MAHMOOD LOTIA, SENIOR DEPUTY MANAGING DIRECTOR, EFU GENERAL INSURANCE Mr Mahmood Lotia is a BSc from Punjab University and an Associate of the Chartered Insurance Institute of UK (ACII). He started his insurance career in April 1974 then trained at the M&G Reinsurance Company, UK. From April 1977 he worked with Adamjee Insurance Company Ltd and Commercial Union Assurance Pakistan Branch. In 1989 left for Abu Dhabi to work with Abu Dhabi National Insurance Company. On return to Pakistan in August 1991 joined EFU General Insurance Ltd and currently is in-charge of the company’s technical operations including underwriting, claims and reinsurance. He is the Senior Deputy Managing Director. Mr Lotia has remained associated with Insurance Association of Pakistan in various capacities since 1980 and served on nearly all technical committees, the Executive Committee and was the Chairman for the year 2014-2015.