(Nominal)
e. Loss
Interbank Non Performing Loan (Nominal)
37
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.35. Aset Produktif dan Kualitas Kredit Bank Umum Konvensional kepada Bank Lain - BUKU 4
(Earning Assets and Credit Quality of Commercial Conventional Banks to Other Bank - Group of Business Activities 4)
Miliar Rp (Billion Rp)
Indikator
Indicator
2015
2014
Des
2.073.322
Jan
2.091.848
Feb
2.030.938
Mar
2.040.926
Apr
2.031.282
Mei
2.051.237
Jun
2.158.175
Jul
2.173.566
Ags
2.187.952 Earning Assets
1.985.166
1.990.972
1.910.919
1.937.198
1.924.571
1.936.923
2.048.157
2.061.239
2.071.097
62.151
72.205
89.942
74.218
75.771
81.482
75.788
74.610
78.389
c. Kurang Lancar
3.904
5.711
5.447
5.049
5.593
5.599
7.562
10.204
8.703
c. Sub-Standard
d. Diragukan
4.546
3.847
5.181
5.749
5.432
6.095
6.216
5.767
7.704
d. Doubtful
17.555
19.113
19.449
18.712
19.916
21.137
20.453
21.746
22.059
529.351
538.243
536.054
558.183
562.237
564.894
555.751
563.974
594.565 Earning Assets - Account Administrative
523.214
531.819
524.414
552.470
556.209
555.079
549.455
558.122
588.498
Aset Produktif Neraca
a. Lancar
b. DPK
e. Macet
Aset Produktif Transaksi Rekening
Administratif
a. Lancar
b. DPK
a. Current
b. Special Mention
e. Loss
Transactions
a. Current
b. Special Mention
5.956
6.077
11.029
5.423
5.821
9.458
6.104
5.438
5.521
c. Kurang Lancar
39
51
300
47
58
66
75
285
247
c. Sub-Standard
d. Diragukan
58
205
198
202
105
235
61
65
223
d. Doubtful
e. Macet
85
90
112
41
43
55
56
63
76
26.186
29.018
30.688
29.800
31.147
33.189
34.423
38.131
Non Performing Earning Aset (Nominal)
e. Loss
39.012 Non Performing Earning Asset (Nominal)
7.911
8.024
7.272
6.310
6.588
6.479
7.525
8.587
9.125 Interbank Loans
7.831
7.945
7.198
6.240
6.519
6.407
7.456
8.515
9.052
b. DPK
8
9
5
3
0
3
-
3
-
b. Special Mention
c. Kurang Lancar
-
-
-
-
-
-
-
-
-
c. Sub-Standard
d. Diragukan
-
-
-
-
-
-
-
-
-
d. Doubtful
e. Macet
72
69
70
67
69
69
70
70
73
72
69
70
67
69
69
70
70
73
Kredit kepada Bank Lain
a. Lancar
Non Performing Loan kepada Bank Lain
(Nominal)
a. Current
e. Loss
Interbank Non Performing Loan (Nominal)
38
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.36. Aset Produktif dan Kualitas Kredit Bank Umum Syariah kepada Bank Lain - BUKU 1
(Earning Assets and Credit Quality of Commercial Sharia Banks to Other Bank - Group of Business Activities 1)
Miliar Rp (Billion Rp)
Indikator
Indicator
2015
2014
Des
32.165
Jan
30.418
Feb
22.623
Mar
23.001
Apr
22.892
Mei
22.956
Jun
23.581
Jul
22.724
29.819
27.881
20.252
20.645
20.636
20.699
21.238
20.344
20.173
1.597
1.774
1.472
1.487
1.386
1.409
1.570
1.571
1.619
c. Kurang Lancar
255
317
458
388
384
342
296
316
362
c. Sub-Standard
d. Diragukan
136
159
149
152
152
160
175
157
161
d. Doubtful
e. Macet
358
287
291
329
334
346
301
336
342
e. Loss
645
170
14.378
14.407
14.459
515
674
886
1.026 Earning Assets - Account Administrative
886
Transactions
1.026
a. Current
Aset Produktif Neraca
a. Lancar
b. DPK
Aset Produktif Transaksi Rekening
Administratif
a. Lancar
674
a. Current
b. Special Mention
170
12.399
12.476
12.574
515
b. DPK
0
-
1.370
1.320
1.272
0
-
0
0
b. Special Mention
c. Kurang Lancar
-
-
388
354
357
-
-
-
-
c. Sub-Standard
d. Diragukan
-
-
114
115
130
0
-
-
-
d. Doubtful
e. Macet
-
-
108
142
126
-
-
-
-
e. Loss
749
763
1.508
1.479
1.482
848
773
809
Non Performing Earning Aset (Nominal)
645
Ags
22.657 Earning Assets
865 Non Performing Earning Asset (Nominal)
111
104
102
101
100
98
96
95
92
Interbank Loans
110
103
96
100
99
97
95
94
92
a. Current
b. DPK
-
-
5
-
-
-
-
-
-
b. Special Mention
c. Kurang Lancar
1
1
1
1
1
-
-
-
-
c. Sub-Standard
d. Diragukan
-
-
-
-
-
1
1
-
-
d. Doubtful
e. Macet
-
-
-
-
-
-
-
1
-
1
1
1
1
1
1
1
1
-
Kredit kepada Bank Lain
a. Lancar
Non Performing Loan kepada Bank Lain
(Nominal)
e. Loss
Interbank Non Performing Loan (Nominal)
39
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.37. Aset Produktif dan Kualitas Kredit Bank Umum Syariah kepada Bank Lain - BUKU 2
(Earning Assets and Credit Quality of Commercial Sharia Banks to Other Bank - Group of Business Activities 2)
Miliar Rp (Billion Rp)
Indikator
Aset Produktif Neraca
a. Lancar
Indicator
2015
2014
Des
153.972
Jan
148.708
Feb
157.904
Mar
156.927
Apr
157.097
Mei
158.540
Jun
156.513
Jul
157.575
Ags
157.616 Earning Assets
a. Current
138.410
129.197
135.700
135.384
134.855
136.306
133.798
135.680
134.611
b. DPK
8.759
11.995
14.438
14.180
15.298
14.820
15.606
14.595
15.749
c. Kurang Lancar
1.851
2.070
2.055
2.045
1.850
2.281
1.817
1.939
1.695
c. Sub-Standard
d. Diragukan
1.321
1.492
1.517
1.526
1.274
1.299
1.012
1.092
1.173
d. Doubtful
e. Macet
3.632
3.953
4.194
3.791
3.820
3.835
4.280
4.269
4.389
e. Loss
23.111
22.509
76.129
76.960
76.615
2.246
2.124
2.059
2.194 Earning Assets - Account Administrative
20.642
19.560
62.897
64.185
63.767
2.240
2.119
2.027
2.158
Aset Produktif Transaksi Rekening
Administratif
a. Lancar
b. DPK
b. Special Mention
Transactions
a. Current
b. Special Mention
1.205
1.673
9.070
8.646
8.980
1
2
28
30
c. Kurang Lancar
287
207
1.371
1.451
1.338
0
0
0
1
c. Sub-Standard
d. Diragukan
180
319
782
1.053
883
1
1
0
0
d. Doubtful
e. Macet
797
750
2.010
1.626
1.647
3
3
4
4
e. Loss
8.067
8.792
11.929
11.493
10.812
7.419
7.113
7.304
Non Performing Earning Aset (Nominal)
7.261 Non Performing Earning Asset (Nominal)
369
410
421
439
432
426
478
491
486 Interbank Loans
352
400
411
434
427
420
473
487
480
b. DPK
0
0
-
-
-
2
1
0
1
b. Special Mention
c. Kurang Lancar
7
-
0
-
-
-
-
-
c. Sub-Standard
d. Diragukan
-
-
-
0
0
-
-
-
d. Doubtful
e. Macet
11
10
10
4
4
4
4
4
4
17
10
10
5
4
4
4
4
4
Kredit kepada Bank Lain
a. Lancar
Non Performing Loan kepada Bank Lain
(Nominal)
a. Current
e. Loss
Interbank Non Performing Loan (Nominal)
40
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.38. Komposisi Dana Pihak Ketiga Bank Umum
(Composition of Third Party Funds of State Owned Banks)
Miliar Rp (Billion Rp)
April 2015
Desember 2014
Keterangan
Giro
Rupiah
Nominal
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Mei 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Juni 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Juli 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Agustus 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
707.065
23,03
751.600
23,43
754.228
23,26
1.056.749
24,46
1.013.330
23,46
1.041.544
513.179
16,71
529.177
16,50
545.965
16,83
708.002
16,39
673.361
15,59
686.052
Komposisi thd Total
DPK (%)
23,85 Demand Deposits
15,71
Rupiah
193.887
6,31
222.423
6,93
208.263
6,42
348.747
8,07
339.969
7,87
355.492
994.300
32,38
1.054.852
32,89
1.047.434
32,30
1.219.747
28,24
1.247.676
28,82
1.242.686
928.742
30,25
982.631
30,64
974.296
30,04
1.114.824
25,81
1.142.023
26,38
1.132.399
65.558
2,14
72.221
2,25
73.138
2,26
104.923
2,43
105.653
2,44
110.287
1.369.195
44,59
1.400.890
43,68
1.441.475
44,45
2.043.253
47,30
2.067.817
47,77
2.082.341
1.156.791
37,67
1.201.012
37,45
1.229.050
37,90
1.724.149
39,91
1.743.745
40,28
1.756.783
212.404
6,92
199.878
6,23
212.424
6,55
319.104
7,39
324.072
7,49
325.559
7,46
Rupiah
682.886
22,24
803.676
25,06
818.002
25,22
895.441
20,73
905.417
20,92
916.387
20,99
Valas
141.449
4,61
134.904
4,21
145.756
4,49
151.770
3,51
154.023
3,56
158.346
3,63
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
8,14
47,69 Time Deposits
40,23
Rupiah
Valas
229.617
7,48
185.456
5,78
196.755
6,07
438.339
10,15
433.622
1,23
432.916
9,91
28.911
0,94
21.447
0,67
22.206
0,68
54.738
1,27
53.414
4,44
51.772
1,19
Valas
Total DPK
Rupiah
Valas
Foreign Exchange
Rupiah
Foreign Exchange
- Periode 6 Month
127.270
4,14
117.111
3,65
119.350
3,68
178.418
4,13
192.360
4,91
196.500
4,50
24.040
0,78
27.154
0,85
27.820
0,86
67.096
1,55
69.292
1,09
69.663
1,60
Rupiah
Foreign Exchange
- Periode >= 12 Month
- Jangka Waktu >= 12 bulan
Rupiah
Rupiah
- Periode 3 Month
- Jangka Waktu 6 bulan
Rupiah
Foreign Exchange
- Periode 1 Month
- Jangka Waktu 3 bulan
Valas
Foreign Exchange
28,46 Saving
25,93
Rupiah
2,53
Foreign Exchange
- Jangka Waktu 1 bulan
Rupiah
Items
(Composition to
Total Third Party
Funds) (%)
117.018
3,81
94.769
2,95
94.944
2,93
211.928
4,91
212.346
82,22
210.980
4,83
Rupiah
18.004
0,59
16.374
0,51
16.643
0,51
45.500
1,05
47.343
17,78
45.777
1,05
Foreign Exchange
3.070.560
100,00
3.207.342
100,00
3.243.136
100,00
4.319.749
100,00
4.328.822
100,00
4.366.571
2.598.712
84,63
2.712.820
84,58
2.749.311
84,77
3.546.975
82,11
3.559.128
82,22
3.575.234
471.849
15,37
494.522
15,42
493.825
15,23
772.774
17,89
769.694
17,78
791.337
100,00 Total Third Party Funds
81,88
Rupiah
18,12
Foreign Exchange
41
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.39. Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 1
(Composition of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 1)
Miliar Rp (Billion Rp)
April 2015
Desember 2014
Nominal
Giro
Rupiah
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
- Jangka Waktu 1 bulan
Rupiah
Valas
- Jangka Waktu 3 bulan
Rupiah
Valas
- Jangka Waktu 6 bulan
Rupiah
Valas
- Jangka Waktu >= 12 bulan
Rupiah
Valas
Total DPK
Rupiah
Valas
Komposisi thd Total
DPK (%)
Komposisi thd Total
DPK (%)
Keterangan
(Composition to
Total Third Party
Funds) (%)
Mei 2015
Nominal
(Composition to
Total Third Party
Funds) (%)
Juni 2015
Komposisi thd Total
DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Juli 2015
Komposisi thd Total
DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Agustus 2015
Komposisi thd Total
DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Komposisi thd Total
DPK (%)
Nominal
Items
(Composition to
Total Third Party
Funds) (%)
21.155
20.207
948
21.720
21.707
13
86.281
83.216
3.065
16
16
1
17
17
0
67
64
2
34.389
32.187
2.202
20.948
19.639
1.310
95.313
90.703
4.610
23
21
1
14
13
1
63
60
3
35.284
32.477
2.806
20.213
19.333
880
96.371
91.328
5.043
23
21
2
13
13
1
63
60
3
37.937
35.357
2.580
19.799
18.756
1.043
92.208
87.720
4.488
25
24
2
13
13
1
61
59
3
35.303
33.075
2.228
21.339
20.172
1.166
93.390
87.922
5.468
24
22
1
14
13
1
62
59
4
34.225
31.891
2.335
20.900
19.977
923
94.103
87.439
6.664
23
21
2
14
13
1
63
59
4
45.496
2.316
35
2
53.566
2.919
36
2
46.568
2.950
31
2
44.460
2.485
30
2
44.660
3.009
30
2
44.875
3.326
30
2
21.469
430
17
0
18.929
875
13
1
24.730
1.152
16
1
23.465
1.156
16
1
22.777
1.396
15
1
21.944
1.630
15
1
7.765
194
6
0
8.579
350
6
0
9.979
366
7
0
9.847
326
7
0
10.172
528
7
0
10.441
679
7
0
8.486
125
129.155
125.130
4.026
7
0
100
97
3
9.629
466
150.650
142.529
8.121
6
0
100
95
5
10.050
575
151.868
143.138
8.729
7
0
100
94
6
9.949
521
149.943
141.833
8.111
7
0
100
95
5
10.314
536
150.032
141.170
8.862
7
0
100
94
6
10.179
1.030
149.229
139.307
9.922
7
1
100
93
7
Demand Deposits
Rupiah
Foreign Exchange
Saving
Rupiah
Foreign Exchange
Time Deposits
Rupiah
Foreign Exchange
- Periode 1 Month
Rupiah
Foreign Exchange
- Periode 3 Month
Rupiah
Foreign Exchange
- Periode 6 Month
Rupiah
Foreign Exchange
- Periode >= 12 Month
Rupiah
Foreign Exchange
Total Third Party Funds
Rupiah
Foreign Exchange
42
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.40. Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 2
(Composition of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 2)
Miliar Rp (Billion Rp)
April 2015
Desember 2014
Keterangan
Giro
Rupiah
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
Nominal
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Mei 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Juni 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Juli 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Agustus 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Komposisi thd Total
DPK (%)
32 Demand Deposits
199.284
32
185.036
31
186.989
31
199.759
33
187.229
31
194.891
134.993
22
143.308
24
143.825
24
151.804
25
141.386
23
145.754
24
64.291
10
41.728
7
43.163
7
47.955
8
45.843
8
49.136
8
123.953
20
96.410
16
94.776
16
93.065
15
98.721
16
98.377
16 Saving
110.562
18
89.067
15
87.598
15
85.923
14
91.298
15
90.581
15
13.391
2
7.343
1
7.178
1
7.141
1
7.423
1
7.796
1
299.887
48
315.911
53
320.732
53
321.029
52
320.092
53
325.112
249.895
40
266.482
45
270.594
45
270.465
44
270.753
45
271.095
44
49.992
8
49.429
8
50.138
8
50.565
8
49.339
8
54.017
9
133.555
21
161.614
27
144.892
24
141.508
23
140.967
23
142.761
23
Valas
29.173
5
32.091
5
28.872
5
28.550
5
26.714
4
30.778
5
Valas
Valas
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
- Periode 3 Month
62.176
10
46.109
8
62.286
10
63.121
10
61.281
10
60.605
10
9.155
1
7.208
1
9.163
2
8.984
1
9.155
2
9.242
1
Rupiah
Foreign Exchange
- Periode 6 Month
- Jangka Waktu 6 bulan
Rupiah
Foreign Exchange
- Periode 1 Month
- Jangka Waktu 3 bulan
Rupiah
Rupiah
53 Time Deposits
- Jangka Waktu 1 bulan
Rupiah
Items
(Composition to
Total Third Party
Funds) (%)
28.711
5
24.297
4
28.331
5
29.718
5
31.331
5
30.830
5
5.531
1
4.652
1
5.654
1
7.140
1
7.894
1
8.309
1
Rupiah
Foreign Exchange
- Periode >= 12 Month
- Jangka Waktu >= 12 bulan
25.432
4
34.442
6
35.065
6
36.097
6
37.174
6
36.898
6
Rupiah
6.133
1
5.477
1
6.449
1
5.891
1
5.576
1
5.688
1
Foreign Exchange
623.124
100
597.357
100
602.497
100
613.853
100
606.041
100
618.380
Rupiah
495.449
80
498.857
84
502.018
83
508.192
83
503.437
83
507.431
82
Valas
127.674
20
98.499
16
100.479
17
105.661
17
102.604
17
110.949
18
Rupiah
Valas
Total DPK
100 Total Third Party Funds
Rupiah
Foreign Exchange
43
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.41. Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 3
(Composition of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 3)
Miliar Rp (Billion Rp)
April 2015
Desember 2014
Keterangan
Giro
Nominal
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Mei 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Juni 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Juli 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Agustus 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Komposisi thd Total
DPK (%)
Items
(Composition to
Total Third Party
Funds) (%)
24 Demand Deposits
253.269
20
320.161
22
325.280
22
349.207
24
339.612
23
346.093
157.901
12
190.577
13
195.067
13
210.557
14
198.531
14
196.774
13
Rupiah
95.367
8
129.584
9
130.213
9
138.650
10
141.081
10
149.319
10
Foreign Exchange
283.686
22
277.153
19
278.577
19
282.907
19
284.350
20
287.229
242.866
19
227.695
16
227.631
16
231.433
16
233.003
16
234.013
16
40.820
3
49.458
3
50.946
3
51.474
4
51.346
4
53.216
4
730.774
58
861.341
59
864.407
59
827.250
57
826.823
57
835.005
Rupiah
597.180
47
709.680
49
712.302
49
684.968
47
688.082
47
701.448
48
Valas
133.594
11
151.662
10
152.105
10
142.282
10
138.741
10
133.557
9
350.286
28
425.392
29
377.484
26
348.995
24
350.885
24
361.601
25
64.464
5
82.677
6
73.171
5
66.542
5
67.547
5
64.475
4
Rupiah
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
20 Saving
Valas
Valas
Rupiah
Foreign Exchange
- Periode 1 Month
Rupiah
Foreign Exchange
- Periode 3 Month
- Jangka Waktu 3 bulan
Rupiah
Foreign Exchange
57 Time Deposits
- Jangka Waktu 1 bulan
Rupiah
Rupiah
140.538
11
144.416
10
190.358
13
185.650
13
180.916
12
179.542
12
27.170
2
23.452
2
30.397
2
27.985
2
23.511
2
21.707
1
Rupiah
Foreign Exchange
- Periode 6 Month
- Jangka Waktu 6 bulan
Rupiah
53.511
4
78.475
5
81.914
6
85.925
6
91.364
6
95.226
6
Valas
20.592
2
23.848
2
26.605
2
26.431
2
25.875
2
27.082
2
Rupiah
Foreign Exchange
- Periode >= 12 Month
- Jangka Waktu >= 12 bulan
Rupiah
52.821
4
61.386
4
62.546
4
64.398
4
64.916
4
65.079
4
Rupiah
Valas
21.368
2
21.684
1
21.933
1
21.324
1
21.808
2
20.293
1
Foreign Exchange
1.267.728
100
1.458.655
100
1.468.265
100
1.459.364
100
1.450.785
100
1.468.327
Rupiah
997.947
79
1.127.952
77
1.135.000
77
1.126.959
77
1.119.616
77
1.132.235
77
Valas
269.781
21
330.704
23
333.264
23
332.405
23
331.169
23
336.092
23
Total DPK
100 Total Third Party Funds
Rupiah
Foreign Exchange
44
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.42. Komposisi Dana Pihak Ketiga Bank Umum Konvensional - BUKU 4
(Composition of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 4)
Miliar Rp (Billion Rp)
April 2015
Desember 2014
Keterangan
Giro
Nominal
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Mei 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Juni 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Juli 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Agustus 2015
Komposisi thd Total
DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Komposisi thd Total
DPK (%)
23 Demand Deposits
402.071
21
399.259
22
408.048
22
453.484
23
436.104
22
452.318
Rupiah
281.247
15
262.243
14
267.205
14
297.714
15
288.619
15
300.912
15
Valas
120.825
6
137.017
7
140.843
8
155.770
8
147.485
8
151.406
8
804.681
42
761.336
41
757.137
41
777.020
40
794.641
41
787.469
762.157
40
718.465
39
714.669
39
731.891
38
749.066
38
739.282
38
42.524
2
42.871
2
42.468
2
45.129
2
45.575
2
48.188
2
716.937
37
685.967
37
679.960
37
703.268
36
725.840
37
726.287
Rupiah
613.099
32
580.982
31
570.189
31
590.271
31
604.852
31
604.092
31
Valas
103.838
5
104.986
6
109.771
6
112.997
6
120.988
6
122.195
6
358.213
19
356.217
19
311.692
17
328.804
17
337.069
17
333.686
17
63.495
3
53.166
3
53.020
3
50.655
3
52.851
3
55.797
3
Tabungan
Rupiah
Valas
Simpanan Berjangka
Valas
Valas
Valas
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
- Periode 3 Month
131.963
7
102.112
6
139.637
8
142.723
7
151.537
8
154.849
8
8.247
0
8.255
0
11.933
1
15.617
1
18.011
1
17.818
1
Rupiah
Foreign Exchange
- Periode 6 Month
Rupiah
44.263
2
42.235
2
41.797
2
44.124
2
43.171
2
43.275
2
Valas
17.091
1
26.986
1
28.928
2
30.663
2
33.803
2
32.213
2
Rupiah
Foreign Exchange
- Periode >= 12 Month
- Jangka Waktu >= 12 bulan
Rupiah
Rupiah
- Periode 1 Month
- Jangka Waktu 6 bulan
Total DPK
Foreign Exchange
37 Time Deposits
- Jangka Waktu 3 bulan
Rupiah
Rupiah
40 Saving
- Jangka Waktu 1 bulan
Rupiah
Items
(Composition to
Total Third Party
Funds) (%)
Rupiah
78.660
4
80.417
4
77.063
4
74.620
4
73.076
4
72.282
4
Rupiah
Valas
15.005
1
16.579
1
15.889
1
16.063
1
16.324
1
16.368
1
Foreign Exchange
1.923.690
100
1.846.563
100
1.845.145
100
1.933.772
100
1.956.585
100
1.966.075
1.656.503
86
1.561.689
85
1.552.064
84
1.619.876
84
1.642.537
84
1.644.285
84
267.186
14
284.874
15
293.081
16
313.896
16
314.048
16
321.789
16
100 Total Third Party Funds
Rupiah
Foreign Exchange
45
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.43. Komposisi Dana Pihak Ketiga Bank Umum Syariah - BUKU 1
(Composition of Third Party Funds of Commercial Sharia Banks - Group of Business Activities 1)
Miliar Rp (Billion Rp)
April 2015
Desember 2014
Keterangan
Giro
Rupiah
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
Komposisi thd Total
DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Mei 2015
Komposisi thd Total
DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Juni 2015
Komposisi thd Total
DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Juli 2015
Komposisi thd Total
DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Agustus 2015
Komposisi thd Total
DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Komposisi thd Total
DPK (%)
Nominal
1.523
6
1.030
5
983
5
970
5
840
4
844
4 Demand Deposits
1.357
5
881
4
878
4
881
4
772
4
787
4
Rupiah
166
1
149
1
105
1
90
0
68
0
57
0
Foreign Exchange
3.336
12
2.375
12
2.415
12
2.620
13
2.558
13
2.548
13 Saving
3.336
12
2.375
12
2.414
12
2.620
13
2.558
13
2.547
13
0
0
0
0
0
0
0
0
0
0
0
0
21.883
82
16.831
83
16.859
83
17.305
83
16.722
83
16.495
83 Time Deposits
21.700
81
16.830
83
16.857
83
17.304
83
16.721
83
16.494
83
183
1
1
0
1
0
1
0
1
0
1
0
12.521
47
10.264
51
8.933
44
9.592
46
8.898
44
8.639
43
Valas
50
0
-
-
-
-
-
-
-
-
-
-
Valas
4.869
18
2.680
13
3.798
19
3.664
18
3.830
19
3.868
19
17
0
-
-
-
-
-
-
-
-
-
-
Valas
2.292
9
1.609
8
1.879
9
1.748
8
1.659
8
1.545
8
30
0
-
-
-
-
-
-
-
-
-
-
Valas
Total DPK
Rupiah
Valas
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
- Periode >= 12 Month
- Jangka Waktu >= 12 bulan
Rupiah
Rupiah
- Periode 6 Month
- Jangka Waktu 6 bulan
Rupiah
Foreign Exchange
- Periode 3 Month
- Jangka Waktu 3 bulan
Rupiah
Rupiah
- Periode 1 Month
- Jangka Waktu 1 bulan
Rupiah
Items
(Composition to
Total Third Party
Funds) (%)
Rupiah
1.937
7
2.181
11
2.247
11
2.297
11
2.334
12
2.442
12
86
0
1
0
1
0
1
0
1
0
1
0
26.742
100
20.236
100
20.256
100
20.895
100
20.120
100
19.886
100 Total Third Party Funds
26.393
99
20.085
99
20.150
99
20.804
100
20.051
100
19.828
100
350
1
151
1
107
1
91
0
70
0
59
0
Foreign Exchange
Rupiah
Foreign Exchange
46
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.44. Komposisi Dana Pihak Ketiga Bank Umum Syariah - BUKU 2
(Composition of Third Party Funds of Commercial Sharia Banks - Group of Business Activities 2)
Miliar Rp (Billion Rp)
April 2015
Desember 2014
Keterangan
Giro
Komposisi thd Total
DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Mei 2015
Komposisi thd Total
DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Juni 2015
Komposisi thd Total
DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Juli 2015
Komposisi thd Total
DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Agustus 2015
Komposisi thd Total
DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Komposisi thd Total
DPK (%)
Nominal
Items
(Composition to
Total Third Party
Funds) (%)
9 Demand Deposits
12.284
9
14.220
10
16.297
11
15.392
11
14.241
10
13.171
Rupiah
9.572
7
9.941
7
12.412
9
11.689
8
10.976
8
9.934
7
Rupiah
Valas
2.712
2
4.279
3
3.885
3
3.703
3
3.265
2
3.238
2
Foreign Exchange
47.082
33
45.425
32
45.877
32
44.337
31
46.067
32
46.164
32 Saving
46.931
33
45.292
31
45.737
32
44.201
31
45.925
32
45.999
32
151
0
132
0
140
0
136
0
142
0
165
0
84.615
59
84.519
59
81.945
57
82.192
58
84.950
58
85.339
59 Time Deposits
76.653
53
76.989
53
73.292
51
73.421
52
75.416
52
76.215
53
7.961
6
7.529
5
8.653
6
8.772
6
9.534
7
9.124
6
25.740
18
33.178
23
21.853
15
22.081
16
22.939
16
24.824
17
2.866
2
2.923
2
3.522
2
3.538
2
3.903
3
3.970
3
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
Valas
Valas
13.096
9
9.699
7
19.888
14
19.716
14
13.282
9
12.109
8
2.249
2
643
0
900
1
996
1
1.343
1
1.375
1
Valas
12.803
9
7.395
5
6.782
5
7.057
5
14.663
10
15.183
10
2.033
1
3.002
2
2.549
2
2.537
2
1.191
1
1.381
1
25.014
17
26.718
19
24.768
17
24.567
17
24.533
17
24.099
17
715
0
962
1
1.682
1
1.700
1
3.098
2
2.398
2
143.981
100
144.164
100
144.119
100
141.921
100
145.258
100
144.674
Rupiah
133.157
92
132.223
92
131.440
91
129.311
91
132.317
91
132.148
91
Valas
10.824
8
11.941
8
12.679
9
12.610
9
12.941
9
12.526
9
Valas
Total DPK
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
- Periode >= 12 Month
- Jangka Waktu >= 12 bulan
Rupiah
Foreign Exchange
- Periode 6 Month
- Jangka Waktu 6 bulan
Rupiah
Rupiah
- Periode 3 Month
- Jangka Waktu 3 bulan
Rupiah
Foreign Exchange
- Periode 1 Month
- Jangka Waktu 1 bulan
Rupiah
Rupiah
Rupiah
Foreign Exchange
100 Total Third Party Funds
Rupiah
Foreign Exchange
47
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.45. Suku Bunga Rata-rata DPK Bank Umum
(Average of Interest Rate of Third Party Funds of Commercial Banks)
Persen (Percent)
Keterangan
2015
2014
Des
Items
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Demand Deposits
Giro
Rupiah
2,31
2,36
2,39
2,43
2,41
2,40
2,38
2,38
2,34
- Rupiah
Valas
0,46
0,40
0,40
0,42
0,44
0,44
0,41
0,41
0,40
- Foreign Exchange
Rupiah
2,02
1,99
2,03
2,02
2,00
2,01
2,00
1,99
1,99
- Rupiah
Valas
0,35
0,34
0,34
0,34
0,34
0,34
0,36
0,34
0,30
- Foreign Exchange
Saving
Tabungan
Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln
Rupiah
8,56
8,46
8,63
8,38
8,07
7,85
7,74
7,71
7,60
Rupiah
Valas
1,99
2,06
2,03
1,94
1,76
1,55
1,37
1,24
1,16
Foreign Exchange
Rupiah
9,14
9,12
9,18
9,03
8,83
8,71
8,49
8,41
8,33
Rupiah
Valas
2,29
2,30
2,26
2,24
2,07
2,00
1,79
1,56
1,40
Foreign Exchange
Rupiah
9,22
9,16
9,18
9,07
9,01
8,97
8,84
8,73
8,61
Rupiah
Valas
2,26
2,23
2,18
2,10
2,03
1,99
1,90
1,81
1,73
Foreign Exchange
Rupiah
8,76
8,72
8,82
8,84
8,79
8,80
8,69
8,68
8,61
Rupiah
Valas
2,24
2,23
2,21
2,13
2,11
2,05
2,04
2,01
1,97
Foreign Exchange
- 3 Month Time Deposits
- Simpanan Berjangka 3 bln
- 6 Month Time Deposits
- Simpanan Berjangka 6 bln
- 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln
48
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.46. Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 1
(Average of Interest Rate of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 1 )
Persen (Percent)
Keterangan
2015
2014
Des
Items
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Demand Deposits
Giro
Rupiah
2,41
2,60
2,72
2,97
2,91
2,88
2,88
2,93
3,23
Valas
0,57
0,57
0,45
0,43
0,43
0,36
1,12
1,28
1,31
- Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
2,64
2,72
2,75
3,31
3,17
3,14
3,13
2,98
3,11
Valas
0,79
0,83
0,76
0,60
0,06
0,11
0,11
0,11
0,12
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln
Rupiah
9,39
9,32
9,35
9,27
9,11
8,98
8,84
8,75
8,65
Rupiah
Valas
2,96
2,96
2,96
2,86
2,59
2,47
2,16
1,98
1,99
Foreign Exchange
- 3 Month Time Deposits
- Simpanan Berjangka 3 bln
Rupiah
Valas
10,02
9,95
9,86
9,89
9,71
9,62
9,43
9,30
9,23
3,39
3,32
3,28
3,05
2,50
2,56
2,40
2,53
2,42
Rupiah
Foreign Exchange
- 6 Month Time Deposits
- Simpanan Berjangka 6 bln
Rupiah
9,86
9,84
9,85
9,86
9,80
9,75
9,59
9,55
9,53
Valas
3,63
3,66
3,42
3,33
2,78
2,62
2,48
2,37
2,30
Rupiah
Foreign Exchange
- 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln
Rupiah
9,54
9,57
9,62
9,67
9,61
9,52
9,42
9,41
9,21
Rupiah
Valas
3,18
3,18
3,17
3,35
2,28
2,30
2,14
2,16
2,16
Foreign Exchange
49
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.47. Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 2
(Average of Interest Rate of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 2 )
Persen (Percent)
Keterangan
2015
2014
Des
Items
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Demand Deposits
Giro
Rupiah
Valas
2,57
2,78
2,75
2,79
2,80
2,68
2,70
2,66
2,74
0,24
0,22
0,23
0,22
0,25
0,24
0,29
0,33
0,29
- Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
2,34
2,38
2,44
2,40
2,48
2,50
2,52
2,46
2,49
Valas
0,25
0,24
0,25
0,24
0,26
0,28
0,28
0,28
0,28
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln
Rupiah
8,57
8,60
8,51
8,48
8,54
8,31
8,18
8,20
8,19
Valas
1,76
1,66
1,72
1,69
1,91
2,00
1,84
1,61
1,56
Rupiah
Foreign Exchange
- 3 Month Time Deposits
- Simpanan Berjangka 3 bln
Rupiah
9,58
9,51
9,48
9,35
9,33
9,23
9,14
9,02
8,91
Valas
2,49
2,38
2,30
2,13
2,19
2,08
2,00
1,87
1,68
Rupiah
Foreign Exchange
- 6 Month Time Deposits
- Simpanan Berjangka 6 bln
Rupiah
9,70
9,61
9,57
9,49
9,41
9,29
9,21
9,13
9,01
Valas
2,55
2,51
2,42
2,33
2,45
2,28
2,19
2,21
2,09
Rupiah
Foreign Exchange
- 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln
Rupiah
8,89
8,95
9,00
9,11
9,10
9,06
9,07
9,08
8,93
Rupiah
Valas
2,35
2,30
2,25
2,31
2,46
2,05
2,16
2,15
2,10
Foreign Exchange
50
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.48. Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 3
(Average of Interest Rate of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 3 )
Persen (Percent)
Keterangan
2015
2014
Des
Items
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Demand Deposits
Giro
Rupiah
2,54
2,60
2,63
2,62
2,56
2,65
2,59
2,62
2,50
- Rupiah
Valas
0,75
0,66
0,64
0,69
0,64
0,59
0,54
0,53
0,53
- Foreign Exchange
Rupiah
2,74
2,76
2,90
2,96
2,97
3,02
3,03
3,05
3,07
Valas
0,44
0,43
0,42
0,43
0,43
0,43
0,48
0,44
0,34
Saving
Tabungan
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln
Rupiah
9,00
8,94
8,88
8,82
8,57
8,33
8,21
8,15
8,09
Rupiah
Valas
2,27
2,27
2,24
2,19
1,92
1,58
1,32
1,19
1,09
Foreign Exchange
Rupiah
9,32
9,40
9,44
9,31
9,14
9,04
8,85
8,67
8,60
Rupiah
Valas
2,41
2,43
2,42
2,38
2,17
2,07
1,84
1,53
1,28
Foreign Exchange
Rupiah
9,58
9,54
9,48
9,31
9,26
9,25
9,12
9,01
8,93
Valas
2,36
2,36
2,37
2,35
2,30
2,25
2,16
2,05
1,88
- 3 Month Time Deposits
- Simpanan Berjangka 3 bln
- 6 Month Time Deposits
- Simpanan Berjangka 6 bln
Rupiah
Foreign Exchange
- 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln
Rupiah
9,22
9,20
9,22
9,23
9,19
9,19
9,09
9,08
9,02
Rupiah
Valas
2,65
2,63
2,62
2,46
2,35
2,34
2,31
2,25
2,21
Foreign Exchange
51
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.49. Suku Bunga Rata-rata DPK Bank Umum Konvensional - BUKU 4
(Average of Interest Rate of Third Party Funds of Commercial Conventional Banks - Group of Business Activities 4 )
Persen (Percent)
Keterangan
2015
2014
Des
Items
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Demand Deposits
Giro
Rupiah
1,90
1,70
1,82
1,80
1,72
1,73
1,74
1,74
1,72
- Rupiah
Valas
0,18
0,17
0,18
0,17
0,18
0,19
0,18
0,17
0,15
- Foreign Exchange
Saving
Tabungan
Rupiah
1,35
1,34
1,33
1,30
1,29
1,26
1,27
1,26
1,26
Valas
0,22
0,22
0,22
0,22
0,22
0,20
0,20
0,20
0,21
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln
Rupiah
7,87
7,84
7,86
7,66
7,07
6,83
6,90
6,89
6,67
Valas
1,66
1,82
1,78
1,52
1,29
1,03
0,99
0,90
0,85
Rupiah
Foreign Exchange
- 3 Month Time Deposits
- Simpanan Berjangka 3 bln
Rupiah
8,60
8,63
8,72
8,43
8,10
7,95
7,70
7,74
7,69
Valas
1,42
1,63
1,59
1,73
1,53
1,53
1,41
1,26
1,24
Rupiah
Foreign Exchange
- 6 Month Time Deposits
- Simpanan Berjangka 6 bln
Rupiah
8,71
8,54
8,57
8,39
8,30
8,12
8,02
7,87
7,73
Valas
1,98
1,98
1,94
1,81
1,69
1,65
1,58
1,50
1,47
Rupiah
Foreign Exchange
- 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln
Rupiah
8,82
8,81
8,87
8,88
8,84
8,80
8,68
8,59
8,51
Rupiah
Valas
1,69
1,72
1,73
1,72
1,71
1,71
1,71
1,69
1,68
Foreign Exchange
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Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.50. Suku Bunga Rata-rata DPK Bank Umum Syariah - BUKU 1
(Average of Interest Rate of Third Party Funds of Commercial Sharia Banks - Group of Business Activities 1)
Persen (Percent)
Keterangan
2015
2014
Des
Jan
Feb
Mar
Apr
Items
Mei
Jun
Jul
Ags
Demand Deposits
Giro
Rupiah
1,90
1,70
1,95
1,73
2,05
2,33
1,84
1,78
1,78
- Rupiah
Valas
0,18
0,17
0,25
0,24
0,25
0,22
0,20
0,20
0,25
- Foreign Exchange
Saving
Tabungan
Rupiah
1,35
1,34
3,66
3,66
2,56
2,35
3,32
2,70
2,57
Valas
0,22
0,22
0,25
0,25
0,25
0,25
0,25
0,25
0,25
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln
Rupiah
7,87
7,84
9,39
8,66
8,92
8,46
8,61
8,37
7,98
Valas
1,66
1,82
-
-
-
-
-
-
-
Rupiah
Foreign Exchange
- 3 Month Time Deposits
- Simpanan Berjangka 3 bln
Rupiah
8,60
8,63
11,08
10,67
10,50
9,81
10,12
9,62
9,25
Valas
1,42
1,63
-
-
-
-
-
-
-
Rupiah
Foreign Exchange
- 6 Month Time Deposits
- Simpanan Berjangka 6 bln
Rupiah
8,71
8,54
12,50
12,35
12,44
12,53
12,72
12,83
12,52
Valas
1,98
1,98
-
-
-
-
-
-
-
Rupiah
Foreign Exchange
- 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln
Rupiah
8,82
8,81
9,22
9,27
9,93
9,83
10,06
10,12
10,33
Valas
1,69
1,72
0,25
0,25
0,25
0,25
0,25
0,25
0,25
Rupiah
Foreign Exchange
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Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.51. Suku Bunga Rata-rata DPK Bank Umum Syariah - BUKU 2
(Average of Interest Rate of Third Party Funds of Commercial Sharia Banks - Group of Business Activities 2 )
Persen (Percent)
Keterangan
2015
2014
Des
Jan
Feb
Mar
Apr
Items
Mei
Jun
Jul
Ags
Demand Deposits
Giro
Rupiah
1,90
1,70
1,02
1,46
1,05
1,18
0,98
1,07
1,03
- Rupiah
Valas
0,18
0,17
1,24
1,29
1,30
1,29
1,30
1,29
1,30
- Foreign Exchange
Saving
Tabungan
Rupiah
1,35
1,34
3,91
3,91
3,65
3,84
3,69
3,81
3,67
- Rupiah
Valas
0,22
0,22
1,35
1,35
1,74
1,69
1,68
1,68
1,62
- Foreign Exchange
Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln
Rupiah
7,87
7,84
13,90
9,28
8,53
8,52
7,81
7,89
7,46
Valas
1,66
1,82
3,89
4,12
3,82
5,33
3,99
4,69
3,47
Rupiah
Foreign Exchange
- 3 Month Time Deposits
- Simpanan Berjangka 3 bln
Rupiah
8,60
8,63
7,80
7,98
7,53
7,92
7,41
7,92
7,52
Valas
1,42
1,63
4,34
4,50
3,73
4,86
4,10
4,07
3,55
Rupiah
Foreign Exchange
- 6 Month Time Deposits
- Simpanan Berjangka 6 bln
Rupiah
8,71
8,54
7,71
7,80
7,46
7,56
7,14
7,66
7,33
Valas
1,98
1,98
3,30
3,35
3,85
5,23
4,06
4,79
3,73
Rupiah
Foreign Exchange
- 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln
Rupiah
8,82
8,81
7,26
7,24
6,95
7,13
6,75
6,95
6,87
Rupiah
Valas
1,69
1,72
2,43
2,72
3,36
3,33
3,27
3,06
2,55
Foreign Exchange
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Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.52. Perkembangan Jumlah Bank Umum dan Kantor Bank Umum berdasarkan BUKU
(Growth of Total Commercial Banks and Bank Offices based on Group of Business Activities)
Kelompok Bank
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Jumlah Bank
Jumlah Kantor
BUKU 1
42
42
42
42
41
40
40
40
1.615
1.634
1.638
1.644
1.560
1.559
1.560
1.567
44
43
43
43
41
42
42
42
Jumlah Kantor
3.850
3.486
3.481
3.477
3.539
3.552
3.575
3.580
17
18
18
18
20
20
20
20
Jumlah Kantor
10.365
10.699
10.661
10.636
10.623
10.611
10.605
10.592
4
4
4
4
4
4
4
4
Jumlah Kantor
14.756
14.759
14.765
14.788
14.816
14.855
14.899
14.936
6r)
6r)
6r)
6r)
6r)
6r)
6r)
6
Jumlah Kantor
483
477
476
458
452
436
425
422
6r)
6r)
6r)
6r)
6r)
6r)
6r)
6
Jumlah Kantor
1.668
1.668
1.669
1.681
1.683
1.685
1.686
1.686
119
119
119
119
118
118
118
118
Jumlah Kantor
Ket: r) Angka-angka diperbaiki
32.737
32.723
32.690
32.684
32.673
32.698
32.750
32.783
4 Total Banks
14.971 Total Bank Offices
6 Total Banks
387 Total Bank Offices
6 Total Banks
1.686 Total Bank Offices
Total
Total
Jumlah Bank
10.590 Total Bank Offices
BUKU 2 SHARIA
BUKU 2 SYARIAH
Jumlah Bank
20 Total Banks
BUKU 1 SHARIA
BUKU 1 SYARIAH
Jumlah Bank
3.605 Total Bank Offices
BUKU 4
BUKU 4
Jumlah Bank
42 Total Banks
BUKU 3
BUKU 3
Jumlah Bank
40 Total Banks
1.572 Total Bank Offices
BUKU 2
BUKU 2
Jumlah Bank
Group of Bank
Ags
BUKU 1
118 Total Banks
32.811 Total Bank Offices
Note: r) revised figures
55
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.1.a. Kegiatan Usaha Bank Umum
(Commercial Bank Operations)
Miliar Rp (Billion Rp)
Keterangan
Penyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara (SPN)
- Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup Tagihan
Akseptasi, dan Tagihan atas Surat Berharga
yang dijual dgn janji dibeli kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak 2)
e. Tambahan modal disetor
f. Modal Pinjaman
1)
Ags
Sep
2014
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
3.319.842
3.292.874
2.720.500
572.374
26.968
16.681
10.287
171.915
65.031
83.549
20.159
3.176
506.453
322.562
52.034
110.905
20.952
520.642
111.689
17.908
323.941
67.103
15.725
79.492
3.522.370
3.498.364
2.921.972
576.392
24.006
16.922
7.084
173.980
67.189
66.158
36.530
4.103
527.629
359.229
59.654
105.843
2.903
533.356
91.375
15.143
361.270
65.568
19.955
88.989
3.592.087
3.561.295
2.961.089
600.206
30.792
17.327
13.465
213.838
75.229
79.949
53.984
4.676
579.798
344.170
72.074
156.497
7.057
559.052
94.953
21.180
375.151
67.768
20.424
88.620
3.589.007
3.558.070
2.969.668
588.402
30.937
17.969
12.968
200.815
73.648
67.567
54.322
5.278
600.921
349.347
79.106
169.432
3.036
582.687
118.176
20.783
364.181
79.547
20.801
90.749
3.627.985
3.596.614
3.000.592
596.022
31.371
18.507
12.864
213.888
83.607
75.458
50.533
4.290
588.099
349.542
74.114
161.655
2.789
602.956
130.249
19.052
370.561
83.093
21.063
91.886
3.706.501
3.674.308
3.057.964
616.345
32.192
19.100
13.092
182.432
70.250
77.697
29.622
4.864
569.018
361.588
79.917
123.020
4.493
636.688
113.104
19.418
369.849
134.316
20.984
90.454
3.667.163
3.634.620
3.010.140
624.480
32.542
18.791
13.752
218.842
98.131
75.860
38.910
5.942
598.780
365.155
101.098
128.876
3.651
648.548
88.428
17.735
375.499
166.887
21.151
93.899
3.698.177
3.665.686
3.036.187
629.499
32.491
18.070
14.421
207.021
84.647
70.261
44.817
7.294
608.291
365.447
99.008
138.749
5.087
699.993
88.654
16.499
401.495
193.344
21.212
96.255
3.713.544
3.679.871
3.062.648
617.224
33.673
17.427
16.246
240.139
87.238
90.585
55.510
6.806
650.550
364.335
109.749
173.020
3.446
712.924
89.372
18.187
416.080
189.284
21.723
95.231
3.745.058
3.711.569
3.088.955
622.614
33.489
17.691
15.798
253.053
84.446
95.373
63.980
9.255
643.969
376.217
144.171
116.173
7.408
697.038
80.450
15.178
422.924
178.487
21.551
97.631
3.790.548
3.757.133
3.122.424
634.709
33.415
17.720
15.695
253.730
83.472
93.861
64.607
11.789
631.525
376.810
140.799
108.423
5.491
677.655
69.256
17.151
423.161
168.086
21.585
102.272
3.861.172
3.828.045
3.184.485
643.559
33.127
18.968
14.159
274.605
102.590
97.973
62.530
11.512
636.687
379.211
119.170
134.611
3.695
655.508
63.142
19.898
426.859
145.609
21.810
105.817
3.868.144
3.833.745
3.181.779
651.966
34.399
20.007
14.392
238.089
87.669
85.161
55.694
9.565
640.134
380.522
100.365
150.829
8.418
661.982
53.561
20.771
441.958
145.692
22.852
109.566
3.916.704
3.881.294
3.211.766
669.528
35.411
19.992
15.419
232.377
89.968
78.414
54.671
9.324
661.507
385.427
155.740
115.367
4.973
683.331
54.806
23.587
470.597
134.340
22.929
112.377
65.389
2.105
2.437
8.229
176.507
73.108
2.290
4.095
26.092
183.143
82.333
2.226
4.430
16.450
230.946
81.828
2.273
4.518
18.234
239.235
83.909
2.267
4.572
16.276
242.968
84.761
2.283
4.843
16.703
258.378
83.240
2.289
4.926
17.483
245.350
86.810
2.315
4.774
19.403
236.676
88.618
2.360
5.277
20.884
228.192
87.870
2.369
4.992
21.223
217.919
90.385
2.361
4.885
19.532
204.031
94.878
2.414
4.980
20.688
229.204
98.540
2.454
4.823
20.646
245.252
102.151
2.479
4.935
21.861
237.750
104.708
2.616
5.053
29.534
241.062
2.784.912
2.398.474
485.692
840.118
1.072.665
386.437
166.954
58.181
161.302
2.192
104.552
32.543
70.530
11.419
59.111
7.046
49.585
3.225.198
2.757.530
567.801
1.010.488
1.179.242
467.668
199.270
66.342
202.056
1.864
124.697
42.116
75.341
12.229
63.112
7.928
60.342
3.663.968
3.025.150
569.927
1.123.696
1.331.527
638.818
276.854
89.011
272.952
1.782
115.793
54.450
112.914
16.025
96.888
29.987
85.131
3.855.886
3.224.160
580.871
1.100.033
1.543.256
631.726
261.680
92.757
277.288
2.035
125.448
53.474
104.023
15.217
88.806
18.666
84.390
3.995.803
3.335.412
644.197
1.112.257
1.578.958
660.391
272.775
93.351
294.266
2.443
145.379
52.939
117.024
15.875
101.149
20.767
87.999
4.011.368
3.353.281
632.860
1.110.386
1.610.035
658.087
285.840
90.673
281.575
3.187
148.299
52.222
118.313
18.220
100.093
18.283
98.006
4.054.680
3.392.771
647.165
1.122.466
1.623.140
661.909
285.980
94.481
281.448
3.088
150.075
53.446
118.034
19.755
98.279
17.782
100.742
4.114.420
3.434.579
605.276
1.187.559
1.641.743
679.841
284.309
96.899
298.633
2.147
132.956
54.308
145.853
20.350
125.503
18.880
120.691
4.106.358
3.401.537
593.865
1.125.918
1.681.754
704.821
298.001
97.595
309.224
2.872
128.638
59.104
140.653
19.445
121.207
21.079
106.179
4.151.448
3.444.660
612.845
1.118.804
1.713.010
706.788
290.198
98.137
318.453
1.833
138.062
63.440
135.734
19.044
116.689
23.773
104.768
4.198.577
3.476.318
651.220
1.102.302
1.722.797
722.259
300.828
99.799
321.632
2.036
156.051
64.874
137.883
18.883
119.000
25.155
120.171
4.217.625
3.483.335
639.138
1.102.532
1.741.666
734.290
314.958
101.115
318.216
950
167.903
68.814
133.565
19.330
114.235
22.697
118.228
4.232.150
3.483.810
651.864
1.097.383
1.734.563
748.340
321.016
101.612
325.711
1.237
173.805
69.649
130.812
19.257
111.555
24.533
123.682
4.319.749
3.546.975
708.002
1.114.824
1.724.149
772.774
348.747
104.923
319.104
1.786
178.157
69.216
122.215
20.078
102.137
25.404
132.552
4.328.822
3.559.128
673.361
1.142.023
1.743.745
769.694
339.969
105.653
324.072
936
158.036
73.627
127.069
21.570
105.499
27.019
124.160
4.366.571
3.575.234
686.052
1.132.399
1.756.783
791.337
355.492
110.287
325.559
946
168.245
73.117
128.868
21.016
107.852
38.718
123.134
5.015
5.031
5.993
5.281
5.070
5.010
5.136
5.622
5.479
5.157
5.032
4.999
5.091
4.784
4.564
4.809
112.724
34.208
106.666
75.077
83.365
26.070
123.279
38.656
149.971
92.830
89.426
31.242
138.138
50.619
201.059
106.707
92.638
33.551
150.716
68.654
259.472
75.068
94.670
34.024
151.186
66.017
262.093
85.374
93.741
35.749
152.370
68.652
258.667
94.147
94.558
35.601
152.539
64.949
261.284
103.552
94.884
35.646
153.439
67.568
256.642
112.213
97.889
34.432
154.008
67.577
372.080
10.242
101.981
35.046
154.210
67.687
372.026
18.067
102.583
35.166
154.352
74.807
346.998
29.630
98.988
37.860
154.627
77.325
336.734
36.847
98.759
38.432
155.838
80.491
329.390
44.775
97.197
38.611
156.988
81.275
327.455
50.843
97.002
39.088
158.983
81.511
326.596
59.069
97.183
39.179
159.957
81.544
326.127
68.357
94.994
39.557
2011
2012
2013
2.216.538
2.200.094
1.838.953
361.142
16.444
8.601
7.843
152.905
44.069
75.982
30.681
2.173
567.783
245.054
74.703
152.514
95.512
427.040
117.983
4.474
250.089
54.494
18.912
70.150
2.725.674
2.707.862
2.281.021
426.841
17.812
10.596
7.215
166.623
58.212
76.279
30.370
1.761
580.697
289.254
198.835
65.431
27.178
429.946
81.158
1.920
282.960
63.909
15.065
69.931
64.494
1.784
3.872
7.458
136.239
2015
. Pada LBU 2008 tdk didefinisikan Vs Metadata
2)
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
*) Angka-angka sementara
r) Angka-angka diperbaiki
2)
Items
Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities
h. Margin Deposits
Components of Capital
a. Paid In Capital
b. Reserves
c. Retained Earnings (Profit/Loss) 1)
d. Current Earnings (Profit /Loss) 2)
e. Additional Paid In Capital
f. Loan Capital
1)
LBU 2008 is not defined vs metada
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
*) Provisional figures
r) Revised figures
57
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.2.a. Kegiatan Usaha Bank Persero
(State Owned Banks Operations)
Miliar Rp (Billion Rp)
Keterangan
Penyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara (SB/PN)
- Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup Tagihan
Akseptasi, dan Tagihan atas Surat Berharga
yang dijual dgn janji dibeli kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak 2)
e. Tambahan modal disetor
f. Modal Pinjaman
Ags
Sep
2014
Okt
1.187.431
1.181.726
1.029.333
152.393
5.705
4.099
1.606
48.142
28.630
16.208
3.095
208
194.512
113.298
31.881
45.050
4.283
202.644
14.554
1.966
155.670
30.455
7.639
40.017
1.259.491
1.254.133
1.104.367
149.766
5.358
4.195
1.163
46.542
24.992
18.178
2.666
707
188.570
134.095
22.978
30.647
850
202.386
11.757
2.673
162.377
25.578
8.231
43.220
1.280.413
1.275.444
1.122.804
152.641
4.969
4.120
849
55.010
29.284
20.963
3.239
1.524
219.021
122.928
33.021
59.707
3.365
207.929
11.544
2.861
166.914
26.609
8.722
42.955
1.271.590
1.267.022
1.120.067
146.954
4.569
4.088
480
53.444
30.774
17.572
3.855
1.243
231.048
123.188
41.089
66.316
455
227.723
17.045
3.825
170.174
36.679
8.732
43.716
1.288.527
1.284.068
1.132.409
151.658
4.460
3.993
467
53.498
35.321
15.550
2.617
11 r)
216.946
124.297
38.076
54.232
340
238.852
20.365
4.681
174.469
39.338
8.795
42.988
1.329.941
1.325.087
1.168.932
156.155
4.854
4.170
684
59.142
32.362
24.017
2.725
38
221.173
130.859
45.825
43.565
925
247.591
38.198
4.430
173.829
31.134
8.795
42.063
1.317.493
1.312.532
1.146.925
165.607
4.961
3.973
988
65.632
44.035
18.819
2.309
470
216.688
131.918
55.712
28.274
785
249.687
15.698
5.166
180.410
48.413
8.848
43.434
1.324.141
1.319.512
1.156.433
163.080
4.628
3.807
821
57.614
36.436
19.556
1.584
37
236.685
134.817
48.184
51.544
2.140
273.444
10.709
4.683
203.411
54.641
8.848
44.686
1.325.406
1.321.243
1.165.463
155.780
4.163
3.600
563
63.571
34.318
26.732
2.507
14
239.182
132.974
45.301
59.392
1.514
282.044
12.796
6.049
209.801
53.398
9.178
43.446
1.335.302
1.331.356
1.172.228
159.128
3.946
3.427
519
57.082
30.156
23.972
2.924
30
209.928
133.491
52.083
21.330
3.024
274.061
9.803
5.499
204.738
54.021
9.184
44.727
1.359.012
1.355.178
1.190.675
164.504
3.833
3.340
493
51.745
27.126
22.286
2.224
109
202.542
132.036
43.349
25.458
1.700
270.747
8.957
7.116
203.238
51.435
9.184
46.653
1.397.455
1.392.605
1.219.820
172.785
4.850
4.074
776
64.812
40.021
22.535
2.237
18
217.312
130.242
37.531
48.214
1.325
260.060
9.644
7.520
200.492
42.404
9.392
49.553
1.393.080
1.388.237
1.219.234
169.003
4.844
4.099
745
72.285
37.386
33.516
1.372
11
218.772
138.122
27.664
49.748
3.239
263.162
6.202
7.429
207.337
42.194
10.324
51.283
1.408.981
1.403.511
1.227.525
175.986
5.470
4.252
1.218
56.309
33.079
20.617
2.446
166
233.183
139.386
67.492
23.774
2.530
273.643
6.617
7.565
220.076
39.384
10.324
52.182
34.846
150
1.520
342
49.032
37.942
172
1.903
395
53.065
41.231
140
1.849
310
87.580
40.921
139
1.895
280
79.112
41.609
141
1.966
324
82.887
40.890
144
1.953
196
105.551 r)
39.982
141
1.940
246
110.764
41.244
125
2.065
308
90.866
42.401
136
2.148
353
83.940
41.152
140
2.154
441
94.852
42.425
140
2.162
446
73.303
44.226
154
2.273
432
80.354
47.137
161
2.255
760
104.127
48.818
160
2.304
585
94.092
49.665
182
2.335
733
97.938
1.039.257
924.763
190.610
383.291
350.862
114.494
52.253
12.080
50.161
1.944
24.024
5.439
34.253
4.797
29.455
724
16.789
1.201.284
1.053.025
206.540
467.656
378.829
148.259
65.610
15.366
67.283
1.437
21.807
11.906
33.898
5.988
27.910
771
20.260
1.363.062
1.154.063
200.001
533.277
420.785
208.999
100.054
22.042
86.903
1.556
21.421
20.895
45.272
6.464
38.808
3.003
27.388
1.429.498
1.240.820
198.998
510.734
531.087
188.679
90.757
26.830
71.091
1.923
34.673
19.548
31.020
6.805
24.215
1.838
30.049
1.475.270
1.277.525
208.902
523.221
545.402
197.745
98.675
27.454
71.616
1.867
44.037
20.035
40.081
6.896
33.185
2.098
27.453
1.473.854
1.269.603
212.266
520.379
536.957
204.252
108.657
25.900
69.694
1.913
56.239
19.938
42.613
6.888
35.725
1.504
35.210
1.499.077
1.287.803
219.555
527.598
540.650
211.274
109.377
28.257
73.640
1.854
55.003
20.778
40.657
7.477
33.180
1.414
35.808
1.582.488
1.352.573
214.126
572.294
566.153
229.915
104.133
29.565
96.217
2.143
30.441
22.433
62.716
7.234
55.482
1.569
53.935
1.533.382
1.296.721
185.864
533.076
577.781
236.661
108.456
27.937
100.268
2.167
39.925
22.695
56.866
7.233
49.632
1.977
41.535
1.561.671
1.318.286
205.481
526.557
586.247
243.384
108.279
28.003
107.102
1.830
43.982
22.960
52.014
7.250
44.764
1.997
39.305
1.555.170
1.316.245
213.714
530.646
571.885
238.925
109.807
28.460
100.658
1.833
54.120
24.963
53.228
6.134
47.094
1.986
60.758
1.513.514
1.268.349
200.919
528.302
539.128
245.165
119.051
28.918
97.196
947
57.901
27.642
52.475
6.114
46.361
1.846
62.312
1.508.366
1.254.820
204.000
522.791
528.029
253.546
123.307
28.513
101.726
937
60.194
28.020
49.276
6.103
43.173
2.007
69.945
1.593.517
1.322.873
231.346
541.690
549.837
270.644
134.872
30.926
104.846
941
59.601
27.094
41.303
7.102
34.200
2.292
74.543
1.612.101
1.339.747
222.714
551.137
565.896
272.354
128.371
31.425
112.558
933
54.558
32.220
39.929
7.602
32.326
2.342
70.844
1.625.872
1.347.855
234.492
544.865
568.498
278.017
131.528
33.208
113.281
943
53.202
32.298
40.896
7.080
33.816
3.404
67.175
2.615
2.788
3.088
2.726
2.555
2.555
2.678
2.916
2.692
2.601
2.536
2.583
2.614
2.425
2.366
2.519
31.307
15.590
40.295
32.659
35.303
7.993
32.067
17.693
61.384
40.823
37.567
7.139
32.171
23.802
83.777
48.762
31.807
6.468
32.173
32.729
108.238
34.729
34.670
5.758
32.173
32.729
108.238
40.308
34.180
5.757
32.173
32.729
108.238
44.465
34.608
5.755
32.173
32.729
108.238
49.459
34.175
5.758
32.173
32.729
108.238
54.375
34.590
3.762
32.173
32.730
165.356
4.489
35.459
3.760
32.173
32.730
166.107
8.244
35.707
3.754
32.173
38.145
145.878
14.765
34.513
3.756
32.173
39.939
141.306
18.270
34.382
3.755
32.173
39.942
141.307
22.549
33.185
3.759
32.173
39.943
141.398
24.966
33.636
3.762
32.173
39.945
141.218
29.065
33.671
3.758
32.180
39.950
141.218
33.883
32.424
3.756
2011
2012
779.412
776.833
684.620
92.213
2.579
2.259
321
45.440
19.184
21.952
4.304
1
235.855
84.814
14.936
89.693
46.412
179.034
16.592
3.009
138.685
20.747
8.901
36.728
961.994
959.128
847.132
111.996
2.866
2.756
111
44.017
23.859
15.270
4.887
0
237.866
107.025
101.252
18.977
10.611
189.311
16.671
124
148.758
23.757
6.675
36.516
34.982
281
1.465
200
45.282
2013
1)
. Pada LBU 2008 tdk didefinisikan Vs Metadata
2)
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
*) Angka-angka sementara
r) Angka-angka diperbaiki
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
2)
Jun
Jul
Ags
Items
Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities
h. Margin Deposits
Components of Capital
a. Paid In Capital
b. Reserves
c. Retained Earnings (Profit/Loss) 1)
d. Current Earnings (Profit /Loss) 2)
e. Additional Paid In Capital
f. Loan Capital
1)
LBU 2008 is not defined vs metada
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
*) Provisional figures
r) Revised figures
58
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.3.a. Kegiatan Usaha BUSN Devisa
(Foreign Exchange Commercial Banks Operations)
Miliar Rp (Billion Rp)
Keterangan
Penyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara (SB/PN)
- Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup Tagihan
Akseptasi, dan Tagihan atas Surat Berharga
yang dijual dgn janji dibeli kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak 2)
e. Tambahan modal disetor
f. Modal Pinjaman
Ags
Sep
2014
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
1.321.771
1.311.522
1.143.136
168.385
10.250
10.065
184
48.087
21.542
23.419
1.420
1.706
200.002
132.240
18.839
37.127
11.795
194.752
57.867
9.453
107.381
20.051
7.137
26.228
1.418.983
1.408.786
1.222.817
185.969
10.197
10.168
29
55.942
31.550
20.896
889
2.607
212.681
142.295
29.847
40.032
507
208.511
51.046
7.480
125.153
24.831
10.027
29.450
1.442.584
1.432.433
1.235.695
196.738
10.151
10.151
57.659
32.938
20.057
2.106
2.558
220.661
143.420
34.085
40.325
2.832
218.787
54.217
11.685
127.847
25.038
10.015
29.754
1.449.205
1.438.972
1.243.403
195.569
10.233
10.227
6
53.624
29.097
18.821
2.716
2.989
221.397
143.818
30.650
46.139
789
225.924
67.827
11.317
120.269
26.512
10.369
31.357
1.463.711
1.453.468
1.254.167
199.300
10.244
10.244
58.509
32.968
19.298
2.918
3.325
223.736
144.044
27.945
50.016
1.731
231.100
72.873
9.600
120.986
27.641
10.568
32.192
1.492.358
1.481.808
1.271.243
210.565
10.550
10.550
50.611
25.919
18.510
2.475
3.708
219.562
147.503
23.846
45.936
2.277
247.954
47.230
9.966
113.519
77.239
10.490
31.920
1.472.602
1.462.214
1.253.660
208.554
10.388
10.388
62.925
37.512
18.583
2.744
4.086
234.968
149.046
30.803
53.356
1.763
261.871
45.534
8.673
118.686
88.977
10.631
33.117
1.480.285
1.470.428
1.262.488
207.940
9.857
9.857
60.113
32.686
19.163
2.877
5.387
230.085
149.762
36.771
41.599
1.952
276.142
50.026
7.781
117.334
101.002
10.658
33.786
1.487.561
1.478.062
1.271.487
206.575
9.499
9.499
64.005
36.466
19.593
2.931
5.015
242.176
149.103
47.430
44.454
1.189
276.611
47.279
7.148
122.618
99.566
10.858
34.109
1.499.050
1.489.079
1.279.531
209.547
9.972
9.972
73.833
33.912
30.904
3.131
5.887
263.466
151.326
73.036
36.499
2.604
268.367
42.602
4.670
131.384
89.712
10.842
34.469
1.514.116
1.503.895
1.290.755
213.140
10.221
10.220
1
79.680
38.008
30.779
3.235
7.657
264.084
153.281
77.715
30.258
2.830
257.881
37.748
5.254
135.346
79.533
10.874
35.376
1.535.154
1.524.649
1.310.089
214.561
10.505
10.505
78.684
39.185
29.999
2.270
7.230
263.115
156.958
65.988
37.819
2.351
248.893
33.026
7.505
142.341
66.021
10.780
35.372
1.536.877
1.525.320
1.304.913
220.407
11.557
11.557
65.701
35.961
20.471
2.812
6.457
248.054
152.067
55.873
36.429
3.684
247.807
28.528
8.445
145.300
65.534
10.889
36.705
1.562.516
1.551.015
1.323.705
227.310
11.501
11.451
51
64.825
39.418
17.424
1.999
5.983
259.433
154.135
68.958
34.252
2.087
252.948
28.911
8.954
153.079
62.004
10.966
38.062
20.190
1.936
208
22.694
2.105
1.429
25.998
2.032
1.421
26.107
2.081
1.565
27.725
2.088
1.544
28.515
2.101
1.575
28.087
2.124
1.709
29.544
2.161
1.411
29.767
2.194
1.825
30.339
2.201
1.569
30.831
2.191
1.447
31.724
2.225
1.427
31.750
2.263
1.359
33.008
2.290
1.406
34.193
2.402
1.467
1.208
54.957
1.430
87.650
4.858
91.326
2.684
100.770
3.122
110.244
2.781
104.243
2.657
101.844
2.777
86.372
3.005
97.098
3.182
90.201
3.338
70.021
3.206
77.816
3.202
72.223
3.566
83.532
4.104
73.600
1.174.957
1.021.904
166.328
363.712
491.864
153.053
59.043
24.455
69.555
190
35.002
12.928
12.587
2.460
10.127
659
23.046
1.353.149
1.173.913
198.251
433.712
541.950
179.236
66.731
27.326
85.179
84
43.163
16.720
11.454
2.820
8.635
640
27.877
1.552.385
1.296.639
204.067
463.249
629.323
255.746
90.113
39.614
126.018
4
35.491
20.834
19.063
4.196
14.867
4.526
38.028
1.646.365
1.357.542
200.479
476.328
680.735
288.823
88.362
38.160
162.300
2
37.962
21.755
21.024
2.949
18.074
2.330
36.674
1.680.666
1.377.378
209.380
476.823
691.175
303.390
90.811
38.806
173.773
2
47.770
19.718
20.704
3.069
17.635
2.447
41.286
1.688.850
1.395.573
207.439
475.425
712.708
293.277
90.147
38.297
164.833
2
41.993
19.790
20.206
3.365
16.841
2.270
42.572
1.699.474
1.410.711
212.983
477.271
720.457
288.763
88.924
38.705
161.134
2
41.150
19.960
21.644
3.614
18.030
2.097
46.266
1.731.019
1.437.776
212.135
483.010
742.631
293.243
97.101
39.782
156.360
2
42.349
18.383
22.662
3.831
18.830
2.090
46.654
1.741.262
1.440.640
213.558
472.601
754.480
300.622
97.257
40.613
162.753
2
40.650
23.958
21.661
3.662
17.999
2.346
44.953
1.741.204
1.443.028
213.909
471.849
757.270
298.175
93.273
40.550
164.353
1
41.651
26.476
21.028
3.649
17.379
2.640
46.171
1.743.786
1.429.823
206.748
457.735
765.340
313.963
100.538
41.640
171.785
1
46.067
26.611
20.758
3.609
17.149
2.849
41.241
3.267
63.945
1.765.518
1.445.984
201.425
457.873
786.686
319.534
99.567
43.851
176.117
1
48.782
28.467
21.636
3.610
18.026
2.390
38.615
1.788.265
1.460.466
214.677
458.724
787.065
328.041
103.556
44.044
180.441
1
51.910
29.043
21.352
3.609
17.742
2.826
38.519
1.781.237
1.445.268
222.679
457.970
764.619
336.311
114.789
45.750
175.772
1
58.733
29.025
21.124
3.609
17.515
3.026
42.209
1.786.244
1.454.538
216.772
467.992
769.775
332.041
112.267
45.896
173.878
1
45.730
28.835
22.224
3.614
18.611
3.332
38.232
1.795.900
1.456.492
218.543
465.146
772.803
339.647
119.436
47.965
172.246
1
56.018
29.425
22.914
3.616
19.299
5.298
38.680
1.441
1.145
1.641
1.507
1.381
1.320
1.310
1.389
1.470
1.389
1.341
1.321
1.269
1.157
1.207
43.071
9.139
41.063
24.955
41.632
15.185
44.383
10.636
57.402
31.687
46.335
20.893
49.615
13.736
77.915
33.469
53.622
20.587
56.524
19.799
103.078
23.803
54.577
23.319
56.270
17.164
105.713
25.782
54.936
24.907
57.314
19.799
102.958
27.816
54.812
24.788
57.225
16.095
105.593
30.629
55.413
24.813
57.467
18.730
101.723
32.860
56.646
25.543
57.768
18.730
134.399
2.921
59.591
26.079
57.769
18.730
134.142
5.038
59.976
26.132
57.865
19.799
133.205
7.541
57.448
26.165
58.900
22.555
127.966
12.922
57.252
26.196
58.902
22.693
127.648
15.273
57.459
26.613
60.259
22.723
127.622
18.043
57.678
26.604
59.857
22.750
127.594
20.675
57.667
26.706
2011
2012
2013
930.326
922.541
801.969
120.572
7.785
5.130
2.655
42.240
13.822
24.020
3.200
1.199
213.648
101.459
50.504
35.081
26.604
155.074
57.499
759
77.339
19.476
9.160
22.677
1.123.364
1.114.279
982.260
132.018
9.085
6.483
2.602
46.221
20.881
23.047
1.322
972
208.570
114.071
61.799
21.895
10.805
154.456
40.470
988
90.998
22.000
7.441
22.335
19.675
1.462
1.541
1)
. Pada LBU 2008 tdk didefinisikan Vs Metadata
2)
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
*) Angka-angka sementara
r) Angka-angka diperbaiki
2015
1.336
58.168
20.043
133.071
9.922
57.446
26.144
2)
Items
Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities
h. Margin Deposits
Components of Capital
a. Paid In Capital
b. Reserves
c. Retained Earnings (Profit/Loss) 1)
d. Current Earnings (Profit /Loss) 2)
e. Additional Paid In Capital
f. Loan Capital
1)
LBU 2008 is not defined vs metada
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
*) Provisional figures
r) Revised figures
59
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.4.a. Kegiatan Usaha BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks Operations)
Miliar Rp (Billion Rp)
Keterangan
Penyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara (SB/PN)
- Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup Tagihan
Akseptasi, dan Tagihan atas Surat Berharga
yang dijual dgn janji dibeli kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak 2)
e. Tambahan modal disetor
f. Modal Pinjaman
2011
2012
2014
2013
Sep
Okt
Nov
Des
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
90.341
89.451
89.451
0
890
890
0
2.519
190
1.020
957
352
24.844
8.179
10.479
3.203
2.983
9.843
3.275
0
5.047
1.521
155
1.557
109.303
108.228
108.228
0
1.074
1.074
0
3.076
111
1.786
742
437
20.546
9.146
146
8.060
3.193
13.583
7.398
34
4.350
1.800
158
1.525
120.837
119.860
119.860
0
977
977
0
3.804
492
1.545
1.645
122
19.404
10.312
1.043
8.033
15
13.502
6.235
5.596
1.671
738
1.633
122.863
121.904
121.904
0
959
959
0
4.351
507
2.073
1.655
116
21.183
10.399
1.043
9.729
12
13.852
6.441
5.719
1.692
742
1.693
122.578
121.638
121.638
0
940
940
0
3.372
486
1.332
1.244
311
22.971
10.644
1.199
11.114
15
14.843
7.451
5.550
1.843
749
1.677
124.197
123.216
123.216
0
981
981
0
4.034
517
1.914
1.317
287
24.112
10.835
1.182
12.066
29
16.120
8.220
5.671
2.229
749
1.749
126.945
126.001
126.001
0
944
944
0
6.533
599
4.048
1.475
410
26.236
10.977
1.845
13.380
34
15.738
6.257
5.502
3.978
750
1.701
125.972
125.046
125.046
0
927
927
0
4.916
621
2.454
1.310
531
23.489
11.324
1.568
10.574
24
15.678
5.672
5.513
4.493
750
1.766
126.769
125.853
125.853
0
916
916
0
4.299
635
1.825
1.168
672
23.041
11.090
1.712
10.193
46
17.162
5.430
5.644
6.088
785
1.830
128.612
127.685
127.685
0
927
927
0
4.919
557
2.465
1.333
564
26.575
11.142
1.635
13.776
22
17.293
5.204
5.820
6.269
765
1.730
129.712
128.762
128.762
0
950
950
0
4.138
687
1.529
1.376
545
24.439
11.449
1.788
11.168
34
17.330
4.058
6.128
7.144
766
1.771
128.870
127.887
127.887
0
983
983
0
3.562
561
847
1.714
440
22.319
10.882
1.884
9.529
25
16.508
3.471
5.721
7.316
766
1.767
131.732
130.648
130.648
0
1.083
1.083
0
4.658
776
1.675
1.814
393
21.920
10.936
1.778
9.186
19
15.964
3.018
5.926
7.020
878
1.762
131.549
130.484
130.484
0
1.065
1.065
0
4.314
671
1.427
1.866
350
21.576
10.763
1.703
9.075
34
15.734
2.748
6.213
6.774
879
1.833
131.961
130.911
130.911
0
1.050
1.050
0
4.275
607
1.447
1.873
348
21.512
10.990
1.777
8.687
58
15.510
3.144
6.512
5.854
880
1.952
1.146
7
12
221
1.499
5
53
0
1.930
1.517
3
4
0
8.782
1.605
5
23
0
5.207
1.666
5
22
0
4.115
1.647
6
24
0
4.150
1.719
5
25
0
3.140
1.671
5
24
0
2.990
1.926
3
23
0
5.803
129.199
129.104
5.305
15.584
108.215
0
0
0
0
0
5.191
5.634
1.787
1.787
102
131.799
131.799
5.972
15.861
109.966
0
0
0
0
0
5.167
6.414
1.784
1.784
1
134.269
134.269
5.979
16.325
111.966
0
0
0
0
0
3.458
5.092
3.591
3.591
-
137.026
137.026
6.025
16.421
114.580
0
0
0
0
0
2.982
5.256
4.196
4.196
-
141.027
141.027
7.056
16.422
117.549
0
0
0
0
0
4.258
5.896
4.193
4.193
-
1.747
2
22
0
3.972
143.562
143.562
7.044
16.715
119.803
0
0
0
0
0
2.531
5.194
4.220
4.220
-
1.808
3
23
0
4.561
122.883
122.883
5.844
14.402
102.636
0
0
0
0
0
6.567
5.363
1.875
1.875
102
1.705
2
22
0
2.365
143.659
143.659
6.660
16.579
120.420
0
0
0
0
0
2.909
5.358
4.222
4.222
-
1.737
2
23
0
4.060
104.346
104.346
5.074
12.794
86.478
0
0
0
0
0
5.091
5.027
1.051
1.051
-
1.801
4
24
0
3.958
138.153
138.153
6.361
16.404
115.388
0
0
0
0
0
3.163
5.962
4.108
4.108
-
1.742
2
23
0
4.356
83.095
83.095
3.634
10.281
69.180
0
3.017
4.032
997
997
-
1.737
4
25
0
3.830
138.289
138.289
6.514
16.242
115.534
0
0
0
0
0
2.801
5.282
4.111
4.111
-
140.532
140.290
5.849
16.521
117.920
0
0
0
0
0
3.005
4.974
4.222
4.222
-
142.043
141.701
5.808
18.080
117.812
0
0
0
0
0
4.607
5.460
4.209
4.209
70
142.589
142.253
5.958
17.353
118.943
0
0
0
0
0
3.646
5.110
4.132
4.132
-
142.932
142.692
4.942
17.451
120.299
0
0
0
0
0
3.873
4.131
4.132
4.132
-
10
6.837
261
2.776
1.785
2.292
-
8
7
8
11
8
9
9
8
7
7
8
15
18
20
22
7.806
257
4.335
2.790
2.406
14
9.729
300
6.776
3.084
2.538
608
11.393
562
9.181
1.604
3.186
609
11.663
562
9.168
1.798
2.931
609
11.664
562
9.168
1.993
2.911
609
11.695
564
9.149
2.137
2.931
609
11.861
565
9.103
2.316
2.939
609
11.861
573
11.400
180
3.038
609
11.999
573
11.381
347
3.005
609
12.045
574
11.262
602
3.069
609
12.046
574
11.252
781
3.088
609
12.065
589
11.213
988
2.396
609
12.225
646
11.158
1.214
2.455
609
12.225
657
11.139
1.372
2.956
609
12.376
657
11.139
1.472
3.405
610
. Pada LBU 2008 tdk didefinisikan Vs Metadata
2)
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
Angka-angka diperbaiki
Jan
68.685
68.143
68.143
542
542
2.946
80
1.358
1.192
316
20.254
6.604
5.783
5.082
2.784
9.608
3.866
3.936
1.806
148
1.166
1)
r)
2015
Ags
Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities
h. Margin Deposits
Components of Capital
a. Paid In Capital
b. Reserves
c. Retained Earnings (Profit/Loss) 1)
d. Current Earnings (Profit /Loss) 2)
e. Additional Paid In Capital
f. Loan Capital
1)
LBU 2008 is not defined vs metada
2) Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
r) Revised figures
60
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.5.a. Kegiatan Usaha BPD
(Regional Development Banks Operations)
Miliar Rp (Billion Rp)
Keterangan
Penyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara (SB/PN)
- Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup Tagihan
Akseptasi, dan Tagihan atas Surat Berharga
yang dijual dgn janji dibeli kembali/repo)
2011
2012
175.839
219.207
175.702
218.851
174.668
217.563
1.034
1.287
137
357
137
357
0
34.116
40.194
1.410
1.809
10.697
15.142
21.368
22.894
640
349
44.938
48.455
22.898
27.642
318
9.368
14.518
10.033
7.205
1.413
14.139
18.640
8.130
6.618
- 49,3443065
4.640
9.590
1.368
2.383
574
688
3.181
3.653
2013
2014
2015
Ags
Sep
Okt
Nov
Des
265.250
264.541
263.597
944
709
709
0
31.853
2.318
14.468
14.522
545
31.626
27.971
200
2.546
909
32.106
12.125
100
16.980
2.901
693
5.173
289.931
289.017
288.188
829
914
914
0
40.871
1.988
7.486
30.730
667
48.582
36.503
490
11.027
561
28.978
7.557
42
18.650
2.730
692
8.389
295.390
294.511
293.691
821
878
878
0
63.952
2.614
15.000
45.861
478
61.724
30.477
305
30.520
421
29.544
8.005
42
18.350
3.146
692
7.706
299.058
298.145
297.354
791
913
913
0
61.055
2.287
12.894
45.442
431
57.467
33.426
498
22.925
617
31.314
10.271
42
17.820
3.181
692
7.655
302.553
301.614
300.814
800
939
939
0
57.488
2.848
11.442
42.607
591
58.436
31.750
967
25.099
620
32.101
10.787
43
18.319
2.953
692
8.156
302.426
301.456
300.647
809
970
970
0
38.351
1.675
14.233
21.856
586
39.144
31.339
382
6.801
623
30.988
9.179
43
17.605
4.161
692
7.927
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
298.119
297.170
296.354
816
949
949
0
46.331
2.369
11.798
31.431
734
49.198
33.009
917
14.697
575
30.324
8.341
283
16.903
4.796
693
8.307
300.847
299.902
299.054
849
944
944
0
52.959
3.196
10.730
38.050
983
45.684
28.777
802
15.727
378
33.038
9.375
464
17.677
5.521
693
8.701
304.492
303.530
302.679
851
961
961
0
67.383
2.110
16.870
47.457
946
68.063
29.543
220
37.971
329
35.374
11.350
466
18.659
4.899
693
8.630
308.076
307.060
306.221
839
1.017
1.017
0
78.925
3.457
17.685
55.407
2.375
66.842
38.296
531
27.815
200
38.919
12.578
435
19.229
6.676
692
8.925
312.027
311.067
310.215
851
960
960
0
82.244
4.366
18.442
56.269
3.166
63.998
39.217
1.042
23.739
39.079
9.652
438
19.937
9.052
692
9.561
316.647
315.633
314.793
840
1.014
1.014
0
88.519
3.355
26.817
55.034
3.313
60.735
39.669
607
20.459
39.888
9.672
488
20.430
9.298
692
9.105
317.628
316.622
315.770
852
1.006
1.006
0
68.818
2.713
15.468
48.452
2.185
69.641
38.193
1.002
30.349
97
39.384
8.915
491
21.165
8.813
693
9.647
321.728
320.762
319.880
882
966
966
0
71.069
2.252
19.346
47.116
2.356
59.938
38.523
822
20.399
195
41.153
8.974
1.326
22.934
7.919
693
9.978
3.112
17
51
15.139
3.667
8
(22)
0
17.366
5.155
4
15
0
3.081
8.319
43
27
0
5.521
7.632
43
32
0
10.392
7.608
17
30
2
12.079
7.868
16
271
1
8.097
7.655
4
268
0
5.481
8.031
9
267
1
3.594
8.417
8
276
0
6.612
8.360
8
262
0
4.405
8.647
8
270
3
19.871
9.287
8
266
1
22.402
8.833
8
264
0
19.863
9.374
8
265
1
12.743
9.696
9
274
2
15.815
235.265
234.097
88.033
67.329
78.734
1.169
362
20
787
9
13.337
7.289
2.465
2.465
79
278.535
277.555
112.715
79.938
84.903
980
238
30
711
5
19.869
7.517
1.819
1.819
0
0
2.101
287.709
286.021
106.398
95.786
83.838
1.688
673
41
974
222
22.957
6.860
1.846
1.846
0
0
5.051
352.139
350.837
127.093
82.327
141.416
1.302
448
42
811
3
11.958
6.038
2.334
2.334
0
0
1.413
400.773
399.311
170.536
81.002
147.773
1.462
217
46
1.199
3
10.709
6.273
2.380
2.380
0
0
925
397.751
396.697
156.133
84.224
156.341
1.053
238
38
778
3
10.225
6.904
2.626
2.626
0
0
898
393.877
392.315
156.795
85.790
149.731
1.562
388
37
1.137
3
10.768
7.004
2.726
2.726
0
2
749
335.957
334.704
120.531
100.903
113.270
1.253
368
46
839
2
20.612
7.050
3.212
3.150
62
0
3.405
355.430
354.079
134.570
87.629
131.879
1.351
371
36
944
2
14.766
6.720
2.492
2.492
0
5
2.648
367.019
365.457
133.136
85.086
147.235
1.562
298
34
1.230
2
14.390
6.595
2.487
2.487
0
4
1.658
410.781
409.343
171.108
82.055
156.180
1.439
374
30
1.034
2
10.797
6.496
2.888
2.888
0
0
1.340
445.125
442.878
176.097
85.010
181.771
2.247
271
33
1.943
2
10.399
6.065
2.897
2.897
0
1
779
452.869
448.693
173.893
84.792
190.008
4.176
365
31
3.780
2
10.490
6.166
2.926
2.926
0
1
795
461.944
459.186
194.308
83.051
181.827
2.758
279
32
2.447
2
12.192
6.191
2.753
2.753
0
0
891
445.854
443.580
171.362
91.757
180.461
2.274
271
38
1.965
2
9.245
6.316
2.752
2.752
0
5
861
446.171
444.428
170.564
90.952
182.913
1.743
260
33
1.449
2
9.560
6.117
2.752
2.752
0
8
845
394
492
289
308
h. Setoran Jaminan
479
Beberapa komponen modal
14.528
22.744
25.550
26.003
a. Modal Disetor
19.920
7.773
10.343
12.896
12.894
b. Cadangan
8.356
255
377
904
904
c. L/R Tahun lalu 1)
344
2)
10.733
6.248
7.823
d. L/R Tahun berjalan sesudah pajak
8.946
7.954
2.190
2.740
1.966
1.611
e. Tambahan modal disetor
2.729
1.112
1.004
1.004
1.004
f. Modal Pinjaman
1.328
1)
. Pada LBU 2008 tdk didefinisikan Vs Metadata
2)
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
321
326
467
374
306
276
237
26.142
12.894
799
8.826
1.952
1.004
26.369
12.894
799
9.431
2.017
1.004
26.771
12.877
706
9.720
2.230
1.004
27.039
12.877
11.595
1.096
2.230
1.004
27.102
12.987
11.233
1.867
2.234
1.004
27.104
13.622
8.057
3.195
2.426
1.004
27.243
14.126
5.408
3.924
2.417
1.004
r)
Angka-angka diperbaiki
2)
Items
Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities
h. Margin Deposits
Components of Capital
a. Paid In Capital
b. Reserves
c. Retained Earnings (Profit/Loss) 1)
d. Current Earnings (Profit /Loss) 2)
e. Additional Paid In Capital
f. Loan Capital
1)
LBU 2008 is not defined vs metada
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
r) Revised figures
253
250
257
275
27.441
14.762
3.202
4.321
2.567
1.004
27.968
15.181
1.911
5.229
2.214
1.004
28.203
15.373
1.274
5.492
1.650
1.004
28.209
15.374
1.274
6.294
1.575
1.004
61
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.6.a. Kegiatan Usaha Bank Campuran
(Joint Venture Banks Operations)
Miliar Rp (Billion Rp)
Keterangan
Penyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara (SB/PN)
- Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup Tagihan
Akseptasi, dan Tagihan atas Surat Berharga
yang dijual dgn janji dibeli kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak 2)
e. Tambahan modal disetor
f. Modal Pinjaman
1)
2)
2012
2013
120.394
120.389
57.276
63.113
5
5
11.115
6.202
4.461
436
17
21.493
12.529
2.862
5.501
600
16.177
7.213
75
6.526
2.363
112
2.489
153.299
153.295
77.872
75.424
4
4
0
13.465
7.682
5.467
310
6
25.008
14.333
4.334
5.554
786
16.119
4.479
278
7.648
3.713
94
2.571
2014
Angka-angka diperbaiki
2015
Ags
Sep
Okt
Nov
Des
201.510
201.357
95.948
105.409
152
152
0
19.748
8.457
10.633
379
279
29.004
19.923
968
7.539
573
17.239
6.131
462
6.812
3.834
94
2.751
183.531
183.430
96.447
86.984
100
100
0
10.422
4.291
5.531
600
22.499
15.802
2.078
3.683
936
17.753
4.968
2.187
8.429
2.169
264
3.120
184.268
184.165
96.654
87.510
104
104
0
13.715
4.792
7.799
1.123
23.673
16.310
574
6.363
426
18.441
5.564
2.184
8.320
2.373
251
3.086
184.553
184.467
97.773
86.694
86
86
0
13.939
5.060
7.514
1.064
300
26.442
17.119
1.742
6.420
1.160
19.063
5.643
1.798
8.808
2.813
256
2.997
190.616
190.228
101.468
88.760
388
388
0
13.008
6.131
5.729
1.075
73
26.037
17.478
2.587
5.911
61
21.226
5.227
1.966
11.084
2.950
254
3.071
196.326
195.925
103.039
92.886
400
400
0
10.894
4.539
5.144
1.091
121
26.854
19.235
2.137
5.371
111
22.745
4.668
1.998
13.190
2.888
254
3.131
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
194.243
193.851
101.349
92.502
391
391
0
16.591
6.632
8.722
1.116
122
27.889
18.243
3.359
6.288
21.817
4.025
916
11.757
5.119
225
3.384
198.367
197.980
102.498
95.482
387
387
0
14.782
5.435
7.994
1.138
215
28.407
18.828
4.172
5.213
194
24.946
4.360
1.227
12.267
7.091
225
3.320
195.276
194.894
103.839
91.056
382
382
0
19.775
6.542
11.734
1.282
217
30.307
19.133
7.057
3.724
392
27.400
4.599
1.677
12.572
8.553
225
3.174
194.548
194.174
107.276
86.898
374
374
0
17.232
5.708
9.967
1.142
415
30.220
18.663
5.195
5.183
1.180
27.709
4.069
1.569
13.407
8.665
65
3.601
195.696
195.324
106.805
88.520
372
372
0
13.833
4.242
8.010
1.165
416
29.226
18.648
4.116
5.841
622
25.991
3.990
1.427
12.200
8.375
65
3.946
198.219
197.768
109.114
88.654
450
450
0
15.579
5.643
8.206
1.174
556
25.651
17.941
1.400
6.310
24.087
3.408
932
11.334
8.413
65
4.491
205.383
204.942
112.120
92.822
441
441
0
12.790
3.533
7.504
1.191
562
28.891
18.008
1.948
7.650
1.285
25.513
3.229
1.206
12.240
8.837
65
4.532
208.118
207.683
110.941
96.742
434
434
0
11.542
3.563
6.273
1.237
470
28.862
18.558
2.922
7.381
25.798
3.896
1.562
14.135
6.205
65
4.569
2.332
5
151
1.125
7.206
2.421
3
146
1.516
8.077
2.510
2
239
5.768
10.242
2.910
2
208
3.400
10.431
3.033
2
51
4.009
11.850
2.930
12
56
3.394
14.667
3.005
11
55
3.372
14.770
3.067
12
52
3.730
13.876
3.308
13
63
4.360
14.147
3.248
14
58
4.884
14.237
3.112
14
48
5.175
14.255
3.533
15
53
4.712
14.404
3.877
15
54
5.062
13.628
4.424
16
51
5.126
15.928
4.463
15
54
5.524
13.490
4.487
18
64
7.317
13.884
110.865
61.217
9.404
8.310
43.504
49.647
15.797
10.101
23.749
0
8.673
795
20.229
700
19.529
977
5.733
132.454
68.704
12.226
8.529
47.948
63.751
22.282
10.763
30.706
336
14.927
946
27.118
552
26.567
1.144
5.642
164.533
80.847
16.744
10.268
53.835
83.686
27.549
12.978
43.160
0
11.079
498
44.857
1.645
43.213
5.346
8.733
129.668
62.983
11.359
7.626
43.998
66.685
24.626
12.882
29.177
14.740
499
46.688
1.341
45.347
3.296
8.337
134.864
66.349
12.606
7.841
45.902
68.515
23.395
12.526
32.595
10.667
499
50.856
1.746
49.111
3.824
9.578
143.346
71.556
14.997
7.137
49.422
71.790
27.427
12.487
31.875
1.228
8.900
499
48.067
1.750
46.318
3.442
10.006
145.890
76.633
13.658
7.878
55.097
69.257
25.983
13.207
30.067
1.229
13.972
449
47.591
1.742
45.849
3.435
8.884
149.668
78.962
13.334
7.548
58.079
70.706
27.525
13.377
29.804
11.695
546
51.831
1.942
49.889
3.752
8.515
150.025
79.096
13.158
7.762
58.176
70.929
27.018
14.358
29.553
702
9.530
449
54.257
1.947
52.309
4.333
8.702
154.158
82.938
13.663
8.941
60.334
71.220
26.151
14.628
30.441
11.192
1.446
54.804
1.550
53.254
4.832
8.848
156.423
82.079
12.771
7.489
61.819
74.344
28.042
14.508
31.794
13.288
1.446
56.134
2.030
54.103
5.537
6.977
154.430
84.920
15.067
7.143
62.710
69.510
29.705
12.826
26.979
16.818
1.446
51.688
2.489
49.199
4.937
7.441
146.288
81.851
13.133
7.075
61.642
64.437
26.923
13.685
23.829
297
17.588
1.446
52.375
2.397
49.978
5.370
6.347
141.348
78.951
12.478
6.989
59.484
62.397
27.691
13.111
21.595
716
20.421
1.446
52.827
2.405
50.422
5.544
6.935
147.263
81.349
14.290
6.896
60.164
65.914
31.833
12.998
21.082
19.091
1.147
58.032
3.470
54.562
5.845
6.555
149.902
82.499
13.828
6.965
61.706
67.403
31.222
13.228
22.953
17.436
1.147
58.174
3.437
54.738
7.930
6.360
56
99
158
219
222
224
242
256
292
291
297
291
13.151
1.445
9.774
2.434
1.775
1.779
14.814
1.714
11.736
3.448
333
1.867
18.861
2.438
14.333
4.538
2.231
4.883
18.311
2.667
15.893
2.632
363
3.334
18.311
2.667
15.893
3.091
334
3.473
18.311
2.667
15.893
3.569
352
3.444
18.311
2.667
15.893
3.997
374
3.463
18.401
2.667
15.892
4.219
1.564
3.514
18.401
2.667
20.159
226
1.601
3.594
18.401
2.667
19.992
569
1.610
3.667
18.398
2.667
19.858
904
1.579
6.325
18.231
2.643
17.966
968
1.541
6.919
. Pada LBU 2008 tdk didefinisikan Vs Metadata
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
*) Angka-angka sementara
r)
2011
Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities
h. Margin Deposits
Components of Capital
18.231
18.691
18.691
19.903
a. Paid In Capital
2.643
2.813
2.813
2.813
b. Reserves
17.961
17.602
17.602
17.602
c. Retained Earnings (Profit/Loss) 1)
1.007
764
941
1.191
d. Current Earnings (Profit /Loss) 2)
1.982
1.510
1.511
295
e. Additional Paid In Capital
7.042
7.100
7.203
7.482
f. Loan Capital
1)
LBU 2008 is not defined vs metada
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
306
2)
Items
292
290
297
*) Provisional figures
r) Revised figures
62
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.7.a. Kegiatan Usaha Bank Asing
(Foreign Owned Banks Operations)
Miliar Rp (Billion Rp)
Keterangan
Penyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara (SB/PN)
- Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup Tagihan
Akseptasi, dan Tagihan atas Surat Berharga
yang dijual dgn janji dibeli kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak 2)
e. Tambahan modal disetor
f. Modal Pinjaman
1)
2)
2011
2012
2013
2014
2015
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
141.882
136.486
52.277
84.209
5.396
529
4.867
17.048
3.371
13.494
181
1
31.595
16.750
299
2.639
11.908
53.009
24.682
630
18.962
8.734
18
3.910
177.468
172.859
66.742
106.117
4.610
107
4.503
20.207
3.792
16.333
0
82
35.955
18.002
11.603
5.769
580
41.577
9.643
481
20.918
10.535
12
3.299
234.577
225.500
80.257
145.243
9.077
581
8.497
21.008
3.973
17.035
0
1
30.765
19.983
0
10.583
199
60.318
13.614
5.894
32.748
8.062
3
3.798
249.597
243.138
90.294
152.844
6.460
567
5.892
16.398
3.876
12.522
0
1
35.894
20.222
3.217
12.421
34
62.226
9.812
2.760
41.064
8.590
3
3.177
266.569
252.838
90.342
162.496
13.731
1.116
12.616
19.151
5.093
14.057
0
0
33.536
20.636
3.046
9.854
0
70.499
9.181
4.407
48.002
8.908
3
3.425
262.023
247.827
89.433
158.394
14.196
1.714
12.482
15.382
5.945
9.434
0
3
41.596
21.150
3.928
16.518
0
63.821
9.940
3.800
41.561
8.520
3
3.347
258.381
244.021
88.516
155.505
14.360
1.963
12.397
27.350
5.822
21.524
0
3
38.834
21.138
3.356
14.331
8
63.557
12.779
2.762
40.033
7.983
3
3.732
258.505
244.031
88.101
155.930
14.474
2.067
12.407
16.901
5.156
11.744
0
0
36.048
21.675
5.883
7.967
523
71.673
7.572
2.981
46.205
14.915
3
3.712
258.733
243.807
86.806
157.001
14.926
2.163
12.764
22.447
6.963
15.484
0
0
46.548
21.615
8.741
15.689
504
69.172
9.158
2.696
42.229
15.088
3
3.891
267.770
252.010
89.862
162.149
15.759
2.159
13.600
17.254
6.260
10.994
0
0
44.389
22.173
7.367
14.472
377
75.261
8.754
2.344
45.162
19.001
3
3.932
272.197
254.456
91.495
162.962
17.740
2.058
15.682
20.486
7.245
13.192
0
50
44.248
22.440
8.106
13.703
0
74.202
8.145
2.847
46.610
16.599
3
4.141
278.370
261.139
94.938
166.202
17.230
1.951
15.279
21.843
10.525
11.315
0
3
49.073
22.993
11.537
14.178
366
70.652
7.339
3.004
48.038
12.270
3
4.137
280.827
263.781
96.086
167.695
17.046
1.845
15.201
22.667
9.170
13.496
0
0
49.355
22.747
12.695
13.599
315
67.449
5.438
2.917
46.719
12.375
3
4.968
281.966
266.741
100.022
166.719
15.225
1.842
13.383
22.351
13.609
8.740
0
3
47.954
23.466
11.866
12.622
0
66.615
4.374
3.452
46.336
12.453
3
5.534
283.627
268.141
99.258
168.883
15.486
1.838
13.647
14.180
7.405
6.775
0
0
53.201
23.370
12.175
17.577
79
70.382
3.940
3.200
49.702
13.540
3
5.565
283.400
267.411
98.804
168.607
15.988
1.838
14.150
24.357
11.049
13.307
0
0
58.579
23.834
13.769
20.873
102
74.280
3.264
4.180
53.861
12.975
3
5.634
3.247
11
652
4.926
13.434
2.766
2
532
4.941
12.452
3.290
3
505
15.071
16.647
2.270
5
902
10.055
21.436
2.470
3
952
10.823
23.522
2.390
4
952
9.774
24.942
2.763
5
964
10.478
24.976
2.778
3
932
10.729
25.867
2.945
3
943
11.728
27.141
2.984
3
945
12.464
29.243
3.201
3
936
12.270
32.021
3.202
4
931
11.105
28.535
4.022
10
937
11.987
30.649
4.659
3
871
11.558
29.050
4.679
3
883
12.184
29.332
4.742
3
890
17.378
34.022
141.473
73.399
27.683
7.195
38.522
68.074
39.498
11.526
17.050
49
20.499
2.061
4.686
3.938
155.430
79.987
32.996
7.858
39.133
75.443
44.409
12.857
18.176
3
19.839
0
0
0
0
5.373
4.463
173.395
84.697
36.873
6.713
41.111
88.698
58.465
14.336
15.897
0
18.278
0
0
0
0
17.111
5.829
169.017
82.874
37.636
7.433
37.805
86.142
57.484
14.842
13.816
108
20.923
1.170
1.170
11.202
7.815
172.329
83.050
36.802
7.509
38.740
89.279
59.677
14.519
15.083
572
27.029
1.219
1.219
12.397
8.755
173.298
85.582
36.046
6.896
42.641
87.716
59.371
13.950
14.394
41
27.485
1.209
1.209
11.067
9.320
179.335
88.282
38.150
7.507
42.625
91.053
61.307
14.275
15.470
26.200
1.220
1.220
10.833
9.035
174.261
89.537
38.094
7.382
44.062
84.724
55.182
14.129
15.413
0
23.600
1.239
1.239
11.468
8.182
187.971
92.713
40.202
8.607
43.905
95.258
64.900
14.651
15.707
0
20.966
1.267
1.267
12.419
8.341
189.243
96.796
40.294
9.967
46.536
92.447
62.198
14.922
15.327
0
23.684
1.293
1.293
14.299
8.787
188.758
95.170
40.218
7.799
47.154
93.588
62.066
15.161
16.360
200
28.869
654
654
14.783
9.856
195.475
97.641
38.585
7.489
51.568
97.834
66.364
15.488
15.982
31.473
648
648
13.525
9.081
195.830
97.691
40.313
7.479
49.899
98.140
66.865
15.339
15.935
30.617
661
661
14.330
8.075
199.661
98.996
41.383
7.044
50.570
100.665
71.116
15.104
14.444
127
22.602
14.542
7.904
194.771
97.661
42.265
6.888
48.507
97.111
67.226
15.297
14.588
25.766
15.495
7.667
205.795
101.267
43.683
7.020
50.564
104.527
73.045
15.853
15.630
28.156
22.077
10.075
498
511
608
531
592
582
571
585
643
562
575
582
531
474
488
3.830
12.503
5.289
173
-
4.289
0
14.770
5.137
56
0
5.018
0
17.880
6.121
(300)
0
6.766
22.178
6.052
(91)
-
6.766
22.178
6.572
(251)
-
6.766
21.612
7.478
(77)
-
6.766
21.612
7.898
(26)
-
6.766
20.982
8.724
(81)
-
6.766
29.171
1.331
63
-
6.766
29.171
2.002
51
-
6.766
28.738
2.622
(48)
-
544
6.766
27.732
2.983
(114)
-
7.029
27.741
2.988
(184)
-
7.029
27.739
3.397
(272)
-
7.433
27.742
4.155
(284)
-
7.433
27.301
4.841
(373)
-
. Pada LBU 2008 tdk didefinisikan Vs Metadata
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
r)
Angka-angka diperbaiki
2)
Items
Distribution of Funds
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Inter Bank Call Money
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fine Tune Operation (FTO)
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities
h. Margin Deposits
Components of Capital
a. Paid In Capital
b. Reserves
c. Retained Earnings (Profit/Loss) 1)
d. Current Earnings (Profit /Loss) 2)
e. Additional Paid In Capital
f. Loan Capital
1)
LBU 2008 is not defined vs metada
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
r) Revised figures
63
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.8.a. Laporan Laba / Rugi Bank Umum
Commercial Banks Income Statements
Miliar Rp (Billion Rp)
Keterangan
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)
C Pendapatan dan Beban Operasional Lain
. 1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi
g. Lainnya
D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
E. Pendapatan non - operasional
F. Beban non - operasional
G. Laba/Rugi non-operasional (E - F)
H. Laba/Rugi tahun berjalan sebelum pajak
I. Penerimaan Transfer Laba/Rugi
J. Transfer Laba/Rugi ke Kantor Pusat
K. Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)
r) Angka-angka diperbaiki
*). Angka-angka sementara
2011
2012
2013
Ags
2014
Okt
Sep
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
A.
364.339
15.019
4.882
28.582
246.545
245.807
738
69.312
185.619
591
2.816
101.000
10.395
19.588
71.018
4.561
6.945
68.744
962
178.720
391.280
9.979
4.373
24.027
279.847
278.874
973
73.054
183.713
611
2.644
100.507
11.414
18.492
70.601
5.155
2.452
71.516
828
207.568
458.188
8.056
5.535
26.305
331.606
330.353
1.253
86.686
215.134
620
3.843
116.392
12.257
19.231
84.903
5.882
2.488
85.131
779
243.054
365.406
4.709
4.334
23.333
261.431
260.286
1.145
71.598
187.633
386
2.989
109.945
8.724
15.850
85.370
4.764
2.222
66.174
1.152
177.773
414.054
5.450
4.888
26.429
296.318
295.006
1.312
80.970
213.851
429
3.408
125.405
9.855
17.962
97.589
5.253
2.488
75.739
1.128
200.203
466.451
6.247
5.539
29.855
332.833
331.379
1.454
91.977
240.484
472
3.817
141.500
11.134
20.109
110.257
5.807
2.774
85.077
1.038
225.967
516.149
7.022
6.220
33.709
367.371
365.767
1.604
101.827
266.262
513
4.184
156.969
12.345
22.138
122.486
6.351
3.083
94.149
1.012
249.887
568.014
7.816
6.846
37.215
403.926
402.163
1.763
112.211
293.842
562
4.613
172.936
13.615
24.317
135.003
6.993
3.502
104.298
939
274.171
55.957
733
595
3.891
39.168
38.989
179
11.571
31.017
38
426
16.363
1.163
2.106
13.094
621
533
10.776
2.259
24.940
103.842
1.377
1.028
7.456
72.320
71.984
336
21.661
56.523
76
883
31.117
2.217
3.879
25.020
1.229
757
20.255
2.205
47.319
157.866
2.054
1.565
11.593
109.219
108.723
496
33.435
85.728
115
1.359
47.542
3.378
5.785
38.380
1.884
1.048
31.630
2.150
72.138
210.197
2.758
2.282
15.216
145.186
144.531
655
44.754
113.797
153
1.899
63.445
4.627
7.596
51.222
2.547
1.385
42.291
2.078
96.400
262.929
3.412
2.980
18.880
182.371
181.559
812
55.286
141.055
191
2.550
79.342
5.881
9.370
64.090
3.196
1.600
52.189
1.987
121.874
316.317
3.986
3.720
22.062
219.530
218.556
975
67.020
168.986
230
2.963
94.761
7.140
11.133
76.488
3.919
1.906
63.381
1.825
147.331
369.786
4.612
4.445
25.389
257.219
256.062
1.156
78.122
197.112
268
3.542
110.464
8.405
12.983
89.076
4.579
2.276
74.035
1.948
172.674
125.876
12.612
125.557
9.929
139.655
4.206
102.619
4.008
114.689
4.945
122.965
4.900
136.373
5.781
148.439
6.306
26.696
1.563
42.497
2.421
57.594
2.552
70.915
3.003
84.142
3.128
93.944
3.398
106.578
3.627
213
17
127
14
200
193
238
239
1
1
1
1
0
0
0
5
12
29
39
37
37
35
55
0
8
4
1
0
0
0
28.337
34.332
32.261
38.537
58.608
44.908
38.078
35.585
42.077
40.061
44.515
44.542
48.271
48.830
50.757
54.203
10.541
4.256
18.931
8.248
23.880
13.752
28.837
18.602
34.884
23.715
39.723
28.766
44.127
33.417
50.377
215.336
7.222
44.800
218.409
5.710
31.777
251.154
2.964
24.895
185.834
1.909
27.368
208.002
2.643
28.779
229.523
2.022
33.219
254.163
2.469
36.879
278.849
2.577
10.334
38.744
414
12.888
66.580
464
17.405
92.513
745
20.471
120.252
1.133
22.414
149.154
1.317
22.056
177.461
1.394
25.406
205.314
1.760
349
123
0
18
51
68
9
13
29
40
50
64
75
-
-
365
5
2
-
-
-
0
1
3
0
0
1
77
9
11
26.191
63.840
3.792
26.045
52.385
2.622
48.690
51.583
2.611
33.649
43.225
2.198
36.596
48.476
2.519
38.967
53.641
2.894
42.405
59.244
3.231
43.873
64.153
3.509
10.187
13.884
255
17.466
20.108
527
21.747
26.098
798
26.107
33.259
1.050
31.694
40.935
1.322
35.921
49.208
1.645
40.040
57.121
1.867
113.577
89.259
30.696
22.888
7.808
97.067
40.391
41.719
75.077
131.519
114.715
21.929
17.133
4.796
119.512
56.698
57.793
92.830
145.304
131.555
26,040r)
104.834
94.558
16.761
117.768
106.890
18.673
131.999
119.409
20.636
146.763
132.097
22.680
164.669
143.761
25.225
14.138
12.892
2.131
28.001
23.236
3.898
43.094
37.219
5.954
58.663
47.064
7.505
73.758
56.862
9.850
89.220
63.814
12.150
104.440
73.938
14.465
20.432
5,608r)
16.569
191
18.009
664
20.878
(242)
23.202
(523)
25.394
(169)
2.167
(35)
4.082
(185)
5.808
146
7.629
(124)
9.621
230
11.574
576
13.601
863
137,162r)
64.661
66,088r)
106.707
94.749
159
298
75.068
107.554
172
316
85.374
57.092
65
324
44.775
64.390
87
332
50.843
74.802
101
401
59.069
119.167
128
506
94.147
131.575
131
611
103.489
143.591
66.264
67.023
112.160
12.856
46
56
10.242
23.051
88
289
18.067
37.365
11
215
29.630
46.940
34
361
36.847
Interest Income and Interest Expenses
425.027
1. Interest Income
5.237
a. From Bank Indonesia Placement
5.087
b. From interbank placement
29.235
c. From securities
295.286
d. From credit
293.949
- To Third Party non Bank
1.337
- To other Bank
90.181
e Others
225.850
2. Interest Expenses
306
a. Bank Indonesia Liabilites
3.946
b. Interbank Liabilities
126.241
c. Third Party non Bank
9.698
- Demand Deposit
14.845
- Saving
101.698
- Time deposits
5.284
d. Securities
2.610
e. Loans received
85.569
f. Others
1.893
g. Corrections
199.177 B. Net Interest Income (A1-A2)
C. Other Operating Income and Expenses
1. Other Operating Income
127.006
3.870
a. Increase in fair value and gain
form sale of securities
0
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
0
form sale of other financial assets
57.958
d. Gain from spot and derivative transaction
e. Deviden, gain from investment in shares
37.828
with equity method,
27.348
f
Others
2.
Non
Interest Expense
240.769
2.027
a. Decrease in fair value and losses form
sale of securities
94
b. Decrease in fair value and losses
form sale of credit
15
c. Decrease in fair value and losses
form sale of other financial assets
53.004
d. Losses from spot and derivative
transaction
63.190
e. Depreciation/Amortizations
2.126
f
Losses from investment in shares with
equity method, fees/comissions/
120.312
g. Others
85.414 D. Operating Profit/loss (A1+C1) - (A2+C2)
16.919 E. Non Operational Income
15.401 F. Non Operational Expenses
1.518 G. Non Operational Profit (E - F)
86.932 H. Current Year profit
116 I.
Transfser Profit / Loss Received
625 J.
Transfer of Profit/Loss to Head Office
68.357 K. Profit/Loss After Estimation of tax
r) Revised figures
*) Provisional figures
64
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.9.a. Laporan Laba / Rugi Bank Persero
(State Owned Banks Income Statements)
Miliar Rp (Billion Rp)
Keterangan
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)
C Pendapatan dan Beban Operasional Lain
. 1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi
g. Lainnya
D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
E. Pendapatan non - operasional
F. Beban non - operasional
G. Laba/Rugi non-operasional (E - F)
H. Laba/Rugi tahun berjalan sebelum pajak
I. Penerimaan Transfer Laba/Rugi
J. Transfer Laba/Rugi ke Kantor Pusat
K. Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)
2011
2012
2013
Ags
2014
Okt
Sep
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
A.
120.468
2.977
1.586
12.335
98.731
98.549
182
4.839
47.976
454
501
33.861
3.619
7.742
22.500
1.257
5.868
5.077
958
72.492
120.662
2.937
1.323
9.694
100.923
100.690
234
5.784
41.417
506
439
31.277
3.837
6.777
20.664
1.220
1.265
5.903
808
79.244
143.194
1.933
1.557
10.602
121.345
121.099
246
7.756
47.994
529
748
35.815
3.706
7.482
24.627
1.253
1.242
7.629
778
95.200
115.113
1.168
1.135
8.833
98.288
98.047
241
5.689
43.991
360
612
34.105
2.683
5.375
26.047
1.064
1.051
5.648
1.151
71.123
131.091
1.409
1.270
10.035
111.726
111.449
277
6.652
50.508
400
733
39.281
3.030
6.082
30.169
1.175
1.175
6.618
1.126
80.583
147.343
1.622
1.440
11.450
125.441
125.146
295
7.390
56.825
439
851
44.562
3.432
6.798
34.331
1.287
1.296
7.355
1.036
90.518
163.338
1.829
1.606
13.298
138.382
138.060
321
8.223
63.034
478
957
49.629
3.808
7.487
38.334
1.385
1.432
8.144
1.010
100.303
179.891
2.027
1.771
14.572
152.187
151.836
351
9.334
70.029
523
1.058
54.939
4.213
8.197
42.529
1.556
1.630
9.386
937
109.862
20.215
155
169
1.630
16.812
16.772
41
1.448
9.818
35
123
5.582
353
743
4.486
163
350
1.308
2.257
10.397
34.720
305
236
3.029
28.861
28.786
74
2.288
15.708
70
281
10.436
647
1.305
8.483
284
419
2.014
2.205
19.011
51.826
481
349
4.752
42.797
42.698
99
3.447
22.667
105
444
15.901
1.003
1.957
12.941
444
489
3.136
2.149
29.158
68.392
661
524
6.086
56.446
56.316
130
4.675
29.277
140
633
20.898
1.354
2.582
16.962
614
614
4.301
2.077
39.115
85.445
782
595
7.475
70.692
70.532
160
5.901
35.592
175
742
25.791
1.696
3.229
20.865
767
638
5.493
1.986
49.854
102.522
896
739
8.491
84.725
84.533
191
7.672
41.957
210
944
30.470
2.051
3.869
24.550
965
735
6.808
1.825
60.566
119.483
1.021
934
9.628
99.153
98.927
226
8.746
48.971
245
1.152
35.561
2.439
4.578
28.544
1.107
899
8.059
1.947
70.512
54.376
7.029
50.412
5.149
39.298
1.081
30.712
1.552
35.237
2.480
36.537
1.918
40.393
2.004
44.719
2.114
9.952
212
13.676
361
17.751
424
19.971
562
23.971
617
26.225
711
30.098
790
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
2.357
13.421
3.734
14.985
6.235
18.250
3.947
13.520
4.944
15.341
4.894
17.012
5.176
18.808
5.639
21.513
745
1.781
1.354
3.478
1.605
6.313
2.023
8.300
3.527
10.314
3.014
12.568
3.241
14.627
31.569
90.671
5.470
26.543
80.785
3.766
13.732
75.030
767
11.692
60.724
1.111
12.472
68.166
1.731
12.713
73.943
1.213
14.405
81.023
1.373
15.454
88.752
1.405
7.214
15.014
26
8.482
22.652
62
9.410
29.263
102
9.086
36.874
149
9.513
46.369
168
9.932
56.623
178
11.439
65.616
172
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
2.882
40.136
2.134
2.940
26.429
732
3.595
19.075
656
2.607
18.311
507
3.213
20.138
558
3.156
21.540
629
3.279
22.528
689
3.567
22.986
761
762
8.702
71
904
11.335
131
1.107
12.106
218
1.320
13.754
294
2.574
16.357
363
1.770
21.712
444
2.036
24.704
494
40.049
36.197
13.418
8.102
5.316
41.513
15.441
15.441
32.659
46.918
48.871
3.183
386
2.798
51.669
26.113
26.113
40.823
50.938
38.188
42.525
47.405
53.155
60.034
5.452
10.220
15.731
21.357
26.907
32.520
38.210
59.468
2.789
612
2.177
61.645
33.198
33.198
48.762
41.111
2.434
101
2.333
43.443
34.729
47.655
2.750
113
2.637
50.292
40.308
53.113
2.890
133
2.756
55.869
44.465
59.673
3.067
180
2.886
62.559
49.459
65.830
3.463
190
3.274
69.104
34.975
34.975
54.375
5.335
227
10
217
5.552
4.489
10.035
333
15
318
10.353
8.244
17.646
722
26
697
18.343
14.765
22.212
647
68
578
22.791
18.270
27.455
808
83
725
28.180
22.549
30.167
947
90
857
31.024
24.966
34.994
1.154
95
1.059
36.053
29.065
Interest Income and Interest Expenses
137.066
1. Interest Income
1.151
a. From Bank Indonesia Placement
1.094
b. From interbank placement
11.303
c. From securities
113.584
d. From credit
113.328
- To Third Party non Bank
256
- To other Bank
9.933
e Others
55.775
2. Interest Expenses
280
a. Bank Indonesia Liabilites
1.234
b. Interbank Liabilities
40.725
c. Third Party non Bank
2.842
- Demand Deposit
5.273
- Saving
32.611
- Time deposits
1.293
d. Securities
1.026
e. Loans received
9.323
f. Others
1.892
g. Corrections
81.291 B. Net Interest Income (A1-A2)
C. Other Operating Income and Expenses
1. Other Operating Income
34.691
822
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
5.241
d. Gain from spot and derivative transaction
e. Deviden, gain from investment in shares
16.663
with equity method,
11.965
f
Others
2.
Non
Interest Expense
75.186
192
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative
3.434
transaction
26.435
e. Depreciation/Amortizations
559
f
Losses from investment in shares with
equity method, fees/comissions/
44.566
g. Others
40.796 D. Operating Profit/loss (A1+C1) - (A2+C2)
1.378 E. Non Operational Income
107 F. Non Operational Expenses
1.271 G. Non Operational Profit (E - F)
42.066 H. Current Year profit
- I.
Transfser Profit / Loss Received
- J.
Transfer of Profit/Loss to Head Office
33.883 K. Profit/Loss After Estimation of tax
65
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.10.a. Laporan Laba / Rugi BUSN Devisa
(Foreign Exchange Commercial Banks Income Statements)
Miliar Rp (Billion Rp)
Keterangan
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)
C Pendapatan dan Beban Operasional Lain
. 1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi
g. Lainnya
D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
E. Pendapatan non - operasional
F. Beban non - operasional
G. Laba/Rugi non-operasional (E - F)
H. Laba/Rugi tahun berjalan sebelum pajak
I. Penerimaan Transfer Laba/Rugi
J. Transfer Laba/Rugi ke Kantor Pusat
K. Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)
r) Angka-angka diperbaiki
*). Angka-angka sementara
2011
2012
2014
2013
Ags
Sep
Okt
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
A.
63.735
165.319
3.981
675
9.376
112.085
111.487
599
39.202
87.021
90
1.199
44.873
3.911
9.309
31.653
2.489
565
37.805
0
78.298
191.624
3.577
762
10.137
131.766
130.937
828
45.382
102.882
72
1.601
53.341
4.458
9.375
39.508
3.106
562
44.199
0
88.742
158.283
2.057
722
9.378
104.769
104.045
724
41.358
93.505
14
984
53.057
3.269
8.886
40.902
2.573
532
36.346
0
64.778
178.396
2.333
794
10.540
118.307
117.492
815
46.422
106.325
15
1.111
60.155
3.670
10.084
46.401
2.855
626
41.563
0
72.071
201.040
2.646
869
11.880
132.477
131.569
908
53.168
119.409
17
1.248
67.574
4.126
11.304
52.144
3.165
701
46.704
81.631
222.283
2.957
940
13.186
146.279
145.277
1.002
58.921
132.162
18
1.378
74.728
4.561
12.449
57.717
3.472
777
51.789
90.121
244.251
3.303
1.029
14.653
160.818
159.720
1.098
64.449
145.373
20
1.531
82.156
5.034
13.645
63.477
3.807
869
56.991
98.878
22.876
371
91
1.467
14.277
14.178
98
6.671
14.132
1
126
7.536
447
1.139
5.949
319
78
6.069
8.744
44.041
668
167
2.869
27.671
27.484
188
12.665
27.070
3
253
14.381
864
2.148
11.370
659
144
11.629
16.971
66.764
971
244
4.440
42.238
41.956
283
18.870
40.965
4
396
21.821
1.301
3.193
17.327
999
239
17.506
0
25.799
89.003
1.241
328
5.886
56.456
56.085
371
25.091
54.583
6
553
29.105
1.730
4.181
23.194
1.339
324
23.255
0
34.419
112.020
1.553
434
7.346
71.181
70.716
465
31.506
68.642
7
722
36.600
2.204
5.123
29.273
1.693
394
29.227
0
43.377
134.377
1.813
525
8.722
85.565
85.006
559
37.753
82.145
8
922
43.601
2.665
6.031
34.905
2.056
474
35.082
0
52.232
157.287
2.111
613
10.112
100.487
99.820
667
43.964
95.771
10
1.128
50.580
3.129
6.959
40.492
2.426
553
41.073
0
61.517
30.950
2.038
33.347
1.834
45.598
1.194
32.289
883
35.231
932
39.165
1.131
44.130
1.363
48.771
1.588
6.632
513
11.123
860
15.058
911
21.673
1.054
26.270
1.089
29.979
1.092
33.222
1.149
196
-
-
-
-
-
-
-
-
-
-
-
-
-
-
154.776
7.612
899
10.851
92.359
91.919
440
43.055
91.041
126
1.153
44.753
3.613
9.512
31.628
2.057
553
42.396
3
5
10
29
-
-
-
-
-
-
-
-
-
-
-
-
3.628
13.048
4.710
14.598
13.849
17.375
6.942
15.398
7.297
17.075
8.203
18.953
9.107
20.581
10.428
22.272
2.167
1.615
4.173
3.127
3.785
4.867
5.483
6.869
6.772
9.121
8.556
11.021
8.573
12.847
12.035
63.557
320
12.195
71.838
426
13.150
93.115
706
9.066
64.680
193
9.929
72.735
238
10.878
82.382
244
13.079
91.883
285
14.484
102.351
340
2.337
11.389
59
2.964
21.309
35
5.495
30.898
87
8.267
42.812
140
9.288
52.787
159
9.310
62.468
138
10.653
71.630
187
348
-
-
-
-
-
-
-
-
-
-
-
-
7
5
2
3.260
14.940
647
2.993
17.278
686
12.051
22.716
646
44.035
31.129
13.936
13.463
473
31.602
19.567
19.685
24.955
50.449
39.807
15.751
15.124
628
40.435
23.361
23.511
31.687
56.994
41.292
46.457
51.867
57.394
41.225
18,912r)
17.382
1,530r)
42,754r)
23.207
23,206r)
33.469
32.387
12.181
14.766
(2.585)
29.803
23.803
34.567
13.645
15.814
(2.169)
32.398
25.782
38.414
15.185
18.607
(3.423)
34.991
27.816
42.368
16.752
20.590
(3.839)
38.529
30.629
-
0
-
-
-
-
-
-
-
-
-
-
-
-
6.291
16.183
721
6.513
18.701
827
7.430
21.871
969
8.356
24.761
1.087
9.416
27.830
1.111
2.256
3.437
66
4.153
5.654
131
3.765
9.490
189
5.262
13.559
259
6.553
16.249
322
8.194
18.221
441
8.266
21.599
500
63.654
5.572
11.336
17.366
23.592
29.504
35.474
41.079
45.299
18.660
22.602
(3.941)
41.357
27.491
27.502
32.860
3.988
1.556
1.779
(224)
3.764
10
2.921
6.785
2.980
3.366
(386)
6.399
20
5.038
9.959
4.368
4.756
(388)
9.571
7.541
13.281
5.749
6.362
(613)
12.668
9.922
16.860
7.565
8.039
(474)
16.386
12.922
19.743
9.203
9.583
(380)
19.363
15.273
23.108
10.958
11.216
(258)
22.850
18.043
Interest Income and Interest Expenses
181.177
1. Interest Income
2.375
a. From Bank Indonesia Placement
687
b. From interbank placement
11.440
c. From securities
115.473
d. From credit
114.696
- To Third Party non Bank
777
- To other Bank
51.201
e Others
109.923
2. Interest Expenses
11
a. Bank Indonesia Liabilites
1.299
b. Interbank Liabilities
57.555
c. Third Party non Bank
3.593
- Demand Deposit
7.907
- Saving
46.055
- Time deposits
2.788
d. Securities
631
e. Loans received
47.638
f. Others
0
g. Corrections
71.254 B. Net Interest Income (A1-A2)
C. Other Operating Income and Expenses
39.367
1. Other Operating Income
1.192
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
12.094
d. Gain from spot and derivative transaction
e. Deviden, gain from investment in shares
14.427
with equity method,
11.655
f
Others
2. Non Interest Expense
84.668
248
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative
12.449
transaction
24.452
e. Depreciation/Amortizations
570
f
Losses from investment in shares with
equity method, fees/comissions/
46.949
g. Others
25.953 D. Operating Profit/loss (A1+C1) - (A2+C2)
12.730 E. Non Operational Income
12.486 F. Non Operational Expenses
245 G. Non Operational Profit (E - F)
26.198 H. Current Year profit
I.
Transfser Profit / Loss Received
J. Transfer of Profit/Loss to Head Office
20.675 K. Profit/Loss After Estimation of tax
r) Revised figures
*) Provisional figures
66
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.11.a. Laporan Laba / Rugi BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks Income Statements)
Miliar Rp (Billion Rp)
Keterangan
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)
C Pendapatan dan Beban Operasional Lain
. 1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi
g. Lainnya
D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
E. Pendapatan non - operasional
F. Beban non - operasional
G. Laba/Rugi non-operasional (E - F)
H. Laba/Rugi tahun berjalan sebelum pajak
I. Penerimaan Transfer Laba/Rugi
J. Transfer Laba/Rugi ke Kantor Pusat
K. Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)
2011
2012
2014
2013
Ags
Sep
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
A.
20.597
667
111
532
11.393
11.353
40
7.893
13.426
122
5.198
143
296
4.758
415
80
7.611
7.171
27.222
536
96
564
15.286
15.204
82
10.740
17.226
0
163
6.043
146
389
5.507
444
87
10.489
0
9.995
32.478
692
113
601
18.313
18.196
117
12.759
21.052
0
274
7.509
195
421
6.893
553
146
12.571
0
11.426
24.439
456
123
573
13.545
13.457
87
9.743
17.359
1
215
7.033
154
272
6.606
430
150
9.531
0
7.080
27.802
517
143
646
15.376
15.273
103
11.120
19.800
1
249
7.985
181
306
7.498
459
119
10.986
0
8.003
31.693
589
163
724
17.761
17.649
112
12.455
22.265
1
279
9.038
204
342
8.492
502
140
12.304
0
9.428
34.943
675
181
808
19.588
19.470
119
13.692
24.552
1
298
9.996
227
377
9.392
544
167
13.546
0
10.391
38.604
747
206
893
21.475
21.348
127
15.283
27.227
1
321
10.994
250
415
10.329
586
199
15.126
0
11.377
3.428
74
29
86
1.891
1.881
10
1.348
2.445
0
21
1.012
22
38
953
43
32
1.337
983
6.608
136
50
168
3.700
3.682
18
2.554
4.627
0
39
1.912
43
70
1.798
85
60
2.531
0
1.981
10.094
200
72
257
5.628
5.600
28
3.938
7.094
57
2.908
64
106
2.738
126
91
3.911
0
3.001
13.493
270
93
343
7.516
7.479
37
5.272
9.484
76
3.882
89
141
3.652
168
124
5.235
0
4.009
16.591
326
92
390
9.318
9.271
47
6.466
11.611
93
4.735
99
172
4.464
207
158
6.418
0
4.980
20.011
379
110
480
11.207
11.150
57
7.835
13.985
0
113
5.667
117
207
5.343
245
191
7.769
0
6.025
23.423
434
134
548
13.155
13.087
68
9.152
16.336
0
133
6.611
140
244
6.227
285
224
9.082
0
7.087
1.067
159
1.184
104
1.397
96
1.254
26
1.441
33
1.598
34
1.794
38
2.081
40
195
7
547
26
735
33
872
39
1.049
47
1.197
54
-
-
-
-
-
-
3
4
0
366
17
1
-
1
1
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
165
2
340
3
390
1
516
1
591
2
664
2
739
2
819
0
62
0
117
1
191
1
279
1
345
1
406
1
467
743
5.940
35
738
7.751
14
909
8.840
19
710
6.156
0
815
7.020
0
899
8.291
1
1.012
9.239
1
1.216
10.303
1
126
941
1
230
1.871
2
328
2.745
1
420
3.699
1
486
4.534
1
595
5.468
2
675
6.428
2
-
-
-
-
-
-
3
3
1
1
1
1
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
1.124
2
0
1.503
3
1
1.591
18
0
1.318
47
0
1.519
48
0
1.725
45
0
1.966
49
0
2.203
53
0
252
4
0
484
24
1
694
14
1
908
18
1
1.059
22
1
1.252
26
1
1.505
30
4.779
2.298
123
104
19
2.317
2.984
2.998
1.785
6.230
3.428
139
94
46
3.474
4.354
4.354
2.790
7.210
3.983
255
151
103
4.086
4.779
4.779
3.084
4.791
2.177
217
286
(69)
2.109
50
1.604
5.452
2.424
179
226
(48)
2.376
50
1.798
6.521
2.735
208
269
(61)
2.674
1.993
7.220
2.946
231
288
(57)
2.889
2.137
8.042
3.156
119
173
(54)
3.102
350
350
2.316
683
237
7
9
(2)
236
51
51
180
1.359
476
13
22
(9)
467
92
92
347
2.033
803
21
25
(4)
799
602
2.770
1.045
28
33
(4)
1.041
781
3.451
1.317
34
41
(7)
1.310
988
4.188
1.605
40
49
(9)
1.597
1.214
4.890
1.856
51
60
(8)
1.847
1.372
Interest Income and Interest Expenses
1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
B. Net Interest Income (A1-A2)
C. Other Operating Income and Expenses
1.312
1. Other Operating Income
62
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
2
d. Gain from spot and derivative transaction
e. Deviden, gain from investment in shares
523
with equity method,
725
f
Others
2. Non Interest Expense
7.418
3
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative
1
transaction
1.783
e. Depreciation/Amortizations
33
f
Losses from investment in shares with
equity method, fees/comissions/
5.598
g. Others
2.013 D. Operating Profit/loss (A1+C1) - (A2+C2)
60 E. Non Operational Income
67 F. Non Operational Expenses
(7) G. Non Operational Profit (E - F)
2.006 H. Current Year profit
- I.
Transfser Profit / Loss Received
- J.
Transfer of Profit/Loss to Head Office
1.472 K. Profit/Loss After Estimation of tax
26.845
494
154
625
15.063
14.985
79
10.509
18.727
0
154
7.575
161
282
7.131
320
258
10.421
0
8.118
r) Angka-angka diperbaiki
*). Angka-angka sementara
r) Revised figures
*)
Provisional figures
67
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.12.a. Laporan Laba / Rugi BPD
(Regional Development Banks Income Statements)
Miliar Rp (Billion Rp)
Keterangan
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)
C Pendapatan dan Beban Operasional Lain
. 1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
f. Lainnya
D.
E.
F.
G.
H.
I.
J.
K.
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi
g. Lainnya
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)
2011
2012
2014
2013
2015
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Items
A.
42.494
1.965
1.611
1.580
26.622
26.613
9
10.717
22.880
8
440
10.853
2.232
1.649
6.971
786
92
10.701
19.614
47.630
1.470
1.663
1.407
30.994
30.984
10
12.096
24.774
16
274
11.789
2.757
1.621
7.410
912
158
11.607
20
22.856
55.515
812
2.333
1.715
36.044
36.033
11
14.612
27.624
18
594
11.918
2.977
1.620
7.321
809
112
14.173
1
27.891
41.663
498
1.807
1.505
26.238
26.224
15
11.614
22.558
12
593
9.841
1.899
1.124
6.818
510
94
11.507
1
19.105
47.401
605
2.089
1.748
29.797
29.778
19
13.162
25.683
13
646
11.296
2.163
1.270
7.863
567
118
13.040
2
21.719
53.430
710
2.399
1.893
33.470
33.448
22
14.958
29.082
15
695
12.810
2.463
1.418
8.929
628
128
14.804
2
24.349
59.057
790
2.675
2.091
36.908
36.884
25
16.592
32.230
16
739
14.263
2.736
1.553
9.974
695
143
16.371
2
26.826
65.019
896
2.946
2.284
40.599
40.572
28
18.294
35.426
18
808
15.604
2.995
1.712
10.896
766
170
18.058
2
29.593
5.664
55
215
185
3.567
3.558
9
1.642
3.111
2
85
1.323
235
160
929
64
13
1.624
0
2.552
11.220
118
405
387
7.069
7.055
14
3.242
6.131
3
156
2.627
462
300
1.865
130
20
3.194
0
5.090
17.315
180
651
594
10.858
10.836
22
5.031
9.621
5
221
4.199
706
445
3.047
196
49
4.951
0
7.694
23.777
321
1.009
841
14.525
14.496
30
7.082
13.445
7
275
5.926
1.045
586
4.295
258
62
6.918
0
10.332
30.266
423
1.374
1.109
18.203
18.173
30
9.156
17.372
9
321
7.779
1.383
731
5.665
311
75
8.877
0
12.894
36.887
508
1.762
1.360
22.094
22.059
35
11.164
21.284
11
372
9.595
1.713
873
7.009
381
102
10.822
0
15.603
43.425
591
2.110
1.623
25.928
25.887
41
13.174
25.135
12
430
11.369
2.013
1.024
8.331
435
115
12.773
0
18.291
49.871
685
2.430
1.890
29.786
29.739
47
15.080
28.922
14
468
13.139
2.325
1.179
9.635
505
128
14.667
0
20.949
5.211
156
5.652
363
4.360
116
3.707
53
4.241
61
4.410
74
4.918
88
5.822
114
666
36
2.028
62
2.632
72
3.171
78
2.337
92
2.683
106
3.057
120
17
17
1.217
44
0
-
-
2
65
973
90
1.000
3
130
1.034
14
8
3
3
-
-
-
-
126
715
144
802
160
889
174
971
3
-
1
-
204
1.089
20
87
0
0
0
0
0
B.
C.
-
-
-
-
-
-
-
38
160
55
252
77
363
89
456
98
578
111
664
129
749
4.000
4.180
3.077
2.799
3.226
3.285
3.682
4.412
522
975
1.659
2.121
2.548
1.568
1.802
2.058
15.377
57
18.181
215
19.826
123
15.286
41
16.712
46
18.363
50
20.669
59
23.805
71
1.988
13
4.161
22
6.115
48
8.444
59
10.968
56
11.814
62
14.448
200
16.531
243
-
-
0
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
55
3.395
35
75
3.592
29
92
4.180
23
112
4.675
13
128
4.793
14
142
4.889
16
153
5.694
18
178
6.375
20
18
816
1
32
1.616
3
11.835
9.448
833
754
79
9.527
2.488
2.704
7.954
14.270
10.327
926
791
135
10.462
2.910
3.059
8.946
15.407
12.426
1.349
1.089
260
12.686
3.355
3.544
10.733
10.445
7.526
1.045
1.024
21
7.547
6.248
11.730
9.248
1.150
1.115
35
9.283
7.823
13.265
10.396
1.291
1.246
45
10.440
8.826
14.745
11.076
1.432
1.417
15
11.091
9.368
17.161
11.609
1.620
1.506
114
11.723
3.316
3.530
9.667
1.140
1.230
182
173
9
1.239
1.096
2.487
2.146
346
334
12
2.158
1.867
0
0
0
0
0
46
2.104
4
64
2.761
7
74
3.688
9
80
2.931
11
89
3.655
12
105
4.194
14
3.913
3.608
518
503
15
3.622
3.195
5.552
4.520
703
694
8
4.528
3.924
7.141
5.097
863
872
(8)
5.089
4.321
8.730
6.126
1.206
1.187
19
6.145
5.229
10.492
6.526
1.396
1.394
2
6.528
5.492
11.975
7.475
1.686
1.620
66
7.541
6.294
Interest Income and Interest Expenses
1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
Net Interest Income (A1-A2)
Other Operating Income and Expenses
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative transaction
e. Deviden, gain from investment in shares
with equity method,
f
Others
2.
D.
E.
F.
G.
H.
I.
J.
K.
Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative
e. transaction
Depreciation/Amortizations
f
Losses from investment in shares with
equity method, fees/comissions/
g. Others
Operating Profit/loss (A1+C1) - (A2+C2)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax
68
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.13.a. Laporan Laba / Rugi Bank Campuran
(Joint Venture Banks Income Statements)
Miliar Rp (Billion Rp)
Keterangan
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
B.
C
.
D.
E.
F.
G.
H.
I.
J.
K.
f. Lainnya
g. Koreksi atas pendapatan bunga
Pendapatan Bunga Bersih (A1-A2)
Pendapatan dan Beban Operasional Lain
1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi
g. Lainnya
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)
r) Angka-angka diperbaiki
2011
2012
2013
2014
Ags
Sep
Okt
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
A.
Interest Income and Interest Expenses
1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
12.400
571
297
951
8.229
8.229
2.352
6.095
2
129
3.409
211
235
2.962
43
175
16.784
343
236
864
10.457
10.457
0
4.883
9.400
0
169
3.973
256
258
3.458
89
292
19.329
406
262
869
12.497
12.495
2
5.295
10.639
0
223
4.697
285
238
4.174
89
408
12.772
219
160
631
9.022
9.013
9
2.741
6.495
0
205
3.239
217
130
2.892
68
365
14.435
237
174
724
10.205
10.195
10
3.095
7.344
0
230
3.694
245
149
3.300
79
412
16.157
285
201
804
11.439
11.428
11
3.428
8.211
0
243
4.173
277
168
3.727
90
464
17.875
312
230
907
12.648
12.636
12
3.777
9.102
0
262
4.657
316
185
4.156
101
515
19.716
340
262
1.031
13.920
13.907
13
4.163
10.070
0
277
5.170
355
254
4.560
113
580
1.831
26
30
117
1.285
1.285
1
372
982
18
535
39
18
478
11
57
3.572
49
66
238
2.447
2.445
2
771
1.952
34
1.037
73
36
928
32
108
6.248
74
105
377
3.741
3.739
2
1.952
3.785
0
50
1.608
113
54
1.441
54
171
7.989
88
135
508
4.924
4.921
3
2.334
4.821
0
82
2.156
161
68
1.927
78
234
9.050
105
168
651
6.201
6.198
3
1.925
5.077
0
314
2.551
189
69
2.293
104
303
11.124
118
204
776
7.777
7.773
4
2.249
6.319
0
195
3.154
230
99
2.825
132
371
12.706
143
230
907
8.783
8.778
5
2.643
7.040
0
226
3.663
259
115
3.290
160
448
14.687
170
254
1.029
10.182
10.176
6
3.051
8.072
0
250
4.170
292
132
3.746
184
531
2.337
6.305
4.876
7.384
5.222
8.690
2.618
6.278
2.928
7.091
3.242
7.946
3.566
8.774
3.931
9.646
361
849
741
1.620
1.902
2.463
2.272
3.168
1.805
3.973
2.467
4.805
2.543
5.665
8.450
279
7.934
272
12.362
107
8.493
349
9.362
241
9.988
283
10.039
344
11.001
344
1.457
91
2.915
148
4.512
153
5.499
193
6.145
126
6.889
124
7.726
116
-
-
-
-
-
-
-
-
-
-
-
-
-
f. Others
g. Corrections
B. Net Interest Income (A1-A2)
C. Other Operating Income and Expenses
9.443
1. Other Operating Income
a. Increase in fair value and gain
155
form sale of securities
b. Increase in fair value and gain
form sale of credit
0
c. Increase in fair value and gain
form sale of other financial assets
7.234
d. Gain from spot and derivative transaction
e. Deviden, gain from investment in shares
1.595
with equity method,
460
f
Others
2. Non Interest Expense
13.734
112
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
15
form sale of other financial assets
d. Losses from spot and derivative
6.169
transaction
3.167
e. Depreciation/Amortizations
336
f
Losses from investment in shares with
equity method, fees/comissions/
3.934
g. Others
2.323 D. Operating Profit/loss (A1+C1) - (A2+C2)
341 E. Non Operational Income
878 F. Non Operational Expenses
(537) G. Non Operational Profit (E - F)
1.786 H. Current Year profit
80 I.
Transfser Profit / Loss Received
80 J.
Transfer of Profit/Loss to Head Office
1.191 K. Profit/Loss After Estimation of tax
-
-
-
39
37
37
35
55
0
8
4
1
0
0
0
5.775
1.836
4.975
2.112
9.480
2.393
6.283
1.579
6.842
1.804
7.174
2.042
6.926
2.275
7.609
2.500
1.108
204
2.268
410
3.435
658
4.180
824
4.661
1.042
5.185
1.239
5.766
1.409
560
11.908
21
575
10.853
47
383
15.508
93
243
11.161
152
438
11.908
98
452
12.925
75
458
13.194
81
492
14.458
80
55
1.947
21
81
3.614
58
261
5.467
75
300
7.118
99
317
8.445
102
340
10.239
114
434
11.594
110
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
5.288
1.896
322
3.821
1.659
382
7.395
2.082
436
5.507
1.494
302
5.549
1.703
382
4.381
2.847
709
259
450
3.297
(96)
(96)
2.434
4.944
4.466
509
340
169
4.635
(80)
(80)
3.448
5.502
5.545
1.526
1.082
443
5.988
22
22
4.538
3.706
3.610
98
244
(146)*)
3.464
33
33
2.632
4.176
4.545
110
547
(437)
4.108
39
39
3.091
r)
0
1
3
0
0
1
5
9
11
5.899
1.856
450
5.481
2.048
492
5.973
2.217
551
1.018
420
38
1.982
566
83
2.948
853
126
3.722
1.237
156
4.089
1.641
222
4.588
2.353
263
5.015
2.695
302
4.644
5.008
105
419
(314)
4.694
44
44
3.569
5.091
5.619
134
507
(372)
5.247
49
49
3.997
5.636
6.189
168
678
(510)
5.679
54
54
4.219
447
359
69
137
(68)
290
5
5
226
924
922
95
265
(170)
751
10
10
569
1.464
1.508
117
396
(279)
1.229
17
17
904
1.903
1.548
121
355
(234)
1.314
23
23
968
2.386
1.673
172
447
(275)
1.398
38
38
1.007
2.913
1.455
252
501
(249)
1.206
52
52
764
3.461
1.797
294
642
(348)
1.449
66
66
941
2.938
6.614
r) Revised figures
69
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.14.a. Laporan Laba / Rugi Bank Asing
(Foreign Owned Banks Income Statements)
Miliar Rp (Billion Rp)
Keterangan
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)
C Pendapatan dan Beban Operasional Lain
. 1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi
g. Lainnya
D. Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
E. Pendapatan non - operasional
F. Beban non - operasional
G. Laba/Rugi non-operasional (E - F)
H. Laba/Rugi tahun berjalan sebelum pajak
I. Penerimaan Transfer Laba/Rugi
J. Transfer Laba/Rugi ke Kantor Pusat
K. Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)
2011
2012
2013
2014
Ags
Sep
Okt
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
A.
13.604
1.227
376
2.333
9.211
9.144
67
456
4.201
1
470
2.926
576
153
2.198
4
178
13.664
712
379
2.122
10.102
10.053
48
349
3.874
0
400
2.553
507
139
1.908
0
84
16.047
636
508
2.381
11.640
11.592
48
882
4.943
0
404
3.112
637
95
2.380
72
18
13.135
312
388
2.412
9.569
9.500
69
454
3.725
380
2.670
502
63
2.105
120
30
14.928
348
419
2.736
10.906
10.819
87
520
4.192
439
2.994
565
71
2.358
119
38
16.788
396
467
3.104
12.244
12.138
106
578
4.693
501
3.344
632
78
2.634
135
45
18.653
459
587
3.419
13.566
13.441
125
622
5.182
0
550
3.696
698
86
2.912
153
49
20.532
502
633
3.782
14.927
14.780
146
688
5.718
0
618
4.073
768
94
3.212
166
54
1.943
53
61
404
1.336
1.315
21
90
529
54
375
68
9
299
20
3
3.682
100
103
765
2.573
2.532
41
141
1.035
120
724
128
20
576
40
5
5.619
147
143
1.174
3.957
3.894
63
197
1.596
0
190
1.106
191
30
885
66
11
7.543
178
194
1.552
5.320
5.234
85
300
2.186
0
280
1.478
248
38
1.192
90
27
9.557
223
316
1.909
6.777
6.670
107
332
2.761
0
358
1.887
311
46
1.530
114
32
11.395
272
380
2.234
8.163
8.035
128
347
3.296
0
415
2.274
364
55
1.856
140
34
13.462
312
424
2.571
9.712
9.563
149
442
3.860
0
472
2.679
425
63
2.191
166
36
15.382
361
468
2.948
11.198
11.027
172
406
4.432
0
539
3.078
485
72
2.521
194
37
622
9.403
837
9.790
1.337
11.104
525
9.410
603
10.736
668
12.096
734
13.471
806
14.814
77
1.414
146
2.646
223
4.022
310
5.357
369
6.796
433
8.099
507
9.602
583
10.950
25.821
2.950
27.028
2.206
36.640
1.612
26.164
1.144
29.176
1.197
31.267
1.460
35.100
1.945
36.044
2.106
7.794
705
13.200
991
17.697
976
20.405
1.089
23.713
1.179
27.466
1.333
31.653
1.412
39.136
1.520
-
-
124
-
193
191
232
232
-
-
-
-
-
0
0
0
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
16.511
4.889
18.751
5.502
28.911
5.467
20.778
3.857
22.849
4.448
24.083
4.981
26.885
5.455
26.874
6.010
6.501
508
11.098
955
14.999
1.470
17.073
1.966
19.834
2.437
22.870
2.952
26.435
3.403
33.260
3.871
1.471
27.883
1.319
569
29.002
1.242
527
38.835
1.256
385
27.827
412
488
31.461
530
552
33.619
440
583
38.155
670
822
39.181
680
81
7.465
148
157
12.974
285
252
18.025
431
277
21.304
684
263
26.050
831
311
30.848
901
403
35.597
1.089
485
43.233
1.229
38
50
1
123
-
-
-
48
65
358
-
-
-
18
-
-
0
0
14.707
2.350
651
16.216
1.923
790
25.555
1.939
832
19.131
1.243
609
21.193
1.621
690
22.339
1.760
785
25.136
2.248
896
8.497
7.341
1.678
206
1.472
8.813
8
987
5.289
8.708
7.816
1.419
398
1.021
8.837
39
835
5.137
9.254
8.909
1.210
116
1.094
10.003
100
1.338
6.121
6.413
7.747
786
148
637
8.384
76
265
6.052
7.427
8.451
840
193
647
9.098
83
277
6.572
8.295
9.744
957
202
755
10.499
83
461
7.478
9.157
10.416
1.065
220
845
11.261
82
561
7.898
8
12
28
-
-
-
-
24.738
2.542
1.012
6.133
258
75
10.394
452
156
13.879
851
248
15.738
1.040
316
10.143
11.677
1.194
245
949
12.626
78
612
8.724
843
1.743
90
58
32
1.775
(10)
(10)
1.331
1.675
2.872
131
80
51
2.923
(14)
167
2.002
2.588
3.694
207
102
105
3.799
(6)
198
2.622
3.488
4.457
258
117
141
4.598
11
338
2.983
71
64
75
B.
C.
94
-
-
-
18.403
1.941
384
21.287
2.740
461
24.632
2.964
529
30.846
3.159
614
4.369
4.459
408
139
268
4.728
27
286
2.988
5.396
4.717
502
164
338
5.055
35
280
3.397
6.309
5.658
611
194
417
6.075
34
335
4.155
7.291
6.854
724
243
480
7.334
36
545
4.841
D.
E.
F.
G.
H.
I.
J.
K.
Interest Income and Interest Expenses
1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
Net Interest Income (A1-A2)
Other Operating Income and Expenses
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative transaction
e. Deviden, gain from investment in shares
with equity method,
f
Others
2. Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
form sale of other financial assets
d. Losses from spot and derivative
transaction
e. Depreciation/Amortizations
f
Losses from investment in shares with
equity method, fees/comissions/
g. Others
Operating Profit/loss (A1+C1) - (A2+C2)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax
70
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.15.a. Rekening Administratif Bank Umum
(Commercial Banks Off-Balance Sheet)
Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya
r) Angka-angka diperbaiki
2011
2014
2015
2012
2013
209.460
16.310
185.233
275.380
16.205
254.545
397.024
32.430
359.454
7.916
1.083.342
683.279
4.630
1.154.122
817.271
261.688
421.591
2.491
265.664
551.608
5.911
301.472
712.005
8.384
306.983
755.159
10.020
288.524
784.927
10.627
268.907
817.091
10.309
273.186
850.107
9.302
278.608
801.134
10.647
297.369
840.132
7.868
301.896
873.337
8.905
279.011
870.534
7.026
1.497
994
149.921
245.727
1.609
4.301
73.439
255.717
1.056
7.328
95.196
360.465
1.921
8.099
74.616
420.820
4.989
5.638
71.798
421.712
1.718
8.591
75.073
465.394
1.715
7.587
75.606
467.648
1.791
8.856
75.435
361.207
1.533
6.335
74.274
454.203
1.738
7.168
74.132
474.929
1.924
179.882
152.959
25.546
1.377
142.367
140.652
1.715
167.791
1.785
199.692
173.136
25.849
706
183.675
180.788
2.888
191.889
10.515
260.029
229.328
29.696
1.005
232.345
229.089
3.255
216.548
5.230
281.471
242.135
35.944
3.392
225.029
223.067
1.962
221.362
8.366
274.167
235.669
34.986
3.512
228.435
226.303
2.131
222.989
6.965
283.850
244.667
35.659
3.524
239.055
236.659
2.397
228.574
5.781
277.015
235.992
37.518
3.504
238.852
236.533
2.319
231.154
4.713
279.983
239.673
36.758
3.553
243.642
238.148
5.495
231.074
4.877
284.281
244.456
36.327
3.498
249.737
247.851
1.886
237.956
29.435
132.218
124.589
7.629
6.138
5.302
836
24.576
159.833
144.316
15.517
7.480
6.913
567
27.375
180.184
162.254
17.930
8.988
8.383
605
25.698
185.106
170.483
14.623
10.558
9.951
607
25.062
180.835
172.462
25.094
186.281
177.616
8.665
17.199
10.381
6.818
24.828
188.748
180.236
8.513
17.577
10.752
6.825
24.499
189.050
180.521
8.529
17.525
10.699
6.827
23.301
195.932
187.325
8.607
18.723
11.883
6.840
Jul
467.280
23.716
437.965
Ags
Sep
459.786
23.175
430.968
509.575
24.816
477.118
Okt
507.141
23.331
475.858
Nov
547.155
22.978
517.247
Des
472.959
24.710
440.874
Jan
481.118
24.227
449.891
Feb
521.196
30.891
482.812
Mar
Apr
Mei
Jun
Jul
Indicator
Ags
598.349 Commited Claims
38.743 - Unused borrowing
553.139 - Outstanding spot and derivatives
522.252
35.407
477.958
536.608
35.715
491.364
533.160
33.798
491.502
540.171
18.998
511.591
584.144
37.357
538.456
5.140
5.600
5.644
7.641
7.952
6.930
7.376
7.001
7.494
8.888
1.314.773 1.572.829 r) 1.585.955 r) 1.643.739 r) 1.681.630 r) 1.531.742 r) 1.678.723 r) 1.742.891 r) 1.737.698 r) 1.794.038
1.013.477 1.062.143 1.073.451 1.085.998 1.123.292 1.079.742 1.137.501 1.175.234 1.149.546 1.193.305
9.529
1.801.891
1.165.706
7.860
1.827.051
1.177.527
9.582
1.905.601
1.243.832
8.332
1.869.259
1.194.267
295.478
897.827
7.888
288.795
876.911
7.118
293.443
884.083
7.269
303.291
940.541
9.929
305.374
888.894
9.870
305.853
933.460
9.251 -
1.858
5.169
67.290
505.822
2.472
5.416
70.653
515.979
1.473
5.645
69.769
553.114
1.664
5.606
68.599
567.778
2.606
7.323
64.670
581.277
1.647
8.223
66.716
592.619
1.697
7.553
69.715
630.166
9.691
303.048
261.522
37.929
3.598
238.566
236.784
1.782
233.857
8.014
297.140
254.282
39.073
3.785
242.268
240.208
2.060
236.671
6.213
294.429
251.209
39.406
3.815
249.865
247.966
1.898
240.693
6.184
293.364
249.541
39.975
3.847
253.797
251.731
2.066
242.180
5.878
295.198
250.512
40.800
3.885
259.361
257.310
2.051
244.880
5.893
293.150
249.570
39.524
4.055
266.444
264.337
2.106
251.089
5.787
303.219
258.634
40.535
4.050
269.978
267.991
1.987
253.930
6.677
310.934
265.027
41.824
4.084
279.485
277.424
2.061
259.293
23.528
190.678
182.039
8.639
19.652
12.119
7.533
23.802
193.522
184.818
8.704
19.347
12.212
7.136
23.627
197.705
188.764
8.941
19.361
12.230
7.130
23.520
199.193
190.179
9.014
19.467
12.326
7.141
23.018
202.120
192.934
9.186
19.742
12.568
7.174
22.980
208.156
198.895
9.261
19.953
12.729
7.224
23.055
211.051
201.770
9.281
19.824
13.567
6.257
23.503
215.798
206.403
9.396
19.992
13.724
6.269
(purchased)
8.373 r)
17.093
10.263
6.829
r)
6.467 - Others
1.955.122 Commited Liabilities
1.239.313 - Undisbursed loan facilities
to debtors
- Committed
- Uncommitted
Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others
r) Revised figures
71
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.16.a. Rekening Administratif Bank Persero
(State Owned Banks Off-Balance Sheet)
Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya
r) Angka-angka diperbaiki
2011
2012
2013
2014
2015
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Indicator
Mei
Jun
Jul
Ags
14.040
297
13.069
23.602
23.602
20.614
20.614
24.613
24.299
25.471
25.181
30.464
30.147
26.102
25.898
21.390
20.746
26.337
1.239
24.469
23.513
1.267
21.927
32.134
1.293
30.588
34.792
3.922
30.673
31.154
3.889
27.106
31.647
3.967
27.409
34.072
4.000
29.658
42.442
4.058
37.807
44.233 Commited Claims
4.215 - Unused borrowing
39.368 - Outstanding spot and derivatives
674
309.000
189.035
240.565
193.478
280.015
206.070
314
385.605
219.132
290
397.001
230.204
317
387.346
212.590
204
404.806
233.882
644
404.034
234.731
630
419.249
236.079
319
421.174
244.082
254
428.263
240.878
197
316.069
249.524
160
312.232
250.928
271
311.552
248.332
414
299.306
239.261
578
310.889
242.254
651 - Others
341.298 Commited Liabilities
267.563 - Undisbursed loan facilities
49.572
139.463
163
48.414
145.065
211
51.893
154.177
95
56.247
162.885
370
57.205
172.999
270
33.222
179.368
364
34.883
198.999
283
34.496
200.235
301
35.199
200.880
53
38.716
205.366
145
37.931
202.947
136
33.764
215.761
131
35.638
215.290
123
36.011
212.321
117
31.496
207.764
252
34.480
207.773
170
37.385
230.178
105 -
50
113
112.773
7.023
72
140
34.112
12.749
63
32
43.828
19.396
349
21
30.189
24.020
249
20
29.950
25.579
254
111
30.522
31.236
267
17
32.560
25.894
288
13
32.679
21.843
39
14
33.335
25.212
131
14
33.385
24.004
128
8
32.080
32.805
122
8
33.838
32.573
115
8
33.453
27.725
112
4
34.119
28.980
72
179
29.493
30.298
165
5
29.933
38.528
100
5
32.371
41.255
6
32.101
10.440
20.529
1.131
54.641
54.066
575
117.840
26.383
91.369
88.092
3.277
88
88
-
14
35.686
15.132
20.116
438
82.152
81.904
248
121.735
19.066
102.575
99.263
3.312
94
94
-
373
50.379
26.599
23.130
650
109.845
109.543
302
132.532
19.621
112.791
109.020
3.771
120
120
-
7
60.106
32.403
24.588
3.116
109.099
108.581
518
130.339
18.113
112.111
108.560
3.551
115
115
-
7
60.112
31.982
24.932
3.197
109.241
108.717
524
131.109
17.918
113.075
109.561
3.514
116
116
-
5
61.505
33.026
25.263
3.217
116.362
115.754
607
134.157
17.921
116.115
112.602
3.513
121
121
-
5
62.627
33.920
25.517
3.191
116.888
116.321
567
134.906
17.706
117.080
113.570
3.510
120
120
-
4
63.116
34.051
25.813
3.251
121.887
118.396
567 r)
136.097
17.469
118.506
114.995
3.511
121
121
-
4
62.747
33.672
25.873
3.202
129.354
128.883
470
138.372
17.503
120.746
117.233
3.513
123
123
-
3
64.865
35.206
26.417
3.241
123.827
123.430
397
132.839
17.717
115.000
111.485
3.514
123
123
-
3
66.947
36.741
26.969
3.237
124.943
124.373
570
134.073
17.791
116.157
112.639
3.518
125
125
-
3
67.742
37.395
27.086
3.261
129.464
128.996
468
136.244
17.741
118.377
114.858
3.519
127
127
-
3
69.782
39.175
27.320
3.286
132.885
132.410
474
136.739
17.751
118.862
115.299
3.563
126
126
-
4
70.791
39.613
27.851
3.327
135.138
134.670
469
138.069
17.698
120.242
116.676
3.566
129
129
-
3
69.485
38.740
27.252
3.493
136.217
135.649
568
141.525
17.864
123.531
119.961
3.570
130
130
-
4
72.345
40.975
27.867
3.503
140.651
140.062
589
143.247
17.898
125.216
121.645
3.572
132
132
-
3
74.541
42.428
28.566
3.547
145.817
145.204
614
146.235
18.435
127.662
124.078
3.584
137
137
-
(purchased)
to debtors
- Committed
- Uncommitted
Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others
r) Revised figures
72
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.17.a. Rekening Administratif BUSN Devisa
(Foreign Exchange Commercial Banks Off-Balance Sheet)
Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya
r) Angka-angka diperbaiki
2011
2012
2013
2014
Jul
Ags
Sep
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Indicator
Ags
62.293
325
58.190
67.659
3.427
62.050
110.257
8.179
100.594
120.781
4.147
115.374
123.930
4.567
117.666
128.426
5.855
120.925
129.237
4.446
123.082
278.281
4.233
273.208
117.771
5.280
111.426
121.541
4.377
115.983
125.246
4.328
119.034
128.866
7.118
119.054
121.330
8.099
110.922
115.678
4.946
109.042
130.957
4.450
123.741
139.336
4.508
133.403
137.550 Commited Claims
4.665 - Unused borrowing
130.757 - Outstanding spot and derivatives
3.779
353.226
269.233
2.183
441.539
347.941
1.484
552.285
419.493
1.260
481.626
459.749
1.697
481.283
454.027
1.646
483.541
456.055
1.709
534.029
450.746
840
531.651
447.866
1.065
547.195
466.172
1.182
560.620
481.600
1.884
543.498
466.798
2.694
627.802
476.559
2.309
629.261
472.753
1.690
636.978
483.957
2.766
651.642
484.589
1.425
659.791
490.371
2.128 - Others
664.042 Commited Liabilities
483.467 - Undisbursed loan facilities
127.260
141.973
1.383
163.347
184.594
2.234
181.364
238.129
1.683
185.214
274.536
2.301
168.987
285.040
2.646
170.212
285.844
2.342
167.024
283.722
2.558
170.893
276.974
2.187
187.605
278.567
2.376
191.388
290.212
2.273
173.051
293.747
2.602
182.596
293.963
3.281
182.482
290.270
2.342
186.392
297.565
2.299
192.333
292.256
3.129
198.237
292.134
2.181
193.963
289.505
2.303 -
779
604
21.864
60.678
1.140
1.094
25.113
66.171
883
800
27.686
95.574
1.352
949
24.628
99.478
1.589
1.057
24.667
103.994
1.230
1.112
29.234
112.388
1.192
1.366
28.566
116.294
1.233
954
28.350
103.058
1.234
1.142
26.264
110.647
1.360
912
24.187
116.603
1.582
1.020
20.794
117.829
2.074
1.206
22.150
123.149
1.073
1.270
20.980
130.398
1.058
1.241
19.306
128.962
2.066
1.063
20.292
141.335
992
1.189
20.370
144.857
1.095
1.208
21.768
153.533
82
7.849
9.196
4.709
4.232
256
43.986
41.564
2.423
55.939
5.239
43.447
30.229
13.218
7.253
6.648
605
2.018
11.789
4.897
6.718
173
40.758
39.689
1.069
59.910
5.207
46.032
35.427
10.606
8.670
8.073
598
2.774
16.153
9.262
6.740
151
46.006
45.031
975
60.354
4.840
40.490
36.092
2.556
16.910
9.982
6.790
137
47.711
46.669
1.042
62.014
4.846
42.066
37.471
4.595
15.103
8.285
6.818
1.458
17.531
10.453
6.939
139
48.674
47.639
1.035
63.403
4.822
43.131
38.555
4.576
15.450
8.634
6.816
1.380
17.310
9.933
7.239
139
49.221
48.057
1.164
61.554
4.706
41.472
36.880
4.592
15.376
8.558
6.818
1.509
17.417
10.390
6.890
136
48.820
47.734
1.087
65.737
3.491
45.709
41.047
4.661
16.537
9.706
6.831
5.582
18.646
10.656
7.854
136
47.958
46.843
1.115
67.148
3.488
46.226
41.511
4.715
17.434
9.910
7.523
3.704
19.220
10.721
8.351
148
48.573
47.406
1.167
67.584
3.466
47.141
42.387
4.753
16.977
9.848
7.129
2.665
18.781
10.186
8.450
145
49.329
48.213
1.115
68.928
3.360
48.495
43.502
4.993
17.073
9.943
7.130
2.788
20.508
11.700
8.659
148
49.927
48.695
1.231
69.718
3.342
49.262
44.230
5.032
17.113
9.983
7.130
2.454
21.130
12.168
8.808
154
50.803
49.560
1.243
70.450
2.953
50.166
44.978
5.188
17.332
10.201
7.130
2.298
21.047
12.370
8.516
160
51.741
50.527
1.214
72.103
2.742
51.838
46.601
5.237
17.523
10.322
7.202
2.012
21.120
12.251
8.721
148
51.266
50.155
1.111
72.693
2.792
52.534
47.257
5.277
17.366
11.130
6.235
2.970
22.069
12.864
9.065
140
51.172
49.999
1.173
73.875
2.795
53.592
48.207
5.385
17.488
11.242
6.246
(purchased)
69
7.752
4.094
3.566
92
30.467
29.366
1.102
32.425
641
26.219
22.425
3.794
5.565
4.767
797
8.659
4.553
3.979
126
37.219
34.706
2.512
46.937
3.268
37.317
25.663
11.655
6.351
5.784
567
4.398 r)
15.025
8.205
6.820 r)
to debtors
- Committed
- Uncommitted
Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others
r) Revised figures
73
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.18.a. Rekening Administratif BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks Off-Balance Sheet)
Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya
2011
2012
2013
2014
Jul
Ags
Sep
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Indicator
Ags
27 Commited Claims
- - Unused borrowing
- - Outstanding spot and derivatives
63
50
-
18
-
25
-
20
-
18
-
17
-
40
-
22
-
24
-
24
-
25
-
24
-
35
13
23
-
26
-
27
-
13
2.735
2.651
18
4.762
25
6.583
5.880
20
8.205
7.491
18
9.140
8.401
17
8.960
8.193
40
10.833
10.052
22
11.057
10.257
24
10.331
9.529
24
11.390
10.404
25
10.937
10.033
24
10.392
10.196
22
11.312
11.081
23
11.038
10.786
26
10.347
10.113
27
11.056
10.801
2.008
643
51
2.954
1.808
70
3.919
1.961
75
3.361
4.130
83
3.415
4.986
108
3.070
5.123
113
3.257
6.795
136
3.372
6.885
143
3.620
5.910
183
3.481
6.923
182
3.367
6.666
189
3.924
6.272
177
4.267
6.814
204
4.440
6.346
219
4.023
6.090
205
4.388
6.414
209
29
22
-
41
29
-
30
45
-
23
60
-
29
79
-
29
84
-
38
98
-
33
110
-
46
137
-
48
134
-
71
118
-
72
106
-
72
131
-
94
125
-
72
133
-
76
133
-
75
130
-
29
27
327
318
9
387
324
63
3.103
81
2.404
2.166
239
617
617
-
28
337
325
12
447
348
99
3.521
86
2.799
2.797
3
636
636
-
19
352
339
13
366
294
72
3.647
86
2.914
2.912
2
647
647
-
25
363
350
14
444
367
77
3.719
86
2.969
2.963
6
665
665
-
23
367
353
14
470
396
74
3.818
86
3.049
3.043
5
683
683
-
42
363
362
1
499
412
87
3.915
85
3.134
3.128
5
697
697
-
30
363
362
1
551
466
85
4.012
85
3.211
3.206
5
716
716
-
44
448
446
1
603
512
91
4.085
85
3.271
3.266
5
728
728
-
13
410
18
403
400
2
643
553
89
4.307
85
3.469
3.464
5
753
753
-
27
474
472
2
770
692
78
4.406
85
3.554
3.548
5
767
767
-
33
434
433
1
870
788
82
4.494
85
3.628
3.622
5
781
781
-
30
436
436
0
1.086
997
89
4.558
85
3.678
3.673
5
795
795
-
45
445
444
0
1.278
1.211
67
4.658
85
3.764
3.759
5
808
808
-
44
467
467
1
1.417
1.347
70
4.761
85
3.850
3.845
5
825
825
-
(purchased)
33
245
0
244
0
222
185
37
1.432
85
1.223
1.067
156
124
124
-
4.861
309
303
6
374
289
85
2.255
82
1.761
1.612
149
412
412
-
409
2
625
539
86
4.131
85
3.307
3.302
5
739
739
-
27 - Others
11.201 Commited Liabilities
10.952 - Undisbursed loan facilities
to debtors
- Committed
- Uncommitted
Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others
4.386
6.566
205 -
74
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.19.a. Rekening Administratif BPD
(Regional Development Banks Off-Balance Sheet)
Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya
r) Angka-angka diperbaiki
2011
2012
3.270
5
0
2.426
3.265
16.931
14.712
2.340
2013
2014
Jul
Ags
Sep
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Indicator
Ags
4.547 Commited Claims
81 - Unused borrowing
1.266 - Outstanding spot and derivatives
3.674
80
366
4.047
81
664
4.233
81
763
3.813
81
402
4.487
151
890
4.734
81
1.255
3.458
80
0
4.834
81
1.245
4.064
81
949
3.471
81
381
3.903
81
849
3.991
81
894
4.238
80
949
4.454
80
1.218
18.826
3.228
24.112
19.261
3.302
30.942
17.940
3.389
28.689
18.057
3.329
28.671
17.426
3.446
31.568
17.536
3.398
27.958
16.765
3.377
27.193
16.493
3.509
28.045
17.123
3.034
28.004
16.754
3.010
19.088
15.824
2.974
19.995
16.073
3.016
19.650
15.851
3.210
18.833
15.542
3.155
20.499
16.079
3.200 - Others
18.523 Commited Liabilities
13.993 - Undisbursed loan facilities
6.353
8.360
72
5.366
13.460
78
5.338
13.922
151
4.750
13.190
110
4.534
13.523
93
4.297
13.129
108
4.209
13.327
119
4.576
12.189
178
3.880
12.613
143
3.775
13.346
136
3.477
13.277
143
3.186
12.638
106
3.055
13.018
110
3.116
12.735
119
3.074
12.467
129
3.334
12.745
162
3.308
10.685
184 -
55
16
894
27
15
64
865
39
36
115
817
219
47
62
437
340
42
50
459
264
43
65
391
37
55
63
377
431
75
103
365
753
50
93
399
37
25
111
383
977
25
118
383
788
20
86
377
131
31
79
355
807
22
97
377
656
16
114
422
108
28
133
384
1.063
31
153
366
997
1.226
1.973
989
833
152
10.377
10.376
1
6.449
2.326
3.952
3.714
238
171
133
39
1.196
1.629
4.506
2.852
1.573
81
12.140
11.763
376
8.540
2.434
5.993
5.610
383
113
113
-
2.423
6.799
2.986
3.733
80
11.439
11.350
89
8.948
2.292
6.534
6.233
302
122
113
9
2.656
5.562
3.052
2.371
138
12.434
11.874
560
8.888
2.218
6.548
6.251
297
122
113
9
2.627
5.926
3.133
2.649
144
13.275
12.604
670
9.477
2.241
7.124
6.733
390
113
113
-
2.513
7.363
3.115
4.101
147
13.131
12.488
643
9.500
2.215
7.163
6.904
259
122
113
9
2.514
5.889
3.025
2.715
149
12.684
11.931
753
9.594
2.238
7.234
6.975
259
122
113
9
2.607
5.512
2.835
2.531
146
11.353
11.109
244
9.784
2.222
7.439
7.173
266
122
113
9
3.002
5.391
2.682
2.503
206
8.947
8.768
180
9.767
2.238
7.407
7.165
242
122
113
9
2.869
5.719
2.696
2.638
385
8.453
8.215
238
10.204
2.460
7.625
7.360
265
120
113
7
2.650
5.815
2.667
2.756
392
8.572
8.346
226
10.266
2.441
7.712
7.450
262
113
113
-
2.649
5.856
2.673
2.787
396
9.532
9.249
283
10.239
2.342
7.784
7.522
262
113
113
-
2.646
6.000
2.714
2.898
388
10.398
10.141
257
10.555
2.282
8.139
7.864
275
134
113
21
2.632
5.690
2.794
2.502
393
11.368
11.133
236
11.368
2.289
8.967
8.669
298
112
112
-
2.812
5.739
2.752
2.596
391
12.033
11.814
220
11.398
2.280
9.006
8.731
276
112
112
-
2.983
6.008
2.807
2.814
388
13.013
12.809
205
11.899
2.188
9.599
9.329
271
112
112
-
77
10
(purchased)
21.004
7.391
6.255
1.018
118
11.946
11.945
1
7.310
2.160
4.998
4.763
236
153
153
0
to debtors
- Committed
- Uncommitted
Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others
r) Revised figures
75
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.20.a. Rekening Administratif Bank Campuran
(Joint Venture Banks Off-Balance Sheet)
Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya
r) Angka-angka diperbaiki
2011
34.781
7.927
26.736
2012
41.154
4.510
36.560
2013
2014
2015
Indicator
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
63.713
10.176
53.155
82.879
6.174
76.001
80.866
5.075
75.611
91.061
4.867
83.862
98.700
4.835
91.318
86.224
4.629
79.589
87.157
3.868
81.019
87.506
3.935
81.604
92.443
7.742
82.404
93.154
6.636
83.882
92.135
6.147
83.220
94.252
6.952
84.440
97.245
8.670
85.410
97.974
10.448
84.380
Ags
704
210.533
116.238
180
210.096
115.314
2.332
218.870
122.157
2.547
223.364
128.167
2.006
221.576
125.769
2.270
228.063
126.435
1.967
238.319
134.614
2.297
239.003
135.503
2.636
228.389
139.205
2.768
221.500
133.700
2.860
217.860
131.369
3.166
226.165
139.818
3.147
220.531
137.975
462 - Others
245.251 Commited Liabilities
153.571 - Undisbursed loan facilities
101.230 Commited Claims
10.814 - Unused borrowing
89.954 - Outstanding spot and derivatives
(purchased)
84
119
120.035
85.198
104.664
381
187.237
125.246
15.607
69.591
7
12.083
92.581
15
16.505
108.741
77
16.095
100.143
18
12.198
103.116
23
13.251
108.906
22
16.651
111.516
36
16.256
109.513
26
17.498
108.937
27
16.788
117.826
29
16.374
119.128
34
17.915
121.290
130
17.911
115.789
142
14.449
116.920
231
16.785
123.033
247
15.152
122.823
225
14.436
139.134
222 -
2
5
6.352
28.175
4
11
6.022
32.721
10
67
11.095
50.452
7
12
8.570
69.377
9
14
7.228
67.615
7
14
6.711
77.105
10
26
6.448
84.893
7
19
6.437
74.645
8
19
6.285
74.958
8
21
6.299
77.252
11
23
5.155
79.181
11
118
5.572
82.901
11
131
5.071
82.009
202
30
5.131
80.486
203
43
4.194
81.187
205
20
5.502
76.371
205
17
6.250
84.682
215
366
91.364
91.016
346
2
20.536
20.445
91
5.334
0
4.900
4.746
153
435
435
-
588
93.259
92.812
442
4
20.767
20.581
186
5.984
0
5.509
5.499
10
474
474
-
2.549
91.771
91.311
454
5
17.489
17.489
0
6.041
0
5.589
5.579
10
452
452
-
1.612
94.647
94.196
446
5
17.134
17.134
0
6.155
0
5.691
5.681
10
464
464
-
1.418
93.312
92.848
457
6
17.427
17.427
0
6.370
0
5.909
5.899
10
461
461
-
630
94.694
94.213
475
6
17.056
17.056
0
6.460
0
5.998
5.987
10
463
463
-
611
100.500
99.984
509
6
18.093
18.093
0
6.575
0
6.107
6.097
10
468
468
-
935
102.224
101.680
538
6
16.272
16.272
0
6.710
0
6.234
6.224
10
476
476
-
1.315
101.646
101.113
527
6
16.692
16.692
0
7.138
0
6.656
6.645
10
482
482
-
581
94.913
94.387
520
6
16.991
16.991
0
7.402
0
6.916
6.906
10
486
486
-
578
92.774
92.227
539
7
16.421
16.421
0
7.382
0
6.898
6.898
484
484
-
643
90.749
90.144
598
7
16.178
16.178
0
7.493
0
7.009
7.009
484
484
-
719
88.659
88.074
586
17.044
17.044
0
7.608
0
7.107
7.107
501
501
-
458
92.583
91.927
656
17.831
17.831
0
7.855
0
7.348
7.348
506
506
-
526
94.128
93.493
635
18.592
18.592
0
8.293
0
7.772
7.772
521
521
-
303
45.523
45.322
201
12.035
12.035
2.624
0
2.490
2.336
153
134
134
-
143.637
62.290
62.040
246
4
15.200
15.158
42
3.753
0
3.506
3.352
153
247
247
-
to debtors
- Committed
- Uncommitted
Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others
r) Revised figures
76
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.21.a. Rekening Administratif Bank Asing
(Foreign Owned Banks Off-Balance Sheet)
Miliar Rp (Billion Rp)
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Kredit yang diberikan
Lainnya
***) Angka-angka sangat-sangat sementara
r) Angka-angka diperbaiki
2011
2014
2015
Indicator
2012
2013
95.013
7.707
87.238
140.520
8.192
132.324
198.742
13.996
184.725
234.942
13.314
221.627
225.268
13.452
211.746
255.793
14.013
241.781
248.574
13.898
234.671
156.503
14.035
142.449
238.213
14.243
223.960
243.700
14.568
229.132
267.285
17.449
249.836
261.945
17.650
243.968
288.050
17.499
269.255
287.569
17.852
269.716
273.631
1.799
271.832
299.911
18.262
281.649
310.762 Commited Claims
18.968 - Unused borrowing
291.794 - Outstanding spot and derivatives
67
281.415
122.450
4
302.516
147.600
21
450.692
237.527
351.222
241.593
70
351.248
247.449
374.529
269.576
5
379.392
282.909
20
343.414
244.353
10
380.969
282.793
399.346
287.411
383.104
279.579
327
592.297
301.998
1.296
607.590
281.172
629.973
287.231
699.307
354.510
646.493
296.788
- Others
674.807 Commited Liabilities
309.766 - Undisbursed loan facilities
60.888
61.561
816
33.500
114.101
3.302
42.453
195.074
6.303
41.317
200.276
7.138
42.186
205.262
7.488
44.855
224.720
7.361
47.161
235.748
6.170
49.015
195.337
7.812
49.567
233.226
5.087
47.749
239.663
6.140
44.811
234.768
3.921
54.094
247.904
4.064
45.442
235.730
4.196
49.034
238.197
4.284
55.579
298.931
5.968
49.783
247.005
6.923
52.373
257.393
6.231 -
581
236
8.039
149.823
338
2.964
7.328
144.037
33
6.270
11.769
194.823
143
6.995
10.791
227.604
3.070 r)
4.418
9.493
224.260
155
7.205
8.216
244.628
153
6.016
7.655
240.136
154
7.658
7.603
160.909
156
4.931
7.991
243.348
165
5.976
9.878
256.092
40
3.881
8.879
275.219
172
3.891
8.716
277.225
170
4.026
9.910
312.174
175
4.108
9.666
328.693
177
5.791
10.268
328.350
181
6.742
10.527
331.801
191
6.040
8.959
349.698
249
271
104.257
104.151
98
8
45.450
45.450
11.100
10.650
10.483
166
450
450
-
167
109.182
109.037
137
7
42.518
42.518
12.661
12.119
11.968
151
542
542
-
361
100.218
100.062
149
7
42.898
42.898
12.950
12.219
12.068
151
731
731
-
139
104.498
104.330
161
7
44.130
44.130
13.051
12.316
12.165
151
735
735
-
364
95.815
95.657
151
7
42.262
42.262
13.157
12.416
12.265
151
741
741
-
143
98.611
98.451
153
7
42.296
42.296
13.454
12.706
12.555
151
748
748
-
117
97.743
97.575
161
7
41.566
41.566
13.477
12.720
12.568
151
757
757
-
125
111.474
111.297
170
7
40.959
40.959
13.310
109
103.197
103.011
179
7
42.982
42.982
12.539
12.388
151
770
770
-
12.636
12.485
151
904
904
-
295
106.775
106.574
193
8
44.865
44.865
13.544
12.735
12.584
151
809
809
-
138
103.971
103.766
198
8
44.263
44.263
13.696
12.832
12.681
151
864
853
11
99
106.094
105.874
212
8
45.974
45.974
13.819
12.936
12.785
151
883
860
22
211
107.832
107.592
232
8
48.987
48.987
13.927
13.036
12.885
151
891
869
22
455
110.988
110.730
250
8
46.919
46.919
14.081
13.182
13.031
151
899
877
22
152
113.721
113.435
278
8
49.474
49.474
14.231
13.323
13.172
151
908
886
22
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
(purchased)
287
92.289
92.113
173
2
34.623
34.623
7.020
6.965
6.954
11
55
55
-
85.357
85.156
187
13
36.785
36.785
9.899
9.676
9.664
12
223
223
-
13.540
to debtors
- Committed
- Uncommitted
Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others
***) Estimated figures
r) Revised figures
77
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.22.a. Kinerja Bank Umum Konvensional
(Commercial Banks Performance)
Miliar Rp (Billion Rp)
2014
Keterangan
2012
Items
Ags
Rasio Pemenuhan Kecukupan Modal
Minimum (%)
17,43
2015
2013
18,13
19,70
Sep
19,53
Okt
19,63
Nov
19,77
Des
19,57
Jan
21,01
Feb
21,26
Mar
20,98
Apr
20,79
Mei
20,51
Jun
20,28
Jul
20,78
Ags
20,73 Capital Adequacy Ratio (%)
- Modal
496.629
626.888
723.852
730.858
733.440
746.568
754.174
814.810
830.570
827.950
827.974
830.598
832.634
854.329
863.532
- ATMR
2.849.997
3.458.404
3.675.209
3.741.538
3.736.749
3.776.200
3.854.234
3.878.947
3.907.328
3.945.899
3.982.779
4.050.387
4.106.626
4.111.073
4.164.757
15,60
16,36
18,08
17,91
17,94
18,15
18,01
18,75
18,99
18,40
18,19
17,98
17,75
18,21
Rasio Modal Inti terhadap ATMR (%)
- Modal Inti (Tier I)
- Capital
- Risk Weighted Assets
18,19 Core Capital Ratio to ATMR (%)
444.545
565.774
664.518
669.926
670.559
685.255
694.198
727.294
741.962
726.221
724.527
728.302
728.993
748.696
757.586
2.849.997
3.458.404
3.675.209
3.741.538
3.736.749
3.776.200
3.854.234
3.878.947
3.907.328
3.945.899
3.982.779
4.050.387
4.106.626
4.111.073
4.164.757
3,11
3,08
2,90
2,91
2,89
2,87
2,85
2,82
2,51
2,69
2,53
2,45
2,29
2,27
117.103
134.571
141.079
142.355
142.372
142.564
142.769
152.532
136.761
148.088
139.593
135.773
127.792
127.228
129.480
3.761.912
4.365.364
4.856.622
4.897.413
4.932.537
4.967.179
5.004.089
5.417.813
5.451.541
5.496.171
5.515.708
5.540.025
5.572.178
5.593.988
5.621.051
74,10
74,08
76,37
76,14
76,14
76,16
76,29
82,15
81,59
79,49
79,94
80,42
81,40
81,39
- Biaya Operasional
321.357
368.460
294.176
331.305
367.997
406.608
446.217
56.987
99.135
140.064
181.922
226.226
270.614
313.452
364.126
- Operating Expenses
- Pendapatan Operasional
433.678
497.384
385.201
435.149
483.333
533.906
584.887
69.368
121.497
176.195
227.587
281.320
332.457
385.113
446.995
- Operating Income
5,49
4,89
4,21
4,21
4,24
4,24
4,23
4,24
4,06
5,30
5,30
5,33
5,32
5,32
200.338
233.841
253.786
255.233
258.061
259.471
260.940
283.884
269.252
274.525
275.287
278.526
280.769
282.102
284.506
3.648.741
4.782.557
6.022.841
6.058.539
6.090.379
6.118.637
6.161.761
6.691.609
6.632.130
5.180.214
5.191.975
5.223.083
5.274.201
5.307.579
5.345.241
83,58
89,70
90,63
88,93
88,45
88,65
89,42
88,48
88,26
87,58
87,94
88,72
88,46
88,50
2.597.026
3.158.099
3.352.392
3.413.557
3.403.652
3.448.211
3.526.364
3.487.843
3.519.869
3.532.735
3.564.324
3.609.112
3.677.335
3.684.686
3.732.006
- Total Credit to third party
3.107.385
3.520.616
3.699.016
3.838.472
3.848.279
3.889.630
3.943.697
3.942.067
3.988.289
4.033.543
4.053.225
4.067.775
4.156.933
4.163.444
4.202.011
- Total Third Party Funds
- ATMR
ROA (%)
- Laba sebelum pajak
- Rata-rata total aset
BOPO (%)
NIM (%)
- Pendapatan bunga bersih
- Rata-rata total aset produktif
LDR (%)
-
Total Kredit kepada pihak ketiga bukan
Bank
- Total Dana Pihak Ketiga
- Core Capital (Tier I)
- Risk Weighted Assets
2,30 Return On Assets Ratio (%)
- Profit
- Average total assets
81,46 Operating Expenses/Operating Income (%)
5,32 Net Interest Margin Ratio (%)
- Interest income net
- Average total earning assets
88,81 Loan to Deposits Ratio (%)
16,87 Liquid Assets Ratio (%)
Rasio Aset Likuid (%)
18,45
15,77
14,21
16,18
16,35
16,27
16,24
16,88
17,35
18,74
18,16
17,26
17,35
17,03
- Aset Likuid Primer
616.043
589.158
530.989
651.638
673.152
676.518
686.023
724.886
750.779
826.137
795.983
762.497
784.963
756.495
742.715
- Aset Likuid Primer
- Aset Likuid Sekunder
142.989
163.506
183.522
193.406
184.825
188.037
192.598
189.545
201.102
220.386
220.202
210.698
209.728
218.568
237.362
- Aset Likuid Sekunder
4.115.003
4.773.892
5.026.825
5.223.740
5.248.656
5.313.591
5.410.098
5.417.813
5.485.270
5.585.431
5.594.559
5.637.294
5.732.943
5.724.848
5.810.495
- Total Aset
- Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
78
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.23.a. Kinerja Bank Persero Konvensional
(State Owned Banks Performance)
Miliar Rp (Billion Rp)
2014
Keterangan
2012
Items
Ags
Rasio Pemenuhan Kecukupan Modal
Minimum (%)
2015
2013
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
18,80 Capital Adequacy Ratio (%)
16,17
15,91
17,58
17,31
17,48
17,56
17,08
19,00
19,88
19,04
18,85
18,76
18,45
18,71
- Modal
166.297
198.288
229.100
228.772
229.548
232.941
235.019
263.073
276.276
267.847
268.469
272.511
274.363
276.199
279.750
- ATMR
1.028.287
1.246.469
1.303.140
1.321.527
1.313.287
1.326.402
1.375.677
1.384.382
1.389.553
1.406.646
1.424.503
1.452.256
1.486.687
1.476.562
1.488.144
14,59
14,58
16,49
16,27
16,26
16,50
16,14
16,15
17,03
15,82
15,54
15,50
15,23
15,46
150.049
181.769
214.902
214.975
213.600
218.842
222.102
223.569
236.585
222.516
221.315
225.038
226.394
228.328
231.758
1.028.287
1.246.469
1.303.140
1.321.527
1.313.287
1.326.402
1.375.677
1.384.382
1.389.553
1.406.646
1.424.503
1.452.256
1.486.687
1.476.562
1.488.144
3,80
3,87
3,67
3,74
3,71
3,75
3,75
3,28
3,04
3,56
3,33
3,29
3,00
2,98
51.669
61.645
65.165
67.056
67.043
68.246
69.104
66.629
62.118
73.372
68.372
67.633
62.048
61.805
63.099
1.359.034
1.593.260
1.775.528
1.791.268
1.806.342
1.821.604
1.842.847
2.030.103
2.045.012
2.060.286
2.056.018
2.053.870
2.066.211
2.076.966
2.087.342
70,53
66,16
70,80
70,29
70,05
69,64
69,57
81,60
78,48
73,59
73,74
73,75
75,42
75,44
- Biaya Operasional
116.981
116.272
99.663
112.750
124.222
136.848
150.501
23.656
36.596
49.181
62.372
77.121
92.570
107.463
122.696
- Operating Expenses
- Pendapatan Operasional
165.852
175.740
140.773
160.405
177.334
196.521
216.331
28.992
46.631
66.827
84.584
104.576
122.737
142.458
163.492
- Operating Income
5,95
5,50
5,12
5,12
5,14
5,14
5,11
5,28
4,84
5,93
5,98
6,13
6,15
6,10
Rasio Modal Inti terhadap ATMR (%)
- Modal Inti (Tier I)
- ATMR
ROA (%)
- Laba sebelum pajak
- Rata-rata total aset
BOPO (%)
NIM (%)
- Pendapatan bunga bersih
- Rata-rata total aset produktif
LDR (%)
-
Total Kredit kepada pihak ketiga bukan
Bank
- Total Dana Pihak Ketiga
- Capital
- Risk Weighted Assets
15,57 Core Capital Ratio to ATMR (%)
- Core Capital (Tier I)
- Risk Weighted Assets
3,02 Return On Assets Ratio (%)
- Profit
- Average total assets
75,05 Operating Expenses/Operating Income (%)
6,11 Net Interest Margin Ratio (%)
79.244
95.200
106.684
107.444
108.622
109.422
109.862
124.766
114.067
116.634
117.346
119.649
121.131
120.878
121.937
1.331.277
1.731.075
2.085.134
2.099.153
2.114.640
2.130.287
2.147.990
2.362.380
2.357.822
1.967.135
1.960.783
1.953.298
1.970.433
1.982.954
1.996.606
- Interest income net
- Average total earning assets
86,32 Loan to Deposits Ratio (%)
79,84
86,70
87,73
86,45
85,97
85,66
83,73
85,60
84,49
84,96
87,96
89,84
87,39
86,11
959.128
1.181.726
1.254.133
1.275.444
1.267.022
1.284.068
1.325.087
1.312.532
1.319.512
1.321.243
1.331.356
1.355.178
1.392.605
1.388.237
1.403.511
- Total Credit to third party
1.201.284
1.363.062
1.429.498
1.475.270
1.473.854
1.499.077
1.582.488
1.533.382
1.561.671
1.555.170
1.513.514
1.508.366
1.593.517
1.612.101
1.625.872
- Total Third Party Funds
15,76 Liquid Assets Ratio (%)
Rasio Aset Likuid (%)
20,06
15,84
13,02
15,40
16,30
15,25
16,66
15,99
16,99
18,08
16,21
14,97
15,63
16,32
- Aset Likuid Primer
229.643
199.232
154.992
208.254
228.379
213.750
254.338
234.112
248.199
262.052
224.815
207.432
235.765
246.916
229.109
- Aset Likuid Primer
78.295
79.349
86.992
87.039
88.079
87.266
91.707
90.578
101.739
115.886
106.337
98.742
96.810
102.592
111.396
- Aset Likuid Sekunder
1.535.343
1.758.873
1.858.592
1.917.186
1.942.006
1.974.227
2.076.518
2.030.103
2.059.921
2.090.835
2.043.212
2.045.280
2.127.914
2.141.496
2.159.973
- Aset Likuid Sekunder
- Total Aset
- Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
79
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.24.a. Kinerja BUSN Devisa Konvensional
(Foreign Exchange Commercial Banks Performance)
Miliar Rp (Billion Rp)
2014
Keterangan
2012
Items
Ags
Rasio Pemenuhan Kecukupan Modal
Minimum (%)
2015
2013
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
17,76 Capital Adequacy Ratio (%)
15,33
16,01
16,82
16,64
16,72
16,70
16,42
17,61
17,36
17,73
17,68
17,22
17,16
17,90
- Modal
177.744
220.225
247.601
248.816
250.999
253.244
252.499
272.494
270.441
277.675
279.510
275.838
278.737
291.524
293.103
- ATMR
1.159.788
1.375.870
1.472.479
1.495.249
1.500.817
1.516.835
1.538.222
1.547.767
1.557.464
1.566.141
1.581.332
1.601.473
1.624.607
1.628.815
1.650.468
13,05
13,78
14,67
14,42
14,53
14,52
14,27
15,18
15,11
15,19
15,19
14,90
14,82
15,44
151.331
189.602
216.023
215.688
218.065
220.178
219.543
235.019
235.357
237.843
240.204
238.640
240.846
251.436
252.873
1.159.788
1.375.870
1.472.479
1.495.249
1.500.817
1.516.835
1.538.222
1.547.767
1.557.464
1.566.141
1.581.332
1.601.473
1.624.607
1.628.815
1.650.468
2,64
2,43
2,34
2,25
2,20
2,17
2,13
2,15
1,82
1,81
1,80
1,84
1,81
1,83
38.452
40.571
43.328
41.871
41.111
40.757
40.306
43.416
36.865
36.653
36.621
37.827
37.292
37.821
37.908
1.455.843
1.667.964
1.849.600
1.861.548
1.871.092
1.880.295
1.890.222
2.021.478
2.026.193
2.030.444
2.039.469
2.054.448
2.062.611
2.067.048
2.073.787
74,88
78,07
79,00
79,53
80,05
80,24
80,70
83,16
84,67
84,52
84,54
84,37
84,75
84,48
- Biaya Operasional
112.722
138.893
108.043
121.923
137.285
151.747
167.522
17.205
32.712
48.130
64.704
80.926
97.589
112.309
131.155
- Operating Expenses
- Pendapatan Operasional
150.543
177.897
136.762
153.309
171.488
189.118
207.584
20.689
38.636
56.945
76.541
95.917
115.149
132.948
154.276
- Operating Income
5,17
4,42
3,76
3,76
3,78
3,79
3,78
3,73
3,70
4,85
4,85
4,82
4,80
4,83
Rasio Modal Inti terhadap ATMR (%)
- Modal Inti (Tier I)
- ATMR
ROA (%)
- Laba sebelum pajak
- Rata-rata total aset
BOPO (%)
NIM (%)
- Pendapatan bunga bersih
- Rata-rata total aset produktif
LDR (%)
-
Total Kredit kepada pihak ketiga bukan
Bank
- Total Dana Pihak Ketiga
- Core Capital (Tier I)
- Risk Weighted Assets
1,83 Return On Assets Ratio (%)
- Profit
- Average total assets
85,01 Operating Expenses/Operating Income (%)
4,86 Net Interest Margin Ratio (%)
72.679
81.316
85.461
85.621
86.174
86.557
87.102
91.815
89.587
91.516
91.762
92.480
92.985
93.983
95.152
1.404.733
1.838.391
2.270.137
2.277.729
2.282.002
2.286.651
2.302.325
2.459.826
2.420.130
1.887.584
1.892.550
1.918.200
1.935.661
1.946.192
1.957.559
- Interest income net
- Average total earning assets
85,92 Loan to Deposits Ratio (%)
81,58
83,77
85,03
84,54
84,74
85,30
85,66
83,61
83,96
84,25
83,66
83,45
84,90
84,85
1.026.324
1.202.706
1.269.766
1.292.004
1.298.928
1.312.831
1.342.612
1.324.860
1.333.363
1.339.227
1.350.869
1.365.542
1.383.729
1.385.100
1.409.738
- Total Credit to third party
1.257.990
1.435.791
1.493.398
1.528.255
1.532.828
1.539.040
1.567.343
1.584.612
1.588.106
1.589.655
1.614.640
1.636.382
1.629.918
1.632.406
1.640.834
- Total Third Party Funds
15,25 Liquid Assets Ratio (%)
15,47
14,66
13,83
14,40
14,39
14,57
14,87
15,75
15,94
16,62
17,22
16,59
16,31
15,20
- Aset Likuid Primer
203.772
216.884
206.564
222.140
226.532
231.058
244.859
263.156
272.924
286.179
296.588
289.114
282.721
257.971
258.226
41.689
49.644
56.877
59.654
55.016
56.260
52.411
55.320
50.702
52.609
59.275
57.898
60.443
60.227
65.115
1.586.631
1.818.240
1.905.464
1.957.131
1.956.990
1.972.319
1.999.417
2.021.478
2.030.909
2.038.946
2.066.545
2.091.736
2.103.428
2.093.671
2.120.956
- Total Aset
- Risk Weighted Assets
15,32 Core Capital Ratio to ATMR (%)
Rasio Aset Likuid (%)
- Aset Likuid Sekunder
- Capital
- Aset Likuid Primer
- Aset Likuid Sekunder
- Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
80
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.25.a. Kinerja BUSN Non Devisa Konvensional
(Non-Foreign Exchange Commercial Banks Performance)
Miliar Rp (Billion Rp)
2014
Keterangan
2012
Items
Ags
Rasio Pemenuhan Kecukupan Modal
Minimum (%)
2015
2013
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
23,10 Capital Adequacy Ratio (%)
20,80
23,16
23,35
23,14
23,24
23,00
23,07
23,86
23,49
22,41
22,46
22,27
21,97
23,46
- Modal
13.530
17.984
20.164
20.345
20.445
20.505
20.631
21.912
22.030
20.735
20.903
20.344
20.405
22.079
21.598
- Capital
- ATMR
65.057
77.653
86.353
87.936
87.983
89.156
89.411
91.843
93.803
92.520
93.049
91.354
92.859
94.117
93.488
- Risk Weighted Assets
19,38
21,47
21,78
21,53
21,63
21,40
21,49
22,34
21,94
20,85
20,94
20,75
20,46
21,96
- Modal Inti (Tier I)
12.610
16.675
18.812
18.929
19.032
19.083
19.213
20.516
20.584
19.289
19.486
18.955
18.995
20.670
20.193
- Core Capital (Tier I)
- ATMR
65.057
77.653
86.353
87.936
87.983
89.156
89.411
91.843
93.803
92.520
93.049
91.354
92.859
94.117
93.488
- Risk Weighted Assets
3,31
3,26
2,35
2,29
2,28
2,26
2,16
1,70
1,85
2,02
2,03
2,07
2,03
1,99
- Laba sebelum pajak
3.204
3.744
3.024
2.960
2.954
2.946
2.839
2.341
2.544
2.810
2.827
2.780
2.737
2.700
2.624
- Rata-rata total aset
96.840
114.799
128.861
129.380
129.836
130.451
131.315
137.329
137.656
139.077
139.481
134.241
135.039
135.460
135.912
79,30
79,67
84,80
85,16
85,64
85,73
86,31
88,70
87,25
86,14
86,12
85,98
86,17
86,37
- Biaya Operasional
12.149
14.260
11.192
12.667
14.659
16.138
17.751
1.528
2.918
4.382
5.859
7.129
8.553
10.014
11.476
- Operating Expenses
- Pendapatan Operasional
15.320
17.900
13.197
14.875
17.117
18.824
20.567
1.723
3.344
5.087
6.803
8.291
9.926
11.594
13.231
- Operating Income
9,34
8,73
6,73
6,73
7,21
7,16
7,02
6,12
6,34
6,85
6,83
6,99
6,94
6,95
Rasio Modal Inti terhadap ATMR (%)
ROA (%)
BOPO (%)
NIM (%)
- Pendapatan bunga bersih
- Rata-rata total aset produktif
LDR (%)
-
Total Kredit kepada pihak ketiga bukan
Bank
- Total Dana Pihak Ketiga
21,60 Core Capital Ratio to ATMR (%)
1,93 Return On Assets Ratio (%)
6,91 Net Interest Margin Ratio (%)
8.606
9.761
8.627
8.618
9.176
9.126
9.091
8.551
8.608
8.714
8.713
8.609
8.649
8.718
8.728
92.126
111.801
128.222
128.020
127.228
127.469
129.441
139.716
135.776
127.125
127.556
123.243
124.590
125.436
126.280
- Interest income net
- Average total earning assets
91,43 Loan to Deposits Ratio (%)
82,73
85,10
90,14
89,76
82,32
88,17
87,81
89,32
89,89
87,52
89,36
90,99
91,33
91,60
69.804
82.634
88.701
90.228
82.362
90.040
91.795
91.076
91.740
92.932
93.504
91.976
93.810
93.727
94.211
84.374
97.102
98.401
100.518
100.052
102.122
104.544
101.964
102.055
106.179
104.634
101.087
102.712
102.322
103.040
- Total Credit to third party
- Total Third Party Funds
12,76 Liquid Assets Ratio (%)
19,32
15,03
12,98
14,10
14,75
16,21
18,15
15,49
14,83
17,18
14,97
13,68
14,18
12,60
- Aset Likuid Primer
19.716
18.417
16.094
17.910
19.014
21.406
24.762
20.568
19.734
23.638
20.320
18.031
19.097
16.730
17.038
1.291
891
886
920
741
744
803
708
729
750
739
566
611
664
710
108.758
128.498
130.833
133.535
133.934
136.604
140.823
137.329
137.983
141.919
140.694
135.906
139.028
137.990
139.075
- Total Aset
- Average total assets
86,73 Operating Expenses/Operating Income (%)
Rasio Aset Likuid (%)
- Aset Likuid Sekunder
- Profit
- Aset Likuid Primer
- Aset Likuid Sekunder
- Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
81
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.26.a. Kinerja BPD Konvensional
(Regional Development Banks Performance)
Miliar Rp (Billion Rp)
2014
Keterangan
2012
Items
Ags
Rasio Pemenuhan Kecukupan Modal
Minimum (%)
2015
2013
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
17,84 Capital Adequacy Ratio (%)
18,02
17,58
17,59
17,34
17,60
17,55
17,79
20,40
20,46
19,43
18,58
18,23
17,80
17,75
- Modal
35.198
40.343
44.039
45.055
45.850
46.002
46.922
53.459
54.214
52.347
50.942
50.361
50.181
49.693
50.323
- ATMR
195.318
229.459
250.372
259.763
260.565
262.152
263.682
262.103
265.034
269.451
274.144
276.327
281.910
279.883
282.109
16,66
16,33
16,31
16,06
16,32
16,27
16,55
18,26
18,25
17,20
16,44
16,03
15,47
15,58
32.531
37.474
40.842
41.731
42.512
42.655
43.630
47.867
48.372
46.352
45.075
44.303
43.611
43.594
44.194
195.318
229.459
250.372
259.763
260.565
262.152
263.682
262.103
265.034
269.451
274.144
276.327
281.910
279.883
282.109
2,90
3,18
2,69
2,90
2,90
2,77
2,68
3,32
2,85
3,09
2,80
2,47
2,44
2,20
- Laba sebelum pajak
10.462
12.686
11.321
12.377
12.528
12.099
11.723
14.870
12.946
14.490
13.583
12.214
12.290
11.190
11.312
- Rata-rata total aset
361.101
399.075
420.600
427.319
432.674
436.834
437.155
448.405
453.774
468.833
484.368
495.065
503.975
507.495
510.381
75,29
73,49
77,87
76,14
75,94
76,82
78,08
73,96
76,87
75,02
76,88
79,30
78,49
80,47
- Biaya Operasional
31.470
34.438
26.482
29.507
32.820
36.705
41.363
3.494
7.132
10.836
15.027
19.525
22.349
26.889
30.870
- Operating Expenses
- Pendapatan Operasional
41.797
46.864
34.008
38.755
43.215
47.780
52.973
4.724
9.278
14.443
19.546
24.623
28.475
33.415
38.345
- Operating Income
6,70
7,04
6,62
6,61
6,60
6,57
6,65
6,76
6,74
6,99
6,82
6,64
6,56
6,53
Rasio Modal Inti terhadap ATMR (%)
- Modal Inti (Tier I)
- ATMR
ROA (%)
BOPO (%)
NIM (%)
- Pendapatan bunga bersih
- Rata-rata total aset produktif
LDR (%)
-
Total Kredit kepada pihak ketiga bukan
Bank
- Total Dana Pihak Ketiga
- Core Capital (Tier I)
- Risk Weighted Assets
2,22 Return On Assets Ratio (%)
- Profit
- Average total assets
80,51 Operating Expenses/Operating Income (%)
6,50 Net Interest Margin Ratio (%)
22.856
27.891
28.657
28.958
29.218
29.265
29.593
30.629
30.538
30.776
30.995
30.946
31.207
31.356
31.423
341.257
396.439
432.915
438.409
442.557
445.532
444.769
453.315
453.020
440.084
454.166
466.131
475.550
479.884
483.440
- Interest income net
- Average total earning assets
71,89 Loan to Deposits Ratio (%)
78,57
92,34
82,07
73,49
74,96
76,58
89,73
83,38
81,71
73,89
68,98
68,69
68,33
71,01
218.851
265.661
289.017
294.511
298.145
301.614
301.456
296.369
299.902
303.530
307.060
311.067
315.633
316.622
320.762
- Total Credit to third party
278.535
287.709
352.139
400.773
397.751
393.877
335.957
355.430
367.019
410.781
445.125
452.869
461.944
445.854
446.171
- Total Third Party Funds
24,29 Liquid Assets Ratio (%)
22,93
18,19
18,91
25,92
24,05
24,19
18,38
20,57
22,14
28,12
27,02
26,57
27,13
25,92
- Aset Likuid Primer
80.457
63.091
72.488
115.428
107.280
107.305
72.996
84.601
94.384
132.841
135.534
134.505
141.016
128.996
119.361
3.626
7.858
9.363
9.263
8.360
8.416
8.015
7.621
7.274
7.478
7.928
8.380
7.792
8.025
9.513
366.684
389.964
432.960
481.069
480.868
478.437
440.691
448.405
459.144
498.951
530.973
537.854
548.526
528.614
530.584
- Total Aset
- Risk Weighted Assets
15,67 Core Capital Ratio to ATMR (%)
Rasio Aset Likuid (%)
- Aset Likuid Sekunder
- Capital
- Aset Likuid Primer
- Aset Likuid Sekunder
- Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
82
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.27.a. Kinerja Bank Campuran Konvensional
(Joint Venture Banks Performance)
Miliar Rp (Billion Rp)
2014
Keterangan
2012
Items
Ags
Rasio Pemenuhan Kecukupan Modal
Minimum (%)
2015
2013
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
19,46 Capital Adequacy Ratio (%)
18,65
19,86
19,79
19,49
19,23
18,89
19,14
20,18
20,08
20,94
20,69
19,74
20,51
19,83
- Modal
30.770
43.832
45.615
45.660
45.861
46.151
47.767
50.482
50.760
53.525
51.927
52.555
52.225
52.409
52.527
- ATMR
164.956
220.744
230.449
234.303
238.426
244.350
249.533
250.200
252.777
255.642
250.920
266.285
254.597
264.233
269.983
16,52
16,78
17,02
16,71
16,49
16,18
16,44
17,31
17,19
17,02
16,50
15,73
16,28
15,68
27.253
37.034
39.227
39.153
39.314
39.534
41.030
43.301
43.440
43.507
41.394
41.881
41.453
41.425
41.131
164.956
220.744
230.449
234.303
238.426
244.350
249.533
250.200
252.777
255.642
250.920
266.285
254.597
264.233
269.983
2,24
2,39
2,00
2,09
2,14
2,15
2,11
1,20
1,43
1,66
1,33
1,19
0,99
0,98
4.479
5.922
5.664
5.961
6.137
6.231
6.171
3.979
4.751
5.566
4.395
3.972
3.316
3.298
3.536
200.343
247.500
283.125
284.712
286.757
289.481
292.029
330.260
332.493
335.867
331.073
334.339
334.394
335.706
337.500
Rasio Modal Inti terhadap ATMR (%)
- Modal Inti (Tier I)
- ATMR
ROA (%)
- Laba sebelum pajak
- Rata-rata total aset
BOPO (%)
- Capital
- Risk Weighted Assets
15,23 Core Capital Ratio to ATMR (%)
- Core Capital (Tier I)
- Risk Weighted Assets
1,05 Return On Assets Ratio (%)
- Profit
- Average total assets
87,66 Operating Expenses/Operating Income (%)
77,86
79,23
81,59
79,44
79,36
78,35
78,49
88,80
85,81
82,71
86,13
86,89
89,08
88,50
- Biaya Operasional
15.179
20.899
17.356
18.925
20.838
21.988
24.353
3.126
5.800
7.961
10.528
12.784
15.491
17.411
20.365
- Operating Expenses
- Pendapatan Operasional
19.494
26.378
21.273
23.824
26.260
28.063
31.028
3.520
6.758
9.625
12.223
14.713
17.390
19.674
23.233
- Operating Income
3,63
3,00
2,40
2,40
2,40
2,40
2,40
2,25
2,14
3,33
3,26
3,28
3,29
3,29
NIM (%)
- Pendapatan bunga bersih
- Rata-rata total aset produktif
LDR (%)
-
Total Kredit kepada pihak ketiga bukan
Bank
- Total Dana Pihak Ketiga
3,31 Net Interest Margin Ratio (%)
7.163
8.568
10.242
10.276
10.355
10.405
10.478
11.156
10.576
10.796
10.402
10.532
10.598
10.707
10.840
197.239
285.548
426.295
428.067
430.904
433.906
437.111
496.741
493.729
323.976
318.954
320.828
322.562
325.004
327.591
- Interest income net
- Average total earning assets
131,10 Loan to Deposits Ratio (%)
115,63
122,20
132,62
129,26
122,80
122,40
123,61
122,66
123,94
120,96
122,55
127,90
132,89
132,31
150.061
199.872
207.637
208.532
209.369
215.637
221.383
219.199
223.341
221.347
220.397
221.568
224.817
232.860
236.373
- Total Credit to third party
129.772
163.557
156.563
161.326
170.496
176.179
179.104
178.708
180.195
182.999
179.837
173.240
169.180
175.990
180.298
- Total Third Party Funds
14,67 Liquid Assets Ratio (%)
Rasio Aset Likuid (%)
15,39
13,79
12,73
13,89
13,95
14,53
13,33
16,63
15,81
17,65
17,01
15,43
14,68
15,20
- Aset Likuid Primer
29.856
36.402
29.489
34.676
36.873
37.624
34.099
46.466
43.885
50.857
46.929
43.050
39.708
42.126
40.769
- Aset Likuid Primer
3.334
3.299
7.243
6.633
5.691
8.400
8.572
8.452
9.035
9.617
10.371
10.554
9.422
10.094
10.601
- Aset Likuid Sekunder
215.621
287.902
288.446
297.415
305.156
316.718
320.067
330.260
334.727
342.615
336.932
347.405
334.668
343.579
350.054
- Aset Likuid Sekunder
- Total Aset
- Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
83
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.28.a. Kinerja Bank Asing Konvensional
(Foreign Owned Banks Performance)
Miliar Rp (Billion Rp)
2014
Keterangan
2012
Items
Ags
Rasio Pemenuhan Kecukupan Modal
Minimum (%)
2015
2013
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
43,68 Capital Adequacy Ratio (%)
30,89
34,46
41,31
41,49
41,93
43,80
44,81
44,77
44,98
43,83
43,54
43,84
42,82
44,20
- Modal
73.091
106.216
137.333
142.210
140.739
147.726
151.336
153.390
156.849
155.821
156.223
158.988
156.723
162.425
166.231
- Capital
- ATMR
236.592
308.209
332.417
342.761
335.671
337.306
337.709
342.652
348.698
355.500
358.831
362.692
365.967
367.462
380.565
- Risk Weighted Assets
Rasio Modal Inti terhadap ATMR (%)
- Modal Inti (Tier I)
- ATMR
ROA (%)
- Laba sebelum pajak
- Rata-rata total aset
BOPO (%)
44,00 Core Capital Ratio to ATMR (%)
29,91
33,49
40,52
40,68
41,12
42,98
44,03
45,83
45,20
44,08
43,77
43,97
43,09
44,42
70.771
103.220
134.712
139.450
138.037
144.963
148.681
157.023
157.624
156.714
157.053
159.484
157.694
163.244
167.437
- Core Capital (Tier I)
236.592
308.209
332.417
342.761
335.671
337.306
337.709
342.652
348.698
355.500
358.831
362.692
365.967
367.462
380.565
- Risk Weighted Assets
2,31 Return On Assets Ratio (%)
3,06
2,92
3,15
3,01
3,10
3,01
3,08
4,73
3,84
3,29
2,96
2,42
2,15
2,21
8.837
10.003
12.576
12.130
12.599
12.285
12.626
21.298
17.538
15.197
13.794
11.346
10.109
10.414
11.002
288.751
342.766
398.908
403.185
405.837
408.514
410.520
450.239
456.413
461.663
465.298
468.061
469.948
471.312
476.130
- Profit
- Average total assets
87,40 Operating Expenses/Operating Income (%)
80,78
83,06
80,23
80,79
79,66
80,57
79,30
82,07
82,95
84,12
84,02
86,57
87,84
87,43
- Biaya Operasional
32.856
43.697
31.441
35.532
38.174
43.183
44.727
7.978
13.977
19.575
23.431
28.741
34.064
39.366
47.564
- Operating Expenses
- Pendapatan Operasional
40.672
52.606
39.187
43.983
47.918
53.599
56.405
9.721
16.850
23.269
27.889
33.200
38.780
45.024
54.418
- Operating Income
3,47
2,65
2,08
2,08
2,09
2,12
2,12
2,18
2,06
3,70
3,67
3,70
3,64
3,67
NIM (%)
- Pendapatan bunga bersih
- Rata-rata total aset produktif
LDR (%)
Total Kredit kepada pihak ketiga bukan
Bank
- Total Dana Pihak Ketiga
3,62 Net Interest Margin Ratio (%)
9.790
11.104
14.114
14.315
14.515
14.696
14.814
16.967
15.877
16.089
16.070
16.310
16.199
16.460
16.426
282.108
419.302
680.137
687.160
693.048
694.791
700.125
779.630
771.653
434.309
437.965
441.383
445.404
448.109
453.766
- Interest income net
- Average total earning assets
129,94 Loan to Deposits Ratio (%)
111,21
130,05
143,85
146,72
143,01
136,07
140,04
129,70
133,17
134,81
133,59
134,70
133,60
137,67
172.859
225.500
243.138
252.838
247.827
244.021
244.031
243.807
252.010
254.456
261.139
263.781
266.741
268.141
267.411
- Total Credit to third party
155.430
173.395
169.017
172.329
173.298
179.335
174.261
187.971
189.243
188.758
195.475
195.830
199.661
194.771
205.795
- Total Third Party Funds
23,19 Liquid Assets Ratio (%)
Rasio Aset Likuid (%)
22,30
19,88
17,91
19,00
19,09
21,21
19,89
22,84
22,33
22,16
22,54
21,90
21,13
21,01
- Aset Likuid Primer
52.599
55.132
51.362
53.229
55.074
65.375
54.969
75.982
71.652
70.570
71.797
70.366
66.656
63.757
78.212
- Aset Likuid Primer
- Aset Likuid Sekunder
14.754
22.464
22.162
29.897
26.937
26.951
31.089
26.866
31.623
34.046
35.553
34.558
34.650
36.966
40.027
- Aset Likuid Sekunder
301.966
390.415
410.531
437.404
429.704
435.287
432.582
450.239
462.586
472.165
476.203
479.115
479.379
479.498
509.853
- Total Aset
- Total Assets
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
84
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.29.a. Perkembangan Aset Bank Umum Berdasarkan Kelompok Bank
(Growth of Commercial Banks Assets Based Group Bank)
Miliar Rp ( Billion Rp )
2014
Kelompok Bank
2011
2012
2015
Group of Bank
2013
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
- Bank Persero
1.328.168
1.535.343
1.758.873
1.858.626
1.917.187
1.942.742
1.974.227
2.076.605
2.030.924
2.059.959
2.090.838
2.043.232
2.045.283
2.127.935
2.141.519
2.160.110
- State Owned Banks
- BUSN Devisa
1.464.007
1.705.408
1.962.539
2.093.688
2.147.547
2.149.155
2.169.150
2.200.142
2.221.590
2.228.745
2.236.661
2.262.198
2.290.481
2.301.807
2.293.723
2.322.941
- Foreign Exchange
- BUSN Non Devisa
107.085
135.472
162.457
171.065
174.949
176.483
179.987
186.817
182.326
183.582
188.447
188.188
184.237
188.427
187.682
188.333
- Non-Foreign Exchange
- BPD
304.003
366.685
389.964
432.960
481.069
480.868
478.437
440.691
448.393
459.144
498.951
530.973
537.854
548.526
528.614
530.584
- Regional Development
- Bank Campuran
181.088
217.713
290.219
252.045
260.674
266.701
274.048
278.312
282.539
289.153
296.933
291.943
300.751
287.121
294.641
298.927
- Joint Venture Banks
- Bank Asing
268.482
301.966
390.415
410.531
437.404
429.704
435.287
432.582
450.239
462.586
472.165
476.203
479.115
479.379
479.498
509.853
- Foreign Owned Banks
3.652.832
4.262.587
4.954.467
5.218.916
5.418.830
5.445.652
5.511.136
5.615.150
5.616.012
5.683.168
5.783.994
5.792.737
5.837.720
5.933.195
5.925.677
6.010.747
Commercial Banks
Commercial Banks
Banks
Total
Total
85
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.30.a. Jumlah Bank Umum Berdasarkan Pengelompokan Total Aset
(Total of Commercial Banks Based on Total Assets)
Desember 2011
Kelompok Bank
< Rp.
1
Triliun
Desember 2012
Desember 2013
Agustus 2014
Desember 2014
Agustus 2015
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
> Rp. < Rp.
> Rp. < Rp.
> Rp. < Rp.
> Rp. < Rp.
> Rp. < Rp.
> Rp.
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
50
1
50
1
50
1
50
1
50
1
50
10
50
10
50
10
50
10
50
10
50
10
50
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Group of Bank
Bank Persero
0
0
0
4
0
0
0
4
0
0
0
4
0
0
0
4
0
0
0
4
0
0
0
4
State Owned Banks
BUSN Devisa
1
18
7
10
1
17
7
11
1
15
8
12
1
16
9
12
1
16
9
12
1
14
12
12
Foreign Exchange
Commercial Banks
BUSN Non Devisa
12
15
3
0
10
17
2
1
8
18
2
1
6
20
2
1
5
21
2
1
7
18
2
1
Non-Foreign Exchange
Commercial Banks
BPD
0
14
11
1
0
14
11
1
0
14
11
1
0
11
14
1
0
10
15
1
0
9
16
1
Regional Development
Banks
Bank Campuran
0
6
8
0
0
6
8
0
0
7
7
1
0
4
7
1
0
4
7
1
0
2
7
2
Joint Venture Banks
Bank Asing
0
4
3
3
0
3
3
4
0
2
4
4
0
2
4
4
0
2
4
4
0
2
4
4
Foreign Owned Banks
13
57
32
18
11
57
31
21
9
56
32
23
7
53
36
23
6
53
37
23
8
45
41
24
Total
Total
86
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.31.a. Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum kepada Bank Lain
(Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank)
Miliar Rp (Billion Rp)
Indikator
Aset Produktif Neraca
a. Lancar
b. DPK
2011
2012
2014
2013
Ags
Sep
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Indicator
Ags
4.969.220 Earning Assets
2.878.450
3.416.989
4.115.372
4.357.488
4.387.087
4.370.469
4.436.454
4.531.435
4.667.587
4.520.838
4.577.565
4.625.605
4.741.036
4.910.129
4.890.824
2.745.968
3.250.997
3.929.648
4.128.104
4.153.584
4.146.306
4.195.053
4.308.971
4.415.322
4.238.846
4.313.552
4.350.201
4.451.066
4.624.175
4.591.471
4.658.061
a. Current
b. Special Mention
81.809
110.176
124.978
150.135
153.410
142.008
158.674
143.405
167.324
194.334
175.900
183.317
193.222
188.235
196.336
204.485
c. Kurang Lancar
6.790
9.189
9.481
13.151
15.170
17.292
16.573
12.864
15.970
16.132
15.524
17.212
18.398
20.866
22.179
20.455
c. Sub-Standard
d. Diragukan
7.913
9.515
9.132
14.894
14.160
13.311
14.225
14.395
12.878
14.891
15.953
15.942
14.621
14.265
14.975
17.527
d. Doubtful
68.693
e. Loss
e. Macet
Aset Produktif Transaksi
Rekening Administratif 1)
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
35.970
42.131
51.204
50.763
51.551
51.929
51.799
56.093
56.635
56.637
58.933
63.729
62.588
65.862
1.066.117
1.331.086
1.374.501
1.400.415
1.438.294
1.396.255
1.441.570
1.469.511
1.455.523
1.514.143
1.488.413
1.504.401
1.576.431
1.532.891
1.589.135 Earning Assets - Account
543.128
1.053.796
1.308.578
1.350.052
1.376.868
1.417.141
1.375.981
1.422.274
1.449.941
1.430.103
1.493.638
1.467.485
1.478.811
1.553.885
1.511.748
1.566.643
6.130
11.337
21.134
22.404
21.404
18.291
17.174
16.207
16.621
22.351
17.544
17.881
21.906
18.455
17.862
18.900
244
662
404
678
820
1.426
1.825
1.986
1.720
1.849
1.781
1.826
2.345
2.667
1.950
2.075
54
141
270
422
376
436
347
402
552
523
479
477
573
363
435
551
d. Doubtful
123
181
699
946
948
1.001
928
701
678
697
701
744
767
1.061
895
966
e. Lost
110.267
549.678
37.113
Administrative Transactions
b. Special Mention
c. Sub-Standard
Non Performing Earning Aset
(Nominal)
51.094
60.345
68.947
81.294
82.236
85.016
85.827
82.148
87.891
90.727
91.074
95.133
100.433
101.810
106.297
Kredit kepada Bank Lain
16.444
17.812
26.968
24.006
30.792
30.937
31.371
32.192
32.542
32.492
33.673
33.489
33.415
33.127
34.399
35.411 Interbank Loans
16.329
17.668
26.859
23.879
30.668
30.814
31.246
32.089
32.444
32.387
33.497
33.360
33.332
33.048
34.312
35.319
13
64
7
39
36
34
39
11
15
19
17
51
6
1
8
12
c. Kurang Lancar
0
-
1
12
9
5
1
9
3
3
3
3
2
1
1
1
d. Diragukan
1
-
-
-
-
0
0
0
0
0
0
0
1
1
0
0
102
80
101
76
80
85
85
84
80
82
156
75
75
76
77
79
102
80
102
88
88
90
86
93
84
85
159
77
77
79
78
80
a. Lancar
b. DPK
e. Macet
Non Performing Loan kepada
Bank Lain (Nominal)
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan
angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.
- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit,
standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing
Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.
- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank
Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi
kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan
atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)
- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of
credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain,
sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.
1)
a. Current
Non Performing Earning Asset
(Nominal)
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
Interbank Non Performing Loan
(Nominal)
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a
number of earning assets as a credit.
- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters
of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and nonperforming earning assets on the account administrative transactions
- There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA)
TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the
conditions or facilities for some reason)
- Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities
(committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of
non-performing assets in the TRA.
87
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.32.a. Aset Produktif Bank Persero dan Kualitas Kredit Bank Persero kepada Bank Lain
(Earning Asset of State Owned Banks and Credit Quality of State Owned Banks to Other Bank)
Miliar Rp (Billion Rp)
2014
Indikator
Aset Produktif Neraca
2011
2012
2013
Ags
Sep
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Indicator
Ags
1.858.988 Earning Assets
1.065.942
1.260.415
1.511.620
1.621.511
1.633.058
1.639.922
1.683.710
1.719.355
1.746.524
1.719.111
1.745.088
1.731.802
1.720.813
1.838.799
1.839.302
1.002.233
1.176.286
1.423.606
1.516.058
1.528.594
1.538.614
1.573.556
1.618.156
1.629.447
1.583.323
1.626.008
1.609.847
1.590.943
1.713.440
1.711.828
1.728.249
42.834
59.753
64.199
75.182
74.029
71.563
80.109
73.414
83.709
102.640
86.776
87.977
94.106
88.300
86.875
89.622
c. Kurang Lancar
1.970
2.699
2.499
4.618
5.084
4.709
4.008
3.258
6.089
5.592
4.833
5.594
5.529
7.426
10.187
8.649
d. Diragukan
2.444
4.709
2.874
4.740
4.968
4.360
5.280
4.699
3.948
5.727
6.437
5.810
6.584
6.688
6.015
7.798
16.461
16.967
18.441
20.914
20.383
20.676
20.756
19.829
21.458
21.829
21.033
22.574
23.650
22.946
24.397
24.671
216.461
309.868
359.504
369.141
359.231
383.047
386.107
398.351
399.644
397.467
412.490
416.915
417.238
404.654
412.419
213.608
306.205
352.102
362.386
352.245
376.839
379.262
391.594
393.848
385.058
406.061
410.152
406.783
397.688
405.720
438.321
2.798
3.545
6.828
5.918
6.122
5.400
5.847
6.187
6.428
11.361
5.726
6.124
9.681
6.376
5.846
5.934
11
63
46
82
89
77
265
66
99
357
95
105
72
74
327
282
a. Lancar
b. DPK
e. Macet
Aset Produktif Transaksi
Rekening Administratif 1)
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Non Performing Earning Aset
(Nominal)
Kredit kepada Bank Lain
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Non Performing Loan kepada
Bank Lain (Nominal)
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
445.243 Earning Assets - Account
Administrative Transactions
b. Special Mention
c. Sub-Standard
5
30
57
118
112
75
74
70
226
229
235
138
284
95
93
246
d. Doubtful
38
24
471
636
664
656
658
434
441
462
372
396
417
421
433
459
e. Loss
41.720
28.038
31.217
31.108
31.299
30.553
31.042
28.355
32.262
34.196
33.006
34.617
36.538
37.650
41.452
42.105
2.579
2.866
5.705
5.358
4.969
4.569
4.460
4.854
4.961
4.628
4.163
3.946
3.833
4.850
4.844
5.470 Interbank Loans
2.465
2.740
5.607
5.249
4.863
4.467
4.352
4.774
4.882
4.552
4.092
3.876
3.760
4.779
4.770
5.397
13
48
0
36
33
29
36
8
9
5
3
0
3
0
3
0
b. Special Mention
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
c. Sub-Standard
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
101
78
98
73
73
72
72
72
69
71
68
70
70
71
71
74
101
78
98
73
73
72
72
72
69
71
68
70
70
71
71
74
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan
angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.
- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit,
standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing
Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.
- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank
Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi
kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan
atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)
- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of
credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain,
sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.
1)
a. Current
Non Performing Earning Asset
(Nominal)
a. Current
d. Doubtful
e. Loss
Interbank Non Performing Loan
(Nominal)
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a
number of earning assets as a credit.
- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters
of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and nonperforming earning assets on the account administrative transactions
- There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA)
TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the
conditions or facilities for some reason)
- Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities
(committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of
non-performing assets in the TRA.
88
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.33.a. Aset Produktif BUSN Devisa dan Kualitas Kredit BUSN Devisa kepada Bank Lain
(Earning Asset of Foreign Exchange Banks and Credit Quality of Foreign Exchange Banks to Other Bank)
Miliar Rp (Billion Rp)
2014
Indikator
2011
2012
Indicator
Ags
Aset Produktif Neraca
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Aset Produktif Transaksi
Rekening Administratif 1)
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Non Performing Earning Aset
(Nominal)
Kredit kepada Bank Lain
2015
2013
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
1.119.243
1.327.140
1.557.562
1.673.008
1.652.693
1.641.441
1.660.853
1.713.244
1.789.186
1.682.041
1.679.545
1.705.611
1.799.742
1.822.268
1.826.502
1.844.510 Earning Assets
1.072.537
1.274.458
1.499.030
1.594.024
1.569.504
1.564.068
1.574.450
1.636.540
1.702.905
1.588.113
1.586.160
1.605.358
1.694.532
1.718.253
1.712.234
1.723.913
27.546
33.686
37.211
49.362
53.158
44.693
53.445
46.023
53.909
60.976
60.172
65.348
68.882
67.738
77.053
81.508
3.060
3.810
4.009
5.094
5.937
8.169
8.437
5.171
5.525
6.066
5.305
6.044
6.459
7.217
5.593
5.747
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
3.360
2.305
2.698
5.929
5.343
5.206
5.239
6.514
6.090
6.406
6.959
7.197
5.139
4.795
6.336
6.626
12.739
12.881
14.614
18.600
18.750
19.305
19.281
18.996
20.758
20.480
20.949
21.664
24.731
24.265
25.286
26.717
175.558
402.700
483.630
521.411
529.531
525.981
521.783
519.087
531.831
531.196
546.462
541.051
551.266
554.967
559.973
553.993 Earning Assets - Account
175.123
400.677
480.305
513.269
523.565
521.098
517.365
515.068
527.626
526.035
542.519
536.591
546.201
550.530
555.756
549.600
405
1.830
3.181
7.889
5.778
4.590
4.196
3.715
3.914
4.875
3.663
4.020
4.141
4.026
3.706
3.602
18
85
37
46
49
65
66
90
109
100
86
129
660
116
160
488
c. Sub-Standard
3
71
50
133
71
69
91
105
117
120
117
200
141
135
135
121
d. Doubtful
e. Loss
Administrative Transactions
b. Special Mention
e. Loss
8
37
57
74
68
159
65
108
66
65
78
110
124
160
216
182
38.187
19.190
21.465
29.875
30.219
32.974
33.180
30.984
32.665
33.237
33.493
35.345
37.253
36.688
37.725
39.880
7.785
9.085
10.250
10.197
10.151
10.233
10.244
10.550
10.388
9.857
9.499
9.972
10.221
10.505
11.557
11.501 Interbank Loans
Non Performing Earning Asset
(Nominal)
a. Current
7.784
9.069
10.243
10.184
10.139
10.219
10.231
10.532
10.373
9.844
9.398
9.965
10.214
10.499
11.547
11.485
b. DPK
-
16
5
1
-
2
1
-
5
2
14
2
3
1
6
12
c. Kurang Lancar
-
-
-
11
6
0
0
7
-
-
-
0
0
0
-
-
c. Sub-Standard
d. Diragukan
-
-
-
-
-
-
0
0
0
0
-
-
0
0
0
d. Doubtful
1
-
1
1
5
11
11
11
11
11
88
4
4
4
5
5
e. Loss
1
-
1
12
11
11
12
18
11
11
88
5
5
5
5
5
a. Lancar
e. Macet
Non Performing Loan kepada
Bank Lain (Nominal)
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan
angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.
- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit,
standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing
Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.
- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank
Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi
kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan
atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)
- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of
credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain,
sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.
1)
a. Current
b. Special Mention
Interbank Non Performing Loan
(Nominal)
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a
number of earning assets as a credit.
- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters
of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and nonperforming earning assets on the account administrative transactions
- There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA)
TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the
conditions or facilities for some reason)
- Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities
(committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of
non-performing assets in the TRA.
89
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.34.a. Aset Produktif BUSN Non Devisa dan Kualitas Kredit BUSN Non Devisa kepada Bank Lain
(Earning Asset of Non Foreign Exchange Banks and Credit Quality of Non Foreign Exchange Banks to Other Bank)
Miliar Rp (Billion Rp)
2014
Indikator
Aset Produktif Neraca
a. Lancar
b. DPK
2011
2012
2015
Indicator
2013
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
117.799 Earning Assets
65.209
82.482
106.351
110.405
105.301
103.655
96.921
110.115
114.848
107.758
108.410
110.159
113.402
116.642
116.568
62.694
79.366
102.965
104.837
99.865
98.345
93.266
104.585
108.772
101.263
102.231
104.127
106.921
110.245
109.484
110.369
a. Current
b. Special Mention
1.601
1.872
2.276
3.946
3.870
3.659
2.469
3.796
4.341
4.679
4.273
4.170
4.592
4.620
5.266
5.568
c. Kurang Lancar
189
361
226
296
294
291
265
331
280
324
458
481
552
487
513
388
d. Diragukan
152
197
235
457
465
585
360
590
522
532
537
498
373
383
346
447
e. Macet
574
686
649
869
807
775
560
813
933
960
912
883
964
907
959
1.027
1.827
4.045
4.500
6.088
5.823
7.677
7.780
7.715
8.646
8.650
9.017
9.850
9.409
8.658
9.421
9.533 Earning Assets - Account
4.042
4.492
6.078
5.815
7.673
7.758
7.699
8.624
8.640
9.006
9.839
9.384
8.640
9.201
9.307
21
3
7
9
7
4
20
14
21
6
8
7
22
15
186
196
c. Kurang Lancar
0
0
0
-
0
0
0
-
0
2
0
0
0
0
29
28
d. Diragukan
0
0
0
0
-
0
0
1
-
-
0
0
0
0
0
0
Aset Produktif Transaksi
Rekening Administratif 1)
a. Lancar
b. DPK
e. Macet
Non Performing Earning Aset
(Nominal)
Kredit kepada Bank Lain
a. Lancar
1.805
d. Doubtful
e. Loss
Administrative Transactions
a. Current
c. Sub-Standard
d. Doubtful
e. Loss
0
1
1
1
1
1
1
1
1
1
3
3
4
3
4
2
1.246
1.111
1.623
1.568
1.652
1.186
1.736
1.737
1.820
1.910
1.865
1.893
1.780
1.851
1.893
542
890
1.072
977
959
940
981
944
928
916
927
950
983
1.083
1.065
1.050 Interbank Loans
947
980
1.081
1.062
1.048
-
0
0
0
b. Special Mention
1
1
c. Sub-Standard
542
888
1.070
973
953
933
978
939
924
908
924
-
-
2
1
3
1
1
2
0
5
-
c. Kurang Lancar
-
-
-
1
2
5
1
2
3
3
3
3
2
1
d. Diragukan
-
-
-
-
-
-
-
-
-
-
0
0
1
1
e. Macet
-
1
-
2
1
1
1
1
1
-
-
-
1
2
1
-
1
-
3
3
6
2
3
4
3
3
2
2
2
1
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan
angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.
- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit,
standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing
Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.
- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank
Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi
kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan
atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)
- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of
credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain,
sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.
3
1)
b. Special Mention
1.829
b. DPK
Non Performing Loan kepada
Bank Lain (Nominal)
c. Sub-Standard
Non Performing Earning Asset
(Nominal)
a. Current
d. Doubtful
e. Loss
Interbank Non Performing Loan
(Nominal)
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a
number of earning assets as a credit.
- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters
of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and nonperforming earning assets on the account administrative transactions
- There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA)
TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the
conditions or facilities for some reason)
- Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities
(committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of
non-performing assets in the TRA.
90
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.35.a. Aset Produktif BPD dan Kualitas Kredit BPD kepada Bank Lain
(Earning Asset of Regional Development Banks and Credit Quality of Regional Development Banks to Other Bank)
Miliar Rp (Billion Rp)
2014
Indikator
Aset Produktif Neraca
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
2011
2012
2015
Indicator
2013
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
448.394 Earning Assets
240.588
297.222
334.497
366.463
390.108
391.903
387.902
367.146
377.708
381.547
398.053
429.571
449.992
461.912
436.246
234.041
287.538
321.098
346.928
371.295
373.501
368.222
349.383
354.784
358.104
375.715
406.355
425.878
437.791
411.860
423.562
3.419
4.570
5.762
8.676
8.659
8.036
8.622
7.103
11.780
11.798
10.471
10.566
10.877
11.687
10.837
10.873
297
945
1.052
959
863
1.182
1.233
785
907
1.027
1.143
1.782
2.117
1.458
1.841
2.091
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
281
637
987
1.676
1.359
1.228
1.276
1.378
1.139
1.099
916
857
1.284
1.467
1.599
1.163
2.551
3.532
5.598
8.224
7.931
7.956
8.549
8.497
9.098
9.520
9.807
10.012
9.837
9.508
10.109
10.704
17.677
31.651
31.877
30.483
30.529
30.520
29.239
28.145
26.408
25.495
24.653
25.788
26.488
27.225
28.438
27.352 Earning Assets - Account
17.592
31.320
31.601
30.005
30.124
30.171
28.873
27.796
25.977
25.141
24.269
25.226
26.054
26.728
27.854
26.891
16
249
130
214
183
145
167
179
262
191
159
151
185
233
128
179
c. Kurang Lancar
3
12
3
13
13
27
5
4
14
5
19
218
34
51
157
46
c. Sub-Standard
d. Diragukan
6
25
26
34
31
29
28
26
4
7
8
21
35
19
81
11
d. Doubtful
e. Macet
Aset Produktif Transaksi
Rekening Administratif 1)
a. Lancar
b. DPK
e. Macet
Non Performing Earning Aset
(Nominal)
Kredit kepada Bank Lain
a. Lancar
e. Loss
Administrative Transactions
b. Special Mention
e. Loss
59
44
118
217
178
146
165
140
151
150
198
172
180
194
218
225
6.248
5.195
7.784
11.122
10.376
10.570
11.256
10.829
11.313
11.808
12.092
13.062
13.486
12.698
14.005
14.240
137
357
709
914
878
913
939
970
949
944
961
1.017
960
1.014
1.006
966 Interbank Loans
Non Performing Earning Asset
(Nominal)
a. Current
136
357
708
913
878
911
938
970
948
936
961
967
960
1.013
1.006
966
b. DPK
0
-
-
0
0
1
0
0
1
8
0
49
0
0
-
0
b. Special Mention
c. Kurang Lancar
0
-
1
-
-
-
-
-
-
0
-
0
-
0
0
-
c. Sub-Standard
d. Diragukan
1
-
-
-
-
0
-
-
-
0
-
0
-
0
-
0
d. Doubtful
e. Macet
0
-
-
1
1
1
1
0
0
0
0
0
0
0
0
0
e. Loss
1
-
1
1
1
1
1
0
0
0
0
0
0
0
0
0
Non Performing Loan kepada
Bank Lain (Nominal)
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan
angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.
- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit,
standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing
Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.
- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank
Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi
kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan
atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)
- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of
credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain,
sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.
1)
a. Current
Interbank Non Performing Loan
(Nominal)
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a
number of earning assets as a credit.
- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters
of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and nonperforming earning assets on the account administrative transactions
- There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA)
TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the
conditions or facilities for some reason)
- Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities
(committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of
non-performing assets in the TRA.
91
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.36.a. Aset Produktif Bank Campuran dan Kualitas Kredit Bank Campuran kepada Bank Lain
(Earning Assets of Joint Venture Banks and Credit Quality of Joint Venture Banks to Other Bank)
Miliar Rp (Billion Rp)
2014
Indikator
Aset Produktif Neraca
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Aset Produktif Transaksi
Rekening Administratif 1)
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
2011
2012
2015
Indicator
2013
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
264.742 Earning Assets
154.950
191.046
255.735
224.759
225.402
228.099
235.747
235.747
250.171
248.786
251.345
248.601
251.386
257.205
261.068
149.721
184.439
246.183
215.545
215.347
217.964
225.126
225.126
239.398
237.692
240.659
236.634
239.939
245.095
248.517
252.028
3.187
4.239
7.097
5.605
6.159
6.316
6.827
6.827
6.258
6.746
6.633
7.825
7.119
7.399
7.553
7.482
b. Special Mention
420
540
376
749
962
1.044
982
982
1.554
1.469
1.384
1.064
1.061
1.264
1.678
1.344
c. Sub-Standard
a. Current
d. Doubtful
427
482
983
1.622
1.434
1.308
1.401
1.401
663
593
369
757
518
649
384
665
1.195
1.346
1.097
1.237
1.500
1.467
1.411
1.411
2.299
2.287
2.301
2.321
2.749
2.797
2.936
3.223
34.024
125.802
156.794
140.051
146.019
152.074
149.283
149.283
157.195
157.354
161.878
155.268
152.845
161.193
161.483
33.521
124.223
154.721
138.420
143.988
150.270
147.626
147.626
155.430
155.376
159.470
152.941
149.870
158.495
158.948
175.468
441
1.452
1.929
1.547
1.934
1.714
1.563
1.563
1.700
1.910
2.324
2.268
2.680
2.355
2.430
3.008
62
93
58
63
57
53
56
56
44
47
39
39
272
319
80
45
c. Sub-Standard
-
0
64
21
21
18
18
18
20
21
19
19
22
23
23
57
d. Doubtful
e. Loss
178.585 Earning Assets - Account
Administrative Transactions
a. Current
b. Special Mention
e. Loss
-
34
22
0
20
19
20
20
1
0
26
1
0
2
3
7
4.078
2.495
2.601
3.694
3.993
3.909
3.888
3.888
4.581
4.416
4.138
4.201
4.622
5.053
5.103
5.340
5
4
152
100
104
86
388
388
391
387
382
374
372
450
441
434 Interbank Loans
a. Lancar
5
4
152
100
104
86
388
388
391
387
382
374
372
450
441
434
b. DPK
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
b. Special Mention
c. Kurang Lancar
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
c. Sub-Standard
d. Diragukan
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
d. Doubtful
e. Macet
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
e. Loss
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Non Performing Earning Aset
(Nominal)
Kredit kepada Bank Lain
Non Performing Loan kepada
Bank Lain (Nominal)
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan
angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.
- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit,
standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing
Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.
- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank
Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi
kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan
atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)
- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of
credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain,
sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.
Non Performing Earning Asset
(Nominal)
a. Current
Interbank Non Performing Loan
(Nominal)
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a
number of earning assets as a credit.
- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters
of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and nonperforming earning assets on the account administrative transactions
- There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA)
TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the
conditions or facilities for some reason)
- Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities
(committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of
non-performing assets in the TRA.
92
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.37.a. Aset Produktif Bank Asing dan Kualitas Kredit Bank Asing kepada Bank Lain
(Earning Assets of Foreign Owned Banks and Credit Quality of Foreign Owned Banks to Other Bank)
Miliar Rp (Billion Rp)
2014
Indikator
Aset Produktif Neraca
2011
2012
2015
Indicator
2013
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
434.788 Earning Assets
232.518
258.683
349.606
361.342
380.524
365.448
371.321
371.321
391.022
381.596
395.124
399.859
405.701
413.304
411.137
224.743
248.910
336.766
350.712
368.979
353.815
360.433
360.433
380.016
370.351
382.779
387.880
392.854
399.349
397.549
419.940
3.222
6.057
8.434
7.365
7.534
7.741
7.201
7.201
7.328
7.496
7.575
7.432
7.646
8.490
8.751
9.433
b. Special Mention
855
833
1.319
1.435
2.029
1.897
1.648
1.648
1.615
1.654
2.401
2.247
2.680
3.015
2.367
2.236
c. Sub-Standard
d. Diragukan
1.250
1.184
1.354
469
590
624
668
668
517
535
735
821
723
284
295
828
e. Macet
2.450
1.700
1.732
1.361
1.392
1.371
1.371
1.371
1.547
1.559
1.634
1.479
1.798
2.166
2.175
2.351
104.131
192.051
294.780
307.328
329.282
338.995
302.064
302.064
344.388
335.362
359.642
339.541
347.155
419.734
361.157
101.477
187.329
285.358
299.894
321.131
331.091
295.096
295.096
338.436
329.853
352.313
332.735
340.519
411.805
354.269
367.056
2.448
4.258
9.059
6.827
7.380
6.439
5.380
5.380
4.296
4.008
5.665
5.311
5.198
5.451
5.564
5.980
b. Special Mention
149
409
259
474
612
1.203
1.432
1.432
1.453
1.338
1.542
1.335
1.307
2.107
1.198
1.187
c. Sub-Standard
39
16
72
115
140
245
136
136
185
146
99
99
90
90
104
116
a. Lancar
b. DPK
c. Kurang Lancar
Aset Produktif Transaksi
Rekening Administratif 1)
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
a. Current
d. Doubtful
e. Loss
374.430 Earning Assets - Account
Administrative Transactions
d. Doubtful
e. Loss
18
40
31
17
18
19
19
19
18
18
24
62
42
281
21
92
Non Performing Earning Aset
(Nominal)
8.125
4.181
4.768
3.872
4.781
5.358
5.274
5.274
5.335
5.250
6.435
6.042
6.639
7.943
6.160
6.809
Kredit kepada Bank Lain
5.396
4.610
9.077
6.460
13.731
14.196
14.360
14.360
14.926
15.759
17.740
17.230
17.046
15.225
15.486
15.988 Interbank Loans
a. Lancar
Non Performing Earning Asset
(Nominal)
a. Current
5.396
4.610
9.077
6.460
13.731
14.196
14.360
14.360
14.926
15.759
17.740
17.230
17.046
15.225
15.486
15.988
b. DPK
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
b. Special Mention
c. Kurang Lancar
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
c. Sub-Standard
d. Diragukan
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
d. Doubtful
e. Macet
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
e. Loss
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Non Performing Loan kepada
Bank Lain (Nominal)
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan
angka pada Non Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.
- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit,
standby letter of credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing
Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.
- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank
Umum maka angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi
kriteria sebagai uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan
atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)
- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of
credit, standby letter of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain,
sehingga angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.
*) Angka-angka sementara
**) Angka-angka sangat sementara
***) Angka-angka sangat-sangat sementara
1)
a. Current
Interbank Non Performing Loan
(Nominal)
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a
number of earning assets as a credit.
- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters
of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and nonperforming earning assets on the account administrative transactions
- There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA)
TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the
conditions or facilities for some reason)
- Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities
(committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of
non-performing assets in the TRA.
*) Provisional figures
**) Very provisional figures
***) Estimated figures
93
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.38.a. Komposisi Dana Pihak Ketiga Bank Umum
(Composition of Third Party Funds of State Owned Banks)
Miliar Rp (Billion Rp)
Desember 2011
Keterangan
Giro
Rupiah
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Agustus 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Agustus 2015
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
652.708
23,44
767.070
23,78
846.781
23,11
842.551
21,85
889.586
21,62
1.041.544
485.716
17,44
567.801
17,61
569.927
15,55
580.871
15,06
605.276
14,71
686.052
Komposisi thd
Total DPK (%)
23,85 Demand Deposits
15,71
Rupiah
166.992
6,00
199.270
6,18
276.854
7,56
261.680
6,79
284.309
6,91
355.492
898.245
32,25
1.076.830
33,39
1.212.707
33,10
1.192.790
30,93
1.284.458
31,22
1.242.686
840.063
30,16
1.010.488
31,33
1.123.696
30,67
1.100.033
28,53
1.187.559
28,86
1.132.399
58.181
2,09
66.342
2,06
89.011
2,43
92.757
2,41
96.899
2,36
110.287
1.234.072
44,31
1.381.298
42,83
1.604.480
43,79
1.820.544
47,21
1.940.376
47,16
2.082.341
1.072.770
38,52
1.179.242
36,56
1.331.527
36,34
1.543.256
40,02
1.641.743
39,90
1.756.783
161.302
5,79
202.056
6,26
272.952
7,45
277.288
7,19
298.633
7,26
325.559
7,46
Rupiah
673.312
24,18
677.030
20,99
814.742
22,24
866.853
22,48
925.812
22,50
916.387
20,99
Valas
110.978
3,98
128.829
3,99
172.312
4,70
170.389
4,42
162.363
3,95
158.346
3,63
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
8,14
47,69 Time Deposits
40,23
Rupiah
222.071
7,97
251.926
7,81
264.156
7,21
358.506
9,30
374.111
9,09
432.916
9,91
21.467
0,77
27.543
0,85
33.743
0,92
38.394
1,00
47.267
1,15
51.772
1,19
Valas
Foreign Exchange
Rupiah
Foreign Exchange
- Periode 6 Month
Rupiah
90.412
3,25
125.555
3,89
120.795
3,30
154.322
4,00
149.345
3,63
196.500
4,50
Valas
15.504
0,56
27.215
0,84
37.508
1,02
31.953
0,83
45.471
1,11
69.663
1,60
Rupiah
Foreign Exchange
- Periode >= 12 Month
- Jangka Waktu >= 12 bulan
Rupiah
Rupiah
- Periode 3 Month
- Jangka Waktu 6 bulan
Total DPK
Foreign Exchange
- Periode 1 Month
- Jangka Waktu 3 bulan
Valas
Foreign Exchange
28,46 Saving
25,93
Rupiah
2,53
Foreign Exchange
- Jangka Waktu 1 bulan
Rupiah
Items
(Composition to
Total Third Party
Funds) (%)
Rupiah
86.975
3,11
124.731
3,87
131.834
3,60
160.031
4,15
192.350
4,68
210.980
4,83
Rupiah
Valas
13.352
0,48
18.469
0,57
29.390
0,80
36.459
0,95
43.433
1,06
45.777
1,05
Foreign Exchange
2.785.024
100,00
3.225.198
100,00
3.663.968
100,00
3.855.886
100,00
4.114.420
100,00
4.366.571
2.398.549
86,12
2.757.530
85,50
3.025.150
82,56
3.224.160
83,62
3.434.579
83,48
3.575.234
386.475
13,88
467.668
14,50
638.818
17,44
631.726
16,38
679.841
16,52
791.337
100,00 Total Third Party Funds
81,88
Rupiah
18,12
Foreign Exchange
94
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.39.a. Komposisi Dana Pihak Ketiga Bank Persero
(Composition of Third Party Funds of State Owned Banks)
Miliar Rp (Billion Rp)
Desember 2011
Keterangan
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Agustus 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Agustus 2015
Desember 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Komposisi thd
Total DPK (%)
Items
(Composition to
Total Third Party
Funds) (%)
242.853
190.600
52.253
395.372
383.292
12.080
401.027
350.866
50.161
23,37
18,34
5,03
38,04
36,88
1,16
38,59
33,76
4,83
272.149
206.540
65.610
483.022
467.656
15.366
446.113
378.829
67.283
22,65
17,19
5,46
40,21
38,93
1,28
37,14
31,54
5,60
300.056
200.001
100.054
555.319
533.277
22.042
507.687
420.785
86.903
22,01
14,67
7,34
40,74
39,12
1,62
37,25
30,87
6,38
289.755
198.998
90.757
537.565
510.734
26.830
602.178
531.087
71.091
20,27
13,92
6,35
37,61
35,73
1,88
42,13
37,15
4,97
318.259
214.126
104.133
601.858
572.294
29.565
662.370
566.153
96.217
20,11
13,53
6,58
38,03
36,16
1,87
41,86
35,78
6,08
366.020
234.492
131.528
578.074
544.865
33.208
681.778
568.498
113.281
22,51 Demand Deposits
14,42
Rupiah
8,09
Foreign Exchange
35,55 Saving
33,51
Rupiah
2,04
Foreign Exchange
41,93 Time Deposits
34,97
Rupiah
6,97
Foreign Exchange
- Jangka Waktu 1 bulan
Rupiah
Valas
229.284
35.179
22,06
3,39
223.177
46.712
18,58
3,89
245.364
58.290
18,00
4,28
269.393
51.734
18,85
3,62
297.812
56.968
18,82
3,60
280.303
48.182
17,24
2,96
- Periode 1 Month
Rupiah
Foreign Exchange
- Jangka Waktu 3 bulan
Rupiah
Valas
62.782
4.976
6,04
0,48
71.970
5.442
5,99
0,45
74.076
4.879
5,43
0,36
128.407
3.956
8,98
0,28
137.470
7.816
8,69
0,49
163.057
17.337
10,03
1,07
- Periode 3 Month
Rupiah
Foreign Exchange
- Jangka Waktu 6 bulan
Rupiah
Valas
19.550
5.922
1,88
0,57
32.208
8.401
2,68
0,70
33.634
12.737
2,47
0,93
51.347
5.263
3,59
0,37
43.608
16.905
2,76
1,07
43.232
31.988
2,66
1,97
- Periode 6 Month
Rupiah
Foreign Exchange
39.250
4.084
1.039.253
924.759
114.494
3,78
0,39
100,00
88,98
11,02
51.475
6.729
1.201.284
1.053.025
148.259
4,28
0,56
100,00
87,66
12,34
67.710
10.996
1.363.062
1.154.063
208.999
4,97
0,81
100,00
84,67
15,33
78.396
10.138
1.429.498
1.240.820
188.679
5,48
0,71
100,00
86,80
13,20
87.264
14.529
1.582.488
1.352.573
229.915
5,51
0,92
100,00
85,47
14,53
81.906
15.773
1.625.872
1.347.855
278.017
Giro
Rupiah
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
- Jangka Waktu >= 12 bulan
Rupiah
Valas
Total DPK
Rupiah
Valas
- Periode >= 12 Month
5,04
Rupiah
0,97
Foreign Exchange
100,00 Total Third Party Funds
82,90
Rupiah
17,10
Foreign Exchange
95
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.40.a. Komposisi Dana Pihak Ketiga BUSN Devisa
(Composition of Third Party Funds of Foreign Exchange Commercial Banks)
Miliar Rp (Billion Rp)
Desember 2011
Keterangan
Giro
Rupiah
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Agustus 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Agustus 2015
Desember 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
225.170
19,19
264.982
19,58
294.181
18,95
288.842
17,54
309.227
17,86
337.979
166.221
14,17
198.251
14,65
204.067
13,15
200.479
12,18
212.135
12,25
218.543
Komposisi thd
Total DPK (%)
18,82 Demand Deposits
12,17
Rupiah
58.949
5,02
66.731
4,93
90.113
5,80
88.364
5,37
97.093
5,61
119.436
388.030
33,07
461.038
34,07
502.864
32,39
514.488
31,25
522.792
30,20
513.111
6,65
363.575
30,99
433.712
32,05
463.249
29,84
476.328
28,93
483.010
27,90
465.146
24.455
2,08
27.326
2,02
39.614
2,55
38.160
2,32
39.782
2,30
47.965
560.098
47,74
627.129
46,35
755.341
48,66
843.035
51,21
898.991
51,93
945.049
490.904
41,84
541.950
40,05
629.323
40,54
680.735
41,35
742.631
42,90
772.803
69.194
5,90
85.179
6,29
126.018
8,12
162.393
9,86
156.360
9,03
172.246
9,59
307.839
26,24
320.362
23,68
408.004
26,28
425.598
25,85
455.492
26,31
425.263
23,68
Valas
47.742
4,07
49.251
3,64
73.030
4,70
90.988
5,53
78.597
4,54
90.661
5,05
52,62 Time Deposits
43,03
Rupiah
Valas
Valas
107.755
9,18
127.361
9,41
130.349
8,40
158.203
9,61
166.425
9,61
186.536
10,39
9.728
0,83
14.451
1,07
21.551
1,39
26.716
1,62
29.852
1,72
26.138
1,46
Valas
Total DPK
Rupiah
Valas
Foreign Exchange
Rupiah
Foreign Exchange
- Periode 6 Month
39.826
3,39
54.242
4,01
49.986
3,22
53.677
3,26
59.592
3,44
92.086
5,13
5.505
0,47
12.135
0,90
16.359
1,05
22.000
1,34
24.066
1,39
31.320
1,74
Rupiah
Foreign Exchange
- Periode >= 12 Month
- Jangka Waktu >= 12 bulan
Rupiah
Rupiah
- Periode 3 Month
- Jangka Waktu 6 bulan
Rupiah
Foreign Exchange
- Periode 1 Month
- Jangka Waktu 3 bulan
Rupiah
Foreign Exchange
28,57 Saving
25,90
Rupiah
2,67
Foreign Exchange
- Jangka Waktu 1 bulan
Rupiah
Items
(Composition to
Total Third Party
Funds) (%)
35.483
3,02
39.985
2,95
40.984
2,64
43.257
2,63
61.097
3,53
68.919
3,84
Rupiah
6.219
0,53
9.343
0,69
15.078
0,97
22.595
1,37
23.746
1,37
24.003
1,34
Foreign Exchange
1.173.297
100,00
1.353.149
100,00
1.552.385
100,00
1.646.365
100,00
1.731.019
100,00
1.795.900
1.020.700
86,99
1.173.913
86,75
1.296.639
83,53
1.357.542
82,46
1.437.776
83,06
1.456.492
152.597
13,01
179.236
13,25
255.746
16,47
288.823
17,55
293.243
16,94
339.407
100,00 Total Third Party Funds
81,10
Rupiah
18,90
Foreign Exchange
96
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.41.a. Komposisi Dana Pihak Ketiga BUSN Non Devisa
(Composition of Third Party Funds of Non-Foreign Exchange Commercial Banks)
Miliar Rp (Billion Rp)
Desember 2011
Keterangan
Giro
Rupiah
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
Desember 2012
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2013
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Agustus 2014
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Komposisi thd
Total DPK (%)
Nominal
Agustus 2015
Desember 2014
(Composition to
Total Third Party
Funds) (%)
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Komposisi thd
Total DPK (%)
Nominal
3.634
4,37
5.074
4,86
5.844
4,76
5.307
4,11
7.056
5,00
4.942
3,46 Demand Deposits
3.634
4,37
5.074
4,86
5.844
4,76
5.305
4,11
7.056
5,00
4.942
3,46
-
-
-
-
-
-
-
-
-
-
10.281
12,37
12.794
12,26
14.402
11,72
15.584
12,06
16.422
11,64
17.451
12,21 Saving
10.281
12,37
12.794
12,26
14.402
11,72
15.584
12,06
16.422
11,64
17.451
12,21
-
-
-
-
-
-
-
-
-
-
69.180
83,25
86.478
82,88
102.636
83,52
108.308
83,83
117.549
83,35
120.299
84,17 Time Deposits
69.180
83,25
86.478
82,88
102.636
83,52
108.215
83,76
117.549
83,35
120.299
84,17
-
-
-
-
-
-
-
-
-
-
36.567
44,01
43.915
42,09
61.923
50,39
51.589
39,93
64.013
45,39
59.194
41,41
-
-
-
-
-
-
-
-
-
-
108
0,08
-
-
-
Valas
Valas
18.991
22,86
22.133
21,21
24.123
19,63
32.149
24,88
28.290
20,06
33.923
23,73
-
-
-
-
-
-
-
-
-
-
14
0,01
Valas
11.284
13,58
15.658
15,01
12.534
10,20
16.134
12,49
16.041
11,37
-
-
-
-
-
-
-
-
-
-
17.165
12,01
-
-
Valas
Total DPK
Rupiah
Valas
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
- Periode >= 12 Month
- Jangka Waktu >= 12 bulan
Rupiah
Rupiah
- Periode 6 Month
- Jangka Waktu 6 bulan
Rupiah
Foreign Exchange
- Periode 3 Month
- Jangka Waktu 3 bulan
Rupiah
Rupiah
- Periode 1 Month
- Jangka Waktu 1 bulan
Rupiah
Items
(Composition to
Total Third Party
Funds) (%)
2.337
2,81
4.771
4,57
4.056
3,30
8.342
6,46
9.123
6,47
-
-
-
-
-
-
-
-
-
-
83.095
100,00
104.346
100,00
122.883
100,00
129.199
100,00
141.027
100,00
142.932
83.095
100,00
104.346
100,00
122.883
100,00
129.104
99,93
141.027
100,00
142.692
99,83
-
-
-
-
-
-
-
-
-
-
239
0,17
10.017
7,01
-
-
Rupiah
Foreign Exchange
100,00 Total Third Party Funds
Rupiah
Foreign Exchange
97
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.42.a. Komposisi Dana Pihak Ketiga BPD
(Composition of Third Party Funds of Regional Development Banks)
Miliar Rp (Billion Rp)
Desember 2011
Keterangan
Giro
Rupiah
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
Desember 2012
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2013
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Agustus 2014
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2014
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Agustus 2015
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Komposisi thd
Total DPK (%)
Nominal
88.456
37,59
112.953
40,55
107.070
37,21
127.542
36,22
120.899
35,99
170.824
88.094
37,43
112.715
40,47
106.398
36,98
127.093
36,09
120.531
35,88
170.564
38,29 Demand Deposits
38,23
Rupiah
362
0,15
238
0,09
673
0,23
448
0,13
368
0,11
260
67.338
28,61
79.968
28,71
95.827
33,31
82.370
23,39
100.949
30,05
90.985
0,06
67.318
28,60
79.938
28,70
95.786
33,29
82.327
23,38
100.903
30,03
90.952
20
0,01
30
0,01
41
0,01
42
0,01
46
0,01
33
79.555
33,80
85.614
30,74
84.812
29,48
142.228
40,39
114.109
33,97
184.362
78.767
33,47
84.903
30,48
83.838
29,14
141.416
40,16
113.270
33,72
182.913
787
0,33
711
0,26
974
0,34
811
0,23
839
0,25
1.449
0,32
46.523
19,77
37.513
13,47
40.872
14,21
79.079
22,46
53.562
15,94
103.159
23,12
Valas
673
0,29
468
0,17
854
0,30
751
0,21
795
0,24
695
0,16
41,32 Time Deposits
41,00
Rupiah
Valas
Valas
14.335
6,09
12.214
4,39
12.263
4,26
18.335
5,21
19.129
5,69
25.060
5,62
51
0,02
14
0,01
5
0,00
30
0,01
8
0,00
291
0,07
Valas
Total DPK
Rupiah
Valas
Foreign Exchange
Rupiah
Foreign Exchange
- Periode 6 Month
12.559
5,34
13.495
4,84
16.389
5,70
20.417
5,80
15.889
4,73
19.579
4,39
5
0,00
27
0,01
84
0,03
5
0,00
15
0,00
430
0,10
Rupiah
Foreign Exchange
- Periode >= 12 Month
- Jangka Waktu >= 12 bulan
Rupiah
Rupiah
- Periode 3 Month
- Jangka Waktu 6 bulan
Rupiah
Foreign Exchange
- Periode 1 Month
- Jangka Waktu 3 bulan
Rupiah
Foreign Exchange
20,39 Saving
20,38
Rupiah
0,01
Foreign Exchange
- Jangka Waktu 1 bulan
Rupiah
Items
(Composition to
Total Third Party
Funds) (%)
5.349
2,27
21.682
7,78
14.314
0,01
23.585
6,70
24.670
7,34
35.114
7,87
Rupiah
59
0,03
203
0,07
32
100,00
25
0,01
21
0,01
33
0,01
Foreign Exchange
235.348
100,00
278.535
100,00
287.709
100,00
352.139
100,00
335.957
100,00
446.171
234.179
99,50
277.555
99,65
286.021
99,41
350.837
99,63
334.704
99,63
444.428
1.169
0,50
980
0,35
1.688
0,59
1.302
0,37
1.253
0,37
1.743
100,00 Total Third Party Funds
99,61
Rupiah
0,39
Foreign Exchange
98
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.43.a. Komposisi Dana Pihak Ketiga Bank Campuran
(Composition of Third Party Funds of Joint Venture Banks)
Miliar Rp (Billion Rp)
Desember 2011
Keterangan
Giro
Rupiah
Valas
Tabungan
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Agustus 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Agustus 2015
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
25.396
22,57
34.508
26,05
44.293
26,92
35.986
27,75
40.859
27,30
45.049
9.485
8,43
12.226
9,23
16.744
10,18
11.359
8,76
13.334
8,91
13.828
Items
(Composition to
Total Third Party
Funds) (%)
30,05 Demand Deposits
9,22
Rupiah
15.912
14,14
22.282
16,82
27.549
16,74
24.626
18,99
27.525
18,39
31.222
20,83
18.503
16,44
19.292
14,57
23.245
14,13
20.508
15,82
20.925
13,98
20.193
13,47 Saving
4,65
Rupiah
8,82
Foreign Exchange
8.402
7,47
8.529
6,44
10.268
6,24
7.626
5,88
7.548
5,04
6.965
Valas
10.101
8,98
10.763
8,13
12.978
7,89
12.882
9,93
13.377
8,94
13.228
Simpanan Berjangka
Rupiah
Komposisi thd
Total DPK (%)
Foreign Exchange
68.642
60,99
78.654
59,38
96.995
58,95
73.175
56,43
87.883
58,72
84.659
Rupiah
44.532
39,57
47.948
36,20
53.835
32,72
43.998
33,93
58.079
38,81
61.706
56,48 Time Deposits
41,16
Rupiah
Valas
24.110
21,42
30.706
23,18
43.160
26,23
29.177
22,50
29.804
19,91
22.953
15,31
Rupiah
27.920
24,81
26.748
20,19
33.557
20,40
21.799
16,81
33.116
22,13
25.725
17,16
Valas
15.002
13,33
20.389
15,39
28.477
17,31
17.449
13,46
15.709
10,50
9.111
6,08
Foreign Exchange
- Periode 1 Month
- Jangka Waktu 1 bulan
-
- Jangka Waktu 3 bulan
Rupiah
8.971
7,97
9.285
7,01
11.791
7,17
10.102
7,79
11.066
7,39
10.985
7,33
Valas
3.725
3,31
3.964
2,99
4.910
2,98
5.431
4,19
7.470
4,99
5.141
3,43
Rupiah
Foreign Exchange
- Periode 3 Month
Rupiah
Foreign Exchange
- Periode 6 Month
- Jangka Waktu 6 bulan
Rupiah
4.539
4,03
6.842
5,17
5.146
3,13
7.584
5,85
6.746
4,51
14.203
9,47
Valas
3.062
2,72
4.743
3,58
7.141
4,34
3.311
2,55
3.268
2,18
4.690
3,13
Rupiah
Foreign Exchange
- Periode >= 12 Month
- Jangka Waktu >= 12 bulan
Rupiah
3.102
2,76
5.073
3,83
3.341
2,03
4.513
3,48
7.152
4,78
10.794
7,20
Rupiah
Valas
2.321
2,06
1.611
1,22
2.632
1,60
2.986
2,30
3.358
2,24
4.011
2,68
Foreign Exchange
112.541
100,00
132.454
100,00
164.533
100,00
129.668
100,00
149.668
100,00
149.902
Rupiah
62.418
55,46
68.704
51,87
80.847
49,14
62.983
48,57
78.962
52,76
82.499
Valas
50.123
44,54
63.751
48,13
83.686
50,86
66.685
51,43
70.706
47,24
67.403
Total DPK
100,00 Total Third Party Funds
55,04
Rupiah
44,96
Foreign Exchange
99
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.44.a. Komposisi Dana Pihak Ketiga Bank Asing
(Composition of Third Party Funds of Foreign Owned Banks)
Miliar Rp (Billion Rp)
Desember 2011
Keterangan
Giro
Rupiah
Valas
Tabungan
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Agustus 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Agustus 2015
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
67.199
47,49
77.405
49,80
95.338
54,98
95.120
56,28
93.276
53,53
116.728
27.683
19,56
32.996
21,23
36.873
21,27
37.636
22,27
38.094
21,86
43.683
Items
(Composition to
Total Third Party
Funds) (%)
56,72 Demand Deposits
21,23
Rupiah
39.516
27,93
44.409
28,57
58.465
33,72
57.484
34,01
55.182
31,67
73.045
35,49
18.721
13,23
20.715
13,33
21.050
12,14
22.276
13,18
21.511
12,34
22.873
11,11 Saving
3,41
Rupiah
7,70
Foreign Exchange
7.195
5,09
7.858
5,06
6.713
3,87
7.433
4,40
7.382
4,24
7.020
Valas
11.526
8,15
12.857
8,27
14.336
8,27
14.842
8,78
14.129
8,11
15.853
Simpanan Berjangka
Rupiah
Komposisi thd
Total DPK (%)
55.572
39,28
57.310
36,87
57.008
32,88
51.621
30,54
59.474
34,13
66.194
Rupiah
38.522
27,23
39.133
25,18
41.111
23,71
37.805
22,37
44.062
25,28
50.564
Valas
17.050
12,05
18.176
11,69
15.897
9,17
13.816
8,17
15.413
8,84
15.630
7,59
Rupiah
25.177
17,79
25.315
16,29
25.022
14,43
19.395
11,47
21.817
12,52
22.742
11,05
Valas
12.382
8,75
12.011
7,73
11.660
6,72
9.467
5,60
10.294
5,91
9.588
4,66
Foreign Exchange
32,16 Time Deposits
24,57
Rupiah
Foreign Exchange
- Periode 1 Month
- Jangka Waktu 1 bulan
Rupiah
Foreign Exchange
- Periode 3 Month
- Jangka Waktu 3 bulan
Rupiah
9.237
6,53
8.962
5,77
11.553
6,66
11.310
6,69
11.731
6,73
13.356
6,49
Valas
2.987
2,11
3.673
2,36
2.397
1,38
2.261
1,34
2.122
1,22
2.850
1,38
Rupiah
Foreign Exchange
- Periode 6 Month
- Jangka Waktu 6 bulan
Rupiah
2.654
1,88
3.110
2,00
3.107
1,79
5.163
3,05
7.470
4,29
10.235
4,97
Valas
1.010
0,71
1.910
1,23
1.188
0,69
1.374
0,81
1.218
0,70
1.234
0,60
Rupiah
Foreign Exchange
- Periode >= 12 Month
- Jangka Waktu >= 12 bulan
1.453
1,03
1.746
1,12
1.429
0,82
1.938
1,15
3.043
1,75
4.231
2,06
Rupiah
670
0,47
583
0,38
651
0,38
715
0,42
1.779
1,02
1.957
0,95
Foreign Exchange
141.491
100,00
155.430
100,00
173.395
100,00
169.017
100,00
174.261
100,00
205.795
Rupiah
73.399
51,88
79.987
51,46
84.697
48,85
82.874
49,03
89.537
51,38
101.267
Valas
68.092
48,12
75.443
48,54
88.698
51,15
86.142
50,97
84.724
48,62
104.527
Rupiah
Valas
Total DPK
100,00 Total Third Party Funds
49,21
Rupiah
50,79
Foreign Exchange
100
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.45.a. Komposisi DPK Bank Umum Berdasarkan Lokasi Penghimpunan Dana Agustus 2015
(Composition of Third Party Funds of Commercial Banks Based on Location - August 2015)
Miliar Rp (Billion Rp)
Giro
Tabungan
Deposito
Total DPK
(Demand Deposits)
(Saving Deposits)
(Time Deposits)
(Total Third Party Funds)
Lokasi
Valas (Foreign
Rupiah
Exchange)
Valas (Foreign
Rupiah
Exchange)
Valas (Foreign
Rupiah
Exchange)
Valas (Foreign
Rupiah
Exchange)
Pangsa Thd Total
DPK (%)
Location
(Portion to Total
Third Party (%)
Total
1. Jawa Barat
51.339
11.468
131.787
7.528
141.983
12.557
325.109
31.554
356.663
8,22
1. Jawa Barat
2. Banten
23.135
6.474
38.727
2.585
47.630
5.826
109.492
14.884
124.376
2,87
2. Banten
330.748
288.887
286.258
65.745
996.775
251.192
1.613.782
605.823
2.219.605
50,53
5.621
422
22.005
657
15.151
485
42.778
1.564
44.342
1,00
4. D.I Yogyakarta
5. Jawa Tengah
27.681
3.275
93.639
3.642
71.381
6.440
192.702
13.357
206.059
4,65
5. Jawa Tengah
6. Jawa Timur
56.241
12.008
149.894
10.139
155.706
17.393
361.841
39.540
401.381
9,22
6. Jawa Timur
7. Bengkulu
2.852
59
4.970
32
2.450
18
10.272
109
10.380
0,23
7. Bengkulu
8. Jambi
3.197
259
11.196
261
8.864
118
23.257
638
23.895
0,56
8. Jambi
9. Aceh
7.460
41
12.980
131
9.351
104
29.791
275
30.067
0,73
26.550
8.994
61.951
4.420
69.943
14.360
158.444
27.774
186.218
4,23
10. Sumatera Utara
3. DKI Jakarta
4. D.I Yogyakarta
10. Sumatera Utara
3. DKI Jakarta
9. Aceh
6.363
526
14.959
327
11.489
201
32.811
1.054
33.865
0,77
11. Sumatera Barat
11.944
1.237
27.107
767
25.814
534
64.865
2.537
67.402
1,63
12. Riau
14. Sumatera Selatan
7.989
1.664
24.783
699
23.659
1.430
56.430
3.794
60.224
1,42
14. Sumatera Selatan
15. Bangka Belitung
2.153
255
6.381
279
4.831
186
13.365
720
14.085
0,33
15. Bangka Belitung
13. Kepulauan Riau
6.975
6.037
13.656
2.863
8.717
2.426
29.349
11.326
40.674
0,95
13. Kepulauan Riau
16. Lampung
7.686
372
15.602
414
8.178
269
31.466
1.054
32.520
0,72
16. Lampung
17. Kalimantan Selatan
8.805
705
18.541
463
10.464
249
37.810
1.417
39.227
0,94
17. Kalimantan Selatan
18. Kalimantan Barat
7.732
553
20.064
499
13.523
205
41.318
1.257
42.575
0,98
18. Kalimantan Barat
19. Kalimantan Timur
15.074
3.767
33.201
2.124
30.906
3.575
79.181
9.466
88.647
2,16
19. Kalimantan Timur
20. Kalimantan Tengah
4.682
95
8.707
55
4.767
84
18.156
233
18.389
0,44
20. Kalimantan Tengah
21. Sulawesi Tengah
4.213
69
7.496
55
3.740
29
15.449
153
15.602
0,35
21. Sulawesi Tengah
22. Sulawesi Selatan
11.706
1.182
35.181
714
21.858
1.014
68.745
2.909
71.654
1,63
22. Sulawesi Selatan
3.943
449
8.326
583
8.001
272
20.269
1.304
21.574
0,49
23. Sulawesi Utara
766
8
2.022
23
1.490
5
4.278
35
4.313
0,10
24. Gorontalo
25. Sulawesi Barat
1.248
0
2.003
0
650
1
3.901
2
3.903
0,09
25. Sulawesi Barat
26. Sulawesi Tenggara
4.078
64
6.351
49
3.538
19
13.968
132
14.100
0,32
26. Sulawesi Tenggara
27. Nusa Tenggara Barat
3.161
72
9.139
186
5.712
71
18.013
328
18.341
0,42
27. Nusa Tenggara Barat
11.577
2.811
29.890
3.056
26.266
941
67.733
6.807
74.540
1,70
28. Bali
29. Nusa Tenggara Timur
6.197
28
9.454
111
6.100
39
21.750
177
21.928
0,50
29. Nusa Tenggara Timur
30. Maluku
3.020
42
4.838
66
3.799
62
11.658
170
11.828
0,27
30. Maluku
14.591
289
13.434
277
10.032
198
38.057
764
38.821
0,84
31. Papua
32. Maluku Utara
1.675
52
3.264
17
1.379
13
6.319
82
6.401
0,14
32. Maluku Utara
33. Papua Barat
5.605
20
4.543
117
2.635
42
12.783
179
12.962
0,31
33. Papua Barat
45
3.310
48
1.406
5.202
93
9.917
10.010
0,23
34. Lainnya
686.052
355.492
1.132.399
110.287
325.559
3.575.234
791.337
4.366.571
100,00
11. Sumatera Barat
12. Riau
23. Sulawesi Utara
24. Gorontalo
28. Bali
31. Papua
34. Lainnya
Total
1.756.783
Total
101
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.46.a. Penghimpunan DPK Bank Umum Berdasarkan Lokasi Bank Penghimpun Dana
(Third Party Funds of Commercial Banks Based on Location of Deposits)
Miliar Rp (Billion Rp)
Lokasi
2011
2012
2013
2014
Ags
Sep
Okt
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Location
219.405
262.433
300.671
319.379
324.362
321.211
326.006
332.474
327.925
328.861
336.833
344.479
339.694
355.228
357.116
356.663
1. Jawa Barat
70.218
88.496
105.532
115.465
117.836
116.716
117.182
121.613
114.963
116.923
118.904
118.353
121.028
124.032
124.131
124.376
2. Banten
1.417.266
1.629.585
1.860.446
1.933.635
2.000.299
2.026.308
2.052.573
2.100.489
2.118.164
2.158.599
2.153.243
2.143.471
2.152.474
2.182.791
2.189.139
2.219.605
26.837
32.501
37.073
39.525
40.590
41.123
41.151
41.483
41.248
41.391
42.436
42.463
42.332
43.089
43.891
44.342
5. Jawa Tengah
124.743
145.257
167.398
179.789
185.791
185.484
189.400
188.114
186.755
186.057
193.103
195.122
196.004
201.054
204.316
206.059
5. Jawa Tengah
6. Jawa Timur
250.524
292.224
335.308
359.351
371.458
374.079
376.480
383.290
381.031
383.736
390.839
391.919
391.909
398.365
398.134
401.381
6. Jawa Timur
6.190
7.368
7.680
8.569
9.255
9.209
9.165
8.556
8.749
8.803
9.241
9.556
9.644
10.090
10.250
10.380
7. Bengkulu
8. Jambi
16.415
17.945
19.415
21.589
22.527
22.325
22.444
21.965
21.710
21.709
22.734
23.485
23.423
24.205
24.165
23.895
8. Jambi
9. Aceh
20.333
21.969
24.263
27.314
28.124
29.001
28.066
26.694
25.993
26.373
27.846
28.291
30.453
31.426
30.693
30.067
10. Sumatera Utara
127.076
139.259
155.204
166.285
173.857
172.508
177.726
178.653
176.826
177.984
177.677
177.065
180.394
182.589
183.624
186.218
10. Sumatera Utara
11. Sumatera Barat
23.126
25.623
26.281
29.608
31.141
30.956
30.994
29.985
30.433
30.675
32.237
32.120
32.225
33.389
33.790
33.865
11. Sumatera Barat
12. Riau
45.067
52.243
55.524
59.302
63.384
61.867
61.105
64.143
62.209
61.700
66.525
68.999
68.918
70.421
68.640
67.402
12. Riau
13. Sumatera Selatan*)
51.235
54.244
53.688
54.675
56.994
56.308
55.798
57.225
55.309
55.172
57.606
59.210
58.821
61.396
60.649
60.224
13. Sumatera Selatan
14. Bangka Belitung
10.243
12.172
11.828
13.062
13.433
13.351
13.066
13.145
13.195
13.231
13.462
14.099
13.843
14.359
14.000
14.085
14. Bangka Belitung
15. Kepulauan Riau*)
24.114
28.804
38.392
38.592
40.019
39.081
39.354
39.455
38.247
38.803
39.319
40.420
40.308
41.183
40.714
40.674
15. Kepulauan Riau
16. Lampung
19.745
22.612
25.642
27.336
28.752
28.597
29.067
28.640
28.137
28.033
29.280
29.524
29.824
31.139
32.070
32.520
16. Lampung
17. Kalimantan Selatan
28.305
34.118
36.447
37.356
39.248
38.373
38.115
37.494
36.428
36.645
37.387
38.651
39.215
40.487
39.897
39.227
17. Kalimantan Selatan
18. Kalimantan Barat
27.857
32.000
36.273
38.461
39.648
39.050
40.184
39.500
38.992
38.958
39.768
40.889
41.215
42.119
42.123
42.575
18. Kalimantan Barat
19. Kalimantan Timur
66.880
79.992
85.407
84.003
91.245
88.056
86.132
89.468
86.122
85.167
87.795
92.302
89.710
93.506
90.564
88.647
19. Kalimantan Timur
20. Kalimantan Tengah
11.924
14.285
16.023
17.461
18.678
18.478
18.554
16.771
17.614
17.439
17.761
18.643
18.438
19.204
18.986
18.389
20. Kalimantan Tengah
21. Sulawesi Tengah
8.865
10.022
11.330
12.167
13.027
12.929
13.235
12.938
13.068
13.104
14.120
14.123
14.297
15.222
15.512
15.602
21. Sulawesi Tengah
22. Sulawesi Selatan
46.262
54.453
61.163
63.366
66.220
66.412
67.601
67.026
66.033
65.969
67.922
67.979
68.866
70.372
71.144
71.654
22. Sulawesi Selatan
23. Sulawesi Utara
14.340
16.407
17.481
19.100
19.918
19.651
20.130
19.671
19.734
19.780
20.368
20.403
20.629
21.096
21.173
21.574
23. Sulawesi Utara
24. Gorontalo*)
2.712
2.990
3.100
3.581
3.784
3.766
3.737
3.489
3.693
3.791
4.003
3.969
4.036
4.221
4.313
4.313
24. Gorontalo
25. Sulawesi Barat*)
1.934
2.585
2.868
2.906
3.384
3.452
3.376
2.990
3.252
3.244
3.487
3.538
3.610
3.795
3.908
3.903
25. Sulawesi Barat
26. Sulawesi Tenggara*)
8.428
9.870
11.033
12.045
12.440
12.394
12.244
11.476
11.677
11.921
12.597
13.073
13.277
13.675
14.159
14.100
26. Sulawesi Tenggara
27. Nusa Tenggara Barat
10.872
12.734
14.445
15.816
16.561
16.949
17.239
16.798
16.909
16.672
17.276
17.914
17.593
18.245
18.276
18.341
27. Nusa Tenggara Barat
28. Bali
45.604
54.948
64.234
68.595
70.536
70.733
71.678
70.510
70.433
71.015
72.015
72.476
72.327
73.580
73.659
74.540
28. Bali
29. Nusa Tenggara Timur
12.755
14.884
16.402
18.723
19.092
19.095
19.490
18.571
19.037
19.199
19.798
20.549
20.917
21.764
22.239
21.928
29. Nusa Tenggara Timur
6.989
8.340
9.379
10.365
10.827
10.645
11.052
10.509
10.758
10.729
11.031
11.153
11.136
11.560
11.786
11.828
30. Maluku
23.946
27.148
29.424
32.696
36.141
35.350
34.570
33.717
34.091
33.078
33.258
33.403
35.446
36.325
36.299
38.821
31. Papua
32. Maluku Utara
3.769
4.425
4.831
5.157
5.572
5.458
5.387
5.217
5.489
5.487
5.743
6.009
5.986
6.236
6.378
6.401
33. Papua Barat
7.097
8.284
10.906
11.581
12.268
12.507
12.176
12.385
11.999
11.842
12.586
13.636
13.462
13.587
13.228
12.962
33. Papua Barat
34. Lainnya
3.835
4.976
8.876
9.031
9.391
9.944
10.202
9.968
10.133
9.356
10.377
10.339
10.698
10.001
9.856
10.010
34. Others
2.784.912
3.225.198
3.663.968
3.855.886
3.995.803
4.011.368
4.054.680
4.114.420
4.106.358
4.151.448
4.198.577
4.217.625
4.232.150
4.319.749
4.328.822
4.366.571
1. Jawa Barat
2. Banten
3. DKI Jakarta
4. D.I Yogyakarta
7. Bengkulu
30. Maluku
31. Papua
Total
3. DKI Jakarta
4. D.I Yogyakarta
9. Aceh
32. Maluku Utara
Total
102
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.47.a. Suku Bunga Rata-rata DPK Bank Umum
(Average of Interest Rate of Third Party Funds of Commercial Banks)
Persen (Percent)
2014
Keterangan
2011
2012
2015
Items
2013
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Demand Deposits
Giro
Rupiah
2,41
2,12
2,12
2,18
2,34
2,39
2,41
2,41
2,31
2,36
2,39
2,43
2,41
2,40
2,38
2,38
2,34
Valas
0,37
0,37
0,42
0,38
0,41
0,41
0,44
0,41
0,46
0,40
0,40
0,42
0,44
0,44
0,41
0,41
0,40
- Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
2,44
1,91
2,01
1,86
2,00
2,03
2,02
2,03
2,02
1,99
2,03
2,02
2,00
2,01
2,00
1,99
1,99
Valas
0,35
0,34
0,32
0,28
0,31
0,34
0,35
0,35
0,35
0,34
0,34
0,34
0,34
0,34
0,36
0,34
0,30
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln
Rupiah
6,41
5,59
7,72
8,44
8,46
8,48
8,23
8,27
8,56
8,46
8,63
8,38
8,07
7,85
7,74
7,71
7,60
Valas
1,59
1,57
1,81
1,93
1,96
2,01
1,94
1,91
1,99
2,06
2,03
1,94
1,76
1,55
1,37
1,24
1,16
Rupiah
Foreign Exchange
- 3 Month Time Deposits
- Simpanan Berjangka 3 bln
Rupiah
6,91
5,90
8,03
9,42
9,52
9,57
9,45
9,26
9,14
9,12
9,18
9,03
8,83
8,71
8,49
8,41
8,33
Valas
2,00
1,91
2,26
2,35
2,31
2,43
2,41
2,40
2,29
2,30
2,26
2,24
2,07
2,00
1,79
1,56
1,40
Rupiah
Foreign Exchange
- 6 Month Time Deposits
- Simpanan Berjangka 6 bln
Rupiah
7,29
6,04
7,37
9,07
9,16
9,29
9,31
9,16
9,22
9,16
9,18
9,07
9,01
8,97
8,84
8,73
8,61
Valas
2,10
2,33
2,17
2,26
2,28
2,32
2,32
2,29
2,26
2,23
2,18
2,10
2,03
1,99
1,90
1,81
1,73
Rupiah
Foreign Exchange
- 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln
Rupiah
6,87
6,05
7,14
8,51
8,74
8,83
8,86
8,70
8,76
8,72
8,82
8,84
8,79
8,80
8,69
8,68
8,61
Rupiah
Valas
1,71
1,97
2,07
2,26
2,25
2,27
2,27
2,21
2,24
2,23
2,21
2,13
2,11
2,05
2,04
2,01
1,97
Foreign Exchange
103
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.48.a. Suku Bunga Rata-rata DPK Bank Persero
(Average of Interest Rate of Third Party Funds of State Owned Banks)
Persen (Percent)
2014
Keterangan
2011
2012
2015
Items
2013
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Demand Deposits
Giro
Rupiah
2,37
2,08
2,00
1,94
1,94
2,00
2,11
2,08
2,13
1,88
2,03
1,99
1,90
1,91
1,91
1,92
1,88
Valas
0,16
0,15
0,18
0,16
0,16
0,16
0,25
0,22
0,18
0,17
0,19
0,18
0,18
0,19
0,19
0,17
0,15
- Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
2,15
1,59
1,58
1,56
1,57
1,58
1,57
1,58
1,48
1,48
1,45
1,46
1,45
1,46
1,47
1,45
1,46
Valas
0,23
0,22
0,22
0,24
0,24
0,24
0,24
0,23
0,23
0,23
0,23
0,24
0,24
0,23
0,23
0,23
0,24
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln
Rupiah
6,04
5,23
7,16
8,08
8,21
8,18
7,73
7,80
8,13
8,11
8,14
7,98
7,33
7,12
7,27
7,30
7,14
Valas
1,35
0,97
1,14
1,33
1,49
1,45
1,45
1,51
1,81
1,99
1,94
1,67
1,42
1,14
1,10
0,99
0,94
Rupiah
Foreign Exchange
- 3 Month Time Deposits
- Simpanan Berjangka 3 bln
Rupiah
6,65
5,54
7,60
9,36
9,47
9,43
9,19
8,95
8,74
8,80
8,92
8,64
8,30
8,14
7,87
7,87
7,82
Valas
2,21
1,11
1,37
1,03
0,94
1,28
1,37
1,54
1,48
1,69
1,66
1,81
1,59
1,58
1,44
1,28
1,27
Rupiah
Foreign Exchange
- 6 Month Time Deposits
- Simpanan Berjangka 6 bln
Rupiah
6,54
5,53
6,82
8,85
8,97
9,05
9,06
8,97
8,83
8,67
8,70
8,55
8,45
8,27
8,17
8,01
7,90
Valas
2,02
1,99
1,38
1,35
1,41
1,74
1,93
1,97
2,00
1,99
1,96
1,82
1,70
1,66
1,59
1,50
1,48
Rupiah
Foreign Exchange
- 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln
Rupiah
6,94
5,91
7,43
8,74
8,91
9,02
9,02
9,06
9,06
9,04
9,07
9,06
9,02
8,99
8,88
8,80
8,73
Rupiah
Valas
1,47
1,65
1,68
1,61
1,62
1,70
1,75
1,66
1,73
1,76
1,77
1,76
1,76
1,75
1,75
1,74
1,73
Foreign Exchange
104
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.49.a. Suku Bunga Rata-rata DPK BUSN Devisa
(Average of Interest Rate of Third Party Funds of Foreign Exchange Commercial Banks)
Persen (Percent)
2014
Keterangan
2011
2012
2015
Items
2013
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Demand Deposits
Giro
Rupiah
2,28
1,91
1,95
2,08
2,08
2,06
2,09
2,09
2,12
2,12
2,17
2,12
2,13
2,22
2,12
2,16
2,09
Valas
0,53
0,50
0,62
0,58
0,52
0,51
0,50
0,49
0,56
0,52
0,50
0,52
0,54
0,58
0,53
0,53
0,52
- Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
2,55
2,11
2,40
2,08
2,09
2,11
2,11
2,12
2,22
2,22
2,26
2,25
2,24
2,22
2,20
2,22
2,22
Valas
0,42
0,46
0,44
0,38
0,37
0,44
0,46
0,45
0,45
0,44
0,44
0,44
0,43
0,43
0,46
0,42
0,50
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln
Rupiah
6,54
5,69
7,95
8,67
8,66
8,72
8,53
8,60
8,85
8,68
9,05
8,64
8,43
8,14
7,92
7,85
7,74
Valas
1,81
1,94
2,39
2,49
2,44
2,44
2,35
2,30
2,30
2,32
2,27
2,22
2,03
1,85
1,59
1,45
1,34
Rupiah
Foreign Exchange
- 3 Month Time Deposits
- Simpanan Berjangka 3 bln
Rupiah
6,87
5,86
8,12
9,54
9,67
9,75
9,67
9,44
9,37
9,32
9,35
9,26
9,11
9,06
8,83
8,71
8,62
Valas
2,17
2,32
2,62
2,63
2,66
2,69
2,69
2,70
2,65
2,62
2,59
2,51
2,37
2,28
2,07
1,84
1,58
Rupiah
Foreign Exchange
- 6 Month Time Deposits
- Simpanan Berjangka 6 bln
Rupiah
7,08
5,75
7,21
9,08
9,23
9,55
9,57
9,23
9,28
9,22
9,26
9,16
9,11
9,15
9,01
8,96
8,82
Valas
2,44
2,63
2,65
2,69
2,65
2,65
2,62
2,59
2,55
2,56
2,51
2,45
2,44
2,39
2,29
2,21
2,06
Rupiah
Foreign Exchange
- 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln
Rupiah
6,54
5,48
6,49
7,88
8,12
8,28
8,38
7,90
8,09
8,00
8,20
8,23
8,17
8,30
8,09
8,16
8,11
Rupiah
Valas
1,92
2,22
2,42
2,61
2,60
2,60
2,58
2,56
2,53
2,52
2,51
2,40
2,34
2,28
2,26
2,20
2,15
Foreign Exchange
105
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.50.a. Suku Bunga Rata-rata DPK BUSN Non Devisa
(Average of Interest Rate of Third Party Funds of Non-Foreign Exchange Commercial Banks)
Persen (Percent)
2014
Keterangan
2011
2012
2015
Items
2013
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Demand Deposits
Giro
Rupiah
Valas
4,11
3,25
4,48
3,86
3,80
3,59
3,93
3,70
3,60
3,40
3,65
3,51
3,08
3,06
3,02
3,01
3,11
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Valas
4,41
3,70
4,33
4,24
3,38
3,15
3,20
3,29
3,23
3,23
3,14
3,18
3,11
3,14
3,13
3,24
3,27
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
7,79
6,90
8,50
10,00
9,86
9,94
9,45
9,44
9,55
9,55
9,40
9,17
9,02
8,97
8,88
8,81
8,71
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Valas
8,04
7,22
8,55
10,17
9,99
10,23
10,23
10,16
9,87
9,89
9,95
9,83
9,67
9,21
9,09
9,21
9,17
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Valas
8,57
7,45
8,88
10,32
10,00
9,86
9,72
9,76
9,82
9,89
10,17
9,87
9,98
9,95
9,73
9,19
9,02
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Valas
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
- 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln
Rupiah
Foreign Exchange
- 6 Month Time Deposits
- Simpanan Berjangka 6 bln
Rupiah
Rupiah
- 3 Month Time Deposits
- Simpanan Berjangka 3 bln
Rupiah
- Foreign Exchange
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln
Valas
- Rupiah
Time Deposits
Simpanan Berjangka
Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
- Rupiah
8,51
7,67
8,40
9,66
9,48
9,51
9,55
9,59
9,20
9,30
9,50
9,41
9,13
9,01
8,89
8,99
8,91
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Rupiah
Foreign Exchange
106
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.51.a. Suku Bunga Rata-rata DPK Bank Pembangunan Daerah
(Average of Interest Rate of Third Party Funds of Regional Development Banks)
Persen (Percent)
2014
Keterangan
2011
2012
2015
Items
2013
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Demand Deposits
Giro
Rupiah
2,78
2,67
2,44
2,69
2,75
2,75
2,73
2,74
2,47
2,78
2,75
2,86
2,82
2,72
2,77
2,71
2,86
Valas
0,71
0,47
0,44
0,44
0,52
0,39
0,40
0,51
0,50
0,51
0,43
0,43
0,35
0,44
0,39
0,37
0,38
- Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
3,31
2,54
2,31
2,20
2,68
2,21
2,18
2,18
2,18
2,18
2,17
2,18
2,12
2,12
2,13
2,07
2,14
Valas
0,93
0,58
0,56
0,55
0,18
0,57
0,50
0,51
0,57
0,57
0,52
0,49
0,50
0,49
0,51
0,43
0,49
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln
Rupiah
7,46
6,08
7,76
7,69
7,78
7,82
7,84
7,80
8,09
8,12
8,11
8,26
8,20
8,04
7,97
7,87
7,91
Valas
3,23
2,11
2,66
2,85
2,60
2,86
2,51
2,83
2,77
2,63
2,87
2,83
2,80
2,74
2,19
1,75
1,97
Rupiah
Foreign Exchange
- 3 Month Time Deposits
- Simpanan Berjangka 3 bln
Rupiah
7,98
6,57
8,06
8,54
8,64
8,76
8,78
8,81
9,09
9,08
9,11
8,93
8,72
8,58
8,63
8,43
8,27
Valas
1,90
1,40
1,06
1,65
1,64
1,27
1,07
1,13
1,14
1,14
1,33
1,25
1,27
1,99
1,99
1,99
1,24
Rupiah
Foreign Exchange
- 6 Month Time Deposits
- Simpanan Berjangka 6 bln
Rupiah
8,38
6,76
7,73
8,77
8,90
8,83
8,84
8,73
9,31
9,20
9,11
9,11
9,16
9,12
8,84
8,54
8,50
Valas
0,98
1,69
1,91
1,13
1,17
1,79
1,80
1,61
1,59
1,60
1,56
1,21
1,28
2,23
2,23
2,23
2,23
Rupiah
Foreign Exchange
- 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln
Rupiah
8,06
6,96
7,31
8,63
9,02
8,88
8,88
8,88
8,97
8,95
9,03
9,14
9,12
9,09
9,12
9,10
8,97
Rupiah
Valas
1,49
0,96
1,07
1,06
1,08
1,18
1,03
1,04
1,06
1,08
1,08
1,08
1,33
1,06
1,25
0,98
1,00
Foreign Exchange
107
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.52.a. Suku Bunga Rata-rata DPK Bank Campuran
(Average of Interest Rate of Third Party Funds of Joint Venture Banks)
Persen (Percent)
2014
Keterangan
2011
2012
2015
Items
2013
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Demand Deposits
Giro
Rupiah
2,13
1,70
1,57
2,23
2,22
2,41
2,36
2,36
2,27
2,33
2,14
2,32
1,97
2,27
2,03
2,19
1,98
Valas
0,48
0,55
0,56
0,68
0,64
0,72
0,86
0,83
0,89
0,68
0,65
0,78
0,78
0,48
0,48
0,48
0,52
- Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
2,83
2,14
1,92
2,25
2,21
2,79
2,63
2,77
2,77
2,77
2,61
2,42
2,51
2,51
2,57
2,63
2,66
Valas
0,31
0,19
0,21
0,17
0,18
0,20
0,19
0,19
0,19
0,19
0,17
0,16
0,17
0,16
0,18
0,20
0,21
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln
Rupiah
6,07
5,66
7,93
8,52
8,27
8,27
8,38
8,16
8,61
8,57
8,73
8,51
8,33
8,00
7,78
7,73
7,59
Valas
1,83
2,05
2,07
1,82
1,57
1,57
1,79
1,69
1,90
1,78
1,80
1,81
1,62
1,16
1,07
1,00
0,90
Rupiah
Foreign Exchange
- 3 Month Time Deposits
- Simpanan Berjangka 3 bln
Rupiah
6,72
6,17
8,49
9,10
8,95
8,95
9,21
9,18
9,20
9,03
9,07
9,05
9,01
9,00
8,88
8,69
8,61
Valas
1,88
1,71
2,00
2,32
1,93
1,93
2,17
2,15
2,02
2,00
1,82
1,87
1,63
1,42
1,21
1,15
1,09
Rupiah
Foreign Exchange
- 6 Month Time Deposits
- Simpanan Berjangka 6 bln
Rupiah
6,83
6,64
7,73
9,13
8,98
8,98
9,32
9,40
9,41
9,40
9,29
9,27
9,05
9,00
8,98
8,93
8,83
Valas
2,00
2,65
2,72
2,17
1,73
1,73
1,90
1,90
2,03
2,07
2,24
2,19
2,10
1,96
1,82
1,70
1,48
Rupiah
Foreign Exchange
- 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln
Rupiah
6,65
6,76
7,12
8,65
8,83
8,83
9,03
9,11
9,17
9,42
9,14
9,25
9,22
9,14
9,11
9,09
9,02
Rupiah
Valas
1,47
2,24
2,37
2,64
2,49
2,49
2,76
2,63
2,68
2,71
2,54
2,43
2,43
2,21
2,19
2,13
2,06
Foreign Exchange
108
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.53.a. Suku Bunga Rata-rata DPK Bank Asing
(Average of Interest Rate of Third Party Funds of Foreign Owned Banks)
Persen (Percent)
2014
Keterangan
2011
2012
2015
Items
2013
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Demand Deposits
Giro
Rupiah
1,94
1,71
2,92
2,11
2,51
2,56
2,34
2,40
2,33
2,33
2,28
2,27
2,18
2,28
2,23
2,41
2,24
Valas
0,32
0,52
0,37
0,22
0,18
0,19
0,20
0,17
0,17
0,16
0,17
0,16
0,16
0,15
0,19
0,20
0,18
- Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
1,80
1,17
1,16
1,15
1,14
1,13
1,10
1,08
1,09
1,09
1,62
1,17
1,24
1,21
1,27
1,29
1,29
Valas
0,29
0,24
0,14
0,11
0,10
0,11
0,11
0,11
0,11
0,11
0,12
0,12
0,11
0,12
0,12
0,12
0,12
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln
Rupiah
4,52
4,52
7,20
7,15
6,86
6,86
6,77
6,64
6,72
6,50
6,63
6,52
6,72
6,52
6,34
6,45
6,42
Valas
0,99
1,57
0,83
0,56
0,70
0,70
0,64
0,50
0,60
0,59
0,58
0,69
0,62
0,67
0,63
0,60
0,69
Rupiah
Foreign Exchange
- 3 Month Time Deposits
- Simpanan Berjangka 3 bln
Rupiah
5,30
5,06
8,24
8,57
8,59
8,59
8,58
8,59
8,68
8,60
8,45
8,43
8,37
8,47
8,43
8,36
8,24
Valas
1,18
1,65
1,21
1,23
1,33
1,33
1,36
1,32
1,36
1,37
1,41
1,32
1,19
1,29
1,27
1,17
1,16
Rupiah
Foreign Exchange
- 6 Month Time Deposits
- Simpanan Berjangka 6 bln
Rupiah
6,20
4,90
7,18
8,81
8,90
8,90
9,29
9,44
9,45
9,43
9,40
9,31
9,12
9,03
9,08
9,07
9,05
Valas
0,88
0,90
1,01
0,97
0,98
0,98
0,97
0,98
0,99
0,98
0,82
0,88
0,88
0,90
0,96
0,94
0,88
Rupiah
Foreign Exchange
- 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln
Rupiah
6,70
5,70
6,40
8,95
9,05
9,05
9,41
9,53
9,61
9,60
9,60
9,49
9,44
9,39
9,39
9,37
9,35
Rupiah
Valas
2,33
2,03
0,86
0,69
0,85
0,85
0,83
2,09
2,28
2,18
2,16
2,11
2,12
1,92
2,07
2,16
2,23
Foreign Exchange
109
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.54.a. Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Average of Credit Interest Rate of Commercial Banks to Parties Non Bank Based on Industrial Origin and Non Industrial Origin Credit Recipients)
Persen (Percent)
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, perburuan dan Kehutanan
Rupiah
Valas
2. Perikanan
Rupiah
Valas
3. Pertambangan dan Penggalian
Rupiah
Valas
4. Industri Pengolahan
Rupiah
Valas
5. Listrik, gas dan air
Rupiah
Valas
6. Konstruksi
Rupiah
Valas
7. Perdagangan Besar dan Eceran
Rupiah
Valas
8. Penyediaan akomodasi dan penyediaan makan minum
Rupiah
Valas
9. Transportasi, pergudangan dan komunikasi
Rupiah
Valas
10. Perantara Keuangan
Rupiah
Valas
11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan
Rupiah
Valas
12. Admistrasi Pemerintahan, Pertahanan dan Jaminan
Sosial Wajib
Rupiah
Valas
13. Jasa Pendidikan
Rupiah
Valas
14. Jasa Kesehatan dan Kegiatan Sosial
Rupiah
Valas
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan lainnya
Rupiah
Valas
16. Jasa Perorangan yang Melayani Rumah Tangga
Rupiah
Valas
17. Badan Internasional dan Badan Ekstra Internasional
Lainnya
Rupiah
Valas
18. Kegiatan yang belum jelas batasannya
Rupiah
Valas
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
Rupiah
Valas
- Untuk Pemilikan Flat atau Apartemen
Rupiah
Valas
- Untuk Pemilikan Ruko atau Rukan
Rupiah
Valas
- Untuk Pemilikan Kendaraan Bermotor
Rupiah
Valas
- Untuk Pemilikan Peralatan Rumah Tangga Lainnya
Rupiah
Valas
- Bukan Lapangan Usaha Lainnya
Rupiah
Valas
r) Angka-angka diperbaiki
2011
2012
2013
2014
Jul
Ags
Sep
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
11,46
5,27
11,32
4,59
11,78
4,44
12,11
4,47
12,11
5,14
12,14
4,42
12,15
4,34
12,16
4,31
12,14
4,25
12,15
4,28
12,16
4,20
12,19
4,20
12,19
4,21
12,19
4,26
12,19
4,56
12,15
4,45
12,10
4,27
13,95
7,70
13,37
7,36
13,51
6,63
13,94
6,33
13,99
6,33
13,81
6,51
13,87
6,35
13,87
6,31
13,84
6,38
13,79
6,39
13,81
6,44
13,86
6,40
13,81
6,33
13,81
5,98
13,76
5,97
13,70
5,95
13,64
6,05
12,03
-
11,29
-
11,82
-
12,80
-
12,83
-
12,80
-
12,62
-
12,74
-
12,68
-
12,55
-
12,56
-
12,72
-
12,33
-
12,32
-
12,34
-
12,31
-
12,34
-
10,68
4,51
9,98
4,24
11,01
4,10
11,63
4,22
11,65
4,33
11,68
4,22
11,69
4,22
11,69
4,19
11,63
4,22
11,61
4,21
11,55
4,23
11,63
4,23
11,58
4,22
11,57
4,24
11,55
4,17
11,58
4,14
11,55
4,13
9,77
4,89
8,93
4,68
9,59
4,21
10,03
5,21
10,00
5,21
10,12
5,23
10,51
5,12
10,64
5,14
10,60
5,20
10,13
5,23
10,28
4,87
10,56
4,87
10,54
4,94
10,43
5,10
10,42
5,04
10,36
4,82
10,42
4,70
12,05
5,96
11,49
5,60
12,08
4,93
12,60
5,11
12,64
5,04
12,70
5,01
12,81
5,01
12,85
5,33
12,88
5,30
12,75
5,39
12,70
5,30
12,74
5,48
12,72
5,40
12,69
5,48
12,66
5,12
12,53
5,11
12,55
5,13
13,32
4,93
12,67
4,84
13,21
4,87
13,55
4,91
13,62
4,91
13,65
4,85
13,63
4,92
13,64
4,81
13,63
4,83
13,64
4,77
13,62
4,80
13,66
4,78
13,62
4,75
13,59
4,85
13,57
4,81
13,53
4,75
13,47
4,76
13,06
6,46
12,05
6,17
12,55
6,29
13,23
6,16
13,23
6,15
13,23
6,17
13,30
6,16
13,16
6,13
13,18
6,13
13,11
6,10
13,09
6,10
13,12
6,09
13,10
6,06
13,05
6,06
13,08
6,06
13,04
6,09
13,03
6,09
10,76
5,29
10,54
5,04
11,08
4,73
11,76
4,74
11,78
4,71
11,74
4,72
11,82
4,65
11,90
4,63
11,87
4,70
11,63
4,56
11,65
4,51
11,61
4,52
11,57
4,25
11,57
4,39
11,59
4,37
11,55
4,30
11,55
4,28
10,50
2,38
9,69
2,28
10,47
2,07
12,27
1,91
12,39
1,86
12,26
1,94
12,34
1,95
12,19
1,88
12,11
1,91
12,20
1,91
12,15
1,96
12,35
1,90
12,21
1,83
12,09
1,88
12,02
1,93
11,92
1,92
11,85
1,93
12,84
5,71
12,12
5,85
12,47
6,08
12,35
5,93
12,40
6,02
12,43
6,11
12,52
6,62
12,63
6,68
12,63
6,52
12,52
6,49
12,51
6,62
12,56
6,63
12,56
6,60
12,55
6,73
12,54
6,75
12,52
6,59
12,48
6,57
10,68
3,25
11,95
2,84
4,52
2,66
10,51
3,40
10,52
3,37
10,67
3,35
11,29
3,36
11,40
3,35
12,01
3,36
11,53
3,36
11,55
3,35
10,89
3,37
10,87
3,41
10,78
3,41
10,89
3,44
10,93
3,44
10,92
3,44
14,28
5,64
14,06
9,29
12,44
6,07
14,10
6,28
14,11
6,35
13,99
6,35
14,06
6,36
13,21
6,43
13,28
6,50
13,09
6,50
13,01
6,55
13,09
6,55
13,19
6,63
13,18
6,60
13,20
6,61
13,22
6,59
13,21
6,55
12,62
5,05
12,18
5,60
12,26
6,86
13,33
6,90
13,01
6,91
12,98
6,90
13,01
6,91
13,15
5,52
13,10
5,54
13,01
5,49
13,01
5,42
13,07
5,46
13,10
5,70
13,10
5,59
13,14
5,55
13,05
5,36
12,99
5,81
13,72
5,61
12,67
5,35
13,26
5,44
13,94
5,11
14,30
5,02
14,24
5,02
14,40
4,88
14,17
5,00
13,75
4,82
14,11
5,03
14,18
4,78
14,44
4,79
14,13
4,84
13,99
4,85
14,02
4,90
13,94
4,87
13,79
4,98
16,46
-
16,18
-
14,71
-
15,45
-
15,51
-
15,53
-
15,40
-
15,49
5,67
15,46
5,33
15,50
5,33
15,58
5,35
15,76
4,76
15,64
2,75
15,75
3,38
15,87
4,80
16,06
4,80
15,94
5,25
13,44
3,76
9,50
2,72
9,65
2,82
10,16
2,82
10,20
2,78
10,24
2,71
10,01
2,68
10,01
2,65
9,98
2,66
9,95
2,58
10,04
2,82
13,84
2,76
12,16
2,77
12,44
2,72
12,38
2,71
12,19
2,67
12,33
2,66
13,84
3,32
11,51
4,58
10,56
4,14
15,86
38,82
15,94
41,83
15,70
42,52
15,61
44,90
15,48
44,22
15,20
43,04
14,56
41,92
14,53
41,77
13,85
3,73
14,53
3,86
14,86
4,07
14,18
3,85
14,04
4,02
13,37
3,95
11,03
7,33
10,46
6,93
10,44
6,76
10,82
6,86
10,87
6,87
10,90
6,87
11,03
6,87
11,13
6,88
11,17
6,90
11,17
7,00
11,22
7,15
11,23
6,75
11,29
6,67
11,31
6,70
11,33
6,69
11,27
6,46
11,33
6,45
10,64
6,00
8,78
6,20
9,46
6,31
10,22
6,49
10,32
6,50
10,41
6,50
10,49
6,50
10,71
6,51
10,82
6,51
10,76
6,56
10,86
6,56
10,94
6,48
11,03
6,48
11,12
6,49
11,22
6,49
11,34
6,49
11,35
6,49
10,46
6,35
9,94
7,64
10,02
9,15
10,56
6,48
10,63
6,48
10,67
6,45
10,81
6,45
10,90
6,45
10,97
6,44
10,99
6,44
11,03
6,44
11,06
6,44
11,13
6,43
11,17
6,41
11,21
6,42
11,15
6,58
11,18
6,57
12,19
11,63
11,33
10,50
r)
6,70 5,287901268
11,25
0,00
11,31
0,00
11,35
0,00
11,42
0,00
11,53
24,00
11,61
0
11,65
0
11,70
0
11,69
0
11,70
0
11,70
0
11,68
0
11,66
0
11,65
0
17,01
3,14
14,36
4,85
14,30
4,05
14,14
3,81
14,11
5,39
14,16
4,97
13,77
2,87
13,79
3,14
13,73
3,02
13,90
2,85
13,93
2,89
13,92
2,94
13,92
2,91
13,87
3,01
13,98
2,76
13,86
2,91
14,08
2,97
16,53
3,48
18,82
4,01
17,20
3,57
17,99
3,58
17,94
2,11
17,92
3,16
19,57
2,04
19,82
2,16
19,99
2,18
19,96
3,94
20,04
2,17
19,90
2,20
20,07
2,29
20,26
2,23
20,23
4,14
20,15
2,11
19,89
2,11
Items
Credit Recipients Industrial Origin
1. Agricultures, hunting and forestry
Rupiah
Foreign Exchange
2. Fisheries
Rupiah
Foreign Exchange
3. Mining and Quarrying
Rupiah
Foreign Exchange
4. Procesing industry
Rupiah
Foreign Exchange
5. Electricity, gas and water
Rupiah
Foreign Exchange
6. Construction
Rupiah
Foreign Exchange
7. Big and retail trade
Rupiah
Foreign Exchange
8. Provision of accomodation and food supply
Rupiah
Foreign Exchange
9. Transportation, warehousing and communications
Rupiah
Foreign Exchange
10. Transitional Finance
Rupiah
Foreign Exchange
11. Real estate, Rental Business, and services company
Rupiah
Foreign Exchange
12. Government administration, the defense and
compulsory social security
Rupiah
Foreign Exchange
13. Education services
Rupiah
Foreign Exchange
14. Health and social services
Rupiah
Foreign Exchange
15. Community, Sociocultural,Entertainment and Other
Individual Services
Rupiah
Foreign Exchange
16. Individual services which serve households
Rupiah
Foreign Exchange
17. Extra agency international agency and other
international
Rupiah
Foreign Exchange
18. Business Activities which are not clearly defined
Rupiah
Foreign Exchange
Credit Recipients Non Industrial Origin
House Hold
- For House Ownership
Rupiah
Foreign Exchange
- For Apartement Ownership
Rupiah
Foreign Exchange
- For Shop House Ownership
Rupiah
Foreign Exchange
- For Vehicles Ownership
Rupiah
Foreign Exchange
- Others
Rupiah
Foreign Exchange
- Non Industrial Origin Others
Rupiah
Foreign Exchange
r) Revised figures
110
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.55.a. Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Average of Credit Interest Rate of Commercial Banks Based on Types and Orientation User)
Persen (Percent)
Jenis Penggunaan
2011
2012
2013
2014
Jun
Jul
Ags
Sep
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
1. Type of Use
1. Jenis Penggunaan
- Working Capital
- Modal Kerja
Rupiah
Valas
12,18
11,50
12,14
12,64
12,72
12,78
12,79
12,83
12,85
12,81
12,78
12,75
12,84
12,77
12,73
12,71
12,67
12,65
4,11
4,08
3,90
4,27
4,56
4,59
4,56
4,69
4,64
4,63
4,57
4,60
3,97
3,90
3,96
3,92
3,89
3,87
Valas
12,04
5,46
11,28
5,03
11,83
12,25
12,32
12,34
12,34
12,40
12,38
12,36
12,29
12,28
12,33
12,33
12,31
12,30
12,27
12,21
4,95
5,01
5,01
5,19
5,03
5,05
5,07
5,08
5,05
5,02
5,02
5,05
5,09
5,12
5,04
5,02
Valas
2. Orientasi Penggunaan
- Ekspor
Rupiah
Valas
- Impor
Rupiah
Valas
- Lainnya
Rupiah
Valas
Foreign Exchange
Rupiah
Foreign Exchange
- Consumption
- Konsumsi
Rupiah
Rupiah
- Investments
- Investasi
Rupiah
Type of Use
14,15
13,58
13,13
13,30
13,32
13,33
13,38
13,43
13,53
13,58
13,63
13,68
13,68
13,73
13,76
13,82
13,73
13,82
Rupiah
4,03
3,27
4,66
2,88
3,05
3,00
3,55
2,94
2,95
2,98
3,00
3,68
2,93
2,96
Foreign Exchange
2. User Orientation
- Ekspor
Rupiah
Foreign Exchange
- Impor
Rupiah
Foreign Exchange
- Other
Rupiah
Foreign Exchange
3,81
4,33
4,10
3,92
11,39
4,88
10,18
4,41
10,93
4,29
11,17
4,41
11,66
4,58
11,73
4,53
11,58
4,46
11,46
4,43
11,52
4,48
11,55
4,44
11,65
4,46
11,48
3,75
11,37
3,74
11,45
3,77
11,43
3,82
11,24
3,80
11,11
3,60
11,07
3,61
9,55
4,73
9,76
4,04
10,48
3,86
10,98
4,20
11,27
4,28
12,03
4,54
11,87
4,47
11,73
4,47
11,65
4,20
11,60
4,36
11,55
4,36
11,47
4,38
11,48
4,28
11,48
4,28
11,48
4,35
11,35
4,40
11,31
4,45
11,46
4,05
12,87
4,52
12,19
4,42
12,43
4,29
12,80
4,57
12,87
4,76
12,89
4,85
12,90
4,76
12,95
4,87
12,99
4,85
12,98
4,83
12,97
4,79
12,98
4,87
13,03
4,42
13,01
4,37
13,00
4,43
13,01
4,42
12,95
4,39
12,96
4,39
r) Revisi
111
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.56.a. Perkembangan Jumlah Bank Umum dan Kantor Bank Umum
(Growth of Total Commercial Banks and Bank Offices)
Kelompok Bank
2011
2012
2014
2013
Ags
Sep
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Group of Bank
Ags
State Owned Banks
Bank Persero
Jumlah Bank
Jumlah Kantor
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4.362
5.363
6.415
6.857
6.962
7.057
7.141
7.198
7.199
7.203
7.224
7.242
7.271
7.313
7.336
7.362
Jumlah Kantor
36
36
36
35
38 r)
38
38
38
38
38
38
38
38
39
39
39
7.209
7.647
8.052
8.132
8.147 r)
8.186
8.268
8.313
8.339
8.351
8.361
8.377
8.390
8.402
8.424
8.443
Jumlah Kantor
30
30
30
30
29 r)
29
29
29
29
29
29
29
29
28
28
28
1.288
1.447
1.578
1.639
1.642
1.645
1.648
1.656
1.662
1.666
1.668
1.671
1.674
1.677
1.678
1.682
BPD
Jumlah Bank
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
Jumlah Kantor
1.472
1.712
2.044
2.203
2.203
2.223
2.245
2.301
2.308
2.316
2.330
2.346
2.361
2.374
2.385
2.416
Bank Campuran
Jumlah Bank
14
14
14
14
12
r)
12
12
12
12
12
12
11
11
11
11
11
Jumlah Kantor
260
263
272
279
279
r)
280
281
283
283
283
284
284
284
284
284
284
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
206
193
197
197
197
197
197
197
197
197
197
197
197
197
197
197
120
120
120
119
119
119
119
119
119
119
119
118
118
118
118
118
14.797
16.625
18.558
19.307
19.430
19.588
19.780
19.948
19.988
20.016
20.064
20.117
20.177
20.247
20.304
20.384
Bank Asing
Jumlah Bank
Jumlah Kantor
Jumlah Kantor
Total Bank Offices
Total Banks
Total Bank Offices
Regional Development
Banks
Total Banks
Total Bank Offices
Joint Venture Banks
Total Banks
Total Bank Offices
Foreign Owned Bank
Total Banks
Total Bank Offices
Total
Total
Jumlah Bank
Total Banks
Non-Foreign Exchange
Commercial Banks
BUSN Non Devisa
Jumlah Bank
Total Bank Offices
Foreign Exchange
Commercial Banks
BUSN Devisa
Jumlah Bank
Total Banks
Total Banks
Total Bank
Offices
112
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 1.57. Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank
(Growth of Total Branch Offices Based on Region)
2014
Lokasi
2011
2012
Location
Ags
1. Jawa Barat
2015
2013
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
1. Jawa Barat
369
380
393
395
395
397
397
397
397
393
393
395
395
396
395
395
79
93
94
95
95
95
96
95
95
94
94
94
93
93
93
93
535
564
574
574
574
576
568
569
569
565
564
563
551
551
550
550
54
56
59
60
60
60
60
60
60
60
60
60
60
60
60
61
5. Jawa Tengah
300
311
328
331
332
332
331
331
331
333
333
333
333
333
332
331
5. Jawa Tengah
6. Jawa Timur
397
411
425
427
427
427
426
426
426
422
422
422
416
416
418
418
6. Jawa Timur
7. Bengkulu
27
28
30
31
31
31
31
32
32
32
32
32
32
32
32
33
7. Bengkulu
8. Jambi
48
53
59
59
59
59
59
60
60
60
60
60
60
60
61
61
8. Jambi
9. Aceh
73
77
79
79
79
79
79
79
79
79
79
79
79
79
79
79
10. Sumatera Utara
178
192
199
201
201
202
201
201
201
202
202
203
201
202
202
203
10. Sumatera Utara
11. Sumatera Barat
77
81
84
84
84
84
84
84
84
84
84
84
84
84
84
84
11. Sumatera Barat
12. Riau
88
88
91
94
94
95
94
94
94
94
94
94
93
93
92
92
12. Riau
81*)
93
102
102
102
103
100
100
100
101
101
101
101
101
100
100
13. Sumatera Selatan
14. Bangka Belitung
23
22
24
26
26
26
26
27
27
28
28
28
27
27
27
27
14. Bangka Belitung
15. Kepulauan Riau
51*)
56
59
59
59
59
59
59
59
59
59
59
59
59
58
58
15. Kepulauan Riau
16. Lampung
50
56
58
59
59
60
60
60
60
62
62
62
62
62
62
62
16. Lampung
17. Kalimantan Selatan
70
74
78
77
77
77
72
73
73
73
73
73
72
72
72
72
17. Kalimantan Selatan
18. Kalimantan Barat
69
69
74
76
74
74
73
74
74
74
74
74
72
72
72
72
18. Kalimantan Barat
19. Kalimantan Timur
104
108
115
119
119
119
118
119
119
120
122
122
118
119
119
119
19. Kalimantan Timur
20. Kalimantan Tengah
43
46
47
47
47
47
43
44
44
44
44
44
44
44
44
44
20. Kalimantan Tengah
21. Sulawesi Tengah
36
38
39
40
40
41
40
40
40
40
40
40
41
41
41
41
21. Sulawesi Tengah
22. Sulawesi Selatan
121
124
131
133
134
136
132
134
134
135
137
137
135
135
135
135
22. Sulawesi Selatan
53
55
57
60
60
60
59
60
60
59
59
59
59
59
59
59
23. Sulawesi Utara
24. Gorontalo
16*)
16
17
18
18
18
17
17
17
18
18
18
18
18
18
18
24. Gorontalo
25. Sulawesi Barat
13*)
14
15
16
16
16
15
15
15
15
15
15
15
15
15
15
25. Sulawesi Barat
26. Sulawesi Tenggara
30*)
31
35
36
36
36
36
42
42
42
43
43
43
43
43
43
26. Sulawesi Tenggara
27. Nusa Tenggara Barat
42
44
49
52
52
52
52
52
52
52
52
52
51
51
52
53
27. Nusa Tenggara Barat
28. Bali
80
85
92
92
92
93
93
93
93
93
93
94
94
94
94
94
28. Bali
29. Nusa Tenggara Timur
49
51
53
54
54
54
54
54
54
54
55
55
55
55
55
55
29. Nusa Tenggara Timur
30. Maluku
33
30
30
31
31
31
31
32
32
32
32
32
32
32
32
32
30. Maluku
31. Papua
54
56
59
60
60
60
58
59
59
59
60
61
60
60
60
61
31. Papua
32. Maluku Utara
14
18
19
21
21
21
21
21
21
21
21
21
21
21
21
21
32. Maluku Utara
33. Irian Jaya Barat
23
25
27
27
27
27
24
24
24
24
24
24
24
24
24
24
33. Papua Barat
34. Lainnya
18
16
16
16
16
16
16
16
16
16
16
16
17
17
17
17
34. Others
3.461
3.611
2. Banten
3. DKI Jakarta
4. D.I. Yogyakarta
13. Sumatera Selatan
23. Sulawesi Utara
Total
r) Angka-angka diperbaiki
3.298
3.651
3.651
3.663
3.625
3.643
3.643
3.639
3.645
3.649
3.617
3.620
3.618
3.622
2. Banten
3. DKI Jakarta
4. D.I Yogyakarta
9. Aceh
Total
r) Revised figures
113
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 2.1 Kegiatan Usaha Bank Umum Syariah (BUS) dan Unit Usaha Syariah (UUS)
(Sharia Business Unit Operations and Sharia Commercial Banks)
Miliar Rp (Billion Rp)
2014
Indikator
2011
2012
2015
Indicator
2013
Agus
r)
Sep
r)
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
r)
Jul
*)
Ags
*)
140.980
188.562
233.345
243.912
249.455
252.440
254.316
262.708
254.348
256.316
259.149
260.417
262.959
263.103
263.103
263.103 Fund Disbursements iB
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
d. Surat Berharga (tidak
termasuk obligasi rekap)
102.655
97.847
4.808
4.846
27.127
5.902
147.505
139.880
7.625
6.004
26.713
7.822
184.122
173.224
10.898
5.836
31.946
9.684
193.983
182.797
11.186
7.360
29.626
196.563
184.710
11.853
7.375
32.364
10,742 r)
10.885 r)
196.491
184.573
11.918
6.603
36.053
11.264
198.376
186.259
12.117
6.366
36.623
11.399
199.330
187.204
12.126
7.015
43.412
11.466
197.279
185.164
12.116
6.661
37.167
11.811
197.543
185.322
12.221
6.904
38.949
11.426
200.712
186.897
13.815
7.230
37.800
12.085
201.526
187.764
13.762
7.059
37.748
12.860
203.894
189.480
14.414
7.716
36.783
13.366
206.056
192.498
13.559
8.664
32.253
14.947
206.056
192.498
13.559
8.664
32.253
14.947
206.056
192.498
13.559
8.664
32.253
14.947
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana iB
a. DPK
Rupiah
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
Valas
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
b. Kewajiban Kepada BI
c. Antar Bank
d. Surat Berharga
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Lainnya
g. Setoran Jaminan
Komponen Modal
a. Modal Disetor
b. Cadangan
c. L/R tahun berjalan
d. L/R tahun Lalu
e. Perkiraan tambahan modal
disetor
f. Modal Pinjaman
Sertifikat Wadiah Bank
Indonesia (BUS & UUS)
Total Aset
Jaringan Kantor
Jumlah Bank
Jumlah Kantor 1)
47
403
126.409
115.415
110.910
10.678
67.942
32.290
4.505
1.329
2.864
312
0
6.648
924
1.520
1.520
1.783
119
47
471
165.404
147.512
140.547
15.683
80.576
44.288
6.965
2.026
4.155
784
0
11.576
1.537
1.952
103
2.634
89
48
1.709
204.571
183.534
171.900
15.736
100.105
56.059
11.634
2.787
7.706
1.141
0
11.742
1.997
2.704
2.704
4.512
83
40
1.543
211.892
195.959
182.755
13.784
112.558
56.413
13.204
2.977
9.548
680
10.027
1.987
2.704
2.704
4.644
55
40
1.507
215.555
197.141
183.979
14.603
112.318
57.059
13.162
2.736
9.788
638
12.886
1.816
2.704
2.704
4.375
57
40
1.395
221.119
207.121
193.805
13.704
121.881
58.220
13.316
2.563
10.163
591
8.712
2.066
2.406
2.406
3.901
57
100
1.453
222.925
209.644
196.191
14.091
123.524
58.576
13.453
2.913
9.924
617
8.144
2.066
2.206
2.206
3.812
56
100
1.386
232.671
217.858
204.404
15.407
126.071
62.926
13.454
3.242
9.558
655
9.710
2.076
2.206
2.206
90
1.405
225.320
210.297
196.949
14.529
121.065
61.355
13.349
2.966
9.651
732
10.044
2.076
2.056
2.056
79
1.243
230.068
212.988
198.022
15.555
121.980
60.487
14.966
4.725
9.542
699
9.348
2.076
2.056
2.056
79
1.146
231.090
213.973
199.284
15.671
122.815
60.797
14.689
4.986
8.969
734
9.476
2.076
2.056
2.056
79
1.121
234.223
215.339
198.578
18.168
119.026
61.383
16.761
5.130
10.863
768
10.890
2.391
2.056
2.056
79
1.104
233.408
213.477
197.659
17.560
119.846
60.253
15.819
4.383
10.660
776
12.001
2.391
2.056
2.056
79
1.104
233.408
213.477
197.659
17.560
119.846
60.253
15.819
4.383
10.660
776
12.001
2.391
2.056
2.056
79
1.104
233.408
213.477
197.659
17.560
119.846
60.253
15.819
4.383
10.660
776
12.001
2.391
2.056
2.056
3.658
67
90
1.340
224.324
210.761
197.699
15.452
120.734
61.512
13.063
2.707
9.618
737
8.590
2.076
2.056
2.056
3.575
122
3.628
119
3.486
113
3.417
92
3.452
96
3.386
98
3.386
98
6.611
579
1.475
1.069
816
7.211
913
2.541
1.895
618
8.181
1.013
3.278
3.186
1.865
10.237
2,064 r)
1.396
3.878
1.842
10.741
2.064
1.630
3.878
1.844
10.642
2.064
1.440
3.758
1.797
10.643
996
1.894
3.739
1.898
10.644
997
1.786
3.752
1.794
10.644
997
225
5.037
1.797
10.694
997
428
4.822
1.799
10.695
2.067
681
3.467
1.827
10.695
2.067
876
3.394
1.823
10.695
2.082
1.103
3.405
1.849
3.386
98
19.274
10.696
2.104
1.070
3.399
2.005
10.696
2.104
1.070
3.399
2.005
10.696
2.104
1.070
3.399
2.005
9.244
4.993
6.699
6.514
6.450
6.680
6.530
8.130
8.050
9.040
8.810
9.130
8.858
8.458
8.458
8.458
145.467
195.018
242.276
252.209
257.519
260.366
261.927
272.343
263.468
264.813
268.356
269.467
272.389
273.494
273.494
273.494
34
1.702
35
2.227
34
2.554
34
34
2.577 r)
2.571 r)
34
2.519
34
2.501
34
2.471
34
2.467
34
2.469
34
2.463
34
2.458
34
2.448
34
2.442
34
2.442
34
2.442
Penyaluran Dana iB
Ket:
1)
r)
a. Financing
Rupiah
Foreign Exchange
b. Inter-Bank
c. Placements at BI
d. Money Instruments (not
including recapitalization
bonds)
e. Equity participation
f. Other claims
Sources of Funds iB
a. Third Party Funds
Rupiah
Wadiah Demand Deposit
Mudharabah Time Deposits
Mudharabah Savings Accounts
Foreign Exchange
Wadiah Demand Deposit
Mudharabah Time Deposits
Mudharabah Savings Accounts
b. Liabilities at BI
c. Inter-Bank
d. Money Instruments
e. Loans received
Rupiah
Foreign Exchange
f. Other Liabilities
g. Guarantee Deposits
Capital Components
a. Paid-In Capital
b. Reserves
c. Current Earnings (Profit/Loss)
d. Retained Earnings (Profit/Loss)
e. Estimate of Additional Paid-In
Capital
f. Capital Loans
Bank Indonesia Syariah Money
Certificates (BUS & UUS)
Total Assets
Office Network
Total Banks
Total Bank Offices 1)
Tidak termasuk Gerai Muamalat
Angka-angka diperbaiki
*). Angka-angka sementara
r) Revised figures
*) Provisional figures
1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
115
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 2.2 Kegiatan Usaha Bank Umum Syariah (BUS)
(Sharia Commercial Banks Operations (BUS))
Miliar Rp (Billion Rp)
2014
Indikator
2011
2012
Agus
Penyaluran Dana iB
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
d. Surat Berharga (tidak
termasuk obligasi rekap)
112.853
83.704
80.038
3.665
2.571
20.975
5.166
e. Penyertaan
47
f. Tagihan Lainnya
391
Sumber Dana iB
105.500
a. DPK
96.548
92.571
Rupiah
8.874
Giro Wadiah
57.067
Deposito Mudharabah
26.630
Tabungan Mudharabah
3.977
Valas
1.274
Giro Wadiah
2.699
Deposito Mudharabah
4
Tabungan Mudharabah
b. Kewajiban Kepada BI
0
c. Antar Bank
5.416
d. Surat Berharga
725
e. Pinjaman yang Diterima
1.119
1.119
Rupiah
Valas
f. Kewajiban Lainnya
1.603
g. Setoran Jaminan
89
Komponen Modal
a. Modal Disetor
6.611
b. Cadangan
579
c. L/R tahun berjalan
1.065
d. L/R tahun Lalu
1.054
e. Perkiraan tambahan modal
816
disetor
f. Modal Pinjaman
9.244
Sertifikat Wadiah Bank
Indonesia (BUS & UUS)
116.930
Total Aset
Jaringan Kantor
11
Jumlah Bank
1.390
Jumlah Kantor 1)
1)
Ket: Tidak termasuk Gerai Muamalat
r)
Angka-angka diperbaiki
*). Angka-angka sementara
142.148
112.396
106.987
5.410
3.071
19.189
6.988
172.411
137.268
129.650
7.619
3.426
21.657
8.328
2015
Indicator
2013
r)
Sep
184,612 r
r)
22.454
187.875
147.737
140.162
7.575
4.239
24.320
9,368 r)
9.412 r)
145.971
138.838
7.134
4,618 r
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
189.291
147.363
139.462
7.902
4.073
26.301
9.526
190.858
148.403
140.373
8.031
3.843
27.394
9.665
196.552
147.944
139.993
7.951
4.267
33.125
9.728
189.324
145.976
138.066
7.911
4.040
28.133
9.745
190.380
145.817
137.826
7.991
3.791
29.327
9.950
190.448
147.136
138.947
8.189
4.292
27.191
10.507
190.215
147.245
139.131
8.115
4.037
26.168
11.540
192.160
148.021
139.850
8.171
4.446
26.499
11.997
Jun
r)
190.952
150.709
142.016
8.694
5.056
21.570
12.436
Jul
*)
190.952
150.709
142.016
8.694
5.056
21.570
12.436
Ags
*)
190.952 Fund Disbursements iB
150.709
a. Financing
142.016
Rupiah
8.694
Foreign Exchange
5.056
b. Inter-Bank
21.570
c. Placements at BI
12.436
d. Money Instruments (not
47
456
133.170
117.817
112.664
13.445
63.748
35.471
5.153
1.948
2.856
349
0
9.989
1.338
1.654
1.551
103
2.325
47
48
1.684
161.924
143.174
134.293
12.721
77.236
44.336
8.881
2.594
5.650
637
0
10.500
1.797
2.270
2.270
4.140
44
40
1.543
170.231
156.870
146.116
9.758
90.554
45.804
10.754
2.679
7.931
144
-
40
1.507
172.599
157.332
146.761
10.818
89.679
46.263
10.571
2.410
8.027
133
-
40
1.395
174.052
163.090
152.392
9.908
95.542
46.941
10.698
2.296
8.291
111
-
100
1.453
175.818
165.050
154.256
9.993
97.282
46.981
10.793
2.607
8.056
130
-
100
1.386
182.678
170.723
159.549
10.929
98.354
50.267
11.173
2.878
8.144
151
-
90
1.340
174.915
164.291
153.552
10.906
93.810
48.836
10.739
2.287
8.298
153
-
90
1.405
175.431
163.159
152.128
10.204
93.638
48.287
11.030
2.680
8.212
138
-
79
1.243
178.913
165.034
152.930
11.049
93.983
47.898
12.105
3.965
8.005
135
-
79
1.146
178.343
164.400
152.308
10.822
93.819
47.667
12.092
4.428
7.531
133
-
79
1.118
180.260
164.375
151.590
13.290
90.149
48.151
12.785
3.990
8.654
141
-
79
1.102
179.639
162.817
150.115
12.570
90.725
46.821
12.701
3.792
8.773
136
-
79
1.102
179.639
162.817
150.115
12.570
90.725
46.821
12.701
3.792
8.773
136
-
79
1.102
179.639
162.817
150.115
12.570
90.725
46.821
12.701
3.792
8.773
136
-
8.099
1.787
2.270
2.270
10.463
1.537
2.270
2.270
6.398
1.787
1.972
1.972
6.148
1.787
1.972
1.972
7.139
1.797
2.202
2.202
5.935
1.797
2.052
2.052
7.578
1.797
2.052
2.052
6.565
1.797
2.052
2.052
6.729
1.797
2.052
2.052
8.307
2.112
2.052
2.052
9.318
2.112
2.052
2.052
9.318
2.112
2.052
2.052
9.318
2.112
2.052
2.052
-
-
-
-
-
-
4.110
45
3.850
48
3.368
49
3.465
52
3.537
63
3.470
121
3.505
117
3.356
109
3.278
88
3.320
94
3.244
96
3.244
96
3.244
96
7.211
913
1.790
1.829
618
8.181
1.013
2.037
3.112
1.865
10.137
2,064 r)
578
3.691
1.842
10.641
2.064
632
3.691
1.844
10.642
2.064
351
3.571
1.797
10.643
996
701
3.553
1.798
10.644
997
702
3.566
1.794
10.644
997
120
4.269
1.797
10.694
997
214
4.162
1.799
10.695
2.067
278
3.106
1.827
10.695
2.067
326
3.073
1.823
10.695
2.082
415
3.090
1.848
10.696
2.104
372
3.070
2.004
10.696
2.104
372
3.070
2.004
10.696
2.104
372
3.070
2.004
4.993
6.699
6.514
6.450
6.680
6.530
8.130
8.050
9.040
8.810
9.130
8.858
8.458
8.458
8.458
147.581
180.360
192.051
195.085
196.253
197.539
204.961
197.385
197.854
198.553
198.151
200.416
200.217
200.217
200.217
11
1.734
11
1.987
12
12
2,174 r)
2.174 r)
12
2.157
12
2.147
12
2.151
12
2.145
12
2.145
12
2.138
12
2.135
12
2.121
12
2.111
12
2.111
12
2.111
including recapitalization
bonds)
e. Equity participation
f. Other claims
Sources of Funds iB
a. Third Party Funds
Rupiah
Wadiah Demand Deposit
Mudharabah Time Deposits
Mudharabah Savings Accounts
Foreign Exchange
Wadiah Demand Deposit
Mudharabah Time Deposits
Mudharabah Savings Accounts
b. Liabilities at BI
c. Inter-Bank
d. Money Instruments
e. Loans received
Rupiah
Foreign Exchange
f. Other Liabilities
g. Guarantee Deposits
Capital Components
a. Paid-In Capital
b. Reserves
c. Current Earnings (Profit/Loss)
d. Retained Earnings (Profit/Loss)
e. Estimate of Additional Paid-In
Capital
f. Capital Loans
Bank Indonesia Syariah Money
Certificates (BUS & UUS)
Total Assets
Office Network
Total Banks
Total Bank Offices 1)
r) Revised figures
*) Provisional figures
1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
116
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 2.3 Kegiatan Usaha Unit Usaha Syariah (UUS)
(Sharia Business Unit Operations (UUS))
Miliar Rp (Billion Rp)
2014
Indikator
2011
2012
Agus
Penyaluran Dana iB
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
d. Surat Berharga (tidak
termasuk obligasi rekap)
28.127
18.952
17.809
1.143
2.276
6.152
736
46.414
35.109
32.894
2.215
2.933
7.524
834
60.935
46.854
43.575
3.279
2.410
10.289
1.356
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana iB
a. DPK
Rupiah
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
Valas
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
b. Kewajiban Kepada BI
c. Antar Bank
d. Surat Berharga
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Lainnya
g. Setoran Jaminan
Komponen Modal
a. Modal Disetor
b. Cadangan
c. L/R tahun berjalan
d. L/R tahun Lalu
e. Perkiraan tambahan modal
disetor
f. Modal Pinjaman
Sertifikat Wadiah Bank
Indonesia (BUS & UUS)
12
20.908
18.867
18.339
1.804
10.875
5.660
528
54
165
308
1.232
199
401
401
180
30
14
32.234
29.695
27.883
2.238
16.828
8.817
1.812
78
1.300
435
1.587
199
401
401
309
42
410
15
-
2015
Indicator
2013
r)
59,300
Sep
r)
r)
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
7.172
61.580
48.826
44.548
4.278
3.136
8.045
1,374 r)
1.473 r)
63.149
49.127
45.111
4.016
2.531
9.752
1.738
41.661
39.090
36.639
4.026
22.004
10.609
2.450
298
1.617
536
1.929
200
434
434
535
9
42.955
39.810
37.219
3.785
22.639
10.795
2.591
326
1.760
505
2.423
279
434
434
535
10
47.067
44.032
41.413
3.796
26.338
11.279
2.619
267
1.872
480
2.314
279
434
434
533
8
47.107
44.595
41.935
4.097
26.242
11.596
2.660
306
1.868
486
1.996
279
234
234
347
4
49.993
47.136
44.855
4.478
27.717
12.659
2.281
364
1.413
504
2.571
279
4
4
121
4
49.409
46.470
44.147
4.546
26.924
12.677
2.324
420
1.320
584
2.654
279
4
4
49.889
47.139
44.820
4.325
27.427
13.069
2.318
286
1.438
594
2.466
279
4
4
51.154
47.954
45.093
4.506
27.997
12.589
2.861
760
1.537
564
2.784
279
4
4
105
2
124
2
130
4
52.746
49.573
46.975
4.849
28.996
13.130
2.598
558
1.438
601
2.747
279
4
4
139
4
752
66
-
25
42.647
40.360
37.608
3.015
22.869
11.723
2.752
192
2.056
504
1.243
200
434
434
372
39
1.242
75
-
818
187
-
998
187
-
1.090
187
-
1.193
187
-
1.084
187
-
105
768
-
214
661
1
403
361
0
9.244
4.993
6.699
6.514
6.514
6.680
6.530
8.130
8.050
9.040
Total Aset
28.536
Jaringan Kantor
23
Jumlah Bank
312
Jumlah Kantor 1)
Ket: 1) Tidak termasuk Gerai Muamalat
47.437
61.916
60.158
62.434
64.112
64.389
67.383
66.084
24
493
23
567
22
22
403 r)
397 r)
22
362
22
354
22
320
22
322
r)
Angka-angka diperbaiki
*). Angka-angka sementara
48.012
43.959
4.053
2,741 r)
63.459
49.972
45.886
4.086
2.523
9.229
1.734
66.157
51.385
47.211
4.175
2.747
10.287
1.737
65.024
51.303
47.098
4.205
2.621
9.034
2.066
65.937
51.726
47.496
4.230
3.113
9.622
1.475
68.701
53.576
47.950
5.626
2.938
10.609
1.578
70.202
54.281
48.633
5.648
3.022
11.580
1.319
Jun
70.798
55.873
49.630
6.243
3.270
10.284
1.369
-
r)
72.151
55.347
50.482
4.865
3.608
10.682
2.511
-
Jul
*)
Ags
72.151
55.347
50.482
4.865
3.608
10.682
2.511
-
*)
72.151 Fund Disbursements iB
55.347
a. Financing
50.482
Rupiah
4.865
Foreign Exchange
3.608
b. Inter-Bank
10.682
c. Placements at BI
2.511
d. Money Instruments (not
-
3
53.963
50.964
46.988
4.878
28.877
13.232
3.976
1.140
2.209
627
2.583
279
4
4
3
53.770
50.661
47.544
4.990
29.121
13.432
3.117
591
1.887
640
2.683
279
4
4
3
53.770
50.661
47.544
4.990
29.121
13.432
3.117
591
1.887
640
2.683
279
4
4
3
53.770
50.661
47.544
4.990
29.121
13.432
3.117
591
1.887
640
2.683
279
4
4
132
2
142
2
142
2
142
2
550
321
0
689
315
0
697
329
0
697
329
0
697
329
0
8.810
9.130
8.858
8.458
8.458
8.458
66.965
69.804
71.320
71.981
73.277
73.277
73.277
22
324
22
325
22
323
22
327
22
331
22
331
22
331
including recapitalization
bonds)
e. Equity participation
f. Other claims
Sources of Funds iB
a. Third Party Funds
Rupiah
Wadiah Demand Deposit
Mudharabah Time Deposits
Mudharabah Savings Accounts
Foreign Exchange
Wadiah Demand Deposit
Mudharabah Time Deposits
Mudharabah Savings Accounts
b. Liabilities at BI
c. Inter-Bank
d. Money Instruments
e. Loans received
Rupiah
Foreign Exchange
f. Other Liabilities
g. Guarantee Deposits
Capital Components
a. Paid-In Capital
b. Reserves
c. Current Earnings (Profit/Loss)
d. Retained Earnings (Profit/Loss)
e. Estimate of Additional Paid-In
Capital
f. Capital Loans
Bank Indonesia Syariah Money
Certificates (BUS & UUS)
Total Assets
Office Network
Total Banks
Total Bank Offices
1)
r) Revised figures
*) Provisional figures
1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
117
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 2.4 Perkembangan Aset Perbankan Syariah
(Growth of Assets of Sharia Banks)
Miliar Rp (Billion Rp)
2014
Indikator
2011
2012
Indicator
Agus
Bank Umum Syariah
Unit Usaha Syariah
Ket:
2015
2013
r)
Sep
r)
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
r)
Jul
*)
Ags
*)
116.930
147.581
180.360
192.051
195.085
196.253
197.539
204.961
197.385
197.854
198.553
198.151
200.416
200.217
200.217
200.217
28.536
47.437
61.916
60.158
62.434
64.112
64.389
67.383
66.084
66.965
69.804
71.320
71.981
73.277
73.277
73.277
Syariah Commercial Banks
Syariah Business Units
r)
Angka-angka diperbaiki
*). Angka-angka sementara
r) Revised figures
*) Provisional figures
1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
118
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 2.5 Aktiva Produktif Perbankan Syariah
(Earning Assets of Sharia Banks)
Miliar Rp (Billion Rp)
2014
Indikator
2011
2012
2015
Indicator
2013
Agus
r)
Sep
r)
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
r)
Jul
*)
Ags
*)
102.655
151.754
184.120
193.983
196.563
196.491
198.376
199.330
197.279
197.543
200.712
201.526
203.894
206.056
206.056
206.056 Financing iB
95.480
142.501
171.229
171.860
173.541
172.501
173.142
177.231
169.852
166.940
170.936
170.931
173.106
175.113
175.113
175.113 a. Current
b. Dalam Perhatian Khusus
4.587
5.822
8.063
13.234
13.848
14.649
15.591
13.467
17.819
20.522
20.126
21.283
21.081
21.188
21.188
c. Kurang Lancar
1.075
995
1.353
2.810
2.627
2.794
2.611
2.467
2.740
2.851
2.751
2.664
3.014
2.922
2.922
2.922 c. Sub-Standard
297
557
739
1.861
2.452
1.734
1.668
1.701
1.887
1.957
1.952
1.702
1.743
1.449
1.449
1.449 d. Doubtful
Pembiayaan iB
a. Lancar
d. Diragukan
21.188 b. Special Mention
e. Macet
1.216
1.878
2.735
4.218
4.095
4.812
5.363
4.465
4.981
5.273
4.947
4.946
4.950
5.384
5.384
5.384 e. Lost
Non Performing Financing
(Nominal)
Rasio Non Performing Financing
(%)
2.588
3.430
4.828
8.890
9.175
9.341
9.642
8.632
9.608
10.081
9.650
9.312
9.707
9.755
9.755
9.755 Non Performing Financing
2,52
2,26
2,62
4,58
4,67
4,75
4,86
4,33
4,87
5,10
4,81
4,62
4,76
4,73
4,73
Ket:
r)
Angka-angka diperbaiki
*). Angka-angka sementara
(Nominal)
4,73 Non Performing Financing Ratio
(%)
r) Revised figures
*) Provisional figures
1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
119
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 2.6 Komposisi DPK Perbankan Syariah
(Composition of Third Party Funds of Sharia Banks)
Miliar Rp (Billion Rp)
Desember 2011
Indikator
Nominal
Giro Wadiah iB
Desember 2012
Komposisi thdp
total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Desember 2013
Komposisi thdp
total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Agustus 2014
Komposisi thdp
total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2014
Komposisi thdp
total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Agustus 2015
Komposisi thdp
total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
*)
Komposisi thdp
total DPK (%)
Indicator
(Composition to
Total Third Party
Funds) (%)
Nominal
10,28 Demand Deposit iB
12.006
11,79
17.708
12,00
18.523
10,09
16.761
8,63
18.649
8,56
21.943
10.678
10,49
15.683
10,63
15.736
8,57
13.784
7,09
15.407
7,07
17.560
17.559,75
1.329
1,30
2.026
1,37
2.787
1,52
2.977
1,53
3.242
1,49
4.383
4.382,76
70.806
69,55
84.732
57,44
107.812
58,74
122.106
62,84
135.629
62,26
130.506
61,13 Deposits iB
67.942
66,74
80.576
54,62
100.105
54,54
112.558
57,93
126.071
57,87
119.846
56,14
2.864
2,81
4.155
2,82
7.706
4,20
9.548
4,91
9.558
4,39
10.660
4,99
32.602
32,02
45.072
30,55
57.200
31,17
57.093
29,38
63.581
29,18
61.029
28,59 Savings iB
32.290
31,72
44.288
30,02
56.059
30,54
56.413
29,03
62.926
28,88
60.253
28,22
312
0,31
784
0,53
1.141
0,62
680
0,35
655
0,30
776
0,36
Total DPK iB
115.415
113,37
147.512
100,00
183.534
100,00
195.959
100,00
217.858
100,00
213.477
Rupiah
110.910
108,94
140.547
95,28
171.900
93,66
182.755
94,06
204.404
93,82
197.659
92,59
4.505
4,42
6.965
4,72
11.634
6,34
13.204
6,80
13.454
6,18
15.819
7,41
Rupiah
Valas
Deposito Mudharabah iB
Rupiah
Valas
Tabungan Mudharabah iB
Rupiah
Valas
Valas
*). Angka-angka sementara
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
100,00 Total Third Party Funds iB
Rupiah
Foreign Exchange
*) Provisional figures
120
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Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 2.7 Tingkat Bagi Hasil Rata-rata DPK Bank Syariah
(Average of Profit Sharing Rates of Third Party Fund of Sharia Banks)
Persen (Percent)
2014
Indikator
2011
2012
2015
Indicator
2013
Agus
r)
Sep
r)
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
r)
Jul
*)
Ags
*)
Wadiah Demand Deposit iB
Giro iB
Rupiah
2,15
1,01
0,74
0,60
0,69
0,83
0,77
0,70
0,82
0,80
1,01
1,01
0,85
0,79
0,79
0,79
Rupiah
Valas
1,13
0,26
0,11
0,36
0,33
0,36
0,34
0,34
0,36
0,35
0,49
0,49
0,46
0,48
0,48
0,48
Foreign Exchange
Rupiah
7,46
6,33
5,10
7,42
7,96
7,89
7,81
8,39
7,74
9,57
8,09
8,09
7,78
7,41
7,41
7,41
Rupiah
Valas
3,36
2,89
2,76
1,81
2,40
2,00
2,23
2,15
2,13
2,02
2,23
2,23
2,33
1,72
1,72
1,72
Foreign Exchange
Mudharabah Deposits iB
Deposito iB
Mudharabah Saving iB
Tabungan iB
Rupiah
3,23
2,41
5,66
3,41
3,52
3,47
3,39
3,60
3,19
3,44
3,50
3,50
3,35
3,30
3,30
3,30
Rupiah
Valas
0,87
0,68
1,01
0,78
0,77
0,78
0,76
0,74
0,77
0,79
0,79
0,79
0,80
0,79
0,79
0,79
Foreign Exchange
r) Angka-angka diperbaiki
*). Angka-angka sementara
r) Revised figures
*) Provisional figures
1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
121
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Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 2.8 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Sektor Ekonomi
(Average of Margin Rates of Financing Based on Sector Economic)
Persen (Percent)
2014
Sektor Ekonomi
2011
2012
2015
Sektor Ekonomi
2013
Agus
r)
Sep
r)
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
r)
Jul
*)
Ags
*)
1. Agriculture, hunting and
agricultural facilities
Rupiah
13,72
15,07
15,46
17,53262
17,20
17,45
17,70
17,90
17,50
17,37
17,20
17,23
16,22
15,86
15,86
15,86
14,04
15,23
15,65
17,58
17,24
17,50
17,81
18,00
17,61
17,41
17,24
17,27
16,77
16,73
16,73
16,73
9,89
12,05
12,05
7,29
7,28
7,29
5,99
6,00
5,88
7,29
7,29
7,29
7,02
9,89
9,89
9,89
12,22
11,36
12,44
12,53
12,57
11,56
12,07
12,26
11,54
11,39
11,35
9,98
9,77
9,66
9,66
9,66
13,70
13,03
15,77
15,79
15,72
13,93
15,35
15,39
14,16
14,27
13,70
11,09
10,53
10,33
10,33
10,33
9,60
7,99
7,64
9,05
9,13
9,22
8,60
8,88
8,83
8,51
8,58
8,32
8,62
8,67
8,67
8,67
Valas
13,49
12,18
11,45
13,20
13,18
13,26
13,46
13,71
12,82
12,93
13,24
12,82
12,64
12,74
12,74
12,74
Rupiah
13,56
12,58
11,84
14,24
14,29
14,38
14,56
14,98
14,20
14,31
14,69
14,25
14,12
14,18
14,18
14,18
Valas
11,78
9,65
7,97
7,92
8,09
8,04
8,13
8,04
6,49
6,67
6,52
6,56
6,47
6,52
6,52
6,52
4. Listrik, gas dan air
14,03
12,91
11,24
11,67
11,66
12,06
13,22
13,10
11,35
11,94
12,21
12,24
11,65
11,71
11,71
11,71
Rupiah
14,56
13,77
12,94
13,68
13,49
13,56
14,93
14,84
12,34
13,21
13,59
13,68
12,84
12,96
12,96
12,96
Valas
10,30
8,90
8,18
7,64
7,72
8,05
8,16
8,14
8,52
8,51
8,62
8,60
8,65
8,62
8,62
8,62
14,32
13,95
12,26
13,64
13,28
13,85
14,47
14,42
13,69
13,80
14,10
14,08
13,49
13,14
13,14
13,14
Rupiah
14,54
14,46
12,42
13,81
13,43
14,04
14,69
14,65
13,81
13,91
14,22
14,23
13,69
13,30
13,30
13,30
Valas
12,11
10,62
9,61
10,94
10,81
10,78
10,64
10,62
11,40
11,63
11,71
10,78
8,78
9,11
9,11
9,11
Foreign Exchange
19,25
18,33
17,87
21,04
21,09
20,82
21,03
21,01
20,51
20,59
20,20
20,01
19,93
20,31
20,31
20,31
6. Trade, restaurants and hotels
19,60
18,74
18,26
21,12
21,18
20,90
21,13
21,13
20,63
20,72
20,33
20,15
20,12
20,48
20,48
20,48
8,99
9,14
8,97
12,94
12,01
12,05
10,28
8,86
8,78
8,72
8,62
8,25
7,70
8,33
8,33
8,33
Foreign Exchange
15,08
13,96
12,13
12,62
12,33
12,25
13,33
13,78
11,34
11,56
11,03
10,62
10,84
11,51
11,51
11,51
7. Transportation, warehousing
and communications
1. Pertanian, perburuan dan
sarana pertanian
Rupiah
Valas
2. Pertambangan
Rupiah
Rupiah
3.
5. Konstruksi
6. Perdagangan, restoran dan
hotel
Rupiah
Valas
7. Pengangkutan, pergudangan
dan komunikasi
Rupiah
16,20
15,40
13,81
14,63
14,39
14,87
16,99
16,80
13,77
14,13
14,12
13,70
13,64
13,56
13,56
13,56
Valas
9,12
8,94
8,07
7,45
7,46
6,46
6,56
7,83
6,68
6,54
5,97
5,48
6,05
6,66
6,66
6,66
8. Jasa Dunia usaha
14,37
13,86
13,20
13,70
13,55
14,32
14,74
14,55
13,85
14,07
14,31
14,04
13,69
13,60
13,60
13,60
Rupiah
14,51
13,98
13,22
13,76
13,65
14,23
14,66
14,47
13,75
13,97
14,23
13,97
13,63
13,54
13,54
13,54
8,89
8,61
12,29
5,83
4,37
21,92
21,08
21,36
21,87
22,64
20,15
19,41
17,66
17,23
17,23
17,23
14,57
12,76
11,66
17,30
16,96
17,82
17,06
16,94
16,03
16,22
17,49
16,11
15,69
15,70
15,70
15,70
Valas
9. Jasa sosial/masyarakat
Rupiah
Foreign Exchange
2. Mining
Rupiah
Foreign Exchange
3. Manufacturing
Rupiah
Foreign Exchange
4. Electricity, gas and water
Rupiah
Foreign Exchange
5. Construction
Rupiah
Rupiah
Rupiah
Foreign Exchange
8. Business Services
Rupiah
Foreign Exchange
9. Social Services
Rupiah
14,67
12,74
11,74
17,45
17,12
17,99
17,20
17,09
16,19
16,52
17,80
16,39
15,96
15,95
15,95
15,95
Valas
7,98
14,41
8,55
7,62
7,66
7,67
8,20
8,30
7,91
6,03
6,03
6,41
6,42
6,41
6,41
6,41
10. Lain-lain
9,68
10,29
10,64
10,88
11,03
11,17
11,43
11,44
11,73
11,80
12,36
11,88
12,50
12,59
12,59
12,59
Rupiah
9,99
10,63
11,03
10,89
11,04
11,18
11,43
11,44
11,73
11,80
12,36
11,88
12,50
12,59
12,59
12,59
Rupiah
Valas
0,78
0,36
0,54
0,49
1,20
0,14
3,10
3,09
2,79
2,58
4,39
11,25
11,75
11,75
11,75
Foreign Exchange
Ket: 1) terdapat formulasi baru untuk perhitungan bagi hasil akad ijarah
r) Angka-angka diperbaiki
*) Angka-angka sementara
-) Tidak ada
2,36
r)
Foreign Exchange
10. Others
r) Revised figures
*) Provisional figures
1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
122
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Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 2.9 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Jenis Penggunaan
(Average of Margin Rates of Financing Based on Type of Use)
Persen (Percent)
2014
Jenis Penggunaan
2011
2012
2015
Type of Use
2013
Agus
r)
Sep
r)
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
r)
Jul
*)
Ags
*)
Working Capital
15,33
14,33
13,38
17,32
17,11
17,37
17,69
17,68
16,59
16,88
17,07
16,17
15,72
15,89
15,89
15,89
15,65
14,63
13,73
18,00
17,82
17,97
18,34
18,25
17,21
17,55
18,06
17,11
16,60
16,55
16,55
16,55
Valas
9,67
9,29
8,05
8,24
8,02
9,57
9,37
10,36
8,86
8,58
7,75
7,21
7,39
8,10
8,10
8,10
Investasi
14,42
13,96
13,00
13,81
13,66
14,10
14,21
14,27
13,53
13,57
13,87
13,97
13,79
13,83
13,83
13,83
Investment
Rupiah
14,74
14,37
13,33
14,86
14,72
15,24
15,36
15,40
14,50
14,54
14,80
14,92
14,76
14,82
14,82
14,82
Rupiah
Valas
10,14
9,48
10,19
7,98
8,01
8,14
8,13
8,14
8,23
8,32
8,39
8,31
8,32
8,61
8,61
8,61
Konsumsi
9,68
10,38
10,79
11,06
11,10
11,45
11,95
11,93
11,88
11,96
12,36
12,27
12,51
12,56
12,56
12,56
Consumption
Rupiah
9,99
10,72
11,19
11,06
11,11
11,46
11,95
11,93
11,88
11,96
12,36
12,27
12,51
12,56
12,56
12,56
Rupiah
Valas
0,78
0,36
0,55
0,49
0,18
0,14
r)
3,10
3,09
2,79
2,58
4,43
11,17
11,75
11,75
11,75
Foreign Exchange
Modal Kerja
Rupiah
2,36
Rupiah
Foreign Exchange
Foreign Exchange
1)
Ket: terdapat formulasi baru untuk perhitungan
bagi hasil akad ijarah
r) Angka-angka diperbaiki
*) Angka-angka sementara
r) Revised figures
*) Provisional figures
1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
123
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Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 2.10 Kegiatan Usaha BPR Syariah
(Sharia Rural Banks Operation)
Miliar Rp (Billion Rp)
2014
Indikator
2011
2012
2015
Indicator
2013
Agus
r)
Sep
r)
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
3.328
4.459
5.544
5.777
5.855
5.980
6.055
6.287
6.283
6.333
6.427
6.498
6.531
6.512
6.608
6.754 Disbursement of Fund iB
2.676
652
3.554
906
4.433
1.110
4.846
932
4.918
937
4.948
1.032
4.980
1.075
5.005
1.282
5.004
1.279
5.093
1.240
5.216
1.211
5.326
1.172
5.436
1.095
5.562
950
5.554
1.054
5.615
1.140
2.892
2.095
412
448
1.235
694
80
23
3.911
2.938
527
590
1.820
855
91
27
4.866
3.666
668
701
2.297
1.104
55
41
5.062
3.729
718
678
2.332
1.220
69
44
5.110
3.753
726
680
2.347
1.235
79
43
5.190
3.802
737
692
2.373
1.255
89
44
5.256
3.853
743
696
2.414
1.258
92
53
5.439
4.028
790
750
2.488
1.265
92
54
5.444
4.052
790
748
2.514
1.244
99
49
5.484
4.083
781
749
2.553
1.251
100
51
5.615
4.153
792
773
2.589
1.288
104
69
5.666
4.205
809
773
2.623
1.301
103
57
5.706
4.193
819
753
2.621
1.342
108
63
5.692
4.099
787
713
2.599
1.426
113
54
5.794
4.192
829
726
2.637
1.434
116
52
5.915 Source of Funds iB
4.310
Third Party Funds
860
Wadiah Savings iB
756
Mudharabah Savings iB
2.694
Deposit Mudharabah iB
1.434
Interbank Liabilities
120
Loan received
52
Other Liabilities
Beberapa Komponen Modal
501
616
732
771
786
805
818
844
878
914
863
868
886
893
905
932 Some Components of Capital
Modal Disetor
Cadangan
L/R Tahun berjalan
L/R Tahun Lalu
390
50
87
(26)
472
61
106
(24)
556
82
129
(35)
626
109
67
(31)
629
109
79
(32)
633
109
94
(31)
637
109
104
(32)
646
109
122
(32)
667
109
11
91
706
113
22
72
713
119
28
3
730
117
41
(20)
768
126
53
(60)
765
125
67
(64)
774
125
71
(65)
791
126
81
(65)
Penyaluran Dana iB
Pembiayaan iB
Antar Bank Aktiva iB
Sumber Dana iB
Dana Pihak Ketiga
Tabungan iB Wadiah
Tabungan iB Mudharabah
Deposito iB Mudharabah
Antar Bank Passiva
Pinjaman yang Diterima
Kewajiban Lainnya
Ket: r) Angka-angka diperbaiki
Financing iB
Interbank Assets iB
Paid-In Capital
Reserves
Current Earnings (Profit/Loss)
Current Earnings (Profit/Loss)
Note: r) Revised figures
124
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Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 2.11 Aset dan Pembiayaan BPR Syariah
(Asset and Financing of Sharia Rural Bank)
Miliar Rp (Billion Rp)
2014
Indikator
2011
2012
2015
Indicator
2013
Agus
r)
Sep
r)
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Aset
3.520
4.699
5.833
6.083
6.150
6.266
6.343
6.573
6.580
6.641
6.732
6.800
6.839
6.851
6.952
7.093 Assets
Pembiayaan iB
2.676
3.554
4.433
4.846
4.918
4.948
4.980
5.005
5.004
5.093
5.216
5.326
5.436
5.562
5.554
5.615 Financing iB
Lancar
2.512
3.335
4.145
4.418
4.491
4.505
4.542
4.610
4.556
4.629
4.727
4.829
4.926
5.047
5.010
5.068
Kurang Lancar
49
73
91
159
149
158
155
136
179
191
191
174
174
177
192
184
Sub Standard
Diragukan
45
52
66
91
90
91
89
81
86
85
98
109
114
113
118
120
Doubtful
Macet
70
94
132
177
189
193
195
177
184
188
200
214
223
224
235
243
Lost
164
219
288
428
427
442
439
395
449
464
489
497
510
514
544
547 Non Performing Financing (Nominal)
6,11
6,15
6,50
8,83
8,68
8,94
8,81
7,89
8,97
9,11
10,36
9,33
9,38
9,25
9,80
Non Performing Financing
(Nominal)
Non Performing Financing (%)
Ket: r) Angka-angka diperbaiki
Current
9,74 Non Performing Financing (%)
Note: r) Revised figures
125
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Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 2.12 Jaringan Kantor Perbankan Syariah
(Sharia Bank Office Network)
2014
Indikator
2011
2012
2015
Indicator
2013
Agus
r)
Sep
r)
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
r)
Jul
Ags
Sharia Commercial Banks
Bank Umum Syariah (BUS)
Jumlah Bank
*)
*)
Total Bank
11
11
11
12
12
12
12
12
12
12
12
12
12
12
1.390
1.734
1.987
2.174
2.174
2.157
2.147
2.151
2.145
2.145
2.138
2.135
2.121
2.121
2121*)
2121*)
24
24
23
22
22
22
22
22
22
22
22
22
22
22
22*)
22*)
312
493
567
403 r)
397 r)
362
354
320
322
324
325
323
327
327
327*)
327*)
Jumlah Bank
155
158
163
163
163
163
163
163
164
162
162
162
r)
162
162
161
162
Total Bank
Jumlah Kantor
364
401
402
436
433
431
438
439
477
486
471
433 r)
440
471
439
452
Total Bank Offices
Jumlah Kantor
12
12
Sharia Business Units
Unit Usaha Syariah (UUS)
Jumlah Bank
Jumlah Kantor
Total Bank
Total Bank Offices
Sharia Rural Bank
BPR Syariah
Ket: r) Angka-angka diperbaiki
*) Angka-angka sementara
Total Bank Offices
r) Revised figures
*) Provisional figures
1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
126
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 2.13 Kinerja Bank Umum Syariah
(Sharia Commercial Bank Performance)
Miliar Rp (Billion Rp)
Indikator
CAR (%)
- Modal
- ATMR
2011
2012
2013
Agus
r)
Sep
2014
Okt
r)
2015
Nov
Des
Jan
Feb
16,63
11.297
67.936
14,14
13.866
98.071
14,42
18.089
125.429
14,73 r)
17.388 r)
118.065
14,60 r)
18.229 r)
124.823 r)
15,25
18.437
120.871
15,66 r)
19.521
124.626
15,74
19.585
124.405
94,38
757
13.471
97,34
3.341
125.551
96,96
4.668
153.688
4.47 r)
8.456
189.286
4.71 r)
9.064
192.582
5.15 r)
9.480
184.207
5.47 r)
10.180
186.032
4.78 r)
10.055
210.371
5,75
11.626
202.284
5,98
10.974
183.362
1,20
949
79.144
2,04
2.184
1,82
2.558
0.68 r)
1.159 r)
0.68 r)
1.162 r)
0.43 r)
737 r)
0.62 r)
1.081 r)
2.92 * )
916 r)
0,97
1.739
107.114
140.544
r)
179.126
Mar
14,16 r)
14,38 r)
14,43 r)
19.868 r)
20.566 r)
20.847 r)
140.294 r) 143.189 r) 144.506 r)
Apr
Mei
Jun
r)
Jul
r)
14,37 r)
21.131r)
147.058r)
14,09
21.301
151.157
14,62
21.624
147.951
15,05
22.100
146.835
CAR (%)
- Capital
- Risk Weighted Assets
5,76
10.516
182.716
5,75
10.515
182.833
5,76
10.648
184.763
5,90
10.827
183.361
5,83
10.721
183.836
6,04
11.114
184.110
Earning Assset Quality
Classified Earning assets to
- Classified Earning Assets
- Total Earning assets
0,86
1.553
0,75
1.353
0,68
1.220
0,69
1.244
0,55
986
0,53
961
0,48
872
179.826
179.860
179.893
180.213
180.193
180.208
180.217
KAP
-
APYD terhadap Aktiva Produktif
APYD
Total Aktiva Produktif
Rentabilitas
NOM (%)
- Pendapatan
-
Rata-rata Aktiva
ROA (%)
- Laba
- Rata-Rata total aset
BOPO (%)
-
Biaya Operasional
Pendapatan
Likuiditas
Short Term Mistmach (%)
- Aktiva Jangka Pendek
-
Kewajiban Jangka
FDR (%)
170.793
r)
0.55
r)
171.931
r)
0.53
r)
172.930
r)
174.028
r)
0,49
0,41
629
197.233 r)
97,37 r)
r)
972
197.281
822
198.248
96,34 r)
96,97
1,59
1,94
1,58
1.460
92.058
81,65
2.397
123.667
76,35
2.573
162.544
82,16
6.378
7.812
7.678
10.057
12.012
14.621
17.635 r)
18.407 r)
19.595 r)
20.466 r)
22.746 r)
23.360 r)
26.073 r)
27.063 r)
19,64
16.779
85.448
18,04
18.689
16,33
20.277
18,57
26.387
19,07
26.665
19,07
26.665
1.045
1.051
191.503 r) 197.424 r)
95,80 r)
95,74 r)
175.548
)
0.56 *
0,88
Indicator
Ags
14,50 r)
21.015r)
144.957r)
0,78
0,69
0,62
0,63
0,50
0,50
Profitability
NOM (%)
- Net Operations Income
-
Average Earning Assets
ROA (%)
0,46
1.745
197.385
94,80
1.544
197.620
94,23
1.371
197.931
95,98
1.227
197.986
96,69
1.247
198.472
96,51
988
198.763
96,98
1.004
199.054
97,08
918
199.182
97,30
29.285 r)
30.201 r)
2.642
2.787
4.226
4.484
8.073
8.411
11.866
12.272
14.337
14.855
15.770
16.261
18.628
19.189
20.924
21.505
Profit
Average Assets
Operating Expenses to
Operations Revenue (%)
- Operations Expenses
- Operations Income
21,54
31.497
18,22
27.833
25,17
44.511
19,05
28.068
19,98
29.933
20,65
31.060
19,73
28.883
19,73
28.883
20,89
31.975
22,04
33.658
Liquidity
Short Term Mistmach (%)
- Short-Term Assets
r)
103.588
124.192
142.058
139.852
139.852
146.255
152.758
176.847
147.368
149.842
150.408
146.380
146.380
153.059
152.708
91,41
120,65
95,87
93,05
93,90
93,90
89,91
86,66
88,85
89,37
89,15
89,57
90,05
90,05
90,13
90,72
145.817
147.136
147.245
148.021
148.021
149.059
149.287
-
-
Short-Term Liabilities
FDR (%)
-
Pembiayaan
32.165
142.148
137.268
145.971
147.737
147.737
148.403
147.944
145.976
-
Dana Pihak Ketiga
35.186
117.817
143.174
156.870
157.332
157.332
165.050
170.723
- Third Party Funds
Note: r) Revised figures, last revised at June 2015
*) Provisional figures
r) Revision on data for KAP at July-December 2014 on Banking Health Measurement, which is based on SE OJK No. 11/SEOJK.03/2014 at
June 11th, 2014
Ket:
r) Angka-angka diperbaiki, perbaikan terakhir pada edisi Juni 2015
*) Angka-angka sementara
r) untuk Data KAP posisi Juli - Desember 2014 terdapat revisi tingkat kesehatan BUS - UUS berdasarkan SE
OJK No. 11/SEOJK.03/2014 tgl 11 Juni 2014
164.291
163.159
165.034
164.400
164.375
164.375
165.378
-
Financing
164.561
1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
127
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 2.14 Bank Umum Syariah Berdasarkan Tingkat Rasio
(Sharia Commercial Based on Ratios)
2014
Indikator
2011
2012
2015
Indicator
2013
Agus
r)
Sep
r)
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
r)
Jul
*)
Ags
*)
Tier One Capital
Modal Inti
<100 miliar
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
<100 billion
>100 miliar
11
11
11
12
12
12
12
12
12
12
12
12
12
12
12
12
>100 billion
1
2
r)
2
r)
1
r)
1
*)
1
*)
2
2
2
10
r)
10
r)
11
r)
11
*)
11
*)
10
10
10
Capital Adequacy Ratio
CAR
<12%
>12%
3
8
2
9
2
9
2
10
1
11
1
11
2
10
11
<12%
>12%
Non Performing Loan Ratio
NPL
<5%
11
11
11
10
8
8
8
9
7
6
7
8
6
7
7
7
>5%
0
0
0
2
4
4
4
3
5
6
5
4
6
5
5
5
<5%
>5%
Return on Asset Ratio
ROA
<1,5%
5
4
6
9
9
9
9
9
9
9
10
11
11
11
11
11
<1,5%
>1,5%
6
7
5
3
3
3
3
3
3
3
2
1
1
1
1
1
>1,5%
Finance to Deposit Ratio
0
<50%
FDR
<50%
>50%
Ket: r) Angka-angka diperbaiki
*) Angka-angka sementara
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
11
11
11
12
12
12
12
12
12
12
12
12
12
12
12
12
>50%
r) Revised figures
*) Provisional figures
1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
128
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 3.1 Kegiatan Usaha Bank Perkreditan Rakyat
(Rural Banks Operations)
Miliar Rp (Billion Rp)
2014
Indikator
2011
2012
2015
Indicator
2013
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Fund Disbursements
Penyaluran Dana
a. Kredit
41.100
49.818
59.176
66.264
67.061
67.359
67.648
68.391
68.519
69.457
70.409
71.343
72.409
73.749
73.791
74.125
a. Credits
b. Antar Bank Aktiva
12.434
14.935
15.374
13.356
13.953
15.326
16.352
18.540
18.590
17.979
18.137
18.126
18.101
16.954
18.184
19.087
b. Inter-Bank Assets
38.209
44.870
50.520
53.824
54.605
55.730
56.800
58.750
59.381
59.742
60.540
61.272
62.012
61.550
62.458
63.418
a. Third Party Funds
Deposito
26.174
30.401
33.879
36.854
37.301
38.104
38.751
39.919
40.655
41.032
41.849
42.403
43.184
43.486
44.115
44.610
Time Deposits
Tabungan
12.035
14.468
16.641
16.970
17.304
17.626
18.048
18.831
18.726
18.710
18.691
18.869
18.828
18.064
18.342
18.808
Savings Deposits
6.420
9.528
1.896
1.649
1.708
1.848
1.918
2.006
2.047
2.091
2.157
2.274
2.307
2.465
2.661
2.822
b. Inter-Bank Liabilities
c. Pinjaman yang Diterima
443
426
11.165
12.595
12.833
12.861
13.007
13.386
12.963
12.815
13.065
13.010
13.272
13.810
13.793
13.728
d. Kewajiban Segera
389
466
421
454
459
408
464
452
539
531
614
242
688
682
613
572
Source of Funds
Sumber Dana
a. DPK
b. Antar Bank Pasiva
c. Loans received
d. Immediate Liabilities
Several Components of Capital
Beberapa Komponen Modal
a. Modal Disetor
5.517
6.227
6.997
7.755
7.936
8.051
8.105
8.227
8.351
8.409
8.518
8.559
8.629
8.733
9.039
9.125
a. Paid In Capital
b. Cadangan
1.465
1.726
1.573
1.837
1.807
1.798
1.810
1.819
1.839
1.836
1.926
1.993
2.035
2.068
2.054
2.051
b. Reserves
c. L/R Tahun Berjalan
1.853
2.328
2.661
1.741
2.008
2.254
2.484
2.682
214
411
689
882
1.120
1.361
1.499
1.764
c. Current Earnings
(125)
(24)
564
2.570
1.051
1.047
1.010
978
3.331
3.173
2.573
1.972
1.615
1.524
1.450
1.416
d. Retained Earnings (Profit/Loss)
d. L/R Tahun Lalu
Ket: Sejak data November 2013 pos Antar Bank Pasiva tidak termasuk
pinjaman yang diterima dari Bank lain.
Sejak Data November 2013 pos Pinjaman Yang Diterima termasuk
pinjaman yang diterima dari Bank lain.
since November 2013, data Inter-Bank liabilities not include Loans received form other bank
since November 2013, data Loans received include Loans received form other bank
130
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 3.2 Kinerja Bank Perkreditan Rakyat
(Rural Banks Performance)
Miliar Rp (Billion Rp)
2014
Indikator
2011
2012
Indicator
Ags
LDR (%)
2015
2013
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
80,86 LDR (%)
78,54
78,63
84,34
86,10
84,96
83,98
81,08
79,79
79,05
79,68
80,26
81,01
81,34
82,60
81,34
- Total Kredit
41.144
49.866
59.176
67.143
67.683
68.115
67.648
68.391
68.342
69.404
70.409
71.350
72.409
73.749
73.791
74.125
-
Total Credit
- Penghimpunan Dana
44.836
54.535
60.024
66.350
67.828
69.072
70.883
72.914
72.736
73.390
74.341
75.055
76.155
76.268
77.264
78.191
-
Funds collected
7.551
8.880
10.137
11.630
11.836
12.035
12.552
12.801
13.718
13.713
13.385
13.021
12.866
13.020
13.353
13.479
-
Core Capital
- Modal Inti
NPL (%)
- Kredit Non Lancar
- Total Kredit
ROA (%)
- L/R Tahun Berjalan
- Total Aktiva
6,04 NPL (%)
5,22
4,75
4,41
5,37
5,28
5,40
5,36
4,75
5,32
5,50
5,46
5,52
5,70
5,70
6,00
2.146
2.369
2.610
3.557
3.542
3.635
3.628
3.252
3.643
3.822
3.843
3.938
4.131
4.205
4.431
4.480
-
Non Current Credits
41.100
49.818
59.176
66.264
67.061
67.359
67.648
68.391
68.519
69.457
70.409
71.343
72.409
73.749
73.791
74.125
-
Total Credit
2,74 ROA (%)
3,32
3,46
3,44
3,16
3,19
3,16
3,10
2,98
2,85
2,73
3,01
2,87
2,87
2,90
2,70
1.853
2.328
2.661
1.741
2.008
2.254
2.484
2.682
214
411
689
882
1.120
1.361
1.499
1.764
-
Current Earnings (Profit/Loss)
55.799
67.397
77.376
82.625
84.011
85.623
87.344
89.878
90.052
90.419
91.550
92.398
93.631
93.987
95.197
96.540
-
Total Aktiva
29,46
32,63
32,41
28,59
28,73
28,68
28,56
27,89
26,31
25,12
27,59
26,30
26,48
26,50
24,24
24,75 ROE (%)
- L/R Tahun Berjalan
1.853
2.328
2.661
1.741
2.008
2.254
2.484
2.682
214
411
689
882
1.120
1.361
1.499
1.764
-
Current Earnings (Profit/Loss)
- Modal Disetor
5.517
6.227
6.997
7.755
7.936
8.051
8.105
8.227
8.351
8.409
8.518
8.559
8.629
8.733
9.039
9.125
-
Paid In Capital
772
909
1.214
1.378
1.381
1.380
1.382
1.389
1.396
1.409
1.467
1.506
1.521
1.543
1.563
1.564
-
General Reserve
ROE (%)
- Cadangan Umum
Ket:
*)
Angka-angka sementara
*) Provisional figures
131
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 3.3 Perkembangan Aset BPR Berdasarkan Lokasi BPR
(Growth of Rural Banks Asset Based on Location)
Miliar Rp (Billion Rp)
Lokasi
2011
2012
2014
2013
2015
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Location
1. Jawa Barat
9.771
11.293
12.663
13.842
14.037
14.332
14.677
15.099
15.220
15.190
15.303
15.374
15.686
15.483
15.659
15.834
2. Banten
1.056
1.308
1.529
1.576
1.636
1.655
1.711
1.833
1.886
1.970
2.054
2.075
2.089
2.122
2.116
2.129
3. DKI Jakarta
1.341
1.579
1.625
1.720
1.729
1.780
1.807
1.889
1.881
1.901
1.933
1.939
1.981
2.033
2.057
2.039
4. D.I Yogyakarta
2.610
3.097
3.510
3.755
3.826
3.926
4.028
4.127
4.147
4.138
4.207
4.268
4.328
4.298
4.363
4.410
12.851
14.938
16.844
17.882
18.110
18.526
18.838
19.234
19.341
19.444
19.567
19.818
19.958
19.943
20.326
20.729
6.562
7.898
8.910
9.727
9.797
9.865
9.997
10.226
10.256
10.307
10.352
10.628
10.732
10.750
10.849
10.967
5. Jawa Tengah
6. Jawa Timur
7. Bengkulu
33
39
39
50
50
51
54
55
56
56
57
56
55
59
58
59
8. Jambi
424
644
738
740
740
740
747
759
765
759
767
772
765
760
759
750
9. Aceh
125
138
161
161
162
164
165
168
168
168
170
170
171
174
197
199
10. Sumatera Utara
763
877
967
1.017
1.035
1.048
1.055
1.049
1.063
1.076
1.074
1.084
1.097
1.109
1.125
1.149
11. Sumatera Barat
1.278
1.406
1.337
1.296
1.296
1.318
1.320
1.346
1.341
1.341
1.349
1.347
1.335
1.311
1.333
1.353
899
1.015
1.050
1.081
1.080
1.109
1.107
1.134
1.124
1.130
1.163
1.152
1.154
1.161
1.161
1.182
2.836
3.425
3.842
4.114
4.218
4.320
4.369
4.446
4.536
4.591
4.677
4.747
4.854
4.860
4.865
4.882
14. Sumatera Selatan
834
996
1.046
1.024
1.083
1.099
1.100
1.156
1.107
1.105
1.106
1.100
1.121
1.151
1.166
1.181
15. Bangka Belitung
50
59
75
80
80
82
84
89
96
100
101
99
101
102
102
107
12. Riau
13. Kepulauan Riau
16. Lampung
4.386
5.167
6.678
7.116
7.221
7.412
7.577
7.897
7.882
7.853
7.965
7.959
7.994
8.077
8.339
8.345
17. Kalimantan Selatan
389
396
416
427
435
443
447
533
476
479
486
485
501
498
499
504
18. Kalimantan Barat
820
979
953
978
1.024
983
1.023
1.020
1.005
1.006
1.031
1.013
1.014
1.063
1.088
1.079
19. Kalimantan Timur
282
310
336
301
302
327
331
359
351
348
354
357
371
376
379
386
20. Kalimantan Tengah
67
137
232
214
261
230
324
287
257
256
251
244
279
282
274
268
21. Sulawesi Tengah
504
955
1.372
1.448
1.468
1.482
1.496
1.535
1.492
1.524
1.616
1.638
1.693
1.812
1.802
1.846
22. Sulawesi Selatan
669
925
1.064
1.203
1.223
1.255
1.276
1.310
1.336
1.344
1.339
1.378
1.409
1.407
1.371
1.391
23. Sulawesi Utara
625
820
963
920
926
940
965
995
987
982
989
994
1.006
1.008
998
992
80
103
133
157
163
163
169
187
197
198
200
217
226
234
235
236
4
6
7
8
8
8
8
8
8
8
8
8
8
8
65
68
24. Sulawesi Tenggara
25. Sulawesi Barat
26. Gorontalo
27. Nusa Tenggara Barat
28. Bali
30
35
36
34
34
34
34
35
34
34
34
34
33
33
33
33
716
840
940
967
992
1.010
1.032
1.062
1.066
1.064
1.074
1.083
1.087
1.054
1.072
1.110
4.801
6.326
7.721
8.507
8.719
8.894
9.115
9.380
9.361
9.444
9.604
9.695
9.831
10.001
10.086
10.418
29. Nusa Tenggara Timur
200
253
337
367
374
383
398
415
422
417
417
421
432
435
444
453
30. Maluku
391
747
1.001
998
1.021
1.054
1.073
1.174
1.119
1.112
1.160
1.127
1.182
1.190
1.172
1.188
31. Papua
314
516
609
663
693
712
728
754
745
751
812
790
829
850
852
863
32. Maluku Utara
13
17
22
32
32
32
33
35
35
35
36
36
36
37
36
36
33. Papua Barat
74
152
221
217
231
243
257
280
292
289
296
291
274
308
314
355
34. Lainnya
Total
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
55.799
67.397
77.376
82.625
84.011
85.623
87.344
89.878
90.052
90.419
91.550
92.398
93.631
93.987
95.197
96.540
1. Jawa Barat
2. Banten
3. DKI Jakarta
4. D.I Yogyakarta
5. Jawa Tengah
6. Jawa Timur
7. Bengkulu
8. Jambi
9. Aceh
10. Sumatera Utara
11. Sumatera Barat
12. Riau
13. Kepulauan Riau
14. Sumatera Selatan
15. Bangka Belitung
16. Lampung
17. Kalimantan Selatan
18. Kalimantan Barat
19. Kalimantan Timur
20. Kalimantan Tengah
21. Sulawesi Tengah
22. Sulawesi Selatan
23. Sulawesi Utara
24. Sulawesi Tenggara
25. Sulawesi Barat
26. Gorontalo
27. Nusa Tenggara Barat
28. Bali
29. Nusa Tenggara Timur
30. Maluku
31. Papua
32. Maluku Utara
33. Papua Barat
34. Others
Total
132
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 3.4 Jumlah BPR Berdasarkan Total Aset
(Rural Banks Based on Total Assets)
Miliar Rp (Billion Rp)
2014
Total Aset
2011
2012
Total Asset
Ags
Total Aset BPR
2015
2013
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
16
12
9
8
9
8
7
12
6
6
6
8
7
7
9
8 Total Asset Rural bank
264
229
213
195
195
197
192
190
198
199
197
186
187
180
177
171 Total Asset Rural bank
< 1 Billion
< 1 Miliar
Total Aset BPR
1 up to 5 Billion
1 s.d 5 Miliar
Total Aset BPR
387
333
267
263
261
252
253
245
235
229
232
230
228
232
234
236 Total Asset Rural bank
1.002
1.079
1.146
1.168
1.169
1.178
1.185
1.196
1.204
1.209
1.208
1.218
1.221
1.225
1.224
1.229 Total Asset Rural bank
5 up to 10 Billion
5 s.d 10 Miliar
Total Aset BPR
> 10 Billion
> 10 Miliar
Total
1.669
1.653
1.635
1.634
1.634
1.635
1.637
1.643
1.643
1.643
1.643
1.642
1.643
1.644
1.644
1.644
Total
133
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 3.5 Non Performing Loan Bank Perkreditan Rakyat
(NPL of Rural Bank)
Miliar Rp (Billion Rp)
2014
Kolektibilitas
2011
2012
2015
Collectibility
2013
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
41.100
49.818
59.176
66.264
67.061
67.359
67.648
68.391
68.519
69.457
70.409
71.343
72.409
73.749
73.791
74.125 Credit
38.953
47.450
56.566
62.707
63.519
63.724
64.020
65.139
64.876
65.635
66.565
67.405
68.278
69.544
69.360
69.645
b. Kurang Lancar
495
577
640
1.055
1.001
1.020
993
773
1.058
1.161
1.174
1.169
1.231
1.252
1.317
1.297
c. Diragukan
420
453
537
705
722
730
746
713
742
758
720
763
805
814
908
944
1.231
1.339
1.433
1.797
1.819
1.885
1.889
1.766
1.842
1.903
1.949
2.006
2.095
2.139
2.205
2.238
Non Performing Loan (Nominal)
2.146
2.369
2.610
3.557
3.542
3.635
3.628
3.252
3.643
3.822
3.843
3.938
4.131
4.205
4.431
4.480 Non Performing Loan (Nominal)
Rasio Non Performing Loan (%)
5,22
4,75
4,41
5,37
5,28
5,40
5,36
4,75
5,32
5,50
5,46
5,52
5,70
5,70
6,00
6,04 Non Performing Loan Ratio (%)
Kredit
a. Lancar
d. Macet
a. Current
b. Sub-Standard
c. Doubtful
d. Lost
134
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 3.6 Non Performing Loan BPR Berdasarkan Lokasi
(NPL of Rural Banks Based On Location)
Miliar Rp (Billion Rp)
Lokasi
2011
2012
2014
2013
Ags
Sep
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Location
Ags
455
501
529
700
724
739
738
700
748
774
759
773
816
814
862
879
1. Jawa Barat
2. Banten
85
89
99
118
112
114
111
101
108
118
117
133
140
143
149
151
2. Banten
3. DKI Jakarta
46
64
64
59
63
70
73
66
74
75
74
69
73
77
86
94
4. D.I Yogyakarta
109
115
123
173
160
165
173
144
170
183
180
186
202
203
221
223
5. Jawa Tengah
675
687
697
940
935
945
944
825
909
959
973
1.002
1.059
1.076
1.112
1.129
6. Jawa Timur
194
204
247
383
392
411
418
374
419
446
459
479
490
507
545
550
1
2
3
3
3
2
2
2
2
3
3
3
3
4
4
4
8. Jambi
13
14
36
58
60
63
67
64
71
78
76
82
85
83
88
91
9. Aceh
6
6
8
13
13
12
12
11
12
12
13
13
13
14
15
15
10. Sumatera Utara
48
40
50
60
61
57
58
55
59
59
61
61
63
62
65
66
10. Sumatera Utara
11. Sumatera Barat
66
68
68
106
101
101
97
83
92
96
98
94
99
96
100
99
11. Sumatera Barat
12. Riau
49
89
103
124
123
119
120
112
120
122
122
124
124
123
127
126
12. Riau
13. Kepulauan Riau
37
62
65
92
95
99
96
80
107
112
109
115
119
120
124
125
13. Kepulauan Riau
14. Sumatera Selatan
27
34
47
62
75
85
66
58
96
98
90
106
95
109
110
112
14. Sumatera Selatan
15. Bangka Belitung
1
2
2
4
3
4
4
3
3
4
4
5
5
5
5
5
16. Lampung
51
57
65
80
81
85
89
77
84
84
82
85
92
87
98
93
16. Lampung
17. Kalimantan Selatan
12
17
27
45
44
45
45
44
55
47
50
52
62
64
64
65
17. Kalimantan Selatan
18. Kalimantan Barat
16
27
22
28
27
26
26
27
28
31
31
33
37
36
39
39
18. Kalimantan Barat
19. Kalimantan Timur
24
29
30
38
36
37
37
32
33
30
27
30
31
29
29
30
19. Kalimantan Timur
20. Kalimantan Tengah
4
4
7
21
11
15
10
7
5
9
3
3
4
4
4
9
21. Sulawesi Tengah
4
7
12
16
16
18
18
16
18
21
21
20
21
20
21
20
21. Sulawesi Tengah
22. Sulawesi Selatan
15
13
12
30
25
26
26
22
26
29
32
32
36
35
38
39
22. Sulawesi Selatan
23. Sulawesi Utara
18
25
59
70
68
66
74
59
66
64
63
62
71
92
94
96
23. Sulawesi Utara
24. Sulawesi Tenggara
9
10
9
12
13
13
13
11
12
14
16
16
18
16
16
17
24. Sulawesi Tenggara
25. Sulawesi Barat
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
25. Sulawesi Barat
26. Gorontalo
3
3
3
4
4
4
4
5
5
5
5
5
5
5
5
5
26. Gorontalo
27. Nusa Tenggara Barat
69
79
67
77
74
71
70
66
71
75
78
79
81
79
81
81
28. Bali
95
103
138
195
180
195
185
168
203
212
243
217
232
240
263
257
29. Nusa Tenggara Timur
6
7
6
26
26
27
30
22
31
39
27
31
31
30
32
27
30. Maluku
5
4
4
6
4
4
4
4
4
5
5
5
6
6
7
6
31. Papua
4
5
7
9
9
10
10
10
11
12
18
14
15
16
17
17
32. Maluku Utara
0
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
32. Maluku Utara
33. Papua Barat
0
0
-
4
5
5
6
3
4
5
6
7
2
7
8
9
33. Papua Barat
34. Lainnya
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
34. Others
2.146
2.369
2.610
3.557
3.542
3.635
3.628
3.252
3.643
3.822
3.843
3.938
4.131
4.205
4.431
4.480
1. Jawa Barat
7. Bengkulu
Total
3. DKI Jakarta
4. D.I Yogyakarta
5. Jawa Tengah
6. Jawa Timur
7. Bengkulu
8. Jambi
9. Aceh
15. Bangka Belitung
20. Kalimantan Tengah
27. Nusa Tenggara Barat
28. Bali
29. Nusa Tenggara Timur
30. Maluku
31. Papua
Total
135
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 3.7 Komposisi DPK Bank Perkreditan Rakyat
(Composition of Third Party Funds of Rural Bank)
Miliar Rp (Billion Rp)
Desember 2011
Indikator
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds)
(%)
Desember 2013
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Agustus 2014
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2014
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Agustus 2015
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Komposisi thd
Total DPK (%)
Nominal
Indicator
(Composition to
Total Third Party
Funds) (%)
Deposito
26.174
68,50
30.401
67,75
33.879
67,06%
36.854
68,47%
39.919
67,95%
44.610
70,34% Time Deposits
Tabungan
12.035
31,50
14.468
32,25
16.641
32,94%
16.970
31,53%
18.831
32,05%
18.808
29,66% Saving
Total DPK
38.209
100,00
44.870
100,00
50.520
100%
53.824
100%
58.750
100%
63.418
100% Total Third Party Funds
136
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 3.8 Komposisi DPK BPR Berdasarkan Lokasi Penghimpunan - Agustus 2015
(Composition of Third Party Funds of Rural Banks Based on Location - August 2015)
Lokasi
Tabungan
Deposito
Total DPK
(Saving Deposits)
(Time Deposits)
(Total of Third Party Funds)
Pangsa Thd Total DPK (%)
Location
(Portion to Total Third Party Funds (%)
Miliar Rp (Billion Rp)
1. Jawa Barat
1. Jawa Barat
2.731
8.453
11.184
17,64%
2. Banten
261
1.044
1.305
2,06%
2. Banten
3. DKI Jakarta
111
1.245
1.356
2,14%
3. DKI Jakarta
4. D.I Yogyakarta
1.003
2.258
3.260
5,14%
4. D.I Yogyakarta
5. Jawa Tengah
6.222
8.973
15.195
23,96%
5. Jawa Tengah
6. Jawa Timur
1.997
4.691
6.688
10,55%
6. Jawa Timur
7. Bengkulu
19
20
39
0,06%
7. Bengkulu
8. Jambi
86
493
579
0,91%
8. Jambi
9. Aceh
32
59
91
0,14%
10. Sumatera Utara
426
450
876
1,38%
10. Sumatera Utara
11. Sumatera Barat
595
427
1.023
1,61%
11. Sumatera Barat
12. Riau
328
528
855
1,35%
12. Riau
13. Kepulauan Riau
503
3.505
4.008
6,32%
13. Kepulauan Riau
14. Sumatera Selatan
194
528
722
1,14%
14. Sumatera Selatan
15. Bangka Belitung
16
70
86
0,14%
15. Bangka Belitung
16. Lampung
664
3.351
4.014
6,33%
16. Lampung
17. Kalimantan Selatan
122
181
303
0,48%
17. Kalimantan Selatan
18. Kalimantan Barat
325
496
821
1,29%
18. Kalimantan Barat
19. Kalimantan Timur
84
118
201
0,32%
19. Kalimantan Timur
20. Kalimantan Tengah
90
111
202
0,32%
20. Kalimantan Tengah
21. Sulawesi Tengah
70
409
479
0,75%
21. Sulawesi Tengah
22. Sulawesi Selatan
171
687
857
1,35%
22. Sulawesi Selatan
23. Sulawesi Utara
145
663
808
1,27%
23. Sulawesi Utara
24. Sulawesi Tenggara
58
47
105
0,17%
24. Sulawesi Tenggara
25. Sulawesi Barat
35
11
46
0,07%
25. Sulawesi Barat
8
12
19
0,03%
26. Gorontalo
364
352
716
1,13%
27. Nusa Tenggara Barat
1.829
4.580
6.409
10,11%
117
233
350
0,55%
29. Nusa Tenggara Timur
30. Maluku
72
214
286
0,45%
30. Maluku
31. Papua
75
201
276
0,44%
31. Papua
7
12
19
0,03%
32. Maluku Utara
51
189
240
0,38%
33. Papua Barat
-
-
-
0,00%
34. Others
18.808
44.610
63.418
100,00%
Total
26. Gorontalo
27. Nusa Tenggara Barat
28. Bali
29. Nusa Tenggara Timur
32. Maluku Utara
33. Papua Barat
34. Lainnya
Total
9. Aceh
28. Bali
137
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 3.9 DPK BPR Berdasarkan Lokasi Penghimpunan
(Third Party Funds of Rural Banks Based on Deposits Location)
Miliar Rp (Billion Rp)
Lokasi
1. Jawa Barat
2011
2012
2014
2013
Ags
Sep
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Location
1. Jawa Barat
6.859
7.746
8.804
9.661
9.809
10.081
10.361
10.754
10.904
10.929
11.065
11.137
11.287
10.908
11.026
11.184
2. Banten
661
816
953
980
1.021
1.027
1.058
1.114
1.160
1.160
1.246
1.266
1.277
1.269
1.286
1.305
2. Banten
3. DKI Jakarta
837
1.063
1.001
1.102
1.104
1.130
1.140
1.209
1.229
1.247
1.274
1.277
1.318
1.352
1.377
1.356
3. DKI Jakarta
4. D.I Yogyakarta
1.814
2.193
2.540
2.686
2.739
2.832
2.875
2.934
2.998
3.007
3.061
3.135
3.182
3.144
3.214
3.260
4. D.I Yogyakarta
5. Jawa Tengah
9.052
10.585
12.097
12.770
12.959
13.282
13.486
13.909
14.093
14.194
14.300
14.568
14.672
14.505
14.868
15.195
6. Jawa Timur
4.041
4.893
5.459
5.914
5.957
6.003
6.083
6.241
6.288
6.321
6.334
6.447
6.523
6.468
6.588
6.688
20
25
27
31
30
31
32
32
33
34
34
34
35
39
38
39
8. Jambi
316
482
532
551
551
548
555
567
576
574
580
588
582
583
585
579
9. Aceh
55
61
80
81
81
83
83
85
85
84
87
87
88
89
90
91
10. Sumatera Utara
538
612
690
746
760
769
774
774
794
806
816
826
834
837
857
876
10. Sumatera Utara
11. Sumatera Barat
913
972
917
913
918
943
947
973
975
981
999
1.001
991
965
995
1.023
11. Sumatera Barat
12. Riau
629
678
699
752
748
769
765
787
784
793
825
825
828
836
839
855
2.324
2.735
3.097
3.378
3.431
3.507
3.530
3.610
3.696
3.756
3.849
3.924
4.016
4.017
4.009
4.008
14. Sumatera Selatan
556
625
657
622
656
666
660
715
676
684
685
669
681
705
714
722
14. Sumatera Selatan
15. Bangka Belitung
43
48
60
61
62
63
65
70
76
79
78
85
85
82
82
86
15. Bangka Belitung
2.883
3.249
3.373
3.525
3.511
3.614
3.644
3.724
3.852
3.827
3.865
3.900
3.854
3.895
3.979
4.014
17. Kalimantan Selatan
251
222
228
239
243
249
251
338
287
288
297
290
303
296
297
303
17. Kalimantan Selatan
18. Kalimantan Barat
651
783
737
744
761
742
775
770
762
758
784
765
765
812
832
821
18. Kalimantan Barat
19. Kalimantan Timur
174
192
202
173
174
176
177
191
183
181
185
186
197
198
198
201
19. Kalimantan Timur
44
105
190
162
209
178
271
232
200
198
191
185
216
217
209
202
20. Kalimantan Tengah
21. Sulawesi Tengah
277
284
332
361
368
373
377
412
367
395
444
410
486
467
472
479
21. Sulawesi Tengah
22. Sulawesi Selatan
366
476
497
630
647
675
696
721
754
771
773
810
843
852
835
857
22. Sulawesi Selatan
23. Sulawesi Utara
439
588
728
706
706
717
744
772
784
779
780
800
798
802
812
808
23. Sulawesi Utara
56
61
78
82
85
86
89
94
90
93
92
100
101
104
105
105
24. Sulawesi Tenggara
2
3
2
3
3
3
3
3
3
3
3
3
3
3
41
46
25. Sulawesi Barat
16
20
21
19
19
19
19
20
20
19
19
19
19
19
19
19
26. Gorontalo
452
521
602
618
635
656
667
690
692
691
709
716
712
673
689
716
3.254
4.054
4.959
5.401
5.502
5.598
5.716
5.905
5.932
6.000
6.053
6.157
6.226
6.248
6.269
6.409
29. Nusa Tenggara Timur
143
186
248
271
275
278
294
309
309
307
311
314
325
331
343
350
29. Nusa Tenggara Timur
30. Maluku
251
271
313
242
230
223
233
329
297
300
303
266
314
306
285
286
30. Maluku
31. Papua
224
203
229
232
232
230
239
251
257
260
267
252
254
285
258
276
31. Papua
6
8
11
16
16
16
16
17
17
17
18
18
18
19
18
19
63
111
155
151
164
164
174
198
208
205
214
210
180
223
230
240
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
38.209
44.870
50.520
53.824
54.605
55.730
56.800
58.750
59.381
59.742
60.540
61.272
62.012
61.550
62.458
63.418
7. Bengkulu
13. Kepulauan Riau
16. Lampung
20. Kalimantan Tengah
24. Sulawesi Tenggara
25. Sulawesi Barat
26. Gorontalo
27. Nusa Tenggara Barat
28. Bali
32. Maluku Utara
33. Papua Barat
34. Lainnya
Total
5. Jawa Tengah
6. Jawa Timur
7. Bengkulu
8. Jambi
9. Aceh
12. Riau
13. Kepulauan Riau
16. Lampung
27. Nusa Tenggara Barat
28. Bali
32. Maluku Utara
33. Papua Barat
34. Others
Total
138
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 3.10 Suku Bunga Rata-rata DPK Bank Perkreditan Rakyat
(Average of Third Party Interest Rates of Rural Banks)
Persen (Percent)
2014
Indikator
2011
2012
Indicator
Ags
Tabungan
Deposito
Revisi
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
5,21
4,68
4,63
4,66
4,61
4,62
4,72
4,56
4,65
4,61
4,56
4,57
4,64
5,31
4,58
4,50
Saving
9,85
8,40
9,61
10,28
10,32
10,26
10,30
10,10
10,04
10,02
10,02
9,99
9,96
9,81
9,90
9,80
Time Deposits
Ket: Data tersedia mulai Desember 2008
r)
2015
2013
Note: Data available on December 2008
r) revised
139
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 3.11 Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi
(Average of Credit Interest Rates of Rural Banks Based on Economic Sector)
Persen (Percent)
2014
Sektor Ekonomi
2011
2012
2015
Economic Sector
2013
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
1 Pertanian, Perburuhan, dan
Kehutanan
2 Perikanan
36,58
35,51
35,51
33,68
33,58
33,77
33,70
33,72
33,78
33,76
34,58
34,79
34,87
34,03
33,41
34,02
33,35
1. Agriculture, hunting, and forestry
32,10
31,32
31,19
30,42
30,47
30,14
30,22
30,15
30,22
30,39
30,45
30,49
30,74
30,55
30,52
30,48
30,66
2. Fisheries
3 Pertambangan dan Penggalian
26,58
26,60
25,22
26,03
25,20
25,35
25,38
25,24
25,17
24,68
24,77
24,96
24,39
25,30
24,79
26,36
26,99
3. Mining and quarrying
4 Industri Pengolahan
29,14
28,44
27,62
27,49
27,65
27,67
27,53
27,62
27,68
27,80
28,09
28,05
28,22
28,04
28,06
28,36
28,08
4. Processing industry
5 Listrik, Gas dan Air
30,33
29,08
27,89
28,72
27,25
28,21
28,19
27,96
29,06
28,84
29,02
28,88
29,30
29,04
28,89
28,94
28,92
5. Electricity, gas and water
6 Konstruksi
29,72
28,59
24,93
24,67
24,77
25,03
26,55
26,64
26,31
26,39
26,54
26,77
26,49
26,88
26,76
27,05
27,15
6. Construction
7 Perdagangan Besar dan Eceran
31,97
30,41
30,24
28,95
29,08
29,01
28,99
29,12
28,91
28,99
29,19
29,26
29,25
29,29
29,13
29,41
29,08
7. Big and retail trade
8 Penyediaan Akomodasi dan
Penyedian Makan Minum
9 Transportasi, Pergudangan dan
Komunikasi
10 Perantara Keuangan
28,53
28,53
25,72
26,43
26,47
26,34
25,92
26,01
26,04
25,73
25,96
26,63
26,19
26,26
26,26
26,22
26,34
28,11
27,89
27,47
26,91
26,96
27,11
26,94
26,84
26,85
26,74
26,86
26,89
26,85
26,93
26,88
26,99
27,00
24,20
23,52
22,80
21,70
22,05
22,09
22,33
22,44
22,19
22,63
22,91
23,20
22,97
22,58
22,86
22,90
22,78
11 Real Estate
22,77
21,50
22,76
24,36
23,73
24,56
22,73
22,81
22,76
22,89
22,84
22,88
22,95
22,75
22,69
22,77
22,73
12 Administrasi Pemerintahan,
Pertanahan Dan Jaminan Sosial Wajib
13 Jasa Pendidikan
26,38
27,60
28,85
27,28
27,53
26,75
26,65
26,76
26,44
26,64
26,20
26,37
26,96
27,00
26,91
26,91
27,32
28,84
28,20
26,41
27,91
28,07
28,24
27,87
27,91
27,97
27,95
28,02
27,99
28,30
28,02
28,23
28,19
28,31
11. Real estate, rental business, and services
company
12. Government administration, the defense
and compulsory social security
13. Education services
14 Jasa Kesehatan dan Kegiatan Sosial
30,86
28,89
22,60
26,41
26,34
26,97
27,47
27,69
27,46
27,42
27,44
27,43
26,94
27,33
27,16
27,18
26,94
14. Health and social services
15 Jasa Kemasyarakatan, Sosial Budaya,
Hiburan dan Perorangan Lainnya
16 Jasa Perorangan yang Melayani
Rumah Tangga
17 Kegiatan Usaha yang Belum Jelas
Batasannya
18 Bukan Lapangan Usaha - Rumah
Tangga
19 Bukan Lapangan Usaha - Lainnya
28,23
27,98
28,63
28,83
29,52
29,33
29,43
29,38
29,43
29,73
30,41
29,92
29,95
29,98
29,35
30,51
29,43
32,82
31,15
28,94
29,45
29,25
28,91
28,80
28,67
28,71
28,35
28,15
28,12
28,05
28,08
28,28
28,39
28,57
15. Community, Sociocultural,Entertainment
and Other Individual Services
16. Individual services serving the household
29,11
28,00
29,24
28,38
28,64
28,40
29,36
29,03
28,92
28,99
28,75
28,67
28,68
28,88
29,26
28,96
29,00
27,39
26,19
25,17
25,03
25,01
25,08
24,63
25,00
24,90
24,88
24,82
24,95
24,88
24,91
25,42
25,29
25,14
26,88
25,90
25,18
25,53
25,53
25,50
25,55
25,61
25,55
25,63
26,17
26,17
25,55
25,54
25,29
25,72
25,32
Ket:
r)
8. Provision of accommodation and food
supply drinking
9. Transportation, warehousing and
communications
10. Transitional finance
17. International Agency and Other Extra
Agency International
18. Business Activities which are not clearly
defined
19. Not the business field - other
revisi
140
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 3.12 Suku Bunga Rata-rata Kredit BPR Berdasarkan Jenis Penggunaan
(Average of Credit Interest Rates of Rural Banks Based on Type of Use)
Persen (Percent)
2014
Jenis Penggunaan
2011
2012
2015
Type of Use
2013
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Modal Kerja
32,05
30,91
30,56
29,44
29,61
29,55
29,55
29,58
29,45
29,53
29,76
29,79
29,76
29,70
29,53
29,84
29,50
Total Working Capital
Investasi
28,23
26,62
25,36
26,02
25,89
25,97
25,94
25,97
25,88
25,92
26,21
26,26
26,28
26,29
25,99
26,25
26,00
Total Investment
Konsumsi
27,00
25,97
25,13
25,48
25,49
25,47
25,47
25,56
25,50
25,56
26,06
26,07
25,49
25,48
25,30
25,68
25,31
Total Consumption
Ket: Data tersedia mulai Desember 2008
r)
revisi
Note: Data available on December 2008
r)
revised
141
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 3.13 Perkembangan Jumlah Bank Perkreditan Rakyat
(Growth of Total Rural Banks)
2014
Keterangan
2011
2012
2015
Information
2013
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Jumlah BPR
1.669
1.653
1.635
1.635
1.634
1.634
1.635
1.637
1.643
1.643
1.643
1.643
1.642
1.643
1.644
1.644
1.644
Total Rural Banks
Jumlah Kantor
4.172
4.425
4.678
4.768
4.795
4.811
4.835
4.864
4.895
4.956
4.957
4.972
4.994
5.006
5.019
5.023
5.036
Total Bank Offices
142
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 3.14 Perkembangan Jumlah BPR dan Kantor BPR Berdasarkan Lokasi - Agustus 2015
(Growth of Total Rural Bank and Rural Banks Offices Based on Location - August 2015)
BPR (Rural Bank)
Location
Total
Lokasi
KP
KC
KPK
298
322
203
823
1. Jawa Barat
2. Banten
67
47
46
160
2. Banten
3. DKI Jakarta
25
13
39
77
4. D.I Yogyakarta
54
37
136
227
5. Jawa Tengah
253
510
484
1.247
5. Jawa Tengah
6. Jawa Timur
325
227
686
1.238
6. Jawa Timur
4
5
4
13
7. Bengkulu
8. Jambi
19
6
3
28
8. Jambi
9. Aceh
5
14
1
20
10. Sumatera Utara
55
40
19
114
10. Sumatera Utara
11. Sumatera Barat
93
40
25
158
11. Sumatera Barat
12. Riau
33
10
14
57
12. Riau
13. Kepulauan Riau
40
28
2
70
13. Kepulauan Riau
14. Sumatera Selatan
20
11
8
39
14. Sumatera Selatan
15. Bangka Belitung
3
3
2
8
15. Bangka Belitung
16. Lampung
26
31
6
63
16. Lampung
17. Kalimantan Selatan
25
5
3
33
17. Kalimantan Selatan
18. Kalimantan Barat
21
7
2
30
18. Kalimantan Barat
19. Kalimantan Timur
14
8
6
28
19. Kalimantan Timur
20. Kalimantan Tengah
4
0
1
5
21. Sulawesi Tengah
9
16
7
32
21. Sulawesi Tengah
22. Sulawesi Selatan
22
9
7
38
22. Sulawesi Selatan
23. Sulawesi Utara
18
25
10
53
23. Sulawesi Utara
24. Sulawesi Tenggara
17
4
2
23
24. Sulawesi Tenggara
25. Sulawesi Barat
2
1
0
3
25. Sulawesi Barat
26. Gorontalo
4
3
1
8
26. Gorontalo
29
47
14
90
137
46
113
296
11
4
3
18
29. Nusa Tenggara Timur
30. Maluku
2
7
2
11
30. Maluku
31. Papua
6
10
1
17
31. Papua
32. Maluku Utara
2
3
0
5
32. Maluku Utara
33. Papua Barat
1
3
0
4
33. Papua Barat
34. Lainnya
0
0
0
0
34. Others
Total
1.644
1.542
1.850
5.036
1. Jawa Barat
7. Bengkulu
27. Nusa Tenggara Barat
28. Bali
29. Nusa Tenggara Timur
3. DKI Jakarta
4. D.I Yogyakarta
9. Aceh
20. Kalimantan Tengah
27. Nusa Tenggara Barat
28. Bali
Total
143
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.1. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Miliar Rp (Billion Rp)
Keterangan
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
Loans by Industrial Origin
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan penyediaan makan minum
NPL
9. Transportasi, pergudangan
danNPL
komunikasi
10. Perantara Keuangan
NPL
11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan
NPL
12. Admistrasi Pemerintahan, Pertahanan dan Jaminan
Sosial
NPLWajib
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan
lainnya
NPL
16. Jasa Perorangan yang Melayani Rumah Tangga
NPL
17. Badan Internasional dan Badan Ekstra Internasional
Lainnya
NPL
18. Kegiatan yang belum jelas batasannya
NPL
212.386
211.790
210.081
212.035
214.088
217.234
221.583
225.759
231.390
3.827
4.196
4.454
4.285
4.603
4.753
4.579
4.648
4.751
7.698
7.601
7.510
7.798
7.932
8.075
8.112
8.070
8.244
195
212
233
252
274
286
295
282
266
141.824
142.816
137.139
127.260
133.269
136.380
140.250
138.308
139.022
3.574
3.651
3.565
4.537
4.474
4.531
4.735
5.282
5.155
660.536
656.410
670.946
672.848
674.544
684.035
703.285
703.045
717.578
12.267
12.933
13.101
13.441
13.931
15.507
15.891
17.605
18.897
81.130
84.242
89.014
85.264
83.190
88.235
87.915
92.721
90.360
1.547
1.600
1.214
1.251
1.229
1.207
1.401
1.556
1.527
147.266
141.592
143.594
149.290
153.324
156.184
163.230
165.573
166.853
6.784
7.439
7.727
7.804
8.438
8.607
8.866
9.179
9.115
716.733
704.159
713.783
722.371
731.270
741.846
759.871
748.131
761.824
22.782
24.820
26.075
25.115
26.203
27.498
28.287
29.713
31.277
73.583
73.220
73.757
75.371
76.252
77.782
78.847
78.979
78.821
1.057
1.241
1.332
1.251
1.472
1.617
1.652
1.965
1.816
171.805
168.280
168.264
170.198
174.583
177.361
172.920
174.332
174.738
5.516
5.695
5.650
6.087
6.163
6.454
5.990
6.206
6.475
166.182
162.418
164.938
162.561
160.054
159.702
161.110
160.180
160.283
1.559
1.925
1.970
1.132
1.103
1.134
1.089
1.076
1.145
165.466
161.036
162.595
163.828
164.388
166.076
169.884
172.213
175.289
3.391
3.683
4.130
3.953
4.513
4.904
4.476
4.574
4.369
11.002
10.982
11.182
11.037
10.863
11.031
11.020
11.383
11.856
7
7
12
10
10
11
13
12
12
6.648
6.560
6.672
6.917
7.033
7.183
7.441
7.499
7.494
69
73
85
87
91
94
98
95
109
12.325
12.423
12.311
12.771
12.805
13.228
13.685
13.738
13.973
197
197
215
223
233
233
245
239
233
67.744
60.308
57.212
59.258
59.556
59.538
60.715
60.795
63.826
1.929
2.111
2.247
2.253
2.252
2.366
2.298
2.343
2.861
2.220
2.243
2.284
2.368
2.613
2.671
2.720
2.576
2.620
NPL
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah Tangga Lainnya
(termasuk pinjaman multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
r) Angka-angka diperbaiki
NPL
2. Fisher
NPL
3. Mining and Quarrying
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation and theprovision of eating and drinking
NPL
9. Transportation, Warehousing
and Communications
NPL
10. Financial intermediaries
NPL
11. Real Estate, Business, Ownership, and Business Services
NPL
12. Government administration, Defese and Compulsory social security
NPL
13. Education Services
NPL
14. Health Services and Social Activities
NPL
15. Community, Sociocultural,Entertainment and Other Individual Services
NPL
53
63
68
66
69
68
67
70
71
16. Individual Services which
ServeNPL
Households
211
213
198
88
88
90
86
88
87
17. International Agency and Other Extra Agency International
7
7
7
3
3
3
3
3
3
15.889
15.590
15.820
12.191
11.979
11.090
10.511
11.252
11.252
304
308
325
307
272
265
251
265
235
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
1. Agricultures, Hunting and Forestry
314.576
301.781
303.482
305.957
308.195
310.459
313.289
6.533
7.461
7.790
7.522
7.671
8.055
8.114
8.562
8.655
13.236
13.140
13.027
13.110
13.074
12.993
13.018
12.975
12.944
144
171
179
188
186
201
204
211
222
25.969
26.182
26.069
26.164
26.268
26.357
26.516
26.466
26.347
651
732
792
771
772
810
825
892
903
123.165
123.919
123.896
123.386
123.076
122.326
124.329
125.856
126.172
1.312
1.334
1.354
1.390
1.412
1.493
1.562
1.696
1.767
367.466
369.258
371.152
376.321
379.559
386.688
388.049
389.715
390.459
3.667
4.119
4.374
4.275
4.457
4.582
4.430
4.548
178.453
180.761
181.481
183.567
180.569
189.659
189.515
2.017
2.139
2.174
2.199
2.310
2.414
2.588
2.595
NPL
Loans to Non Industrial Origin
House Hold
316.853
- For Home Ownership
302.916
180.908
NPL
18. Business Activities which are not clearly defined
4.558
NPL
- For Apartement Ownership
NPL
- For Shop House Ownership
NPL
- For Vehicles Ownership
NPL
- Others
NPL
193.005 Non Industrial Origin Others
2.625
NPL
r) Revised figures
145
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.2. Kredit dan NPL Bank Umum Konvensional - BUKU 1
Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit and NPL Credit of Commercial Conventional Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary
- Group of Business Activities 1 )
Miliar Rp (Billion Rp)
2015
2014
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
3.249
3.075
3.246
3.381
3.375
3.543
3.635
3.797
3.742
109
111
108
110
114
114
124
133
140
267
262
256
235
329
316
303
297
304
12
14
15
13
19
15
14
12
12
1.245
1.220
1.267
1.317
1.549
1.521
1.567
1.579
1.596
25
25
26
28
43
44
71
73
70
9.067
9.219
9.471
9.655
13.579
13.983
12.877
12.760
12.952
185
189
205
201
276
329
335
356
366
165
160
159
168
172
173
165
166
153
1
11
11
17
17
17
1
2
2
3.876
3.721
3.776
3.779
4.001
4.147
4.343
4.297
4.405
137
158
165
154
196
209
192
194
198
22.399
22.077
22.351
22.117
22.218
22.817
21.463
21.344
21.703
615
653
667
663
733
720
697
683
735
3.272
3.255
3.208
3.102
3.281
3.296
3.244
3.267
3.333
38
92
101
100
132
3.419
3.302
3.262
3.155
3.398
122
3.367
65
3.185
66
3.177
81
3.163
Loans by Industrial Origin
1. Agricultures, Hunting and Forestry
NPL
2. Fisher
NPL
3. Mining and Quarrying
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation and the
provision of eating and drinking
penyediaan makan minum
NPL
9. Transportasi, pergudangan
danNPL
komunikasi
10. Perantara Keuangan
NPL
11 Real Estate, Usaha Persewaan,
danNPL
Jasa Perusahaan
12. Admistrasi Pemerintahan, Pertahanan
danNPL
Jaminan Sosial Wajib
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan lainnya
NPL
16. Jasa Perorangan yang Melayani
Rumah
NPL Tangga
17. Badan Internasional dan
Badan
NPL Ekstra Internasional Lainnya
18. Kegiatan yang belum jelas
batasannya
NPL
126
130
115
123
103
109
110
134
141
6.614
6.412
6.399
6.404
6.579
6.666
6.826
6.857
6.827
192
194
213
184
151
161
126
128
119
4.732
4.634
4.632
4.885
5.059
5.083
5.198
5.183
99
104
108
84
69
85
83
142
144
0
0
0
0
0
1
2
2
2
-
-
-
-
-
-
-
-
-
377
379
380
366
374
356
274
283
274
2
2
3
3
3
2
2
1
2
458
453
492
7
517
526
580
4
474
6
507
3
464
3
2.382
2.336
2.357
8
2.363
8
2.279
8
2.278
8
2.250
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah Tangga Lainnya
(termasuk pinjaman multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
NPL
Real Estate, Business, Ownership,
and Business
Services
NPL
12. Government administration, Defese
and Compulsory
social security
NPL
13. Education Services
NPL
14. Health Services and Social Activities
NPL
15. Community, Sociocultural,Entertainment and Other Individual Services
2.391
2.375
125
144
152
147
169
170
169
175
176
125
124
119
112
115
117
109
110
101
4
4
4
5
5
4
4
3
5
16. Individual Services which
ServeNPL
Households
5
5
5
5
1
1
0
0
0
17. International Agency and Other Extra Agency International
1
1
1
1
-
-
-
-
-
130
117
83
99
86
102
28
30
36
0
0
0
0
0
0
0
1
6
NPL
NPL
18. Business Activities which are not clearly defined
NPL
Loans to Non Industrial Origin
House Hold
Rumah Tangga
NPL
10. Financial intermediaries
5.198 11
Penerima Kredit Bukan Lapangan Usaha
- Untuk Pemilikan Rumah Tinggal
NPL
9. Transportation, Warehousing
and Communications
NPL
- For Home Ownership
3.562
3.563
3.657
3.581
3.523
3.582
3.439
3.468
3.407
60
61
64
64
62
67
68
71
104
214
220
229
227
229
230
1
209
0
204
0
200
0
- For Apartement Ownership
89
79
79
- For Shop House Ownership
1
8
8
1
1
69
68
69
2
68
2
80
2
2
2
2
1.011
1.001
974
969
939
908
4
18.730
3
19.165
3
19.819
4
20.150
2
3
66
2
1.078
1.056
1.038
5
18.129
6
18.228
6
4
4
17.500
17.666
18.227
137
141
140
139
143
142
140
158
25.080
25.303
26.301
22.959
23.433
23.769
24.340
24.037
185
185
194
147
154
183
204
211
158
NPL
NPL
NPL
- For Vehicles Ownership
NPL
- Others
NPL
24.527 Non Industrial Origin Others
196
NPL
146
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.3. Kredit dan NPL Bank Umum Konvensional - BUKU 2
Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit and NPL Credit of Commercial Conventional Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary
- Group of Business Activities 2)
Miliar Rp (Billion Rp)
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan penyediaan makan minum
NPL
9. Transportasi, pergudangan dan komunikasi
NPL
10. Perantara Keuangan
NPL
11 Real Estate, Usaha Persewaan, dan Jasa Perusahaan
NPL
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
17.476
Loans by Industrial Origin
1. Agricultures, Hunting and Forestry
17.038
NPL
965
19.421
18.536
18.718
19.223
17.454
17.474
17.756
944
826
839
858
1.031
1.072
1.010
982
1.254
1.194
1.244
1.254
1.220
1.250
1.249
1.226
1.233
41
42
42
42
50
52
50
49
45
31.935
32.827
32.038
32.269
15.720
16.103
16.347
16.493
15.640
449
541
481
663
508
520
545
690
799
140.903
140.518
145.867
145.725
99.486
101.047
105.479
105.645
107.082
3.046
3.226
3.312
3.641
2.342
2.773
2.784
3.070
3.688
11.472
11.203
12.445
12.354
10.536
10.566
10.098
10.358
10.579
145
38
38
40
47
48
49
49
45
31.841
28.147
28.947
31.648
30.658
31.526
33.045
33.885
33.165
2.202
2.297
2.490
2.690
3.059
2.956
3.044
3.262
3.109
85.406
80.161
81.342
84.826
74.214
74.860
76.853
76.598
81.470
2.949
3.134
3.526
3.252
3.256
3.344
3.486
3.531
4.334
11.458
11.199
11.268
11.806
11.872
12.433
12.627
12.611
11.715
176
181
294
280
390
527
552
742
628
30.115
29.594
30.948
31.326
16.271
15.927
17.462
16.593
15.701
1.582
1.569
1.386
1.452
1.338
1.302
1.024
1.003
850
51.189
49.905
50.081
49.841
24.055
23.619
23.579
22.408
22.303
134
141
132
130
140
143
143
144
37.010
37.365
38.093
37.940
37.639
38.512
39.340
40.895
740
725
1.174
1.081
1.239
1.486
1.285
1.316
1.135
1.100
1.053
1.057
1.066
1.080
1.058
1.192
1.217
1.367
0
-
-
-
-
-
-
-
-
13. Jasa Pendidikan
1.138
1.034
1.086
1.022
1.042
1.056
1.156
1.143
1.125
NPL
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan
lainnya
NPL
16. Jasa Perorangan yang Melayani Rumah Tangga
NPL
17. Badan Internasional dan Badan Ekstra Internasional
Lainnya
NPL
18. Kegiatan yang belum jelas batasannya
NPL
16
14
16
16
18
21
21
19
39
1.864
1.682
1.712
1.791
1.863
1.950
2.040
2.205
2.212
59
46
47
46
46
45
45
45
43
7.993
7.532
7.428
7.111
7.469
7.561
7.719
7.606
10.314
534
553
574
552
598
662
637
652
968
111
109
111
122
122
127
131
130
135
10
10
10
10
9
11
11
11
11
194
197
183
66
76
78
75
77
78
5
5
5
0
1
1
1
1
1
2.095
2.111
2.214
2.697
2.586
2.672
2.170
2.187
2.027
7
7
9
11
12
13
11
16
13
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah Tangga Lainnya
(termasuk pinjaman multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation and theprovision of eating and drinking
NPL
9. Transportation, Warehousing and Communications
NPL
10. Financial intermediaries
NPL
Real Estate, Business, Ownership, and Business Services
NPL
12. Government administration, Defese and Compulsory social security
NPL
13. Education Services
NPL
14. Health Services and Social Activities
NPL
15. Community, Sociocultural,Entertainment and Other Individual Services
NPL
16. Individual Services which Serve Households
NPL
17. International Agency and Other Extra Agency International
NPL
18. Business Activities which are not clearly defined
NPL
House Hold
Rumah Tangga
NPL
NPL
4. Procesing Industry
Loans to Non Industrial Origin
Penerima Kredit Bukan Lapangan Usaha
- Untuk Pemilikan Rumah Tinggal
NPL
3. Mining and Quarrying
142
41.624 11
12. Admistrasi Pemerintahan, Pertahanan dan Jaminan
Sosial
NPLWajib
14. Jasa Kesehatan dan Kegiatan Sosial
2. Fisher
21.149
19.882
20.351
20.538
20.793
20.915
21.189
21.312
21.645
701
696
731
734
800
840
859
911
927
976
941
937
948
960
965
999
1.005
999
21
23
23
28
31
32
31
32
32
1.342
1.265
1.253
1.268
1.265
1.261
1.265
1.262
1.230
99
74
85
87
90
95
92
105
105
8.132
7.990
7.969
7.999
7.917
7.975
8.230
8.424
8.520
81
84
92
90
89
88
109
161
206
- For Home Ownership
NPL
- For Apartement Ownership
NPL
- For Shop House Ownership
NPL
- For Vehicles Ownership
NPL
- Others
83.747
68.335
68.946
70.601
71.162
71.776
72.567
72.821
378
357
364
377
422
430
412
420
52.005
52.064
52.063
55.521
46.049
46.489
46.956
47.081
441
448
451
479
288
310
304
311
70.005
NPL
420
50.954 Non Industrial Origin Others
332
NPL
147
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.4. Kredit dan NPL Bank Umum Konvensional - BUKU 3
Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit and NPL Credit of Commercial Conventional Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary
- Group of Business Activities 3)
Miliar Rp (Billion Rp)
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan penyediaan makan minum
NPL
9. Transportasi, pergudangan dan komunikasi
NPL
10. Perantara Keuangan
NPL
11 Real Estate, Usaha Persewaan,
danNPL
Jasa Perusahaan
12. Admistrasi Pemerintahan, Pertahanan
danNPL
Jaminan Sosial Wajib
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan
lainnya
NPL
16. Jasa Perorangan yang Melayani
Rumah
NPL Tangga
17. Badan Internasional dan
Badan
NPL Ekstra Internasional Lainnya
18. Kegiatan yang belum jelas
batasannya
NPL
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
Loans by Industrial Origin
1. Agricultures, Hunting and Forestry
57.165
NPL
1.549
45.626
46.902
45.220
47.090
49.700
49.468
51.187
53.570
1.129
1.418
1.432
1.339
1.413
1.415
1.434
1.459
1.972
2.018
1.881
1.824
1.878
1.926
1.982
2.011
2.010
58
57
66
81
82
85
84
78
77
41.401
42.632
43.089
41.352
59.828
61.291
60.127
59.421
60.542
1.923
1.924
1.867
2.495
2.446
2.397
2.730
2.932
2.731
229.598
230.827
234.247
235.583
279.377
281.207
289.533
292.009
295.126
5.268
5.389
5.408
5.570
7.081
7.886
7.515
7.357
8.017
15.095
15.711
16.987
16.810
18.420
19.417
18.411
20.570
20.818
551
55.416
665
56.588
340
57.110
343
57.720
337
334
526
580
556
60.973
61.568
64.347
64.547
66.109
2.421
2.917
2.892
2.786
3.038
3.266
3.404
3.451
3.504
228.992
225.800
228.835
232.096
245.402
246.185
248.944
246.401
249.848
9.029
9.625
9.617
9.367
9.787
9.963
10.318
10.452
10.846
30.377
30.194
30.450
30.629
31.195
31.426
31.584
31.740
32.124
421
51.157
432
50.037
401
49.159
415
50.384
447
459
359
464
454
69.830
71.414
66.497
68.122
67.196
1.973
1.985
2.078
2.496
2.808
2.948
2.788
2.888
3.041
60.099
58.845
60.209
57.378
81.796
84.626
84.616
85.441
85.349
786
816
844
266
266
281
304
292
68.420
65.013
65.507
65.798
66.425
67.044
67.828
68.246
1.657
1.755
1.737
1.631
1.884
1.954
1.579
1.538
1.629
256
267
272
275
272
277
268
272
282
1
1
1
1
1
1
1
1
1
1.451
1.551
1.564
1.596
1.598
1.571
1.716
1.674
1.675
20
24
28
29
28
27
27
32
29
4.323
4.395
4.412
4.479
4.473
4.553
4.619
4.642
4.637
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah Tangga Lainnya
(termasuk
pinjaman multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation and the provision of eating and drinking
NPL
9. Transportation, Warehousing and Communications
NPL
10. Financial intermediaries
NPL
Real Estate, Business, Ownership,
and Business
Services
NPL
12. Government administration, Defese
and Compulsory
social security
NPL
13. Education Services
NPL
14. Health Services and Social Activities
NPL
51
59
69
74
80
79
74
72
68
23.162
23.390
23.864
24.700
25.334
25.345
25.848
26.246
26.361
399
479
529
546
535
558
555
562
762
118
119
118
118
120
117
114
110
121
5
6
7
6
6
4
3
4
4
16. Individual Services which
ServeNPL
Households
7
7
6
13
6
6
6
6
5
17. International Agency and Other Extra Agency International
1
2
2
2
2
1
1
1
1
635
656
714
672
651
693
731
747
758
9
11
10
10
11
10
9
8
5
15. Community, Sociocultural,Entertainment and Other Individual Services
NPL
NPL
18. Business Activities which are not clearly defined
NPL
Loans to Non Industrial Origin
House Hold
Rumah Tangga
NPL
NPL
3. Mining and Quarrying
300
70.211 11
Penerima Kredit Bukan Lapangan Usaha
- Untuk Pemilikan Rumah Tinggal
2. Fisher
154.746
155.533
156.504
158.625
160.093
161.709
163.751
164.797
166.262
3.735
4.379
4.570
4.444
4.554
4.662
4.670
4.950
4.958
7.126
7.099
7.062
7.013
6.990
6.950
6.941
6.907
6.842
77
11.180
85
11.552
88
11.534
108
11.538
101
109
115
119
125
11.548
11.599
11.625
11.585
11.480
312
393
414
410
412
410
422
437
434
54.977
55.155
55.529
55.165
54.731
53.892
54.283
54.848
54.817
507
510
521
539
557
619
659
694
697
77.641
94.904
95.545
96.780
97.285
101.574
99.495
99.865
100.665
1.016
1.205
1.268
1.250
1.312
1.376
1.369
1.417
65.740
63.418
64.320
64.487
75.263
70.966
78.228
78.580
803
864
851
856
1.112
1.080
1.179
1.191
- For Home Ownership
NPL
- For Apartement Ownership
NPL
- For Shop House Ownership
NPL
- For Vehicles Ownership
NPL
- Others
NPL
1.447
77.914 Non Industrial Origin Others
1.148
NPL
148
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.5. Kredit dan NPL Bank Umum Konvensional - BUKU 4
Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit and NPL Credit of Commercial Conventional Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary
- Group of Business Activities 4)
Miliar Rp (Billion Rp)
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan penyediaan makan minum
NPL
9. Transportasi, pergudangan dan komunikasi
NPL
10. Perantara Keuangan
NPL
11 Real Estate, Usaha Persewaan, dan Jasa Perusahaan
NPL
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Items
Jul
Ags
Loans by Industrial Origin
1. Agricultures, Hunting and Forestry
147.570
NPL
1.678
139.880
139.090
138.745
137.536
138.712
141.686
143.381
145.357
1.285
1.428
1.641
1.579
1.647
1.744
1.613
1.682
3.759
3.678
3.677
3.789
3.789
3.796
3.879
3.814
3.876
79
93
105
103
112
121
133
127
114
63.211
62.274
56.905
48.161
51.499
52.759
57.663
56.620
56.939
847
840
857
953
1.112
1.118
1.030
1.240
1.258
270.337
264.788
270.132
269.868
270.479
275.941
283.132
279.988
290.022
3.386
3.652
3.656
3.557
3.764
3.903
4.779
6.336
6.381
49.307
51.861
54.169
50.663
48.802
52.646
53.744
56.180
53.381
462
462
461
464
465
467
463
519
519
47.526
44.880
45.551
47.572
49.276
50.494
52.722
54.096
54.302
1.288
1.352
1.410
1.437
1.520
1.540
1.614
1.628
1.640
360.733
356.872
361.829
362.942
368.272
376.592
390.728
382.411
387.621
8.877
9.992
10.738
10.507
11.102
11.978
12.280
13.526
13.789
27.224
27.517
27.784
28.649
28.739
29.275
30.003
29.934
30.176
369
77.716
493
75.988
490
75.535
412
75.245
459
462
625
643
580
75.022
76.858
75.827
76.376
78.552
1.102
1.161
1.187
1.053
1.126
1.261
1.364
1.376
1.613
36.907
36.117
37.099
37.726
36.497
33.669
34.459
33.745
33.975
59
323
310
304
298
301
308
307
49.865
48.832
49.201
49.461
49.270
49.346
51.281
51.775
655
790
781
751
902
945
1.097
1.115
1.042
9.560
9.579
9.769
9.668
9.484
9.670
9.533
9.867
10.182
3
3
6
6
7
7
10
8
8
13. Jasa Pendidikan
1.626
1.634
1.670
1.671
1.702
1.824
1.827
1.828
1.817
NPL
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan
lainnya
NPL
16. Jasa Perorangan yang Melayani Rumah Tangga
NPL
17. Badan Internasional dan Badan Ekstra Internasional
Lainnya
NPL
18. Kegiatan yang belum jelas batasannya
NPL
16
18
21
21
20
20
20
20
20
4.147
4.307
4.101
4.320
4.216
4.420
4.673
4.463
4.594
31
36
43
43
43
45
61
60
64
28.764
21.604
18.289
19.501
19.235
19.266
19.910
20.348
20.751
439
480
524
532
556
582
566
580
592
1.762
1.780
1.816
1.867
2.093
2.133
2.169
2.020
2.043
34
42
46
44
48
48
47
49
49
5
4
3
4
5
5
5
5
5
-
-
-
-
-
-
-
-
-
6.697
6.768
6.771
6.845
6.857
5.914
5.948
6.573
6.899
5
5
5
5
6
4
4
4
5
NPL
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah Tangga Lainnya
(termasuk pinjaman multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation and the provision of eating and drinking
NPL
9. Transportation, Warehousing and Communications
NPL
10. Financial intermediaries
NPL
Real Estate, Business, Ownership, and Business Services
NPL
12. Government administration, Defese and Compulsory social security
NPL
13. Education Services
NPL
14. Health Services and Social Activities
NPL
15. Community, Sociocultural,Entertainment and Other Individual Services
NPL
16. Individual Services which Serve Households
NPL
17. International Agency and Other Extra Agency International
NPL
18. Business Activities which are not clearly defined
NPL
Loans to Non Industrial Origin
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
NPL
3. Mining and Quarrying
323
52.037 11
12. Admistrasi Pemerintahan, Pertahanan dan Jaminan
Sosial
NPLWajib
14. Jasa Kesehatan dan Kegiatan Sosial
2. Fisher
House Hold
100.805
100.063
99.967
100.129
100.478
100.742
101.126
101.111
101.484
1.298
1.496
1.578
1.513
1.463
1.704
1.702
1.809
1.862
4.384
4.353
4.278
4.293
4.267
4.226
4.246
4.231
4.270
16
11.939
20
11.851
23
11.746
21
11.762
25
34
33
36
39
11.838
11.880
11.971
11.944
11.971
172
194
216
199
193
227
224
262
277
53.941
54.927
54.768
54.901
55.297
55.561
56.867
57.824
57.998
694
712
725
772
795
636
647
655
685
169.377
169.729
171.494
173.879
- For Home Ownership
NPL
- For Apartement Ownership
NPL
- For Shop House Ownership
NPL
- For Vehicles Ownership
NPL
- Others
175.812
177.635
179.988
180.662
1.511
1.638
1.745
1.694
1.732
1.884
1.754
1.788
33.601
33.460
33.879
34.098
34.538
35.026
35.823
36.004
521
555
595
626
684
723
778
771
183.271
NPL
1.800
35.901 Non Industrial Origin Others
795
NPL
149
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.6. Pembiayaan dan NPF Bank Umum Syariah - BUKU 1
Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Financing and NPF of Commercial Sharia Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary
- Group of Business Activities 1)
Miliar Rp (Billion Rp)
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan penyediaan makan minum
NPL
9. Transportasi, pergudangan dan komunikasi
NPL
10. Perantara Keuangan
NPL
11 Real Estate, Usaha Persewaan, dan Jasa Perusahaan
NPL
12. Admistrasi Pemerintahan, Pertahanan dan Jaminan
Sosial
NPLWajib
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan
lainnya
NPL
16. Jasa Perorangan yang Melayani Rumah Tangga
NPL
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
Loans by Industrial Origin
1. Agricultures, Hunting and Forestry
423
NPL
15
505
510
384
428
448
454
459
6
4
7
9
10
10
10
15
109
106
112
110
108
109
97
106
101
1
1
1
1
1
0
0
1
1
371
340
220
228
227
225
219
215
219
413
84
86
12
12
12
6
6
4
8
2.071
2.095
1.017
1.068
1.104
1.215
1.238
1.246
1.244
41
42
45
50
50
48
48
48
49
510
549
156
159
155
152
153
170
175
2
2
2
2
2
2
2
2
2
1.158
1.031
575
585
598
675
619
620
633
64
88
98
109
108
107
92
79
98
6.872
6.990
5.879
5.917
5.937
6.043
6.213
6.002
5.907
268
318
321
322
312
292
285
306
306
445
438
363
362
309
291
325
320
316
17
5
6
960
7
8
8
24
1.295
5
950
6
1.315
980
985
974
957
977
36
35
236
190
193
191
131
139
172
2.568
2.583
1.575
1.567
1.551
1.492
1.488
1.450
1.416
26
27
16
18
18
17
28
27
1.145
1.170
1.044
1.065
1.131
1.155
1.158
1.064
29
33
42
42
47
51
53
66
56
0
0
0
0
0
0
0
0
0
-
0
0
0
0
0
0
0
0
417
433
374
388
403
409
432
454
440
1
1
1
2
1
2
2
2
2
204
212
191
197
197
197
195
197
194
0
0
0
0
0
0
0
0
0
1.047
1.072
177
194
204
223
234
241
226
4
5
3
3
3
3
3
3
3
61
63
68
71
76
82
91
90
90
0
0
1
1
1
1
1
1
1
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
18. Kegiatan yang belum jelas
batasannya
NPL
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah Tangga Lainnya
(termasuk pinjaman multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation and the provision of eating and drinking
NPL
9. Transportation, Warehousing and Communications
NPL
10. Financial intermediaries
NPL
Real Estate, Business, Ownership, and Business Services
NPL
12. Government administration, Defese and Compulsory social security
NPL
13. Education Services
NPL
14. Health Services and Social Activities
NPL
15. Community, Sociocultural,Entertainment and Other Individual Services
NPL
16. Individual Services which Serve Households
NPL
17. International Agency and Other Extra Agency International
NPL
18. Business Activities which are not clearly defined
NPL
Loans to Non Industrial Origin
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
NPL
NPL
3. Mining and Quarrying
21
1.073 11
17. Badan Internasional dan Badan Ekstra Internasional
Lainnya
NPL
- Untuk Pemilikan Rumah Tinggal
2. Fisher
House Hold
235
237
229
240
237
245
257
258
258
19
20
19
17
20
26
25
26
23
10
11
10
10
20
20
21
22
23
0
0
12
-
-
-
-
12
0
13
0
11
13
13
12
12
12
-
-
-
-
-
-
-
-
1
3.715
3.505
3.159
2.978
2.841
2.664
2.619
2.627
2.675
47
49
38
37
33
34
34
42
38
2.614
2.696
- For Home Ownership
NPL
- For Apartement Ownership
NPL
- For Shop House Ownership
NPL
- For Vehicles Ownership
NPL
- Others
2.499
2.542
2.780
2.851
2.856
2.841
2.865
34
37
38
40
37
37
39
39
41
430
390
62
49
48
47
49
49
49 Non Industrial Origin Others
1
1
1
2
1
3
2
1
2
NPL
NPL
150
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.7. Pembiayaan dan NPF Bank Umum Syariah - BUKU 2
Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Financing and NPF of Commercial Sharia Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Beneficiary
- Group of Business Activities 2 )
Miliar Rp (Billion Rp)
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan penyediaan makan minum
NPL
9. Transportasi, pergudangan dan komunikasi
NPL
10. Perantara Keuangan
NPL
11 Real Estate, Usaha Persewaan, dan Jasa Perusahaan
NPL
12. Admistrasi Pemerintahan, Pertahanan dan Jaminan
Sosial
NPLWajib
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan
lainnya
NPL
16. Jasa Perorangan yang Melayani Rumah Tangga
NPL
17. Badan Internasional dan Badan Ekstra Internasional
Lainnya
NPL
18. Kegiatan yang belum jelas batasannya
NPL
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
Loans by Industrial Origin
1. Agricultures, Hunting and Forestry
5.452
NPL
405
3.706
3.677
3.769
4.378
4.399
4.610
5.165
5.147
354
409
426
390
387
397
387
377
338
343
340
586
607
678
602
616
720
4
5
4
11
12
13
14
16
16
3.661
3.522
3.620
3.933
4.446
4.480
4.326
3.978
4.087
246
235
322
386
354
446
352
344
288
8.560
8.964
10.212
10.949
10.519
10.643
11.026
11.398
11.153
340
435
474
422
417
568
431
437
397
4.581
4.757
5.099
5.110
5.104
5.280
5.343
5.276
5.255
386
422
362
385
361
340
360
404
403
7.449
7.225
7.634
7.986
7.819
7.774
8.154
8.128
8.238
673
627
671
628
516
529
520
566
565
12.330
12.259
13.548
14.475
15.226
15.349
15.671
15.375
15.274
1.043
1.097
1.207
1.005
1.013
1.201
1.222
1.215
1.267
806
618
684
824
858
1.061
1.066
1.107
1.157
35
38
39
9.129
40
42
43
48
8.064
42
8.409
38
8.084
9.082
8.809
8.975
9.108
9.148
696
816
647
773
597
643
573
666
657
8.805
8.557
9.575
9.645
9.576
9.630
10.142
10.279
10.414
363
423
455
230
230
230
180
178
4.295
4.024
4.118
4.679
4.863
4.936
5.079
5.049
211
276
289
364
372
382
379
396
362
84
82
83
28
26
25
25
24
24
NPL
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah Tangga Lainnya
(termasuk pinjaman multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
NPL
3. Mining and Quarrying
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation and the provision of eating and drinking
NPL
9. Transportation, Warehousing and Communications
NPL
10. Financial intermediaries
239
5.146 11
3
3
5
2
2
2
2
2
2
1.638
1.530
1.597
1.874
1.915
1.967
2.036
2.117
2.163
14
14
16
17
20
22
26
21
17
1.329
1.374
1.432
1.508
1.565
1.600
1.641
1.706
1.755
52
52
53
54
56
56
56
53
51
4.387
4.335
5.072
5.415
4.957
4.780
4.726
4.076
3.924
429
451
464
474
391
392
369
372
361
43
48
53
78
87
96
106
115
130
0
1
1
1
0
1
1
1
2
-
-
-
0
0
0
0
0
0
-
-
-
-
-
-
-
-
-
6.330
5.937
6.037
1.878
1.798
1.709
1.634
1.717
1.531
282
284
300
281
243
237
227
236
206
NPL
Real Estate, Business, Ownership, and Business Services
NPL
12. Government administration, Defese and Compulsory social security
NPL
13. Education Services
NPL
14. Health Services and Social Activities
NPL
15. Community, Sociocultural,Entertainment and Other Individual Services
NPL
16. Individual Services which Serve Households
NPL
17. International Agency and Other Extra Agency International
NPL
18. Business Activities which are not clearly defined
NPL
Loans to Non Industrial Origin
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
2. Fisher
House Hold
22.419
22.502
22.774
22.844
23.071
23.266
23.527
23.630
23.798
720
809
828
751
773
756
790
796
783
525
516
509
619
607
602
603
605
609
30
35
30
1.516
26
25
24
25
1.435
37
1.458
28
1.429
1.536
1.525
1.554
1.585
1.575
65
69
75
73
75
75
84
86
85
1.323
1.285
1.433
1.332
1.289
1.260
1.360
1.193
1.254
36
38
38
34
29
32
33
31
30
15.053
14.699
- For Home Ownership
NPL
- For Apartement Ownership
NPL
- For Shop House Ownership
NPL
- For Vehicles Ownership
NPL
- Others
16.072
15.520
14.292
14.122
13.978
13.708
591
741
818
777
811
715
717
727
4.052
3.817
4.136
4.367
4.235
4.272
4.263
3.764
65
84
82
89
71
115
120
110
13.502
NPL
692
3.661 Non Industrial Origin Others
153
NPL
151
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.1.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Miliar Rp (Billion Rp)
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan
2011
2012
2013
2014
Ags
Sep
Okt
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
109.790
1.523
4.935
291
87.780
302
344.597
11.746
45.841
247
75.395
2.865
375.017
12.500
30.425
142.451
2.603
5.492
197
104.207
1.292
445.807
10.479
59.073
253
95.921
3.410
499.567
12.668
44.640
177.162
2.553
6.391
185
126.826
1.920
577.880
10.023
79.493
587
116.090
4.746
644.047
15.898
59.306
199.640
4.204
6.831
238
129.056
3.191
608.608
12.611
88.636
889
137.650
6.328
693.478
22.647
67.214
200.975
4.142
7.144
207
133.897
4.306
629.829
13.514
88.079
1.124
142.942
6.497
699.227
21.673
68.840
201.844
4.047
7.217
241
125.620
4.196
632.111
13.608
76.664
1.053
149.009
6.999
701.926
23.110
69.290
206.433
4.075
7.459
212
128.754
4.269
638.484
13.563
78.703
1.580
149.384
7.538
710.895
23.270
70.278
212.386
3.827
7.698
195
141.824
3.574
660.536
12.267
81.130
1.547
147.266
6.784
716.733
22.782
73.583
211.790
4.196
7.601
212
142.816
3.651
656.410
12.933
84.242
1.600
141.592
7.439
704.159
24.820
73.220
210.081
4.454
7.510
233
137.139
3.565
670.946
13.101
89.014
1.214
143.594
7.727
713.783
26.075
73.757
212.035
4.285
7.798
252
127.260
4.537
672.848
13.441
85.264
1.251
149.290
7.804
722.371
25.115
75.371
214.088
4.603
7.932
274
133.269
4.474
674.544
13.931
83.190
1.229
153.324
8.438
731.270
26.203
76.252
217.234
4.753
8.075
286
136.380
4.531
684.035
15.507
88.235
1.207
156.184
8.607
741.846
27.498
77.782
221.583
4.579
8.112
295
140.250
4.735
703.285
15.891
87.915
1.401
163.230
8.866
759.871
28.287
78.847
225.759
4.648
8.070
282
138.308
5.282
703.045
17.605
92.721
1.556
165.573
9.179
748.131
29.713
78.979
231.390
4.751
8.244
266
139.022
5.155
717.578
18.897
90.360
1.527
166.853
9.115
761.824
31.277
78.821
629
97.966
443
122.235
571
163.418
1.203
179.028
1.111
181.669
1.155
175.919
1.068
172.309
1.057
171.805
1.241
168.280
1.332
168.264
1.251
170.198
1.472
174.583
1.617
177.361
1.652
172.920
1.965
174.332
1.816
174.738
2.400
105.184
309
116.201
2.522
124.958
193
150.568
3.208
151.154
427
193.182
6.267
161.719
1.125
160.271
6.890
165.558
1.062
161.521
5.946
166.598
1.637
160.189
5.757
165.663
1.570
162.289
5.516
166.182
1.559
165.466
5.695
162.418
1.925
161.036
5.650
164.938
1.970
162.595
6.087
162.561
1.132
163.828
6.163
160.054
1.103
164.388
6.454
159.702
1.134
166.076
5.990
161.110
1.089
169.884
6.206
160.180
1.076
172.213
6.475
160.283
1.145
175.289
1.767
3.014
2.446
2.793
3.477
6.498 r)
3.451
9.021
2.958
9.712
3.496
9.695
3.759
9.893
3.391
11.002
3.683
10.982
4.130
11.182
3.953
11.037
4.513
10.863
4.904
11.031
4.476
11.020
4.574
11.383
4.369
11.856
15
4.064
63
7.611
5
4.612
50
8.671
4
5.477
57
10.153
7
6.575
74
11.348
7
6.756
70
11.833
7
6.691
83
11.725
6
6.738
72
12.138
7
6.648
69
12.325
7
6.560
73
12.423
12
6.672
85
12.311
10
6.917
87
12.771
10
7.033
91
12.805
11
7.183
94
13.228
13
7.441
98
13.685
12
7.499
95
13.738
12
7.494
109
13.973
334
39.294
396
45.006
197
53.861
301
56.422
270
57.774
181
57.841
215
59.277
197
67.744
197
60.308
215
17.787
223
59.258
233
59.556
233
59.538
245
60.715
239
60.795
233
63.826
774
691
1.088
711
1.181
1.537
2.183
2.026
2.132
2.084
2.134
2.111
2.080
2.176
1.929
2.220
2.111
2.243
2.247
2.284
2.253
2.368
2.252
2.613
2.366
2.671
2.298
2.720
2.343
2.576
2.861
2.620
37
3.305
49
501
34
318
65
278
63
274
60
221
58
215
53
211
63
213
68
198
66
88
69
88
68
90
67
86
70
88
71
87
53
81.689
8
50.396
6
3.984
9
11.496
8
12.706
7
13.195
7
14.235
7
15.889
7
15.590
7
15.820
3
12.191
3
11.979
3
11.090
3
10.511
3
11.252
3
11.252
1.339
892
25
231
226
154
289
304
308
325
307
272
265
251
265
235
penyediaan makan minum
NPL
9. Transportasi, pergudangan
dan komunikasi
NPL
10. Perantara Keuangan
NPL
11. Real Estate, Usaha Persewaan,
dan Jasa Perusahaan
NPL
12. Admistrasi Pemerintahan, Pertahanan
dan Jaminan Sosial Wajib
NPL
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan
dan Perorangan lainnya
NPL
16. Jasa Perorangan yang Melayani
Rumah Tangga
NPL
17. Badan Internasional dan
Badan Ekstra Internasional Lainnya
NPL
18. Kegiatan yang belum jelas
batasannya
NPL
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah Tangga
Lainnya (termasuk pinjaman multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
r) Angka-angka diperbaiki
16. Individual Services which
Serve Households
NPL
17. International Agency and
Other Extra Agency
International
NPL
18. Business Activities which
are not clearly defined
NPL
Loans to Non Industrial Origin
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
NPL
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
Loans by Industrial Origin
1. Agricultures, Hunting and
Forestry
NPL
2. Fisher
NPL
3. Mining and Quarrying
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation
and the
provision of eating and
drinking
NPL
9. Transportation,
Warehousing
and Communications
NPL
10. Financial intermediaries
NPL
11. Real Estate, Business,
Ownership,
and Business Services
NPL
12. Government administration,
Defese
and Compulsory social
security
NPL
13. Education Services
NPL
14. Health Services and Social
Activities
NPL
15. Community,
Sociocultural,Entertainment
and Other Individual
Services
NPL
House Hold
- For Home Ownership
NPL
- For Apartement Ownership
NPL
- For Shop House Ownership
176.659
3.291
5.573
57
15.207
211.476
4.395
10.275
86
19.988
268.764
5.766
12.024
89
24.979
292.586
7.453
13.032
139
25.679
295.191
7.293
13.106
144
25.646
297.503
7.268
13.211
141
25.838
300.271
7.238
13.169
149
25.768
302.916
6.533
13.236
144
25.969
301.781
7.461
13.140
171
26.182
303.482
7.790
13.027
179
26.069
305.957
7.522
13.110
188
26.164
308.195
7.671
13.074
186
26.268
310.459
8.055
12.993
201
26.357
313.289
8.114
13.018
204
26.516
314.576
8.562
12.975
211
26.466
316.853
8.655
12.944
222
26.347
260
105.725
998
119.841
380
98.658
1.082
278.867
532
104.458
849
277.825
665
120.972
1.436
314.774
678
121.099
1.387
319.180
685
122.069
1.385
357.025
684
123.441
1.355
361.017
651
123.165
1.312
367.466
732
123.919
1.334
369.258
792
123.896
1.354
371.152
771
123.386
1.390
376.321
772
123.076
1.412
379.559
810
122.326
1.493
386.688
825
124.329
1.562
388.049
892
125.856
1.696
389.715
903
126.172
1.767
390.459
1.413
244.288
4.482
2.663
180.987
2.995
2.483
222.068
3.462
3.901
202.025
2.101
3.818
206.249
2.097
3.892
174.558
1.984
3.921
177.627
2.022
3.667
180.908
2.017
4.119
178.453
2.139
4.374
180.761
2.174
4.275
181.481
2.199
4.457
183.567
2.310
4.582
180.569
2.414
4.430
189.659
2.588
4.548
189.515
2.595
4.558
NPL
193.005 Non Industrial Origin Others
2.625
NPL
NPL
- For Vehicles Ownership
NPL
- Others
r) Revised figures
152
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.2.a. Kredit dan NPL Bank Persero Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of State Owned Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Miliar Rp (Billion Rp)
2014
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan
penyediaan makan minum
NPL
9. Transportasi, pergudangan
dan komunikasi
NPL
10. Perantara Keuangan
NPL
11. Real Estate, Usaha Persewaan,
dan
Jasa Perusahaan
NPL
12. Admistrasi Pemerintahan, Pertahanan
2011
2012
2013
63.980
677
2.339
209
35.009
83
109.948
4.740
20.762
39
27.728
1.133
127.969
6.206
6.366
87.012
1.397
2.659
108
40.792
217
142.652
4.499
27.584
14
37.676
1.198
174.264
6.391
8.734
279
34.037
2015
Jul
Items
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Ags
105.912
1.186
3.095
112
50.148
217
180.215
3.883
37.373
13
46.871
1.598
262.550
7.887
13.195
117.506
1.372
3.029
145
50.380
339
177.433
3.957
49.992
18
54.361
2.139
278.953
9.755
15.332
118.980
1.315
3.035
115
51.353
962
183.974
3.897
48.569
17
55.794
2.077
278.206
9.425
15.715
120.205
1.350
3.072
128
45.304
674
184.679
4.009
39.549
17
56.311
2.201
282.621
9.436
15.985
121.766
1.351
3.100
97
47.175
779
187.222
4.029
40.105
442
56.293
2.230
284.849
9.293
16.164
124.393
1.291
3.208
88
55.977
881
199.191
3.388
41.458
441
56.121
2.012
282.359
8.537
17.052
124.275
1.444
3.161
99
57.066
884
196.100
3.654
44.127
441
53.319
2.282
280.672
9.725
17.103
123.695
1.667
3.151
109
52.478
901
198.728
3.686
46.482
440
54.405
2.387
284.395
10.475
17.067
123.070
1.612
3.248
110
45.133
996
200.861
3.595
42.859
444
56.710
2.332
284.294
10.195
17.867
124.167
1.695
3.224
116
48.510
1.158
200.112
3.801
41.104
445
58.589
2.486
288.509
10.860
17.946
126.705
1.800
3.226
124
49.749
1.163
205.312
3.912
44.822
443
59.688
2.406
297.459
11.733
18.401
127.969
1.672
3.290
135
53.041
1.078
212.613
4.785
45.944
440
62.001
2.448
310.525
12.033
19.117
128.864
1.743
3.214
130
49.571
1.284
210.337
6.292
48.402
497
63.604
2.515
303.633
13.207
19.169
130.593
1.738
3.277
117
49.651
1.299
217.888
6.322
45.346
498
64.324
2.573
305.457
13.442
19.305
134
41.533
257
58.896
438
62.246
417
64.212
440
60.638
401
60.268
378
60.622
502
59.245
487
59.277
410
59.218
418
59.715
422
60.281
583
59.714
613
60.404
553
61.258
761
20.872
173
680
27.563
47
617
27.419
137
2.041
22.054
100
2.216
26.164
96
1.003
26.162
102
993
26.909
98
1.005
26.878
78
1.073
26.824
347
1.104
27.745
332
917
28.896
328
987
28.045
322
1.112
25.654
328
1.161
26.192
334
1.181
25.562
338
1.293
25.593
335
17.237
285
2.382
21.618
364
2.199
38.921
540
11.926
38.145
662
8.463
38.667
654
9.001
36.655
645
8.991
37.148
647
9.173
37.668
633
9.551
36.778
837
9.569
37.360
839
9.759
37.778
793
9.660
37.658
930
9.476
37.623
977
9.662
39.724
1.129
9.524
40.290
1.148
9.859
40.701
1.073
10.173
15
682
17
2.201
214
5.633
5
701
11
2.607
260
7.631
4
896
13
2.914
134
11.588
3
1.122
16
3.077
170
15.558
3
1.130
14
3.121
153
15.989
3
1.144
20
2.962
58
16.735
3
1.148
17
3.125
52
18.695
3
1.164
16
3.305
45
26.366
3
1.145
18
3.447
52
19.341
6
1.183
24
3.235
67
17.030
6
1.191
26
3.441
69
18.202
7
1.199
23
3.319
71
17.873
7
1.227
23
3.481
70
17.818
10
1.255
23
3.699
82
18.436
8
1.238
21
3.427
78
18.716
8
1.243
23
3.559
77
19.090
136
222
176
350
203
1.154
566
1.569
495
1.622
531
1.674
505
1.724
474
1.762
558
1.780
621
1.816
632
1.868
643
2.093
663
2.133
646
2.169
652
2.020
659
2.043
7
3.208
8
14
9
1
37
1
37
3
37
3
37
4
34
4
42
4
46
3
44
4
48
4
48
5
47
4
49
4
49
5
53
61.692
46.968
1.975
5.227
5.800
5.928
6.292
7.084
7.170
7.190
7.255
7.256
6.357
6.436
7.075
7.406
1.073
835
1
8
8
8
8
7
10
10
9
11
8
9
8
5
dan Jaminan Sosial Wajib
NPL
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan
dan Perorangan lainnya
NPL
16. Jasa Perorangan yang Melayani
Rumah Tangga
NPL
17. Badan Internasional dan
Badan Ekstra Internasional Lainnya
NPL
18. Kegiatan yang belum jelas
batasannya
NPL
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
NPL
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah Tangga
Lainnya (termasuk pinjaman multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
r) Angka-angka diperbaiki
89.587
1.930
2.275
32
2.224
98.016
2.612
5.090
66
3.388
136.888
3.519
5.164
46
4.674
146.426
4.273
5.231
73
4.807
147.852
4.136
5.278
71
4.813
149.461
4.117
5.293
69
4.885
151.091
4.072
5.281
66
4.898
152.583
3.572
5.309
58
4.942
152.420
4.279
5.274
64
4.929
153.538
4.467
5.196
71
4.889
155.388
4.303
5.211
86
4.895
156.821
4.375
5.185
94
4.963
158.254
4.653
5.162
101
5.018
160.406
4.659
5.191
101
5.064
161.596
4.884
5.168
111
5.035
162.857
4.913
5.207
112
5.076
59
14.584
56
18.639
141
13.925
95
140.040
146
21.529
142
115.952
233
24.104
341
117.393
228
24.130
335
118.768
231
24.203
331
152.223
233
24.024
320
153.778
221
24.568
320
158.388
249
25.157
326
158.405
274
25.217
323
160.024
258
25.676
340
162.659
246
25.556
340
163.774
286
25.245
361
165.255
278
25.782
368
167.346
310
26.165
405
167.734
334
26.141
410
170.008
456
107.258
1.150
1.690
26.112
302
1.483
42.470
318
1.853
51.725
484
1.835
53.266
490
1.940
22.337
368
1.912
23.836
384
1.770
25.134
392
1.963
25.218
424
2.102
25.650
465
2.053
25.860
488
2.115
26.256
541
2.273
26.643
574
2.135
27.163
625
2.173
27.148
619
Loans by Industrial Origin
1. Agricultures, Hunting and
Forestry
NPL
2. Fisher
NPL
3. Mining and Quarrying
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation
and the of eating and
provision
drinking
NPL
9. Transportation,
Warehousing
and Communications
NPL
10. Financial intermediaries
NPL
11. Real Estate, Business,
Ownership,
NPL
12. Government administration,
Defese
and Compulsory social
security
NPL
13. Education Services
NPL
14. Health Services and Social
Activities
NPL
15. Community,
Sociocultural,Entertainment
and Other
NPL Individual
16. Individual Services which
Serve Households
NPL
17. International Agency and
Other Extra Agency
International
NPL
18. Business Activities which
are not clearly defined
NPL
Loans to Non Industrial Origin
House Hold
- For Home Ownership
NPL
- For Apartement Ownership
NPL
- For Shop House Ownership
NPL
- For Vehicles Ownership
NPL
- Others
2.170
NPL
27.312 Non Industrial Origin Others
633
NPL
r) Revised figures
153
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.3.a. Kredit dan NPL BUSN Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Foreign Exchange Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Miliar Rp (Billion Rp)
2014
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan
penyediaan makan minum
NPL
9. Transportasi, pergudangan
dan komunikasi
NPL
10. Perantara Keuangan
NPL
11. Real Estate, Usaha Persewaan,
dan
Jasa Perusahaan
NPL
12. Admistrasi Pemerintahan, Pertahanan
2011
2012
2013
32.618
588
1.893
45
32.282
166
145.923
4.628
17.119
202
32.818
1.011
192.695
4.802
20.648
37.311
640
1.978
43
29.125
728
183.778
3.683
21.877
127
39.051
843
242.879
4.168
30.482
262
47.180
2015
Jul
Items
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Ags
46.937
613
2.348
35
33.742
1.178
224.347
3.842
26.195
450
43.574
737
284.910
4.931
38.361
56.135
1.528
2.657
40
37.484
2.159
248.902
5.546
27.756
700
54.393
1.605
302.461
8.089
43.270
56.191
1.552
2.926
41
39.340
2.641
258.342
5.680
28.505
935
55.966
2.063
306.684
7.383
44.483
55.501
1.548
2.896
42
39.895
2.806
261.177
5.839
26.268
887
60.597
2.235
306.586
8.822
44.264
56.375
1.538
2.984
43
41.828
2.753
262.825
5.780
27.233
989
61.697
2.442
311.982
9.024
45.030
58.658
1.385
3.068
41
43.657
1.889
271.943
5.126
28.408
957
62.013
1.840
319.318
9.143
47.078
58.457
1.565
3.035
41
41.572
1.990
271.231
5.488
28.406
1.009
63.229
2.091
310.007
9.565
46.841
57.044
1.579
2.915
50
40.077
1.916
276.102
5.560
28.228
623
63.652
2.189
313.559
10.075
47.527
58.815
1.438
2.908
62
40.188
2.700
275.414
5.837
28.243
650
65.869
2.292
318.260
9.599
47.960
58.877
1.491
3.050
68
40.670
2.457
280.829
6.271
28.008
616
66.741
2.618
320.408
9.932
48.772
59.382
1.489
3.124
71
41.853
2.493
283.284
7.016
29.186
598
67.687
2.858
320.637
9.972
49.412
62.553
1.553
3.182
71
44.316
2.775
288.612
6.388
28.055
908
69.686
3.165
324.264
9.458
49.745
65.360
1.514
3.200
66
46.499
2.652
286.437
6.822
27.951
1.005
70.170
3.239
318.911
9.601
49.842
69.134
1.622
3.217
65
47.157
2.739
292.736
7.405
28.276
978
70.879
3.195
326.751
9.864
50.728
152
59.221
160
76.083
436
85.080
476
85.269
496
83.234
439
79.878
464
78.969
528
77.669
541
77.206
545
77.632
639
77.000
666
80.482
481
76.084
579
75.678
589
77.790
1.186
36.095
101
80.468
1.069
341
1.124
40.801
102
102.026
1.475
190
1.498
54.847
214
119.979
1.988
15
2.543
65.991
703
101.767
1.789
34
2.889
65.786
640
103.210
1.583
34
2.895
67.110
1.216
104.213
2.105
33
2.790
66.513
1.188
105.490
2.350
34
2.632
66.962
1.106
107.844
1.966
32
2.804
65.523
1.193
104.278
2.035
32
2.490
67.294
1.220
105.419
2.402
32
3.111
65.000
500
105.046
2.060
31
3.084
64.640
510
105.059
2.474
29
3.289
66.608
524
107.056
2.612
28
3.147
67.463
495
108.562
2.459
31
3.318
67.046
464
109.903
2.292
29
3.605
67.865
518
111.605
2.322
30
2.217
32
4.001
101
27.202
0
2.619
27
4.552
114
27.247
0
3.197
29
5.633
44
28.159
3
3.944
38
6.528
106
31.147
3
4.053
38
6.979
94
31.500
3
4.091
41
7.004
100
30.286
3
4.144
36
7.133
128
31.387
4
4.018
35
7.025
118
32.145
4
3.947
37
7.036
123
31.877
4
3.990
41
7.103
123
31.039
3
3.975
38
7.225
126
31.691
3
4.059
42
7.309
131
32.221
3
4.160
43
7.482
132
32.380
2
4.274
46
7.628
131
33.045
3
4.265
46
7.903
128
33.276
2
4.265
38
7.999
125
33.472
490
166
415
161
473
170
962
167
982
176
939
163
1.021
170
970
173
998
176
1.021
179
1.038
187
970
198
1.005
204
979
212
1.007
217
1.205
242
12
6
17
5
10
9
11
54
11
55
6
57
7
55
6
54
8
56
8
44
8
52
7
44
7
44
6
44
8
44
8
45
3.479
2.042
0
697
1
592
1
615
1
611
1
579
1
589
2
534
2
503
2
861
2
852
1
920
1
449
1
462
1
495
52
4
7
19
22
23
22
23
29
34
27
26
20
18
21
27
dan Jaminan Sosial Wajib
NPL
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan
dan Perorangan lainnya
NPL
16. Jasa Perorangan yang Melayani
Rumah Tangga
NPL
17. Badan Internasional dan
Badan Ekstra Internasional Lainnya
NPL
18. Kegiatan yang belum jelas
batasannya
NPL
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
NPL
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah Tangga
Lainnya (termasuk pinjaman multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
r) Angka-angka diperbaiki
Loans by Industrial Origin
1. Agricultures, Hunting and
Forestry
NPL
2. Fisher
NPL
3. Mining and Quarrying
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation
and the of eating and
provision
drinking
NPL
9. Transportation,
Warehousing
and Communications
NPL
10. Financial intermediaries
NPL
11. Real Estate, Business,
Ownership,
NPL
12. Government administration,
Defese
and Compulsory
social
NPL
13. Education Services
NPL
14. Health Services and Social
Activities
NPL
15. Community,
Sociocultural,Entertainment
and Other
NPL Individual
16. Individual Services which
Serve Households
NPL
17. International Agency and
Other Extra Agency
International
NPL
18. Business Activities which
are not clearly defined
NPL
Loans to Non Industrial Origin
House Hold
- For Home Ownership
NPL
- For Apartement Ownership
NPL
- For Shop House Ownership
70.485
1.003
2.925
21
12.469
95.605
1.329
4.737
18
15.879
108.060
1.630
6.169
22
19.401
119.453
2.276
7.040
57
19.918
120.365
2.238
7.043
63
19.862
121.070
2.206
7.097
64
19.965
121.605
2.202
7.078
73
19.881
122.500
2.048
7.066
78
20.032
121.612
2.163
6.996
95
20.255
121.692
2.281
6.960
95
20.181
122.234
2.198
6.899
85
20.229
122.673
2.181
6.866
72
20.257
123.403
2.220
6.813
79
20.308
123.797
2.267
6.807
84
20.403
123.890
2.397
6.786
79
20.396
124.611
2.452
6.720
88
20.281
174
84.406
855
24.328
211
79.117
909
36.186
321
78.024
683
45.670
351
90.595
1.054
65.673
368
90.691
1.011
66.098
368
91.796
1.001
66.516
368
93.505
1.000
67.033
350
92.918
959
67.585
396
93.311
972
69.387
425
93.406
992
68.722
415
92.704
1.015
69.504
424
92.716
1.034
70.396
417
92.532
1.092
74.586
441
94.150
1.160
72.412
470
95.573
1.258
73.078
456
96.066
1.324
73.632
420
50.775
921
427
57.410
892
513
64.995
1.187
1.337
37.746
669
1.264
38.260
680
1.255
38.542
707
1.311
39.029
734
1.214
39.753
808
1.441
36.749
879
1.534
37.554
868
1.475
37.134
893
1.534
37.404
909
1.481
32.322
902
1.477
38.875
986
1.536
38.407
980
1.550
NPL
37.021 Non Industrial Origin Others
984
NPL
NPL
- For Vehicles Ownership
NPL
- Others
r) Revised figures
154
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.4.a. Kredit dan NPL BUSN Non Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Non-Foreign Exchange Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling
Beneficiary)
Miliar Rp (Billion Rp)
2014
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan
penyediaan makan minum
NPL
9. Transportasi, pergudangan
dan komunikasi
NPL
10. Perantara Keuangan
NPL
11. Real Estate, Usaha Persewaan,
dan
Jasa Perusahaan
NPL
12. Admistrasi Pemerintahan, Pertahanan
2011
2012
2013
Ags
Sep
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
572
14
167
2
404
8
4.266
117
187
0
1.618
96
10.576
288
1.340
914
13
209
7
612
13
4.785
193
97
1
1.771
134
14.796
448
2.168
1.433
32
250
6
998
15
6.286
246
148
1
2.371
135
17.408
530
2.562
1.892
70
274
8
995
37
8.753
327
375
5
3.395
132
23.815
898
3.154
1.972
70
347
8
1.016
36
8.706
319
377
3
3.483
117
24.112
880
3.114
1.961
78
359
26
1.019
53
9.020
380
377
3
3.729
149
24.471
912
3.213
2.101
68
368
26
1.077
55
9.427
369
457
3
3.714
133
24.549
871
3.183
2.185
77
374
24
1.104
45
9.473
287
445
3
3.980
125
25.140
809
3.214
2.184
81
387
26
1.022
51
9.573
374
480
3
3.848
159
25.518
891
3.167
2.259
84
389
27
1.005
59
9.664
384
472
3
3.728
180
25.969
943
3.158
2.501
88
634
33
1.414
114
10.725
418
516
10
4.417
174
27.214
901
3.202
2.570
96
655
34
1.434
114
10.893
404
460
10
4.467
172
28.098
889
3.180
2.636
108
712
34
1.429
108
10.509
432
466
10
4.578
179
28.026
860
3.197
2.654
118
628
34
1.426
108
11.117
396
453
3
4.539
163
28.714
831
3.238
2.631
121
623
33
1.211
100
11.679
418
569
4
4.512
155
28.484
912
3.245
2.893
142
730
33
953
77
11.494
485
570
4
4.586
188
28.475
976
3.251
20
1.754
30
2.526
34
2.508
83
3.574
94
3.493
86
3.475
83
3.467
91
3.539
86
3.468
89
3.475
87
3.808
99
3.831
101
3.788
95
3.949
97
4.187
97
4.241
45
4.054
16
6.222
254
1
181
4.904
22
9.034
308
1
97
7.068
58
11.200
279
0
154
11.372
282
4.310
100
65
260
11.597
282
4.548
102
68
269
9.795
279
4.581
106
71
237
9.444
240
4.716
112
68
111
10.287
334
4.403
95
67
111
9.434
340
4.510
102
65
310
9.473
372
4.576
112
65
261
9.454
211
5.020
299
10
260
8.924
180
5.419
304
10
314
8.408
187
5.341
301
9
222
9.403
162
5.436
290
9
242
9.522
172
5.427
314
9
278
9.508
193
5.715
132
8
301
3
381
5
2.103
453
7
463
5
4.006
0
451
3
514
5
7.591
1
662
2
564
4
3.286
1
670
1
576
4
3.497
1
676
1
609
4
3.378
1
666
1
669
4
3.283
1
709
1
699
4
3.369
1
722
5
703
4
3.430
2
758
6
723
3
3.306
1
1.011
9
808
6
3.678
1
1.013
10
859
8
3.559
1
1.020
10
880
8
3.408
1
1.094
10
913
9
3.413
1
1.193
9
950
9
2.938
1
1.201
32
965
8
2.842
NPL
16. Jasa Perorangan yang Melayani
Rumah Tangga
NPL
17. Badan Internasional dan
Badan Ekstra Internasional Lainnya
49
30
138
71
171
100
89
154
91
151
78
158
74
162
77
165
79
165
95
165
100
183
115
191
117
202
118
204
110
207
112
201
1
0
4
3
3
0
4
0
5
0
6
0
4
0
4
0
4
0
4
0
5
0
5
0
4
0
4
0
4
0
5
0
NPL
18. Kegiatan yang belum jelas
batasannya
NPL
20
33
0
23
0
3.975
4.446
4.853
5.497
6.182
5.833
5.936
1.806
1.727
1.593
1.514
1.603
1.382
0
0
-
201
192
118
255
272
268
279
268
231
232
221
232
201
2.611
141
87
1
124
3.052
131
150
109
3.993
135
184
116
3.880
139
210
151
3.907
140
231
155
3.972
139
251
163
4.065
146
229
0
164
4.144
153
251
0
162
4.124
162
259
0
161
4.154
148
258
0
156
4.030
130
387
5
181
4.023
140
399
5
181
4.005
146
392
6
166
4.013
151
391
5
171
4.004
162
391
5
162
4.012
163
397
5
162
10
1.206
48
25.574
9
2.193
46
31.409
4
1.934
9
35.053
3
3.312
21
41.521
4
3.372
21
41.898
4
3.230
34
42.152
4
3.136
16
42.349
3
3.052
15
42.588
3
2.908
18
42.660
3
2.792
20
42.939
5
2.647
17
43.321
5
2.571
20
43.633
6
2.449
21
43.963
5
2.423
17
44.227
5
2.203
15
44.403
5
2.135
15
44.850
82
4.545
41
121
5.691
28
125
6.037
51
221
171
8
203
166
7
198
124
4
200
425
4
196
469
5
208
426
5
218
434
4
209
717
13
220
665
13
230
710
17
223
719
16
228
331
14
dan Jaminan Sosial Wajib
NPL
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan
dan Perorangan lainnya
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
NPL
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah Tangga
Lainnya (termasuk pinjaman multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
r) Angka-angka diperbaiki
Loans by Industrial Origin
1. Agricultures, Hunting and
Forestry
NPL
2. Fisher
NPL
3. Mining and Quarrying
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation
and the of eating and
provision
drinking
NPL
9. Transportation,
Warehousing
and Communications
NPL
10. Financial intermediaries
NPL
11. Real Estate, Business,
Ownership,
NPL
12. Government administration,
Defese
and Compulsory
social
NPL
13. Education Services
NPL
14. Health Services and Social
Activities
NPL
15. Community,
Sociocultural,Entertainment
and Other
NPL Individual
16. Individual Services which
Serve Households
NPL
17. International Agency and
Other Extra Agency
International
NPL
18. Business Activities which
are not clearly defined
NPL
Loans to Non Industrial Origin
House Hold
- For Home Ownership
NPL
- For Apartement Ownership
NPL
- For Shop House Ownership
NPL
- For Vehicles Ownership
NPL
- Others
236
NPL
337 Non Industrial Origin Others
14
NPL
r) Revised figures
155
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.5.a. Kredit dan NPL BPD Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Regional Development Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Miliar Rp (Billion Rp)
2014
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan
penyediaan makan minum
NPL
9. Transportasi, pergudangan
dan komunikasi
2011
2012
2013
Ags
Sep
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
Loans by Industrial Origin
1. Agricultures, Hunting and
Forestry
NPL
2. Fisher
NPL
3. Mining and Quarrying
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation
and the of eating and
provision
drinking
576
NPL
2.339
9. Transportation,
Warehousing
and Communications
481
NPL
5.819
240
301
22
1.280
45
3.727
220
2.205
5
10.291
607
19.560
900
1.545
8.597
552
359
29
1.931
83
5.643
272
2.601
111
11.855
1.154
21.337
1.101
1.848
9.894
722
422
32
1.265
81
7.400
359
3.139
122
15.508
2.101
25.342
1.573
3.220
11.014
1.233
481
44
1.189
147
7.649
556
3.036
166
18.270
2.156
26.972
2.360
4.374
11.101
1.205
491
42
1.198
144
7.576
552
2.914
168
19.524
1.961
27.211
2.327
4.510
11.077
1.069
497
45
1.158
138
7.513
466
2.886
146
19.831
2.127
27.479
2.355
4.655
11.181
1.117
506
46
1.175
152
7.622
583
3.336
146
20.117
2.474
28.448
2.569
4.667
11.231
1.073
499
42
1.129
146
7.645
525
3.302
146
16.682
2.366
28.531
2.490
4.936
10.944
1.105
478
45
1.100
146
7.589
548
3.447
146
13.274
2.446
27.504
2.662
4.815
10.812
1.123
490
46
1.078
124
7.606
545
3.448
147
13.974
2.588
27.910
2.794
4.611
10.820
1.146
481
47
1.111
152
7.643
546
3.188
147
14.865
2.738
28.378
2.792
4.899
10.871
1.178
492
55
1.101
186
7.636
550
3.174
155
15.757
2.948
28.499
2.929
4.898
10.936
1.208
488
56
1.103
198
7.580
586
3.175
156
16.795
2.934
28.703
3.029
5.290
10.571
1.087
498
55
1.107
201
7.505
584
3.058
50
18.437
2.859
29.193
3.078
5.145
10.428
1.116
497
54
1.102
348
7.297
649
3.099
50
19.098
3.053
28.909
3.204
5.129
60
2.835
118
3.425
120
3.291
246
3.434
124
3.258
133
3.367
145
3.320
123
3.323
125
3.255
215
3.181
209
3.229
315
3.150
427
3.001
493
2.710
675
2.749
47
1.055
19
3.000
136
197
245
1.787
21
5.212
258
129
394
3.215
18
7.253
623
107
944
5.694
34
5.379
863
56
878
5.750
37
5.324
578
47
1.059
5.644
35
5.409
597
33
1.043
5.758
40
5.378
608
26
977
6.105
38
5.054
618
761
981
6.281
41
5.274
666
692
956
6.287
44
5.314
675
686
1.014
6.284
44
5.377
702
690
1.043
6.261
44
5.407
713
696
946
6.408
48
5.215
947
666
663
6.265
50
5.808
534
796
665
6.234
53
5.731
759
802
675
8
727
14
2.613
638
4
804
18
3.875
0
690
9
849
14
5.145
0
728
18
980
20
5.306
0
780
17
960
19
5.558
0
658
17
977
18
5.647
0
658
14
998
30
4.526
0
639
12
1.057
28
4.432
0
628
13
1.015
17
4.224
0
624
15
1.043
21
4.237
0
622
14
1.096
21
3.948
0
649
13
1.133
23
4.107
0
664
15
1.146
23
4.162
0
685
16
1.209
22
4.055
0
671
15
1.205
23
4.035
0
653
13
1.208
22
6.563
NPL
16. Jasa Perorangan yang Melayani
Rumah Tangga
NPL
17. Badan Internasional dan
Badan Ekstra Internasional Lainnya
97
270
338
128
334
112
553
133
564
133
574
115
471
118
397
118
465
120
497
123
471
128
523
129
579
132
552
135
571
132
882
135
17
0
20
402
12
225
13
202
11
195
11
141
11
136
10
133
10
135
10
134
10
15
9
22
9
24
9
21
9
23
9
21
NPL
18. Kegiatan yang belum jelas
batasannya
NPL
0
239
8
150
6
47
8
193
7
161
6
44
6
46
6
112
6
112
6
166
2
158
1
162
1
184
1
164
1
151
1
36
12
8
1
2
2
2
1
0
0
1
3
5
5
3
3
2
11.939
179
232
3
241
12.275
282
220
2
348
16.606
428
363
16
495
19.692
710
413
9
571
19.926
724
416
9
581
19.816
749
427
9
587
20.297
771
439
9
578
20.451
714
470
9
586
20.391
809
474
11
596
20.819
846
476
12
601
20.984
843
478
11
616
21.324
921
492
15
629
21.415
978
500
15
632
21.647
973
498
14
644
21.657
1.057
502
16
641
21.920
1.063
493
16
601
17
438
4
46.536
18
418
4
66.292
55
450
4
75.750
72
489
6
84.549
73
488
5
86.105
76
487
5
90.393
76
492
5
91.886
70
499
5
92.864
78
500
5
92.769
84
495
5
93.310
87
489
6
94.722
90
491
6
95.636
93
501
6
96.648
92
491
6
97.768
96
489
6
98.187
96
486
6
95.639
162
59.977
260
225
68.575
154
229
83.755
190
364
88.213
327
356
90.302
340
383
89.303
335
382
89.907
342
364
90.896
247
380
91.552
254
387
92.478
255
398
93.310
215
445
94.343
236
455
95.698
275
444
97.225
284
458
97.852
309
NPL
10. Perantara Keuangan
NPL
11. Real Estate, Usaha Persewaan,
dan
Jasa Perusahaan
NPL
12. Admistrasi Pemerintahan, Pertahanan
9.806
1.088
481
50
965
377
6.758
578
2.931
46
18.672
2.926
31.835
3.842
3.967
6.216
52
5.559
781
936
dan Jaminan Sosial Wajib
NPL
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan
dan Perorangan lainnya
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
NPL
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah Tangga
Lainnya (termasuk pinjaman multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
r) Angka-angka diperbaiki
10. Financial intermediaries
NPL
11. Real Estate, Business,
Ownership,
NPL
12. Government administration,
Defese
and Compulsory
social
NPL
13. Education Services
NPL
14. Health Services and Social
Activities
NPL
15. Community,
Sociocultural,Entertainment
and Other
NPL Individual
16. Individual Services which
Serve Households
NPL
17. International Agency and
Other Extra Agency
International
NPL
18. Business Activities which
are not clearly defined
NPL
Loans to Non Industrial Origin
House Hold
- For Home Ownership
NPL
- For Apartement Ownership
NPL
- For Shop House Ownership
NPL
- For Vehicles Ownership
NPL
- Others
445
NPL
102.543 Non Industrial Origin Others
329
NPL
r) Revised figures
156
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.6.a. Kredit dan NPL Bank Campuran Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Join Venture Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Miliar Rp (Billion Rp)
2014
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan
penyediaan makan minum
NPL
9. Transportasi, pergudangan
dan komunikasi
NPL
10. Perantara Keuangan
NPL
11. Real Estate, Usaha Persewaan,
dan
Jasa Perusahaan
NPL
12. Admistrasi Pemerintahan, Pertahanan
2011
2012
2013
Ags
Sep
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
Loans by Industrial Origin
1. Agricultures, Hunting and
Forestry
NPL
2. Fisher
NPL
3. Mining and Quarrying
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation
and the of eating and
provision
drinking
0
NPL
7.746
9. Transportation,
Warehousing
and Communications
657
NPL
4.979
3
228
13
7.141
41.936
921
1.264
2.384
18
15.439
274
309
6.441
1
257
9
11.529
117
51.871
859
1.764
3.497
70
25.798
439
1.129
9.819
1
234
0
14.472
360
75.770
678
4.325
3.867
163
29.529
356
1.508
8.341
1
302
13.147
448
71.841
1.150
1.724
2.408
285
33.635
856
569
8.283
1
250
12.273
459
72.655
1.321
1.811
2.804
279
33.848
880
457
8.674
1
316
11.694
462
72.348
1.216
1.669
2.752
287
33.609
859
569
10.714
1
414
11.460
466
76.580
1.253
1.555
2.715
259
34.624
846
589
11.265
1
466
15.124
547
77.632
1.329
1.655
2.517
440
35.324
1.097
594
11.318
1
471
15.890
514
77.092
1.371
1.788
2.548
459
34.481
1.270
594
11.616
1
497
17.112
498
78.913
1.382
2.732
2.510
381
34.841
1.079
602
11.757
1
465
13.614
505
79.020
1.329
2.814
2.545
267
35.409
913
608
12.096
143
426
14.108
491
76.584
1.356
2.822
2.601
212
36.394
894
485
12.212
147
433
14.035
501
77.454
1.459
2.868
2.746
228
36.922
1.113
555
12.307
149
437
14.354
505
79.938
1.474
2.855
2.786
229
37.100
1.463
571
13.135
154
443
14.375
828
83.633
1.491
3.679
2.682
215
37.835
1.404
555
13.523
162
454
15.478
590
84.641
1.702
3.816
2.611
232
38.544
1.665
548
9
6.215
9
8.274
0
11.296
0
8.363
8.556
8.772
8.285
8.467
7.855
7.707
7.581
7.744
7.655
7.513
7.680
210
17.858
6.946
31
1
284
18.234
9.228
32
194
430
23.533
11.098
47
188
439
21.782
6
5.666
37
175
501
21.216
6
5.558
40
183
579
22.316
5
5.601
43
181
550
21.564
4
5.881
43
183
645
21.383
4
5.667
44
179
576
20.438
3
5.576
44
183
639
20.040
3
5.511
98
186
630
19.526
48
5.762
98
189
638
19.175
48
5.911
92
187
640
18.930
48
5.651
61
191
642
18.487
47
5.434
56
185
642
19.218
49
5.707
54
187
18.024
47
6.239
53
195
187
3
298
0
661
202
3
244
778
242
3
239
1
436
119
0
197
1
376
124
0
195
1
450
121
4
169
1
873
122
4
209
1
450
118
4
235
1
471
118
0
218
1
479
118
0
204
1
480
117
0
197
1
479
114
3
181
1
529
112
3
235
1
522
108
3
234
1
505
107
3
251
1
519
107
3
238
533
2
2
21
1
1
1
12
2
1
2
12
2
11
2
11
2
12
2
12
2
12
2
2
1
2
0
3
0
3
0
2
0
92
77
83
21
21
20
19
20
18
18
17
17
17
17
16
17
455
159
174
201
254
250
251
265
261
263
265
255
258
258
253
258
0
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
1.463
37
43
1
148
1.984
41
68
1
264
2.696
55
140
6
293
2.555
54
132
0
230
2.570
55
131
0
233
2.620
56
133
0
237
2.645
47
131
0
244
2.668
47
129
0
244
2.664
48
126
0
240
2.712
49
124
0
240
2.741
48
122
0
241
2.774
54
120
0
236
2.787
57
116
0
230
2.813
64
120
0
231
2.812
62
116
0
231
2.838
64
116
0
225
0
5.075
34
810
0
2.980
28
969
5
2.498
10
1.059
6
2.448
14
1.184
6
2.393
15
1.887
6
2.320
13
1.279
4
2.259
13
1.326
7
2.104
12
1.423
7
2.021
13
1.465
7
1.961
13
1.500
7
1.845
12
1.527
7
1.718
12
1.524
8
1.576
13
1.545
9
1.459
12
1.592
11
1.404
12
1.605
12
1.322
11
1.643
84
6.455
396
117
7.351
336
30
7.859
326
27
8.012
258
67
8.011
247
28
7.945
245
29
8.005
236
38
7.974
232
39
8.006
232
40
8.089
228
42
8.050
222
42
8.171
228
45
8.276
241
48
8.467
251
49
8.497
255
52
NPL
8.567 Non Industrial Origin Others
256
NPL
dan Jaminan Sosial Wajib
NPL
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan
dan Perorangan lainnya
NPL
16. Jasa Perorangan yang Melayani
Rumah Tangga
NPL
17. Badan Internasional dan
Badan Ekstra Internasional Lainnya
NPL
18. Kegiatan yang belum jelas
batasannya
NPL
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
NPL
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah Tangga
Lainnya (termasuk pinjaman multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
r) Angka-angka diperbaiki
10. Financial intermediaries
NPL
11. Real Estate, Business,
Ownership,
NPL
12. Government administration,
Defese
and Compulsory social
NPL
13. Education Services
NPL
14. Health Services and Social
Activities
NPL
15. Community,
Sociocultural,Entertainment
and
NPL Other Individual
16. Individual Services which
Serve Households
NPL
17. International Agency and
Other Extra Agency
International
NPL
18. Business Activities which
are not clearly defined
NPL
Loans to Non Industrial Origin
House Hold
- For Home Ownership
NPL
- For Apartement Ownership
NPL
- For Shop House Ownership
NPL
- For Vehicles Ownership
NPL
- Others
r) Revised figures
157
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.7.a. Kredit dan NPL Bank Asing Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Foreign Owned Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Miliar Rp (Billion Rp)
2014
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan
penyediaan makan minum
NPL
9. Transportasi, pergudangan
dan komunikasi
NPL
10. Perantara Keuangan
NPL
11. Real Estate, Usaha Persewaan,
dan
Jasa Perusahaan
NPL
12. Admistrasi Pemerintahan, Pertahanan
2011
2012
2013
Ags
Sep
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
1.822
0
6
11.664
38.797
1.120
4.305
556
0
8.778
29
217
2.174
0
30
20.217
136
57.077
973
5.151
2.070
12
20.492
120
278
3.167
0
42
26.201
69
83.862
1.014
8.313
3.899
12
24.308
622
460
4.752
87
25.860
62
94.030
1.075
5.753
0
4.824
10
27.642
690
514
4.447
94
28.717
64
98.577
1.744
5.903
0
5.371
29.164
778
562
4.426
77
26.550
63
97.373
1.698
5.915
0
5.789
0
27.160
726
603
4.296
87
26.040
64
94.809
1.548
6.018
4.847
0
26.444
667
646
4.654
83
24.833
65
94.653
1.612
5.861
5.954
1
26.062
706
709
4.612
70
26.167
66
94.825
1.496
5.994
5.374
2
25.978
707
701
4.655
68
25.388
67
99.931
1.544
7.652
5.324
1
27.110
709
792
5.072
63
25.801
68
99.185
1.717
7.644
1
4.883
1
28.817
714
835
5.507
85
27.446
68
98.490
1.548
7.622
3
5.169
2
29.362
700
971
5.363
92
28.211
68
99.896
2.102
7.717
0
4.690
2
30.099
791
927
5.530
78
26.006
69
103.502
2.264
7.550
5.782
1
30.076
1.425
1.031
5.341
93
25.549
70
103.662
1.932
9.019
5.507
2
30.358
1.385
1.038
5.442
85
24.818
72
104.062
2.406
9.421
2
5.782
1
30.762
1.489
1.023
0
5.944
0
7.255
0
11.344
0
16.331
0
16.881
0
16.432
0
17.090
0
16.885
0
16.788
0
17.419
0
18.730
0
23.144
0
22.154
0
22.951
0
23.636
0
21.363
151
25.250
2.329
92
8
31.670
3.451
8
79
172
35.073
4.731
0
239
145
34.826
5.005
228
145
35.045
4.213
380
141
35.570
3.732
386
143
35.474
3.675
0
410
145
34.568
4.830
35
413
150
33.918
4.621
442
151
34.099
4.416
5
453
153
33.400
4.845
458
152
33.008
4.933
465
153
33.694
5.190
7
475
155
33.299
4.921
7
476
157
32.599
5.155
8
496
162
33.078
5.470
8
515
1
0
3
0
1.082
0
0
1
1.469
0
4
943
0
3
749
0
3
779
0
4
923
0
4
935
0
4
0
961
0
4
957
0
3
1.119
0
3
1.260
0
3
1.266
0
3
0
1.249
25
3
1.260
25
3
1.310
25
4
1.326
0
-
0
-
0
-
0
-
0
-
0
-
0
-
0
-
0
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
15.804
1.044
1.068
1.309
1.429
1.509
1.570
1.655
1.680
1.762
1.846
1.727
1.778
1.689
1.709
1.675
202
45
16
1
2
3
2
1
0
0
0
0
0
0
1
0
574
12
16
3.954
544
0
10
24
3.971
522
0
5
24
4.342
579
7
1
24
4.455
570
8
1
25
4.425
564
11
1
33
4.462
569
11
2
24
4.645
570
11
2
24
4.617
570
0
11
2
23
4.572
568
0
12
2
24
4.656
580
0
12
2
24
4.588
580
0
11
2
24
4.596
594
0
12
2
23
4.691
613
0
11
2
23
4.704
617
0
11
2
23
4.708
615
0
11
2
22
4.687
209
15.278
1.715
83
15.848
1.282
102
16.952
1.389
99
16.158
357
93
16.244
334
88
16.307
325
87
16.425
322
85
16.682
333
88
16.500
345
93
16.557
353
98
16.409
367
101
16.728
383
99
16.920
404
103
17.211
426
103
17.281
418
dan Jaminan Sosial Wajib
NPL
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan
dan Perorangan lainnya
NPL
16. Jasa Perorangan yang Melayani
Rumah Tangga
NPL
17. Badan Internasional dan
Badan Ekstra Internasional Lainnya
NPL
18. Kegiatan yang belum jelas
batasannya
NPL
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
NPL
- Untuk Pemilikan Flat atau Apartemen
NPL
- Untuk Pemilikan Ruko atau Rukan
NPL
- Untuk Pemilikan Kendaraan Bermotor
NPL
- Untuk Pemilikan Peralatan Rumah Tangga
Lainnya (termasuk pinjaman multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
r) Angka-angka diperbaiki
Loans by Industrial Origin
1. Agricultures, Hunting and
Forestry
NPL
2. Fisher
NPL
3. Mining and Quarrying
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation
and the of eating and
provision
drinking
NPL
9. Transportation,
Warehousing
and Communications
NPL
10. Financial intermediaries
NPL
11. Real Estate, Business,
Ownership,
NPL
12. Government administration,
Defese
and Compulsory social
security
NPL
13. Education Services
NPL
14. Health Services and Social
Activities
NPL
15. Community,
Sociocultural,Entertainment
and Other Individual
Services
NPL
16. Individual Services which
Serve Households
NPL
17. International Agency and
Other Extra Agency
International
NPL
18. Business Activities which
are not clearly defined
NPL
Loans to Non Industrial Origin
House Hold
- For Home Ownership
NPL
- For Apartement Ownership
NPL
- For Shop House Ownership
NPL
- For Vehicles Ownership
NPL
- Others
105
NPL
17.225 Non Industrial Origin Others
409
NPL
r) Revised figures
158
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.8. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Per Lokasi Dati I Bank Penyalur Kredit - Agustus 2015
Credit and NPL of Commercial Bank to Non Banks Third Party Based on Business Sector and non Business Sector of Credit by Region - August 2015)
Miliar Rp (Billion Rp)
Lapangan Usaha
Keterangan
Jawa Barat
NPL
Banten
NPL
DKI Jakarta
NPL
D.I Yogyakarta
NPL
Jawa Tengah
NPL
Jawa Timur
NPL
Bengkulu
NPL
Jambi
NPL
Aceh
NPL
Sumatera Utara
NPL
Sumatera Barat
NPL
Riau
NPL
Sumatera Selatan
NPL
Bangka Belitung
NPL
Kepulauan Riau
NPL
Lampung
NPL
Kalimantan Selatan
NPL
Kalimantan Barat
NPL
Kalimantan Timur
NPL
Kalimantan Tengah
NPL
Sulawesi Tengah
NPL
Sulawesi Selatan
NPL
Sulawesi Utara
NPL
Gorontalo
NPL
Sulawesi Barat
NPL
Sulawesi Tenggara
NPL
Nusa Tenggara Barat
NPL
Bali
NPL
Nusa Tenggara Timur
NPL
Maluku
NPL
Papua
NPL
Maluku Utara
NPL
Papua Barat
NPL
Lainnya
NPL
Total
NPL
r) Angka-angka diperbaiki
Pertanian,
perburuan
dan
Kehutanan
Perikanan
Pertambanga
n dan
Penggalian
1
2
3
Industri
Pengolahan
Listrik, gas
dan air
4
Konstruksi
Perdagangan
Besar dan
Eceran
Penyediaan
akomodasi
dan
penyediaan
makan
minum
7
8
Bukan Lapangan Usaha
Transportasi,
pergudangan
dan
komunikasi
Perantara
Keuangan
Real Estate,
Usaha
Persewaan,
dan Jasa
Perusahaan
9
10
11
Jasa
Admistrasi
Kemasyaraka
Jasa
Pemerintahan
tan, Sosial
Jasa PendidiKesehatan
, Pertahanan
Budaya,
kan
dan Kegiatan
dan Jaminan
Hiburan dan
Sosial
Sosial Wajib
Perorangan
lainnya
12
13
14
15
Jasa
Perorangan
yang
Melayani
Rumah
Tangga
Badan
Internasional
dan Badan
Ekstra
Internasional
Lainnya
Kegiatan
yang belum
jelas
batasannya
16
17
18
Rumah
Tangga Untuk
Pemilikan
Rumah
Tinggal
Rumah
Tangga Untuk
Pemilikan
Flat atau
Apartemen
Rumah
Tangga Untuk
Pemilikan
Ruko atau
Rukan
Rumah
Tangga Untuk
Pemilikan
Kendaraan
Bermotor
1
2
3
4
Rumah
Tangga Untuk
Pemilikan
Peralatan
Rumah
Tangga
Lainnya
5
5
6
5.140
601
230
28
104.805
1.312
548
14
5.716
184
9.024
407
1.084
37
5.268
158
1.882
34
31.377
540
3.931
183
11.911
382
11.516
341
226
4
98
49
6.881
55
6.536
35
6.060
49
3.467
185
5.161
12
1.050
22
1.794
48
296
15
598
9
268
7
107
3
242
8
1.323
11
180
5
58
6
386
6
12
1
21
0
4.194
0
481
33
31
1
3.212
49
84
8
913
23
648
23
26
1
49
3
46
5
336
16
81
7
43
3
70
3
65
1
60
1
584
4
107
8
122
2
95
9
30
1
91
2
278
7
214
39
27
2
10
0
56
5
40
3
281
0
46
2
46
2
41
1
12
1
20
1
0
0
1.352
60
313
12
120.508
4.127
21
3
346
25
1.299
174
29
5
144
36
39
9
436
5
285
13
402
8
1.195
65
1.571
4
307
2
136
4
1.068
103
65
3
3.620
374
7
1
101
0
379
60
2.140
0
6
1
3
1
47
5
13
4
65
48
14
2
1
0
5
1
5
0
60
0
3.045
0
49.380
1.487
11.964
90
425.471
11.854
1.648
83
37.183
1.607
104.629
1.330
315
5
1.138
17
1.253
27
37.602
1.144
3.274
42
2.302
37
5.723
160
595
7
4.280
73
3.542
78
1.510
25
1.033
17
6.752
30
369
6
206
9
5.118
598
714
109
98
7
46
1
174
14
263
12
1.786
13
251
3
58
1
149
8
37
4
59
2
8.655
0
1.106
17
863
0
83.489
1.390
44
0
281
2
1.457
5
21
0
8
0
102
0
773
1
18
0
111
0
209
1
4
0
437
56
21
1
277
37
74
0
79
2
16
0
35
0
404
2
11
1
3
0
2
0
5
0
15
0
33
0
56
12
16
0
23
0
2
0
8
0
358
0
12.691
584
5.898
278
92.793
3.963
739
30
5.615
189
13.359
707
229
12
806
68
830
159
5.226
541
608
45
2.034
187
3.321
550
284
25
1.269
74
868
49
1.369
63
1.092
60
4.521
657
405
28
567
23
5.204
310
817
86
174
36
35
3
556
28
475
16
2.260
169
735
81
412
35
1.053
32
206
21
248
5
155
0
64.709
3.216
14.323
535
275.953
10.690
7.433
262
68.194
2.583
92.570
2.981
3.147
211
6.144
322
5.341
618
44.262
1.630
10.742
655
10.081
809
13.484
664
2.239
143
5.022
107
12.590
478
7.566
446
8.869
262
12.402
624
3.500
132
5.398
242
25.642
951
6.306
273
2.045
210
1.264
77
4.036
225
6.307
259
18.758
322
4.652
144
1.822
67
6.854
668
1.313
62
2.857
261
5.999
149
6.309
93
772
56
38.092
360
1.772
19
4.268
218
5.189
120
151
8
615
24
161
11
2.038
54
564
23
1.257
34
716
22
100
11
940
6
377
12
623
16
796
15
1.601
146
195
7
271
8
2.967
156
470
16
82
6
35
1
394
28
639
11
6.398
299
300
8
120
3
371
20
103
4
76
2
60
0
15.841
473
1.206
40
117.699
3.650
383
26
3.697
337
10.580
380
68
3
326
25
96
7
3.714
143
392
35
1.546
149
844
16
73
1
4.226
121
938
55
1.331
244
1.642
101
3.901
322
177
6
151
3
2.873
76
332
22
31
1
10
0
86
12
158
2
547
3
206
8
106
2
489
22
45
2
110
3
913
184
2.809
131
3.462
17
137.816
561
724
6
3.759
77
3.814
113
8
0
186
2
23
2
1.525
31
593
8
232
3
260
2
29
0
60
2
350
4
396
11
387
4
341
19
11
0
10
1
1.376
112
17
1
1
0
0
0
10
2
83
1
528
31
34
1
8
0
1
0
2
0
4
0
1.423
0
11.008
442
3.304
52
120.861
1.960
1.455
16
4.028
96
8.799
136
163
17
457
21
170
27
4.269
193
362
32
2.484
248
1.402
99
136
6
1.382
23
1.034
24
1.356
73
845
14
4.322
545
213
8
174
9
2.637
147
571
10
58
5
36
2
180
6
676
4
1.719
102
149
6
187
14
362
15
54
2
256
4
181
10
12
0
9
1
2.251
3
3
0
137
0
15
3
7
0
4
0
1
0
10
0
2
0
2
0
9
0
1
0
1
0
1
0
0
0
8
1
7
0
1
0
1
0
12
1
3
0
0
0
0
0
3
0
2
0
19
0
1
0
0
0
1
0
6
0
3
0
9.324
0
1.128
5
325
4
2.712
37
227
1
612
5
699
23
25
0
18
1
23
0
316
8
152
4
88
4
142
0
1
0
105
0
196
9
34
0
42
1
45
1
7
0
10
0
286
2
38
0
6
0
2
0
29
2
13
0
160
0
23
1
1
0
8
2
15
0
9
0
0
0
1.528
16
220
3
6.033
65
239
16
987
13
1.277
30
55
5
99
1
86
2
940
37
173
1
324
5
235
3
23
0
45
0
196
14
100
9
149
1
139
7
24
1
22
0
194
2
39
0
11
0
11
0
21
1
141
0
570
1
29
0
6
0
29
0
5
0
9
0
14
0
6.659
279
1.140
47
29.432
826
1.144
22
3.456
117
5.325
217
174
8
476
26
400
107
1.592
105
727
56
905
46
768
42
91
2
393
12
689
12
720
57
423
13
1.461
260
241
8
251
15
1.925
65
654
33
96
9
91
10
220
20
435
6
1.318
14
299
9
102
6
1.466
205
90
3
663
203
0
0
399
9
90
1
293
4
98
10
441
9
472
12
9
0
20
0
30
4
109
2
18
1
29
0
24
1
7
0
22
0
34
1
20
1
12
0
36
1
21
0
27
1
143
5
19
3
9
0
9
0
15
0
31
1
102
3
17
0
13
1
30
0
5
0
14
0
0
0
0
0
0
0
61
0
0
0
5
0
0
0
0
0
1
0
18
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
627
107
89
2
2.195
27
132
2
151
11
681
18
12
1
10
1
28
7
124
6
5
1
26
4
128
4
0
0
40
0
12
3
69
9
36
0
95
21
11
1
19
0
100
5
0
0
1
1
0
0
4
2
22
5
7
0
1
0
0
0
35
0
0
0
0
0
6.595
0
56.975
1.935
19.863
443
89.517
1.568
3.593
68
16.733
429
32.255
639
1.248
19
3.438
121
2.137
50
11.626
664
2.579
83
6.318
377
6.076
276
840
30
5.463
113
2.651
124
6.932
270
3.117
82
6.853
317
1.957
43
1.832
36
11.297
465
3.368
192
763
36
208
4
1.711
54
2.594
52
10.759
74
1.120
15
489
6
1.503
49
493
7
542
17
0
0
936
23
420
6
8.487
116
59
1
204
9
1.357
18
20
0
29
1
85
0
295
12
73
1
73
7
42
0
9
0
74
0
37
2
35
2
58
2
104
3
8
0
9
0
127
3
63
3
7
0
2
0
105
0
86
2
78
6
12
0
4
0
12
1
27
0
6
1
0
0
2.034
81
999
13
8.226
225
236
18
882
35
2.010
47
194
8
425
12
203
21
2.046
82
241
24
758
27
1.049
48
187
6
674
20
269
10
375
21
778
19
795
30
125
7
279
6
1.526
88
268
7
41
4
33
2
420
19
247
3
397
2
100
2
48
1
369
16
17
0
98
2
0
0
4.878
63
8.958
81
87.172
1.306
433
2
4.331
38
5.248
55
56
2
200
4
144
4
4.858
71
150
3
426
6
370
10
84
1
397
2
348
4
184
3
214
2
2.468
45
55
0
133
3
3.845
47
216
3
112
2
11
0
59
1
243
2
370
4
72
1
37
0
56
1
21
0
23
0
0
0
40.763
515
11.077
225
65.810
1.035
5.757
33
19.678
217
49.062
462
3.616
27
7.306
76
12.775
78
19.762
265
4.904
72
12.552
126
14.994
157
2.479
15
4.949
43
4.139
54
7.495
65
9.874
45
11.924
193
5.896
30
8.906
59
15.748
152
6.732
161
2.537
55
1.288
10
7.097
42
6.159
91
10.059
45
6.244
58
2.608
22
4.859
82
1.612
12
1.717
38
81
0
231.390
4.751
8.244
266
139.022
5.155
717.578
18.897
90.360
1.527
166.853
9.115
761.824
31.277
78.821
1.816
174.738
6.475
160.283
1.145
175.289
4.369
11.856
12
7.494
109
13.973
233
63.826
2.861
2.620
71
87
3
11.252
235
316.853
8.655
12.944
222
26.347
903
126.172
1.767
390.459
4.558
Bukan
Lapangan
Usaha
Lainnya
Location
6
Jawa Barat
NPL
Banten
NPL
DKI Jakarta
NPL
D.I Yogyakarta
NPL
Jawa Tengah
NPL
Jawa Timur
NPL
Bengkulu
NPL
Jambi
NPL
Aceh
NPL
Sumatera Utara
NPL
Sumatera Barat
NPL
Riau
NPL
Sumatera Selatan
NPL
Bangka Belitung
NPL
Kepulauan Riau
NPL
Lampung
NPL
Kalimantan Selatan
NPL
Kalimantan Barat
NPL
Kalimantan Timur
NPL
Kalimantan Tengah
NPL
Sulawesi Tengah
NPL
Sulawesi Selatan
NPL
Sulawesi Utara
NPL
Gorontalo
NPL
Sulawesi Barat
NPL
Sulawesi Tenggara
NPL
Nusa Tenggara Barat
NPL
Bali
NPL
Nusa Tenggara Timur
NPL
Maluku
NPL
Papua
NPL
Maluku Utara
NPL
Papua Barat
NPL
Other
NPL
193.005 Total
2.625 NPL
33.220
141
6.513
34
75.112
1.886
148
2
23.016
71
4.839
98
2.985
7
382
9
286
1
1.507
41
10.048
21
307
9
401
14
5
0
208
1
3.846
20
199
4
43
1
393
9
13
6
14
0
4.386
24
6.158
95
2.021
6
955
2
71
5
3.686
32
837
12
3.960
14
1.428
12
3.301
35
1.386
5
1.324
7
9
0
r) Revised figures
159
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.9. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use )
Miliar Rp (Billion Rp)
Keterangan
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
1.757.449
1.712.819
1.732.861
1.729.294
1.754.591
1.777.563
1.828.211
1.820.058
1.846.733
43.840
47.416
49.389
48.236
50.224
52.927
54.518
57.114
59.869
903.194
909.065
914.438
924.297
923.240
940.179
944.974
954.584
968.780
21.223
22.746
23.020
23.821
25.110
26.611
25.717
27.997
28.447
1.013.666
1.012.736
1.018.387
1.026.280
1.033.739
1.039.392
1.054.860
1.059.103
1.065.780
14.324
15.955
16.662
16.344
16.808
17.555
17.724
18.504
3.674.308
3.634.620
3.665.686
3.679.871
3.711.569
3.757.133
3.828.045
3.833.745
79.388
86.117
89.072
88.401
92.142
97.092
97.959
103.615
18.730
107.047
61.014
58.808
72.556
72.039
74.146
75.577
76.854
75.587
78.541
NPL
2.224
2.128
2.530
2.386
2.380
2.725
3.154
3.183
3.363
2. Impor
56.049
56.484
57.766
60.806
58.861
59.085
55.393
56.660
61.070
NPL
NPL
r) Angka-angka diperbaiki
NPL
NPL
Credit to Third Party
1. Ekspor
Total Kredit
NPL
3. Consumption
User Orientation
Kredit kepada Pihak Ketiga
NPL
NPL
2. Investments
3.881.294 Total Credit
Orientasi Penggunaan
3. Lainnya
1. Working Capital
636
636
683
1.224
1.233
1.298
1.277
1.398
1.773
3.557.246
3.519.329
3.535.364
3.547.027
3.578.563
3.622.471
3.695.797
3.701.498
3.741.683
76.528
83.353
85.859
84.791
88.529
93.069
93.528
99.034
3.674.308
3.634.620
3.665.686
3.679.871
3.711.569
3.757.133
3.828.045
3.833.745
79.388
86.117
89.072
88.401
92.142
97.092
97.959
103.615
101.911
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL
3.881.294 Total Credit
107.047
NPL
r) Revised figures
160
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.10. Kredit dan NPL Kredit Bank Umum Konvensional - BUKU 1 Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Commercial Conventional Banks - Group of Business Activities 1 to Non Bank Third Party
Based on Types and Orientation of Use)
Miliar Rp (Billion Rp)
Keterangan
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
42.055
41.169
41.859
42.858
47.536
48.734
45.273
45.218
45.965
1.107
1.174
1.216
1.230
1.425
1.490
1.353
1.427
1.482
19.737
19.620
19.601
20.233
21.000
21.249
20.737
20.734
20.654
568
662
681
691
733
739
649
684
722
48.132
48.439
48.790
49.514
50.566
51.566
48.216
48.546
49.272
391
405
415
374
380
415
417
447
109.924
109.229
110.251
112.605
119.101
121.550
114.226
114.498
2.067
2.241
2.312
2.294
2.538
2.644
2.419
2.557
2.669
645
646
689
3.092
3.185
3.065
3.088
3.296
NPL
3
3
3
28
50
38
26
27
27
2. Impor
23
15
15
10
99
103
102
92
106
NPL
Total Kredit
NPL
NPL
Credit to Third Party
580
NPL
NPL
3. Consumption
User Orientation
Kredit kepada Pihak Ketiga
3. Lainnya
NPL
2. Investments
NPL
465
115.892 Total Credit
Orientasi Penggunaan
1. Ekspor
1. Working Capital
-
-
-
-
-
-
-
-
2
109.321
108.569
109.590
111.906
115.910
118.261
111.059
111.318
112.490
2.063
2.237
2.308
2.266
2.488
2.606
2.393
2.531
109.924
109.229
110.251
112.605
119.101
121.550
114.226
114.498
2.067
2.241
2.312
2.294
2.538
2.644
2.419
2.557
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL
2.640
115.892 Total Credit
2.669
NPL
161
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.11. Kredit dan NPL Kredit Bank Umum Konvensional - BUKU 2 Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Commercial Conventional Banks - Group of Business Activities 2 to Non Bank Third Party
Based on Types and Orientation of Use)
Miliar Rp (Billion Rp)
Keterangan
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
341.811
328.855
344.847
349.102
353.308
356.330
248.601
246.691
253.799
8.897
9.129
10.590
10.700
11.003
11.497
10.207
10.235
11.659
124.683
125.510
128.779
130.617
129.589
131.751
119.718
122.062
121.010
4.143
4.226
4.577
4.894
5.268
5.798
4.896
5.348
5.156
167.355
150.478
168.419
169.949
171.591
173.171
151.205
151.905
153.352
1.722
1.682
1.853
1.889
2.041
2.129
1.404
1.939
633.850
604.844
642.045
649.669
654.487
661.251
519.525
520.659
14.762
15.037
17.020
17.483
18.313
19.424
16.506
17.521
18.837
2. Impor
NPL
3. Lainnya
NPL
Total Kredit
NPL
NPL
3. Consumption
NPL
User Orientation
Credit to Third Party
Kredit kepada Pihak Ketiga
NPL
NPL
2. Investments
NPL
2.021
528.162 Total Credit
Orientasi Penggunaan
1. Ekspor
1. Working Capital
14.365
13.565
26.778
27.194
24.599
24.661
12.058
8.299
8.728
363
241
472
493
441
555
321
321
364
8.570
8.870
9.416
10.087
9.985
8.396
7.843
8.548
8.972
66
43
43
33
20
36
233
212
269
610.915
582.409
605.852
612.388
619.903
628.195
499.624
503.812
510.461
14.332
14.754
16.505
16.957
17.851
18.833
15.953
16.988
633.850
604.844
642.045
649.669
654.487
661.251
519.525
520.659
14.762
15.037
17.020
17.483
18.313
19.424
16.506
17.521
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL
18.204
528.162 Total Credit
18.837
NPL
162
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.12. Kredit dan NPL Kredit Bank Umum Konvensional - BUKU 3 Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Commercial Conventional Banks - Group of Business Activities 3 to Non Bank Third Party
Based on Types and Orientation of Use)
Miliar Rp (Billion Rp)
Keterangan
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
547.134
541.192
540.114
543.334
551.310
556.466
687.071
688.834
698.633
15.161
16.563
15.913
15.587
16.329
17.097
19.758
20.075
21.109
310.972
313.759
314.687
316.044
314.864
319.781
331.287
336.939
341.702
10.541
11.001
10.623
10.954
11.615
12.131
11.955
12.095
12.465
371.411
387.663
373.595
376.532
378.383
378.698
414.323
416.582
417.980
6.449
7.436
7.604
7.493
7.711
7.905
8.415
8.807
1.229.517
1.242.614
1.228.396
1.235.911
1.244.558
1.254.945
1.432.681
1.442.355
32.151
35.000
34.141
34.034
35.655
37.134
40.127
40.977
42.382
32.517
32.014
32.727
30.674
33.580
32.905
45.150
48.836
50.564
NPL
1.055
1.062
1.119
1.061
1.081
1.300
1.676
1.686
1.789
2. Impor
42.081
41.509
42.396
45.204
43.539
44.703
42.069
43.030
47.279
NPL
NPL
NPL
Credit to Third Party
1. Ekspor
Total Kredit
NPL
3. Consumption
User Orientation
Kredit kepada Pihak Ketiga
NPL
NPL
2. Investments
NPL
8.808
1.458.316 Total Credit
Orientasi Penggunaan
3. Lainnya
1. Working Capital
554
549
594
1.153
1.188
1.238
1.023
1.098
1.379
1.154.919
1.169.092
1.153.273
1.160.033
1.167.440
1.177.337
1.345.461
1.350.489
1.360.473
30.542
33.388
32.427
31.820
33.386
34.596
37.428
38.192
1.229.517
1.242.614
1.228.396
1.235.911
1.244.558
1.254.945
1.432.681
1.442.355
32.151
35.000
34.141
34.034
35.655
37.134
40.127
40.977
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL
39.214
1.458.316 Total Credit
42.382
NPL
163
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.13. Kredit dan NPL Kredit Bank Umum Konvensional - BUKU 4 Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Commercial Conventional Banks - Group of Business Activities 4 to Non Bank Third Party
Based on Types and Orientation of Use)
Miliar Rp (Billion Rp)
Keterangan
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
763.815
742.133
743.830
733.386
740.954
753.870
783.704
776.332
785.379
14.495
16.291
17.159
16.764
17.732
18.713
19.569
21.391
21.645
415.211
417.981
419.217
422.241
422.993
432.426
437.179
439.068
449.363
4.440
4.921
5.125
5.008
5.455
5.835
6.443
7.829
8.030
374.048
374.386
376.131
378.923
382.231
385.070
390.021
391.775
394.895
4.153
4.550
4.812
4.738
4.791
5.285
5.216
5.437
1.553.074
1.534.501
1.539.178
1.534.550
1.546.178
1.571.366
1.610.904
1.607.175
23.088
25.762
27.095
26.511
27.977
29.834
31.228
34.656
35.243
2. Impor
NPL
3. Lainnya
NPL
Total Kredit
NPL
NPL
3. Consumption
NPL
User Orientation
Credit to Third Party
Kredit kepada Pihak Ketiga
NPL
NPL
2. Investments
NPL
5.568
1.629.637 Total Credit
Orientasi Penggunaan
1. Ekspor
1. Working Capital
13.302
12.345
12.229
13.313
12.709
14.666
16.427
15.213
15.799
802
822
935
803
808
832
1.131
1.149
1.182
4.865
5.587
5.443
4.970
4.709
5.363
4.904
4.536
4.239
14
15
17
15
17
17
15
81
75
1.534.907
1.516.569
1.521.506
1.516.267
1.528.760
1.551.337
1.589.573
1.587.426
1.609.599
22.272
24.924
26.143
25.693
27.152
28.984
30.082
33.426
1.553.074
1.534.501
1.539.178
1.534.550
1.546.178
1.571.366
1.610.904
1.607.175
23.088
25.762
27.095
26.511
27.977
29.834
31.228
34.656
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL
33.987
1.629.637 Total Credit
35.243
NPL
164
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.14. Pembiayaan dan NPF Pembiayaan Bank Umum Syariah - BUKU 1 Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Financing and NPF of Commercial Sharia Banks- Group of Business Activities 1 to Non Bank Third Party
Based on Types and Orientation of Use )
Miliar Rp (Billion Rp)
Keterangan
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
12.738
10.179
8.863
8.994
9.039
9.204
9.400
9.154
9.065
348
358
456
421
414
389
400
417
436
6.060
6.167
4.221
4.304
4.391
4.504
4.494
4.392
4.369
231
249
334
344
351
350
270
284
323
6.900
6.695
6.087
5.986
5.939
5.840
5.814
5.810
5.882
101
108
101
97
97
102
99
101
25.698
23.040
19.171
19.284
19.369
19.547
19.708
19.356
681
715
891
862
862
841
768
802
859
2. Impor
NPL
3. Lainnya
NPL
Total Kredit
NPL
NPL
3. Consumption
NPL
User Orientation
Credit to Third Party
Kredit kepada Pihak Ketiga
NPL
NPL
2. Investments
NPL
101
19.316 Total Credit
Orientasi Penggunaan
1. Ekspor
1. Working Capital
181
172
5
5
5
-
-
-
-
-
-
-
-
-
-
-
-
-
372
360
286
280
263
260
259
243
242
-
27
27
22
6
6
6
6
6
25.144
22.509
18.881
19.000
19.101
19.287
19.449
19.113
19.074
681
688
865
840
857
835
762
797
25.698
23.040
19.171
19.284
19.369
19.547
19.708
19.356
681
715
891
862
862
841
768
802
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL
854
19.316 Total Credit
859
NPL
165
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.15. Pembiayaan dan NPF Pembiayaan Bank Umum Syariah - BUKU 2 Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Financing and NPF of Commercial Sharia Banks - Group of Business Activities 2 to Non Bank Third Party
Based on Types and Orientation of Use)
Miliar Rp (Billion Rp)
Keterangan
2015
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
49.896
49.291
53.349
51.619
52.443
52.959
54.157
53.829
53.892
3.832
3.900
4.055
3.533
3.321
3.740
3.392
3.569
3.538
26.531
26.026
27.932
30.857
30.404
30.468
31.559
31.388
31.681
1.299
1.688
1.681
1.930
1.689
1.757
1.749
1.757
1.751
45.820
45.075
45.365
45.376
45.030
45.047
45.285
44.486
44.399
1.508
1.774
1.878
1.753
1.787
1.719
1.769
1.774
122.247
120.392
126.645
127.852
127.877
128.474
131.002
129.703
6.639
7.362
7.613
7.217
6.797
7.216
6.910
7.100
7.056
2. Impor
NPL
3. Lainnya
NPL
Total Kredit
NPL
NPL
3. Consumption
NPL
User Orientation
Credit to Third Party
Kredit kepada Pihak Ketiga
NPL
NPL
2. Investments
NPL
1.767
129.971 Total Credit
Orientasi Penggunaan
1. Ekspor
1. Working Capital
68
68
172
163
161
160
154
152
155
-
-
-
-
-
-
-
-
-
138
143
210
256
267
260
216
210
231
1
1
2
1
1
1
1
1
43
122.041
120.182
126.264
127.433
127.449
128.054
130.631
129.340
129.586
6.638
7.361
7.610
7.216
6.796
7.215
6.909
7.099
122.247
120.392
126.645
127.852
127.877
128.474
131.002
129.703
6.639
7.362
7.613
7.217
6.797
7.216
6.910
7.100
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL
7.013
129.971 Total Credit
7.056
NPL
166
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.9.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use )
Miliar Rp (Billion Rp)
2014
Keterangan
2011
2012
2015
Items
2013
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Jenis Penggunaan
Type of Use
Kredit kepada Pihak Ketiga
Credit to Third Party
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
1.068.676
1.316.689
1.585.659
1.671.457
1.708.471
1.698.551
1.713.799
1.757.449
1.712.819
1.732.861
1.729.294
1.754.591
1.777.563
1.828.211
1.820.058
1.846.733
28.279
28.963
31.470
42.933
43.567
44.573
46.002
43.840
47.416
49.389
48.236
50.224
52.927
54.518
57.114
59.869
464.262
591.425
798.157
857.834
872.348
869.309
881.519
903.194
909.065
914.438
924.297
923.240
940.179
944.974
954.584
968.780
8.917
10.032
13.633
22.090
22.692
23.541
23.386
21.223
22.746
23.020
23.821
25.110
26.611
25.717
27.997
28.447
667.155
799.748
909.058
969.073
980.475
990.210
1.001.297
1.013.666
1.012.736
1.018.387
1.026.280
1.033.739
1.039.392
1.054.860
1.059.103
1.065.780
10.499
11.600
13.176
15.697
15.417
15.356
15.368
14.324
15.955
16.662
16.344
16.808
17.555
17.724
18.504
18.730
2.200.094
2.707.862
3.292.874
3.498.364
3.561.295
3.558.070
3.596.614
3.674.308
3.634.620
3.665.686
3.679.871
3.711.569
3.757.133
3.828.045
3.833.745
47.695
50.595
58.279
80.719
81.676
83.470
84.757
79.388
86.117
89.072
88.401
92.142
97.092
97.959
103.615
1. Working Capital
NPL
2. Investments
NPL
3. Consumption
NPL
3.881.294 Total Credit
107.047
NPL
User Orientation
Credit to Third Party
Orientasi Penggunaan
Kredit kepada Pihak Ketiga
1. Ekspor
41.876
47.799
62.518
58.720
61.621
59.551
59.882
61.014
58.808
72.556
72.039
74.146
75.577
76.854
75.587
78.541
1. Ekspor
NPL
1.602
1.616
1.571
1.946
2.110
2.004
1.809
2.224
2.128
2.530
2.386
2.380
2.725
3.154
3.183
3.363
NPL
2. Impor
26.525
38.985
70.611
51.353
53.792
53.412
54.950
56.049
56.484
57.766
60.806
58.861
59.085
55.393
56.660
61.070
2. Impor
733
587
618
900
887
572
497
636
636
683
1.224
1.233
1.298
1.277
1.398
1.773
NPL
2.131.118
2.621.078
3.159.745
3.388.291
3.445.881
3.445.107
3.481.783
3.557.246
3.519.329
3.535.364
3.547.027
3.578.563
3.622.471
3.695.797
3.701.498
3.741.683
45.245
48.392
56.091
77.873
78.679
80.894
82.451
76.528
83.353
85.859
84.791
88.529
93.069
93.528
99.034
101.911
2.200.094
2.707.862
3.292.874
3.498.364
3.561.295
3.558.070
3.596.614
3.674.308
3.634.620
3.665.686
3.679.871
3.711.569
3.757.133
3.828.045
3.833.745
47.694
50.595
58.279
80.719
81.676
83.470
84.757
79.388
86.117
89.072
88.401
92.142
97.092
97.959
103.615
NPL
3. Lainnya
NPL
Total Kredit
NPL
r) Angka-angka diperbaiki
3. Other
NPL
3.881.294 Total Credit
107.047
NPL
r) Revised figures
167
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.10.a. Kredit dan NPL Bank Persero Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of State Owned Banks to Non Bank Third Party Based on Types and Orientation of Use)
Miliar Rp (Billion Rp)
2014
Keterangan
2011
2012
2015
Items
2013
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
407.101
503.972
580.070
597.149
608.785
597.291
605.597
629.678
613.870
616.084
610.628
616.288
629.898
658.509
649.945
652.144
13.638
13.784
12.967
15.934
16.061
15.927
16.036
14.936
17.042
18.028
17.504
18.578
19.543
20.322
22.082
22.326
135.196
168.585
274.979
307.293
312.552
311.328
315.562
324.486
327.258
328.915
331.064
332.512
339.703
343.143
345.446
354.767
2.462
2.559
3.844
5.832
5.840
4.737
4.946
4.375
4.931
5.175
5.014
5.441
5.698
6.293
7.684
7.738
234.535
286.571
326.677
349.691
354.107
358.403
362.909
370.924
371.404
374.513
379.551
382.556
385.577
390.953
392.846
396.600
3.683
4.905
5.656
7.257
7.096
7.056
6.986
6.333
7.304
7.702
7.528
7.710
8.247
8.166
8.503
8.574
776.833
959.128
1.181.726
1.254.133
1.275.444
1.267.022
1.284.068
1.325.087
1.312.532
1.319.512
1.321.243
1.331.356
1.355.178
1.392.605
1.388.237
19.783
21.249
22.467
29.023
28.997
27.720
27.968
25.643
29.276
30.904
30.046
31.730
33.487
34.781
38.269
NPL
2. Impor
NPL
38.637
13.551
NPL
NPL
548
7.296
350
13.717
12.049
11.790
10.376
10.963
11.572
10.677
10.534
11.824
11.489
13.588
15.032
14.111
14.632
1. Ekspor
540
502
523
547
561
564
796
816
929
796
801
825
1.124
1.142
1.182
NPL
10.542
27.799
2.212
2.047
2.013
1.979
1.995
2.520
2.266
2.203
2.008
2.559
2.361
2.231
2.084
2. Impor
372
470
73
62
11
10
8
9
10
9
11
11
9
74
75
755.987
935.417
1.140.209
1.239.873
1.261.607
1.254.632
1.271.126
1.311.520
1.299.335
1.306.712
1.307.215
1.317.858
1.339.032
1.375.212
1.371.895
1.386.794
18.885
20.336
21.496
28.427
28.388
27.148
27.394
24.839
28.451
29.966
29.241
30.918
32.651
33.648
37.052
37.380
776.833
959.128
1.181.726
1.254.133
1.275.444
1.267.022
1.284.068
1.325.087
1.312.532
1.319.512
1.321.243
1.331.356
1.355.178
1.392.605
1.388.237
19.783
21.249
22.467
29.023
28.997
27.720
27.968
25.643
29.276
30.904
30.046
31.730
33.487
34.781
38.269
r) Angka-angka diperbaiki
3. Consumption
13.169
NPL
NPL
NPL
User Orientation
Credit to Third Party
3. Lainnya
Total Kredit
NPL
2. Investments
1.403.511 Total Credit
Orientasi Penggunaan
Kredit kepada Pihak Ketiga
1. Ekspor
1. Working Capital
NPL
3. Other
NPL
1.403.511 Total Credit
38.637
NPL
r) Revised figures
168
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.11.a. Kredit dan NPL BUSN Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Foreign Exchange Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use)
Miliar Rp (Billion Rp)
2014
Keterangan
2011
2012
2015
Items
2013
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
434.210
519.409
617.230
668.689
685.317
689.609
697.272
714.698
695.165
703.834
706.359
716.302
723.893
736.480
733.021
753.448
10.005
9.122
10.151
15.839
15.884
17.280
18.148
16.570
17.355
18.087
17.432
18.000
18.883
18.573
19.085
19.639
242.948
305.936
371.973
399.671
404.796
404.377
408.064
417.254
418.741
418.080
422.998
422.463
430.038
431.725
434.170
439.235
4.746
4.540
6.057
10.440
11.150
12.722
12.406
11.139
12.154
11.790
12.604
13.342
13.918
13.511
13.680
14.669
245.384
288.933
322.319
340.426
342.319
344.986
348.132
349.856
348.309
348.515
348.705
350.313
349.965
356.445
358.129
358.332
3.390
3.785
4.356
5.745
5.623
5.602
5.689
5.456
5.946
6.195
6.081
6.155
6.191
6.414
6.721
6.854
922.541
1.114.279
1.311.522
1.408.786
1.432.433
1.438.972
1.453.468
1.481.808
1.462.214
1.470.428
1.478.062
1.489.079
1.503.895
1.524.649
1.525.320
18.141
17.448
20.564
32.023
32.657
35.605
36.242
33.165
35.455
36.072
36.117
37.496
38.991
38.498
39.486
41.162
9.391
14.471
16.851
18.809
18.040
17.941
18.501
18.632
18.643
16.824
21.286
19.069
15.614
15.795
16.502
91
22
153
671
670
672
687
740
741
789
739
770
776
269
258
285
7.256
11.385
15.784
19.841
20.739
20.458
19.742
21.058
20.420
20.889
22.333
20.888
20.859
20.375
19.698
19.798
199
97
76
275
273
478
377
398
393
437
920
944
951
832
882
909
3. Lainnya
906.486
1.093.502
1.281.267
1.372.093
1.392.885
1.400.473
1.415.785
1.442.249
1.423.162
1.430.897
1.438.905
1.446.905
1.463.967
1.488.660
1.489.827
1.514.715
NPL
17.851
17.329
20.335
31.078
31.714
34.455
35.178
32.027
34.320
34.846
34.458
35.782
37.264
37.396
38.346
39.967
922.541
1.114.279
1.311.522
1.408.786
1.432.433
1.438.972
1.453.468
1.481.808
1.462.214
1.470.428
1.478.062
1.489.079
1.503.895
1.524.649
1.525.320
18.141
17.448
20.564
32.023
32.657
35.605
36.242
33.165
35.455
36.072
36.117
37.496
38.991
38.498
39.486
2. Impor
NPL
Total Kredit
NPL
r) Angka-angka diperbaiki
NPL
3. Consumption
NPL
NPL
User Orientation
Credit to Third Party
8.800
NPL
NPL
2. Investments
1.551.015 Total Credit
Orientasi Penggunaan
Kredit kepada Pihak Ketiga
1. Ekspor
1. Working Capital
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL
1.551.015 Total Credit
41.162
NPL
r) Revised figures
169
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.12.a. Kredit dan NPL BUSN Non Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Non-Foreign Exchange Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use)
Miliar Rp (Billion Rp)
2014
Keterangan
2011
2012
2015
Items
2013
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
22.195
30.464
41.614
47.410
48.753
48.141
49.069
51.507
50.734
51.266
50.715
51.801
51.031
53.459
53.673
53.832
635
810
1.001
1.478
1.472
1.575
1.530
1.509
1.674
1.855
1.778
1.739
1.743
1.665
1.749
1.842
11.858
16.879
20.358
23.208
23.421
23.605
23.779
23.828
23.774
23.855
25.687
25.490
25.171
25.246
25.317
25.186
285
692
618
918
994
975
1.005
850
913
1.096
1.208
1.191
1.262
1.122
1.183
1.122
34.090
42.108
46.256
49.241
49.730
49.892
50.369
50.666
50.538
50.733
51.284
51.471
51.685
51.943
51.494
51.893
323
336
319
391
374
378
371
373
396
393
380
403
426
417
428
439
68.143
89.451
108.228
119.860
121.904
121.638
123.216
126.001
125.046
125.853
127.685
128.762
127.887
130.648
130.484
1.243
1.838
1.938
2.788
2.840
2.928
2.906
2.732
2.983
3.345
3.366
3.333
3.431
3.204
3.360
1. Working Capital
NPL
2. Investments
NPL
3. Consumption
NPL
130.911 Total Credit
3.403
NPL
User Orientation
Credit to Third Party
Orientasi Penggunaan
Kredit kepada Pihak Ketiga
1. Ekspor
10
5
0
0
0
0
0
5
5
5
5
5
-
-
0
0
1. Ekspor
NPL
0
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
NPL
2. Impor
0
6
2
254
244
242
310
293
297
291
285
268
266
277
249
247
NPL
-
-
-
-
-
-
-
-
27
27
22
6
6
6
6
7
3. Lainnya
68.133
89.439
108.226
119.605
121.659
121.395
122.906
125.703
124.743
125.556
127.395
128.488
127.622
130.371
130.236
130.664
NPL
1.243
1.838
1.938
2.788
2.840
2.928
2.906
2.732
2.956
3.318
3.344
3.327
3.425
3.198
3.354
3.396
68.143
89.451
108.228
119.860
121.904
121.638
123.216
126.001
125.046
125.853
127.685
128.762
127.887
130.648
130.484
1.243
1.838
1.938
2.788
2.840
2.928
2.906
2.732
2.983
3.345
3.366
3.333
3.431
3.204
3.360
Total Kredit
NPL
2. Impor
NPL
3. Other
NPL
130.911 Total Credit
3.403
NPL
170
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.13.a. Kredit dan NPL BPD Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Regional Development Banks to Non Bank Third Party Based on Types and Orientation of Use)
Miliar Rp (Billion Rp)
2014
Keterangan
2011
2012
2015
Items
2013
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
35.304
45.861
57.562
62.028
63.750
64.581
62.686
59.395
54.829
55.335
56.479
57.522
58.688
61.062
60.859
65.965
1.948
3.207
4.838
6.048
5.778
6.007
6.465
6.172
6.524
6.800
6.964
7.340
7.437
7.462
7.820
8.733
21.081
24.870
29.561
33.058
32.941
32.546
35.327
36.290
36.055
36.388
36.451
36.624
36.985
36.297
36.435
33.116
498
1.134
1.683
3.315
2.857
2.790
2.992
2.826
2.897
3.007
3.094
3.349
3.730
2.796
3.428
2.993
119.317
148.120
177.418
193.931
197.821
201.017
203.601
205.771
206.285
208.180
210.600
212.914
215.394
218.274
219.327
221.681
627
684
922
1.487
1.507
1.558
1.585
1.408
1.538
1.589
1.559
1.713
1.822
1.813
1.942
1.955
175.702
218.851
264.541
289.017
294.511
298.145
301.614
301.456
297.170
299.902
303.530
307.060
311.067
315.633
316.622
3.073
5.025
7.444
10.851
10.142
10.355
11.042
10.406
10.959
11.395
11.616
12.402
12.988
12.071
13.190
1. Working Capital
NPL
2. Investments
NPL
3. Consumption
NPL
320.762 Total Credit
13.681
NPL
User Orientation
Credit to Third Party
Orientasi Penggunaan
Kredit kepada Pihak Ketiga
1. Ekspor
99
87
65
62
66
67
65
51
51
50
41
40
41
40
41
26
1. Ekspor
NPL
8
14
9
10
11
11
10
11
11
13
12
12
12
12
12
8
NPL
2. Impor
5
5
3
3
3
3
3
3
3
15
14
14
3
12
2
2
2. Impor
NPL
0
1
1
1
1
1
1
1
1
1
1
1
1
1
1
1
NPL
175.597
218.759
264.473
288.952
294.443
298.074
301.546
301.402
297.116
299.837
303.475
307.005
311.022
315.580
316.578
320.733
3.065
5.010
7.434
10.839
10.131
10.343
11.031
10.395
10.947
11.382
11.603
12.389
12.975
12.059
13.177
13.673
175.702
218.851
264.541
289.017
294.511
298.145
301.614
301.456
297.170
299.902
303.530
307.060
311.067
315.633
316.622
3.073
5.025
7.444
10.851
10.142
10.355
11.042
10.406
10.959
11.395
11.616
12.402
12.988
12.071
13.190
3. Lainnya
NPL
Total Kredit
NPL
3. Other
NPL
320.762 Total Credit
13.681
NPL
171
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.14.a. Kredit dan NPL Bank Campuran Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Joint Venture Banks to Non Bank Third Party Based on Types and Orientation of Use)
Miliar Rp (Billion Rp)
2014
Keterangan
2011
2012
2015
Items
2013
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
80.077
101.551
130.992
122.870
122.356
124.004
127.033
131.308
127.900
129.633
127.173
126.519
127.423
129.762
133.783
135.429
1.083
1.307
1.171
2.248
2.432
2.400
2.390
3.111
3.302
3.064
2.795
2.802
3.082
3.433
3.646
4.132
26.317
38.127
55.821
45.999
46.583
45.930
48.584
50.075
51.429
53.719
53.195
53.111
53.372
53.324
56.494
57.542
401
537
867
987
1.056
1.069
1.046
1.011
949
1.030
1.011
1.079
1.120
1.138
1.198
983
13.994
13.617
14.545
14.561
15.226
14.533
14.610
14.542
14.522
14.628
14.526
14.543
14.529
14.682
14.665
14.712
552
524
432
360
390
349
329
336
339
337
331
343
366
384
390
395
120.389
153.295
201.357
183.430
184.165
184.467
190.228
195.925
193.851
197.980
194.894
194.174
195.324
197.768
204.942
2.036
2.368
2.470
3.595
3.879
3.818
3.765
4.458
4.590
4.431
4.136
4.223
4.568
4.955
5.234
NPL
2. Impor
NPL
3. Lainnya
NPL
Total Kredit
NPL
NPL
2. Investments
NPL
3. Consumption
NPL
207.683 Total Credit
5.510
NPL
User Orientation
Credit to Third Party
Orientasi Penggunaan
Kredit kepada Pihak Ketiga
1. Ekspor
1. Working Capital
14.728
17.518
24.128
20.887
20.945
20.781
20.778
20.269
20.154
20.162
19.676
18.022
18.958
20.134
23.514
24.989
468
619
340
226
346
258
241
366
372
377
359
348
459
646
649
724
3.899
5.989
9.350
12.732
13.182
13.285
14.977
16.213
16.665
17.556
17.337
17.451
15.452
14.261
14.539
18.592
23
8
26
62
62
74
101
221
198
200
139
139
190
199
175
479
101.761
129.788
167.880
149.811
150.038
150.401
154.473
159.444
157.033
160.262
157.881
158.701
160.914
163.373
166.888
164.102
1.545
1.742
2.104
3.307
3.471
3.486
3.423
3.870
4.020
3.853
3.638
3.737
3.918
4.110
4.410
4.307
120.389
153.295
201.357
183.430
184.165
184.467
190.228
195.925
193.851
197.980
194.894
194.174
195.324
197.768
204.942
2.036
2.368
2.470
3.595
3.879
3.818
3.765
4.458
4.590
4.431
4.136
4.223
4.568
4.955
5.234
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL
207.683 Total Credit
5.510
NPL
172
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.15.a. Kredit dan NPL Bank Asing Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Foreign Owned Banks to Non Bank Third Party Based on Types and Orientation of Use)
Miliar Rp (Billion Rp)
2014
Keterangan
2011
2012
2015
Items
2013
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Type of Use
Jenis Penggunaan
Credit to Third Party
Kredit kepada Pihak Ketiga
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
89.789
115.432
158.191
173.310
179.511
174.924
172.142
170.863
170.320
176.710
177.939
186.159
186.630
188.939
188.777
185.916
970
732
1.341
1.385
1.939
1.383
1.434
1.542
1.520
1.556
1.764
1.765
2.240
3.064
2.731
3.198
26.862
37.028
45.465
48.605
52.056
51.524
50.203
51.261
51.808
53.481
54.903
53.039
54.909
55.239
56.721
58.934
525
569
564
598
795
1.248
991
1.023
901
922
890
708
884
858
825
942
19.834
20.398
21.844
21.223
21.272
21.378
21.676
21.907
21.678
21.819
21.614
21.941
22.242
22.564
22.642
22.562
1.924
1.366
1.491
456
426
413
409
418
433
446
466
484
503
529
521
513
136.486
172.859
225.500
243.138
252.838
247.827
244.021
244.031
243.807
252.010
254.456
261.139
263.781
266.741
268.141
3.419
2.667
3.396
2.439
3.161
3.044
2.833
2.984
2.854
2.924
3.120
2.958
3.627
4.451
4.076
NPL
2. Impor
NPL
3. Lainnya
NPL
Total Kredit
NPL
r) Angka-angka diperbaiki
NPL
2. Investments
NPL
3. Consumption
NPL
267.411 Total Credit
4.653
NPL
User Orientation
Credit to Third Party
Orientasi Penggunaan
Kredit kepada Pihak Ketiga
1. Ekspor
1. Working Capital
4.688
7.629
10.136
8.870
10.011
10.286
10.135
10.616
9.288
23.162
23.667
23.303
23.920
26.033
22.126
22.392
1. Ekspor
487
421
567
517
537
501
307
311
188
422
479
449
652
1.103
1.121
1.164
NPL
8.069
11.058
17.673
16.311
17.578
17.410
17.939
16.486
16.579
16.748
18.634
18.231
19.946
18.107
19.941
20.345
2. Impor
162
109
45
488
488
8
8
8
8
8
133
132
139
231
260
302
123.154
154.172
197.690
217.957
225.249
220.131
215.947
216.928
217.940
212.101
212.155
219.605
219.915
222.601
226.074
224.674
2.656
2.136
2.783
1.434
2.136
2.535
2.519
2.665
2.658
2.494
2.507
2.376
2.836
3.117
2.695
3.188
136.486
172.859
225.500
243.138
252.838
247.827
244.021
244.031
243.807
252.010
254.456
261.139
263.781
266.741
268.141
3.418
2.667
3.396
2.439
3.161
3.044
2.833
2.984
2.854
2.924
3.120
2.958
3.627
4.451
4.076
NPL
3. Other
NPL
267.411 Total Credit
4.653
NPL
r) Revised figures
173
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.16. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan per Lokasi Dati I Bank Penyalur Kredit - Agustus 2015
Credit and Non Perfoming Loan (NPL) of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use by Bank Location for August 2015
Miliar Rp (Billion Rp)
Lokasi
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
20.
21.
22.
23.
26.
25.
24.
27.
28.
29.
30.
31.
32.
33.
34.
Jawa Barat
NPL
Banten
NPL
DKI Jakarta
NPL
D.I Yogyakarta
NPL
Jawa Tengah
NPL
Jawa Timur
NPL
Bengkulu
NPL
Jambi
NPL
Aceh
NPL
Sumatera Utara
NPL
Sumatera Barat
NPL
Riau
NPL
Sumatera Selatan
NPL
Bangka Belitung
NPL
Kepulauan Riau
NPL
Lampung
NPL
Kalimantan Selatan
NPL
Kalimantan Barat
NPL
Kalimantan Timur
NPL
Kalimantan Tengah
NPL
Sulawesi Tengah
NPL
Sulawesi Selatan
NPL
Sulawesi Utara
NPL
Gorontalo
NPL
Sulawesi Barat
NPL
Sulawesi Tenggara
NPL
Nusa Tenggara Barat
NPL
Bali
NPL
Nusa Tenggara Timur
NPL
Maluku
NPL
Papua
NPL
Maluku Utara
NPL
Papua Barat
NPL
Lainnya
NPL
Total
NPL
r) Angka-angka diperbaiki
Modal Kerja
Investasi
Konsumsi
(Working Capital)
(Investment)
(Consumption)
Ekspor
Orientasi Penggunaan (User Orientation)
Impor
Location
Lainnya
130.325
5.601
32.228
960
971.876
26.081
10.255
348
109.976
4.186
209.806
5.324
3.905
210
8.772
502
7.695
899
85.622
3.134
14.918
825
16.484
1.139
22.772
1.347
4.732
161
9.575
162
19.273
645
11.574
637
11.944
340
23.311
1.636
4.463
169
6.426
260
34.131
1.665
7.491
446
2.278
210
1.403
85
4.250
209
6.994
276
22.060
523
5.661
217
2.230
102
9.173
885
1.447
71
3.614
457
30.067
159
1.846.733
50.851
1.955
12.011
207
591.799
14.797
6.439
169
29.813
1.310
50.031
1.353
1.617
103
6.996
204
2.834
121
49.028
1.321
7.009
280
17.294
780
17.274
626
711
44
9.112
366
9.175
158
11.507
499
9.709
204
19.572
1.565
5.927
44
1.956
75
17.204
884
5.152
162
968
78
419
18
1.694
145
2.559
57
13.812
492
1.333
64
727
36
2.130
95
464
28
804
25
10.849
184
968.780
138.805
2.758
47.830
802
334.324
6.137
10.225
125
64.843
800
94.769
1.319
8.119
62
11.780
223
15.630
155
40.094
1.134
17.996
204
20.434
551
22.933
505
3.605
51
11.765
179
11.290
215
15.219
366
14.084
151
22.537
596
8.054
86
11.171
104
36.929
778
16.805
460
5.482
103
2.497
18
9.464
121
13.016
182
22.500
143
11.508
90
4.614
40
10.101
184
3.557
23
3.710
64
90
1.065.780
2.406
78
290
0
51.946
2.760
112
2
1.473
245
5.303
9
76
0
102
1
10
0
9.802
238
536
6
658
2
626
1
325
0
77
1
626
0
245
13
375
0
363
2
508
0
8
0
165
1
2.148
0
2
0
0
0
12
2
4
0
168
0
14
1
8
4
0
4
2
0
140
78.541
958
67
44
0
52.910
1.691
10
0
819
4
3.103
3
2
0
15
1
1
0
2.780
2
2
0
66
1
9
0
1
134
0
8
0
13
0
7
0
1
0
0
0
8
0
10
0
2
0
1
0
0
6
3
1
0
2
0
11
0
1
0
1
0
0
1
0
144
61.070
316.617
10.169
91.734
1.968
1.793.143
42.564
26.798
640
202.340
6.046
346.201
7.984
13.563
376
27.431
928
26.149
1.176
162.162
5.349
39.384
1.302
53.489
2.467
62.345
2.477
8.722
256
30.241
706
39.104
1.018
38.042
1.488
35.356
694
65.056
3.794
17.936
298
19.537
438
88.090
3.325
27.298
1.068
8.724
390
4.319
120
15.389
471
22.565
515
58.202
1.158
18.477
370
7.562
177
21.397
1.165
5.463
123
8.125
546
40.722
344
3.741.683
59.869
28.447
18.730
3.363
1.773
101.911
1. Jawa Barat
NPL
2. Banten
NPL
3. DKI Jakarta
NPL
4. D.I Yogyakarta
NPL
5. Jawa Tengah
NPL
6. Jawa Timur
NPL
7. Bengkulu
NPL
8. Jambi
NPL
9. Aceh
NPL
10. Sumatera Utara
NPL
11. Sumatera Barat
NPL
12. Riau
NPL
13. Sumatera Selatan
NPL
14. Bangka Belitung
NPL
15. Kepulauan Riau
NPL
16. Lampung
NPL
17. Kalimantan Selatan
NPL
18. Kalimantan Barat
NPL
19. Kalimantan Timur
NPL
20. Kalimantan Tengah
NPL
21. Sulawesi Tengah
NPL
22. Sulawesi Selatan
NPL
23. Sulawesi Utara
NPL
26. Gorontalo
NPL
25. Sulawesi Barat
NPL
24. Sulawesi Tenggara
NPL
27. Nusa Tenggara Barat
NPL
28. Bali
NPL
29. Nusa Tenggara Timur
NPL
30. Maluku
NPL
31. Papua
NPL
32. Maluku Utara
NPL
33. Papua Barat
NPL
34. Lainnya
NPL
Total
NPL
r) Revised figures
174
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.17. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lokasi Dati I Bank Penyalur Kredit
(Credit and NPL 0f Commercial Banks to Non Bank Third Party Based on Bank Location)
Miliar Rp (Billion Rp)
Keterangan
1. Jawa Barat
NPL
2. Banten
NPL
3. DKI Jakarta
NPL
4. D.I Yogyakarta
NPL
5. Jawa Tengah
NPL
6. Jawa Timur
NPL
7. Bengkulu
NPL
8. Jambi
NPL
9. Aceh
NPL
10. Sumatera Utara
NPL
11. Sumatera Barat
NPL
12. Riau
NPL
13. Sumatera Selatan
NPL
14. Bangka Belitung
NPL
15. Kepulauan Riau
NPL
16. Lampung
NPL
17. Kalimantan Selatan
NPL
18. Kalimantan Barat
NPL
19. Kalimantan Timur
NPL
20. Kalimantan Tengah
NPL
21. Sulawesi Tengah
NPL
22. Sulawesi Selatan
NPL
23. Sulawesi Utara
NPL
24. Gorontalo
NPL
25. Sulawesi Barat
NPL
26. Sulawesi Tenggara
NPL
27. Nusa Tenggara Barat
NPL
28. Bali
NPL
29. Nusa Tenggara Timur
NPL
30. Maluku
NPL
31. Papua
NPL
32. Maluku Utara
NPL
33. Irian Jaya Barat
NPL
34. Lainnya
NPL
Total
NPL
2011
2012
2013
172.550
4.134
52.115
980
1.080.426
22.338
15.154
313
120.950
2.550
190.058
5.490
7.399
128
15.104
261
18.714
768
106.073
2.426
24.573
466
36.387
710
35.249
569
4.993
27
18.147
424
23.782
697
21.006
396
19.433
176
41.908
837
11.491
114
11.125
310
53.068
1.514
16.121
430
4.433
122
2.782
111
8.153
113
12.122
203
29.793
463
10.184
145
4.926
130
11.013
127
3.017
52
3.914
44
13.932
130
219.544
5.318
64.337
1.055
1.310.522
20.366
18.636
387
150.269
2.887
239.702
6.257
9.361
131
19.282
328
20.755
958
130.886
2.470
30.384
627
43.303
1.256
44.204
1.382
5.467
50
23.059
410
30.146
668
26.634
403
24.728
198
52.316
1.239
14.281
106
13.523
239
66.433
1.817
19.768
405
5.522
110
3.366
86
10.602
154
15.323
217
38.418
199
12.525
174
5.576
163
14.439
179
3.847
77
5.398
76
15.310
202
2.707.862
50.595
267.666
6.833
76.353
1.162
1.604.953
22.048
22.166
383
175.439
3.492
302.809
5.331
11.277
203
23.615
467
23.538
1.070
155.203
3.296
34.323
750
48.573
1.489
53.339
1.844
7.813
102
28.180
393
35.422
603
31.584
544
30.303
340
64.093
2.489
16.748
154
16.408
325
75.625
2.153
23.299
593
6.735
191
3.870
148
12.963
226
18.383
258
47.875
239
14.917
199
6.545
163
17.763
311
4.631
129
6.731
132
23.731
222
3.292.874
58.279
2.200.094
47.695
2014
Jul
Ags
Sep
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Items
Ags
287.238
9.212
83.942
1.646
1.712.952
29.627
24.586
532
186.711
4.203
316.695
6.880
11.945
298
25.004
639
24.214
1.259
158.300
4.404
35.644
1.027
50.432
1.851
55.873
2.294
8.045
187
27.829
527
36.086
789
33.356
845
32.316
453
63.730
3.799
16.658
233
17.748
405
79.504
2.853
24.432
879
7.229
271
4.133
201
13.709
377
19.794
373
51.611
520
16.074
266
6.784
188
19.379
609
4.871
142
7.259
159
30.947
261
287.728
9.048
84.792
1.733
1.706.930
31.544
24.651
524
187.197
4.217
319.790
7.089
11.999
315
25.082
653
24.260
1.260
155.570
4.509
35.707
1.066
50.286
1.887
56.322
2.381
8.315
191
28.988
531
37.144
825
33.681
866
32.496
471
63.507
3.757
16.804
230
17.897
398
79.770
2.911
24.589
910
7.271
274
4.151
189
13.761
365
19.955
386
52.093
555
16.211
276
6.813
183
19.453
641
4.872
145
7.302
171
32.978
216
293.859
9.077
85.642
1.733
1.739.637
33.578
25.064
495
190.589
4.262
325.570
6.817
12.248
321
25.367
621
24.628
1.223
158.433
4.391
36.417
1.057
50.815
1.819
57.322
2.329
8.272
193
29.644
507
37.722
901
33.923
881
33.023
454
64.019
3.115
16.953
225
18.288
407
80.468
2.870
25.062
951
7.427
277
4.208
186
13.910
361
20.320
374
53.453
519
16.529
271
6.938
178
19.784
640
4.938
145
7.403
159
33.418
339
295.399
9.145
85.865
1.779
1.723.872
34.953
25.171
509
191.671
4.321
331.685
7.033
12.353
309
25.559
613
24.690
1.211
158.312
4.409
36.505
1.035
50.995
1.810
58.423
2.051
8.290
190
29.115
495
37.585
920
34.127
978
33.620
458
64.186
3.231
17.063
236
18.336
410
80.652
2.902
25.245
939
7.966
305
4.229
179
14.002
378
20.530
374
53.837
568
16.748
279
6.980
173
19.932
625
4.956
144
7.471
171
32.702
334
299.310
9.062
87.443
1.814
1.741.751
36.046
25.310
519
193.218
4.201
333.434
6.984
12.459
279
25.780
670
25.010
1.181
161.055
4.463
36.960
1.032
51.431
1.787
59.475
2.088
8.487
159
29.396
519
37.869
891
34.325
957
34.155
466
64.796
3.287
17.280
222
18.591
407
81.710
2.798
25.574
937
8.055
299
4.230
168
14.120
386
20.882
369
54.434
567
16.994
267
7.057
160
20.396
882
5.030
135
7.512
420
33.084
335
304.196
8.094
89.177
1.645
1.782.027
34.143
25.734
461
196.929
4.414
342.988
6.277
12.601
283
26.225
654
25.221
1.101
166.025
4.140
37.682
987
52.114
1.688
60.193
1.995
8.767
147
29.785
484
38.488
859
34.920
848
34.790
412
65.898
3.076
17.356
205
18.806
353
83.568
2.620
25.997
788
8.184
292
4.280
147
14.186
335
21.242
370
55.483
520
17.094
232
7.072
141
20.431
797
5.067
116
7.616
423
34.166
337
298.019
9.054
85.930
1.797
1.779.848
36.055
25.329
508
193.640
4.840
334.585
6.937
12.565
313
25.971
733
24.836
1.170
163.269
4.508
36.972
1.078
51.604
1.839
59.113
2.211
8.874
164
28.848
507
36.929
956
34.058
1.088
34.028
462
64.388
3.270
17.211
238
18.344
392
82.325
2.903
25.609
897
8.133
327
4.235
168
14.108
393
21.053
424
54.976
674
16.744
267
6.907
153
19.560
842
5.014
120
7.265
487
34.331
342
300.302
9.695
87.126
1.967
1.795.315
36.778
25.587
523
196.116
4.926
336.536
7.089
12.713
330
26.172
804
25.006
1.199
164.113
4.727
37.481
1.182
51.823
1.936
59.365
2.290
8.219
190
29.477
17.787
37.453
970
34.454
1.155
34.477
494
64.637
3.281
17.376
260
18.387
411
83.037
2.905
25.861
945
8.227
351
4.153
172
14.253
412
21.296
446
55.483
845
16.921
274
6.988
167
19.879
911
5.103
132
7.402
463
34.950
321
304.894
9.436
88.910
1.793
1.783.178
37.013
25.979
508
197.775
4.921
339.653
7.051
12.922
346
26.563
769
25.371
1.174
166.236
4.525
38.218
1.126
52.257
1.909
60.492
2.404
8.588
213
29.750
498
37.939
939
34.854
1.159
34.748
483
65.653
3.336
17.531
253
18.838
409
85.305
2.865
26.331
894
8.394
339
4.222
164
14.444
415
21.760
450
56.240
776
17.226
281
7.127
165
20.368
899
5.203
132
7.653
432
35.250
322
307.851
9.580
88.586
1.879
1.804.517
38.313
26.175
556
198.229
5.228
341.383
7.476
13.046
347
26.706
822
25.564
1.225
166.793
4.754
38.281
1.159
52.475
2.014
61.258
2.462
9.102
260
29.859
563
38.209
946
35.101
1.285
34.954
539
65.652
3.501
17.670
241
18.722
419
85.359
2.886
26.423
938
8.465
351
4.255
164
14.695
451
21.989
487
56.514
922
17.461
328
7.206
176
20.569
937
5.287
130
7.686
463
35.526
340
311.712
9.910
89.434
1.970
1.830.529
40.131
26.563
618
200.055
5.664
344.249
7.743
13.276
368
26.923
886
25.836
1.238
167.645
4.896
39.020
1.224
52.928
2.134
61.949
2.547
9.141
258
29.990
665
38.452
1.018
35.400
1.382
35.720
585
65.662
4.006
17.912
277
19.157
440
86.256
3.069
27.423
1.015
8.542
381
4.328
158
14.946
462
22.182
504
56.988
988
17.786
342
7.340
180
20.860
1.025
5.331
129
7.800
541
35.796
338
316.792
9.586
91.065
1.931
1.865.575
41.921
26.771
618
204.112
5.944
352.410
7.854
13.509
372
27.351
879
26.353
1.155
171.180
5.201
39.592
1.198
53.881
2.250
63.013
2.471
9.170
258
29.840
640
39.718
1.015
36.176
1.407
36.337
582
65.750
2.996
18.548
267
19.651
426
87.568
2.768
27.887
1.037
8.646
393
4.380
137
15.174
464
22.502
497
57.973
1.143
18.197
368
7.507
176
21.399
1.007
5.428
127
8.094
534
36.494
338
316.164
10.070
90.419
1.951
1.878.180
44.484
26.685
650
202.768
6.214
350.629
8.116
13.519
375
27.186
919
25.888
1.179
169.517
5.353
39.234
1.279
53.885
2.344
62.351
2.497
8.818
259
29.843
712
39.637
1.044
38.070
1.488
35.568
682
65.071
3.680
18.171
286
19.353
437
87.450
3.269
27.736
1.068
8.639
368
4.391
136
15.198
454
22.392
508
57.894
1.208
18.253
385
7.485
176
21.251
1.037
5.394
128
7.993
530
38.714
332
319.981
10.314
92.069
1.969
1.897.999
47.014
26.919
642
204.632
6.296
354.607
7.997
13.641
376
27.548
929
26.160
1.176
174.743
5.589
39.922
1.308
54.213
2.470
62.980
2.478
9.048
256
30.453
707
39.739
1.018
38.300
1.501
35.737
695
65.420
3.796
18.445
298
19.554
439
88.264
3.326
29.448
1.068
8.727
390
4.319
120
15.408
475
22.569
515
58.373
1.158
18.502
371
7.571
177
21.403
1.165
5.467
123
8.128
546
41.006
344
3.495.030
78.211
3.498.364
80.719
3.561.295
81.676
3.558.070
83.470
3.596.614
84.757
3.674.308
79.388
3.634.620
86.117
3.665.686
106.340
3.679.871
88.401
3.711.569
92.142
3.757.133
97.092
3.828.045
97.959
3.833.745
103.615
3.881.294
107.047
1. Jawa Barat
NPL
2. Banten
NPL
3. DKI Jakarta
NPL
4. D.I Yogyakarta
NPL
5. Jawa Tengah
NPL
6. Jawa Timur
NPL
7. Bengkulu
NPL
8. Jambi
NPL
9. Aceh
NPL
10. Sumatera Utara
NPL
11. Sumatera Barat
NPL
12. Riau
NPL
13. Sumatera Selatan
NPL
14. 2246,423
NPL
15. Kepulauan Riau
NPL
16. Lampung
NPL
17. Kalimantan Selatan
NPL
18. Kalimantan Barat
NPL
19. Kalimantan Timur
NPL
20. Kalimantan Tengah
NPL
21. Sulawesi Tengah
NPL
22. Sulawesi Selatan
NPL
23. Sulawesi Utara
NPL
24. Gorontalo
NPL
25. Sulawesi Barat
NPL
26. Sulawesi Tenggara
NPL
27. Nusa Tenggara Barat
NPL
28. Bali
NPL
29. Nusa Tenggara Timur
NPL
30. Maluku
NPL
31. Papua
NPL
32. Maluku Utara
NPL
33. Papua Barat
NPL
34. Lainnya
NPL
Total
NPL
175
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.18. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Hubungan Penerima Kredit dengan Bank
(Credit and NPL of Commercial Banks to Non Bank Third Party Based on Bank Relation with Beneficiary)
Miliar Rp (Billion Rp)
2014
Keterangan
2011
2012
2015
Items
2013
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
2.170.291
2.674.701
3.263.361
3.441.682
3.432.803
3.468.928
3.531.632
3.529.623
3.567.948
3.639.181
3.604.621
3.636.568
3.649.099
3.682.573
3.723.705
3.793.702
3.798.731
3.845.930
Loan for Non Connected
Parties
2.038.259
2.511.618
3.076.570
3.208.458
3.190.258
3.230.051
3.288.439
3.294.491
3.312.644
3.407.570
3.339.909
3.340.961
3.371.625
3.392.794
3.420.209
3.493.537
3.485.542
3.520.135
a. Current
84.542
112.712
128.616
158.631
166.530
158.319
161.678
151.777
170.633
152.304
178.929
206.856
189.386
197.964
206.709
202.515
209.877
219.048
c. Kurang Lancar
7.400
9.257
10.232
15.659
15.473
15.244
16.856
19.083
18.239
14.273
17.707
18.000
16.467
17.996
19.760
22.221
23.309
21.205
c. Sub-Standard
d. Diragukan
6.882
6.895
8.633
15.768
15.587
16.281
16.247
14.260
15.326
15.282
13.802
15.797
16.947
16.682
15.379
14.657
15.838
18.541
d. Doubtful
33.207
34.218
39.310
43.166
44.955
49.032
48.413
50.012
51.106
49.751
54.274
54.954
54.674
57.137
61.647
60.773
64.166
67.000
e. Lost
Non Performing Loan Pihak Tidak
Terkait
47.489
50.371
58.175
74.593
76.015
80.557
81.516
83.355
84.671
79.306
85.783
88.751
88.088
91.814
96.786
97.650
103.313
106.747 Non Performing Loan of Non
Kredit Kepada PihakTerkait
29.803
33.161
29.513
26.480
62.228
29.436
29.662
28.446
28.667
35.128
29.999
29.118
30.773
28.997
33.428
34.343
35.013
35.364 Loan for Connected Parties
29.445
32.694
29.235
25.767
56.557
28.781
29.047
27.905
28.343
34.920
29.435
28.628
30.326
28.479
32.330
33.226
33.803
33.717
153
243
174
474
3.475
493
455
426
238
126
230
169
133
190
793
809
907
1.347
7
15
15
103
671
26
24
19
5
5
7
5
5
4
7
9
9
10
5
13
8
32
29
27
26
26
11
5
254
273
268
265
262
265
260
254
194
196
81
105*)
103
110
110
70
71
71
72
42
40
58
37
35
34
36
206
224
104
239*)
238
163
160
115
86
82
334
321
313
327
306
309
302
300
Kredit Kepada Pihak Tidak Terkait
a. Lancar
b. DPK
e. Macet
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Non Performing Loan Pihak Terkait
b. Special Mention
Connected Parties
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Lost
Non Performing Loan of
Non Connected Parties
176
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.19.a. Kredit dan NPL Bank Umum kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu Berdasarkan Kelompok Bank
(Credit and Non Performing Loan (NPL) of Commercial Banks to Non Bank Third Party Withdrawn By Card Based on Group of Bank)
Miliar Rp (Billion Rp)
2014
Pengelompokan Bank
2011
2012
Group of Banks
Jun
1. Bank Persero
NPL
2. BUSN Devisa
NPL
3. BUSN Non Devisa
NPL
4. BPD
NPL
5. Bank Campuran
NPL
6. Bank Asing
NPL
7. Bank Umum
NPL
2015
2013
Jul
Ags
Sep
Okt
Nov
Dec
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
18.509 1. State Owned Banks
7.683
9.326
10.726
12.426
12.783
12.928
13.413
13.929
15.111
16.261
16.580
17.019
17.198
17.669
18.019
18.540
18.476
150
188
221
253
263
274
285
289
309
320
345
394
419
478
509
561
562
14.014
16.823
24.184
27.559
27.991
27.758
28.972
29.182
30.004
30.898
30.639
31.328
31.267
31.765
33.139
34.011
34.297
482
363
386
451
464
513
502
527
559
554
636
17.787
674
707
817
853
863
861
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
2
2
2
1
1
-
0
0
0
0
3.248
3.656
3.984
4.262
4.192
-
-
-
0
-
1
0
0
0
0
0
4.211
4.278
4.258
4.343
4.382
-
0
-
0
-
-
0
0
4.453
4.538
-
0
-
-
-
-
0
0
0
0
-
-
-
4.471
4.563
4.624
4.738
0
33.067 2.
4.770
222
182
195
108
113
118
118
116
112
113
117
123
120
125
134
143
146
12.762
12.770
12.203
12.151
11.926
11.782
11.628
11.723
11.791
11.465
11.545
11.195
11.283
11.352
11.466
11.505
581
622
227
226
229
223
216
209
213
223
228
243
256
264
275
267
37.333
42.568
51.666
56.450
57.118
56.823
58.445
58.997
61.182
63.332
63.138
64.430
64.131
65.281
67.135
68.756
69.048
1.592
1.314
1.424
1.039
1.066
1.133
1.128
1.148
1.189
1.200
1.321
1.408
1.456
1.566
1.723
1.832
1.837
-
Foreign Exchange
Commercial Banks
NPL
3. Non-Foreign Exchange
Commercial Banks
NPL
0
12.386
738
NPL
569
4.
Regional Development
Banks
NPL
4.810 5. Joint Venture Banks
146
NPL
11.318 6. Foreign Owned Banks
260
NPL
67.704 7. Commercial Bank
1.836
NPL
177
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.19. Kredit dan NPL Bank Umum Konvensional dan Bank Umum Syariah berdasarkan BUKU
kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu
(Credit and Non Performing Loan (NPL) of Commercial Conventional and Sharia Banks based on Group of Business Activities
to Non Bank Third Party Withdrawn By Card )
Miliar Rp (Billion Rp)
Pengelompokan Bank
1. BUKU 1
NPL
2. BUKU 2
NPL
3. BUKU 3
NPL
4. BUKU 4
NPL
5 BUKU 1 SYARIAH
NPL
6 BUKU 2 SYARIAH
NPL
7 Bank Umum
NPL
2014
Desember
2015
Januari
Februari
Maret
April
Mei
Jun
Jul
8.758
166
29.239
580
24.932
436
403
17
0
8.498
174
29.209
662
25.033
465
397
20
0
8.497
178
30.072
695
25.469
512
393
23
0
8.222
190
29.887
710
25.655
544
367
11
0
1.550
51
37.189
889
26.167
610
375
16
1.538
50
38.602
1.009
26.614
645
381
19
1.558
50
39.412
1.057
27.402
702
384
23
1.542
49
39.596
1.060
27.522
703
387
26
63.332
1.200
63.138
1.321
64.430
1.408
64.131
1.456
65.281
1.566
67.135
1.723
68.756
1.832
69.048
1.837
Ags
Group of Banks
1.532
46
38.493
1.042
27.298
718
381
29
1. BUKU 1
NPL
2. BUKU 2
NPL
3. BUKU 3
NPL
4. BUKU 4
NPL
5 BUKU 1 SYARIAH
NPL
6 BUKU 1 SYARIAH
NPL
67.704 5. Commercial Bank
1.836
NPL
178
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.20. Penerusan Kredit (Off - Balance Sheet ) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha Penerima Penerusan Kredit
(Credit Channeling (Off-Balance Sheet) and Non Performing Loan (NPL) of Commercial Banks Based on Industries Sector and non Industries Sector of Credit Channeling Beneficiary)
Miliar Rp (Billion Rp)
2014
Keterangan
2011
2012
2015
Items
2013
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Loan by Industrial Origin
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan
Kehutanan
NPL
2. Perikanan
NPL
3. Pertambangan dan Penggalian
NPL
4. Industri Pengolahan
NPL
5. Listrik, gas dan air
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan Eceran
NPL
8. Penyediaan akomodasi dan
penyediaan makan minum
NPL
9. Transportasi, pergudangan dan
komunikasi
NPL
10. Perantara Keuangan
NPL
11. Real Estate, Usaha Persewaan, dan
Jasa Perusahaan
NPL
12. Admistrasi Pemerintahan,
Pertahanan dan Jaminan Sosial
Wajib
NPL
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
NPL
15. Jasa Kemasyarakatan, Sosial Budaya,
Hiburan dan Perorangan lainnya
NPL
16. Jasa Perorangan yang Melayani
Rumah Tangga
NPL
17. Badan Internasional dan Badan
Ekstra Internasional Lainnya
NPL
18. Kegiatan yang belum jelas
batasannya
NPL
Total
NPL
r) Angka-angka diperbaiki
1.584
3.106
2.943
2.684
2.751
2.754
2.862
2.922
2.915
3.029
2.917
2.876
2.903
2.884
2.919
2.850
1. Agricultures, Hunting and Forestry
411
133
87
321
1
2.868
78
9.999
416
766
23
529
339
3.689
1.998
106
71
2
1
3.756
995
8.127
274
804
778
481
349
40
1.966
103
69
1.265
0
4.356
117
8.581
292
1.002
976
804
356
16
1.917
114
82
135
1
4.363
321
7.277
258
994
947
1.020
374
194
1.970
109
82
1
1
4.362
308
7.365
266
1.032
985
1.014
375
224
1.967
95
68
1
1
4.315
320
7.258
292
1.025
977
1.008
374
197
2.033
101
75
1
1
3.917
324
7.507
362
1.034
986
1.013
369
101
2.005
101
69
1
1
3.276
325
7.093
291
1.037
1.001
844
374
91
2.001
100
69
1
1
3.291
329
7.235
291
1.059
1.023
833
372
91
2.112
100
68
1
1
3.265
333
7.294
284
1.079
1.043
829
370
64
2.009
104
72
1
1
3.238
335
7.266
291
1.091
1.055
737
361
40
1.994
102
69
149
1
3.266
375
7.208
353
1.070
1.046
774
369
40
2.004
102
68
1
1
3.257
338
7.233
291
1.102
1.066
724
362
40
2.011
99
68
154
1
3.132
401
7.223
328
1.130
1.075
764
362
40
2.021
101
68
1
1
3.095
343
7.338
291
1.126
1.090
735
372
40
1.970
100
68
162
1
3.291
391
7.498
348
1.195
1.131
763
372
40
3.455
2.822
38
1.916
16
2.002
39
1.791
65
1.802
39
1.767
39
1.710
39
1.741
39
1.780
39
1.797
39
1.807
39
1.800
39
1.768
39
1.789
39
1.843
39
1.890
39
20
14
205
34
408
404
175
45
346
342
171
51
380
330
591
51
355
329
591
51
356
331
591
51
355
330
597
51
355
330
600
51
361
336
600
51
357
332
600
51
354
329
601
51
370
345
600
51
355
330
206
51
354
329
206
51
356
329
206
50
355
329
206
144
198
139
200
140
197
134
193
134
196
134
199
134
50
134
199
134
199
134
96
135
199
134
92
134
199
134
43
134
199
134
43
NPL
2. Fisheries
NPL
3. Mining and Quarrying
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Big and Retail Trade
NPL
8. Provision of accomodation and
Food Supply Drinking
NPL
9. Transportation, Warehousing and
Communications
NPL
10. Transitional Finance
NPL
11. Real Estate, Business, Ownership,
and Business Services
NPL
12. Government administration, Defese
and Compulsory Social Security
142
0
70
67
578
141
30
30
80
79
539
140
30
29
73
73
550
141
30
29
88
87
536
142
30
29
91
90
535
141
30
29
89
89
534
38
30
29
89
89
531
141
30
29
90
90
529
141
30
29
91
91
530
38
30
29
92
92
531
141
30
29
93
92
17.787
38
30
29
92
92
526
141
30
29
93
93
530
38
30
29
94
94
525
141
30
29
95
94
525
38
NPL
30 13. Education Services
29
NPL
97 14. Health Services and Social Activities
96
NPL
526 15. Community,
498
25
503
21
503
189
502
134
503
129
501
110
503
16
501
13
518
13
522
13
525
13
518
12
523
13
518
13
517
13
518
NPL
13 16. Individual Services which Serve
17
82
14
85
14
-
13
81
13
81
13
81
13
80
11
80
11
80
11
80
11
80
11
80
11
80
11
80
11
80
78
5.536
79
4.702
4.747
78
4.456
78
4.425
78
4.418
78
4.505
79
4.300
79
4.319
79
4.547
79
4.525
80
4.432
80
4.383
80
4.422
80
4.357
4.625
29.425
4.107
24.576
123
27.375
3.749
25.061
3.746
25.094
3.746
24.828
3.747
24.499
3.749
23.301
3.751
23.528
3.843
23.802
3.775
23.627
3.808
23.520
3.918
23.018
3.840
22.980
3.842
23.055
3.782
23.503
10.434
10.034
5.202
9.053
9.166
9.151
9.202
9.220
9.267
9.382
9.332
9.352
9.479
9.408
9.454
9.388
Sociocultural,Entertainment and
Other Individual Services
Households
11
NPL
80 17. International Agency and Other
Extra Agency International
79
NPL
4.368 18. Business Activities which are not
clearly defined
NPL
Total
NPL
r) Revised figures
179
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.21. Penerusan Kredit (Off-Balance Sheet) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Kredit dan Golongan Penyalur Kredit
(Off-Balance Sheet Credit Channeling and NPL of Commercial Banks to Non-Bank Third Party Based on Types of Credit and Classification of Credit Providers)
Miliar Rp (Billion Rp)
Indikator
2011
2012
2014
2013
Ags
Sep
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Indicator
Ags
Based on the type of credit
1. Small business loans
Berdasarkan Jenis Kredit
1. Kredit Usaha Kecil
a. Dalam rangka penerusan kredit
dari BI
NPL
1.122
2.229
2.394
2.390
2.402
2.387
2.422
2.425
2.423
2.427
2.427
2.423
2.423
2.423
2.426
2.392
1.071
2.179
2.345
2.339
2.351
2.336
2.372
2.375
2.373
2.376
2.376
2.373
2.373
2.373
2.376
2.341
b. Lainnya
5.442
1.182
1.166
1.216
1.213
1.204
1.201
1.201
1.197
1.189
1.196
1.198
1.189
1.183
1.189
1.172
575
905
922
987
990
973
975
972
988
986
989
988
985
984
989
988
NPL
NPL
b. Other
NPL
2. Not KUK
2. Bukan KUK
a. Kredit kelolaan
a. Channeling Credit From BI
a. Loans
13.473
15.308
16.013
14.265
14.324
14.107
13.974
13.841
14.098
14.166
14.109
14.115
14.040
14.212
14.263
14.778
583
2.648
1.739
1.820
1.913
1.928
1.940
1.957
1.982
2.006
2.020
2.047
2.047
2.057
2.092
2.125
b. Dalam rangka penerusan kredit
dari BI
NPL
75
72
44
44
40
44
44
40
44
40
40
43
43
44
40
40
75
72
44
44
40
44
44
40
44
40
40
43
43
44
40
40
c. Bantuan Proyek
23
7
6
0
6
0
6
0
6
0
6
0
6
0
6
0
6
0
6
0
6
0
6
0
6
0
6
0
c. Aid Project
4
4
4
4
4
4
6
4
4
4
4
4
4
d. Credit Channeling
NPL
NPL
d. Kredit Kelolaan di luar bantuan
proyek
NPL
16
0
6
0
11
10
5
8
8
3
3
3
3
3
3
3
3
3
3
3
3
3
3
e. Lainnya
9.279
5.768
7.746
7.136
7.103
7.075
6.848
5.783
5.755
5.967
5.845
5.731
5.314
5.108
5.126
5.111
NPL
8.106
4.222
148
3.860
3.868
3.866
3.868
3.872
3.877
3.970
3.903
3.897
4.028
3.947
3.953
3.889
758
2.240
2.148
2.194
2.172
2.156
2.157
2.149
2.150
2.144
2.136
2.148
2.147
2.147
2.147
2.147
662
2.147
2.058
2.105
2.084
2.069
2.069
2.063
2.065
2.061
2.054
2.066
2.066
2.066
2.067
2.066
8.405
4.401
212
4.021
4.020
4.016
4.043
4.014
4.054
4.055
4.067
4.057
4.060
4.056
4.055
4.025
NPL
2. Lembaga Swadaya Masyarakat
NPL
3. Swasta Lainnya
NPL
Total
r) Angka-angka diperbaiki
NPL
NPL
NPL
e. Other
NPL
Based Distribution Group
Berdasarkan Golongan Penyalur
1. Koperasi
NPL
b. Channeling Credit from BI
8.046
4.281
211
3.954
3.956
3.955
3.983
3.960
4.002
4.005
4.020
4.006
4.008
4.006
4.006
3.977
20.262
17.936
25.015
18.848
18.901
18.656
18.299
17.138
17.324
17.603
17.425
17.316
16.811
16.777
16.853
17.331
1.727
3.606
2.933
2.995
3.125
3.128
3.151
3.197
3.200
3.316
3.259
3.280
3.405
3.336
3.382
3.346
29.425
24.576
27.375
25.062
25.094
24.828
24.499
23.301
23.528
23.802
23.627
23.520
23.018
22.980
23.055
23.503
1. Cooperation
NPL
2. Non-Governmental Organization
NPL
3. Other Private
NPL
Total
r) Revised figures
180
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.22 Pembiayaan Perbankan Syariah
(Financing of Sharia Banks)
Miliar Rp (Billion Rp)
2014
Indikator
2011
2012
2015
Indicator
2013
Agus
r)
Sep
r)
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
r)
Jul
*)
Ags
*)
Pembiayaan Musyarakah
18.960
27.667
39.874
47.353
48.611
48.627
50.005
49.387
49.416
49.686
51.721
52.672
54.033
54.757
54.757
54.757
Musyarakah Financing
Pembiayaan Mudharabah
10.229
12.023
13.625
14.277
14.356
14.371
14.307
14.354
14.207
14.147
14.136
14.388
14.906
15.667
15.667
15.667
Mudharabah Financing
Piutang Murabahah
56.365
88.004
110.565
114.002
114.891
115.088
115.602
117.371
115.979
116.268
117.358
117.210
117.777
118.612
118.612
118.612
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
326
376
582
582
585
598
618
633
630
645
651
664
678
699
699
699
16.776
19.435
19.476
17.769
18.121
17.808
17.843
17.585
17.046
16.797
16.845
16.592
16.500
16.321
16.321
16.321
102.655
147.505
184.122
193.983
196.563
196.491
198.376
199.330
197.279
197.543
200.712
201.526
203.894
206.056
206.056
206.056
Piutang Salam
Lainnya
Total
r) Angka-angka diperbaiki
*) Angka-angka sementara
Murabahah Accounts
Receivable
Salam Accounts
Receivable
Receivable
Others
Total
r) Revised figures
*) Provisional figures
1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
181
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.23 Pembiayaan Perbankan Syariah Berdasarkan Sektor Ekonomi
(Financing of Sharia Banks Based on Economic Sector)
Miliar Rp (Billion Rp)
2014
Sektor Ekonomi
2011
2012
2015
Economic Sector
2013
Agus
r)
r)
5.516
Des
5.679
Jan
5.674
Feb
5.626
Mar
6.515
Apr
6.554
May
7.228
Jun
r)
Jul
7.803
*)
7.803
Ags
*)
7.803
1. Agriculture, hunting and
agricultural facilities
2. Mining
2.809
3.165
1.733
2.094
3.018
4.187
4.376
4.533
4.852
4.597
4.406
4.331
4.660
5.165
5.177
5.019
5.019
5.019
3. Perindustrian
4.077
5.008
6.029
12.466
12.714
13.053
13.567
13.300
13.700
13.860
14.804
14.475
14.888
15.319
15.319
15.319
4. Listrik, gas dan air
2.381
3.159
4.663
4.502
4.896
4.631
5.370
5.492
5.710
5.666
5.668
5.655
5.828
5.912
5.912
5.912
5. Konstruksi
5.858
7.142
8.086
11.804
12.044
11.924
12.007
11.669
11.273
11.187
11.567
11.465
11.591
12.060
12.060
12.060
5. Construction
6. Perdagangan, restoran
dan hotel
7. Pengangkutan,
pergudangan dan
komunikasi
8. Jasa
Dunia usaha
9.778
12.624
14.314
23.275
23.464
23.384
23.815
24.287
24.125
24.418
25.569
26.476
26.810
27.366
27.366
27.366
3.369
4.321
5.387
14.082
13.697
13.372
11.954
12.192
12.104
12.198
14.193
14.105
13.967
12.531
12.531
12.531
25.630
37.150
47.598
63.249
64.936
65.537
66.000
66.810
66.196
66.915
68.183
69.209
70.270
71.785
71.785
71.785
6. Trade, restaurants and
hotels
7. Transportation,
warehousing and
8. communications
Business Services
Jumlah
5.374
Nov
2.201
9. Jasa sosial/masyarakat
5.497
Okt
1. Pertanian, perburuan
dan sarana pertanian
2. Pertambangan
10. Lain-lain
5.300
Sep
4.464
7.878
12.085
11.768
11.190
11.016
10.997
11.022
10.882
10.764
11.483
11.176
11.076
11.265
11.265
11.265
43.164
65.319
79.775
43.350
43.748
43.667
44.299
44.282
43.208
42.577
38.068
37.247
37.060
36.996
36.996
36.996
102.655
147.505
184.120
193.983
196.563
196.491
198.376 r)
199.330
199.330 r)
197.543
200.712
201.526
203.894
206.056
206.056
206.056
*) Angka-angka sementara
**) Angka-angka sangat sementara
***) Angka-angka sangat-sangat sementara
r) Angka-angka diperbaiki
3. Manufacturing
4. Electricity, gas and water
9. Social Services
10. Others
Total
*) Provisional figures
**) Very provisional figures
***) Estimated figures
r) Revised figures
1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
182
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.24 Pembiayaan Perbankan Syariah Berdasarkan Lokasi Bank Penyalur
(Financing of Sharia Banks Based on Banks Location)
Miliar Rp (Billion Rp)
Lokasi
2011
2012
2013
Agus
r)
Sep
r)
2014
Okt
2015
Nov
Des
Jan
Feb
Sep-48
Apr
Mei
Jun
r)
Jul
*)
Ags
Location
*)
1. Aceh
2.338
2.707
2.971
3.068
3.077
3.067
3.070
3.048
3.014
3.011
3.033
3.066
3.095
3.209
3.209
3.209
1. Aceh
2. Sumatera Utara
4.936
7.105
7.760
7.483
7.420
7.342
7.388
7.589
7.446
7.358
7.267
7.281
7.287
7.398
7.398
7.398
2. Sumatera Utara
3. Sumatera Barat
2.476
3.292
3.744
3.701
3.687
3.681
3.683
3.682
3.622
3.605
3.587
3.596
3.599
3.622
3.622
3.622
3. Sumatera Barat
4. Sumatera Selatan
2.272
3.430
4.026
4.201
4.206
4.219
4.176
4.199
4.128
4.098
4.116
4.078
4.090
4.090
4.090
4.090
4. Sumatera Selatan
286
440
592
291
291
287
283
252
284
284
286
283
282
283
283
283
1.194
1.699
2.051
2.005
1.998
1.991
1.989
1.977
1.948
1.937
1.920
1.906
1.882
1.881
1.881
1.881
421
547
766
820
842
823
823
824
807
804
815
806
808
816
816
816
8. Riau
2.323
3.002
3.409
3.360
3.405
3.396
3.417
3.436
3.418
3.427
3.417
3.403
3.406
3.373
3.373
3.373
9. Kepulauan Riau
1.380
1.501
1.834
2.149
2.233
2.266
2.307
2.336
2.351
2.361
2.390
2.384
2.399
2.438
2.447
2.447
2.447
2.000
2.360
2.271
2.228
2.213
2.195
2.169
2.131
2.118
2.117
2.100
2.113
2.152
2.152
2.152
11. DKI Jakarta
38.981
60.026
75.399
79.183
80.870
80.376
81.845
81.942
81.269
81.456
84.258
84.428
85.410
85.619
85.619
85.619
11. DKI Jakarta
12. Jawa Barat
11.945
16.990
20.217
24.378
24.922
25.146
25.337
25.603
25.346
25.426
25.732
26.046
26.417
26.737
26.737
26.737
12. Jawa Barat
13. Banten
3.707
4.698
5.803
5.917
5.952
5.877
5.913
5.791
5.856
5.839
5.788
5.810
5.882
5.905
5.905
5.905
14. Jawa Tengah
6.503
8.529
10.668
11.597
11.665
11.676
11.675
11.777
11.582
11.617
11.673
11.666
11.712
12.213
12.213
12.213
14. Jawa Tengah
15. DI Yogyakarta
1.451
1.701
2.103
2.410
2.434
2.487
2.505
2.549
2.497
2.479
2.498
2.525
2.536
2.646
2.646
2.646
15. DI Yogyakarta
16. Jawa Timur
9.075
12.755
16.089
18.301
18.508
18.630
18.675
18.892
18.587
18.706
18.747
18.887
19.218
19.609
19.609
19.609
545
864
2.537
1.385
1.395
1.450
1.477
1.479
1.473
1.474
1.475
1.490
1.491
1.488
1.488
1.488
17. Bali
1.080
1.740
2.456
2.488
2.499
2.513
2.552
2.555
2.517
2.509
2.537
2.568
2.879
2.908
2.908
2.908
18. Kalimantan Barat
196
409
620
652
654
673
668
665
660
663
673
677
682
698
698
698
20. Kalimantan Timur
2.193
2.823
4.587
4.000
4.003
4.074
4.123
4.126
4.023
3.995
4.060
4.059
4.077
4.130
4.130
4.130
20. Kalimantan Timur
21. Kalimantan Selatan
1.477
2.029
2.710
2.860
2.841
2.814
2.806
2.811
2.805
2.820
2.816
2.869
2.955
2.954
2.954
2.954
21. Kalimantan Selatan
22. Sulawesi Utara
356
473
522
502
493
486
484
490
482
478
465
461
460
466
466
466
22. Sulawesi Utara
23. Gorontalo
221
284
346
351
353
351
349
348
342
344
344
342
339
335
335
335
23. Gorontalo
24. Sulawesi Barat
131
200
245
249
253
238
234
232
217
213
205
194
192
192
192
192
24. Sulawesi Barat
25. Sulawesi Tengah
642
847
961
947
943
944
952
955
938
934
926
928
933
938
938
938
25. Sulawesi Tengah
26. Sulawesi Tenggara
310
473
724
836
846
843
846
853
846
851
837
841
846
849
849
849
26. Sulawesi Tenggara
2.844
3.978
4.893
4.922
4.926
4.985
4.975
5.160
5.179
5.207
5.239
5.337
5.370
5.582
5.582
5.582
54
80
102
104
103
103
104
102
101
101
102
102
101
102
102
102
28. Maluku
29. Maluku Utara
123
152
199
199
201
202
202
202
198
198
197
198
197
198
198
198
29. Maluku Utara
30. NTB
895
1.293
1.632
1.844
1.853
1.878
1.896
1.894
1.875
1.881
1.885
1.887
1.894
1.920
1.920
1.920
30. NTB
31. NTT
156
229
292
265
268
265
263
256
253
252
255
249
247
240
240
240
31. NTT
32. Papua Barat
114
140
200
198
195
190
186
185
174
170
166
161
160
163
163
163
32. Papua Barat
33. Papua
348
504
605
600
598
609
601
586
558
551
547
547
547
545
545
545
33. Papua
34. Luar Indonesia
183
235
384
361
373
355
350
348
347
346
346
340
345
346
346
346
34. Outside Indonesia
5. Bangka Belitung
6. Jambi
7. Bengkulu
10. Riau
17. Bali
18. Kalimantan Barat
19. Kalimantan Tengah
27. Sulawesi Selatan
28. Maluku
Total
r) Angka-angka diperbaiki
*) Angka-angka sementara
102.655
147.505
184.120
193.983
196.563
196.491
r)
198.376
r)
199.330
197.279
197.543
200.712
201.526
203.894
206.056
206.056
5. Bangka Belitung
6. Jambi
7. Bengkulu
8. Riau
9. Kepulauan Riau
10. Lampung
13. Banten
16. Jawa Timur
19. Kalimantan Tengah
27. Sulawesi Selatan
206.056 Total
r) Revised figures
*) Provisional Figures
1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
183
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.25 Kredit Bank Perkreditan Rakyat Berdasarkan Sektor Ekonomi
(Credit of Rural Banks Based on Economic Sector)
Miliar Rp (Billion Rp)
2014
Sektor Ekonomi
2011
2012
Economic Sector
Ags
1
2
Pertanian, Perburuhan, dan
Kehutanan
Perikanan
3
Pertambangan dan Penggalian
4
Industri Pengolahan
5
Listrik, Gas dan Air
6
Konstruksi
7
8
9
10
11
12
13
14
15
16
17
18
19
2015
2013
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
1. Agriculture, Hunting, and Forestry
3.062
3.640
4.040
4.598
4.606
4.501
4.518
4.477
4.453
4.441
4.470
4.509
4.575
4.707
4.701
4.725
73
106
137
180
184
186
194
196
206
210
217
214
215
217
221
218
2. Fishery
65
99
113
132
141
132
134
138
138
140
138
139
139
142
116
108
3. Mining and Quarrying
584
674
783
875
866
884
870
881
889
888
907
920
941
944
943
943
4. Processing industry
5. Electricity, Gas and Water
26
29
38
46
45
47
52
52
51
52
54
53
52
57
58
61
617
1.009
1.426
1.812
1.913
1.422
1.510
1.469
1.390
1.414
1.470
1.501
1.556
1.596
1.594
1.648
Perdagangan Besar dan Eceran
12.119
14.382
15.088
17.227
17.447
17.419
17.532
17.593
17.648
17.983
18.307
18.487
18.804
19.229
19.095
19.141
Penyediaan Akomodasi dan
Penyedian Makan Minum
Transportasi, Pergudangan dan
Komunikasi
Perantara Keuangan
310
311
405
432
452
501
502
495
500
498
500
517
526
536
547
546
902
1.140
1.104
1.264
1.285
1.313
1.329
1.339
1.361
1.366
1.373
1.392
1.375
1.394
1.378
1.369
48
64
69
102
93
94
93
96
93
93
93
102
103
107
117
115
Real Estate, Usaha Persewaan,
dan Jasa Perusahaan
Administrasi Pemerintahan,
Pertanahan Dan Jaminan Sosial
Wajib
Jasa Pendidikan
202
272
516
556
582
1.307
1.342
1.406
1.405
1.434
1.453
1.517
1.576
1.622
1.652
1.708
82
56
78
86
89
85
89
90
90
93
94
98
100
103
106
106
84
120
149
147
153
152
158
159
161
162
164
163
168
178
178
178
11. Real Estate, Business, Ownership,
and Business Services
12. Government administration,
Defese and Compulsory Social
Security
13. Education services
90
82
139
133
134
132
137
138
137
139
143
152
158
157
162
164
14. Health Services and Social Activities
1.512
1.565
2.427
2.969
2.906
2.955
3.028
3.087
3.040
3.109
3.062
3.069
3.053
2.945
3.014
2.967
15. Community, Sociocultural,
Entertainment and Other Individual
Services
Jasa Kesehatan dan Kegiatan
Sosial
Jasa Kemasyarakatan, Sosial
Budaya, Hiburan dan
Perorangan Lainnya
Jasa Perorangan yang Melayani
Rumah Tangga
Kegiatan Usaha yang Belum
Jelas Batasannya
Bukan Lapangan Usaha Rumah Tangga
Bukan Lapangan Usaha Lainnya
Total
Ket: 1) Merupakan sambungan halaman 194
396
506
683
782
816
810
834
870
878
884
895
895
915
918
914
894
1.748
1.939
2.611
3.022
3.101
2.821
2.884
2.905
2.882
3.007
3.069
3.155
3.169
3.283
3.385
3.405
4.502
5.376
2.470
2.654
2.701
2.814
2.638
2.726
2.739
2.747
2.779
2.997
2.996
3.096
3.092
3.143
14.677
18.449
26.900
29.249
29.547
29.784
29.805
30.273
30.457
30.796
31.221
31.464
31.989
32.517
32.516
32.686
41.100
49.818
59.176
66.264
67.061
67.359
67.648
68.391
68.519
69.457
70.409
71.343
72.409
73.749
73.791
74.125
6. Construction
7. Wholesale and Retail Trade
8. Provision of accommodation and
the provision of eating and
9. drinking
Transportation, Warehousing and
communications
10. Financial intermediaries
16. Individual Services which Serve
17. Business Activities are not clearly
defined
18. Loans to Non Industrial Origin House Hold
19. Non Industrial Origin-Others
Total
Note : 1) Continue from page 194
184
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.26 Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan
(Credit of Rural Banks Based on Type of Use)
Miliar Rp (Billion Rp)
Sektor Ekonomi
2011
2012
2013
2014
Jul
Ags
Sep
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Economic Sector
Ags
Working Capital
Modal Kerja
2.617
67
56
536
24
565
11.368
261
477
43
183
72
3.074
99
88
619
28
933
13.433
264
702
56
216
42
3.455
127
97
703
37
1.315
14.028
326
718
56
443
59
3.993
165
121
782
42
1.650
16.082
331
796
90
459
64
3.969
166
120
769
40
1.669
15.863
331
804
88
441
63
3.965
171
129
763
39
1.766
16.126
350
821
81
463
65
3.858
173
120
777
41
1.288
16.087
382
844
82
1.157
60
3.874
181
123
764
45
1.355
16.186
381
850
81
1.184
64
3.833
183
126
774
46
1.307
16.243
375
854
84
1.235
66
3.815
191
126
779
45
1.225
16.279
369
860
80
1.229
63
3.792
195
127
776
45
1.249
16.603
374
868
82
1.256
65
3.817
201
123
797
46
1.293
16.864
380
877
82
1.273
68
3.850
197
125
806
45
1.305
17.022
388
894
87
1.327
68
3.902
196
124
829
46
1.359
17.325
394
873
89
1.387
69
4.024
198
127
833
49
1.393
17.728
398
887
93
1.431
73
4.029
201
103
834
50
1.415
17.594
412
889
98
1.443
74
4.050
198
95
836
52
1.470
17.644
416
893
95
1.497
76
-
62
70
1.330
83
65
1.363
102
85
2.161
101
101
2.565
101
101
2.715
105
102
2.654
104
97
2.698
107
101
2.762
107
102
2.815
108
101
2.773
106
104
2.821
105
108
2.774
101
115
2.774
107
119
2.754
110
119
2.642
110
124
2.714
109
124
2.662
-
356
1.470
437
1.531
563
2.165
611
2.580
625
2.473
645
2.546
640
2.267
656
2.346
687
2.361
687
2.341
686
2.444
696
2.498
688
2.569
703
2.578
709
2.676
722
2.740
698
2.746
-
-
-
43
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
0
19.557
23.030
376
26.860
30.531
30.336
30.790
30.674
31.060
31.198
31.070
31.593
32.002
32.362
32.857
33.489
33.552
- Pertanian, Perburuhan, dan Kehutanan
- Perikanan
- Pertambangan dan Penggalian
445
6
9
565
7
12
585
9
16
645
12
13
629
14
13
641
13
12
642
14
12
644
13
11
644
13
12
638
15
12
649
15
12
653
16
14
659
17
14
673
19
15
683
20
15
673
20
13
675
20
14
-
Industri Pengolahan
Listrik, Gas dan Air
Konstruksi
Perdagangan Besar dan Eceran
Penyediaan Akomodasi dan Penyedian Makan Minum
48
2
52
750
49
55
2
77
949
47
80
2
111
1.059
78
100
6
143
1.268
100
105
6
143
1.363
101
103
6
148
1.321
102
108
6
134
1.333
119
106
6
155
1.346
121
107
6
162
1.350
17.787
110
6
165
1.369
132
112
8
165
1.380
124
110
8
178
1.443
121
114
8
196
1.465
129
113
2.246
197
1.479
132
111
8
202
1.501
138
109
8
179
1.501
135
107
9
178
1.496
130
-
Transportasi, Pergudangan dan Komunikasi
Perantara Keuangan
Real Estate, Usaha Persewaan dan Jasa Perusahaan
Administrasi Pemerintahan, Pertanahan dan Jaminan
Sosial Wajib
Jasa Pendidikan
Jasa Kesehatan dan Kegiatan Sosial
Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan Lainnya
Jasa Perorangan yang Melayani Rumah Tangga
Kegiatan Usaha yang Belum Jelas Batasannya
424
5
19
10
438
8
56
14
386
13
73
20
462
13
82
21
461
14
115
22
463
12
119
24
469
12
149
25
479
13
158
25
484
13
171
24
501
13
176
27
499
11
179
28
495
12
181
26
498
14
190
30
501
14
189
31
507
15
192
29
489
19
209
32
477
19
211
29
-
22
20
182
37
18
202
47
54
266
49
33
261
46
32
255
48
33
252
48
35
258
50
35
265
52
36
272
53
36
266
56
35
288
59
35
288
61
37
295
61
38
299
68
38
303
68
38
300
70
40
304
-
40
278
69
408
120
445
159
542
157
549
171
554
170
554
178
539
183
544
191
541
198
563
200
570
206
586
211
591
209
608
192
646
196
659
-
- Jasa Perorangan yang Melayani Rumah Tangga
-
-
11
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
- Bukan Lapangan Usaha - Lainnya
-
-
111
-
-
-
-
-
-
-
-
-
-
-
-
-
-
- households
2.364
2.964
3.486
3.909
4.025
4.023
4.087
4.145
4.194
4.252
4.321
4.407
4.521
6.807
4.647
4.631
4.634 Totalother
Investment
532
766
940
1.145
1.176
1.211
1.204
1.222
1.239
1.252
1.269
1.283
1.318
1.342
1.368
1.391
1.410
- Housing Loan (mortgage)
secured by first mortgage
in order to live
- Vehicle Loans
-
Pertanian, Perburuhan, dan Kehutanan
Perikanan
Pertambangan dan Penggalian
Industri Pengolahan
Listrik, Gas dan Air
Konstruksi
Perdagangan Besar dan Eceran
Penyediaan Akomodasi dan Penyedian Makan Minum
Transportasi, Pergudangan dan Komunikasi
Perantara Keuangan
Real Estate, Usaha Persewaan dan Jasa Perusahaan
Administrasi Pemerintahan, Pertanahan dan Jaminan
Sosial Wajib
Jasa Pendidikan
Jasa Kesehatan dan Kegiatan Sosial
Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan Lainnya
Jasa Perorangan yang Melayani Rumah Tangga
Kegiatan Usaha yang Belum Jelas Batasannya
Bukan Lapangan Usaha - Rumah Tangga
Bukan Lapangan Usaha - Lainnya
Total Modal Kerja
- households
33.662 Totalother
Working Capital
Investment
Investasi
-
Total Investasi
- Kredit pemilikan kendaraan bermotor
- Kredit konsumsi lainnya
Total Konsumsi
Total
r) Angka-angka diperbaiki
Agricultures, hunting and
forestry
Fisheries
Mining and Quarrying
Procesing industry
Electricity, gas and water
Construction
Big and retail trade
Provision of accomodation
and food supply drinking
Transportation,
warehousingFinance
and
Transitional
Real estate, Rental
Business,
and
Government services
administration, the
Education services
Health and social services
Community,
Sociocultural,Entertainmen
Individual services which
serve households
International
Agency and
Other Extra Agency
Consumption
Konsumsi
- Kredit pemilikan rumah (KPR) yang dijamin dengan
hak tanggungan pertama dengan tujuan untuk dihuni
Agricultures, hunting and
forestry
Fisheries
Mining and Quarrying
Procesing industry
Electricity, gas and water
Construction
Big and retail trade
Provision of accomodation
and food supply drinking
Transportation,
warehousingFinance
and
Transitional
Real estate, Rental
Business, and services
Government
administration, the
defense and
compulsory
Education
services
Health and social services
Community,
Sociocultural,Entertainmen
tIndividual
and Other
Individual
services
which
serve households
International
Agency and
Other Extra Agency
1.346
1.422
1.815
1.961
1.945
1.952
1.902
1.935
1.926
1.901
1.915
1.851
1.833
1.818
1.910
1.874
1.907
17.300
21.636
26.075
28.722
28.782
29.086
29.491
29.287
29.834
30.044
30.360
30.866
31.309
31.825
32.334
32.343
32.512
19.178
23.824
28.831
31.828
31.903
32.248
32.598
32.443
32.999
33.196
33.543
34.000
34.461
34.985
35.613
35.608
35.829 Total consumption
41.100
49.818
59.176
66.268
66.264
67.061
67.359
67.648
68.391
68.519
69.457
70.409
71.343
74.650
73.749
73.791
74.125
- Other consumer credit
Total
r) revised
185
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.27 Kredit Bank Perkreditan Rakyat Berdasarkan Lokasi Bank Penyalur
(Credit of Rural Banks Based on Banks Location)
Miliar Rp (Billion Rp)
Lokasi
1. Jawa Barat
2011
2012
2014
2013
Ags
Sep
Okt
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Location
1. Jawa Barat
7.043
7.872
9.549
10.953
11.054
11.074
11.128
11.172
11.171
11.233
11.258
11.251
11.354
11.427
11.317
11.221
2. Banten
899
1.128
1.289
1.355
1.383
1.413
1.429
1.437
1.472
1.501
1.533
1.561
1.598
1.629
1.637
1.645
2. Banten
3. DKI Jakarta
700
882
981
1.041
1.055
1.077
1.113
1.164
1.142
1.151
1.183
1.223
1.234
1.255
1.255
1.256
3. DKI Jakarta
4. D.I Yogyakarta
2.039
2.389
2.768
3.124
3.156
3.186
3.217
3.245
3.265
3.305
3.368
3.411
3.457
3.519
3.520
3.535
4. D.I Yogyakarta
5. Jawa Tengah
9.788
11.329
13.137
14.748
14.891
14.822
14.927
14.967
14.972
15.212
15.471
15.735
16.058
16.467
16.488
16.615
6. Jawa Timur
4.849
5.824
6.841
7.746
7.770
7.731
7.731
7.754
7.757
7.880
7.979
8.088
8.246
8.480
8.478
8.424
26
30
29
35
36
37
38
39
40
41
42
42
43
43
43
43
8. Jambi
289
488
544
534
536
532
534
525
520
525
524
527
530
531
529
528
9. Aceh
90
100
118
122
123
125
126
126
124
124
126
126
128
130
129
130
10. Sumatera Utara
541
649
714
752
760
759
765
769
765
777
788
802
811
829
826
829
10. Sumatera Utara
11. Sumatera Barat
975
1.050
995
1.004
1.005
1.003
1.005
1.002
1.000
1.011
1.020
1.025
1.042
1.050
1.030
1.035
11. Sumatera Barat
12. Riau
601
694
733
785
795
805
817
818
819
835
846
866
880
892
887
890
1.892
2.514
2.770
3.187
3.241
3.274
3.313
3.358
3.369
3.396
3.435
3.484
3.526
3.583
3.608
3.668
14. Sumatera Selatan
573
752
769
794
820
854
863
868
815
824
815
818
830
848
847
859
14. Sumatera Selatan
15. Bangka Belitung
28
35
47
52
52
52
52
56
60
62
63
65
67
70
70
71
15. Bangka Belitung
3.467
4.022
5.465
6.187
6.289
6.350
6.115
6.454
6.504
6.616
6.733
6.826
6.920
6.924
6.986
7.007
17. Kalimantan Selatan
252
229
257
326
341
341
344
348
350
342
346
350
339
339
335
333
17. Kalimantan Selatan
18. Kalimantan Barat
511
578
520
520
527
527
531
537
541
546
553
554
566
572
578
587
18. Kalimantan Barat
19. Kalimantan Timur
189
211
231
231
233
233
234
231
222
221
224
229
236
244
244
248
19. Kalimantan Timur
49
80
143
169
175
177
187
182
186
185
191
189
194
199
203
202
20. Kalimantan Tengah
21. Sulawesi Tengah
379
811
1.187
1.285
1.295
1.303
1.314
1.337
1.367
1.420
1.471
1.519
1.563
1.601
1.621
1.638
21. Sulawesi Tengah
22. Sulawesi Selatan
546
790
931
1.047
1.054
1.059
1.066
1.067
1.074
1.088
1.104
1.125
1.146
1.160
1.137
1.144
22. Sulawesi Selatan
23. Sulawesi Utara
456
622
723
694
693
682
676
677
675
682
695
705
714
719
712
714
23. Sulawesi Utara
57
79
97
124
130
133
135
136
141
146
151
157
165
170
172
174
24. Sulawesi Tenggara
3
5
5
5
5
5
5
5
6
5
5
5
5
5
39
40
25. Sulawesi Barat
20
25
27
27
27
26
27
27
27
27
27
27
27
27
27
26
26. Gorontalo
541
633
709
776
785
791
809
820
824
842
852
860
860
870
866
872
3.520
4.754
5.942
6.679
6.806
6.900
7.011
7.120
7.151
7.242
7.328
7.448
7.586
7.744
7.767
7.914
29. Nusa Tenggara Timur
152
175
256
307
306
315
321
319
312
320
330
332
343
349
357
357
30. Maluku
311
541
757
878
898
919
936
945
17.787
972
991
1.012
1.032
1.047
1.052
1.066
31. Papua
253
412
498
586
604
618
633
643
650
666
684
699
714
730
738
748
9
13
17
19
20
21
22
23
25
26
27
27
27
27
27
27
52
101
125
174
197
215
225
222
223
234
244
253
170
265
267
279
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
7. Bengkulu
13. Kepulauan Riau
16. Lampung
20. Kalimantan Tengah
24. Sulawesi Tenggara
25. Sulawesi Barat
26. Gorontalo
27. Nusa Tenggara Barat
28. Bali
32. Maluku Utara
33. Papua Barat
34. Lainnya
Total
41.100
49.818
59.176
66.264
67.061
67.359
67.648
68.391
68.519
69.457
70.409
71.343
72.409
73.749
73.791
74.125
5. Jawa Tengah
6. Jawa Timur
7. Bengkulu
8. Jambi
9. Aceh
12. Riau
13. Kepulauan Riau
16. Lampung
27. Nusa Tenggara Barat
28. Bali
29. Nusa Tenggara Timur
30. Maluku
31. Papua
32. Maluku Utara
33. Papua Barat
34. Others
Total
186
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.28 Kredit dan Non Performing Loan UMKM dan MKM Sektor Ekonomi
(SMEs Credit & Micro, Small, and NPL Based on Economic Sector)
Miliar Rp (Billion Rp)
Sektor Ekonomi
2011
2012
2013
Ags
2014
Okt
Sep
2015
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Economic Sector
Ags
UMKM
UMKM
1. Pertanian, Perburuan dan Kehutanan
Baki Debet
NPL
2. Perikanan
Baki Debet
NPL
3. Pertambangan dan Penggalian
Baki Debet
NPL
4. Industri Pengolahan
Baki Debet
NPL
5. Listrik, Gas dan Air
Baki Debet
NPL
6. Konstruksi
Baki Debet
NPL
7. Perdagangan Besar dan Eceran
Baki Debet
NPL
8. Penyediaan Akomodasi dan
Penyediaan Makan Minum
27.192
892
40.709
1.492
48.193
1.615
52.507
2.318
52.869
2.246
53.280
2.196
53.837
2.233
54.506
2.146
53.874
2.280
54.119
2.471
54.988
2.531
55.641
2.640
57.425
2.756
57.769
2.520
57.980
2.637
57.731
2.629
2.602
161
2.900
163
3.707
171
3.929
217
3.954
186
3.981
202
4.029
173
4.153
157
4.064
163
4.122
189
4.222
204
4.209
222
4.185
235
4.225
231
4.189
217
4.219
200
3.938
89
5.427
153
4.753
184
5.166
273
4.491
316
4.774
285
4.558
301
4.763
258
4.752
248
4.791
265
4.836
270
4.663
291
4.864
351
5.114
401
4.760
393
4.729
408
52.231
1.998
59.500
1.798
60.087
1.736
65.338
2.731
66.768
2.684
65.370
2.181
65.267
2.229
67.558
2.140
66.161
2.249
68.031
2.332
71.060
2.321
71.370
2.401
71.838
2.548
74.251
2.635
74.323
2.809
74.465
2.739
1.218
49
1.474
14
1.750
22
1.635
29
1.633
29
1.645
28
1.717
26
2.187
26
1.693
28
1.839
28
1.906
29
1.853
31
1.969
34
1.957
31
1.995
79
1.980
84
24.279
1.324
30.594
1.497
38.780
1.865
41.100
2.900
42.335
2.913
42.461
3.023
42.472
3.358
40.614
2.990
37.071
3.209
38.334
3.809
39.469
3.472
40.092
3.648
41.165
3.734
43.112
3.772
43.307
3.870
43.711
3.754
202.447
7.471
248.870
8.458
323.056
10.621
340.881
14.271
344.611
13.962
344.189
13.843
348.487
13.838
355.198
13.004
345.064
14.100
349.099
15.165
361.743
14.940
363.003
15.763
365.110
16.595
373.573
16.320
370.236
16.986
371.544
17.033
Baki Debet
NPL
9. Transportasi, Pergudangan dan
Komunikasi
10.014
352
13.714
303
18.132
357
20.019
561
20.370
592
20.877
603
20.592
583
21.144
550
21.233
589
21.649
629
22.256
601
22.824
680
23.410
713
23.744
716
24.093
789
23.698
735
Baki Debet
NPL
10. Perantara Keuangan
Baki Debet
NPL
11 Real Estate, Usaha Persewaan, dan
. Jasa Perusahaan
Baki Debet
NPL
12. Administrasi Pemerintahan,
Pertahanan, dan Jaminan Sosial Wajib
Baki Debet
NPL
13. Jasa Pendidikan
Baki Debet
NPL
14 Jasa Kesehatan dan Kegiatan Sosial
Baki Debet
NPL
15. Jasa Kemasyarakatan, Sosial Budaya,
Hiburan dan Perorangan Lainnya
Baki Debet
NPL
16 Jasa Perorangan yang Melayani
. Rumah Tangga
Baki Debet
NPL
17. Badan Internasional dan Badan Ekstra
Internasional Lainnya
Baki Debet
NPL
18. Kegiatan yang Belum Jelas Batasannya
18.398
452
20.678
485
24.354
654
25.468
1.022
25.142
1.059
24.481
999
24.419
1.069
24.658
964
24.149
1.037
24.334
1.098
25.045
1.103
24.563
1.181
24.489
1.271
24.486
1.294
24.240
1.327
23.928
1.297
10.311
92
14.147
161
13.963
377
14.851
384
14.745
359
14.555
358
14.686
357
14.578
447
14.236
17.787
14.325
456
14.452
419
14.385
379
14.380
408
14.550
383
14.515
377
14.533
373
19.953
629
25.859
689
31.572
881
32.458
1.198
32.349
1.245
32.668
1.246
32.934
1.255
33.462
1.189
31.771
1.273
32.285
1.365
33.630
1.360
33.770
1.528
34.060
1.618
35.181
1.548
35.406
1.635
35.205
1.569
399
15
229
5
284
4
247
4
243
4
231
4
227
4
221
4
204
4
202
7
194
7
186
8
196
8
206
11
201
9
207
9
1.517
23
1.888
22
2.221
39
2.405
54
2.440
50
2.435
58
2.458
49
2.301
47
2.285
50
2.350
59
2.343
59
2.502
61
2.610
62
2.723
63
2.685
65
2.714
60
2.918
233
3.518
99
4.237
72
4.587
156
4.553
126
4.560
127
4.638
146
4.803
122
4.823
117
4.798
127
4.880
134
4.900
138
5.073
134
5.161
145
5.254
145
5.398
146
25.530
619
26.378
891
31.499
876
35.567
1.263
36.440
1.239
36.193
1.258
37.387
1.154
38.015
1.052
38.298
1.156
38.875
1.222
39.932
1.222
40.605
1.284
41.183
1.394
42.148
1.364
42.602
1.427
43.477
1.888
655
36
672
40
1.499
33
1.915
61
1.961
61
2.002
59
2.059
57
2.090
52
2.105
55
2.134
66
2.188
65
2.419
68
2.460
66
2.486
65
2.337
67
2.357
67
2.355
53
414
8
225
6
159
6
153
6
148
6
143
6
140
6
141
6
139
6
22
2
34
3
34
3
31
3
33
3
30
3
Baki Debet
NPL
19. Penerima Kredit Bukan Lapangan
Baki Debet
NPL
20. Tidak Teridentifikasi
Baki Debet
NPL
Jumlah
Baki Debet
NPL
52.205
1.185
29.425
731
509
1
406
3
571
3
669
4
940
5
1.330
5
1.351
6
1.234
8
1.320
9
1.280
11
241
10
170
7
152
7
172
8
-
-
-
-
-
-
-
-
-
-
-
-
-
-
0
1
-
-
458.164
15.674
526.397
17.011
3
608.823
19.515
5
0
648.640
27.451
0
655.627
27.078
0
654.521
26.480
0
660.850
26.843
0
671.721
25.159
12
0
653.288
27.054
1
662.660
29.302
8
684.494
28.750
0
688.297
30.338
1
0
694.690
31.939
0
710.888
31.507
708.305
32.843
1
710.098
33.001
1. Agriculture, hunting, and forestry
Total
NPL
2. Fishery
Total
NPL
3. Mining and quarrying
Total
NPL
4. Processing industry
Total
NPL
5. Electricity, gas and water
Total
NPL
6. Construction
Total
NPL
7. Wholesale and retail trade
Total
NPL
8. Provision of accommodation and the
provision of eating and drinking
Total
NPL
9. Transportation, warehousing and
communications
Total
NPL
10. Financial intermediaries
Total
NPL
11. Real estate, Business Ownership, and
Business Services
Total
NPL
12. Government administration, defense
and compulsory social security
Total
NPL
13. Education services
Total
NPL
14. Health services and social activities
Total
NPL
15. Community, Sociocultural,
Entertainment and Other Individual
Services
Total
NPL
16. Individual services which serve
households
Total
NPL
17. International Agency and Other Extra
Agency International
Total
NPL
18. Business activities are not clearly
defined
Total
NPL
19. Debtor is not the business field - other
Total
NPL
20. Un-identified
Total
NPL
Total
Baki Debet
NPL
187
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.28 Kredit dan Non Performing Loan UMKM dan MKM Sektor Ekonomi
(SMEs Credit & Micro, Small, and NPL Based on Economic Sector)
Miliar Rp (Billion Rp)
Sektor Ekonomi
MKM 1)
1. Pertanian
Baki Debet
NPL
2. Pertambangan
Baki Debet
NPL
3. Perindustrian
Baki Debet
NPL
4. Listrik
Baki Debet
NPL
5. Konstruksi
Baki Debet
NPL
6. Perdagangan
Baki Debet
NPL
7. Pengangkutan
Baki Debet
NPL
8. Jasa Dunia Usaha
Baki Debet
NPL
9. Jasa Sosial
Baki Debet
NPL
10. Lain-lain
Baki Debet
NPL
Jumlah
Baki Debet
NPL
2011
2012
2013
Ags
Sep
2014
Okt
r) Angka-angka diperbaiki
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Economic Sector
Ags
MKM 1)
26.285
803
40.423
2.005
9.020
124
17.135
262
70.380
2.502
80.823
2.900
1.316
45
1.532
131
25.834
1.441
31.020
1.637
235.105
8.885
294.095
10.625
11.293
313
14.160
351
78.206
1.252
81.707
1.754
86.867
2.073
63.687
1.942
607.085
8.678
726.024
10.107
1.151.392
26.115
1.350.606
31.714
1) Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon,sedangkan data
UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM
r)
2015
Nov
1. Agriculture
Total
NPL
2. Mining
Total
NPL
3. Manufacturing
Total
NPL
4. Electricity
Total
NPL
5. Construction
Total
NPL
6. Trading
Total
NPL
7. Transportation
Total
NPL
8. Business Services
Total
NPL
9. Social Services
Total
NPL
10. Others
Total
NPL
Total
Baki Debet
NPL
1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise
already in accordance with the criteria business of MSM Enterprise in the Act No. 20
r) revised figures
188
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.29 Kredit dan Non Performing Loan UMKM dan MKM Menurut Jenis Penggunaan
(SMEs Credit and NPL Credit Based on Type of Use)
Miliar Rp (Billion Rp)
Jenis Penggunaan
2011
2012
2014
2013
Ags
UMKM
1. Modal Kerja
Baki Debet
NPL
2. Investasi
Baki Debet
NPL
3. Konsumsi
Baki Debet
NPL
3. Tidak Teridentifikasi
Baki Debet
NPL
Jumlah
Baki Debet
NPL
Sep
1)
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Type of Use
Ags
355.888
12.770
403.047
13.645
444.030
14.652
471.274
20.239
478.739
19.874
478.941
19.696
482.644
19.925
490.262
18.761
473.828
20.269
480.949
21.707
499.416
21.502
501.758
22.682
507.036
23.895
521.947
23.700
518.388
24.635
520.845
24.826
102.275
2.903
123.350
3.366
164.792
4.863
177.366
7.213
176.889
7.205
175.579
6.784
178.206
6.918
181.459
6.398
179.459
6.785
181.711
7.595
185.079
7.248
186.539
7.656
187.654
8.044
188.941
7.806
189.917
8.208
189.252
8.175
-
-
1
1
-
0
458.164
15.674
526.397
17.011
427.154
14.233
483.595
17.473
117.247
3.205
141.492
4.134
606.991
8.677
725.519
10.106
1.151.392
26.115
1.350.606
31.714
1
608.823
19.515
1
648.640
27.451
-
-
-
-
655.627
27.078
1)
MKM
1. Modal Kerja
Baki Debet
NPL
2. Investasi
Baki Debet
NPL
3. Konsumsi
Baki Debet
NPL
Jumlah
Baki Debet
NPL
2015
Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih
berdasarkan plafon, sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20
tentang UMKM
0
654.521
26.480
0
660.850
26.843
671.721
25.159
0
0
653.288
27.054
-
-
-
-
662.660
29.302
0
684.494
28.750
(0)
688.297
30.338
(0)
694.690
31.939
(0)
710.888
31.507
-
-
-
-
-
1
708.305
32.843
710.098
33.001
UMKM
1. Working Capital
Total
NPL
2. Investment
Total
NPL
3. Consumption
Total
NPL
4. Un-identified
Total
NPL
Total
Baki Debet
NPL
MKM 1)
1. Working Capital
Total
NPL
2. Investment
Total
NPL
3. Consumption
Total
NPL
Total
Baki Debet
NPL
1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in
accordance with the criteria business of MSM Enterprise in the Act No. 20
189
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.30 Kredit dan Non Performing Loan Rincian Kredit UMKM dan MKM Menurut Kelompok Bank
(Detail of SMEs Credit and Detail of MKM Credit Based on Group of Bank)
Miliar Rp (Billion Rp)
Kelompok Bank
UMKM
2011
2012
2014
2013
Ags
Sep
2015
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Category of Bank
Ags
1)
UMKM
1)
1. State Owned Banks
1. Bank Persero
Total
Baki Debet
222.645
242.861
304.751
321.455
327.551
328.783
334.151
341.804
333.097
333.848
340.563
341.001
345.795
356.506
351.496
355.179
Mikro
58.287
66.555
87.657
100.552
102.213
103.743
105.419
106.269
107.194
109.008
111.113
113.185
114.909
118.832
119.139
119.878
Micro
Kecil
86.113
98.136
122.730
128.581
130.441
130.833
133.980
136.580
132.375
135.070
130.893
130.959
131.194
135.891
133.713
135.806
Small
Menengah
78.245
78.169
94.363
92.322
94.898
94.207
94.752
98.956
93.528
89.770
98.557
96.856
99.693
101.783
98.644
99.495
9.019
9.093
10.362
13.974
13.425
13.399
13.279
12.138
13.442
14.946
14.609
15.600
16.522
15.968
16.712
16.849
Mikro
1.174
1.214
1.481
2.175
2.108
2.086
2.056
1.829
2.064
2.514
2.520
2.624
2.761
2.722
2.771
2.721
Micro
Kecil
4.450
4.694
4.922
6.561
6.218
6.137
6.076
5.552
5.999
6.769
6.566
6.920
7.425
7.072
7.339
7.407
Small
Menengah
3.395
3.185
3.960
5.237
5.099
5.175
5.146
4.757
5.378
5.663
5.524
6.056
6.336
6.174
6.602
6.721
NPL
Medium
NPL
Medium
2. Regional Development Banks
2. BPD
Total
Baki Debet
31.314
45.082
46.896
50.924
51.828
52.631
52.970
50.837
48.408
49.196
49.983
50.867
51.798
53.035
53.322
50.987
Mikro
4.509
9.038
9.156
8.832
8.848
8.833
8.850
8.733
8.573
8.765
8.837
8.977
9.121
9.329
9.341
9.230
Micro
Kecil
18.880
21.091
21.232
23.459
24.037
24.516
24.541
23.456
22.518
22.742
23.034
23.348
23.826
24.422
24.386
24.273
Small
7.925
14.953
16.509
18.632
18.943
19.282
19.578
18.647
17.316
17.689
18.112
18.543
18.852
19.283
19.595
17.484
1.593
2.612
2.965
4.849
4.799
4.865
5.453
5.015
5.306
5.452
5.632
5.921
6.174
6.087
6.234
5.891
Menengah
NPL
Medium
NPL
Mikro
239
443
685
1.063
1.051
1.061
1.069
1.013
1.059
1.088
1.043
1.030
1.017
991
1.023
1.011
Micro
Kecil
915
1.327
1.338
1.785
1.760
1.760
1.802
1.647
1.767
1.840
1.897
2.009
2.081
2.130
2.186
2.186
Small
Menengah
439
842
943
2.000
1.987
2.044
2.582
2.354
2.480
2.524
2.693
2.881
3.076
2.966
3.025
2.694
Medium
3. Foreign Exchange Commercial Banks
3. Bank Swasta Nasional
Total
Baki Debet
194.234
228.991
245.101
259.419
258.226
255.734
256.109
261.365
253.996
261.664
275.730
279.038
279.315
282.210
284.015
284.193
Mikro
24.759
21.476
21.998
23.588
24.121
23.017
24.679
25.077
25.401
25.657
27.233
26.433
25.842
26.240
26.285
26.422
Micro
Kecil
40.660
44.581
41.954
42.782
42.334
41.673
41.651
41.458
40.790
40.968
42.949
43.316
43.126
42.744
42.720
42.459
Small
128.816
162.934
181.148
193.049
191.771
191.044
189.779
194.831
187.806
195.039
205.547
209.289
210.347
213.226
215.010
215.312
4.710
5.096
5.933
8.363
8.562
7.910
7.771
7.666
7.939
8.502
8.119
8.438
8.828
8.845
9.402
9.767
Menengah
NPL
Medium
NPL
618
758
750
878
852
822
799
775
814
810
799
787
793
799
787
982
Micro
Kecil
1.645
1.720
2.077
2.433
2.366
2.358
2.299
2.248
2.325
2.335
2.340
2.408
2.405
2.418
2.509
2.513
Small
Menengah
2.447
2.618
3.105
5.052
5.344
4.730
4.674
4.643
4.800
5.356
4.979
5.242
5.631
5.627
6.106
6.272
Mikro
Medium
4. Joint Venture Banks and Foreign
Owned Banks
4. Bank Asing dan
Campuran
Total
Baki Debet
9.971
9.463
12.076
16.842
18.022
17.373
17.621
17.714
17.787
17.951
18.219
17.391
17.781
19.136
19.472
19.739
Mikro
470
107
78
280
377
85
187
192
192
89
89
91
145
729
926
675
Micro
Kecil
874
465
466
463
497
456
474
482
491
500
495
512
645
689
807
772
Small
8.627
8.891
11.532
16.099
17.148
16.832
16.960
17.040
17.103
17.362
17.635
16.789
16.992
17.717
17.740
18.292
352
208
256
265
292
307
340
341
367
403
389
379
415
607
495
493
Menengah
NPL
Medium
NPL
Mikro
16
7
7
7
7
7
7
7
7
7
7
7
7
155
8
6
Micro
Kecil
62
40
10
13
13
12
13
13
12
13
12
16
17
16
16
16
Small
275
161
238
245
272
288
321
321
348
384
371
356
390
436
471
471
Menengah
Jumlah
Baki Debet
NPL
458.164
526.397
608.823
648.640
655.627
654.521
660.850
671.721
653.288
662.660
684.494
688.297
694.690
710.888
708.305
15.674
17.011
19.515
27.451
27.078
26.480
26.843
25.159
27.054
29.302
28.750
30.338
31.939
31.507
32.843
Medium
Total
710.098
Baki Debet
33.001
NPL
190
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.30 Kredit dan Non Performing Loan Rincian Kredit UMKM dan MKM Menurut Kelompok Bank
(Detail of SMEs Credit and Detail of MKM Credit Based on Group of Bank)
Miliar Rp (Billion Rp)
Kelompok Bank
2011
2012
2013
2014
Ags
Sep
Okt
1)
MKM
1. Bank Persero
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Category of Bank
Ags
MKM
1)
1. State Owned Banks
Total
415.623
502.447
Mikro
122.104
143.877
Micro
Kecil
188.524
234.031
Small
Menengah
104.996
124.540
11.258
15.271
Mikro
2.997
9.520
Micro
Kecil
3.722
2.611
Small
Menengah
4.539
3.140
Baki Debet
NPL
Medium
NPL
Medium
2. Regional Development Banks
2. BPD
Total
155.024
190.815
Mikro
36.921
32.580
Micro
Kecil
107.321
142.679
Small
10.782
15.556
2.562
3.297
Baki Debet
Menengah
NPL
Mikro
Kecil
Menengah
Medium
NPL
470
555
Micro
1.176
1.489
Small
915
1.253
Medium
3. Foreign Exchange Commercial Banks
3. Bank Swasta Nasional
Total
512.566
601.409
Mikro
97.877
97.552
Micro
Kecil
195.035
228.341
Small
Menengah
219.654
275.516
10.204
11.502
Mikro
2.802
2.918
Micro
Kecil
3.349
4.084
Small
Menengah
4.053
4.500
Baki Debet
NPL
4. Bank Asing dan
Campuran
Baki Debet
Medium
NPL
Medium
4. Joint Venture Banks and Foreign
Owned Banks
Total
68.180
55.935
Mikro
46.218
29.972
Micro
Kecil
7.005
7.558
Small
14.957
18.405
2.091
1.643
Menengah
NPL
Medium
NPL
1.223
849
Micro
Kecil
542
481
Small
Menengah
325
313
Mikro
Jumlah
Baki Debet
NPL
1)
2015
Nov
1.151.392
1.350.606
26.115
31.714
Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon,
sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM
Medium
Total
Baki Debet
NPL
1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit,
while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20
191
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.31 Kredit UMKM dan MKM Menurut Lokasi Proyek Per Daerah Tingkat I
(SMEs Credit and MKM Credit Based on Project Location)
Miliar Rp (Billion Rp)
2014
Kelompok Bank
2011
2012
2015
Category of Bank
2013
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
UMKM
UMKM
1. Jawa Barat
58.034
67.636
78.774
82.490
83.373
83.683
84.181
85.429
82.930
83.778
86.167
86.392
87.379
88.730
88.388
88.647 1.
Jawa Barat
2. Banten
16.026
18.863
22.631
25.036
25.174
24.807
24.936
25.305
25.267
25.566
26.653
27.013
27.076
27.798
27.658
27.997 2.
Banten
3. DKI Jakarta
82.225
93.051
95.185
99.821
100.948
98.202
100.682
104.891
101.144
104.499
108.252
108.250
108.399
111.483
112.850
113.383 3.
5.413
6.549
8.431
9.485
9.595
9.663
9.678
9.806
9.549
9.592
9.874
10.021
10.360
10.481
10.446
10.537 4.
D.I Yogyakarta
5. Jawa Tengah
43.721
51.576
62.679
68.244
69.192
69.910
69.927
70.415
68.590
69.700
72.210
73.088
73.843
76.015
75.589
76.257 5.
Jawa Tengah
6. Jawa Timur
62.346
65.980
79.322
84.273
85.003
84.918
85.539
86.569
83.965
84.901
88.346
89.297
90.314
93.299
93.424
94.187 6.
Jawa Timur
7. Bengkulu
3.115
3.598
4.103
4.386
4.431
4.488
4.512
4.551
4.490
4.530
4.635
4.665
4.719
4.808
4.763
4.778 7.
8. Jambi
6.724
7.809
8.772
9.049
9.146
9.248
9.354
9.383
9.257
9.304
9.737
9.724
9.864
10.046
9.959
10.000 8.
Jambi
Aceh
5.850
6.395
7.026
7.340
7.490
7.527
7.589
7.729
7.416
7.494
7.501
7.616
7.658
7.788
7.658
7.713 9.
Aceh
26.707
31.470
36.947
39.685
40.612
40.655
41.042
41.483
40.862
41.583
42.668
43.070
43.649
44.544
43.905
44.376 10. Sumatera Utara
4. D.I Yogyakarta
9.
10
.
11
.
12
.
13
.
14
.
15
.
16
.
17
.
18
.
19
.
20
.
21
.
22
.
23
.
24
.
25
.
26
.
27
.
28
.
29
.
30
.
31
.
32
.
33
.
34
.
35
.
Sumatera Utara
DKI Jakarta
Bengkulu
8.721
10.663
11.804
12.844
13.039
13.114
13.179
13.238
13.029
13.206
13.363
13.502
13.575
13.838
13.603
13.714 11. Sumatera Barat
13.995
16.096
17.968
20.676
20.964
20.919
21.121
21.292
20.727
20.832
21.239
21.604
21.611
21.912
21.569
21.586 12. Riau
4.648
5.514
7.402
7.416
7.114
7.485
6.921
6.947
6.548
6.777
7.105
7.186
7.202
7.288
7.197
7.144 13. Kepulauan Riau
Sumatera Selatan
12.190
14.807
17.506
18.212
18.495
18.441
18.584
18.987
17.950
17.808
18.487
18.451
18.615
19.130
18.955
19.024 14. Sumatera Selatan
Bangka Belitung
2.225
2.604
2.990
3.025
3.101
3.098
3.147
3.214
3.103
2.779
2.897
2.896
2.974
3.084
3.028
Lampung
9.060
10.276
11.664
11.750
11.975
11.888
12.055
12.086
11.857
12.102
12.507
12.463
12.586
12.839
12.674
Kalimantan Selatan
6.242
8.086
8.914
9.535
9.669
9.739
9.736
9.794
9.683
9.775
9.862
9.911
9.910
9.806
9.677
Kalimantan Barat
6.910
8.350
10.673
11.914
12.005
12.067
12.254
12.715
12.418
12.657
12.976
12.851
12.944
13.253
13.138
13.247 18. Kalimantan Barat
Kalimantan Timur
20.287 19. Kalimantan Timur
Sumatera Barat
Riau
Kepulauan Riau
3.079 15. Bangka Belitung
12.707 16. Lampung
9.733 17. Kalimantan Selatan
15.118
17.295
20.018
20.333
19.778
19.732
19.876
19.982
19.127
19.244
20.073
19.987
20.105
20.334
20.206
Kalimantan Tengah
3.590
4.433
4.837
5.317
5.400
5.489
5.530
5.604
5.420
5.506
5.743
5.751
5.935
6.006
6.002
Sulawesi Tengah
5.183
5.559
6.595
6.962
7.111
7.057
7.155
7.155
6.881
7.109
7.280
7.263
7.381
7.451
7.284
7.373 21. Sulawesi Tengah
Sulawesi Selatan
17.926
19.460
23.596
24.799
24.983
24.925
25.217
25.765
25.511
24.901
25.375
25.548
25.799
26.300
26.157
26.224 22. Sulawesi Selatan
Sulawesi Utara
5.923
5.861
6.431
6.763
6.740
6.745
7.049
7.150
6.958
7.063
7.449
7.294
7.463
7.576
7.446
7.395 23. Sulawesi Utara
Sulawesi Tenggara
2.871
3.715
4.516
4.874
4.913
4.943
4.944
4.914
4.883
4.940
4.983
5.045
5.095
5.236
5.141
5.200 24. Sulawesi Tenggara
Sulawesi Barat
1.326
1.567
1.875
2.064
2.092
2.130
2.158
2.212
2.114
2.135
2.249
2.205
2278,2
2.282
Gorontalo
1.701
1.820
2.011
2.202
2.218
2.224
2.276
2.316
2.266
2.309
2.387
2.430
2.484
2.445
Nusa Tenggara Barat
2.435
6.112 20. Kalimantan Tengah
2.343
25. Sulawesi Barat
2.471 26. Gorontalo
6.720 27. Nusa Tenggara Barat
3.820
5.175
6.318
6.509
6.576
6.525
6.592
6.703
6.633
6.718
6.814
6.816
6.849
6.895
6.709
13.050
16.356
19.951
22.182
22.627
22.834
23.000
23.483
23.307
23.766
24.531
24.667
24.947
25.488
25.590
Nusa Tenggara Timur
2.624
3.297
4.127
4.922
5.073
5.177
5.246
5.234
5.028
5.163
5.324
5.345
5.436
5.721
5.812
5.897 29. Nusa Tenggara Timur
Maluku
1.756
1.808
2.000
2.076
2.128
2.132
2.167
17.787
2.106
2.170
2.248
2.294
2.322
2.405
2.376
2.382 30. Maluku
Papua
4.752
5.477
7.471
8.134
8.286
8.410
8.703
8.608
7.963
8.229
8.698
8.643
8.763
9.029
8.914
7.019 31. Papua
Maluku Utara
1.204
1.327
1.474
1.383
1.388
1.377
1.403
1.391
1.368
1.385
1.425
1.429
1.467
1.514
1.487
1.527 32. Maluku Utara
Papua Barat
1.881
2.523
3.376
3.764
3.824
3.802
3.877
3.836
3.557
3.596
3.772
3.808
3.899
4.060
3.964
3.158 33. Papua Barat
259
369
335
60
56
52
89
87
45
42
41
42
38
35
36
Tidak Teridentifikasi
1.030
1.032
1.099
1.116
1.109
1.116
1.133
1.205
1.339
1.500
1.625
1.730
1.829
1.931
1.973
Jumlah
458.164
Bali
Lainnya
526.397
608.823
648.640
655.627
654.521
660.850
671.721
653.288
662.660
684.494
688.297
694.690
710.888
708.305
25.845 28. Bali
35 34. Lainnya
1.999 35. Tidak Teridentifikasi
710.098
Total
192
Indonesia Banking Statistics - Vol. 13, No. 9, August 2015
Statistik Perbankan Indonesia - Vol. 13, No. 9, Agustus 2015
Tabel 4.31 Kredit UMKM dan MKM Menurut Lokasi Proyek Per Daerah Tingkat I
(SMEs Credit and MKM Credit Based on Project Location)
Miliar Rp (Billion Rp)
2014
Kelompok Bank
2011
2012
Category of Bank
Ags
MKM
2015
2013
Sep
1)
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
MKM
1. Jawa Barat
175.897
2. Banten
207.552
1)
1. Jawa Barat
2. Banten
56.857
70.082
215.963
237.266
4. D.I Yogyakarta
13.368
15.857
5. Jawa Tengah
95.742
114.094
5. Jawa Tengah
128.190
150.323
6. Jawa Timur
8.430
10.503
7. Bengkulu
8. Jambi
15.415
18.485
8. Jambi
Aceh
18.585
20.217
9. Aceh
Sumatera Utara
58.917
70.333
10. Sumatera Utara
Sumatera Barat
23.000
27.088
11. Sumatera Barat
Riau
32.210
37.337
12. Riau
Kepulauan Riau
12.940
15.193
13. Kepulauan Riau
Sumatera Selatan
30.079
35.261
14. Sumatera Selatan
Bangka Belitung
4.551
5.434
15. Bangka Belitung
Lampung
20.742
23.862
16. Lampung
Kalimantan Selatan
17.238
20.819
17. Kalimantan Selatan
Kalimantan Barat
16.295
19.963
18. Kalimantan Barat
Kalimantan Timur
27.365
33.123
19. Kalimantan Timur
8.452
11.769
20. Kalimantan Tengah
Sulawesi Tengah
11.587
14.043
21. Sulawesi Tengah
Sulawesi Selatan
42.958
50.569
22. Sulawesi Selatan
Sulawesi Utara
15.716
18.500
23. Sulawesi Utara
Sulawesi Tenggara
8.595
10.806
24. Sulawesi Tenggara
Sulawesi Barat
3.211
4.002
25. Sulawesi Barat
Gorontalo
4.775
5.977
26. Gorontalo
Nusa Tenggara Barat
12.762
15.609
27. Nusa Tenggara Barat
Bali
27.122
33.573
28. Bali
Nusa Tenggara Timur
10.291
12.388
29. Nusa Tenggara Timur
Maluku
4.725
5.478
Papua
9.505
12.161
Maluku Utara
3.104
3.900
32. Maluku Utara
Papua Barat
3.630
4.752
33. Papua Barat
13.176
14.288
3. DKI Jakarta
6. Jawa Timur
7. Bengkulu
9.
10
.
11
.
12
.
13
.
14
.
15
.
16
.
17
.
18
.
19
.
20
.
21
.
22
.
23
.
24
.
25
.
26
.
27
.
28
.
29
.
30
.
31
.
32
.
33
.
34
.
Kalimantan Tengah
Lainnya
Jumlah
1)
1.151.392
1.350.606
Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan
plafon, sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM
3. DKI Jakarta
4. D.I Yogyakarta
30. Maluku
31. Papua
34. Lainnya
Total
1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in
accordance with the criteria business of MSM Enterprise in the Act No. 20
193