Solutions, Strategies, Answers Newsletter of the Social Security Administration Offices in Bucks, Chester, Delaware, Lehigh, Monroe, Montgomery, Northampton and Philadelphia counties February 2015 Issue #37 Welcome to the February 2015 edition of Solutions, Strategies, Answers, a newsletter produced by the 18 Social Security Administration Offices in southeastern Pennsylvania. We aim to provide solutions to your Social Security issues, suggest strategies that lead to a good outcome, and of course give answers to your questions! This newsletter is for everyone, but we especially want to be a channel for advocates, agencies, employers, financial planners and other professionals who themselves disseminate information about Social Security programs and services. Receiving Retirement Benefits What If You Change Your Mind? If you are receiving Social Security Retirement benefits and you change your mind about when they should start, you may be able to withdraw your Social Security claim and reapply at a future date. Our aim is to provide solutions to your Social Security issues, suggest strategies that lead to a good outcome, and of course give answers to all your questions! This newsletter is for everyone, but we do want to be a channel for advocates, agencies, employers, Social Security Launches New financial planners and other professionals Anti-Fraud Website who themselves disseminate information about Social Security programs Recently, Social Security launched a newand web services. page that highlights the agency's efforts in fighting fraud and protecting every worker's investment in the Social Security program. Go to www.socialsecurity.gov/antifraudfacts. The website includes information on the tools we use to . fight fraud, spotlights some of our successful anti-fraud efforts, and provides materials to help spread the word that Social Security has zero tolerance for fraud. Protect yourself - Make sure your Social Security information is correct with a my Social Security account. However, if you change your mind 12 months or more after you became entitled to retirement benefits, you cannot withdraw your application. You are limited to one withdrawal per lifetime. If you withdraw your application, you must repay all the benefits you and your family received based on your retirement application. The repayment must include any benefits your spouse or children received based on your application, whether or not they are living with you. In addition, anyone who received benefits based on your application must also consent in writing to the withdrawal. Money withheld from your checks includes Medicare Part B, Part C, and Part D premiums, voluntary tax withholding, and garnishments. If you are already entitled to Medicare, you may also choose to withdraw your Medicare coverage. However, if you choose to withdraw, there are additional steps you may need to take. www.socialsecurity.gov/retire2/withdrawal.htm N Publications in Different Languages Social Security strives to deliver effective, efficient, and equitable service to the public, including providing access to our programs and services regardless of a person’s ability to speak, read, or write English. This Lunar New Year, we want to highlight our publications in Chinese, (www.ssa.gov/multilanguage/Chinese/chinese.htm), Korean, (www.ssa.gov/multilanguage/Korean/korean.htm), Vietnamese (www.ssa.gov/multilanguage/Vietname/vietnamese.htm). At our Multilanguage Gateway, we offer publications in 17 different languages. For more information, visit: www.ssa.gov/multilanguage. Remember Social Security announced a new online service for replacement SSA-1099s, available to recipients with a my Social Security account. With this new online service, people now only need to create a my Social Security account, or log into their existing one. Once there, they can view and print their SSA-1099 or request to have a new one mailed to them—all online. www.socialsecurity.gov/myaccount/ African American History Month February 2015 A Century of Black Life, History & Culture Today, about 13.1 percent of the population in the U.S. is African America and is expected to grow to 14.4 percent by 2050. In 2012, among African Americans receiving Social Security, 31 percent of elderly married couples and 53 percent of unmarried elderly persons relied on Social Security for 90 percent or more of their income. Social Security is neutral with respect to race or ethnicity – individuals with identical earnings histories are treated the same in terms of benefits. For information, go to www.socialsecurity.gov/africanamericans. www.socialsecurity.gov/people/africanamericans/africanamerican-history-month.html For information about African American History Month, visit www.africanamericanhistorymonth.gov/index.html. Want to Subscribe? To receive future editions of Solutions, Strategies, Answers, send a message to edward.lafferty@ssa.gov or richard.gaudiosi@ssa.gov www.socialsecurity.gov/history/ssn/ssnchron.html