Retirement
Put Your Tax Return to Work
You can instruct the IRS to deposit your refund directly into your OppenheimerFunds IRA or
any other OppenheimerFunds account when you file your tax return. This is an easy way to
build your retirement savings without taking money away from another part of your budget.
The maximum combined Traditional and Roth IRA contribution limit for 2015 and 2016
is $5,500 ($6,500 if you are age 50). Consult with your financial advisor to determine the
amount and the type of account that’s suitable for you.
To get started, just complete IRS Form 8888 with your federal income tax return as
shown below.
A Enter the dollar amount you wish to have
deposited from your refund to your IRA on
IRS Form 8888. To make your IRA contribution for tax year 2015, the money must be
in your account by April 18, 2016.1 Once
the money is in your account, notify us by
phone, fax or mail no later than April 18,
2016,1 that the contribution is for 2015.
If you do not notify us or the money is
deposited after April 18, 2016,1 the contribution will default to 2016. Line 1a
E Enter the dollar amount you wish to have
deposited from your refund to your non-IRA
account. Line 2a
F OppenheimerFunds’ routing number is
101000695. Line 2b
G Tick the Checking box. Line 2c
H Enter your non-IRA account number. Fill in the
first two spaces with “44.” Line 2d
I Enter any remaining amount from your
refund to be deposited into another
OppenheimerFunds account or checking or
savings account. Lines 3a, 3b, 3c and 3d
B OppenheimerFunds’ routing number is
101000695. Line 1b
C Tick the Checking box. Line 1c
D Enter your Traditional IRA or Roth IRA
account number. You can find this on your
account statement. Fill in the first two spaces
with “44.” Line 1d
IRS Form 8888 Direct Deposit of Refund 2015
Form
8888
Allocation of Refund (Including Savings Bond Purchases)
▶
Department of the Treasury
Internal Revenue Service
Information about Form 8888 and its instructions is at www.irs.gov/form8888.
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2015
Attachment
Sequence No. 56
Your social security number
Attach to your income tax return.
Name(s) shown on return
Part I
OMB No. 1545-0074
Direct Deposit
Complete this part if you want us to directly deposit a portion of your refund to one or more accounts.
1a
Amount to be deposited in first account (see instructions) .
B
b Routing number
1 0 1 0 0 0 6 9 5
D
d Account number
4 4
2a
Amount to be deposited in second account
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F
b Routing number
1 0 1 0 0 0 6 9 5
H
d Account number
4 4
I
3a
Amount to be deposited in third account
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b Routing number
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Savings
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X Checking
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X Checking
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Savings
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Checking
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Savings
d Account number
Not FDIC Insured
May Lose Value
Not Bank Guaranteed
Part II
U.S. Series I Savings Bond Purchases
Complete this part if you want to buy paper bonds with a portion of your refund.
!
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If a name is entered on line 5c or 6c below, co-ownership will be assumed unless the beneficiary box is checked.
See instructions for more details.
1. RCAUTION
esidents of Massachusetts and Maine have until Tuesday, April 19, 2016.
4
Amount to be used for bond purchases for yourself (and your spouse, if filing jointly) .
5a Amount to be used to buy bonds for yourself, your spouse, or someone else
b Enter the owner's name (First then Last) for the bond registration
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5a
Take advantage of IRS Form 8888 for a faster,
easier way to build your savings.
• Talk to your advisor about contributing to your
Traditional or Roth IRA.
• Set up a direct deposit refund contribution
by downloading IRS Form 8888 from irs.gov.
Search for “Form 8888.”
http://www.irs.gov/pub/irs-pdf/f8888.pdf.
• For more information, visit
oppenheimerfunds.com or call the IRA
Resource Center at 800 783 7783.
Shares of Oppenheimer funds are not deposits or obligations of any bank, are not guaranteed by any bank, are not insured by the
FDIC or any other agency, and involve investment risks, including the possible loss of the principal amount invested.
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oppenheimerfunds.com
This material is provided for general and educational purposes only, and is not intended to provide legal, tax or investment advice, or for use to
avoid penalties that may be imposed under U.S. federal tax laws. Contact your attorney or other advisor regarding your specific legal, investment
or tax situation.
Call Us
800 783 7783
Before investing in any of the Oppenheimer funds, investors should carefully consider a fund’s
investment objectives, risks, charges and expenses. Fund prospectuses and summary prospectuses
contain this and other information about the funds, and may be obtained by asking your financial
advisor, visiting oppenheimerfunds.com or calling 1 800 CALL OPP (225 5677). Read prospectuses
and summary prospectuses carefully before investing.
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Oppenheimer funds are distributed by OppenheimerFunds Distributor, Inc.
225 Liberty Street, New York, NY 10281-1008
© 2016 OppenheimerFunds Distributor, Inc. All rights reserved.
DS0000.024.0216 March 4, 2016