Rolland Advisory Solutions
Bob Rolland, FSA, CIC, CFP®
Engagement Letter
This letter will confirm the terms of our agreement regarding the financial planning services we will provide you.
Engagement Objectives
The primary objective of our engagement is to review and analyze your personal financial situation and make
recommendations for your financial plan. This review will identify your personal financial goals and objectives, and will
include possible strategies to achieve them. Our analysis and recommendations are based on information provided by
you that will be relied upon for representations.
Activities – Financial Plan
Goal Definition and Data Gathering:
The initial phase involves accumulating and organizing facts about your current financial status, identifying specific goals
and objectives, and agreeing upon planning assumptions. This information will be obtained during an initial meeting or
conversation with you and/or from the use of a financial planning data questionnaire. We will also review copies of
pertinent documents, such as wills, company-provided fringe benefit booklets, prior tax returns, investment account
statements, and insurance documents. A Financial Organizer will be completed providing you with access to your key
financial information.
Presentation:
After the information has been received, the data will be analyzed and projections will be made. A subsequent meeting
will be held to verify the accuracy of the data and will allow you to validate the assumptions used. Alternative courses of
action to meet goals and address any issues will be comprehensively discussed.
Prioritization and Implementation:
The projections will then be updated for any required changes and a comprehensive financial planning report (the
Financial Plan) containing recommendations in all relevant areas of your financial situation will be presented. We will
work with you to finalize and prioritize the choice of strategies, to set time goals, and to establish responsibilities for
your implementation of the plan.
The methods that you choose to follow for the implementation of the financial planning recommendations are at your
discretion. You will be responsible for all decisions regarding implementation of the recommendations.
Rolland Advisory Solutions is not an affiliate of Nationwide or it’s affiliates.
Federal income tax laws are compplex and subject to change. Neither the company or it’s representatives give legal or tax advice. Please consult your attorney or
tax advisor for answers to specific questions.
Securities and Investment Advisory Services offered through Bob Rolland as a Registered Representative and Investment Advisor Representative of Nationwide
Securities, LLC, P.O. Box 183137, Columbus, OH 43218, 888-753-7364. Member FINRA, SIPC. A Registered Investment Advisor. DBA Nationwide Advisory
Services, Inc. in AR, FL, IL, WV. DBA Nationwide Advisory Services in MA, NY, OK. Representative of Nationwide Life Insurance Company, affiliated companies and
other companies. FEM-0351OH
Rolland Advisory Solutions
Bob Rolland, FSA, CIC, CFP®
Engagement Letter
Activities – Ongoing Financial Plan Monitoring
We are available to assist you with implementation of your chosen strategies or to coordinate implementation with
other financial professionals of your choosing. As part of this separate engagement we can answer questions, monitor
activities, or make new recommendations regarding your financial matters as circumstances change. In addition, we do
not offer legal services such as will or trust preparation; however, we will be happy to refer you to a legal professional.
Your plan should be reviewed with us informally on a semi-annual basis and more formally on an annual basis. These
update sessions are essential so that adjustments can be made for changes in circumstances, economic conditions, and
income, gift, or estate tax law revisions.
Services will include reviewing actual results against agreed upon budget, investment policy statement and benchmarks,
insurance policy statement, retirement planning projections, and college/education planning projections.
Fees
The fee for your Comprehensive Financial Plan has been determined by our mutual agreement and is $__________
which is due and payable upon return of this Engagement Letter. Please note that this fee is for the written financial
plan alone and the plan shall contain all of our recommendations to you through the date of its delivery.
The fee for the Ongoing Financial Plan Monitoring has been determined by our mutual agreement and is $__________
annually which is due and payable at the beginning of each year. Please note that this fee is for the services provided
according to the Ongoing Financial Plan Monitoring above.
These agreements and fees does not provide for any product sales that may be offered at no obligation to you. This is a
separate service that may be considered a conflict of interest because commissions and/or additional fees may be paid
in connection with products purchased.
In the event there are commissions earned from product sales the fees described above will be reduced dollar for dollar
but to no less than $0.
Rolland Advisory Solutions is not an affiliate of Nationwide or it’s affiliates.
Federal income tax laws are compplex and subject to change. Neither the company or it’s representatives give legal or tax advice. Please consult your attorney or
tax advisor for answers to specific questions.
Securities and Investment Advisory Services offered through Bob Rolland as a Registered Representative and Investment Advisor Representative of Nationwide
Securities, LLC, P.O. Box 183137, Columbus, OH 43218, 888-753-7364. Member FINRA, SIPC. A Registered Investment Advisor. DBA Nationwide Advisory
Services, Inc. in AR, FL, IL, WV. DBA Nationwide Advisory Services in MA, NY, OK. Representative of Nationwide Life Insurance Company, affiliated companies and
other companies. FEM-0351OH
Rolland Advisory Solutions
Bob Rolland, FSA, CIC, CFP®
Engagement Letter
Termination
We reserve the right to discontinue services if billings are not paid when due.
If at any time you are dissatisfied with our services, you may terminate this agreement. If you do so within three
business days of your acceptance, you will receive a full refund. Subsequently, any fees that you have paid to us in
advance will be charged for the time and effort that has been devoted up to that termination time and any remaining
balance will be refunded.
We anticipate beginning the engagement immediately. If this letter meets with your approval, please sign the enclosed
copy in the space provided and return it to us in the enclosed envelope.
We thank you for the opportunity to be of service, and we welcome you as a valued client.
Sincerely,
Bob Rolland, FSA, CIC, CFP
I/We agree to the above terms and conditions:
Client Signature:____________________________________ Date:_______________________
Client Signature:____________________________________ Date:_______________________
Rolland Advisory Solutions is not an affiliate of Nationwide or it’s affiliates.
Federal income tax laws are compplex and subject to change. Neither the company or it’s representatives give legal or tax advice. Please consult your attorney or
tax advisor for answers to specific questions.
Securities and Investment Advisory Services offered through Bob Rolland as a Registered Representative and Investment Advisor Representative of Nationwide
Securities, LLC, P.O. Box 183137, Columbus, OH 43218, 888-753-7364. Member FINRA, SIPC. A Registered Investment Advisor. DBA Nationwide Advisory
Services, Inc. in AR, FL, IL, WV. DBA Nationwide Advisory Services in MA, NY, OK. Representative of Nationwide Life Insurance Company, affiliated companies and
other companies. FEM-0351OH