eCommerce enabler arvato Financial Solutions How arvato’s finance expertise supports the Rocket Internet platform and its companies 2015-03-12, Gothenburg 1 | arvato Financial Solutions | D-Congress | William Green, Vice President Global Key Accounts | March 16, 2015 eCommerce Marketplace 2 | arvato Financial Solutions | D-Congress | William Green, Vice President Global Key Accounts | March 16, 2015 Fintech Borrowers Lenders Eliminate need of banks: Global P2P lending marketingplace for consumer loans. Secure and 1.Secure and reliable payment processes 1.Cross-border Cross-border integration 3 | arvato Financial Solutions | D-Congress | William Green, Vice President Global Key Accounts | March 16, 2015 1.Transparency Transparency regarding transaction costs Best P2P risk management analysis Enhance cash positions Empower growth and competitiveness Needs secure and reliable payment processes Provides 170 m real-time credit checks p/a Demands cross-border integration Offers international collection in 14 countries Wants transparency regarding transaction costs As a financially stable business partner rated by Standard & Poor’s, Fitch, Moody‘s 4 | arvato Financial Solutions | D-Congress | William Green, Vice President Global Key Accounts | March 16, 2015 Television European leader in TV and Radio entertainment Books The largest book editor in the world Magazines The biggest magazine publisher in Europe Revenues: €5.89 bn Revenues: €2.66 bn Revenues: €2.10 bn Employees: 11,589 Employees: 11,931 Employees: 11,822 Services Print Leading international provider of outsourcing services (BPO) and IT/ High-Tech industry Strong provider of print and communications services Revenues: €4.41 bn Revenues: €1.12 bn Employees: 66,410 Employees: 6,201 Figures from Dec 31.2013 5 | arvato Financial Solutions | D-Congress | William Green, Vice President Global Key Accounts | March 16, 2015 How can we enable your eCom business? 6 | arvato Financial Solutions | D-Congress | William Green, Vice President Global Key Accounts | March 16, 2015 Payment after delivery. arvato provides labeled or white-label payment after delivery solutions 7 | arvato Financial Solutions | D-Congress | William Green, Vice President Global Key Accounts | March 16, 2015 Online, offline, anyline. Empowering omnichannel shopping experince Covering major European markets with leading financial service solutions 8 | arvato Financial Solutions | D-Congress | William Green, Vice President Global Key Accounts | March 16, 2015 arvato Financial Solutions A Global Presence >100 SWEDEN Varberg Stockholm Uppsala >100 NORWAY Oslo Rørvik <100 DENMARK Copenhagen <100 FINLAND >100 Helsinki Turku POLAND Krakow Poznan >750 >500 USA Reno, Fargo, Seattle, Mountain View, Palo Alto >1,000 IRELAND Dublin, Dublin Eastpoint, Dublin Sandyford UNITED KINGDOM Glasgow, Leeds, Purley, Stratford-upon-Avon, Worthing, Warrington <100 <100 <100 SWITZERLAND THE NETHERLANDS Heerenveen AUSTRIA Vienna Schlieren SPAIN Madrid >500 <100 MEXICO Monterrey >2,000 PHILIPPINES Manila INDIA Gurgaon GERMANY Baden-Baden, Dortmund, Düsseldorf, Gütersloh 2x, Verl, Mainz, Münster, Potsdam, Wiesbaden <100 ARGENTINA Buenos Aires <100 BRAZIL Sao Paulo 9 | arvato Financial Solutions | D-Congress | William Green, Vice President Global Key Accounts | March 16, 2015 CHINA Shanghai >100 <100 <100 >100 SINGAPORE Singapore Global F&A UK/IE Nordics Central Europe Convenience Change to instalment payment anytime Simple online account solutions Promote further purchases immediately on invoices, notifications etc. 10 | arvato Financial Solutions | D-Congress | William Green, Vice President Global Key Accounts | March 16, 2015 The R+R Principle Retaining customers by a partnershipdriven collection settlement process Returning liquidity to your business 11 | arvato Financial Solutions | D-Congress | William Green, Vice President Global Key Accounts | March 16, 2015